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Hinsdale Bank & Trust Company, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$238,843,000	265
Total interest expense	$87,318,000	260
Net interest income	$151,525,000	270
Provision for loan and lease losses	$9,120,000	224
Total noninterest income	$18,646,000	482
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$3,166,000	384
Trading account gains and fees	$597,000	76
Additional Noninterest Income	$14,883,000	408
Total noninterest expense	$73,005,000	404
Salaries and employee benefits	$36,406,000	437
Premises and equipment expense	$5,190,000	530
Additional noninterest expense	$14,883,000	408
Pre-tax net operating income	$88,046,000	224
Securities gains (losses)	$47,000	411
Applicable income taxes	$23,354,000	189
Income before extraordinary items	$64,739,000	231
Extraordinary gains, net	$0	54
Net income	$64,739,000	234
Minority interest net income	$0	88
Net income of bank and minority interests.	$64,739,000	233
Net charge-offs	$3,544,000	286
Cash dividends	$35,000,000	219
Sale, conversion, retirement of capital stock, net	$1,271,000	172
Net operating income	$64,701,870	240
2023-09-30 (YTD Data)		Rank
Total interest income	$172,690,000	273
Total interest expense	$59,884,000	263
Net interest income	$112,806,000	276
Provision for loan and lease losses	$6,137,000	237
Total noninterest income	$13,512,000	498
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$2,370,000	386
Trading account gains and fees	$472,000	77
Additional Noninterest Income	$10,670,000	428
Total noninterest expense	$52,707,000	415
Salaries and employee benefits	$27,283,000	441
Premises and equipment expense	$4,098,000	511
Additional noninterest expense	$10,670,000	428
Pre-tax net operating income	$67,474,000	227
Securities gains (losses)	$-78,000	3,938
Applicable income taxes	$18,007,000	198
Income before extraordinary items	$49,389,000	240
Extraordinary gains, net	$0	52
Net income	$49,389,000	242
Minority interest net income	$0	81
Net income of bank and minority interests.	$49,389,000	241
Net charge-offs	$2,325,000	279
Cash dividends	$20,000,000	250
Sale, conversion, retirement of capital stock, net	$941,000	171
Net operating income	$49,450,620	243
2023-06-30 (YTD Data)		Rank
Total interest income	$108,808,000	275
Total interest expense	$34,634,000	267
Net interest income	$74,174,000	273
Provision for loan and lease losses	$5,559,000	191
Total noninterest income	$9,167,000	477
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$1,575,000	377
Trading account gains and fees	$324,000	71
Additional Noninterest Income	$7,268,000	408
Total noninterest expense	$34,860,000	406
Salaries and employee benefits	$18,125,000	431
Premises and equipment expense	$2,820,000	485
Additional noninterest expense	$7,268,000	408
Pre-tax net operating income	$42,922,000	241
Securities gains (losses)	$8,000	684
Applicable income taxes	$11,433,000	199
Income before extraordinary items	$31,497,000	248
Extraordinary gains, net	$0	51
Net income	$31,497,000	253
Minority interest net income	$0	81
Net income of bank and minority interests.	$31,497,000	248
Net charge-offs	$1,399,000	267
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$603,000	160
Net operating income	$31,490,680	250
2023-03-31 (YTD Data)		Rank
Total interest income	$51,783,000	286
Total interest expense	$13,907,000	286
Net interest income	$37,876,000	274
Provision for loan and lease losses	$3,590,000	166
Total noninterest income	$4,652,000	472
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$759,000	402
Trading account gains and fees	$46,000	89
Additional Noninterest Income	$3,847,000	388
Total noninterest expense	$17,398,000	420
Salaries and employee benefits	$8,993,000	449
Premises and equipment expense	$1,402,000	504
Additional noninterest expense	$3,847,000	388
Pre-tax net operating income	$21,540,000	241
Securities gains (losses)	$54,000	252
Applicable income taxes	$5,688,000	208
Income before extraordinary items	$15,906,000	254
Extraordinary gains, net	$0	4
Net income	$15,906,000	254
Minority interest net income	$0	48
Net income of bank and minority interests.	$15,906,000	254
Net charge-offs	$392,000	321
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$319,000	137
Net operating income	$15,863,340	262
2022-12-31 (YTD Data)		Rank
Total interest income	$145,803,000	307
Total interest expense	$18,181,000	283
Net interest income	$127,622,000	307
Provision for loan and lease losses	$6,497,000	231
Total noninterest income	$21,598,000	450
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$3,607,000	365
Trading account gains and fees	$1,871,000	68
Additional Noninterest Income	$16,120,000	412
Total noninterest expense	$64,293,000	434
Salaries and employee benefits	$32,535,000	473
Premises and equipment expense	$5,115,000	528
Additional noninterest expense	$16,120,000	412
Pre-tax net operating income	$78,430,000	281
Securities gains (losses)	$-298,000	4,209
Applicable income taxes	$20,923,000	229
Income before extraordinary items	$57,209,000	289
Extraordinary gains, net	$0	5
Net income	$57,209,000	289
Minority interest net income	$0	63
Net income of bank and minority interests.	$57,209,000	289
Net charge-offs	$2,468,000	257
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$1,152,000	220
Net operating income	$57,444,420	295
2022-09-30 (YTD Data)		Rank
Total interest income	$98,774,000	314
Total interest expense	$8,877,000	283
Net interest income	$89,897,000	313
Provision for loan and lease losses	$3,776,000	260
Total noninterest income	$18,178,000	433
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$2,841,000	362
Trading account gains and fees	$3,176,000	52
Additional Noninterest Income	$12,161,000	415
Total noninterest expense	$47,121,000	443
Salaries and employee benefits	$23,847,000	479
Premises and equipment expense	$3,758,000	544
Additional noninterest expense	$12,161,000	415
Pre-tax net operating income	$57,178,000	289
Securities gains (losses)	$-311,000	4,420
Applicable income taxes	$15,317,000	234
Income before extraordinary items	$41,550,000	298
Extraordinary gains, net	$0	4
Net income	$41,550,000	298
Minority interest net income	$0	57
Net income of bank and minority interests.	$41,550,000	298
Net charge-offs	$2,311,000	205
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$861,000	204
Net operating income	$41,795,690	301
2022-06-30 (YTD Data)		Rank
Total interest income	$59,403,000	323
Total interest expense	$4,524,000	289
Net interest income	$54,879,000	323
Provision for loan and lease losses	$3,208,000	189
Total noninterest income	$11,969,000	425
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,985,000	342
Trading account gains and fees	$1,502,000	56
Additional Noninterest Income	$8,482,000	409
Total noninterest expense	$30,811,000	442
Salaries and employee benefits	$15,803,000	476
Premises and equipment expense	$2,455,000	549
Additional noninterest expense	$12,553,000	365
Pre-tax net operating income	$32,829,000	306
Securities gains (losses)	$-189,000	4,459
Applicable income taxes	$8,800,000	260
Income before extraordinary items	$23,840,000	316
Extraordinary gains, net	$0	4
Net income	$23,840,000	316
Minority interest net income	$0	60
Net income of bank and minority interests.	$23,840,000	316
Net charge-offs	$2,950,000	139
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$532,000	196
Net operating income	$23,989,310	324
2022-03-31 (YTD Data)		Rank
Total interest income	$27,859,000	330
Total interest expense	$2,103,000	278
Net interest income	$25,756,000	327
Provision for loan and lease losses	$-344,000	4,606
Total noninterest income	$7,579,000	367
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$1,027,000	327
Trading account gains and fees	$1,243,000	51
Additional Noninterest Income	$5,309,000	371
Total noninterest expense	$15,120,000	455
Salaries and employee benefits	$7,856,000	475
Premises and equipment expense	$1,198,000	572
Additional noninterest expense	$6,066,000	366
Pre-tax net operating income	$18,559,000	273
Securities gains (losses)	$-88,000	4,515
Applicable income taxes	$4,942,000	235
Income before extraordinary items	$13,529,000	283
Extraordinary gains, net	$0	4
Net income	$13,529,000	283
Minority interest net income	$0	50
Net income of bank and minority interests.	$13,529,000	283
Net charge-offs	$-138,000	4,620
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$282,000	158
Net operating income	$13,598,520	284
2021-12-31 (YTD Data)		Rank
Total interest income	$109,929,000	336
Total interest expense	$11,104,000	263
Net interest income	$98,825,000	340
Provision for loan and lease losses	$-6,227,000	4,693
Total noninterest income	$18,855,000	533
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$3,990,000	317
Trading account gains and fees	$885,000	82
Additional Noninterest Income	$13,980,000	536
Total noninterest expense	$63,914,000	419
Salaries and employee benefits	$30,299,000	486
Premises and equipment expense	$6,528,000	427
Additional noninterest expense	$27,087,000	343
Pre-tax net operating income	$59,993,000	339
Securities gains (losses)	$-106,000	4,659
Applicable income taxes	$16,119,000	284
Income before extraordinary items	$43,768,000	368
Extraordinary gains, net	$0	10
Net income	$43,768,000	368
Minority interest net income	$0	74
Net income of bank and minority interests.	$43,768,000	368
Net charge-offs	$3,622,000	202
Cash dividends	$15,000,000	359
Sale, conversion, retirement of capital stock, net	$627,000	277
Net operating income	$43,851,740	365
2021-09-30 (YTD Data)		Rank
Total interest income	$81,443,000	341
Total interest expense	$8,850,000	262
Net interest income	$72,593,000	350
Provision for loan and lease losses	$-7,136,000	4,783
Total noninterest income	$13,978,000	555
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$2,961,000	316
Trading account gains and fees	$481,000	90
Additional Noninterest Income	$10,536,000	549
Total noninterest expense	$47,439,000	426
Salaries and employee benefits	$22,614,000	496
Premises and equipment expense	$4,988,000	425
Additional noninterest expense	$19,837,000	343
Pre-tax net operating income	$46,268,000	336
Securities gains (losses)	$-48,000	4,730
Applicable income taxes	$12,351,000	282
Income before extraordinary items	$33,869,000	373
Extraordinary gains, net	$0	8
Net income	$33,869,000	371
Minority interest net income	$0	69
Net income of bank and minority interests.	$33,869,000	373
Net charge-offs	$1,992,000	242
Cash dividends	$15,000,000	277
Sale, conversion, retirement of capital stock, net	$387,000	276
Net operating income	$33,906,920	365
2021-06-30 (YTD Data)		Rank
Total interest income	$53,654,000	341
Total interest expense	$6,356,000	256
Net interest income	$47,298,000	354
Provision for loan and lease losses	$-6,589,000	4,834
Total noninterest income	$9,198,000	563
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$1,942,000	309
Trading account gains and fees	$405,000	89
Additional Noninterest Income	$6,851,000	572
Total noninterest expense	$32,369,000	417
Salaries and employee benefits	$15,344,000	490
Premises and equipment expense	$3,868,000	375
Additional noninterest expense	$13,157,000	342
Pre-tax net operating income	$30,716,000	331
Securities gains (losses)	$-40,000	4,784
Applicable income taxes	$8,186,000	290
Income before extraordinary items	$22,490,000	364
Extraordinary gains, net	$0	6
Net income	$22,490,000	363
Minority interest net income	$0	67
Net income of bank and minority interests.	$22,490,000	364
Net charge-offs	$1,646,000	211
Cash dividends	$15,000,000	206
Sale, conversion, retirement of capital stock, net	$256,000	246
Net operating income	$22,521,600	354
2021-03-31 (YTD Data)		Rank
Total interest income	$26,214,000	346
Total interest expense	$3,407,000	251
Net interest income	$22,807,000	358
Provision for loan and lease losses	$-5,895,000	4,890
Total noninterest income	$4,919,000	546
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$946,000	309
Trading account gains and fees	$284,000	80
Additional Noninterest Income	$3,689,000	546
Total noninterest expense	$16,897,000	394
Salaries and employee benefits	$7,624,000	489
Premises and equipment expense	$2,760,000	276
Additional noninterest expense	$6,513,000	337
Pre-tax net operating income	$16,724,000	310
Securities gains (losses)	$-57,000	4,854
Applicable income taxes	$4,449,000	275
Income before extraordinary items	$12,218,000	340
Extraordinary gains, net	$0	3
Net income	$12,218,000	338
Minority interest net income	$0	55
Net income of bank and minority interests.	$12,218,000	340
Net charge-offs	$609,000	239
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$123,000	233
Net operating income	$12,263,030	330
2020-12-31 (YTD Data)		Rank
Total interest income	$121,786,000	310
Total interest expense	$20,127,000	268
Net interest income	$101,659,000	317
Provision for loan and lease losses	$16,866,000	251
Total noninterest income	$17,291,000	551
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$3,223,000	364
Trading account gains and fees	$1,053,000	89
Additional Noninterest Income	$13,015,000	542
Total noninterest expense	$71,174,000	373
Salaries and employee benefits	$29,296,000	481
Premises and equipment expense	$5,631,000	470
Additional noninterest expense	$36,247,000	261
Pre-tax net operating income	$30,910,000	424
Securities gains (losses)	$179,000	1,086
Applicable income taxes	$8,356,000	338
Income before extraordinary items	$22,733,000	476
Extraordinary gains, net	$0	4
Net income	$22,733,000	474
Minority interest net income	$0	72
Net income of bank and minority interests.	$22,733,000	476
Net charge-offs	$5,701,000	202
Cash dividends	$33,000,000	205
Sale, conversion, retirement of capital stock, net	$-208,000	4,948
Net operating income	$22,591,590	461
2020-09-30 (YTD Data)		Rank
Total interest income	$94,645,000	303
Total interest expense	$16,221,000	278
Net interest income	$78,424,000	304
Provision for loan and lease losses	$18,016,000	222
Total noninterest income	$12,502,000	545
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,300,000	366
Trading account gains and fees	$898,000	86
Additional Noninterest Income	$9,304,000	537
Total noninterest expense	$56,043,000	352
Salaries and employee benefits	$22,331,000	462
Premises and equipment expense	$4,056,000	485
Additional noninterest expense	$29,656,000	235
Pre-tax net operating income	$16,867,000	505
Securities gains (losses)	$188,000	915
Applicable income taxes	$4,757,000	390
Income before extraordinary items	$12,298,000	587
Extraordinary gains, net	$0	4
Net income	$12,298,000	586
Minority interest net income	$0	65
Net income of bank and minority interests.	$12,298,000	587
Net charge-offs	$1,062,000	488
Cash dividends	$33,000,000	157
Sale, conversion, retirement of capital stock, net	$-33,000	4,975
Net operating income	$12,149,480	570
2020-06-30 (YTD Data)		Rank
Total interest income	$65,696,000	299
Total interest expense	$11,838,000	280
Net interest income	$53,858,000	298
Provision for loan and lease losses	$13,898,000	228
Total noninterest income	$8,735,000	499
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,444,000	390
Trading account gains and fees	$381,000	97
Additional Noninterest Income	$6,910,000	466
Total noninterest expense	$40,728,000	334
Salaries and employee benefits	$15,328,000	449
Premises and equipment expense	$2,769,000	477
Additional noninterest expense	$22,631,000	218
Pre-tax net operating income	$7,967,000	634
Securities gains (losses)	$187,000	730
Applicable income taxes	$2,309,000	442
Income before extraordinary items	$5,845,000	740
Extraordinary gains, net	$0	4
Net income	$5,845,000	741
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,845,000	740
Net charge-offs	$853,000	431
Cash dividends	$33,000,000	125
Sale, conversion, retirement of capital stock, net	$-89,000	5,020
Net operating income	$5,697,270	722
2020-03-31 (YTD Data)		Rank
Total interest income	$34,160,000	299
Total interest expense	$6,622,000	289
Net interest income	$27,538,000	299
Provision for loan and lease losses	$2,747,000	340
Total noninterest income	$5,275,000	410
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$824,000	385
Trading account gains and fees	$81,000	100
Additional Noninterest Income	$4,370,000	344
Total noninterest expense	$16,942,000	382
Salaries and employee benefits	$7,593,000	450
Premises and equipment expense	$1,476,000	462
Additional noninterest expense	$7,873,000	289
Pre-tax net operating income	$13,124,000	209
Securities gains (losses)	$147,000	482
Applicable income taxes	$3,548,000	167
Income before extraordinary items	$9,723,000	227
Extraordinary gains, net	$0	4
Net income	$9,723,000	227
Minority interest net income	$0	56
Net income of bank and minority interests.	$9,723,000	227
Net charge-offs	$616,000	327
Cash dividends	$33,000,000	96
Sale, conversion, retirement of capital stock, net	$-109,000	5,081
Net operating income	$9,606,870	224
2019-12-31 (YTD Data)		Rank
Total interest income	$111,539,000	338
Total interest expense	$23,558,000	333
Net interest income	$87,981,000	340
Provision for loan and lease losses	$2,409,000	457
Total noninterest income	$14,768,000	530
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$2,463,000	511
Trading account gains and fees	$1,122,000	86
Additional Noninterest Income	$11,183,000	483
Total noninterest expense	$48,471,000	474
Salaries and employee benefits	$24,977,000	527
Premises and equipment expense	$6,527,000	409
Additional noninterest expense	$16,967,000	435
Pre-tax net operating income	$51,869,000	305
Securities gains (losses)	$124,000	813
Applicable income taxes	$13,521,000	273
Income before extraordinary items	$38,472,000	330
Extraordinary gains, net	$0	11
Net income	$38,472,000	331
Minority interest net income	$0	76
Net income of bank and minority interests.	$38,472,000	331
Net charge-offs	$3,371,000	281
Cash dividends	$16,000,000	341
Sale, conversion, retirement of capital stock, net	$407,000	311
Net operating income	$38,374,040	324
2019-09-30 (YTD Data)		Rank
Total interest income	$80,605,000	353
Total interest expense	$17,118,000	349
Net interest income	$63,487,000	359
Provision for loan and lease losses	$2,807,000	316
Total noninterest income	$11,032,000	531
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,696,000	550
Trading account gains and fees	$892,000	85
Additional Noninterest Income	$8,444,000	482
Total noninterest expense	$34,004,000	512
Salaries and employee benefits	$17,321,000	573
Premises and equipment expense	$4,623,000	439
Additional noninterest expense	$12,060,000	453
Pre-tax net operating income	$37,708,000	312
Securities gains (losses)	$128,000	680
Applicable income taxes	$9,838,000	282
Income before extraordinary items	$27,998,000	336
Extraordinary gains, net	$0	11
Net income	$27,998,000	337
Minority interest net income	$0	72
Net income of bank and minority interests.	$27,998,000	337
Net charge-offs	$3,333,000	219
Cash dividends	$16,000,000	270
Sale, conversion, retirement of capital stock, net	$315,000	278
Net operating income	$27,896,880	334
2019-06-30 (YTD Data)		Rank
Total interest income	$52,956,000	354
Total interest expense	$10,718,000	364
Net interest income	$42,238,000	359
Provision for loan and lease losses	$1,984,000	297
Total noninterest income	$7,184,000	534
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,097,000	565
Trading account gains and fees	$447,000	91
Additional Noninterest Income	$5,640,000	473
Total noninterest expense	$22,610,000	511
Salaries and employee benefits	$11,583,000	562
Premises and equipment expense	$3,052,000	447
Additional noninterest expense	$7,975,000	461
Pre-tax net operating income	$24,828,000	312
Securities gains (losses)	$97,000	548
Applicable income taxes	$6,456,000	283
Income before extraordinary items	$18,469,000	339
Extraordinary gains, net	$0	11
Net income	$18,469,000	340
Minority interest net income	$0	69
Net income of bank and minority interests.	$18,469,000	340
Net charge-offs	$2,703,000	194
Cash dividends	$16,000,000	217
Sale, conversion, retirement of capital stock, net	$240,000	245
Net operating income	$18,392,370	334
2019-03-31 (YTD Data)		Rank
Total interest income	$26,257,000	360
Total interest expense	$5,010,000	372
Net interest income	$21,247,000	361
Provision for loan and lease losses	$52,000	2,024
Total noninterest income	$3,970,000	476
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$543,000	564
Trading account gains and fees	$288,000	87
Additional Noninterest Income	$3,139,000	427
Total noninterest expense	$11,152,000	513
Salaries and employee benefits	$5,819,000	553
Premises and equipment expense	$1,436,000	472
Additional noninterest expense	$3,897,000	460
Pre-tax net operating income	$14,013,000	281
Securities gains (losses)	$11,000	693
Applicable income taxes	$3,575,000	256
Income before extraordinary items	$10,449,000	296
Extraordinary gains, net	$0	5
Net income	$10,449,000	296
Minority interest net income	$0	52
Net income of bank and minority interests.	$10,449,000	296
Net charge-offs	$923,000	227
Cash dividends	$9,000,000	194
Sale, conversion, retirement of capital stock, net	$129,000	205
Net operating income	$10,440,310	290
2018-12-31 (YTD Data)		Rank
Total interest income	$97,629,000	367
Total interest expense	$15,528,000	368
Net interest income	$82,101,000	363
Provision for loan and lease losses	$2,826,000	388
Total noninterest income	$13,476,000	550
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$2,203,000	582
Trading account gains and fees	$943,000	81
Additional Noninterest Income	$10,330,000	492
Total noninterest expense	$44,992,000	499
Salaries and employee benefits	$22,908,000	545
Premises and equipment expense	$5,907,000	454
Additional noninterest expense	$16,177,000	445
Pre-tax net operating income	$47,759,000	325
Securities gains (losses)	$-157,000	5,107
Applicable income taxes	$12,202,000	276
Income before extraordinary items	$35,400,000	345
Extraordinary gains, net	$0	6
Net income	$35,400,000	345
Minority interest net income	$0	72
Net income of bank and minority interests.	$35,400,000	345
Net charge-offs	$1,340,000	466
Cash dividends	$6,000,000	625
Sale, conversion, retirement of capital stock, net	$530,000	301
Net operating income	$35,524,030	346
2018-09-30 (YTD Data)		Rank
Total interest income	$71,243,000	370
Total interest expense	$10,630,000	371
Net interest income	$60,613,000	364
Provision for loan and lease losses	$2,061,000	386
Total noninterest income	$10,146,000	555
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,655,000	579
Trading account gains and fees	$897,000	81
Additional Noninterest Income	$7,594,000	506
Total noninterest expense	$32,652,000	511
Salaries and employee benefits	$16,872,000	556
Premises and equipment expense	$3,986,000	500
Additional noninterest expense	$11,794,000	455
Pre-tax net operating income	$36,046,000	326
Securities gains (losses)	$-173,000	5,313
Applicable income taxes	$9,239,000	270
Income before extraordinary items	$26,634,000	346
Extraordinary gains, net	$0	5
Net income	$26,634,000	346
Minority interest net income	$0	66
Net income of bank and minority interests.	$26,634,000	346
Net charge-offs	$1,124,000	401
Cash dividends	$6,000,000	463
Sale, conversion, retirement of capital stock, net	$406,000	272
Net operating income	$26,770,670	337
2018-06-30 (YTD Data)		Rank
Total interest income	$45,343,000	377
Total interest expense	$6,126,000	394
Net interest income	$39,217,000	369
Provision for loan and lease losses	$1,897,000	305
Total noninterest income	$6,668,000	564
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,110,000	572
Trading account gains and fees	$595,000	76
Additional Noninterest Income	$4,963,000	509
Total noninterest expense	$21,445,000	518
Salaries and employee benefits	$11,223,000	557
Premises and equipment expense	$2,589,000	511
Additional noninterest expense	$7,633,000	465
Pre-tax net operating income	$22,543,000	325
Securities gains (losses)	$-164,000	5,404
Applicable income taxes	$5,787,000	275
Income before extraordinary items	$16,592,000	349
Extraordinary gains, net	$0	6
Net income	$16,592,000	349
Minority interest net income	$0	65
Net income of bank and minority interests.	$16,592,000	349
Net charge-offs	$885,000	357
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$276,000	248
Net operating income	$16,721,560	343
2018-03-31 (YTD Data)		Rank
Total interest income	$21,886,000	383
Total interest expense	$2,757,000	411
Net interest income	$19,129,000	375
Provision for loan and lease losses	$756,000	335
Total noninterest income	$3,749,000	512
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$537,000	592
Trading account gains and fees	$348,000	71
Additional Noninterest Income	$2,864,000	454
Total noninterest expense	$10,587,000	525
Salaries and employee benefits	$5,554,000	572
Premises and equipment expense	$1,318,000	503
Additional noninterest expense	$3,715,000	472
Pre-tax net operating income	$11,535,000	317
Securities gains (losses)	$-160,000	5,512
Applicable income taxes	$2,922,000	274
Income before extraordinary items	$8,453,000	339
Extraordinary gains, net	$0	7
Net income	$8,453,000	339
Minority interest net income	$0	52
Net income of bank and minority interests.	$8,453,000	339
Net charge-offs	$137,000	716
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$139,000	224
Net operating income	$8,579,400	334
2017-12-31 (YTD Data)		Rank
Total interest income	$79,976,000	389
Total interest expense	$7,992,000	446
Net interest income	$71,984,000	376
Provision for loan and lease losses	$670,000	1,175
Total noninterest income	$11,783,000	616
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$2,027,000	630
Trading account gains and fees	$816,000	83
Additional Noninterest Income	$8,940,000	552
Total noninterest expense	$41,882,000	521
Salaries and employee benefits	$21,940,000	544
Premises and equipment expense	$4,775,000	528
Additional noninterest expense	$15,167,000	456
Pre-tax net operating income	$41,215,000	327
Securities gains (losses)	$13,000	1,489
Applicable income taxes	$12,737,000	341
Income before extraordinary items	$28,491,000	309
Extraordinary gains, net	$0	9
Net income	$28,491,000	309
Minority interest net income	$0	76
Net income of bank and minority interests.	$28,491,000	309
Net charge-offs	$402,000	1,257
Cash dividends	$15,000,000	282
Sale, conversion, retirement of capital stock, net	$603,000	270
Net operating income	$28,482,030	310
2017-09-30 (YTD Data)		Rank
Total interest income	$58,774,000	393
Total interest expense	$5,506,000	470
Net interest income	$53,268,000	384
Provision for loan and lease losses	$428,000	1,304
Total noninterest income	$8,294,000	647
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,489,000	645
Trading account gains and fees	$688,000	83
Additional Noninterest Income	$6,117,000	597
Total noninterest expense	$30,872,000	532
Salaries and employee benefits	$15,997,000	568
Premises and equipment expense	$3,517,000	537
Additional noninterest expense	$11,358,000	457
Pre-tax net operating income	$30,262,000	336
Securities gains (losses)	$6,000	1,766
Applicable income taxes	$11,441,000	286
Income before extraordinary items	$18,827,000	380
Extraordinary gains, net	$0	9
Net income	$18,827,000	380
Minority interest net income	$0	71
Net income of bank and minority interests.	$18,827,000	380
Net charge-offs	$526,000	775
Cash dividends	$12,000,000	252
Sale, conversion, retirement of capital stock, net	$394,000	271
Net operating income	$18,823,160	377
2017-06-30 (YTD Data)		Rank
Total interest income	$38,073,000	399
Total interest expense	$3,253,000	511
Net interest income	$34,820,000	388
Provision for loan and lease losses	$-565,000	5,710
Total noninterest income	$5,577,000	643
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$999,000	624
Trading account gains and fees	$696,000	73
Additional Noninterest Income	$3,882,000	613
Total noninterest expense	$20,428,000	538
Salaries and employee benefits	$10,584,000	574
Premises and equipment expense	$2,357,000	530
Additional noninterest expense	$7,487,000	466
Pre-tax net operating income	$20,534,000	331
Securities gains (losses)	$3,000	1,556
Applicable income taxes	$7,655,000	281
Income before extraordinary items	$12,882,000	370
Extraordinary gains, net	$0	11
Net income	$12,882,000	369
Minority interest net income	$0	71
Net income of bank and minority interests.	$12,882,000	370
Net charge-offs	$274,000	880
Cash dividends	$12,000,000	185
Sale, conversion, retirement of capital stock, net	$284,000	241
Net operating income	$12,880,080	369
2017-03-31 (YTD Data)		Rank
Total interest income	$18,382,000	404
Total interest expense	$1,529,000	521
Net interest income	$16,853,000	393
Provision for loan and lease losses	$28,000	2,616
Total noninterest income	$2,566,000	665
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$493,000	637
Trading account gains and fees	$67,000	106
Additional Noninterest Income	$2,006,000	586
Total noninterest expense	$10,083,000	545
Salaries and employee benefits	$5,259,000	589
Premises and equipment expense	$1,177,000	550
Additional noninterest expense	$3,647,000	479
Pre-tax net operating income	$9,308,000	352
Securities gains (losses)	$0	1,153
Applicable income taxes	$3,328,000	313
Income before extraordinary items	$5,980,000	392
Extraordinary gains, net	$0	8
Net income	$5,980,000	392
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,980,000	392
Net charge-offs	$-55,000	5,493
Cash dividends	$7,000,000	154
Sale, conversion, retirement of capital stock, net	$158,000	201
Net operating income	$5,980,000	389
2016-12-31 (YTD Data)		Rank
Total interest income	$71,355,000	398
Total interest expense	$5,738,000	517
Net interest income	$65,617,000	392
Provision for loan and lease losses	$640,000	1,254
Total noninterest income	$11,877,000	608
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,875,000	700
Trading account gains and fees	$758,000	88
Additional Noninterest Income	$9,244,000	537
Total noninterest expense	$40,828,000	530
Salaries and employee benefits	$21,365,000	555
Premises and equipment expense	$4,893,000	509
Additional noninterest expense	$14,570,000	482
Pre-tax net operating income	$36,026,000	326
Securities gains (losses)	$894,000	269
Applicable income taxes	$14,002,000	277
Income before extraordinary items	$22,918,000	371
Extraordinary gains, net	$0	5
Net income	$22,918,000	370
Minority interest net income	$0	82
Net income of bank and minority interests.	$22,918,000	370
Net charge-offs	$-731,000	5,836
Cash dividends	$12,000,000	320
Sale, conversion, retirement of capital stock, net	$483,000	287
Net operating income	$22,345,840	372
2016-09-30 (YTD Data)		Rank
Total interest income	$53,161,000	398
Total interest expense	$4,161,000	530
Net interest income	$49,000,000	390
Provision for loan and lease losses	$1,216,000	600
Total noninterest income	$8,881,000	612
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,391,000	704
Trading account gains and fees	$588,000	86
Additional Noninterest Income	$6,902,000	549
Total noninterest expense	$30,741,000	535
Salaries and employee benefits	$16,493,000	538
Premises and equipment expense	$3,560,000	527
Additional noninterest expense	$10,688,000	490
Pre-tax net operating income	$25,924,000	333
Securities gains (losses)	$682,000	288
Applicable income taxes	$9,986,000	286
Income before extraordinary items	$16,620,000	377
Extraordinary gains, net	$0	5
Net income	$16,620,000	377
Minority interest net income	$0	71
Net income of bank and minority interests.	$16,620,000	377
Net charge-offs	$533,000	757
Cash dividends	$9,000,000	322
Sale, conversion, retirement of capital stock, net	$334,000	268
Net operating income	$16,183,520	378
2016-06-30 (YTD Data)		Rank
Total interest income	$34,681,000	407
Total interest expense	$2,653,000	561
Net interest income	$32,028,000	397
Provision for loan and lease losses	$684,000	662
Total noninterest income	$5,799,000	615
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$925,000	683
Trading account gains and fees	$493,000	72
Additional Noninterest Income	$4,381,000	552
Total noninterest expense	$20,481,000	537
Salaries and employee benefits	$11,203,000	528
Premises and equipment expense	$2,304,000	550
Additional noninterest expense	$6,974,000	499
Pre-tax net operating income	$16,662,000	339
Securities gains (losses)	$423,000	317
Applicable income taxes	$6,344,000	283
Income before extraordinary items	$10,741,000	377
Extraordinary gains, net	$0	16
Net income	$10,741,000	376
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,741,000	376
Net charge-offs	$489,000	609
Cash dividends	$9,000,000	230
Sale, conversion, retirement of capital stock, net	$232,000	261
Net operating income	$10,470,280	383
2016-03-31 (YTD Data)		Rank
Total interest income	$17,148,000	405
Total interest expense	$1,311,000	558
Net interest income	$15,837,000	394
Provision for loan and lease losses	$362,000	594
Total noninterest income	$2,336,000	704
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$448,000	697
Trading account gains and fees	$454,000	67
Additional Noninterest Income	$1,434,000	728
Total noninterest expense	$10,502,000	526
Salaries and employee benefits	$5,844,000	510
Premises and equipment expense	$1,193,000	535
Additional noninterest expense	$3,465,000	501
Pre-tax net operating income	$7,309,000	361
Securities gains (losses)	$315,000	201
Applicable income taxes	$2,888,000	307
Income before extraordinary items	$4,736,000	398
Extraordinary gains, net	$0	12
Net income	$4,736,000	398
Minority interest net income	$0	62
Net income of bank and minority interests.	$4,736,000	398
Net charge-offs	$348,000	440
Cash dividends	$9,000,000	148
Sale, conversion, retirement of capital stock, net	$113,000	243
Net operating income	$4,534,400	406
2015-12-31 (YTD Data)		Rank
Total interest income	$61,942,000	422
Total interest expense	$5,183,000	527
Net interest income	$56,759,000	411
Provision for loan and lease losses	$3,934,000	258
Total noninterest income	$11,186,000	616
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,958,000	671
Trading account gains and fees	$353,000	100
Additional Noninterest Income	$8,875,000	541
Total noninterest expense	$45,759,000	478
Salaries and employee benefits	$23,346,000	490
Premises and equipment expense	$4,422,000	558
Additional noninterest expense	$17,991,000	405
Pre-tax net operating income	$18,252,000	528
Securities gains (losses)	$44,000	1,732
Applicable income taxes	$6,886,000	423
Income before extraordinary items	$11,410,000	650
Extraordinary gains, net	$0	23
Net income	$11,410,000	648
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,410,000	651
Net charge-offs	$2,548,000	305
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$735,000	263
Net operating income	$11,381,840	640
2015-09-30 (YTD Data)		Rank
Total interest income	$44,142,000	438
Total interest expense	$3,806,000	541
Net interest income	$40,336,000	433
Provision for loan and lease losses	$2,582,000	271
Total noninterest income	$7,829,000	669
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,404,000	699
Trading account gains and fees	$204,000	107
Additional Noninterest Income	$6,221,000	579
Total noninterest expense	$32,401,000	501
Salaries and employee benefits	$16,649,000	519
Premises and equipment expense	$2,861,000	668
Additional noninterest expense	$12,891,000	417
Pre-tax net operating income	$13,182,000	552
Securities gains (losses)	$43,000	1,570
Applicable income taxes	$5,172,000	442
Income before extraordinary items	$8,053,000	686
Extraordinary gains, net	$0	21
Net income	$8,053,000	683
Minority interest net income	$0	78
Net income of bank and minority interests.	$8,053,000	686
Net charge-offs	$2,092,000	273
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$534,000	241
Net operating income	$8,025,480	666
2015-06-30 (YTD Data)		Rank
Total interest income	$27,059,000	474
Total interest expense	$2,411,000	577
Net interest income	$24,648,000	465
Provision for loan and lease losses	$625,000	628
Total noninterest income	$4,700,000	725
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$683,000	922
Trading account gains and fees	$45,000	130
Additional Noninterest Income	$3,972,000	601
Total noninterest expense	$19,997,000	529
Salaries and employee benefits	$9,690,000	583
Premises and equipment expense	$1,737,000	726
Additional noninterest expense	$8,570,000	415
Pre-tax net operating income	$8,726,000	549
Securities gains (losses)	$28,000	1,532
Applicable income taxes	$3,374,000	450
Income before extraordinary items	$5,380,000	682
Extraordinary gains, net	$0	22
Net income	$5,380,000	679
Minority interest net income	$0	75
Net income of bank and minority interests.	$5,380,000	682
Net charge-offs	$1,290,000	298
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$356,000	232
Net operating income	$5,362,080	663
2015-03-31 (YTD Data)		Rank
Total interest income	$13,599,000	468
Total interest expense	$1,248,000	559
Net interest income	$12,351,000	457
Provision for loan and lease losses	$-109,000	6,213
Total noninterest income	$2,304,000	708
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$344,000	893
Trading account gains and fees	$-48,000	6,403
Additional Noninterest Income	$2,008,000	568
Total noninterest expense	$10,311,000	518
Salaries and employee benefits	$4,875,000	589
Premises and equipment expense	$900,000	706
Additional noninterest expense	$4,536,000	388
Pre-tax net operating income	$4,453,000	531
Securities gains (losses)	$25,000	1,138
Applicable income taxes	$1,726,000	431
Income before extraordinary items	$2,752,000	649
Extraordinary gains, net	$0	13
Net income	$2,752,000	647
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,752,000	649
Net charge-offs	$-14,000	5,558
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$161,000	207
Net operating income	$2,736,000	635
2014-12-31 (YTD Data)		Rank
Total interest income	$57,848,000	434
Total interest expense	$5,441,000	514
Net interest income	$52,407,000	429
Provision for loan and lease losses	$1,304,000	686
Total noninterest income	$7,871,000	787
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,361,000	973
Trading account gains and fees	$257,000	105
Additional Noninterest Income	$6,253,000	646
Total noninterest expense	$34,879,000	588
Salaries and employee benefits	$19,336,000	565
Premises and equipment expense	$3,348,000	742
Additional noninterest expense	$12,195,000	557
Pre-tax net operating income	$24,095,000	395
Securities gains (losses)	$-76,000	6,302
Applicable income taxes	$9,210,000	316
Income before extraordinary items	$14,809,000	475
Extraordinary gains, net	$0	17
Net income	$14,809,000	474
Minority interest net income	$0	84
Net income of bank and minority interests.	$14,809,000	475
Net charge-offs	$1,802,000	561
Cash dividends	$14,500,000	258
Sale, conversion, retirement of capital stock, net	$562,000	289
Net operating income	$14,857,640	467
2014-09-30 (YTD Data)		Rank
Total interest income	$43,069,000	436
Total interest expense	$4,100,000	516
Net interest income	$38,969,000	430
Provision for loan and lease losses	$1,248,000	540
Total noninterest income	$5,519,000	829
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,021,000	980
Trading account gains and fees	$-20,000	6,561
Additional Noninterest Income	$4,518,000	667
Total noninterest expense	$26,164,000	584
Salaries and employee benefits	$14,590,000	561
Premises and equipment expense	$2,606,000	711
Additional noninterest expense	$8,968,000	558
Pre-tax net operating income	$17,076,000	406
Securities gains (losses)	$-87,000	6,424
Applicable income taxes	$6,505,000	332
Income before extraordinary items	$10,484,000	487
Extraordinary gains, net	$0	15
Net income	$10,484,000	485
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,484,000	487
Net charge-offs	$1,766,000	426
Cash dividends	$5,500,000	406
Sale, conversion, retirement of capital stock, net	$402,000	262
Net operating income	$10,539,680	475
2014-06-30 (YTD Data)		Rank
Total interest income	$28,526,000	435
Total interest expense	$2,782,000	508
Net interest income	$25,744,000	433
Provision for loan and lease losses	$1,379,000	351
Total noninterest income	$3,535,000	839
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$657,000	1,000
Trading account gains and fees	$-16,000	6,627
Additional Noninterest Income	$2,894,000	669
Total noninterest expense	$17,406,000	585
Salaries and employee benefits	$9,767,000	552
Premises and equipment expense	$1,691,000	736
Additional noninterest expense	$5,948,000	560
Pre-tax net operating income	$10,494,000	437
Securities gains (losses)	$22,000	1,602
Applicable income taxes	$4,011,000	349
Income before extraordinary items	$6,505,000	507
Extraordinary gains, net	$0	20
Net income	$6,505,000	506
Minority interest net income	$0	80
Net income of bank and minority interests.	$6,505,000	507
Net charge-offs	$916,000	540
Cash dividends	$2,500,000	534
Sale, conversion, retirement of capital stock, net	$241,000	265
Net operating income	$6,490,920	502
2014-03-31 (YTD Data)		Rank
Total interest income	$14,064,000	442
Total interest expense	$1,413,000	498
Net interest income	$12,651,000	437
Provision for loan and lease losses	$181,000	1,065
Total noninterest income	$1,702,000	829
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$321,000	1,003
Trading account gains and fees	$-35,000	6,714
Additional Noninterest Income	$1,416,000	656
Total noninterest expense	$9,014,000	568
Salaries and employee benefits	$5,165,000	529
Premises and equipment expense	$880,000	726
Additional noninterest expense	$2,969,000	566
Pre-tax net operating income	$5,158,000	424
Securities gains (losses)	$7,000	1,257
Applicable income taxes	$1,964,000	337
Income before extraordinary items	$3,201,000	500
Extraordinary gains, net	$0	16
Net income	$3,201,000	500
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,201,000	501
Net charge-offs	$593,000	431
Cash dividends	$2,500,000	277
Sale, conversion, retirement of capital stock, net	$91,000	261
Net operating income	$3,196,520	494
2013-12-31 (YTD Data)		Rank
Total interest income	$53,353,000	459
Total interest expense	$6,243,000	505
Net interest income	$47,110,000	458
Provision for loan and lease losses	$7,067,000	209
Total noninterest income	$7,249,000	869
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,224,000	1,133
Trading account gains and fees	$562,000	90
Additional Noninterest Income	$5,463,000	752
Total noninterest expense	$32,424,000	646
Salaries and employee benefits	$17,352,000	628
Premises and equipment expense	$3,216,000	751
Additional noninterest expense	$11,856,000	584
Pre-tax net operating income	$14,868,000	549
Securities gains (losses)	$2,000	2,972
Applicable income taxes	$5,577,000	431
Income before extraordinary items	$9,293,000	691
Extraordinary gains, net	$0	29
Net income	$9,293,000	692
Minority interest net income	$0	90
Net income of bank and minority interests.	$9,293,000	691
Net charge-offs	$8,280,000	216
Cash dividends	$11,000,000	303
Sale, conversion, retirement of capital stock, net	$77,000	573
Net operating income	$9,291,720	665
2013-09-30 (YTD Data)		Rank
Total interest income	$39,978,000	463
Total interest expense	$4,780,000	510
Net interest income	$35,198,000	460
Provision for loan and lease losses	$6,548,000	181
Total noninterest income	$5,031,000	927
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$907,000	1,146
Trading account gains and fees	$355,000	99
Additional Noninterest Income	$3,769,000	820
Total noninterest expense	$24,787,000	628
Salaries and employee benefits	$13,641,000	598
Premises and equipment expense	$2,361,000	776
Additional noninterest expense	$8,785,000	593
Pre-tax net operating income	$8,894,000	678
Securities gains (losses)	$2,000	2,831
Applicable income taxes	$3,273,000	520
Income before extraordinary items	$5,623,000	848
Extraordinary gains, net	$0	25
Net income	$5,623,000	849
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,623,000	850
Net charge-offs	$5,461,000	242
Cash dividends	$11,000,000	224
Sale, conversion, retirement of capital stock, net	$413,000	249
Net operating income	$5,621,720	830
2013-06-30 (YTD Data)		Rank
Total interest income	$26,293,000	468
Total interest expense	$3,312,000	500
Net interest income	$22,981,000	473
Provision for loan and lease losses	$4,540,000	173
Total noninterest income	$3,368,000	927
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$615,000	1,098
Trading account gains and fees	$-22,000	6,906
Additional Noninterest Income	$2,775,000	774
Total noninterest expense	$16,633,000	622
Salaries and employee benefits	$9,225,000	588
Premises and equipment expense	$1,554,000	790
Additional noninterest expense	$5,854,000	590
Pre-tax net operating income	$5,176,000	747
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,874,000	568
Income before extraordinary items	$3,302,000	932
Extraordinary gains, net	$0	22
Net income	$3,302,000	934
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,302,000	935
Net charge-offs	$2,929,000	327
Cash dividends	$11,000,000	158
Sale, conversion, retirement of capital stock, net	$288,000	225
Net operating income	$3,302,000	891
2013-03-31 (YTD Data)		Rank
Total interest income	$13,077,000	473
Total interest expense	$1,704,000	506
Net interest income	$11,373,000	476
Provision for loan and lease losses	$1,433,000	284
Total noninterest income	$1,847,000	877
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$320,000	1,046
Trading account gains and fees	$-2,000	6,982
Additional Noninterest Income	$1,529,000	738
Total noninterest expense	$8,438,000	626
Salaries and employee benefits	$4,744,000	580
Premises and equipment expense	$750,000	833
Additional noninterest expense	$2,944,000	595
Pre-tax net operating income	$3,349,000	595
Securities gains (losses)	$0	1,966
Applicable income taxes	$1,241,000	468
Income before extraordinary items	$2,108,000	740
Extraordinary gains, net	$0	10
Net income	$2,108,000	741
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,108,000	742
Net charge-offs	$99,000	1,902
Cash dividends	$11,000,000	86
Sale, conversion, retirement of capital stock, net	$148,000	195
Net operating income	$2,108,000	709
2012-12-31 (YTD Data)		Rank
Total interest income	$57,927,000	447
Total interest expense	$8,933,000	467
Net interest income	$48,994,000	456
Provision for loan and lease losses	$5,001,000	503
Total noninterest income	$5,819,000	1,032
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,193,000	1,182
Trading account gains and fees	$0	166
Additional Noninterest Income	$4,626,000	865
Total noninterest expense	$33,723,000	621
Salaries and employee benefits	$18,067,000	588
Premises and equipment expense	$3,418,000	706
Additional noninterest expense	$12,238,000	588
Pre-tax net operating income	$16,089,000	498
Securities gains (losses)	$752,000	683
Applicable income taxes	$6,317,000	375
Income before extraordinary items	$10,524,000	596
Extraordinary gains, net	$0	29
Net income	$10,524,000	595
Minority interest net income	$0	93
Net income of bank and minority interests.	$10,524,000	596
Net charge-offs	$5,787,000	516
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$306,000	376
Net operating income	$10,042,720	592
2012-09-30 (YTD Data)		Rank
Total interest income	$43,486,000	454
Total interest expense	$6,972,000	467
Net interest income	$36,514,000	464
Provision for loan and lease losses	$4,964,000	406
Total noninterest income	$3,597,000	1,173
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$857,000	1,250
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,740,000	1,007
Total noninterest expense	$24,374,000	641
Salaries and employee benefits	$13,428,000	586
Premises and equipment expense	$2,424,000	750
Additional noninterest expense	$8,522,000	627
Pre-tax net operating income	$10,773,000	549
Securities gains (losses)	$243,000	1,277
Applicable income taxes	$4,105,000	421
Income before extraordinary items	$6,911,000	679
Extraordinary gains, net	$0	20
Net income	$6,911,000	677
Minority interest net income	$0	86
Net income of bank and minority interests.	$6,911,000	679
Net charge-offs	$5,036,000	456
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$207,000	340
Net operating income	$6,755,480	659
2012-06-30 (YTD Data)		Rank
Total interest income	$28,965,000	460
Total interest expense	$4,738,000	477
Net interest income	$24,227,000	471
Provision for loan and lease losses	$3,371,000	413
Total noninterest income	$1,990,000	1,330
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$519,000	1,370
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,471,000	1,153
Total noninterest expense	$15,573,000	663
Salaries and employee benefits	$8,639,000	599
Premises and equipment expense	$1,538,000	787
Additional noninterest expense	$5,396,000	651
Pre-tax net operating income	$7,273,000	542
Securities gains (losses)	$170,000	1,221
Applicable income taxes	$2,773,000	413
Income before extraordinary items	$4,670,000	660
Extraordinary gains, net	$0	19
Net income	$4,670,000	660
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,670,000	660
Net charge-offs	$3,518,000	457
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$122,000	328
Net operating income	$4,561,200	647
2012-03-31 (YTD Data)		Rank
Total interest income	$14,527,000	461
Total interest expense	$2,483,000	469
Net interest income	$12,044,000	469
Provision for loan and lease losses	$2,623,000	280
Total noninterest income	$477,000	2,217
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$265,000	1,333
Trading account gains and fees	$0	148
Additional Noninterest Income	$212,000	2,568
Total noninterest expense	$7,673,000	663
Salaries and employee benefits	$4,340,000	596
Premises and equipment expense	$761,000	790
Additional noninterest expense	$2,572,000	664
Pre-tax net operating income	$2,225,000	817
Securities gains (losses)	$-5,000	7,002
Applicable income taxes	$787,000	608
Income before extraordinary items	$1,433,000	1,046
Extraordinary gains, net	$0	19
Net income	$1,433,000	1,048
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,433,000	1,047
Net charge-offs	$2,096,000	389
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$60,000	291
Net operating income	$1,436,250	975
2011-12-31 (YTD Data)		Rank
Total interest income	$62,075,000	437
Total interest expense	$11,736,000	481
Net interest income	$50,339,000	438
Provision for loan and lease losses	$19,325,000	238
Total noninterest income	$5,949,000	907
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$981,000	1,504
Trading account gains and fees	$0	146
Additional Noninterest Income	$4,968,000	704
Total noninterest expense	$29,204,000	681
Salaries and employee benefits	$15,667,000	625
Premises and equipment expense	$2,957,000	856
Additional noninterest expense	$10,580,000	676
Pre-tax net operating income	$7,759,000	783
Securities gains (losses)	$255,000	1,262
Applicable income taxes	$2,844,000	597
Income before extraordinary items	$5,170,000	973
Extraordinary gains, net	$0	29
Net income	$5,170,000	972
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,170,000	973
Net charge-offs	$25,180,000	212
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$276,000	485
Net operating income	$5,004,250	966
2011-09-30 (YTD Data)		Rank
Total interest income	$46,700,000	443
Total interest expense	$9,042,000	489
Net interest income	$37,658,000	439
Provision for loan and lease losses	$17,879,000	195
Total noninterest income	$3,589,000	1,078
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$731,000	1,517
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,858,000	864
Total noninterest expense	$21,951,000	680
Salaries and employee benefits	$11,917,000	612
Premises and equipment expense	$2,194,000	870
Additional noninterest expense	$7,840,000	679
Pre-tax net operating income	$1,417,000	2,688
Securities gains (losses)	$224,000	1,129
Applicable income taxes	$437,000	1,858
Income before extraordinary items	$1,204,000	2,720
Extraordinary gains, net	$0	21
Net income	$1,204,000	2,722
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,204,000	2,722
Net charge-offs	$20,680,000	189
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$130,000	518
Net operating income	$1,040,480	2,882
2011-06-30 (YTD Data)		Rank
Total interest income	$30,706,000	461
Total interest expense	$6,179,000	498
Net interest income	$24,527,000	447
Provision for loan and lease losses	$12,088,000	207
Total noninterest income	$2,071,000	1,198
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$484,000	1,504
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,587,000	977
Total noninterest expense	$14,211,000	701
Salaries and employee benefits	$8,008,000	610
Premises and equipment expense	$1,462,000	878
Additional noninterest expense	$4,741,000	754
Pre-tax net operating income	$299,000	4,622
Securities gains (losses)	$195,000	751
Applicable income taxes	$83,000	3,003
Income before extraordinary items	$411,000	3,933
Extraordinary gains, net	$0	15
Net income	$411,000	3,934
Minority interest net income	$0	89
Net income of bank and minority interests.	$411,000	3,935
Net charge-offs	$13,294,000	217
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$78,000	448
Net operating income	$249,150	4,622
2011-03-31 (YTD Data)		Rank
Total interest income	$15,472,000	460
Total interest expense	$3,211,000	503
Net interest income	$12,261,000	453
Provision for loan and lease losses	$5,324,000	227
Total noninterest income	$586,000	1,781
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$236,000	1,515
Trading account gains and fees	$0	158
Additional Noninterest Income	$350,000	1,730
Total noninterest expense	$6,872,000	724
Salaries and employee benefits	$4,139,000	590
Premises and equipment expense	$758,000	867
Additional noninterest expense	$1,975,000	905
Pre-tax net operating income	$651,000	2,084
Securities gains (losses)	$0	1,772
Applicable income taxes	$239,000	1,316
Income before extraordinary items	$412,000	2,603
Extraordinary gains, net	$0	9
Net income	$412,000	2,602
Minority interest net income	$0	86
Net income of bank and minority interests.	$412,000	2,603
Net charge-offs	$8,047,000	186
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$57,000	335
Net operating income	$412,000	2,544
2010-12-31 (YTD Data)		Rank
Total interest income	$65,683,000	452
Total interest expense	$17,986,000	444
Net interest income	$47,697,000	459
Provision for loan and lease losses	$9,849,000	670
Total noninterest income	$5,359,000	1,033
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,028,000	1,477
Trading account gains and fees	$0	175
Additional Noninterest Income	$4,331,000	823
Total noninterest expense	$29,878,000	675
Salaries and employee benefits	$14,698,000	658
Premises and equipment expense	$2,955,000	873
Additional noninterest expense	$12,225,000	629
Pre-tax net operating income	$13,329,000	420
Securities gains (losses)	$1,347,000	378
Applicable income taxes	$5,262,000	346
Income before extraordinary items	$9,414,000	482
Extraordinary gains, net	$0	29
Net income	$9,414,000	482
Minority interest net income	$0	111
Net income of bank and minority interests.	$9,414,000	484
Net charge-offs	$8,427,000	691
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$175,000	650
Net operating income	$8,551,920	503
2010-09-30 (YTD Data)		Rank
Total interest income	$48,478,000	460
Total interest expense	$13,895,000	447
Net interest income	$34,583,000	464
Provision for loan and lease losses	$6,204,000	737
Total noninterest income	$3,865,000	1,030
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$756,000	1,547
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,109,000	807
Total noninterest expense	$21,754,000	686
Salaries and employee benefits	$11,010,000	645
Premises and equipment expense	$2,240,000	861
Additional noninterest expense	$8,504,000	641
Pre-tax net operating income	$10,490,000	407
Securities gains (losses)	$1,344,000	323
Applicable income taxes	$4,280,000	326
Income before extraordinary items	$7,554,000	453
Extraordinary gains, net	$0	23
Net income	$7,554,000	455
Minority interest net income	$0	110
Net income of bank and minority interests.	$7,554,000	455
Net charge-offs	$4,365,000	860
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$114,000	622
Net operating income	$6,693,840	487
2010-06-30 (YTD Data)		Rank
Total interest income	$32,536,000	461
Total interest expense	$9,414,000	453
Net interest income	$23,122,000	467
Provision for loan and lease losses	$3,393,000	864
Total noninterest income	$2,635,000	995
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$503,000	1,565
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,132,000	767
Total noninterest expense	$14,479,000	687
Salaries and employee benefits	$7,313,000	646
Premises and equipment expense	$1,503,000	868
Additional noninterest expense	$5,663,000	646
Pre-tax net operating income	$7,885,000	359
Securities gains (losses)	$100,000	1,416
Applicable income taxes	$2,886,000	308
Income before extraordinary items	$5,099,000	430
Extraordinary gains, net	$0	19
Net income	$5,099,000	431
Minority interest net income	$0	105
Net income of bank and minority interests.	$5,099,000	431
Net charge-offs	$2,926,000	848
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$59,000	610
Net operating income	$5,035,000	427
2010-03-31 (YTD Data)		Rank
Total interest income	$16,126,000	482
Total interest expense	$4,851,000	472
Net interest income	$11,275,000	487
Provision for loan and lease losses	$458,000	1,907
Total noninterest income	$1,257,000	1,008
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$257,000	1,518
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,000,000	795
Total noninterest expense	$7,234,000	695
Salaries and employee benefits	$3,679,000	655
Premises and equipment expense	$758,000	883
Additional noninterest expense	$2,797,000	655
Pre-tax net operating income	$4,840,000	289
Securities gains (losses)	$99,000	788
Applicable income taxes	$1,807,000	241
Income before extraordinary items	$3,132,000	345
Extraordinary gains, net	$0	16
Net income	$3,132,000	347
Minority interest net income	$0	91
Net income of bank and minority interests.	$3,132,000	347
Net charge-offs	$665,000	1,373
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$35,000	505
Net operating income	$3,068,640	337
2009-12-31 (YTD Data)		Rank
Total interest income	$66,407,000	486
Total interest expense	$25,603,000	437
Net interest income	$40,804,000	525
Provision for loan and lease losses	$16,027,000	579
Total noninterest income	$4,090,000	1,275
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,097,000	1,541
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,993,000	1,044
Total noninterest expense	$33,438,000	625
Salaries and employee benefits	$13,547,000	718
Premises and equipment expense	$3,251,000	828
Additional noninterest expense	$16,640,000	507
Pre-tax net operating income	$-4,571,000	7,136
Securities gains (losses)	$114,000	2,035
Applicable income taxes	$-2,137,000	7,534
Income before extraordinary items	$-2,320,000	6,842
Extraordinary gains, net	$0	34
Net income	$-2,320,000	6,839
Minority interest net income	$0	115
Net income of bank and minority interests.	$-2,320,000	6,840
Net charge-offs	$12,432,000	572
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$168,000	756
Net operating income	$-2,392,960	6,864
2009-09-30 (YTD Data)		Rank
Total interest income	$48,604,000	526
Total interest expense	$19,862,000	452
Net interest income	$28,742,000	571
Provision for loan and lease losses	$12,577,000	521
Total noninterest income	$3,341,000	1,217
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$828,000	1,540
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,513,000	988
Total noninterest expense	$26,374,000	602
Salaries and employee benefits	$10,218,000	718
Premises and equipment expense	$2,434,000	840
Additional noninterest expense	$13,722,000	447
Pre-tax net operating income	$-6,868,000	7,612
Securities gains (losses)	$114,000	1,730
Applicable income taxes	$-2,909,000	7,803
Income before extraordinary items	$-3,845,000	7,470
Extraordinary gains, net	$0	27
Net income	$-3,845,000	7,470
Minority interest net income	$0	118
Net income of bank and minority interests.	$-3,845,000	7,470
Net charge-offs	$9,818,000	513
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$90,000	778
Net operating income	$-3,917,960	7,486
2009-06-30 (YTD Data)		Rank
Total interest income	$31,430,000	561
Total interest expense	$13,507,000	477
Net interest income	$17,923,000	612
Provision for loan and lease losses	$2,845,000	1,124
Total noninterest income	$2,329,000	1,186
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$521,000	1,590
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,808,000	960
Total noninterest expense	$14,240,000	746
Salaries and employee benefits	$6,806,000	741
Premises and equipment expense	$1,660,000	846
Additional noninterest expense	$5,774,000	672
Pre-tax net operating income	$3,167,000	738
Securities gains (losses)	$114,000	1,396
Applicable income taxes	$1,058,000	582
Income before extraordinary items	$2,223,000	843
Extraordinary gains, net	$0	21
Net income	$2,223,000	843
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,223,000	843
Net charge-offs	$1,691,000	1,251
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$62,000	744
Net operating income	$2,145,480	851
2009-03-31 (YTD Data)		Rank
Total interest income	$15,618,000	565
Total interest expense	$6,912,000	482
Net interest income	$8,706,000	624
Provision for loan and lease losses	$550,000	1,693
Total noninterest income	$1,479,000	948
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$261,000	1,552
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,218,000	723
Total noninterest expense	$6,837,000	731
Salaries and employee benefits	$3,441,000	734
Premises and equipment expense	$832,000	858
Additional noninterest expense	$2,564,000	663
Pre-tax net operating income	$2,798,000	424
Securities gains (losses)	$-43,000	7,931
Applicable income taxes	$956,000	362
Income before extraordinary items	$1,799,000	550
Extraordinary gains, net	$0	15
Net income	$1,799,000	550
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,799,000	553
Net charge-offs	$1,110,000	897
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$37,000	582
Net operating income	$1,826,950	505
2008-12-31 (YTD Data)		Rank
Total interest income	$64,205,000	583
Total interest expense	$31,921,000	497
Net interest income	$32,284,000	677
Provision for loan and lease losses	$12,742,000	502
Total noninterest income	$8,464,000	682
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$924,000	1,874
Trading account gains and fees	$0	154
Additional Noninterest Income	$7,540,000	470
Total noninterest expense	$26,072,000	766
Salaries and employee benefits	$13,207,000	757
Premises and equipment expense	$3,276,000	839
Additional noninterest expense	$9,589,000	703
Pre-tax net operating income	$1,934,000	2,518
Securities gains (losses)	$243,000	635
Applicable income taxes	$403,000	2,078
Income before extraordinary items	$1,774,000	2,220
Extraordinary gains, net	$0	39
Net income	$1,774,000	2,221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,929,000	411
Cash dividends	$9,525,000	311
Sale, conversion, retirement of capital stock, net	$559,000	530
Net operating income	$1,577,170	2,569
2008-09-30 (YTD Data)		Rank
Total interest income	$48,778,000	599
Total interest expense	$24,653,000	512
Net interest income	$24,125,000	704
Provision for loan and lease losses	$11,108,000	375
Total noninterest income	$6,506,000	695
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$697,000	1,876
Trading account gains and fees	$0	148
Additional Noninterest Income	$5,809,000	496
Total noninterest expense	$19,650,000	750
Salaries and employee benefits	$10,067,000	757
Premises and equipment expense	$2,384,000	870
Additional noninterest expense	$7,199,000	663
Pre-tax net operating income	$-127,000	6,949
Securities gains (losses)	$408,000	369
Applicable income taxes	$-223,000	7,680
Income before extraordinary items	$504,000	4,441
Extraordinary gains, net	$0	31
Net income	$504,000	4,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,610,000	333
Cash dividends	$9,525,000	251
Sale, conversion, retirement of capital stock, net	$457,000	400
Net operating income	$96,000	6,355
2008-06-30 (YTD Data)		Rank
Total interest income	$33,234,000	592
Total interest expense	$17,087,000	509
Net interest income	$16,147,000	689
Provision for loan and lease losses	$4,928,000	439
Total noninterest income	$4,897,000	646
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$447,000	1,916
Trading account gains and fees	$0	149
Additional Noninterest Income	$4,450,000	467
Total noninterest expense	$13,206,000	740
Salaries and employee benefits	$6,752,000	759
Premises and equipment expense	$1,604,000	859
Additional noninterest expense	$4,850,000	639
Pre-tax net operating income	$2,910,000	1,224
Securities gains (losses)	$-86,000	8,254
Applicable income taxes	$859,000	1,059
Income before extraordinary items	$1,965,000	1,418
Extraordinary gains, net	$0	21
Net income	$1,965,000	1,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,439,000	498
Cash dividends	$9,525,000	194
Sale, conversion, retirement of capital stock, net	$311,000	333
Net operating income	$2,025,200	1,341
2008-03-31 (YTD Data)		Rank
Total interest income	$17,522,000	576
Total interest expense	$9,065,000	521
Net interest income	$8,457,000	651
Provision for loan and lease losses	$2,022,000	402
Total noninterest income	$2,070,000	730
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$210,000	1,992
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,860,000	531
Total noninterest expense	$6,698,000	717
Salaries and employee benefits	$3,415,000	751
Premises and equipment expense	$862,000	811
Additional noninterest expense	$2,421,000	609
Pre-tax net operating income	$1,807,000	1,052
Securities gains (losses)	$-90,000	8,417
Applicable income taxes	$537,000	952
Income before extraordinary items	$1,180,000	1,279
Extraordinary gains, net	$0	15
Net income	$1,180,000	1,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,801,000	316
Cash dividends	$1,775,000	478
Sale, conversion, retirement of capital stock, net	$147,000	258
Net operating income	$1,242,100	1,172
2007-12-31 (YTD Data)		Rank
Total interest income	$84,811,000	510
Total interest expense	$43,891,000	471
Net interest income	$40,920,000	557
Provision for loan and lease losses	$2,102,000	810
Total noninterest income	$7,739,000	765
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$785,000	2,165
Trading account gains and fees	$0	178
Additional Noninterest Income	$6,954,000	523
Total noninterest expense	$27,991,000	672
Salaries and employee benefits	$14,609,000	663
Premises and equipment expense	$3,341,000	796
Additional noninterest expense	$10,041,000	580
Pre-tax net operating income	$18,566,000	489
Securities gains (losses)	$86,000	647
Applicable income taxes	$6,505,000	442
Income before extraordinary items	$12,147,000	538
Extraordinary gains, net	$0	39
Net income	$12,147,000	535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,380,000	545
Cash dividends	$23,250,000	227
Sale, conversion, retirement of capital stock, net	$1,558,000	385
Net operating income	$12,091,100	536
2007-09-30 (YTD Data)		Rank
Total interest income	$65,103,000	503
Total interest expense	$33,557,000	462
Net interest income	$31,546,000	540
Provision for loan and lease losses	$1,055,000	864
Total noninterest income	$5,895,000	759
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$588,000	2,152
Trading account gains and fees	$0	184
Additional Noninterest Income	$5,307,000	526
Total noninterest expense	$21,094,000	657
Salaries and employee benefits	$11,101,000	649
Premises and equipment expense	$2,520,000	791
Additional noninterest expense	$7,473,000	565
Pre-tax net operating income	$15,292,000	490
Securities gains (losses)	$41,000	663
Applicable income taxes	$5,427,000	449
Income before extraordinary items	$9,906,000	537
Extraordinary gains, net	$0	33
Net income	$9,906,000	535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,421,000	513
Cash dividends	$16,250,000	234
Sale, conversion, retirement of capital stock, net	$577,000	386
Net operating income	$9,879,350	535
2007-06-30 (YTD Data)		Rank
Total interest income	$43,901,000	510
Total interest expense	$22,632,000	467
Net interest income	$21,269,000	545
Provision for loan and lease losses	$612,000	857
Total noninterest income	$4,121,000	750
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$386,000	2,187
Trading account gains and fees	$0	168
Additional Noninterest Income	$3,735,000	530
Total noninterest expense	$14,119,000	667
Salaries and employee benefits	$7,578,000	655
Premises and equipment expense	$1,690,000	808
Additional noninterest expense	$4,851,000	593
Pre-tax net operating income	$10,659,000	506
Securities gains (losses)	$40,000	578
Applicable income taxes	$3,803,000	466
Income before extraordinary items	$6,896,000	553
Extraordinary gains, net	$0	29
Net income	$6,896,000	552
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$689,000	578
Cash dividends	$11,250,000	241
Sale, conversion, retirement of capital stock, net	$395,000	331
Net operating income	$6,870,400	546
2007-03-31 (YTD Data)		Rank
Total interest income	$22,109,000	505
Total interest expense	$11,391,000	456
Net interest income	$10,718,000	540
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$2,090,000	730
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$182,000	2,232
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,908,000	515
Total noninterest expense	$7,191,000	652
Salaries and employee benefits	$3,943,000	633
Premises and equipment expense	$837,000	804
Additional noninterest expense	$2,411,000	587
Pre-tax net operating income	$5,587,000	490
Securities gains (losses)	$17,000	594
Applicable income taxes	$2,010,000	448
Income before extraordinary items	$3,594,000	537
Extraordinary gains, net	$0	22
Net income	$3,594,000	536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$359,000	508
Cash dividends	$8,750,000	164
Sale, conversion, retirement of capital stock, net	$243,000	223
Net operating income	$3,583,120	525
2006-12-31 (YTD Data)		Rank
Total interest income	$70,415,000	574
Total interest expense	$35,641,000	495
Net interest income	$34,774,000	646
Provision for loan and lease losses	$545,000	1,769
Total noninterest income	$8,063,000	731
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$733,000	2,286
Trading account gains and fees	$0	130
Additional Noninterest Income	$7,330,000	509
Total noninterest expense	$23,086,000	769
Salaries and employee benefits	$13,182,000	702
Premises and equipment expense	$2,660,000	939
Additional noninterest expense	$7,244,000	750
Pre-tax net operating income	$19,206,000	554
Securities gains (losses)	$-31,000	7,737
Applicable income taxes	$7,063,000	493
Income before extraordinary items	$12,112,000	624
Extraordinary gains, net	$0	51
Net income	$12,112,000	623
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	4,017
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$1,418,000	455
Net operating income	$12,131,840	614
2006-09-30 (YTD Data)		Rank
Total interest income	$49,342,000	615
Total interest expense	$24,816,000	518
Net interest income	$24,526,000	693
Provision for loan and lease losses	$633,000	1,151
Total noninterest income	$6,058,000	754
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$564,000	2,241
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,494,000	525
Total noninterest expense	$16,553,000	811
Salaries and employee benefits	$9,553,000	754
Premises and equipment expense	$1,891,000	1,004
Additional noninterest expense	$5,109,000	794
Pre-tax net operating income	$13,398,000	616
Securities gains (losses)	$-38,000	8,080
Applicable income taxes	$4,926,000	547
Income before extraordinary items	$8,434,000	700
Extraordinary gains, net	$0	45
Net income	$8,434,000	699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$317,000	1,109
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$1,152,000	361
Net operating income	$8,458,320	691
2006-06-30 (YTD Data)		Rank
Total interest income	$31,897,000	623
Total interest expense	$15,924,000	515
Net interest income	$15,973,000	707
Provision for loan and lease losses	$426,000	1,117
Total noninterest income	$4,163,000	726
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$428,000	1,979
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,735,000	520
Total noninterest expense	$10,963,000	817
Salaries and employee benefits	$6,361,000	755
Premises and equipment expense	$1,246,000	1,012
Additional noninterest expense	$3,356,000	813
Pre-tax net operating income	$8,747,000	627
Securities gains (losses)	$-25,000	8,157
Applicable income taxes	$3,233,000	563
Income before extraordinary items	$5,489,000	716
Extraordinary gains, net	$0	39
Net income	$5,489,000	716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$240,000	970
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$864,000	277
Net operating income	$5,505,000	702
2006-03-31 (YTD Data)		Rank
Total interest income	$15,158,000	634
Total interest expense	$7,451,000	514
Net interest income	$7,707,000	728
Provision for loan and lease losses	$163,000	1,338
Total noninterest income	$2,074,000	712
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$234,000	1,791
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,840,000	523
Total noninterest expense	$5,444,000	819
Salaries and employee benefits	$3,206,000	749
Premises and equipment expense	$618,000	1,024
Additional noninterest expense	$1,620,000	825
Pre-tax net operating income	$4,174,000	646
Securities gains (losses)	$7,000	642
Applicable income taxes	$1,539,000	578
Income before extraordinary items	$2,642,000	729
Extraordinary gains, net	$0	21
Net income	$2,642,000	728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$199,000	629
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$576,000	174
Net operating income	$2,637,520	713
2005-12-31 (YTD Data)		Rank
Total interest income	$50,844,000	639
Total interest expense	$20,994,000	561
Net interest income	$29,850,000	707
Provision for loan and lease losses	$515,000	1,855
Total noninterest income	$7,879,000	743
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$615,000	2,618
Trading account gains and fees	$0	138
Additional Noninterest Income	$7,264,000	525
Total noninterest expense	$20,375,000	827
Salaries and employee benefits	$11,127,000	819
Premises and equipment expense	$2,189,000	1,112
Additional noninterest expense	$7,059,000	745
Pre-tax net operating income	$16,839,000	614
Securities gains (losses)	$110,000	670
Applicable income taxes	$6,254,000	545
Income before extraordinary items	$10,695,000	686
Extraordinary gains, net	$0	46
Net income	$10,695,000	687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$221,000	2,153
Cash dividends	$3,600,000	893
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$10,624,600	676
2005-09-30 (YTD Data)		Rank
Total interest income	$36,692,000	644
Total interest expense	$14,731,000	562
Net interest income	$21,961,000	706
Provision for loan and lease losses	$415,000	1,668
Total noninterest income	$5,901,000	746
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$461,000	2,607
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,440,000	534
Total noninterest expense	$15,086,000	835
Salaries and employee benefits	$8,290,000	812
Premises and equipment expense	$1,651,000	1,096
Additional noninterest expense	$5,145,000	757
Pre-tax net operating income	$12,361,000	615
Securities gains (losses)	$111,000	628
Applicable income taxes	$4,605,000	552
Income before extraordinary items	$7,867,000	695
Extraordinary gains, net	$0	35
Net income	$7,867,000	695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$159,000	1,954
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$7,795,960	681
2005-06-30 (YTD Data)		Rank
Total interest income	$23,478,000	652
Total interest expense	$9,209,000	560
Net interest income	$14,269,000	714
Provision for loan and lease losses	$220,000	1,996
Total noninterest income	$3,698,000	776
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$326,000	2,452
Trading account gains and fees	$0	116
Additional Noninterest Income	$3,372,000	547
Total noninterest expense	$9,925,000	844
Salaries and employee benefits	$5,524,000	806
Premises and equipment expense	$1,100,000	1,082
Additional noninterest expense	$3,301,000	785
Pre-tax net operating income	$7,822,000	634
Securities gains (losses)	$105,000	545
Applicable income taxes	$2,923,000	564
Income before extraordinary items	$5,004,000	711
Extraordinary gains, net	$0	30
Net income	$5,004,000	713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	1,602
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$4,936,800	701
2005-03-31 (YTD Data)		Rank
Total interest income	$11,136,000	673
Total interest expense	$4,285,000	568
Net interest income	$6,851,000	742
Provision for loan and lease losses	$65,000	2,741
Total noninterest income	$1,875,000	749
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$145,000	2,637
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,730,000	524
Total noninterest expense	$4,888,000	847
Salaries and employee benefits	$2,756,000	805
Premises and equipment expense	$529,000	1,141
Additional noninterest expense	$1,603,000	791
Pre-tax net operating income	$3,773,000	659
Securities gains (losses)	$0	1,685
Applicable income taxes	$1,401,000	588
Income before extraordinary items	$2,372,000	741
Extraordinary gains, net	$0	24
Net income	$2,372,000	742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	2,069
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$2,372,000	718
2004-12-31 (YTD Data)		Rank
Total interest income	$39,250,000	708
Total interest expense	$13,661,000	606
Net interest income	$25,589,000	766
Provision for loan and lease losses	$801,000	1,281
Total noninterest income	$8,400,000	694
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$525,000	3,027
Trading account gains and fees	$0	138
Additional Noninterest Income	$7,875,000	483
Total noninterest expense	$19,523,000	827
Salaries and employee benefits	$10,483,000	819
Premises and equipment expense	$2,218,000	1,041
Additional noninterest expense	$6,822,000	754
Pre-tax net operating income	$13,665,000	658
Securities gains (losses)	$209,000	806
Applicable income taxes	$5,187,000	590
Income before extraordinary items	$8,687,000	760
Extraordinary gains, net	$0	34
Net income	$8,687,000	761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$367,000	1,703
Cash dividends	$4,000,000	755
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$8,553,240	747
2004-09-30 (YTD Data)		Rank
Total interest income	$28,863,000	719
Total interest expense	$9,921,000	614
Net interest income	$18,942,000	770
Provision for loan and lease losses	$647,000	1,167
Total noninterest income	$6,253,000	705
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$390,000	3,072
Trading account gains and fees	$0	134
Additional Noninterest Income	$5,863,000	490
Total noninterest expense	$14,747,000	818
Salaries and employee benefits	$7,871,000	815
Premises and equipment expense	$1,748,000	980
Additional noninterest expense	$5,128,000	743
Pre-tax net operating income	$9,801,000	703
Securities gains (losses)	$134,000	1,001
Applicable income taxes	$3,724,000	614
Income before extraordinary items	$6,211,000	806
Extraordinary gains, net	$0	26
Net income	$6,211,000	807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$312,000	1,399
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$6,125,240	787
2004-06-30 (YTD Data)		Rank
Total interest income	$18,906,000	728
Total interest expense	$6,493,000	614
Net interest income	$12,413,000	774
Provision for loan and lease losses	$463,000	1,084
Total noninterest income	$4,101,000	721
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$247,000	3,177
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,854,000	502
Total noninterest expense	$9,909,000	815
Salaries and employee benefits	$5,283,000	804
Premises and equipment expense	$1,197,000	950
Additional noninterest expense	$3,429,000	736
Pre-tax net operating income	$6,142,000	731
Securities gains (losses)	$55,000	1,393
Applicable income taxes	$2,305,000	646
Income before extraordinary items	$3,892,000	834
Extraordinary gains, net	$0	21
Net income	$3,892,000	834
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$239,000	1,211
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,856,800	807
2004-03-31 (YTD Data)		Rank
Total interest income	$9,315,000	751
Total interest expense	$3,174,000	636
Net interest income	$6,141,000	797
Provision for loan and lease losses	$316,000	761
Total noninterest income	$1,933,000	735
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$115,000	3,247
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,818,000	517
Total noninterest expense	$4,940,000	825
Salaries and employee benefits	$2,661,000	817
Premises and equipment expense	$609,000	950
Additional noninterest expense	$1,670,000	749
Pre-tax net operating income	$2,818,000	775
Securities gains (losses)	$55,000	1,137
Applicable income taxes	$1,082,000	691
Income before extraordinary items	$1,791,000	910
Extraordinary gains, net	$0	16
Net income	$1,791,000	910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	1,482
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,755,800	880
2003-12-31 (YTD Data)		Rank
Total interest income	$35,258,000	808
Total interest expense	$12,562,000	698
Net interest income	$22,696,000	852
Provision for loan and lease losses	$1,531,000	810
Total noninterest income	$9,652,000	671
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$488,000	3,147
Trading account gains and fees	$0	160
Additional Noninterest Income	$9,164,000	478
Total noninterest expense	$18,544,000	868
Salaries and employee benefits	$10,218,000	831
Premises and equipment expense	$2,315,000	990
Additional noninterest expense	$6,011,000	854
Pre-tax net operating income	$12,273,000	709
Securities gains (losses)	$94,000	1,950
Applicable income taxes	$4,544,000	670
Income before extraordinary items	$7,823,000	830
Extraordinary gains, net	$0	54
Net income	$7,823,000	832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$801,000	1,096
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$7,762,840	783
2003-09-30 (YTD Data)		Rank
Total interest income	$26,227,000	834
Total interest expense	$9,487,000	724
Net interest income	$16,740,000	874
Provision for loan and lease losses	$1,191,000	779
Total noninterest income	$7,670,000	671
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$364,000	3,173
Trading account gains and fees	$0	153
Additional Noninterest Income	$7,306,000	485
Total noninterest expense	$13,991,000	868
Salaries and employee benefits	$7,784,000	825
Premises and equipment expense	$1,732,000	1,000
Additional noninterest expense	$4,475,000	867
Pre-tax net operating income	$9,228,000	741
Securities gains (losses)	$90,000	1,840
Applicable income taxes	$3,489,000	683
Income before extraordinary items	$5,829,000	873
Extraordinary gains, net	$0	40
Net income	$5,829,000	874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$712,000	883
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$5,771,400	812
2003-06-30 (YTD Data)		Rank
Total interest income	$17,099,000	856
Total interest expense	$6,333,000	753
Net interest income	$10,766,000	911
Provision for loan and lease losses	$765,000	797
Total noninterest income	$4,974,000	675
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$239,000	3,177
Trading account gains and fees	$0	150
Additional Noninterest Income	$4,735,000	488
Total noninterest expense	$8,954,000	913
Salaries and employee benefits	$4,959,000	866
Premises and equipment expense	$1,157,000	995
Additional noninterest expense	$2,838,000	910
Pre-tax net operating income	$6,021,000	749
Securities gains (losses)	$102,000	1,496
Applicable income taxes	$2,282,000	696
Income before extraordinary items	$3,841,000	888
Extraordinary gains, net	$0	30
Net income	$3,841,000	889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$442,000	925
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$3,775,720	827
2003-03-31 (YTD Data)		Rank
Total interest income	$8,373,000	882
Total interest expense	$3,164,000	771
Net interest income	$5,209,000	935
Provision for loan and lease losses	$378,000	768
Total noninterest income	$2,653,000	641
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$121,000	3,055
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,532,000	463
Total noninterest expense	$4,487,000	907
Salaries and employee benefits	$2,501,000	859
Premises and equipment expense	$568,000	1,017
Additional noninterest expense	$1,418,000	875
Pre-tax net operating income	$2,997,000	755
Securities gains (losses)	$52,000	1,369
Applicable income taxes	$1,134,000	705
Income before extraordinary items	$1,915,000	875
Extraordinary gains, net	$0	21
Net income	$1,915,000	874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	1,181
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,881,720	825
2002-12-31 (YTD Data)		Rank
Total interest income	$33,683,000	905
Total interest expense	$13,833,000	813
Net interest income	$19,850,000	977
Provision for loan and lease losses	$1,456,000	968
Total noninterest income	$8,672,000	688
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$455,000	3,207
Trading account gains and fees	$0	153
Additional Noninterest Income	$8,217,000	491
Total noninterest expense	$16,905,000	932
Salaries and employee benefits	$9,081,000	891
Premises and equipment expense	$2,316,000	944
Additional noninterest expense	$5,508,000	909
Pre-tax net operating income	$10,161,000	860
Securities gains (losses)	$234,000	1,069
Applicable income taxes	$3,793,000	763
Income before extraordinary items	$6,602,000	945
Extraordinary gains, net	$0	70
Net income	$6,602,000	945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$525,000	1,600
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$6,452,240	927
2001-12-31 (YTD Data)		Rank
Total interest income	$33,445,000	1,022
Total interest expense	$16,265,000	987
Net interest income	$17,180,000	1,047
Provision for loan and lease losses	$1,432,000	949
Total noninterest income	$7,499,000	727
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$471,000	2,973
Trading account gains and fees	$0	177
Additional Noninterest Income	$7,028,000	514
Total noninterest expense	$15,133,000	978
Salaries and employee benefits	$7,567,000	985
Premises and equipment expense	$2,512,000	837
Additional noninterest expense	$5,054,000	969
Pre-tax net operating income	$8,114,000	929
Securities gains (losses)	$17,000	3,266
Applicable income taxes	$3,062,000	833
Income before extraordinary items	$5,069,000	1,082
Extraordinary gains, net	$0	105
Net income	$5,069,000	1,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$738,000	1,165
Cash dividends	$2,500,000	1,072
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$5,058,120	1,040
2000-12-31 (YTD Data)		Rank
Total interest income	$31,208,000	1,128
Total interest expense	$15,404,000	1,130
Net interest income	$15,804,000	1,113
Provision for loan and lease losses	$1,017,000	1,046
Total noninterest income	$6,440,000	772
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$446,000	2,986
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,994,000	566
Total noninterest expense	$13,248,000	1,053
Salaries and employee benefits	$6,419,000	1,096
Premises and equipment expense	$2,270,000	882
Additional noninterest expense	$4,559,000	1,033
Pre-tax net operating income	$7,979,000	971
Securities gains (losses)	$-7,000	8,117
Applicable income taxes	$3,066,000	814
Income before extraordinary items	$4,906,000	1,083
Extraordinary gains, net	$0	38
Net income	$4,906,000	1,082
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$865,000	835
Cash dividends	$4,500,000	683
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$4,910,480	1,084
1999-12-31 (YTD Data)		Rank
Total interest income	$23,098,000	1,415
Total interest expense	$12,178,000	1,246
Net interest income	$10,920,000	1,588
Provision for loan and lease losses	$716,000	1,297
Total noninterest income	$3,003,000	1,350
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$412,000	3,146
Trading account gains and fees	$0	173
Additional Noninterest Income	$2,591,000	977
Total noninterest expense	$8,292,000	1,664
Salaries and employee benefits	$3,894,000	1,785
Premises and equipment expense	$477,000	3,928
Additional noninterest expense	$3,921,000	1,180
Pre-tax net operating income	$4,915,000	1,531
Securities gains (losses)	$4,000	2,267
Applicable income taxes	$1,912,000	1,277
Income before extraordinary items	$3,007,000	1,771
Extraordinary gains, net	$0	35
Net income	$3,007,000	1,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$492,000	1,235
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,004,440	1,741
1998-12-31 (YTD Data)		Rank
Total interest income	$18,380,000	1,759
Total interest expense	$10,713,000	1,435
Net interest income	$7,667,000	2,229
Provision for loan and lease losses	$674,000	1,362
Total noninterest income	$1,867,000	1,936
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$298,000	3,963
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,569,000	1,363
Total noninterest expense	$6,980,000	1,864
Salaries and employee benefits	$3,173,000	2,132
Premises and equipment expense	$709,000	2,738
Additional noninterest expense	$3,098,000	1,414
Pre-tax net operating income	$1,880,000	3,503
Securities gains (losses)	$0	4,449
Applicable income taxes	$733,000	2,925
Income before extraordinary items	$1,147,000	4,072
Extraordinary gains, net	$0	32
Net income	$1,147,000	4,071
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$455,000	1,358
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,147,000	3,985
1997-12-31 (YTD Data)		Rank
Total interest income	$15,193,000	2,148
Total interest expense	$8,981,000	1,726
Net interest income	$6,212,000	2,812
Provision for loan and lease losses	$613,000	1,481
Total noninterest income	$983,000	3,078
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$166,000	5,889
Trading account gains and fees	$0	239
Additional Noninterest Income	$817,000	2,002
Total noninterest expense	$4,861,000	2,643
Salaries and employee benefits	$2,393,000	2,770
Premises and equipment expense	$515,000	3,616
Additional noninterest expense	$1,953,000	2,146
Pre-tax net operating income	$1,721,000	4,001
Securities gains (losses)	$0	3,944
Applicable income taxes	$663,000	3,400
Income before extraordinary items	$1,058,000	4,493
Extraordinary gains, net	$0	44
Net income	$1,058,000	4,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$195,000	2,585
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$1,250,000	435
Net operating income	$1,058,000	4,438
1996-12-31 (YTD Data)		Rank
Total interest income	$9,353,000	3,484
Total interest expense	$5,635,000	2,694
Net interest income	$3,718,000	4,585
Provision for loan and lease losses	$463,000	1,843
Total noninterest income	$721,000	4,020
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$126,000	6,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$595,000	2,584
Total noninterest expense	$3,526,000	3,748
Salaries and employee benefits	$1,939,000	3,430
Premises and equipment expense	$334,000	5,180
Additional noninterest expense	$1,253,000	3,645
Pre-tax net operating income	$450,000	8,209
Securities gains (losses)	$0	4,148
Applicable income taxes	$43,000	9,812
Income before extraordinary items	$407,000	7,558
Extraordinary gains, net	$0	53
Net income	$407,000	7,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,856
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$1,800,000	314
Net operating income	$407,000	7,506
1995-12-31 (YTD Data)		Rank
Total interest income	$5,924,000	5,256
Total interest expense	$3,694,000	3,959
Net interest income	$2,230,000	6,814
Provision for loan and lease losses	$299,000	2,320
Total noninterest income	$346,000	6,529
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$73,000	8,522
Trading account gains and fees	NA	NA
Additional Noninterest Income	$273,000	4,237
Total noninterest expense	$2,151,000	5,673
Salaries and employee benefits	$1,166,000	5,341
Premises and equipment expense	$185,000	7,503
Additional noninterest expense	$800,000	5,256
Pre-tax net operating income	$126,000	10,932
Securities gains (losses)	$0	3,831
Applicable income taxes	$-340,000	11,847
Income before extraordinary items	$466,000	7,508
Extraordinary gains, net	$0	65
Net income	$466,000	7,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$4,170,000	119
Net operating income	$466,000	7,476
1994-12-31 (YTD Data)		Rank
Total interest income	$2,319,000	9,217
Total interest expense	$1,694,000	6,341
Net interest income	$625,000	11,626
Provision for loan and lease losses	$180,000	3,202
Total noninterest income	$147,000	9,754
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$29,000	10,344
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	6,976
Total noninterest expense	$1,665,000	7,084
Salaries and employee benefits	$754,000	7,494
Premises and equipment expense	$188,000	7,687
Additional noninterest expense	$721,000	6,179
Pre-tax net operating income	$-1,071,000	12,465
Securities gains (losses)	$0	3,600
Applicable income taxes	$0	11,630
Income before extraordinary items	$-1,071,000	12,435
Extraordinary gains, net	$0	249
Net income	$-1,071,000	12,431
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$1,885,000	315
Net operating income	$-1,071,000	12,432
1993-12-31 (YTD Data)		Rank
Total interest income	$57,000	13,266
Total interest expense	$34,000	13,231
Net interest income	$23,000	13,231
Provision for loan and lease losses	$0	10,371
Total noninterest income	$0	13,225
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	11,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$0	13,212
Total noninterest expense	$380,000	12,724
Salaries and employee benefits	$255,000	12,133
Premises and equipment expense	$45,000	12,369
Additional noninterest expense	$80,000	13,083
Pre-tax net operating income	$-357,000	12,795
Securities gains (losses)	$0	7,477
Applicable income taxes	$0	12,141
Income before extraordinary items	$-357,000	12,850
Extraordinary gains, net	$0	3,149
Net income	$-357,000	12,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$12,000	8,844
Sale, conversion, retirement of capital stock, net	$5,200,000	191
Net operating income	$-357,000	12,786

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.