Home > Hinckley State Bank > Income and Expense
Hinckley State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 6,276 |
| Total interest expense | $2,145,000 | 5,995 |
| Net interest income | $2,302,000 | 6,362 |
| Provision for loan and lease losses | $102,000 | 5,114 |
| Total noninterest income | $192,000 | 7,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $1,590,000 | 6,556 |
| Salaries and employee benefits | $683,000 | 7,421 |
| Premises and equipment expense | $187,000 | 7,075 |
| Additional noninterest expense | $720,000 | 5,112 |
| Pre-tax net operating income | $802,000 | 6,536 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $352,000 | 5,279 |
| Income before extraordinary items | $450,000 | 7,310 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $450,000 | 7,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $450,000 | 7,258 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,282,000 | 6,601 |
| Total interest expense | $2,142,000 | 6,138 |
| Net interest income | $2,140,000 | 6,876 |
| Provision for loan and lease losses | $127,000 | 4,469 |
| Total noninterest income | $205,000 | 8,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,355 |
| Total noninterest expense | $1,532,000 | 7,021 |
| Salaries and employee benefits | $644,000 | 7,876 |
| Premises and equipment expense | $171,000 | 7,604 |
| Additional noninterest expense | $717,000 | 5,644 |
| Pre-tax net operating income | $686,000 | 6,999 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $278,000 | 6,083 |
| Income before extraordinary items | $405,000 | 7,580 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $405,000 | 7,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,856 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $406,920 | 7,512 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,886,000 | 7,132 |
| Total interest expense | $2,028,000 | 6,399 |
| Net interest income | $1,858,000 | 7,631 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $231,000 | 7,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,722 |
| Total noninterest expense | $1,429,000 | 7,495 |
| Salaries and employee benefits | $636,000 | 8,140 |
| Premises and equipment expense | $166,000 | 7,897 |
| Additional noninterest expense | $627,000 | 6,347 |
| Pre-tax net operating income | $596,000 | 7,888 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $194,000 | 7,520 |
| Income before extraordinary items | $402,000 | 8,053 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $402,000 | 8,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,914 |
| Cash dividends | $135,000 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $402,000 | 8,018 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 7,806 |
| Total interest expense | $1,484,000 | 6,939 |
| Net interest income | $1,679,000 | 8,359 |
| Provision for loan and lease losses | $72,000 | 5,248 |
| Total noninterest income | $203,000 | 8,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $1,246,000 | 8,443 |
| Salaries and employee benefits | $578,000 | 8,771 |
| Premises and equipment expense | $162,000 | 8,250 |
| Additional noninterest expense | $506,000 | 7,780 |
| Pre-tax net operating income | $564,000 | 8,220 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $185,000 | 7,611 |
| Income before extraordinary items | $379,000 | 8,373 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $379,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $379,000 | 8,419 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 8,440 |
| Total interest expense | $1,441,000 | 7,404 |
| Net interest income | $1,498,000 | 9,114 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $206,000 | 9,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 7,223 |
| Total noninterest expense | $1,160,000 | 9,065 |
| Salaries and employee benefits | $540,000 | 9,304 |
| Premises and equipment expense | $125,000 | 9,643 |
| Additional noninterest expense | $495,000 | 8,262 |
| Pre-tax net operating income | $508,000 | 8,617 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $173,000 | 8,146 |
| Income before extraordinary items | $335,000 | 9,085 |
| Extraordinary gains, net | $28,000 | 2,522 |
| Net income | $363,000 | 8,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $335,000 | 8,833 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,989,000 | 9,002 |
| Total interest expense | $1,534,000 | 8,412 |
| Net interest income | $1,455,000 | 9,428 |
| Provision for loan and lease losses | $93,000 | 7,482 |
| Total noninterest income | $191,000 | 9,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,510 |
| Total noninterest expense | $956,000 | 10,180 |
| Salaries and employee benefits | $435,000 | 10,461 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $428,000 | 9,222 |
| Pre-tax net operating income | $597,000 | 7,733 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $203,000 | 7,497 |
| Income before extraordinary items | $394,000 | 8,284 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $394,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 7,838 |
| Cash dividends | $220,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $394,000 | 7,920 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.