Home > Hilltop National Bank > Income and Expense

Hilltop National Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$10,330,0001,231
Total interest expense$2,195,0001,763
Net interest income$8,135,0001,053
Provision for loan and lease losses$410,000667
Total noninterest income$2,805,000690
Gross Fiduciary activities income$1,426,000296
Service charges on deposit accounts$79,0002,120
Trading account gains and feesNANA
Additional Noninterest Income$1,300,000818
Total noninterest expense$6,778,000995
Salaries and employee benefits$3,496,0001,076
Premises and equipment expense$940,000735
Additional noninterest expense$1,300,000818
Pre-tax net operating income$3,752,000891
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$3,752,000769
Extraordinary gains, net$047
Net income$3,752,000781
Minority interest net income$065
Net income of bank and minority interests.$3,752,000769
Net charge-offs$34,0001,183
Cash dividends$18,225,000136
Sale, conversion, retirement of capital stock, net$0467
Net operating income$3,752,000772
2024-12-31 (YTD Data)Rank
Total interest income$38,791,0001,277
Total interest expense$7,977,0001,934
Net interest income$30,814,0001,045
Provision for loan and lease losses$728,0001,120
Total noninterest income$12,045,000681
Gross Fiduciary activities income$5,620,000278
Service charges on deposit accounts$306,0002,190
Trading account gains and feesNANA
Additional Noninterest Income$6,119,000762
Total noninterest expense$25,697,0001,018
Salaries and employee benefits$13,002,0001,107
Premises and equipment expense$3,622,000737
Additional noninterest expense$6,119,000762
Pre-tax net operating income$16,434,000788
Securities gains (losses)$-1,880,0004,355
Applicable income taxes$03,278
Income before extraordinary items$14,554,000759
Extraordinary gains, net$053
Net income$14,554,000766
Minority interest net income$090
Net income of bank and minority interests.$14,554,000759
Net charge-offs$140,0001,557
Cash dividends$2,100,0001,562
Sale, conversion, retirement of capital stock, net$0564
Net operating income$16,434,000699
2024-09-30 (YTD Data)Rank
Total interest income$28,607,0001,291
Total interest expense$5,928,0001,939
Net interest income$22,679,0001,052
Provision for loan and lease losses$503,0001,076
Total noninterest income$8,597,000692
Gross Fiduciary activities income$3,985,000286
Service charges on deposit accounts$226,0002,207
Trading account gains and feesNANA
Additional Noninterest Income$4,386,000787
Total noninterest expense$18,894,0001,026
Salaries and employee benefits$9,485,0001,129
Premises and equipment expense$2,704,000742
Additional noninterest expense$4,386,000787
Pre-tax net operating income$11,879,000800
Securities gains (losses)$-1,895,0004,440
Applicable income taxes$03,278
Income before extraordinary items$9,984,000798
Extraordinary gains, net$051
Net income$9,984,000811
Minority interest net income$082
Net income of bank and minority interests.$9,984,000800
Net charge-offs$81,0001,483
Cash dividends$2,100,0001,139
Sale, conversion, retirement of capital stock, net$0527
Net operating income$11,879,000700
2024-06-30 (YTD Data)Rank
Total interest income$18,752,0001,298
Total interest expense$3,823,0001,946
Net interest income$14,929,0001,061
Provision for loan and lease losses$193,0001,396
Total noninterest income$5,563,000699
Gross Fiduciary activities income$2,550,000294
Service charges on deposit accounts$143,0002,244
Trading account gains and feesNANA
Additional Noninterest Income$2,870,000788
Total noninterest expense$12,454,0001,040
Salaries and employee benefits$6,341,0001,127
Premises and equipment expense$1,828,000736
Additional noninterest expense$2,870,000788
Pre-tax net operating income$7,845,000810
Securities gains (losses)$-34,0004,037
Applicable income taxes$03,283
Income before extraordinary items$7,811,000699
Extraordinary gains, net$052
Net income$7,811,000708
Minority interest net income$084
Net income of bank and minority interests.$7,811,000701
Net charge-offs$70,0001,255
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$7,845,000696
2024-03-31 (YTD Data)Rank
Total interest income$9,012,0001,319
Total interest expense$1,872,0001,944
Net interest income$7,140,0001,098
Provision for loan and lease losses$02,578
Total noninterest income$2,652,000721
Gross Fiduciary activities income$1,200,000282
Service charges on deposit accounts$71,0002,247
Trading account gains and feesNANA
Additional Noninterest Income$1,381,000811
Total noninterest expense$6,267,0001,038
Salaries and employee benefits$3,292,0001,104
Premises and equipment expense$915,000749
Additional noninterest expense$1,381,000811
Pre-tax net operating income$3,525,000864
Securities gains (losses)$4,000464
Applicable income taxes$03,183
Income before extraordinary items$3,529,000753
Extraordinary gains, net$051
Net income$3,529,000760
Minority interest net income$072
Net income of bank and minority interests.$3,529,000753
Net charge-offs$51,000944
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$3,525,000751
2023-12-31 (YTD Data)Rank
Total interest income$35,508,0001,229
Total interest expense$5,754,0001,863
Net interest income$29,754,0001,048
Provision for loan and lease losses$50,0002,785
Total noninterest income$11,154,000685
Gross Fiduciary activities income$4,639,000269
Service charges on deposit accounts$328,0002,086
Trading account gains and feesNANA
Additional Noninterest Income$6,187,000764
Total noninterest expense$25,102,0001,013
Salaries and employee benefits$12,737,0001,104
Premises and equipment expense$3,472,000764
Additional noninterest expense$6,187,000764
Pre-tax net operating income$15,756,000821
Securities gains (losses)$-1,595,0004,369
Applicable income taxes$03,369
Income before extraordinary items$14,161,000772
Extraordinary gains, net$054
Net income$14,161,000783
Minority interest net income$088
Net income of bank and minority interests.$14,161,000775
Net charge-offs$76,0001,643
Cash dividends$1,900,0001,579
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,756,000712
2023-09-30 (YTD Data)Rank
Total interest income$25,591,0001,236
Total interest expense$3,894,0001,861
Net interest income$21,697,0001,087
Provision for loan and lease losses$50,0002,479
Total noninterest income$7,576,000734
Gross Fiduciary activities income$3,275,000282
Service charges on deposit accounts$247,0002,095
Trading account gains and feesNANA
Additional Noninterest Income$4,054,000854
Total noninterest expense$17,859,0001,053
Salaries and employee benefits$9,206,0001,135
Premises and equipment expense$2,589,000772
Additional noninterest expense$4,054,000854
Pre-tax net operating income$11,364,000874
Securities gains (losses)$-710,0004,407
Applicable income taxes$03,407
Income before extraordinary items$10,654,000790
Extraordinary gains, net$052
Net income$10,654,000794
Minority interest net income$081
Net income of bank and minority interests.$10,654,000790
Net charge-offs$47,0001,508
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,364,000759
2023-06-30 (YTD Data)Rank
Total interest income$16,593,0001,241
Total interest expense$2,234,0001,881
Net interest income$14,359,0001,101
Provision for loan and lease losses$50,0002,224
Total noninterest income$5,014,000723
Gross Fiduciary activities income$2,196,000273
Service charges on deposit accounts$157,0002,136
Trading account gains and feesNANA
Additional Noninterest Income$2,661,000809
Total noninterest expense$11,868,0001,044
Salaries and employee benefits$6,229,0001,114
Premises and equipment expense$1,740,000753
Additional noninterest expense$2,661,000809
Pre-tax net operating income$7,455,000906
Securities gains (losses)$-513,0004,485
Applicable income taxes$03,436
Income before extraordinary items$6,942,000806
Extraordinary gains, net$051
Net income$6,942,000817
Minority interest net income$081
Net income of bank and minority interests.$6,942,000806
Net charge-offs$31,0001,360
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,455,000764
2023-03-31 (YTD Data)Rank
Total interest income$8,038,0001,251
Total interest expense$975,0001,859
Net interest income$7,063,0001,110
Provision for loan and lease losses$50,0001,677
Total noninterest income$2,359,000743
Gross Fiduciary activities income$1,007,000296
Service charges on deposit accounts$77,0002,176
Trading account gains and feesNANA
Additional Noninterest Income$1,275,000817
Total noninterest expense$5,934,0001,061
Salaries and employee benefits$3,322,0001,082
Premises and equipment expense$874,000780
Additional noninterest expense$1,275,000817
Pre-tax net operating income$3,438,000974
Securities gains (losses)$-10,0004,033
Applicable income taxes$03,388
Income before extraordinary items$3,428,000842
Extraordinary gains, net$04
Net income$3,428,000841
Minority interest net income$048
Net income of bank and minority interests.$3,428,000841
Net charge-offs$10,0001,369
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,438,000855
2022-12-31 (YTD Data)Rank
Total interest income$28,920,0001,180
Total interest expense$1,701,0001,768
Net interest income$27,219,0001,122
Provision for loan and lease losses$700,0001,020
Total noninterest income$10,045,000756
Gross Fiduciary activities income$4,114,000296
Service charges on deposit accounts$371,0002,028
Trading account gains and feesNANA
Additional Noninterest Income$5,560,000834
Total noninterest expense$23,041,0001,058
Salaries and employee benefits$12,506,0001,106
Premises and equipment expense$3,251,000799
Additional noninterest expense$5,560,000834
Pre-tax net operating income$13,523,0001,035
Securities gains (losses)$-34,0003,683
Applicable income taxes$03,596
Income before extraordinary items$13,489,000885
Extraordinary gains, net$05
Net income$13,489,000886
Minority interest net income$063
Net income of bank and minority interests.$13,489,000886
Net charge-offs$24,0001,860
Cash dividends$3,000,0001,131
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,523,000908
2022-09-30 (YTD Data)Rank
Total interest income$20,925,0001,175
Total interest expense$897,0001,906
Net interest income$20,028,0001,125
Provision for loan and lease losses$400,0001,087
Total noninterest income$7,326,000790
Gross Fiduciary activities income$2,954,000301
Service charges on deposit accounts$293,0001,988
Trading account gains and feesNANA
Additional Noninterest Income$4,079,000877
Total noninterest expense$16,766,0001,089
Salaries and employee benefits$8,980,0001,146
Premises and equipment expense$2,404,000806
Additional noninterest expense$4,079,000877
Pre-tax net operating income$10,188,0001,026
Securities gains (losses)$-38,0004,068
Applicable income taxes$03,603
Income before extraordinary items$10,150,000886
Extraordinary gains, net$04
Net income$10,150,000886
Minority interest net income$057
Net income of bank and minority interests.$10,150,000886
Net charge-offs$32,0001,407
Cash dividends$3,000,000841
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,188,000898
2022-06-30 (YTD Data)Rank
Total interest income$13,465,0001,161
Total interest expense$449,0002,096
Net interest income$13,016,0001,118
Provision for loan and lease losses$100,0001,527
Total noninterest income$4,994,000761
Gross Fiduciary activities income$2,041,000261
Service charges on deposit accounts$202,0001,949
Trading account gains and feesNANA
Additional Noninterest Income$2,751,000884
Total noninterest expense$10,845,0001,107
Salaries and employee benefits$5,931,0001,139
Premises and equipment expense$1,602,000800
Additional noninterest expense$3,312,0001,082
Pre-tax net operating income$7,065,000940
Securities gains (losses)$-49,0004,236
Applicable income taxes$03,564
Income before extraordinary items$7,016,000803
Extraordinary gains, net$04
Net income$7,016,000803
Minority interest net income$060
Net income of bank and minority interests.$7,016,000803
Net charge-offs$14,0001,459
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,065,000812
2022-03-31 (YTD Data)Rank
Total interest income$6,421,0001,175
Total interest expense$199,0002,229
Net interest income$6,222,0001,127
Provision for loan and lease losses$02,285
Total noninterest income$2,178,000840
Gross Fiduciary activities income$998,000269
Service charges on deposit accounts$108,0001,843
Trading account gains and feesNANA
Additional Noninterest Income$1,072,0001,041
Total noninterest expense$5,312,0001,123
Salaries and employee benefits$2,862,0001,177
Premises and equipment expense$812,000798
Additional noninterest expense$1,638,0001,074
Pre-tax net operating income$3,088,000988
Securities gains (losses)$-11,0004,268
Applicable income taxes$03,450
Income before extraordinary items$3,077,000872
Extraordinary gains, net$04
Net income$3,077,000871
Minority interest net income$050
Net income of bank and minority interests.$3,077,000872
Net charge-offs$8,0001,246
Cash dividends$1,500,000555
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,088,000878
2021-12-31 (YTD Data)Rank
Total interest income$25,073,0001,227
Total interest expense$805,0002,512
Net interest income$24,268,0001,159
Provision for loan and lease losses$03,064
Total noninterest income$9,976,000827
Gross Fiduciary activities income$4,089,000256
Service charges on deposit accounts$496,0001,618
Trading account gains and feesNANA
Additional Noninterest Income$5,391,0001,016
Total noninterest expense$21,299,0001,115
Salaries and employee benefits$11,854,0001,137
Premises and equipment expense$3,031,000854
Additional noninterest expense$6,414,0001,093
Pre-tax net operating income$12,945,0001,058
Securities gains (losses)$202,000607
Applicable income taxes$03,710
Income before extraordinary items$13,147,000918
Extraordinary gains, net$010
Net income$13,147,000918
Minority interest net income$074
Net income of bank and minority interests.$13,147,000918
Net charge-offs$-319,0004,653
Cash dividends$6,200,000666
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,945,000919
2021-09-30 (YTD Data)Rank
Total interest income$18,779,0001,256
Total interest expense$615,0002,568
Net interest income$18,164,0001,186
Provision for loan and lease losses$02,963
Total noninterest income$7,301,000872
Gross Fiduciary activities income$2,906,000264
Service charges on deposit accounts$367,0001,624
Trading account gains and feesNANA
Additional Noninterest Income$4,028,0001,046
Total noninterest expense$15,471,0001,147
Salaries and employee benefits$8,369,0001,191
Premises and equipment expense$2,281,000863
Additional noninterest expense$4,821,0001,086
Pre-tax net operating income$9,994,0001,072
Securities gains (losses)$104,000792
Applicable income taxes$03,719
Income before extraordinary items$10,098,000936
Extraordinary gains, net$08
Net income$10,098,000936
Minority interest net income$069
Net income of bank and minority interests.$10,098,000936
Net charge-offs$-318,0004,756
Cash dividends$4,500,000633
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,994,000932
2021-06-30 (YTD Data)Rank
Total interest income$12,106,0001,289
Total interest expense$405,0002,657
Net interest income$11,701,0001,208
Provision for loan and lease losses$02,862
Total noninterest income$4,996,000854
Gross Fiduciary activities income$1,974,000259
Service charges on deposit accounts$237,0001,615
Trading account gains and feesNANA
Additional Noninterest Income$2,785,0001,031
Total noninterest expense$10,142,0001,149
Salaries and employee benefits$5,677,0001,178
Premises and equipment expense$1,491,000884
Additional noninterest expense$2,974,0001,137
Pre-tax net operating income$6,555,0001,069
Securities gains (losses)$109,000642
Applicable income taxes$03,702
Income before extraordinary items$6,664,000936
Extraordinary gains, net$06
Net income$6,664,000936
Minority interest net income$067
Net income of bank and minority interests.$6,664,000936
Net charge-offs$-1,0003,056
Cash dividends$2,750,000668
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,555,000932
2021-03-31 (YTD Data)Rank
Total interest income$5,801,0001,334
Total interest expense$206,0002,708
Net interest income$5,595,0001,246
Provision for loan and lease losses$02,741
Total noninterest income$2,430,000874
Gross Fiduciary activities income$907,000271
Service charges on deposit accounts$116,0001,636
Trading account gains and feesNANA
Additional Noninterest Income$1,407,0001,022
Total noninterest expense$5,017,0001,144
Salaries and employee benefits$2,720,0001,201
Premises and equipment expense$738,000898
Additional noninterest expense$1,559,0001,083
Pre-tax net operating income$3,008,0001,137
Securities gains (losses)$124,000422
Applicable income taxes$03,613
Income before extraordinary items$3,132,000980
Extraordinary gains, net$03
Net income$3,132,000980
Minority interest net income$055
Net income of bank and minority interests.$3,132,000980
Net charge-offs$-5,0003,772
Cash dividends$1,250,000633
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,008,000996
2020-12-31 (YTD Data)Rank
Total interest income$23,315,0001,299
Total interest expense$1,213,0002,663
Net interest income$22,102,0001,185
Provision for loan and lease losses$1,630,0001,189
Total noninterest income$9,532,000829
Gross Fiduciary activities income$3,795,000253
Service charges on deposit accounts$475,0001,662
Trading account gains and feesNANA
Additional Noninterest Income$5,262,000982
Total noninterest expense$20,195,0001,114
Salaries and employee benefits$11,611,0001,101
Premises and equipment expense$2,757,000916
Additional noninterest expense$5,827,0001,119
Pre-tax net operating income$9,809,0001,077
Securities gains (losses)$68,0001,575
Applicable income taxes$03,697
Income before extraordinary items$9,877,000975
Extraordinary gains, net$04
Net income$9,877,000975
Minority interest net income$072
Net income of bank and minority interests.$9,877,000975
Net charge-offs$407,0001,109
Cash dividends$2,725,0001,220
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,809,000942
2020-09-30 (YTD Data)Rank
Total interest income$17,325,0001,320
Total interest expense$989,0002,642
Net interest income$16,336,0001,187
Provision for loan and lease losses$1,324,0001,156
Total noninterest income$6,898,000824
Gross Fiduciary activities income$2,757,000255
Service charges on deposit accounts$347,0001,694
Trading account gains and feesNANA
Additional Noninterest Income$3,794,000975
Total noninterest expense$14,645,0001,122
Salaries and employee benefits$8,426,0001,118
Premises and equipment expense$1,999,000928
Additional noninterest expense$4,220,0001,138
Pre-tax net operating income$7,265,0001,051
Securities gains (losses)$60,0001,458
Applicable income taxes$03,696
Income before extraordinary items$7,325,000941
Extraordinary gains, net$04
Net income$7,325,000941
Minority interest net income$065
Net income of bank and minority interests.$7,325,000941
Net charge-offs$395,000875
Cash dividends$1,225,0001,503
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,265,000917
2020-06-30 (YTD Data)Rank
Total interest income$11,800,0001,304
Total interest expense$715,0002,624
Net interest income$11,085,0001,166
Provision for loan and lease losses$1,240,000952
Total noninterest income$4,412,000806
Gross Fiduciary activities income$1,893,000248
Service charges on deposit accounts$224,0001,760
Trading account gains and feesNANA
Additional Noninterest Income$2,295,000974
Total noninterest expense$9,851,0001,107
Salaries and employee benefits$5,803,0001,079
Premises and equipment expense$1,318,000942
Additional noninterest expense$2,730,0001,152
Pre-tax net operating income$4,406,0001,072
Securities gains (losses)$13,0001,801
Applicable income taxes$03,655
Income before extraordinary items$4,419,000959
Extraordinary gains, net$04
Net income$4,419,000959
Minority interest net income$065
Net income of bank and minority interests.$4,419,000959
Net charge-offs$400,000677
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,406,000929
2020-03-31 (YTD Data)Rank
Total interest income$6,152,0001,271
Total interest expense$438,0002,501
Net interest income$5,714,0001,115
Provision for loan and lease losses$600,000790
Total noninterest income$2,107,000786
Gross Fiduciary activities income$974,000247
Service charges on deposit accounts$117,0001,958
Trading account gains and feesNANA
Additional Noninterest Income$1,016,000954
Total noninterest expense$5,264,0001,060
Salaries and employee benefits$3,130,0001,035
Premises and equipment expense$641,000975
Additional noninterest expense$1,493,0001,106
Pre-tax net operating income$1,957,0001,064
Securities gains (losses)$13,0001,249
Applicable income taxes$03,513
Income before extraordinary items$1,970,000943
Extraordinary gains, net$04
Net income$1,970,000943
Minority interest net income$056
Net income of bank and minority interests.$1,970,000943
Net charge-offs$397,000432
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,957,000944
2019-12-31 (YTD Data)Rank
Total interest income$24,583,0001,272
Total interest expense$1,982,0002,353
Net interest income$22,601,0001,130
Provision for loan and lease losses$162,0002,543
Total noninterest income$8,783,000761
Gross Fiduciary activities income$3,904,000244
Service charges on deposit accounts$535,0001,826
Trading account gains and feesNANA
Additional Noninterest Income$4,344,000913
Total noninterest expense$20,435,0001,069
Salaries and employee benefits$12,075,0001,029
Premises and equipment expense$2,483,000985
Additional noninterest expense$5,877,0001,104
Pre-tax net operating income$10,787,000997
Securities gains (losses)$2,0002,225
Applicable income taxes$03,859
Income before extraordinary items$10,789,000887
Extraordinary gains, net$011
Net income$10,789,000888
Minority interest net income$076
Net income of bank and minority interests.$10,789,000888
Net charge-offs$45,0002,712
Cash dividends$5,400,000750
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,787,000864
2019-09-30 (YTD Data)Rank
Total interest income$18,400,0001,288
Total interest expense$1,517,0002,337
Net interest income$16,883,0001,139
Provision for loan and lease losses$108,0002,541
Total noninterest income$6,350,000777
Gross Fiduciary activities income$2,746,000254
Service charges on deposit accounts$405,0001,817
Trading account gains and feesNANA
Additional Noninterest Income$3,199,000908
Total noninterest expense$14,776,0001,100
Salaries and employee benefits$8,638,0001,080
Premises and equipment expense$1,814,0001,005
Additional noninterest expense$4,324,0001,118
Pre-tax net operating income$8,349,000990
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$8,349,000875
Extraordinary gains, net$011
Net income$8,349,000876
Minority interest net income$072
Net income of bank and minority interests.$8,349,000876
Net charge-offs$43,0002,315
Cash dividends$4,000,000711
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,349,000855
2019-06-30 (YTD Data)Rank
Total interest income$12,258,0001,286
Total interest expense$1,029,0002,296
Net interest income$11,229,0001,144
Provision for loan and lease losses$27,0003,174
Total noninterest income$4,154,000775
Gross Fiduciary activities income$1,864,000253
Service charges on deposit accounts$272,0001,788
Trading account gains and feesNANA
Additional Noninterest Income$2,018,000923
Total noninterest expense$9,891,0001,096
Salaries and employee benefits$5,816,0001,054
Premises and equipment expense$1,195,0001,022
Additional noninterest expense$2,880,0001,125
Pre-tax net operating income$5,465,000968
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$5,465,000864
Extraordinary gains, net$011
Net income$5,465,000864
Minority interest net income$069
Net income of bank and minority interests.$5,465,000864
Net charge-offs$11,0002,558
Cash dividends$2,600,000725
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,465,000841
2019-03-31 (YTD Data)Rank
Total interest income$6,172,0001,273
Total interest expense$524,0002,235
Net interest income$5,648,0001,134
Provision for loan and lease losses$03,406
Total noninterest income$1,921,000790
Gross Fiduciary activities income$851,000262
Service charges on deposit accounts$136,0001,773
Trading account gains and feesNANA
Additional Noninterest Income$934,000940
Total noninterest expense$4,879,0001,096
Salaries and employee benefits$2,819,0001,093
Premises and equipment expense$592,0001,036
Additional noninterest expense$1,468,0001,093
Pre-tax net operating income$2,690,000954
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,690,000857
Extraordinary gains, net$05
Net income$2,690,000856
Minority interest net income$052
Net income of bank and minority interests.$2,690,000856
Net charge-offs$13,0001,875
Cash dividends$1,250,000706
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,690,000839
2018-12-31 (YTD Data)Rank
Total interest income$22,003,0001,329
Total interest expense$1,419,0002,432
Net interest income$20,584,0001,212
Provision for loan and lease losses$80,0003,221
Total noninterest income$7,780,000823
Gross Fiduciary activities income$3,399,000262
Service charges on deposit accounts$580,0001,777
Trading account gains and feesNANA
Additional Noninterest Income$3,801,000953
Total noninterest expense$18,758,0001,117
Salaries and employee benefits$11,222,0001,069
Premises and equipment expense$2,444,000999
Additional noninterest expense$5,092,0001,217
Pre-tax net operating income$9,526,0001,080
Securities gains (losses)$-81,0004,956
Applicable income taxes$03,978
Income before extraordinary items$9,445,000958
Extraordinary gains, net$06
Net income$9,445,000957
Minority interest net income$072
Net income of bank and minority interests.$9,445,000957
Net charge-offs$60,0002,509
Cash dividends$4,950,000754
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,526,000946
2018-09-30 (YTD Data)Rank
Total interest income$16,186,0001,333
Total interest expense$947,0002,524
Net interest income$15,239,0001,225
Provision for loan and lease losses$80,0002,859
Total noninterest income$5,681,000840
Gross Fiduciary activities income$2,414,000270
Service charges on deposit accounts$437,0001,792
Trading account gains and feesNANA
Additional Noninterest Income$2,830,000971
Total noninterest expense$13,850,0001,127
Salaries and employee benefits$8,332,0001,074
Premises and equipment expense$1,796,0001,011
Additional noninterest expense$3,722,0001,250
Pre-tax net operating income$6,990,0001,100
Securities gains (losses)$-81,0005,204
Applicable income taxes$04,032
Income before extraordinary items$6,909,000989
Extraordinary gains, net$05
Net income$6,909,000988
Minority interest net income$066
Net income of bank and minority interests.$6,909,000988
Net charge-offs$45,0002,275
Cash dividends$3,850,000663
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,990,000975
2018-06-30 (YTD Data)Rank
Total interest income$10,639,0001,344
Total interest expense$587,0002,557
Net interest income$10,052,0001,231
Provision for loan and lease losses$03,782
Total noninterest income$3,856,000834
Gross Fiduciary activities income$1,654,000270
Service charges on deposit accounts$290,0001,792
Trading account gains and feesNANA
Additional Noninterest Income$1,912,000966
Total noninterest expense$9,177,0001,137
Salaries and employee benefits$5,607,0001,077
Premises and equipment expense$1,204,0001,006
Additional noninterest expense$2,366,0001,313
Pre-tax net operating income$4,731,0001,076
Securities gains (losses)$-90,0005,330
Applicable income taxes$04,018
Income before extraordinary items$4,641,000976
Extraordinary gains, net$06
Net income$4,641,000974
Minority interest net income$065
Net income of bank and minority interests.$4,641,000975
Net charge-offs$35,0001,952
Cash dividends$2,600,000622
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,731,000956
2018-03-31 (YTD Data)Rank
Total interest income$5,247,0001,336
Total interest expense$257,0002,701
Net interest income$4,990,0001,237
Provision for loan and lease losses$03,508
Total noninterest income$1,769,000866
Gross Fiduciary activities income$758,000282
Service charges on deposit accounts$141,0001,834
Trading account gains and feesNANA
Additional Noninterest Income$870,0001,021
Total noninterest expense$4,509,0001,158
Salaries and employee benefits$2,729,0001,108
Premises and equipment expense$611,0001,001
Additional noninterest expense$1,169,0001,319
Pre-tax net operating income$2,250,0001,086
Securities gains (losses)$-90,0005,465
Applicable income taxes$03,948
Income before extraordinary items$2,160,0001,008
Extraordinary gains, net$07
Net income$2,160,0001,007
Minority interest net income$052
Net income of bank and minority interests.$2,160,0001,008
Net charge-offs$36,0001,357
Cash dividends$1,500,000523
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,250,000962
2017-12-31 (YTD Data)Rank
Total interest income$21,075,0001,294
Total interest expense$956,0002,610
Net interest income$20,119,0001,208
Provision for loan and lease losses$60,0003,409
Total noninterest income$7,815,000823
Gross Fiduciary activities income$3,123,000270
Service charges on deposit accounts$604,0001,766
Trading account gains and feesNANA
Additional Noninterest Income$4,088,000934
Total noninterest expense$18,461,0001,131
Salaries and employee benefits$10,741,0001,097
Premises and equipment expense$2,406,000990
Additional noninterest expense$5,314,0001,192
Pre-tax net operating income$9,413,0001,031
Securities gains (losses)$20,0001,329
Applicable income taxes$04,135
Income before extraordinary items$9,433,000793
Extraordinary gains, net$09
Net income$9,433,000793
Minority interest net income$076
Net income of bank and minority interests.$9,433,000793
Net charge-offs$136,0002,159
Cash dividends$4,600,000725
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,413,000784
2017-09-30 (YTD Data)Rank
Total interest income$15,804,0001,296
Total interest expense$722,0002,593
Net interest income$15,082,0001,206
Provision for loan and lease losses$60,0003,094
Total noninterest income$5,786,000842
Gross Fiduciary activities income$2,164,000280
Service charges on deposit accounts$451,0001,781
Trading account gains and feesNANA
Additional Noninterest Income$3,171,000930
Total noninterest expense$13,385,0001,166
Salaries and employee benefits$7,781,0001,133
Premises and equipment expense$1,798,000999
Additional noninterest expense$3,806,0001,226
Pre-tax net operating income$7,423,0001,017
Securities gains (losses)$-3,0005,250
Applicable income taxes$04,172
Income before extraordinary items$7,420,000812
Extraordinary gains, net$09
Net income$7,420,000812
Minority interest net income$071
Net income of bank and minority interests.$7,420,000812
Net charge-offs$116,0001,801
Cash dividends$2,700,000832
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,423,000798
2017-06-30 (YTD Data)Rank
Total interest income$10,481,0001,298
Total interest expense$487,0002,534
Net interest income$9,994,0001,213
Provision for loan and lease losses$60,0002,608
Total noninterest income$4,135,000793
Gross Fiduciary activities income$1,487,000275
Service charges on deposit accounts$295,0001,790
Trading account gains and feesNANA
Additional Noninterest Income$2,353,000864
Total noninterest expense$9,096,0001,148
Salaries and employee benefits$5,232,0001,133
Premises and equipment expense$1,203,000997
Additional noninterest expense$2,661,0001,181
Pre-tax net operating income$4,973,0001,001
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$4,973,000801
Extraordinary gains, net$011
Net income$4,973,000801
Minority interest net income$071
Net income of bank and minority interests.$4,973,000801
Net charge-offs$82,0001,662
Cash dividends$1,300,0001,070
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,973,000785
2017-03-31 (YTD Data)Rank
Total interest income$5,211,0001,283
Total interest expense$244,0002,499
Net interest income$4,967,0001,209
Provision for loan and lease losses$60,0001,878
Total noninterest income$2,233,000740
Gross Fiduciary activities income$652,000297
Service charges on deposit accounts$151,0001,744
Trading account gains and feesNANA
Additional Noninterest Income$1,430,000743
Total noninterest expense$4,523,0001,162
Salaries and employee benefits$2,584,0001,161
Premises and equipment expense$596,0001,014
Additional noninterest expense$1,343,0001,176
Pre-tax net operating income$2,617,000924
Securities gains (losses)$-1,0005,454
Applicable income taxes$04,086
Income before extraordinary items$2,616,000742
Extraordinary gains, net$08
Net income$2,616,000742
Minority interest net income$055
Net income of bank and minority interests.$2,616,000742
Net charge-offs$66,0001,164
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,617,000726
2016-12-31 (YTD Data)Rank
Total interest income$21,084,0001,237
Total interest expense$950,0002,506
Net interest income$20,134,0001,157
Provision for loan and lease losses$577,0001,349
Total noninterest income$7,048,000896
Gross Fiduciary activities income$2,721,000279
Service charges on deposit accounts$653,0001,706
Trading account gains and fees$0170
Additional Noninterest Income$3,674,0001,045
Total noninterest expense$17,316,0001,184
Salaries and employee benefits$10,062,0001,146
Premises and equipment expense$2,346,0001,003
Additional noninterest expense$4,908,0001,276
Pre-tax net operating income$9,289,000982
Securities gains (losses)$772,000299
Applicable income taxes$04,278
Income before extraordinary items$10,061,000764
Extraordinary gains, net$05
Net income$10,061,000763
Minority interest net income$082
Net income of bank and minority interests.$10,061,000763
Net charge-offs$284,0001,584
Cash dividends$4,600,000724
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,289,000793
2016-09-30 (YTD Data)Rank
Total interest income$15,984,0001,237
Total interest expense$716,0002,508
Net interest income$15,268,0001,152
Provision for loan and lease losses$487,0001,165
Total noninterest income$5,296,000893
Gross Fiduciary activities income$1,895,000293
Service charges on deposit accounts$491,0001,705
Trading account gains and fees$0169
Additional Noninterest Income$2,910,0001,012
Total noninterest expense$12,770,0001,198
Salaries and employee benefits$7,352,0001,167
Premises and equipment expense$1,767,0001,003
Additional noninterest expense$3,651,0001,293
Pre-tax net operating income$7,307,000959
Securities gains (losses)$756,000266
Applicable income taxes$04,325
Income before extraordinary items$8,063,000717
Extraordinary gains, net$05
Net income$8,063,000716
Minority interest net income$071
Net income of bank and minority interests.$8,063,000717
Net charge-offs$177,0001,556
Cash dividends$3,300,000706
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,307,000754
2016-06-30 (YTD Data)Rank
Total interest income$10,718,0001,229
Total interest expense$476,0002,515
Net interest income$10,242,0001,146
Provision for loan and lease losses$397,0001,026
Total noninterest income$3,620,000875
Gross Fiduciary activities income$1,290,000289
Service charges on deposit accounts$321,0001,717
Trading account gains and fees$0157
Additional Noninterest Income$2,009,000961
Total noninterest expense$8,365,0001,218
Salaries and employee benefits$4,795,0001,193
Premises and equipment expense$1,186,0001,001
Additional noninterest expense$2,384,0001,320
Pre-tax net operating income$5,100,000918
Securities gains (losses)$416,000324
Applicable income taxes$04,338
Income before extraordinary items$5,516,000688
Extraordinary gains, net$016
Net income$5,516,000686
Minority interest net income$071
Net income of bank and minority interests.$5,516,000687
Net charge-offs$211,0001,089
Cash dividends$2,000,000749
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,100,000719
2016-03-31 (YTD Data)Rank
Total interest income$5,424,0001,210
Total interest expense$239,0002,516
Net interest income$5,185,0001,136
Provision for loan and lease losses$337,000623
Total noninterest income$1,707,000882
Gross Fiduciary activities income$564,000307
Service charges on deposit accounts$156,0001,747
Trading account gains and fees$0142
Additional Noninterest Income$987,000940
Total noninterest expense$4,309,0001,197
Salaries and employee benefits$2,441,0001,182
Premises and equipment expense$609,0001,002
Additional noninterest expense$1,259,0001,253
Pre-tax net operating income$2,246,000985
Securities gains (losses)$160,000356
Applicable income taxes$04,259
Income before extraordinary items$2,406,000763
Extraordinary gains, net$012
Net income$2,406,000764
Minority interest net income$062
Net income of bank and minority interests.$2,406,000763
Net charge-offs$99,0001,018
Cash dividends$1,000,000720
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,246,000788
2015-12-31 (YTD Data)Rank
Total interest income$20,302,0001,256
Total interest expense$929,0002,548
Net interest income$19,373,0001,183
Provision for loan and lease losses$360,0001,703
Total noninterest income$7,567,000834
Gross Fiduciary activities income$2,824,000275
Service charges on deposit accounts$697,0001,657
Trading account gains and fees$0159
Additional Noninterest Income$4,046,000948
Total noninterest expense$17,390,0001,155
Salaries and employee benefits$10,230,0001,095
Premises and equipment expense$2,376,0001,008
Additional noninterest expense$4,784,0001,322
Pre-tax net operating income$9,190,000958
Securities gains (losses)$393,000439
Applicable income taxes$04,402
Income before extraordinary items$9,583,000761
Extraordinary gains, net$023
Net income$9,583,000761
Minority interest net income$081
Net income of bank and minority interests.$9,583,000761
Net charge-offs$115,0002,529
Cash dividends$5,000,000661
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,190,000771
2015-09-30 (YTD Data)Rank
Total interest income$15,189,0001,266
Total interest expense$702,0002,563
Net interest income$14,487,0001,189
Provision for loan and lease losses$90,0002,744
Total noninterest income$5,540,000870
Gross Fiduciary activities income$1,999,000289
Service charges on deposit accounts$524,0001,660
Trading account gains and fees$0153
Additional Noninterest Income$3,017,000961
Total noninterest expense$12,849,0001,180
Salaries and employee benefits$7,537,0001,127
Premises and equipment expense$1,766,0001,034
Additional noninterest expense$3,546,0001,326
Pre-tax net operating income$7,088,000944
Securities gains (losses)$192,000663
Applicable income taxes$04,489
Income before extraordinary items$7,280,000762
Extraordinary gains, net$021
Net income$7,280,000760
Minority interest net income$078
Net income of bank and minority interests.$7,280,000762
Net charge-offs$95,0002,217
Cash dividends$4,000,000564
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,088,000762
2015-06-30 (YTD Data)Rank
Total interest income$10,046,0001,272
Total interest expense$463,0002,601
Net interest income$9,583,0001,195
Provision for loan and lease losses$60,0002,661
Total noninterest income$3,879,000837
Gross Fiduciary activities income$1,409,000282
Service charges on deposit accounts$341,0001,668
Trading account gains and fees$0157
Additional Noninterest Income$2,129,000924
Total noninterest expense$8,440,0001,194
Salaries and employee benefits$4,948,0001,149
Premises and equipment expense$1,184,0001,030
Additional noninterest expense$2,308,0001,358
Pre-tax net operating income$4,962,000900
Securities gains (losses)$51,0001,220
Applicable income taxes$04,497
Income before extraordinary items$5,013,000732
Extraordinary gains, net$022
Net income$5,013,000731
Minority interest net income$075
Net income of bank and minority interests.$5,013,000732
Net charge-offs$92,0001,799
Cash dividends$2,700,000554
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,962,000720
2015-03-31 (YTD Data)Rank
Total interest income$4,971,0001,277
Total interest expense$234,0002,611
Net interest income$4,737,0001,196
Provision for loan and lease losses$30,0002,461
Total noninterest income$1,885,000831
Gross Fiduciary activities income$643,000295
Service charges on deposit accounts$172,0001,649
Trading account gains and fees$0152
Additional Noninterest Income$1,070,000889
Total noninterest expense$4,410,0001,156
Salaries and employee benefits$2,560,0001,110
Premises and equipment expense$597,0001,021
Additional noninterest expense$1,253,0001,251
Pre-tax net operating income$2,182,000990
Securities gains (losses)$113,000543
Applicable income taxes$04,400
Income before extraordinary items$2,295,000765
Extraordinary gains, net$013
Net income$2,295,000763
Minority interest net income$064
Net income of bank and minority interests.$2,295,000765
Net charge-offs$88,0001,195
Cash dividends$1,500,000470
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,182,000776
2014-12-31 (YTD Data)Rank
Total interest income$20,100,0001,260
Total interest expense$965,0002,643
Net interest income$19,135,0001,179
Provision for loan and lease losses$60,0003,589
Total noninterest income$7,898,000785
Gross Fiduciary activities income$2,805,000281
Service charges on deposit accounts$742,0001,675
Trading account gains and fees$0180
Additional Noninterest Income$4,351,000848
Total noninterest expense$16,642,0001,198
Salaries and employee benefits$9,587,0001,139
Premises and equipment expense$2,344,0001,030
Additional noninterest expense$4,711,0001,366
Pre-tax net operating income$10,331,000804
Securities gains (losses)$192,000828
Applicable income taxes$04,531
Income before extraordinary items$10,523,000647
Extraordinary gains, net$017
Net income$10,523,000646
Minority interest net income$084
Net income of bank and minority interests.$10,523,000647
Net charge-offs$92,0003,254
Cash dividends$5,200,000579
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,331,000644
2014-09-30 (YTD Data)Rank
Total interest income$14,956,0001,271
Total interest expense$728,0002,661
Net interest income$14,228,0001,188
Provision for loan and lease losses$60,0003,250
Total noninterest income$5,701,000804
Gross Fiduciary activities income$1,937,000295
Service charges on deposit accounts$557,0001,682
Trading account gains and fees$0174
Additional Noninterest Income$3,207,000853
Total noninterest expense$12,571,0001,199
Salaries and employee benefits$7,272,0001,124
Premises and equipment expense$1,747,0001,040
Additional noninterest expense$3,552,0001,362
Pre-tax net operating income$7,298,000864
Securities gains (losses)$198,000641
Applicable income taxes$04,583
Income before extraordinary items$7,496,000686
Extraordinary gains, net$015
Net income$7,496,000683
Minority interest net income$081
Net income of bank and minority interests.$7,496,000684
Net charge-offs$59,0003,132
Cash dividends$3,950,000547
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,298,000681
2014-06-30 (YTD Data)Rank
Total interest income$9,863,0001,277
Total interest expense$485,0002,691
Net interest income$9,378,0001,192
Provision for loan and lease losses$60,0002,755
Total noninterest income$3,992,000751
Gross Fiduciary activities income$1,352,000285
Service charges on deposit accounts$364,0001,690
Trading account gains and fees$0172
Additional Noninterest Income$2,276,000797
Total noninterest expense$8,364,0001,203
Salaries and employee benefits$4,834,0001,126
Premises and equipment expense$1,174,0001,037
Additional noninterest expense$2,356,0001,366
Pre-tax net operating income$4,946,000822
Securities gains (losses)$61,0001,060
Applicable income taxes$04,568
Income before extraordinary items$5,007,000656
Extraordinary gains, net$020
Net income$5,007,000654
Minority interest net income$080
Net income of bank and minority interests.$5,007,000656
Net charge-offs$27,0003,235
Cash dividends$2,450,000553
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,946,000646
2014-03-31 (YTD Data)Rank
Total interest income$4,834,0001,307
Total interest expense$244,0002,723
Net interest income$4,590,0001,216
Provision for loan and lease losses$60,0002,013
Total noninterest income$1,953,000735
Gross Fiduciary activities income$606,000304
Service charges on deposit accounts$179,0001,697
Trading account gains and fees$0147
Additional Noninterest Income$1,168,000743
Total noninterest expense$4,352,0001,174
Salaries and employee benefits$2,549,0001,084
Premises and equipment expense$602,0001,041
Additional noninterest expense$1,201,0001,325
Pre-tax net operating income$2,131,000925
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,131,000730
Extraordinary gains, net$016
Net income$2,131,000731
Minority interest net income$066
Net income of bank and minority interests.$2,131,000731
Net charge-offs$35,0002,123
Cash dividends$1,350,000468
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,131,000719
2013-12-31 (YTD Data)Rank
Total interest income$19,415,0001,309
Total interest expense$992,0002,958
Net interest income$18,423,0001,193
Provision for loan and lease losses$220,0002,851
Total noninterest income$7,953,000806
Gross Fiduciary activities income$2,573,000282
Service charges on deposit accounts$791,0001,660
Trading account gains and fees$0184
Additional Noninterest Income$4,589,000861
Total noninterest expense$16,345,0001,234
Salaries and employee benefits$9,562,0001,144
Premises and equipment expense$2,223,0001,073
Additional noninterest expense$4,560,0001,456
Pre-tax net operating income$9,811,000782
Securities gains (losses)$-15,0006,292
Applicable income taxes$04,631
Income before extraordinary items$9,796,000656
Extraordinary gains, net$029
Net income$9,796,000658
Minority interest net income$090
Net income of bank and minority interests.$9,796,000657
Net charge-offs$59,0004,224
Cash dividends$4,200,000657
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,811,000633
2013-09-30 (YTD Data)Rank
Total interest income$14,493,0001,322
Total interest expense$744,0003,040
Net interest income$13,749,0001,200
Provision for loan and lease losses$180,0002,702
Total noninterest income$5,829,000828
Gross Fiduciary activities income$1,777,000293
Service charges on deposit accounts$596,0001,651
Trading account gains and fees$0180
Additional Noninterest Income$3,456,000885
Total noninterest expense$12,372,0001,228
Salaries and employee benefits$7,275,0001,127
Premises and equipment expense$1,680,0001,072
Additional noninterest expense$3,417,0001,448
Pre-tax net operating income$7,026,000841
Securities gains (losses)$45,0001,740
Applicable income taxes$04,713
Income before extraordinary items$7,071,000692
Extraordinary gains, net$025
Net income$7,071,000693
Minority interest net income$084
Net income of bank and minority interests.$7,071,000694
Net charge-offs$32,0004,149
Cash dividends$2,950,000659
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,026,000675
2013-06-30 (YTD Data)Rank
Total interest income$9,567,0001,327
Total interest expense$495,0003,098
Net interest income$9,072,0001,203
Provision for loan and lease losses$120,0002,706
Total noninterest income$4,056,000806
Gross Fiduciary activities income$1,248,000286
Service charges on deposit accounts$393,0001,641
Trading account gains and fees$0157
Additional Noninterest Income$2,415,000858
Total noninterest expense$8,236,0001,231
Salaries and employee benefits$4,880,0001,112
Premises and equipment expense$1,143,0001,045
Additional noninterest expense$2,213,0001,471
Pre-tax net operating income$4,772,000805
Securities gains (losses)$45,0001,592
Applicable income taxes$04,679
Income before extraordinary items$4,817,000671
Extraordinary gains, net$022
Net income$4,817,000674
Minority interest net income$082
Net income of bank and minority interests.$4,817,000674
Net charge-offs$29,0003,772
Cash dividends$1,700,000719
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,772,000646
2013-03-31 (YTD Data)Rank
Total interest income$4,702,0001,352
Total interest expense$247,0003,182
Net interest income$4,455,0001,220
Provision for loan and lease losses$60,0002,589
Total noninterest income$2,055,000808
Gross Fiduciary activities income$548,000304
Service charges on deposit accounts$192,0001,664
Trading account gains and fees$0148
Additional Noninterest Income$1,315,000809
Total noninterest expense$4,350,0001,178
Salaries and employee benefits$2,626,0001,041
Premises and equipment expense$582,0001,054
Additional noninterest expense$1,142,0001,428
Pre-tax net operating income$2,100,000891
Securities gains (losses)$37,0001,049
Applicable income taxes$04,602
Income before extraordinary items$2,137,000733
Extraordinary gains, net$010
Net income$2,137,000733
Minority interest net income$076
Net income of bank and minority interests.$2,137,000734
Net charge-offs$21,0003,051
Cash dividends$700,000730
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,100,000713
2012-12-31 (YTD Data)Rank
Total interest income$19,548,0001,366
Total interest expense$1,171,0003,258
Net interest income$18,377,0001,202
Provision for loan and lease losses$280,0003,492
Total noninterest income$7,757,000817
Gross Fiduciary activities income$2,304,000285
Service charges on deposit accounts$803,0001,688
Trading account gains and fees$0166
Additional Noninterest Income$4,650,000859
Total noninterest expense$16,621,0001,220
Salaries and employee benefits$10,061,0001,047
Premises and equipment expense$2,217,0001,074
Additional noninterest expense$4,343,0001,551
Pre-tax net operating income$9,233,000784
Securities gains (losses)$101,0002,264
Applicable income taxes$04,751
Income before extraordinary items$9,334,000651
Extraordinary gains, net$029
Net income$9,334,000650
Minority interest net income$093
Net income of bank and minority interests.$9,334,000651
Net charge-offs$420,0002,882
Cash dividends$3,350,000801
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,233,000630
2012-09-30 (YTD Data)Rank
Total interest income$14,620,0001,398
Total interest expense$896,0003,318
Net interest income$13,724,0001,217
Provision for loan and lease losses$240,0003,256
Total noninterest income$5,659,000827
Gross Fiduciary activities income$1,576,000300
Service charges on deposit accounts$608,0001,696
Trading account gains and fees$0157
Additional Noninterest Income$3,475,000841
Total noninterest expense$11,963,0001,253
Salaries and employee benefits$7,032,0001,114
Premises and equipment expense$1,644,0001,097
Additional noninterest expense$3,287,0001,535
Pre-tax net operating income$7,180,000779
Securities gains (losses)$79,0002,147
Applicable income taxes$04,802
Income before extraordinary items$7,259,000652
Extraordinary gains, net$020
Net income$7,259,000649
Minority interest net income$086
Net income of bank and minority interests.$7,259,000652
Net charge-offs$414,0002,419
Cash dividends$2,400,000665
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,180,000626
2012-06-30 (YTD Data)Rank
Total interest income$9,701,0001,415
Total interest expense$613,0003,356
Net interest income$9,088,0001,233
Provision for loan and lease losses$180,0003,106
Total noninterest income$3,868,000805
Gross Fiduciary activities income$1,110,000295
Service charges on deposit accounts$391,0001,742
Trading account gains and fees$0153
Additional Noninterest Income$2,367,000821
Total noninterest expense$7,808,0001,284
Salaries and employee benefits$4,615,0001,137
Premises and equipment expense$1,114,0001,068
Additional noninterest expense$2,079,0001,613
Pre-tax net operating income$4,968,000751
Securities gains (losses)$64,0001,886
Applicable income taxes$04,770
Income before extraordinary items$5,032,000627
Extraordinary gains, net$019
Net income$5,032,000626
Minority interest net income$084
Net income of bank and minority interests.$5,032,000627
Net charge-offs$21,0004,608
Cash dividends$1,500,000681
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,968,000614
2012-03-31 (YTD Data)Rank
Total interest income$4,835,0001,428
Total interest expense$311,0003,441
Net interest income$4,524,0001,229
Provision for loan and lease losses$120,0002,650
Total noninterest income$1,793,000844
Gross Fiduciary activities income$491,000309
Service charges on deposit accounts$194,0001,744
Trading account gains and fees$0148
Additional Noninterest Income$1,108,000840
Total noninterest expense$4,078,0001,227
Salaries and employee benefits$2,410,0001,081
Premises and equipment expense$564,0001,054
Additional noninterest expense$1,104,0001,523
Pre-tax net operating income$2,119,000844
Securities gains (losses)$23,0001,538
Applicable income taxes$04,704
Income before extraordinary items$2,142,000710
Extraordinary gains, net$019
Net income$2,142,000711
Minority interest net income$078
Net income of bank and minority interests.$2,142,000711
Net charge-offs$17,0003,772
Cash dividends$750,000607
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,119,000678
2011-12-31 (YTD Data)Rank
Total interest income$19,391,0001,471
Total interest expense$1,538,0003,385
Net interest income$17,853,0001,245
Provision for loan and lease losses$100,0005,330
Total noninterest income$6,523,000838
Gross Fiduciary activities income$2,190,000253
Service charges on deposit accounts$874,0001,664
Trading account gains and fees$0146
Additional Noninterest Income$3,459,000939
Total noninterest expense$15,737,0001,252
Salaries and employee benefits$9,252,0001,069
Premises and equipment expense$2,151,0001,162
Additional noninterest expense$4,334,0001,574
Pre-tax net operating income$8,539,000724
Securities gains (losses)$40,0002,721
Applicable income taxes$04,719
Income before extraordinary items$8,579,000604
Extraordinary gains, net$029
Net income$8,579,000602
Minority interest net income$096
Net income of bank and minority interests.$8,579,000605
Net charge-offs$658,0002,854
Cash dividends$2,700,000721
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,539,000583
2011-09-30 (YTD Data)Rank
Total interest income$14,486,0001,500
Total interest expense$1,203,0003,405
Net interest income$13,283,0001,262
Provision for loan and lease losses$100,0004,928
Total noninterest income$4,856,000860
Gross Fiduciary activities income$1,561,000260
Service charges on deposit accounts$657,0001,665
Trading account gains and fees$0145
Additional Noninterest Income$2,638,000923
Total noninterest expense$11,661,0001,268
Salaries and employee benefits$6,960,0001,064
Premises and equipment expense$1,580,0001,197
Additional noninterest expense$3,121,0001,635
Pre-tax net operating income$6,378,000744
Securities gains (losses)$21,0002,786
Applicable income taxes$04,740
Income before extraordinary items$6,399,000629
Extraordinary gains, net$021
Net income$6,399,000626
Minority interest net income$087
Net income of bank and minority interests.$6,399,000629
Net charge-offs$10,0005,779
Cash dividends$2,700,000498
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,378,000602
2011-06-30 (YTD Data)Rank
Total interest income$9,642,0001,506
Total interest expense$821,0003,445
Net interest income$8,821,0001,267
Provision for loan and lease losses$100,0004,367
Total noninterest income$3,321,000848
Gross Fiduciary activities income$1,103,000250
Service charges on deposit accounts$436,0001,655
Trading account gains and fees$0153
Additional Noninterest Income$1,782,000906
Total noninterest expense$7,732,0001,287
Salaries and employee benefits$4,615,0001,083
Premises and equipment expense$1,066,0001,204
Additional noninterest expense$2,051,0001,682
Pre-tax net operating income$4,310,000726
Securities gains (losses)$15,0002,213
Applicable income taxes$04,697
Income before extraordinary items$4,325,000606
Extraordinary gains, net$015
Net income$4,325,000605
Minority interest net income$089
Net income of bank and minority interests.$4,325,000606
Net charge-offs$-9,0006,992
Cash dividends$1,800,000466
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,310,000588
2011-03-31 (YTD Data)Rank
Total interest income$4,802,0001,527
Total interest expense$412,0003,528
Net interest income$4,390,0001,273
Provision for loan and lease losses$100,0003,337
Total noninterest income$1,580,000873
Gross Fiduciary activities income$471,000278
Service charges on deposit accounts$215,0001,640
Trading account gains and fees$0158
Additional Noninterest Income$894,000892
Total noninterest expense$3,971,0001,257
Salaries and employee benefits$2,295,0001,102
Premises and equipment expense$550,0001,196
Additional noninterest expense$1,126,0001,540
Pre-tax net operating income$1,899,000799
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,899,000687
Extraordinary gains, net$09
Net income$1,899,000687
Minority interest net income$086
Net income of bank and minority interests.$1,899,000687
Net charge-offs$6,0004,589
Cash dividends$850,000451
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,899,000673
2010-12-31 (YTD Data)Rank
Total interest income$20,110,0001,532
Total interest expense$1,794,0003,836
Net interest income$18,316,0001,231
Provision for loan and lease losses$600,0003,834
Total noninterest income$6,568,000868
Gross Fiduciary activities income$2,033,000258
Service charges on deposit accounts$964,0001,548
Trading account gains and fees$0175
Additional Noninterest Income$3,571,000931
Total noninterest expense$15,810,0001,267
Salaries and employee benefits$9,279,0001,062
Premises and equipment expense$2,155,0001,202
Additional noninterest expense$4,376,0001,645
Pre-tax net operating income$8,474,000635
Securities gains (losses)$16,0003,184
Applicable income taxes$04,655
Income before extraordinary items$8,490,000535
Extraordinary gains, net$029
Net income$8,490,000534
Minority interest net income$0111
Net income of bank and minority interests.$8,490,000536
Net charge-offs$72,0005,678
Cash dividends$4,183,000395
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,474,000507
2010-09-30 (YTD Data)Rank
Total interest income$15,096,0001,558
Total interest expense$1,363,0003,946
Net interest income$13,733,0001,244
Provision for loan and lease losses$450,0003,704
Total noninterest income$4,873,000865
Gross Fiduciary activities income$1,416,000269
Service charges on deposit accounts$739,0001,569
Trading account gains and fees$0165
Additional Noninterest Income$2,718,000888
Total noninterest expense$11,358,0001,307
Salaries and employee benefits$6,566,0001,123
Premises and equipment expense$1,549,0001,273
Additional noninterest expense$3,243,0001,645
Pre-tax net operating income$6,798,000621
Securities gains (losses)$17,0002,949
Applicable income taxes$04,726
Income before extraordinary items$6,815,000501
Extraordinary gains, net$023
Net income$6,815,000503
Minority interest net income$0110
Net income of bank and minority interests.$6,815,000504
Net charge-offs$75,0005,177
Cash dividends$3,063,000358
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,798,000478
2010-06-30 (YTD Data)Rank
Total interest income$10,068,0001,575
Total interest expense$924,0004,005
Net interest income$9,144,0001,246
Provision for loan and lease losses$300,0003,591
Total noninterest income$3,269,000839
Gross Fiduciary activities income$960,000269
Service charges on deposit accounts$493,0001,585
Trading account gains and fees$0152
Additional Noninterest Income$1,816,000860
Total noninterest expense$7,554,0001,303
Salaries and employee benefits$4,435,0001,110
Premises and equipment expense$1,014,0001,306
Additional noninterest expense$2,105,0001,675
Pre-tax net operating income$4,559,000610
Securities gains (losses)$18,0002,397
Applicable income taxes$04,691
Income before extraordinary items$4,577,000476
Extraordinary gains, net$019
Net income$4,577,000476
Minority interest net income$0105
Net income of bank and minority interests.$4,577,000477
Net charge-offs$58,0004,754
Cash dividends$1,901,000374
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,559,000465
2010-03-31 (YTD Data)Rank
Total interest income$5,049,0001,599
Total interest expense$474,0004,071
Net interest income$4,575,0001,252
Provision for loan and lease losses$150,0003,336
Total noninterest income$1,620,000835
Gross Fiduciary activities income$415,000295
Service charges on deposit accounts$250,0001,560
Trading account gains and fees$0175
Additional Noninterest Income$955,000824
Total noninterest expense$3,788,0001,325
Salaries and employee benefits$2,210,0001,125
Premises and equipment expense$502,0001,354
Additional noninterest expense$1,076,0001,632
Pre-tax net operating income$2,257,000609
Securities gains (losses)$-4,0007,428
Applicable income taxes$04,611
Income before extraordinary items$2,253,000484
Extraordinary gains, net$016
Net income$2,253,000486
Minority interest net income$091
Net income of bank and minority interests.$2,253,000486
Net charge-offs$1,0005,481
Cash dividends$775,000436
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,257,000470
2009-12-31 (YTD Data)Rank
Total interest income$21,145,0001,617
Total interest expense$2,475,0003,921
Net interest income$18,670,0001,195
Provision for loan and lease losses$600,0004,252
Total noninterest income$5,048,0001,092
Gross Fiduciary activities income$1,702,000278
Service charges on deposit accounts$1,047,0001,613
Trading account gains and fees$0211
Additional Noninterest Income$2,299,0001,241
Total noninterest expense$15,908,0001,301
Salaries and employee benefits$9,093,0001,079
Premises and equipment expense$2,152,0001,269
Additional noninterest expense$4,663,0001,603
Pre-tax net operating income$7,210,000599
Securities gains (losses)$21,0003,019
Applicable income taxes$04,388
Income before extraordinary items$7,231,000456
Extraordinary gains, net$034
Net income$7,231,000456
Minority interest net income$0115
Net income of bank and minority interests.$7,231,000458
Net charge-offs$-220,0007,997
Cash dividends$3,841,000461
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,210,000456
2009-09-30 (YTD Data)Rank
Total interest income$15,903,0001,645
Total interest expense$1,911,0003,967
Net interest income$13,992,0001,185
Provision for loan and lease losses$450,0003,968
Total noninterest income$3,757,0001,103
Gross Fiduciary activities income$1,158,000296
Service charges on deposit accounts$772,0001,642
Trading account gains and fees$0212
Additional Noninterest Income$1,827,0001,233
Total noninterest expense$11,621,0001,320
Salaries and employee benefits$6,639,0001,118
Premises and equipment expense$1,599,0001,286
Additional noninterest expense$3,383,0001,601
Pre-tax net operating income$5,678,000601
Securities gains (losses)$5,0003,160
Applicable income taxes$04,592
Income before extraordinary items$5,683,000464
Extraordinary gains, net$027
Net income$5,683,000462
Minority interest net income$0118
Net income of bank and minority interests.$5,683,000464
Net charge-offs$-235,0008,084
Cash dividends$2,905,000433
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,678,000460
2009-06-30 (YTD Data)Rank
Total interest income$10,605,0001,668
Total interest expense$1,305,0004,018
Net interest income$9,300,0001,195
Provision for loan and lease losses$300,0003,683
Total noninterest income$2,512,0001,105
Gross Fiduciary activities income$810,000287
Service charges on deposit accounts$507,0001,638
Trading account gains and fees$0193
Additional Noninterest Income$1,195,0001,268
Total noninterest expense$7,714,0001,351
Salaries and employee benefits$4,408,0001,145
Premises and equipment expense$1,051,0001,324
Additional noninterest expense$2,255,0001,618
Pre-tax net operating income$3,798,000594
Securities gains (losses)$13,0002,499
Applicable income taxes$04,657
Income before extraordinary items$3,811,000461
Extraordinary gains, net$021
Net income$3,811,000459
Minority interest net income$0112
Net income of bank and minority interests.$3,811,000461
Net charge-offs$-263,0008,179
Cash dividends$1,975,000465
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,798,000443
2009-03-31 (YTD Data)Rank
Total interest income$5,265,0001,705
Total interest expense$658,0004,112
Net interest income$4,607,0001,200
Provision for loan and lease losses$150,0003,210
Total noninterest income$1,167,0001,132
Gross Fiduciary activities income$363,000305
Service charges on deposit accounts$252,0001,601
Trading account gains and fees$0171
Additional Noninterest Income$552,0001,304
Total noninterest expense$3,692,0001,353
Salaries and employee benefits$2,178,0001,173
Premises and equipment expense$495,0001,430
Additional noninterest expense$1,019,0001,584
Pre-tax net operating income$1,932,000638
Securities gains (losses)$18,0001,721
Applicable income taxes$04,835
Income before extraordinary items$1,950,000509
Extraordinary gains, net$015
Net income$1,950,000510
Minority interest net income$0102
Net income of bank and minority interests.$1,950,000512
Net charge-offs$-292,0008,233
Cash dividends$1,000,000426
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,932,000478
2008-12-31 (YTD Data)Rank
Total interest income$22,386,0001,728
Total interest expense$4,871,0003,015
Net interest income$17,515,0001,263
Provision for loan and lease losses$563,0003,624
Total noninterest income$5,427,000985
Gross Fiduciary activities income$1,806,000284
Service charges on deposit accounts$972,0001,800
Trading account gains and fees$0154
Additional Noninterest Income$2,649,0001,068
Total noninterest expense$14,250,0001,374
Salaries and employee benefits$8,235,0001,215
Premises and equipment expense$2,026,0001,353
Additional noninterest expense$3,989,0001,550
Pre-tax net operating income$8,129,000687
Securities gains (losses)$81,0001,287
Applicable income taxes$04,979
Income before extraordinary items$8,210,000477
Extraordinary gains, net$039
Net income$8,210,000477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$533,0002,711
Cash dividends$4,200,000662
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,129,000509
2008-09-30 (YTD Data)Rank
Total interest income$16,869,0001,755
Total interest expense$3,918,0002,954
Net interest income$12,951,0001,305
Provision for loan and lease losses$113,0005,017
Total noninterest income$4,019,0001,035
Gross Fiduciary activities income$1,278,000300
Service charges on deposit accounts$711,0001,850
Trading account gains and fees$0148
Additional Noninterest Income$2,030,0001,097
Total noninterest expense$10,695,0001,347
Salaries and employee benefits$6,254,0001,218
Premises and equipment expense$1,516,0001,370
Additional noninterest expense$2,925,0001,527
Pre-tax net operating income$6,162,000820
Securities gains (losses)$80,0001,107
Applicable income taxes$05,372
Income before extraordinary items$6,242,000581
Extraordinary gains, net$031
Net income$6,242,000580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,525
Cash dividends$3,200,000676
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,162,000626
2008-06-30 (YTD Data)Rank
Total interest income$11,184,0001,797
Total interest expense$2,719,0002,960
Net interest income$8,465,0001,330
Provision for loan and lease losses$38,0005,437
Total noninterest income$2,673,0001,050
Gross Fiduciary activities income$913,000297
Service charges on deposit accounts$463,0001,859
Trading account gains and fees$0149
Additional Noninterest Income$1,297,0001,172
Total noninterest expense$7,057,0001,353
Salaries and employee benefits$4,178,0001,235
Premises and equipment expense$1,009,0001,374
Additional noninterest expense$1,870,0001,569
Pre-tax net operating income$4,043,000871
Securities gains (losses)$72,0001,184
Applicable income taxes$05,627
Income before extraordinary items$4,115,000670
Extraordinary gains, net$021
Net income$4,115,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,966
Cash dividends$2,100,000752
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,043,000666
2008-03-31 (YTD Data)Rank
Total interest income$5,662,0001,808
Total interest expense$1,511,0002,875
Net interest income$4,151,0001,335
Provision for loan and lease losses$06,080
Total noninterest income$1,294,0001,078
Gross Fiduciary activities income$414,000308
Service charges on deposit accounts$226,0001,875
Trading account gains and fees$0158
Additional Noninterest Income$654,0001,175
Total noninterest expense$3,508,0001,362
Salaries and employee benefits$2,021,0001,295
Premises and equipment expense$493,0001,416
Additional noninterest expense$994,0001,442
Pre-tax net operating income$1,937,000969
Securities gains (losses)$41,0001,188
Applicable income taxes$05,622
Income before extraordinary items$1,978,000766
Extraordinary gains, net$015
Net income$1,978,000767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,915
Cash dividends$1,100,000674
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,937,000744
2007-12-31 (YTD Data)Rank
Total interest income$23,380,0001,818
Total interest expense$6,508,0002,807
Net interest income$16,872,0001,325
Provision for loan and lease losses$360,0002,860
Total noninterest income$5,398,0001,032
Gross Fiduciary activities income$1,768,000300
Service charges on deposit accounts$984,0001,790
Trading account gains and fees$0178
Additional Noninterest Income$2,646,0001,110
Total noninterest expense$14,087,0001,312
Salaries and employee benefits$8,288,0001,206
Premises and equipment expense$1,936,0001,373
Additional noninterest expense$3,863,0001,438
Pre-tax net operating income$7,823,0001,071
Securities gains (losses)$15,0001,192
Applicable income taxes$06,070
Income before extraordinary items$7,838,000825
Extraordinary gains, net$039
Net income$7,838,000823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,055
Cash dividends$5,500,000682
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,823,000820
2007-09-30 (YTD Data)Rank
Total interest income$17,323,0001,839
Total interest expense$4,805,0002,840
Net interest income$12,518,0001,345
Provision for loan and lease losses$360,0002,007
Total noninterest income$3,915,0001,059
Gross Fiduciary activities income$1,191,000314
Service charges on deposit accounts$740,0001,765
Trading account gains and fees$0184
Additional Noninterest Income$1,984,0001,123
Total noninterest expense$10,409,0001,328
Salaries and employee benefits$6,135,0001,215
Premises and equipment expense$1,439,0001,364
Additional noninterest expense$2,835,0001,426
Pre-tax net operating income$5,664,0001,211
Securities gains (losses)$8,0001,069
Applicable income taxes$06,220
Income before extraordinary items$5,672,000910
Extraordinary gains, net$033
Net income$5,672,000908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,320
Cash dividends$3,500,000764
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,664,000895
2007-06-30 (YTD Data)Rank
Total interest income$11,305,0001,892
Total interest expense$3,112,0002,919
Net interest income$8,193,0001,393
Provision for loan and lease losses$240,0001,865
Total noninterest income$2,651,0001,070
Gross Fiduciary activities income$846,000307
Service charges on deposit accounts$491,0001,780
Trading account gains and fees$0168
Additional Noninterest Income$1,314,0001,157
Total noninterest expense$6,988,0001,337
Salaries and employee benefits$4,129,0001,233
Premises and equipment expense$953,0001,393
Additional noninterest expense$1,906,0001,425
Pre-tax net operating income$3,616,0001,308
Securities gains (losses)$5,0001,010
Applicable income taxes$06,265
Income before extraordinary items$3,621,0001,000
Extraordinary gains, net$029
Net income$3,621,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,631
Cash dividends$2,500,000733
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,616,000984
2007-03-31 (YTD Data)Rank
Total interest income$5,472,0001,946
Total interest expense$1,508,0002,976
Net interest income$3,964,0001,445
Provision for loan and lease losses$120,0001,752
Total noninterest income$1,213,0001,123
Gross Fiduciary activities income$361,000337
Service charges on deposit accounts$235,0001,805
Trading account gains and fees$0195
Additional Noninterest Income$617,0001,172
Total noninterest expense$3,527,0001,320
Salaries and employee benefits$2,039,0001,264
Premises and equipment expense$467,0001,434
Additional noninterest expense$1,021,0001,318
Pre-tax net operating income$1,530,0001,515
Securities gains (losses)$4,000855
Applicable income taxes$06,196
Income before extraordinary items$1,534,0001,147
Extraordinary gains, net$022
Net income$1,534,0001,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,797
Cash dividends$1,500,000577
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,530,0001,130
2006-12-31 (YTD Data)Rank
Total interest income$21,490,0001,868
Total interest expense$5,288,0002,885
Net interest income$16,202,0001,404
Provision for loan and lease losses$590,0001,655
Total noninterest income$5,108,0001,079
Gross Fiduciary activities income$1,627,000308
Service charges on deposit accounts$1,026,0001,717
Trading account gains and fees$0130
Additional Noninterest Income$2,455,0001,150
Total noninterest expense$13,727,0001,300
Salaries and employee benefits$8,051,0001,208
Premises and equipment expense$1,890,0001,365
Additional noninterest expense$3,786,0001,398
Pre-tax net operating income$6,993,0001,411
Securities gains (losses)$18,000936
Applicable income taxes$2,0006,435
Income before extraordinary items$7,009,0001,059
Extraordinary gains, net$051
Net income$7,009,0001,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0004,299
Cash dividends$4,770,000743
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,991,0001,051
2006-09-30 (YTD Data)Rank
Total interest income$15,965,0001,879
Total interest expense$3,830,0002,890
Net interest income$12,135,0001,423
Provision for loan and lease losses$440,0001,570
Total noninterest income$3,471,0001,176
Gross Fiduciary activities income$982,000346
Service charges on deposit accounts$770,0001,716
Trading account gains and fees$0126
Additional Noninterest Income$1,719,0001,230
Total noninterest expense$9,999,0001,350
Salaries and employee benefits$5,814,0001,269
Premises and equipment expense$1,372,0001,422
Additional noninterest expense$2,813,0001,406
Pre-tax net operating income$5,167,0001,465
Securities gains (losses)$5,0001,041
Applicable income taxes$06,687
Income before extraordinary items$5,172,0001,113
Extraordinary gains, net$045
Net income$5,172,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,547
Cash dividends$3,170,000793
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,167,0001,106
2006-06-30 (YTD Data)Rank
Total interest income$10,451,0001,882
Total interest expense$2,319,0003,020
Net interest income$8,132,0001,420
Provision for loan and lease losses$290,0001,568
Total noninterest income$2,412,0001,141
Gross Fiduciary activities income$712,000337
Service charges on deposit accounts$517,0001,689
Trading account gains and fees$0126
Additional Noninterest Income$1,183,0001,202
Total noninterest expense$6,649,0001,361
Salaries and employee benefits$3,929,0001,267
Premises and equipment expense$895,0001,456
Additional noninterest expense$1,825,0001,457
Pre-tax net operating income$3,605,0001,409
Securities gains (losses)$3,000925
Applicable income taxes$06,706
Income before extraordinary items$3,608,0001,063
Extraordinary gains, net$039
Net income$3,608,0001,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,365
Cash dividends$1,500,0001,024
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,605,0001,053
2006-03-31 (YTD Data)Rank
Total interest income$5,100,0001,881
Total interest expense$1,071,0003,077
Net interest income$4,029,0001,426
Provision for loan and lease losses$140,0001,553
Total noninterest income$1,106,0001,188
Gross Fiduciary activities income$286,000369
Service charges on deposit accounts$253,0001,664
Trading account gains and fees$0115
Additional Noninterest Income$567,0001,225
Total noninterest expense$3,362,0001,356
Salaries and employee benefits$1,996,0001,241
Premises and equipment expense$435,0001,492
Additional noninterest expense$931,0001,416
Pre-tax net operating income$1,633,0001,516
Securities gains (losses)$3,000752
Applicable income taxes$06,588
Income before extraordinary items$1,636,0001,139
Extraordinary gains, net$021
Net income$1,636,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,562
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,633,0001,123
2005-12-31 (YTD Data)Rank
Total interest income$18,533,0001,812
Total interest expense$3,424,0002,993
Net interest income$15,109,0001,450
Provision for loan and lease losses$440,0002,107
Total noninterest income$4,492,0001,173
Gross Fiduciary activities income$1,362,000341
Service charges on deposit accounts$1,072,0001,625
Trading account gains and fees$0138
Additional Noninterest Income$2,058,0001,337
Total noninterest expense$13,223,0001,308
Salaries and employee benefits$7,631,0001,211
Premises and equipment expense$1,944,0001,262
Additional noninterest expense$3,648,0001,405
Pre-tax net operating income$5,938,0001,594
Securities gains (losses)$37,0001,029
Applicable income taxes$5,0006,664
Income before extraordinary items$5,970,0001,209
Extraordinary gains, net$046
Net income$5,970,0001,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,318
Cash dividends$4,581,000718
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,933,0001,195
2005-09-30 (YTD Data)Rank
Total interest income$13,465,0001,827
Total interest expense$2,439,0002,987
Net interest income$11,026,0001,471
Provision for loan and lease losses$290,0002,252
Total noninterest income$3,182,0001,229
Gross Fiduciary activities income$908,000354
Service charges on deposit accounts$805,0001,604
Trading account gains and fees$0126
Additional Noninterest Income$1,469,0001,389
Total noninterest expense$9,751,0001,315
Salaries and employee benefits$5,521,0001,244
Premises and equipment expense$1,454,0001,256
Additional noninterest expense$2,776,0001,367
Pre-tax net operating income$4,167,0001,702
Securities gains (losses)$30,0001,073
Applicable income taxes$5,0006,684
Income before extraordinary items$4,192,0001,298
Extraordinary gains, net$035
Net income$4,192,0001,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,839
Cash dividends$2,502,000868
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,162,0001,275
2005-06-30 (YTD Data)Rank
Total interest income$8,697,0001,835
Total interest expense$1,531,0002,997
Net interest income$7,166,0001,486
Provision for loan and lease losses$180,0002,307
Total noninterest income$2,158,0001,199
Gross Fiduciary activities income$653,000337
Service charges on deposit accounts$503,0001,676
Trading account gains and fees$0116
Additional Noninterest Income$1,002,0001,345
Total noninterest expense$6,400,0001,327
Salaries and employee benefits$3,653,0001,253
Premises and equipment expense$950,0001,269
Additional noninterest expense$1,797,0001,388
Pre-tax net operating income$2,744,0001,692
Securities gains (losses)$20,0001,110
Applicable income taxes$1,0006,848
Income before extraordinary items$2,763,0001,278
Extraordinary gains, net$030
Net income$2,763,0001,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,591
Cash dividends$2,502,000590
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,743,0001,258
2005-03-31 (YTD Data)Rank
Total interest income$4,175,0001,864
Total interest expense$681,0003,186
Net interest income$3,494,0001,522
Provision for loan and lease losses$90,0002,180
Total noninterest income$1,049,0001,209
Gross Fiduciary activities income$268,000380
Service charges on deposit accounts$244,0001,678
Trading account gains and fees$0115
Additional Noninterest Income$537,0001,264
Total noninterest expense$3,240,0001,318
Salaries and employee benefits$1,893,0001,216
Premises and equipment expense$438,0001,387
Additional noninterest expense$909,0001,362
Pre-tax net operating income$1,213,0001,860
Securities gains (losses)$-17,0008,636
Applicable income taxes$1,0006,740
Income before extraordinary items$1,195,0001,419
Extraordinary gains, net$024
Net income$1,195,0001,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,734
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,212,0001,375
2004-12-31 (YTD Data)Rank
Total interest income$15,815,0001,815
Total interest expense$1,903,0003,795
Net interest income$13,912,0001,453
Provision for loan and lease losses$160,0004,119
Total noninterest income$3,926,0001,299
Gross Fiduciary activities income$1,193,000341
Service charges on deposit accounts$1,155,0001,522
Trading account gains and fees$0138
Additional Noninterest Income$1,578,0001,583
Total noninterest expense$13,055,0001,258
Salaries and employee benefits$7,481,0001,158
Premises and equipment expense$2,045,0001,125
Additional noninterest expense$3,529,0001,404
Pre-tax net operating income$4,623,0001,818
Securities gains (losses)$58,0001,619
Applicable income taxes$4,0006,965
Income before extraordinary items$4,677,0001,376
Extraordinary gains, net$034
Net income$4,677,0001,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,767
Cash dividends$3,903,000789
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,619,0001,357
2004-09-30 (YTD Data)Rank
Total interest income$11,669,0001,823
Total interest expense$1,358,0003,901
Net interest income$10,311,0001,460
Provision for loan and lease losses$105,0004,188
Total noninterest income$2,871,0001,343
Gross Fiduciary activities income$755,000380
Service charges on deposit accounts$874,0001,525
Trading account gains and fees$0134
Additional Noninterest Income$1,242,0001,523
Total noninterest expense$9,371,0001,317
Salaries and employee benefits$5,344,0001,221
Premises and equipment expense$1,480,0001,169
Additional noninterest expense$2,547,0001,446
Pre-tax net operating income$3,706,0001,733
Securities gains (losses)$53,0001,616
Applicable income taxes$4,0006,986
Income before extraordinary items$3,755,0001,313
Extraordinary gains, net$026
Net income$3,755,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0002,637
Cash dividends$2,364,000844
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,702,0001,289
2004-06-30 (YTD Data)Rank
Total interest income$7,642,0001,835
Total interest expense$897,0003,939
Net interest income$6,745,0001,479
Provision for loan and lease losses$70,0004,107
Total noninterest income$1,874,0001,353
Gross Fiduciary activities income$545,000367
Service charges on deposit accounts$570,0001,542
Trading account gains and fees$0130
Additional Noninterest Income$759,0001,611
Total noninterest expense$6,155,0001,328
Salaries and employee benefits$3,513,0001,242
Premises and equipment expense$981,0001,184
Additional noninterest expense$1,661,0001,456
Pre-tax net operating income$2,394,0001,756
Securities gains (losses)$82,0001,148
Applicable income taxes$4,0006,937
Income before extraordinary items$2,472,0001,313
Extraordinary gains, net$021
Net income$2,472,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,235
Cash dividends$1,608,000839
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,390,0001,308
2004-03-31 (YTD Data)Rank
Total interest income$3,703,0001,903
Total interest expense$487,0003,719
Net interest income$3,216,0001,552
Provision for loan and lease losses$20,0004,792
Total noninterest income$885,0001,379
Gross Fiduciary activities income$227,000401
Service charges on deposit accounts$282,0001,523
Trading account gains and fees$0121
Additional Noninterest Income$376,0001,602
Total noninterest expense$3,162,0001,297
Salaries and employee benefits$1,804,0001,222
Premises and equipment expense$475,0001,231
Additional noninterest expense$883,0001,370
Pre-tax net operating income$919,0002,163
Securities gains (losses)$41,0001,311
Applicable income taxes$4,0006,676
Income before extraordinary items$956,0001,653
Extraordinary gains, net$016
Net income$956,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,552
Cash dividends$1,131,000600
Sale, conversion, retirement of capital stock, net$0464
Net operating income$915,0001,632
2003-12-31 (YTD Data)Rank
Total interest income$14,925,0001,896
Total interest expense$2,395,0003,451
Net interest income$12,530,0001,555
Provision for loan and lease losses$70,0005,822
Total noninterest income$3,794,0001,405
Gross Fiduciary activities income$1,168,000352
Service charges on deposit accounts$1,204,0001,433
Trading account gains and fees$0160
Additional Noninterest Income$1,422,0001,901
Total noninterest expense$11,909,0001,351
Salaries and employee benefits$6,579,0001,306
Premises and equipment expense$2,054,0001,110
Additional noninterest expense$3,276,0001,509
Pre-tax net operating income$4,345,0001,853
Securities gains (losses)$53,0002,465
Applicable income taxes$6,0007,166
Income before extraordinary items$4,392,0001,432
Extraordinary gains, net$054
Net income$4,392,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,417
Cash dividends$1,928,0001,426
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,339,0001,387
2003-09-30 (YTD Data)Rank
Total interest income$11,292,0001,919
Total interest expense$1,880,0003,448
Net interest income$9,412,0001,555
Provision for loan and lease losses$30,0006,386
Total noninterest income$2,761,0001,466
Gross Fiduciary activities income$758,000391
Service charges on deposit accounts$906,0001,448
Trading account gains and fees$0153
Additional Noninterest Income$1,097,0001,918
Total noninterest expense$8,928,0001,365
Salaries and employee benefits$5,008,0001,304
Premises and equipment expense$1,537,0001,119
Additional noninterest expense$2,383,0001,549
Pre-tax net operating income$3,215,0001,934
Securities gains (losses)$50,0002,306
Applicable income taxes$5,0007,232
Income before extraordinary items$3,260,0001,509
Extraordinary gains, net$040
Net income$3,260,0001,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,181
Cash dividends$1,520,0001,250
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,210,0001,449
2003-06-30 (YTD Data)Rank
Total interest income$7,769,0001,884
Total interest expense$1,363,0003,321
Net interest income$6,406,0001,523
Provision for loan and lease losses$20,0006,304
Total noninterest income$1,896,0001,416
Gross Fiduciary activities income$547,000378
Service charges on deposit accounts$595,0001,433
Trading account gains and fees$0150
Additional Noninterest Income$754,0001,871
Total noninterest expense$5,875,0001,373
Salaries and employee benefits$3,290,0001,320
Premises and equipment expense$1,038,0001,100
Additional noninterest expense$1,547,0001,572
Pre-tax net operating income$2,407,0001,741
Securities gains (losses)$40,0002,170
Applicable income taxes$4,0007,232
Income before extraordinary items$2,443,0001,354
Extraordinary gains, net$030
Net income$2,443,0001,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,181
Cash dividends$520,0002,082
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,403,0001,279
2003-03-31 (YTD Data)Rank
Total interest income$3,929,0001,868
Total interest expense$694,0003,345
Net interest income$3,235,0001,499
Provision for loan and lease losses$20,0005,233
Total noninterest income$847,0001,514
Gross Fiduciary activities income$213,000438
Service charges on deposit accounts$286,0001,453
Trading account gains and fees$0134
Additional Noninterest Income$348,0001,905
Total noninterest expense$3,035,0001,329
Salaries and employee benefits$1,712,0001,258
Premises and equipment expense$507,0001,142
Additional noninterest expense$816,0001,463
Pre-tax net operating income$1,027,0001,987
Securities gains (losses)$16,0002,005
Applicable income taxes$3,0007,063
Income before extraordinary items$1,040,0001,549
Extraordinary gains, net$021
Net income$1,040,0001,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,762
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,024,0001,474
2002-12-31 (YTD Data)Rank
Total interest income$17,288,0001,790
Total interest expense$3,663,0002,969
Net interest income$13,625,0001,437
Provision for loan and lease losses$100,0005,681
Total noninterest income$3,693,0001,334
Gross Fiduciary activities income$1,228,000367
Service charges on deposit accounts$1,134,0001,427
Trading account gains and fees$0153
Additional Noninterest Income$1,331,0001,815
Total noninterest expense$11,868,0001,294
Salaries and employee benefits$6,571,0001,228
Premises and equipment expense$2,080,0001,063
Additional noninterest expense$3,217,0001,481
Pre-tax net operating income$5,350,0001,532
Securities gains (losses)$83,0001,920
Applicable income taxes$10,0007,292
Income before extraordinary items$5,423,0001,160
Extraordinary gains, net$070
Net income$5,423,0001,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,701
Cash dividends$5,077,000606
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,340,0001,132
2001-12-31 (YTD Data)Rank
Total interest income$18,949,0001,804
Total interest expense$6,362,0002,515
Net interest income$12,587,0001,411
Provision for loan and lease losses$134,0005,003
Total noninterest income$3,426,0001,331
Gross Fiduciary activities income$1,185,000386
Service charges on deposit accounts$1,091,0001,373
Trading account gains and fees$0177
Additional Noninterest Income$1,150,0001,853
Total noninterest expense$10,956,0001,330
Salaries and employee benefits$6,269,0001,186
Premises and equipment expense$1,737,0001,222
Additional noninterest expense$2,950,0001,573
Pre-tax net operating income$4,923,0001,459
Securities gains (losses)$130,0001,527
Applicable income taxes$7,0007,684
Income before extraordinary items$5,046,0001,084
Extraordinary gains, net$0105
Net income$5,046,0001,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,825
Cash dividends$2,535,0001,061
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,916,0001,071
2000-12-31 (YTD Data)Rank
Total interest income$18,121,0001,935
Total interest expense$6,848,0002,456
Net interest income$11,273,0001,559
Provision for loan and lease losses$236,0003,411
Total noninterest income$3,424,0001,200
Gross Fiduciary activities income$1,184,000389
Service charges on deposit accounts$1,173,0001,155
Trading account gains and fees$0180
Additional Noninterest Income$1,067,0001,786
Total noninterest expense$9,983,0001,389
Salaries and employee benefits$5,595,0001,262
Premises and equipment expense$1,782,0001,124
Additional noninterest expense$2,606,0001,700
Pre-tax net operating income$4,478,0001,636
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$4,478,0001,186
Extraordinary gains, net$038
Net income$4,478,0001,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,598
Cash dividends$2,300,0001,197
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,478,0001,187
1999-12-31 (YTD Data)Rank
Total interest income$15,869,0002,052
Total interest expense$5,413,0002,708
Net interest income$10,456,0001,672
Provision for loan and lease losses$108,0005,075
Total noninterest income$3,215,0001,277
Gross Fiduciary activities income$1,105,000449
Service charges on deposit accounts$1,187,0001,125
Trading account gains and fees$0173
Additional Noninterest Income$923,0001,972
Total noninterest expense$9,754,0001,422
Salaries and employee benefits$5,406,0001,287
Premises and equipment expense$1,843,0001,091
Additional noninterest expense$2,505,0001,766
Pre-tax net operating income$3,809,0001,929
Securities gains (losses)$-104,0009,959
Applicable income taxes$3,0008,654
Income before extraordinary items$3,702,0001,447
Extraordinary gains, net$035
Net income$3,702,0001,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,499
Cash dividends$2,535,0001,113
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,806,0001,382
1998-12-31 (YTD Data)Rank
Total interest income$15,403,0002,115
Total interest expense$5,345,0002,815
Net interest income$10,058,0001,701
Provision for loan and lease losses$55,0006,428
Total noninterest income$2,890,0001,383
Gross Fiduciary activities income$949,000476
Service charges on deposit accounts$1,117,0001,131
Trading account gains and fees$0224
Additional Noninterest Income$824,0002,128
Total noninterest expense$9,224,0001,433
Salaries and employee benefits$5,106,0001,280
Premises and equipment expense$1,825,0001,053
Additional noninterest expense$2,293,0001,845
Pre-tax net operating income$3,669,0001,976
Securities gains (losses)$29,0002,139
Applicable income taxes$1,0009,299
Income before extraordinary items$3,697,0001,430
Extraordinary gains, net$032
Net income$3,697,0001,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,781
Cash dividends$1,388,0001,776
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,668,0001,379
1997-12-31 (YTD Data)Rank
Total interest income$14,663,0002,224
Total interest expense$5,109,0002,922
Net interest income$9,554,0001,825
Provision for loan and lease losses$99,0005,232
Total noninterest income$2,667,0001,405
Gross Fiduciary activities income$804,000532
Service charges on deposit accounts$1,089,0001,162
Trading account gains and fees$0239
Additional Noninterest Income$774,0002,076
Total noninterest expense$8,584,0001,531
Salaries and employee benefits$4,662,0001,403
Premises and equipment expense$1,833,0001,079
Additional noninterest expense$2,089,0002,012
Pre-tax net operating income$3,538,0002,130
Securities gains (losses)$-9,0009,978
Applicable income taxes$182,0007,145
Income before extraordinary items$3,347,0001,617
Extraordinary gains, net$044
Net income$3,347,0001,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,288
Cash dividends$1,836,0001,394
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,355,5501,574
1996-12-31 (YTD Data)Rank
Total interest income$13,773,0002,426
Total interest expense$4,735,0003,157
Net interest income$9,038,0001,990
Provision for loan and lease losses$144,0004,186
Total noninterest income$2,562,0001,522
Gross Fiduciary activities income$694,000618
Service charges on deposit accounts$1,068,0001,248
Trading account gains and fees$0262
Additional Noninterest Income$800,0002,102
Total noninterest expense$8,128,0001,745
Salaries and employee benefits$4,410,0001,511
Premises and equipment expense$1,650,0001,251
Additional noninterest expense$2,068,0002,383
Pre-tax net operating income$3,328,0002,154
Securities gains (losses)$2,0003,501
Applicable income taxes$797,0002,858
Income before extraordinary items$2,533,0001,954
Extraordinary gains, net$053
Net income$2,533,0001,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0004,017
Cash dividends$700,0002,732
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,531,4801,916
1995-12-31 (YTD Data)Rank
Total interest income$12,742,0002,628
Total interest expense$4,678,0003,204
Net interest income$8,064,0002,235
Provision for loan and lease losses$90,0004,814
Total noninterest income$2,464,0001,564
Gross Fiduciary activities income$597,000687
Service charges on deposit accounts$1,068,0001,258
Trading account gains and fees$0522
Additional Noninterest Income$799,0002,108
Total noninterest expense$7,345,0001,898
Salaries and employee benefits$3,994,0001,657
Premises and equipment expense$1,454,0001,419
Additional noninterest expense$1,897,0002,518
Pre-tax net operating income$3,093,0002,368
Securities gains (losses)$-21,00010,587
Applicable income taxes$754,0003,030
Income before extraordinary items$2,318,0002,182
Extraordinary gains, net$065
Net income$2,318,0002,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,275
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,333,7502,137
1994-12-31 (YTD Data)Rank
Total interest income$10,612,0002,856
Total interest expense$3,753,0003,257
Net interest income$6,859,0002,629
Provision for loan and lease losses$-284,00012,384
Total noninterest income$2,365,0001,628
Gross Fiduciary activities income$544,000710
Service charges on deposit accounts$1,065,0001,252
Trading account gains and fees$0475
Additional Noninterest Income$756,0002,212
Total noninterest expense$6,884,0002,072
Salaries and employee benefits$3,605,0001,857
Premises and equipment expense$1,440,0001,453
Additional noninterest expense$1,839,0002,772
Pre-tax net operating income$2,624,0002,703
Securities gains (losses)$-76,00011,350
Applicable income taxes$610,0003,470
Income before extraordinary items$1,938,0002,502
Extraordinary gains, net$0249
Net income$1,938,0002,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-327,00012,486
Cash dividends$500,0003,161
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,995,7602,449
1993-12-31 (YTD Data)Rank
Total interest income$10,284,0003,008
Total interest expense$3,332,0003,754
Net interest income$6,952,0002,598
Provision for loan and lease losses$57,0007,209
Total noninterest income$2,408,0001,727
Gross Fiduciary activities income$508,000758
Service charges on deposit accounts$1,062,0001,277
Trading account gains and fees$0532
Additional Noninterest Income$838,0002,319
Total noninterest expense$7,029,0002,085
Salaries and employee benefits$3,558,0001,884
Premises and equipment expense$1,400,0001,517
Additional noninterest expense$2,071,0002,648
Pre-tax net operating income$2,274,0002,954
Securities gains (losses)$54,0003,285
Applicable income taxes$540,0003,924
Income before extraordinary items$1,788,0002,778
Extraordinary gains, net$03,149
Net income$1,788,0002,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0003,368
Cash dividends$525,0002,950
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,746,4202,685
1992-12-31 (YTD Data)Rank
Total interest income$9,388,0003,717
Total interest expense$3,655,0004,395
Net interest income$5,733,0003,205
Provision for loan and lease losses$567,0002,741
Total noninterest income$1,859,0002,035
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$687,0001,980
Trading account gains and feesNANA
Additional Noninterest Income$1,172,0001,793
Total noninterest expense$5,267,0002,738
Salaries and employee benefits$2,544,0002,540
Premises and equipment expense$1,314,0001,621
Additional noninterest expense$1,409,0003,779
Pre-tax net operating income$1,758,0003,506
Securities gains (losses)$2,0007,695
Applicable income taxes$445,0004,402
Income before extraordinary items$1,315,0003,482
Extraordinary gains, net$01,422
Net income$1,315,0003,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,0002,481
Cash dividends$500,0002,760
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,313,5003,234

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.