Home > Hilltop Community Bank > Income and Expense
Hilltop Community Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,989,000 | 3,417 |
| Total interest expense | $433,000 | 4,243 |
| Net interest income | $4,556,000 | 3,260 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $276,000 | 4,939 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $84,000 | 5,126 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $192,000 | 4,359 |
| Total noninterest expense | $3,950,000 | 3,288 |
| Salaries and employee benefits | $2,261,000 | 3,126 |
| Premises and equipment expense | $456,000 | 3,313 |
| Additional noninterest expense | $1,233,000 | 3,425 |
| Pre-tax net operating income | $792,000 | 4,071 |
| Securities gains (losses) | $124,000 | 1,080 |
| Applicable income taxes | $179,000 | 2,882 |
| Income before extraordinary items | $737,000 | 3,968 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $737,000 | 3,970 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $737,000 | 3,971 |
| Net charge-offs | $-90,000 | 6,576 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $637,800 | 4,140 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 3,399 |
| Total interest expense | $294,000 | 4,269 |
| Net interest income | $3,069,000 | 3,234 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $168,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $56,000 | 5,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $112,000 | 4,603 |
| Total noninterest expense | $2,661,000 | 3,268 |
| Salaries and employee benefits | $1,537,000 | 3,094 |
| Premises and equipment expense | $307,000 | 3,306 |
| Additional noninterest expense | $817,000 | 3,451 |
| Pre-tax net operating income | $486,000 | 4,191 |
| Securities gains (losses) | $124,000 | 975 |
| Applicable income taxes | $125,000 | 2,841 |
| Income before extraordinary items | $485,000 | 3,994 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $485,000 | 3,996 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $485,000 | 3,997 |
| Net charge-offs | $92,000 | 2,836 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $385,800 | 4,267 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 3,386 |
| Total interest expense | $145,000 | 4,388 |
| Net interest income | $1,556,000 | 3,208 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $69,000 | 5,352 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $42,000 | 4,926 |
| Total noninterest expense | $1,341,000 | 3,270 |
| Salaries and employee benefits | $780,000 | 3,107 |
| Premises and equipment expense | $160,000 | 3,236 |
| Additional noninterest expense | $401,000 | 3,499 |
| Pre-tax net operating income | $239,000 | 4,203 |
| Securities gains (losses) | $-12,000 | 6,823 |
| Applicable income taxes | $36,000 | 3,230 |
| Income before extraordinary items | $191,000 | 4,351 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $191,000 | 4,354 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $191,000 | 4,353 |
| Net charge-offs | $95,000 | 1,944 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $201,080 | 4,167 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,355,000 | 3,332 |
| Total interest expense | $816,000 | 4,079 |
| Net interest income | $6,539,000 | 3,160 |
| Provision for loan and lease losses | $220,000 | 3,823 |
| Total noninterest income | $306,000 | 5,180 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $113,000 | 5,251 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $193,000 | 4,641 |
| Total noninterest expense | $5,324,000 | 3,308 |
| Salaries and employee benefits | $3,100,000 | 3,055 |
| Premises and equipment expense | $635,000 | 3,251 |
| Additional noninterest expense | $1,589,000 | 3,646 |
| Pre-tax net operating income | $1,301,000 | 3,574 |
| Securities gains (losses) | $35,000 | 2,941 |
| Applicable income taxes | $356,000 | 2,506 |
| Income before extraordinary items | $980,000 | 3,949 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $980,000 | 3,949 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $980,000 | 3,951 |
| Net charge-offs | $640,000 | 2,326 |
| Cash dividends | $325,000 | 3,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $954,450 | 3,814 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,572,000 | 3,363 |
| Total interest expense | $640,000 | 4,090 |
| Net interest income | $4,932,000 | 3,191 |
| Provision for loan and lease losses | $165,000 | 3,761 |
| Total noninterest income | $240,000 | 5,183 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $83,000 | 5,361 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $157,000 | 4,574 |
| Total noninterest expense | $4,052,000 | 3,304 |
| Salaries and employee benefits | $2,347,000 | 3,061 |
| Premises and equipment expense | $475,000 | 3,293 |
| Additional noninterest expense | $1,230,000 | 3,578 |
| Pre-tax net operating income | $955,000 | 3,718 |
| Securities gains (losses) | $78,000 | 2,159 |
| Applicable income taxes | $284,000 | 2,521 |
| Income before extraordinary items | $749,000 | 3,972 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $749,000 | 3,972 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $749,000 | 3,974 |
| Net charge-offs | $641,000 | 1,912 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $692,060 | 3,944 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 3,378 |
| Total interest expense | $444,000 | 4,109 |
| Net interest income | $3,283,000 | 3,205 |
| Provision for loan and lease losses | $35,000 | 4,806 |
| Total noninterest income | $171,000 | 5,129 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $55,000 | 5,378 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 4,443 |
| Total noninterest expense | $2,712,000 | 3,320 |
| Salaries and employee benefits | $1,575,000 | 3,057 |
| Premises and equipment expense | $319,000 | 3,282 |
| Additional noninterest expense | $818,000 | 3,617 |
| Pre-tax net operating income | $707,000 | 3,513 |
| Securities gains (losses) | $-65,000 | 7,066 |
| Applicable income taxes | $174,000 | 2,581 |
| Income before extraordinary items | $468,000 | 4,099 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $468,000 | 4,103 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $468,000 | 4,103 |
| Net charge-offs | $362,000 | 2,113 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $515,450 | 3,738 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 3,374 |
| Total interest expense | $224,000 | 4,193 |
| Net interest income | $1,661,000 | 3,185 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $88,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $26,000 | 5,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 4,401 |
| Total noninterest expense | $1,356,000 | 3,319 |
| Salaries and employee benefits | $775,000 | 3,102 |
| Premises and equipment expense | $166,000 | 3,208 |
| Additional noninterest expense | $415,000 | 3,553 |
| Pre-tax net operating income | $378,000 | 3,405 |
| Securities gains (losses) | $-42,000 | 7,156 |
| Applicable income taxes | $94,000 | 2,499 |
| Income before extraordinary items | $242,000 | 4,046 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $242,000 | 4,049 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $242,000 | 4,049 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $272,240 | 3,654 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,624,000 | 3,456 |
| Total interest expense | $1,098,000 | 4,179 |
| Net interest income | $6,526,000 | 3,242 |
| Provision for loan and lease losses | $309,000 | 4,069 |
| Total noninterest income | $394,000 | 4,806 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $125,000 | 5,190 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $269,000 | 4,031 |
| Total noninterest expense | $5,180,000 | 3,437 |
| Salaries and employee benefits | $3,016,000 | 3,105 |
| Premises and equipment expense | $639,000 | 3,413 |
| Additional noninterest expense | $1,525,000 | 3,816 |
| Pre-tax net operating income | $1,431,000 | 3,111 |
| Securities gains (losses) | $-130,000 | 7,107 |
| Applicable income taxes | $374,000 | 2,311 |
| Income before extraordinary items | $927,000 | 3,687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $927,000 | 3,690 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $927,000 | 3,690 |
| Net charge-offs | $51,000 | 5,463 |
| Cash dividends | $300,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,019,300 | 3,411 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,693,000 | 3,507 |
| Total interest expense | $858,000 | 4,198 |
| Net interest income | $4,835,000 | 3,301 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $316,000 | 4,738 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $96,000 | 5,183 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $220,000 | 3,964 |
| Total noninterest expense | $3,996,000 | 3,377 |
| Salaries and employee benefits | $2,300,000 | 3,072 |
| Premises and equipment expense | $479,000 | 3,458 |
| Additional noninterest expense | $1,217,000 | 3,656 |
| Pre-tax net operating income | $930,000 | 3,451 |
| Securities gains (losses) | $-77,000 | 7,198 |
| Applicable income taxes | $234,000 | 2,516 |
| Income before extraordinary items | $619,000 | 3,969 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $619,000 | 3,971 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $619,000 | 3,971 |
| Net charge-offs | $51,000 | 4,964 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $675,210 | 3,708 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 3,566 |
| Total interest expense | $613,000 | 4,151 |
| Net interest income | $3,156,000 | 3,359 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $218,000 | 4,725 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $67,000 | 5,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 3,942 |
| Total noninterest expense | $2,723,000 | 3,354 |
| Salaries and employee benefits | $1,530,000 | 3,100 |
| Premises and equipment expense | $324,000 | 3,456 |
| Additional noninterest expense | $869,000 | 3,539 |
| Pre-tax net operating income | $501,000 | 3,816 |
| Securities gains (losses) | $-41,000 | 7,211 |
| Applicable income taxes | $114,000 | 2,756 |
| Income before extraordinary items | $346,000 | 4,233 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $346,000 | 4,233 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $346,000 | 4,235 |
| Net charge-offs | $51,000 | 4,427 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $376,750 | 3,998 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 3,585 |
| Total interest expense | $317,000 | 4,165 |
| Net interest income | $1,563,000 | 3,361 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $94,000 | 5,012 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $33,000 | 5,074 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,357 |
| Total noninterest expense | $1,416,000 | 3,255 |
| Salaries and employee benefits | $796,000 | 3,020 |
| Premises and equipment expense | $171,000 | 3,368 |
| Additional noninterest expense | $449,000 | 3,456 |
| Pre-tax net operating income | $136,000 | 4,762 |
| Securities gains (losses) | $-28,000 | 7,277 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $98,000 | 5,032 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $98,000 | 5,030 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $98,000 | 5,032 |
| Net charge-offs | $52,000 | 3,315 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $123,480 | 4,670 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,903,000 | 3,589 |
| Total interest expense | $1,487,000 | 4,288 |
| Net interest income | $6,416,000 | 3,298 |
| Provision for loan and lease losses | $480,000 | 4,200 |
| Total noninterest income | $356,000 | 5,137 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $148,000 | 4,917 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $208,000 | 4,539 |
| Total noninterest expense | $5,256,000 | 3,463 |
| Salaries and employee benefits | $2,865,000 | 3,241 |
| Premises and equipment expense | $626,000 | 3,612 |
| Additional noninterest expense | $1,765,000 | 3,580 |
| Pre-tax net operating income | $1,036,000 | 3,323 |
| Securities gains (losses) | $-156,000 | 7,268 |
| Applicable income taxes | $251,000 | 2,519 |
| Income before extraordinary items | $629,000 | 4,005 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $629,000 | 4,004 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $629,000 | 4,005 |
| Net charge-offs | $317,000 | 4,232 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $739,760 | 3,628 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,984,000 | 3,633 |
| Total interest expense | $1,133,000 | 4,389 |
| Net interest income | $4,851,000 | 3,324 |
| Provision for loan and lease losses | $375,000 | 3,997 |
| Total noninterest income | $260,000 | 5,269 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $112,000 | 4,992 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $148,000 | 4,664 |
| Total noninterest expense | $3,925,000 | 3,481 |
| Salaries and employee benefits | $2,259,000 | 3,126 |
| Premises and equipment expense | $474,000 | 3,634 |
| Additional noninterest expense | $1,192,000 | 3,825 |
| Pre-tax net operating income | $811,000 | 3,440 |
| Securities gains (losses) | $-103,000 | 7,406 |
| Applicable income taxes | $215,000 | 2,477 |
| Income before extraordinary items | $493,000 | 4,136 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $493,000 | 4,139 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $493,000 | 4,139 |
| Net charge-offs | $304,000 | 3,716 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $565,100 | 3,737 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,044,000 | 3,622 |
| Total interest expense | $753,000 | 4,498 |
| Net interest income | $3,291,000 | 3,275 |
| Provision for loan and lease losses | $270,000 | 3,782 |
| Total noninterest income | $140,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $71,000 | 5,085 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $69,000 | 5,176 |
| Total noninterest expense | $2,612,000 | 3,502 |
| Salaries and employee benefits | $1,498,000 | 3,145 |
| Premises and equipment expense | $319,000 | 3,640 |
| Additional noninterest expense | $795,000 | 3,816 |
| Pre-tax net operating income | $549,000 | 3,475 |
| Securities gains (losses) | $-46,000 | 7,429 |
| Applicable income taxes | $165,000 | 2,315 |
| Income before extraordinary items | $338,000 | 4,079 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $338,000 | 4,079 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $338,000 | 4,078 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $368,820 | 3,816 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 3,651 |
| Total interest expense | $367,000 | 4,701 |
| Net interest income | $1,678,000 | 3,245 |
| Provision for loan and lease losses | $135,000 | 3,577 |
| Total noninterest income | $61,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $1,303,000 | 3,541 |
| Salaries and employee benefits | $749,000 | 3,191 |
| Premises and equipment expense | $169,000 | 3,552 |
| Additional noninterest expense | $385,000 | 3,895 |
| Pre-tax net operating income | $301,000 | 3,343 |
| Securities gains (losses) | $-33,000 | 7,597 |
| Applicable income taxes | $92,000 | 2,200 |
| Income before extraordinary items | $176,000 | 4,117 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $176,000 | 4,116 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $176,000 | 4,116 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $197,780 | 3,802 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,646,000 | 3,619 |
| Total interest expense | $2,508,000 | 3,881 |
| Net interest income | $6,138,000 | 3,397 |
| Provision for loan and lease losses | $310,000 | 5,214 |
| Total noninterest income | $370,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $140,000 | 5,264 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $230,000 | 4,417 |
| Total noninterest expense | $5,131,000 | 3,607 |
| Salaries and employee benefits | $2,762,000 | 3,419 |
| Premises and equipment expense | $645,000 | 3,692 |
| Additional noninterest expense | $1,724,000 | 3,712 |
| Pre-tax net operating income | $1,067,000 | 2,888 |
| Securities gains (losses) | $-157,000 | 7,368 |
| Applicable income taxes | $315,000 | 1,981 |
| Income before extraordinary items | $595,000 | 3,602 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $595,000 | 3,601 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $595,000 | 3,601 |
| Net charge-offs | $66,000 | 6,031 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $697,050 | 3,309 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,503,000 | 3,657 |
| Total interest expense | $2,133,000 | 3,690 |
| Net interest income | $4,370,000 | 3,553 |
| Provision for loan and lease losses | $205,000 | 5,121 |
| Total noninterest income | $294,000 | 5,232 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $104,000 | 5,309 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $190,000 | 4,369 |
| Total noninterest expense | $3,952,000 | 3,520 |
| Salaries and employee benefits | $2,104,000 | 3,394 |
| Premises and equipment expense | $491,000 | 3,666 |
| Additional noninterest expense | $1,357,000 | 3,542 |
| Pre-tax net operating income | $507,000 | 3,873 |
| Securities gains (losses) | $-110,000 | 7,491 |
| Applicable income taxes | $108,000 | 2,822 |
| Income before extraordinary items | $289,000 | 4,476 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $289,000 | 4,475 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $289,000 | 4,477 |
| Net charge-offs | $66,000 | 5,460 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $369,300 | 4,070 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,396,000 | 3,649 |
| Total interest expense | $1,698,000 | 3,361 |
| Net interest income | $2,698,000 | 3,754 |
| Provision for loan and lease losses | $110,000 | 5,210 |
| Total noninterest income | $205,000 | 5,180 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $71,000 | 5,271 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $134,000 | 4,308 |
| Total noninterest expense | $2,688,000 | 3,511 |
| Salaries and employee benefits | $1,419,000 | 3,398 |
| Premises and equipment expense | $331,000 | 3,660 |
| Additional noninterest expense | $938,000 | 3,438 |
| Pre-tax net operating income | $105,000 | 5,172 |
| Securities gains (losses) | $-110,000 | 7,693 |
| Applicable income taxes | $-37,000 | 6,956 |
| Income before extraordinary items | $32,000 | 5,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $32,000 | 5,697 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $32,000 | 5,697 |
| Net charge-offs | $66,000 | 4,659 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $102,400 | 5,095 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 3,655 |
| Total interest expense | $945,000 | 3,205 |
| Net interest income | $1,282,000 | 3,865 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $94,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $57,000 | 4,606 |
| Total noninterest expense | $1,312,000 | 3,505 |
| Salaries and employee benefits | $725,000 | 3,363 |
| Premises and equipment expense | $175,000 | 3,572 |
| Additional noninterest expense | $412,000 | 3,489 |
| Pre-tax net operating income | $-11,000 | 6,303 |
| Securities gains (losses) | $109,000 | 959 |
| Applicable income taxes | $21,000 | 3,530 |
| Income before extraordinary items | $77,000 | 5,278 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $77,000 | 5,283 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $77,000 | 5,282 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-9,110 | 6,317 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,344,000 | 3,710 |
| Total interest expense | $3,527,000 | 3,824 |
| Net interest income | $5,817,000 | 3,553 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $277,000 | 5,955 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $158,000 | 5,211 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $119,000 | 5,691 |
| Total noninterest expense | $4,736,000 | 3,723 |
| Salaries and employee benefits | $2,706,000 | 3,541 |
| Premises and equipment expense | $643,000 | 3,720 |
| Additional noninterest expense | $1,387,000 | 3,832 |
| Pre-tax net operating income | $1,238,000 | 3,362 |
| Securities gains (losses) | $-954,000 | 7,722 |
| Applicable income taxes | $50,000 | 3,853 |
| Income before extraordinary items | $234,000 | 5,354 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $234,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,016,280 | 3,405 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,052,000 | 3,748 |
| Total interest expense | $2,746,000 | 3,837 |
| Net interest income | $4,306,000 | 3,617 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $213,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $118,000 | 5,254 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $95,000 | 5,713 |
| Total noninterest expense | $3,461,000 | 3,797 |
| Salaries and employee benefits | $1,968,000 | 3,664 |
| Premises and equipment expense | $481,000 | 3,737 |
| Additional noninterest expense | $1,012,000 | 3,829 |
| Pre-tax net operating income | $968,000 | 3,740 |
| Securities gains (losses) | $31,000 | 1,730 |
| Applicable income taxes | $355,000 | 2,287 |
| Income before extraordinary items | $644,000 | 3,987 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $644,000 | 3,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $624,160 | 4,205 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 3,789 |
| Total interest expense | $1,957,000 | 3,798 |
| Net interest income | $2,765,000 | 3,708 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $146,000 | 6,030 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $77,000 | 5,329 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $69,000 | 5,660 |
| Total noninterest expense | $2,294,000 | 3,830 |
| Salaries and employee benefits | $1,298,000 | 3,732 |
| Premises and equipment expense | $326,000 | 3,711 |
| Additional noninterest expense | $670,000 | 3,834 |
| Pre-tax net operating income | $557,000 | 4,176 |
| Securities gains (losses) | $31,000 | 1,759 |
| Applicable income taxes | $208,000 | 2,640 |
| Income before extraordinary items | $380,000 | 4,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $380,000 | 4,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $359,850 | 4,625 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 3,871 |
| Total interest expense | $1,035,000 | 3,817 |
| Net interest income | $1,319,000 | 3,821 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $82,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 5,445 |
| Total noninterest expense | $1,133,000 | 3,870 |
| Salaries and employee benefits | $629,000 | 3,833 |
| Premises and equipment expense | $170,000 | 3,639 |
| Additional noninterest expense | $334,000 | 3,798 |
| Pre-tax net operating income | $238,000 | 4,624 |
| Securities gains (losses) | $31,000 | 1,352 |
| Applicable income taxes | $96,000 | 2,847 |
| Income before extraordinary items | $173,000 | 4,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $173,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $153,160 | 5,074 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,242,000 | 3,974 |
| Total interest expense | $4,124,000 | 3,936 |
| Net interest income | $5,118,000 | 3,921 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $281,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $129,000 | 5,657 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $152,000 | 5,551 |
| Total noninterest expense | $4,324,000 | 3,884 |
| Salaries and employee benefits | $2,371,000 | 3,876 |
| Premises and equipment expense | $652,000 | 3,622 |
| Additional noninterest expense | $1,301,000 | 3,845 |
| Pre-tax net operating income | $925,000 | 4,892 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $368,000 | 3,130 |
| Income before extraordinary items | $557,000 | 5,493 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $557,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $557,000 | 5,479 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,926,000 | 3,990 |
| Total interest expense | $3,079,000 | 3,949 |
| Net interest income | $3,847,000 | 3,928 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $195,000 | 6,356 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,771 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $104,000 | 5,733 |
| Total noninterest expense | $3,229,000 | 3,880 |
| Salaries and employee benefits | $1,761,000 | 3,888 |
| Premises and equipment expense | $486,000 | 3,620 |
| Additional noninterest expense | $982,000 | 3,764 |
| Pre-tax net operating income | $678,000 | 5,188 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $272,000 | 3,332 |
| Income before extraordinary items | $406,000 | 5,804 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $406,000 | 5,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $406,000 | 5,785 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 4,011 |
| Total interest expense | $2,055,000 | 3,949 |
| Net interest income | $2,554,000 | 3,965 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $120,000 | 6,538 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $56,000 | 5,910 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $64,000 | 5,897 |
| Total noninterest expense | $2,146,000 | 3,914 |
| Salaries and employee benefits | $1,168,000 | 3,936 |
| Premises and equipment expense | $327,000 | 3,624 |
| Additional noninterest expense | $651,000 | 3,771 |
| Pre-tax net operating income | $408,000 | 5,473 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $165,000 | 3,519 |
| Income before extraordinary items | $243,000 | 6,062 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $243,000 | 6,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $243,000 | 6,049 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 3,984 |
| Total interest expense | $1,056,000 | 3,867 |
| Net interest income | $1,263,000 | 3,996 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $58,000 | 6,588 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $31,000 | 5,926 |
| Total noninterest expense | $1,070,000 | 3,928 |
| Salaries and employee benefits | $582,000 | 3,968 |
| Premises and equipment expense | $169,000 | 3,562 |
| Additional noninterest expense | $319,000 | 3,789 |
| Pre-tax net operating income | $191,000 | 5,606 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $77,000 | 3,631 |
| Income before extraordinary items | $114,000 | 6,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $114,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $114,000 | 6,167 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,881,000 | 3,907 |
| Total interest expense | $3,994,000 | 3,606 |
| Net interest income | $4,887,000 | 4,073 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $207,000 | 6,876 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $102,000 | 6,130 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $105,000 | 6,245 |
| Total noninterest expense | $4,002,000 | 3,997 |
| Salaries and employee benefits | $2,165,000 | 4,032 |
| Premises and equipment expense | $645,000 | 3,566 |
| Additional noninterest expense | $1,192,000 | 3,958 |
| Pre-tax net operating income | $852,000 | 5,526 |
| Securities gains (losses) | $-73,000 | 8,083 |
| Applicable income taxes | $311,000 | 3,760 |
| Income before extraordinary items | $468,000 | 6,264 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $468,000 | 6,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $514,720 | 6,096 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,536,000 | 3,933 |
| Total interest expense | $2,871,000 | 3,613 |
| Net interest income | $3,665,000 | 4,100 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $164,000 | 6,812 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $79,000 | 6,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 6,123 |
| Total noninterest expense | $3,100,000 | 3,887 |
| Salaries and employee benefits | $1,700,000 | 3,883 |
| Premises and equipment expense | $490,000 | 3,527 |
| Additional noninterest expense | $910,000 | 3,889 |
| Pre-tax net operating income | $549,000 | 6,046 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $219,000 | 4,015 |
| Income before extraordinary items | $330,000 | 6,567 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $330,000 | 6,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $330,000 | 6,572 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 3,957 |
| Total interest expense | $1,801,000 | 3,653 |
| Net interest income | $2,440,000 | 4,108 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $117,000 | 6,718 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $55,000 | 6,106 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,020 |
| Total noninterest expense | $2,079,000 | 3,894 |
| Salaries and employee benefits | $1,140,000 | 3,890 |
| Premises and equipment expense | $330,000 | 3,496 |
| Additional noninterest expense | $609,000 | 3,870 |
| Pre-tax net operating income | $358,000 | 6,116 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $143,000 | 4,076 |
| Income before extraordinary items | $215,000 | 6,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $215,000 | 6,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $215,000 | 6,636 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 3,955 |
| Total interest expense | $860,000 | 3,651 |
| Net interest income | $1,221,000 | 4,114 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $52,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $1,025,000 | 3,956 |
| Salaries and employee benefits | $562,000 | 3,941 |
| Premises and equipment expense | $169,000 | 3,439 |
| Additional noninterest expense | $294,000 | 3,959 |
| Pre-tax net operating income | $188,000 | 5,965 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $75,000 | 3,953 |
| Income before extraordinary items | $113,000 | 6,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $113,000 | 6,515 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,973,000 | 4,160 |
| Total interest expense | $2,412,000 | 3,913 |
| Net interest income | $4,561,000 | 4,222 |
| Provision for loan and lease losses | $210,000 | 3,502 |
| Total noninterest income | $203,000 | 7,043 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $90,000 | 6,427 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $113,000 | 6,210 |
| Total noninterest expense | $4,120,000 | 3,782 |
| Salaries and employee benefits | $2,141,000 | 3,926 |
| Premises and equipment expense | $689,000 | 3,281 |
| Additional noninterest expense | $1,290,000 | 3,644 |
| Pre-tax net operating income | $434,000 | 6,951 |
| Securities gains (losses) | $-9,000 | 7,501 |
| Applicable income taxes | $170,000 | 4,867 |
| Income before extraordinary items | $255,000 | 7,359 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $255,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $260,760 | 7,319 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 4,259 |
| Total interest expense | $1,632,000 | 4,059 |
| Net interest income | $3,340,000 | 4,298 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $148,000 | 7,109 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $66,000 | 6,495 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 6,270 |
| Total noninterest expense | $3,129,000 | 3,717 |
| Salaries and employee benefits | $1,666,000 | 3,796 |
| Premises and equipment expense | $496,000 | 3,377 |
| Additional noninterest expense | $967,000 | 3,592 |
| Pre-tax net operating income | $209,000 | 7,591 |
| Securities gains (losses) | $-9,000 | 7,876 |
| Applicable income taxes | $80,000 | 5,440 |
| Income before extraordinary items | $120,000 | 7,850 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $120,000 | 7,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $125,760 | 7,801 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 4,438 |
| Total interest expense | $928,000 | 4,360 |
| Net interest income | $2,150,000 | 4,382 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $94,000 | 7,161 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $43,000 | 6,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $51,000 | 6,373 |
| Total noninterest expense | $2,075,000 | 3,703 |
| Salaries and employee benefits | $1,098,000 | 3,813 |
| Premises and equipment expense | $331,000 | 3,345 |
| Additional noninterest expense | $646,000 | 3,584 |
| Pre-tax net operating income | $79,000 | 7,970 |
| Securities gains (losses) | $-9,000 | 8,110 |
| Applicable income taxes | $28,000 | 5,916 |
| Income before extraordinary items | $42,000 | 8,166 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $42,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $47,760 | 8,089 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 4,532 |
| Total interest expense | $416,000 | 4,559 |
| Net interest income | $1,064,000 | 4,428 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $47,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $1,040,000 | 3,733 |
| Salaries and employee benefits | $550,000 | 3,809 |
| Premises and equipment expense | $177,000 | 3,187 |
| Additional noninterest expense | $313,000 | 3,683 |
| Pre-tax net operating income | $26,000 | 8,191 |
| Securities gains (losses) | $-9,000 | 8,513 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $10,000 | 8,360 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $10,000 | 8,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $15,760 | 8,264 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,327,000 | 4,643 |
| Total interest expense | $1,274,000 | 4,945 |
| Net interest income | $4,053,000 | 4,437 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $155,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $77,000 | 6,812 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $78,000 | 6,806 |
| Total noninterest expense | $3,605,000 | 4,082 |
| Salaries and employee benefits | $1,812,000 | 4,316 |
| Premises and equipment expense | $482,000 | 4,203 |
| Additional noninterest expense | $1,311,000 | 3,503 |
| Pre-tax net operating income | $423,000 | 6,976 |
| Securities gains (losses) | $-250,000 | 8,825 |
| Applicable income taxes | $-636,000 | 8,913 |
| Income before extraordinary items | $809,000 | 5,242 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $809,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 635 |
| Net operating income | $1,059,000 | 4,465 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,887,000 | 4,701 |
| Total interest expense | $894,000 | 5,109 |
| Net interest income | $2,993,000 | 4,486 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $116,000 | 7,607 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $56,000 | 6,905 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 6,801 |
| Total noninterest expense | $2,651,000 | 4,112 |
| Salaries and employee benefits | $1,381,000 | 4,238 |
| Premises and equipment expense | $304,000 | 4,707 |
| Additional noninterest expense | $966,000 | 3,520 |
| Pre-tax net operating income | $323,000 | 7,082 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-585,000 | 8,983 |
| Income before extraordinary items | $908,000 | 4,244 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $908,000 | 4,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 504 |
| Net operating income | $908,000 | 4,169 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 4,813 |
| Total interest expense | $565,000 | 5,288 |
| Net interest income | $1,958,000 | 4,541 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $75,000 | 7,690 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $38,000 | 6,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $1,691,000 | 4,281 |
| Salaries and employee benefits | $899,000 | 4,324 |
| Premises and equipment expense | $169,000 | 5,333 |
| Additional noninterest expense | $623,000 | 3,638 |
| Pre-tax net operating income | $252,000 | 6,811 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-200,000 | 8,998 |
| Income before extraordinary items | $452,000 | 4,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $452,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 391 |
| Net operating income | $452,000 | 4,905 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 4,827 |
| Total interest expense | $284,000 | 5,339 |
| Net interest income | $979,000 | 4,549 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $33,000 | 7,851 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $830,000 | 4,368 |
| Salaries and employee benefits | $441,000 | 4,413 |
| Premises and equipment expense | $83,000 | 5,402 |
| Additional noninterest expense | $306,000 | 3,687 |
| Pre-tax net operating income | $137,000 | 6,628 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $141,000 | 6,154 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $141,000 | 6,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 403 |
| Net operating income | $137,000 | 6,111 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 5,245 |
| Total interest expense | $1,180,000 | 5,612 |
| Net interest income | $3,318,000 | 4,975 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $131,000 | 7,997 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $65,000 | 7,186 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $66,000 | 7,202 |
| Total noninterest expense | $2,902,000 | 4,721 |
| Salaries and employee benefits | $1,556,000 | 4,739 |
| Premises and equipment expense | $341,000 | 5,265 |
| Additional noninterest expense | $1,005,000 | 4,267 |
| Pre-tax net operating income | $367,000 | 7,168 |
| Securities gains (losses) | $90,000 | 1,978 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $457,000 | 6,533 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $457,000 | 6,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $1,000 | 6,279 |
| Sale, conversion, retirement of capital stock, net | $3,997,000 | 235 |
| Net operating income | $367,000 | 6,810 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 5,414 |
| Total interest expense | $907,000 | 5,684 |
| Net interest income | $2,362,000 | 5,178 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $94,000 | 8,101 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $46,000 | 7,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,275 |
| Total noninterest expense | $2,162,000 | 4,721 |
| Salaries and employee benefits | $1,154,000 | 4,762 |
| Premises and equipment expense | $254,000 | 5,274 |
| Additional noninterest expense | $754,000 | 4,241 |
| Pre-tax net operating income | $159,000 | 7,925 |
| Securities gains (losses) | $87,000 | 1,867 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $246,000 | 7,279 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $246,000 | 7,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $3,997,000 | 156 |
| Net operating income | $159,000 | 7,693 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 5,475 |
| Total interest expense | $642,000 | 5,617 |
| Net interest income | $1,522,000 | 5,279 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $57,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $1,410,000 | 4,781 |
| Salaries and employee benefits | $760,000 | 4,809 |
| Premises and equipment expense | $171,000 | 5,218 |
| Additional noninterest expense | $479,000 | 4,383 |
| Pre-tax net operating income | $79,000 | 8,170 |
| Securities gains (losses) | $86,000 | 1,623 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $165,000 | 7,301 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $165,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $3,997,000 | 98 |
| Net operating income | $79,000 | 7,987 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 5,552 |
| Total interest expense | $331,000 | 5,627 |
| Net interest income | $737,000 | 5,375 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $29,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $687,000 | 4,854 |
| Salaries and employee benefits | $370,000 | 4,899 |
| Premises and equipment expense | $88,000 | 5,119 |
| Additional noninterest expense | $229,000 | 4,511 |
| Pre-tax net operating income | $34,000 | 8,247 |
| Securities gains (losses) | $22,000 | 1,846 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $56,000 | 7,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $34,000 | 8,064 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 6,414 |
| Total interest expense | $1,180,000 | 6,479 |
| Net interest income | $2,240,000 | 6,263 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $114,000 | 8,239 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $50,000 | 7,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 7,231 |
| Total noninterest expense | $2,418,000 | 5,192 |
| Salaries and employee benefits | $1,269,000 | 5,275 |
| Premises and equipment expense | $320,000 | 5,360 |
| Additional noninterest expense | $829,000 | 4,807 |
| Pre-tax net operating income | $-244,000 | 8,851 |
| Securities gains (losses) | $22,000 | 3,078 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-222,000 | 8,916 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-222,000 | 8,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-244,000 | 8,869 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 7,474 |
| Total interest expense | $1,399,000 | 7,192 |
| Net interest income | $1,378,000 | 7,551 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $67,000 | 8,951 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $34,000 | 7,909 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $33,000 | 8,253 |
| Total noninterest expense | $2,332,000 | 5,194 |
| Salaries and employee benefits | $1,185,000 | 5,376 |
| Premises and equipment expense | $311,000 | 5,411 |
| Additional noninterest expense | $836,000 | 4,652 |
| Pre-tax net operating income | $-1,067,000 | 9,371 |
| Securities gains (losses) | $90,000 | 1,834 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-977,000 | 9,411 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-977,000 | 9,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,067,000 | 9,397 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 9,116 |
| Total interest expense | $594,000 | 9,057 |
| Net interest income | $735,000 | 9,029 |
| Provision for loan and lease losses | $165,000 | 4,200 |
| Total noninterest income | $15,000 | 9,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 8,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,518 |
| Total noninterest expense | $1,585,000 | 6,528 |
| Salaries and employee benefits | $779,000 | 6,831 |
| Premises and equipment expense | $125,000 | 8,010 |
| Additional noninterest expense | $681,000 | 5,282 |
| Pre-tax net operating income | $-1,000,000 | 9,720 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,000,000 | 9,726 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,000,000 | 9,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $8,979,000 | 84 |
| Net operating income | $-1,000,000 | 9,733 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.