Home > Hills Bank > Income and Expense
Hills Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,568,000 | 7,835 |
Total interest expense | $1,353,000 | 7,296 |
Net interest income | $1,215,000 | 8,158 |
Provision for loan and lease losses | $48,000 | 6,602 |
Total noninterest income | $249,000 | 6,957 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $174,000 | 5,471 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $75,000 | 7,287 |
Total noninterest expense | $1,113,000 | 7,810 |
Salaries and employee benefits | $493,000 | 8,374 |
Premises and equipment expense | $236,000 | 6,244 |
Additional noninterest expense | $384,000 | 7,413 |
Pre-tax net operating income | $303,000 | 8,076 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $138,000 | 6,424 |
Income before extraordinary items | $165,000 | 8,547 |
Extraordinary gains, net | $0 | 35 |
Net income | $165,000 | 8,545 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $14,000 | 6,500 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $165,000 | 8,504 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,930,000 | 8,767 |
Total interest expense | $1,070,000 | 8,228 |
Net interest income | $860,000 | 9,109 |
Provision for loan and lease losses | $148,000 | 4,215 |
Total noninterest income | $181,000 | 7,809 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $122,000 | 6,427 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $59,000 | 7,849 |
Total noninterest expense | $1,072,000 | 7,905 |
Salaries and employee benefits | $455,000 | 8,627 |
Premises and equipment expense | $226,000 | 6,324 |
Additional noninterest expense | $391,000 | 7,289 |
Pre-tax net operating income | $-179,000 | 9,981 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $-54,000 | 10,141 |
Income before extraordinary items | $-125,000 | 9,979 |
Extraordinary gains, net | $0 | 32 |
Net income | $-125,000 | 9,976 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 6,524 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $1,000,000 | 463 |
Net operating income | $-125,000 | 9,943 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,286,000 | 9,949 |
Total interest expense | $597,000 | 9,831 |
Net interest income | $689,000 | 9,969 |
Provision for loan and lease losses | $64,000 | 6,078 |
Total noninterest income | $115,000 | 9,144 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $88,000 | 7,468 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 9,482 |
Total noninterest expense | $613,000 | 9,702 |
Salaries and employee benefits | $207,000 | 10,503 |
Premises and equipment expense | $114,000 | 8,637 |
Additional noninterest expense | $292,000 | 8,398 |
Pre-tax net operating income | $127,000 | 9,959 |
Securities gains (losses) | $5,000 | 2,787 |
Applicable income taxes | $62,000 | 9,053 |
Income before extraordinary items | $70,000 | 10,134 |
Extraordinary gains, net | $0 | 44 |
Net income | $70,000 | 10,136 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 5,298 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $750,000 | 483 |
Net operating income | $66,800 | 10,120 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $669,000 | 11,139 |
Total interest expense | $296,000 | 11,084 |
Net interest income | $373,000 | 11,140 |
Provision for loan and lease losses | $12,000 | 8,364 |
Total noninterest income | $49,000 | 10,867 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $40,000 | 9,108 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 11,015 |
Total noninterest expense | $269,000 | 11,284 |
Salaries and employee benefits | $108,000 | 11,344 |
Premises and equipment expense | $53,000 | 10,553 |
Additional noninterest expense | $108,000 | 11,014 |
Pre-tax net operating income | $141,000 | 10,136 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $57,000 | 9,572 |
Income before extraordinary items | $84,000 | 10,360 |
Extraordinary gains, net | $0 | 53 |
Net income | $84,000 | 10,359 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 6,315 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $84,000 | 10,316 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,211,000 | 10,964 |
Total interest expense | $546,000 | 10,864 |
Net interest income | $665,000 | 10,934 |
Provision for loan and lease losses | $6,000 | 8,588 |
Total noninterest income | $136,000 | 9,549 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $81,000 | 8,284 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $55,000 | 8,981 |
Total noninterest expense | $463,000 | 11,176 |
Salaries and employee benefits | $245,000 | 11,196 |
Premises and equipment expense | $83,000 | 10,121 |
Additional noninterest expense | $135,000 | 11,244 |
Pre-tax net operating income | $332,000 | 9,513 |
Securities gains (losses) | $2,000 | 3,270 |
Applicable income taxes | $102,000 | 9,142 |
Income before extraordinary items | $232,000 | 9,582 |
Extraordinary gains, net | $0 | 65 |
Net income | $232,000 | 9,586 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 7,680 |
Cash dividends | $48,000 | 7,835 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $230,620 | 9,581 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,013,000 | 11,682 |
Total interest expense | $433,000 | 11,424 |
Net interest income | $580,000 | 11,774 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $138,000 | 9,955 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $91,000 | 8,334 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $47,000 | 9,769 |
Total noninterest expense | $469,000 | 11,760 |
Salaries and employee benefits | $237,000 | 11,777 |
Premises and equipment expense | $88,000 | 10,406 |
Additional noninterest expense | $144,000 | 11,865 |
Pre-tax net operating income | $249,000 | 10,497 |
Securities gains (losses) | $26,000 | 1,570 |
Applicable income taxes | $77,000 | 9,880 |
Income before extraordinary items | $198,000 | 10,303 |
Extraordinary gains, net | $0 | 249 |
Net income | $198,000 | 10,305 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-8,000 | 10,674 |
Cash dividends | $42,000 | 8,136 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $179,280 | 10,553 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $985,000 | 12,326 |
Total interest expense | $400,000 | 12,224 |
Net interest income | $585,000 | 12,280 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $149,000 | 10,230 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $93,000 | 8,587 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $56,000 | 9,758 |
Total noninterest expense | $487,000 | 12,235 |
Salaries and employee benefits | $240,000 | 12,283 |
Premises and equipment expense | $81,000 | 11,115 |
Additional noninterest expense | $166,000 | 12,201 |
Pre-tax net operating income | $247,000 | 10,639 |
Securities gains (losses) | $29,000 | 4,143 |
Applicable income taxes | $72,000 | 10,417 |
Income before extraordinary items | $204,000 | 10,600 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $204,000 | 10,710 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 11,050 |
Cash dividends | $47,000 | 8,068 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $182,540 | 10,628 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $977,000 | 13,063 |
Total interest expense | $461,000 | 12,920 |
Net interest income | $516,000 | 13,030 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $145,000 | 10,591 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $91,000 | 8,794 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $54,000 | 10,164 |
Total noninterest expense | $451,000 | 12,895 |
Salaries and employee benefits | $202,000 | 13,135 |
Premises and equipment expense | $70,000 | 11,871 |
Additional noninterest expense | $179,000 | 12,533 |
Pre-tax net operating income | $210,000 | 10,980 |
Securities gains (losses) | $50,000 | 4,121 |
Applicable income taxes | $71,000 | 10,691 |
Income before extraordinary items | $189,000 | 10,749 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $189,000 | 10,861 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $43,000 | 7,906 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $152,500 | 10,902 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.