Home > Hillcrest Bank Florida > Income and Expense
Hillcrest Bank Florida, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 5,736 |
| Total interest expense | $2,366,000 | 3,420 |
| Net interest income | $678,000 | 7,600 |
| Provision for loan and lease losses | $7,634,000 | 774 |
| Total noninterest income | $29,000 | 7,614 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $17,000 | 6,916 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $12,000 | 7,206 |
| Total noninterest expense | $3,678,000 | 3,753 |
| Salaries and employee benefits | $1,564,000 | 4,257 |
| Premises and equipment expense | $781,000 | 2,519 |
| Additional noninterest expense | $1,333,000 | 3,587 |
| Pre-tax net operating income | $-10,605,000 | 7,757 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $4,280,000 | 247 |
| Income before extraordinary items | $-14,885,000 | 7,856 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-14,885,000 | 7,855 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-14,885,000 | 7,855 |
| Net charge-offs | $11,063,000 | 470 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 1,039 |
| Net operating income | $-14,885,000 | 7,853 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 5,673 |
| Total interest expense | $1,620,000 | 3,476 |
| Net interest income | $505,000 | 7,550 |
| Provision for loan and lease losses | $4,930,000 | 741 |
| Total noninterest income | $21,000 | 7,665 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $11,000 | 6,975 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $2,168,000 | 4,146 |
| Salaries and employee benefits | $940,000 | 4,622 |
| Premises and equipment expense | $525,000 | 2,535 |
| Additional noninterest expense | $703,000 | 4,252 |
| Pre-tax net operating income | $-6,572,000 | 7,822 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $4,280,000 | 191 |
| Income before extraordinary items | $-10,852,000 | 7,962 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,852,000 | 7,961 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-10,852,000 | 7,961 |
| Net charge-offs | $5,730,000 | 533 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,009 |
| Net operating income | $-10,852,000 | 7,967 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 5,354 |
| Total interest expense | $847,000 | 3,472 |
| Net interest income | $370,000 | 7,017 |
| Provision for loan and lease losses | $847,000 | 1,304 |
| Total noninterest income | $28,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $1,077,000 | 4,087 |
| Salaries and employee benefits | $478,000 | 4,623 |
| Premises and equipment expense | $263,000 | 2,576 |
| Additional noninterest expense | $336,000 | 4,071 |
| Pre-tax net operating income | $-1,526,000 | 7,753 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-572,000 | 7,901 |
| Income before extraordinary items | $-954,000 | 7,687 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-954,000 | 7,688 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-954,000 | 7,688 |
| Net charge-offs | $70,000 | 3,232 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 897 |
| Net operating income | $-954,000 | 7,684 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,590,000 | 4,660 |
| Total interest expense | $4,133,000 | 3,435 |
| Net interest income | $2,457,000 | 5,948 |
| Provision for loan and lease losses | $6,476,000 | 836 |
| Total noninterest income | $47,000 | 7,757 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $24,000 | 6,993 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $23,000 | 7,344 |
| Total noninterest expense | $4,563,000 | 3,842 |
| Salaries and employee benefits | $2,427,000 | 3,855 |
| Premises and equipment expense | $976,000 | 2,686 |
| Additional noninterest expense | $1,160,000 | 4,394 |
| Pre-tax net operating income | $-8,535,000 | 7,954 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $-3,200,000 | 8,029 |
| Income before extraordinary items | $-5,333,000 | 7,832 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,333,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 2,500 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $2,524,000 | 296 |
| Net operating income | $-5,334,280 | 7,882 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,193,000 | 4,597 |
| Total interest expense | $3,139,000 | 3,513 |
| Net interest income | $2,054,000 | 5,711 |
| Provision for loan and lease losses | $1,760,000 | 1,287 |
| Total noninterest income | $37,000 | 7,875 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $19,000 | 7,032 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 7,487 |
| Total noninterest expense | $3,459,000 | 3,800 |
| Salaries and employee benefits | $1,900,000 | 3,767 |
| Premises and equipment expense | $716,000 | 2,748 |
| Additional noninterest expense | $843,000 | 4,413 |
| Pre-tax net operating income | $-3,128,000 | 8,036 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $-1,173,000 | 8,087 |
| Income before extraordinary items | $-1,954,000 | 7,851 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,954,000 | 7,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 1,719 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,118 |
| Net operating income | $-1,954,640 | 7,930 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 4,669 |
| Total interest expense | $2,065,000 | 3,663 |
| Net interest income | $1,388,000 | 5,692 |
| Provision for loan and lease losses | $278,000 | 2,664 |
| Total noninterest income | $17,000 | 8,064 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $13,000 | 7,054 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $2,304,000 | 3,819 |
| Salaries and employee benefits | $1,302,000 | 3,718 |
| Premises and equipment expense | $449,000 | 2,914 |
| Additional noninterest expense | $553,000 | 4,428 |
| Pre-tax net operating income | $-1,177,000 | 7,992 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $-441,000 | 8,155 |
| Income before extraordinary items | $-735,000 | 7,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-735,000 | 7,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,054 |
| Net operating income | $-735,640 | 7,839 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 4,617 |
| Total interest expense | $1,043,000 | 3,798 |
| Net interest income | $763,000 | 5,437 |
| Provision for loan and lease losses | $91,000 | 2,842 |
| Total noninterest income | $9,000 | 8,079 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $7,000 | 7,034 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $1,138,000 | 3,857 |
| Salaries and employee benefits | $630,000 | 3,829 |
| Premises and equipment expense | $211,000 | 3,079 |
| Additional noninterest expense | $297,000 | 4,150 |
| Pre-tax net operating income | $-457,000 | 8,054 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $-171,000 | 8,231 |
| Income before extraordinary items | $-285,000 | 7,964 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-285,000 | 7,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 853 |
| Net operating income | $-285,640 | 7,938 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,445,000 | 4,575 |
| Total interest expense | $4,277,000 | 3,836 |
| Net interest income | $3,168,000 | 5,355 |
| Provision for loan and lease losses | $443,000 | 2,537 |
| Total noninterest income | $27,000 | 8,190 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $23,000 | 7,115 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,000 | 8,218 |
| Total noninterest expense | $3,642,000 | 4,401 |
| Salaries and employee benefits | $1,987,000 | 4,401 |
| Premises and equipment expense | $650,000 | 3,633 |
| Additional noninterest expense | $1,005,000 | 4,649 |
| Pre-tax net operating income | $-890,000 | 8,007 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-334,000 | 8,232 |
| Income before extraordinary items | $-556,000 | 7,910 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-556,000 | 7,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,115 |
| Net operating income | $-556,000 | 7,904 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 4,632 |
| Total interest expense | $3,200,000 | 3,852 |
| Net interest income | $2,289,000 | 5,490 |
| Provision for loan and lease losses | $263,000 | 2,529 |
| Total noninterest income | $19,000 | 8,265 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $16,000 | 7,169 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,000 | 8,269 |
| Total noninterest expense | $2,602,000 | 4,525 |
| Salaries and employee benefits | $1,455,000 | 4,477 |
| Premises and equipment expense | $468,000 | 3,725 |
| Additional noninterest expense | $679,000 | 4,888 |
| Pre-tax net operating income | $-557,000 | 8,112 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-209,000 | 8,322 |
| Income before extraordinary items | $-348,000 | 8,043 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-348,000 | 8,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-348,000 | 8,026 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,475,000 | 4,785 |
| Total interest expense | $2,036,000 | 3,967 |
| Net interest income | $1,439,000 | 5,684 |
| Provision for loan and lease losses | $263,000 | 1,726 |
| Total noninterest income | $8,000 | 8,392 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $7,000 | 7,313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,000 | 8,368 |
| Total noninterest expense | $1,723,000 | 4,566 |
| Salaries and employee benefits | $978,000 | 4,484 |
| Premises and equipment expense | $290,000 | 3,929 |
| Additional noninterest expense | $455,000 | 4,884 |
| Pre-tax net operating income | $-539,000 | 8,325 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-202,000 | 8,462 |
| Income before extraordinary items | $-337,000 | 8,232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-337,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-337,000 | 8,223 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 4,997 |
| Total interest expense | $985,000 | 4,057 |
| Net interest income | $633,000 | 6,018 |
| Provision for loan and lease losses | $109,000 | 1,904 |
| Total noninterest income | $4,000 | 8,418 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $872,000 | 4,531 |
| Salaries and employee benefits | $479,000 | 4,578 |
| Premises and equipment expense | $139,000 | 4,082 |
| Additional noninterest expense | $254,000 | 4,485 |
| Pre-tax net operating income | $-344,000 | 8,439 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-129,000 | 8,529 |
| Income before extraordinary items | $-215,000 | 8,345 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-215,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-215,000 | 8,335 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 7,737 |
| Total interest expense | $946,000 | 7,040 |
| Net interest income | $798,000 | 8,098 |
| Provision for loan and lease losses | $524,000 | 1,833 |
| Total noninterest income | $9,000 | 8,496 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,318 |
| Total noninterest expense | $2,271,000 | 5,782 |
| Salaries and employee benefits | $1,121,000 | 6,107 |
| Premises and equipment expense | $280,000 | 5,918 |
| Additional noninterest expense | $870,000 | 4,974 |
| Pre-tax net operating income | $-1,988,000 | 8,580 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-746,000 | 8,612 |
| Income before extraordinary items | $-1,242,000 | 8,513 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,242,000 | 8,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $17,000,000 | 110 |
| Net operating income | $-1,242,000 | 8,509 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $464,000 | 8,551 |
| Total interest expense | $188,000 | 8,417 |
| Net interest income | $276,000 | 8,581 |
| Provision for loan and lease losses | $211,000 | 2,780 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $1,384,000 | 6,381 |
| Salaries and employee benefits | $670,000 | 6,677 |
| Premises and equipment expense | $143,000 | 6,849 |
| Additional noninterest expense | $571,000 | 5,376 |
| Pre-tax net operating income | $-1,319,000 | 8,639 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-495,000 | 8,690 |
| Income before extraordinary items | $-824,000 | 8,570 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-824,000 | 8,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $17,000,000 | 80 |
| Net operating income | $-824,000 | 8,561 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.