Home > Hillcrest Bank > Income and Expense
Hillcrest Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $48,771,000 | 456 |
| Total interest expense | $29,909,000 | 198 |
| Net interest income | $18,862,000 | 875 |
| Provision for loan and lease losses | $63,731,000 | 126 |
| Total noninterest income | $3,636,000 | 1,093 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,499,000 | 775 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,137,000 | 1,065 |
| Total noninterest expense | $31,718,000 | 483 |
| Salaries and employee benefits | $9,568,000 | 749 |
| Premises and equipment expense | $2,948,000 | 653 |
| Additional noninterest expense | $19,202,000 | 316 |
| Pre-tax net operating income | $-72,951,000 | 7,737 |
| Securities gains (losses) | $3,670,000 | 113 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-69,281,000 | 7,735 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-69,281,000 | 7,735 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-69,281,000 | 7,735 |
| Net charge-offs | $63,216,000 | 118 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 683 |
| Net operating income | $-72,951,000 | 7,734 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $34,187,000 | 446 |
| Total interest expense | $20,634,000 | 199 |
| Net interest income | $13,553,000 | 813 |
| Provision for loan and lease losses | $61,205,000 | 105 |
| Total noninterest income | $2,133,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $939,000 | 831 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,194,000 | 1,149 |
| Total noninterest expense | $21,049,000 | 485 |
| Salaries and employee benefits | $6,057,000 | 805 |
| Premises and equipment expense | $2,027,000 | 641 |
| Additional noninterest expense | $12,965,000 | 315 |
| Pre-tax net operating income | $-66,568,000 | 7,807 |
| Securities gains (losses) | $3,670,000 | 73 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-62,898,000 | 7,803 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-62,898,000 | 7,803 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-62,898,000 | 7,803 |
| Net charge-offs | $60,001,000 | 98 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 583 |
| Net operating income | $-66,568,000 | 7,803 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $17,393,000 | 459 |
| Total interest expense | $10,637,000 | 210 |
| Net interest income | $6,756,000 | 815 |
| Provision for loan and lease losses | $9,085,000 | 243 |
| Total noninterest income | $1,068,000 | 1,162 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $445,000 | 877 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $623,000 | 1,097 |
| Total noninterest expense | $9,850,000 | 520 |
| Salaries and employee benefits | $2,764,000 | 892 |
| Premises and equipment expense | $969,000 | 689 |
| Additional noninterest expense | $6,117,000 | 323 |
| Pre-tax net operating income | $-11,111,000 | 7,858 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-11,111,000 | 7,857 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-11,111,000 | 7,858 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-11,111,000 | 7,858 |
| Net charge-offs | $11,937,000 | 189 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 466 |
| Net operating income | $-11,111,000 | 7,856 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $86,982,000 | 383 |
| Total interest expense | $51,724,000 | 217 |
| Net interest income | $35,258,000 | 608 |
| Provision for loan and lease losses | $114,620,000 | 136 |
| Total noninterest income | $5,099,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,154,000 | 799 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,945,000 | 1,062 |
| Total noninterest expense | $41,028,000 | 528 |
| Salaries and employee benefits | $12,894,000 | 761 |
| Premises and equipment expense | $4,868,000 | 546 |
| Additional noninterest expense | $23,266,000 | 390 |
| Pre-tax net operating income | $-115,291,000 | 7,938 |
| Securities gains (losses) | $3,553,000 | 172 |
| Applicable income taxes | $-28,269,000 | 7,942 |
| Income before extraordinary items | $-83,469,000 | 7,923 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-83,469,000 | 7,922 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-83,469,000 | 7,922 |
| Net charge-offs | $102,338,000 | 120 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 744 |
| Net operating income | $-86,133,750 | 7,922 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $67,762,000 | 383 |
| Total interest expense | $39,812,000 | 229 |
| Net interest income | $27,950,000 | 589 |
| Provision for loan and lease losses | $62,320,000 | 178 |
| Total noninterest income | $3,752,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,631,000 | 782 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,121,000 | 1,106 |
| Total noninterest expense | $29,372,000 | 550 |
| Salaries and employee benefits | $9,959,000 | 743 |
| Premises and equipment expense | $2,840,000 | 714 |
| Additional noninterest expense | $16,573,000 | 399 |
| Pre-tax net operating income | $-59,990,000 | 7,998 |
| Securities gains (losses) | $3,553,000 | 137 |
| Applicable income taxes | $-13,944,000 | 8,000 |
| Income before extraordinary items | $-42,493,000 | 7,975 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-42,493,000 | 7,974 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-42,493,000 | 7,974 |
| Net charge-offs | $54,361,000 | 153 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 675 |
| Net operating income | $-45,157,750 | 7,980 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $46,701,000 | 385 |
| Total interest expense | $27,103,000 | 244 |
| Net interest income | $19,598,000 | 559 |
| Provision for loan and lease losses | $43,267,000 | 176 |
| Total noninterest income | $2,754,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,063,000 | 788 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,691,000 | 1,007 |
| Total noninterest expense | $18,568,000 | 580 |
| Salaries and employee benefits | $6,782,000 | 746 |
| Premises and equipment expense | $1,859,000 | 755 |
| Additional noninterest expense | $9,927,000 | 432 |
| Pre-tax net operating income | $-39,483,000 | 8,084 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-13,888,000 | 8,113 |
| Income before extraordinary items | $-25,595,000 | 8,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-25,595,000 | 8,055 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-25,595,000 | 8,055 |
| Net charge-offs | $35,004,000 | 163 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 643 |
| Net operating income | $-25,595,000 | 8,052 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $25,395,000 | 361 |
| Total interest expense | $13,995,000 | 250 |
| Net interest income | $11,400,000 | 472 |
| Provision for loan and lease losses | $4,520,000 | 429 |
| Total noninterest income | $1,303,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $531,000 | 753 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $772,000 | 1,040 |
| Total noninterest expense | $8,037,000 | 637 |
| Salaries and employee benefits | $3,293,000 | 768 |
| Premises and equipment expense | $918,000 | 772 |
| Additional noninterest expense | $3,826,000 | 457 |
| Pre-tax net operating income | $146,000 | 4,553 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $34,000 | 3,194 |
| Income before extraordinary items | $112,000 | 4,788 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $112,000 | 4,792 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $112,000 | 4,791 |
| Net charge-offs | $1,141,000 | 882 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 567 |
| Net operating income | $112,000 | 4,621 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $123,080,000 | 327 |
| Total interest expense | $60,706,000 | 273 |
| Net interest income | $62,374,000 | 376 |
| Provision for loan and lease losses | $47,370,000 | 198 |
| Total noninterest income | $4,912,000 | 1,069 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,313,000 | 751 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,599,000 | 1,082 |
| Total noninterest expense | $27,687,000 | 724 |
| Salaries and employee benefits | $13,766,000 | 721 |
| Premises and equipment expense | $3,375,000 | 816 |
| Additional noninterest expense | $10,546,000 | 653 |
| Pre-tax net operating income | $-7,771,000 | 7,928 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-2,805,000 | 8,000 |
| Income before extraordinary items | $-4,966,000 | 7,808 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,966,000 | 7,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,519,000 | 137 |
| Cash dividends | $2,000,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 819 |
| Net operating income | $-4,966,000 | 7,861 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $94,977,000 | 335 |
| Total interest expense | $45,754,000 | 289 |
| Net interest income | $49,223,000 | 362 |
| Provision for loan and lease losses | $17,500,000 | 264 |
| Total noninterest income | $3,595,000 | 1,133 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,733,000 | 765 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,862,000 | 1,170 |
| Total noninterest expense | $20,375,000 | 723 |
| Salaries and employee benefits | $10,502,000 | 721 |
| Premises and equipment expense | $2,528,000 | 819 |
| Additional noninterest expense | $7,345,000 | 655 |
| Pre-tax net operating income | $14,943,000 | 355 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $5,661,000 | 282 |
| Income before extraordinary items | $9,282,000 | 403 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $9,282,000 | 402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,377,000 | 237 |
| Cash dividends | $2,000,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 729 |
| Net operating income | $9,282,000 | 418 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $64,269,000 | 341 |
| Total interest expense | $31,226,000 | 297 |
| Net interest income | $33,043,000 | 364 |
| Provision for loan and lease losses | $12,470,000 | 224 |
| Total noninterest income | $2,308,000 | 1,177 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,134,000 | 765 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,174,000 | 1,255 |
| Total noninterest expense | $13,108,000 | 747 |
| Salaries and employee benefits | $7,022,000 | 722 |
| Premises and equipment expense | $1,626,000 | 848 |
| Additional noninterest expense | $4,460,000 | 685 |
| Pre-tax net operating income | $9,773,000 | 383 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $3,722,000 | 329 |
| Income before extraordinary items | $6,051,000 | 459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,051,000 | 458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,759,000 | 242 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 653 |
| Net operating income | $6,051,000 | 446 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $32,635,000 | 346 |
| Total interest expense | $16,184,000 | 305 |
| Net interest income | $16,451,000 | 365 |
| Provision for loan and lease losses | $4,239,000 | 239 |
| Total noninterest income | $1,092,000 | 1,243 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $538,000 | 796 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $554,000 | 1,315 |
| Total noninterest expense | $6,359,000 | 760 |
| Salaries and employee benefits | $3,556,000 | 714 |
| Premises and equipment expense | $823,000 | 843 |
| Additional noninterest expense | $1,980,000 | 732 |
| Pre-tax net operating income | $6,945,000 | 312 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,638,000 | 262 |
| Income before extraordinary items | $4,307,000 | 361 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,307,000 | 362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,454,000 | 360 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 576 |
| Net operating income | $4,307,000 | 343 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $142,128,000 | 332 |
| Total interest expense | $68,393,000 | 315 |
| Net interest income | $73,735,000 | 339 |
| Provision for loan and lease losses | $26,603,000 | 128 |
| Total noninterest income | $4,569,000 | 1,176 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,152,000 | 551 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,417,000 | 1,748 |
| Total noninterest expense | $21,924,000 | 848 |
| Salaries and employee benefits | $12,352,000 | 797 |
| Premises and equipment expense | $3,206,000 | 827 |
| Additional noninterest expense | $6,366,000 | 887 |
| Pre-tax net operating income | $29,777,000 | 354 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,107,000 | 303 |
| Income before extraordinary items | $18,670,000 | 377 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,670,000 | 374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,036,000 | 108 |
| Cash dividends | $2,375,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 1,129 |
| Net operating income | $18,670,000 | 372 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $105,940,000 | 335 |
| Total interest expense | $50,784,000 | 320 |
| Net interest income | $55,156,000 | 333 |
| Provision for loan and lease losses | $12,569,000 | 136 |
| Total noninterest income | $3,194,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,402,000 | 533 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $792,000 | 2,135 |
| Total noninterest expense | $16,687,000 | 824 |
| Salaries and employee benefits | $9,450,000 | 779 |
| Premises and equipment expense | $2,399,000 | 825 |
| Additional noninterest expense | $4,838,000 | 847 |
| Pre-tax net operating income | $29,094,000 | 304 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $10,881,000 | 275 |
| Income before extraordinary items | $18,213,000 | 336 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $18,213,000 | 334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,095 |
| Cash dividends | $2,300,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,002 |
| Net operating income | $18,213,000 | 331 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $69,264,000 | 349 |
| Total interest expense | $33,187,000 | 329 |
| Net interest income | $36,077,000 | 352 |
| Provision for loan and lease losses | $7,144,000 | 138 |
| Total noninterest income | $2,267,000 | 1,207 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,620,000 | 533 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $647,000 | 1,879 |
| Total noninterest expense | $11,102,000 | 840 |
| Salaries and employee benefits | $6,398,000 | 786 |
| Premises and equipment expense | $1,445,000 | 913 |
| Additional noninterest expense | $3,259,000 | 865 |
| Pre-tax net operating income | $20,098,000 | 319 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,653,000 | 285 |
| Income before extraordinary items | $12,445,000 | 351 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $12,445,000 | 350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,759 |
| Cash dividends | $1,000,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 915 |
| Net operating income | $12,445,000 | 347 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $35,206,000 | 345 |
| Total interest expense | $16,114,000 | 333 |
| Net interest income | $19,092,000 | 335 |
| Provision for loan and lease losses | $1,778,000 | 200 |
| Total noninterest income | $1,030,000 | 1,284 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $784,000 | 529 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $246,000 | 2,237 |
| Total noninterest expense | $5,457,000 | 851 |
| Salaries and employee benefits | $3,119,000 | 812 |
| Premises and equipment expense | $743,000 | 897 |
| Additional noninterest expense | $1,595,000 | 861 |
| Pre-tax net operating income | $12,887,000 | 272 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,897,000 | 236 |
| Income before extraordinary items | $7,990,000 | 289 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,990,000 | 287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,982 |
| Cash dividends | $900,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 731 |
| Net operating income | $7,990,000 | 286 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $120,804,000 | 362 |
| Total interest expense | $53,547,000 | 344 |
| Net interest income | $67,257,000 | 357 |
| Provision for loan and lease losses | $5,822,000 | 213 |
| Total noninterest income | $4,780,000 | 1,133 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,516,000 | 485 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,264,000 | 1,887 |
| Total noninterest expense | $20,241,000 | 872 |
| Salaries and employee benefits | $11,464,000 | 839 |
| Premises and equipment expense | $2,975,000 | 848 |
| Additional noninterest expense | $5,802,000 | 918 |
| Pre-tax net operating income | $45,974,000 | 294 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $17,473,000 | 264 |
| Income before extraordinary items | $28,501,000 | 323 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $28,501,000 | 321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,066,000 | 8,663 |
| Cash dividends | $5,600,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $28,501,000 | 318 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $86,349,000 | 384 |
| Total interest expense | $38,262,000 | 356 |
| Net interest income | $48,087,000 | 388 |
| Provision for loan and lease losses | $4,045,000 | 221 |
| Total noninterest income | $3,245,000 | 1,237 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,664,000 | 485 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $581,000 | 2,631 |
| Total noninterest expense | $14,694,000 | 913 |
| Salaries and employee benefits | $7,988,000 | 910 |
| Premises and equipment expense | $1,967,000 | 963 |
| Additional noninterest expense | $4,739,000 | 854 |
| Pre-tax net operating income | $32,593,000 | 325 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $12,440,000 | 297 |
| Income before extraordinary items | $20,153,000 | 355 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $20,153,000 | 354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,051,000 | 8,720 |
| Cash dividends | $2,600,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $20,153,000 | 349 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $54,108,000 | 401 |
| Total interest expense | $24,067,000 | 362 |
| Net interest income | $30,041,000 | 412 |
| Provision for loan and lease losses | $2,440,000 | 236 |
| Total noninterest income | $2,170,000 | 1,234 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,760,000 | 485 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $410,000 | 2,526 |
| Total noninterest expense | $9,891,000 | 907 |
| Salaries and employee benefits | $5,181,000 | 939 |
| Premises and equipment expense | $1,437,000 | 885 |
| Additional noninterest expense | $3,273,000 | 830 |
| Pre-tax net operating income | $19,880,000 | 340 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $7,555,000 | 312 |
| Income before extraordinary items | $12,325,000 | 379 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $12,325,000 | 378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,074,000 | 8,753 |
| Cash dividends | $1,500,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $12,325,000 | 373 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $25,314,000 | 412 |
| Total interest expense | $11,256,000 | 367 |
| Net interest income | $14,058,000 | 427 |
| Provision for loan and lease losses | $1,135,000 | 240 |
| Total noninterest income | $1,072,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $821,000 | 499 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $251,000 | 2,187 |
| Total noninterest expense | $4,869,000 | 921 |
| Salaries and employee benefits | $2,450,000 | 1,001 |
| Premises and equipment expense | $693,000 | 914 |
| Additional noninterest expense | $1,726,000 | 774 |
| Pre-tax net operating income | $9,126,000 | 355 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,464,000 | 327 |
| Income before extraordinary items | $5,662,000 | 395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,662,000 | 394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,092,000 | 8,774 |
| Cash dividends | $1,500,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $5,662,000 | 391 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $82,054,000 | 439 |
| Total interest expense | $34,963,000 | 365 |
| Net interest income | $47,091,000 | 478 |
| Provision for loan and lease losses | $4,270,000 | 271 |
| Total noninterest income | $5,681,000 | 986 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,467,000 | 497 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,214,000 | 1,260 |
| Total noninterest expense | $18,927,000 | 898 |
| Salaries and employee benefits | $9,726,000 | 937 |
| Premises and equipment expense | $2,454,000 | 982 |
| Additional noninterest expense | $6,747,000 | 782 |
| Pre-tax net operating income | $29,575,000 | 412 |
| Securities gains (losses) | $-236,000 | 8,610 |
| Applicable income taxes | $11,165,000 | 369 |
| Income before extraordinary items | $18,174,000 | 444 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $18,174,000 | 444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,677,000 | 312 |
| Cash dividends | $3,250,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $18,325,040 | 432 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $58,805,000 | 442 |
| Total interest expense | $24,537,000 | 369 |
| Net interest income | $34,268,000 | 476 |
| Provision for loan and lease losses | $3,720,000 | 227 |
| Total noninterest income | $4,574,000 | 922 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,602,000 | 492 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,972,000 | 1,130 |
| Total noninterest expense | $13,741,000 | 924 |
| Salaries and employee benefits | $7,071,000 | 963 |
| Premises and equipment expense | $1,885,000 | 942 |
| Additional noninterest expense | $4,785,000 | 801 |
| Pre-tax net operating income | $21,381,000 | 416 |
| Securities gains (losses) | $-236,000 | 8,735 |
| Applicable income taxes | $8,083,000 | 382 |
| Income before extraordinary items | $13,062,000 | 462 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $13,062,000 | 462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,427,000 | 266 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $13,213,040 | 445 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $37,417,000 | 449 |
| Total interest expense | $15,339,000 | 360 |
| Net interest income | $22,078,000 | 488 |
| Provision for loan and lease losses | $2,520,000 | 221 |
| Total noninterest income | $3,310,000 | 852 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,674,000 | 501 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,636,000 | 939 |
| Total noninterest expense | $9,131,000 | 914 |
| Salaries and employee benefits | $4,649,000 | 963 |
| Premises and equipment expense | $1,170,000 | 1,012 |
| Additional noninterest expense | $3,312,000 | 781 |
| Pre-tax net operating income | $13,737,000 | 423 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,221,000 | 392 |
| Income before extraordinary items | $8,516,000 | 469 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,516,000 | 469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,064,000 | 222 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $8,516,000 | 453 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $17,319,000 | 466 |
| Total interest expense | $7,328,000 | 352 |
| Net interest income | $9,991,000 | 535 |
| Provision for loan and lease losses | $1,445,000 | 198 |
| Total noninterest income | $2,124,000 | 678 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $831,000 | 482 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,293,000 | 655 |
| Total noninterest expense | $4,683,000 | 886 |
| Salaries and employee benefits | $2,367,000 | 942 |
| Premises and equipment expense | $626,000 | 948 |
| Additional noninterest expense | $1,690,000 | 754 |
| Pre-tax net operating income | $5,987,000 | 468 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,251,000 | 434 |
| Income before extraordinary items | $3,736,000 | 512 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,736,000 | 512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,045,000 | 151 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,736,000 | 493 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $63,696,000 | 464 |
| Total interest expense | $26,155,000 | 338 |
| Net interest income | $37,541,000 | 550 |
| Provision for loan and lease losses | $6,520,000 | 204 |
| Total noninterest income | $5,690,000 | 972 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,036,000 | 439 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,654,000 | 1,524 |
| Total noninterest expense | $19,439,000 | 833 |
| Salaries and employee benefits | $9,578,000 | 896 |
| Premises and equipment expense | $2,192,000 | 1,054 |
| Additional noninterest expense | $7,669,000 | 682 |
| Pre-tax net operating income | $17,272,000 | 554 |
| Securities gains (losses) | $759,000 | 342 |
| Applicable income taxes | $6,416,000 | 504 |
| Income before extraordinary items | $11,615,000 | 587 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,615,000 | 588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,259,000 | 234 |
| Cash dividends | $1,300,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $11,129,240 | 590 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $46,760,000 | 466 |
| Total interest expense | $18,966,000 | 342 |
| Net interest income | $27,794,000 | 548 |
| Provision for loan and lease losses | $4,182,000 | 237 |
| Total noninterest income | $4,231,000 | 987 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,093,000 | 437 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,138,000 | 1,615 |
| Total noninterest expense | $14,719,000 | 822 |
| Salaries and employee benefits | $7,239,000 | 889 |
| Premises and equipment expense | $1,983,000 | 847 |
| Additional noninterest expense | $5,497,000 | 703 |
| Pre-tax net operating income | $13,124,000 | 548 |
| Securities gains (losses) | $549,000 | 399 |
| Applicable income taxes | $4,742,000 | 503 |
| Income before extraordinary items | $8,931,000 | 585 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $8,931,000 | 586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,396,000 | 305 |
| Cash dividends | $1,300,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,574,150 | 578 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $30,703,000 | 468 |
| Total interest expense | $12,307,000 | 349 |
| Net interest income | $18,396,000 | 549 |
| Provision for loan and lease losses | $2,960,000 | 229 |
| Total noninterest income | $2,984,000 | 933 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,052,000 | 425 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $932,000 | 1,402 |
| Total noninterest expense | $9,707,000 | 838 |
| Salaries and employee benefits | $4,770,000 | 897 |
| Premises and equipment expense | $1,704,000 | 683 |
| Additional noninterest expense | $3,233,000 | 773 |
| Pre-tax net operating income | $8,713,000 | 540 |
| Securities gains (losses) | $549,000 | 341 |
| Applicable income taxes | $3,143,000 | 506 |
| Income before extraordinary items | $6,119,000 | 576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,119,000 | 575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,227,000 | 362 |
| Cash dividends | $1,300,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,756,660 | 567 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $15,124,000 | 481 |
| Total interest expense | $6,078,000 | 357 |
| Net interest income | $9,046,000 | 555 |
| Provision for loan and lease losses | $1,035,000 | 306 |
| Total noninterest income | $1,422,000 | 951 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $991,000 | 434 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $431,000 | 1,446 |
| Total noninterest expense | $4,947,000 | 819 |
| Salaries and employee benefits | $2,619,000 | 839 |
| Premises and equipment expense | $744,000 | 782 |
| Additional noninterest expense | $1,584,000 | 779 |
| Pre-tax net operating income | $4,486,000 | 528 |
| Securities gains (losses) | $548,000 | 247 |
| Applicable income taxes | $1,822,000 | 463 |
| Income before extraordinary items | $3,212,000 | 556 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,212,000 | 555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,458 |
| Cash dividends | $1,300,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,861,280 | 564 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $57,035,000 | 503 |
| Total interest expense | $25,260,000 | 374 |
| Net interest income | $31,775,000 | 602 |
| Provision for loan and lease losses | $2,237,000 | 594 |
| Total noninterest income | $6,712,000 | 891 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,004,000 | 423 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,708,000 | 1,160 |
| Total noninterest expense | $19,039,000 | 847 |
| Salaries and employee benefits | $10,243,000 | 830 |
| Premises and equipment expense | $2,651,000 | 845 |
| Additional noninterest expense | $6,145,000 | 835 |
| Pre-tax net operating income | $17,211,000 | 536 |
| Securities gains (losses) | $2,201,000 | 276 |
| Applicable income taxes | $6,911,000 | 482 |
| Income before extraordinary items | $12,501,000 | 564 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,501,000 | 564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,914,000 | 574 |
| Cash dividends | $3,900,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $11,092,360 | 574 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $42,678,000 | 521 |
| Total interest expense | $19,308,000 | 383 |
| Net interest income | $23,370,000 | 627 |
| Provision for loan and lease losses | $1,502,000 | 647 |
| Total noninterest income | $5,262,000 | 891 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,991,000 | 431 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,271,000 | 1,132 |
| Total noninterest expense | $14,302,000 | 850 |
| Salaries and employee benefits | $7,719,000 | 833 |
| Premises and equipment expense | $2,020,000 | 846 |
| Additional noninterest expense | $4,563,000 | 854 |
| Pre-tax net operating income | $12,828,000 | 551 |
| Securities gains (losses) | $1,938,000 | 282 |
| Applicable income taxes | $5,271,000 | 487 |
| Income before extraordinary items | $9,495,000 | 569 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $9,495,000 | 568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,318,000 | 582 |
| Cash dividends | $3,650,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,254,680 | 582 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $28,574,000 | 524 |
| Total interest expense | $13,196,000 | 388 |
| Net interest income | $15,378,000 | 631 |
| Provision for loan and lease losses | $1,217,000 | 552 |
| Total noninterest income | $3,373,000 | 915 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,970,000 | 435 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,403,000 | 1,190 |
| Total noninterest expense | $9,529,000 | 857 |
| Salaries and employee benefits | $5,042,000 | 850 |
| Premises and equipment expense | $1,345,000 | 844 |
| Additional noninterest expense | $3,142,000 | 837 |
| Pre-tax net operating income | $8,005,000 | 582 |
| Securities gains (losses) | $1,936,000 | 234 |
| Applicable income taxes | $3,570,000 | 489 |
| Income before extraordinary items | $6,371,000 | 571 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,371,000 | 570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,074,000 | 503 |
| Cash dividends | $950,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,131,960 | 618 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $14,175,000 | 537 |
| Total interest expense | $6,588,000 | 397 |
| Net interest income | $7,587,000 | 639 |
| Provision for loan and lease losses | $482,000 | 636 |
| Total noninterest income | $1,641,000 | 912 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $951,000 | 440 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $690,000 | 1,175 |
| Total noninterest expense | $4,630,000 | 874 |
| Salaries and employee benefits | $2,514,000 | 853 |
| Premises and equipment expense | $668,000 | 861 |
| Additional noninterest expense | $1,448,000 | 862 |
| Pre-tax net operating income | $4,116,000 | 574 |
| Securities gains (losses) | $35,000 | 1,588 |
| Applicable income taxes | $1,465,000 | 578 |
| Income before extraordinary items | $2,686,000 | 641 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,686,000 | 640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 9,174 |
| Cash dividends | $650,000 | 977 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,663,250 | 600 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $59,138,000 | 541 |
| Total interest expense | $28,550,000 | 424 |
| Net interest income | $30,588,000 | 624 |
| Provision for loan and lease losses | $2,463,000 | 632 |
| Total noninterest income | $5,783,000 | 918 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,905,000 | 414 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,878,000 | 1,388 |
| Total noninterest expense | $18,056,000 | 872 |
| Salaries and employee benefits | $9,470,000 | 851 |
| Premises and equipment expense | $2,630,000 | 830 |
| Additional noninterest expense | $5,956,000 | 835 |
| Pre-tax net operating income | $15,852,000 | 554 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $5,619,000 | 536 |
| Income before extraordinary items | $10,241,000 | 615 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $10,241,000 | 616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,677,000 | 389 |
| Cash dividends | $5,750,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $10,235,800 | 589 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $64,916,000 | 552 |
| Total interest expense | $34,857,000 | 496 |
| Net interest income | $30,059,000 | 605 |
| Provision for loan and lease losses | $2,945,000 | 521 |
| Total noninterest income | $4,569,000 | 1,070 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,526,000 | 600 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,043,000 | 1,230 |
| Total noninterest expense | $17,395,000 | 866 |
| Salaries and employee benefits | $8,902,000 | 831 |
| Premises and equipment expense | $2,617,000 | 806 |
| Additional noninterest expense | $5,876,000 | 846 |
| Pre-tax net operating income | $14,288,000 | 558 |
| Securities gains (losses) | $269,000 | 959 |
| Applicable income taxes | $5,318,000 | 523 |
| Income before extraordinary items | $9,239,000 | 609 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $9,239,000 | 611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $991,000 | 950 |
| Cash dividends | $3,275,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $9,066,840 | 591 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $70,167,000 | 546 |
| Total interest expense | $34,466,000 | 558 |
| Net interest income | $35,701,000 | 527 |
| Provision for loan and lease losses | $7,707,000 | 232 |
| Total noninterest income | $3,544,000 | 1,165 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,053,000 | 656 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,491,000 | 1,383 |
| Total noninterest expense | $17,161,000 | 833 |
| Salaries and employee benefits | $8,404,000 | 832 |
| Premises and equipment expense | $2,661,000 | 760 |
| Additional noninterest expense | $6,096,000 | 816 |
| Pre-tax net operating income | $14,377,000 | 582 |
| Securities gains (losses) | $-231,000 | 9,596 |
| Applicable income taxes | $5,005,000 | 551 |
| Income before extraordinary items | $9,141,000 | 617 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $9,141,000 | 617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,333,000 | 208 |
| Cash dividends | $1,140,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $9,291,150 | 603 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $42,294,000 | 798 |
| Total interest expense | $18,965,000 | 832 |
| Net interest income | $23,329,000 | 760 |
| Provision for loan and lease losses | $2,247,000 | 518 |
| Total noninterest income | $3,702,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,034,000 | 652 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,668,000 | 1,308 |
| Total noninterest expense | $13,491,000 | 1,036 |
| Salaries and employee benefits | $6,639,000 | 1,036 |
| Premises and equipment expense | $2,203,000 | 905 |
| Additional noninterest expense | $4,649,000 | 1,011 |
| Pre-tax net operating income | $11,293,000 | 743 |
| Securities gains (losses) | $-212,000 | 10,044 |
| Applicable income taxes | $4,081,000 | 690 |
| Income before extraordinary items | $7,000,000 | 821 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,000,000 | 821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,281 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,135,680 | 793 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $34,830,000 | 954 |
| Total interest expense | $15,279,000 | 1,036 |
| Net interest income | $19,551,000 | 878 |
| Provision for loan and lease losses | $1,510,000 | 706 |
| Total noninterest income | $3,611,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,837,000 | 669 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,774,000 | 1,254 |
| Total noninterest expense | $12,023,000 | 1,102 |
| Salaries and employee benefits | $6,000,000 | 1,084 |
| Premises and equipment expense | $1,995,000 | 970 |
| Additional noninterest expense | $4,028,000 | 1,120 |
| Pre-tax net operating income | $9,629,000 | 813 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,720,000 | 729 |
| Income before extraordinary items | $5,909,000 | 918 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,909,000 | 917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $780,000 | 904 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,909,000 | 885 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $31,226,000 | 1,089 |
| Total interest expense | $13,363,000 | 1,200 |
| Net interest income | $17,863,000 | 992 |
| Provision for loan and lease losses | $773,000 | 1,221 |
| Total noninterest income | $3,271,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,909,000 | 666 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,362,000 | 1,418 |
| Total noninterest expense | $12,089,000 | 1,103 |
| Salaries and employee benefits | $5,901,000 | 1,113 |
| Premises and equipment expense | $1,891,000 | 1,050 |
| Additional noninterest expense | $4,297,000 | 1,077 |
| Pre-tax net operating income | $8,272,000 | 995 |
| Securities gains (losses) | $41,000 | 1,451 |
| Applicable income taxes | $3,304,000 | 856 |
| Income before extraordinary items | $5,009,000 | 1,109 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,009,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 1,108 |
| Cash dividends | $310,000 | 4,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,982,760 | 1,084 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,891,000 | 3,657 |
| Total interest expense | $3,860,000 | 3,837 |
| Net interest income | $5,031,000 | 3,511 |
| Provision for loan and lease losses | $435,000 | 1,946 |
| Total noninterest income | $1,190,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $313,000 | 4,097 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $877,000 | 1,984 |
| Total noninterest expense | $3,711,000 | 3,576 |
| Salaries and employee benefits | $2,178,000 | 3,067 |
| Premises and equipment expense | $464,000 | 4,017 |
| Additional noninterest expense | $1,069,000 | 4,172 |
| Pre-tax net operating income | $2,075,000 | 3,317 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $723,000 | 3,109 |
| Income before extraordinary items | $1,357,000 | 3,500 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,357,000 | 3,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,913 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,353,750 | 3,461 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,015,000 | 4,548 |
| Total interest expense | $3,021,000 | 4,723 |
| Net interest income | $3,994,000 | 4,319 |
| Provision for loan and lease losses | $73,000 | 5,323 |
| Total noninterest income | $1,277,000 | 2,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $982,000 | 1,825 |
| Total noninterest expense | $3,378,000 | 3,871 |
| Salaries and employee benefits | $1,808,000 | 3,628 |
| Premises and equipment expense | $395,000 | 4,595 |
| Additional noninterest expense | $1,175,000 | 3,806 |
| Pre-tax net operating income | $1,820,000 | 3,809 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $664,000 | 3,387 |
| Income before extraordinary items | $1,156,000 | 4,077 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,156,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $1,500,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,156,000 | 4,059 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,366,000 | 5,344 |
| Total interest expense | $1,882,000 | 5,878 |
| Net interest income | $3,484,000 | 4,960 |
| Provision for loan and lease losses | $-306,000 | 12,402 |
| Total noninterest income | $1,381,000 | 2,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,093,000 | 1,740 |
| Total noninterest expense | $3,593,000 | 3,760 |
| Salaries and employee benefits | $1,724,000 | 3,781 |
| Premises and equipment expense | $363,000 | 4,958 |
| Additional noninterest expense | $1,506,000 | 3,279 |
| Pre-tax net operating income | $1,578,000 | 4,228 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $569,000 | 3,666 |
| Income before extraordinary items | $1,009,000 | 4,516 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,009,000 | 4,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-468,000 | 12,531 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,009,000 | 4,554 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,944,000 | 5,839 |
| Total interest expense | $1,966,000 | 5,917 |
| Net interest income | $2,978,000 | 5,684 |
| Provision for loan and lease losses | $790,000 | 1,532 |
| Total noninterest income | $1,644,000 | 2,270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,292,000 | 1,724 |
| Total noninterest expense | $3,647,000 | 3,778 |
| Salaries and employee benefits | $1,709,000 | 3,798 |
| Premises and equipment expense | $410,000 | 4,612 |
| Additional noninterest expense | $1,528,000 | 3,460 |
| Pre-tax net operating income | $185,000 | 11,177 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $52,000 | 10,892 |
| Income before extraordinary items | $135,000 | 11,391 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $135,000 | 11,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,371,000 | 919 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $133,560 | 11,209 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,303,000 | 6,078 |
| Total interest expense | $2,445,000 | 6,098 |
| Net interest income | $2,858,000 | 5,954 |
| Provision for loan and lease losses | $486,000 | 3,065 |
| Total noninterest income | $852,000 | 3,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $492,000 | 3,230 |
| Total noninterest expense | $3,129,000 | 4,352 |
| Salaries and employee benefits | $1,282,000 | 4,882 |
| Premises and equipment expense | $323,000 | 5,681 |
| Additional noninterest expense | $1,524,000 | 3,551 |
| Pre-tax net operating income | $95,000 | 12,075 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $29,000 | 11,842 |
| Income before extraordinary items | $66,000 | 12,395 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $66,000 | 12,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 2,788 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $66,000 | 12,106 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.