Home > Hillcrest Bank > Net charge- offs to loans

Hillcrest Bank, Net charge- offs to loans

2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans7.4489%54
Percentage Net Loans Charged-off: Total real estate loans8.7599%30
Percentage Net Loans Charged-off:Construction & development11.1960%455
Percentage Net Loans Charged-off: Commercial real estate2.2407%507
Percentage Net Loans Charged-off: Multi-family residential9.1743%155
Percentage Net Loans Charged-off: 1-4 family residential1.9969%581
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net2.1029%565
Percentage Net Loans Charged-off: Commercial and industrial-1.4953%7,367
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,046
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease12.4819%150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans10.2842%31
Percentage Net Loans Charged-off: Total real estate loans12.0153%22
Percentage Net Loans Charged-off:Construction & development15.9190%263
Percentage Net Loans Charged-off: Commercial real estate2.8576%365
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential2.5517%428
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net2.7036%415
Percentage Net Loans Charged-off: Commercial and industrial-2.1455%7,434
Percentage Net Loans Charged-off: Loans to individuals0.0908%4,338
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease19.6184%101
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.9314%337
Percentage Net Loans Charged-off: Total real estate loans4.6927%221
Percentage Net Loans Charged-off:Construction & development5.7618%708
Percentage Net Loans Charged-off: Commercial real estate2.5128%370
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial0.0209%2,792
Percentage Net Loans Charged-off: Loans to individuals-0.0831%6,604
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5079%361
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans7.1346%112
Percentage Net Loans Charged-off: Total real estate loans7.5045%91
Percentage Net Loans Charged-off:Construction & development9.0436%682
Percentage Net Loans Charged-off: Commercial real estate0.0037%3,375
Percentage Net Loans Charged-off: Multi-family residential16.3925%77
Percentage Net Loans Charged-off: 1-4 family residential0.4823%2,135
Percentage Net Loans Charged-off: Home equity loans0.5032%1,226
All other 1-4 family - Percent of loans charged-off, net0.4793%2,050
Percentage Net Loans Charged-off: Commercial and industrial3.7961%1,057
Percentage Net Loans Charged-off: Loans to individuals-0.0292%7,352
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease13.9190%195
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.9043%240
Percentage Net Loans Charged-off: Total real estate loans5.5500%159
Percentage Net Loans Charged-off:Construction & development7.1634%710
Percentage Net Loans Charged-off: Commercial real estate0.3588%1,580
Percentage Net Loans Charged-off: Multi-family residential1.3805%381
Percentage Net Loans Charged-off: 1-4 family residential0.0883%3,572
Percentage Net Loans Charged-off: Home equity loans0.6017%948
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial2.9947%1,068
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,613
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2104%1,385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.6289%276
Percentage Net Loans Charged-off: Total real estate loans5.8469%152
Percentage Net Loans Charged-off:Construction & development7.4163%601
Percentage Net Loans Charged-off: Commercial real estate0.5498%997
Percentage Net Loans Charged-off: Multi-family residential1.9825%240
Percentage Net Loans Charged-off: 1-4 family residential0.1306%2,818
Percentage Net Loans Charged-off: Home equity loans0.7874%694
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial-0.0482%7,135
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2272%1,188
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2949%2,932
Percentage Net Loans Charged-off: Total real estate loans0.3543%1,926
Percentage Net Loans Charged-off:Construction & development0.4519%1,497
Percentage Net Loans Charged-off: Commercial real estate0.0155%1,336
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.2693%1,668
Percentage Net Loans Charged-off: Home equity loans1.4656%352
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.1059%4,011
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3956%808
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0979%283
Percentage Net Loans Charged-off: Total real estate loans3.7774%156
Percentage Net Loans Charged-off:Construction & development4.5442%559
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential4.3669%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0051%7,752
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net-0.0067%7,752
Percentage Net Loans Charged-off: Commercial and industrial0.6635%2,338
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,903
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1306%1,480
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1137%761
Percentage Net Loans Charged-off: Total real estate loans1.3665%446
Percentage Net Loans Charged-off:Construction & development1.7206%802
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential-0.0067%7,744
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net-0.0088%7,739
Percentage Net Loans Charged-off: Commercial and industrial0.1649%2,981
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1291%1,265
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8443%826
Percentage Net Loans Charged-off: Total real estate loans1.0083%501
Percentage Net Loans Charged-off:Construction & development1.2688%669
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.2485%2,166
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0944%1,170
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3636%1,412
Percentage Net Loans Charged-off: Total real estate loans0.3543%890
Percentage Net Loans Charged-off:Construction & development0.4436%665
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.4712%1,204
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0648%952
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5731%265
Percentage Net Loans Charged-off: Total real estate loans1.8780%106
Percentage Net Loans Charged-off:Construction & development2.3460%198
Percentage Net Loans Charged-off: Commercial real estate0.0567%1,248
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0053%7,770
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0061%7,777
Percentage Net Loans Charged-off: Commercial and industrial0.4146%2,069
Percentage Net Loans Charged-off: Loans to individuals0.0696%5,337
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3060%1,060
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0177%5,200
Percentage Net Loans Charged-off: Total real estate loans0.0121%2,922
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0756%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0069%7,716
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0079%7,710
Percentage Net Loans Charged-off: Commercial and industrial-0.0202%6,932
Percentage Net Loans Charged-off: Loans to individuals0.1933%4,121
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3262%886
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0200%4,525
Percentage Net Loans Charged-off: Total real estate loans0.0192%2,186
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.1137%516
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.0328%6,993
Percentage Net Loans Charged-off: Loans to individuals0.1425%3,966
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3106%838
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0116%4,036
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.3889%2,445
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2887%646
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0925%8,368
Percentage Net Loans Charged-off: Total real estate loans0.0043%3,255
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0128%1,208
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0296%2,283
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0323%2,109
Percentage Net Loans Charged-off: Commercial and industrial-0.5359%8,030
Percentage Net Loans Charged-off: Loans to individuals0.0697%5,306
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4389%836
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1256%8,423
Percentage Net Loans Charged-off: Total real estate loans0.0003%2,894
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0020%7,831
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0410%1,734
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0448%1,612
Percentage Net Loans Charged-off: Commercial and industrial-0.6717%8,095
Percentage Net Loans Charged-off: Loans to individuals-0.1688%7,796
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3877%769
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1966%8,494
Percentage Net Loans Charged-off: Total real estate loans-0.0007%7,436
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0022%7,914
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.9851%8,150
Percentage Net Loans Charged-off: Loans to individuals-0.1131%7,374
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2226%814
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4221%8,588
Percentage Net Loans Charged-off: Total real estate loans-0.0005%7,500
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0015%7,974
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-1.9858%8,229
Percentage Net Loans Charged-off: Loans to individuals-0.1161%7,097
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0144%890
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2879%1,654
Percentage Net Loans Charged-off: Total real estate loans0.2785%490
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.6790%238
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.4094%384
Percentage Net Loans Charged-off: Home equity loans0.2423%258
All other 1-4 family - Percent of loans charged-off, net0.4262%390
Percentage Net Loans Charged-off: Commercial and industrial0.2455%2,604
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9894%600
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3516%1,119
Percentage Net Loans Charged-off: Total real estate loans0.3616%316
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.8960%155
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0344%1,957
Percentage Net Loans Charged-off: Home equity loans0.3380%165
All other 1-4 family - Percent of loans charged-off, net0.0075%2,294
Percentage Net Loans Charged-off: Commercial and industrial0.2606%2,107
Percentage Net Loans Charged-off: Loans to individuals0.1363%4,982
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8183%574
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4471%848
Percentage Net Loans Charged-off: Total real estate loans0.5428%199
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate1.3531%100
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0289%1,731
Percentage Net Loans Charged-off: Home equity loans0.5085%116
All other 1-4 family - Percent of loans charged-off, net-0.0104%7,935
Percentage Net Loans Charged-off: Commercial and industrial0.0709%2,524
Percentage Net Loans Charged-off: Loans to individuals0.2492%3,921
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6867%551
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8951%375
Percentage Net Loans Charged-off: Total real estate loans1.1044%78
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate2.7153%43
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0711%1,016
Percentage Net Loans Charged-off: Home equity loans1.0117%64
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.2899%1,274
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6108%865
Percentage Net Loans Charged-off: Total real estate loans0.3306%540
Percentage Net Loans Charged-off:Construction & development0.5369%205
Percentage Net Loans Charged-off: Commercial real estate0.0929%1,024
Percentage Net Loans Charged-off: Multi-family residential0.8916%78
Percentage Net Loans Charged-off: 1-4 family residential0.1802%1,047
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.2094%932
Percentage Net Loans Charged-off: Commercial and industrial1.5847%918
Percentage Net Loans Charged-off: Loans to individuals0.9005%2,289
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3756%1,317
Percentage Net Loans Charged-off: Total real estate loans0.3897%390
Percentage Net Loans Charged-off:Construction & development0.7332%146
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential1.3339%54
Percentage Net Loans Charged-off: 1-4 family residential0.2455%682
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.2913%591
Percentage Net Loans Charged-off: Commercial and industrial0.3659%2,075
Percentage Net Loans Charged-off: Loans to individuals0.2324%4,775
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2937%1,607
Percentage Net Loans Charged-off: Total real estate loans0.2394%643
Percentage Net Loans Charged-off:Construction & development0.3426%207
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential2.2751%41
Percentage Net Loans Charged-off: 1-4 family residential0.3626%475
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.4414%392
Percentage Net Loans Charged-off: Commercial and industrial0.4891%1,604
Percentage Net Loans Charged-off: Loans to individuals0.4988%3,223
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0420%3,891
Percentage Net Loans Charged-off: Total real estate loans0.1482%787
Percentage Net Loans Charged-off:Construction & development0.3503%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0470%8,500
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0571%8,531
Percentage Net Loans Charged-off: Commercial and industrial-0.3104%7,990
Percentage Net Loans Charged-off: Loans to individuals0.4073%3,206
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2611%2,810
Percentage Net Loans Charged-off: Total real estate loans0.2472%913
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.1847%858
Percentage Net Loans Charged-off: Multi-family residential3.4612%36
Percentage Net Loans Charged-off: 1-4 family residential0.1296%1,532
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1550%1,358
Percentage Net Loans Charged-off: Commercial and industrial0.3017%3,238
Percentage Net Loans Charged-off: Loans to individuals1.4341%1,452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2441%2,549
Percentage Net Loans Charged-off: Total real estate loans0.1945%950
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0005%8,343
Percentage Net Loans Charged-off: Multi-family residential4.2857%30
Percentage Net Loans Charged-off: 1-4 family residential0.0078%2,718
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0093%2,552
Percentage Net Loans Charged-off: Commercial and industrial0.3814%2,485
Percentage Net Loans Charged-off: Loans to individuals2.0276%766
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2996%2,040
Percentage Net Loans Charged-off: Total real estate loans0.2928%613
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0008%8,369
Percentage Net Loans Charged-off: Multi-family residential5.5766%19
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.3305%2,346
Percentage Net Loans Charged-off: Loans to individuals0.9690%2,142
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0440%8,234
Percentage Net Loans Charged-off: Total real estate loans-0.0008%8,040
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0017%8,521
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.2184%8,100
Percentage Net Loans Charged-off: Loans to individuals1.6502%1,149
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5364%1,555
Percentage Net Loans Charged-off: Total real estate loans0.2088%1,032
Percentage Net Loans Charged-off:Construction & development0.4291%360
Percentage Net Loans Charged-off: Commercial real estate-0.0009%8,476
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.3490%627
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.4427%508
Percentage Net Loans Charged-off: Commercial and industrial1.6493%1,270
Percentage Net Loans Charged-off: Loans to individuals-1.2435%9,152
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1515%4,272
Percentage Net Loans Charged-off: Total real estate loans0.0698%2,068
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0503%1,131
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.4905%378
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.6030%306
Percentage Net Loans Charged-off: Commercial and industrial0.3607%3,063
Percentage Net Loans Charged-off: Loans to individuals1.1564%1,868
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3786%339
Percentage Net Loans Charged-off: Total real estate loans0.1818%147
Percentage Net Loans Charged-off:Construction & development0.0016%262
Percentage Net Loans Charged-off: Commercial real estate0.4097%56
Percentage Net Loans Charged-off: Multi-family residential-0.3077%1,417
Percentage Net Loans Charged-off: 1-4 family residential0.2789%101
Percentage Net Loans Charged-off: Home equity loans0.2933%105
All other 1-4 family - Percent of loans charged-off, net0.2772%99
Percentage Net Loans Charged-off: Commercial and industrial5.0911%34
Percentage Net Loans Charged-off: Loans to individuals1.4549%263
Percentage Net Loans Charged-off: Credit card loans13.2042%47
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0211%7,024
Percentage Net Loans Charged-off: Total real estate loans-0.0244%1,390
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0795%1,373
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0388%574
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0428%521
Percentage Net Loans Charged-off: Commercial and industrial0.1088%781
Percentage Net Loans Charged-off: Loans to individuals0.4571%838
Percentage Net Loans Charged-off: Credit card loans0.2550%949
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2673%2,739
Percentage Net Loans Charged-off: Total real estate loans-0.0289%1,344
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.0332%1,231
Percentage Net Loans Charged-off: Multi-family residential-0.6570%1,365
Percentage Net Loans Charged-off: 1-4 family residential0.0457%513
Percentage Net Loans Charged-off: Home equity loans0.2175%139
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial0.6194%285
Percentage Net Loans Charged-off: Loans to individuals1.3681%332
Percentage Net Loans Charged-off: Credit card loans3.1703%383
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2422%3,313
Percentage Net Loans Charged-off: Total real estate loans-0.0663%1,397
Percentage Net Loans Charged-off:Construction & development-0.0046%1,221
Percentage Net Loans Charged-off: Commercial real estate-0.0178%1,184
Percentage Net Loans Charged-off: Multi-family residential-2.4056%1,377
Percentage Net Loans Charged-off: 1-4 family residential0.1473%227
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.1888%151
Percentage Net Loans Charged-off: Commercial and industrial0.1827%606
Percentage Net Loans Charged-off: Loans to individuals2.2279%206
Percentage Net Loans Charged-off: Credit card loans4.6662%251
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1337%5,106
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0051%8,676
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.8865%12,484
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6028%273
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8187%2,662
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA