Home > Hillcrest Bank > Assets and Liabilities
Hillcrest Bank, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 182 | 822 |
| Assets and Liabilities | ||
| Total Assets: | $1,583,611,000 | 431 |
| Cash and due from depository institutions | $201,436,000 | 822 |
| Interest-bearing balances | $194,120,000 | 219 |
| Securities | $237,756,000 | 570 |
| Federal funds sold & reverse repurchase agreements | $110,000 | 4,178 |
| Net loans & leases | $991,120,000 | 438 |
| Loan loss allowance | $34,385,000 | 294 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,050,000 | 2,383 |
| Other real estate owned | $94,757,000 | 822 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $53,382,000 | 465 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $1,583,611,000 | 431 |
| Total liabilities | $1,579,823,000 | 392 |
| Total deposits | $1,488,785,000 | 359 |
| Interest-bearing deposits | $1,402,436,000 | 327 |
| Deposits held in domestic offices | $1,488,785,000 | 357 |
| % insured | 99.99% | 93 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $80,562,000 | 490 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $10,476,000 | 609 |
| Total equity capital | $3,788,000 | 7,154 |
| Total bank equity capital | $3,788,000 | 7,154 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $750,000 | 3,125 |
| Surplus | $43,814,000 | 794 |
| Undivided profits | $-40,776,000 | 7,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $203,697,000 | 132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $4,601,000 | 612 |
| Earning assets | $1,423,106,000 | 430 |
| Long-term assets (5+ years) | $180,292,000 | 785 |
| Average Assets, year-to-date | $1,676,404,500 | 403 |
| Average Assets, quarterly | $1,614,992,000 | 426 |
| Volatile liabilities | $534,320,000 | 267 |
| Insider loans | $13,795,000 | 423 |
| FHLB advances | $80,460,000 | 439 |
| Loans and leases held for sale | $4,887,000 | 602 |
| Unused loan commitments | $47,035,000 | 1,338 |
| Tier 1 (core) risk-based capital | $3,603,000 | 7,137 |
| Tier 2 risk-based capital | $3,603,000 | 1,532 |
| Total risk weighted assets | $1,172,146,000 | 404 |
| Total unused commitments | $47,035,000 | 1,340 |
| Derivatives | $10,654,000 | 615 |
| 2010-06-30 | Rank | |
| # of Employees: | 184 | 823 |
| Assets and Liabilities | ||
| Total Assets: | $1,646,373,000 | 417 |
| Cash and due from depository institutions | $225,352,000 | 823 |
| Interest-bearing balances | $216,810,000 | 194 |
| Securities | $233,660,000 | 565 |
| Federal funds sold & reverse repurchase agreements | $228,000 | 4,114 |
| Net loans & leases | $1,036,444,000 | 425 |
| Loan loss allowance | $35,074,000 | 289 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,273,000 | 2,306 |
| Other real estate owned | $93,493,000 | 823 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $51,923,000 | 470 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $1,646,373,000 | 417 |
| Total liabilities | $1,636,128,000 | 378 |
| Total deposits | $1,538,345,000 | 350 |
| Interest-bearing deposits | $1,438,999,000 | 313 |
| Deposits held in domestic offices | $1,538,345,000 | 349 |
| % insured | 98.59% | 428 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $86,032,000 | 494 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $11,751,000 | 533 |
| Total equity capital | $10,245,000 | 5,159 |
| Total bank equity capital | $10,245,000 | 5,158 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $750,000 | 3,158 |
| Surplus | $43,790,000 | 795 |
| Undivided profits | $-34,295,000 | 7,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $163,960,000 | 146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $6,015,000 | 437 |
| Earning assets | $1,487,142,000 | 412 |
| Long-term assets (5+ years) | $169,665,000 | 814 |
| Average Assets, year-to-date | $1,707,335,670 | 397 |
| Average Assets, quarterly | $1,677,762,500 | 405 |
| Volatile liabilities | $514,580,000 | 280 |
| Insider loans | $15,856,000 | 361 |
| FHLB advances | $85,541,000 | 448 |
| Loans and leases held for sale | $2,813,000 | 633 |
| Unused loan commitments | $57,513,000 | 1,138 |
| Tier 1 (core) risk-based capital | $9,964,000 | 5,085 |
| Tier 2 risk-based capital | $9,964,000 | 583 |
| Total risk weighted assets | $1,220,175,000 | 391 |
| Total unused commitments | $57,513,000 | 1,140 |
| Derivatives | $7,078,000 | 611 |
| 2010-03-31 | Rank | |
| # of Employees: | 187 | 817 |
| Assets and Liabilities | ||
| Total Assets: | $1,709,152,000 | 410 |
| Cash and due from depository institutions | $195,995,000 | 817 |
| Interest-bearing balances | $187,067,000 | 226 |
| Securities | $242,519,000 | 551 |
| Federal funds sold & reverse repurchase agreements | $114,000 | 4,546 |
| Net loans & leases | $1,137,663,000 | 408 |
| Loan loss allowance | $31,018,000 | 322 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,530,000 | 2,255 |
| Other real estate owned | $76,040,000 | 817 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $51,291,000 | 492 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $1,709,152,000 | 410 |
| Total liabilities | $1,645,602,000 | 390 |
| Total deposits | $1,547,046,000 | 353 |
| Interest-bearing deposits | $1,464,011,000 | 321 |
| Deposits held in domestic offices | $1,547,046,000 | 351 |
| % insured | 92.19% | 2,865 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $85,775,000 | 522 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $12,781,000 | 502 |
| Total equity capital | $63,550,000 | 1,064 |
| Total bank equity capital | $63,550,000 | 1,063 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $750,000 | 3,211 |
| Surplus | $43,766,000 | 805 |
| Undivided profits | $19,034,000 | 1,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $157,734,000 | 159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $6,000,000 | 469 |
| Earning assets | $1,567,363,000 | 408 |
| Long-term assets (5+ years) | $113,856,000 | 1,208 |
| Average Assets, year-to-date | $1,737,817,000 | 408 |
| Average Assets, quarterly | $1,737,817,000 | 408 |
| Volatile liabilities | $484,066,000 | 316 |
| Insider loans | $16,844,000 | 368 |
| FHLB advances | $85,541,000 | 462 |
| Loans and leases held for sale | $2,252,000 | 586 |
| Unused loan commitments | $65,546,000 | 1,060 |
| Tier 1 (core) risk-based capital | $61,726,000 | 1,024 |
| Tier 2 risk-based capital | $16,645,000 | 384 |
| Total risk weighted assets | $1,317,017,000 | 379 |
| Total unused commitments | $65,546,000 | 1,063 |
| Derivatives | $3,120,000 | 731 |
| 2009-12-31 | Rank | |
| # of Employees: | 187 | 819 |
| Assets and Liabilities | ||
| Total Assets: | $1,766,482,000 | 408 |
| Cash and due from depository institutions | $192,966,000 | 819 |
| Interest-bearing balances | $182,493,000 | 183 |
| Securities | $223,168,000 | 581 |
| Federal funds sold & reverse repurchase agreements | $439,000 | 4,061 |
| Net loans & leases | $1,226,507,000 | 383 |
| Loan loss allowance | $33,870,000 | 310 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,858,000 | 2,175 |
| Other real estate owned | $65,158,000 | 819 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $52,386,000 | 486 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $1,766,482,000 | 408 |
| Total liabilities | $1,693,989,000 | 382 |
| Total deposits | $1,590,997,000 | 348 |
| Interest-bearing deposits | $1,502,809,000 | 314 |
| Deposits held in domestic offices | $1,590,997,000 | 346 |
| % insured | 92.91% | 2,604 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $90,874,000 | 523 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $12,118,000 | 526 |
| Total equity capital | $72,493,000 | 908 |
| Total bank equity capital | $72,493,000 | 908 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $750,000 | 3,255 |
| Surplus | $43,724,000 | 796 |
| Undivided profits | $28,019,000 | 1,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $158,734,000 | 158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $5,716,000 | 500 |
| Earning assets | $1,632,607,000 | 396 |
| Long-term assets (5+ years) | $81,220,000 | 1,636 |
| Average Assets, year-to-date | $1,864,477,000 | 379 |
| Average Assets, quarterly | $1,828,424,500 | 393 |
| Volatile liabilities | $479,129,000 | 323 |
| Insider loans | $16,618,000 | 378 |
| FHLB advances | $90,622,000 | 465 |
| Loans and leases held for sale | $3,386,000 | 550 |
| Unused loan commitments | $82,654,000 | 899 |
| Tier 1 (core) risk-based capital | $72,795,000 | 837 |
| Tier 2 risk-based capital | $17,861,000 | 372 |
| Total risk weighted assets | $1,412,621,000 | 365 |
| Total unused commitments | $82,654,000 | 900 |
| Derivatives | $4,993,000 | 624 |
| 2009-09-30 | Rank | |
| # of Employees: | 187 | 829 |
| Assets and Liabilities | ||
| Total Assets: | $1,890,367,000 | 393 |
| Cash and due from depository institutions | $245,068,000 | 829 |
| Interest-bearing balances | $231,973,000 | 155 |
| Securities | $204,145,000 | 636 |
| Federal funds sold & reverse repurchase agreements | $212,000 | 4,489 |
| Net loans & leases | $1,344,770,000 | 375 |
| Loan loss allowance | $29,547,000 | 342 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,921,000 | 2,182 |
| Other real estate owned | $46,199,000 | 829 |
| Goodwill and other intangibles | $1,571,000 | 1,416 |
| All other assets | $42,481,000 | 543 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $1,890,367,000 | 393 |
| Total liabilities | $1,775,696,000 | 372 |
| Total deposits | $1,666,779,000 | 342 |
| Interest-bearing deposits | $1,568,752,000 | 313 |
| Deposits held in domestic offices | $1,666,779,000 | 338 |
| % insured | 92.19% | 3,047 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $95,649,000 | 547 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $13,268,000 | 535 |
| Total equity capital | $114,671,000 | 599 |
| Total bank equity capital | $114,671,000 | 597 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $750,000 | 3,299 |
| Surplus | $43,683,000 | 787 |
| Undivided profits | $70,238,000 | 449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $165,515,000 | 168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $6,211,000 | 501 |
| Earning assets | $1,781,100,000 | 377 |
| Long-term assets (5+ years) | $105,468,000 | 1,299 |
| Average Assets, year-to-date | $1,888,975,750 | 385 |
| Average Assets, quarterly | $1,877,359,500 | 391 |
| Volatile liabilities | $489,639,000 | 325 |
| Insider loans | $17,106,000 | 379 |
| FHLB advances | $95,622,000 | 480 |
| Loans and leases held for sale | $2,930,000 | 526 |
| Unused loan commitments | $129,987,000 | 665 |
| Tier 1 (core) risk-based capital | $105,098,000 | 578 |
| Tier 2 risk-based capital | $19,014,000 | 366 |
| Total risk weighted assets | $1,510,309,000 | 365 |
| Total unused commitments | $129,987,000 | 666 |
| Derivatives | $10,018,000 | 526 |
| 2009-06-30 | Rank | |
| # of Employees: | 195 | 812 |
| Assets and Liabilities | ||
| Total Assets: | $1,864,352,000 | 405 |
| Cash and due from depository institutions | $213,610,000 | 812 |
| Interest-bearing balances | $200,634,000 | 139 |
| Securities | $177,245,000 | 720 |
| Federal funds sold & reverse repurchase agreements | $193,000 | 4,819 |
| Net loans & leases | $1,411,602,000 | 374 |
| Loan loss allowance | $29,851,000 | 334 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,149,000 | 2,125 |
| Other real estate owned | $10,423,000 | 812 |
| Goodwill and other intangibles | $1,571,000 | 1,438 |
| All other assets | $43,559,000 | 539 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $1,864,352,000 | 405 |
| Total liabilities | $1,731,208,000 | 386 |
| Total deposits | $1,612,923,000 | 350 |
| Interest-bearing deposits | $1,520,788,000 | 326 |
| Deposits held in domestic offices | $1,612,923,000 | 347 |
| % insured | 81.20% | 3,365 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $102,753,000 | 545 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $15,532,000 | 468 |
| Total equity capital | $133,144,000 | 528 |
| Total bank equity capital | $133,144,000 | 527 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $750,000 | 3,340 |
| Surplus | $43,636,000 | 802 |
| Undivided profits | $88,758,000 | 339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $207,117,000 | 136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $6,670,000 | 467 |
| Earning assets | $1,789,674,000 | 376 |
| Long-term assets (5+ years) | $82,289,000 | 1,603 |
| Average Assets, year-to-date | $1,888,512,000 | 393 |
| Average Assets, quarterly | $1,869,223,000 | 400 |
| Volatile liabilities | $381,024,000 | 434 |
| Insider loans | $18,348,000 | 358 |
| FHLB advances | $100,704,000 | 477 |
| Loans and leases held for sale | $4,235,000 | 599 |
| Unused loan commitments | $169,071,000 | 547 |
| Tier 1 (core) risk-based capital | $119,566,000 | 537 |
| Tier 2 risk-based capital | $19,795,000 | 362 |
| Total risk weighted assets | $1,573,255,000 | 366 |
| Total unused commitments | $169,071,000 | 547 |
| Derivatives | $10,344,000 | 566 |
| 2009-03-31 | Rank | |
| # of Employees: | 207 | 763 |
| Assets and Liabilities | ||
| Total Assets: | $1,874,094,000 | 399 |
| Cash and due from depository institutions | $169,180,000 | 763 |
| Interest-bearing balances | $159,684,000 | 162 |
| Securities | $170,879,000 | 737 |
| Federal funds sold & reverse repurchase agreements | $218,000 | 5,187 |
| Net loans & leases | $1,484,381,000 | 361 |
| Loan loss allowance | $24,967,000 | 365 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,077,000 | 2,153 |
| Other real estate owned | $5,071,000 | 763 |
| Goodwill and other intangibles | $1,571,000 | 1,452 |
| All other assets | $36,717,000 | 619 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $1,874,094,000 | 399 |
| Total liabilities | $1,715,154,000 | 394 |
| Total deposits | $1,580,996,000 | 358 |
| Interest-bearing deposits | $1,502,170,000 | 328 |
| Deposits held in domestic offices | $1,580,996,000 | 355 |
| % insured | 79.59% | 3,897 |
| Federal funds purchased & repurchase agreements | $2,086,000 | 2,001 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $116,685,000 | 525 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $15,387,000 | 479 |
| Total equity capital | $158,940,000 | 453 |
| Total bank equity capital | $158,940,000 | 453 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,362 |
| Surplus | $43,590,000 | 800 |
| Undivided profits | $114,600,000 | 270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $132,822,000 | 167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $7,440,000 | 428 |
| Earning assets | $1,815,162,000 | 374 |
| Long-term assets (5+ years) | $68,836,000 | 1,823 |
| Average Assets, year-to-date | $1,900,592,000 | 390 |
| Average Assets, quarterly | $1,900,592,000 | 390 |
| Volatile liabilities | $378,588,000 | 438 |
| Insider loans | $22,440,000 | 273 |
| FHLB advances | $115,704,000 | 443 |
| Loans and leases held for sale | $4,114,000 | 522 |
| Unused loan commitments | $202,861,000 | 502 |
| Tier 1 (core) risk-based capital | $154,671,000 | 418 |
| Tier 2 risk-based capital | $20,565,000 | 351 |
| Total risk weighted assets | $1,640,530,000 | 361 |
| Total unused commitments | $202,861,000 | 504 |
| Derivatives | $13,660,000 | 559 |
| 2008-12-31 | Rank | |
| # of Employees: | 206 | 765 |
| Assets and Liabilities | ||
| Total Assets: | $1,927,090,000 | 384 |
| Cash and due from depository institutions | $149,463,000 | 765 |
| Interest-bearing balances | $138,236,000 | 121 |
| Securities | $166,838,000 | 737 |
| Federal funds sold & reverse repurchase agreements | $134,000 | 5,000 |
| Net loans & leases | $1,564,854,000 | 345 |
| Loan loss allowance | $21,588,000 | 384 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,885,000 | 2,245 |
| Other real estate owned | $0 | 765 |
| Goodwill and other intangibles | $1,571,000 | 1,459 |
| All other assets | $38,345,000 | 599 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $1,927,090,000 | 384 |
| Total liabilities | $1,768,545,000 | 377 |
| Total deposits | $1,619,522,000 | 340 |
| Interest-bearing deposits | $1,535,471,000 | 317 |
| Deposits held in domestic offices | $1,619,522,000 | 335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,581,000 | 1,176 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $123,235,000 | 549 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $15,207,000 | 480 |
| Total equity capital | $158,545,000 | 449 |
| Total bank equity capital | $158,545,000 | 449 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $750,000 | 3,385 |
| Surplus | $43,551,000 | 779 |
| Undivided profits | $114,244,000 | 265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,483,000 | 169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $8,124,000 | 409 |
| Earning assets | $1,870,062,000 | 358 |
| Long-term assets (5+ years) | $71,281,000 | 1,738 |
| Average Assets, year-to-date | $1,871,969,000 | 381 |
| Average Assets, quarterly | $1,904,722,500 | 388 |
| Volatile liabilities | $352,606,000 | 478 |
| Insider loans | $22,421,000 | 278 |
| FHLB advances | $120,785,000 | 479 |
| Loans and leases held for sale | $2,955,000 | 483 |
| Unused loan commitments | $240,253,000 | 468 |
| Tier 1 (core) risk-based capital | $155,520,000 | 414 |
| Tier 2 risk-based capital | $21,488,000 | 336 |
| Total risk weighted assets | $1,718,581,000 | 342 |
| Total unused commitments | $240,253,000 | 468 |
| Derivatives | $17,608,000 | 449 |
| 2008-09-30 | Rank | |
| # of Employees: | 202 | 793 |
| Assets and Liabilities | ||
| Total Assets: | $1,882,355,000 | 390 |
| Cash and due from depository institutions | $13,693,000 | 793 |
| Interest-bearing balances | $135,000 | 4,798 |
| Securities | $164,179,000 | 718 |
| Federal funds sold & reverse repurchase agreements | $91,626,000 | 148 |
| Net loans & leases | $1,574,893,000 | 348 |
| Loan loss allowance | $27,860,000 | 284 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,139,000 | 2,134 |
| Other real estate owned | $0 | 793 |
| Goodwill and other intangibles | $1,571,000 | 1,517 |
| All other assets | $30,254,000 | 722 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $1,882,355,000 | 390 |
| Total liabilities | $1,711,241,000 | 389 |
| Total deposits | $1,561,633,000 | 347 |
| Interest-bearing deposits | $1,480,776,000 | 316 |
| Deposits held in domestic offices | $1,561,633,000 | 343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,695,000 | 1,017 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $121,666,000 | 557 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $13,247,000 | 532 |
| Total equity capital | $171,114,000 | 422 |
| Total bank equity capital | $171,114,000 | 422 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $750,000 | 3,418 |
| Surplus | $43,499,000 | 770 |
| Undivided profits | $126,865,000 | 265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,870,000 | 212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $8,437,000 | 412 |
| Earning assets | $1,830,833,000 | 367 |
| Long-term assets (5+ years) | $86,602,000 | 1,444 |
| Average Assets, year-to-date | $1,858,188,750 | 388 |
| Average Assets, quarterly | $1,885,099,500 | 391 |
| Volatile liabilities | $253,558,000 | 622 |
| Insider loans | $23,809,000 | 254 |
| FHLB advances | $120,785,000 | 503 |
| Loans and leases held for sale | $2,408,000 | 477 |
| Unused loan commitments | $352,366,000 | 379 |
| Tier 1 (core) risk-based capital | $169,717,000 | 388 |
| Tier 2 risk-based capital | $22,091,000 | 330 |
| Total risk weighted assets | $1,760,927,000 | 336 |
| Total unused commitments | $352,366,000 | 379 |
| Derivatives | $6,463,000 | 533 |
| 2008-06-30 | Rank | |
| # of Employees: | 204 | 794 |
| Assets and Liabilities | ||
| Total Assets: | $1,887,844,000 | 392 |
| Cash and due from depository institutions | $19,470,000 | 794 |
| Interest-bearing balances | $116,000 | 4,856 |
| Securities | $161,564,000 | 736 |
| Federal funds sold & reverse repurchase agreements | $94,276,000 | 154 |
| Net loans & leases | $1,574,420,000 | 345 |
| Loan loss allowance | $29,448,000 | 258 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,090,000 | 2,155 |
| Other real estate owned | $0 | 794 |
| Goodwill and other intangibles | $1,571,000 | 1,529 |
| All other assets | $30,453,000 | 701 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $1,887,844,000 | 392 |
| Total liabilities | $1,718,935,000 | 385 |
| Total deposits | $1,559,380,000 | 343 |
| Interest-bearing deposits | $1,476,407,000 | 310 |
| Deposits held in domestic offices | $1,559,380,000 | 341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,789,000 | 1,072 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $128,316,000 | 526 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $16,450,000 | 442 |
| Total equity capital | $168,909,000 | 434 |
| Total bank equity capital | $168,909,000 | 434 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $750,000 | 3,447 |
| Surplus | $43,456,000 | 757 |
| Undivided profits | $124,703,000 | 278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,391,000 | 178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $8,314,000 | 408 |
| Earning assets | $1,830,376,000 | 366 |
| Long-term assets (5+ years) | $96,377,000 | 1,309 |
| Average Assets, year-to-date | $1,850,133,330 | 390 |
| Average Assets, quarterly | $1,885,406,000 | 389 |
| Volatile liabilities | $337,943,000 | 483 |
| Insider loans | $26,714,000 | 219 |
| FHLB advances | $125,866,000 | 479 |
| Loans and leases held for sale | $1,725,000 | 686 |
| Unused loan commitments | $385,519,000 | 367 |
| Tier 1 (core) risk-based capital | $167,443,000 | 391 |
| Tier 2 risk-based capital | $22,337,000 | 321 |
| Total risk weighted assets | $1,779,256,000 | 338 |
| Total unused commitments | $385,519,000 | 367 |
| Derivatives | $5,373,000 | 557 |
| 2008-03-31 | Rank | |
| # of Employees: | 197 | 820 |
| Assets and Liabilities | ||
| Total Assets: | $1,882,968,000 | 386 |
| Cash and due from depository institutions | $24,818,000 | 820 |
| Interest-bearing balances | $110,000 | 4,895 |
| Securities | $165,003,000 | 729 |
| Federal funds sold & reverse repurchase agreements | $27,700,000 | 527 |
| Net loans & leases | $1,627,753,000 | 330 |
| Loan loss allowance | $26,522,000 | 267 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,812,000 | 2,211 |
| Other real estate owned | $798,000 | 820 |
| Goodwill and other intangibles | $1,571,000 | 1,531 |
| All other assets | $29,513,000 | 692 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $1,882,968,000 | 386 |
| Total liabilities | $1,714,330,000 | 380 |
| Total deposits | $1,552,377,000 | 345 |
| Interest-bearing deposits | $1,464,210,000 | 314 |
| Deposits held in domestic offices | $1,552,377,000 | 342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,817,000 | 1,095 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $133,672,000 | 473 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $15,464,000 | 518 |
| Total equity capital | $168,638,000 | 444 |
| Total bank equity capital | $168,638,000 | 444 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $750,000 | 3,460 |
| Surplus | $43,413,000 | 752 |
| Undivided profits | $124,475,000 | 296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,051,000 | 140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $9,220,000 | 388 |
| Earning assets | $1,820,566,000 | 368 |
| Long-term assets (5+ years) | $89,208,000 | 1,346 |
| Average Assets, year-to-date | $1,831,278,000 | 396 |
| Average Assets, quarterly | $1,831,278,000 | 396 |
| Volatile liabilities | $297,835,000 | 520 |
| Insider loans | $27,101,000 | 213 |
| FHLB advances | $132,700,000 | 422 |
| Loans and leases held for sale | $1,644,000 | 746 |
| Unused loan commitments | $417,488,000 | 363 |
| Tier 1 (core) risk-based capital | $165,656,000 | 399 |
| Tier 2 risk-based capital | $22,898,000 | 306 |
| Total risk weighted assets | $1,827,566,000 | 326 |
| Total unused commitments | $417,488,000 | 365 |
| Derivatives | $6,445,000 | 575 |
| 2007-12-31 | Rank | |
| # of Employees: | 191 | 860 |
| Assets and Liabilities | ||
| Total Assets: | $1,779,588,000 | 411 |
| Cash and due from depository institutions | $22,789,000 | 860 |
| Interest-bearing balances | $119,000 | 4,514 |
| Securities | $170,603,000 | 694 |
| Federal funds sold & reverse repurchase agreements | $23,008,000 | 550 |
| Net loans & leases | $1,521,388,000 | 348 |
| Loan loss allowance | $23,737,000 | 280 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,231,000 | 2,423 |
| Other real estate owned | $798,000 | 860 |
| Goodwill and other intangibles | $1,571,000 | 1,527 |
| All other assets | $34,200,000 | 599 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,779,588,000 | 411 |
| Total liabilities | $1,615,451,000 | 404 |
| Total deposits | $1,442,004,000 | 370 |
| Interest-bearing deposits | $1,335,329,000 | 344 |
| Deposits held in domestic offices | $1,442,004,000 | 366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,067,000 | 829 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $135,536,000 | 438 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $15,844,000 | 484 |
| Total equity capital | $164,137,000 | 450 |
| Total bank equity capital | $164,137,000 | 450 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $750,000 | 3,468 |
| Surplus | $43,381,000 | 744 |
| Undivided profits | $120,006,000 | 306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,398,000 | 140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $10,814,000 | 360 |
| Earning assets | $1,715,118,000 | 387 |
| Long-term assets (5+ years) | $129,784,000 | 912 |
| Average Assets, year-to-date | $1,669,415,400 | 417 |
| Average Assets, quarterly | $1,751,934,500 | 412 |
| Volatile liabilities | $260,886,000 | 599 |
| Insider loans | $13,766,000 | 511 |
| FHLB advances | $133,446,000 | 394 |
| Loans and leases held for sale | $1,836,000 | 677 |
| Unused loan commitments | $469,834,000 | 335 |
| Tier 1 (core) risk-based capital | $162,317,000 | 403 |
| Tier 2 risk-based capital | $21,625,000 | 309 |
| Total risk weighted assets | $1,727,158,000 | 339 |
| Total unused commitments | $469,834,000 | 335 |
| Derivatives | $7,246,000 | 516 |
| 2007-09-30 | Rank | |
| # of Employees: | 182 | 918 |
| Assets and Liabilities | ||
| Total Assets: | $1,724,281,000 | 412 |
| Cash and due from depository institutions | $15,832,000 | 918 |
| Interest-bearing balances | $135,000 | 4,246 |
| Securities | $178,645,000 | 681 |
| Federal funds sold & reverse repurchase agreements | $18,014,000 | 769 |
| Net loans & leases | $1,473,755,000 | 351 |
| Loan loss allowance | $31,558,000 | 198 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,213,000 | 2,390 |
| Other real estate owned | $227,000 | 918 |
| Goodwill and other intangibles | $1,571,000 | 1,511 |
| All other assets | $31,024,000 | 638 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $1,724,281,000 | 412 |
| Total liabilities | $1,561,501,000 | 405 |
| Total deposits | $1,419,409,000 | 365 |
| Interest-bearing deposits | $1,329,237,000 | 340 |
| Deposits held in domestic offices | $1,419,409,000 | 363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,525,000 | 756 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $103,202,000 | 503 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $15,365,000 | 480 |
| Total equity capital | $162,780,000 | 449 |
| Total bank equity capital | $162,780,000 | 449 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $750,000 | 3,453 |
| Surplus | $43,374,000 | 730 |
| Undivided profits | $118,656,000 | 319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,342,000 | 94 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $11,315,000 | 361 |
| Earning assets | $1,670,549,000 | 391 |
| Long-term assets (5+ years) | $112,593,000 | 1,011 |
| Average Assets, year-to-date | $1,641,872,250 | 420 |
| Average Assets, quarterly | $1,677,226,000 | 417 |
| Volatile liabilities | $226,579,000 | 661 |
| Insider loans | $13,283,000 | 524 |
| FHLB advances | $100,752,000 | 463 |
| Loans and leases held for sale | $1,159,000 | 825 |
| Unused loan commitments | $470,930,000 | 338 |
| Tier 1 (core) risk-based capital | $161,928,000 | 405 |
| Tier 2 risk-based capital | $21,177,000 | 308 |
| Total risk weighted assets | $1,682,507,000 | 348 |
| Total unused commitments | $470,930,000 | 338 |
| Derivatives | $9,126,000 | 489 |
| 2007-06-30 | Rank | |
| # of Employees: | 201 | 830 |
| Assets and Liabilities | ||
| Total Assets: | $1,630,171,000 | 440 |
| Cash and due from depository institutions | $18,252,000 | 830 |
| Interest-bearing balances | $197,000 | 4,002 |
| Securities | $179,519,000 | 675 |
| Federal funds sold & reverse repurchase agreements | $24,991,000 | 601 |
| Net loans & leases | $1,373,727,000 | 372 |
| Loan loss allowance | $26,182,000 | 234 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,851,000 | 2,535 |
| Other real estate owned | $0 | 830 |
| Goodwill and other intangibles | $1,571,000 | 1,509 |
| All other assets | $27,260,000 | 724 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $1,630,171,000 | 440 |
| Total liabilities | $1,473,099,000 | 430 |
| Total deposits | $1,333,984,000 | 406 |
| Interest-bearing deposits | $1,249,442,000 | 370 |
| Deposits held in domestic offices | $1,333,984,000 | 405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,544,000 | 822 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $103,929,000 | 479 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $14,642,000 | 496 |
| Total equity capital | $157,072,000 | 471 |
| Total bank equity capital | $157,072,000 | 471 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $750,000 | 3,466 |
| Surplus | $43,368,000 | 746 |
| Undivided profits | $112,954,000 | 333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,150,000 | 82 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $7,406,000 | 527 |
| Earning assets | $1,578,434,000 | 417 |
| Long-term assets (5+ years) | $102,092,000 | 1,088 |
| Average Assets, year-to-date | $1,614,402,670 | 436 |
| Average Assets, quarterly | $1,643,339,000 | 432 |
| Volatile liabilities | $214,270,000 | 693 |
| Insider loans | $13,061,000 | 541 |
| FHLB advances | $101,479,000 | 428 |
| Loans and leases held for sale | $965,000 | 1,002 |
| Unused loan commitments | $470,622,000 | 353 |
| Tier 1 (core) risk-based capital | $157,455,000 | 423 |
| Tier 2 risk-based capital | $19,869,000 | 334 |
| Total risk weighted assets | $1,581,187,000 | 364 |
| Total unused commitments | $470,622,000 | 353 |
| Derivatives | $7,220,000 | 564 |
| 2007-03-31 | Rank | |
| # of Employees: | 198 | 834 |
| Assets and Liabilities | ||
| Total Assets: | $1,656,507,000 | 430 |
| Cash and due from depository institutions | $15,727,000 | 834 |
| Interest-bearing balances | $155,000 | 4,267 |
| Securities | $180,078,000 | 685 |
| Federal funds sold & reverse repurchase agreements | $197,355,000 | 129 |
| Net loans & leases | $1,231,648,000 | 403 |
| Loan loss allowance | $20,911,000 | 278 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,013,000 | 2,933 |
| Other real estate owned | $0 | 834 |
| Goodwill and other intangibles | $1,571,000 | 1,498 |
| All other assets | $26,115,000 | 734 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $1,656,507,000 | 430 |
| Total liabilities | $1,502,746,000 | 425 |
| Total deposits | $1,334,535,000 | 403 |
| Interest-bearing deposits | $1,241,605,000 | 376 |
| Deposits held in domestic offices | $1,334,535,000 | 400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,595,000 | 902 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $133,263,000 | 380 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $19,353,000 | 438 |
| Total equity capital | $153,761,000 | 473 |
| Total bank equity capital | $153,761,000 | 473 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $750,000 | 3,464 |
| Surplus | $43,362,000 | 727 |
| Undivided profits | $109,649,000 | 347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,532,000 | 1,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $9,356,000 | 411 |
| Earning assets | $1,609,236,000 | 409 |
| Long-term assets (5+ years) | $89,492,000 | 1,198 |
| Average Assets, year-to-date | $1,606,518,500 | 442 |
| Average Assets, quarterly | $1,606,518,500 | 442 |
| Volatile liabilities | $205,068,000 | 710 |
| Insider loans | $5,754,000 | 1,254 |
| FHLB advances | $132,116,000 | 334 |
| Loans and leases held for sale | $1,012,000 | 999 |
| Unused loan commitments | $443,412,000 | 363 |
| Tier 1 (core) risk-based capital | $153,093,000 | 427 |
| Tier 2 risk-based capital | $18,019,000 | 356 |
| Total risk weighted assets | $1,437,420,000 | 386 |
| Total unused commitments | $443,412,000 | 363 |
| Derivatives | $5,202,000 | 610 |
| 2006-12-31 | Rank | |
| # of Employees: | 200 | 817 |
| Assets and Liabilities | ||
| Total Assets: | $1,556,530,000 | 448 |
| Cash and due from depository institutions | $23,145,000 | 817 |
| Interest-bearing balances | $111,000 | 4,596 |
| Securities | $176,019,000 | 707 |
| Federal funds sold & reverse repurchase agreements | $38,442,000 | 395 |
| Net loans & leases | $1,281,742,000 | 383 |
| Loan loss allowance | $19,170,000 | 294 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,703,000 | 3,062 |
| Other real estate owned | $0 | 817 |
| Goodwill and other intangibles | $1,571,000 | 1,487 |
| All other assets | $31,908,000 | 607 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $1,556,530,000 | 448 |
| Total liabilities | $1,410,533,000 | 440 |
| Total deposits | $1,242,284,000 | 422 |
| Interest-bearing deposits | $1,143,221,000 | 396 |
| Deposits held in domestic offices | $1,242,284,000 | 421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,269,000 | 878 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $133,691,000 | 401 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $16,289,000 | 473 |
| Total equity capital | $145,997,000 | 470 |
| Total bank equity capital | $145,997,000 | 470 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $750,000 | 3,465 |
| Surplus | $43,349,000 | 712 |
| Undivided profits | $101,898,000 | 360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,024,000 | 778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $10,129,000 | 385 |
| Earning assets | $1,496,314,000 | 426 |
| Long-term assets (5+ years) | $69,405,000 | 1,465 |
| Average Assets, year-to-date | $1,432,636,000 | 465 |
| Average Assets, quarterly | $1,517,090,000 | 457 |
| Volatile liabilities | $429,953,000 | 415 |
| Insider loans | $4,755,000 | 1,500 |
| FHLB advances | $132,826,000 | 353 |
| Loans and leases held for sale | $2,037,000 | 684 |
| Unused loan commitments | $375,914,000 | 398 |
| Tier 1 (core) risk-based capital | $145,990,000 | 431 |
| Tier 2 risk-based capital | $18,298,000 | 343 |
| Total risk weighted assets | $1,461,984,000 | 376 |
| Total unused commitments | $375,914,000 | 398 |
| Derivatives | $4,442,000 | 621 |
| 2006-09-30 | Rank | |
| # of Employees: | 191 | 886 |
| Assets and Liabilities | ||
| Total Assets: | $1,477,650,000 | 477 |
| Cash and due from depository institutions | $20,530,000 | 886 |
| Interest-bearing balances | $110,000 | 4,598 |
| Securities | $177,959,000 | 716 |
| Federal funds sold & reverse repurchase agreements | $75,184,000 | 203 |
| Net loans & leases | $1,167,858,000 | 417 |
| Loan loss allowance | $17,378,000 | 327 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,692,000 | 3,053 |
| Other real estate owned | $2,903,000 | 886 |
| Goodwill and other intangibles | $1,221,000 | 1,615 |
| All other assets | $28,303,000 | 684 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,477,650,000 | 477 |
| Total liabilities | $1,339,660,000 | 464 |
| Total deposits | $1,150,399,000 | 448 |
| Interest-bearing deposits | $1,063,374,000 | 418 |
| Deposits held in domestic offices | $1,150,399,000 | 447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,904,000 | 571 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $140,742,000 | 402 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $12,615,000 | 571 |
| Total equity capital | $137,990,000 | 501 |
| Total bank equity capital | $137,990,000 | 501 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,488 |
| Surplus | $40,999,000 | 725 |
| Undivided profits | $96,241,000 | 393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,490,000 | 1,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $8,577,000 | 446 |
| Earning assets | $1,421,111,000 | 452 |
| Long-term assets (5+ years) | $65,863,000 | 1,505 |
| Average Assets, year-to-date | $1,401,662,500 | 478 |
| Average Assets, quarterly | $1,450,641,000 | 478 |
| Volatile liabilities | $428,565,000 | 430 |
| Insider loans | $4,806,000 | 1,481 |
| FHLB advances | $138,445,000 | 356 |
| Loans and leases held for sale | $865,000 | 995 |
| Unused loan commitments | $319,865,000 | 459 |
| Tier 1 (core) risk-based capital | $138,643,000 | 458 |
| Tier 2 risk-based capital | $16,831,000 | 373 |
| Total risk weighted assets | $1,345,013,000 | 405 |
| Total unused commitments | $319,865,000 | 459 |
| Derivatives | $2,629,000 | 714 |
| 2006-06-30 | Rank | |
| # of Employees: | 191 | 883 |
| Assets and Liabilities | ||
| Total Assets: | $1,423,632,000 | 487 |
| Cash and due from depository institutions | $16,338,000 | 883 |
| Interest-bearing balances | $110,000 | 4,649 |
| Securities | $176,515,000 | 730 |
| Federal funds sold & reverse repurchase agreements | $2,456,000 | 3,373 |
| Net loans & leases | $1,191,899,000 | 410 |
| Loan loss allowance | $15,796,000 | 355 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,809,000 | 2,958 |
| Other real estate owned | $2,903,000 | 883 |
| Goodwill and other intangibles | $1,221,000 | 1,608 |
| All other assets | $28,491,000 | 678 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $1,423,632,000 | 487 |
| Total liabilities | $1,293,887,000 | 476 |
| Total deposits | $1,106,917,000 | 460 |
| Interest-bearing deposits | $1,011,728,000 | 438 |
| Deposits held in domestic offices | $1,106,917,000 | 459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,375,000 | 585 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $139,364,000 | 418 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $11,231,000 | 588 |
| Total equity capital | $129,745,000 | 520 |
| Total bank equity capital | $129,745,000 | 520 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $750,000 | 3,487 |
| Surplus | $40,999,000 | 716 |
| Undivided profits | $87,996,000 | 402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,610,000 | 1,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $7,565,000 | 472 |
| Earning assets | $1,370,980,000 | 459 |
| Long-term assets (5+ years) | $64,277,000 | 1,521 |
| Average Assets, year-to-date | $1,376,333,330 | 488 |
| Average Assets, quarterly | $1,404,414,000 | 483 |
| Volatile liabilities | $342,036,000 | 528 |
| Insider loans | $5,506,000 | 1,248 |
| FHLB advances | $139,137,000 | 361 |
| Loans and leases held for sale | $655,000 | 1,086 |
| Unused loan commitments | $319,375,000 | 455 |
| Tier 1 (core) risk-based capital | $131,915,000 | 471 |
| Tier 2 risk-based capital | $16,726,000 | 369 |
| Total risk weighted assets | $1,345,509,000 | 402 |
| Total unused commitments | $319,375,000 | 455 |
| Derivatives | $5,063,000 | 596 |
| 2006-03-31 | Rank | |
| # of Employees: | 186 | 892 |
| Assets and Liabilities | ||
| Total Assets: | $1,385,196,000 | 482 |
| Cash and due from depository institutions | $15,977,000 | 892 |
| Interest-bearing balances | $108,000 | 4,778 |
| Securities | $178,580,000 | 733 |
| Federal funds sold & reverse repurchase agreements | $69,046,000 | 204 |
| Net loans & leases | $1,087,410,000 | 436 |
| Loan loss allowance | $14,509,000 | 374 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,868,000 | 2,842 |
| Other real estate owned | $2,520,000 | 892 |
| Goodwill and other intangibles | $1,221,000 | 1,579 |
| All other assets | $26,574,000 | 693 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $1,385,196,000 | 482 |
| Total liabilities | $1,261,740,000 | 474 |
| Total deposits | $1,095,617,000 | 455 |
| Interest-bearing deposits | $1,009,310,000 | 425 |
| Deposits held in domestic offices | $1,095,617,000 | 454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,380,000 | 866 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $135,828,000 | 404 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $13,915,000 | 502 |
| Total equity capital | $123,456,000 | 534 |
| Total bank equity capital | $123,456,000 | 534 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,476 |
| Surplus | $40,999,000 | 694 |
| Undivided profits | $81,707,000 | 424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,589,000 | 1,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $6,908,000 | 480 |
| Earning assets | $1,335,144,000 | 454 |
| Long-term assets (5+ years) | $71,524,000 | 1,368 |
| Average Assets, year-to-date | $1,352,684,000 | 488 |
| Average Assets, quarterly | $1,352,684,000 | 488 |
| Volatile liabilities | $316,333,000 | 534 |
| Insider loans | $5,457,000 | 1,259 |
| FHLB advances | $135,739,000 | 355 |
| Loans and leases held for sale | $1,474,000 | 703 |
| Unused loan commitments | $347,916,000 | 420 |
| Tier 1 (core) risk-based capital | $125,252,000 | 481 |
| Tier 2 risk-based capital | $15,439,000 | 380 |
| Total risk weighted assets | $1,256,562,000 | 412 |
| Total unused commitments | $347,916,000 | 420 |
| Derivatives | $1,867,000 | 726 |
| 2005-12-31 | Rank | |
| # of Employees: | 184 | 889 |
| Assets and Liabilities | ||
| Total Assets: | $1,320,172,000 | 498 |
| Cash and due from depository institutions | $14,712,000 | 889 |
| Interest-bearing balances | $23,000 | 6,106 |
| Securities | $189,077,000 | 685 |
| Federal funds sold & reverse repurchase agreements | $124,299,000 | 129 |
| Net loans & leases | $955,318,000 | 478 |
| Loan loss allowance | $12,282,000 | 421 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,968,000 | 2,757 |
| Other real estate owned | $5,375,000 | 889 |
| Goodwill and other intangibles | $1,221,000 | 1,573 |
| All other assets | $26,202,000 | 697 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,320,172,000 | 498 |
| Total liabilities | $1,200,341,000 | 489 |
| Total deposits | $1,012,719,000 | 484 |
| Interest-bearing deposits | $911,007,000 | 460 |
| Deposits held in domestic offices | $1,012,719,000 | 483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,982,000 | 831 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $157,512,000 | 383 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $12,128,000 | 541 |
| Total equity capital | $119,831,000 | 537 |
| Total bank equity capital | $119,831,000 | 537 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $750,000 | 3,487 |
| Surplus | $40,999,000 | 678 |
| Undivided profits | $78,082,000 | 440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,039,000 | 456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $6,880,000 | 493 |
| Earning assets | $1,268,717,000 | 475 |
| Long-term assets (5+ years) | $70,599,000 | 1,358 |
| Average Assets, year-to-date | $1,220,022,600 | 511 |
| Average Assets, quarterly | $1,270,289,000 | 507 |
| Volatile liabilities | $290,257,000 | 556 |
| Insider loans | $5,189,000 | 1,304 |
| FHLB advances | $156,413,000 | 333 |
| Loans and leases held for sale | $1,115,000 | 830 |
| Unused loan commitments | $303,685,000 | 443 |
| Tier 1 (core) risk-based capital | $121,090,000 | 489 |
| Tier 2 risk-based capital | $13,142,000 | 428 |
| Total risk weighted assets | $1,140,833,000 | 440 |
| Total unused commitments | $303,685,000 | 443 |
| Derivatives | $1,413,000 | 709 |
| 2005-09-30 | Rank | |
| # of Employees: | 184 | 873 |
| Assets and Liabilities | ||
| Total Assets: | $1,220,406,000 | 526 |
| Cash and due from depository institutions | $16,828,000 | 873 |
| Interest-bearing balances | $37,000 | 5,873 |
| Securities | $176,097,000 | 722 |
| Federal funds sold & reverse repurchase agreements | $93,790,000 | 165 |
| Net loans & leases | $899,334,000 | 494 |
| Loan loss allowance | $11,981,000 | 425 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,892,000 | 2,756 |
| Other real estate owned | $6,600,000 | 873 |
| Goodwill and other intangibles | $871,000 | 1,757 |
| All other assets | $22,994,000 | 753 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,220,406,000 | 526 |
| Total liabilities | $1,104,629,000 | 525 |
| Total deposits | $894,315,000 | 528 |
| Interest-bearing deposits | $795,651,000 | 502 |
| Deposits held in domestic offices | $894,315,000 | 527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,717,000 | 851 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $184,106,000 | 342 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,491,000 | 615 |
| Total equity capital | $115,777,000 | 552 |
| Total bank equity capital | $115,777,000 | 552 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,470 |
| Surplus | $38,649,000 | 689 |
| Undivided profits | $76,378,000 | 445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,113,000 | 396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,772,000 | 532 |
| Earning assets | $1,169,258,000 | 500 |
| Long-term assets (5+ years) | $59,704,000 | 1,552 |
| Average Assets, year-to-date | $1,194,985,250 | 516 |
| Average Assets, quarterly | $1,207,739,500 | 527 |
| Volatile liabilities | $302,359,000 | 523 |
| Insider loans | $5,002,000 | 1,283 |
| FHLB advances | $166,999,000 | 317 |
| Loans and leases held for sale | $3,297,000 | 518 |
| Unused loan commitments | $312,596,000 | 428 |
| Tier 1 (core) risk-based capital | $117,028,000 | 495 |
| Tier 2 risk-based capital | $12,841,000 | 426 |
| Total risk weighted assets | $1,060,891,000 | 450 |
| Total unused commitments | $312,596,000 | 428 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 188 | 856 |
| Assets and Liabilities | ||
| Total Assets: | $1,195,073,000 | 523 |
| Cash and due from depository institutions | $16,626,000 | 856 |
| Interest-bearing balances | $6,000 | 6,568 |
| Securities | $177,729,000 | 717 |
| Federal funds sold & reverse repurchase agreements | $35,269,000 | 349 |
| Net loans & leases | $930,837,000 | 469 |
| Loan loss allowance | $11,144,000 | 448 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,018,000 | 2,629 |
| Other real estate owned | $7,100,000 | 856 |
| Goodwill and other intangibles | $871,000 | 1,752 |
| All other assets | $22,623,000 | 761 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,195,073,000 | 523 |
| Total liabilities | $1,082,961,000 | 519 |
| Total deposits | $869,394,000 | 529 |
| Interest-bearing deposits | $767,653,000 | 502 |
| Deposits held in domestic offices | $869,394,000 | 527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,521,000 | 800 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $185,018,000 | 338 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $10,028,000 | 565 |
| Total equity capital | $112,112,000 | 555 |
| Total bank equity capital | $112,112,000 | 555 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,454 |
| Surplus | $38,649,000 | 677 |
| Undivided profits | $72,713,000 | 461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,153,000 | 523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $5,546,000 | 515 |
| Earning assets | $1,143,841,000 | 497 |
| Long-term assets (5+ years) | $51,304,000 | 1,748 |
| Average Assets, year-to-date | $1,186,511,670 | 516 |
| Average Assets, quarterly | $1,169,068,500 | 526 |
| Volatile liabilities | $309,071,000 | 498 |
| Insider loans | $4,404,000 | 1,449 |
| FHLB advances | $167,656,000 | 317 |
| Loans and leases held for sale | $1,120,000 | 943 |
| Unused loan commitments | $246,894,000 | 487 |
| Tier 1 (core) risk-based capital | $112,682,000 | 499 |
| Tier 2 risk-based capital | $11,979,000 | 446 |
| Total risk weighted assets | $1,093,680,000 | 435 |
| Total unused commitments | $246,894,000 | 487 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 182 | 878 |
| Assets and Liabilities | ||
| Total Assets: | $1,143,064,000 | 533 |
| Cash and due from depository institutions | $12,273,000 | 878 |
| Interest-bearing balances | $27,000 | 6,062 |
| Securities | $177,425,000 | 726 |
| Federal funds sold & reverse repurchase agreements | $4,561,000 | 2,484 |
| Net loans & leases | $914,421,000 | 462 |
| Loan loss allowance | $10,088,000 | 485 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,074,000 | 2,562 |
| Other real estate owned | $6,507,000 | 878 |
| Goodwill and other intangibles | $871,000 | 1,750 |
| All other assets | $22,932,000 | 738 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,143,064,000 | 533 |
| Total liabilities | $1,036,581,000 | 525 |
| Total deposits | $818,015,000 | 551 |
| Interest-bearing deposits | $730,412,000 | 521 |
| Deposits held in domestic offices | $818,015,000 | 550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,117,000 | 783 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $189,698,000 | 329 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,751,000 | 574 |
| Total equity capital | $106,483,000 | 565 |
| Total bank equity capital | $106,483,000 | 565 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,465 |
| Surplus | $38,649,000 | 663 |
| Undivided profits | $67,084,000 | 483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,482,000 | 434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $5,779,000 | 474 |
| Earning assets | $1,096,434,000 | 509 |
| Long-term assets (5+ years) | $57,050,000 | 1,652 |
| Average Assets, year-to-date | $1,182,231,000 | 516 |
| Average Assets, quarterly | $1,182,231,000 | 516 |
| Volatile liabilities | $281,478,000 | 510 |
| Insider loans | $3,963,000 | 1,567 |
| FHLB advances | $173,225,000 | 295 |
| Loans and leases held for sale | $1,067,000 | 887 |
| Unused loan commitments | $275,686,000 | 435 |
| Tier 1 (core) risk-based capital | $107,901,000 | 509 |
| Tier 2 risk-based capital | $10,923,000 | 471 |
| Total risk weighted assets | $1,097,634,000 | 420 |
| Total unused commitments | $275,686,000 | 435 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 206 | 770 |
| Assets and Liabilities | ||
| Total Assets: | $1,221,398,000 | 502 |
| Cash and due from depository institutions | $14,859,000 | 770 |
| Interest-bearing balances | $34,000 | 5,964 |
| Securities | $190,675,000 | 695 |
| Federal funds sold & reverse repurchase agreements | $87,759,000 | 168 |
| Net loans & leases | $892,437,000 | 475 |
| Loan loss allowance | $10,688,000 | 475 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,452,000 | 1,940 |
| Other real estate owned | $3,878,000 | 770 |
| Goodwill and other intangibles | $5,474,000 | 731 |
| All other assets | $20,864,000 | 780 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,221,398,000 | 502 |
| Total liabilities | $1,117,327,000 | 487 |
| Total deposits | $885,320,000 | 509 |
| Interest-bearing deposits | $771,113,000 | 488 |
| Deposits held in domestic offices | $885,320,000 | 508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,016,000 | 840 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $206,703,000 | 311 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $8,288,000 | 633 |
| Total equity capital | $104,071,000 | 578 |
| Total bank equity capital | $104,071,000 | 578 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,465 |
| Surplus | $38,649,000 | 659 |
| Undivided profits | $64,672,000 | 505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,379,000 | 304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,720,000 | 560 |
| Earning assets | $1,170,905,000 | 474 |
| Long-term assets (5+ years) | $63,154,000 | 1,561 |
| Average Assets, year-to-date | $1,132,054,800 | 511 |
| Average Assets, quarterly | $1,182,569,500 | 512 |
| Volatile liabilities | $265,861,000 | 530 |
| Insider loans | $4,176,000 | 1,451 |
| FHLB advances | $180,219,000 | 292 |
| Loans and leases held for sale | $1,345,000 | 761 |
| Unused loan commitments | $233,378,000 | 488 |
| Tier 1 (core) risk-based capital | $99,562,000 | 540 |
| Tier 2 risk-based capital | $11,388,000 | 471 |
| Total risk weighted assets | $1,053,882,000 | 439 |
| Total unused commitments | $233,378,000 | 488 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 202 | 782 |
| Assets and Liabilities | ||
| Total Assets: | $1,143,741,000 | 529 |
| Cash and due from depository institutions | $13,613,000 | 782 |
| Interest-bearing balances | $19,000 | 6,324 |
| Securities | $169,512,000 | 769 |
| Federal funds sold & reverse repurchase agreements | $39,275,000 | 301 |
| Net loans & leases | $884,256,000 | 467 |
| Loan loss allowance | $11,213,000 | 453 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,536,000 | 1,869 |
| Other real estate owned | $5,658,000 | 782 |
| Goodwill and other intangibles | $5,474,000 | 718 |
| All other assets | $20,417,000 | 784 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,143,741,000 | 529 |
| Total liabilities | $1,041,386,000 | 515 |
| Total deposits | $803,936,000 | 546 |
| Interest-bearing deposits | $705,014,000 | 534 |
| Deposits held in domestic offices | $803,936,000 | 543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,670,000 | 794 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $211,142,000 | 314 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,638,000 | 665 |
| Total equity capital | $102,355,000 | 575 |
| Total bank equity capital | $102,355,000 | 575 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $750,000 | 3,475 |
| Surplus | $38,649,000 | 643 |
| Undivided profits | $62,956,000 | 522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,224,000 | 297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $5,268,000 | 509 |
| Earning assets | $1,093,062,000 | 502 |
| Long-term assets (5+ years) | $64,165,000 | 1,558 |
| Average Assets, year-to-date | $1,109,719,000 | 517 |
| Average Assets, quarterly | $1,144,815,000 | 519 |
| Volatile liabilities | $243,724,000 | 556 |
| Insider loans | $4,120,000 | 1,414 |
| FHLB advances | $185,626,000 | 281 |
| Loans and leases held for sale | $860,000 | 947 |
| Unused loan commitments | $217,792,000 | 512 |
| Tier 1 (core) risk-based capital | $96,878,000 | 552 |
| Tier 2 risk-based capital | $11,871,000 | 447 |
| Total risk weighted assets | $1,042,026,000 | 426 |
| Total unused commitments | $217,792,000 | 512 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 215 | 735 |
| Assets and Liabilities | ||
| Total Assets: | $1,145,889,000 | 513 |
| Cash and due from depository institutions | $17,092,000 | 735 |
| Interest-bearing balances | $10,000 | 6,553 |
| Securities | $180,171,000 | 734 |
| Federal funds sold & reverse repurchase agreements | $15,457,000 | 678 |
| Net loans & leases | $875,202,000 | 454 |
| Loan loss allowance | $11,160,000 | 444 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,441,000 | 1,867 |
| Other real estate owned | $25,513,000 | 735 |
| Goodwill and other intangibles | $5,474,000 | 692 |
| All other assets | $21,539,000 | 748 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,145,889,000 | 513 |
| Total liabilities | $1,048,257,000 | 504 |
| Total deposits | $806,094,000 | 539 |
| Interest-bearing deposits | $707,418,000 | 521 |
| Deposits held in domestic offices | $806,094,000 | 536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,593,000 | 699 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $213,239,000 | 314 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $7,331,000 | 641 |
| Total equity capital | $97,632,000 | 576 |
| Total bank equity capital | $97,632,000 | 576 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $750,000 | 3,493 |
| Surplus | $38,649,000 | 633 |
| Undivided profits | $58,233,000 | 534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,619,000 | 290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $4,596,000 | 552 |
| Earning assets | $1,070,840,000 | 504 |
| Long-term assets (5+ years) | $49,854,000 | 1,923 |
| Average Assets, year-to-date | $1,098,378,330 | 520 |
| Average Assets, quarterly | $1,123,474,500 | 515 |
| Volatile liabilities | $242,302,000 | 550 |
| Insider loans | $4,146,000 | 1,388 |
| FHLB advances | $186,109,000 | 289 |
| Loans and leases held for sale | $795,000 | 997 |
| Unused loan commitments | $210,529,000 | 518 |
| Tier 1 (core) risk-based capital | $94,066,000 | 548 |
| Tier 2 risk-based capital | $11,810,000 | 447 |
| Total risk weighted assets | $1,050,256,000 | 419 |
| Total unused commitments | $210,529,000 | 518 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 205 | 771 |
| Assets and Liabilities | ||
| Total Assets: | $1,101,060,000 | 525 |
| Cash and due from depository institutions | $20,155,000 | 771 |
| Interest-bearing balances | $30,000 | 6,202 |
| Securities | $159,298,000 | 830 |
| Federal funds sold & reverse repurchase agreements | $61,145,000 | 243 |
| Net loans & leases | $823,626,000 | 470 |
| Loan loss allowance | $10,377,000 | 480 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,596,000 | 1,776 |
| Other real estate owned | $6,792,000 | 771 |
| Goodwill and other intangibles | $5,474,000 | 679 |
| All other assets | $18,974,000 | 805 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,101,060,000 | 525 |
| Total liabilities | $1,003,947,000 | 519 |
| Total deposits | $755,883,000 | 569 |
| Interest-bearing deposits | $658,614,000 | 561 |
| Deposits held in domestic offices | $755,883,000 | 566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,708,000 | 606 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $211,974,000 | 308 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $9,382,000 | 612 |
| Total equity capital | $97,113,000 | 581 |
| Total bank equity capital | $97,113,000 | 581 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $750,000 | 3,496 |
| Surplus | $38,149,000 | 625 |
| Undivided profits | $58,214,000 | 571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,730,000 | 813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $5,026,000 | 506 |
| Earning assets | $1,044,099,000 | 510 |
| Long-term assets (5+ years) | $52,043,000 | 1,836 |
| Average Assets, year-to-date | $1,074,623,000 | 536 |
| Average Assets, quarterly | $1,074,623,000 | 536 |
| Volatile liabilities | $220,630,000 | 583 |
| Insider loans | $3,559,000 | 1,613 |
| FHLB advances | $186,506,000 | 282 |
| Loans and leases held for sale | $1,269,000 | 893 |
| Unused loan commitments | $211,619,000 | 505 |
| Tier 1 (core) risk-based capital | $90,659,000 | 567 |
| Tier 2 risk-based capital | $11,027,000 | 466 |
| Total risk weighted assets | $989,542,000 | 428 |
| Total unused commitments | $211,619,000 | 505 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 200 | 806 |
| Assets and Liabilities | ||
| Total Assets: | $1,048,186,000 | 554 |
| Cash and due from depository institutions | $21,282,000 | 806 |
| Interest-bearing balances | $5,009,000 | 1,204 |
| Securities | $184,307,000 | 738 |
| Federal funds sold & reverse repurchase agreements | $28,818,000 | 398 |
| Net loans & leases | $776,959,000 | 484 |
| Loan loss allowance | $9,427,000 | 526 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,708,000 | 1,732 |
| Other real estate owned | $6,770,000 | 806 |
| Goodwill and other intangibles | $5,474,000 | 673 |
| All other assets | $18,868,000 | 825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,048,186,000 | 554 |
| Total liabilities | $954,101,000 | 550 |
| Total deposits | $710,880,000 | 600 |
| Interest-bearing deposits | $617,621,000 | 590 |
| Deposits held in domestic offices | $710,880,000 | 598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,294,000 | 692 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $213,143,000 | 306 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $7,784,000 | 670 |
| Total equity capital | $94,085,000 | 593 |
| Total bank equity capital | $94,085,000 | 593 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $750,000 | 3,522 |
| Surplus | $38,149,000 | 618 |
| Undivided profits | $55,186,000 | 578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,912,000 | 639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $4,334,000 | 585 |
| Earning assets | $995,093,000 | 532 |
| Long-term assets (5+ years) | $64,044,000 | 1,588 |
| Average Assets, year-to-date | $1,003,233,200 | 557 |
| Average Assets, quarterly | $1,009,912,000 | 568 |
| Volatile liabilities | $180,186,000 | 669 |
| Insider loans | $3,362,000 | 1,664 |
| FHLB advances | $186,979,000 | 283 |
| Loans and leases held for sale | $1,679,000 | 696 |
| Unused loan commitments | $176,798,000 | 563 |
| Tier 1 (core) risk-based capital | $88,747,000 | 570 |
| Tier 2 risk-based capital | $9,977,000 | 510 |
| Total risk weighted assets | $932,788,000 | 449 |
| Total unused commitments | $176,798,000 | 563 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 211 | 776 |
| Assets and Liabilities | ||
| Total Assets: | $971,638,000 | 601 |
| Cash and due from depository institutions | $20,226,000 | 776 |
| Interest-bearing balances | $5,100,000 | 1,340 |
| Securities | $176,804,000 | 752 |
| Federal funds sold & reverse repurchase agreements | $16,870,000 | 864 |
| Net loans & leases | $718,909,000 | 517 |
| Loan loss allowance | $9,288,000 | 545 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,595,000 | 1,747 |
| Other real estate owned | $9,435,000 | 776 |
| Goodwill and other intangibles | $5,474,000 | 670 |
| All other assets | $18,325,000 | 842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $971,638,000 | 601 |
| Total liabilities | $879,813,000 | 600 |
| Total deposits | $641,817,000 | 676 |
| Interest-bearing deposits | $557,205,000 | 678 |
| Deposits held in domestic offices | $641,817,000 | 674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,222,000 | 773 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $212,427,000 | 301 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $7,347,000 | 732 |
| Total equity capital | $91,825,000 | 627 |
| Total bank equity capital | $91,825,000 | 627 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $750,000 | 3,545 |
| Surplus | $38,149,000 | 630 |
| Undivided profits | $52,926,000 | 603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,472,000 | 612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,200,000 | 632 |
| Earning assets | $917,683,000 | 582 |
| Long-term assets (5+ years) | $77,665,000 | 1,356 |
| Average Assets, year-to-date | $991,995,000 | 574 |
| Average Assets, quarterly | $996,234,000 | 584 |
| Volatile liabilities | $167,850,000 | 698 |
| Insider loans | $10,522,000 | 460 |
| FHLB advances | $187,365,000 | 268 |
| Loans and leases held for sale | $4,695,000 | 549 |
| Unused loan commitments | $161,155,000 | 609 |
| Tier 1 (core) risk-based capital | $85,991,000 | 596 |
| Tier 2 risk-based capital | $9,788,000 | 519 |
| Total risk weighted assets | $852,632,000 | 479 |
| Total unused commitments | $161,155,000 | 611 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 209 | 781 |
| Assets and Liabilities | ||
| Total Assets: | $1,020,830,000 | 569 |
| Cash and due from depository institutions | $19,962,000 | 781 |
| Interest-bearing balances | $109,000 | 5,253 |
| Securities | $167,555,000 | 787 |
| Federal funds sold & reverse repurchase agreements | $73,323,000 | 237 |
| Net loans & leases | $722,757,000 | 507 |
| Loan loss allowance | $9,247,000 | 540 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,686,000 | 1,690 |
| Other real estate owned | $8,550,000 | 781 |
| Goodwill and other intangibles | $5,474,000 | 644 |
| All other assets | $17,523,000 | 848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,020,830,000 | 569 |
| Total liabilities | $927,833,000 | 560 |
| Total deposits | $669,334,000 | 637 |
| Interest-bearing deposits | $579,661,000 | 638 |
| Deposits held in domestic offices | $669,334,000 | 635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,042,000 | 522 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $214,958,000 | 291 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $8,499,000 | 698 |
| Total equity capital | $92,997,000 | 615 |
| Total bank equity capital | $92,997,000 | 615 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $750,000 | 3,548 |
| Surplus | $38,149,000 | 613 |
| Undivided profits | $54,098,000 | 600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,438,000 | 732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $4,228,000 | 616 |
| Earning assets | $963,744,000 | 546 |
| Long-term assets (5+ years) | $100,200,000 | 1,026 |
| Average Assets, year-to-date | $998,780,670 | 566 |
| Average Assets, quarterly | $1,006,310,000 | 568 |
| Volatile liabilities | $191,817,000 | 631 |
| Insider loans | $10,698,000 | 432 |
| FHLB advances | $187,828,000 | 272 |
| Loans and leases held for sale | $10,169,000 | 465 |
| Unused loan commitments | $145,042,000 | 650 |
| Tier 1 (core) risk-based capital | $85,567,000 | 595 |
| Tier 2 risk-based capital | $9,717,000 | 497 |
| Total risk weighted assets | $854,759,000 | 471 |
| Total unused commitments | $145,042,000 | 653 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 205 | 788 |
| Assets and Liabilities | ||
| Total Assets: | $991,790,000 | 572 |
| Cash and due from depository institutions | $19,344,000 | 788 |
| Interest-bearing balances | $103,000 | 5,196 |
| Securities | $193,878,000 | 690 |
| Federal funds sold & reverse repurchase agreements | $28,996,000 | 557 |
| Net loans & leases | $716,525,000 | 503 |
| Loan loss allowance | $9,664,000 | 522 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,736,000 | 1,635 |
| Other real estate owned | $4,370,000 | 788 |
| Goodwill and other intangibles | $5,474,000 | 650 |
| All other assets | $17,467,000 | 840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $991,790,000 | 572 |
| Total liabilities | $901,708,000 | 571 |
| Total deposits | $654,067,000 | 637 |
| Interest-bearing deposits | $568,558,000 | 636 |
| Deposits held in domestic offices | $654,067,000 | 635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,050,000 | 514 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $204,145,000 | 293 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,446,000 | 658 |
| Total equity capital | $90,082,000 | 614 |
| Total bank equity capital | $90,082,000 | 614 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $750,000 | 3,562 |
| Surplus | $38,149,000 | 614 |
| Undivided profits | $51,183,000 | 621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,890,000 | 450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $153,000 | 791 |
| Income earned, not collected on loans | $4,292,000 | 622 |
| Earning assets | $939,502,000 | 550 |
| Long-term assets (5+ years) | $167,760,000 | 621 |
| Average Assets, year-to-date | $987,756,000 | 569 |
| Average Assets, quarterly | $987,756,000 | 569 |
| Volatile liabilities | $188,920,000 | 628 |
| Insider loans | $9,686,000 | 492 |
| FHLB advances | $179,328,000 | 271 |
| Loans and leases held for sale | $6,264,000 | 535 |
| Unused loan commitments | $149,788,000 | 618 |
| Tier 1 (core) risk-based capital | $82,182,000 | 605 |
| Tier 2 risk-based capital | $10,134,000 | 474 |
| Total risk weighted assets | $839,774,000 | 471 |
| Total unused commitments | $149,788,000 | 619 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 201 | 817 |
| Assets and Liabilities | ||
| Total Assets: | $983,722,000 | 568 |
| Cash and due from depository institutions | $19,193,000 | 817 |
| Interest-bearing balances | $119,000 | 4,969 |
| Securities | $208,704,000 | 628 |
| Federal funds sold & reverse repurchase agreements | $38,006,000 | 375 |
| Net loans & leases | $683,708,000 | 516 |
| Loan loss allowance | $9,104,000 | 535 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,574,000 | 1,677 |
| Other real estate owned | $6,054,000 | 817 |
| Goodwill and other intangibles | $5,474,000 | 630 |
| All other assets | $17,009,000 | 845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $983,722,000 | 568 |
| Total liabilities | $895,117,000 | 561 |
| Total deposits | $667,342,000 | 619 |
| Interest-bearing deposits | $570,064,000 | 626 |
| Deposits held in domestic offices | $667,342,000 | 617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,942,000 | 580 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $190,974,000 | 314 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,859,000 | 720 |
| Total equity capital | $88,605,000 | 615 |
| Total bank equity capital | $88,605,000 | 615 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $750,000 | 3,562 |
| Surplus | $38,149,000 | 600 |
| Undivided profits | $49,706,000 | 628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,401,000 | 389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $171,000 | 686 |
| Income earned, not collected on loans | $4,246,000 | 648 |
| Earning assets | $930,537,000 | 541 |
| Long-term assets (5+ years) | $156,209,000 | 636 |
| Average Assets, year-to-date | $967,698,200 | 550 |
| Average Assets, quarterly | $980,204,500 | 568 |
| Volatile liabilities | $179,760,000 | 658 |
| Insider loans | $12,726,000 | 344 |
| FHLB advances | $179,409,000 | 271 |
| Loans and leases held for sale | $15,062,000 | 349 |
| Unused loan commitments | $145,438,000 | 607 |
| Tier 1 (core) risk-based capital | $80,146,000 | 601 |
| Tier 2 risk-based capital | $9,531,000 | 492 |
| Total risk weighted assets | $783,363,000 | 490 |
| Total unused commitments | $145,438,000 | 607 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 213 | 752 |
| Assets and Liabilities | ||
| Total Assets: | $947,836,000 | 568 |
| Cash and due from depository institutions | $25,231,000 | 752 |
| Interest-bearing balances | $143,000 | 4,780 |
| Securities | $185,136,000 | 641 |
| Federal funds sold & reverse repurchase agreements | $23,786,000 | 596 |
| Net loans & leases | $678,560,000 | 518 |
| Loan loss allowance | $10,318,000 | 455 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,964,000 | 1,489 |
| Other real estate owned | $5,159,000 | 752 |
| Goodwill and other intangibles | $5,474,000 | 593 |
| All other assets | $18,526,000 | 758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $947,836,000 | 568 |
| Total liabilities | $867,127,000 | 564 |
| Total deposits | $643,418,000 | 608 |
| Interest-bearing deposits | $550,891,000 | 615 |
| Deposits held in domestic offices | $643,418,000 | 605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,088,000 | 549 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $181,635,000 | 330 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $8,986,000 | 668 |
| Total equity capital | $80,709,000 | 638 |
| Total bank equity capital | $80,709,000 | 638 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $750,000 | 3,624 |
| Surplus | $38,149,000 | 589 |
| Undivided profits | $41,810,000 | 674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,663,000 | 273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $191,000 | 658 |
| Income earned, not collected on loans | $4,742,000 | 642 |
| Earning assets | $887,625,000 | 553 |
| Long-term assets (5+ years) | $146,466,000 | 671 |
| Average Assets, year-to-date | $879,841,400 | 584 |
| Average Assets, quarterly | $938,257,500 | 572 |
| Volatile liabilities | $160,032,000 | 686 |
| Insider loans | $11,193,000 | 370 |
| FHLB advances | $181,133,000 | 261 |
| Loans and leases held for sale | $7,560,000 | 468 |
| Unused loan commitments | $113,684,000 | 679 |
| Tier 1 (core) risk-based capital | $75,655,000 | 621 |
| Tier 2 risk-based capital | $9,653,000 | 465 |
| Total risk weighted assets | $771,193,000 | 492 |
| Total unused commitments | $113,684,000 | 679 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 185 | 854 |
| Assets and Liabilities | ||
| Total Assets: | $817,450,000 | 631 |
| Cash and due from depository institutions | $18,660,000 | 854 |
| Interest-bearing balances | $282,000 | 3,578 |
| Securities | $125,268,000 | 915 |
| Federal funds sold & reverse repurchase agreements | $10,904,000 | 1,092 |
| Net loans & leases | $635,029,000 | 543 |
| Loan loss allowance | $8,365,000 | 535 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,400,000 | 1,109 |
| Other real estate owned | $4,866,000 | 854 |
| Goodwill and other intangibles | $6,064,000 | 538 |
| All other assets | $9,259,000 | 1,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $817,450,000 | 631 |
| Total liabilities | $741,964,000 | 631 |
| Total deposits | $636,688,000 | 609 |
| Interest-bearing deposits | $561,019,000 | 602 |
| Deposits held in domestic offices | $636,688,000 | 606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,485,000 | 724 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $74,637,000 | 564 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $10,154,000 | 614 |
| Total equity capital | $75,486,000 | 649 |
| Total bank equity capital | $75,486,000 | 649 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $750,000 | 3,728 |
| Surplus | $38,149,000 | 554 |
| Undivided profits | $36,587,000 | 737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,151,000 | 417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $187,000 | 588 |
| Income earned, not collected on loans | $5,362,000 | 481 |
| Earning assets | $771,483,000 | 616 |
| Long-term assets (5+ years) | $63,038,000 | 1,356 |
| Average Assets, year-to-date | $778,909,600 | 625 |
| Average Assets, quarterly | $806,592,000 | 631 |
| Volatile liabilities | $157,129,000 | 702 |
| Insider loans | $13,417,000 | 295 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $3,374,000 | 405 |
| Unused loan commitments | $126,142,000 | 609 |
| Tier 1 (core) risk-based capital | $69,101,000 | 660 |
| Tier 2 risk-based capital | $8,750,000 | 507 |
| Total risk weighted assets | $720,444,400 | 514 |
| Total unused commitments | $126,142,000 | 609 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 185 | 900 |
| Assets and Liabilities | ||
| Total Assets: | $751,964,000 | 676 |
| Cash and due from depository institutions | $17,561,000 | 900 |
| Interest-bearing balances | $189,000 | 4,131 |
| Securities | $113,633,000 | 1,011 |
| Federal funds sold & reverse repurchase agreements | $36,581,000 | 311 |
| Net loans & leases | $560,403,000 | 602 |
| Loan loss allowance | $8,986,000 | 515 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,340,000 | 981 |
| Other real estate owned | $284,000 | 900 |
| Goodwill and other intangibles | $6,655,000 | 513 |
| All other assets | $8,507,000 | 1,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $751,964,000 | 676 |
| Total liabilities | $687,303,000 | 675 |
| Total deposits | $603,071,000 | 633 |
| Interest-bearing deposits | $525,901,000 | 632 |
| Deposits held in domestic offices | $603,071,000 | 629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,801,000 | 804 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $56,713,000 | 690 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,718,000 | 772 |
| Total equity capital | $64,661,000 | 718 |
| Total bank equity capital | $64,661,000 | 718 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,830 |
| Surplus | $38,149,000 | 551 |
| Undivided profits | $25,762,000 | 972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,980,000 | 312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $458,000 | 313 |
| Income earned, not collected on loans | $3,630,000 | 597 |
| Earning assets | $710,806,000 | 654 |
| Long-term assets (5+ years) | $57,793,000 | 1,532 |
| Average Assets, year-to-date | $745,376,000 | 655 |
| Average Assets, quarterly | $752,310,500 | 669 |
| Volatile liabilities | $126,571,000 | 833 |
| Insider loans | $9,393,000 | 458 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $3,025,000 | 422 |
| Unused loan commitments | $143,731,000 | 574 |
| Tier 1 (core) risk-based capital | $60,509,000 | 744 |
| Tier 2 risk-based capital | $7,920,310 | 546 |
| Total risk weighted assets | $632,168,810 | 573 |
| Total unused commitments | $143,731,000 | 575 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 169 | 990 |
| Assets and Liabilities | ||
| Total Assets: | $453,464,000 | 1,034 |
| Cash and due from depository institutions | $22,163,000 | 990 |
| Interest-bearing balances | $57,000 | 5,463 |
| Securities | $91,548,000 | 1,274 |
| Federal funds sold & reverse repurchase agreements | $30,950,000 | 512 |
| Net loans & leases | $294,943,000 | 975 |
| Loan loss allowance | $4,318,000 | 899 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,239,000 | 1,067 |
| Other real estate owned | $1,170,000 | 990 |
| Goodwill and other intangibles | $1,565,000 | 1,176 |
| All other assets | $3,886,000 | 1,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $453,464,000 | 1,034 |
| Total liabilities | $417,398,000 | 1,015 |
| Total deposits | $379,098,000 | 966 |
| Interest-bearing deposits | $313,374,000 | 1,017 |
| Deposits held in domestic offices | $379,098,000 | 963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,144,000 | 866 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,674,000 | 1,070 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,482,000 | 1,057 |
| Total equity capital | $36,066,000 | 1,245 |
| Total bank equity capital | $36,066,000 | 1,245 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $750,000 | 3,847 |
| Surplus | $14,149,000 | 1,165 |
| Undivided profits | $21,167,000 | 1,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,944,000 | 1,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $277,000 | 510 |
| Income earned, not collected on loans | $1,445,000 | 1,470 |
| Earning assets | $417,498,000 | 1,027 |
| Long-term assets (5+ years) | $14,064,000 | 3,921 |
| Average Assets, year-to-date | $407,234,800 | 1,081 |
| Average Assets, quarterly | $438,112,500 | 1,042 |
| Volatile liabilities | $54,239,000 | 1,290 |
| Insider loans | $11,553,000 | 343 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $6,196,000 | 454 |
| Unused loan commitments | $100,392,000 | 704 |
| Tier 1 (core) risk-based capital | $34,599,000 | 1,222 |
| Tier 2 risk-based capital | $4,378,400 | 825 |
| Total risk weighted assets | $350,056,100 | 856 |
| Total unused commitments | $100,392,000 | 709 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 173 | 1,007 |
| Assets and Liabilities | ||
| Total Assets: | $374,727,000 | 1,240 |
| Cash and due from depository institutions | $15,373,000 | 1,007 |
| Interest-bearing balances | $52,000 | 5,309 |
| Securities | $60,627,000 | 1,904 |
| Federal funds sold & reverse repurchase agreements | $20,866,000 | 632 |
| Net loans & leases | $265,469,000 | 1,124 |
| Loan loss allowance | $3,864,000 | 1,005 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,164,000 | 1,257 |
| Other real estate owned | $869,000 | 1,007 |
| Goodwill and other intangibles | $1,797,000 | 1,047 |
| All other assets | $3,562,000 | 2,030 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $374,727,000 | 1,240 |
| Total liabilities | $343,913,000 | 1,225 |
| Total deposits | $327,891,000 | 1,135 |
| Interest-bearing deposits | $270,067,000 | 1,212 |
| Deposits held in domestic offices | $327,891,000 | 1,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,923,000 | 1,070 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,775,000 | 2,553 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,324,000 | 1,353 |
| Total equity capital | $30,814,000 | 1,470 |
| Total bank equity capital | $30,814,000 | 1,470 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $750,000 | 3,970 |
| Surplus | $14,149,000 | 1,161 |
| Undivided profits | $15,915,000 | 1,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,165,000 | 900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,656,000 | 1,307 |
| Earning assets | $347,014,000 | 1,237 |
| Long-term assets (5+ years) | $4,369,000 | 6,301 |
| Average Assets, year-to-date | $358,908,600 | 1,229 |
| Average Assets, quarterly | $366,989,000 | 1,247 |
| Volatile liabilities | $45,699,000 | 1,516 |
| Insider loans | $9,318,000 | 417 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $6,272,000 | 311 |
| Unused loan commitments | $104,294,000 | 631 |
| Tier 1 (core) risk-based capital | $28,858,000 | 1,480 |
| Tier 2 risk-based capital | $3,705,750 | 905 |
| Total risk weighted assets | $296,301,650 | 1,004 |
| Total unused commitments | $104,294,000 | 636 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $98,780,000 | 4,471 |
| Cash and due from depository institutions | $2,733,000 | 4,115 |
| Interest-bearing balances | $7,000 | 6,306 |
| Securities | $15,964,000 | 6,175 |
| Federal funds sold & reverse repurchase agreements | $2,530,000 | 4,265 |
| Net loans & leases | $75,114,000 | 3,611 |
| Loan loss allowance | $1,183,000 | 3,039 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $437,000 | 8,409 |
| Other real estate owned | $45,000 | 4,115 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,957,000 | 3,672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,780,000 | 4,471 |
| Total liabilities | $91,510,000 | 4,360 |
| Total deposits | $88,292,000 | 4,253 |
| Interest-bearing deposits | $73,052,000 | 4,425 |
| Deposits held in domestic offices | $88,292,000 | 4,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,698,000 | 2,376 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $328,000 | 4,239 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,192,000 | 3,086 |
| Total equity capital | $7,270,000 | 5,644 |
| Total bank equity capital | $7,270,000 | 5,644 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $750,000 | 8,452 |
| Undivided profits | $5,770,000 | 3,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $498,000 | 4,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $507,000 | 4,579 |
| Earning assets | $93,615,000 | 4,347 |
| Long-term assets (5+ years) | $1,808,000 | 7,967 |
| Average Assets, year-to-date | $98,109,400 | 4,337 |
| Average Assets, quarterly | $98,122,000 | 4,457 |
| Volatile liabilities | $10,920,000 | 4,586 |
| Insider loans | $40,000 | 9,632 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,642,000 | 592 |
| Unused loan commitments | $17,392,000 | 2,277 |
| Tier 1 (core) risk-based capital | $7,278,000 | 5,536 |
| Tier 2 risk-based capital | $1,026,370 | 2,900 |
| Total risk weighted assets | $81,952,870 | 3,349 |
| Total unused commitments | $17,392,000 | 2,293 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 53 | 3,656 |
| Assets and Liabilities | ||
| Total Assets: | $94,314,000 | 4,662 |
| Cash and due from depository institutions | $3,432,000 | 3,656 |
| Interest-bearing balances | $15,000 | 6,291 |
| Securities | $19,290,000 | 5,686 |
| Federal funds sold & reverse repurchase agreements | $225,000 | 8,883 |
| Net loans & leases | $68,800,000 | 3,804 |
| Loan loss allowance | $849,000 | 4,052 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $484,000 | 8,376 |
| Other real estate owned | $693,000 | 3,656 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,390,000 | 4,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,314,000 | 4,662 |
| Total liabilities | $88,334,000 | 4,498 |
| Total deposits | $84,223,000 | 4,478 |
| Interest-bearing deposits | $71,491,000 | 4,546 |
| Deposits held in domestic offices | $84,223,000 | 4,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,762 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $111,000 | 4,323 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,100,000 | 1,495 |
| Total equity capital | $5,980,000 | 6,562 |
| Total bank equity capital | $5,980,000 | 6,562 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $750,000 | 8,721 |
| Undivided profits | $4,480,000 | 4,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 8,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $434,000 | 5,405 |
| Earning assets | $88,330,000 | 4,579 |
| Long-term assets (5+ years) | $2,371,000 | 7,548 |
| Average Assets, year-to-date | $79,882,800 | 5,181 |
| Average Assets, quarterly | $90,644,500 | 4,764 |
| Volatile liabilities | $7,661,000 | 5,445 |
| Insider loans | $537,000 | 5,464 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,375,000 | 717 |
| Unused loan commitments | $20,994,000 | 1,942 |
| Tier 1 (core) risk-based capital | $5,921,000 | 6,482 |
| Tier 2 risk-based capital | $849,000 | 3,410 |
| Total risk weighted assets | $74,932,600 | 3,516 |
| Total unused commitments | $20,994,000 | 1,950 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 45 | 4,385 |
| Assets and Liabilities | ||
| Total Assets: | $71,828,000 | 5,808 |
| Cash and due from depository institutions | $4,947,000 | 4,385 |
| Interest-bearing balances | $105,000 | 5,035 |
| Securities | $8,800,000 | 9,210 |
| Federal funds sold & reverse repurchase agreements | $3,025,000 | 2,770 |
| Net loans & leases | $52,508,000 | 4,721 |
| Loan loss allowance | $779,000 | 4,431 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $396,000 | 9,178 |
| Other real estate owned | $1,442,000 | 4,385 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $710,000 | 8,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,828,000 | 5,808 |
| Total liabilities | $65,614,000 | 5,763 |
| Total deposits | $62,866,000 | 5,708 |
| Interest-bearing deposits | $49,244,000 | 6,146 |
| Deposits held in domestic offices | $62,866,000 | 5,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,639,000 | 2,850 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $430,000 | 3,876 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $679,000 | 4,125 |
| Total equity capital | $6,214,000 | 6,098 |
| Total bank equity capital | $6,214,000 | 6,098 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $750,000 | 8,980 |
| Undivided profits | $4,714,000 | 4,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $914,000 | 2,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $333,000 | 6,040 |
| Earning assets | $64,438,000 | 5,901 |
| Long-term assets (5+ years) | $1,927,000 | 8,350 |
| Average Assets, year-to-date | $71,871,800 | 5,683 |
| Average Assets, quarterly | $71,217,000 | 5,809 |
| Volatile liabilities | $7,803,000 | 5,190 |
| Insider loans | $367,000 | 6,599 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $339,000 | 924 |
| Unused loan commitments | $10,909,000 | 2,946 |
| Tier 1 (core) risk-based capital | $6,266,000 | 6,159 |
| Tier 2 risk-based capital | $737,220 | 3,830 |
| Total risk weighted assets | $58,935,520 | 4,295 |
| Total unused commitments | $10,909,000 | 2,957 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 49 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $74,301,000 | 5,777 |
| Cash and due from depository institutions | $4,291,000 | 4,243 |
| Interest-bearing balances | $414,000 | 4,560 |
| Securities | $8,739,000 | 9,573 |
| Federal funds sold & reverse repurchase agreements | $5,825,000 | 2,410 |
| Net loans & leases | $51,915,000 | 4,640 |
| Loan loss allowance | $617,000 | 5,471 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $434,000 | 9,174 |
| Other real estate owned | $2,056,000 | 4,243 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,041,000 | 5,912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,301,000 | 5,777 |
| Total liabilities | $69,044,000 | 5,664 |
| Total deposits | $64,959,000 | 5,746 |
| Interest-bearing deposits | $53,407,000 | 6,013 |
| Deposits held in domestic offices | $64,959,000 | 5,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,998,000 | 2,249 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $633,000 | 3,163 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,454,000 | 2,347 |
| Total equity capital | $5,257,000 | 6,997 |
| Total bank equity capital | $5,257,000 | 6,997 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $750,000 | 9,220 |
| Undivided profits | $3,757,000 | 5,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $991,000 | 3,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $213,000 | 7,819 |
| Earning assets | $66,893,000 | 5,861 |
| Long-term assets (5+ years) | $952,000 | 10,024 |
| Average Assets, year-to-date | $73,335,600 | 5,698 |
| Average Assets, quarterly | $73,597,500 | 5,771 |
| Volatile liabilities | $8,850,000 | 4,490 |
| Insider loans | $1,387,000 | 2,857 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,612,000 | 701 |
| Unused loan commitments | $8,161,000 | 3,571 |
| Tier 1 (core) risk-based capital | $5,257,000 | 6,917 |
| Tier 2 risk-based capital | $617,000 | 4,419 |
| Total risk weighted assets | $58,759,000 | 4,260 |
| Total unused commitments | $8,161,000 | 3,587 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 46 | 4,586 |
| Assets and Liabilities | ||
| Total Assets: | $77,778,000 | 5,619 |
| Cash and due from depository institutions | $4,282,000 | 4,586 |
| Interest-bearing balances | $19,000 | 7,825 |
| Securities | $8,939,000 | 9,617 |
| Federal funds sold & reverse repurchase agreements | $8,625,000 | 1,919 |
| Net loans & leases | $51,731,000 | 4,689 |
| Loan loss allowance | $1,198,000 | 3,232 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $502,000 | 8,898 |
| Other real estate owned | $2,062,000 | 4,586 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,637,000 | 4,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,778,000 | 5,619 |
| Total liabilities | $72,656,000 | 5,496 |
| Total deposits | $68,724,000 | 5,578 |
| Interest-bearing deposits | $57,220,000 | 5,812 |
| Deposits held in domestic offices | $68,724,000 | 5,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,142,000 | 1,995 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $614,000 | 2,970 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,176,000 | 2,881 |
| Total equity capital | $5,122,000 | 6,958 |
| Total bank equity capital | $5,122,000 | 6,958 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $750,000 | 9,372 |
| Undivided profits | $3,622,000 | 5,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,338,000 | 2,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $253,000 | 7,456 |
| Earning assets | $69,314,000 | 5,722 |
| Long-term assets (5+ years) | $1,824,000 | 9,163 |
| Average Assets, year-to-date | $72,569,200 | 5,817 |
| Average Assets, quarterly | $76,432,500 | 5,644 |
| Volatile liabilities | $8,778,000 | 4,522 |
| Insider loans | $888,000 | 960 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,640,000 | 3,861 |
| Tier 1 (core) risk-based capital | $5,122,000 | 6,886 |
| Tier 2 risk-based capital | $734,770 | 3,808 |
| Total risk weighted assets | $58,318,070 | 4,334 |
| Total unused commitments | $6,640,000 | 3,881 |
| Derivatives | $0 | 651 |