Home > Highlands Union Bank > Income and Expense
Highlands Union Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $18,901,000 | 1,267 |
| Total interest expense | $3,411,000 | 1,344 |
| Net interest income | $15,490,000 | 1,233 |
| Provision for loan and lease losses | $1,487,000 | 507 |
| Total noninterest income | $2,616,000 | 1,439 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,063,000 | 840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,553,000 | 1,502 |
| Total noninterest expense | $13,544,000 | 1,172 |
| Salaries and employee benefits | $6,838,000 | 1,304 |
| Premises and equipment expense | $1,489,000 | 1,190 |
| Additional noninterest expense | $5,217,000 | 966 |
| Pre-tax net operating income | $3,075,000 | 2,081 |
| Securities gains (losses) | $20,000 | 1,423 |
| Applicable income taxes | $587,000 | 1,667 |
| Income before extraordinary items | $2,508,000 | 2,195 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,508,000 | 2,195 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,508,000 | 2,196 |
| Net charge-offs | $1,692,000 | 349 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,491,800 | 2,166 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $12,518,000 | 1,264 |
| Total interest expense | $2,327,000 | 1,310 |
| Net interest income | $10,191,000 | 1,249 |
| Provision for loan and lease losses | $774,000 | 601 |
| Total noninterest income | $1,553,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $700,000 | 842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $853,000 | 1,644 |
| Total noninterest expense | $8,960,000 | 1,176 |
| Salaries and employee benefits | $4,624,000 | 1,284 |
| Premises and equipment expense | $1,002,000 | 1,180 |
| Additional noninterest expense | $3,334,000 | 1,004 |
| Pre-tax net operating income | $2,010,000 | 2,087 |
| Securities gains (losses) | $-8,000 | 4,901 |
| Applicable income taxes | $357,000 | 1,711 |
| Income before extraordinary items | $1,645,000 | 2,204 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,645,000 | 2,203 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,645,000 | 2,204 |
| Net charge-offs | $904,000 | 369 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,651,560 | 2,170 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,201,000 | 1,266 |
| Total interest expense | $1,097,000 | 1,332 |
| Net interest income | $5,104,000 | 1,242 |
| Provision for loan and lease losses | $103,000 | 1,458 |
| Total noninterest income | $858,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $349,000 | 836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $509,000 | 1,427 |
| Total noninterest expense | $4,503,000 | 1,173 |
| Salaries and employee benefits | $2,389,000 | 1,261 |
| Premises and equipment expense | $509,000 | 1,175 |
| Additional noninterest expense | $1,605,000 | 1,020 |
| Pre-tax net operating income | $1,356,000 | 1,652 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $282,000 | 1,300 |
| Income before extraordinary items | $1,074,000 | 1,769 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,074,000 | 1,767 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,074,000 | 1,768 |
| Net charge-offs | $380,000 | 408 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,074,000 | 1,747 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $23,938,000 | 1,233 |
| Total interest expense | $3,407,000 | 1,291 |
| Net interest income | $20,531,000 | 1,213 |
| Provision for loan and lease losses | $738,000 | 1,110 |
| Total noninterest income | $3,867,000 | 1,295 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,529,000 | 804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,338,000 | 1,350 |
| Total noninterest expense | $18,922,000 | 1,107 |
| Salaries and employee benefits | $9,315,000 | 1,235 |
| Premises and equipment expense | $2,258,000 | 1,071 |
| Additional noninterest expense | $7,349,000 | 910 |
| Pre-tax net operating income | $4,738,000 | 1,849 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $949,000 | 1,436 |
| Income before extraordinary items | $3,789,000 | 1,980 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,789,000 | 1,978 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,789,000 | 1,979 |
| Net charge-offs | $319,000 | 1,281 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,789,000 | 1,971 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $17,643,000 | 1,233 |
| Total interest expense | $2,404,000 | 1,285 |
| Net interest income | $15,239,000 | 1,225 |
| Provision for loan and lease losses | $542,000 | 1,064 |
| Total noninterest income | $2,752,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,117,000 | 818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,635,000 | 1,440 |
| Total noninterest expense | $13,952,000 | 1,122 |
| Salaries and employee benefits | $6,858,000 | 1,262 |
| Premises and equipment expense | $1,800,000 | 1,006 |
| Additional noninterest expense | $5,294,000 | 938 |
| Pre-tax net operating income | $3,497,000 | 1,890 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $707,000 | 1,488 |
| Income before extraordinary items | $2,790,000 | 2,009 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,790,000 | 2,006 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,790,000 | 2,008 |
| Net charge-offs | $270,000 | 1,059 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,790,000 | 1,999 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,636,000 | 1,231 |
| Total interest expense | $1,614,000 | 1,228 |
| Net interest income | $10,022,000 | 1,233 |
| Provision for loan and lease losses | $344,000 | 1,084 |
| Total noninterest income | $1,778,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $709,000 | 851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,069,000 | 1,458 |
| Total noninterest expense | $9,395,000 | 1,116 |
| Salaries and employee benefits | $4,594,000 | 1,260 |
| Premises and equipment expense | $1,280,000 | 950 |
| Additional noninterest expense | $3,521,000 | 934 |
| Pre-tax net operating income | $2,061,000 | 2,063 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $417,000 | 1,570 |
| Income before extraordinary items | $1,644,000 | 2,167 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,644,000 | 2,164 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,644,000 | 2,166 |
| Net charge-offs | $160,000 | 1,041 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,644,000 | 2,161 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 1,215 |
| Total interest expense | $827,000 | 1,140 |
| Net interest income | $5,037,000 | 1,228 |
| Provision for loan and lease losses | $173,000 | 1,046 |
| Total noninterest income | $941,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $350,000 | 864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $591,000 | 1,346 |
| Total noninterest expense | $4,973,000 | 1,075 |
| Salaries and employee benefits | $2,302,000 | 1,272 |
| Premises and equipment expense | $594,000 | 1,024 |
| Additional noninterest expense | $2,077,000 | 793 |
| Pre-tax net operating income | $832,000 | 2,325 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $170,000 | 1,725 |
| Income before extraordinary items | $662,000 | 2,454 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $662,000 | 2,453 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $662,000 | 2,454 |
| Net charge-offs | $127,000 | 744 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $662,000 | 2,448 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $22,766,000 | 1,211 |
| Total interest expense | $3,839,000 | 869 |
| Net interest income | $18,927,000 | 1,276 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $5,795,000 | 1,011 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,585,000 | 784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,210,000 | 918 |
| Total noninterest expense | $19,113,000 | 1,098 |
| Salaries and employee benefits | $10,455,000 | 1,118 |
| Premises and equipment expense | $2,197,000 | 1,072 |
| Additional noninterest expense | $6,461,000 | 1,002 |
| Pre-tax net operating income | $5,489,000 | 1,583 |
| Securities gains (losses) | $19,000 | 1,351 |
| Applicable income taxes | $5,694,000 | 609 |
| Income before extraordinary items | $-186,000 | 5,451 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-186,000 | 5,451 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-186,000 | 5,451 |
| Net charge-offs | $898,000 | 747 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-198,160 | 5,457 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $17,092,000 | 1,208 |
| Total interest expense | $3,043,000 | 815 |
| Net interest income | $14,049,000 | 1,288 |
| Provision for loan and lease losses | $72,000 | 2,995 |
| Total noninterest income | $4,426,000 | 1,009 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,197,000 | 783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,229,000 | 918 |
| Total noninterest expense | $14,272,000 | 1,101 |
| Salaries and employee benefits | $7,790,000 | 1,131 |
| Premises and equipment expense | $1,635,000 | 1,092 |
| Additional noninterest expense | $4,847,000 | 998 |
| Pre-tax net operating income | $4,131,000 | 1,601 |
| Securities gains (losses) | $19,000 | 1,345 |
| Applicable income taxes | $1,313,000 | 1,227 |
| Income before extraordinary items | $2,837,000 | 1,806 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,837,000 | 1,805 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,837,000 | 1,806 |
| Net charge-offs | $110,000 | 1,840 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,824,080 | 1,788 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $11,324,000 | 1,210 |
| Total interest expense | $2,097,000 | 760 |
| Net interest income | $9,227,000 | 1,303 |
| Provision for loan and lease losses | $52,000 | 2,811 |
| Total noninterest income | $2,826,000 | 1,042 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $799,000 | 778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,027,000 | 961 |
| Total noninterest expense | $9,489,000 | 1,110 |
| Salaries and employee benefits | $5,101,000 | 1,157 |
| Premises and equipment expense | $1,108,000 | 1,073 |
| Additional noninterest expense | $3,280,000 | 988 |
| Pre-tax net operating income | $2,512,000 | 1,696 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $759,000 | 1,317 |
| Income before extraordinary items | $1,753,000 | 1,891 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,753,000 | 1,891 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,753,000 | 1,891 |
| Net charge-offs | $210,000 | 1,032 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,753,000 | 1,869 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,676,000 | 1,200 |
| Total interest expense | $1,031,000 | 753 |
| Net interest income | $4,645,000 | 1,280 |
| Provision for loan and lease losses | $17,000 | 2,899 |
| Total noninterest income | $1,291,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $401,000 | 772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $890,000 | 1,041 |
| Total noninterest expense | $4,435,000 | 1,186 |
| Salaries and employee benefits | $2,358,000 | 1,237 |
| Premises and equipment expense | $520,000 | 1,151 |
| Additional noninterest expense | $1,557,000 | 1,030 |
| Pre-tax net operating income | $1,484,000 | 1,449 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $439,000 | 1,174 |
| Income before extraordinary items | $1,045,000 | 1,613 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,045,000 | 1,613 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,045,000 | 1,613 |
| Net charge-offs | $117,000 | 839 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,045,000 | 1,599 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $23,388,000 | 1,130 |
| Total interest expense | $4,175,000 | 706 |
| Net interest income | $19,213,000 | 1,221 |
| Provision for loan and lease losses | $1,526,000 | 639 |
| Total noninterest income | $3,261,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,804,000 | 721 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,457,000 | 1,932 |
| Total noninterest expense | $21,259,000 | 995 |
| Salaries and employee benefits | $11,603,000 | 1,014 |
| Premises and equipment expense | $2,259,000 | 1,049 |
| Additional noninterest expense | $7,397,000 | 897 |
| Pre-tax net operating income | $-311,000 | 5,747 |
| Securities gains (losses) | $47,000 | 1,879 |
| Applicable income taxes | $-360,000 | 5,819 |
| Income before extraordinary items | $96,000 | 5,520 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $96,000 | 5,518 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $96,000 | 5,519 |
| Net charge-offs | $2,351,000 | 354 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $65,920 | 5,544 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $17,497,000 | 1,132 |
| Total interest expense | $3,125,000 | 707 |
| Net interest income | $14,372,000 | 1,226 |
| Provision for loan and lease losses | $1,486,000 | 516 |
| Total noninterest income | $2,223,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,343,000 | 720 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $880,000 | 2,195 |
| Total noninterest expense | $15,606,000 | 1,013 |
| Salaries and employee benefits | $8,583,000 | 1,028 |
| Premises and equipment expense | $1,712,000 | 1,033 |
| Additional noninterest expense | $5,311,000 | 927 |
| Pre-tax net operating income | $-497,000 | 5,880 |
| Securities gains (losses) | $47,000 | 1,814 |
| Applicable income taxes | $-330,000 | 5,922 |
| Income before extraordinary items | $-120,000 | 5,805 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-120,000 | 5,805 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-120,000 | 5,805 |
| Net charge-offs | $2,136,000 | 288 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-150,080 | 5,809 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $11,716,000 | 1,130 |
| Total interest expense | $2,083,000 | 705 |
| Net interest income | $9,633,000 | 1,219 |
| Provision for loan and lease losses | $1,313,000 | 411 |
| Total noninterest income | $1,452,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $870,000 | 727 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $582,000 | 2,184 |
| Total noninterest expense | $10,221,000 | 1,031 |
| Salaries and employee benefits | $5,769,000 | 1,011 |
| Premises and equipment expense | $1,096,000 | 1,079 |
| Additional noninterest expense | $3,356,000 | 982 |
| Pre-tax net operating income | $-449,000 | 5,975 |
| Securities gains (losses) | $47,000 | 1,469 |
| Applicable income taxes | $-257,000 | 6,010 |
| Income before extraordinary items | $-145,000 | 5,907 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-145,000 | 5,908 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-145,000 | 5,908 |
| Net charge-offs | $1,765,000 | 238 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-175,080 | 5,913 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,934,000 | 1,120 |
| Total interest expense | $1,045,000 | 700 |
| Net interest income | $4,889,000 | 1,199 |
| Provision for loan and lease losses | $225,000 | 871 |
| Total noninterest income | $950,000 | 1,344 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $402,000 | 778 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $548,000 | 1,431 |
| Total noninterest expense | $4,929,000 | 1,066 |
| Salaries and employee benefits | $2,820,000 | 1,041 |
| Premises and equipment expense | $518,000 | 1,156 |
| Additional noninterest expense | $1,591,000 | 1,029 |
| Pre-tax net operating income | $685,000 | 2,523 |
| Securities gains (losses) | $35,000 | 980 |
| Applicable income taxes | $191,000 | 1,886 |
| Income before extraordinary items | $529,000 | 2,658 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $529,000 | 2,658 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $529,000 | 2,658 |
| Net charge-offs | $54,000 | 1,382 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $503,450 | 2,692 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $22,760,000 | 1,123 |
| Total interest expense | $4,556,000 | 615 |
| Net interest income | $18,204,000 | 1,251 |
| Provision for loan and lease losses | $1,470,000 | 581 |
| Total noninterest income | $2,649,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,702,000 | 771 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $947,000 | 2,449 |
| Total noninterest expense | $19,175,000 | 1,064 |
| Salaries and employee benefits | $9,893,000 | 1,141 |
| Premises and equipment expense | $1,930,000 | 1,217 |
| Additional noninterest expense | $7,352,000 | 889 |
| Pre-tax net operating income | $208,000 | 5,446 |
| Securities gains (losses) | $16,000 | 2,359 |
| Applicable income taxes | $-1,205,000 | 6,108 |
| Income before extraordinary items | $1,429,000 | 3,313 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,429,000 | 3,313 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,429,000 | 3,314 |
| Net charge-offs | $1,293,000 | 565 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,413,000 | 3,283 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $17,298,000 | 1,116 |
| Total interest expense | $3,436,000 | 608 |
| Net interest income | $13,862,000 | 1,246 |
| Provision for loan and lease losses | $697,000 | 795 |
| Total noninterest income | $2,583,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,272,000 | 775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,311,000 | 1,694 |
| Total noninterest expense | $14,307,000 | 1,074 |
| Salaries and employee benefits | $7,345,000 | 1,160 |
| Premises and equipment expense | $1,463,000 | 1,222 |
| Additional noninterest expense | $5,499,000 | 892 |
| Pre-tax net operating income | $1,441,000 | 3,153 |
| Securities gains (losses) | $16,000 | 2,128 |
| Applicable income taxes | $-745,000 | 6,226 |
| Income before extraordinary items | $2,202,000 | 2,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,202,000 | 2,105 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,202,000 | 2,105 |
| Net charge-offs | $841,000 | 574 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,186,000 | 2,066 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $11,519,000 | 1,119 |
| Total interest expense | $2,293,000 | 605 |
| Net interest income | $9,226,000 | 1,236 |
| Provision for loan and lease losses | $483,000 | 794 |
| Total noninterest income | $1,379,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $830,000 | 780 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $549,000 | 2,311 |
| Total noninterest expense | $9,243,000 | 1,106 |
| Salaries and employee benefits | $4,858,000 | 1,162 |
| Premises and equipment expense | $992,000 | 1,213 |
| Additional noninterest expense | $3,393,000 | 966 |
| Pre-tax net operating income | $879,000 | 3,305 |
| Securities gains (losses) | $16,000 | 1,815 |
| Applicable income taxes | $-858,000 | 6,318 |
| Income before extraordinary items | $1,753,000 | 1,807 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,753,000 | 1,812 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,753,000 | 1,812 |
| Net charge-offs | $514,000 | 627 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,737,000 | 1,780 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,790,000 | 1,111 |
| Total interest expense | $1,155,000 | 604 |
| Net interest income | $4,635,000 | 1,220 |
| Provision for loan and lease losses | $99,000 | 1,484 |
| Total noninterest income | $775,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $395,000 | 793 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $380,000 | 1,836 |
| Total noninterest expense | $4,554,000 | 1,128 |
| Salaries and employee benefits | $2,378,000 | 1,182 |
| Premises and equipment expense | $507,000 | 1,189 |
| Additional noninterest expense | $1,669,000 | 964 |
| Pre-tax net operating income | $757,000 | 2,287 |
| Securities gains (losses) | $15,000 | 1,346 |
| Applicable income taxes | $177,000 | 1,944 |
| Income before extraordinary items | $595,000 | 2,402 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $595,000 | 2,404 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $595,000 | 2,404 |
| Net charge-offs | $287,000 | 553 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $583,450 | 2,375 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $23,167,000 | 1,110 |
| Total interest expense | $4,912,000 | 578 |
| Net interest income | $18,255,000 | 1,230 |
| Provision for loan and lease losses | $1,324,000 | 678 |
| Total noninterest income | $3,330,000 | 1,448 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,929,000 | 709 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,401,000 | 1,853 |
| Total noninterest expense | $18,062,000 | 1,115 |
| Salaries and employee benefits | $9,740,000 | 1,114 |
| Premises and equipment expense | $1,749,000 | 1,356 |
| Additional noninterest expense | $6,573,000 | 997 |
| Pre-tax net operating income | $2,199,000 | 2,820 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $-778,000 | 6,407 |
| Income before extraordinary items | $2,978,000 | 2,034 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,978,000 | 2,033 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,978,000 | 2,033 |
| Net charge-offs | $2,672,000 | 386 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,977,000 | 1,990 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $17,363,000 | 1,117 |
| Total interest expense | $3,697,000 | 589 |
| Net interest income | $13,666,000 | 1,235 |
| Provision for loan and lease losses | $1,248,000 | 540 |
| Total noninterest income | $2,407,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,442,000 | 708 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $965,000 | 1,982 |
| Total noninterest expense | $13,469,000 | 1,125 |
| Salaries and employee benefits | $7,206,000 | 1,135 |
| Premises and equipment expense | $1,265,000 | 1,411 |
| Additional noninterest expense | $4,998,000 | 975 |
| Pre-tax net operating income | $1,356,000 | 3,225 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-983,000 | 6,542 |
| Income before extraordinary items | $2,339,000 | 1,952 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,339,000 | 1,953 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,339,000 | 1,951 |
| Net charge-offs | $2,544,000 | 312 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,339,000 | 1,905 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $11,426,000 | 1,126 |
| Total interest expense | $2,471,000 | 590 |
| Net interest income | $8,955,000 | 1,246 |
| Provision for loan and lease losses | $897,000 | 499 |
| Total noninterest income | $1,619,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $952,000 | 698 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $667,000 | 1,913 |
| Total noninterest expense | $8,930,000 | 1,132 |
| Salaries and employee benefits | $4,822,000 | 1,128 |
| Premises and equipment expense | $902,000 | 1,337 |
| Additional noninterest expense | $3,206,000 | 1,013 |
| Pre-tax net operating income | $747,000 | 3,503 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-1,030,000 | 6,625 |
| Income before extraordinary items | $1,777,000 | 1,699 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,777,000 | 1,702 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,777,000 | 1,701 |
| Net charge-offs | $2,049,000 | 286 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,777,000 | 1,672 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,818,000 | 1,098 |
| Total interest expense | $1,244,000 | 596 |
| Net interest income | $4,574,000 | 1,220 |
| Provision for loan and lease losses | $265,000 | 797 |
| Total noninterest income | $850,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $455,000 | 719 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $395,000 | 1,672 |
| Total noninterest expense | $4,351,000 | 1,175 |
| Salaries and employee benefits | $2,387,000 | 1,152 |
| Premises and equipment expense | $455,000 | 1,346 |
| Additional noninterest expense | $1,509,000 | 1,070 |
| Pre-tax net operating income | $808,000 | 2,083 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $139,000 | 2,071 |
| Income before extraordinary items | $669,000 | 2,078 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $669,000 | 2,080 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $669,000 | 2,080 |
| Net charge-offs | $411,000 | 575 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $669,000 | 2,039 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $23,183,000 | 1,100 |
| Total interest expense | $5,340,000 | 609 |
| Net interest income | $17,843,000 | 1,235 |
| Provision for loan and lease losses | $1,320,000 | 880 |
| Total noninterest income | $1,940,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $2,100,000 | 660 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-160,000 | 6,655 |
| Total noninterest expense | $18,144,000 | 1,126 |
| Salaries and employee benefits | $9,279,000 | 1,172 |
| Premises and equipment expense | $1,850,000 | 1,276 |
| Additional noninterest expense | $7,015,000 | 964 |
| Pre-tax net operating income | $319,000 | 5,450 |
| Securities gains (losses) | $-758,000 | 6,730 |
| Applicable income taxes | $-2,680,000 | 6,734 |
| Income before extraordinary items | $2,241,000 | 2,382 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,241,000 | 2,386 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,241,000 | 2,385 |
| Net charge-offs | $1,944,000 | 762 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,726,120 | 1,991 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $17,367,000 | 1,109 |
| Total interest expense | $4,032,000 | 619 |
| Net interest income | $13,335,000 | 1,234 |
| Provision for loan and lease losses | $1,120,000 | 812 |
| Total noninterest income | $1,599,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,554,000 | 665 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $45,000 | 5,834 |
| Total noninterest expense | $13,634,000 | 1,122 |
| Salaries and employee benefits | $6,920,000 | 1,183 |
| Premises and equipment expense | $1,400,000 | 1,278 |
| Additional noninterest expense | $5,314,000 | 955 |
| Pre-tax net operating income | $180,000 | 5,737 |
| Securities gains (losses) | $-4,000 | 6,407 |
| Applicable income taxes | $-2,314,000 | 6,849 |
| Income before extraordinary items | $2,490,000 | 1,777 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,490,000 | 1,781 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,490,000 | 1,782 |
| Net charge-offs | $1,544,000 | 724 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,494,000 | 1,735 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,605,000 | 1,096 |
| Total interest expense | $2,711,000 | 633 |
| Net interest income | $8,894,000 | 1,221 |
| Provision for loan and lease losses | $568,000 | 1,063 |
| Total noninterest income | $1,807,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,018,000 | 662 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $789,000 | 1,871 |
| Total noninterest expense | $8,979,000 | 1,135 |
| Salaries and employee benefits | $4,602,000 | 1,181 |
| Premises and equipment expense | $928,000 | 1,283 |
| Additional noninterest expense | $3,449,000 | 967 |
| Pre-tax net operating income | $1,154,000 | 2,651 |
| Securities gains (losses) | $-4,000 | 6,577 |
| Applicable income taxes | $-1,862,000 | 6,911 |
| Income before extraordinary items | $3,012,000 | 1,032 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,012,000 | 1,033 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,012,000 | 1,035 |
| Net charge-offs | $654,000 | 1,046 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,016,000 | 980 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,817,000 | 1,102 |
| Total interest expense | $1,366,000 | 653 |
| Net interest income | $4,451,000 | 1,224 |
| Provision for loan and lease losses | $219,000 | 1,288 |
| Total noninterest income | $1,005,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $502,000 | 661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $503,000 | 1,573 |
| Total noninterest expense | $4,517,000 | 1,138 |
| Salaries and employee benefits | $2,339,000 | 1,174 |
| Premises and equipment expense | $486,000 | 1,247 |
| Additional noninterest expense | $1,692,000 | 994 |
| Pre-tax net operating income | $720,000 | 2,218 |
| Securities gains (losses) | $-4,000 | 6,727 |
| Applicable income taxes | $116,000 | 2,250 |
| Income before extraordinary items | $600,000 | 2,264 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $600,000 | 2,266 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $600,000 | 2,266 |
| Net charge-offs | $233,000 | 1,238 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $603,360 | 2,172 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $25,151,000 | 1,057 |
| Total interest expense | $6,940,000 | 610 |
| Net interest income | $18,211,000 | 1,219 |
| Provision for loan and lease losses | $958,000 | 1,822 |
| Total noninterest income | $3,334,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,106,000 | 674 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,228,000 | 2,110 |
| Total noninterest expense | $18,287,000 | 1,089 |
| Salaries and employee benefits | $9,303,000 | 1,137 |
| Premises and equipment expense | $1,942,000 | 1,215 |
| Additional noninterest expense | $7,042,000 | 992 |
| Pre-tax net operating income | $2,300,000 | 2,560 |
| Securities gains (losses) | $495,000 | 950 |
| Applicable income taxes | $220,000 | 2,932 |
| Income before extraordinary items | $2,575,000 | 2,115 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,575,000 | 2,114 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,575,000 | 2,116 |
| Net charge-offs | $2,533,000 | 968 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,119,600 | 2,349 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $19,103,000 | 1,068 |
| Total interest expense | $5,476,000 | 612 |
| Net interest income | $13,627,000 | 1,231 |
| Provision for loan and lease losses | $857,000 | 1,631 |
| Total noninterest income | $3,119,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,526,000 | 704 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,593,000 | 1,463 |
| Total noninterest expense | $13,597,000 | 1,096 |
| Salaries and employee benefits | $6,888,000 | 1,142 |
| Premises and equipment expense | $1,495,000 | 1,191 |
| Additional noninterest expense | $5,214,000 | 1,000 |
| Pre-tax net operating income | $2,292,000 | 2,123 |
| Securities gains (losses) | $495,000 | 754 |
| Applicable income taxes | $519,000 | 1,899 |
| Income before extraordinary items | $2,268,000 | 1,886 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,268,000 | 1,885 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,268,000 | 1,887 |
| Net charge-offs | $2,032,000 | 918 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,867,050 | 2,116 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,948,000 | 1,050 |
| Total interest expense | $3,824,000 | 603 |
| Net interest income | $9,124,000 | 1,226 |
| Provision for loan and lease losses | $621,000 | 1,539 |
| Total noninterest income | $2,165,000 | 1,261 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,006,000 | 705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,159,000 | 1,373 |
| Total noninterest expense | $9,114,000 | 1,092 |
| Salaries and employee benefits | $4,595,000 | 1,141 |
| Premises and equipment expense | $1,008,000 | 1,172 |
| Additional noninterest expense | $3,511,000 | 993 |
| Pre-tax net operating income | $1,554,000 | 2,080 |
| Securities gains (losses) | $38,000 | 2,209 |
| Applicable income taxes | $246,000 | 2,256 |
| Income before extraordinary items | $1,346,000 | 2,070 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,346,000 | 2,069 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,346,000 | 2,070 |
| Net charge-offs | $1,595,000 | 821 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,313,700 | 2,001 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,426,000 | 1,063 |
| Total interest expense | $2,005,000 | 592 |
| Net interest income | $4,421,000 | 1,256 |
| Provision for loan and lease losses | $505,000 | 1,033 |
| Total noninterest income | $1,173,000 | 1,181 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $494,000 | 710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $679,000 | 1,206 |
| Total noninterest expense | $4,312,000 | 1,159 |
| Salaries and employee benefits | $2,247,000 | 1,156 |
| Premises and equipment expense | $508,000 | 1,177 |
| Additional noninterest expense | $1,557,000 | 1,093 |
| Pre-tax net operating income | $777,000 | 2,073 |
| Securities gains (losses) | $-165,000 | 7,226 |
| Applicable income taxes | $56,000 | 2,964 |
| Income before extraordinary items | $556,000 | 2,402 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $556,000 | 2,404 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $556,000 | 2,405 |
| Net charge-offs | $601,000 | 970 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $706,150 | 1,896 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $27,154,000 | 1,031 |
| Total interest expense | $9,401,000 | 615 |
| Net interest income | $17,753,000 | 1,252 |
| Provision for loan and lease losses | $4,648,000 | 833 |
| Total noninterest income | $2,929,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,132,000 | 685 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $797,000 | 2,452 |
| Total noninterest expense | $19,578,000 | 1,003 |
| Salaries and employee benefits | $9,780,000 | 1,002 |
| Premises and equipment expense | $2,001,000 | 1,256 |
| Additional noninterest expense | $7,797,000 | 909 |
| Pre-tax net operating income | $-3,544,000 | 6,965 |
| Securities gains (losses) | $-18,000 | 6,919 |
| Applicable income taxes | $2,362,000 | 693 |
| Income before extraordinary items | $-5,924,000 | 7,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,924,000 | 7,105 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,924,000 | 7,106 |
| Net charge-offs | $5,944,000 | 691 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-5,906,000 | 7,100 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,689,000 | 1,024 |
| Total interest expense | $7,206,000 | 626 |
| Net interest income | $13,483,000 | 1,245 |
| Provision for loan and lease losses | $4,238,000 | 709 |
| Total noninterest income | $2,280,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,576,000 | 701 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $704,000 | 2,209 |
| Total noninterest expense | $14,607,000 | 1,014 |
| Salaries and employee benefits | $7,465,000 | 989 |
| Premises and equipment expense | $1,515,000 | 1,259 |
| Additional noninterest expense | $5,627,000 | 942 |
| Pre-tax net operating income | $-3,082,000 | 7,114 |
| Securities gains (losses) | $-18,000 | 7,050 |
| Applicable income taxes | $-1,524,000 | 7,343 |
| Income before extraordinary items | $-1,576,000 | 6,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,576,000 | 6,998 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,576,000 | 6,998 |
| Net charge-offs | $4,620,000 | 667 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,564,480 | 6,970 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,902,000 | 1,030 |
| Total interest expense | $4,902,000 | 642 |
| Net interest income | $9,000,000 | 1,244 |
| Provision for loan and lease losses | $3,789,000 | 559 |
| Total noninterest income | $1,545,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,038,000 | 707 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $507,000 | 2,077 |
| Total noninterest expense | $9,826,000 | 1,020 |
| Salaries and employee benefits | $5,033,000 | 981 |
| Premises and equipment expense | $993,000 | 1,290 |
| Additional noninterest expense | $3,800,000 | 957 |
| Pre-tax net operating income | $-3,070,000 | 7,270 |
| Securities gains (losses) | $-126,000 | 7,339 |
| Applicable income taxes | $-1,401,000 | 7,432 |
| Income before extraordinary items | $-1,795,000 | 7,189 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,795,000 | 7,190 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,795,000 | 7,190 |
| Net charge-offs | $2,952,000 | 700 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,714,360 | 7,161 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,990,000 | 1,037 |
| Total interest expense | $2,555,000 | 637 |
| Net interest income | $4,435,000 | 1,260 |
| Provision for loan and lease losses | $3,603,000 | 311 |
| Total noninterest income | $803,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $498,000 | 719 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $305,000 | 1,891 |
| Total noninterest expense | $4,769,000 | 1,052 |
| Salaries and employee benefits | $2,507,000 | 996 |
| Premises and equipment expense | $499,000 | 1,307 |
| Additional noninterest expense | $1,763,000 | 1,004 |
| Pre-tax net operating income | $-3,134,000 | 7,461 |
| Securities gains (losses) | $-85,000 | 7,386 |
| Applicable income taxes | $-1,253,000 | 7,530 |
| Income before extraordinary items | $-1,966,000 | 7,401 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,966,000 | 7,401 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,966,000 | 7,401 |
| Net charge-offs | $1,708,000 | 604 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,911,600 | 7,397 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $30,736,000 | 994 |
| Total interest expense | $11,944,000 | 670 |
| Net interest income | $18,792,000 | 1,198 |
| Provision for loan and lease losses | $4,799,000 | 1,184 |
| Total noninterest income | $2,061,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,060,000 | 733 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 6,937 |
| Total noninterest expense | $18,402,000 | 1,083 |
| Salaries and employee benefits | $9,990,000 | 982 |
| Premises and equipment expense | $2,259,000 | 1,152 |
| Additional noninterest expense | $6,153,000 | 1,201 |
| Pre-tax net operating income | $-2,348,000 | 6,833 |
| Securities gains (losses) | $-1,426,000 | 7,547 |
| Applicable income taxes | $-2,265,000 | 7,477 |
| Income before extraordinary items | $-1,509,000 | 6,743 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,509,000 | 6,743 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,509,000 | 6,744 |
| Net charge-offs | $6,160,000 | 862 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-596,360 | 6,379 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $23,417,000 | 990 |
| Total interest expense | $9,145,000 | 676 |
| Net interest income | $14,272,000 | 1,192 |
| Provision for loan and lease losses | $2,993,000 | 1,270 |
| Total noninterest income | $2,193,000 | 1,572 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,515,000 | 761 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $678,000 | 2,317 |
| Total noninterest expense | $13,336,000 | 1,101 |
| Salaries and employee benefits | $7,474,000 | 969 |
| Premises and equipment expense | $1,716,000 | 1,155 |
| Additional noninterest expense | $4,146,000 | 1,304 |
| Pre-tax net operating income | $136,000 | 5,479 |
| Securities gains (losses) | $-1,134,000 | 7,667 |
| Applicable income taxes | $-1,080,000 | 7,513 |
| Income before extraordinary items | $82,000 | 5,809 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $82,000 | 5,812 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $82,000 | 5,811 |
| Net charge-offs | $5,112,000 | 772 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $807,760 | 3,142 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,875,000 | 988 |
| Total interest expense | $6,130,000 | 698 |
| Net interest income | $9,745,000 | 1,157 |
| Provision for loan and lease losses | $1,891,000 | 1,325 |
| Total noninterest income | $1,671,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $980,000 | 786 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $691,000 | 1,696 |
| Total noninterest expense | $9,288,000 | 1,061 |
| Salaries and employee benefits | $5,196,000 | 940 |
| Premises and equipment expense | $1,164,000 | 1,140 |
| Additional noninterest expense | $2,928,000 | 1,213 |
| Pre-tax net operating income | $237,000 | 4,722 |
| Securities gains (losses) | $-553,000 | 7,696 |
| Applicable income taxes | $-633,000 | 7,527 |
| Income before extraordinary items | $317,000 | 4,202 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $317,000 | 4,201 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $317,000 | 4,201 |
| Net charge-offs | $2,568,000 | 936 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $670,920 | 2,738 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 1,004 |
| Total interest expense | $3,102,000 | 727 |
| Net interest income | $4,897,000 | 1,156 |
| Provision for loan and lease losses | $1,212,000 | 1,024 |
| Total noninterest income | $781,000 | 1,471 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $461,000 | 847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $320,000 | 1,764 |
| Total noninterest expense | $4,590,000 | 1,089 |
| Salaries and employee benefits | $2,622,000 | 935 |
| Premises and equipment expense | $588,000 | 1,157 |
| Additional noninterest expense | $1,380,000 | 1,285 |
| Pre-tax net operating income | $-124,000 | 6,710 |
| Securities gains (losses) | $-1,000 | 7,364 |
| Applicable income taxes | $-299,000 | 7,627 |
| Income before extraordinary items | $174,000 | 4,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $174,000 | 4,127 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $174,000 | 4,127 |
| Net charge-offs | $885,000 | 1,127 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $174,640 | 4,026 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $34,475,000 | 982 |
| Total interest expense | $15,712,000 | 734 |
| Net interest income | $18,763,000 | 1,187 |
| Provision for loan and lease losses | $9,614,000 | 900 |
| Total noninterest income | $4,123,000 | 1,267 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,244,000 | 756 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,879,000 | 1,436 |
| Total noninterest expense | $19,154,000 | 1,088 |
| Salaries and employee benefits | $10,491,000 | 931 |
| Premises and equipment expense | $2,310,000 | 1,176 |
| Additional noninterest expense | $6,353,000 | 1,208 |
| Pre-tax net operating income | $-5,882,000 | 7,265 |
| Securities gains (losses) | $-5,088,000 | 7,892 |
| Applicable income taxes | $-5,234,000 | 7,767 |
| Income before extraordinary items | $-5,736,000 | 7,329 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,736,000 | 7,329 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,736,000 | 7,329 |
| Net charge-offs | $3,104,000 | 1,569 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,479,680 | 6,886 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $26,220,000 | 987 |
| Total interest expense | $12,057,000 | 758 |
| Net interest income | $14,163,000 | 1,173 |
| Provision for loan and lease losses | $1,469,000 | 2,249 |
| Total noninterest income | $3,862,000 | 1,077 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,658,000 | 763 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,204,000 | 1,082 |
| Total noninterest expense | $14,384,000 | 1,073 |
| Salaries and employee benefits | $7,931,000 | 947 |
| Premises and equipment expense | $1,756,000 | 1,176 |
| Additional noninterest expense | $4,697,000 | 1,198 |
| Pre-tax net operating income | $2,172,000 | 1,493 |
| Securities gains (losses) | $-1,864,000 | 7,923 |
| Applicable income taxes | $-1,091,000 | 7,578 |
| Income before extraordinary items | $1,399,000 | 1,899 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,399,000 | 1,898 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,399,000 | 1,899 |
| Net charge-offs | $1,160,000 | 2,041 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,263,000 | 827 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $18,023,000 | 973 |
| Total interest expense | $8,253,000 | 784 |
| Net interest income | $9,770,000 | 1,137 |
| Provision for loan and lease losses | $742,000 | 2,425 |
| Total noninterest income | $2,834,000 | 1,008 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,072,000 | 776 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,762,000 | 977 |
| Total noninterest expense | $9,646,000 | 1,092 |
| Salaries and employee benefits | $5,341,000 | 957 |
| Premises and equipment expense | $1,193,000 | 1,182 |
| Additional noninterest expense | $3,112,000 | 1,225 |
| Pre-tax net operating income | $2,216,000 | 1,024 |
| Securities gains (losses) | $185,000 | 1,061 |
| Applicable income taxes | $-104,000 | 7,155 |
| Income before extraordinary items | $2,505,000 | 736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,505,000 | 731 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,505,000 | 736 |
| Net charge-offs | $680,000 | 2,011 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,320,000 | 775 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,215,000 | 968 |
| Total interest expense | $4,207,000 | 800 |
| Net interest income | $5,008,000 | 1,094 |
| Provision for loan and lease losses | $389,000 | 2,024 |
| Total noninterest income | $1,527,000 | 927 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $505,000 | 803 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,022,000 | 837 |
| Total noninterest expense | $5,033,000 | 999 |
| Salaries and employee benefits | $2,707,000 | 945 |
| Premises and equipment expense | $617,000 | 1,167 |
| Additional noninterest expense | $1,709,000 | 987 |
| Pre-tax net operating income | $1,113,000 | 1,151 |
| Securities gains (losses) | $101,000 | 987 |
| Applicable income taxes | $-71,000 | 7,492 |
| Income before extraordinary items | $1,285,000 | 811 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,285,000 | 812 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,285,000 | 813 |
| Net charge-offs | $249,000 | 1,958 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,184,000 | 831 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $39,317,000 | 949 |
| Total interest expense | $19,304,000 | 823 |
| Net interest income | $20,013,000 | 1,088 |
| Provision for loan and lease losses | $1,590,000 | 2,081 |
| Total noninterest income | $4,250,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,436,000 | 712 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,814,000 | 1,396 |
| Total noninterest expense | $23,662,000 | 840 |
| Salaries and employee benefits | $10,096,000 | 985 |
| Premises and equipment expense | $2,426,000 | 1,143 |
| Additional noninterest expense | $11,140,000 | 620 |
| Pre-tax net operating income | $-989,000 | 7,014 |
| Securities gains (losses) | $137,000 | 922 |
| Applicable income taxes | $-1,543,000 | 7,853 |
| Income before extraordinary items | $691,000 | 3,961 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $691,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,049,000 | 1,903 |
| Cash dividends | $2,500,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $2,312,000 | 312 |
| Net operating income | $603,320 | 4,320 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $29,782,000 | 966 |
| Total interest expense | $14,712,000 | 842 |
| Net interest income | $15,070,000 | 1,100 |
| Provision for loan and lease losses | $1,351,000 | 1,528 |
| Total noninterest income | $3,301,000 | 1,225 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,840,000 | 718 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,461,000 | 1,390 |
| Total noninterest expense | $16,972,000 | 872 |
| Salaries and employee benefits | $7,501,000 | 1,017 |
| Premises and equipment expense | $1,810,000 | 1,147 |
| Additional noninterest expense | $7,661,000 | 632 |
| Pre-tax net operating income | $48,000 | 6,594 |
| Securities gains (losses) | $119,000 | 852 |
| Applicable income taxes | $424,000 | 2,091 |
| Income before extraordinary items | $-257,000 | 6,973 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-257,000 | 6,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $899,000 | 1,391 |
| Cash dividends | $2,500,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $2,314,000 | 213 |
| Net operating income | $-333,160 | 7,202 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,992,000 | 973 |
| Total interest expense | $10,048,000 | 852 |
| Net interest income | $9,944,000 | 1,102 |
| Provision for loan and lease losses | $842,000 | 1,368 |
| Total noninterest income | $2,177,000 | 1,237 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,223,000 | 709 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $954,000 | 1,453 |
| Total noninterest expense | $8,583,000 | 1,129 |
| Salaries and employee benefits | $4,992,000 | 1,031 |
| Premises and equipment expense | $1,198,000 | 1,158 |
| Additional noninterest expense | $2,393,000 | 1,242 |
| Pre-tax net operating income | $2,696,000 | 1,296 |
| Securities gains (losses) | $119,000 | 845 |
| Applicable income taxes | $237,000 | 2,493 |
| Income before extraordinary items | $2,578,000 | 1,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,578,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 1,182 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,468,520 | 1,095 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,114,000 | 988 |
| Total interest expense | $5,222,000 | 874 |
| Net interest income | $4,892,000 | 1,118 |
| Provision for loan and lease losses | $409,000 | 1,131 |
| Total noninterest income | $1,016,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $580,000 | 748 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $436,000 | 1,547 |
| Total noninterest expense | $4,182,000 | 1,161 |
| Salaries and employee benefits | $2,460,000 | 1,049 |
| Premises and equipment expense | $586,000 | 1,182 |
| Additional noninterest expense | $1,136,000 | 1,264 |
| Pre-tax net operating income | $1,317,000 | 1,419 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $47,000 | 3,621 |
| Income before extraordinary items | $1,278,000 | 1,177 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,278,000 | 1,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 900 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,270,320 | 1,144 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $40,285,000 | 1,048 |
| Total interest expense | $20,816,000 | 955 |
| Net interest income | $19,469,000 | 1,138 |
| Provision for loan and lease losses | $710,000 | 1,830 |
| Total noninterest income | $4,164,000 | 1,262 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,389,000 | 744 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,775,000 | 1,476 |
| Total noninterest expense | $16,748,000 | 1,121 |
| Salaries and employee benefits | $9,792,000 | 1,029 |
| Premises and equipment expense | $2,226,000 | 1,184 |
| Additional noninterest expense | $4,730,000 | 1,193 |
| Pre-tax net operating income | $6,175,000 | 1,358 |
| Securities gains (losses) | $80,000 | 670 |
| Applicable income taxes | $810,000 | 2,126 |
| Income before extraordinary items | $5,445,000 | 1,177 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,445,000 | 1,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $620,000 | 1,452 |
| Cash dividends | $5,000,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,375,400 | 1,187 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $30,055,000 | 1,056 |
| Total interest expense | $15,523,000 | 956 |
| Net interest income | $14,532,000 | 1,153 |
| Provision for loan and lease losses | $451,000 | 1,696 |
| Total noninterest income | $3,151,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,755,000 | 750 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,396,000 | 1,447 |
| Total noninterest expense | $12,439,000 | 1,126 |
| Salaries and employee benefits | $7,214,000 | 1,036 |
| Premises and equipment expense | $1,647,000 | 1,198 |
| Additional noninterest expense | $3,578,000 | 1,157 |
| Pre-tax net operating income | $4,793,000 | 1,410 |
| Securities gains (losses) | $35,000 | 707 |
| Applicable income taxes | $657,000 | 2,170 |
| Income before extraordinary items | $4,171,000 | 1,234 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,171,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,290 |
| Cash dividends | $1,000,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,140,900 | 1,232 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,024,000 | 1,072 |
| Total interest expense | $10,212,000 | 980 |
| Net interest income | $9,812,000 | 1,158 |
| Provision for loan and lease losses | $358,000 | 1,343 |
| Total noninterest income | $2,121,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,159,000 | 765 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $962,000 | 1,440 |
| Total noninterest expense | $8,294,000 | 1,141 |
| Salaries and employee benefits | $4,774,000 | 1,069 |
| Premises and equipment expense | $1,130,000 | 1,184 |
| Additional noninterest expense | $2,390,000 | 1,168 |
| Pre-tax net operating income | $3,281,000 | 1,432 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $477,000 | 2,136 |
| Income before extraordinary items | $2,804,000 | 1,274 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,804,000 | 1,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 954 |
| Cash dividends | $1,000,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,804,000 | 1,257 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,946,000 | 1,070 |
| Total interest expense | $5,078,000 | 969 |
| Net interest income | $4,868,000 | 1,154 |
| Provision for loan and lease losses | $210,000 | 1,110 |
| Total noninterest income | $1,013,000 | 1,296 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $572,000 | 737 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $441,000 | 1,500 |
| Total noninterest expense | $4,111,000 | 1,143 |
| Salaries and employee benefits | $2,369,000 | 1,083 |
| Premises and equipment expense | $558,000 | 1,207 |
| Additional noninterest expense | $1,184,000 | 1,155 |
| Pre-tax net operating income | $1,560,000 | 1,485 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $229,000 | 2,208 |
| Income before extraordinary items | $1,331,000 | 1,317 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,331,000 | 1,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 768 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,331,000 | 1,305 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $36,833,000 | 1,069 |
| Total interest expense | $17,907,000 | 933 |
| Net interest income | $18,926,000 | 1,180 |
| Provision for loan and lease losses | $1,142,000 | 921 |
| Total noninterest income | $4,497,000 | 1,199 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,823,000 | 601 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,674,000 | 1,532 |
| Total noninterest expense | $15,688,000 | 1,145 |
| Salaries and employee benefits | $8,996,000 | 1,077 |
| Premises and equipment expense | $2,251,000 | 1,136 |
| Additional noninterest expense | $4,441,000 | 1,201 |
| Pre-tax net operating income | $6,593,000 | 1,471 |
| Securities gains (losses) | $99,000 | 545 |
| Applicable income taxes | $1,108,000 | 2,058 |
| Income before extraordinary items | $5,584,000 | 1,301 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,584,000 | 1,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $941,000 | 732 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,501,830 | 1,312 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $27,026,000 | 1,098 |
| Total interest expense | $12,937,000 | 940 |
| Net interest income | $14,089,000 | 1,205 |
| Provision for loan and lease losses | $896,000 | 858 |
| Total noninterest income | $3,382,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,175,000 | 591 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,207,000 | 1,583 |
| Total noninterest expense | $11,562,000 | 1,178 |
| Salaries and employee benefits | $6,620,000 | 1,107 |
| Premises and equipment expense | $1,689,000 | 1,140 |
| Additional noninterest expense | $3,253,000 | 1,232 |
| Pre-tax net operating income | $5,013,000 | 1,504 |
| Securities gains (losses) | $23,000 | 711 |
| Applicable income taxes | $867,000 | 2,076 |
| Income before extraordinary items | $4,169,000 | 1,364 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,169,000 | 1,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 599 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,149,910 | 1,351 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,534,000 | 1,102 |
| Total interest expense | $8,234,000 | 939 |
| Net interest income | $9,300,000 | 1,223 |
| Provision for loan and lease losses | $579,000 | 863 |
| Total noninterest income | $2,163,000 | 1,238 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,496,000 | 572 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $667,000 | 1,825 |
| Total noninterest expense | $7,582,000 | 1,206 |
| Salaries and employee benefits | $4,342,000 | 1,134 |
| Premises and equipment expense | $1,131,000 | 1,132 |
| Additional noninterest expense | $2,109,000 | 1,278 |
| Pre-tax net operating income | $3,302,000 | 1,524 |
| Securities gains (losses) | $23,000 | 581 |
| Applicable income taxes | $589,000 | 2,084 |
| Income before extraordinary items | $2,736,000 | 1,373 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,736,000 | 1,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 592 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,717,140 | 1,377 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,501,000 | 1,107 |
| Total interest expense | $3,938,000 | 925 |
| Net interest income | $4,563,000 | 1,249 |
| Provision for loan and lease losses | $223,000 | 1,063 |
| Total noninterest income | $1,004,000 | 1,273 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $738,000 | 556 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $266,000 | 2,115 |
| Total noninterest expense | $3,684,000 | 1,241 |
| Salaries and employee benefits | $2,124,000 | 1,166 |
| Premises and equipment expense | $587,000 | 1,093 |
| Additional noninterest expense | $973,000 | 1,350 |
| Pre-tax net operating income | $1,660,000 | 1,489 |
| Securities gains (losses) | $23,000 | 452 |
| Applicable income taxes | $300,000 | 2,029 |
| Income before extraordinary items | $1,383,000 | 1,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,383,000 | 1,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 540 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,364,140 | 1,325 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $32,019,000 | 1,030 |
| Total interest expense | $13,907,000 | 817 |
| Net interest income | $18,112,000 | 1,190 |
| Provision for loan and lease losses | $1,155,000 | 918 |
| Total noninterest income | $4,132,000 | 1,247 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,585,000 | 673 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,547,000 | 1,624 |
| Total noninterest expense | $14,892,000 | 1,164 |
| Salaries and employee benefits | $8,734,000 | 1,058 |
| Premises and equipment expense | $2,098,000 | 1,170 |
| Additional noninterest expense | $4,060,000 | 1,276 |
| Pre-tax net operating income | $6,197,000 | 1,541 |
| Securities gains (losses) | $559,000 | 264 |
| Applicable income taxes | $1,363,000 | 1,819 |
| Income before extraordinary items | $5,393,000 | 1,323 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,393,000 | 1,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $977,000 | 690 |
| Cash dividends | $2,500,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,945,800 | 1,410 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $23,592,000 | 1,015 |
| Total interest expense | $10,090,000 | 796 |
| Net interest income | $13,502,000 | 1,178 |
| Provision for loan and lease losses | $782,000 | 960 |
| Total noninterest income | $2,889,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,725,000 | 749 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,164,000 | 1,622 |
| Total noninterest expense | $11,168,000 | 1,141 |
| Salaries and employee benefits | $6,547,000 | 1,047 |
| Premises and equipment expense | $1,549,000 | 1,171 |
| Additional noninterest expense | $3,072,000 | 1,247 |
| Pre-tax net operating income | $4,441,000 | 1,613 |
| Securities gains (losses) | $559,000 | 248 |
| Applicable income taxes | $1,033,000 | 1,828 |
| Income before extraordinary items | $3,967,000 | 1,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,967,000 | 1,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $663,000 | 675 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,525,390 | 1,478 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,605,000 | 996 |
| Total interest expense | $6,504,000 | 770 |
| Net interest income | $9,101,000 | 1,158 |
| Provision for loan and lease losses | $535,000 | 928 |
| Total noninterest income | $1,895,000 | 1,326 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,084,000 | 778 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $811,000 | 1,566 |
| Total noninterest expense | $7,538,000 | 1,112 |
| Salaries and employee benefits | $4,459,000 | 1,011 |
| Premises and equipment expense | $1,033,000 | 1,159 |
| Additional noninterest expense | $2,046,000 | 1,226 |
| Pre-tax net operating income | $2,923,000 | 1,598 |
| Securities gains (losses) | $491,000 | 222 |
| Applicable income taxes | $759,000 | 1,690 |
| Income before extraordinary items | $2,655,000 | 1,325 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,655,000 | 1,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 635 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,272,020 | 1,493 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,644,000 | 1,002 |
| Total interest expense | $3,155,000 | 759 |
| Net interest income | $4,489,000 | 1,166 |
| Provision for loan and lease losses | $288,000 | 821 |
| Total noninterest income | $929,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $498,000 | 820 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $431,000 | 1,469 |
| Total noninterest expense | $3,770,000 | 1,108 |
| Salaries and employee benefits | $2,233,000 | 999 |
| Premises and equipment expense | $528,000 | 1,147 |
| Additional noninterest expense | $1,009,000 | 1,234 |
| Pre-tax net operating income | $1,360,000 | 1,684 |
| Securities gains (losses) | $280,000 | 211 |
| Applicable income taxes | $295,000 | 2,003 |
| Income before extraordinary items | $1,345,000 | 1,284 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,345,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 563 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,115,400 | 1,493 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $29,214,000 | 968 |
| Total interest expense | $11,576,000 | 713 |
| Net interest income | $17,638,000 | 1,142 |
| Provision for loan and lease losses | $1,300,000 | 823 |
| Total noninterest income | $4,016,000 | 1,269 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,573,000 | 682 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,443,000 | 1,687 |
| Total noninterest expense | $14,809,000 | 1,098 |
| Salaries and employee benefits | $8,650,000 | 990 |
| Premises and equipment expense | $2,135,000 | 1,084 |
| Additional noninterest expense | $4,024,000 | 1,227 |
| Pre-tax net operating income | $5,545,000 | 1,541 |
| Securities gains (losses) | $400,000 | 523 |
| Applicable income taxes | $1,042,000 | 2,087 |
| Income before extraordinary items | $4,903,000 | 1,322 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,903,000 | 1,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,393,000 | 603 |
| Cash dividends | $2,000,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,575,000 | 1,370 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $21,732,000 | 962 |
| Total interest expense | $8,494,000 | 717 |
| Net interest income | $13,238,000 | 1,124 |
| Provision for loan and lease losses | $1,062,000 | 737 |
| Total noninterest income | $3,018,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,926,000 | 689 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,092,000 | 1,665 |
| Total noninterest expense | $10,970,000 | 1,101 |
| Salaries and employee benefits | $6,447,000 | 993 |
| Premises and equipment expense | $1,572,000 | 1,102 |
| Additional noninterest expense | $2,951,000 | 1,248 |
| Pre-tax net operating income | $4,224,000 | 1,525 |
| Securities gains (losses) | $367,000 | 525 |
| Applicable income taxes | $819,000 | 2,073 |
| Income before extraordinary items | $3,772,000 | 1,307 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,772,000 | 1,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $966,000 | 584 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,471,060 | 1,373 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,462,000 | 947 |
| Total interest expense | $5,607,000 | 711 |
| Net interest income | $8,855,000 | 1,108 |
| Provision for loan and lease losses | $689,000 | 746 |
| Total noninterest income | $1,949,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,261,000 | 691 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $688,000 | 1,740 |
| Total noninterest expense | $7,217,000 | 1,118 |
| Salaries and employee benefits | $4,253,000 | 1,009 |
| Premises and equipment expense | $1,034,000 | 1,125 |
| Additional noninterest expense | $1,930,000 | 1,258 |
| Pre-tax net operating income | $2,898,000 | 1,467 |
| Securities gains (losses) | $203,000 | 646 |
| Applicable income taxes | $564,000 | 2,027 |
| Income before extraordinary items | $2,537,000 | 1,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,537,000 | 1,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $645,000 | 585 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,370,540 | 1,314 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,289,000 | 947 |
| Total interest expense | $2,827,000 | 719 |
| Net interest income | $4,462,000 | 1,103 |
| Provision for loan and lease losses | $348,000 | 719 |
| Total noninterest income | $942,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $593,000 | 716 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $349,000 | 1,690 |
| Total noninterest expense | $3,581,000 | 1,132 |
| Salaries and employee benefits | $2,095,000 | 1,031 |
| Premises and equipment expense | $543,000 | 1,092 |
| Additional noninterest expense | $943,000 | 1,272 |
| Pre-tax net operating income | $1,475,000 | 1,405 |
| Securities gains (losses) | $53,000 | 1,163 |
| Applicable income taxes | $275,000 | 2,054 |
| Income before extraordinary items | $1,253,000 | 1,291 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,253,000 | 1,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 554 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,209,540 | 1,265 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $29,187,000 | 964 |
| Total interest expense | $12,262,000 | 717 |
| Net interest income | $16,925,000 | 1,145 |
| Provision for loan and lease losses | $2,053,000 | 636 |
| Total noninterest income | $3,912,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,588,000 | 665 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,324,000 | 1,984 |
| Total noninterest expense | $13,412,000 | 1,208 |
| Salaries and employee benefits | $7,707,000 | 1,094 |
| Premises and equipment expense | $2,050,000 | 1,115 |
| Additional noninterest expense | $3,655,000 | 1,356 |
| Pre-tax net operating income | $5,372,000 | 1,528 |
| Securities gains (losses) | $589,000 | 674 |
| Applicable income taxes | $1,195,000 | 1,943 |
| Income before extraordinary items | $4,766,000 | 1,338 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,766,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,656,000 | 633 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,294,800 | 1,398 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $21,918,000 | 980 |
| Total interest expense | $9,337,000 | 737 |
| Net interest income | $12,581,000 | 1,172 |
| Provision for loan and lease losses | $1,427,000 | 676 |
| Total noninterest income | $2,893,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,885,000 | 690 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,008,000 | 2,035 |
| Total noninterest expense | $9,901,000 | 1,231 |
| Salaries and employee benefits | $5,662,000 | 1,119 |
| Premises and equipment expense | $1,563,000 | 1,100 |
| Additional noninterest expense | $2,676,000 | 1,378 |
| Pre-tax net operating income | $4,146,000 | 1,529 |
| Securities gains (losses) | $385,000 | 812 |
| Applicable income taxes | $950,000 | 1,934 |
| Income before extraordinary items | $3,581,000 | 1,388 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,581,000 | 1,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,121,000 | 640 |
| Cash dividends | $700,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,276,850 | 1,425 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,615,000 | 992 |
| Total interest expense | $6,294,000 | 761 |
| Net interest income | $8,321,000 | 1,180 |
| Provision for loan and lease losses | $980,000 | 649 |
| Total noninterest income | $1,871,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,235,000 | 691 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $636,000 | 2,112 |
| Total noninterest expense | $6,505,000 | 1,247 |
| Salaries and employee benefits | $3,732,000 | 1,139 |
| Premises and equipment expense | $1,040,000 | 1,098 |
| Additional noninterest expense | $1,733,000 | 1,430 |
| Pre-tax net operating income | $2,707,000 | 1,555 |
| Securities gains (losses) | $382,000 | 691 |
| Applicable income taxes | $676,000 | 1,868 |
| Income before extraordinary items | $2,413,000 | 1,372 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,413,000 | 1,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $702,000 | 662 |
| Cash dividends | $700,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,115,040 | 1,438 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,325,000 | 991 |
| Total interest expense | $3,166,000 | 770 |
| Net interest income | $4,159,000 | 1,180 |
| Provision for loan and lease losses | $470,000 | 649 |
| Total noninterest income | $892,000 | 1,452 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $579,000 | 715 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $313,000 | 2,054 |
| Total noninterest expense | $3,189,000 | 1,262 |
| Salaries and employee benefits | $1,859,000 | 1,133 |
| Premises and equipment expense | $512,000 | 1,131 |
| Additional noninterest expense | $818,000 | 1,462 |
| Pre-tax net operating income | $1,392,000 | 1,513 |
| Securities gains (losses) | $102,000 | 992 |
| Applicable income taxes | $338,000 | 1,876 |
| Income before extraordinary items | $1,156,000 | 1,415 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,156,000 | 1,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 686 |
| Cash dividends | $600,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,077,460 | 1,413 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,654,000 | 996 |
| Total interest expense | $13,572,000 | 832 |
| Net interest income | $17,082,000 | 1,133 |
| Provision for loan and lease losses | $1,823,000 | 802 |
| Total noninterest income | $3,405,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,577,000 | 634 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $828,000 | 2,451 |
| Total noninterest expense | $12,889,000 | 1,186 |
| Salaries and employee benefits | $7,132,000 | 1,119 |
| Premises and equipment expense | $2,045,000 | 1,080 |
| Additional noninterest expense | $3,712,000 | 1,300 |
| Pre-tax net operating income | $5,775,000 | 1,448 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $1,348,000 | 1,805 |
| Income before extraordinary items | $4,444,000 | 1,396 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,444,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,365,000 | 727 |
| Cash dividends | $1,500,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,430,910 | 1,355 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $32,699,000 | 1,043 |
| Total interest expense | $18,193,000 | 904 |
| Net interest income | $14,506,000 | 1,229 |
| Provision for loan and lease losses | $1,448,000 | 939 |
| Total noninterest income | $2,619,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,120,000 | 701 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $499,000 | 3,132 |
| Total noninterest expense | $11,418,000 | 1,264 |
| Salaries and employee benefits | $6,413,000 | 1,158 |
| Premises and equipment expense | $1,926,000 | 1,104 |
| Additional noninterest expense | $3,079,000 | 1,512 |
| Pre-tax net operating income | $4,259,000 | 1,663 |
| Securities gains (losses) | $494,000 | 616 |
| Applicable income taxes | $1,107,000 | 1,932 |
| Income before extraordinary items | $3,646,000 | 1,473 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,646,000 | 1,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $980,000 | 958 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,265,620 | 1,555 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $30,106,000 | 1,170 |
| Total interest expense | $17,004,000 | 1,037 |
| Net interest income | $13,102,000 | 1,338 |
| Provision for loan and lease losses | $1,265,000 | 873 |
| Total noninterest income | $2,413,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,920,000 | 710 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $493,000 | 2,981 |
| Total noninterest expense | $9,575,000 | 1,452 |
| Salaries and employee benefits | $5,175,000 | 1,371 |
| Premises and equipment expense | $1,695,000 | 1,192 |
| Additional noninterest expense | $2,705,000 | 1,643 |
| Pre-tax net operating income | $4,675,000 | 1,582 |
| Securities gains (losses) | $-95,000 | 9,400 |
| Applicable income taxes | $1,229,000 | 1,789 |
| Income before extraordinary items | $3,351,000 | 1,578 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,351,000 | 1,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $822,000 | 861 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,420,350 | 1,533 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $25,426,000 | 1,281 |
| Total interest expense | $13,482,000 | 1,132 |
| Net interest income | $11,944,000 | 1,469 |
| Provision for loan and lease losses | $1,412,000 | 743 |
| Total noninterest income | $1,169,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $701,000 | 1,892 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $468,000 | 3,080 |
| Total noninterest expense | $8,152,000 | 1,688 |
| Salaries and employee benefits | $4,442,000 | 1,560 |
| Premises and equipment expense | $1,429,000 | 1,431 |
| Additional noninterest expense | $2,281,000 | 1,913 |
| Pre-tax net operating income | $3,549,000 | 2,059 |
| Securities gains (losses) | $117,000 | 683 |
| Applicable income taxes | $1,121,000 | 2,029 |
| Income before extraordinary items | $2,545,000 | 2,069 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,545,000 | 2,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $932,000 | 741 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,464,270 | 2,090 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,692,000 | 1,418 |
| Total interest expense | $12,739,000 | 1,224 |
| Net interest income | $9,953,000 | 1,720 |
| Provision for loan and lease losses | $1,230,000 | 807 |
| Total noninterest income | $923,000 | 3,264 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $530,000 | 2,421 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $393,000 | 3,469 |
| Total noninterest expense | $6,947,000 | 1,871 |
| Salaries and employee benefits | $3,825,000 | 1,726 |
| Premises and equipment expense | $1,234,000 | 1,592 |
| Additional noninterest expense | $1,888,000 | 2,223 |
| Pre-tax net operating income | $2,699,000 | 2,610 |
| Securities gains (losses) | $359,000 | 676 |
| Applicable income taxes | $896,000 | 2,503 |
| Income before extraordinary items | $2,162,000 | 2,382 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,162,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $858,000 | 849 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,465,000 | 425 |
| Net operating income | $1,907,110 | 2,589 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,823,000 | 1,759 |
| Total interest expense | $10,303,000 | 1,508 |
| Net interest income | $8,520,000 | 2,045 |
| Provision for loan and lease losses | $1,002,000 | 987 |
| Total noninterest income | $746,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $500,000 | 2,621 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $246,000 | 4,403 |
| Total noninterest expense | $5,341,000 | 2,414 |
| Salaries and employee benefits | $2,959,000 | 2,236 |
| Premises and equipment expense | $936,000 | 2,102 |
| Additional noninterest expense | $1,446,000 | 2,826 |
| Pre-tax net operating income | $2,923,000 | 2,546 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $965,000 | 2,510 |
| Income before extraordinary items | $1,968,000 | 2,623 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,968,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $438,000 | 1,487 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 735 |
| Net operating income | $1,961,300 | 2,584 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,612,000 | 2,300 |
| Total interest expense | $7,822,000 | 2,005 |
| Net interest income | $6,790,000 | 2,591 |
| Provision for loan and lease losses | $374,000 | 2,194 |
| Total noninterest income | $640,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $459,000 | 2,936 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $181,000 | 5,448 |
| Total noninterest expense | $4,453,000 | 3,043 |
| Salaries and employee benefits | $2,518,000 | 2,680 |
| Premises and equipment expense | $814,000 | 2,409 |
| Additional noninterest expense | $1,121,000 | 4,000 |
| Pre-tax net operating income | $2,603,000 | 2,682 |
| Securities gains (losses) | $23,000 | 1,905 |
| Applicable income taxes | $857,000 | 2,680 |
| Income before extraordinary items | $1,769,000 | 2,740 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,769,000 | 2,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,601 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 680 |
| Net operating income | $1,753,590 | 2,727 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,585,000 | 2,876 |
| Total interest expense | $6,161,000 | 2,496 |
| Net interest income | $5,424,000 | 3,269 |
| Provision for loan and lease losses | $143,000 | 3,750 |
| Total noninterest income | $503,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $358,000 | 3,700 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $145,000 | 6,088 |
| Total noninterest expense | $3,555,000 | 3,685 |
| Salaries and employee benefits | $1,881,000 | 3,508 |
| Premises and equipment expense | $693,000 | 2,835 |
| Additional noninterest expense | $981,000 | 4,423 |
| Pre-tax net operating income | $2,229,000 | 3,179 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $779,000 | 2,941 |
| Income before extraordinary items | $1,449,000 | 3,344 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,449,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,478 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 766 |
| Net operating income | $1,449,650 | 3,316 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,424,000 | 3,560 |
| Total interest expense | $3,984,000 | 3,069 |
| Net interest income | $4,440,000 | 3,963 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $424,000 | 5,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,387 |
| Total noninterest expense | $3,018,000 | 4,386 |
| Salaries and employee benefits | $1,608,000 | 4,022 |
| Premises and equipment expense | $467,000 | 4,036 |
| Additional noninterest expense | $943,000 | 4,962 |
| Pre-tax net operating income | $1,726,000 | 3,911 |
| Securities gains (losses) | $15,000 | 1,966 |
| Applicable income taxes | $581,000 | 3,608 |
| Income before extraordinary items | $1,160,000 | 3,990 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,160,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,558 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 757 |
| Net operating income | $1,149,950 | 4,058 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,433,000 | 4,655 |
| Total interest expense | $3,064,000 | 4,043 |
| Net interest income | $3,369,000 | 5,128 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $346,000 | 7,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,244 |
| Total noninterest expense | $2,273,000 | 5,718 |
| Salaries and employee benefits | $1,283,000 | 4,944 |
| Premises and equipment expense | $332,000 | 5,430 |
| Additional noninterest expense | $658,000 | 6,886 |
| Pre-tax net operating income | $1,292,000 | 4,884 |
| Securities gains (losses) | $58,000 | 3,190 |
| Applicable income taxes | $508,000 | 4,127 |
| Income before extraordinary items | $842,000 | 5,346 |
| Extraordinary gains, net | $66,000 | 1,954 |
| Net income | $908,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,524,000 | 251 |
| Net operating income | $804,880 | 5,313 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,580,000 | 5,828 |
| Total interest expense | $2,718,000 | 5,614 |
| Net interest income | $2,862,000 | 5,948 |
| Provision for loan and lease losses | $304,000 | 4,081 |
| Total noninterest income | $324,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 6,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,194 |
| Total noninterest expense | $1,871,000 | 6,736 |
| Salaries and employee benefits | $1,025,000 | 5,900 |
| Premises and equipment expense | $304,000 | 5,913 |
| Additional noninterest expense | $542,000 | 8,058 |
| Pre-tax net operating income | $1,011,000 | 5,575 |
| Securities gains (losses) | $77,000 | 3,440 |
| Applicable income taxes | $382,000 | 4,970 |
| Income before extraordinary items | $706,000 | 5,878 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $706,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 847 |
| Net operating income | $655,950 | 5,839 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.