Home > Highlands State Bank > Income and Expense
Highlands State Bank, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,269,000 | 1,434 |
| Total interest expense | $4,505,000 | 1,020 |
| Net interest income | $15,764,000 | 1,521 |
| Provision for loan and lease losses | $548,000 | 1,389 |
| Total noninterest income | $2,894,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $364,000 | 2,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,530,000 | 1,284 |
| Total noninterest expense | $12,094,000 | 1,609 |
| Salaries and employee benefits | $6,701,000 | 1,660 |
| Premises and equipment expense | $1,468,000 | 1,528 |
| Additional noninterest expense | $3,925,000 | 1,529 |
| Pre-tax net operating income | $6,016,000 | 1,511 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,388,000 | 1,106 |
| Income before extraordinary items | $4,628,000 | 1,683 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,626,000 | 1,683 |
| Minority interest net income | $2,000 | 70 |
| Net income of bank and minority interests. | $4,628,000 | 1,682 |
| Net charge-offs | $-4,000 | 4,359 |
| Cash dividends | $583,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 527 |
| Net operating income | $4,628,000 | 1,674 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,919,000 | 1,447 |
| Total interest expense | $3,191,000 | 1,009 |
| Net interest income | $11,728,000 | 1,532 |
| Provision for loan and lease losses | $397,000 | 1,341 |
| Total noninterest income | $2,347,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $274,000 | 2,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,073,000 | 1,230 |
| Total noninterest expense | $9,339,000 | 1,558 |
| Salaries and employee benefits | $5,183,000 | 1,620 |
| Premises and equipment expense | $1,116,000 | 1,528 |
| Additional noninterest expense | $3,040,000 | 1,495 |
| Pre-tax net operating income | $4,339,000 | 1,577 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,047,000 | 1,135 |
| Income before extraordinary items | $3,292,000 | 1,776 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,291,000 | 1,775 |
| Minority interest net income | $1,000 | 65 |
| Net income of bank and minority interests. | $3,292,000 | 1,775 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $394,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 499 |
| Net operating income | $3,292,000 | 1,765 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,640,000 | 1,463 |
| Total interest expense | $1,976,000 | 1,017 |
| Net interest income | $7,664,000 | 1,561 |
| Provision for loan and lease losses | $320,000 | 1,120 |
| Total noninterest income | $1,689,000 | 1,439 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $177,000 | 2,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,512,000 | 1,153 |
| Total noninterest expense | $6,279,000 | 1,560 |
| Salaries and employee benefits | $3,536,000 | 1,602 |
| Premises and equipment expense | $761,000 | 1,505 |
| Additional noninterest expense | $1,982,000 | 1,520 |
| Pre-tax net operating income | $2,754,000 | 1,619 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $638,000 | 1,188 |
| Income before extraordinary items | $2,116,000 | 1,802 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,115,000 | 1,801 |
| Minority interest net income | $1,000 | 63 |
| Net income of bank and minority interests. | $2,116,000 | 1,801 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $338,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 475 |
| Net operating income | $2,116,000 | 1,786 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 1,491 |
| Total interest expense | $911,000 | 1,037 |
| Net interest income | $3,757,000 | 1,582 |
| Provision for loan and lease losses | $99,000 | 1,492 |
| Total noninterest income | $864,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $92,000 | 2,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $772,000 | 1,115 |
| Total noninterest expense | $3,196,000 | 1,551 |
| Salaries and employee benefits | $1,772,000 | 1,613 |
| Premises and equipment expense | $379,000 | 1,533 |
| Additional noninterest expense | $1,045,000 | 1,446 |
| Pre-tax net operating income | $1,326,000 | 1,645 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $310,000 | 1,197 |
| Income before extraordinary items | $1,016,000 | 1,826 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,016,000 | 1,825 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,016,000 | 1,826 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $284,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 421 |
| Net operating income | $1,016,000 | 1,815 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,266,000 | 1,553 |
| Total interest expense | $3,091,000 | 1,052 |
| Net interest income | $14,175,000 | 1,648 |
| Provision for loan and lease losses | $764,000 | 1,082 |
| Total noninterest income | $3,199,000 | 1,510 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $335,000 | 2,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,864,000 | 1,206 |
| Total noninterest expense | $11,506,000 | 1,668 |
| Salaries and employee benefits | $6,412,000 | 1,716 |
| Premises and equipment expense | $1,464,000 | 1,548 |
| Additional noninterest expense | $3,630,000 | 1,650 |
| Pre-tax net operating income | $5,104,000 | 1,680 |
| Securities gains (losses) | $-11,000 | 5,076 |
| Applicable income taxes | $2,505,000 | 1,109 |
| Income before extraordinary items | $2,588,000 | 2,277 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,586,000 | 2,277 |
| Minority interest net income | $2,000 | 72 |
| Net income of bank and minority interests. | $2,588,000 | 2,277 |
| Net charge-offs | $55,000 | 2,906 |
| Cash dividends | $1,162,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 577 |
| Net operating income | $2,595,040 | 2,250 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,665,000 | 1,586 |
| Total interest expense | $2,245,000 | 1,068 |
| Net interest income | $10,420,000 | 1,682 |
| Provision for loan and lease losses | $547,000 | 1,084 |
| Total noninterest income | $2,299,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $243,000 | 2,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,056,000 | 1,257 |
| Total noninterest expense | $8,369,000 | 1,716 |
| Salaries and employee benefits | $4,613,000 | 1,789 |
| Premises and equipment expense | $1,097,000 | 1,557 |
| Additional noninterest expense | $2,659,000 | 1,688 |
| Pre-tax net operating income | $3,803,000 | 1,716 |
| Securities gains (losses) | $28,000 | 1,157 |
| Applicable income taxes | $1,381,000 | 1,184 |
| Income before extraordinary items | $2,450,000 | 2,051 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,448,000 | 2,055 |
| Minority interest net income | $2,000 | 69 |
| Net income of bank and minority interests. | $2,450,000 | 2,052 |
| Net charge-offs | $9,000 | 3,291 |
| Cash dividends | $875,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 559 |
| Net operating income | $2,432,080 | 2,035 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,271,000 | 1,594 |
| Total interest expense | $1,440,000 | 1,080 |
| Net interest income | $6,831,000 | 1,694 |
| Provision for loan and lease losses | $490,000 | 873 |
| Total noninterest income | $1,575,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $157,000 | 2,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,418,000 | 1,229 |
| Total noninterest expense | $5,549,000 | 1,731 |
| Salaries and employee benefits | $3,028,000 | 1,816 |
| Premises and equipment expense | $742,000 | 1,544 |
| Additional noninterest expense | $1,779,000 | 1,677 |
| Pre-tax net operating income | $2,367,000 | 1,784 |
| Securities gains (losses) | $28,000 | 866 |
| Applicable income taxes | $865,000 | 1,213 |
| Income before extraordinary items | $1,530,000 | 2,117 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,529,000 | 2,119 |
| Minority interest net income | $1,000 | 69 |
| Net income of bank and minority interests. | $1,530,000 | 2,118 |
| Net charge-offs | $9,000 | 2,932 |
| Cash dividends | $453,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 560 |
| Net operating income | $1,512,080 | 2,105 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,033,000 | 1,615 |
| Total interest expense | $701,000 | 1,079 |
| Net interest income | $3,332,000 | 1,731 |
| Provision for loan and lease losses | $279,000 | 746 |
| Total noninterest income | $792,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $76,000 | 2,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $716,000 | 1,208 |
| Total noninterest expense | $2,820,000 | 1,728 |
| Salaries and employee benefits | $1,512,000 | 1,838 |
| Premises and equipment expense | $397,000 | 1,466 |
| Additional noninterest expense | $911,000 | 1,632 |
| Pre-tax net operating income | $1,025,000 | 1,931 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $369,000 | 1,322 |
| Income before extraordinary items | $656,000 | 2,302 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $656,000 | 2,301 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $656,000 | 2,302 |
| Net charge-offs | $10,000 | 2,203 |
| Cash dividends | $268,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 601 |
| Net operating income | $656,000 | 2,270 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,707,000 | 1,722 |
| Total interest expense | $2,216,000 | 1,294 |
| Net interest income | $12,491,000 | 1,798 |
| Provision for loan and lease losses | $663,000 | 1,223 |
| Total noninterest income | $4,090,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $315,000 | 2,866 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,775,000 | 1,028 |
| Total noninterest expense | $12,133,000 | 1,600 |
| Salaries and employee benefits | $6,647,000 | 1,634 |
| Premises and equipment expense | $1,684,000 | 1,367 |
| Additional noninterest expense | $3,802,000 | 1,603 |
| Pre-tax net operating income | $3,785,000 | 2,009 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,359,000 | 1,357 |
| Income before extraordinary items | $2,426,000 | 2,460 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,424,000 | 2,459 |
| Minority interest net income | $2,000 | 79 |
| Net income of bank and minority interests. | $2,426,000 | 2,460 |
| Net charge-offs | $452,000 | 1,156 |
| Cash dividends | $929,000 | 2,310 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 5,808 |
| Net operating income | $2,426,000 | 2,403 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,805,000 | 1,758 |
| Total interest expense | $1,523,000 | 1,397 |
| Net interest income | $9,282,000 | 1,813 |
| Provision for loan and lease losses | $534,000 | 1,102 |
| Total noninterest income | $2,913,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $235,000 | 2,889 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,678,000 | 1,069 |
| Total noninterest expense | $8,906,000 | 1,629 |
| Salaries and employee benefits | $4,848,000 | 1,671 |
| Premises and equipment expense | $1,278,000 | 1,353 |
| Additional noninterest expense | $2,780,000 | 1,638 |
| Pre-tax net operating income | $2,755,000 | 2,086 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $994,000 | 1,414 |
| Income before extraordinary items | $1,761,000 | 2,544 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,761,000 | 2,545 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,761,000 | 2,545 |
| Net charge-offs | $358,000 | 1,015 |
| Cash dividends | $113,000 | 3,432 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 5,897 |
| Net operating income | $1,761,000 | 2,490 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 1,798 |
| Total interest expense | $925,000 | 1,507 |
| Net interest income | $6,125,000 | 1,840 |
| Provision for loan and lease losses | $405,000 | 1,004 |
| Total noninterest income | $1,857,000 | 1,395 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $165,000 | 2,782 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,692,000 | 1,091 |
| Total noninterest expense | $5,824,000 | 1,661 |
| Salaries and employee benefits | $3,127,000 | 1,715 |
| Premises and equipment expense | $867,000 | 1,337 |
| Additional noninterest expense | $1,830,000 | 1,651 |
| Pre-tax net operating income | $1,753,000 | 2,149 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $631,000 | 1,452 |
| Income before extraordinary items | $1,122,000 | 2,603 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,122,000 | 2,602 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,122,000 | 2,602 |
| Net charge-offs | $354,000 | 768 |
| Cash dividends | $77,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 5,980 |
| Net operating income | $1,122,000 | 2,533 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 1,843 |
| Total interest expense | $426,000 | 1,608 |
| Net interest income | $3,028,000 | 1,858 |
| Provision for loan and lease losses | $180,000 | 1,034 |
| Total noninterest income | $969,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $79,000 | 2,849 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $890,000 | 1,019 |
| Total noninterest expense | $2,967,000 | 1,641 |
| Salaries and employee benefits | $1,602,000 | 1,698 |
| Premises and equipment expense | $453,000 | 1,297 |
| Additional noninterest expense | $912,000 | 1,663 |
| Pre-tax net operating income | $850,000 | 2,177 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $307,000 | 1,455 |
| Income before extraordinary items | $543,000 | 2,615 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $543,000 | 2,615 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $543,000 | 2,615 |
| Net charge-offs | $282,000 | 512 |
| Cash dividends | $36,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $-11,000 | 6,068 |
| Net operating income | $543,000 | 2,567 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,753,000 | 1,928 |
| Total interest expense | $1,591,000 | 1,689 |
| Net interest income | $11,162,000 | 1,939 |
| Provision for loan and lease losses | $711,000 | 1,050 |
| Total noninterest income | $3,142,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $357,000 | 2,730 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,785,000 | 1,217 |
| Total noninterest expense | $10,838,000 | 1,752 |
| Salaries and employee benefits | $5,698,000 | 1,832 |
| Premises and equipment expense | $1,688,000 | 1,371 |
| Additional noninterest expense | $3,452,000 | 1,754 |
| Pre-tax net operating income | $2,755,000 | 2,467 |
| Securities gains (losses) | $114,000 | 1,096 |
| Applicable income taxes | $877,000 | 1,714 |
| Income before extraordinary items | $1,992,000 | 2,743 |
| Extraordinary gains, net | $120,000 | 17 |
| Net income | $2,112,000 | 2,620 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,112,000 | 2,621 |
| Net charge-offs | $125,000 | 2,455 |
| Cash dividends | $140,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $-62,000 | 6,099 |
| Net operating income | $1,913,340 | 2,758 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,391,000 | 1,970 |
| Total interest expense | $1,180,000 | 1,729 |
| Net interest income | $8,211,000 | 1,983 |
| Provision for loan and lease losses | $520,000 | 1,011 |
| Total noninterest income | $2,428,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $278,000 | 2,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,150,000 | 1,219 |
| Total noninterest expense | $8,077,000 | 1,772 |
| Salaries and employee benefits | $4,223,000 | 1,856 |
| Premises and equipment expense | $1,278,000 | 1,374 |
| Additional noninterest expense | $2,576,000 | 1,757 |
| Pre-tax net operating income | $2,042,000 | 2,535 |
| Securities gains (losses) | $114,000 | 958 |
| Applicable income taxes | $786,000 | 1,604 |
| Income before extraordinary items | $1,370,000 | 2,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,370,000 | 2,944 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,370,000 | 2,946 |
| Net charge-offs | $3,000 | 3,929 |
| Cash dividends | $105,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 6,202 |
| Net operating income | $1,297,040 | 2,997 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,113,000 | 2,003 |
| Total interest expense | $745,000 | 1,805 |
| Net interest income | $5,368,000 | 2,015 |
| Provision for loan and lease losses | $378,000 | 944 |
| Total noninterest income | $1,435,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $197,000 | 2,523 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,238,000 | 1,344 |
| Total noninterest expense | $5,195,000 | 1,831 |
| Salaries and employee benefits | $2,658,000 | 1,972 |
| Premises and equipment expense | $844,000 | 1,397 |
| Additional noninterest expense | $1,693,000 | 1,796 |
| Pre-tax net operating income | $1,230,000 | 2,692 |
| Securities gains (losses) | $34,000 | 1,433 |
| Applicable income taxes | $472,000 | 1,685 |
| Income before extraordinary items | $792,000 | 3,181 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $792,000 | 3,181 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $792,000 | 3,182 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $70,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 6,284 |
| Net operating income | $770,240 | 3,169 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 2,056 |
| Total interest expense | $348,000 | 1,922 |
| Net interest income | $2,623,000 | 2,041 |
| Provision for loan and lease losses | $163,000 | 1,019 |
| Total noninterest income | $518,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $92,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $426,000 | 1,689 |
| Total noninterest expense | $2,474,000 | 1,917 |
| Salaries and employee benefits | $1,240,000 | 2,097 |
| Premises and equipment expense | $421,000 | 1,420 |
| Additional noninterest expense | $813,000 | 1,854 |
| Pre-tax net operating income | $504,000 | 3,004 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $202,000 | 1,810 |
| Income before extraordinary items | $302,000 | 3,640 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $302,000 | 3,643 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $302,000 | 3,643 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $35,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $-11,000 | 6,376 |
| Net operating income | $302,000 | 3,547 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,511,000 | 2,292 |
| Total interest expense | $1,078,000 | 2,468 |
| Net interest income | $9,433,000 | 2,254 |
| Provision for loan and lease losses | $671,000 | 1,174 |
| Total noninterest income | $2,141,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $301,000 | 3,198 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,840,000 | 1,563 |
| Total noninterest expense | $9,607,000 | 1,977 |
| Salaries and employee benefits | $4,882,000 | 2,094 |
| Premises and equipment expense | $1,417,000 | 1,648 |
| Additional noninterest expense | $3,308,000 | 1,866 |
| Pre-tax net operating income | $1,296,000 | 3,723 |
| Securities gains (losses) | $93,000 | 1,312 |
| Applicable income taxes | $556,000 | 2,098 |
| Income before extraordinary items | $833,000 | 4,248 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $833,000 | 4,248 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $833,000 | 4,249 |
| Net charge-offs | $498,000 | 1,464 |
| Cash dividends | $146,000 | 3,908 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 516 |
| Net operating income | $773,480 | 4,298 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,653,000 | 2,373 |
| Total interest expense | $759,000 | 2,589 |
| Net interest income | $6,894,000 | 2,313 |
| Provision for loan and lease losses | $477,000 | 1,182 |
| Total noninterest income | $1,356,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $214,000 | 3,339 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,142,000 | 1,781 |
| Total noninterest expense | $6,677,000 | 2,119 |
| Salaries and employee benefits | $3,552,000 | 2,163 |
| Premises and equipment expense | $1,024,000 | 1,722 |
| Additional noninterest expense | $2,101,000 | 2,155 |
| Pre-tax net operating income | $1,096,000 | 3,619 |
| Securities gains (losses) | $92,000 | 1,054 |
| Applicable income taxes | $475,000 | 2,035 |
| Income before extraordinary items | $713,000 | 4,105 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $713,000 | 4,106 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $713,000 | 4,106 |
| Net charge-offs | $499,000 | 1,160 |
| Cash dividends | $111,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 454 |
| Net operating income | $654,120 | 4,179 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 2,441 |
| Total interest expense | $473,000 | 2,741 |
| Net interest income | $4,453,000 | 2,382 |
| Provision for loan and lease losses | $362,000 | 1,085 |
| Total noninterest income | $778,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $134,000 | 3,443 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $644,000 | 1,953 |
| Total noninterest expense | $4,281,000 | 2,193 |
| Salaries and employee benefits | $2,282,000 | 2,232 |
| Premises and equipment expense | $660,000 | 1,797 |
| Additional noninterest expense | $1,339,000 | 2,223 |
| Pre-tax net operating income | $588,000 | 3,906 |
| Securities gains (losses) | $69,000 | 990 |
| Applicable income taxes | $263,000 | 2,147 |
| Income before extraordinary items | $394,000 | 4,337 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $394,000 | 4,341 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $394,000 | 4,342 |
| Net charge-offs | $277,000 | 1,319 |
| Cash dividends | $76,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 402 |
| Net operating income | $349,840 | 4,457 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 2,521 |
| Total interest expense | $228,000 | 2,871 |
| Net interest income | $2,160,000 | 2,447 |
| Provision for loan and lease losses | $127,000 | 1,409 |
| Total noninterest income | $171,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $65,000 | 3,474 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $106,000 | 3,487 |
| Total noninterest expense | $1,926,000 | 2,419 |
| Salaries and employee benefits | $1,014,000 | 2,474 |
| Premises and equipment expense | $315,000 | 1,899 |
| Additional noninterest expense | $597,000 | 2,491 |
| Pre-tax net operating income | $278,000 | 3,939 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $111,000 | 2,264 |
| Income before extraordinary items | $167,000 | 4,522 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $167,000 | 4,525 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $167,000 | 4,525 |
| Net charge-offs | $189,000 | 984 |
| Cash dividends | $41,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 311 |
| Net operating income | $167,000 | 4,475 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,870,000 | 2,698 |
| Total interest expense | $834,000 | 3,348 |
| Net interest income | $8,036,000 | 2,594 |
| Provision for loan and lease losses | $727,000 | 1,438 |
| Total noninterest income | $164,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $250,000 | 3,707 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-86,000 | 6,608 |
| Total noninterest expense | $6,529,000 | 2,791 |
| Salaries and employee benefits | $3,055,000 | 3,066 |
| Premises and equipment expense | $982,000 | 2,289 |
| Additional noninterest expense | $2,492,000 | 2,472 |
| Pre-tax net operating income | $944,000 | 4,163 |
| Securities gains (losses) | $16,000 | 2,449 |
| Applicable income taxes | $-1,310,000 | 6,705 |
| Income before extraordinary items | $2,270,000 | 2,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,270,000 | 2,358 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,270,000 | 2,357 |
| Net charge-offs | $760,000 | 1,543 |
| Cash dividends | $68,000 | 4,081 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 580 |
| Net operating income | $2,254,000 | 2,318 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,542,000 | 2,759 |
| Total interest expense | $629,000 | 3,427 |
| Net interest income | $5,913,000 | 2,650 |
| Provision for loan and lease losses | $388,000 | 1,814 |
| Total noninterest income | $31,000 | 6,607 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $180,000 | 3,804 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-149,000 | 6,771 |
| Total noninterest expense | $4,836,000 | 2,825 |
| Salaries and employee benefits | $2,281,000 | 3,106 |
| Premises and equipment expense | $714,000 | 2,372 |
| Additional noninterest expense | $1,841,000 | 2,486 |
| Pre-tax net operating income | $720,000 | 4,226 |
| Securities gains (losses) | $11,000 | 2,471 |
| Applicable income taxes | $-977,000 | 6,830 |
| Income before extraordinary items | $1,708,000 | 2,399 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,708,000 | 2,403 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,708,000 | 2,403 |
| Net charge-offs | $437,000 | 1,733 |
| Cash dividends | $51,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 551 |
| Net operating income | $1,697,000 | 2,347 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 2,757 |
| Total interest expense | $444,000 | 3,345 |
| Net interest income | $3,920,000 | 2,650 |
| Provision for loan and lease losses | $217,000 | 2,015 |
| Total noninterest income | $-82,000 | 6,856 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $116,000 | 3,839 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-198,000 | 6,855 |
| Total noninterest expense | $3,228,000 | 2,828 |
| Salaries and employee benefits | $1,524,000 | 3,115 |
| Premises and equipment expense | $516,000 | 2,216 |
| Additional noninterest expense | $1,188,000 | 2,564 |
| Pre-tax net operating income | $393,000 | 4,512 |
| Securities gains (losses) | $11,000 | 2,258 |
| Applicable income taxes | $-683,000 | 6,888 |
| Income before extraordinary items | $1,087,000 | 2,462 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,087,000 | 2,469 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,087,000 | 2,468 |
| Net charge-offs | $20,000 | 4,007 |
| Cash dividends | $34,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 524 |
| Net operating income | $1,076,000 | 2,391 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 2,750 |
| Total interest expense | $236,000 | 3,298 |
| Net interest income | $1,964,000 | 2,659 |
| Provision for loan and lease losses | $152,000 | 1,600 |
| Total noninterest income | $19,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $60,000 | 3,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-41,000 | 6,867 |
| Total noninterest expense | $1,652,000 | 2,795 |
| Salaries and employee benefits | $771,000 | 3,128 |
| Premises and equipment expense | $272,000 | 2,150 |
| Additional noninterest expense | $609,000 | 2,508 |
| Pre-tax net operating income | $179,000 | 4,632 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-353,000 | 6,981 |
| Income before extraordinary items | $532,000 | 2,471 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $532,000 | 2,473 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $532,000 | 2,473 |
| Net charge-offs | $20,000 | 3,086 |
| Cash dividends | $17,000 | 2,613 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 482 |
| Net operating income | $532,000 | 2,379 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,245,000 | 3,031 |
| Total interest expense | $1,009,000 | 3,591 |
| Net interest income | $7,236,000 | 2,905 |
| Provision for loan and lease losses | $1,077,000 | 1,696 |
| Total noninterest income | $483,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $255,000 | 3,799 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $228,000 | 4,421 |
| Total noninterest expense | $5,763,000 | 3,126 |
| Salaries and employee benefits | $2,750,000 | 3,330 |
| Premises and equipment expense | $1,046,000 | 2,193 |
| Additional noninterest expense | $1,967,000 | 3,133 |
| Pre-tax net operating income | $879,000 | 4,202 |
| Securities gains (losses) | $29,000 | 3,040 |
| Applicable income taxes | $-640,000 | 6,925 |
| Income before extraordinary items | $1,548,000 | 3,066 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,548,000 | 3,064 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,548,000 | 3,065 |
| Net charge-offs | $530,000 | 2,577 |
| Cash dividends | $63,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,519,000 | 2,976 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,016,000 | 3,163 |
| Total interest expense | $768,000 | 3,672 |
| Net interest income | $5,248,000 | 3,033 |
| Provision for loan and lease losses | $704,000 | 1,847 |
| Total noninterest income | $345,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $191,000 | 3,854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $154,000 | 4,598 |
| Total noninterest expense | $4,382,000 | 3,112 |
| Salaries and employee benefits | $2,114,000 | 3,293 |
| Premises and equipment expense | $777,000 | 2,244 |
| Additional noninterest expense | $1,491,000 | 3,131 |
| Pre-tax net operating income | $507,000 | 4,706 |
| Securities gains (losses) | $29,000 | 2,726 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $536,000 | 4,558 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $536,000 | 4,557 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $536,000 | 4,556 |
| Net charge-offs | $377,000 | 2,532 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $-45,000 | 7,113 |
| Net operating income | $507,000 | 4,450 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,884,000 | 3,273 |
| Total interest expense | $528,000 | 3,690 |
| Net interest income | $3,356,000 | 3,151 |
| Provision for loan and lease losses | $336,000 | 2,276 |
| Total noninterest income | $236,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $125,000 | 3,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 4,512 |
| Total noninterest expense | $2,916,000 | 3,132 |
| Salaries and employee benefits | $1,392,000 | 3,337 |
| Premises and equipment expense | $528,000 | 2,183 |
| Additional noninterest expense | $996,000 | 3,132 |
| Pre-tax net operating income | $340,000 | 4,686 |
| Securities gains (losses) | $29,000 | 2,345 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $369,000 | 4,490 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $369,000 | 4,494 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $369,000 | 4,494 |
| Net charge-offs | $31,000 | 4,381 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $-33,000 | 7,190 |
| Net operating income | $340,000 | 4,439 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 3,351 |
| Total interest expense | $271,000 | 3,734 |
| Net interest income | $1,630,000 | 3,226 |
| Provision for loan and lease losses | $143,000 | 2,485 |
| Total noninterest income | $123,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $63,000 | 3,856 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $60,000 | 4,442 |
| Total noninterest expense | $1,474,000 | 3,101 |
| Salaries and employee benefits | $715,000 | 3,290 |
| Premises and equipment expense | $267,000 | 2,158 |
| Additional noninterest expense | $492,000 | 3,130 |
| Pre-tax net operating income | $136,000 | 5,054 |
| Securities gains (losses) | $29,000 | 1,450 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $165,000 | 4,689 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $165,000 | 4,693 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $165,000 | 4,693 |
| Net charge-offs | $32,000 | 3,380 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 7,251 |
| Net operating income | $136,000 | 4,837 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,558,000 | 3,481 |
| Total interest expense | $1,193,000 | 3,983 |
| Net interest income | $6,365,000 | 3,309 |
| Provision for loan and lease losses | $397,000 | 3,768 |
| Total noninterest income | $429,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $233,000 | 4,102 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $196,000 | 4,486 |
| Total noninterest expense | $5,388,000 | 3,338 |
| Salaries and employee benefits | $2,399,000 | 3,681 |
| Premises and equipment expense | $1,014,000 | 2,385 |
| Additional noninterest expense | $1,975,000 | 3,175 |
| Pre-tax net operating income | $1,009,000 | 3,718 |
| Securities gains (losses) | $45,000 | 2,657 |
| Applicable income taxes | $-480,000 | 7,052 |
| Income before extraordinary items | $1,534,000 | 2,732 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,534,000 | 2,734 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,534,000 | 2,734 |
| Net charge-offs | $7,000 | 6,169 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,011,000 | 321 |
| Net operating income | $1,489,000 | 2,694 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 3,537 |
| Total interest expense | $917,000 | 4,045 |
| Net interest income | $4,725,000 | 3,360 |
| Provision for loan and lease losses | $362,000 | 3,353 |
| Total noninterest income | $319,000 | 4,714 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $177,000 | 4,097 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $142,000 | 4,605 |
| Total noninterest expense | $3,991,000 | 3,380 |
| Salaries and employee benefits | $1,766,000 | 3,742 |
| Premises and equipment expense | $695,000 | 2,583 |
| Additional noninterest expense | $1,530,000 | 3,105 |
| Pre-tax net operating income | $691,000 | 3,994 |
| Securities gains (losses) | $45,000 | 2,395 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $736,000 | 3,653 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $736,000 | 3,655 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $736,000 | 3,655 |
| Net charge-offs | $6,000 | 5,901 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,039,000 | 266 |
| Net operating income | $691,000 | 3,665 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 3,595 |
| Total interest expense | $611,000 | 4,158 |
| Net interest income | $3,114,000 | 3,379 |
| Provision for loan and lease losses | $127,000 | 4,108 |
| Total noninterest income | $195,000 | 4,911 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $115,000 | 4,126 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 4,902 |
| Total noninterest expense | $2,766,000 | 3,299 |
| Salaries and employee benefits | $1,179,000 | 3,765 |
| Premises and equipment expense | $446,000 | 2,689 |
| Additional noninterest expense | $1,141,000 | 2,850 |
| Pre-tax net operating income | $416,000 | 4,138 |
| Securities gains (losses) | $45,000 | 1,655 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $461,000 | 3,732 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $461,000 | 3,733 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $461,000 | 3,734 |
| Net charge-offs | $7,000 | 5,446 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-143,000 | 7,481 |
| Net operating income | $416,000 | 3,803 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 3,607 |
| Total interest expense | $310,000 | 4,217 |
| Net interest income | $1,547,000 | 3,390 |
| Provision for loan and lease losses | $51,000 | 4,146 |
| Total noninterest income | $100,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 4,825 |
| Total noninterest expense | $1,407,000 | 3,278 |
| Salaries and employee benefits | $585,000 | 3,800 |
| Premises and equipment expense | $223,000 | 2,734 |
| Additional noninterest expense | $599,000 | 2,723 |
| Pre-tax net operating income | $189,000 | 4,330 |
| Securities gains (losses) | $38,000 | 855 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $227,000 | 3,752 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $227,000 | 3,753 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $227,000 | 3,752 |
| Net charge-offs | $9,000 | 4,430 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $-71,000 | 7,541 |
| Net operating income | $189,000 | 4,025 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,408,000 | 3,764 |
| Total interest expense | $1,564,000 | 4,160 |
| Net interest income | $5,844,000 | 3,544 |
| Provision for loan and lease losses | $657,000 | 3,701 |
| Total noninterest income | $437,000 | 4,811 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $245,000 | 4,047 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $192,000 | 4,652 |
| Total noninterest expense | $5,275,000 | 3,451 |
| Salaries and employee benefits | $2,211,000 | 3,941 |
| Premises and equipment expense | $947,000 | 2,593 |
| Additional noninterest expense | $2,117,000 | 3,108 |
| Pre-tax net operating income | $349,000 | 4,763 |
| Securities gains (losses) | $121,000 | 2,000 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $470,000 | 4,396 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $470,000 | 4,398 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $470,000 | 4,397 |
| Net charge-offs | $402,000 | 3,927 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $-296,000 | 7,618 |
| Net operating income | $349,000 | 4,640 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,584,000 | 3,824 |
| Total interest expense | $1,238,000 | 4,171 |
| Net interest income | $4,346,000 | 3,606 |
| Provision for loan and lease losses | $558,000 | 3,360 |
| Total noninterest income | $311,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $179,000 | 4,154 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $132,000 | 4,847 |
| Total noninterest expense | $3,854,000 | 3,533 |
| Salaries and employee benefits | $1,657,000 | 3,985 |
| Premises and equipment expense | $721,000 | 2,598 |
| Additional noninterest expense | $1,476,000 | 3,272 |
| Pre-tax net operating income | $245,000 | 5,079 |
| Securities gains (losses) | $87,000 | 2,041 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $332,000 | 4,737 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $332,000 | 4,740 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $332,000 | 4,740 |
| Net charge-offs | $269,000 | 3,870 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $-224,000 | 7,725 |
| Net operating income | $245,000 | 4,940 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 3,827 |
| Total interest expense | $869,000 | 4,154 |
| Net interest income | $2,897,000 | 3,610 |
| Provision for loan and lease losses | $436,000 | 3,069 |
| Total noninterest income | $204,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $119,000 | 4,161 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $85,000 | 4,887 |
| Total noninterest expense | $2,549,000 | 3,574 |
| Salaries and employee benefits | $1,116,000 | 3,968 |
| Premises and equipment expense | $478,000 | 2,616 |
| Additional noninterest expense | $955,000 | 3,325 |
| Pre-tax net operating income | $116,000 | 5,403 |
| Securities gains (losses) | $87,000 | 1,506 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $203,000 | 4,881 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $203,000 | 4,882 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $203,000 | 4,881 |
| Net charge-offs | $101,000 | 4,243 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $-153,000 | 7,793 |
| Net operating income | $116,000 | 5,307 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 3,896 |
| Total interest expense | $446,000 | 4,214 |
| Net interest income | $1,428,000 | 3,686 |
| Provision for loan and lease losses | $193,000 | 3,059 |
| Total noninterest income | $107,000 | 4,928 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $60,000 | 4,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $47,000 | 4,792 |
| Total noninterest expense | $1,264,000 | 3,618 |
| Salaries and employee benefits | $568,000 | 3,970 |
| Premises and equipment expense | $244,000 | 2,641 |
| Additional noninterest expense | $452,000 | 3,455 |
| Pre-tax net operating income | $78,000 | 5,319 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $78,000 | 5,294 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 5,294 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $78,000 | 5,294 |
| Net charge-offs | $101,000 | 3,096 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $-81,000 | 7,905 |
| Net operating income | $78,000 | 5,176 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,803,000 | 4,257 |
| Total interest expense | $2,454,000 | 3,946 |
| Net interest income | $4,349,000 | 4,330 |
| Provision for loan and lease losses | $2,090,000 | 2,422 |
| Total noninterest income | $313,000 | 5,537 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $171,000 | 4,913 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $142,000 | 5,177 |
| Total noninterest expense | $4,774,000 | 3,826 |
| Salaries and employee benefits | $2,231,000 | 4,030 |
| Premises and equipment expense | $902,000 | 2,818 |
| Additional noninterest expense | $1,641,000 | 3,848 |
| Pre-tax net operating income | $-2,202,000 | 6,692 |
| Securities gains (losses) | $120,000 | 1,972 |
| Applicable income taxes | $3,000 | 4,116 |
| Income before extraordinary items | $-2,085,000 | 6,784 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,085,000 | 6,782 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,085,000 | 6,782 |
| Net charge-offs | $1,800,000 | 2,159 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $5,303,000 | 172 |
| Net operating income | $-2,205,000 | 6,804 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,929,000 | 4,406 |
| Total interest expense | $1,863,000 | 4,044 |
| Net interest income | $3,066,000 | 4,522 |
| Provision for loan and lease losses | $808,000 | 3,092 |
| Total noninterest income | $224,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $116,000 | 5,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $108,000 | 5,272 |
| Total noninterest expense | $3,533,000 | 3,874 |
| Salaries and employee benefits | $1,693,000 | 4,018 |
| Premises and equipment expense | $667,000 | 2,889 |
| Additional noninterest expense | $1,173,000 | 3,921 |
| Pre-tax net operating income | $-1,051,000 | 6,679 |
| Securities gains (losses) | $19,000 | 2,769 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $-1,034,000 | 6,766 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,034,000 | 6,767 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,034,000 | 6,767 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $67,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $3,062,000 | 210 |
| Net operating income | $-1,053,000 | 6,770 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 4,527 |
| Total interest expense | $1,225,000 | 4,190 |
| Net interest income | $1,968,000 | 4,632 |
| Provision for loan and lease losses | $360,000 | 3,434 |
| Total noninterest income | $117,000 | 6,148 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $67,000 | 5,365 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $50,000 | 5,847 |
| Total noninterest expense | $2,331,000 | 3,929 |
| Salaries and employee benefits | $1,145,000 | 4,010 |
| Premises and equipment expense | $446,000 | 2,916 |
| Additional noninterest expense | $740,000 | 4,107 |
| Pre-tax net operating income | $-606,000 | 6,732 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-607,000 | 6,867 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-607,000 | 6,867 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-607,000 | 6,867 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $25,000 | 3,824 |
| Sale, conversion, retirement of capital stock, net | $3,064,000 | 157 |
| Net operating income | $-607,000 | 6,852 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 4,635 |
| Total interest expense | $628,000 | 4,239 |
| Net interest income | $935,000 | 4,761 |
| Provision for loan and lease losses | $175,000 | 3,026 |
| Total noninterest income | $55,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $27,000 | 5,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $1,109,000 | 4,008 |
| Salaries and employee benefits | $568,000 | 4,056 |
| Premises and equipment expense | $223,000 | 2,965 |
| Additional noninterest expense | $318,000 | 4,227 |
| Pre-tax net operating income | $-294,000 | 7,053 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $-295,000 | 7,192 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-295,000 | 7,192 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-295,000 | 7,193 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 938 |
| Net operating income | $-295,000 | 7,135 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 6,487 |
| Total interest expense | $1,262,000 | 6,331 |
| Net interest income | $1,952,000 | 6,468 |
| Provision for loan and lease losses | $410,000 | 4,100 |
| Total noninterest income | $165,000 | 6,752 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $86,000 | 6,103 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $79,000 | 6,232 |
| Total noninterest expense | $2,600,000 | 5,546 |
| Salaries and employee benefits | $1,329,000 | 5,675 |
| Premises and equipment expense | $409,000 | 5,021 |
| Additional noninterest expense | $862,000 | 5,270 |
| Pre-tax net operating income | $-893,000 | 6,961 |
| Securities gains (losses) | $-97,000 | 7,242 |
| Applicable income taxes | $3,000 | 4,759 |
| Income before extraordinary items | $-993,000 | 6,989 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-993,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,900 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 1,137 |
| Net operating income | $-896,000 | 7,060 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 6,646 |
| Total interest expense | $871,000 | 6,623 |
| Net interest income | $1,428,000 | 6,568 |
| Provision for loan and lease losses | $189,000 | 4,301 |
| Total noninterest income | $121,000 | 6,898 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $60,000 | 6,226 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 6,335 |
| Total noninterest expense | $1,856,000 | 5,676 |
| Salaries and employee benefits | $955,000 | 5,834 |
| Premises and equipment expense | $290,000 | 5,201 |
| Additional noninterest expense | $611,000 | 5,370 |
| Pre-tax net operating income | $-496,000 | 7,261 |
| Securities gains (losses) | $-90,000 | 7,523 |
| Applicable income taxes | $3,000 | 5,129 |
| Income before extraordinary items | $-589,000 | 7,260 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-589,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,008 |
| Net operating income | $-499,000 | 7,331 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 6,786 |
| Total interest expense | $549,000 | 6,853 |
| Net interest income | $920,000 | 6,664 |
| Provision for loan and lease losses | $138,000 | 3,792 |
| Total noninterest income | $81,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $37,000 | 6,331 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $44,000 | 6,313 |
| Total noninterest expense | $1,222,000 | 5,738 |
| Salaries and employee benefits | $621,000 | 5,950 |
| Premises and equipment expense | $193,000 | 5,239 |
| Additional noninterest expense | $408,000 | 5,357 |
| Pre-tax net operating income | $-359,000 | 7,492 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $-361,000 | 7,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-361,000 | 7,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 936 |
| Net operating income | $-361,000 | 7,563 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $712,000 | 6,941 |
| Total interest expense | $276,000 | 6,991 |
| Net interest income | $436,000 | 6,840 |
| Provision for loan and lease losses | $74,000 | 3,255 |
| Total noninterest income | $46,000 | 6,779 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $624,000 | 5,705 |
| Salaries and employee benefits | $325,000 | 5,863 |
| Premises and equipment expense | $98,000 | 5,215 |
| Additional noninterest expense | $201,000 | 5,362 |
| Pre-tax net operating income | $-216,000 | 7,789 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $-217,000 | 7,869 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-217,000 | 7,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 813 |
| Net operating income | $-217,000 | 7,836 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 7,415 |
| Total interest expense | $861,000 | 7,392 |
| Net interest income | $1,341,000 | 7,327 |
| Provision for loan and lease losses | $225,000 | 3,682 |
| Total noninterest income | $64,000 | 7,905 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $30,000 | 7,022 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $34,000 | 7,445 |
| Total noninterest expense | $2,086,000 | 6,109 |
| Salaries and employee benefits | $1,104,000 | 6,218 |
| Premises and equipment expense | $365,000 | 5,290 |
| Additional noninterest expense | $617,000 | 6,063 |
| Pre-tax net operating income | $-906,000 | 8,011 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-905,000 | 8,075 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-905,000 | 8,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,052,000 | 424 |
| Net operating income | $-906,000 | 8,068 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 7,548 |
| Total interest expense | $600,000 | 7,543 |
| Net interest income | $948,000 | 7,469 |
| Provision for loan and lease losses | $174,000 | 3,275 |
| Total noninterest income | $44,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $21,000 | 7,079 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $23,000 | 7,559 |
| Total noninterest expense | $1,547,000 | 6,131 |
| Salaries and employee benefits | $806,000 | 6,274 |
| Premises and equipment expense | $269,000 | 5,325 |
| Additional noninterest expense | $472,000 | 5,965 |
| Pre-tax net operating income | $-729,000 | 8,198 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-728,000 | 8,242 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-728,000 | 8,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $314,000 | 498 |
| Net operating income | $-729,000 | 8,233 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $939,000 | 7,737 |
| Total interest expense | $365,000 | 7,682 |
| Net interest income | $574,000 | 7,667 |
| Provision for loan and lease losses | $126,000 | 2,895 |
| Total noninterest income | $26,000 | 8,117 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $12,000 | 7,175 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $1,027,000 | 6,178 |
| Salaries and employee benefits | $533,000 | 6,343 |
| Premises and equipment expense | $178,000 | 5,371 |
| Additional noninterest expense | $316,000 | 5,977 |
| Pre-tax net operating income | $-553,000 | 8,331 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-553,000 | 8,357 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-553,000 | 8,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 710 |
| Net operating income | $-553,000 | 8,351 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $434,000 | 7,878 |
| Total interest expense | $162,000 | 7,852 |
| Net interest income | $272,000 | 7,779 |
| Provision for loan and lease losses | $49,000 | 3,140 |
| Total noninterest income | $13,000 | 8,149 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $510,000 | 6,239 |
| Salaries and employee benefits | $269,000 | 6,362 |
| Premises and equipment expense | $88,000 | 5,432 |
| Additional noninterest expense | $153,000 | 6,070 |
| Pre-tax net operating income | $-274,000 | 8,387 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-274,000 | 8,408 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-274,000 | 8,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 633 |
| Net operating income | $-274,000 | 8,396 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 8,115 |
| Total interest expense | $372,000 | 8,161 |
| Net interest income | $862,000 | 8,020 |
| Provision for loan and lease losses | $79,000 | 5,043 |
| Total noninterest income | $33,000 | 8,330 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $8,000 | 7,455 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,832 |
| Total noninterest expense | $1,960,000 | 6,218 |
| Salaries and employee benefits | $1,024,000 | 6,355 |
| Premises and equipment expense | $326,000 | 5,520 |
| Additional noninterest expense | $610,000 | 6,018 |
| Pre-tax net operating income | $-1,144,000 | 8,463 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,144,000 | 8,492 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,144,000 | 8,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $187,000 | 775 |
| Net operating income | $-1,144,000 | 8,486 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $835,000 | 8,268 |
| Total interest expense | $224,000 | 8,340 |
| Net interest income | $611,000 | 8,158 |
| Provision for loan and lease losses | $55,000 | 4,965 |
| Total noninterest income | $19,000 | 8,467 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $5,000 | 7,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,072 |
| Total noninterest expense | $1,390,000 | 6,366 |
| Salaries and employee benefits | $736,000 | 6,454 |
| Premises and equipment expense | $241,000 | 5,591 |
| Additional noninterest expense | $413,000 | 6,303 |
| Pre-tax net operating income | $-815,000 | 8,536 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-815,000 | 8,569 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-815,000 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 688 |
| Net operating income | $-815,000 | 8,560 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $481,000 | 8,418 |
| Total interest expense | $103,000 | 8,495 |
| Net interest income | $378,000 | 8,277 |
| Provision for loan and lease losses | $38,000 | 4,803 |
| Total noninterest income | $12,000 | 8,524 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,000 | 7,584 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $915,000 | 6,412 |
| Salaries and employee benefits | $461,000 | 6,634 |
| Premises and equipment expense | $154,000 | 5,708 |
| Additional noninterest expense | $300,000 | 6,088 |
| Pre-tax net operating income | $-563,000 | 8,587 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-563,000 | 8,606 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-563,000 | 8,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 669 |
| Net operating income | $-563,000 | 8,602 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $201,000 | 8,533 |
| Total interest expense | $31,000 | 8,624 |
| Net interest income | $170,000 | 8,393 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $4,000 | 8,590 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 7,643 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $456,000 | 6,435 |
| Salaries and employee benefits | $213,000 | 6,833 |
| Premises and equipment expense | $77,000 | 5,732 |
| Additional noninterest expense | $166,000 | 5,751 |
| Pre-tax net operating income | $-283,000 | 8,606 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-283,000 | 8,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-283,000 | 8,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-283,000 | 8,619 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $149,000 | 8,775 |
| Total interest expense | $5,000 | 8,800 |
| Net interest income | $144,000 | 8,761 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $661,000 | 8,306 |
| Salaries and employee benefits | $123,000 | 8,772 |
| Premises and equipment expense | $44,000 | 8,540 |
| Additional noninterest expense | $494,000 | 6,618 |
| Pre-tax net operating income | $-517,000 | 8,506 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-517,000 | 8,551 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-517,000 | 8,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $9,966,000 | 200 |
| Net operating income | $-517,000 | 8,533 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.