Home > Highlands Independent Bank > Income and Expense
Highlands Independent Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,470,000 | 3,113 |
| Total interest expense | $294,000 | 4,562 |
| Net interest income | $5,176,000 | 2,950 |
| Provision for loan and lease losses | $7,000 | 4,245 |
| Total noninterest income | $1,151,000 | 2,503 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $433,000 | 2,039 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $718,000 | 2,407 |
| Total noninterest expense | $6,017,000 | 2,318 |
| Salaries and employee benefits | $2,756,000 | 2,677 |
| Premises and equipment expense | $744,000 | 2,280 |
| Additional noninterest expense | $2,517,000 | 1,836 |
| Pre-tax net operating income | $303,000 | 5,333 |
| Securities gains (losses) | $-342,000 | 6,525 |
| Applicable income taxes | $-436,000 | 6,501 |
| Income before extraordinary items | $397,000 | 4,936 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $397,000 | 4,935 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $397,000 | 4,937 |
| Net charge-offs | $-150,000 | 6,289 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $615,880 | 4,264 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 3,130 |
| Total interest expense | $201,000 | 4,548 |
| Net interest income | $3,411,000 | 2,978 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $795,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $287,000 | 2,026 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $508,000 | 2,289 |
| Total noninterest expense | $4,079,000 | 2,294 |
| Salaries and employee benefits | $1,888,000 | 2,637 |
| Premises and equipment expense | $480,000 | 2,356 |
| Additional noninterest expense | $1,711,000 | 1,791 |
| Pre-tax net operating income | $127,000 | 5,665 |
| Securities gains (losses) | $-342,000 | 6,606 |
| Applicable income taxes | $-467,000 | 6,604 |
| Income before extraordinary items | $252,000 | 4,965 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $252,000 | 4,967 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $252,000 | 4,968 |
| Net charge-offs | $-181,000 | 6,433 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $470,880 | 4,004 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 3,149 |
| Total interest expense | $106,000 | 4,511 |
| Net interest income | $1,699,000 | 2,989 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $374,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $147,000 | 1,973 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $227,000 | 2,379 |
| Total noninterest expense | $2,044,000 | 2,291 |
| Salaries and employee benefits | $959,000 | 2,606 |
| Premises and equipment expense | $240,000 | 2,385 |
| Additional noninterest expense | $845,000 | 1,801 |
| Pre-tax net operating income | $29,000 | 5,944 |
| Securities gains (losses) | $-342,000 | 6,693 |
| Applicable income taxes | $-371,000 | 6,692 |
| Income before extraordinary items | $58,000 | 5,629 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $58,000 | 5,629 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $58,000 | 5,629 |
| Net charge-offs | $-463,000 | 6,666 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $276,880 | 3,632 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,729,000 | 3,024 |
| Total interest expense | $568,000 | 4,192 |
| Net interest income | $7,161,000 | 2,860 |
| Provision for loan and lease losses | $16,000 | 4,798 |
| Total noninterest income | $1,325,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $676,000 | 1,882 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $649,000 | 2,982 |
| Total noninterest expense | $8,815,000 | 2,143 |
| Salaries and employee benefits | $3,834,000 | 2,570 |
| Premises and equipment expense | $1,008,000 | 2,236 |
| Additional noninterest expense | $3,973,000 | 1,627 |
| Pre-tax net operating income | $-345,000 | 6,419 |
| Securities gains (losses) | $13,000 | 2,535 |
| Applicable income taxes | $615,000 | 1,942 |
| Income before extraordinary items | $-947,000 | 6,575 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-947,000 | 6,576 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-947,000 | 6,576 |
| Net charge-offs | $2,931,000 | 553 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-960,000 | 6,566 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,779,000 | 3,051 |
| Total interest expense | $442,000 | 4,195 |
| Net interest income | $5,337,000 | 2,888 |
| Provision for loan and lease losses | $11,000 | 4,700 |
| Total noninterest income | $976,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $493,000 | 1,925 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $483,000 | 3,067 |
| Total noninterest expense | $6,660,000 | 2,121 |
| Salaries and employee benefits | $2,881,000 | 2,572 |
| Premises and equipment expense | $758,000 | 2,257 |
| Additional noninterest expense | $3,021,000 | 1,604 |
| Pre-tax net operating income | $-358,000 | 6,572 |
| Securities gains (losses) | $13,000 | 2,404 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-345,000 | 6,597 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-345,000 | 6,597 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-345,000 | 6,597 |
| Net charge-offs | $2,552,000 | 502 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-358,000 | 6,583 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,897,000 | 3,025 |
| Total interest expense | $306,000 | 4,182 |
| Net interest income | $3,591,000 | 2,859 |
| Provision for loan and lease losses | $2,000 | 4,732 |
| Total noninterest income | $660,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $323,000 | 1,926 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $337,000 | 3,043 |
| Total noninterest expense | $4,475,000 | 2,108 |
| Salaries and employee benefits | $1,933,000 | 2,569 |
| Premises and equipment expense | $494,000 | 2,313 |
| Additional noninterest expense | $2,048,000 | 1,582 |
| Pre-tax net operating income | $-226,000 | 6,571 |
| Securities gains (losses) | $13,000 | 2,195 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-213,000 | 6,614 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-213,000 | 6,614 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-213,000 | 6,614 |
| Net charge-offs | $1,916,000 | 473 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-226,000 | 6,592 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 3,055 |
| Total interest expense | $160,000 | 4,189 |
| Net interest income | $1,785,000 | 2,877 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $171,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $157,000 | 1,959 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 5,942 |
| Total noninterest expense | $2,314,000 | 2,072 |
| Salaries and employee benefits | $972,000 | 2,570 |
| Premises and equipment expense | $258,000 | 2,255 |
| Additional noninterest expense | $1,084,000 | 1,498 |
| Pre-tax net operating income | $-358,000 | 6,815 |
| Securities gains (losses) | $13,000 | 1,412 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-345,000 | 6,832 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-345,000 | 6,833 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-345,000 | 6,833 |
| Net charge-offs | $711,000 | 605 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-358,000 | 6,820 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,684,000 | 2,906 |
| Total interest expense | $950,000 | 3,735 |
| Net interest income | $7,734,000 | 2,737 |
| Provision for loan and lease losses | $3,527,000 | 676 |
| Total noninterest income | $1,035,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $752,000 | 1,778 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $283,000 | 4,109 |
| Total noninterest expense | $9,319,000 | 2,050 |
| Salaries and employee benefits | $3,888,000 | 2,520 |
| Premises and equipment expense | $1,020,000 | 2,250 |
| Additional noninterest expense | $4,411,000 | 1,523 |
| Pre-tax net operating income | $-4,077,000 | 6,931 |
| Securities gains (losses) | $797,000 | 653 |
| Applicable income taxes | $200,000 | 3,008 |
| Income before extraordinary items | $-3,480,000 | 6,920 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,480,000 | 6,919 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-3,480,000 | 6,919 |
| Net charge-offs | $6,170,000 | 491 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-4,277,000 | 6,936 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,619,000 | 2,929 |
| Total interest expense | $760,000 | 3,694 |
| Net interest income | $5,859,000 | 2,757 |
| Provision for loan and lease losses | $3,102,000 | 608 |
| Total noninterest income | $1,494,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $565,000 | 1,805 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $929,000 | 2,084 |
| Total noninterest expense | $6,975,000 | 2,059 |
| Salaries and employee benefits | $2,910,000 | 2,536 |
| Premises and equipment expense | $779,000 | 2,240 |
| Additional noninterest expense | $3,286,000 | 1,536 |
| Pre-tax net operating income | $-2,724,000 | 7,027 |
| Securities gains (losses) | $797,000 | 508 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,927,000 | 6,989 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,927,000 | 6,986 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,927,000 | 6,988 |
| Net charge-offs | $5,512,000 | 427 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-2,724,000 | 7,026 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 2,838 |
| Total interest expense | $534,000 | 3,665 |
| Net interest income | $4,109,000 | 2,650 |
| Provision for loan and lease losses | $1,061,000 | 1,048 |
| Total noninterest income | $1,148,000 | 1,958 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $384,000 | 1,768 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $764,000 | 1,804 |
| Total noninterest expense | $4,644,000 | 2,066 |
| Salaries and employee benefits | $1,926,000 | 2,550 |
| Premises and equipment expense | $528,000 | 2,183 |
| Additional noninterest expense | $2,190,000 | 1,551 |
| Pre-tax net operating income | $-448,000 | 6,789 |
| Securities gains (losses) | $797,000 | 353 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $349,000 | 4,588 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $349,000 | 4,590 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $349,000 | 4,590 |
| Net charge-offs | $2,433,000 | 594 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-448,000 | 6,810 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 2,804 |
| Total interest expense | $284,000 | 3,632 |
| Net interest income | $2,098,000 | 2,601 |
| Provision for loan and lease losses | $67,000 | 3,375 |
| Total noninterest income | $505,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $204,000 | 1,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $301,000 | 2,096 |
| Total noninterest expense | $2,221,000 | 2,147 |
| Salaries and employee benefits | $991,000 | 2,492 |
| Premises and equipment expense | $250,000 | 2,295 |
| Additional noninterest expense | $980,000 | 1,697 |
| Pre-tax net operating income | $315,000 | 3,756 |
| Securities gains (losses) | $797,000 | 175 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,112,000 | 1,298 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,112,000 | 1,299 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,112,000 | 1,299 |
| Net charge-offs | $893,000 | 717 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $315,000 | 3,383 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,575,000 | 2,636 |
| Total interest expense | $1,488,000 | 3,468 |
| Net interest income | $9,087,000 | 2,410 |
| Provision for loan and lease losses | $5,064,000 | 780 |
| Total noninterest income | $1,459,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $862,000 | 1,677 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $597,000 | 2,861 |
| Total noninterest expense | $9,109,000 | 2,098 |
| Salaries and employee benefits | $4,073,000 | 2,364 |
| Premises and equipment expense | $1,113,000 | 2,189 |
| Additional noninterest expense | $3,923,000 | 1,731 |
| Pre-tax net operating income | $-3,627,000 | 6,976 |
| Securities gains (losses) | $333,000 | 1,060 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-3,294,000 | 6,973 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,294,000 | 6,974 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,294,000 | 6,974 |
| Net charge-offs | $3,826,000 | 1,011 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,627,000 | 6,982 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,190,000 | 2,579 |
| Total interest expense | $1,173,000 | 3,464 |
| Net interest income | $7,017,000 | 2,343 |
| Provision for loan and lease losses | $3,054,000 | 918 |
| Total noninterest income | $1,380,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $639,000 | 1,703 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $741,000 | 2,149 |
| Total noninterest expense | $6,809,000 | 2,107 |
| Salaries and employee benefits | $3,088,000 | 2,335 |
| Premises and equipment expense | $837,000 | 2,207 |
| Additional noninterest expense | $2,884,000 | 1,756 |
| Pre-tax net operating income | $-1,466,000 | 6,915 |
| Securities gains (losses) | $333,000 | 862 |
| Applicable income taxes | $20,000 | 4,044 |
| Income before extraordinary items | $-1,153,000 | 6,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,153,000 | 6,900 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,153,000 | 6,899 |
| Net charge-offs | $3,361,000 | 869 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,486,000 | 6,953 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,561,000 | 2,554 |
| Total interest expense | $828,000 | 3,423 |
| Net interest income | $4,733,000 | 2,319 |
| Provision for loan and lease losses | $1,289,000 | 1,278 |
| Total noninterest income | $886,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $411,000 | 1,730 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $475,000 | 2,180 |
| Total noninterest expense | $4,553,000 | 2,120 |
| Salaries and employee benefits | $2,072,000 | 2,338 |
| Premises and equipment expense | $564,000 | 2,215 |
| Additional noninterest expense | $1,917,000 | 1,787 |
| Pre-tax net operating income | $-223,000 | 6,575 |
| Securities gains (losses) | $333,000 | 505 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $110,000 | 5,625 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $110,000 | 5,624 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $110,000 | 5,625 |
| Net charge-offs | $2,553,000 | 778 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-223,000 | 6,624 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,740,000 | 2,606 |
| Total interest expense | $457,000 | 3,267 |
| Net interest income | $2,283,000 | 2,408 |
| Provision for loan and lease losses | $835,000 | 986 |
| Total noninterest income | $232,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $194,000 | 1,783 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,072 |
| Total noninterest expense | $2,106,000 | 2,305 |
| Salaries and employee benefits | $1,036,000 | 2,361 |
| Premises and equipment expense | $282,000 | 2,252 |
| Additional noninterest expense | $788,000 | 2,135 |
| Pre-tax net operating income | $-426,000 | 7,044 |
| Securities gains (losses) | $333,000 | 227 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-93,000 | 6,705 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-93,000 | 6,705 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-93,000 | 6,705 |
| Net charge-offs | $1,711,000 | 603 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-426,000 | 7,080 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,914,000 | 2,512 |
| Total interest expense | $2,923,000 | 2,662 |
| Net interest income | $8,991,000 | 2,439 |
| Provision for loan and lease losses | $7,759,000 | 823 |
| Total noninterest income | $681,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $781,000 | 1,877 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-100,000 | 7,197 |
| Total noninterest expense | $8,479,000 | 2,280 |
| Salaries and employee benefits | $4,198,000 | 2,298 |
| Premises and equipment expense | $1,159,000 | 2,178 |
| Additional noninterest expense | $3,122,000 | 2,215 |
| Pre-tax net operating income | $-6,566,000 | 7,208 |
| Securities gains (losses) | $524,000 | 858 |
| Applicable income taxes | $3,907,000 | 440 |
| Income before extraordinary items | $-9,949,000 | 7,377 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,949,000 | 7,376 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,949,000 | 7,377 |
| Net charge-offs | $5,719,000 | 912 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-10,473,000 | 7,380 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,550,000 | 2,418 |
| Total interest expense | $2,267,000 | 2,677 |
| Net interest income | $7,283,000 | 2,308 |
| Provision for loan and lease losses | $5,934,000 | 769 |
| Total noninterest income | $614,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $559,000 | 1,996 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $55,000 | 5,896 |
| Total noninterest expense | $6,381,000 | 2,274 |
| Salaries and employee benefits | $3,153,000 | 2,310 |
| Premises and equipment expense | $887,000 | 2,161 |
| Additional noninterest expense | $2,341,000 | 2,192 |
| Pre-tax net operating income | $-4,418,000 | 7,329 |
| Securities gains (losses) | $525,000 | 707 |
| Applicable income taxes | $-1,595,000 | 7,576 |
| Income before extraordinary items | $-2,298,000 | 7,179 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,298,000 | 7,178 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,298,000 | 7,179 |
| Net charge-offs | $4,337,000 | 865 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,634,000 | 7,201 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,497,000 | 2,394 |
| Total interest expense | $1,616,000 | 2,631 |
| Net interest income | $4,881,000 | 2,283 |
| Provision for loan and lease losses | $3,800,000 | 791 |
| Total noninterest income | $556,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $367,000 | 2,019 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $189,000 | 3,582 |
| Total noninterest expense | $4,212,000 | 2,296 |
| Salaries and employee benefits | $2,107,000 | 2,314 |
| Premises and equipment expense | $590,000 | 2,182 |
| Additional noninterest expense | $1,515,000 | 2,242 |
| Pre-tax net operating income | $-2,575,000 | 7,361 |
| Securities gains (losses) | $525,000 | 459 |
| Applicable income taxes | $-883,000 | 7,591 |
| Income before extraordinary items | $-1,167,000 | 7,142 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,167,000 | 7,141 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,167,000 | 7,142 |
| Net charge-offs | $2,924,000 | 849 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,503,000 | 7,232 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 2,438 |
| Total interest expense | $860,000 | 2,597 |
| Net interest income | $2,406,000 | 2,339 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $228,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $187,000 | 1,985 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 5,010 |
| Total noninterest expense | $2,100,000 | 2,323 |
| Salaries and employee benefits | $1,063,000 | 2,321 |
| Premises and equipment expense | $297,000 | 2,221 |
| Additional noninterest expense | $740,000 | 2,280 |
| Pre-tax net operating income | $134,000 | 4,703 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-10,000 | 7,111 |
| Income before extraordinary items | $144,000 | 4,446 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $144,000 | 4,447 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $144,000 | 4,445 |
| Net charge-offs | $615,000 | 1,434 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $144,000 | 4,332 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,459,000 | 2,314 |
| Total interest expense | $4,899,000 | 2,305 |
| Net interest income | $9,560,000 | 2,289 |
| Provision for loan and lease losses | $12,849,000 | 693 |
| Total noninterest income | $1,432,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $860,000 | 1,930 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $572,000 | 2,970 |
| Total noninterest expense | $8,773,000 | 2,257 |
| Salaries and employee benefits | $4,369,000 | 2,250 |
| Premises and equipment expense | $1,226,000 | 2,176 |
| Additional noninterest expense | $3,178,000 | 2,232 |
| Pre-tax net operating income | $-10,630,000 | 7,510 |
| Securities gains (losses) | $180,000 | 1,627 |
| Applicable income taxes | $-4,171,000 | 7,715 |
| Income before extraordinary items | $-6,279,000 | 7,377 |
| Extraordinary gains, net | $30,000 | 27 |
| Net income | $-6,249,000 | 7,372 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,249,000 | 7,372 |
| Net charge-offs | $10,477,000 | 662 |
| Cash dividends | $467,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,394,200 | 7,392 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,064,000 | 2,300 |
| Total interest expense | $3,885,000 | 2,274 |
| Net interest income | $7,179,000 | 2,287 |
| Provision for loan and lease losses | $8,449,000 | 715 |
| Total noninterest income | $1,182,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $639,000 | 1,947 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $543,000 | 2,685 |
| Total noninterest expense | $6,641,000 | 2,241 |
| Salaries and employee benefits | $3,313,000 | 2,245 |
| Premises and equipment expense | $931,000 | 2,173 |
| Additional noninterest expense | $2,397,000 | 2,185 |
| Pre-tax net operating income | $-6,729,000 | 7,602 |
| Securities gains (losses) | $180,000 | 1,369 |
| Applicable income taxes | $-2,643,000 | 7,783 |
| Income before extraordinary items | $-3,906,000 | 7,480 |
| Extraordinary gains, net | $30,000 | 21 |
| Net income | $-3,876,000 | 7,475 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,876,000 | 7,475 |
| Net charge-offs | $1,483,000 | 1,785 |
| Cash dividends | $467,000 | 2,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,021,200 | 7,498 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,384,000 | 2,332 |
| Total interest expense | $2,709,000 | 2,267 |
| Net interest income | $4,675,000 | 2,332 |
| Provision for loan and lease losses | $7,107,000 | 584 |
| Total noninterest income | $825,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $406,000 | 1,998 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $419,000 | 2,484 |
| Total noninterest expense | $4,466,000 | 2,249 |
| Salaries and employee benefits | $2,227,000 | 2,269 |
| Premises and equipment expense | $632,000 | 2,159 |
| Additional noninterest expense | $1,607,000 | 2,194 |
| Pre-tax net operating income | $-6,073,000 | 7,794 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-2,404,000 | 7,930 |
| Income before extraordinary items | $-3,669,000 | 7,691 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,669,000 | 7,690 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,669,000 | 7,690 |
| Net charge-offs | $991,000 | 1,635 |
| Cash dividends | $71,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,669,000 | 7,701 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 2,372 |
| Total interest expense | $1,389,000 | 2,302 |
| Net interest income | $2,274,000 | 2,382 |
| Provision for loan and lease losses | $1,457,000 | 944 |
| Total noninterest income | $429,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $186,000 | 2,090 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $243,000 | 2,233 |
| Total noninterest expense | $2,201,000 | 2,223 |
| Salaries and employee benefits | $1,121,000 | 2,278 |
| Premises and equipment expense | $318,000 | 2,190 |
| Additional noninterest expense | $762,000 | 2,080 |
| Pre-tax net operating income | $-955,000 | 7,620 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-419,000 | 7,865 |
| Income before extraordinary items | $-536,000 | 7,477 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-536,000 | 7,477 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-536,000 | 7,478 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-536,000 | 7,453 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,611,000 | 2,157 |
| Total interest expense | $7,304,000 | 2,123 |
| Net interest income | $10,307,000 | 2,156 |
| Provision for loan and lease losses | $3,584,000 | 1,245 |
| Total noninterest income | $1,831,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $923,000 | 1,875 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $908,000 | 2,273 |
| Total noninterest expense | $8,672,000 | 2,203 |
| Salaries and employee benefits | $4,522,000 | 2,246 |
| Premises and equipment expense | $1,264,000 | 2,139 |
| Additional noninterest expense | $2,886,000 | 2,077 |
| Pre-tax net operating income | $-118,000 | 6,469 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-285,000 | 7,312 |
| Income before extraordinary items | $167,000 | 5,608 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $167,000 | 5,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,370,000 | 1,161 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $167,000 | 5,767 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,610,000 | 2,144 |
| Total interest expense | $5,720,000 | 2,127 |
| Net interest income | $7,890,000 | 2,128 |
| Provision for loan and lease losses | $1,209,000 | 1,645 |
| Total noninterest income | $1,590,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $708,000 | 1,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $882,000 | 1,992 |
| Total noninterest expense | $6,550,000 | 2,185 |
| Salaries and employee benefits | $3,461,000 | 2,227 |
| Premises and equipment expense | $961,000 | 2,120 |
| Additional noninterest expense | $2,128,000 | 2,043 |
| Pre-tax net operating income | $1,721,000 | 2,557 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $469,000 | 1,981 |
| Income before extraordinary items | $1,252,000 | 2,676 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,252,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 1,661 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,252,000 | 2,814 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,253,000 | 2,131 |
| Total interest expense | $4,030,000 | 2,112 |
| Net interest income | $5,223,000 | 2,123 |
| Provision for loan and lease losses | $175,000 | 3,369 |
| Total noninterest income | $1,167,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $470,000 | 1,844 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $697,000 | 1,793 |
| Total noninterest expense | $4,409,000 | 2,176 |
| Salaries and employee benefits | $2,303,000 | 2,253 |
| Premises and equipment expense | $640,000 | 2,110 |
| Additional noninterest expense | $1,466,000 | 1,967 |
| Pre-tax net operating income | $1,806,000 | 1,844 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $566,000 | 1,462 |
| Income before extraordinary items | $1,240,000 | 2,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,240,000 | 2,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,878 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,240,000 | 2,078 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,781,000 | 2,120 |
| Total interest expense | $2,140,000 | 2,125 |
| Net interest income | $2,641,000 | 2,101 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $611,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $239,000 | 1,787 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $372,000 | 1,708 |
| Total noninterest expense | $2,201,000 | 2,175 |
| Salaries and employee benefits | $1,161,000 | 2,263 |
| Premises and equipment expense | $323,000 | 2,101 |
| Additional noninterest expense | $717,000 | 1,965 |
| Pre-tax net operating income | $951,000 | 1,877 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $303,000 | 1,465 |
| Income before extraordinary items | $648,000 | 2,162 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $648,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,006 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $648,000 | 2,094 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,323,000 | 1,979 |
| Total interest expense | $9,121,000 | 2,086 |
| Net interest income | $12,202,000 | 1,863 |
| Provision for loan and lease losses | $1,385,000 | 1,125 |
| Total noninterest income | $3,429,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,019,000 | 1,734 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,410,000 | 1,195 |
| Total noninterest expense | $8,896,000 | 2,067 |
| Salaries and employee benefits | $4,575,000 | 2,200 |
| Premises and equipment expense | $1,298,000 | 2,013 |
| Additional noninterest expense | $3,023,000 | 1,824 |
| Pre-tax net operating income | $5,350,000 | 1,556 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,837,000 | 1,208 |
| Income before extraordinary items | $3,513,000 | 1,793 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,513,000 | 1,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $671,000 | 1,373 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,513,000 | 1,784 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,175,000 | 1,959 |
| Total interest expense | $6,867,000 | 2,080 |
| Net interest income | $9,308,000 | 1,832 |
| Provision for loan and lease losses | $410,000 | 1,819 |
| Total noninterest income | $2,713,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $747,000 | 1,750 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,966,000 | 1,131 |
| Total noninterest expense | $6,896,000 | 1,990 |
| Salaries and employee benefits | $3,584,000 | 2,111 |
| Premises and equipment expense | $1,027,000 | 1,900 |
| Additional noninterest expense | $2,285,000 | 1,772 |
| Pre-tax net operating income | $4,715,000 | 1,437 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,652,000 | 1,127 |
| Income before extraordinary items | $3,063,000 | 1,653 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,063,000 | 1,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 1,091 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,063,000 | 1,643 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,740,000 | 1,978 |
| Total interest expense | $4,462,000 | 2,134 |
| Net interest income | $6,278,000 | 1,830 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $2,036,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $483,000 | 1,802 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,553,000 | 1,018 |
| Total noninterest expense | $4,786,000 | 1,926 |
| Salaries and employee benefits | $2,539,000 | 2,006 |
| Premises and equipment expense | $680,000 | 1,924 |
| Additional noninterest expense | $1,567,000 | 1,739 |
| Pre-tax net operating income | $3,378,000 | 1,388 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,199,000 | 1,111 |
| Income before extraordinary items | $2,179,000 | 1,603 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,179,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,876 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,179,000 | 1,585 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 2,035 |
| Total interest expense | $2,136,000 | 2,194 |
| Net interest income | $3,068,000 | 1,876 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $1,158,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $228,000 | 1,849 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $930,000 | 891 |
| Total noninterest expense | $2,432,000 | 1,902 |
| Salaries and employee benefits | $1,245,000 | 2,064 |
| Premises and equipment expense | $338,000 | 1,928 |
| Additional noninterest expense | $849,000 | 1,571 |
| Pre-tax net operating income | $1,719,000 | 1,364 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $615,000 | 1,094 |
| Income before extraordinary items | $1,104,000 | 1,561 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,104,000 | 1,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,104,000 | 1,548 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,143,000 | 2,061 |
| Total interest expense | $6,124,000 | 2,547 |
| Net interest income | $13,019,000 | 1,771 |
| Provision for loan and lease losses | $420,000 | 2,183 |
| Total noninterest income | $3,626,000 | 1,389 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $963,000 | 1,810 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,663,000 | 1,087 |
| Total noninterest expense | $8,958,000 | 1,967 |
| Salaries and employee benefits | $4,413,000 | 2,211 |
| Premises and equipment expense | $1,219,000 | 2,047 |
| Additional noninterest expense | $3,326,000 | 1,589 |
| Pre-tax net operating income | $7,267,000 | 1,354 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,620,000 | 1,058 |
| Income before extraordinary items | $4,647,000 | 1,558 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,647,000 | 1,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,647,000 | 1,542 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,010,000 | 2,098 |
| Total interest expense | $4,193,000 | 2,667 |
| Net interest income | $9,817,000 | 1,772 |
| Provision for loan and lease losses | $315,000 | 2,065 |
| Total noninterest income | $2,669,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $714,000 | 1,829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,955,000 | 1,118 |
| Total noninterest expense | $6,671,000 | 1,974 |
| Salaries and employee benefits | $3,372,000 | 2,173 |
| Premises and equipment expense | $894,000 | 2,102 |
| Additional noninterest expense | $2,405,000 | 1,637 |
| Pre-tax net operating income | $5,500,000 | 1,391 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,971,000 | 1,105 |
| Income before extraordinary items | $3,529,000 | 1,570 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,529,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,529,000 | 1,552 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,077,000 | 2,119 |
| Total interest expense | $2,538,000 | 2,783 |
| Net interest income | $6,539,000 | 1,778 |
| Provision for loan and lease losses | $210,000 | 2,022 |
| Total noninterest income | $1,771,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $460,000 | 1,866 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,311,000 | 1,107 |
| Total noninterest expense | $4,443,000 | 1,984 |
| Salaries and employee benefits | $2,228,000 | 2,206 |
| Premises and equipment expense | $578,000 | 2,153 |
| Additional noninterest expense | $1,637,000 | 1,607 |
| Pre-tax net operating income | $3,657,000 | 1,382 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,315,000 | 1,114 |
| Income before extraordinary items | $2,342,000 | 1,576 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,342,000 | 1,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,342,000 | 1,560 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,380,000 | 2,142 |
| Total interest expense | $1,153,000 | 2,894 |
| Net interest income | $3,227,000 | 1,790 |
| Provision for loan and lease losses | $105,000 | 1,911 |
| Total noninterest income | $885,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $227,000 | 1,841 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $658,000 | 1,093 |
| Total noninterest expense | $2,217,000 | 1,992 |
| Salaries and employee benefits | $1,071,000 | 2,303 |
| Premises and equipment expense | $276,000 | 2,265 |
| Additional noninterest expense | $870,000 | 1,510 |
| Pre-tax net operating income | $1,790,000 | 1,370 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $647,000 | 1,123 |
| Income before extraordinary items | $1,143,000 | 1,584 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,143,000 | 1,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,143,000 | 1,564 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,749,000 | 2,249 |
| Total interest expense | $3,149,000 | 3,197 |
| Net interest income | $11,600,000 | 1,904 |
| Provision for loan and lease losses | $482,000 | 1,945 |
| Total noninterest income | $3,024,000 | 1,596 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $964,000 | 1,783 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,060,000 | 1,334 |
| Total noninterest expense | $8,349,000 | 2,001 |
| Salaries and employee benefits | $4,074,000 | 2,252 |
| Premises and equipment expense | $1,108,000 | 2,168 |
| Additional noninterest expense | $3,167,000 | 1,610 |
| Pre-tax net operating income | $5,793,000 | 1,624 |
| Securities gains (losses) | $-85,000 | 8,369 |
| Applicable income taxes | $2,076,000 | 1,318 |
| Income before extraordinary items | $3,632,000 | 1,891 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,632,000 | 1,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,476 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,686,400 | 1,850 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,503,000 | 2,314 |
| Total interest expense | $2,009,000 | 3,501 |
| Net interest income | $8,494,000 | 1,941 |
| Provision for loan and lease losses | $342,000 | 1,981 |
| Total noninterest income | $2,240,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $715,000 | 1,800 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,525,000 | 1,346 |
| Total noninterest expense | $6,061,000 | 2,050 |
| Salaries and employee benefits | $2,942,000 | 2,309 |
| Premises and equipment expense | $834,000 | 2,146 |
| Additional noninterest expense | $2,285,000 | 1,646 |
| Pre-tax net operating income | $4,331,000 | 1,645 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,577,000 | 1,333 |
| Income before extraordinary items | $2,754,000 | 1,905 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,754,000 | 1,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,754,000 | 1,865 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,657,000 | 2,367 |
| Total interest expense | $1,219,000 | 3,583 |
| Net interest income | $5,438,000 | 1,997 |
| Provision for loan and lease losses | $267,000 | 1,692 |
| Total noninterest income | $1,427,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $461,000 | 1,816 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $966,000 | 1,382 |
| Total noninterest expense | $3,889,000 | 2,104 |
| Salaries and employee benefits | $1,882,000 | 2,376 |
| Premises and equipment expense | $554,000 | 2,138 |
| Additional noninterest expense | $1,453,000 | 1,699 |
| Pre-tax net operating income | $2,709,000 | 1,710 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $988,000 | 1,388 |
| Income before extraordinary items | $1,721,000 | 1,982 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,721,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,721,000 | 1,944 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,236,000 | 2,379 |
| Total interest expense | $575,000 | 3,627 |
| Net interest income | $2,661,000 | 2,028 |
| Provision for loan and lease losses | $192,000 | 1,167 |
| Total noninterest income | $616,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $222,000 | 1,826 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $394,000 | 1,566 |
| Total noninterest expense | $1,875,000 | 2,198 |
| Salaries and employee benefits | $925,000 | 2,438 |
| Premises and equipment expense | $259,000 | 2,280 |
| Additional noninterest expense | $691,000 | 1,790 |
| Pre-tax net operating income | $1,210,000 | 1,864 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $440,000 | 1,493 |
| Income before extraordinary items | $770,000 | 2,157 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $770,000 | 2,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $770,000 | 2,117 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,978,000 | 2,835 |
| Total interest expense | $2,066,000 | 3,549 |
| Net interest income | $7,912,000 | 2,569 |
| Provision for loan and lease losses | $432,000 | 2,227 |
| Total noninterest income | $2,288,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $983,000 | 1,787 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,305,000 | 1,800 |
| Total noninterest expense | $6,529,000 | 2,443 |
| Salaries and employee benefits | $3,097,000 | 2,767 |
| Premises and equipment expense | $949,000 | 2,404 |
| Additional noninterest expense | $2,483,000 | 1,959 |
| Pre-tax net operating income | $3,239,000 | 2,419 |
| Securities gains (losses) | $-8,000 | 8,172 |
| Applicable income taxes | $1,184,000 | 1,924 |
| Income before extraordinary items | $2,047,000 | 2,848 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,047,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,883 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,052,120 | 2,785 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,130,000 | 2,933 |
| Total interest expense | $1,503,000 | 3,597 |
| Net interest income | $5,627,000 | 2,665 |
| Provision for loan and lease losses | $361,000 | 1,930 |
| Total noninterest income | $1,702,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $751,000 | 1,764 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $951,000 | 1,836 |
| Total noninterest expense | $4,676,000 | 2,517 |
| Salaries and employee benefits | $2,183,000 | 2,897 |
| Premises and equipment expense | $680,000 | 2,484 |
| Additional noninterest expense | $1,813,000 | 1,983 |
| Pre-tax net operating income | $2,292,000 | 2,571 |
| Securities gains (losses) | $-11,000 | 8,532 |
| Applicable income taxes | $830,000 | 2,051 |
| Income before extraordinary items | $1,451,000 | 3,036 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,451,000 | 3,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,458,040 | 2,944 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 2,998 |
| Total interest expense | $990,000 | 3,633 |
| Net interest income | $3,622,000 | 2,755 |
| Provision for loan and lease losses | $286,000 | 1,653 |
| Total noninterest income | $1,163,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $499,000 | 1,759 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $664,000 | 1,790 |
| Total noninterest expense | $3,073,000 | 2,562 |
| Salaries and employee benefits | $1,417,000 | 2,983 |
| Premises and equipment expense | $428,000 | 2,623 |
| Additional noninterest expense | $1,228,000 | 1,942 |
| Pre-tax net operating income | $1,426,000 | 2,693 |
| Securities gains (losses) | $-11,000 | 8,702 |
| Applicable income taxes | $513,000 | 2,157 |
| Income before extraordinary items | $902,000 | 3,215 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $902,000 | 3,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,880 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $909,040 | 3,094 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,250,000 | 3,068 |
| Total interest expense | $488,000 | 3,715 |
| Net interest income | $1,762,000 | 2,829 |
| Provision for loan and lease losses | $186,000 | 1,226 |
| Total noninterest income | $538,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $242,000 | 1,761 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $296,000 | 1,903 |
| Total noninterest expense | $1,498,000 | 2,626 |
| Salaries and employee benefits | $700,000 | 3,033 |
| Premises and equipment expense | $210,000 | 2,683 |
| Additional noninterest expense | $588,000 | 2,011 |
| Pre-tax net operating income | $616,000 | 3,016 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $222,000 | 2,394 |
| Income before extraordinary items | $394,000 | 3,553 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $394,000 | 3,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $394,000 | 3,440 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,186,000 | 3,370 |
| Total interest expense | $2,066,000 | 3,926 |
| Net interest income | $6,120,000 | 3,129 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $1,895,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $939,000 | 1,844 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $956,000 | 2,458 |
| Total noninterest expense | $5,374,000 | 2,876 |
| Salaries and employee benefits | $2,421,000 | 3,347 |
| Premises and equipment expense | $874,000 | 2,556 |
| Additional noninterest expense | $2,079,000 | 2,321 |
| Pre-tax net operating income | $2,401,000 | 2,977 |
| Securities gains (losses) | $35,000 | 2,802 |
| Applicable income taxes | $882,000 | 2,356 |
| Income before extraordinary items | $1,554,000 | 3,481 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,554,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,982 |
| Cash dividends | $599,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,531,600 | 3,342 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,034,000 | 3,480 |
| Total interest expense | $1,580,000 | 3,978 |
| Net interest income | $4,454,000 | 3,226 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $1,357,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $680,000 | 1,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $677,000 | 2,622 |
| Total noninterest expense | $3,983,000 | 2,918 |
| Salaries and employee benefits | $1,774,000 | 3,399 |
| Premises and equipment expense | $661,000 | 2,546 |
| Additional noninterest expense | $1,548,000 | 2,315 |
| Pre-tax net operating income | $1,648,000 | 3,300 |
| Securities gains (losses) | $17,000 | 3,051 |
| Applicable income taxes | $607,000 | 2,645 |
| Income before extraordinary items | $1,058,000 | 3,850 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,058,000 | 3,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $359,000 | 3,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,047,120 | 3,713 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 3,495 |
| Total interest expense | $1,092,000 | 3,977 |
| Net interest income | $2,940,000 | 3,244 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $883,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $441,000 | 1,924 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $442,000 | 2,639 |
| Total noninterest expense | $2,629,000 | 2,938 |
| Salaries and employee benefits | $1,148,000 | 3,496 |
| Premises and equipment expense | $442,000 | 2,525 |
| Additional noninterest expense | $1,039,000 | 2,287 |
| Pre-tax net operating income | $1,074,000 | 3,347 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $394,000 | 2,722 |
| Income before extraordinary items | $680,000 | 3,946 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $680,000 | 3,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $239,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $680,000 | 3,764 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 3,487 |
| Total interest expense | $548,000 | 4,062 |
| Net interest income | $1,476,000 | 3,217 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $423,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $216,000 | 1,901 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $207,000 | 2,666 |
| Total noninterest expense | $1,300,000 | 2,945 |
| Salaries and employee benefits | $570,000 | 3,505 |
| Premises and equipment expense | $210,000 | 2,652 |
| Additional noninterest expense | $520,000 | 2,251 |
| Pre-tax net operating income | $539,000 | 3,328 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $198,000 | 2,716 |
| Income before extraordinary items | $341,000 | 3,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $341,000 | 3,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $239,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $341,000 | 3,696 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,917,000 | 3,670 |
| Total interest expense | $2,480,000 | 4,124 |
| Net interest income | $5,437,000 | 3,404 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $1,319,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $652,000 | 2,402 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $667,000 | 2,781 |
| Total noninterest expense | $4,661,000 | 3,115 |
| Salaries and employee benefits | $2,086,000 | 3,610 |
| Premises and equipment expense | $755,000 | 2,803 |
| Additional noninterest expense | $1,820,000 | 2,525 |
| Pre-tax net operating income | $1,915,000 | 3,533 |
| Securities gains (losses) | $61,000 | 2,221 |
| Applicable income taxes | $725,000 | 2,770 |
| Income before extraordinary items | $1,251,000 | 3,969 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,251,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,528 |
| Cash dividends | $599,000 | 3,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,211,960 | 3,954 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,712,000 | 4,146 |
| Total interest expense | $3,217,000 | 4,476 |
| Net interest income | $4,495,000 | 3,766 |
| Provision for loan and lease losses | $170,000 | 4,530 |
| Total noninterest income | $1,019,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $507,000 | 2,813 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $512,000 | 3,087 |
| Total noninterest expense | $3,643,000 | 3,704 |
| Salaries and employee benefits | $1,677,000 | 4,145 |
| Premises and equipment expense | $623,000 | 3,271 |
| Additional noninterest expense | $1,343,000 | 3,168 |
| Pre-tax net operating income | $1,701,000 | 3,552 |
| Securities gains (losses) | $280,000 | 929 |
| Applicable income taxes | $726,000 | 2,604 |
| Income before extraordinary items | $1,255,000 | 3,682 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,255,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $479,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,075,800 | 3,958 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,705,000 | 4,744 |
| Total interest expense | $2,560,000 | 5,474 |
| Net interest income | $4,145,000 | 4,058 |
| Provision for loan and lease losses | $108,000 | 5,148 |
| Total noninterest income | $763,000 | 3,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $378,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 3,445 |
| Total noninterest expense | $3,210,000 | 3,996 |
| Salaries and employee benefits | $1,479,000 | 4,409 |
| Premises and equipment expense | $502,000 | 3,777 |
| Additional noninterest expense | $1,229,000 | 3,354 |
| Pre-tax net operating income | $1,590,000 | 3,907 |
| Securities gains (losses) | $-18,000 | 8,681 |
| Applicable income taxes | $580,000 | 3,181 |
| Income before extraordinary items | $992,000 | 4,408 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $992,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $598,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,003,520 | 4,380 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,515,000 | 5,222 |
| Total interest expense | $1,990,000 | 6,020 |
| Net interest income | $3,525,000 | 4,634 |
| Provision for loan and lease losses | $105,000 | 5,113 |
| Total noninterest income | $579,000 | 4,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 4,191 |
| Total noninterest expense | $2,852,000 | 4,396 |
| Salaries and employee benefits | $1,304,000 | 4,861 |
| Premises and equipment expense | $366,000 | 4,819 |
| Additional noninterest expense | $1,182,000 | 3,476 |
| Pre-tax net operating income | $1,147,000 | 4,904 |
| Securities gains (losses) | $-18,000 | 9,513 |
| Applicable income taxes | $401,000 | 4,157 |
| Income before extraordinary items | $728,000 | 5,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $728,000 | 5,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,281 |
| Cash dividends | $180,000 | 5,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $739,520 | 5,274 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,965,000 | 5,704 |
| Total interest expense | $1,886,000 | 6,380 |
| Net interest income | $3,079,000 | 5,048 |
| Provision for loan and lease losses | $63,000 | 6,049 |
| Total noninterest income | $470,000 | 5,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,781 |
| Total noninterest expense | $2,337,000 | 5,001 |
| Salaries and employee benefits | $1,106,000 | 5,380 |
| Premises and equipment expense | $373,000 | 4,677 |
| Additional noninterest expense | $858,000 | 4,449 |
| Pre-tax net operating income | $1,149,000 | 5,015 |
| Securities gains (losses) | $101,000 | 1,266 |
| Applicable income taxes | $461,000 | 4,064 |
| Income before extraordinary items | $789,000 | 5,233 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $789,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $724,360 | 5,397 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 6,225 |
| Total interest expense | $1,740,000 | 6,803 |
| Net interest income | $2,765,000 | 5,637 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $400,000 | 5,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 4,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,549 |
| Total noninterest expense | $2,064,000 | 5,531 |
| Salaries and employee benefits | $978,000 | 5,941 |
| Premises and equipment expense | $345,000 | 4,951 |
| Additional noninterest expense | $741,000 | 4,996 |
| Pre-tax net operating income | $1,035,000 | 5,732 |
| Securities gains (losses) | $-49,000 | 10,641 |
| Applicable income taxes | $350,000 | 5,307 |
| Income before extraordinary items | $636,000 | 6,184 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $636,000 | 6,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $60,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 853 |
| Net operating income | $667,850 | 5,989 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 7,094 |
| Total interest expense | $1,582,000 | 7,372 |
| Net interest income | $2,180,000 | 6,801 |
| Provision for loan and lease losses | $28,000 | 7,549 |
| Total noninterest income | $294,000 | 7,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,864 |
| Total noninterest expense | $1,719,000 | 6,572 |
| Salaries and employee benefits | $830,000 | 6,832 |
| Premises and equipment expense | $275,000 | 5,903 |
| Additional noninterest expense | $614,000 | 6,270 |
| Pre-tax net operating income | $727,000 | 6,807 |
| Securities gains (losses) | $37,000 | 1,547 |
| Applicable income taxes | $271,000 | 6,167 |
| Income before extraordinary items | $493,000 | 6,949 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $493,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $59,000 | 7,406 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 810 |
| Net operating income | $468,950 | 7,065 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,684,000 | 7,323 |
| Total interest expense | $1,546,000 | 7,570 |
| Net interest income | $2,138,000 | 7,008 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $271,000 | 7,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,021 |
| Total noninterest expense | $1,584,000 | 7,023 |
| Salaries and employee benefits | $695,000 | 7,743 |
| Premises and equipment expense | $258,000 | 6,220 |
| Additional noninterest expense | $631,000 | 6,326 |
| Pre-tax net operating income | $775,000 | 6,936 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $273,000 | 6,324 |
| Income before extraordinary items | $484,000 | 7,373 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $484,000 | 7,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 712 |
| Net operating income | $495,520 | 7,257 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 7,724 |
| Total interest expense | $1,212,000 | 7,852 |
| Net interest income | $2,014,000 | 7,534 |
| Provision for loan and lease losses | $44,000 | 6,435 |
| Total noninterest income | $223,000 | 8,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,945 |
| Total noninterest expense | $1,534,000 | 7,496 |
| Salaries and employee benefits | $663,000 | 8,169 |
| Premises and equipment expense | $246,000 | 6,584 |
| Additional noninterest expense | $625,000 | 6,853 |
| Pre-tax net operating income | $659,000 | 7,652 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $245,000 | 6,623 |
| Income before extraordinary items | $424,000 | 7,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $424,000 | 7,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,011 |
| Net operating income | $417,600 | 8,064 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,051,000 | 8,248 |
| Total interest expense | $1,106,000 | 8,653 |
| Net interest income | $1,945,000 | 7,846 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $1,419,000 | 8,110 |
| Salaries and employee benefits | $649,000 | 8,397 |
| Premises and equipment expense | $251,000 | 6,660 |
| Additional noninterest expense | $519,000 | 8,037 |
| Pre-tax net operating income | $635,000 | 7,720 |
| Securities gains (losses) | $196,000 | 1,719 |
| Applicable income taxes | $319,000 | 5,845 |
| Income before extraordinary items | $512,000 | 7,447 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $512,000 | 7,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,012 |
| Net operating income | $386,560 | 8,309 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 8,701 |
| Total interest expense | $1,303,000 | 9,220 |
| Net interest income | $1,859,000 | 8,173 |
| Provision for loan and lease losses | $126,000 | 6,581 |
| Total noninterest income | $178,000 | 9,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $1,264,000 | 8,793 |
| Salaries and employee benefits | $548,000 | 9,291 |
| Premises and equipment expense | $243,000 | 6,920 |
| Additional noninterest expense | $473,000 | 8,717 |
| Pre-tax net operating income | $647,000 | 7,415 |
| Securities gains (losses) | $113,000 | 2,816 |
| Applicable income taxes | $278,000 | 6,248 |
| Income before extraordinary items | $482,000 | 7,490 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $482,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $409,680 | 7,768 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.