Home > Highlands Bank > Assets and Liabilities
Highlands Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 48 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $75,310,000 | 5,423 |
| Cash and due from depository institutions | $4,419,000 | 3,601 |
| Interest-bearing balances | $1,089,000 | 2,760 |
| Securities | $5,333,000 | 8,654 |
| Federal funds sold & reverse repurchase agreements | $16,465,000 | 991 |
| Net loans & leases | $45,478,000 | 5,260 |
| Loan loss allowance | $484,000 | 5,732 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,018,000 | 2,678 |
| Other real estate owned | $0 | 3,601 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $597,000 | 7,655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,310,000 | 5,423 |
| Total liabilities | $69,705,000 | 5,317 |
| Total deposits | $69,302,000 | 5,089 |
| Interest-bearing deposits | $45,853,000 | 6,052 |
| Deposits held in domestic offices | $69,302,000 | 5,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $403,000 | 6,502 |
| Total equity capital | $5,605,000 | 6,645 |
| Total bank equity capital | $5,605,000 | 6,645 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $994,000 | 3,428 |
| Surplus | $4,006,000 | 3,381 |
| Undivided profits | $605,000 | 8,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 8,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $231,000 | 7,494 |
| Earning assets | $68,365,000 | 5,474 |
| Long-term assets (5+ years) | $4,902,000 | 6,256 |
| Average Assets, year-to-date | $65,658,200 | 5,763 |
| Average Assets, quarterly | $72,181,500 | 5,504 |
| Volatile liabilities | $13,628,000 | 4,061 |
| Insider loans | $1,049,000 | 3,432 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,938,000 | 4,902 |
| Tier 1 (core) risk-based capital | $5,598,000 | 6,482 |
| Tier 2 risk-based capital | $484,000 | 5,327 |
| Total risk weighted assets | $52,063,800 | 4,938 |
| Total unused commitments | $5,938,000 | 4,909 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $56,195,000 | 6,617 |
| Cash and due from depository institutions | $3,562,000 | 4,573 |
| Interest-bearing balances | $297,000 | 3,607 |
| Securities | $6,744,000 | 8,535 |
| Federal funds sold & reverse repurchase agreements | $8,035,000 | 1,718 |
| Net loans & leases | $35,090,000 | 6,294 |
| Loan loss allowance | $495,000 | 5,765 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,112,000 | 3,667 |
| Other real estate owned | $0 | 4,573 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $652,000 | 7,624 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,195,000 | 6,617 |
| Total liabilities | $50,939,000 | 6,552 |
| Total deposits | $50,542,000 | 6,357 |
| Interest-bearing deposits | $34,861,000 | 7,210 |
| Deposits held in domestic offices | $50,542,000 | 6,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $397,000 | 6,750 |
| Total equity capital | $5,256,000 | 6,956 |
| Total bank equity capital | $5,256,000 | 6,956 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $994,000 | 3,522 |
| Surplus | $3,006,000 | 4,140 |
| Undivided profits | $1,256,000 | 8,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 8,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $189,000 | 8,421 |
| Earning assets | $50,166,000 | 6,701 |
| Long-term assets (5+ years) | $5,023,000 | 5,969 |
| Average Assets, year-to-date | $54,449,200 | 6,549 |
| Average Assets, quarterly | $60,565,000 | 6,252 |
| Volatile liabilities | $6,918,000 | 6,161 |
| Insider loans | $1,669,000 | 2,399 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,135,000 | 8,569 |
| Tier 1 (core) risk-based capital | $5,250,000 | 6,809 |
| Tier 2 risk-based capital | $494,230 | 5,219 |
| Total risk weighted assets | $39,537,930 | 5,987 |
| Total unused commitments | $1,135,000 | 8,579 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $49,013,000 | 7,334 |
| Cash and due from depository institutions | $2,868,000 | 5,025 |
| Interest-bearing balances | $297,000 | 3,615 |
| Securities | $9,001,000 | 8,275 |
| Federal funds sold & reverse repurchase agreements | $8,865,000 | 1,459 |
| Net loans & leases | $25,872,000 | 7,517 |
| Loan loss allowance | $255,000 | 8,423 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,899,000 | 3,943 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $508,000 | 8,765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,013,000 | 7,334 |
| Total liabilities | $44,496,000 | 7,271 |
| Total deposits | $44,074,000 | 7,135 |
| Interest-bearing deposits | $30,291,000 | 8,001 |
| Deposits held in domestic offices | $44,074,000 | 7,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $422,000 | 6,597 |
| Total equity capital | $4,517,000 | 7,675 |
| Total bank equity capital | $4,517,000 | 7,675 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $994,000 | 3,751 |
| Surplus | $3,006,000 | 4,195 |
| Undivided profits | $517,000 | 9,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 9,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,629 |
| Income earned, not collected on loans | $143,000 | 9,464 |
| Earning assets | $44,035,000 | 7,410 |
| Long-term assets (5+ years) | $6,594,000 | 5,199 |
| Average Assets, year-to-date | $46,656,800 | 7,376 |
| Average Assets, quarterly | $48,182,500 | 7,358 |
| Volatile liabilities | $2,994,000 | 8,586 |
| Insider loans | $1,381,000 | 2,851 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,153,000 | 8,605 |
| Tier 1 (core) risk-based capital | $4,509,000 | 7,570 |
| Tier 2 risk-based capital | $255,000 | 7,832 |
| Total risk weighted assets | $30,478,000 | 7,046 |
| Total unused commitments | $1,153,000 | 8,618 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $44,364,000 | 7,928 |
| Cash and due from depository institutions | $2,598,000 | 5,163 |
| Interest-bearing balances | $495,000 | 3,331 |
| Securities | $10,538,000 | 8,103 |
| Federal funds sold & reverse repurchase agreements | $8,675,000 | 1,678 |
| Net loans & leases | $20,625,000 | 8,461 |
| Loan loss allowance | $276,000 | 8,413 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,452,000 | 4,769 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $476,000 | 9,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,364,000 | 7,928 |
| Total liabilities | $40,569,000 | 7,836 |
| Total deposits | $40,213,000 | 7,705 |
| Interest-bearing deposits | $26,118,000 | 8,859 |
| Deposits held in domestic offices | $40,213,000 | 7,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $356,000 | 7,648 |
| Total equity capital | $3,795,000 | 8,569 |
| Total bank equity capital | $3,795,000 | 8,569 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $994,000 | 3,935 |
| Surplus | $1,865,000 | 5,860 |
| Undivided profits | $936,000 | 9,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 9,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $124,000 | 10,219 |
| Earning assets | $40,333,000 | 7,958 |
| Long-term assets (5+ years) | $6,045,000 | 5,320 |
| Average Assets, year-to-date | $41,997,800 | 8,002 |
| Average Assets, quarterly | $43,476,500 | 7,961 |
| Volatile liabilities | $1,227,000 | 10,560 |
| Insider loans | $971,000 | 3,800 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $949,000 | 9,058 |
| Tier 1 (core) risk-based capital | $3,795,000 | 8,456 |
| Tier 2 risk-based capital | $276,000 | 7,669 |
| Total risk weighted assets | $24,984,000 | 7,933 |
| Total unused commitments | $949,000 | 9,068 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $39,618,000 | 8,634 |
| Cash and due from depository institutions | $2,722,000 | 5,617 |
| Interest-bearing balances | $494,000 | 3,377 |
| Securities | $13,347,000 | 7,587 |
| Federal funds sold & reverse repurchase agreements | $6,005,000 | 1,526 |
| Net loans & leases | $16,240,000 | 9,536 |
| Loan loss allowance | $269,000 | 8,815 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $982,000 | 6,150 |
| Other real estate owned | $64,000 | 5,617 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $258,000 | 11,492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,618,000 | 8,634 |
| Total liabilities | $36,530,000 | 8,515 |
| Total deposits | $36,274,000 | 8,319 |
| Interest-bearing deposits | $23,417,000 | 9,529 |
| Deposits held in domestic offices | $36,274,000 | 8,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $256,000 | 7,990 |
| Total equity capital | $3,088,000 | 9,362 |
| Total bank equity capital | $3,088,000 | 9,362 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $994,000 | 4,102 |
| Surplus | $1,065,000 | 7,761 |
| Undivided profits | $1,029,000 | 8,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 10,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $96,000 | 10,994 |
| Earning assets | $36,086,000 | 8,601 |
| Long-term assets (5+ years) | $8,534,000 | 4,535 |
| Average Assets, year-to-date | $37,942,000 | 8,699 |
| Average Assets, quarterly | $39,383,500 | 8,613 |
| Volatile liabilities | $1,026,000 | 11,066 |
| Insider loans | $785,000 | 4,351 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $442,000 | 10,482 |
| Tier 1 (core) risk-based capital | $3,145,000 | 9,373 |
| Tier 2 risk-based capital | $248,920 | 8,282 |
| Total risk weighted assets | $19,893,820 | 8,995 |
| Total unused commitments | $442,000 | 10,487 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $36,169,000 | 9,336 |
| Cash and due from depository institutions | $2,492,000 | 6,114 |
| Interest-bearing balances | $494,000 | 4,396 |
| Securities | $10,341,000 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,827 |
| Net loans & leases | $14,006,000 | 10,297 |
| Loan loss allowance | $305,000 | 8,606 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $978,000 | 6,222 |
| Other real estate owned | $467,000 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $285,000 | 11,430 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,169,000 | 9,336 |
| Total liabilities | $33,621,000 | 9,188 |
| Total deposits | $33,458,000 | 9,047 |
| Interest-bearing deposits | $22,913,000 | 10,020 |
| Deposits held in domestic offices | $33,458,000 | 9,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $163,000 | 10,061 |
| Total equity capital | $2,548,000 | 10,464 |
| Total bank equity capital | $2,548,000 | 10,464 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $994,000 | 4,260 |
| Surplus | $1,065,000 | 7,881 |
| Undivided profits | $489,000 | 10,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 12,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $82,000 | 11,554 |
| Earning assets | $32,441,000 | 9,401 |
| Long-term assets (5+ years) | $4,896,000 | 6,480 |
| Average Assets, year-to-date | $35,775,600 | 9,216 |
| Average Assets, quarterly | $36,040,000 | 9,289 |
| Volatile liabilities | $417,000 | 12,497 |
| Insider loans | $683,000 | 4,811 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $592,000 | 10,272 |
| Tier 1 (core) risk-based capital | $2,548,000 | 10,417 |
| Tier 2 risk-based capital | $228,690 | 8,779 |
| Total risk weighted assets | $18,218,790 | 9,597 |
| Total unused commitments | $592,000 | 10,291 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $36,572,000 | 9,470 |
| Cash and due from depository institutions | $5,005,000 | 6,885 |
| Interest-bearing balances | $2,079,000 | 2,644 |
| Securities | $10,151,000 | 9,081 |
| Federal funds sold & reverse repurchase agreements | $6,875,000 | 2,423 |
| Net loans & leases | $12,659,000 | 10,884 |
| Loan loss allowance | $277,000 | 9,170 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,034,000 | 6,063 |
| Other real estate owned | $640,000 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $208,000 | 12,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,572,000 | 9,470 |
| Total liabilities | $34,373,000 | 9,289 |
| Total deposits | $34,287,000 | 9,142 |
| Interest-bearing deposits | $22,981,000 | 10,322 |
| Deposits held in domestic offices | $34,287,000 | 9,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $86,000 | 12,673 |
| Total equity capital | $2,199,000 | 11,108 |
| Total bank equity capital | $2,199,000 | 11,108 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $994,000 | 4,465 |
| Surplus | $1,065,000 | 7,894 |
| Undivided profits | $140,000 | 12,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 12,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $72,000 | 12,413 |
| Earning assets | $31,764,000 | 9,661 |
| Long-term assets (5+ years) | $3,711,000 | 7,410 |
| Average Assets, year-to-date | $34,845,800 | 9,566 |
| Average Assets, quarterly | $35,347,500 | 9,571 |
| Volatile liabilities | $538,000 | 12,766 |
| Insider loans | $320,000 | 2,776 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $423,000 | 10,849 |
| Tier 1 (core) risk-based capital | $2,199,000 | 11,062 |
| Tier 2 risk-based capital | $197,080 | 9,525 |
| Total risk weighted assets | $15,686,280 | 10,439 |
| Total unused commitments | $423,000 | 10,873 |
| Derivatives | $0 | 651 |