Home > Highland Lakes Bank > Assets and Liabilities
Highland Lakes Bank, Assets and Liabilities
| 2003-03-31 | Rank | |
| # of Employees: | 27 | 5,381 |
| Assets and Liabilities | ||
| Total Assets: | $78,316,000 | 5,566 |
| Cash and due from depository institutions | $1,000,000 | 5,381 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $40,985,000 | 2,777 |
| Federal funds sold & reverse repurchase agreements | $11,850,000 | 1,426 |
| Net loans & leases | $19,497,000 | 7,763 |
| Loan loss allowance | $363,000 | 6,961 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,423,000 | 5,001 |
| Other real estate owned | $53,000 | 5,381 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,508,000 | 3,101 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,316,000 | 5,566 |
| Total liabilities | $67,717,000 | 5,662 |
| Total deposits | $67,351,000 | 5,433 |
| Interest-bearing deposits | $60,244,000 | 5,274 |
| Deposits held in domestic offices | $67,351,000 | 5,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,000 | 5,691 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $362,000 | 6,057 |
| Total equity capital | $10,599,000 | 4,561 |
| Total bank equity capital | $10,599,000 | 4,561 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $9,000,000 | 2,022 |
| Undivided profits | $599,000 | 7,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 6,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,123 |
| Income earned, not collected on loans | $157,000 | 8,418 |
| Earning assets | $72,332,000 | 5,536 |
| Long-term assets (5+ years) | $5,198,000 | 6,042 |
| Average Assets, year-to-date | $77,702,000 | 5,553 |
| Average Assets, quarterly | $77,702,000 | 5,553 |
| Volatile liabilities | $7,531,000 | 6,415 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,819,000 | 7,503 |
| Tier 1 (core) risk-based capital | $10,600,000 | 4,359 |
| Tier 2 risk-based capital | $295,000 | 7,171 |
| Total risk weighted assets | $23,530,000 | 7,622 |
| Total unused commitments | $1,819,000 | 7,519 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 27 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $77,088,000 | 5,578 |
| Cash and due from depository institutions | $1,507,000 | 5,382 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $998,000 | 8,926 |
| Federal funds sold & reverse repurchase agreements | $48,500,000 | 303 |
| Net loans & leases | $21,410,000 | 7,638 |
| Loan loss allowance | $375,000 | 6,837 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,385,000 | 5,069 |
| Other real estate owned | $0 | 5,382 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,288,000 | 3,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,088,000 | 5,578 |
| Total liabilities | $66,558,000 | 5,688 |
| Total deposits | $66,052,000 | 5,454 |
| Interest-bearing deposits | $58,183,000 | 5,333 |
| Deposits held in domestic offices | $66,052,000 | 5,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $67,000 | 5,642 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $439,000 | 5,600 |
| Total equity capital | $10,530,000 | 4,533 |
| Total bank equity capital | $10,530,000 | 4,533 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $9,000,000 | 1,994 |
| Undivided profits | $530,000 | 8,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $906,000 | 2,917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $51,000 | 1,075 |
| Income earned, not collected on loans | $148,000 | 8,546 |
| Earning assets | $70,908,000 | 5,551 |
| Long-term assets (5+ years) | $5,790,000 | 5,833 |
| Average Assets, year-to-date | $77,760,800 | 5,369 |
| Average Assets, quarterly | $76,535,000 | 5,557 |
| Volatile liabilities | $7,202,000 | 6,532 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,204,000 | 7,111 |
| Tier 1 (core) risk-based capital | $10,529,000 | 4,334 |
| Tier 2 risk-based capital | $375,000 | 6,514 |
| Total risk weighted assets | $32,723,000 | 6,793 |
| Total unused commitments | $2,204,000 | 7,116 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 27 | 5,385 |
| Assets and Liabilities | ||
| Total Assets: | $79,663,000 | 5,355 |
| Cash and due from depository institutions | $924,000 | 5,385 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $996,000 | 9,171 |
| Federal funds sold & reverse repurchase agreements | $49,250,000 | 309 |
| Net loans & leases | $23,651,000 | 7,468 |
| Loan loss allowance | $310,000 | 7,277 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,459,000 | 4,909 |
| Other real estate owned | $75,000 | 5,385 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,308,000 | 3,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,663,000 | 5,355 |
| Total liabilities | $69,291,000 | 5,472 |
| Total deposits | $68,469,000 | 5,246 |
| Interest-bearing deposits | $61,082,000 | 5,060 |
| Deposits held in domestic offices | $68,469,000 | 5,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000 | 5,647 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $816,000 | 3,999 |
| Total equity capital | $10,372,000 | 4,367 |
| Total bank equity capital | $10,372,000 | 4,367 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $9,000,000 | 1,880 |
| Undivided profits | $372,000 | 8,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 6,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,386 |
| Income earned, not collected on loans | $187,000 | 8,509 |
| Earning assets | $73,897,000 | 5,308 |
| Long-term assets (5+ years) | $7,864,000 | 5,324 |
| Average Assets, year-to-date | $79,779,000 | 5,150 |
| Average Assets, quarterly | $80,407,500 | 5,274 |
| Volatile liabilities | $8,158,000 | 6,165 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,841,000 | 6,092 |
| Tier 1 (core) risk-based capital | $10,370,000 | 4,214 |
| Tier 2 risk-based capital | $310,000 | 7,003 |
| Total risk weighted assets | $34,576,000 | 6,609 |
| Total unused commitments | $3,841,000 | 6,097 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 27 | 5,474 |
| Assets and Liabilities | ||
| Total Assets: | $79,152,000 | 5,221 |
| Cash and due from depository institutions | $679,000 | 5,474 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $41,287,000 | 2,618 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 4,605 |
| Net loans & leases | $31,322,000 | 6,674 |
| Loan loss allowance | $311,000 | 7,206 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,551,000 | 4,752 |
| Other real estate owned | $107,000 | 5,474 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,556,000 | 3,252 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,152,000 | 5,221 |
| Total liabilities | $68,274,000 | 5,370 |
| Total deposits | $67,485,000 | 5,111 |
| Interest-bearing deposits | $60,241,000 | 5,002 |
| Deposits held in domestic offices | $67,485,000 | 5,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,000 | 5,683 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $780,000 | 4,334 |
| Total equity capital | $10,878,000 | 4,108 |
| Total bank equity capital | $10,878,000 | 4,108 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $9,000,000 | 1,823 |
| Undivided profits | $878,000 | 7,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $242,000 | 5,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $263,000 | 7,310 |
| Earning assets | $74,359,000 | 5,153 |
| Long-term assets (5+ years) | $10,458,000 | 4,482 |
| Average Assets, year-to-date | $79,136,200 | 5,063 |
| Average Assets, quarterly | $79,370,500 | 5,163 |
| Volatile liabilities | $7,059,000 | 6,597 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,980,000 | 5,413 |
| Tier 1 (core) risk-based capital | $10,837,000 | 4,003 |
| Tier 2 risk-based capital | $311,000 | 6,913 |
| Total risk weighted assets | $32,889,200 | 6,689 |
| Total unused commitments | $4,980,000 | 5,416 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 27 | 5,640 |
| Assets and Liabilities | ||
| Total Assets: | $78,741,000 | 5,271 |
| Cash and due from depository institutions | $848,000 | 5,640 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $39,304,000 | 2,845 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 2,513 |
| Net loans & leases | $30,316,000 | 6,764 |
| Loan loss allowance | $282,000 | 7,561 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,589,000 | 4,673 |
| Other real estate owned | $584,000 | 5,640 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,500,000 | 3,314 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,741,000 | 5,271 |
| Total liabilities | $68,599,000 | 5,373 |
| Total deposits | $67,548,000 | 5,163 |
| Interest-bearing deposits | $60,585,000 | 5,003 |
| Deposits held in domestic offices | $67,548,000 | 5,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $41,000 | 5,626 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,010,000 | 3,243 |
| Total equity capital | $10,142,000 | 4,200 |
| Total bank equity capital | $10,142,000 | 4,200 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $9,000,000 | 1,805 |
| Undivided profits | $142,000 | 8,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 5,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,230 |
| Income earned, not collected on loans | $328,000 | 6,138 |
| Earning assets | $73,320,000 | 5,193 |
| Long-term assets (5+ years) | $11,334,000 | 4,579 |
| Average Assets, year-to-date | $81,977,800 | 5,007 |
| Average Assets, quarterly | $80,549,000 | 5,160 |
| Volatile liabilities | $7,629,000 | 6,194 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,086,000 | 7,396 |
| Tier 1 (core) risk-based capital | $10,143,000 | 4,199 |
| Tier 2 risk-based capital | $282,000 | 7,211 |
| Total risk weighted assets | $31,043,100 | 6,872 |
| Total unused commitments | $2,086,000 | 7,402 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $83,205,000 | 5,064 |
| Cash and due from depository institutions | $1,310,000 | 5,850 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $39,045,000 | 2,900 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,631 |
| Net loans & leases | $35,185,000 | 6,153 |
| Loan loss allowance | $437,000 | 6,105 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,568,000 | 4,654 |
| Other real estate owned | $440,000 | 5,850 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,457,000 | 2,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,205,000 | 5,064 |
| Total liabilities | $72,323,000 | 5,172 |
| Total deposits | $71,450,000 | 4,972 |
| Interest-bearing deposits | $63,979,000 | 4,807 |
| Deposits held in domestic offices | $71,450,000 | 4,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000 | 5,246 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $871,000 | 3,912 |
| Total equity capital | $10,882,000 | 4,015 |
| Total bank equity capital | $10,882,000 | 4,015 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $9,000,000 | 1,730 |
| Undivided profits | $882,000 | 8,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 6,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $348,000 | 6,025 |
| Earning assets | $77,530,000 | 5,003 |
| Long-term assets (5+ years) | $13,045,000 | 4,085 |
| Average Assets, year-to-date | $81,424,400 | 4,904 |
| Average Assets, quarterly | $82,797,000 | 5,004 |
| Volatile liabilities | $8,125,000 | 5,609 |
| Insider loans | $4,000 | 9,244 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,044,000 | 6,539 |
| Tier 1 (core) risk-based capital | $10,881,000 | 3,871 |
| Tier 2 risk-based capital | $426,510 | 5,776 |
| Total risk weighted assets | $34,110,310 | 6,460 |
| Total unused commitments | $3,044,000 | 6,550 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $78,447,000 | 5,259 |
| Cash and due from depository institutions | $1,143,000 | 6,227 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $29,158,000 | 3,726 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,116 |
| Net loans & leases | $41,096,000 | 5,714 |
| Loan loss allowance | $437,000 | 6,226 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,657,000 | 4,405 |
| Other real estate owned | $169,000 | 6,227 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,424,000 | 2,947 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,447,000 | 5,259 |
| Total liabilities | $67,545,000 | 5,425 |
| Total deposits | $66,876,000 | 5,209 |
| Interest-bearing deposits | $60,179,000 | 5,067 |
| Deposits held in domestic offices | $66,876,000 | 5,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $55,000 | 4,904 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $614,000 | 5,134 |
| Total equity capital | $10,902,000 | 3,982 |
| Total bank equity capital | $10,902,000 | 3,982 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $9,000,000 | 1,706 |
| Undivided profits | $902,000 | 8,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 5,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $370,000 | 5,984 |
| Earning assets | $73,154,000 | 5,196 |
| Long-term assets (5+ years) | $17,529,000 | 3,049 |
| Average Assets, year-to-date | $79,988,800 | 5,013 |
| Average Assets, quarterly | $79,776,000 | 5,145 |
| Volatile liabilities | $7,126,000 | 6,075 |
| Insider loans | $9,000 | 9,627 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,539,000 | 6,918 |
| Tier 1 (core) risk-based capital | $10,902,000 | 3,849 |
| Tier 2 risk-based capital | $437,000 | 5,673 |
| Total risk weighted assets | $38,384,300 | 6,097 |
| Total unused commitments | $2,539,000 | 6,925 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 27 | 6,239 |
| Assets and Liabilities | ||
| Total Assets: | $79,926,000 | 5,329 |
| Cash and due from depository institutions | $1,110,000 | 6,239 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $31,148,000 | 3,812 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $43,401,000 | 5,563 |
| Loan loss allowance | $616,000 | 5,118 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,526,000 | 4,636 |
| Other real estate owned | $410,000 | 6,239 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,331,000 | 3,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,926,000 | 5,329 |
| Total liabilities | $70,216,000 | 5,405 |
| Total deposits | $69,373,000 | 5,233 |
| Interest-bearing deposits | $61,620,000 | 5,078 |
| Deposits held in domestic offices | $69,373,000 | 5,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $250,000 | 3,563 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $24,000 | 5,164 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $569,000 | 5,451 |
| Total equity capital | $9,710,000 | 4,455 |
| Total bank equity capital | $9,710,000 | 4,455 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $9,000,000 | 1,756 |
| Undivided profits | $-290,000 | 11,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 4,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $379,000 | 5,899 |
| Earning assets | $74,649,000 | 5,248 |
| Long-term assets (5+ years) | $20,651,000 | 2,597 |
| Average Assets, year-to-date | $82,698,800 | 4,995 |
| Average Assets, quarterly | $81,154,000 | 5,209 |
| Volatile liabilities | $8,537,000 | 5,383 |
| Insider loans | $16,000 | 10,009 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,113,000 | 5,598 |
| Tier 1 (core) risk-based capital | $9,711,000 | 4,356 |
| Tier 2 risk-based capital | $497,710 | 5,288 |
| Total risk weighted assets | $39,698,310 | 6,018 |
| Total unused commitments | $4,113,000 | 5,608 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $84,760,000 | 5,117 |
| Cash and due from depository institutions | $1,349,000 | 6,461 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $30,088,000 | 4,057 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 6,641 |
| Net loans & leases | $49,387,000 | 5,025 |
| Loan loss allowance | $684,000 | 4,815 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,599,000 | 4,451 |
| Other real estate owned | $445,000 | 6,461 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $542,000 | 8,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,760,000 | 5,117 |
| Total liabilities | $73,942,000 | 5,228 |
| Total deposits | $73,310,000 | 5,068 |
| Interest-bearing deposits | $66,250,000 | 4,866 |
| Deposits held in domestic offices | $73,310,000 | 5,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $9,000 | 5,027 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $623,000 | 5,319 |
| Total equity capital | $10,818,000 | 4,033 |
| Total bank equity capital | $10,818,000 | 4,033 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $8,000,000 | 1,939 |
| Undivided profits | $1,818,000 | 7,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 5,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $433,000 | 5,412 |
| Earning assets | $80,925,000 | 4,955 |
| Long-term assets (5+ years) | $23,534,000 | 2,231 |
| Average Assets, year-to-date | $85,211,000 | 4,887 |
| Average Assets, quarterly | $84,891,500 | 5,052 |
| Volatile liabilities | $8,996,000 | 4,886 |
| Insider loans | $20,000 | 10,392 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,821,000 | 6,536 |
| Tier 1 (core) risk-based capital | $10,798,000 | 3,914 |
| Tier 2 risk-based capital | $530,350 | 5,045 |
| Total risk weighted assets | $42,274,650 | 5,721 |
| Total unused commitments | $2,821,000 | 6,549 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $84,989,000 | 5,047 |
| Cash and due from depository institutions | $1,212,000 | 6,490 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $28,990,000 | 4,394 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $52,342,000 | 4,734 |
| Loan loss allowance | $670,000 | 4,984 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,576,000 | 4,434 |
| Other real estate owned | $394,000 | 6,490 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $475,000 | 9,786 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,989,000 | 5,047 |
| Total liabilities | $75,718,000 | 5,094 |
| Total deposits | $74,023,000 | 4,979 |
| Interest-bearing deposits | $67,199,000 | 4,735 |
| Deposits held in domestic offices | $74,023,000 | 4,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 3,341 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $75,000 | 4,904 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $620,000 | 4,454 |
| Total equity capital | $9,271,000 | 4,364 |
| Total bank equity capital | $9,271,000 | 4,364 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $6,000,000 | 2,368 |
| Undivided profits | $2,271,000 | 6,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $464,000 | 4,509 |
| Earning assets | $81,432,000 | 4,855 |
| Long-term assets (5+ years) | $25,475,000 | 2,095 |
| Average Assets, year-to-date | $83,636,600 | 5,010 |
| Average Assets, quarterly | $84,889,500 | 5,024 |
| Volatile liabilities | $11,167,000 | 4,014 |
| Insider loans | $22,000 | 10,775 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,245,000 | 8,658 |
| Tier 1 (core) risk-based capital | $9,267,000 | 4,408 |
| Tier 2 risk-based capital | $528,040 | 5,062 |
| Total risk weighted assets | $42,100,840 | 5,685 |
| Total unused commitments | $1,245,000 | 8,670 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $81,768,000 | 5,315 |
| Cash and due from depository institutions | $1,215,000 | 6,753 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $22,046,000 | 5,720 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 10,035 |
| Net loans & leases | $54,896,000 | 4,424 |
| Loan loss allowance | $628,000 | 5,406 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,819,000 | 3,949 |
| Other real estate owned | $1,062,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $580,000 | 8,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,768,000 | 5,315 |
| Total liabilities | $73,842,000 | 5,338 |
| Total deposits | $72,933,000 | 5,187 |
| Interest-bearing deposits | $66,768,000 | 4,954 |
| Deposits held in domestic offices | $72,933,000 | 5,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $102,000 | 4,359 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $807,000 | 3,701 |
| Total equity capital | $7,926,000 | 5,043 |
| Total bank equity capital | $7,926,000 | 5,043 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $5,000,000 | 2,659 |
| Undivided profits | $1,926,000 | 7,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 3,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,299 |
| Income earned, not collected on loans | $478,000 | 3,896 |
| Earning assets | $77,192,000 | 5,185 |
| Long-term assets (5+ years) | $30,018,000 | 1,907 |
| Average Assets, year-to-date | $81,724,600 | 5,185 |
| Average Assets, quarterly | $81,096,500 | 5,301 |
| Volatile liabilities | $9,036,000 | 4,419 |
| Insider loans | $42,000 | 10,786 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,008,000 | 7,510 |
| Tier 1 (core) risk-based capital | $7,926,000 | 4,967 |
| Tier 2 risk-based capital | $559,010 | 4,778 |
| Total risk weighted assets | $44,652,110 | 5,391 |
| Total unused commitments | $2,008,000 | 7,535 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $83,393,000 | 5,302 |
| Cash and due from depository institutions | $1,396,000 | 6,386 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $22,114,000 | 5,703 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 5,383 |
| Net loans & leases | $47,510,000 | 5,000 |
| Loan loss allowance | $511,000 | 6,354 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,068,000 | 3,492 |
| Other real estate owned | $7,177,000 | 6,386 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $428,000 | 10,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,393,000 | 5,302 |
| Total liabilities | $76,130,000 | 5,292 |
| Total deposits | $75,225,000 | 5,154 |
| Interest-bearing deposits | $69,387,000 | 4,913 |
| Deposits held in domestic offices | $75,225,000 | 5,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $186,000 | 3,930 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $719,000 | 4,311 |
| Total equity capital | $7,263,000 | 5,219 |
| Total bank equity capital | $7,263,000 | 5,219 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $4,500,000 | 2,841 |
| Undivided profits | $1,763,000 | 7,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $705,000 | 4,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $401,000 | 5,044 |
| Earning assets | $72,424,000 | 5,520 |
| Long-term assets (5+ years) | $23,548,000 | 2,277 |
| Average Assets, year-to-date | $84,243,800 | 5,130 |
| Average Assets, quarterly | $83,330,000 | 5,253 |
| Volatile liabilities | $9,726,000 | 4,201 |
| Insider loans | $47,000 | 7,266 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,704,000 | 5,481 |
| Tier 1 (core) risk-based capital | $7,263,000 | 5,162 |
| Tier 2 risk-based capital | $511,000 | 5,111 |
| Total risk weighted assets | $44,859,100 | 5,431 |
| Total unused commitments | $3,704,000 | 5,509 |
| Derivatives | $0 | 651 |