Home > Highland Federal Savings Bank > Income and Expense
Highland Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,800,000 | 7,120 |
| Total interest expense | $2,010,000 | 5,807 |
| Net interest income | $1,790,000 | 8,270 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $156,000 | 10,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $156,000 | 6,427 |
| Total noninterest expense | $1,560,000 | 7,619 |
| Salaries and employee benefits | $598,000 | 8,818 |
| Premises and equipment expense | $204,000 | 7,606 |
| Additional noninterest expense | $758,000 | 6,187 |
| Pre-tax net operating income | $386,000 | 9,518 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $175,000 | 8,105 |
| Income before extraordinary items | $237,000 | 10,185 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $237,000 | 10,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $154,000 | 6,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $220,360 | 10,174 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 7,296 |
| Total interest expense | $2,415,000 | 6,154 |
| Net interest income | $1,750,000 | 8,502 |
| Provision for loan and lease losses | $1,000 | 11,714 |
| Total noninterest income | $97,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $1,118,000 | 9,418 |
| Salaries and employee benefits | $545,000 | 9,320 |
| Premises and equipment expense | $177,000 | 8,387 |
| Additional noninterest expense | $396,000 | 9,601 |
| Pre-tax net operating income | $728,000 | 6,953 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $234,000 | 6,932 |
| Income before extraordinary items | $494,000 | 7,395 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $494,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $135,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $1,588,000 | 342 |
| Net operating income | $494,000 | 7,006 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.