Home > Highland Federal Bank, F.S.B. > Assets and Liabilities
Highland Federal Bank, F.S.B., Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 103 | 1,658 |
| Assets and Liabilities | ||
| Total Assets: | $654,435,000 | 757 |
| Cash and due from depository institutions | $6,052,000 | 1,658 |
| Interest-bearing balances | $288,000 | 3,689 |
| Securities | $75,269,000 | 1,525 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $545,698,000 | 614 |
| Loan loss allowance | $11,303,000 | 422 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,147,000 | 3,792 |
| Other real estate owned | $0 | 1,658 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $25,269,000 | 502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $654,435,000 | 757 |
| Total liabilities | $606,571,000 | 744 |
| Total deposits | $415,006,000 | 900 |
| Interest-bearing deposits | $406,183,000 | 795 |
| Deposits held in domestic offices | $415,006,000 | 895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,696 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $178,900,000 | 345 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $7,665,000 | 710 |
| Total equity capital | $47,864,000 | 939 |
| Total bank equity capital | $47,864,000 | 939 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,318,000 | 1,687 |
| Surplus | $14,780,000 | 1,172 |
| Undivided profits | $30,766,000 | 818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,858,000 | 1,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,846,000 | 570 |
| Earning assets | $621,255,000 | 736 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $630,677,200 | 761 |
| Average Assets, quarterly | $644,667,000 | 762 |
| Volatile liabilities | $282,942,000 | 480 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $178,900,000 | 94 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $22,586,000 | 2,160 |
| Tier 1 (core) risk-based capital | $49,212,000 | 893 |
| Tier 2 risk-based capital | $6,749,000 | 626 |
| Total risk weighted assets | $535,339,000 | 645 |
| Total unused commitments | $22,586,000 | 2,164 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 106 | 1,600 |
| Assets and Liabilities | ||
| Total Assets: | $603,759,000 | 791 |
| Cash and due from depository institutions | $17,721,000 | 1,600 |
| Interest-bearing balances | $11,780,000 | 515 |
| Securities | $75,300,000 | 1,569 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $483,712,000 | 641 |
| Loan loss allowance | $8,733,000 | 509 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,496,000 | 3,227 |
| Other real estate owned | $630,000 | 1,600 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $23,900,000 | 487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $603,759,000 | 791 |
| Total liabilities | $561,431,000 | 769 |
| Total deposits | $389,630,000 | 941 |
| Interest-bearing deposits | $380,651,000 | 822 |
| Deposits held in domestic offices | $389,630,000 | 938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,036 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $150,900,000 | 325 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $10,901,000 | 598 |
| Total equity capital | $42,328,000 | 1,056 |
| Total bank equity capital | $42,328,000 | 1,056 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,318,000 | 1,630 |
| Surplus | $13,849,000 | 1,186 |
| Undivided profits | $26,161,000 | 983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,910,000 | 1,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,608,000 | 588 |
| Earning assets | $570,792,000 | 777 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $575,340,000 | 780 |
| Average Assets, quarterly | $599,160,000 | 787 |
| Volatile liabilities | $247,510,000 | 470 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $150,900,000 | 97 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $34,940,000 | 1,481 |
| Tier 1 (core) risk-based capital | $42,343,000 | 986 |
| Tier 2 risk-based capital | $5,839,000 | 670 |
| Total risk weighted assets | $464,212,000 | 670 |
| Total unused commitments | $34,940,000 | 1,487 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 110 | 1,585 |
| Assets and Liabilities | ||
| Total Assets: | $549,559,000 | 868 |
| Cash and due from depository institutions | $22,421,000 | 1,585 |
| Interest-bearing balances | $16,481,000 | 246 |
| Securities | $69,054,000 | 1,659 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $427,251,000 | 724 |
| Loan loss allowance | $6,591,000 | 658 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,599,000 | 991 |
| Other real estate owned | $1,543,000 | 1,585 |
| Goodwill and other intangibles | $64,000 | 2,812 |
| All other assets | $21,627,000 | 490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $549,559,000 | 868 |
| Total liabilities | $512,036,000 | 846 |
| Total deposits | $365,873,000 | 1,031 |
| Interest-bearing deposits | $357,178,000 | 909 |
| Deposits held in domestic offices | $365,873,000 | 1,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $135,000,000 | 324 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $11,163,000 | 588 |
| Total equity capital | $37,523,000 | 1,197 |
| Total bank equity capital | $37,523,000 | 1,197 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,318,000 | 1,617 |
| Surplus | $13,849,000 | 1,185 |
| Undivided profits | $21,356,000 | 1,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,655,000 | 781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,172,000 | 707 |
| Earning assets | $512,786,000 | 852 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $507,964,600 | 894 |
| Average Assets, quarterly | $532,774,500 | 880 |
| Volatile liabilities | $205,616,000 | 528 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $135,000,000 | 97 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $32,165,000 | 1,490 |
| Tier 1 (core) risk-based capital | $37,679,000 | 1,118 |
| Tier 2 risk-based capital | $5,029,000 | 709 |
| Total risk weighted assets | $400,843,000 | 758 |
| Total unused commitments | $32,165,000 | 1,493 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 120 | 1,566 |
| Assets and Liabilities | ||
| Total Assets: | $489,701,000 | 999 |
| Cash and due from depository institutions | $10,714,000 | 1,566 |
| Interest-bearing balances | $253,000 | 3,779 |
| Securities | $78,008,000 | 1,555 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $373,557,000 | 839 |
| Loan loss allowance | $7,676,000 | 642 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,963,000 | 981 |
| Other real estate owned | $1,748,000 | 1,566 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $17,711,000 | 590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $489,700,000 | 999 |
| Total liabilities | $454,837,000 | 981 |
| Total deposits | $386,745,000 | 1,009 |
| Interest-bearing deposits | $377,392,000 | 901 |
| Deposits held in domestic offices | $386,745,000 | 1,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $62,500,000 | 512 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,592,000 | 908 |
| Total equity capital | $34,863,000 | 1,294 |
| Total bank equity capital | $34,863,000 | 1,294 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,296,000 | 1,707 |
| Surplus | $13,430,000 | 1,259 |
| Undivided profits | $19,137,000 | 1,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,455,000 | 980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,903,000 | 765 |
| Earning assets | $451,818,000 | 991 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $459,954,600 | 1,030 |
| Average Assets, quarterly | $479,433,000 | 1,009 |
| Volatile liabilities | $119,922,000 | 776 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $62,500,000 | 180 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,360,000 | 3,794 |
| Tier 1 (core) risk-based capital | $35,110,000 | 1,218 |
| Tier 2 risk-based capital | $4,345,000 | 834 |
| Total risk weighted assets | $346,975,000 | 890 |
| Total unused commitments | $8,360,000 | 3,809 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 136 | 1,392 |
| Assets and Liabilities | ||
| Total Assets: | $457,223,000 | 1,077 |
| Cash and due from depository institutions | $49,692,000 | 1,392 |
| Interest-bearing balances | $39,475,000 | 127 |
| Securities | $67,661,000 | 1,855 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $313,073,000 | 965 |
| Loan loss allowance | $7,131,000 | 704 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,018,000 | 945 |
| Other real estate owned | $2,966,000 | 1,392 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $15,813,000 | 680 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $457,223,000 | 1,077 |
| Total liabilities | $423,023,000 | 1,055 |
| Total deposits | $380,140,000 | 1,047 |
| Interest-bearing deposits | $372,102,000 | 944 |
| Deposits held in domestic offices | $380,140,000 | 1,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $39,500,000 | 616 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,383,000 | 1,390 |
| Total equity capital | $34,200,000 | 1,329 |
| Total bank equity capital | $34,200,000 | 1,329 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,296,000 | 1,742 |
| Surplus | $13,430,000 | 1,260 |
| Undivided profits | $18,474,000 | 1,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,219,000 | 736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,452,000 | 938 |
| Earning assets | $420,209,000 | 1,080 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $461,240,800 | 1,027 |
| Average Assets, quarterly | $459,660,500 | 1,058 |
| Volatile liabilities | $90,640,000 | 875 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $39,500,000 | 213 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,289,000 | 4,366 |
| Tier 1 (core) risk-based capital | $34,554,000 | 1,258 |
| Tier 2 risk-based capital | $3,474,000 | 994 |
| Total risk weighted assets | $276,476,000 | 1,068 |
| Total unused commitments | $6,289,000 | 4,378 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 129 | 1,532 |
| Assets and Liabilities | ||
| Total Assets: | $464,241,000 | 1,031 |
| Cash and due from depository institutions | $6,753,000 | 1,532 |
| Interest-bearing balances | $1,055,000 | 2,353 |
| Securities | $149,039,000 | 887 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $273,346,000 | 1,047 |
| Loan loss allowance | $8,512,000 | 627 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,843,000 | 2,603 |
| Other real estate owned | $6,471,000 | 1,532 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $25,789,000 | 504 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $464,241,000 | 1,031 |
| Total liabilities | $443,279,000 | 991 |
| Total deposits | $378,592,000 | 1,007 |
| Interest-bearing deposits | $373,133,000 | 903 |
| Deposits held in domestic offices | $378,592,000 | 998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $61,500,000 | 496 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,187,000 | 1,255 |
| Total equity capital | $20,962,000 | 1,977 |
| Total bank equity capital | $20,962,000 | 1,977 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,105,000 | 3,443 |
| Surplus | $1,613,000 | 6,312 |
| Undivided profits | $18,244,000 | 1,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,248,000 | 435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,256,000 | 888 |
| Earning assets | $423,440,000 | 1,037 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $455,388,200 | 1,017 |
| Average Assets, quarterly | $460,397,000 | 1,031 |
| Volatile liabilities | $105,316,000 | 791 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $61,500,000 | 174 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,751,000 | 3,452 |
| Tier 1 (core) risk-based capital | $22,415,000 | 1,854 |
| Tier 2 risk-based capital | $3,168,000 | 1,058 |
| Total risk weighted assets | $249,414,000 | 1,141 |
| Total unused commitments | $47,462,000 | 1,036 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 141 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $447,076,000 | 1,084 |
| Cash and due from depository institutions | $8,441,000 | 1,492 |
| Interest-bearing balances | $1,101,000 | 3,230 |
| Securities | $110,008,000 | 1,252 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,365 |
| Net loans & leases | $289,662,000 | 986 |
| Loan loss allowance | $5,703,000 | 893 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,195,000 | 2,301 |
| Other real estate owned | $16,623,000 | 1,492 |
| Goodwill and other intangibles | $47,000 | 2,505 |
| All other assets | $16,100,000 | 668 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $447,076,000 | 1,084 |
| Total liabilities | $418,276,000 | 1,067 |
| Total deposits | $349,263,000 | 1,132 |
| Interest-bearing deposits | $345,720,000 | 1,013 |
| Deposits held in domestic offices | $349,263,000 | 1,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $65,425,000 | 416 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,588,000 | 1,180 |
| Total equity capital | $28,800,000 | 1,425 |
| Total bank equity capital | $28,800,000 | 1,425 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,105,000 | 3,544 |
| Surplus | $1,613,000 | 6,332 |
| Undivided profits | $26,082,000 | 882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,972,000 | 599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,702,000 | 677 |
| Earning assets | $403,771,000 | 1,097 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $425,977,600 | 1,093 |
| Average Assets, quarterly | $431,540,000 | 1,102 |
| Volatile liabilities | $117,155,000 | 708 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $65,425,000 | 149 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,250,000 | 3,268 |
| Tier 1 (core) risk-based capital | $28,753,000 | 1,388 |
| Tier 2 risk-based capital | $3,266,000 | 1,029 |
| Total risk weighted assets | $259,471,000 | 1,092 |
| Total unused commitments | $9,250,000 | 3,286 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 136 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $424,783,000 | 1,151 |
| Cash and due from depository institutions | $7,744,000 | 1,582 |
| Interest-bearing balances | $752,000 | 4,304 |
| Securities | $56,746,000 | 2,388 |
| Federal funds sold & reverse repurchase agreements | $14,500,000 | 1,154 |
| Net loans & leases | $317,631,000 | 945 |
| Loan loss allowance | $3,053,000 | 1,523 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,460,000 | 2,136 |
| Other real estate owned | $12,774,000 | 1,582 |
| Goodwill and other intangibles | $119,000 | 2,125 |
| All other assets | $11,809,000 | 892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $424,783,000 | 1,151 |
| Total liabilities | $396,507,000 | 1,144 |
| Total deposits | $357,113,000 | 1,158 |
| Interest-bearing deposits | $353,644,000 | 1,044 |
| Deposits held in domestic offices | $357,113,000 | 1,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $35,465,000 | 505 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,929,000 | 1,120 |
| Total equity capital | $28,276,000 | 1,371 |
| Total bank equity capital | $28,276,000 | 1,371 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,105,000 | 3,704 |
| Surplus | $1,613,000 | 6,271 |
| Undivided profits | $25,558,000 | 838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,558,000 | 837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,098,000 | 670 |
| Earning assets | $389,629,000 | 1,150 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $413,342,600 | 1,170 |
| Average Assets, quarterly | $427,444,500 | 1,148 |
| Volatile liabilities | $88,598,000 | 807 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $35,465,000 | 197 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,918,000 | 1,962 |
| Tier 1 (core) risk-based capital | $28,157,000 | 1,341 |
| Tier 2 risk-based capital | $3,053,000 | 1,109 |
| Total risk weighted assets | $253,341,000 | 1,154 |
| Total unused commitments | $17,918,000 | 1,978 |
| Derivatives | $0 | 651 |