Home > Highland Community Bank > Income and Expense
Highland Community Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 5,693 |
| Total interest expense | $131,000 | 5,894 |
| Net interest income | $1,804,000 | 5,620 |
| Provision for loan and lease losses | $200,000 | 2,467 |
| Total noninterest income | $787,000 | 3,510 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $229,000 | 3,695 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $558,000 | 3,120 |
| Total noninterest expense | $2,987,000 | 4,500 |
| Salaries and employee benefits | $1,381,000 | 4,815 |
| Premises and equipment expense | $509,000 | 3,593 |
| Additional noninterest expense | $1,097,000 | 4,247 |
| Pre-tax net operating income | $-596,000 | 6,305 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-596,000 | 6,315 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-596,000 | 6,315 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-596,000 | 6,315 |
| Net charge-offs | $239,000 | 2,273 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-596,000 | 6,311 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 5,736 |
| Total interest expense | $104,000 | 5,933 |
| Net interest income | $1,374,000 | 5,670 |
| Provision for loan and lease losses | $200,000 | 2,067 |
| Total noninterest income | $709,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $172,000 | 3,741 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $537,000 | 2,808 |
| Total noninterest expense | $2,271,000 | 4,486 |
| Salaries and employee benefits | $1,053,000 | 4,810 |
| Premises and equipment expense | $411,000 | 3,476 |
| Additional noninterest expense | $807,000 | 4,315 |
| Pre-tax net operating income | $-388,000 | 6,369 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-388,000 | 6,381 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-388,000 | 6,380 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-388,000 | 6,380 |
| Net charge-offs | $19,000 | 3,858 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-388,000 | 6,378 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 5,735 |
| Total interest expense | $73,000 | 5,932 |
| Net interest income | $934,000 | 5,680 |
| Provision for loan and lease losses | $200,000 | 1,637 |
| Total noninterest income | $625,000 | 2,771 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $117,000 | 3,671 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $508,000 | 2,289 |
| Total noninterest expense | $1,548,000 | 4,466 |
| Salaries and employee benefits | $709,000 | 4,820 |
| Premises and equipment expense | $303,000 | 3,271 |
| Additional noninterest expense | $536,000 | 4,334 |
| Pre-tax net operating income | $-189,000 | 6,393 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-189,000 | 6,406 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-189,000 | 6,407 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-189,000 | 6,408 |
| Net charge-offs | $-35,000 | 6,060 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-189,000 | 6,396 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 5,720 |
| Total interest expense | $38,000 | 5,978 |
| Net interest income | $496,000 | 5,624 |
| Provision for loan and lease losses | $200,000 | 985 |
| Total noninterest income | $486,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $57,000 | 3,721 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $429,000 | 1,566 |
| Total noninterest expense | $813,000 | 4,403 |
| Salaries and employee benefits | $355,000 | 4,873 |
| Premises and equipment expense | $155,000 | 3,267 |
| Additional noninterest expense | $303,000 | 4,081 |
| Pre-tax net operating income | $-31,000 | 6,324 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-31,000 | 6,335 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-31,000 | 6,335 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-31,000 | 6,336 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-31,000 | 6,327 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 5,419 |
| Total interest expense | $211,000 | 5,847 |
| Net interest income | $2,475,000 | 5,301 |
| Provision for loan and lease losses | $495,000 | 1,861 |
| Total noninterest income | $299,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $214,000 | 3,991 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $85,000 | 5,512 |
| Total noninterest expense | $3,647,000 | 4,154 |
| Salaries and employee benefits | $1,606,000 | 4,582 |
| Premises and equipment expense | $556,000 | 3,491 |
| Additional noninterest expense | $1,485,000 | 3,679 |
| Pre-tax net operating income | $-1,368,000 | 6,606 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-1,368,000 | 6,626 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,368,000 | 6,626 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,368,000 | 6,626 |
| Net charge-offs | $1,187,000 | 1,113 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,368,000 | 6,618 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 5,448 |
| Total interest expense | $165,000 | 5,893 |
| Net interest income | $1,882,000 | 5,329 |
| Provision for loan and lease losses | $495,000 | 1,522 |
| Total noninterest income | $222,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $158,000 | 4,047 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $64,000 | 5,580 |
| Total noninterest expense | $2,814,000 | 4,092 |
| Salaries and employee benefits | $1,272,000 | 4,474 |
| Premises and equipment expense | $416,000 | 3,519 |
| Additional noninterest expense | $1,126,000 | 3,656 |
| Pre-tax net operating income | $-1,205,000 | 6,727 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,205,000 | 6,736 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,205,000 | 6,737 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,205,000 | 6,737 |
| Net charge-offs | $741,000 | 1,243 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,205,000 | 6,725 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 5,409 |
| Total interest expense | $115,000 | 5,911 |
| Net interest income | $1,301,000 | 5,279 |
| Provision for loan and lease losses | $345,000 | 1,517 |
| Total noninterest income | $135,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $100,000 | 4,106 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $35,000 | 5,768 |
| Total noninterest expense | $1,872,000 | 4,111 |
| Salaries and employee benefits | $855,000 | 4,482 |
| Premises and equipment expense | $277,000 | 3,535 |
| Additional noninterest expense | $740,000 | 3,685 |
| Pre-tax net operating income | $-781,000 | 6,756 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-781,000 | 6,779 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-781,000 | 6,781 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-781,000 | 6,780 |
| Net charge-offs | $368,000 | 1,504 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-781,000 | 6,761 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 5,370 |
| Total interest expense | $58,000 | 5,978 |
| Net interest income | $684,000 | 5,206 |
| Provision for loan and lease losses | $70,000 | 2,504 |
| Total noninterest income | $62,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $47,000 | 4,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,890 |
| Total noninterest expense | $969,000 | 4,072 |
| Salaries and employee benefits | $451,000 | 4,395 |
| Premises and equipment expense | $138,000 | 3,577 |
| Additional noninterest expense | $380,000 | 3,636 |
| Pre-tax net operating income | $-293,000 | 6,788 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-293,000 | 6,812 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-293,000 | 6,812 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-293,000 | 6,812 |
| Net charge-offs | $91,000 | 1,971 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-293,000 | 6,798 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 5,259 |
| Total interest expense | $321,000 | 5,890 |
| Net interest income | $3,050,000 | 5,059 |
| Provision for loan and lease losses | $1,407,000 | 1,389 |
| Total noninterest income | $465,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $243,000 | 3,915 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $222,000 | 4,459 |
| Total noninterest expense | $4,301,000 | 3,827 |
| Salaries and employee benefits | $2,136,000 | 3,977 |
| Premises and equipment expense | $571,000 | 3,505 |
| Additional noninterest expense | $1,594,000 | 3,637 |
| Pre-tax net operating income | $-2,193,000 | 6,828 |
| Securities gains (losses) | $18,000 | 3,210 |
| Applicable income taxes | $4,000 | 4,545 |
| Income before extraordinary items | $-2,179,000 | 6,849 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,179,000 | 6,846 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,179,000 | 6,847 |
| Net charge-offs | $3,415,000 | 776 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,197,000 | 6,833 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 5,305 |
| Total interest expense | $253,000 | 5,951 |
| Net interest income | $2,310,000 | 5,113 |
| Provision for loan and lease losses | $1,367,000 | 1,163 |
| Total noninterest income | $296,000 | 4,893 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $188,000 | 3,888 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $108,000 | 5,036 |
| Total noninterest expense | $3,061,000 | 4,007 |
| Salaries and employee benefits | $1,613,000 | 3,959 |
| Premises and equipment expense | $427,000 | 3,558 |
| Additional noninterest expense | $1,021,000 | 4,056 |
| Pre-tax net operating income | $-1,822,000 | 6,956 |
| Securities gains (losses) | $18,000 | 2,910 |
| Applicable income taxes | $4,000 | 4,560 |
| Income before extraordinary items | $-1,808,000 | 6,976 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,808,000 | 6,973 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,808,000 | 6,975 |
| Net charge-offs | $3,303,000 | 627 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,826,000 | 6,961 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 5,278 |
| Total interest expense | $179,000 | 5,949 |
| Net interest income | $1,586,000 | 5,082 |
| Provision for loan and lease losses | $1,005,000 | 1,088 |
| Total noninterest income | $201,000 | 4,853 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $121,000 | 3,940 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 4,939 |
| Total noninterest expense | $2,057,000 | 4,004 |
| Salaries and employee benefits | $1,073,000 | 3,992 |
| Premises and equipment expense | $295,000 | 3,471 |
| Additional noninterest expense | $689,000 | 4,025 |
| Pre-tax net operating income | $-1,275,000 | 7,015 |
| Securities gains (losses) | $18,000 | 2,529 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,257,000 | 7,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,257,000 | 7,036 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,257,000 | 7,037 |
| Net charge-offs | $1,103,000 | 1,062 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,275,000 | 7,024 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $912,000 | 5,250 |
| Total interest expense | $93,000 | 6,000 |
| Net interest income | $819,000 | 5,040 |
| Provision for loan and lease losses | $465,000 | 1,115 |
| Total noninterest income | $116,000 | 4,688 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $63,000 | 3,856 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 4,635 |
| Total noninterest expense | $1,026,000 | 4,039 |
| Salaries and employee benefits | $542,000 | 3,997 |
| Premises and equipment expense | $146,000 | 3,532 |
| Additional noninterest expense | $338,000 | 4,070 |
| Pre-tax net operating income | $-556,000 | 7,067 |
| Securities gains (losses) | $16,000 | 1,662 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-540,000 | 7,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-540,000 | 7,080 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-540,000 | 7,081 |
| Net charge-offs | $23,000 | 3,594 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-556,000 | 7,072 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 5,119 |
| Total interest expense | $581,000 | 5,576 |
| Net interest income | $3,465,000 | 4,920 |
| Provision for loan and lease losses | $1,402,000 | 1,976 |
| Total noninterest income | $713,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $340,000 | 3,352 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $373,000 | 3,528 |
| Total noninterest expense | $4,372,000 | 3,877 |
| Salaries and employee benefits | $2,001,000 | 4,173 |
| Premises and equipment expense | $621,000 | 3,498 |
| Additional noninterest expense | $1,750,000 | 3,485 |
| Pre-tax net operating income | $-1,596,000 | 6,724 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $-17,000 | 6,630 |
| Income before extraordinary items | $-1,578,000 | 6,770 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,578,000 | 6,770 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,578,000 | 6,770 |
| Net charge-offs | $139,000 | 4,668 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,578,990 | 6,746 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 5,121 |
| Total interest expense | $472,000 | 5,538 |
| Net interest income | $2,629,000 | 4,923 |
| Provision for loan and lease losses | $770,000 | 2,318 |
| Total noninterest income | $359,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $269,000 | 3,244 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $90,000 | 5,205 |
| Total noninterest expense | $3,127,000 | 4,009 |
| Salaries and employee benefits | $1,477,000 | 4,214 |
| Premises and equipment expense | $504,000 | 3,327 |
| Additional noninterest expense | $1,146,000 | 3,810 |
| Pre-tax net operating income | $-909,000 | 6,771 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $-17,000 | 6,825 |
| Income before extraordinary items | $-891,000 | 6,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-891,000 | 6,828 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-891,000 | 6,827 |
| Net charge-offs | $-143,000 | 7,351 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-891,980 | 6,799 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 5,126 |
| Total interest expense | $327,000 | 5,573 |
| Net interest income | $1,771,000 | 4,910 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $243,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $183,000 | 3,189 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 5,267 |
| Total noninterest expense | $2,155,000 | 3,971 |
| Salaries and employee benefits | $985,000 | 4,243 |
| Premises and equipment expense | $355,000 | 3,222 |
| Additional noninterest expense | $815,000 | 3,695 |
| Pre-tax net operating income | $-341,000 | 6,684 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-340,000 | 6,743 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-340,000 | 6,743 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-340,000 | 6,744 |
| Net charge-offs | $-135,000 | 7,403 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-341,000 | 6,721 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 5,098 |
| Total interest expense | $166,000 | 5,642 |
| Net interest income | $903,000 | 4,854 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $126,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $94,000 | 3,108 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,306 |
| Total noninterest expense | $1,040,000 | 4,079 |
| Salaries and employee benefits | $479,000 | 4,353 |
| Premises and equipment expense | $189,000 | 3,127 |
| Additional noninterest expense | $372,000 | 3,925 |
| Pre-tax net operating income | $-26,000 | 6,485 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-26,000 | 6,516 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-26,000 | 6,516 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-26,000 | 6,516 |
| Net charge-offs | $-152,000 | 7,488 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-26,000 | 6,501 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 4,941 |
| Total interest expense | $1,010,000 | 5,199 |
| Net interest income | $3,784,000 | 4,742 |
| Provision for loan and lease losses | $2,090,000 | 2,017 |
| Total noninterest income | $1,140,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $356,000 | 3,305 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $784,000 | 2,526 |
| Total noninterest expense | $4,873,000 | 3,691 |
| Salaries and employee benefits | $2,143,000 | 4,039 |
| Premises and equipment expense | $699,000 | 3,303 |
| Additional noninterest expense | $2,031,000 | 3,211 |
| Pre-tax net operating income | $-2,039,000 | 6,781 |
| Securities gains (losses) | $297,000 | 1,275 |
| Applicable income taxes | $17,000 | 4,070 |
| Income before extraordinary items | $-1,759,000 | 6,799 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,759,000 | 6,800 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,759,000 | 6,800 |
| Net charge-offs | $3,108,000 | 1,443 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,056,000 | 6,835 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,803,000 | 4,878 |
| Total interest expense | $811,000 | 5,195 |
| Net interest income | $2,992,000 | 4,663 |
| Provision for loan and lease losses | $1,970,000 | 1,673 |
| Total noninterest income | $1,011,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $276,000 | 3,311 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $735,000 | 2,196 |
| Total noninterest expense | $3,513,000 | 3,796 |
| Salaries and employee benefits | $1,588,000 | 4,106 |
| Premises and equipment expense | $529,000 | 3,326 |
| Additional noninterest expense | $1,396,000 | 3,424 |
| Pre-tax net operating income | $-1,480,000 | 6,950 |
| Securities gains (losses) | $288,000 | 1,104 |
| Applicable income taxes | $17,000 | 4,065 |
| Income before extraordinary items | $-1,209,000 | 6,963 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,209,000 | 6,962 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,209,000 | 6,963 |
| Net charge-offs | $3,108,000 | 1,114 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,497,000 | 7,014 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,633,000 | 4,806 |
| Total interest expense | $560,000 | 5,223 |
| Net interest income | $2,073,000 | 4,532 |
| Provision for loan and lease losses | $55,000 | 5,779 |
| Total noninterest income | $285,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $194,000 | 3,209 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $91,000 | 4,777 |
| Total noninterest expense | $2,311,000 | 3,832 |
| Salaries and employee benefits | $1,049,000 | 4,156 |
| Premises and equipment expense | $353,000 | 3,346 |
| Additional noninterest expense | $909,000 | 3,461 |
| Pre-tax net operating income | $-8,000 | 6,087 |
| Securities gains (losses) | $226,000 | 874 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $218,000 | 4,774 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $218,000 | 4,774 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $218,000 | 4,774 |
| Net charge-offs | $1,072,000 | 1,650 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-8,000 | 6,102 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 4,810 |
| Total interest expense | $283,000 | 5,332 |
| Net interest income | $1,063,000 | 4,489 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $149,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $102,000 | 3,111 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $47,000 | 4,792 |
| Total noninterest expense | $1,152,000 | 3,867 |
| Salaries and employee benefits | $512,000 | 4,280 |
| Premises and equipment expense | $177,000 | 3,435 |
| Additional noninterest expense | $463,000 | 3,393 |
| Pre-tax net operating income | $20,000 | 6,036 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $11,000 | 3,764 |
| Income before extraordinary items | $14,000 | 6,194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $14,000 | 6,196 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $14,000 | 6,196 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $10,800 | 6,144 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,537,000 | 4,841 |
| Total interest expense | $1,320,000 | 5,451 |
| Net interest income | $4,217,000 | 4,416 |
| Provision for loan and lease losses | $2,800,000 | 2,061 |
| Total noninterest income | $1,216,000 | 2,954 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $402,000 | 3,322 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $814,000 | 2,430 |
| Total noninterest expense | $4,710,000 | 3,871 |
| Salaries and employee benefits | $2,082,000 | 4,229 |
| Premises and equipment expense | $739,000 | 3,322 |
| Additional noninterest expense | $1,889,000 | 3,465 |
| Pre-tax net operating income | $-2,077,000 | 6,652 |
| Securities gains (losses) | $533,000 | 842 |
| Applicable income taxes | $1,508,000 | 702 |
| Income before extraordinary items | $-3,052,000 | 7,003 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,052,000 | 7,001 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,052,000 | 7,002 |
| Net charge-offs | $1,372,000 | 2,487 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,585,000 | 7,090 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 4,748 |
| Total interest expense | $1,009,000 | 5,538 |
| Net interest income | $3,379,000 | 4,240 |
| Provision for loan and lease losses | $935,000 | 2,876 |
| Total noninterest income | $1,050,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $282,000 | 3,449 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $768,000 | 2,174 |
| Total noninterest expense | $3,762,000 | 3,677 |
| Salaries and employee benefits | $1,580,000 | 4,228 |
| Premises and equipment expense | $567,000 | 3,323 |
| Additional noninterest expense | $1,615,000 | 3,102 |
| Pre-tax net operating income | $-268,000 | 6,104 |
| Securities gains (losses) | $533,000 | 661 |
| Applicable income taxes | $95,000 | 2,910 |
| Income before extraordinary items | $170,000 | 4,994 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $170,000 | 4,993 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $170,000 | 4,994 |
| Net charge-offs | $1,225,000 | 1,976 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-171,120 | 6,065 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 4,777 |
| Total interest expense | $687,000 | 5,611 |
| Net interest income | $2,243,000 | 4,232 |
| Provision for loan and lease losses | $925,000 | 2,166 |
| Total noninterest income | $274,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $166,000 | 3,694 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $108,000 | 4,657 |
| Total noninterest expense | $2,423,000 | 3,826 |
| Salaries and employee benefits | $1,051,000 | 4,284 |
| Premises and equipment expense | $383,000 | 3,299 |
| Additional noninterest expense | $989,000 | 3,316 |
| Pre-tax net operating income | $-831,000 | 6,919 |
| Securities gains (losses) | $434,000 | 574 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-397,000 | 6,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-397,000 | 6,652 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-397,000 | 6,652 |
| Net charge-offs | $107,000 | 4,176 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-831,000 | 7,028 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 4,817 |
| Total interest expense | $364,000 | 5,583 |
| Net interest income | $1,099,000 | 4,281 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $124,000 | 4,813 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $81,000 | 3,683 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $43,000 | 5,090 |
| Total noninterest expense | $1,076,000 | 4,090 |
| Salaries and employee benefits | $496,000 | 4,491 |
| Premises and equipment expense | $192,000 | 3,337 |
| Additional noninterest expense | $388,000 | 3,664 |
| Pre-tax net operating income | $147,000 | 4,540 |
| Securities gains (losses) | $29,000 | 1,527 |
| Applicable income taxes | $62,000 | 2,702 |
| Income before extraordinary items | $114,000 | 4,762 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $114,000 | 4,766 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $114,000 | 4,765 |
| Net charge-offs | $-22,000 | 8,016 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $95,150 | 4,858 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,435,000 | 4,727 |
| Total interest expense | $1,961,000 | 5,353 |
| Net interest income | $4,474,000 | 4,244 |
| Provision for loan and lease losses | $1,673,000 | 2,013 |
| Total noninterest income | $1,410,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $365,000 | 3,632 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,045,000 | 2,061 |
| Total noninterest expense | $5,323,000 | 3,391 |
| Salaries and employee benefits | $2,118,000 | 4,263 |
| Premises and equipment expense | $756,000 | 3,326 |
| Additional noninterest expense | $2,449,000 | 2,386 |
| Pre-tax net operating income | $-1,112,000 | 7,064 |
| Securities gains (losses) | $223,000 | 670 |
| Applicable income taxes | $-1,509,000 | 7,842 |
| Income before extraordinary items | $620,000 | 4,121 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $620,000 | 4,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 4,260 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $477,280 | 4,684 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 4,721 |
| Total interest expense | $1,498,000 | 5,434 |
| Net interest income | $3,478,000 | 4,181 |
| Provision for loan and lease losses | $1,020,000 | 1,802 |
| Total noninterest income | $558,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $264,000 | 3,740 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $294,000 | 3,722 |
| Total noninterest expense | $4,154,000 | 3,287 |
| Salaries and employee benefits | $1,605,000 | 4,252 |
| Premises and equipment expense | $587,000 | 3,249 |
| Additional noninterest expense | $1,962,000 | 2,198 |
| Pre-tax net operating income | $-1,138,000 | 7,599 |
| Securities gains (losses) | $223,000 | 576 |
| Applicable income taxes | $-1,305,000 | 8,109 |
| Income before extraordinary items | $390,000 | 4,833 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $390,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,240 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $247,280 | 5,633 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 4,821 |
| Total interest expense | $1,012,000 | 5,550 |
| Net interest income | $2,252,000 | 4,256 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $403,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $160,000 | 3,937 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $243,000 | 3,401 |
| Total noninterest expense | $2,518,000 | 3,550 |
| Salaries and employee benefits | $1,066,000 | 4,311 |
| Premises and equipment expense | $393,000 | 3,257 |
| Additional noninterest expense | $1,059,000 | 2,610 |
| Pre-tax net operating income | $17,000 | 6,846 |
| Securities gains (losses) | $223,000 | 570 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $238,000 | 5,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 5,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $17,230 | 6,852 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 4,898 |
| Total interest expense | $545,000 | 5,541 |
| Net interest income | $1,097,000 | 4,328 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $225,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $62,000 | 4,381 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $163,000 | 2,901 |
| Total noninterest expense | $1,325,000 | 3,428 |
| Salaries and employee benefits | $503,000 | 4,531 |
| Premises and equipment expense | $182,000 | 3,469 |
| Additional noninterest expense | $640,000 | 2,186 |
| Pre-tax net operating income | $-63,000 | 7,449 |
| Securities gains (losses) | $223,000 | 417 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $158,000 | 5,131 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-62,770 | 7,495 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,852,000 | 4,794 |
| Total interest expense | $2,561,000 | 5,191 |
| Net interest income | $4,291,000 | 4,422 |
| Provision for loan and lease losses | $170,000 | 4,146 |
| Total noninterest income | $446,000 | 5,271 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $272,000 | 4,292 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $174,000 | 5,325 |
| Total noninterest expense | $4,028,000 | 4,106 |
| Salaries and employee benefits | $1,883,000 | 4,597 |
| Premises and equipment expense | $704,000 | 3,427 |
| Additional noninterest expense | $1,441,000 | 3,543 |
| Pre-tax net operating income | $539,000 | 5,862 |
| Securities gains (losses) | $-487,000 | 8,369 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $52,000 | 7,316 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $52,000 | 7,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,071 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $539,000 | 5,534 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,103,000 | 4,823 |
| Total interest expense | $1,937,000 | 5,183 |
| Net interest income | $3,166,000 | 4,498 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $303,000 | 5,513 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $199,000 | 4,351 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $104,000 | 5,733 |
| Total noninterest expense | $3,058,000 | 4,043 |
| Salaries and employee benefits | $1,420,000 | 4,545 |
| Premises and equipment expense | $529,000 | 3,400 |
| Additional noninterest expense | $1,109,000 | 3,400 |
| Pre-tax net operating income | $321,000 | 6,485 |
| Securities gains (losses) | $-487,000 | 8,456 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-166,000 | 7,912 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-166,000 | 7,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $321,000 | 6,194 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 4,907 |
| Total interest expense | $1,249,000 | 5,286 |
| Net interest income | $2,091,000 | 4,558 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $203,000 | 5,539 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $127,000 | 4,442 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $76,000 | 5,609 |
| Total noninterest expense | $2,041,000 | 4,078 |
| Salaries and employee benefits | $956,000 | 4,558 |
| Premises and equipment expense | $348,000 | 3,460 |
| Additional noninterest expense | $737,000 | 3,413 |
| Pre-tax net operating income | $193,000 | 6,677 |
| Securities gains (losses) | $-487,000 | 8,531 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-294,000 | 8,198 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-294,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $193,000 | 6,420 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 5,005 |
| Total interest expense | $588,000 | 5,438 |
| Net interest income | $1,026,000 | 4,616 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $90,000 | 5,752 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $57,000 | 4,628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $33,000 | 5,825 |
| Total noninterest expense | $1,010,000 | 4,112 |
| Salaries and employee benefits | $482,000 | 4,562 |
| Premises and equipment expense | $181,000 | 3,371 |
| Additional noninterest expense | $347,000 | 3,552 |
| Pre-tax net operating income | $76,000 | 6,980 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $76,000 | 6,767 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $76,000 | 6,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,588 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $76,000 | 6,746 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,604,000 | 5,222 |
| Total interest expense | $2,151,000 | 5,203 |
| Net interest income | $3,453,000 | 5,094 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $459,000 | 5,323 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $231,000 | 4,679 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $228,000 | 4,873 |
| Total noninterest expense | $3,876,000 | 4,080 |
| Salaries and employee benefits | $1,865,000 | 4,506 |
| Premises and equipment expense | $711,000 | 3,302 |
| Additional noninterest expense | $1,300,000 | 3,707 |
| Pre-tax net operating income | $-9,000 | 7,972 |
| Securities gains (losses) | $22,000 | 885 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $13,000 | 7,939 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $13,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,050 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-9,000 | 7,984 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 5,289 |
| Total interest expense | $1,577,000 | 5,198 |
| Net interest income | $2,534,000 | 5,216 |
| Provision for loan and lease losses | $15,000 | 6,184 |
| Total noninterest income | $281,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $172,000 | 4,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 5,686 |
| Total noninterest expense | $2,942,000 | 4,031 |
| Salaries and employee benefits | $1,440,000 | 4,379 |
| Premises and equipment expense | $540,000 | 3,267 |
| Additional noninterest expense | $962,000 | 3,721 |
| Pre-tax net operating income | $-142,000 | 8,264 |
| Securities gains (losses) | $22,000 | 721 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-120,000 | 8,268 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-120,000 | 8,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,827 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-142,000 | 8,272 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 5,327 |
| Total interest expense | $1,033,000 | 5,140 |
| Net interest income | $1,648,000 | 5,320 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $191,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $112,000 | 4,755 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 5,587 |
| Total noninterest expense | $2,020,000 | 3,981 |
| Salaries and employee benefits | $998,000 | 4,266 |
| Premises and equipment expense | $362,000 | 3,242 |
| Additional noninterest expense | $660,000 | 3,642 |
| Pre-tax net operating income | $-181,000 | 8,395 |
| Securities gains (losses) | $22,000 | 587 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-159,000 | 8,394 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-159,000 | 8,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-181,000 | 8,410 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 5,370 |
| Total interest expense | $520,000 | 4,998 |
| Net interest income | $776,000 | 5,483 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $98,000 | 5,636 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 4,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,314 |
| Total noninterest expense | $1,006,000 | 4,010 |
| Salaries and employee benefits | $505,000 | 4,248 |
| Premises and equipment expense | $189,000 | 3,151 |
| Additional noninterest expense | $312,000 | 3,792 |
| Pre-tax net operating income | $-132,000 | 8,481 |
| Securities gains (losses) | $22,000 | 463 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-110,000 | 8,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-110,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,786 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-132,000 | 8,484 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,828,000 | 5,270 |
| Total interest expense | $1,701,000 | 4,908 |
| Net interest income | $3,127,000 | 5,380 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $416,000 | 5,634 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $263,000 | 4,472 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $153,000 | 5,688 |
| Total noninterest expense | $4,144,000 | 3,761 |
| Salaries and employee benefits | $2,019,000 | 4,097 |
| Premises and equipment expense | $850,000 | 2,735 |
| Additional noninterest expense | $1,275,000 | 3,684 |
| Pre-tax net operating income | $-601,000 | 8,530 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $7,000 | 6,617 |
| Income before extraordinary items | $-608,000 | 8,581 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-608,000 | 8,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,401 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 908 |
| Net operating income | $-608,000 | 8,563 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 5,281 |
| Total interest expense | $1,199,000 | 4,935 |
| Net interest income | $2,386,000 | 5,323 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $324,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $205,000 | 4,405 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 5,636 |
| Total noninterest expense | $3,082,000 | 3,760 |
| Salaries and employee benefits | $1,527,000 | 4,033 |
| Premises and equipment expense | $628,000 | 2,760 |
| Additional noninterest expense | $927,000 | 3,720 |
| Pre-tax net operating income | $-372,000 | 8,563 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $7,000 | 6,626 |
| Income before extraordinary items | $-379,000 | 8,604 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-379,000 | 8,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,067 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 747 |
| Net operating income | $-379,000 | 8,575 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 5,238 |
| Total interest expense | $753,000 | 4,945 |
| Net interest income | $1,613,000 | 5,267 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $220,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $134,000 | 4,409 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $86,000 | 5,460 |
| Total noninterest expense | $2,064,000 | 3,717 |
| Salaries and employee benefits | $1,017,000 | 4,026 |
| Premises and equipment expense | $426,000 | 2,688 |
| Additional noninterest expense | $621,000 | 3,693 |
| Pre-tax net operating income | $-231,000 | 8,575 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-231,000 | 8,601 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-231,000 | 8,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 8,596 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 614 |
| Net operating income | $-231,000 | 8,574 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 5,106 |
| Total interest expense | $357,000 | 5,001 |
| Net interest income | $873,000 | 5,050 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $111,000 | 5,463 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $63,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,277 |
| Total noninterest expense | $1,060,000 | 3,677 |
| Salaries and employee benefits | $510,000 | 4,032 |
| Premises and equipment expense | $224,000 | 2,597 |
| Additional noninterest expense | $326,000 | 3,557 |
| Pre-tax net operating income | $-76,000 | 8,618 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-76,000 | 8,635 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-76,000 | 8,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-76,000 | 8,611 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 4,890 |
| Total interest expense | $1,013,000 | 5,608 |
| Net interest income | $3,926,000 | 4,539 |
| Provision for loan and lease losses | $-600,000 | 8,912 |
| Total noninterest income | $709,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $297,000 | 4,340 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $412,000 | 3,659 |
| Total noninterest expense | $5,066,000 | 3,076 |
| Salaries and employee benefits | $2,170,000 | 3,736 |
| Premises and equipment expense | $890,000 | 2,550 |
| Additional noninterest expense | $2,006,000 | 2,419 |
| Pre-tax net operating income | $169,000 | 7,881 |
| Securities gains (losses) | $29,000 | 2,137 |
| Applicable income taxes | $-355,000 | 8,878 |
| Income before extraordinary items | $553,000 | 6,143 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $553,000 | 6,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,059 |
| Cash dividends | $3,476,000 | 864 |
| Sale, conversion, retirement of capital stock, net | $-575,000 | 8,932 |
| Net operating income | $524,000 | 6,196 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,702,000 | 4,870 |
| Total interest expense | $706,000 | 5,797 |
| Net interest income | $2,996,000 | 4,480 |
| Provision for loan and lease losses | $-600,000 | 8,976 |
| Total noninterest income | $604,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $226,000 | 4,333 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $378,000 | 3,297 |
| Total noninterest expense | $3,958,000 | 2,935 |
| Salaries and employee benefits | $1,721,000 | 3,564 |
| Premises and equipment expense | $634,000 | 2,645 |
| Additional noninterest expense | $1,603,000 | 2,260 |
| Pre-tax net operating income | $242,000 | 7,490 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $84,000 | 5,535 |
| Income before extraordinary items | $162,000 | 7,709 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $162,000 | 7,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,331 |
| Cash dividends | $3,457,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 714 |
| Net operating income | $159,360 | 7,676 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 4,885 |
| Total interest expense | $447,000 | 5,975 |
| Net interest income | $2,018,000 | 4,448 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $434,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $142,000 | 4,457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $292,000 | 3,038 |
| Total noninterest expense | $2,202,000 | 3,468 |
| Salaries and employee benefits | $1,094,000 | 3,715 |
| Premises and equipment expense | $431,000 | 2,602 |
| Additional noninterest expense | $677,000 | 3,394 |
| Pre-tax net operating income | $250,000 | 6,824 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $86,000 | 5,032 |
| Income before extraordinary items | $167,000 | 7,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 8,863 |
| Cash dividends | $3,457,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 611 |
| Net operating income | $165,020 | 7,140 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 4,780 |
| Total interest expense | $220,000 | 6,074 |
| Net interest income | $1,059,000 | 4,308 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $278,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $68,000 | 4,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $210,000 | 2,397 |
| Total noninterest expense | $1,135,000 | 3,401 |
| Salaries and employee benefits | $554,000 | 3,700 |
| Premises and equipment expense | $228,000 | 2,495 |
| Additional noninterest expense | $353,000 | 3,260 |
| Pre-tax net operating income | $202,000 | 5,799 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $72,000 | 4,306 |
| Income before extraordinary items | $133,000 | 6,286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $133,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 8,951 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $131,050 | 6,204 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,488,000 | 4,579 |
| Total interest expense | $1,045,000 | 5,988 |
| Net interest income | $4,443,000 | 4,034 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $2,602,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $354,000 | 3,917 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,248,000 | 1,347 |
| Total noninterest expense | $5,363,000 | 2,882 |
| Salaries and employee benefits | $2,390,000 | 3,386 |
| Premises and equipment expense | $954,000 | 2,359 |
| Additional noninterest expense | $2,019,000 | 2,382 |
| Pre-tax net operating income | $1,682,000 | 3,814 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $425,000 | 3,664 |
| Income before extraordinary items | $1,261,000 | 4,008 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,261,000 | 4,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,350 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 858 |
| Net operating income | $1,258,000 | 3,836 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 4,557 |
| Total interest expense | $814,000 | 6,019 |
| Net interest income | $3,398,000 | 4,000 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $2,304,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $279,000 | 3,829 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,025,000 | 1,220 |
| Total noninterest expense | $4,179,000 | 2,780 |
| Salaries and employee benefits | $1,868,000 | 3,275 |
| Premises and equipment expense | $700,000 | 2,406 |
| Additional noninterest expense | $1,611,000 | 2,228 |
| Pre-tax net operating income | $1,523,000 | 3,488 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,523,000 | 2,930 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,523,000 | 2,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,571 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 709 |
| Net operating income | $1,523,000 | 2,785 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 4,433 |
| Total interest expense | $568,000 | 5,997 |
| Net interest income | $2,388,000 | 3,842 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,097,000 | 2,205 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $184,000 | 3,809 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $913,000 | 1,625 |
| Total noninterest expense | $2,846,000 | 2,729 |
| Salaries and employee benefits | $1,273,000 | 3,223 |
| Premises and equipment expense | $451,000 | 2,473 |
| Additional noninterest expense | $1,122,000 | 2,132 |
| Pre-tax net operating income | $639,000 | 4,662 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $639,000 | 4,114 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $639,000 | 4,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,590 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $639,000 | 3,921 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 4,727 |
| Total interest expense | $297,000 | 5,962 |
| Net interest income | $1,060,000 | 4,224 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $960,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $94,000 | 3,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $866,000 | 988 |
| Total noninterest expense | $1,459,000 | 2,653 |
| Salaries and employee benefits | $616,000 | 3,282 |
| Premises and equipment expense | $229,000 | 2,426 |
| Additional noninterest expense | $614,000 | 1,915 |
| Pre-tax net operating income | $561,000 | 3,231 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $561,000 | 2,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $561,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,209 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $561,000 | 2,553 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,271,000 | 4,427 |
| Total interest expense | $1,687,000 | 5,353 |
| Net interest income | $4,584,000 | 3,928 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $579,000 | 4,828 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $369,000 | 3,725 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $210,000 | 4,923 |
| Total noninterest expense | $7,305,000 | 2,058 |
| Salaries and employee benefits | $2,752,000 | 2,845 |
| Premises and equipment expense | $1,082,000 | 2,025 |
| Additional noninterest expense | $3,471,000 | 1,369 |
| Pre-tax net operating income | $-2,142,000 | 9,254 |
| Securities gains (losses) | $47,000 | 2,464 |
| Applicable income taxes | $-412,000 | 9,225 |
| Income before extraordinary items | $-1,683,000 | 9,259 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,683,000 | 9,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,720,600 | 9,231 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,457,000 | 3,833 |
| Total interest expense | $3,536,000 | 4,174 |
| Net interest income | $4,921,000 | 3,479 |
| Provision for loan and lease losses | $-900,000 | 9,592 |
| Total noninterest income | $832,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $416,000 | 3,279 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $416,000 | 3,456 |
| Total noninterest expense | $7,119,000 | 2,018 |
| Salaries and employee benefits | $3,045,000 | 2,475 |
| Premises and equipment expense | $1,307,000 | 1,651 |
| Additional noninterest expense | $2,767,000 | 1,668 |
| Pre-tax net operating income | $-466,000 | 9,152 |
| Securities gains (losses) | $402,000 | 715 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-64,000 | 8,918 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-64,000 | 8,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,409 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 905 |
| Net operating income | $-466,000 | 9,181 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,841,000 | 2,519 |
| Total interest expense | $7,782,000 | 2,185 |
| Net interest income | $6,059,000 | 2,909 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $2,577,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $456,000 | 2,931 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,121,000 | 1,089 |
| Total noninterest expense | $9,478,000 | 1,467 |
| Salaries and employee benefits | $4,105,000 | 1,750 |
| Premises and equipment expense | $2,247,000 | 890 |
| Additional noninterest expense | $3,126,000 | 1,437 |
| Pre-tax net operating income | $-942,000 | 9,707 |
| Securities gains (losses) | $-67,000 | 9,297 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,009,000 | 9,727 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,009,000 | 9,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $631,000 | 1,048 |
| Cash dividends | $133,000 | 5,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-942,000 | 9,721 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,463,000 | 1,759 |
| Total interest expense | $8,844,000 | 1,692 |
| Net interest income | $9,619,000 | 1,816 |
| Provision for loan and lease losses | $1,080,000 | 911 |
| Total noninterest income | $3,376,000 | 1,229 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,899,000 | 697 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,477,000 | 1,415 |
| Total noninterest expense | $13,257,000 | 1,054 |
| Salaries and employee benefits | $3,464,000 | 2,023 |
| Premises and equipment expense | $1,871,000 | 1,081 |
| Additional noninterest expense | $7,922,000 | 706 |
| Pre-tax net operating income | $-1,342,000 | 10,114 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $-710,000 | 10,153 |
| Income before extraordinary items | $-620,000 | 9,970 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-620,000 | 9,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $576,000 | 1,094 |
| Cash dividends | $578,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-627,680 | 9,956 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,056,000 | 1,791 |
| Total interest expense | $7,646,000 | 2,000 |
| Net interest income | $10,410,000 | 1,637 |
| Provision for loan and lease losses | $960,000 | 1,009 |
| Total noninterest income | $2,727,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $980,000 | 1,273 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,747,000 | 1,270 |
| Total noninterest expense | $7,994,000 | 1,650 |
| Salaries and employee benefits | $4,060,000 | 1,642 |
| Premises and equipment expense | $1,706,000 | 1,131 |
| Additional noninterest expense | $2,228,000 | 1,897 |
| Pre-tax net operating income | $4,183,000 | 1,750 |
| Securities gains (losses) | $191,000 | 946 |
| Applicable income taxes | $1,071,000 | 2,184 |
| Income before extraordinary items | $3,303,000 | 1,589 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,303,000 | 1,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-166,000 | 10,336 |
| Cash dividends | $578,000 | 3,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,157,840 | 1,607 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,337,000 | 1,902 |
| Total interest expense | $7,356,000 | 2,066 |
| Net interest income | $9,981,000 | 1,749 |
| Provision for loan and lease losses | $900,000 | 1,074 |
| Total noninterest income | $1,228,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,112,000 | 1,126 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $116,000 | 6,369 |
| Total noninterest expense | $6,687,000 | 1,927 |
| Salaries and employee benefits | $3,629,000 | 1,797 |
| Premises and equipment expense | $1,357,000 | 1,442 |
| Additional noninterest expense | $1,701,000 | 2,426 |
| Pre-tax net operating income | $3,622,000 | 2,076 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $940,000 | 2,564 |
| Income before extraordinary items | $2,700,000 | 1,952 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,700,000 | 1,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,377 |
| Cash dividends | $578,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,686,680 | 1,905 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,296,000 | 2,339 |
| Total interest expense | $5,888,000 | 2,591 |
| Net interest income | $8,408,000 | 2,129 |
| Provision for loan and lease losses | $837,000 | 1,170 |
| Total noninterest income | $1,286,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,005,000 | 1,337 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $281,000 | 4,236 |
| Total noninterest expense | $5,993,000 | 2,292 |
| Salaries and employee benefits | $2,995,000 | 2,227 |
| Premises and equipment expense | $1,280,000 | 1,594 |
| Additional noninterest expense | $1,718,000 | 2,791 |
| Pre-tax net operating income | $2,864,000 | 2,468 |
| Securities gains (losses) | $59,000 | 1,236 |
| Applicable income taxes | $691,000 | 3,210 |
| Income before extraordinary items | $2,232,000 | 2,211 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,232,000 | 2,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,876 |
| Cash dividends | $579,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,187,160 | 2,206 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,744,000 | 3,086 |
| Total interest expense | $3,997,000 | 3,682 |
| Net interest income | $6,747,000 | 2,641 |
| Provision for loan and lease losses | $420,000 | 1,793 |
| Total noninterest income | $1,126,000 | 2,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $919,000 | 1,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,033 |
| Total noninterest expense | $5,333,000 | 2,549 |
| Salaries and employee benefits | $2,479,000 | 2,693 |
| Premises and equipment expense | $1,257,000 | 1,612 |
| Additional noninterest expense | $1,597,000 | 2,931 |
| Pre-tax net operating income | $2,120,000 | 3,314 |
| Securities gains (losses) | $-41,000 | 11,061 |
| Applicable income taxes | $488,000 | 4,280 |
| Income before extraordinary items | $1,591,000 | 3,082 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,591,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,598 |
| Cash dividends | $445,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,622,570 | 2,996 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,458,000 | 4,548 |
| Total interest expense | $1,980,000 | 5,654 |
| Net interest income | $4,478,000 | 3,937 |
| Provision for loan and lease losses | $247,000 | 2,626 |
| Total noninterest income | $1,287,000 | 2,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,037,000 | 1,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,598 |
| Total noninterest expense | $4,411,000 | 3,120 |
| Salaries and employee benefits | $2,038,000 | 3,228 |
| Premises and equipment expense | $1,110,000 | 1,845 |
| Additional noninterest expense | $1,263,000 | 3,876 |
| Pre-tax net operating income | $1,107,000 | 5,547 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $295,000 | 5,938 |
| Income before extraordinary items | $825,000 | 5,244 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $825,000 | 5,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,964 |
| Cash dividends | $207,000 | 5,367 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 268 |
| Net operating income | $815,380 | 5,346 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,986,000 | 5,796 |
| Total interest expense | $1,628,000 | 6,803 |
| Net interest income | $3,358,000 | 5,143 |
| Provision for loan and lease losses | $147,000 | 4,724 |
| Total noninterest income | $1,170,000 | 2,959 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $955,000 | 1,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 5,444 |
| Total noninterest expense | $4,072,000 | 3,434 |
| Salaries and employee benefits | $1,769,000 | 3,668 |
| Premises and equipment expense | $1,125,000 | 1,863 |
| Additional noninterest expense | $1,178,000 | 4,258 |
| Pre-tax net operating income | $309,000 | 10,165 |
| Securities gains (losses) | $393,000 | 1,066 |
| Applicable income taxes | $188,000 | 7,851 |
| Income before extraordinary items | $514,000 | 7,432 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $514,000 | 7,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $34,000 | 8,359 |
| Sale, conversion, retirement of capital stock, net | $265,000 | 730 |
| Net operating income | $227,110 | 10,064 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 7,060 |
| Total interest expense | $1,414,000 | 8,796 |
| Net interest income | $2,945,000 | 5,800 |
| Provision for loan and lease losses | $440,000 | 3,268 |
| Total noninterest income | $1,327,000 | 2,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,044,000 | 1,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,594 |
| Total noninterest expense | $4,425,000 | 3,214 |
| Salaries and employee benefits | $1,781,000 | 3,594 |
| Premises and equipment expense | $1,180,000 | 1,791 |
| Additional noninterest expense | $1,464,000 | 3,674 |
| Pre-tax net operating income | $-593,000 | 13,346 |
| Securities gains (losses) | $1,016,000 | 642 |
| Applicable income taxes | $80,000 | 10,440 |
| Income before extraordinary items | $343,000 | 8,797 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $343,000 | 8,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 3,001 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-479,960 | 13,270 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.