Home > Highland Commercial Bank > Income and Expense
Highland Commercial Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,516,000 | 3,876 |
| Total interest expense | $328,000 | 3,270 |
| Net interest income | $2,188,000 | 3,939 |
| Provision for loan and lease losses | $40,000 | 3,050 |
| Total noninterest income | $260,000 | 4,169 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $44,000 | 4,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $216,000 | 3,511 |
| Total noninterest expense | $1,704,000 | 4,128 |
| Salaries and employee benefits | $918,000 | 4,137 |
| Premises and equipment expense | $167,000 | 4,334 |
| Additional noninterest expense | $619,000 | 3,889 |
| Pre-tax net operating income | $704,000 | 3,647 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $253,000 | 2,255 |
| Income before extraordinary items | $453,000 | 4,133 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $453,000 | 4,134 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $453,000 | 4,135 |
| Net charge-offs | $45,000 | 2,399 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $451,720 | 4,077 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 3,909 |
| Total interest expense | $164,000 | 3,292 |
| Net interest income | $1,081,000 | 3,977 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $140,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $21,000 | 4,993 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $119,000 | 3,339 |
| Total noninterest expense | $865,000 | 4,126 |
| Salaries and employee benefits | $465,000 | 4,140 |
| Premises and equipment expense | $82,000 | 4,427 |
| Additional noninterest expense | $318,000 | 3,823 |
| Pre-tax net operating income | $336,000 | 3,702 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $125,000 | 2,271 |
| Income before extraordinary items | $213,000 | 4,183 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $213,000 | 4,185 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $213,000 | 4,186 |
| Net charge-offs | $46,000 | 1,619 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $211,720 | 4,123 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,127,000 | 3,907 |
| Total interest expense | $687,000 | 3,355 |
| Net interest income | $4,440,000 | 3,944 |
| Provision for loan and lease losses | $155,000 | 2,743 |
| Total noninterest income | $420,000 | 4,539 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $87,000 | 5,166 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $333,000 | 3,878 |
| Total noninterest expense | $3,411,000 | 4,191 |
| Salaries and employee benefits | $1,819,000 | 4,197 |
| Premises and equipment expense | $325,000 | 4,526 |
| Additional noninterest expense | $1,267,000 | 3,936 |
| Pre-tax net operating income | $1,294,000 | 3,726 |
| Securities gains (losses) | $-17,000 | 6,111 |
| Applicable income taxes | $437,000 | 2,331 |
| Income before extraordinary items | $840,000 | 4,236 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $840,000 | 4,236 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $840,000 | 4,237 |
| Net charge-offs | $493,000 | 1,475 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $851,220 | 4,164 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,823,000 | 3,961 |
| Total interest expense | $520,000 | 3,378 |
| Net interest income | $3,303,000 | 3,999 |
| Provision for loan and lease losses | $135,000 | 2,485 |
| Total noninterest income | $291,000 | 4,724 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $64,000 | 5,264 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $227,000 | 4,046 |
| Total noninterest expense | $2,508,000 | 4,266 |
| Salaries and employee benefits | $1,314,000 | 4,285 |
| Premises and equipment expense | $248,000 | 4,539 |
| Additional noninterest expense | $946,000 | 3,962 |
| Pre-tax net operating income | $951,000 | 3,843 |
| Securities gains (losses) | $-20,000 | 6,248 |
| Applicable income taxes | $333,000 | 2,362 |
| Income before extraordinary items | $598,000 | 4,360 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $598,000 | 4,360 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $598,000 | 4,361 |
| Net charge-offs | $458,000 | 1,232 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $610,800 | 4,285 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 3,950 |
| Total interest expense | $347,000 | 3,407 |
| Net interest income | $2,212,000 | 3,998 |
| Provision for loan and lease losses | $105,000 | 2,287 |
| Total noninterest income | $229,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $42,000 | 5,287 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $187,000 | 3,741 |
| Total noninterest expense | $1,656,000 | 4,321 |
| Salaries and employee benefits | $850,000 | 4,402 |
| Premises and equipment expense | $173,000 | 4,491 |
| Additional noninterest expense | $633,000 | 3,976 |
| Pre-tax net operating income | $680,000 | 3,642 |
| Securities gains (losses) | $-13,000 | 6,326 |
| Applicable income taxes | $234,000 | 2,270 |
| Income before extraordinary items | $433,000 | 4,191 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $433,000 | 4,197 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $433,000 | 4,196 |
| Net charge-offs | $459,000 | 937 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $441,450 | 4,102 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 3,945 |
| Total interest expense | $175,000 | 3,446 |
| Net interest income | $1,117,000 | 3,978 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $89,000 | 4,815 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $68,000 | 4,139 |
| Total noninterest expense | $834,000 | 4,331 |
| Salaries and employee benefits | $435,000 | 4,386 |
| Premises and equipment expense | $86,000 | 4,568 |
| Additional noninterest expense | $313,000 | 4,010 |
| Pre-tax net operating income | $327,000 | 3,669 |
| Securities gains (losses) | $-24,000 | 6,526 |
| Applicable income taxes | $103,000 | 2,334 |
| Income before extraordinary items | $200,000 | 4,259 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $200,000 | 4,260 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $200,000 | 4,261 |
| Net charge-offs | $195,000 | 969 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $215,840 | 4,076 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 3,897 |
| Total interest expense | $914,000 | 3,145 |
| Net interest income | $4,425,000 | 4,014 |
| Provision for loan and lease losses | $260,000 | 2,627 |
| Total noninterest income | $199,000 | 5,616 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $81,000 | 5,505 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $118,000 | 5,217 |
| Total noninterest expense | $3,591,000 | 4,190 |
| Salaries and employee benefits | $1,738,000 | 4,400 |
| Premises and equipment expense | $348,000 | 4,524 |
| Additional noninterest expense | $1,505,000 | 3,648 |
| Pre-tax net operating income | $773,000 | 4,454 |
| Securities gains (losses) | $27,000 | 2,188 |
| Applicable income taxes | $286,000 | 2,674 |
| Income before extraordinary items | $514,000 | 4,874 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $514,000 | 4,877 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $514,000 | 4,877 |
| Net charge-offs | $-2,000 | 5,912 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $496,720 | 4,859 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,045,000 | 3,911 |
| Total interest expense | $717,000 | 3,122 |
| Net interest income | $3,328,000 | 4,039 |
| Provision for loan and lease losses | $140,000 | 3,010 |
| Total noninterest income | $117,000 | 5,939 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $58,000 | 5,615 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $59,000 | 5,662 |
| Total noninterest expense | $2,740,000 | 4,158 |
| Salaries and employee benefits | $1,297,000 | 4,426 |
| Premises and equipment expense | $260,000 | 4,565 |
| Additional noninterest expense | $1,183,000 | 3,535 |
| Pre-tax net operating income | $565,000 | 4,599 |
| Securities gains (losses) | $27,000 | 2,054 |
| Applicable income taxes | $220,000 | 2,703 |
| Income before extraordinary items | $372,000 | 5,021 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $372,000 | 5,023 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $372,000 | 5,024 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $354,720 | 4,998 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 3,895 |
| Total interest expense | $483,000 | 3,150 |
| Net interest income | $2,255,000 | 3,987 |
| Provision for loan and lease losses | $80,000 | 3,162 |
| Total noninterest income | $56,000 | 6,244 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $38,000 | 5,659 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $18,000 | 6,160 |
| Total noninterest expense | $1,847,000 | 4,148 |
| Salaries and employee benefits | $887,000 | 4,397 |
| Premises and equipment expense | $174,000 | 4,575 |
| Additional noninterest expense | $786,000 | 3,541 |
| Pre-tax net operating income | $384,000 | 4,547 |
| Securities gains (losses) | $27,000 | 1,870 |
| Applicable income taxes | $153,000 | 2,675 |
| Income before extraordinary items | $258,000 | 4,966 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $258,000 | 4,968 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $258,000 | 4,969 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $240,720 | 4,930 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 3,922 |
| Total interest expense | $250,000 | 3,146 |
| Net interest income | $1,120,000 | 4,017 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $54,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $20,000 | 5,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,178 |
| Total noninterest expense | $919,000 | 4,208 |
| Salaries and employee benefits | $454,000 | 4,384 |
| Premises and equipment expense | $86,000 | 4,635 |
| Additional noninterest expense | $379,000 | 3,647 |
| Pre-tax net operating income | $205,000 | 4,427 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $76,000 | 2,655 |
| Income before extraordinary items | $129,000 | 4,939 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $129,000 | 4,940 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $129,000 | 4,941 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $129,000 | 4,840 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,643,000 | 3,994 |
| Total interest expense | $1,293,000 | 3,044 |
| Net interest income | $4,350,000 | 4,191 |
| Provision for loan and lease losses | $533,000 | 2,639 |
| Total noninterest income | $391,000 | 4,856 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $83,000 | 5,686 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $308,000 | 4,007 |
| Total noninterest expense | $3,751,000 | 4,214 |
| Salaries and employee benefits | $2,092,000 | 4,024 |
| Premises and equipment expense | $386,000 | 4,387 |
| Additional noninterest expense | $1,273,000 | 4,208 |
| Pre-tax net operating income | $457,000 | 5,007 |
| Securities gains (losses) | $213,000 | 1,643 |
| Applicable income taxes | $236,000 | 2,873 |
| Income before extraordinary items | $434,000 | 5,111 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $434,000 | 5,109 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $434,000 | 5,110 |
| Net charge-offs | $980,000 | 1,839 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $295,550 | 5,288 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,267,000 | 4,036 |
| Total interest expense | $1,025,000 | 3,017 |
| Net interest income | $3,242,000 | 4,272 |
| Provision for loan and lease losses | $405,000 | 2,565 |
| Total noninterest income | $334,000 | 4,712 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $61,000 | 5,776 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $273,000 | 3,817 |
| Total noninterest expense | $2,883,000 | 4,163 |
| Salaries and employee benefits | $1,627,000 | 3,934 |
| Premises and equipment expense | $295,000 | 4,396 |
| Additional noninterest expense | $961,000 | 4,207 |
| Pre-tax net operating income | $288,000 | 5,347 |
| Securities gains (losses) | $144,000 | 1,697 |
| Applicable income taxes | $163,000 | 3,008 |
| Income before extraordinary items | $269,000 | 5,453 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $269,000 | 5,452 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $269,000 | 5,452 |
| Net charge-offs | $812,000 | 1,661 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $176,840 | 5,650 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 4,032 |
| Total interest expense | $733,000 | 2,948 |
| Net interest income | $2,145,000 | 4,303 |
| Provision for loan and lease losses | $285,000 | 2,522 |
| Total noninterest income | $278,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $39,000 | 5,854 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $239,000 | 3,411 |
| Total noninterest expense | $1,984,000 | 4,099 |
| Salaries and employee benefits | $1,109,000 | 3,903 |
| Premises and equipment expense | $200,000 | 4,362 |
| Additional noninterest expense | $675,000 | 4,091 |
| Pre-tax net operating income | $154,000 | 5,576 |
| Securities gains (losses) | $130,000 | 1,417 |
| Applicable income taxes | $106,000 | 3,016 |
| Income before extraordinary items | $178,000 | 5,471 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $178,000 | 5,471 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $178,000 | 5,471 |
| Net charge-offs | $400,000 | 2,004 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $94,800 | 5,826 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 4,004 |
| Total interest expense | $395,000 | 2,888 |
| Net interest income | $1,082,000 | 4,302 |
| Provision for loan and lease losses | $195,000 | 2,059 |
| Total noninterest income | $214,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $20,000 | 5,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $194,000 | 2,709 |
| Total noninterest expense | $1,025,000 | 4,040 |
| Salaries and employee benefits | $556,000 | 3,918 |
| Premises and equipment expense | $108,000 | 4,246 |
| Additional noninterest expense | $361,000 | 3,897 |
| Pre-tax net operating income | $76,000 | 5,646 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $30,000 | 3,433 |
| Income before extraordinary items | $46,000 | 6,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $46,000 | 6,026 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $46,000 | 6,026 |
| Net charge-offs | $146,000 | 2,119 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $46,000 | 5,891 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,168,000 | 3,978 |
| Total interest expense | $1,996,000 | 2,785 |
| Net interest income | $4,172,000 | 4,424 |
| Provision for loan and lease losses | $500,000 | 3,454 |
| Total noninterest income | $401,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $97,000 | 5,561 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $304,000 | 3,850 |
| Total noninterest expense | $3,699,000 | 4,340 |
| Salaries and employee benefits | $1,991,000 | 4,185 |
| Premises and equipment expense | $400,000 | 4,566 |
| Additional noninterest expense | $1,308,000 | 4,221 |
| Pre-tax net operating income | $374,000 | 5,040 |
| Securities gains (losses) | $204,000 | 1,440 |
| Applicable income taxes | $204,000 | 2,882 |
| Income before extraordinary items | $374,000 | 5,011 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $374,000 | 5,013 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $374,000 | 5,013 |
| Net charge-offs | $654,000 | 2,863 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $241,400 | 5,303 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,670,000 | 3,993 |
| Total interest expense | $1,558,000 | 2,798 |
| Net interest income | $3,112,000 | 4,472 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $290,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $73,000 | 5,575 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $217,000 | 3,979 |
| Total noninterest expense | $2,673,000 | 4,452 |
| Salaries and employee benefits | $1,430,000 | 4,291 |
| Premises and equipment expense | $295,000 | 4,652 |
| Additional noninterest expense | $948,000 | 4,308 |
| Pre-tax net operating income | $504,000 | 4,467 |
| Securities gains (losses) | $134,000 | 1,522 |
| Applicable income taxes | $124,000 | 3,048 |
| Income before extraordinary items | $514,000 | 4,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $514,000 | 4,266 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $514,000 | 4,266 |
| Net charge-offs | $504,000 | 2,655 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $405,460 | 4,518 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 3,965 |
| Total interest expense | $1,086,000 | 2,777 |
| Net interest income | $2,103,000 | 4,443 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $206,000 | 4,828 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $50,000 | 5,535 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 3,873 |
| Total noninterest expense | $1,779,000 | 4,493 |
| Salaries and employee benefits | $945,000 | 4,343 |
| Premises and equipment expense | $202,000 | 4,636 |
| Additional noninterest expense | $632,000 | 4,385 |
| Pre-tax net operating income | $380,000 | 4,279 |
| Securities gains (losses) | $134,000 | 940 |
| Applicable income taxes | $103,000 | 2,841 |
| Income before extraordinary items | $411,000 | 3,933 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $411,000 | 3,934 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $411,000 | 3,935 |
| Net charge-offs | $501,000 | 2,139 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $303,800 | 4,348 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 3,978 |
| Total interest expense | $553,000 | 2,818 |
| Net interest income | $1,057,000 | 4,406 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $61,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $24,000 | 5,566 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,099 |
| Total noninterest expense | $866,000 | 4,582 |
| Salaries and employee benefits | $448,000 | 4,516 |
| Premises and equipment expense | $106,000 | 4,564 |
| Additional noninterest expense | $312,000 | 4,420 |
| Pre-tax net operating income | $177,000 | 4,411 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $60,000 | 2,687 |
| Income before extraordinary items | $118,000 | 4,795 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $118,000 | 4,793 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $118,000 | 4,795 |
| Net charge-offs | $34,000 | 3,663 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $117,340 | 4,739 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,103,000 | 3,867 |
| Total interest expense | $2,958,000 | 2,635 |
| Net interest income | $4,145,000 | 4,478 |
| Provision for loan and lease losses | $1,465,000 | 2,499 |
| Total noninterest income | $136,000 | 6,400 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $111,000 | 5,353 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 6,514 |
| Total noninterest expense | $4,126,000 | 4,130 |
| Salaries and employee benefits | $1,793,000 | 4,536 |
| Premises and equipment expense | $460,000 | 4,402 |
| Additional noninterest expense | $1,873,000 | 3,432 |
| Pre-tax net operating income | $-1,310,000 | 6,603 |
| Securities gains (losses) | $143,000 | 1,874 |
| Applicable income taxes | $-443,000 | 7,139 |
| Income before extraordinary items | $-724,000 | 6,475 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-724,000 | 6,476 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-724,000 | 6,476 |
| Net charge-offs | $1,067,000 | 2,597 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-815,520 | 6,468 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,408,000 | 3,909 |
| Total interest expense | $2,360,000 | 2,595 |
| Net interest income | $3,048,000 | 4,610 |
| Provision for loan and lease losses | $851,000 | 2,757 |
| Total noninterest income | $72,000 | 6,844 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $84,000 | 5,415 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-12,000 | 7,228 |
| Total noninterest expense | $2,865,000 | 4,353 |
| Salaries and employee benefits | $1,348,000 | 4,564 |
| Premises and equipment expense | $351,000 | 4,424 |
| Additional noninterest expense | $1,166,000 | 3,880 |
| Pre-tax net operating income | $-596,000 | 6,598 |
| Securities gains (losses) | $51,000 | 2,392 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-545,000 | 6,684 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-545,000 | 6,685 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-545,000 | 6,685 |
| Net charge-offs | $908,000 | 2,306 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-596,000 | 6,668 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 3,906 |
| Total interest expense | $1,660,000 | 2,574 |
| Net interest income | $1,986,000 | 4,678 |
| Provision for loan and lease losses | $776,000 | 2,227 |
| Total noninterest income | $112,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $57,000 | 5,405 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 5,477 |
| Total noninterest expense | $1,986,000 | 4,252 |
| Salaries and employee benefits | $902,000 | 4,571 |
| Premises and equipment expense | $236,000 | 4,419 |
| Additional noninterest expense | $848,000 | 3,645 |
| Pre-tax net operating income | $-664,000 | 6,852 |
| Securities gains (losses) | $53,000 | 1,843 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-611,000 | 6,923 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-611,000 | 6,923 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-611,000 | 6,923 |
| Net charge-offs | $829,000 | 1,905 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-664,000 | 6,908 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 3,957 |
| Total interest expense | $860,000 | 2,597 |
| Net interest income | $966,000 | 4,779 |
| Provision for loan and lease losses | $688,000 | 1,496 |
| Total noninterest income | $27,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,000 | 7,513 |
| Total noninterest expense | $1,125,000 | 3,941 |
| Salaries and employee benefits | $465,000 | 4,551 |
| Premises and equipment expense | $115,000 | 4,583 |
| Additional noninterest expense | $545,000 | 2,948 |
| Pre-tax net operating income | $-820,000 | 7,351 |
| Securities gains (losses) | $54,000 | 1,110 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-766,000 | 7,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-766,000 | 7,395 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-766,000 | 7,396 |
| Net charge-offs | $734,000 | 1,278 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-820,000 | 7,404 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,518,000 | 3,992 |
| Total interest expense | $4,304,000 | 2,573 |
| Net interest income | $3,214,000 | 5,202 |
| Provision for loan and lease losses | $95,000 | 6,492 |
| Total noninterest income | $7,000 | 7,655 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $115,000 | 5,554 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-108,000 | 7,602 |
| Total noninterest expense | $4,333,000 | 4,110 |
| Salaries and employee benefits | $1,875,000 | 4,566 |
| Premises and equipment expense | $504,000 | 4,348 |
| Additional noninterest expense | $1,954,000 | 3,371 |
| Pre-tax net operating income | $-1,207,000 | 6,337 |
| Securities gains (losses) | $146,000 | 1,811 |
| Applicable income taxes | $-396,000 | 6,958 |
| Income before extraordinary items | $-665,000 | 6,174 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-665,000 | 6,173 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-665,000 | 6,173 |
| Net charge-offs | $-9,000 | 7,856 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 567 |
| Net operating income | $-758,440 | 6,248 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 4,033 |
| Total interest expense | $3,340,000 | 2,615 |
| Net interest income | $2,317,000 | 5,331 |
| Provision for loan and lease losses | $20,000 | 6,935 |
| Total noninterest income | $234,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $84,000 | 5,633 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $150,000 | 4,762 |
| Total noninterest expense | $3,036,000 | 4,317 |
| Salaries and employee benefits | $1,424,000 | 4,548 |
| Premises and equipment expense | $378,000 | 4,399 |
| Additional noninterest expense | $1,234,000 | 3,808 |
| Pre-tax net operating income | $-505,000 | 6,343 |
| Securities gains (losses) | $46,000 | 2,351 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-459,000 | 6,393 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-459,000 | 6,394 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-459,000 | 6,393 |
| Net charge-offs | $-136,000 | 8,066 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-505,000 | 6,431 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 4,055 |
| Total interest expense | $2,243,000 | 2,695 |
| Net interest income | $1,555,000 | 5,315 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $135,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $54,000 | 5,697 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $81,000 | 5,140 |
| Total noninterest expense | $1,987,000 | 4,401 |
| Salaries and employee benefits | $949,000 | 4,598 |
| Premises and equipment expense | $253,000 | 4,419 |
| Additional noninterest expense | $785,000 | 3,927 |
| Pre-tax net operating income | $-297,000 | 6,424 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-297,000 | 6,532 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-297,000 | 6,531 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-297,000 | 6,531 |
| Net charge-offs | $-136,000 | 8,157 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-297,000 | 6,524 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 4,185 |
| Total interest expense | $1,134,000 | 2,766 |
| Net interest income | $698,000 | 5,596 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $64,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $38,000 | 5,265 |
| Total noninterest expense | $1,070,000 | 4,106 |
| Salaries and employee benefits | $473,000 | 4,656 |
| Premises and equipment expense | $123,000 | 4,557 |
| Additional noninterest expense | $474,000 | 3,142 |
| Pre-tax net operating income | $-318,000 | 7,089 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-318,000 | 7,230 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-318,000 | 7,230 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-318,000 | 7,231 |
| Net charge-offs | $-198,000 | 8,222 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-318,000 | 7,182 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,510,000 | 3,959 |
| Total interest expense | $4,826,000 | 3,055 |
| Net interest income | $3,684,000 | 4,830 |
| Provision for loan and lease losses | $1,692,000 | 2,004 |
| Total noninterest income | $328,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $84,000 | 6,142 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $244,000 | 4,490 |
| Total noninterest expense | $3,665,000 | 4,497 |
| Salaries and employee benefits | $2,198,000 | 4,145 |
| Premises and equipment expense | $508,000 | 4,419 |
| Additional noninterest expense | $959,000 | 4,948 |
| Pre-tax net operating income | $-1,345,000 | 7,157 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $-514,000 | 7,511 |
| Income before extraordinary items | $-827,000 | 6,911 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-827,000 | 6,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,867,000 | 1,349 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 1,214 |
| Net operating income | $-829,560 | 7,032 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,492,000 | 3,978 |
| Total interest expense | $3,653,000 | 3,129 |
| Net interest income | $2,839,000 | 4,783 |
| Provision for loan and lease losses | $140,000 | 4,706 |
| Total noninterest income | $269,000 | 5,585 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $60,000 | 6,226 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $209,000 | 4,332 |
| Total noninterest expense | $2,718,000 | 4,511 |
| Salaries and employee benefits | $1,681,000 | 4,123 |
| Premises and equipment expense | $373,000 | 4,495 |
| Additional noninterest expense | $664,000 | 5,121 |
| Pre-tax net operating income | $250,000 | 5,842 |
| Securities gains (losses) | $4,000 | 2,700 |
| Applicable income taxes | $93,000 | 3,650 |
| Income before extraordinary items | $161,000 | 5,886 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $161,000 | 5,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $883,000 | 1,408 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,179 |
| Net operating income | $158,440 | 6,072 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 4,007 |
| Total interest expense | $2,480,000 | 3,210 |
| Net interest income | $1,887,000 | 4,802 |
| Provision for loan and lease losses | $110,000 | 4,116 |
| Total noninterest income | $156,000 | 5,912 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $40,000 | 6,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $116,000 | 4,793 |
| Total noninterest expense | $1,870,000 | 4,454 |
| Salaries and employee benefits | $1,176,000 | 4,021 |
| Premises and equipment expense | $243,000 | 4,586 |
| Additional noninterest expense | $451,000 | 5,058 |
| Pre-tax net operating income | $63,000 | 6,610 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $38,000 | 4,270 |
| Income before extraordinary items | $25,000 | 6,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 6,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $883,000 | 934 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,054 |
| Net operating income | $25,000 | 6,808 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,232,000 | 4,027 |
| Total interest expense | $1,292,000 | 3,265 |
| Net interest income | $940,000 | 4,829 |
| Provision for loan and lease losses | $80,000 | 3,055 |
| Total noninterest income | $91,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $71,000 | 4,403 |
| Total noninterest expense | $917,000 | 4,518 |
| Salaries and employee benefits | $600,000 | 3,979 |
| Premises and equipment expense | $119,000 | 4,656 |
| Additional noninterest expense | $198,000 | 5,404 |
| Pre-tax net operating income | $34,000 | 6,801 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $13,000 | 4,639 |
| Income before extraordinary items | $21,000 | 7,008 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $21,000 | 7,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $883,000 | 499 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $21,000 | 6,919 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,490,000 | 3,902 |
| Total interest expense | $5,030,000 | 3,454 |
| Net interest income | $4,460,000 | 4,315 |
| Provision for loan and lease losses | $1,075,000 | 1,354 |
| Total noninterest income | $471,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $55,000 | 6,673 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $416,000 | 3,663 |
| Total noninterest expense | $3,261,000 | 4,745 |
| Salaries and employee benefits | $2,200,000 | 4,080 |
| Premises and equipment expense | $410,000 | 4,952 |
| Additional noninterest expense | $651,000 | 5,926 |
| Pre-tax net operating income | $595,000 | 5,707 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $218,000 | 3,761 |
| Income before extraordinary items | $377,000 | 6,126 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $377,000 | 6,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $377,000 | 6,114 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,056,000 | 3,942 |
| Total interest expense | $3,641,000 | 3,541 |
| Net interest income | $3,415,000 | 4,284 |
| Provision for loan and lease losses | $215,000 | 2,888 |
| Total noninterest income | $368,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $330,000 | 3,568 |
| Total noninterest expense | $2,381,000 | 4,809 |
| Salaries and employee benefits | $1,614,000 | 4,142 |
| Premises and equipment expense | $288,000 | 5,124 |
| Additional noninterest expense | $479,000 | 5,924 |
| Pre-tax net operating income | $1,187,000 | 3,970 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $440,000 | 2,698 |
| Income before extraordinary items | $747,000 | 4,489 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $747,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $747,000 | 4,485 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 3,974 |
| Total interest expense | $2,304,000 | 3,680 |
| Net interest income | $2,360,000 | 4,226 |
| Provision for loan and lease losses | $175,000 | 2,387 |
| Total noninterest income | $164,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $23,000 | 6,894 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $141,000 | 4,441 |
| Total noninterest expense | $1,522,000 | 4,966 |
| Salaries and employee benefits | $1,041,000 | 4,288 |
| Premises and equipment expense | $187,000 | 5,229 |
| Additional noninterest expense | $294,000 | 6,172 |
| Pre-tax net operating income | $827,000 | 3,943 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $312,000 | 2,691 |
| Income before extraordinary items | $515,000 | 4,487 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $515,000 | 4,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $515,000 | 4,483 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 4,107 |
| Total interest expense | $1,061,000 | 3,851 |
| Net interest income | $1,159,000 | 4,266 |
| Provision for loan and lease losses | $105,000 | 1,929 |
| Total noninterest income | $43,000 | 7,029 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $33,000 | 5,825 |
| Total noninterest expense | $715,000 | 5,177 |
| Salaries and employee benefits | $485,000 | 4,541 |
| Premises and equipment expense | $91,000 | 5,339 |
| Additional noninterest expense | $139,000 | 6,329 |
| Pre-tax net operating income | $382,000 | 4,108 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $143,000 | 2,791 |
| Income before extraordinary items | $239,000 | 4,665 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $239,000 | 4,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $239,000 | 4,650 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,021,000 | 4,555 |
| Total interest expense | $3,089,000 | 4,239 |
| Net interest income | $3,932,000 | 4,703 |
| Provision for loan and lease losses | $460,000 | 2,037 |
| Total noninterest income | $423,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $41,000 | 7,020 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $382,000 | 3,813 |
| Total noninterest expense | $2,630,000 | 5,317 |
| Salaries and employee benefits | $1,803,000 | 4,606 |
| Premises and equipment expense | $376,000 | 5,121 |
| Additional noninterest expense | $451,000 | 6,789 |
| Pre-tax net operating income | $1,265,000 | 4,680 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $163,000 | 4,516 |
| Income before extraordinary items | $1,102,000 | 4,484 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,102,000 | 4,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,112 |
| Net operating income | $1,102,000 | 4,469 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 4,730 |
| Total interest expense | $2,081,000 | 4,436 |
| Net interest income | $2,842,000 | 4,851 |
| Provision for loan and lease losses | $405,000 | 1,679 |
| Total noninterest income | $374,000 | 5,164 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $31,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $343,000 | 3,485 |
| Total noninterest expense | $1,881,000 | 5,459 |
| Salaries and employee benefits | $1,247,000 | 4,845 |
| Premises and equipment expense | $296,000 | 4,990 |
| Additional noninterest expense | $338,000 | 6,809 |
| Pre-tax net operating income | $930,000 | 4,882 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $922,000 | 4,358 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $922,000 | 4,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,026 |
| Net operating income | $922,000 | 4,346 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 4,904 |
| Total interest expense | $1,224,000 | 4,654 |
| Net interest income | $1,818,000 | 5,000 |
| Provision for loan and lease losses | $310,000 | 1,428 |
| Total noninterest income | $186,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $21,000 | 7,132 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $165,000 | 4,116 |
| Total noninterest expense | $1,219,000 | 5,560 |
| Salaries and employee benefits | $803,000 | 4,977 |
| Premises and equipment expense | $200,000 | 4,932 |
| Additional noninterest expense | $216,000 | 6,938 |
| Pre-tax net operating income | $475,000 | 5,521 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $469,000 | 5,043 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $469,000 | 5,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 869 |
| Net operating income | $469,000 | 5,028 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 5,100 |
| Total interest expense | $554,000 | 4,824 |
| Net interest income | $858,000 | 5,192 |
| Provision for loan and lease losses | $185,000 | 1,213 |
| Total noninterest income | $129,000 | 5,033 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,000 | 7,226 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $120,000 | 3,380 |
| Total noninterest expense | $614,000 | 5,545 |
| Salaries and employee benefits | $405,000 | 4,969 |
| Premises and equipment expense | $100,000 | 4,961 |
| Additional noninterest expense | $109,000 | 6,888 |
| Pre-tax net operating income | $188,000 | 5,965 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $185,000 | 5,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 5,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 629 |
| Net operating income | $185,000 | 5,509 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 6,317 |
| Total interest expense | $1,246,000 | 5,731 |
| Net interest income | $2,102,000 | 6,523 |
| Provision for loan and lease losses | $343,000 | 2,563 |
| Total noninterest income | $196,000 | 7,098 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $17,000 | 7,513 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $179,000 | 5,389 |
| Total noninterest expense | $1,946,000 | 6,204 |
| Salaries and employee benefits | $1,217,000 | 5,755 |
| Premises and equipment expense | $383,000 | 4,996 |
| Additional noninterest expense | $346,000 | 7,367 |
| Pre-tax net operating income | $9,000 | 8,218 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $7,000 | 8,256 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,000 | 8,228 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 6,659 |
| Total interest expense | $757,000 | 6,153 |
| Net interest income | $1,427,000 | 6,800 |
| Provision for loan and lease losses | $308,000 | 2,162 |
| Total noninterest income | $145,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 5,406 |
| Total noninterest expense | $1,416,000 | 6,258 |
| Salaries and employee benefits | $893,000 | 5,797 |
| Premises and equipment expense | $273,000 | 5,144 |
| Additional noninterest expense | $250,000 | 7,441 |
| Pre-tax net operating income | $-152,000 | 8,462 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $-154,000 | 8,494 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-154,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-154,000 | 8,465 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 7,092 |
| Total interest expense | $387,000 | 6,683 |
| Net interest income | $806,000 | 7,170 |
| Provision for loan and lease losses | $218,000 | 2,014 |
| Total noninterest income | $68,000 | 7,644 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $5,000 | 7,657 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $63,000 | 6,050 |
| Total noninterest expense | $892,000 | 6,421 |
| Salaries and employee benefits | $563,000 | 5,952 |
| Premises and equipment expense | $175,000 | 5,260 |
| Additional noninterest expense | $154,000 | 7,571 |
| Pre-tax net operating income | $-236,000 | 8,577 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $-238,000 | 8,608 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-238,000 | 8,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-238,000 | 8,581 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 7,493 |
| Total interest expense | $152,000 | 7,135 |
| Net interest income | $347,000 | 7,552 |
| Provision for loan and lease losses | $98,000 | 2,104 |
| Total noninterest income | $20,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $2,000 | 7,752 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $419,000 | 6,659 |
| Salaries and employee benefits | $251,000 | 6,379 |
| Premises and equipment expense | $87,000 | 5,339 |
| Additional noninterest expense | $81,000 | 7,543 |
| Pre-tax net operating income | $-150,000 | 8,696 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $-152,000 | 8,712 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-152,000 | 8,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-152,000 | 8,692 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 8,852 |
| Total interest expense | $85,000 | 8,766 |
| Net interest income | $229,000 | 8,855 |
| Provision for loan and lease losses | $162,000 | 4,106 |
| Total noninterest income | $5,000 | 8,872 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,722 |
| Total noninterest expense | $479,000 | 8,695 |
| Salaries and employee benefits | $288,000 | 8,625 |
| Premises and equipment expense | $92,000 | 8,068 |
| Additional noninterest expense | $99,000 | 8,822 |
| Pre-tax net operating income | $-407,000 | 8,616 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-407,000 | 8,673 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-407,000 | 8,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $12,568,000 | 69 |
| Net operating income | $-407,000 | 8,644 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,000 | 9,017 |
| Total interest expense | $6,000 | 8,958 |
| Net interest income | $9,000 | 9,012 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $2,000 | 8,956 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,821 |
| Total noninterest expense | $100,000 | 9,003 |
| Salaries and employee benefits | $70,000 | 8,978 |
| Premises and equipment expense | $6,000 | 8,970 |
| Additional noninterest expense | $24,000 | 8,995 |
| Pre-tax net operating income | $-89,000 | 8,591 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-89,000 | 8,616 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-89,000 | 8,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $12,568,000 | 55 |
| Net operating income | $-89,000 | 8,588 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.