Home > Highland Bank > Income and Expense

Highland Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$41,326,0001,098
Total interest expense$12,898,0001,091
Net interest income$28,428,0001,096
Provision for loan and lease losses$264,0001,773
Total noninterest income$2,000,0002,013
Gross Fiduciary activities income$0981
Service charges on deposit accounts$722,0001,289
Trading account gains and feesNANA
Additional Noninterest Income$1,278,0002,033
Total noninterest expense$24,124,0001,038
Salaries and employee benefits$14,182,0001,008
Premises and equipment expense$2,866,000914
Additional noninterest expense$1,278,0002,033
Pre-tax net operating income$6,040,0001,710
Securities gains (losses)$-561,0004,209
Applicable income taxes$893,0001,506
Income before extraordinary items$4,586,0001,828
Extraordinary gains, net$054
Net income$4,586,0001,850
Minority interest net income$088
Net income of bank and minority interests.$4,586,0001,831
Net charge-offs$-19,0003,990
Cash dividends$750,0002,427
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,057,2401,736
2023-09-30 (YTD Data)Rank
Total interest income$30,355,0001,097
Total interest expense$8,773,0001,092
Net interest income$21,582,0001,094
Provision for loan and lease losses$264,0001,451
Total noninterest income$1,505,0002,011
Gross Fiduciary activities income$0950
Service charges on deposit accounts$538,0001,292
Trading account gains and feesNANA
Additional Noninterest Income$967,0002,025
Total noninterest expense$18,190,0001,038
Salaries and employee benefits$10,450,0001,022
Premises and equipment expense$2,084,000940
Additional noninterest expense$967,0002,025
Pre-tax net operating income$4,633,0001,747
Securities gains (losses)$-167,0004,140
Applicable income taxes$893,0001,354
Income before extraordinary items$3,573,0001,851
Extraordinary gains, net$052
Net income$3,573,0001,868
Minority interest net income$081
Net income of bank and minority interests.$3,573,0001,851
Net charge-offs$34,0001,648
Cash dividends$750,0001,927
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,706,6001,827
2023-06-30 (YTD Data)Rank
Total interest income$15,691,0001,296
Total interest expense$4,560,0001,192
Net interest income$11,131,0001,336
Provision for loan and lease losses$111,0001,761
Total noninterest income$876,0002,099
Gross Fiduciary activities income$0931
Service charges on deposit accounts$319,0001,401
Trading account gains and feesNANA
Additional Noninterest Income$557,0002,094
Total noninterest expense$9,468,0001,246
Salaries and employee benefits$5,881,0001,173
Premises and equipment expense$1,120,0001,094
Additional noninterest expense$557,0002,091
Pre-tax net operating income$2,428,0002,004
Securities gains (losses)$-141,0004,277
Applicable income taxes$03,436
Income before extraordinary items$2,287,0001,887
Extraordinary gains, net$051
Net income$2,287,0001,911
Minority interest net income$081
Net income of bank and minority interests.$2,287,0001,887
Net charge-offs$13,0001,714
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,428,0001,824
2023-03-31 (YTD Data)Rank
Total interest income$7,421,0001,326
Total interest expense$1,817,0001,278
Net interest income$5,604,0001,336
Provision for loan and lease losses$38,0001,844
Total noninterest income$433,0002,110
Gross Fiduciary activities income$0913
Service charges on deposit accounts$152,0001,466
Trading account gains and feesNANA
Additional Noninterest Income$281,0002,071
Total noninterest expense$4,603,0001,289
Salaries and employee benefits$2,749,0001,264
Premises and equipment expense$552,0001,141
Additional noninterest expense$281,0002,071
Pre-tax net operating income$1,396,0001,882
Securities gains (losses)$-90,0004,342
Applicable income taxes$03,388
Income before extraordinary items$1,306,0001,750
Extraordinary gains, net$04
Net income$1,306,0001,749
Minority interest net income$048
Net income of bank and minority interests.$1,306,0001,750
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,396,0001,701
2022-12-31 (YTD Data)Rank
Total interest income$26,630,0001,260
Total interest expense$2,074,0001,559
Net interest income$24,556,0001,220
Provision for loan and lease losses$03,012
Total noninterest income$2,622,0001,765
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$620,0001,467
Trading account gains and feesNANA
Additional Noninterest Income$2,002,0001,626
Total noninterest expense$17,796,0001,296
Salaries and employee benefits$11,390,0001,191
Premises and equipment expense$2,239,0001,100
Additional noninterest expense$2,002,0001,626
Pre-tax net operating income$9,382,0001,331
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$9,382,0001,150
Extraordinary gains, net$05
Net income$9,382,0001,149
Minority interest net income$063
Net income of bank and minority interests.$9,382,0001,150
Net charge-offs$-76,0004,214
Cash dividends$16,730,000322
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,382,0001,175
2022-09-30 (YTD Data)Rank
Total interest income$19,544,0001,231
Total interest expense$1,041,0001,717
Net interest income$18,503,0001,180
Provision for loan and lease losses$02,835
Total noninterest income$2,151,0001,697
Gross Fiduciary activities income$0968
Service charges on deposit accounts$463,0001,484
Trading account gains and feesNANA
Additional Noninterest Income$1,688,0001,537
Total noninterest expense$13,224,0001,297
Salaries and employee benefits$8,172,0001,233
Premises and equipment expense$1,634,0001,111
Additional noninterest expense$1,688,0001,537
Pre-tax net operating income$7,430,0001,275
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$7,430,0001,107
Extraordinary gains, net$04
Net income$7,430,0001,106
Minority interest net income$057
Net income of bank and minority interests.$7,430,0001,107
Net charge-offs$-75,0004,215
Cash dividends$6,730,000464
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,430,0001,129
2022-06-30 (YTD Data)Rank
Total interest income$13,016,0001,189
Total interest expense$610,0001,713
Net interest income$12,406,0001,154
Provision for loan and lease losses$02,599
Total noninterest income$1,705,0001,522
Gross Fiduciary activities income$0925
Service charges on deposit accounts$299,0001,503
Trading account gains and feesNANA
Additional Noninterest Income$1,406,0001,368
Total noninterest expense$8,761,0001,299
Salaries and employee benefits$5,304,0001,252
Premises and equipment expense$1,066,0001,124
Additional noninterest expense$2,391,0001,399
Pre-tax net operating income$5,350,0001,152
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$5,350,000997
Extraordinary gains, net$04
Net income$5,350,000996
Minority interest net income$060
Net income of bank and minority interests.$5,350,000997
Net charge-offs$-76,0004,318
Cash dividends$6,730,000357
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,350,0001,017
2022-03-31 (YTD Data)Rank
Total interest income$6,800,0001,121
Total interest expense$291,0001,716
Net interest income$6,509,0001,085
Provision for loan and lease losses$02,285
Total noninterest income$903,0001,467
Gross Fiduciary activities income$0892
Service charges on deposit accounts$145,0001,528
Trading account gains and feesNANA
Additional Noninterest Income$758,0001,300
Total noninterest expense$4,202,0001,336
Salaries and employee benefits$2,621,0001,268
Premises and equipment expense$499,0001,221
Additional noninterest expense$1,082,0001,486
Pre-tax net operating income$3,210,000956
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$3,210,000836
Extraordinary gains, net$04
Net income$3,210,000835
Minority interest net income$050
Net income of bank and minority interests.$3,210,000836
Net charge-offs$-41,0004,354
Cash dividends$6,730,000215
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,210,000843
2021-12-31 (YTD Data)Rank
Total interest income$25,415,0001,211
Total interest expense$1,381,0001,778
Net interest income$24,034,0001,166
Provision for loan and lease losses$03,064
Total noninterest income$3,251,0001,705
Gross Fiduciary activities income$0994
Service charges on deposit accounts$556,0001,494
Trading account gains and feesNANA
Additional Noninterest Income$2,695,0001,593
Total noninterest expense$16,645,0001,337
Salaries and employee benefits$10,336,0001,270
Premises and equipment expense$2,234,0001,097
Additional noninterest expense$4,075,0001,563
Pre-tax net operating income$10,640,0001,225
Securities gains (losses)$226,000562
Applicable income taxes$116,0002,996
Income before extraordinary items$10,750,0001,094
Extraordinary gains, net$010
Net income$10,750,0001,094
Minority interest net income$074
Net income of bank and minority interests.$10,750,0001,094
Net charge-offs$-40,0004,055
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,526,2601,091
2021-09-30 (YTD Data)Rank
Total interest income$19,352,0001,219
Total interest expense$1,084,0001,797
Net interest income$18,268,0001,179
Provision for loan and lease losses$02,963
Total noninterest income$2,765,0001,624
Gross Fiduciary activities income$0957
Service charges on deposit accounts$415,0001,485
Trading account gains and feesNANA
Additional Noninterest Income$2,350,0001,497
Total noninterest expense$12,085,0001,382
Salaries and employee benefits$7,524,0001,303
Premises and equipment expense$1,664,0001,116
Additional noninterest expense$2,897,0001,630
Pre-tax net operating income$8,948,0001,170
Securities gains (losses)$02,015
Applicable income taxes$116,0002,864
Income before extraordinary items$8,832,0001,052
Extraordinary gains, net$08
Net income$8,832,0001,053
Minority interest net income$069
Net income of bank and minority interests.$8,832,0001,053
Net charge-offs$-36,0004,090
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,832,0001,031
2021-06-30 (YTD Data)Rank
Total interest income$13,419,0001,181
Total interest expense$754,0001,798
Net interest income$12,665,0001,127
Provision for loan and lease losses$02,862
Total noninterest income$2,176,0001,455
Gross Fiduciary activities income$0951
Service charges on deposit accounts$265,0001,481
Trading account gains and feesNANA
Additional Noninterest Income$1,911,0001,329
Total noninterest expense$8,022,0001,380
Salaries and employee benefits$4,963,0001,307
Premises and equipment expense$1,107,0001,105
Additional noninterest expense$1,952,0001,599
Pre-tax net operating income$6,819,0001,040
Securities gains (losses)$01,818
Applicable income taxes$116,0002,651
Income before extraordinary items$6,703,000930
Extraordinary gains, net$06
Net income$6,703,000930
Minority interest net income$067
Net income of bank and minority interests.$6,703,000930
Net charge-offs$-30,0004,195
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,703,000913
2021-03-31 (YTD Data)Rank
Total interest income$6,086,0001,279
Total interest expense$379,0001,868
Net interest income$5,707,0001,233
Provision for loan and lease losses$02,741
Total noninterest income$1,719,0001,098
Gross Fiduciary activities income$0922
Service charges on deposit accounts$129,0001,508
Trading account gains and feesNANA
Additional Noninterest Income$1,590,000939
Total noninterest expense$4,010,0001,364
Salaries and employee benefits$2,490,0001,295
Premises and equipment expense$572,0001,086
Additional noninterest expense$948,0001,597
Pre-tax net operating income$3,416,0001,043
Securities gains (losses)$01,392
Applicable income taxes$115,0002,192
Income before extraordinary items$3,301,000936
Extraordinary gains, net$03
Net income$3,301,000937
Minority interest net income$055
Net income of bank and minority interests.$3,301,000936
Net charge-offs$-42,0004,565
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,301,000918
2020-12-31 (YTD Data)Rank
Total interest income$23,139,0001,310
Total interest expense$2,447,0001,730
Net interest income$20,692,0001,246
Provision for loan and lease losses$1,800,0001,119
Total noninterest income$2,101,0002,068
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$583,0001,451
Trading account gains and feesNANA
Additional Noninterest Income$1,518,0002,070
Total noninterest expense$15,879,0001,343
Salaries and employee benefits$10,065,0001,250
Premises and equipment expense$2,171,0001,096
Additional noninterest expense$3,643,0001,649
Pre-tax net operating income$5,114,0001,759
Securities gains (losses)$568,000559
Applicable income taxes$1,769,0001,008
Income before extraordinary items$3,913,0001,951
Extraordinary gains, net$04
Net income$3,913,0001,950
Minority interest net income$072
Net income of bank and minority interests.$3,913,0001,951
Net charge-offs$47,0002,427
Cash dividends$6,500,000617
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,464,2802,056
2020-09-30 (YTD Data)Rank
Total interest income$17,176,0001,329
Total interest expense$1,957,0001,729
Net interest income$15,219,0001,246
Provision for loan and lease losses$1,200,0001,222
Total noninterest income$1,551,0002,052
Gross Fiduciary activities income$0981
Service charges on deposit accounts$442,0001,431
Trading account gains and feesNANA
Additional Noninterest Income$1,109,0002,055
Total noninterest expense$11,757,0001,344
Salaries and employee benefits$7,424,0001,256
Premises and equipment expense$1,623,0001,094
Additional noninterest expense$2,710,0001,636
Pre-tax net operating income$3,813,0001,744
Securities gains (losses)$568,000458
Applicable income taxes$1,814,000794
Income before extraordinary items$2,567,0002,114
Extraordinary gains, net$04
Net income$2,567,0002,114
Minority interest net income$065
Net income of bank and minority interests.$2,567,0002,114
Net charge-offs$29,0002,334
Cash dividends$6,500,000481
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,118,2802,318
2020-06-30 (YTD Data)Rank
Total interest income$11,105,0001,387
Total interest expense$1,403,0001,734
Net interest income$9,702,0001,307
Provision for loan and lease losses$600,0001,444
Total noninterest income$1,097,0001,921
Gross Fiduciary activities income$0970
Service charges on deposit accounts$316,0001,350
Trading account gains and feesNANA
Additional Noninterest Income$781,0001,926
Total noninterest expense$7,398,0001,401
Salaries and employee benefits$4,801,0001,280
Premises and equipment expense$978,0001,203
Additional noninterest expense$1,619,0001,777
Pre-tax net operating income$2,801,0001,539
Securities gains (losses)$476,000380
Applicable income taxes$1,814,000535
Income before extraordinary items$1,463,0002,273
Extraordinary gains, net$04
Net income$1,463,0002,272
Minority interest net income$065
Net income of bank and minority interests.$1,463,0002,273
Net charge-offs$-139,0004,940
Cash dividends$6,500,000359
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,086,9602,647
2020-03-31 (YTD Data)Rank
Total interest income$5,771,0001,329
Total interest expense$790,0001,701
Net interest income$4,981,0001,264
Provision for loan and lease losses$03,711
Total noninterest income$694,0001,615
Gross Fiduciary activities income$0941
Service charges on deposit accounts$190,0001,345
Trading account gains and feesNANA
Additional Noninterest Income$504,0001,512
Total noninterest expense$3,427,0001,500
Salaries and employee benefits$2,355,0001,308
Premises and equipment expense$460,0001,275
Additional noninterest expense$612,0002,216
Pre-tax net operating income$2,248,000950
Securities gains (losses)$01,705
Applicable income taxes$1,814,000288
Income before extraordinary items$434,0002,808
Extraordinary gains, net$04
Net income$434,0002,807
Minority interest net income$056
Net income of bank and minority interests.$434,0002,809
Net charge-offs$-36,0004,797
Cash dividends$6,500,000261
Sale, conversion, retirement of capital stock, net$0482
Net operating income$434,0002,798
2019-12-31 (YTD Data)Rank
Total interest income$23,773,0001,307
Total interest expense$3,802,0001,533
Net interest income$19,971,0001,258
Provision for loan and lease losses$300,0001,946
Total noninterest income$1,804,0002,078
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$724,0001,452
Trading account gains and feesNANA
Additional Noninterest Income$1,080,0002,163
Total noninterest expense$16,010,0001,279
Salaries and employee benefits$9,246,0001,284
Premises and equipment expense$2,271,0001,058
Additional noninterest expense$4,493,0001,364
Pre-tax net operating income$5,465,0001,651
Securities gains (losses)$1,840,000158
Applicable income taxes$1,928,000924
Income before extraordinary items$5,377,0001,514
Extraordinary gains, net$011
Net income$5,377,0001,515
Minority interest net income$076
Net income of bank and minority interests.$5,377,0001,516
Net charge-offs$160,0001,869
Cash dividends$2,927,0001,215
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,923,4001,880
2019-09-30 (YTD Data)Rank
Total interest income$17,481,0001,344
Total interest expense$2,873,0001,534
Net interest income$14,608,0001,295
Provision for loan and lease losses$03,836
Total noninterest income$1,247,0002,178
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$532,0001,484
Trading account gains and feesNANA
Additional Noninterest Income$715,0002,297
Total noninterest expense$11,598,0001,321
Salaries and employee benefits$6,858,0001,301
Premises and equipment expense$1,569,0001,134
Additional noninterest expense$3,171,0001,448
Pre-tax net operating income$4,257,0001,637
Securities gains (losses)$935,000202
Applicable income taxes$1,360,000998
Income before extraordinary items$3,832,0001,594
Extraordinary gains, net$011
Net income$3,832,0001,595
Minority interest net income$072
Net income of bank and minority interests.$3,832,0001,595
Net charge-offs$-127,0005,012
Cash dividends$2,927,000909
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,093,3501,861
2019-06-30 (YTD Data)Rank
Total interest income$11,509,0001,352
Total interest expense$1,798,0001,581
Net interest income$9,711,0001,300
Provision for loan and lease losses$03,685
Total noninterest income$1,408,0001,591
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$344,0001,504
Trading account gains and feesNANA
Additional Noninterest Income$1,064,0001,436
Total noninterest expense$7,813,0001,322
Salaries and employee benefits$4,552,0001,301
Premises and equipment expense$1,140,0001,057
Additional noninterest expense$2,121,0001,457
Pre-tax net operating income$3,306,0001,428
Securities gains (losses)$388,000260
Applicable income taxes$956,000938
Income before extraordinary items$2,738,0001,489
Extraordinary gains, net$011
Net income$2,738,0001,488
Minority interest net income$069
Net income of bank and minority interests.$2,738,0001,489
Net charge-offs$-77,0005,007
Cash dividends$2,926,000666
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,431,4801,613
2019-03-31 (YTD Data)Rank
Total interest income$5,686,0001,364
Total interest expense$864,0001,595
Net interest income$4,822,0001,309
Provision for loan and lease losses$03,406
Total noninterest income$810,0001,421
Gross Fiduciary activities income$0972
Service charges on deposit accounts$171,0001,503
Trading account gains and feesNANA
Additional Noninterest Income$639,0001,245
Total noninterest expense$3,936,0001,314
Salaries and employee benefits$2,324,0001,283
Premises and equipment expense$559,0001,080
Additional noninterest expense$1,053,0001,454
Pre-tax net operating income$1,696,0001,375
Securities gains (losses)$89,000293
Applicable income taxes$461,000957
Income before extraordinary items$1,324,0001,499
Extraordinary gains, net$05
Net income$1,324,0001,499
Minority interest net income$052
Net income of bank and minority interests.$1,324,0001,498
Net charge-offs$-32,0004,982
Cash dividends$2,926,000394
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,253,6901,542
2018-12-31 (YTD Data)Rank
Total interest income$21,986,0001,330
Total interest expense$2,611,0001,590
Net interest income$19,375,0001,277
Provision for loan and lease losses$04,082
Total noninterest income$2,878,0001,589
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$715,0001,507
Trading account gains and feesNANA
Additional Noninterest Income$2,163,0001,425
Total noninterest expense$14,519,0001,396
Salaries and employee benefits$8,581,0001,342
Premises and equipment expense$1,910,0001,227
Additional noninterest expense$4,028,0001,492
Pre-tax net operating income$7,734,0001,252
Securities gains (losses)$24,000542
Applicable income taxes$1,903,000901
Income before extraordinary items$5,855,0001,379
Extraordinary gains, net$06
Net income$5,855,0001,378
Minority interest net income$072
Net income of bank and minority interests.$5,855,0001,378
Net charge-offs$36,0002,813
Cash dividends$3,000,0001,074
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,836,0401,374
2018-09-30 (YTD Data)Rank
Total interest income$16,054,0001,346
Total interest expense$1,790,0001,624
Net interest income$14,264,0001,291
Provision for loan and lease losses$03,948
Total noninterest income$2,287,0001,550
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$532,0001,520
Trading account gains and feesNANA
Additional Noninterest Income$1,755,0001,367
Total noninterest expense$10,636,0001,425
Salaries and employee benefits$6,338,0001,354
Premises and equipment expense$1,372,0001,268
Additional noninterest expense$2,926,0001,549
Pre-tax net operating income$5,915,0001,240
Securities gains (losses)$-9,0004,747
Applicable income taxes$1,438,000920
Income before extraordinary items$4,468,0001,367
Extraordinary gains, net$05
Net income$4,468,0001,366
Minority interest net income$066
Net income of bank and minority interests.$4,468,0001,366
Net charge-offs$42,0002,320
Cash dividends$3,000,000778
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,475,1101,349
2018-06-30 (YTD Data)Rank
Total interest income$10,431,0001,357
Total interest expense$1,038,0001,727
Net interest income$9,393,0001,307
Provision for loan and lease losses$03,782
Total noninterest income$1,781,0001,389
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$359,0001,503
Trading account gains and feesNANA
Additional Noninterest Income$1,422,0001,199
Total noninterest expense$6,979,0001,447
Salaries and employee benefits$4,180,0001,371
Premises and equipment expense$904,0001,290
Additional noninterest expense$1,895,0001,581
Pre-tax net operating income$4,195,0001,170
Securities gains (losses)$-45,0005,247
Applicable income taxes$1,025,000867
Income before extraordinary items$3,125,0001,321
Extraordinary gains, net$06
Net income$3,125,0001,320
Minority interest net income$065
Net income of bank and minority interests.$3,125,0001,320
Net charge-offs$-172,0005,327
Cash dividends$3,000,000565
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,160,5501,297
2018-03-31 (YTD Data)Rank
Total interest income$5,011,0001,394
Total interest expense$446,0001,863
Net interest income$4,565,0001,332
Provision for loan and lease losses$03,508
Total noninterest income$1,311,0001,060
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$189,0001,444
Trading account gains and feesNANA
Additional Noninterest Income$1,122,000851
Total noninterest expense$3,511,0001,455
Salaries and employee benefits$2,114,0001,371
Premises and equipment expense$452,0001,312
Additional noninterest expense$945,0001,590
Pre-tax net operating income$2,365,0001,042
Securities gains (losses)$-25,0005,338
Applicable income taxes$591,000762
Income before extraordinary items$1,749,0001,162
Extraordinary gains, net$07
Net income$1,749,0001,161
Minority interest net income$052
Net income of bank and minority interests.$1,749,0001,162
Net charge-offs$6,0002,135
Cash dividends$3,000,000300
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,768,7501,146
2017-12-31 (YTD Data)Rank
Total interest income$20,266,0001,335
Total interest expense$1,806,0001,661
Net interest income$18,460,0001,299
Provision for loan and lease losses$04,227
Total noninterest income$2,140,0001,948
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$712,0001,546
Trading account gains and feesNANA
Additional Noninterest Income$1,428,0001,875
Total noninterest expense$14,727,0001,352
Salaries and employee benefits$8,067,0001,400
Premises and equipment expense$1,959,0001,189
Additional noninterest expense$4,701,0001,310
Pre-tax net operating income$5,873,0001,490
Securities gains (losses)$228,000365
Applicable income taxes$3,038,000953
Income before extraordinary items$3,063,0001,994
Extraordinary gains, net$09
Net income$3,063,0001,992
Minority interest net income$076
Net income of bank and minority interests.$3,063,0001,994
Net charge-offs$-272,0005,491
Cash dividends$3,500,000908
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,917,0802,080
2017-09-30 (YTD Data)Rank
Total interest income$15,167,0001,338
Total interest expense$1,355,0001,642
Net interest income$13,812,0001,302
Provision for loan and lease losses$04,088
Total noninterest income$1,574,0002,001
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$527,0001,570
Trading account gains and feesNANA
Additional Noninterest Income$1,047,0001,925
Total noninterest expense$10,848,0001,367
Salaries and employee benefits$5,994,0001,411
Premises and equipment expense$1,352,0001,304
Additional noninterest expense$3,502,0001,308
Pre-tax net operating income$4,538,0001,466
Securities gains (losses)$116,000539
Applicable income taxes$1,427,0001,159
Income before extraordinary items$3,227,0001,635
Extraordinary gains, net$09
Net income$3,227,0001,635
Minority interest net income$071
Net income of bank and minority interests.$3,227,0001,635
Net charge-offs$-53,0005,180
Cash dividends$3,500,000681
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,146,9601,648
2017-06-30 (YTD Data)Rank
Total interest income$9,885,0001,356
Total interest expense$874,0001,646
Net interest income$9,011,0001,326
Provision for loan and lease losses$03,871
Total noninterest income$889,0002,207
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$353,0001,552
Trading account gains and feesNANA
Additional Noninterest Income$536,0002,241
Total noninterest expense$7,108,0001,403
Salaries and employee benefits$3,926,0001,435
Premises and equipment expense$845,0001,371
Additional noninterest expense$2,337,0001,311
Pre-tax net operating income$2,792,0001,553
Securities gains (losses)$-138,0005,718
Applicable income taxes$748,0001,331
Income before extraordinary items$1,906,0001,772
Extraordinary gains, net$011
Net income$1,906,0001,772
Minority interest net income$071
Net income of bank and minority interests.$1,906,0001,772
Net charge-offs$-35,0005,183
Cash dividends$3,500,000484
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,005,3601,685
2017-03-31 (YTD Data)Rank
Total interest income$4,853,0001,365
Total interest expense$408,0001,733
Net interest income$4,445,0001,333
Provision for loan and lease losses$03,537
Total noninterest income$418,0002,276
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$181,0001,526
Trading account gains and feesNANA
Additional Noninterest Income$237,0002,377
Total noninterest expense$3,657,0001,369
Salaries and employee benefits$1,994,0001,436
Premises and equipment expense$435,0001,358
Additional noninterest expense$1,228,0001,264
Pre-tax net operating income$1,206,0001,717
Securities gains (losses)$-75,0005,789
Applicable income taxes$300,0001,492
Income before extraordinary items$831,0001,922
Extraordinary gains, net$08
Net income$831,0001,922
Minority interest net income$055
Net income of bank and minority interests.$831,0001,922
Net charge-offs$-16,0005,175
Cash dividends$3,500,000257
Sale, conversion, retirement of capital stock, net$0632
Net operating income$885,7501,803
2016-12-31 (YTD Data)Rank
Total interest income$18,635,0001,369
Total interest expense$1,461,0001,833
Net interest income$17,174,0001,331
Provision for loan and lease losses$04,332
Total noninterest income$2,172,0002,022
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$747,0001,527
Trading account gains and fees$0170
Additional Noninterest Income$1,425,0001,951
Total noninterest expense$14,255,0001,373
Salaries and employee benefits$7,751,0001,408
Premises and equipment expense$1,504,0001,518
Additional noninterest expense$5,000,0001,258
Pre-tax net operating income$5,091,0001,603
Securities gains (losses)$-320,0005,861
Applicable income taxes$1,365,0001,350
Income before extraordinary items$3,406,0001,892
Extraordinary gains, net$05
Net income$3,406,0001,891
Minority interest net income$082
Net income of bank and minority interests.$3,406,0001,891
Net charge-offs$-329,0005,747
Cash dividends$1,680,0001,597
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,633,2001,751
2016-09-30 (YTD Data)Rank
Total interest income$13,895,0001,376
Total interest expense$1,127,0001,805
Net interest income$12,768,0001,343
Provision for loan and lease losses$04,186
Total noninterest income$1,472,0002,146
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$536,0001,590
Trading account gains and fees$0169
Additional Noninterest Income$936,0002,128
Total noninterest expense$10,612,0001,371
Salaries and employee benefits$5,796,0001,401
Premises and equipment expense$1,106,0001,559
Additional noninterest expense$3,710,0001,274
Pre-tax net operating income$3,628,0001,678
Securities gains (losses)$-143,0005,933
Applicable income taxes$904,0001,509
Income before extraordinary items$2,581,0001,894
Extraordinary gains, net$05
Net income$2,581,0001,894
Minority interest net income$071
Net income of bank and minority interests.$2,581,0001,894
Net charge-offs$-314,0005,801
Cash dividends$1,680,0001,192
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,686,8201,792
2016-06-30 (YTD Data)Rank
Total interest income$9,163,0001,388
Total interest expense$774,0001,762
Net interest income$8,389,0001,365
Provision for loan and lease losses$04,017
Total noninterest income$940,0002,181
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$358,0001,566
Trading account gains and fees$0157
Additional Noninterest Income$582,0002,184
Total noninterest expense$7,030,0001,398
Salaries and employee benefits$3,866,0001,412
Premises and equipment expense$737,0001,553
Additional noninterest expense$2,427,0001,304
Pre-tax net operating income$2,299,0001,753
Securities gains (losses)$11,0002,212
Applicable income taxes$602,0001,497
Income before extraordinary items$1,708,0001,889
Extraordinary gains, net$016
Net income$1,708,0001,888
Minority interest net income$071
Net income of bank and minority interests.$1,708,0001,888
Net charge-offs$-294,0005,913
Cash dividends$1,680,000885
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,699,8601,847
2016-03-31 (YTD Data)Rank
Total interest income$4,597,0001,384
Total interest expense$388,0001,745
Net interest income$4,209,0001,360
Provision for loan and lease losses$03,656
Total noninterest income$464,0002,168
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$178,0001,571
Trading account gains and fees$0142
Additional Noninterest Income$286,0002,150
Total noninterest expense$3,413,0001,439
Salaries and employee benefits$1,799,0001,517
Premises and equipment expense$359,0001,592
Additional noninterest expense$1,255,0001,255
Pre-tax net operating income$1,260,0001,605
Securities gains (losses)$-75,0006,073
Applicable income taxes$315,0001,426
Income before extraordinary items$870,0001,843
Extraordinary gains, net$012
Net income$870,0001,844
Minority interest net income$062
Net income of bank and minority interests.$870,0001,844
Net charge-offs$-173,0005,968
Cash dividends$1,680,000495
Sale, conversion, retirement of capital stock, net$0659
Net operating income$924,7501,701
2015-12-31 (YTD Data)Rank
Total interest income$18,020,0001,389
Total interest expense$1,650,0001,635
Net interest income$16,370,0001,364
Provision for loan and lease losses$04,380
Total noninterest income$2,015,0002,097
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$737,0001,584
Trading account gains and fees$0159
Additional Noninterest Income$1,278,0002,062
Total noninterest expense$14,029,0001,387
Salaries and employee benefits$7,796,0001,391
Premises and equipment expense$1,638,0001,407
Additional noninterest expense$4,595,0001,366
Pre-tax net operating income$4,356,0001,760
Securities gains (losses)$168,000843
Applicable income taxes$1,161,0001,457
Income before extraordinary items$3,363,0001,855
Extraordinary gains, net$023
Net income$3,363,0001,855
Minority interest net income$081
Net income of bank and minority interests.$3,363,0001,857
Net charge-offs$-19,0005,321
Cash dividends$2,300,0001,212
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,238,6801,887
2015-09-30 (YTD Data)Rank
Total interest income$13,405,0001,405
Total interest expense$1,250,0001,647
Net interest income$12,155,0001,389
Provision for loan and lease losses$04,232
Total noninterest income$1,527,0002,109
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$549,0001,601
Trading account gains and fees$0153
Additional Noninterest Income$978,0002,061
Total noninterest expense$10,321,0001,415
Salaries and employee benefits$5,701,0001,418
Premises and equipment expense$1,094,0001,582
Additional noninterest expense$3,526,0001,332
Pre-tax net operating income$3,361,0001,745
Securities gains (losses)$244,000556
Applicable income taxes$977,0001,389
Income before extraordinary items$2,628,0001,818
Extraordinary gains, net$021
Net income$2,628,0001,820
Minority interest net income$078
Net income of bank and minority interests.$2,628,0001,821
Net charge-offs$-33,0005,488
Cash dividends$1,600,0001,155
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,449,8801,888
2015-06-30 (YTD Data)Rank
Total interest income$8,815,0001,429
Total interest expense$839,0001,645
Net interest income$7,976,0001,409
Provision for loan and lease losses$04,069
Total noninterest income$984,0002,157
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$358,0001,607
Trading account gains and fees$0157
Additional Noninterest Income$626,0002,106
Total noninterest expense$6,883,0001,422
Salaries and employee benefits$3,774,0001,430
Premises and equipment expense$715,0001,635
Additional noninterest expense$2,394,0001,313
Pre-tax net operating income$2,077,0001,845
Securities gains (losses)$355,000340
Applicable income taxes$656,0001,380
Income before extraordinary items$1,776,0001,788
Extraordinary gains, net$022
Net income$1,776,0001,793
Minority interest net income$075
Net income of bank and minority interests.$1,776,0001,793
Net charge-offs$24,0002,829
Cash dividends$1,600,000851
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,516,8501,984
2015-03-31 (YTD Data)Rank
Total interest income$4,372,0001,439
Total interest expense$425,0001,631
Net interest income$3,947,0001,421
Provision for loan and lease losses$03,703
Total noninterest income$490,0002,129
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$169,0001,668
Trading account gains and fees$0152
Additional Noninterest Income$321,0002,027
Total noninterest expense$3,289,0001,493
Salaries and employee benefits$1,906,0001,419
Premises and equipment expense$333,0001,763
Additional noninterest expense$1,050,0001,465
Pre-tax net operating income$1,148,0001,644
Securities gains (losses)$353,000228
Applicable income taxes$449,0001,091
Income before extraordinary items$1,052,0001,523
Extraordinary gains, net$013
Net income$1,052,0001,524
Minority interest net income$064
Net income of bank and minority interests.$1,052,0001,525
Net charge-offs$67,0001,361
Cash dividends$1,600,000444
Sale, conversion, retirement of capital stock, net$0697
Net operating income$804,9001,855
2014-12-31 (YTD Data)Rank
Total interest income$17,975,0001,404
Total interest expense$1,609,0001,789
Net interest income$16,366,0001,364
Provision for loan and lease losses$-770,0006,315
Total noninterest income$126,0005,802
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$913,0001,406
Trading account gains and fees$0180
Additional Noninterest Income$-787,0006,482
Total noninterest expense$13,313,0001,437
Salaries and employee benefits$7,545,0001,396
Premises and equipment expense$1,478,0001,590
Additional noninterest expense$4,290,0001,468
Pre-tax net operating income$3,949,0001,856
Securities gains (losses)$-432,0006,444
Applicable income taxes$14,0004,137
Income before extraordinary items$3,503,0001,767
Extraordinary gains, net$017
Net income$3,503,0001,767
Minority interest net income$084
Net income of bank and minority interests.$3,503,0001,766
Net charge-offs$-357,0006,344
Cash dividends$1,900,0001,340
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,935,0001,583
2014-09-30 (YTD Data)Rank
Total interest income$13,438,0001,418
Total interest expense$1,169,0001,864
Net interest income$12,269,0001,358
Provision for loan and lease losses$-770,0006,432
Total noninterest income$-557,0006,566
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$677,0001,437
Trading account gains and fees$0174
Additional Noninterest Income$-1,234,0006,576
Total noninterest expense$9,919,0001,452
Salaries and employee benefits$5,606,0001,419
Premises and equipment expense$1,085,0001,630
Additional noninterest expense$3,228,0001,473
Pre-tax net operating income$2,563,0002,106
Securities gains (losses)$-213,0006,500
Applicable income taxes$11,0004,170
Income before extraordinary items$2,339,0001,952
Extraordinary gains, net$015
Net income$2,339,0001,953
Minority interest net income$081
Net income of bank and minority interests.$2,339,0001,951
Net charge-offs$-196,0006,338
Cash dividends$1,900,000995
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,552,0001,784
2014-06-30 (YTD Data)Rank
Total interest income$8,941,0001,414
Total interest expense$757,0001,922
Net interest income$8,184,0001,358
Provision for loan and lease losses$04,196
Total noninterest income$64,0005,926
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$453,0001,406
Trading account gains and fees$0172
Additional Noninterest Income$-389,0006,635
Total noninterest expense$6,696,0001,437
Salaries and employee benefits$3,739,0001,409
Premises and equipment expense$741,0001,603
Additional noninterest expense$2,216,0001,435
Pre-tax net operating income$1,552,0002,215
Securities gains (losses)$-282,0006,600
Applicable income taxes$13,0004,016
Income before extraordinary items$1,257,0002,263
Extraordinary gains, net$020
Net income$1,257,0002,266
Minority interest net income$080
Net income of bank and minority interests.$1,257,0002,266
Net charge-offs$-169,0006,422
Cash dividends$800,0001,366
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,536,1801,891
2014-03-31 (YTD Data)Rank
Total interest income$4,417,0001,434
Total interest expense$391,0001,903
Net interest income$4,026,0001,375
Provision for loan and lease losses$03,817
Total noninterest income$-190,0006,705
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$223,0001,406
Trading account gains and fees$0147
Additional Noninterest Income$-413,0006,715
Total noninterest expense$3,054,0001,577
Salaries and employee benefits$1,784,0001,477
Premises and equipment expense$383,0001,575
Additional noninterest expense$887,0001,721
Pre-tax net operating income$782,0002,125
Securities gains (losses)$-132,0006,662
Applicable income taxes$7,0003,941
Income before extraordinary items$643,0002,153
Extraordinary gains, net$016
Net income$643,0002,155
Minority interest net income$066
Net income of bank and minority interests.$643,0002,155
Net charge-offs$-95,0006,457
Cash dividends$800,000729
Sale, conversion, retirement of capital stock, net$0747
Net operating income$773,6801,825
2013-12-31 (YTD Data)Rank
Total interest income$17,066,0001,477
Total interest expense$2,000,0001,702
Net interest income$15,066,0001,443
Provision for loan and lease losses$05,091
Total noninterest income$1,161,0002,959
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$980,0001,386
Trading account gains and fees$0184
Additional Noninterest Income$181,0004,741
Total noninterest expense$14,406,0001,373
Salaries and employee benefits$7,084,0001,468
Premises and equipment expense$1,537,0001,544
Additional noninterest expense$5,785,0001,168
Pre-tax net operating income$1,821,0003,036
Securities gains (losses)$-63,0006,483
Applicable income taxes$5,0004,396
Income before extraordinary items$1,753,0002,855
Extraordinary gains, net$029
Net income$1,753,0002,857
Minority interest net income$090
Net income of bank and minority interests.$1,753,0002,858
Net charge-offs$1,026,0001,250
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,816,0002,733
2013-09-30 (YTD Data)Rank
Total interest income$12,795,0001,482
Total interest expense$1,585,0001,659
Net interest income$11,210,0001,458
Provision for loan and lease losses$04,941
Total noninterest income$330,0004,667
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$712,0001,436
Trading account gains and fees$0180
Additional Noninterest Income$-382,0006,825
Total noninterest expense$10,849,0001,373
Salaries and employee benefits$5,393,0001,459
Premises and equipment expense$1,148,0001,555
Additional noninterest expense$4,308,0001,164
Pre-tax net operating income$691,0004,293
Securities gains (losses)$-125,0006,744
Applicable income taxes$5,0004,449
Income before extraordinary items$561,0004,418
Extraordinary gains, net$025
Net income$561,0004,421
Minority interest net income$084
Net income of bank and minority interests.$561,0004,422
Net charge-offs$1,081,000941
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$684,7504,022
2013-06-30 (YTD Data)Rank
Total interest income$8,611,0001,465
Total interest expense$1,139,0001,573
Net interest income$7,472,0001,436
Provision for loan and lease losses$04,788
Total noninterest income$-143,0006,873
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$464,0001,439
Trading account gains and fees$0157
Additional Noninterest Income$-607,0006,909
Total noninterest expense$7,577,0001,317
Salaries and employee benefits$3,685,0001,430
Premises and equipment expense$775,0001,545
Additional noninterest expense$3,117,0001,083
Pre-tax net operating income$-248,0006,582
Securities gains (losses)$25,0001,903
Applicable income taxes$5,0004,362
Income before extraordinary items$-228,0006,625
Extraordinary gains, net$022
Net income$-228,0006,625
Minority interest net income$082
Net income of bank and minority interests.$-228,0006,625
Net charge-offs$1,031,000745
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-253,0006,606
2013-03-31 (YTD Data)Rank
Total interest income$4,474,0001,430
Total interest expense$637,0001,457
Net interest income$3,837,0001,401
Provision for loan and lease losses$04,409
Total noninterest income$65,0005,435
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$235,0001,405
Trading account gains and fees$0148
Additional Noninterest Income$-170,0006,961
Total noninterest expense$3,472,0001,423
Salaries and employee benefits$1,853,0001,434
Premises and equipment expense$390,0001,559
Additional noninterest expense$1,229,0001,339
Pre-tax net operating income$430,0003,168
Securities gains (losses)$-135,0006,966
Applicable income taxes$04,602
Income before extraordinary items$295,0003,601
Extraordinary gains, net$010
Net income$295,0003,601
Minority interest net income$076
Net income of bank and minority interests.$295,0003,603
Net charge-offs$437,000839
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$430,0002,803
2012-12-31 (YTD Data)Rank
Total interest income$21,010,0001,269
Total interest expense$3,948,0001,133
Net interest income$17,062,0001,285
Provision for loan and lease losses$05,905
Total noninterest income$563,0004,279
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,013,0001,402
Trading account gains and fees$0166
Additional Noninterest Income$-450,0006,911
Total noninterest expense$14,364,0001,374
Salaries and employee benefits$7,322,0001,391
Premises and equipment expense$1,279,0001,838
Additional noninterest expense$5,763,0001,193
Pre-tax net operating income$3,261,0001,945
Securities gains (losses)$493,000954
Applicable income taxes$5,0004,499
Income before extraordinary items$3,749,0001,532
Extraordinary gains, net$029
Net income$3,749,0001,534
Minority interest net income$093
Net income of bank and minority interests.$3,749,0001,533
Net charge-offs$1,296,0001,547
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,256,0001,638
2012-09-30 (YTD Data)Rank
Total interest income$15,947,0001,277
Total interest expense$3,205,0001,101
Net interest income$12,742,0001,299
Provision for loan and lease losses$05,790
Total noninterest income$427,0004,314
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$770,0001,390
Trading account gains and fees$0157
Additional Noninterest Income$-343,0007,032
Total noninterest expense$10,982,0001,356
Salaries and employee benefits$5,456,0001,394
Premises and equipment expense$1,129,0001,585
Additional noninterest expense$4,397,0001,177
Pre-tax net operating income$2,187,0002,185
Securities gains (losses)$359,000966
Applicable income taxes$5,0004,514
Income before extraordinary items$2,541,0001,723
Extraordinary gains, net$020
Net income$2,541,0001,723
Minority interest net income$086
Net income of bank and minority interests.$2,541,0001,724
Net charge-offs$1,029,0001,432
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,182,0001,835
2012-06-30 (YTD Data)Rank
Total interest income$10,786,0001,276
Total interest expense$2,236,0001,095
Net interest income$8,550,0001,300
Provision for loan and lease losses$05,619
Total noninterest income$112,0005,662
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$524,0001,358
Trading account gains and fees$0153
Additional Noninterest Income$-412,0007,154
Total noninterest expense$7,411,0001,340
Salaries and employee benefits$3,597,0001,426
Premises and equipment expense$749,0001,589
Additional noninterest expense$3,065,0001,126
Pre-tax net operating income$1,251,0002,443
Securities gains (losses)$918,000306
Applicable income taxes$5,0004,421
Income before extraordinary items$2,164,0001,374
Extraordinary gains, net$019
Net income$2,164,0001,374
Minority interest net income$084
Net income of bank and minority interests.$2,164,0001,374
Net charge-offs$1,009,0001,130
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,246,0002,084
2012-03-31 (YTD Data)Rank
Total interest income$5,447,0001,263
Total interest expense$1,133,0001,120
Net interest income$4,314,0001,289
Provision for loan and lease losses$05,254
Total noninterest income$-62,0007,184
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$273,0001,288
Trading account gains and fees$0148
Additional Noninterest Income$-335,0007,254
Total noninterest expense$3,697,0001,340
Salaries and employee benefits$1,739,0001,472
Premises and equipment expense$351,0001,695
Additional noninterest expense$1,607,0001,065
Pre-tax net operating income$555,0002,669
Securities gains (losses)$958,000149
Applicable income taxes$04,704
Income before extraordinary items$1,513,000987
Extraordinary gains, net$019
Net income$1,513,000989
Minority interest net income$078
Net income of bank and minority interests.$1,513,000988
Net charge-offs$597,000977
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$555,0002,287
2011-12-31 (YTD Data)Rank
Total interest income$23,701,0001,209
Total interest expense$5,799,0001,039
Net interest income$17,902,0001,241
Provision for loan and lease losses$06,496
Total noninterest income$488,0004,449
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,162,0001,271
Trading account gains and fees$0146
Additional Noninterest Income$-674,0007,140
Total noninterest expense$16,008,0001,231
Salaries and employee benefits$6,751,0001,463
Premises and equipment expense$1,540,0001,611
Additional noninterest expense$7,717,000920
Pre-tax net operating income$2,382,0002,196
Securities gains (losses)$-1,059,0007,281
Applicable income taxes$5,0004,437
Income before extraordinary items$1,318,0003,016
Extraordinary gains, net$029
Net income$1,318,0003,019
Minority interest net income$096
Net income of bank and minority interests.$1,318,0003,018
Net charge-offs$1,144,0002,200
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,377,0001,862
2011-09-30 (YTD Data)Rank
Total interest income$17,901,0001,214
Total interest expense$4,514,0001,049
Net interest income$13,387,0001,250
Provision for loan and lease losses$06,393
Total noninterest income$754,0003,110
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$879,0001,264
Trading account gains and fees$0145
Additional Noninterest Income$-125,0007,078
Total noninterest expense$11,005,0001,339
Salaries and employee benefits$5,080,0001,458
Premises and equipment expense$1,181,0001,590
Additional noninterest expense$4,744,0001,107
Pre-tax net operating income$3,136,0001,442
Securities gains (losses)$-674,0007,364
Applicable income taxes$5,0004,418
Income before extraordinary items$2,457,0001,547
Extraordinary gains, net$021
Net income$2,457,0001,547
Minority interest net income$087
Net income of bank and minority interests.$2,457,0001,547
Net charge-offs$-47,0007,247
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,131,0001,166
2011-06-30 (YTD Data)Rank
Total interest income$12,078,0001,206
Total interest expense$3,048,0001,072
Net interest income$9,030,0001,238
Provision for loan and lease losses$06,217
Total noninterest income$1,222,0001,715
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$586,0001,237
Trading account gains and fees$0153
Additional Noninterest Income$636,0001,805
Total noninterest expense$8,109,0001,234
Salaries and employee benefits$3,388,0001,479
Premises and equipment expense$827,0001,518
Additional noninterest expense$3,894,000930
Pre-tax net operating income$2,143,0001,360
Securities gains (losses)$-464,0007,433
Applicable income taxes$5,0004,311
Income before extraordinary items$1,674,0001,469
Extraordinary gains, net$015
Net income$1,674,0001,469
Minority interest net income$089
Net income of bank and minority interests.$1,674,0001,469
Net charge-offs$-155,0007,417
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,138,0001,125
2011-03-31 (YTD Data)Rank
Total interest income$6,140,0001,194
Total interest expense$1,553,0001,091
Net interest income$4,587,0001,215
Provision for loan and lease losses$05,840
Total noninterest income$490,0002,013
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$293,0001,210
Trading account gains and fees$0158
Additional Noninterest Income$197,0002,489
Total noninterest expense$3,744,0001,330
Salaries and employee benefits$1,710,0001,474
Premises and equipment expense$405,0001,587
Additional noninterest expense$1,629,0001,093
Pre-tax net operating income$1,333,0001,100
Securities gains (losses)$-84,0007,383
Applicable income taxes$5,0004,051
Income before extraordinary items$1,244,000974
Extraordinary gains, net$09
Net income$1,244,000974
Minority interest net income$086
Net income of bank and minority interests.$1,244,000974
Net charge-offs$120,0002,562
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,328,000891
2010-12-31 (YTD Data)Rank
Total interest income$26,780,0001,155
Total interest expense$8,231,0001,016
Net interest income$18,549,0001,209
Provision for loan and lease losses$1,919,0002,132
Total noninterest income$180,0006,088
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,401,0001,083
Trading account gains and fees$0175
Additional Noninterest Income$-1,221,0007,513
Total noninterest expense$16,412,0001,228
Salaries and employee benefits$7,661,0001,285
Premises and equipment expense$2,338,0001,113
Additional noninterest expense$6,413,0001,156
Pre-tax net operating income$398,0004,639
Securities gains (losses)$-330,0007,370
Applicable income taxes$5,0004,343
Income before extraordinary items$63,0005,749
Extraordinary gains, net$029
Net income$63,0005,750
Minority interest net income$0111
Net income of bank and minority interests.$63,0005,750
Net charge-offs$3,947,0001,222
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$369,9004,568
2010-09-30 (YTD Data)Rank
Total interest income$20,396,0001,157
Total interest expense$6,321,0001,027
Net interest income$14,075,0001,205
Provision for loan and lease losses$1,704,0001,831
Total noninterest income$1,284,0002,331
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,069,0001,093
Trading account gains and fees$0165
Additional Noninterest Income$215,0004,066
Total noninterest expense$12,394,0001,209
Salaries and employee benefits$5,660,0001,305
Premises and equipment expense$1,464,0001,337
Additional noninterest expense$5,270,0001,016
Pre-tax net operating income$1,261,0002,684
Securities gains (losses)$-217,0007,496
Applicable income taxes$5,0004,390
Income before extraordinary items$1,039,0002,821
Extraordinary gains, net$023
Net income$1,039,0002,815
Minority interest net income$0110
Net income of bank and minority interests.$1,039,0002,820
Net charge-offs$3,549,000998
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,256,0002,334
2010-06-30 (YTD Data)Rank
Total interest income$13,964,0001,130
Total interest expense$4,284,0001,047
Net interest income$9,680,0001,169
Provision for loan and lease losses$1,329,0001,643
Total noninterest income$993,0002,065
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$719,0001,087
Trading account gains and fees$0152
Additional Noninterest Income$274,0002,986
Total noninterest expense$8,300,0001,198
Salaries and employee benefits$3,803,0001,300
Premises and equipment expense$992,0001,335
Additional noninterest expense$3,505,0001,013
Pre-tax net operating income$1,044,0002,302
Securities gains (losses)$-150,0007,565
Applicable income taxes$5,0004,306
Income before extraordinary items$889,0002,323
Extraordinary gains, net$019
Net income$889,0002,320
Minority interest net income$0105
Net income of bank and minority interests.$889,0002,323
Net charge-offs$1,310,0001,489
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,037,5001,968
2010-03-31 (YTD Data)Rank
Total interest income$7,375,0001,089
Total interest expense$2,197,0001,071
Net interest income$5,178,0001,088
Provision for loan and lease losses$-119,0007,885
Total noninterest income$469,0002,136
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$365,0001,074
Trading account gains and fees$0175
Additional Noninterest Income$104,0003,434
Total noninterest expense$5,153,000966
Salaries and employee benefits$1,919,0001,304
Premises and equipment expense$498,0001,366
Additional noninterest expense$2,736,000671
Pre-tax net operating income$613,0002,066
Securities gains (losses)$-114,0007,714
Applicable income taxes$5,0004,091
Income before extraordinary items$494,0002,166
Extraordinary gains, net$016
Net income$494,0002,165
Minority interest net income$091
Net income of bank and minority interests.$494,0002,166
Net charge-offs$415,0001,743
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$606,8601,731
2009-12-31 (YTD Data)Rank
Total interest income$31,929,0001,073
Total interest expense$10,561,0001,122
Net interest income$21,368,0001,025
Provision for loan and lease losses$17,374,000543
Total noninterest income$-142,0007,796
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,539,0001,119
Trading account gains and fees$0211
Additional Noninterest Income$-1,681,0007,937
Total noninterest expense$25,837,000814
Salaries and employee benefits$8,359,0001,171
Premises and equipment expense$2,167,0001,258
Additional noninterest expense$15,311,000543
Pre-tax net operating income$-21,985,0007,737
Securities gains (losses)$-559,0007,609
Applicable income taxes$5,0004,022
Income before extraordinary items$-22,549,0007,762
Extraordinary gains, net$034
Net income$-22,549,0007,761
Minority interest net income$0115
Net income of bank and minority interests.$-22,549,0007,761
Net charge-offs$13,127,000550
Cash dividends$628,0002,249
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-21,990,0007,764
2009-09-30 (YTD Data)Rank
Total interest income$24,286,0001,079
Total interest expense$8,290,0001,127
Net interest income$15,996,0001,026
Provision for loan and lease losses$7,235,000799
Total noninterest income$733,0003,436
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,146,0001,132
Trading account gains and fees$0212
Additional Noninterest Income$-413,0007,941
Total noninterest expense$13,922,0001,118
Salaries and employee benefits$6,253,0001,190
Premises and equipment expense$1,643,0001,253
Additional noninterest expense$6,026,000931
Pre-tax net operating income$-4,428,0007,456
Securities gains (losses)$309,000981
Applicable income taxes$5,0004,212
Income before extraordinary items$-4,124,0007,499
Extraordinary gains, net$027
Net income$-4,124,0007,499
Minority interest net income$0118
Net income of bank and minority interests.$-4,124,0007,499
Net charge-offs$7,007,000648
Cash dividends$628,0001,740
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-4,433,0007,533
2009-06-30 (YTD Data)Rank
Total interest income$16,059,0001,114
Total interest expense$5,737,0001,153
Net interest income$10,322,0001,060
Provision for loan and lease losses$3,306,0001,015
Total noninterest income$821,0002,484
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$753,0001,128
Trading account gains and fees$0193
Additional Noninterest Income$68,0005,404
Total noninterest expense$8,933,0001,167
Salaries and employee benefits$4,191,0001,208
Premises and equipment expense$1,114,0001,259
Additional noninterest expense$3,628,0001,055
Pre-tax net operating income$-1,096,0007,064
Securities gains (losses)$1,117,000260
Applicable income taxes$5,0004,239
Income before extraordinary items$16,0005,824
Extraordinary gains, net$021
Net income$16,0005,822
Minority interest net income$0112
Net income of bank and minority interests.$16,0005,822
Net charge-offs$3,644,000731
Cash dividends$628,0001,375
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-832,9207,030
2009-03-31 (YTD Data)Rank
Total interest income$8,053,0001,118
Total interest expense$2,972,0001,153
Net interest income$5,081,0001,077
Provision for loan and lease losses$1,650,000853
Total noninterest income$570,0001,944
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$382,0001,091
Trading account gains and fees$0171
Additional Noninterest Income$188,0002,603
Total noninterest expense$4,261,0001,175
Salaries and employee benefits$2,189,0001,163
Premises and equipment expense$561,0001,270
Additional noninterest expense$1,511,0001,112
Pre-tax net operating income$-260,0006,992
Securities gains (losses)$542,000305
Applicable income taxes$5,0004,285
Income before extraordinary items$277,0003,268
Extraordinary gains, net$015
Net income$277,0003,266
Minority interest net income$0102
Net income of bank and minority interests.$277,0003,268
Net charge-offs$2,756,000484
Cash dividends$338,0001,262
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-254,1607,058
2008-12-31 (YTD Data)Rank
Total interest income$31,714,0001,205
Total interest expense$12,257,0001,326
Net interest income$19,457,0001,128
Provision for loan and lease losses$5,296,000969
Total noninterest income$2,948,0001,594
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,620,0001,102
Trading account gains and fees$0154
Additional Noninterest Income$1,328,0001,748
Total noninterest expense$16,711,0001,169
Salaries and employee benefits$8,934,0001,106
Premises and equipment expense$2,050,0001,337
Additional noninterest expense$5,727,0001,122
Pre-tax net operating income$398,0005,147
Securities gains (losses)$117,0001,018
Applicable income taxes$10,0004,529
Income before extraordinary items$505,0004,429
Extraordinary gains, net$039
Net income$505,0004,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,889,000705
Cash dividends$2,291,0001,197
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$390,3404,953
2008-09-30 (YTD Data)Rank
Total interest income$23,187,0001,266
Total interest expense$8,962,0001,421
Net interest income$14,225,0001,191
Provision for loan and lease losses$3,271,000851
Total noninterest income$1,572,0002,138
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,169,0001,163
Trading account gains and fees$0148
Additional Noninterest Income$403,0003,173
Total noninterest expense$11,123,0001,296
Salaries and employee benefits$6,378,0001,191
Premises and equipment expense$1,483,0001,398
Additional noninterest expense$3,262,0001,372
Pre-tax net operating income$1,403,0002,980
Securities gains (losses)$108,000917
Applicable income taxes$10,0004,863
Income before extraordinary items$1,501,0002,328
Extraordinary gains, net$031
Net income$1,501,0002,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,580,000565
Cash dividends$2,012,0001,006
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,394,0802,582
2008-06-30 (YTD Data)Rank
Total interest income$14,907,0001,346
Total interest expense$5,928,0001,490
Net interest income$8,979,0001,247
Provision for loan and lease losses$1,771,000853
Total noninterest income$1,510,0001,639
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$753,0001,186
Trading account gains and fees$0149
Additional Noninterest Income$757,0001,698
Total noninterest expense$7,361,0001,299
Salaries and employee benefits$4,487,0001,137
Premises and equipment expense$1,027,0001,348
Additional noninterest expense$1,847,0001,591
Pre-tax net operating income$1,357,0002,382
Securities gains (losses)$108,000913
Applicable income taxes$10,0004,982
Income before extraordinary items$1,455,0001,851
Extraordinary gains, net$021
Net income$1,455,0001,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,401,000701
Cash dividends$1,570,000957
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,348,0801,934
2008-03-31 (YTD Data)Rank
Total interest income$7,208,0001,431
Total interest expense$3,022,0001,556
Net interest income$4,186,0001,325
Provision for loan and lease losses$671,000829
Total noninterest income$883,0001,465
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$391,0001,114
Trading account gains and fees$0158
Additional Noninterest Income$492,0001,436
Total noninterest expense$3,490,0001,370
Salaries and employee benefits$2,241,0001,151
Premises and equipment expense$537,0001,285
Additional noninterest expense$712,0001,978
Pre-tax net operating income$908,0001,953
Securities gains (losses)$106,000688
Applicable income taxes$10,0004,802
Income before extraordinary items$1,004,0001,491
Extraordinary gains, net$015
Net income$1,004,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0002,388
Cash dividends$794,000935
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$899,0601,595
2007-12-31 (YTD Data)Rank
Total interest income$28,815,0001,494
Total interest expense$12,607,0001,593
Net interest income$16,208,0001,382
Provision for loan and lease losses$1,675,000959
Total noninterest income$2,867,0001,695
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,792,000996
Trading account gains and fees$0178
Additional Noninterest Income$1,075,0002,120
Total noninterest expense$14,212,0001,301
Salaries and employee benefits$8,724,0001,150
Premises and equipment expense$2,360,0001,131
Additional noninterest expense$3,128,0001,768
Pre-tax net operating income$3,188,0002,355
Securities gains (losses)$02,146
Applicable income taxes$4,0005,829
Income before extraordinary items$3,184,0001,943
Extraordinary gains, net$039
Net income$3,184,0001,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,845
Cash dividends$2,229,0001,492
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,184,0001,927
2007-09-30 (YTD Data)Rank
Total interest income$19,991,0001,613
Total interest expense$9,188,0001,630
Net interest income$10,803,0001,583
Provision for loan and lease losses$1,150,000802
Total noninterest income$3,212,0001,229
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,322,000995
Trading account gains and fees$0184
Additional Noninterest Income$1,890,0001,166
Total noninterest expense$10,625,0001,297
Salaries and employee benefits$6,673,0001,129
Premises and equipment expense$1,704,0001,162
Additional noninterest expense$2,248,0001,793
Pre-tax net operating income$2,240,0002,634
Securities gains (losses)$01,655
Applicable income taxes$4,0005,949
Income before extraordinary items$2,236,0002,170
Extraordinary gains, net$033
Net income$2,236,0002,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,611
Cash dividends$1,865,0001,292
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,236,0002,158
2007-06-30 (YTD Data)Rank
Total interest income$13,049,0001,661
Total interest expense$5,861,0001,712
Net interest income$7,188,0001,604
Provision for loan and lease losses$650,000817
Total noninterest income$2,130,0001,263
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$864,0001,020
Trading account gains and fees$0168
Additional Noninterest Income$1,266,0001,185
Total noninterest expense$7,291,0001,282
Salaries and employee benefits$4,650,0001,095
Premises and equipment expense$1,132,0001,182
Additional noninterest expense$1,509,0001,800
Pre-tax net operating income$1,377,0002,829
Securities gains (losses)$01,444
Applicable income taxes$4,0005,967
Income before extraordinary items$1,373,0002,366
Extraordinary gains, net$029
Net income$1,373,0002,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,303
Cash dividends$1,241,0001,304
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,373,0002,350
2007-03-31 (YTD Data)Rank
Total interest income$6,927,0001,570
Total interest expense$2,882,0001,725
Net interest income$4,045,0001,410
Provision for loan and lease losses$300,000788
Total noninterest income$634,0001,861
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$433,000992
Trading account gains and fees$0195
Additional Noninterest Income$201,0002,538
Total noninterest expense$3,541,0001,312
Salaries and employee benefits$2,250,0001,149
Premises and equipment expense$571,0001,186
Additional noninterest expense$720,0001,859
Pre-tax net operating income$838,0002,488
Securities gains (losses)$01,187
Applicable income taxes$6,0005,609
Income before extraordinary items$832,0001,994
Extraordinary gains, net$022
Net income$832,0001,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,955
Cash dividends$496,0001,451
Sale, conversion, retirement of capital stock, net$0885
Net operating income$832,0001,982
2006-12-31 (YTD Data)Rank
Total interest income$26,691,0001,494
Total interest expense$10,624,0001,589
Net interest income$16,067,0001,415
Provision for loan and lease losses$200,0003,517
Total noninterest income$3,190,0001,531
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,831,000964
Trading account gains and fees$0130
Additional Noninterest Income$1,359,0001,792
Total noninterest expense$13,555,0001,324
Salaries and employee benefits$8,135,0001,196
Premises and equipment expense$2,235,0001,145
Additional noninterest expense$3,185,0001,648
Pre-tax net operating income$5,502,0001,740
Securities gains (losses)$-269,0008,431
Applicable income taxes$7,0006,250
Income before extraordinary items$5,226,0001,401
Extraordinary gains, net$051
Net income$5,226,0001,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,237
Cash dividends$3,901,000889
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,495,0001,314
2006-09-30 (YTD Data)Rank
Total interest income$19,769,0001,507
Total interest expense$7,699,0001,595
Net interest income$12,070,0001,429
Provision for loan and lease losses$06,685
Total noninterest income$2,400,0001,537
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,385,000963
Trading account gains and fees$0126
Additional Noninterest Income$1,015,0001,800
Total noninterest expense$10,135,0001,333
Salaries and employee benefits$6,162,0001,203
Premises and equipment expense$1,656,0001,166
Additional noninterest expense$2,317,0001,696
Pre-tax net operating income$4,335,0001,722
Securities gains (losses)$-280,0008,578
Applicable income taxes$7,0006,326
Income before extraordinary items$4,048,0001,402
Extraordinary gains, net$045
Net income$4,048,0001,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-84,0008,492
Cash dividends$2,449,000980
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,328,0001,296
2006-06-30 (YTD Data)Rank
Total interest income$13,075,0001,482
Total interest expense$5,073,0001,538
Net interest income$8,002,0001,438
Provision for loan and lease losses$06,419
Total noninterest income$1,550,0001,588
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$887,000990
Trading account gains and fees$0126
Additional Noninterest Income$663,0001,834
Total noninterest expense$6,819,0001,335
Salaries and employee benefits$4,165,0001,187
Premises and equipment expense$1,122,0001,142
Additional noninterest expense$1,532,0001,726
Pre-tax net operating income$2,733,0001,815
Securities gains (losses)$-280,0008,658
Applicable income taxes$7,0006,238
Income before extraordinary items$2,446,0001,517
Extraordinary gains, net$039
Net income$2,446,0001,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,385
Cash dividends$1,490,0001,057
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,726,0001,369
2006-03-31 (YTD Data)Rank
Total interest income$6,568,0001,438
Total interest expense$2,513,0001,464
Net interest income$4,055,0001,419
Provision for loan and lease losses$110,0001,864
Total noninterest income$683,0001,740
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$430,000995
Trading account gains and fees$0115
Additional Noninterest Income$253,0002,176
Total noninterest expense$3,316,0001,367
Salaries and employee benefits$2,048,0001,212
Premises and equipment expense$574,0001,116
Additional noninterest expense$694,0001,886
Pre-tax net operating income$1,312,0001,831
Securities gains (losses)$22,000463
Applicable income taxes$7,0005,939
Income before extraordinary items$1,327,0001,388
Extraordinary gains, net$021
Net income$1,327,0001,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,505
Cash dividends$698,0001,036
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,305,2201,380
2005-12-31 (YTD Data)Rank
Total interest income$24,562,0001,357
Total interest expense$7,546,0001,502
Net interest income$17,016,0001,279
Provision for loan and lease losses$682,0001,470
Total noninterest income$2,858,0001,684
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,743,0001,005
Trading account gains and fees$0138
Additional Noninterest Income$1,115,0002,061
Total noninterest expense$12,446,0001,380
Salaries and employee benefits$7,596,0001,219
Premises and equipment expense$1,902,0001,294
Additional noninterest expense$2,948,0001,714
Pre-tax net operating income$6,746,0001,422
Securities gains (losses)$-51,0008,192
Applicable income taxes$5,0006,664
Income before extraordinary items$6,690,0001,081
Extraordinary gains, net$046
Net income$6,690,0001,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-132,0008,674
Cash dividends$4,668,000703
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,741,0001,052
2005-09-30 (YTD Data)Rank
Total interest income$17,731,0001,375
Total interest expense$5,228,0001,538
Net interest income$12,503,0001,290
Provision for loan and lease losses$745,0001,008
Total noninterest income$2,113,0001,711
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,264,0001,049
Trading account gains and fees$0126
Additional Noninterest Income$849,0002,046
Total noninterest expense$8,832,0001,445
Salaries and employee benefits$5,364,0001,294
Premises and equipment expense$1,366,0001,336
Additional noninterest expense$2,102,0001,776
Pre-tax net operating income$5,039,0001,422
Securities gains (losses)$-1,0007,299
Applicable income taxes$5,0006,684
Income before extraordinary items$5,033,0001,068
Extraordinary gains, net$035
Net income$5,033,0001,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-258,0008,771
Cash dividends$3,390,000659
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,034,0001,049
2005-06-30 (YTD Data)Rank
Total interest income$11,497,0001,374
Total interest expense$3,172,0001,596
Net interest income$8,325,0001,289
Provision for loan and lease losses$634,000784
Total noninterest income$1,408,0001,679
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$808,0001,069
Trading account gains and fees$0116
Additional Noninterest Income$600,0001,929
Total noninterest expense$5,769,0001,473
Salaries and employee benefits$3,504,0001,307
Premises and equipment expense$918,0001,310
Additional noninterest expense$1,347,0001,836
Pre-tax net operating income$3,330,0001,406
Securities gains (losses)$-8,0008,078
Applicable income taxes$5,0006,626
Income before extraordinary items$3,317,0001,052
Extraordinary gains, net$030
Net income$3,317,0001,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-171,0008,742
Cash dividends$2,103,000684
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,325,0001,030
2005-03-31 (YTD Data)Rank
Total interest income$5,395,0001,427
Total interest expense$1,332,0001,792
Net interest income$4,063,0001,317
Provision for loan and lease losses$267,000872
Total noninterest income$636,0001,795
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$393,0001,064
Trading account gains and fees$0115
Additional Noninterest Income$243,0002,200
Total noninterest expense$2,799,0001,509
Salaries and employee benefits$1,706,0001,358
Premises and equipment expense$460,0001,316
Additional noninterest expense$633,0001,937
Pre-tax net operating income$1,633,0001,403
Securities gains (losses)$01,685
Applicable income taxes$5,0006,381
Income before extraordinary items$1,628,0001,064
Extraordinary gains, net$024
Net income$1,628,0001,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-64,0008,703
Cash dividends$1,334,000513
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,628,0001,038
2004-12-31 (YTD Data)Rank
Total interest income$20,021,0001,435
Total interest expense$4,529,0001,793
Net interest income$15,492,0001,308
Provision for loan and lease losses$255,0003,213
Total noninterest income$2,976,0001,618
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,925,000906
Trading account gains and fees$0138
Additional Noninterest Income$1,051,0002,073
Total noninterest expense$11,691,0001,398
Salaries and employee benefits$6,997,0001,256
Premises and equipment expense$1,767,0001,310
Additional noninterest expense$2,927,0001,664
Pre-tax net operating income$6,522,0001,322
Securities gains (losses)$345,000580
Applicable income taxes$5,0006,914
Income before extraordinary items$6,862,000966
Extraordinary gains, net$034
Net income$6,862,000967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$580,0001,191
Cash dividends$3,408,000880
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,517,000984
2004-09-30 (YTD Data)Rank
Total interest income$14,447,0001,486
Total interest expense$3,238,0001,848
Net interest income$11,209,0001,343
Provision for loan and lease losses$655,0001,155
Total noninterest income$2,264,0001,608
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,466,000891
Trading account gains and fees$0134
Additional Noninterest Income$798,0002,075
Total noninterest expense$8,495,0001,432
Salaries and employee benefits$5,006,0001,311
Premises and equipment expense$1,311,0001,310
Additional noninterest expense$2,178,0001,661
Pre-tax net operating income$4,323,0001,490
Securities gains (losses)$345,000539
Applicable income taxes$5,0006,948
Income before extraordinary items$4,663,0001,063
Extraordinary gains, net$026
Net income$4,663,0001,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,0001,115
Cash dividends$2,512,000801
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,318,0001,103
2004-06-30 (YTD Data)Rank
Total interest income$9,253,0001,530
Total interest expense$2,081,0001,904
Net interest income$7,172,0001,374
Provision for loan and lease losses$655,000772
Total noninterest income$1,511,0001,575
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$974,000881
Trading account gains and fees$0130
Additional Noninterest Income$537,0002,081
Total noninterest expense$5,673,0001,425
Salaries and employee benefits$3,301,0001,322
Premises and equipment expense$898,0001,279
Additional noninterest expense$1,474,0001,630
Pre-tax net operating income$2,355,0001,781
Securities gains (losses)$345,000441
Applicable income taxes$5,0006,869
Income before extraordinary items$2,695,0001,211
Extraordinary gains, net$021
Net income$2,695,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$450,000770
Cash dividends$1,623,000832
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,350,0001,327
2004-03-31 (YTD Data)Rank
Total interest income$4,489,0001,572
Total interest expense$1,020,0001,957
Net interest income$3,469,0001,431
Provision for loan and lease losses$305,000778
Total noninterest income$724,0001,622
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$486,000866
Trading account gains and fees$0121
Additional Noninterest Income$238,0002,201
Total noninterest expense$2,832,0001,439
Salaries and employee benefits$1,657,0001,333
Premises and equipment expense$461,0001,261
Additional noninterest expense$714,0001,664
Pre-tax net operating income$1,056,0001,915
Securities gains (losses)$345,000338
Applicable income taxes$5,0006,601
Income before extraordinary items$1,396,0001,174
Extraordinary gains, net$016
Net income$1,396,0001,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0001,032
Cash dividends$1,035,000648
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,051,0001,441
2003-12-31 (YTD Data)Rank
Total interest income$16,798,0001,699
Total interest expense$3,697,0002,393
Net interest income$13,101,0001,483
Provision for loan and lease losses$779,0001,499
Total noninterest income$3,919,0001,363
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,168,000796
Trading account gains and fees$0160
Additional Noninterest Income$1,751,0001,615
Total noninterest expense$10,639,0001,506
Salaries and employee benefits$6,191,0001,385
Premises and equipment expense$1,721,0001,326
Additional noninterest expense$2,727,0001,780
Pre-tax net operating income$5,602,0001,475
Securities gains (losses)$04,500
Applicable income taxes$5,0007,192
Income before extraordinary items$5,597,0001,148
Extraordinary gains, net$054
Net income$5,597,0001,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$780,0001,122
Cash dividends$2,794,0001,063
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,597,0001,086
2003-09-30 (YTD Data)Rank
Total interest income$12,433,0001,747
Total interest expense$2,674,0002,541
Net interest income$9,759,0001,506
Provision for loan and lease losses$509,0001,642
Total noninterest income$2,907,0001,404
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,633,000800
Trading account gains and fees$0153
Additional Noninterest Income$1,274,0001,730
Total noninterest expense$8,021,0001,500
Salaries and employee benefits$4,637,0001,400
Premises and equipment expense$1,339,0001,280
Additional noninterest expense$2,045,0001,768
Pre-tax net operating income$4,136,0001,532
Securities gains (losses)$04,204
Applicable income taxes$5,0007,232
Income before extraordinary items$4,131,0001,206
Extraordinary gains, net$040
Net income$4,131,0001,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0002,808
Cash dividends$2,167,000945
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,131,0001,135
2003-06-30 (YTD Data)Rank
Total interest income$8,245,0001,776
Total interest expense$1,726,0002,671
Net interest income$6,519,0001,499
Provision for loan and lease losses$401,0001,384
Total noninterest income$1,962,0001,382
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,080,000799
Trading account gains and fees$0150
Additional Noninterest Income$882,0001,656
Total noninterest expense$5,322,0001,506
Salaries and employee benefits$3,062,0001,414
Premises and equipment expense$911,0001,251
Additional noninterest expense$1,349,0001,783
Pre-tax net operating income$2,758,0001,524
Securities gains (losses)$03,782
Applicable income taxes$5,0007,181
Income before extraordinary items$2,753,0001,217
Extraordinary gains, net$030
Net income$2,753,0001,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-90,0009,107
Cash dividends$1,485,000954
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,753,0001,125
2003-03-31 (YTD Data)Rank
Total interest income$4,000,0001,835
Total interest expense$826,0002,851
Net interest income$3,174,0001,537
Provision for loan and lease losses$251,0001,113
Total noninterest income$955,0001,382
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$537,000774
Trading account gains and fees$0134
Additional Noninterest Income$418,0001,684
Total noninterest expense$2,621,0001,523
Salaries and employee benefits$1,513,0001,425
Premises and equipment expense$464,0001,233
Additional noninterest expense$644,0001,829
Pre-tax net operating income$1,257,0001,666
Securities gains (losses)$02,891
Applicable income taxes$5,0006,893
Income before extraordinary items$1,252,0001,317
Extraordinary gains, net$021
Net income$1,252,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,875
Cash dividends$914,000751
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,252,0001,229
2002-12-31 (YTD Data)Rank
Total interest income$17,423,0001,776
Total interest expense$4,116,0002,669
Net interest income$13,307,0001,471
Provision for loan and lease losses$244,0003,919
Total noninterest income$3,793,0001,304
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,160,000751
Trading account gains and fees$0153
Additional Noninterest Income$1,633,0001,545
Total noninterest expense$10,807,0001,421
Salaries and employee benefits$5,820,0001,397
Premises and equipment expense$2,022,0001,091
Additional noninterest expense$2,965,0001,593
Pre-tax net operating income$6,049,0001,391
Securities gains (losses)$157,0001,341
Applicable income taxes$5,0007,446
Income before extraordinary items$6,201,0001,013
Extraordinary gains, net$070
Net income$6,201,0001,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$546,0001,565
Cash dividends$3,427,000838
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,044,000995
2001-12-31 (YTD Data)Rank
Total interest income$20,467,0001,664
Total interest expense$7,758,0002,075
Net interest income$12,709,0001,400
Provision for loan and lease losses$696,0001,677
Total noninterest income$2,930,0001,504
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,851,000794
Trading account gains and fees$0177
Additional Noninterest Income$1,079,0001,930
Total noninterest expense$11,031,0001,319
Salaries and employee benefits$5,974,0001,242
Premises and equipment expense$1,996,0001,059
Additional noninterest expense$3,061,0001,524
Pre-tax net operating income$3,912,0001,808
Securities gains (losses)$729,000487
Applicable income taxes$209,0004,949
Income before extraordinary items$4,432,0001,227
Extraordinary gains, net$0105
Net income$4,432,0001,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,0002,124
Cash dividends$2,140,0001,249
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,739,4501,388
2000-12-31 (YTD Data)Rank
Total interest income$21,409,0001,610
Total interest expense$9,096,0001,894
Net interest income$12,313,0001,427
Provision for loan and lease losses$499,0001,884
Total noninterest income$2,210,0001,744
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,383,000975
Trading account gains and fees$0180
Additional Noninterest Income$827,0002,113
Total noninterest expense$9,279,0001,501
Salaries and employee benefits$4,932,0001,436
Premises and equipment expense$1,695,0001,192
Additional noninterest expense$2,652,0001,674
Pre-tax net operating income$4,745,0001,562
Securities gains (losses)$94,000578
Applicable income taxes$488,0003,541
Income before extraordinary items$4,351,0001,212
Extraordinary gains, net$038
Net income$4,351,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,0009,636
Cash dividends$2,121,0001,290
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,266,4001,228
1999-12-31 (YTD Data)Rank
Total interest income$17,611,0001,842
Total interest expense$6,301,0002,333
Net interest income$11,310,0001,543
Provision for loan and lease losses$277,0002,848
Total noninterest income$2,090,0001,808
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,430,000926
Trading account gains and fees$0173
Additional Noninterest Income$660,0002,469
Total noninterest expense$8,443,0001,623
Salaries and employee benefits$4,346,0001,589
Premises and equipment expense$1,532,0001,324
Additional noninterest expense$2,565,0001,733
Pre-tax net operating income$4,680,0001,606
Securities gains (losses)$-7,0009,189
Applicable income taxes$458,0003,813
Income before extraordinary items$4,215,0001,284
Extraordinary gains, net$035
Net income$4,215,0001,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,686
Cash dividends$1,990,0001,391
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,221,3001,258
1998-12-31 (YTD Data)Rank
Total interest income$16,860,0001,915
Total interest expense$6,335,0002,378
Net interest income$10,525,0001,619
Provision for loan and lease losses$100,0005,089
Total noninterest income$2,064,0001,789
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,367,000905
Trading account gains and fees$0224
Additional Noninterest Income$697,0002,401
Total noninterest expense$8,229,0001,611
Salaries and employee benefits$4,356,0001,503
Premises and equipment expense$1,452,0001,341
Additional noninterest expense$2,421,0001,758
Pre-tax net operating income$4,260,0001,727
Securities gains (losses)$04,449
Applicable income taxes$418,0004,309
Income before extraordinary items$3,842,0001,379
Extraordinary gains, net$032
Net income$3,842,0001,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0001,829
Cash dividends$4,127,000742
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,842,0001,324
1997-12-31 (YTD Data)Rank
Total interest income$17,174,0001,919
Total interest expense$6,334,0002,368
Net interest income$10,840,0001,592
Provision for loan and lease losses$559,0001,633
Total noninterest income$2,211,0001,639
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,463,000877
Trading account gains and fees$0239
Additional Noninterest Income$748,0002,121
Total noninterest expense$8,843,0001,488
Salaries and employee benefits$4,858,0001,356
Premises and equipment expense$1,606,0001,229
Additional noninterest expense$2,379,0001,786
Pre-tax net operating income$3,649,0002,059
Securities gains (losses)$03,944
Applicable income taxes$759,0003,050
Income before extraordinary items$2,890,0001,833
Extraordinary gains, net$044
Net income$2,890,0001,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,794
Cash dividends$1,150,0001,951
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,890,0001,789
1996-12-31 (YTD Data)Rank
Total interest income$15,441,0002,185
Total interest expense$6,167,0002,485
Net interest income$9,274,0001,929
Provision for loan and lease losses$458,0001,862
Total noninterest income$2,087,0001,779
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,436,000920
Trading account gains and fees$0262
Additional Noninterest Income$651,0002,429
Total noninterest expense$8,524,0001,669
Salaries and employee benefits$4,640,0001,451
Premises and equipment expense$1,566,0001,307
Additional noninterest expense$2,318,0002,160
Pre-tax net operating income$2,379,0002,919
Securities gains (losses)$36,0001,560
Applicable income taxes$802,0002,834
Income before extraordinary items$1,613,0002,982
Extraordinary gains, net$053
Net income$1,613,0002,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,882
Cash dividends$1,400,0001,660
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,588,8802,991
1995-12-31 (YTD Data)Rank
Total interest income$14,290,0002,357
Total interest expense$5,685,0002,708
Net interest income$8,605,0002,093
Provision for loan and lease losses$-341,00011,877
Total noninterest income$2,472,0001,560
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,394,000960
Trading account gains and fees$0522
Additional Noninterest Income$1,078,0001,711
Total noninterest expense$7,690,0001,828
Salaries and employee benefits$3,314,0001,999
Premises and equipment expense$977,0002,058
Additional noninterest expense$3,399,0001,517
Pre-tax net operating income$3,728,0001,975
Securities gains (losses)$773,000266
Applicable income taxes$1,340,0001,821
Income before extraordinary items$3,161,0001,615
Extraordinary gains, net$065
Net income$3,161,0001,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,436
Cash dividends$1,275,0001,690
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,619,9001,893
1994-12-31 (YTD Data)Rank
Total interest income$4,728,0005,922
Total interest expense$1,348,0007,406
Net interest income$3,380,0005,091
Provision for loan and lease losses$21,0007,711
Total noninterest income$1,018,0003,078
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$754,0001,795
Trading account gains and feesNANA
Additional Noninterest Income$264,0004,440
Total noninterest expense$3,247,0004,121
Salaries and employee benefits$1,315,0004,823
Premises and equipment expense$512,0003,723
Additional noninterest expense$1,420,0003,484
Pre-tax net operating income$1,130,0005,463
Securities gains (losses)$-5,0009,408
Applicable income taxes$456,0004,342
Income before extraordinary items$669,0006,105
Extraordinary gains, net$0249
Net income$669,0006,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-205,00012,412
Cash dividends$250,0004,888
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$672,2006,153
1993-12-31 (YTD Data)Rank
Total interest income$4,541,0006,265
Total interest expense$1,226,0008,158
Net interest income$3,315,0005,193
Provision for loan and lease losses$183,0004,103
Total noninterest income$877,0003,708
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$705,0001,932
Trading account gains and feesNANA
Additional Noninterest Income$172,0006,134
Total noninterest expense$2,897,0004,658
Salaries and employee benefits$1,207,0005,212
Premises and equipment expense$451,0004,262
Additional noninterest expense$1,239,0004,082
Pre-tax net operating income$1,112,0005,479
Securities gains (losses)$-23,00012,945
Applicable income taxes$383,0005,162
Income before extraordinary items$706,0006,074
Extraordinary gains, net$03,149
Net income$706,0006,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,863
Cash dividends$220,0005,198
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$720,9505,722
1992-12-31 (YTD Data)Rank
Total interest income$4,420,0006,987
Total interest expense$1,587,0008,248
Net interest income$2,833,0006,002
Provision for loan and lease losses$128,0006,547
Total noninterest income$717,0004,330
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$574,0002,403
Trading account gains and feesNANA
Additional Noninterest Income$143,0006,812
Total noninterest expense$2,666,0005,011
Salaries and employee benefits$1,117,0005,509
Premises and equipment expense$461,0004,263
Additional noninterest expense$1,088,0004,728
Pre-tax net operating income$756,0006,794
Securities gains (losses)$61,0003,800
Applicable income taxes$304,0005,874
Income before extraordinary items$513,0007,212
Extraordinary gains, net$01,422
Net income$513,0007,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0009,274
Cash dividends$200,0004,982
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$473,9607,187

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.