Home > Highland Bank > Assets and Liabilities
Highland Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 67 | 2,698 |
| Assets and Liabilities | ||
| Total Assets: | $212,466,000 | 2,141 |
| Cash and due from depository institutions | $10,050,000 | 2,698 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $49,443,000 | 2,309 |
| Federal funds sold & reverse repurchase agreements | $9,296,000 | 1,483 |
| Net loans & leases | $136,951,000 | 2,049 |
| Loan loss allowance | $1,059,000 | 3,202 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,360,000 | 1,806 |
| Other real estate owned | $84,000 | 2,698 |
| Goodwill and other intangibles | $704,000 | 1,546 |
| All other assets | $1,578,000 | 4,276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,466,000 | 2,141 |
| Total liabilities | $198,314,000 | 2,076 |
| Total deposits | $190,751,000 | 1,984 |
| Interest-bearing deposits | $158,231,000 | 2,048 |
| Deposits held in domestic offices | $190,751,000 | 1,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $6,617,000 | 1,728 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $946,000 | 3,728 |
| Total equity capital | $14,152,000 | 3,136 |
| Total bank equity capital | $14,152,000 | 3,136 |
| Perpetual preferred stock | $3,000 | 211 |
| Common stock | $128,000 | 7,983 |
| Surplus | $13,794,000 | 1,190 |
| Undivided profits | $227,000 | 9,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $264,000 | 5,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $777,000 | 2,992 |
| Earning assets | $195,690,000 | 2,140 |
| Long-term assets (5+ years) | $24,647,000 | 2,410 |
| Average Assets, year-to-date | $193,270,600 | 2,230 |
| Average Assets, quarterly | $206,100,500 | 2,177 |
| Volatile liabilities | $40,402,000 | 1,679 |
| Insider loans | $3,241,000 | 1,296 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,590,000 | 2,540 |
| Tier 1 (core) risk-based capital | $13,393,000 | 3,159 |
| Tier 2 risk-based capital | $1,059,000 | 2,775 |
| Total risk weighted assets | $143,087,200 | 1,959 |
| Total unused commitments | $15,590,000 | 2,546 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 60 | 3,153 |
| Assets and Liabilities | ||
| Total Assets: | $180,459,000 | 2,560 |
| Cash and due from depository institutions | $8,365,000 | 3,153 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $47,247,000 | 2,574 |
| Federal funds sold & reverse repurchase agreements | $1,440,000 | 5,697 |
| Net loans & leases | $116,268,000 | 2,419 |
| Loan loss allowance | $937,000 | 3,718 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,607,000 | 1,723 |
| Other real estate owned | $155,000 | 3,153 |
| Goodwill and other intangibles | $764,000 | 1,432 |
| All other assets | $1,613,000 | 4,326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,459,000 | 2,560 |
| Total liabilities | $166,880,000 | 2,504 |
| Total deposits | $164,717,000 | 2,353 |
| Interest-bearing deposits | $137,528,000 | 2,418 |
| Deposits held in domestic offices | $164,717,000 | 2,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,308,000 | 3,093 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $855,000 | 3,970 |
| Total equity capital | $13,579,000 | 3,267 |
| Total bank equity capital | $13,579,000 | 3,267 |
| Perpetual preferred stock | $3,000 | 237 |
| Common stock | $128,000 | 8,402 |
| Surplus | $13,794,000 | 1,233 |
| Undivided profits | $-346,000 | 11,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $580,000 | 3,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $717,000 | 3,200 |
| Earning assets | $164,955,000 | 2,578 |
| Long-term assets (5+ years) | $19,745,000 | 2,692 |
| Average Assets, year-to-date | $180,690,000 | 2,464 |
| Average Assets, quarterly | $179,226,500 | 2,547 |
| Volatile liabilities | $29,697,000 | 2,098 |
| Insider loans | $3,327,000 | 1,297 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,702,000 | 3,230 |
| Tier 1 (core) risk-based capital | $12,879,000 | 3,331 |
| Tier 2 risk-based capital | $937,000 | 3,166 |
| Total risk weighted assets | $122,317,400 | 2,307 |
| Total unused commitments | $10,702,000 | 3,245 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $121,294,000 | 3,691 |
| Cash and due from depository institutions | $6,208,000 | 4,809 |
| Interest-bearing balances | $96,000 | 5,351 |
| Securities | $36,203,000 | 3,498 |
| Federal funds sold & reverse repurchase agreements | $623,000 | 8,070 |
| Net loans & leases | $72,916,000 | 3,606 |
| Loan loss allowance | $624,000 | 5,134 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,716,000 | 2,081 |
| Other real estate owned | $0 | 4,809 |
| Goodwill and other intangibles | $824,000 | 1,275 |
| All other assets | $804,000 | 7,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,294,000 | 3,691 |
| Total liabilities | $112,471,000 | 3,598 |
| Total deposits | $111,986,000 | 3,423 |
| Interest-bearing deposits | $93,556,000 | 3,518 |
| Deposits held in domestic offices | $111,986,000 | 3,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $485,000 | 6,352 |
| Total equity capital | $8,823,000 | 4,812 |
| Total bank equity capital | $8,823,000 | 4,812 |
| Perpetual preferred stock | $2,000 | 273 |
| Common stock | $85,000 | 9,765 |
| Surplus | $9,543,000 | 1,654 |
| Undivided profits | $-807,000 | 11,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $301,000 | 5,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $444,000 | 5,306 |
| Earning assets | $109,838,000 | 3,737 |
| Long-term assets (5+ years) | $15,561,000 | 3,005 |
| Average Assets, year-to-date | $111,655,800 | 3,850 |
| Average Assets, quarterly | $117,797,500 | 3,757 |
| Volatile liabilities | $20,013,000 | 2,637 |
| Insider loans | $1,504,000 | 2,754 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,532,000 | 3,398 |
| Tier 1 (core) risk-based capital | $7,899,000 | 5,151 |
| Tier 2 risk-based capital | $624,000 | 4,423 |
| Total risk weighted assets | $78,302,300 | 3,383 |
| Total unused commitments | $9,532,000 | 3,413 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $103,557,000 | 4,228 |
| Cash and due from depository institutions | $4,738,000 | 4,868 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $26,341,000 | 4,766 |
| Federal funds sold & reverse repurchase agreements | $7,400,000 | 1,257 |
| Net loans & leases | $59,545,000 | 4,219 |
| Loan loss allowance | $625,000 | 5,239 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,829,000 | 1,963 |
| Other real estate owned | $0 | 4,868 |
| Goodwill and other intangibles | $884,000 | 1,143 |
| All other assets | $820,000 | 7,600 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,557,000 | 4,228 |
| Total liabilities | $96,808,000 | 4,102 |
| Total deposits | $96,268,000 | 3,915 |
| Interest-bearing deposits | $81,377,000 | 3,983 |
| Deposits held in domestic offices | $96,268,000 | 3,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $540,000 | 4,956 |
| Total equity capital | $6,749,000 | 5,716 |
| Total bank equity capital | $6,749,000 | 5,716 |
| Perpetual preferred stock | $2,000 | 295 |
| Common stock | $82,000 | 10,300 |
| Surplus | $9,218,000 | 1,635 |
| Undivided profits | $-2,553,000 | 12,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 7,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $524,000 | 4,015 |
| Earning assets | $93,286,000 | 4,309 |
| Long-term assets (5+ years) | $15,437,000 | 3,097 |
| Average Assets, year-to-date | $87,140,200 | 4,822 |
| Average Assets, quarterly | $100,215,500 | 4,330 |
| Volatile liabilities | $20,818,000 | 2,461 |
| Insider loans | $1,298,000 | 3,053 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,410,000 | 3,259 |
| Tier 1 (core) risk-based capital | $6,794,000 | 5,782 |
| Tier 2 risk-based capital | $625,000 | 4,383 |
| Total risk weighted assets | $64,044,800 | 3,996 |
| Total unused commitments | $9,410,000 | 3,270 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $75,160,000 | 5,718 |
| Cash and due from depository institutions | $4,602,000 | 7,545 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $26,928,000 | 4,907 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $39,998,000 | 5,738 |
| Loan loss allowance | $662,000 | 5,188 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,925,000 | 2,506 |
| Other real estate owned | $0 | 7,545 |
| Goodwill and other intangibles | $229,000 | 1,759 |
| All other assets | $478,000 | 9,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,160,000 | 5,718 |
| Total liabilities | $69,995,000 | 5,605 |
| Total deposits | $67,788,000 | 5,550 |
| Interest-bearing deposits | $54,861,000 | 5,874 |
| Deposits held in domestic offices | $67,788,000 | 5,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,750,000 | 2,353 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $457,000 | 5,712 |
| Total equity capital | $5,165,000 | 7,073 |
| Total bank equity capital | $5,165,000 | 7,073 |
| Perpetual preferred stock | $2,000 | 329 |
| Common stock | $65,000 | 10,953 |
| Surplus | $7,569,000 | 1,893 |
| Undivided profits | $-2,471,000 | 13,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 6,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $200,000 | 8,126 |
| Earning assets | $66,926,000 | 5,858 |
| Long-term assets (5+ years) | $16,139,000 | 3,126 |
| Average Assets, year-to-date | $72,847,000 | 5,728 |
| Average Assets, quarterly | $74,256,500 | 5,731 |
| Volatile liabilities | $12,982,000 | 3,359 |
| Insider loans | $1,506,000 | 2,675 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,971,000 | 7,566 |
| Tier 1 (core) risk-based capital | $4,936,000 | 7,272 |
| Tier 2 risk-based capital | $583,580 | 4,625 |
| Total risk weighted assets | $46,607,680 | 5,219 |
| Total unused commitments | $1,971,000 | 7,591 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $66,756,000 | 6,369 |
| Cash and due from depository institutions | $2,905,000 | 8,155 |
| Interest-bearing balances | $1,500,000 | 3,140 |
| Securities | $25,757,000 | 5,048 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 5,383 |
| Net loans & leases | $32,858,000 | 6,598 |
| Loan loss allowance | $447,000 | 6,986 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,770,000 | 4,028 |
| Other real estate owned | $10,000 | 8,155 |
| Goodwill and other intangibles | $251,000 | 1,711 |
| All other assets | $505,000 | 9,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,756,000 | 6,369 |
| Total liabilities | $62,156,000 | 6,236 |
| Total deposits | $61,876,000 | 6,080 |
| Interest-bearing deposits | $52,829,000 | 6,185 |
| Deposits held in domestic offices | $61,876,000 | 6,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $280,000 | 8,555 |
| Total equity capital | $4,600,000 | 7,517 |
| Total bank equity capital | $4,600,000 | 7,517 |
| Perpetual preferred stock | $2,000 | 330 |
| Common stock | $65,000 | 11,456 |
| Surplus | $7,569,000 | 1,822 |
| Undivided profits | $-3,036,000 | 13,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $439,000 | 6,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $229,000 | 7,997 |
| Earning assets | $62,815,000 | 6,215 |
| Long-term assets (5+ years) | $13,668,000 | 3,478 |
| Average Assets, year-to-date | $64,466,400 | 6,409 |
| Average Assets, quarterly | $65,197,500 | 6,429 |
| Volatile liabilities | $7,609,000 | 4,973 |
| Insider loans | $1,459,000 | 512 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,000,000 | 7,322 |
| Tier 1 (core) risk-based capital | $4,349,000 | 7,771 |
| Tier 2 risk-based capital | $447,000 | 5,723 |
| Total risk weighted assets | $40,692,000 | 5,861 |
| Total unused commitments | $2,000,000 | 7,352 |
| Derivatives | $0 | 651 |