Home > High Trust Bank > Income and Expense
High Trust Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 3,808 |
| Total interest expense | $1,396,000 | 2,240 |
| Net interest income | $2,033,000 | 4,539 |
| Provision for loan and lease losses | $650,000 | 1,973 |
| Total noninterest income | $-2,920,000 | 7,490 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $14,000 | 6,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,934,000 | 7,491 |
| Total noninterest expense | $2,859,000 | 3,218 |
| Salaries and employee benefits | $879,000 | 4,559 |
| Premises and equipment expense | $252,000 | 4,084 |
| Additional noninterest expense | $1,728,000 | 1,980 |
| Pre-tax net operating income | $-4,396,000 | 7,348 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,396,000 | 7,352 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,396,000 | 7,352 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,396,000 | 7,352 |
| Net charge-offs | $1,885,000 | 965 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,396,000 | 7,351 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 4,384 |
| Total interest expense | $731,000 | 2,226 |
| Net interest income | $665,000 | 5,607 |
| Provision for loan and lease losses | $250,000 | 2,162 |
| Total noninterest income | $-3,253,000 | 7,565 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-3,261,000 | 7,570 |
| Total noninterest expense | $1,219,000 | 3,656 |
| Salaries and employee benefits | $454,000 | 4,484 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $632,000 | 2,616 |
| Pre-tax net operating income | $-4,057,000 | 7,489 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-4,057,000 | 7,484 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-4,057,000 | 7,484 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,057,000 | 7,484 |
| Net charge-offs | $1,378,000 | 689 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-4,057,000 | 7,487 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 3,903 |
| Total interest expense | $3,672,000 | 2,157 |
| Net interest income | $3,323,000 | 5,089 |
| Provision for loan and lease losses | $1,400,000 | 2,552 |
| Total noninterest income | $401,000 | 4,955 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $39,000 | 6,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $362,000 | 3,674 |
| Total noninterest expense | $5,955,000 | 3,130 |
| Salaries and employee benefits | $2,205,000 | 3,950 |
| Premises and equipment expense | $574,000 | 3,830 |
| Additional noninterest expense | $3,176,000 | 2,184 |
| Pre-tax net operating income | $-3,631,000 | 6,998 |
| Securities gains (losses) | $-50,000 | 7,157 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-3,681,000 | 7,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,681,000 | 7,069 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,681,000 | 7,069 |
| Net charge-offs | $2,149,000 | 1,781 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,631,000 | 7,048 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 3,937 |
| Total interest expense | $2,887,000 | 2,156 |
| Net interest income | $2,460,000 | 5,185 |
| Provision for loan and lease losses | $1,000,000 | 2,500 |
| Total noninterest income | $1,619,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $33,000 | 6,398 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,586,000 | 1,283 |
| Total noninterest expense | $4,271,000 | 3,247 |
| Salaries and employee benefits | $1,753,000 | 3,815 |
| Premises and equipment expense | $449,000 | 3,781 |
| Additional noninterest expense | $2,069,000 | 2,413 |
| Pre-tax net operating income | $-1,192,000 | 6,848 |
| Securities gains (losses) | $-50,000 | 7,331 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,242,000 | 6,971 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,242,000 | 6,970 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,242,000 | 6,971 |
| Net charge-offs | $1,833,000 | 1,585 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,192,000 | 6,918 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 3,921 |
| Total interest expense | $2,040,000 | 2,122 |
| Net interest income | $1,582,000 | 5,291 |
| Provision for loan and lease losses | $500,000 | 2,840 |
| Total noninterest income | $1,693,000 | 1,390 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $18,000 | 6,561 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,675,000 | 906 |
| Total noninterest expense | $2,670,000 | 3,425 |
| Salaries and employee benefits | $1,260,000 | 3,616 |
| Premises and equipment expense | $358,000 | 3,304 |
| Additional noninterest expense | $1,052,000 | 3,060 |
| Pre-tax net operating income | $105,000 | 5,476 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $105,000 | 5,508 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $105,000 | 5,511 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $105,000 | 5,510 |
| Net charge-offs | $242,000 | 3,320 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $105,000 | 5,390 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 4,080 |
| Total interest expense | $1,081,000 | 2,107 |
| Net interest income | $666,000 | 5,759 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $-202,000 | 7,840 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-208,000 | 7,809 |
| Total noninterest expense | $1,414,000 | 3,299 |
| Salaries and employee benefits | $672,000 | 3,502 |
| Premises and equipment expense | $175,000 | 3,459 |
| Additional noninterest expense | $567,000 | 2,849 |
| Pre-tax net operating income | $-950,000 | 7,401 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-950,000 | 7,456 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-950,000 | 7,456 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-950,000 | 7,457 |
| Net charge-offs | $-6,000 | 7,353 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-950,000 | 7,444 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,336,000 | 3,710 |
| Total interest expense | $5,833,000 | 1,964 |
| Net interest income | $2,503,000 | 5,835 |
| Provision for loan and lease losses | $9,750,000 | 890 |
| Total noninterest income | $3,640,000 | 1,399 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $32,000 | 6,749 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,608,000 | 915 |
| Total noninterest expense | $5,765,000 | 3,279 |
| Salaries and employee benefits | $3,354,000 | 2,902 |
| Premises and equipment expense | $620,000 | 3,789 |
| Additional noninterest expense | $1,791,000 | 3,608 |
| Pre-tax net operating income | $-9,372,000 | 7,462 |
| Securities gains (losses) | $-450,000 | 7,572 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-9,822,000 | 7,549 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-9,822,000 | 7,548 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-9,822,000 | 7,548 |
| Net charge-offs | $7,936,000 | 818 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-9,372,000 | 7,537 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,255,000 | 3,750 |
| Total interest expense | $4,548,000 | 1,994 |
| Net interest income | $1,707,000 | 6,090 |
| Provision for loan and lease losses | $3,167,000 | 1,434 |
| Total noninterest income | $4,417,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $26,000 | 6,770 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,391,000 | 650 |
| Total noninterest expense | $4,230,000 | 3,347 |
| Salaries and employee benefits | $2,593,000 | 2,841 |
| Premises and equipment expense | $454,000 | 3,891 |
| Additional noninterest expense | $1,183,000 | 3,909 |
| Pre-tax net operating income | $-1,273,000 | 6,772 |
| Securities gains (losses) | $-450,000 | 7,730 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,723,000 | 7,081 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,723,000 | 7,079 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,723,000 | 7,080 |
| Net charge-offs | $3,485,000 | 1,077 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,273,000 | 6,876 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 3,829 |
| Total interest expense | $3,085,000 | 2,042 |
| Net interest income | $1,012,000 | 6,367 |
| Provision for loan and lease losses | $2,517,000 | 1,217 |
| Total noninterest income | $3,401,000 | 875 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $15,000 | 6,873 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,386,000 | 591 |
| Total noninterest expense | $2,600,000 | 3,604 |
| Salaries and employee benefits | $1,627,000 | 3,033 |
| Premises and equipment expense | $293,000 | 4,010 |
| Additional noninterest expense | $680,000 | 4,344 |
| Pre-tax net operating income | $-704,000 | 6,812 |
| Securities gains (losses) | $-450,000 | 7,897 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,154,000 | 7,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,154,000 | 7,204 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,154,000 | 7,205 |
| Net charge-offs | $3,098,000 | 839 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-704,000 | 6,929 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 3,865 |
| Total interest expense | $1,553,000 | 2,108 |
| Net interest income | $501,000 | 6,401 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $276,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $270,000 | 2,100 |
| Total noninterest expense | $1,192,000 | 3,781 |
| Salaries and employee benefits | $793,000 | 3,120 |
| Premises and equipment expense | $139,000 | 4,200 |
| Additional noninterest expense | $260,000 | 4,836 |
| Pre-tax net operating income | $-415,000 | 7,220 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-415,000 | 7,361 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-415,000 | 7,362 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-415,000 | 7,362 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-415,000 | 7,324 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,524,000 | 3,949 |
| Total interest expense | $4,722,000 | 3,121 |
| Net interest income | $3,802,000 | 4,732 |
| Provision for loan and lease losses | $4,930,000 | 1,011 |
| Total noninterest income | $3,561,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,909 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,531,000 | 855 |
| Total noninterest expense | $5,810,000 | 3,175 |
| Salaries and employee benefits | $4,120,000 | 2,452 |
| Premises and equipment expense | $546,000 | 4,229 |
| Additional noninterest expense | $1,144,000 | 4,435 |
| Pre-tax net operating income | $-3,377,000 | 7,650 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-3,377,000 | 7,668 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,377,000 | 7,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,090,000 | 1,256 |
| Cash dividends | $355,000 | 3,857 |
| Sale, conversion, retirement of capital stock, net | $1,640,000 | 350 |
| Net operating income | $-3,377,000 | 7,735 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,112,000 | 4,151 |
| Total interest expense | $3,158,000 | 3,497 |
| Net interest income | $2,954,000 | 4,663 |
| Provision for loan and lease losses | $805,000 | 2,091 |
| Total noninterest income | $3,420,000 | 1,178 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $21,000 | 6,992 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,399,000 | 756 |
| Total noninterest expense | $4,529,000 | 3,035 |
| Salaries and employee benefits | $3,275,000 | 2,345 |
| Premises and equipment expense | $392,000 | 4,365 |
| Additional noninterest expense | $862,000 | 4,336 |
| Pre-tax net operating income | $1,040,000 | 3,606 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,040,000 | 3,019 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,040,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,549 |
| Cash dividends | $156,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $1,660,000 | 244 |
| Net operating income | $1,040,000 | 3,170 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 4,301 |
| Total interest expense | $1,909,000 | 3,857 |
| Net interest income | $2,029,000 | 4,579 |
| Provision for loan and lease losses | $570,000 | 1,767 |
| Total noninterest income | $2,061,000 | 1,301 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $15,000 | 6,993 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,046,000 | 826 |
| Total noninterest expense | $2,901,000 | 3,158 |
| Salaries and employee benefits | $2,116,000 | 2,431 |
| Premises and equipment expense | $249,000 | 4,520 |
| Additional noninterest expense | $536,000 | 4,531 |
| Pre-tax net operating income | $619,000 | 3,945 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $619,000 | 3,575 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $619,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,173 |
| Cash dividends | $156,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $1,660,000 | 168 |
| Net operating income | $619,000 | 3,518 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 4,412 |
| Total interest expense | $920,000 | 4,127 |
| Net interest income | $1,016,000 | 4,571 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $971,000 | 1,361 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $965,000 | 880 |
| Total noninterest expense | $1,267,000 | 3,546 |
| Salaries and employee benefits | $944,000 | 2,716 |
| Premises and equipment expense | $120,000 | 4,630 |
| Additional noninterest expense | $203,000 | 5,333 |
| Pre-tax net operating income | $420,000 | 3,433 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $420,000 | 3,087 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $420,000 | 3,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $1,660,000 | 82 |
| Net operating income | $420,000 | 3,005 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 6,302 |
| Total interest expense | $1,513,000 | 6,415 |
| Net interest income | $2,334,000 | 6,143 |
| Provision for loan and lease losses | $1,111,000 | 1,316 |
| Total noninterest income | $1,705,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $30,000 | 7,022 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,675,000 | 1,553 |
| Total noninterest expense | $3,254,000 | 4,756 |
| Salaries and employee benefits | $2,013,000 | 4,368 |
| Premises and equipment expense | $472,000 | 4,537 |
| Additional noninterest expense | $769,000 | 5,474 |
| Pre-tax net operating income | $-326,000 | 7,723 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-326,000 | 7,795 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-326,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,951 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $20,859,000 | 80 |
| Net operating income | $-326,000 | 7,775 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 7,034 |
| Total interest expense | $848,000 | 7,001 |
| Net interest income | $1,240,000 | 6,975 |
| Provision for loan and lease losses | $590,000 | 1,366 |
| Total noninterest income | $1,234,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,063 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,212,000 | 1,589 |
| Total noninterest expense | $2,037,000 | 5,303 |
| Salaries and employee benefits | $1,188,000 | 5,125 |
| Premises and equipment expense | $286,000 | 5,148 |
| Additional noninterest expense | $563,000 | 5,499 |
| Pre-tax net operating income | $-153,000 | 7,852 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-153,000 | 7,897 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-153,000 | 7,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,698 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $13,854,000 | 98 |
| Net operating income | $-153,000 | 7,880 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 7,576 |
| Total interest expense | $435,000 | 7,433 |
| Net interest income | $607,000 | 7,586 |
| Provision for loan and lease losses | $203,000 | 2,139 |
| Total noninterest income | $733,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $13,000 | 7,146 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $720,000 | 1,739 |
| Total noninterest expense | $1,151,000 | 5,848 |
| Salaries and employee benefits | $597,000 | 6,036 |
| Premises and equipment expense | $188,000 | 5,213 |
| Additional noninterest expense | $366,000 | 5,561 |
| Pre-tax net operating income | $-14,000 | 7,813 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-14,000 | 7,828 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-14,000 | 7,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,395 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $12,434,000 | 76 |
| Net operating income | $-14,000 | 7,814 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $460,000 | 7,788 |
| Total interest expense | $204,000 | 7,551 |
| Net interest income | $256,000 | 7,879 |
| Provision for loan and lease losses | $100,000 | 2,001 |
| Total noninterest income | $366,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $360,000 | 1,725 |
| Total noninterest expense | $557,000 | 5,976 |
| Salaries and employee benefits | $247,000 | 6,549 |
| Premises and equipment expense | $93,000 | 5,263 |
| Additional noninterest expense | $217,000 | 4,990 |
| Pre-tax net operating income | $-35,000 | 7,988 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-35,000 | 8,011 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-35,000 | 8,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,400 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-35,000 | 7,995 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 7,859 |
| Total interest expense | $601,000 | 7,709 |
| Net interest income | $994,000 | 7,853 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $1,442,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $32,000 | 7,140 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,410,000 | 1,740 |
| Total noninterest expense | $1,873,000 | 6,330 |
| Salaries and employee benefits | $951,000 | 6,533 |
| Premises and equipment expense | $382,000 | 5,073 |
| Additional noninterest expense | $540,000 | 6,352 |
| Pre-tax net operating income | $539,000 | 6,356 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,000 | 6,401 |
| Income before extraordinary items | $536,000 | 6,031 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $536,000 | 6,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,344 |
| Cash dividends | $310,000 | 4,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $536,000 | 6,029 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 7,951 |
| Total interest expense | $428,000 | 7,789 |
| Net interest income | $737,000 | 7,947 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $1,077,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $25,000 | 7,196 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,052,000 | 1,754 |
| Total noninterest expense | $1,339,000 | 6,473 |
| Salaries and employee benefits | $717,000 | 6,522 |
| Premises and equipment expense | $248,000 | 5,505 |
| Additional noninterest expense | $374,000 | 6,547 |
| Pre-tax net operating income | $457,000 | 6,393 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $455,000 | 5,975 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $455,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,787 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $455,000 | 5,972 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $753,000 | 8,011 |
| Total interest expense | $271,000 | 7,834 |
| Net interest income | $482,000 | 8,007 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $759,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $18,000 | 7,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $741,000 | 1,685 |
| Total noninterest expense | $898,000 | 6,484 |
| Salaries and employee benefits | $483,000 | 6,524 |
| Premises and equipment expense | $166,000 | 5,500 |
| Additional noninterest expense | $249,000 | 6,584 |
| Pre-tax net operating income | $331,000 | 6,260 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $330,000 | 5,813 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $330,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,463 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $330,000 | 5,808 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 8,083 |
| Total interest expense | $125,000 | 7,900 |
| Net interest income | $228,000 | 8,112 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $351,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,000 | 7,226 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $342,000 | 1,760 |
| Total noninterest expense | $438,000 | 6,553 |
| Salaries and employee benefits | $248,000 | 6,475 |
| Premises and equipment expense | $81,000 | 5,603 |
| Additional noninterest expense | $109,000 | 6,888 |
| Pre-tax net operating income | $135,000 | 6,623 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $135,000 | 6,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 6,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $135,000 | 6,175 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 8,166 |
| Total interest expense | $423,000 | 7,825 |
| Net interest income | $797,000 | 8,222 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $1,461,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $35,000 | 7,303 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,426,000 | 1,730 |
| Total noninterest expense | $1,610,000 | 6,706 |
| Salaries and employee benefits | $880,000 | 6,696 |
| Premises and equipment expense | $170,000 | 7,056 |
| Additional noninterest expense | $560,000 | 6,254 |
| Pre-tax net operating income | $624,000 | 6,342 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $622,000 | 5,926 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $622,000 | 5,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $356,000 | 4,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $622,000 | 5,898 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $903,000 | 8,213 |
| Total interest expense | $300,000 | 7,878 |
| Net interest income | $603,000 | 8,257 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $1,126,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 7,351 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,100,000 | 1,695 |
| Total noninterest expense | $1,217,000 | 6,691 |
| Salaries and employee benefits | $675,000 | 6,640 |
| Premises and equipment expense | $119,000 | 7,174 |
| Additional noninterest expense | $423,000 | 6,212 |
| Pre-tax net operating income | $494,000 | 6,429 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $494,000 | 5,924 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $494,000 | 5,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $494,000 | 5,885 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $574,000 | 8,272 |
| Total interest expense | $175,000 | 7,997 |
| Net interest income | $399,000 | 8,285 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $734,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $18,000 | 7,341 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $716,000 | 1,717 |
| Total noninterest expense | $787,000 | 6,770 |
| Salaries and employee benefits | $456,000 | 6,611 |
| Premises and equipment expense | $79,000 | 7,176 |
| Additional noninterest expense | $252,000 | 6,506 |
| Pre-tax net operating income | $334,000 | 6,374 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $334,000 | 5,892 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $334,000 | 5,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $334,000 | 5,845 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $271,000 | 8,381 |
| Total interest expense | $68,000 | 8,289 |
| Net interest income | $203,000 | 8,331 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $334,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $324,000 | 1,803 |
| Total noninterest expense | $382,000 | 6,887 |
| Salaries and employee benefits | $229,000 | 6,639 |
| Premises and equipment expense | $39,000 | 7,270 |
| Additional noninterest expense | $114,000 | 6,809 |
| Pre-tax net operating income | $149,000 | 6,583 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $149,000 | 6,118 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $149,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $149,000 | 6,077 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 8,341 |
| Total interest expense | $236,000 | 8,349 |
| Net interest income | $838,000 | 8,252 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $1,524,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $44,000 | 7,380 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,480,000 | 1,654 |
| Total noninterest expense | $1,738,000 | 6,469 |
| Salaries and employee benefits | $1,018,000 | 6,218 |
| Premises and equipment expense | $173,000 | 7,061 |
| Additional noninterest expense | $547,000 | 6,295 |
| Pre-tax net operating income | $588,000 | 6,426 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $588,000 | 5,994 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $588,000 | 5,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,390 |
| Cash dividends | $336,000 | 4,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $588,000 | 5,933 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $783,000 | 8,406 |
| Total interest expense | $173,000 | 8,402 |
| Net interest income | $610,000 | 8,324 |
| Provision for loan and lease losses | $36,000 | 5,817 |
| Total noninterest income | $1,118,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $33,000 | 7,429 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,085,000 | 1,672 |
| Total noninterest expense | $1,228,000 | 6,609 |
| Salaries and employee benefits | $763,000 | 6,176 |
| Premises and equipment expense | $131,000 | 7,018 |
| Additional noninterest expense | $334,000 | 6,840 |
| Pre-tax net operating income | $464,000 | 6,486 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $464,000 | 5,992 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $464,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,190 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $464,000 | 5,915 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $541,000 | 8,426 |
| Total interest expense | $111,000 | 8,488 |
| Net interest income | $430,000 | 8,317 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $772,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $22,000 | 7,457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $750,000 | 1,630 |
| Total noninterest expense | $847,000 | 6,559 |
| Salaries and employee benefits | $524,000 | 6,124 |
| Premises and equipment expense | $95,000 | 6,896 |
| Additional noninterest expense | $228,000 | 6,815 |
| Pre-tax net operating income | $331,000 | 6,301 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $331,000 | 5,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $331,000 | 5,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $331,000 | 5,731 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $258,000 | 8,513 |
| Total interest expense | $47,000 | 8,661 |
| Net interest income | $211,000 | 8,376 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $362,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $351,000 | 1,682 |
| Total noninterest expense | $426,000 | 6,582 |
| Salaries and employee benefits | $259,000 | 6,213 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $119,000 | 6,689 |
| Pre-tax net operating income | $135,000 | 6,657 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $135,000 | 6,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $135,000 | 6,146 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 8,548 |
| Total interest expense | $208,000 | 8,723 |
| Net interest income | $832,000 | 8,360 |
| Provision for loan and lease losses | $26,000 | 6,885 |
| Total noninterest income | $1,680,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $50,000 | 7,429 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,630,000 | 1,707 |
| Total noninterest expense | $1,815,000 | 6,328 |
| Salaries and employee benefits | $1,149,000 | 5,783 |
| Premises and equipment expense | $162,000 | 7,236 |
| Additional noninterest expense | $504,000 | 6,533 |
| Pre-tax net operating income | $671,000 | 6,097 |
| Securities gains (losses) | $8,000 | 3,717 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $679,000 | 5,674 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $679,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $448,000 | 3,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $671,000 | 5,529 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $792,000 | 8,622 |
| Total interest expense | $156,000 | 8,824 |
| Net interest income | $636,000 | 8,417 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $1,399,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $38,000 | 7,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,361,000 | 1,645 |
| Total noninterest expense | $1,307,000 | 6,432 |
| Salaries and employee benefits | $850,000 | 5,799 |
| Premises and equipment expense | $127,000 | 7,158 |
| Additional noninterest expense | $330,000 | 6,891 |
| Pre-tax net operating income | $710,000 | 5,461 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $718,000 | 4,926 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $718,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $220,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $710,000 | 4,767 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $530,000 | 8,668 |
| Total interest expense | $103,000 | 8,894 |
| Net interest income | $427,000 | 8,431 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $986,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $24,000 | 7,541 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $962,000 | 1,563 |
| Total noninterest expense | $867,000 | 6,457 |
| Salaries and employee benefits | $573,000 | 5,767 |
| Premises and equipment expense | $85,000 | 7,152 |
| Additional noninterest expense | $209,000 | 7,022 |
| Pre-tax net operating income | $534,000 | 5,148 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $542,000 | 4,584 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $542,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $20,000 | 5,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $534,000 | 4,403 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $266,000 | 8,728 |
| Total interest expense | $38,000 | 9,066 |
| Net interest income | $228,000 | 8,389 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $393,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $381,000 | 1,801 |
| Total noninterest expense | $432,000 | 6,479 |
| Salaries and employee benefits | $279,000 | 5,862 |
| Premises and equipment expense | $43,000 | 7,175 |
| Additional noninterest expense | $110,000 | 6,890 |
| Pre-tax net operating income | $183,000 | 6,046 |
| Securities gains (losses) | $8,000 | 2,242 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $191,000 | 5,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $191,000 | 5,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $20,000 | 3,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $183,000 | 5,342 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 8,746 |
| Total interest expense | $187,000 | 9,089 |
| Net interest income | $939,000 | 8,360 |
| Provision for loan and lease losses | $57,000 | 6,584 |
| Total noninterest income | $77,000 | 8,672 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $45,000 | 7,605 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 8,125 |
| Total noninterest expense | $1,099,000 | 7,718 |
| Salaries and employee benefits | $582,000 | 7,775 |
| Premises and equipment expense | $73,000 | 8,549 |
| Additional noninterest expense | $444,000 | 6,850 |
| Pre-tax net operating income | $-140,000 | 8,796 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $6,000 | 7,413 |
| Income before extraordinary items | $-146,000 | 8,873 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-146,000 | 8,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,374 |
| Cash dividends | $1,360,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 531 |
| Net operating income | $-146,000 | 8,817 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $780,000 | 9,285 |
| Total interest expense | $341,000 | 9,237 |
| Net interest income | $439,000 | 9,269 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $54,000 | 9,120 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $51,000 | 7,582 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,000 | 9,387 |
| Total noninterest expense | $309,000 | 9,481 |
| Salaries and employee benefits | $177,000 | 9,443 |
| Premises and equipment expense | $38,000 | 9,323 |
| Additional noninterest expense | $94,000 | 9,410 |
| Pre-tax net operating income | $160,000 | 8,064 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $5,000 | 7,734 |
| Income before extraordinary items | $155,000 | 7,995 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $155,000 | 7,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $129,000 | 5,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $155,000 | 7,880 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $803,000 | 9,535 |
| Total interest expense | $306,000 | 9,536 |
| Net interest income | $497,000 | 9,462 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $57,000 | 9,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 9,680 |
| Total noninterest expense | $320,000 | 9,731 |
| Salaries and employee benefits | $176,000 | 9,685 |
| Premises and equipment expense | $42,000 | 9,508 |
| Additional noninterest expense | $102,000 | 9,616 |
| Pre-tax net operating income | $210,000 | 8,329 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $203,000 | 8,045 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $203,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $50,000 | 6,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $209,000 | 8,016 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $701,000 | 9,844 |
| Total interest expense | $261,000 | 9,853 |
| Net interest income | $440,000 | 9,771 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $57,000 | 9,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,039 |
| Total noninterest expense | $287,000 | 10,072 |
| Salaries and employee benefits | $166,000 | 10,008 |
| Premises and equipment expense | $42,000 | 9,798 |
| Additional noninterest expense | $79,000 | 10,054 |
| Pre-tax net operating income | $186,000 | 8,650 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $61,000 | 7,488 |
| Income before extraordinary items | $125,000 | 8,805 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $125,000 | 8,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $125,000 | 8,769 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 10,038 |
| Total interest expense | $336,000 | 10,002 |
| Net interest income | $443,000 | 10,022 |
| Provision for loan and lease losses | $19,000 | 7,809 |
| Total noninterest income | $51,000 | 9,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,319 |
| Total noninterest expense | $280,000 | 10,294 |
| Salaries and employee benefits | $166,000 | 10,227 |
| Premises and equipment expense | $34,000 | 10,124 |
| Additional noninterest expense | $80,000 | 10,266 |
| Pre-tax net operating income | $195,000 | 8,927 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $64,000 | 8,091 |
| Income before extraordinary items | $131,000 | 9,107 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $131,000 | 9,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $131,000 | 9,035 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $785,000 | 10,493 |
| Total interest expense | $326,000 | 10,468 |
| Net interest income | $459,000 | 10,464 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $52,000 | 10,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,761 |
| Total noninterest expense | $286,000 | 10,727 |
| Salaries and employee benefits | $183,000 | 10,613 |
| Premises and equipment expense | $34,000 | 10,554 |
| Additional noninterest expense | $69,000 | 10,756 |
| Pre-tax net operating income | $205,000 | 9,546 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $66,000 | 8,988 |
| Income before extraordinary items | $139,000 | 9,684 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $139,000 | 9,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $139,000 | 9,641 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 11,041 |
| Total interest expense | $358,000 | 10,971 |
| Net interest income | $420,000 | 11,059 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $55,000 | 10,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,282 |
| Total noninterest expense | $286,000 | 11,254 |
| Salaries and employee benefits | $160,000 | 11,196 |
| Premises and equipment expense | $39,000 | 10,933 |
| Additional noninterest expense | $87,000 | 11,187 |
| Pre-tax net operating income | $189,000 | 9,853 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $73,000 | 9,284 |
| Income before extraordinary items | $116,000 | 10,084 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $116,000 | 10,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $116,000 | 10,032 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $638,000 | 11,684 |
| Total interest expense | $256,000 | 11,661 |
| Net interest income | $382,000 | 11,639 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $59,000 | 11,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,604 |
| Total noninterest expense | $282,000 | 11,750 |
| Salaries and employee benefits | $146,000 | 11,754 |
| Premises and equipment expense | $31,000 | 11,596 |
| Additional noninterest expense | $105,000 | 11,565 |
| Pre-tax net operating income | $159,000 | 10,724 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $41,000 | 10,357 |
| Income before extraordinary items | $118,000 | 10,770 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $118,000 | 10,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $118,000 | 10,739 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $550,000 | 12,370 |
| Total interest expense | $189,000 | 12,363 |
| Net interest income | $361,000 | 12,307 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $52,000 | 11,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $262,000 | 12,422 |
| Salaries and employee benefits | $139,000 | 12,408 |
| Premises and equipment expense | $18,000 | 12,456 |
| Additional noninterest expense | $105,000 | 12,257 |
| Pre-tax net operating income | $151,000 | 11,259 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $41,000 | 10,670 |
| Income before extraordinary items | $110,000 | 11,284 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $110,000 | 11,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,034 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $110,000 | 11,323 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $528,000 | 13,027 |
| Total interest expense | $181,000 | 13,043 |
| Net interest income | $347,000 | 12,918 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $52,000 | 12,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,083 |
| Total noninterest expense | $256,000 | 13,088 |
| Salaries and employee benefits | $139,000 | 13,045 |
| Premises and equipment expense | $17,000 | 13,138 |
| Additional noninterest expense | $100,000 | 12,934 |
| Pre-tax net operating income | $143,000 | 11,523 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $36,000 | 11,244 |
| Income before extraordinary items | $107,000 | 11,735 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $107,000 | 11,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $25,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $107,000 | 11,533 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $515,000 | 13,694 |
| Total interest expense | $210,000 | 13,693 |
| Net interest income | $305,000 | 13,620 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $44,000 | 13,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,675 |
| Total noninterest expense | $259,000 | 13,677 |
| Salaries and employee benefits | $139,000 | 13,625 |
| Premises and equipment expense | $20,000 | 13,675 |
| Additional noninterest expense | $100,000 | 13,523 |
| Pre-tax net operating income | $90,000 | 12,121 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $19,000 | 12,141 |
| Income before extraordinary items | $71,000 | 12,337 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $71,000 | 12,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $550,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $71,000 | 12,050 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.