Home > High Street Banking Company > Income and Expense
High Street Banking Company, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,159,000 | 3,025 |
| Total interest expense | $6,677,000 | 2,401 |
| Net interest income | $4,482,000 | 3,780 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $789,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $197,000 | 5,199 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $592,000 | 2,851 |
| Total noninterest expense | $5,184,000 | 2,740 |
| Salaries and employee benefits | $2,313,000 | 3,172 |
| Premises and equipment expense | $964,000 | 2,222 |
| Additional noninterest expense | $1,905,000 | 2,344 |
| Pre-tax net operating income | $-93,000 | 8,859 |
| Securities gains (losses) | $234,000 | 1,072 |
| Applicable income taxes | $94,000 | 6,080 |
| Income before extraordinary items | $49,000 | 8,614 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $49,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,358 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-100,760 | 8,898 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,553,000 | 2,987 |
| Total interest expense | $7,273,000 | 2,327 |
| Net interest income | $4,280,000 | 3,954 |
| Provision for loan and lease losses | $205,000 | 3,684 |
| Total noninterest income | $670,000 | 4,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $556,000 | 2,768 |
| Total noninterest expense | $4,312,000 | 3,126 |
| Salaries and employee benefits | $2,028,000 | 3,419 |
| Premises and equipment expense | $843,000 | 2,454 |
| Additional noninterest expense | $1,441,000 | 2,919 |
| Pre-tax net operating income | $433,000 | 7,303 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-1,835,000 | 9,860 |
| Income before extraordinary items | $2,268,000 | 2,275 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,268,000 | 2,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,268,000 | 2,283 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,933,000 | 4,439 |
| Total interest expense | $4,057,000 | 3,545 |
| Net interest income | $2,876,000 | 5,327 |
| Provision for loan and lease losses | $769,000 | 1,229 |
| Total noninterest income | $705,000 | 3,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 7,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $660,000 | 2,469 |
| Total noninterest expense | $3,545,000 | 3,672 |
| Salaries and employee benefits | $1,738,000 | 3,851 |
| Premises and equipment expense | $702,000 | 2,856 |
| Additional noninterest expense | $1,105,000 | 3,697 |
| Pre-tax net operating income | $-733,000 | 9,980 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-733,000 | 10,009 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-733,000 | 10,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,978,000 | 260 |
| Net operating income | $-733,000 | 9,998 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 8,499 |
| Total interest expense | $1,168,000 | 7,984 |
| Net interest income | $988,000 | 8,817 |
| Provision for loan and lease losses | $550,000 | 1,597 |
| Total noninterest income | $420,000 | 5,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 3,418 |
| Total noninterest expense | $3,288,000 | 3,806 |
| Salaries and employee benefits | $1,612,000 | 4,015 |
| Premises and equipment expense | $517,000 | 3,594 |
| Additional noninterest expense | $1,159,000 | 3,471 |
| Pre-tax net operating income | $-2,430,000 | 10,420 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-2,430,000 | 10,424 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-2,430,000 | 10,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-2,430,000 | 10,410 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 10,730 |
| Total interest expense | $78,000 | 10,797 |
| Net interest income | $373,000 | 10,589 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $3,000 | 10,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $2,741,000 | 4,424 |
| Salaries and employee benefits | $903,000 | 6,269 |
| Premises and equipment expense | $315,000 | 5,280 |
| Additional noninterest expense | $1,523,000 | 2,697 |
| Pre-tax net operating income | $-2,565,000 | 10,904 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-2,565,000 | 10,894 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-2,565,000 | 10,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $13,200,000 | 66 |
| Net operating income | $-2,565,000 | 10,888 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.