Home > High Desert State Bank > Assets and Liabilities
High Desert State Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 15 | 6,364 |
| Assets and Liabilities | ||
| Total Assets: | $80,343,000 | 5,779 |
| Cash and due from depository institutions | $3,616,000 | 6,364 |
| Interest-bearing balances | $2,311,000 | 4,660 |
| Securities | $0 | 7,722 |
| Federal funds sold & reverse repurchase agreements | $8,470,000 | 1,098 |
| Net loans & leases | $52,822,000 | 5,507 |
| Loan loss allowance | $4,220,000 | 1,852 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,954,000 | 3,607 |
| Other real estate owned | $8,710,000 | 6,364 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $3,771,000 | 4,013 |
| Life insurance assets | $1,089,000 | 2,875 |
| Total liabilities and capital | $80,343,000 | 5,779 |
| Total liabilities | $81,078,000 | 5,418 |
| Total deposits | $80,985,000 | 5,231 |
| Interest-bearing deposits | $78,610,000 | 4,874 |
| Deposits held in domestic offices | $80,985,000 | 5,230 |
| % insured | 98.16% | 570 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $93,000 | 7,337 |
| Total equity capital | $-735,000 | 7,934 |
| Total bank equity capital | $-735,000 | 7,934 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $20,000 | 6,874 |
| Surplus | $8,950,000 | 2,913 |
| Undivided profits | $-9,705,000 | 7,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $16,758,000 | 1,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $111,000 | 7,650 |
| Earning assets | $63,603,000 | 6,060 |
| Long-term assets (5+ years) | $2,777,000 | 6,577 |
| Average Assets, year-to-date | $81,399,000 | 5,728 |
| Average Assets, quarterly | $81,399,000 | 5,728 |
| Volatile liabilities | $32,929,000 | 3,732 |
| Insider loans | $1,092,000 | 4,064 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $4,030,000 | 5,842 |
| Tier 1 (core) risk-based capital | $-735,000 | 7,934 |
| Tier 2 risk-based capital | $0 | 7,845 |
| Total risk weighted assets | $63,678,000 | 5,230 |
| Total unused commitments | $4,030,000 | 5,846 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 17 | 6,125 |
| Assets and Liabilities | ||
| Total Assets: | $82,455,000 | 5,721 |
| Cash and due from depository institutions | $4,556,000 | 6,125 |
| Interest-bearing balances | $3,895,000 | 3,683 |
| Securities | $0 | 7,777 |
| Federal funds sold & reverse repurchase agreements | $2,815,000 | 2,436 |
| Net loans & leases | $59,636,000 | 5,275 |
| Loan loss allowance | $3,458,000 | 2,161 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,007,000 | 3,605 |
| Other real estate owned | $9,414,000 | 6,125 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $3,027,000 | 4,567 |
| Life insurance assets | $1,077,000 | 2,880 |
| Total liabilities and capital | $82,455,000 | 5,721 |
| Total liabilities | $79,544,000 | 5,501 |
| Total deposits | $79,445,000 | 5,305 |
| Interest-bearing deposits | $75,274,000 | 4,990 |
| Deposits held in domestic offices | $79,445,000 | 5,305 |
| % insured | 96.48% | 1,115 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $99,000 | 7,356 |
| Total equity capital | $2,911,000 | 7,568 |
| Total bank equity capital | $2,911,000 | 7,568 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $20,000 | 6,941 |
| Surplus | $8,950,000 | 2,919 |
| Undivided profits | $-6,059,000 | 7,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $18,510,000 | 918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $162,000 | 7,472 |
| Earning assets | $66,346,000 | 5,990 |
| Long-term assets (5+ years) | $3,192,000 | 6,543 |
| Average Assets, year-to-date | $90,538,400 | 5,374 |
| Average Assets, quarterly | $84,592,000 | 5,628 |
| Volatile liabilities | $32,649,000 | 3,753 |
| Insider loans | $2,344,000 | 2,783 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $9,052,000 | 4,351 |
| Tier 1 (core) risk-based capital | $2,911,000 | 7,535 |
| Tier 2 risk-based capital | $894,000 | 4,595 |
| Total risk weighted assets | $68,941,000 | 5,077 |
| Total unused commitments | $9,052,000 | 4,353 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 18 | 6,027 |
| Assets and Liabilities | ||
| Total Assets: | $86,729,000 | 5,597 |
| Cash and due from depository institutions | $5,354,000 | 6,027 |
| Interest-bearing balances | $4,688,000 | 3,143 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $3,670,000 | 2,160 |
| Net loans & leases | $62,217,000 | 5,226 |
| Loan loss allowance | $3,810,000 | 1,932 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,045,000 | 3,602 |
| Other real estate owned | $9,233,000 | 6,027 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,210,000 | 4,082 |
| Life insurance assets | $1,061,000 | 2,892 |
| Total liabilities and capital | $86,729,000 | 5,597 |
| Total liabilities | $82,229,000 | 5,399 |
| Total deposits | $82,029,000 | 5,188 |
| Interest-bearing deposits | $78,968,000 | 4,841 |
| Deposits held in domestic offices | $82,029,000 | 5,187 |
| % insured | 98.91% | 432 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $200,000 | 6,940 |
| Total equity capital | $4,500,000 | 7,167 |
| Total bank equity capital | $4,500,000 | 7,166 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $20,000 | 7,018 |
| Surplus | $8,950,000 | 2,923 |
| Undivided profits | $-4,470,000 | 7,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $15,305,000 | 1,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $279,000 | 6,934 |
| Earning assets | $70,575,000 | 5,897 |
| Long-term assets (5+ years) | $2,836,000 | 6,675 |
| Average Assets, year-to-date | $92,559,250 | 5,350 |
| Average Assets, quarterly | $90,337,500 | 5,452 |
| Volatile liabilities | $27,781,000 | 4,180 |
| Insider loans | $2,276,000 | 2,848 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $8,513,000 | 4,585 |
| Tier 1 (core) risk-based capital | $4,500,000 | 7,087 |
| Tier 2 risk-based capital | $938,000 | 4,447 |
| Total risk weighted assets | $72,191,000 | 5,011 |
| Total unused commitments | $8,513,000 | 4,588 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 18 | 6,102 |
| Assets and Liabilities | ||
| Total Assets: | $93,946,000 | 5,371 |
| Cash and due from depository institutions | $7,219,000 | 6,102 |
| Interest-bearing balances | $6,473,000 | 2,383 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $4,245,000 | 2,176 |
| Net loans & leases | $65,900,000 | 5,102 |
| Loan loss allowance | $2,215,000 | 2,825 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,082,000 | 3,598 |
| Other real estate owned | $10,133,000 | 6,102 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,367,000 | 3,971 |
| Life insurance assets | $1,051,000 | 2,915 |
| Total liabilities and capital | $93,946,000 | 5,371 |
| Total liabilities | $86,008,000 | 5,266 |
| Total deposits | $85,798,000 | 5,050 |
| Interest-bearing deposits | $83,137,000 | 4,706 |
| Deposits held in domestic offices | $85,798,000 | 5,048 |
| % insured | 89.93% | 935 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $210,000 | 6,941 |
| Total equity capital | $7,938,000 | 6,005 |
| Total bank equity capital | $7,938,000 | 6,003 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $20,000 | 7,102 |
| Surplus | $8,950,000 | 2,933 |
| Undivided profits | $-1,032,000 | 7,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $13,718,000 | 1,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $323,000 | 6,646 |
| Earning assets | $76,618,000 | 5,691 |
| Long-term assets (5+ years) | $2,859,000 | 6,704 |
| Average Assets, year-to-date | $94,502,670 | 5,326 |
| Average Assets, quarterly | $92,611,000 | 5,401 |
| Volatile liabilities | $27,712,000 | 4,176 |
| Insider loans | $2,230,000 | 2,920 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,571,000 | 5,535 |
| Tier 1 (core) risk-based capital | $7,938,000 | 5,909 |
| Tier 2 risk-based capital | $992,000 | 4,305 |
| Total risk weighted assets | $78,100,000 | 4,824 |
| Total unused commitments | $5,571,000 | 5,540 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 18 | 6,126 |
| Assets and Liabilities | ||
| Total Assets: | $91,276,000 | 5,474 |
| Cash and due from depository institutions | $8,812,000 | 6,126 |
| Interest-bearing balances | $8,059,000 | 1,879 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 4,887 |
| Net loans & leases | $66,873,000 | 5,074 |
| Loan loss allowance | $2,350,000 | 2,631 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,113,000 | 3,620 |
| Other real estate owned | $8,650,000 | 6,126 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,328,000 | 3,996 |
| Life insurance assets | $1,042,000 | 2,939 |
| Total liabilities and capital | $91,276,000 | 5,474 |
| Total liabilities | $82,834,000 | 5,388 |
| Total deposits | $82,639,000 | 5,169 |
| Interest-bearing deposits | $79,936,000 | 4,806 |
| Deposits held in domestic offices | $82,639,000 | 5,166 |
| % insured | 90.33% | 906 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $195,000 | 6,969 |
| Total equity capital | $8,442,000 | 5,900 |
| Total bank equity capital | $8,442,000 | 5,899 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $20,000 | 7,144 |
| Surplus | $8,950,000 | 2,912 |
| Undivided profits | $-528,000 | 7,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,215,000 | 1,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $274,000 | 6,979 |
| Earning assets | $75,432,000 | 5,754 |
| Long-term assets (5+ years) | $2,985,000 | 6,673 |
| Average Assets, year-to-date | $94,781,000 | 5,340 |
| Average Assets, quarterly | $94,781,000 | 5,340 |
| Volatile liabilities | $26,075,000 | 4,307 |
| Insider loans | $2,233,000 | 2,929 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,782,000 | 5,553 |
| Tier 1 (core) risk-based capital | $8,442,000 | 5,782 |
| Tier 2 risk-based capital | $989,000 | 4,293 |
| Total risk weighted assets | $77,758,000 | 4,854 |
| Total unused commitments | $5,782,000 | 5,555 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 17 | 6,320 |
| Assets and Liabilities | ||
| Total Assets: | $98,286,000 | 5,231 |
| Cash and due from depository institutions | $3,248,000 | 6,320 |
| Interest-bearing balances | $14,000 | 6,711 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $14,175,000 | 662 |
| Net loans & leases | $66,586,000 | 5,101 |
| Loan loss allowance | $1,100,000 | 4,294 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,983,000 | 2,208 |
| Other real estate owned | $5,216,000 | 6,320 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $3,078,000 | 4,223 |
| Life insurance assets | $1,032,000 | 2,961 |
| Total liabilities and capital | $98,286,000 | 5,231 |
| Total liabilities | $87,940,000 | 5,211 |
| Total deposits | $87,764,000 | 4,938 |
| Interest-bearing deposits | $84,644,000 | 4,563 |
| Deposits held in domestic offices | $87,764,000 | 4,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $176,000 | 7,185 |
| Total equity capital | $10,346,000 | 5,300 |
| Total bank equity capital | $10,346,000 | 5,300 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $20,000 | 7,188 |
| Surplus | $8,950,000 | 2,892 |
| Undivided profits | $1,376,000 | 6,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,946,000 | 1,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $277,000 | 7,098 |
| Earning assets | $80,775,000 | 5,555 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $95,034,800 | 5,198 |
| Average Assets, quarterly | $95,720,000 | 5,276 |
| Volatile liabilities | $26,720,000 | 4,187 |
| Insider loans | $2,211,000 | 2,972 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $6,081,000 | 5,481 |
| Tier 1 (core) risk-based capital | $10,346,000 | 5,188 |
| Tier 2 risk-based capital | $948,000 | 4,369 |
| Total risk weighted assets | $75,688,000 | 4,921 |
| Total unused commitments | $6,081,000 | 5,484 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 17 | 6,387 |
| Assets and Liabilities | ||
| Total Assets: | $93,154,000 | 5,368 |
| Cash and due from depository institutions | $1,209,000 | 6,387 |
| Interest-bearing balances | $13,000 | 6,375 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $4,255,000 | 2,540 |
| Net loans & leases | $76,699,000 | 4,721 |
| Loan loss allowance | $1,053,000 | 4,233 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,658,000 | 2,304 |
| Other real estate owned | $3,005,000 | 6,387 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,328,000 | 4,908 |
| Life insurance assets | $1,023,000 | 2,974 |
| Total liabilities and capital | $93,154,000 | 5,368 |
| Total liabilities | $83,203,000 | 5,340 |
| Total deposits | $82,950,000 | 5,049 |
| Interest-bearing deposits | $79,674,000 | 4,714 |
| Deposits held in domestic offices | $82,950,000 | 5,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $253,000 | 6,832 |
| Total equity capital | $9,951,000 | 5,468 |
| Total bank equity capital | $9,951,000 | 5,468 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $20,000 | 7,251 |
| Surplus | $8,000,000 | 3,083 |
| Undivided profits | $1,931,000 | 6,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,704,000 | 1,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $345,000 | 6,824 |
| Earning assets | $80,967,000 | 5,524 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $94,222,000 | 5,241 |
| Average Assets, quarterly | $91,572,000 | 5,371 |
| Volatile liabilities | $23,469,000 | 4,408 |
| Insider loans | $2,308,000 | 2,890 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $8,922,000 | 4,916 |
| Tier 1 (core) risk-based capital | $9,951,000 | 5,399 |
| Tier 2 risk-based capital | $1,051,000 | 4,011 |
| Total risk weighted assets | $83,312,000 | 4,664 |
| Total unused commitments | $8,922,000 | 4,921 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 17 | 6,462 |
| Assets and Liabilities | ||
| Total Assets: | $89,990,000 | 5,458 |
| Cash and due from depository institutions | $1,082,000 | 6,462 |
| Interest-bearing balances | $13,000 | 6,331 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $4,865,000 | 2,291 |
| Net loans & leases | $74,282,000 | 4,781 |
| Loan loss allowance | $1,053,000 | 4,194 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,391,000 | 2,398 |
| Other real estate owned | $2,066,000 | 6,462 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,304,000 | 4,897 |
| Life insurance assets | $1,013,000 | 3,003 |
| Total liabilities and capital | $89,990,000 | 5,458 |
| Total liabilities | $80,039,000 | 5,437 |
| Total deposits | $79,824,000 | 5,174 |
| Interest-bearing deposits | $76,328,000 | 4,827 |
| Deposits held in domestic offices | $79,824,000 | 5,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $215,000 | 7,082 |
| Total equity capital | $9,951,000 | 5,493 |
| Total bank equity capital | $9,951,000 | 5,493 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $20,000 | 7,314 |
| Surplus | $8,000,000 | 3,068 |
| Undivided profits | $1,931,000 | 6,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,959,000 | 1,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $376,000 | 6,586 |
| Earning assets | $79,160,000 | 5,575 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $94,578,000 | 5,260 |
| Average Assets, quarterly | $93,091,000 | 5,344 |
| Volatile liabilities | $26,660,000 | 4,079 |
| Insider loans | $2,217,000 | 2,944 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $12,817,000 | 4,235 |
| Tier 1 (core) risk-based capital | $9,951,000 | 5,406 |
| Tier 2 risk-based capital | $1,077,000 | 3,934 |
| Total risk weighted assets | $87,083,000 | 4,546 |
| Total unused commitments | $12,817,000 | 4,235 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 17 | 6,481 |
| Assets and Liabilities | ||
| Total Assets: | $96,192,000 | 5,258 |
| Cash and due from depository institutions | $779,000 | 6,481 |
| Interest-bearing balances | $13,000 | 6,315 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $11,680,000 | 1,504 |
| Net loans & leases | $75,875,000 | 4,673 |
| Loan loss allowance | $1,065,000 | 4,089 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,459,000 | 3,383 |
| Other real estate owned | $2,066,000 | 6,481 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,333,000 | 4,773 |
| Life insurance assets | $1,004,000 | 3,021 |
| Total liabilities and capital | $96,192,000 | 5,258 |
| Total liabilities | $86,220,000 | 5,203 |
| Total deposits | $86,006,000 | 4,971 |
| Interest-bearing deposits | $81,516,000 | 4,662 |
| Deposits held in domestic offices | $86,006,000 | 4,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $214,000 | 7,251 |
| Total equity capital | $9,972,000 | 5,555 |
| Total bank equity capital | $9,972,000 | 5,555 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $20,000 | 7,344 |
| Surplus | $8,000,000 | 3,045 |
| Undivided profits | $1,952,000 | 6,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,825,000 | 2,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $392,000 | 6,475 |
| Earning assets | $87,568,000 | 5,275 |
| Long-term assets (5+ years) | $267,000 | 7,475 |
| Average Assets, year-to-date | $96,872,000 | 5,199 |
| Average Assets, quarterly | $96,872,000 | 5,199 |
| Volatile liabilities | $30,431,000 | 3,720 |
| Insider loans | $1,520,000 | 3,617 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $16,019,000 | 3,847 |
| Tier 1 (core) risk-based capital | $9,972,000 | 5,400 |
| Tier 2 risk-based capital | $1,088,000 | 3,857 |
| Total risk weighted assets | $87,221,000 | 4,492 |
| Total unused commitments | $16,019,000 | 3,848 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 17 | 6,485 |
| Assets and Liabilities | ||
| Total Assets: | $97,552,000 | 5,170 |
| Cash and due from depository institutions | $1,095,000 | 6,485 |
| Interest-bearing balances | $13,000 | 6,153 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $13,565,000 | 966 |
| Net loans & leases | $76,947,000 | 4,626 |
| Loan loss allowance | $900,000 | 4,540 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,350,000 | 3,423 |
| Other real estate owned | $929,000 | 6,485 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,666,000 | 5,622 |
| Life insurance assets | $995,000 | 3,019 |
| Total liabilities and capital | $97,552,000 | 5,170 |
| Total liabilities | $87,488,000 | 5,125 |
| Total deposits | $87,243,000 | 4,886 |
| Interest-bearing deposits | $83,297,000 | 4,531 |
| Deposits held in domestic offices | $87,243,000 | 4,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $245,000 | 7,028 |
| Total equity capital | $10,064,000 | 5,486 |
| Total bank equity capital | $10,064,000 | 5,486 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $20,000 | 7,393 |
| Surplus | $8,000,000 | 3,018 |
| Undivided profits | $2,044,000 | 6,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,764,000 | 2,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $436,000 | 6,422 |
| Earning assets | $90,525,000 | 5,127 |
| Long-term assets (5+ years) | $270,000 | 7,466 |
| Average Assets, year-to-date | $99,314,600 | 4,973 |
| Average Assets, quarterly | $96,699,500 | 5,168 |
| Volatile liabilities | $32,346,000 | 3,619 |
| Insider loans | $1,464,000 | 3,666 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $19,498,000 | 3,420 |
| Tier 1 (core) risk-based capital | $10,064,000 | 5,354 |
| Tier 2 risk-based capital | $924,000 | 4,269 |
| Total risk weighted assets | $86,699,000 | 4,499 |
| Total unused commitments | $19,498,000 | 3,422 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 17 | 6,509 |
| Assets and Liabilities | ||
| Total Assets: | $95,847,000 | 5,204 |
| Cash and due from depository institutions | $998,000 | 6,509 |
| Interest-bearing balances | $13,000 | 6,098 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $10,290,000 | 1,428 |
| Net loans & leases | $79,612,000 | 4,493 |
| Loan loss allowance | $970,000 | 4,266 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,167,000 | 3,519 |
| Other real estate owned | $53,000 | 6,509 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,727,000 | 5,606 |
| Life insurance assets | $985,000 | 2,987 |
| Total liabilities and capital | $95,847,000 | 5,204 |
| Total liabilities | $87,016,000 | 5,101 |
| Total deposits | $86,743,000 | 4,854 |
| Interest-bearing deposits | $82,277,000 | 4,531 |
| Deposits held in domestic offices | $86,743,000 | 4,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $273,000 | 7,038 |
| Total equity capital | $8,831,000 | 5,847 |
| Total bank equity capital | $8,831,000 | 5,847 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $20,000 | 7,409 |
| Surplus | $6,500,000 | 3,418 |
| Undivided profits | $2,311,000 | 6,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,253,000 | 2,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $471,000 | 6,463 |
| Earning assets | $89,915,000 | 5,131 |
| Long-term assets (5+ years) | $273,000 | 7,475 |
| Average Assets, year-to-date | $99,755,250 | 4,970 |
| Average Assets, quarterly | $98,438,500 | 5,074 |
| Volatile liabilities | $30,476,000 | 3,708 |
| Insider loans | $943,000 | 4,417 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $22,374,000 | 3,191 |
| Tier 1 (core) risk-based capital | $8,831,000 | 5,754 |
| Tier 2 risk-based capital | $994,000 | 4,018 |
| Total risk weighted assets | $87,892,000 | 4,412 |
| Total unused commitments | $22,374,000 | 3,191 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 16 | 6,721 |
| Assets and Liabilities | ||
| Total Assets: | $101,030,000 | 5,019 |
| Cash and due from depository institutions | $978,000 | 6,721 |
| Interest-bearing balances | $13,000 | 6,121 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $11,390,000 | 1,405 |
| Net loans & leases | $83,894,000 | 4,329 |
| Loan loss allowance | $940,000 | 4,362 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,133,000 | 3,527 |
| Other real estate owned | $0 | 6,721 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,635,000 | 5,690 |
| Life insurance assets | $976,000 | 3,004 |
| Total liabilities and capital | $101,030,000 | 5,019 |
| Total liabilities | $92,266,000 | 4,933 |
| Total deposits | $92,013,000 | 4,681 |
| Interest-bearing deposits | $87,284,000 | 4,356 |
| Deposits held in domestic offices | $92,013,000 | 4,679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $253,000 | 7,019 |
| Total equity capital | $8,764,000 | 5,827 |
| Total bank equity capital | $8,764,000 | 5,827 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $20,000 | 7,460 |
| Surplus | $6,500,000 | 3,412 |
| Undivided profits | $2,244,000 | 6,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 6,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $406,000 | 6,656 |
| Earning assets | $95,297,000 | 4,925 |
| Long-term assets (5+ years) | $276,000 | 7,511 |
| Average Assets, year-to-date | $101,058,000 | 4,976 |
| Average Assets, quarterly | $101,200,500 | 4,991 |
| Volatile liabilities | $31,562,000 | 3,582 |
| Insider loans | $818,000 | 4,646 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $24,294,000 | 3,032 |
| Tier 1 (core) risk-based capital | $8,764,000 | 5,769 |
| Tier 2 risk-based capital | $964,000 | 4,095 |
| Total risk weighted assets | $84,550,000 | 4,488 |
| Total unused commitments | $24,294,000 | 3,034 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 17 | 6,556 |
| Assets and Liabilities | ||
| Total Assets: | $101,371,000 | 5,024 |
| Cash and due from depository institutions | $1,151,000 | 6,556 |
| Interest-bearing balances | $12,000 | 6,187 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $17,455,000 | 1,115 |
| Net loans & leases | $77,987,000 | 4,493 |
| Loan loss allowance | $900,000 | 4,487 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,157,000 | 3,463 |
| Other real estate owned | $0 | 6,556 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,621,000 | 5,641 |
| Life insurance assets | $967,000 | 3,011 |
| Total liabilities and capital | $101,371,000 | 5,024 |
| Total liabilities | $92,747,000 | 4,937 |
| Total deposits | $92,483,000 | 4,693 |
| Interest-bearing deposits | $88,116,000 | 4,346 |
| Deposits held in domestic offices | $92,483,000 | 4,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $264,000 | 6,910 |
| Total equity capital | $8,624,000 | 5,867 |
| Total bank equity capital | $8,624,000 | 5,867 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $20,000 | 7,488 |
| Surplus | $6,500,000 | 3,372 |
| Undivided profits | $2,104,000 | 6,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $393,000 | 6,626 |
| Earning assets | $95,454,000 | 4,944 |
| Long-term assets (5+ years) | $279,000 | 7,516 |
| Average Assets, year-to-date | $101,072,000 | 5,014 |
| Average Assets, quarterly | $101,072,000 | 5,014 |
| Volatile liabilities | $30,788,000 | 3,577 |
| Insider loans | $826,000 | 4,644 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $19,677,000 | 3,412 |
| Tier 1 (core) risk-based capital | $8,624,000 | 5,784 |
| Tier 2 risk-based capital | $924,000 | 4,216 |
| Total risk weighted assets | $83,417,000 | 4,487 |
| Total unused commitments | $19,677,000 | 3,412 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 17 | 6,564 |
| Assets and Liabilities | ||
| Total Assets: | $100,773,000 | 5,039 |
| Cash and due from depository institutions | $1,792,000 | 6,564 |
| Interest-bearing balances | $210,000 | 3,967 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $13,695,000 | 1,190 |
| Net loans & leases | $80,447,000 | 4,407 |
| Loan loss allowance | $900,000 | 4,467 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,179,000 | 3,417 |
| Other real estate owned | $0 | 6,564 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,660,000 | 5,632 |
| Life insurance assets | $958,000 | 2,985 |
| Total liabilities and capital | $100,773,000 | 5,039 |
| Total liabilities | $92,247,000 | 4,929 |
| Total deposits | $92,003,000 | 4,672 |
| Interest-bearing deposits | $87,403,000 | 4,305 |
| Deposits held in domestic offices | $92,003,000 | 4,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $244,000 | 7,009 |
| Total equity capital | $8,526,000 | 5,866 |
| Total bank equity capital | $8,526,000 | 5,866 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $20,000 | 7,525 |
| Surplus | $6,500,000 | 3,334 |
| Undivided profits | $2,006,000 | 6,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $456,000 | 6,362 |
| Earning assets | $94,352,000 | 4,973 |
| Long-term assets (5+ years) | $282,000 | 7,542 |
| Average Assets, year-to-date | $86,457,000 | 5,357 |
| Average Assets, quarterly | $98,149,000 | 5,051 |
| Volatile liabilities | $30,042,000 | 3,731 |
| Insider loans | $833,000 | 4,611 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $20,867,000 | 3,223 |
| Tier 1 (core) risk-based capital | $8,526,000 | 5,793 |
| Tier 2 risk-based capital | $924,000 | 4,195 |
| Total risk weighted assets | $85,110,000 | 4,427 |
| Total unused commitments | $20,867,000 | 3,224 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 14 | 7,102 |
| Assets and Liabilities | ||
| Total Assets: | $95,525,000 | 5,164 |
| Cash and due from depository institutions | $2,449,000 | 7,102 |
| Interest-bearing balances | $309,000 | 3,564 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $7,740,000 | 1,780 |
| Net loans & leases | $80,510,000 | 4,405 |
| Loan loss allowance | $850,000 | 4,654 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,182,000 | 3,387 |
| Other real estate owned | $0 | 7,102 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,644,000 | 5,702 |
| Life insurance assets | $949,000 | 2,964 |
| Total liabilities and capital | $95,524,000 | 5,164 |
| Total liabilities | $87,194,000 | 5,080 |
| Total deposits | $86,955,000 | 4,804 |
| Interest-bearing deposits | $81,529,000 | 4,473 |
| Deposits held in domestic offices | $86,955,000 | 4,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $239,000 | 7,125 |
| Total equity capital | $8,330,000 | 5,916 |
| Total bank equity capital | $8,330,000 | 5,916 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $20,000 | 7,588 |
| Surplus | $6,500,000 | 3,291 |
| Undivided profits | $1,810,000 | 6,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $418,000 | 6,628 |
| Earning assets | $88,559,000 | 5,128 |
| Long-term assets (5+ years) | $285,000 | 7,598 |
| Average Assets, year-to-date | $82,878,000 | 5,500 |
| Average Assets, quarterly | $89,368,000 | 5,334 |
| Volatile liabilities | $25,937,000 | 4,073 |
| Insider loans | $839,000 | 4,567 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $28,360,000 | 2,718 |
| Tier 1 (core) risk-based capital | $8,330,000 | 5,861 |
| Tier 2 risk-based capital | $873,000 | 4,365 |
| Total risk weighted assets | $83,650,000 | 4,446 |
| Total unused commitments | $28,360,000 | 2,718 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 16 | 6,784 |
| Assets and Liabilities | ||
| Total Assets: | $83,211,000 | 5,561 |
| Cash and due from depository institutions | $1,580,000 | 6,784 |
| Interest-bearing balances | $408,000 | 3,301 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $6,905,000 | 1,757 |
| Net loans & leases | $70,026,000 | 4,747 |
| Loan loss allowance | $800,000 | 4,806 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,124,000 | 3,372 |
| Other real estate owned | $0 | 6,784 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,576,000 | 5,725 |
| Life insurance assets | $940,000 | 2,935 |
| Total liabilities and capital | $83,211,000 | 5,561 |
| Total liabilities | $75,166,000 | 5,517 |
| Total deposits | $74,991,000 | 5,270 |
| Interest-bearing deposits | $69,866,000 | 4,925 |
| Deposits held in domestic offices | $74,991,000 | 5,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $175,000 | 7,409 |
| Total equity capital | $8,045,000 | 5,918 |
| Total bank equity capital | $8,045,000 | 5,918 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $20,000 | 7,618 |
| Surplus | $6,000,000 | 3,409 |
| Undivided profits | $2,025,000 | 6,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 4,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $375,000 | 6,653 |
| Earning assets | $77,339,000 | 5,523 |
| Long-term assets (5+ years) | $286,000 | 7,612 |
| Average Assets, year-to-date | $78,662,330 | 5,692 |
| Average Assets, quarterly | $81,307,000 | 5,625 |
| Volatile liabilities | $20,350,000 | 4,606 |
| Insider loans | $937,000 | 4,357 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $28,501,000 | 2,704 |
| Tier 1 (core) risk-based capital | $8,045,000 | 5,925 |
| Tier 2 risk-based capital | $824,000 | 4,502 |
| Total risk weighted assets | $72,309,000 | 4,835 |
| Total unused commitments | $28,501,000 | 2,705 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 14 | 7,119 |
| Assets and Liabilities | ||
| Total Assets: | $79,403,000 | 5,699 |
| Cash and due from depository institutions | $2,608,000 | 7,119 |
| Interest-bearing balances | $407,000 | 3,437 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $6,735,000 | 2,116 |
| Net loans & leases | $66,556,000 | 4,837 |
| Loan loss allowance | $745,000 | 4,974 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,023,000 | 4,394 |
| Other real estate owned | $0 | 7,119 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,481,000 | 5,780 |
| Life insurance assets | $932,000 | 2,901 |
| Total liabilities and capital | $79,403,000 | 5,699 |
| Total liabilities | $71,489,000 | 5,651 |
| Total deposits | $71,346,000 | 5,407 |
| Interest-bearing deposits | $66,209,000 | 5,098 |
| Deposits held in domestic offices | $71,346,000 | 5,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $143,000 | 7,633 |
| Total equity capital | $7,914,000 | 5,946 |
| Total bank equity capital | $7,914,000 | 5,946 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $20,000 | 7,632 |
| Surplus | $6,500,000 | 3,167 |
| Undivided profits | $1,394,000 | 6,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 6,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $280,000 | 7,215 |
| Earning assets | $73,698,000 | 5,653 |
| Long-term assets (5+ years) | $291,000 | 7,612 |
| Average Assets, year-to-date | $76,388,000 | 5,780 |
| Average Assets, quarterly | $76,388,000 | 5,780 |
| Volatile liabilities | $16,878,000 | 4,941 |
| Insider loans | $891,000 | 4,422 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $25,033,000 | 2,923 |
| Tier 1 (core) risk-based capital | $7,914,000 | 5,922 |
| Tier 2 risk-based capital | $769,000 | 4,647 |
| Total risk weighted assets | $67,624,000 | 4,974 |
| Total unused commitments | $25,033,000 | 2,923 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 12 | 7,490 |
| Assets and Liabilities | ||
| Total Assets: | $73,373,000 | 5,937 |
| Cash and due from depository institutions | $1,612,000 | 7,490 |
| Interest-bearing balances | $705,000 | 2,978 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $7,285,000 | 1,818 |
| Net loans & leases | $59,505,000 | 5,138 |
| Loan loss allowance | $610,000 | 5,511 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,002,000 | 4,403 |
| Other real estate owned | $1,589,000 | 7,490 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,380,000 | 5,957 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $73,373,000 | 5,937 |
| Total liabilities | $66,875,000 | 5,856 |
| Total deposits | $66,732,000 | 5,605 |
| Interest-bearing deposits | $61,345,000 | 5,294 |
| Deposits held in domestic offices | $66,732,000 | 5,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $143,000 | 7,584 |
| Total equity capital | $6,498,000 | 6,541 |
| Total bank equity capital | $6,498,000 | 6,541 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $20,000 | 7,669 |
| Surplus | $5,500,000 | 3,495 |
| Undivided profits | $978,000 | 7,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 4,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $263,000 | 7,436 |
| Earning assets | $67,495,000 | 5,921 |
| Long-term assets (5+ years) | $294,000 | 7,656 |
| Average Assets, year-to-date | $51,997,000 | 6,757 |
| Average Assets, quarterly | $66,526,500 | 6,178 |
| Volatile liabilities | $14,957,000 | 5,151 |
| Insider loans | $807,000 | 4,622 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $24,789,000 | 2,877 |
| Tier 1 (core) risk-based capital | $6,498,000 | 6,507 |
| Tier 2 risk-based capital | $634,000 | 5,165 |
| Total risk weighted assets | $61,960,000 | 5,209 |
| Total unused commitments | $24,789,000 | 2,878 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 11 | 7,690 |
| Assets and Liabilities | ||
| Total Assets: | $59,680,000 | 6,489 |
| Cash and due from depository institutions | $1,528,000 | 7,690 |
| Interest-bearing balances | $902,000 | 2,816 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $53,458,000 | 5,411 |
| Loan loss allowance | $434,000 | 6,439 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,781,000 | 4,629 |
| Other real estate owned | $1,588,000 | 7,690 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,325,000 | 6,049 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $59,680,000 | 6,489 |
| Total liabilities | $55,395,000 | 6,349 |
| Total deposits | $54,644,000 | 6,176 |
| Interest-bearing deposits | $51,286,000 | 5,796 |
| Deposits held in domestic offices | $54,644,000 | 6,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $617,000 | 3,080 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $134,000 | 7,795 |
| Total equity capital | $4,285,000 | 7,565 |
| Total bank equity capital | $4,285,000 | 7,565 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $20,000 | 7,701 |
| Surplus | $3,500,000 | 4,461 |
| Undivided profits | $765,000 | 7,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 6,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $205,000 | 7,894 |
| Earning assets | $54,360,000 | 6,503 |
| Long-term assets (5+ years) | $3,103,000 | 6,489 |
| Average Assets, year-to-date | $46,653,000 | 7,019 |
| Average Assets, quarterly | $52,885,500 | 6,765 |
| Volatile liabilities | $13,009,000 | 5,448 |
| Insider loans | $819,000 | 4,566 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $25,916,000 | 2,773 |
| Tier 1 (core) risk-based capital | $4,285,000 | 7,540 |
| Tier 2 risk-based capital | $457,000 | 6,036 |
| Total risk weighted assets | $55,210,000 | 5,507 |
| Total unused commitments | $25,916,000 | 2,774 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 10 | 7,864 |
| Assets and Liabilities | ||
| Total Assets: | $46,091,000 | 7,099 |
| Cash and due from depository institutions | $2,737,000 | 7,864 |
| Interest-bearing balances | $1,397,000 | 2,361 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $2,530,000 | 3,177 |
| Net loans & leases | $36,318,000 | 6,378 |
| Loan loss allowance | $354,000 | 6,893 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,675,000 | 4,734 |
| Other real estate owned | $1,588,000 | 7,864 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,243,000 | 6,034 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $46,091,000 | 7,099 |
| Total liabilities | $42,083,000 | 6,995 |
| Total deposits | $41,983,000 | 6,821 |
| Interest-bearing deposits | $37,989,000 | 6,627 |
| Deposits held in domestic offices | $41,983,000 | 6,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $100,000 | 8,029 |
| Total equity capital | $4,008,000 | 7,647 |
| Total bank equity capital | $4,008,000 | 7,647 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $20,000 | 7,707 |
| Surplus | $3,500,000 | 4,422 |
| Undivided profits | $488,000 | 7,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $133,000 | 8,285 |
| Earning assets | $40,245,000 | 7,201 |
| Long-term assets (5+ years) | $867,000 | 7,450 |
| Average Assets, year-to-date | $42,310,670 | 7,243 |
| Average Assets, quarterly | $43,899,500 | 7,170 |
| Volatile liabilities | $8,973,000 | 6,178 |
| Insider loans | $278,000 | 6,291 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $19,233,000 | 3,293 |
| Tier 1 (core) risk-based capital | $4,008,000 | 7,629 |
| Tier 2 risk-based capital | $378,000 | 6,490 |
| Total risk weighted assets | $40,031,000 | 6,313 |
| Total unused commitments | $19,233,000 | 3,294 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 9 | 8,059 |
| Assets and Liabilities | ||
| Total Assets: | $41,708,000 | 7,353 |
| Cash and due from depository institutions | $1,890,000 | 8,059 |
| Interest-bearing balances | $1,496,000 | 2,318 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 2,822 |
| Net loans & leases | $31,789,000 | 6,651 |
| Loan loss allowance | $297,000 | 7,303 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,234,000 | 5,462 |
| Other real estate owned | $1,679,000 | 8,059 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,216,000 | 6,092 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $41,708,000 | 7,353 |
| Total liabilities | $37,842,000 | 7,268 |
| Total deposits | $37,766,000 | 7,143 |
| Interest-bearing deposits | $35,553,000 | 6,871 |
| Deposits held in domestic offices | $37,766,000 | 7,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $76,000 | 8,251 |
| Total equity capital | $3,866,000 | 7,725 |
| Total bank equity capital | $3,866,000 | 7,725 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $20,000 | 7,772 |
| Surplus | $3,500,000 | 4,406 |
| Undivided profits | $346,000 | 7,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $122,000 | 8,374 |
| Earning assets | $37,185,000 | 7,417 |
| Long-term assets (5+ years) | $301,000 | 7,798 |
| Average Assets, year-to-date | $40,420,500 | 7,404 |
| Average Assets, quarterly | $40,420,500 | 7,404 |
| Volatile liabilities | $7,796,000 | 6,397 |
| Insider loans | $229,000 | 6,516 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $13,336,000 | 3,983 |
| Tier 1 (core) risk-based capital | $3,866,000 | 7,728 |
| Tier 2 risk-based capital | $320,000 | 6,907 |
| Total risk weighted assets | $35,258,000 | 6,609 |
| Total unused commitments | $13,336,000 | 3,983 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 9 | 8,088 |
| Assets and Liabilities | ||
| Total Assets: | $39,133,000 | 7,523 |
| Cash and due from depository institutions | $2,396,000 | 8,088 |
| Interest-bearing balances | $1,892,000 | 2,121 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $5,290,000 | 2,114 |
| Net loans & leases | $27,378,000 | 7,017 |
| Loan loss allowance | $301,000 | 7,283 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,224,000 | 5,466 |
| Other real estate owned | $1,688,000 | 8,088 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,157,000 | 6,212 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $39,133,000 | 7,523 |
| Total liabilities | $35,359,000 | 7,450 |
| Total deposits | $35,295,000 | 7,321 |
| Interest-bearing deposits | $32,326,000 | 7,106 |
| Deposits held in domestic offices | $35,295,000 | 7,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $64,000 | 8,362 |
| Total equity capital | $3,774,000 | 7,816 |
| Total bank equity capital | $3,774,000 | 7,816 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $20,000 | 7,814 |
| Surplus | $3,500,000 | 4,386 |
| Undivided profits | $254,000 | 8,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $83,000 | 8,638 |
| Earning assets | $34,560,000 | 7,585 |
| Long-term assets (5+ years) | $304,000 | 7,830 |
| Average Assets, year-to-date | $34,419,000 | 7,702 |
| Average Assets, quarterly | $37,543,500 | 7,592 |
| Volatile liabilities | $6,580,000 | 6,742 |
| Insider loans | $243,000 | 6,484 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $12,446,000 | 4,006 |
| Tier 1 (core) risk-based capital | $3,774,000 | 7,776 |
| Tier 2 risk-based capital | $324,000 | 6,891 |
| Total risk weighted assets | $31,282,000 | 6,906 |
| Total unused commitments | $12,446,000 | 4,006 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 9 | 8,127 |
| Assets and Liabilities | ||
| Total Assets: | $35,954,000 | 7,703 |
| Cash and due from depository institutions | $2,682,000 | 8,127 |
| Interest-bearing balances | $1,892,000 | 2,185 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $3,865,000 | 2,575 |
| Net loans & leases | $25,437,000 | 7,164 |
| Loan loss allowance | $296,000 | 7,351 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,236,000 | 5,420 |
| Other real estate owned | $1,620,000 | 8,127 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,114,000 | 6,315 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $35,954,000 | 7,703 |
| Total liabilities | $32,362,000 | 7,641 |
| Total deposits | $32,269,000 | 7,500 |
| Interest-bearing deposits | $30,356,000 | 7,244 |
| Deposits held in domestic offices | $32,269,000 | 7,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $93,000 | 8,206 |
| Total equity capital | $3,592,000 | 7,946 |
| Total bank equity capital | $3,592,000 | 7,946 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $20,000 | 7,860 |
| Surplus | $3,500,000 | 4,361 |
| Undivided profits | $72,000 | 8,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,174,000 | 2,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $81,000 | 8,703 |
| Earning assets | $31,194,000 | 7,785 |
| Long-term assets (5+ years) | $308,000 | 7,879 |
| Average Assets, year-to-date | $33,240,500 | 7,793 |
| Average Assets, quarterly | $33,654,500 | 7,807 |
| Volatile liabilities | $4,962,000 | 7,263 |
| Insider loans | $258,000 | 6,435 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $9,774,000 | 4,457 |
| Tier 1 (core) risk-based capital | $3,592,000 | 7,889 |
| Tier 2 risk-based capital | $319,000 | 6,947 |
| Total risk weighted assets | $29,545,000 | 7,050 |
| Total unused commitments | $9,774,000 | 4,458 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 9 | 8,187 |
| Assets and Liabilities | ||
| Total Assets: | $31,355,000 | 7,988 |
| Cash and due from depository institutions | $3,992,000 | 8,187 |
| Interest-bearing balances | $3,774,000 | 1,432 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $23,397,000 | 7,335 |
| Loan loss allowance | $281,000 | 7,478 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,247,000 | 5,393 |
| Other real estate owned | $1,620,000 | 8,187 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,099,000 | 6,326 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $31,355,000 | 7,988 |
| Total liabilities | $27,783,000 | 7,961 |
| Total deposits | $27,646,000 | 7,861 |
| Interest-bearing deposits | $26,082,000 | 7,619 |
| Deposits held in domestic offices | $27,646,000 | 7,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $66,000 | 3,688 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $71,000 | 8,395 |
| Total equity capital | $3,572,000 | 7,933 |
| Total bank equity capital | $3,572,000 | 7,933 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $20,000 | 7,915 |
| Surplus | $3,500,000 | 4,329 |
| Undivided profits | $52,000 | 8,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,203,000 | 2,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $69,000 | 8,785 |
| Earning assets | $27,171,000 | 8,067 |
| Long-term assets (5+ years) | $311,000 | 7,922 |
| Average Assets, year-to-date | $32,336,000 | 7,905 |
| Average Assets, quarterly | $31,887,500 | 7,940 |
| Volatile liabilities | $4,206,000 | 7,520 |
| Insider loans | $274,000 | 6,388 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $12,596,000 | 3,944 |
| Tier 1 (core) risk-based capital | $3,572,000 | 7,919 |
| Tier 2 risk-based capital | $304,000 | 7,047 |
| Total risk weighted assets | $26,765,000 | 7,293 |
| Total unused commitments | $12,596,000 | 3,944 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 9 | 8,203 |
| Assets and Liabilities | ||
| Total Assets: | $32,420,000 | 7,956 |
| Cash and due from depository institutions | $4,776,000 | 8,203 |
| Interest-bearing balances | $4,466,000 | 1,421 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $2,924,000 | 3,904 |
| Net loans & leases | $20,715,000 | 7,542 |
| Loan loss allowance | $268,000 | 7,571 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,261,000 | 5,355 |
| Other real estate owned | $1,653,000 | 8,203 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,091,000 | 6,215 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $32,420,000 | 7,956 |
| Total liabilities | $28,882,000 | 7,925 |
| Total deposits | $28,818,000 | 7,814 |
| Interest-bearing deposits | $27,000,000 | 7,588 |
| Deposits held in domestic offices | $28,818,000 | 7,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $64,000 | 8,571 |
| Total equity capital | $3,538,000 | 8,014 |
| Total bank equity capital | $3,538,000 | 8,014 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $20,000 | 7,937 |
| Surplus | $3,500,000 | 4,298 |
| Undivided profits | $18,000 | 8,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,204,000 | 2,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $66,000 | 8,820 |
| Earning assets | $28,105,000 | 8,028 |
| Long-term assets (5+ years) | $316,000 | 7,937 |
| Average Assets, year-to-date | $32,826,500 | 7,907 |
| Average Assets, quarterly | $32,826,500 | 7,907 |
| Volatile liabilities | $4,255,000 | 7,431 |
| Insider loans | $289,000 | 6,289 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,083,000 | 4,615 |
| Tier 1 (core) risk-based capital | $3,538,000 | 7,927 |
| Tier 2 risk-based capital | $292,000 | 7,132 |
| Total risk weighted assets | $25,721,000 | 7,344 |
| Total unused commitments | $9,083,000 | 4,621 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 9 | 8,271 |
| Assets and Liabilities | ||
| Total Assets: | $33,233,000 | 7,933 |
| Cash and due from depository institutions | $5,447,000 | 8,271 |
| Interest-bearing balances | $5,161,000 | 1,164 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $2,765,000 | 3,460 |
| Net loans & leases | $21,195,000 | 7,544 |
| Loan loss allowance | $262,000 | 7,618 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,267,000 | 5,373 |
| Other real estate owned | $1,490,000 | 8,271 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,069,000 | 6,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,233,000 | 7,933 |
| Total liabilities | $29,564,000 | 7,917 |
| Total deposits | $29,493,000 | 7,790 |
| Interest-bearing deposits | $28,429,000 | 7,468 |
| Deposits held in domestic offices | $29,493,000 | 7,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $71,000 | 8,500 |
| Total equity capital | $3,669,000 | 7,943 |
| Total bank equity capital | $3,669,000 | 7,943 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $20,000 | 7,995 |
| Surplus | $3,500,000 | 4,269 |
| Undivided profits | $149,000 | 8,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $762,000 | 3,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $70,000 | 8,854 |
| Earning assets | $29,121,000 | 7,992 |
| Long-term assets (5+ years) | $319,000 | 7,995 |
| Average Assets, year-to-date | $33,280,800 | 7,871 |
| Average Assets, quarterly | $33,560,000 | 7,894 |
| Volatile liabilities | $4,528,000 | 7,375 |
| Insider loans | $305,000 | 6,263 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,815,000 | 4,830 |
| Tier 1 (core) risk-based capital | $3,669,000 | 7,862 |
| Tier 2 risk-based capital | $286,000 | 7,188 |
| Total risk weighted assets | $25,898,000 | 7,368 |
| Total unused commitments | $7,815,000 | 4,833 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 9 | 8,306 |
| Assets and Liabilities | ||
| Total Assets: | $33,887,000 | 7,940 |
| Cash and due from depository institutions | $6,131,000 | 8,306 |
| Interest-bearing balances | $5,754,000 | 1,213 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $23,806,000 | 7,366 |
| Loan loss allowance | $308,000 | 7,368 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,293,000 | 5,312 |
| Other real estate owned | $1,561,000 | 8,306 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,096,000 | 6,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,887,000 | 7,940 |
| Total liabilities | $30,352,000 | 7,888 |
| Total deposits | $29,368,000 | 7,831 |
| Interest-bearing deposits | $27,963,000 | 7,569 |
| Deposits held in domestic offices | $29,368,000 | 7,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $865,000 | 2,657 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $119,000 | 8,218 |
| Total equity capital | $3,535,000 | 8,058 |
| Total bank equity capital | $3,535,000 | 8,058 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $20,000 | 8,047 |
| Surplus | $3,500,000 | 4,213 |
| Undivided profits | $15,000 | 8,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $806,000 | 3,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $93,000 | 8,822 |
| Earning assets | $29,560,000 | 7,996 |
| Long-term assets (5+ years) | $320,000 | 8,042 |
| Average Assets, year-to-date | $33,292,750 | 7,924 |
| Average Assets, quarterly | $34,247,500 | 7,898 |
| Volatile liabilities | $5,807,000 | 6,967 |
| Insider loans | $319,000 | 6,226 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,952,000 | 4,525 |
| Tier 1 (core) risk-based capital | $3,535,000 | 7,981 |
| Tier 2 risk-based capital | $331,000 | 6,917 |
| Total risk weighted assets | $28,260,000 | 7,210 |
| Total unused commitments | $8,952,000 | 4,531 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 8 | 8,514 |
| Assets and Liabilities | ||
| Total Assets: | $34,608,000 | 7,909 |
| Cash and due from depository institutions | $6,951,000 | 8,514 |
| Interest-bearing balances | $6,150,000 | 1,260 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $2,820,000 | 4,162 |
| Net loans & leases | $20,009,000 | 7,723 |
| Loan loss allowance | $308,000 | 7,375 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,303,000 | 5,268 |
| Other real estate owned | $2,499,000 | 8,514 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,026,000 | 6,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,608,000 | 7,909 |
| Total liabilities | $30,912,000 | 7,871 |
| Total deposits | $30,813,000 | 7,756 |
| Interest-bearing deposits | $29,734,000 | 7,440 |
| Deposits held in domestic offices | $30,813,000 | 7,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $99,000 | 8,493 |
| Total equity capital | $3,696,000 | 7,985 |
| Total bank equity capital | $3,696,000 | 7,985 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $20,000 | 8,076 |
| Surplus | $3,500,000 | 4,166 |
| Undivided profits | $176,000 | 8,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $806,000 | 3,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $71,000 | 8,961 |
| Earning assets | $28,979,000 | 8,046 |
| Long-term assets (5+ years) | $326,000 | 8,047 |
| Average Assets, year-to-date | $33,094,670 | 7,969 |
| Average Assets, quarterly | $33,575,000 | 7,960 |
| Volatile liabilities | $5,642,000 | 7,051 |
| Insider loans | $333,000 | 6,151 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,562,000 | 4,328 |
| Tier 1 (core) risk-based capital | $3,696,000 | 7,859 |
| Tier 2 risk-based capital | $326,000 | 6,940 |
| Total risk weighted assets | $26,428,000 | 7,378 |
| Total unused commitments | $9,562,000 | 4,339 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 8 | 8,551 |
| Assets and Liabilities | ||
| Total Assets: | $32,542,000 | 8,051 |
| Cash and due from depository institutions | $7,322,000 | 8,551 |
| Interest-bearing balances | $6,942,000 | 1,163 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $155,000 | 7,103 |
| Net loans & leases | $19,760,000 | 7,742 |
| Loan loss allowance | $308,000 | 7,357 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,306,000 | 5,218 |
| Other real estate owned | $2,993,000 | 8,551 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,006,000 | 6,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,542,000 | 8,051 |
| Total liabilities | $28,892,000 | 8,020 |
| Total deposits | $28,807,000 | 7,918 |
| Interest-bearing deposits | $28,034,000 | 7,612 |
| Deposits held in domestic offices | $28,807,000 | 7,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $85,000 | 8,678 |
| Total equity capital | $3,650,000 | 7,996 |
| Total bank equity capital | $3,650,000 | 7,996 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $20,000 | 8,117 |
| Surplus | $3,500,000 | 4,121 |
| Undivided profits | $130,000 | 8,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $935,000 | 2,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $71,000 | 9,011 |
| Earning assets | $26,857,000 | 8,201 |
| Long-term assets (5+ years) | $501,000 | 7,982 |
| Average Assets, year-to-date | $32,338,000 | 8,044 |
| Average Assets, quarterly | $32,338,000 | 8,044 |
| Volatile liabilities | $5,162,000 | 7,205 |
| Insider loans | $347,000 | 6,076 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,908,000 | 4,678 |
| Tier 1 (core) risk-based capital | $3,650,000 | 7,886 |
| Tier 2 risk-based capital | $327,000 | 6,919 |
| Total risk weighted assets | $26,169,000 | 7,408 |
| Total unused commitments | $7,908,000 | 4,691 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 8 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $32,134,000 | 8,087 |
| Cash and due from depository institutions | $7,929,000 | 8,570 |
| Interest-bearing balances | $7,338,000 | 1,054 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $20,000 | 6,954 |
| Net loans & leases | $18,563,000 | 7,911 |
| Loan loss allowance | $308,000 | 7,363 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,321,000 | 5,198 |
| Other real estate owned | $3,329,000 | 8,570 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $972,000 | 6,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,134,000 | 8,087 |
| Total liabilities | $28,397,000 | 8,068 |
| Total deposits | $27,190,000 | 8,044 |
| Interest-bearing deposits | $26,136,000 | 7,783 |
| Deposits held in domestic offices | $27,190,000 | 8,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,114,000 | 2,397 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $93,000 | 8,669 |
| Total equity capital | $3,737,000 | 7,950 |
| Total bank equity capital | $3,737,000 | 7,950 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $20,000 | 8,152 |
| Surplus | $3,500,000 | 4,075 |
| Undivided profits | $217,000 | 8,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,023,000 | 2,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $74,000 | 9,039 |
| Earning assets | $25,921,000 | 8,286 |
| Long-term assets (5+ years) | $515,000 | 8,003 |
| Average Assets, year-to-date | $39,273,600 | 7,519 |
| Average Assets, quarterly | $35,549,500 | 7,858 |
| Volatile liabilities | $7,118,000 | 6,556 |
| Insider loans | $362,000 | 6,022 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,119,000 | 4,292 |
| Tier 1 (core) risk-based capital | $3,737,000 | 7,828 |
| Tier 2 risk-based capital | $307,000 | 7,101 |
| Total risk weighted assets | $24,546,000 | 7,592 |
| Total unused commitments | $9,119,000 | 4,295 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 9 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $45,180,000 | 7,252 |
| Cash and due from depository institutions | $2,312,000 | 8,570 |
| Interest-bearing balances | $1,888,000 | 2,347 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $4,885,000 | 2,840 |
| Net loans & leases | $36,078,000 | 6,268 |
| Loan loss allowance | $750,000 | 4,497 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,383,000 | 5,068 |
| Other real estate owned | $215,000 | 8,570 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $307,000 | 9,000 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,180,000 | 7,252 |
| Total liabilities | $41,330,000 | 7,174 |
| Total deposits | $41,239,000 | 6,973 |
| Interest-bearing deposits | $40,284,000 | 6,500 |
| Deposits held in domestic offices | $41,239,000 | 6,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $91,000 | 9,002 |
| Total equity capital | $3,850,000 | 7,919 |
| Total bank equity capital | $3,850,000 | 7,919 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $20,000 | 8,370 |
| Surplus | $3,500,000 | 3,981 |
| Undivided profits | $330,000 | 8,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,893,000 | 626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $235,000 | 8,122 |
| Earning assets | $42,851,000 | 7,115 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $46,319,400 | 6,968 |
| Average Assets, quarterly | $46,143,500 | 7,127 |
| Volatile liabilities | $6,925,000 | 6,630 |
| Insider loans | $558,000 | 5,166 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,546,000 | 3,597 |
| Tier 1 (core) risk-based capital | $3,850,000 | 7,806 |
| Tier 2 risk-based capital | $489,000 | 5,586 |
| Total risk weighted assets | $38,813,000 | 6,237 |
| Total unused commitments | $11,546,000 | 3,605 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 7 | 9,222 |
| Assets and Liabilities | ||
| Total Assets: | $44,056,000 | 7,277 |
| Cash and due from depository institutions | $717,000 | 9,222 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $1,951,000 | 9,287 |
| Federal funds sold & reverse repurchase agreements | $1,125,000 | 5,233 |
| Net loans & leases | $39,093,000 | 5,995 |
| Loan loss allowance | $250,000 | 7,799 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $828,000 | 6,420 |
| Other real estate owned | $0 | 9,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $342,000 | 8,918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,056,000 | 7,277 |
| Total liabilities | $40,597,000 | 7,138 |
| Total deposits | $39,478,000 | 7,014 |
| Interest-bearing deposits | $38,990,000 | 6,507 |
| Deposits held in domestic offices | $39,478,000 | 7,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,756 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $119,000 | 9,108 |
| Total equity capital | $3,459,000 | 8,266 |
| Total bank equity capital | $3,459,000 | 8,266 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $20,000 | 8,642 |
| Surplus | $3,100,000 | 4,254 |
| Undivided profits | $339,000 | 8,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $332,000 | 6,560 |
| Earning assets | $42,169,000 | 7,134 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $27,682,200 | 8,383 |
| Average Assets, quarterly | $39,835,500 | 7,541 |
| Volatile liabilities | $7,071,000 | 6,588 |
| Insider loans | $611,000 | 4,984 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,281,000 | 2,160 |
| Tier 1 (core) risk-based capital | $3,459,000 | 8,200 |
| Tier 2 risk-based capital | $250,000 | 7,534 |
| Total risk weighted assets | $40,530,600 | 6,031 |
| Total unused commitments | $22,281,000 | 2,165 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 4 | 10,050 |
| Assets and Liabilities | ||
| Total Assets: | $11,545,000 | 9,954 |
| Cash and due from depository institutions | $82,000 | 10,050 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $0 | 10,148 |
| Federal funds sold & reverse repurchase agreements | $160,000 | 6,445 |
| Net loans & leases | $11,063,000 | 9,194 |
| Loan loss allowance | $25,000 | 10,037 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $147,000 | 9,353 |
| Other real estate owned | $0 | 10,050 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $93,000 | 10,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,545,000 | 9,954 |
| Total liabilities | $8,567,000 | 9,986 |
| Total deposits | $7,961,000 | 9,961 |
| Interest-bearing deposits | $7,847,000 | 9,847 |
| Deposits held in domestic offices | $7,961,000 | 9,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $580,000 | 3,383 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $26,000 | 10,127 |
| Total equity capital | $2,978,000 | 8,678 |
| Total bank equity capital | $2,978,000 | 8,678 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $20,000 | 8,948 |
| Surplus | $2,980,000 | 4,394 |
| Undivided profits | $-22,000 | 9,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $85,000 | 9,355 |
| Earning assets | $11,223,000 | 9,874 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $8,115,000 | 10,088 |
| Average Assets, quarterly | $8,115,000 | 10,099 |
| Volatile liabilities | $880,000 | 9,721 |
| Insider loans | $477,000 | 5,475 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,465,000 | 4,458 |
| Tier 1 (core) risk-based capital | $2,978,000 | 8,695 |
| Tier 2 risk-based capital | $25,000 | 10,024 |
| Total risk weighted assets | $11,082,400 | 9,382 |
| Total unused commitments | $7,465,000 | 4,462 |
| Derivatives | $0 | 488 |