Home > High Desert National Bank > Income and Expense
High Desert National Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 7,937 |
| Total interest expense | $865,000 | 9,435 |
| Net interest income | $2,181,000 | 6,800 |
| Provision for loan and lease losses | $39,000 | 7,052 |
| Total noninterest income | $926,000 | 3,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $637,000 | 2,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 4,163 |
| Total noninterest expense | $3,132,000 | 4,165 |
| Salaries and employee benefits | $1,297,000 | 4,863 |
| Premises and equipment expense | $382,000 | 4,706 |
| Additional noninterest expense | $1,453,000 | 3,209 |
| Pre-tax net operating income | $-64,000 | 10,913 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-64,000 | 10,945 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-64,000 | 10,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,068 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-240,000 | 11,380 |
| Net operating income | $-64,000 | 10,902 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 8,216 |
| Total interest expense | $808,000 | 9,917 |
| Net interest income | $2,184,000 | 6,902 |
| Provision for loan and lease losses | $69,000 | 5,466 |
| Total noninterest income | $1,041,000 | 3,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $787,000 | 1,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 4,434 |
| Total noninterest expense | $3,093,000 | 4,176 |
| Salaries and employee benefits | $1,225,000 | 5,118 |
| Premises and equipment expense | $432,000 | 4,244 |
| Additional noninterest expense | $1,436,000 | 3,202 |
| Pre-tax net operating income | $63,000 | 11,259 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $6,000 | 10,990 |
| Income before extraordinary items | $57,000 | 11,249 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $57,000 | 11,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,961 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $57,000 | 11,223 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 7,656 |
| Total interest expense | $921,000 | 9,033 |
| Net interest income | $2,353,000 | 6,747 |
| Provision for loan and lease losses | $450,000 | 1,666 |
| Total noninterest income | $1,109,000 | 2,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $769,000 | 1,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 3,784 |
| Total noninterest expense | $3,158,000 | 4,223 |
| Salaries and employee benefits | $1,238,000 | 5,101 |
| Premises and equipment expense | $403,000 | 4,561 |
| Additional noninterest expense | $1,517,000 | 3,257 |
| Pre-tax net operating income | $-146,000 | 12,227 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-146,000 | 12,189 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-146,000 | 12,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,389 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-146,000 | 12,215 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,444,000 | 7,613 |
| Total interest expense | $1,298,000 | 7,885 |
| Net interest income | $2,146,000 | 7,310 |
| Provision for loan and lease losses | $341,000 | 2,758 |
| Total noninterest income | $982,000 | 3,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $684,000 | 1,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 4,486 |
| Total noninterest expense | $3,188,000 | 4,277 |
| Salaries and employee benefits | $1,229,000 | 5,123 |
| Premises and equipment expense | $418,000 | 4,549 |
| Additional noninterest expense | $1,541,000 | 3,429 |
| Pre-tax net operating income | $-401,000 | 12,811 |
| Securities gains (losses) | $52,000 | 3,344 |
| Applicable income taxes | $-83,000 | 12,937 |
| Income before extraordinary items | $-266,000 | 12,806 |
| Extraordinary gains, net | $100,000 | 1,558 |
| Net income | $-166,000 | 12,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 3,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-305,520 | 12,757 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 7,263 |
| Total interest expense | $1,729,000 | 7,818 |
| Net interest income | $2,457,000 | 6,680 |
| Provision for loan and lease losses | $602,000 | 2,610 |
| Total noninterest income | $833,000 | 3,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $648,000 | 2,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,932 |
| Total noninterest expense | $2,992,000 | 4,548 |
| Salaries and employee benefits | $1,337,000 | 4,701 |
| Premises and equipment expense | $536,000 | 3,741 |
| Additional noninterest expense | $1,119,000 | 4,621 |
| Pre-tax net operating income | $-304,000 | 13,175 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $-33,000 | 13,463 |
| Income before extraordinary items | $-219,000 | 13,204 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-219,000 | 13,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 2,650 |
| Cash dividends | $58,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-264,240 | 13,113 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.