Home > High Desert National Bank > Assets and Liabilities
High Desert National Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $39,559,000 | 8,210 |
| Cash and due from depository institutions | $3,455,000 | 4,911 |
| Interest-bearing balances | $99,000 | 4,853 |
| Securities | $7,951,000 | 8,639 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 6,231 |
| Net loans & leases | $23,870,000 | 7,811 |
| Loan loss allowance | $321,000 | 7,616 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,147,000 | 5,542 |
| Other real estate owned | $823,000 | 4,911 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,213,000 | 5,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,559,000 | 8,210 |
| Total liabilities | $36,440,000 | 8,080 |
| Total deposits | $35,837,000 | 7,959 |
| Interest-bearing deposits | $24,546,000 | 8,796 |
| Deposits held in domestic offices | $35,837,000 | 7,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $295,000 | 4,314 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $308,000 | 7,777 |
| Total equity capital | $3,119,000 | 9,129 |
| Total bank equity capital | $3,119,000 | 9,129 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $963,000 | 3,776 |
| Surplus | $1,058,000 | 7,447 |
| Undivided profits | $1,098,000 | 8,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 6,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $130,000 | 9,719 |
| Earning assets | $33,020,000 | 8,551 |
| Long-term assets (5+ years) | $7,333,000 | 4,942 |
| Average Assets, year-to-date | $40,084,000 | 8,006 |
| Average Assets, quarterly | $40,156,000 | 8,101 |
| Volatile liabilities | $2,253,000 | 9,230 |
| Insider loans | $737,000 | 4,430 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,587,000 | 6,828 |
| Tier 1 (core) risk-based capital | $3,192,000 | 8,982 |
| Tier 2 risk-based capital | $321,000 | 6,967 |
| Total risk weighted assets | $27,705,700 | 7,411 |
| Total unused commitments | $2,587,000 | 6,842 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $39,252,000 | 8,461 |
| Cash and due from depository institutions | $2,845,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,887,000 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $2,390,000 | 5,048 |
| Net loans & leases | $19,945,000 | 8,613 |
| Loan loss allowance | $440,000 | 6,563 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,029,000 | 5,966 |
| Other real estate owned | $2,007,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,149,000 | 5,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,252,000 | 8,461 |
| Total liabilities | $35,730,000 | 8,383 |
| Total deposits | $35,324,000 | 8,256 |
| Interest-bearing deposits | $24,467,000 | 9,097 |
| Deposits held in domestic offices | $35,324,000 | 8,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $406,000 | 7,084 |
| Total equity capital | $3,522,000 | 8,867 |
| Total bank equity capital | $3,522,000 | 8,867 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $963,000 | 3,965 |
| Surplus | $1,058,000 | 7,613 |
| Undivided profits | $1,501,000 | 8,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 7,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $105,000 | 10,577 |
| Earning assets | $32,222,000 | 8,912 |
| Long-term assets (5+ years) | $5,729,000 | 5,466 |
| Average Assets, year-to-date | $39,870,000 | 8,222 |
| Average Assets, quarterly | $39,124,000 | 8,421 |
| Volatile liabilities | $2,258,000 | 9,347 |
| Insider loans | $609,000 | 5,078 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,182,000 | 7,188 |
| Tier 1 (core) risk-based capital | $3,505,000 | 8,784 |
| Tier 2 risk-based capital | $317,580 | 7,109 |
| Total risk weighted assets | $25,237,680 | 7,892 |
| Total unused commitments | $2,182,000 | 7,204 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $42,020,000 | 8,312 |
| Cash and due from depository institutions | $3,146,000 | 4,868 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,714,000 | 8,153 |
| Federal funds sold & reverse repurchase agreements | $1,675,000 | 4,226 |
| Net loans & leases | $21,886,000 | 8,365 |
| Loan loss allowance | $666,000 | 5,007 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,098,000 | 5,763 |
| Other real estate owned | $1,265,000 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,236,000 | 5,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,020,000 | 8,312 |
| Total liabilities | $38,756,000 | 8,186 |
| Total deposits | $38,477,000 | 8,011 |
| Interest-bearing deposits | $27,163,000 | 8,902 |
| Deposits held in domestic offices | $38,477,000 | 8,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $279,000 | 7,629 |
| Total equity capital | $3,264,000 | 9,122 |
| Total bank equity capital | $3,264,000 | 9,122 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $963,000 | 4,138 |
| Surplus | $1,058,000 | 7,778 |
| Undivided profits | $1,243,000 | 8,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,196,000 | 2,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $119,000 | 10,394 |
| Earning assets | $35,275,000 | 8,711 |
| Long-term assets (5+ years) | $5,382,000 | 5,801 |
| Average Assets, year-to-date | $45,157,000 | 7,852 |
| Average Assets, quarterly | $42,972,000 | 8,176 |
| Volatile liabilities | $1,806,000 | 9,925 |
| Insider loans | $675,000 | 4,770 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,735,000 | 6,630 |
| Tier 1 (core) risk-based capital | $3,427,000 | 9,005 |
| Tier 2 risk-based capital | $353,160 | 6,771 |
| Total risk weighted assets | $27,859,860 | 7,567 |
| Total unused commitments | $2,735,000 | 6,641 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $47,179,000 | 8,010 |
| Cash and due from depository institutions | $3,400,000 | 5,064 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,917,000 | 8,383 |
| Federal funds sold & reverse repurchase agreements | $2,336,000 | 5,229 |
| Net loans & leases | $25,608,000 | 7,700 |
| Loan loss allowance | $709,000 | 4,926 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $896,000 | 6,589 |
| Other real estate owned | $1,740,000 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,282,000 | 5,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,179,000 | 8,010 |
| Total liabilities | $43,526,000 | 7,924 |
| Total deposits | $43,257,000 | 7,769 |
| Interest-bearing deposits | $32,891,000 | 8,353 |
| Deposits held in domestic offices | $43,257,000 | 7,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $269,000 | 8,030 |
| Total equity capital | $3,653,000 | 8,840 |
| Total bank equity capital | $3,653,000 | 8,840 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $963,000 | 4,294 |
| Surplus | $1,058,000 | 7,898 |
| Undivided profits | $1,632,000 | 8,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,113,000 | 1,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $130,000 | 10,073 |
| Earning assets | $39,861,000 | 8,398 |
| Long-term assets (5+ years) | $5,149,000 | 6,324 |
| Average Assets, year-to-date | $48,192,400 | 7,783 |
| Average Assets, quarterly | $47,563,500 | 7,926 |
| Volatile liabilities | $3,564,000 | 7,775 |
| Insider loans | $1,239,000 | 3,159 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,971,000 | 4,902 |
| Tier 1 (core) risk-based capital | $3,653,000 | 8,766 |
| Tier 2 risk-based capital | $365,920 | 6,681 |
| Total risk weighted assets | $28,930,620 | 7,453 |
| Total unused commitments | $4,971,000 | 4,924 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $48,036,000 | 8,073 |
| Cash and due from depository institutions | $3,413,000 | 5,070 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $9,869,000 | 9,214 |
| Federal funds sold & reverse repurchase agreements | $1,056,000 | 8,537 |
| Net loans & leases | $30,248,000 | 7,016 |
| Loan loss allowance | $580,000 | 5,786 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $960,000 | 6,365 |
| Other real estate owned | $1,202,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,288,000 | 5,201 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,036,000 | 8,073 |
| Total liabilities | $44,247,000 | 8,017 |
| Total deposits | $43,890,000 | 7,878 |
| Interest-bearing deposits | $34,321,000 | 8,368 |
| Deposits held in domestic offices | $43,890,000 | 7,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $357,000 | 7,367 |
| Total equity capital | $3,789,000 | 8,545 |
| Total bank equity capital | $3,789,000 | 8,545 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $963,000 | 4,501 |
| Surplus | $1,058,000 | 7,908 |
| Undivided profits | $1,768,000 | 7,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 9,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $192,000 | 8,861 |
| Earning assets | $41,272,000 | 8,339 |
| Long-term assets (5+ years) | $7,154,000 | 5,363 |
| Average Assets, year-to-date | $49,114,400 | 7,789 |
| Average Assets, quarterly | $48,526,500 | 7,950 |
| Volatile liabilities | $4,221,000 | 7,214 |
| Insider loans | $1,227,000 | 660 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,294,000 | 5,047 |
| Tier 1 (core) risk-based capital | $3,789,000 | 8,482 |
| Tier 2 risk-based capital | $429,270 | 5,933 |
| Total risk weighted assets | $34,159,870 | 6,696 |
| Total unused commitments | $4,294,000 | 5,077 |
| Derivatives | $0 | 651 |