Home > Hibernia National Bank of Texas > Income and Expense
Hibernia National Bank of Texas, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $67,283,000 | 545 |
| Total interest expense | $31,707,000 | 547 |
| Net interest income | $35,576,000 | 529 |
| Provision for loan and lease losses | $5,700,000 | 287 |
| Total noninterest income | $10,268,000 | 594 |
| Gross Fiduciary activities income | $1,543,000 | 367 |
| Service charges on deposit accounts | $7,051,000 | 217 |
| Trading account gains and fees | $1,000 | 215 |
| Additional Noninterest Income | $1,673,000 | 1,307 |
| Total noninterest expense | $29,741,000 | 535 |
| Salaries and employee benefits | $11,849,000 | 594 |
| Premises and equipment expense | $4,218,000 | 525 |
| Additional noninterest expense | $13,674,000 | 468 |
| Pre-tax net operating income | $10,403,000 | 749 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $1,631,000 | 1,501 |
| Income before extraordinary items | $8,782,000 | 665 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,782,000 | 664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,382,000 | 422 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,773,600 | 634 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $45,997,000 | 751 |
| Total interest expense | $20,921,000 | 792 |
| Net interest income | $25,076,000 | 719 |
| Provision for loan and lease losses | $1,120,000 | 902 |
| Total noninterest income | $9,111,000 | 611 |
| Gross Fiduciary activities income | $928,000 | 495 |
| Service charges on deposit accounts | $5,532,000 | 261 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,651,000 | 917 |
| Total noninterest expense | $23,733,000 | 638 |
| Salaries and employee benefits | $9,171,000 | 751 |
| Premises and equipment expense | $3,615,000 | 579 |
| Additional noninterest expense | $10,947,000 | 545 |
| Pre-tax net operating income | $9,334,000 | 865 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $3,554,000 | 806 |
| Income before extraordinary items | $5,799,000 | 961 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,799,000 | 962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,551,000 | 431 |
| Cash dividends | $2,183,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,786,840 | 934 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $28,908,000 | 1,195 |
| Total interest expense | $14,325,000 | 1,146 |
| Net interest income | $14,583,000 | 1,235 |
| Provision for loan and lease losses | $2,375,000 | 542 |
| Total noninterest income | $7,828,000 | 694 |
| Gross Fiduciary activities income | $767,000 | 585 |
| Service charges on deposit accounts | $3,915,000 | 386 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,146,000 | 858 |
| Total noninterest expense | $15,732,000 | 966 |
| Salaries and employee benefits | $8,102,000 | 849 |
| Premises and equipment expense | $2,436,000 | 894 |
| Additional noninterest expense | $5,194,000 | 1,099 |
| Pre-tax net operating income | $4,304,000 | 1,682 |
| Securities gains (losses) | $511,000 | 413 |
| Applicable income taxes | $1,428,000 | 1,679 |
| Income before extraordinary items | $3,387,000 | 1,449 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,387,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,369,000 | 511 |
| Cash dividends | $845,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,029,300 | 1,613 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $27,205,000 | 1,267 |
| Total interest expense | $13,144,000 | 1,261 |
| Net interest income | $14,061,000 | 1,284 |
| Provision for loan and lease losses | $1,275,000 | 788 |
| Total noninterest income | $5,872,000 | 860 |
| Gross Fiduciary activities income | $793,000 | 593 |
| Service charges on deposit accounts | $2,848,000 | 513 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,231,000 | 1,060 |
| Total noninterest expense | $15,925,000 | 958 |
| Salaries and employee benefits | $6,307,000 | 1,088 |
| Premises and equipment expense | $1,495,000 | 1,382 |
| Additional noninterest expense | $8,123,000 | 792 |
| Pre-tax net operating income | $2,733,000 | 2,637 |
| Securities gains (losses) | $250,000 | 586 |
| Applicable income taxes | $429,000 | 4,704 |
| Income before extraordinary items | $2,554,000 | 1,968 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,554,000 | 1,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,415 |
| Cash dividends | $2,090,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,339,000 | 2,129 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,274,000 | 1,451 |
| Total interest expense | $8,885,000 | 1,461 |
| Net interest income | $12,389,000 | 1,454 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $4,299,000 | 1,026 |
| Gross Fiduciary activities income | $672,000 | 641 |
| Service charges on deposit accounts | $1,820,000 | 737 |
| Trading account gains and fees | $9,000 | 385 |
| Additional Noninterest Income | $1,798,000 | 1,219 |
| Total noninterest expense | $11,012,000 | 1,334 |
| Salaries and employee benefits | $5,621,000 | 1,204 |
| Premises and equipment expense | $1,398,000 | 1,486 |
| Additional noninterest expense | $3,993,000 | 1,417 |
| Pre-tax net operating income | $5,376,000 | 1,371 |
| Securities gains (losses) | $695,000 | 212 |
| Applicable income taxes | $1,510,000 | 1,550 |
| Income before extraordinary items | $4,561,000 | 1,112 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,561,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 1,331 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,039,750 | 1,267 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,575,000 | 1,612 |
| Total interest expense | $7,737,000 | 1,706 |
| Net interest income | $11,838,000 | 1,521 |
| Provision for loan and lease losses | $450,000 | 2,259 |
| Total noninterest income | $4,131,000 | 1,144 |
| Gross Fiduciary activities income | $634,000 | 675 |
| Service charges on deposit accounts | $1,366,000 | 972 |
| Trading account gains and fees | $-18,000 | 5,089 |
| Additional Noninterest Income | $2,149,000 | 1,195 |
| Total noninterest expense | $10,379,000 | 1,470 |
| Salaries and employee benefits | $5,462,000 | 1,228 |
| Premises and equipment expense | $1,422,000 | 1,495 |
| Additional noninterest expense | $3,495,000 | 1,686 |
| Pre-tax net operating income | $5,140,000 | 1,363 |
| Securities gains (losses) | $441,000 | 982 |
| Applicable income taxes | $1,415,000 | 1,646 |
| Income before extraordinary items | $4,166,000 | 1,235 |
| Extraordinary gains, net | $380,000 | 583 |
| Net income | $4,546,000 | 1,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,596 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,835,250 | 1,238 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,820,000 | 1,707 |
| Total interest expense | $9,339,000 | 1,814 |
| Net interest income | $11,481,000 | 1,616 |
| Provision for loan and lease losses | $700,000 | 2,369 |
| Total noninterest income | $3,586,000 | 1,250 |
| Gross Fiduciary activities income | $646,000 | 679 |
| Service charges on deposit accounts | $1,296,000 | 997 |
| Trading account gains and fees | $-93,000 | 5,270 |
| Additional Noninterest Income | $1,737,000 | 1,375 |
| Total noninterest expense | $9,545,000 | 1,606 |
| Salaries and employee benefits | $5,023,000 | 1,333 |
| Premises and equipment expense | $1,297,000 | 1,647 |
| Additional noninterest expense | $3,225,000 | 1,881 |
| Pre-tax net operating income | $4,822,000 | 1,319 |
| Securities gains (losses) | $-317,000 | 13,880 |
| Applicable income taxes | $1,290,000 | 1,637 |
| Income before extraordinary items | $3,215,000 | 1,447 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,215,000 | 1,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $600,000 | 2,173 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,440,070 | 1,253 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.