Home > Hibernia National Bank of Texas > Net charge- offs to loans
Hibernia National Bank of Texas, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5330% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1214% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 0.4857% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0834% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1223% | 246 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1223% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0384% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1431% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1247% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5653% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8026% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0591% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 0.2410% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5959% | 96 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8823% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5407% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0515% | 1,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1540% | 595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2471% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 0.1326% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5839% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1172% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1753% | 228 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1753% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1553% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3301% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1916% | 1,292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3015% | 2,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0289% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 1,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1222% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9170% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4252% | 1,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4058% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5144% | 191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0434% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0434% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0466% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4976% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 14.5349% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2154% | 5,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2589% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 1.7353% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 1,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0969% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0969% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3514% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5036% | 4,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1988% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.3669% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1768% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1959% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1960% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2321% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8696% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |