Home > Herring Bank > Income and Expense

Herring Bank, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$15,524,0001,548
Total interest expense$3,137,0002,187
Net interest income$12,387,0001,319
Provision for loan and lease losses$197,0001,646
Total noninterest income$6,673,000650
Gross Fiduciary activities income$852,000447
Service charges on deposit accounts$2,574,000269
Trading account gains and feesNANA
Additional Noninterest Income$3,247,000733
Total noninterest expense$16,735,000855
Salaries and employee benefits$7,731,000995
Premises and equipment expense$1,692,000805
Additional noninterest expense$3,247,000748
Pre-tax net operating income$2,128,0002,233
Securities gains (losses)$26,000428
Applicable income taxes$03,247
Income before extraordinary items$2,154,0002,037
Extraordinary gains, net$020
Net income$2,154,0002,056
Minority interest net income$069
Net income of bank and minority interests.$2,154,0002,037
Net charge-offs$234,000894
Cash dividends$02,872
Sale, conversion, retirement of capital stock, net$0478
Net operating income$2,128,0002,062
2025-03-31 (YTD Data)Rank
Total interest income$7,642,0001,551
Total interest expense$1,594,0002,153
Net interest income$6,048,0001,334
Provision for loan and lease losses$02,775
Total noninterest income$2,730,000702
Gross Fiduciary activities income$397,000496
Service charges on deposit accounts$1,343,000267
Trading account gains and feesNANA
Additional Noninterest Income$990,000963
Total noninterest expense$8,259,000863
Salaries and employee benefits$3,782,0001,011
Premises and equipment expense$817,000842
Additional noninterest expense$990,000963
Pre-tax net operating income$519,0002,948
Securities gains (losses)$21,000342
Applicable income taxes$03,151
Income before extraordinary items$540,0002,718
Extraordinary gains, net$047
Net income$540,0002,745
Minority interest net income$065
Net income of bank and minority interests.$540,0002,718
Net charge-offs$80,000864
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$519,0002,779
2024-12-31 (YTD Data)Rank
Total interest income$31,260,0001,518
Total interest expense$6,529,0002,161
Net interest income$24,731,0001,245
Provision for loan and lease losses$1,073,000900
Total noninterest income$9,569,000788
Gross Fiduciary activities income$1,774,000462
Service charges on deposit accounts$5,624,000268
Trading account gains and feesNANA
Additional Noninterest Income$2,171,0001,505
Total noninterest expense$32,818,000846
Salaries and employee benefits$15,552,000960
Premises and equipment expense$2,786,000935
Additional noninterest expense$2,171,0001,505
Pre-tax net operating income$409,0003,901
Securities gains (losses)$-19,0003,691
Applicable income taxes$21,0003,106
Income before extraordinary items$369,0003,862
Extraordinary gains, net$053
Net income$369,0003,906
Minority interest net income$090
Net income of bank and minority interests.$369,0003,862
Net charge-offs$1,032,000674
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$387,0503,863
2024-09-30 (YTD Data)Rank
Total interest income$23,219,0001,515
Total interest expense$4,923,0002,156
Net interest income$18,296,0001,245
Provision for loan and lease losses$754,000875
Total noninterest income$7,546,000759
Gross Fiduciary activities income$1,342,000462
Service charges on deposit accounts$3,871,000273
Trading account gains and feesNANA
Additional Noninterest Income$2,333,0001,178
Total noninterest expense$24,113,000849
Salaries and employee benefits$11,040,000999
Premises and equipment expense$2,149,000913
Additional noninterest expense$2,333,0001,178
Pre-tax net operating income$975,0003,279
Securities gains (losses)$25,000512
Applicable income taxes$03,278
Income before extraordinary items$1,000,0003,144
Extraordinary gains, net$051
Net income$1,000,0003,178
Minority interest net income$082
Net income of bank and minority interests.$1,000,0003,147
Net charge-offs$663,000661
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$975,0003,176
2024-06-30 (YTD Data)Rank
Total interest income$15,378,0001,508
Total interest expense$3,282,0002,120
Net interest income$12,096,0001,247
Provision for loan and lease losses$325,0001,044
Total noninterest income$5,272,000724
Gross Fiduciary activities income$935,000458
Service charges on deposit accounts$2,711,000266
Trading account gains and feesNANA
Additional Noninterest Income$1,626,0001,146
Total noninterest expense$15,728,000864
Salaries and employee benefits$7,050,0001,039
Premises and equipment expense$1,417,000919
Additional noninterest expense$1,626,0001,146
Pre-tax net operating income$1,315,0002,571
Securities gains (losses)$-27,0003,991
Applicable income taxes$03,283
Income before extraordinary items$1,288,0002,440
Extraordinary gains, net$052
Net income$1,288,0002,472
Minority interest net income$084
Net income of bank and minority interests.$1,288,0002,443
Net charge-offs$313,000672
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$1,315,0002,423
2024-03-31 (YTD Data)Rank
Total interest income$7,708,0001,488
Total interest expense$1,617,0002,100
Net interest income$6,091,0001,241
Provision for loan and lease losses$165,000923
Total noninterest income$2,588,000734
Gross Fiduciary activities income$430,000443
Service charges on deposit accounts$1,224,000280
Trading account gains and feesNANA
Additional Noninterest Income$934,0001,035
Total noninterest expense$7,661,000898
Salaries and employee benefits$3,543,0001,044
Premises and equipment expense$713,000938
Additional noninterest expense$934,0001,035
Pre-tax net operating income$853,0002,236
Securities gains (losses)$-20,0004,148
Applicable income taxes$03,183
Income before extraordinary items$833,0002,117
Extraordinary gains, net$051
Net income$833,0002,142
Minority interest net income$072
Net income of bank and minority interests.$833,0002,117
Net charge-offs$93,000739
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$853,0002,092
2023-12-31 (YTD Data)Rank
Total interest income$27,777,0001,498
Total interest expense$3,785,0002,343
Net interest income$23,992,0001,246
Provision for loan and lease losses$558,0001,195
Total noninterest income$12,161,000652
Gross Fiduciary activities income$1,698,000423
Service charges on deposit accounts$6,379,000228
Trading account gains and feesNANA
Additional Noninterest Income$4,084,0001,009
Total noninterest expense$31,699,000854
Salaries and employee benefits$14,010,0001,018
Premises and equipment expense$2,493,0001,006
Additional noninterest expense$4,084,0001,009
Pre-tax net operating income$3,896,0002,200
Securities gains (losses)$26,000594
Applicable income taxes$44,0003,058
Income before extraordinary items$3,878,0002,026
Extraordinary gains, net$054
Net income$3,878,0002,050
Minority interest net income$088
Net income of bank and minority interests.$3,878,0002,029
Net charge-offs$294,000978
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,852,2602,063
2023-09-30 (YTD Data)Rank
Total interest income$20,195,0001,498
Total interest expense$2,458,0002,406
Net interest income$17,737,0001,262
Provision for loan and lease losses$443,0001,093
Total noninterest income$9,034,000664
Gross Fiduciary activities income$1,374,000415
Service charges on deposit accounts$4,657,000233
Trading account gains and feesNANA
Additional Noninterest Income$3,003,0001,034
Total noninterest expense$23,754,000858
Salaries and employee benefits$10,608,0001,013
Premises and equipment expense$1,960,000974
Additional noninterest expense$3,003,0001,034
Pre-tax net operating income$2,574,0002,417
Securities gains (losses)$-60,0003,877
Applicable income taxes$03,407
Income before extraordinary items$2,514,0002,252
Extraordinary gains, net$052
Net income$2,514,0002,274
Minority interest net income$081
Net income of bank and minority interests.$2,514,0002,254
Net charge-offs$156,000987
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,574,0002,253
2023-06-30 (YTD Data)Rank
Total interest income$12,864,0001,520
Total interest expense$1,324,0002,505
Net interest income$11,540,0001,300
Provision for loan and lease losses$301,0001,010
Total noninterest income$5,798,000664
Gross Fiduciary activities income$1,068,000385
Service charges on deposit accounts$2,940,000236
Trading account gains and feesNANA
Additional Noninterest Income$1,790,0001,061
Total noninterest expense$13,289,000966
Salaries and employee benefits$6,762,0001,043
Premises and equipment expense$1,323,000962
Additional noninterest expense$1,790,0001,060
Pre-tax net operating income$3,748,0001,508
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$3,748,0001,317
Extraordinary gains, net$051
Net income$3,748,0001,330
Minority interest net income$081
Net income of bank and minority interests.$3,748,0001,317
Net charge-offs$5,0002,026
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,748,0001,336
2023-03-31 (YTD Data)Rank
Total interest income$6,177,0001,542
Total interest expense$442,0002,756
Net interest income$5,735,0001,313
Provision for loan and lease losses$139,0001,110
Total noninterest income$2,872,000667
Gross Fiduciary activities income$464,000421
Service charges on deposit accounts$1,336,000258
Trading account gains and feesNANA
Additional Noninterest Income$1,072,000913
Total noninterest expense$6,268,0001,020
Salaries and employee benefits$3,393,0001,058
Premises and equipment expense$721,000918
Additional noninterest expense$1,072,000913
Pre-tax net operating income$2,200,0001,362
Securities gains (losses)$31,000353
Applicable income taxes$03,388
Income before extraordinary items$2,231,0001,179
Extraordinary gains, net$04
Net income$2,231,0001,179
Minority interest net income$048
Net income of bank and minority interests.$2,231,0001,179
Net charge-offs$-60,0004,477
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,200,0001,212
2022-12-31 (YTD Data)Rank
Total interest income$21,273,0001,496
Total interest expense$1,191,0002,190
Net interest income$20,082,0001,430
Provision for loan and lease losses$618,0001,087
Total noninterest income$12,014,000688
Gross Fiduciary activities income$2,732,000354
Service charges on deposit accounts$4,883,000284
Trading account gains and feesNANA
Additional Noninterest Income$4,399,000991
Total noninterest expense$26,295,000970
Salaries and employee benefits$14,055,0001,014
Premises and equipment expense$2,468,0001,016
Additional noninterest expense$4,399,000991
Pre-tax net operating income$5,183,0002,003
Securities gains (losses)$-241,0004,154
Applicable income taxes$03,596
Income before extraordinary items$4,942,0001,834
Extraordinary gains, net$05
Net income$4,942,0001,832
Minority interest net income$063
Net income of bank and minority interests.$4,942,0001,833
Net charge-offs$602,000542
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,183,0001,807
2022-09-30 (YTD Data)Rank
Total interest income$15,025,0001,517
Total interest expense$759,0002,106
Net interest income$14,266,0001,472
Provision for loan and lease losses$229,0001,388
Total noninterest income$9,065,000692
Gross Fiduciary activities income$2,217,000345
Service charges on deposit accounts$3,148,000325
Trading account gains and feesNANA
Additional Noninterest Income$3,700,000932
Total noninterest expense$20,334,000933
Salaries and employee benefits$10,691,000999
Premises and equipment expense$1,873,000996
Additional noninterest expense$3,700,000932
Pre-tax net operating income$2,768,0002,393
Securities gains (losses)$-254,0004,388
Applicable income taxes$03,603
Income before extraordinary items$2,514,0002,289
Extraordinary gains, net$04
Net income$2,514,0002,288
Minority interest net income$057
Net income of bank and minority interests.$2,514,0002,288
Net charge-offs$380,000512
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,768,0002,210
2022-06-30 (YTD Data)Rank
Total interest income$9,597,0001,521
Total interest expense$516,0001,917
Net interest income$9,081,0001,491
Provision for loan and lease losses$172,0001,231
Total noninterest income$6,141,000674
Gross Fiduciary activities income$1,543,000302
Service charges on deposit accounts$2,008,000336
Trading account gains and feesNANA
Additional Noninterest Income$2,590,000920
Total noninterest expense$13,613,000909
Salaries and employee benefits$7,177,000981
Premises and equipment expense$1,172,0001,048
Additional noninterest expense$5,264,000743
Pre-tax net operating income$1,437,0002,614
Securities gains (losses)$-170,0004,443
Applicable income taxes$03,564
Income before extraordinary items$1,267,0002,558
Extraordinary gains, net$04
Net income$1,267,0002,558
Minority interest net income$060
Net income of bank and minority interests.$1,267,0002,558
Net charge-offs$257,000478
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,437,0002,445
2022-03-31 (YTD Data)Rank
Total interest income$5,005,0001,435
Total interest expense$270,0001,820
Net interest income$4,735,0001,420
Provision for loan and lease losses$-69,0004,490
Total noninterest income$2,793,000725
Gross Fiduciary activities income$681,000317
Service charges on deposit accounts$1,027,000327
Trading account gains and feesNANA
Additional Noninterest Income$1,085,0001,036
Total noninterest expense$6,825,000913
Salaries and employee benefits$3,454,0001,031
Premises and equipment expense$650,000971
Additional noninterest expense$2,721,000711
Pre-tax net operating income$772,0002,435
Securities gains (losses)$-101,0004,532
Applicable income taxes$03,450
Income before extraordinary items$671,0002,408
Extraordinary gains, net$04
Net income$671,0002,406
Minority interest net income$050
Net income of bank and minority interests.$671,0002,408
Net charge-offs$51,000670
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$772,0002,267
2021-12-31 (YTD Data)Rank
Total interest income$22,633,0001,333
Total interest expense$1,060,0002,137
Net interest income$21,573,0001,276
Provision for loan and lease losses$-737,0004,491
Total noninterest income$11,294,000767
Gross Fiduciary activities income$1,649,000397
Service charges on deposit accounts$4,579,000281
Trading account gains and feesNANA
Additional Noninterest Income$5,066,0001,063
Total noninterest expense$26,592,000938
Salaries and employee benefits$13,887,0001,009
Premises and equipment expense$2,830,000909
Additional noninterest expense$9,875,000791
Pre-tax net operating income$7,012,0001,636
Securities gains (losses)$573,000324
Applicable income taxes$03,710
Income before extraordinary items$7,585,0001,396
Extraordinary gains, net$010
Net income$7,585,0001,396
Minority interest net income$074
Net income of bank and minority interests.$7,585,0001,396
Net charge-offs$374,000751
Cash dividends$159,0003,340
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,012,0001,466
2021-09-30 (YTD Data)Rank
Total interest income$17,782,0001,317
Total interest expense$797,0002,203
Net interest income$16,985,0001,251
Provision for loan and lease losses$-467,0004,538
Total noninterest income$8,429,000783
Gross Fiduciary activities income$1,166,000403
Service charges on deposit accounts$3,353,000289
Trading account gains and feesNANA
Additional Noninterest Income$3,910,0001,069
Total noninterest expense$18,652,000991
Salaries and employee benefits$9,793,0001,068
Premises and equipment expense$2,129,000919
Additional noninterest expense$6,730,000853
Pre-tax net operating income$7,229,0001,355
Securities gains (losses)$593,000282
Applicable income taxes$03,719
Income before extraordinary items$7,822,0001,161
Extraordinary gains, net$08
Net income$7,822,0001,162
Minority interest net income$069
Net income of bank and minority interests.$7,822,0001,162
Net charge-offs$273,000679
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,229,0001,202
2021-06-30 (YTD Data)Rank
Total interest income$12,495,0001,251
Total interest expense$538,0002,251
Net interest income$11,957,0001,188
Provision for loan and lease losses$1,257,000242
Total noninterest income$5,718,000783
Gross Fiduciary activities income$730,000410
Service charges on deposit accounts$2,305,000277
Trading account gains and feesNANA
Additional Noninterest Income$2,683,0001,058
Total noninterest expense$12,020,0001,006
Salaries and employee benefits$6,339,0001,082
Premises and equipment expense$1,504,000875
Additional noninterest expense$4,177,000891
Pre-tax net operating income$4,398,0001,434
Securities gains (losses)$601,000233
Applicable income taxes$03,702
Income before extraordinary items$4,999,0001,181
Extraordinary gains, net$06
Net income$4,999,0001,182
Minority interest net income$067
Net income of bank and minority interests.$4,999,0001,182
Net charge-offs$108,000882
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,398,0001,270
2021-03-31 (YTD Data)Rank
Total interest income$5,880,0001,322
Total interest expense$281,0002,270
Net interest income$5,599,0001,245
Provision for loan and lease losses$175,000881
Total noninterest income$2,777,000793
Gross Fiduciary activities income$315,000430
Service charges on deposit accounts$1,099,000275
Trading account gains and feesNANA
Additional Noninterest Income$1,363,0001,045
Total noninterest expense$5,569,0001,058
Salaries and employee benefits$2,612,0001,241
Premises and equipment expense$883,000772
Additional noninterest expense$2,074,000868
Pre-tax net operating income$2,632,0001,263
Securities gains (losses)$-39,0004,817
Applicable income taxes$03,613
Income before extraordinary items$2,593,0001,169
Extraordinary gains, net$03
Net income$2,593,0001,169
Minority interest net income$055
Net income of bank and minority interests.$2,593,0001,169
Net charge-offs$48,000843
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,632,0001,120
2020-12-31 (YTD Data)Rank
Total interest income$22,160,0001,357
Total interest expense$2,144,0001,893
Net interest income$20,016,0001,279
Provision for loan and lease losses$723,0001,911
Total noninterest income$10,851,000755
Gross Fiduciary activities income$1,207,000424
Service charges on deposit accounts$3,549,000326
Trading account gains and feesNANA
Additional Noninterest Income$6,095,000899
Total noninterest expense$23,961,000981
Salaries and employee benefits$13,117,0001,010
Premises and equipment expense$2,653,000940
Additional noninterest expense$8,191,000866
Pre-tax net operating income$6,183,0001,523
Securities gains (losses)$37,0001,860
Applicable income taxes$03,697
Income before extraordinary items$6,220,0001,383
Extraordinary gains, net$04
Net income$6,220,0001,384
Minority interest net income$072
Net income of bank and minority interests.$6,220,0001,384
Net charge-offs$-104,0004,760
Cash dividends$2,278,0001,384
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,183,0001,352
2020-09-30 (YTD Data)Rank
Total interest income$16,172,0001,400
Total interest expense$1,808,0001,827
Net interest income$14,364,0001,327
Provision for loan and lease losses$418,0002,113
Total noninterest income$7,725,000755
Gross Fiduciary activities income$921,000420
Service charges on deposit accounts$2,221,000377
Trading account gains and feesNANA
Additional Noninterest Income$4,583,000861
Total noninterest expense$17,395,000984
Salaries and employee benefits$9,497,0001,021
Premises and equipment expense$1,944,000950
Additional noninterest expense$5,954,000867
Pre-tax net operating income$4,276,0001,603
Securities gains (losses)$43,0001,615
Applicable income taxes$03,696
Income before extraordinary items$4,319,0001,422
Extraordinary gains, net$04
Net income$4,319,0001,423
Minority interest net income$065
Net income of bank and minority interests.$4,319,0001,423
Net charge-offs$-273,0004,940
Cash dividends$2,278,000999
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,276,0001,394
2020-06-30 (YTD Data)Rank
Total interest income$10,594,0001,445
Total interest expense$1,378,0001,749
Net interest income$9,216,0001,372
Provision for loan and lease losses$411,0001,774
Total noninterest income$5,528,000677
Gross Fiduciary activities income$653,000415
Service charges on deposit accounts$1,657,000344
Trading account gains and feesNANA
Additional Noninterest Income$3,218,000771
Total noninterest expense$11,666,000975
Salaries and employee benefits$6,616,000983
Premises and equipment expense$1,317,000943
Additional noninterest expense$3,733,000912
Pre-tax net operating income$2,667,0001,606
Securities gains (losses)$43,0001,363
Applicable income taxes$03,655
Income before extraordinary items$2,710,0001,435
Extraordinary gains, net$04
Net income$2,710,0001,435
Minority interest net income$065
Net income of bank and minority interests.$2,710,0001,435
Net charge-offs$-66,0004,811
Cash dividends$2,278,000730
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,667,0001,417
2020-03-31 (YTD Data)Rank
Total interest income$5,198,0001,464
Total interest expense$851,0001,623
Net interest income$4,347,0001,406
Provision for loan and lease losses$03,711
Total noninterest income$3,515,000545
Gross Fiduciary activities income$367,000400
Service charges on deposit accounts$775,000407
Trading account gains and feesNANA
Additional Noninterest Income$2,373,000518
Total noninterest expense$5,489,0001,031
Salaries and employee benefits$3,126,0001,036
Premises and equipment expense$610,0001,006
Additional noninterest expense$1,753,000980
Pre-tax net operating income$2,373,000922
Securities gains (losses)$25,0001,078
Applicable income taxes$03,513
Income before extraordinary items$2,398,000798
Extraordinary gains, net$04
Net income$2,398,000798
Minority interest net income$056
Net income of bank and minority interests.$2,398,000798
Net charge-offs$-83,0004,941
Cash dividends$2,065,000505
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,373,000794
2019-12-31 (YTD Data)Rank
Total interest income$20,238,0001,515
Total interest expense$3,408,0001,662
Net interest income$16,830,0001,438
Provision for loan and lease losses$261,0002,098
Total noninterest income$7,473,000865
Gross Fiduciary activities income$1,660,000379
Service charges on deposit accounts$1,953,000646
Trading account gains and feesNANA
Additional Noninterest Income$3,860,000988
Total noninterest expense$21,565,0001,027
Salaries and employee benefits$11,809,0001,056
Premises and equipment expense$2,647,000936
Additional noninterest expense$7,109,000955
Pre-tax net operating income$2,477,0002,749
Securities gains (losses)$-25,0004,937
Applicable income taxes$03,859
Income before extraordinary items$2,452,0002,596
Extraordinary gains, net$011
Net income$2,452,0002,597
Minority interest net income$076
Net income of bank and minority interests.$2,452,0002,598
Net charge-offs$559,000962
Cash dividends$8,195,000550
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,477,0002,544
2019-09-30 (YTD Data)Rank
Total interest income$15,045,0001,532
Total interest expense$2,539,0001,681
Net interest income$12,506,0001,460
Provision for loan and lease losses$375,0001,396
Total noninterest income$5,486,000873
Gross Fiduciary activities income$1,256,000378
Service charges on deposit accounts$1,321,000703
Trading account gains and feesNANA
Additional Noninterest Income$2,909,000986
Total noninterest expense$15,282,0001,069
Salaries and employee benefits$8,841,0001,050
Premises and equipment expense$1,992,000941
Additional noninterest expense$4,449,0001,093
Pre-tax net operating income$2,335,0002,473
Securities gains (losses)$-25,0005,024
Applicable income taxes$03,902
Income before extraordinary items$2,310,0002,310
Extraordinary gains, net$011
Net income$2,310,0002,311
Minority interest net income$072
Net income of bank and minority interests.$2,310,0002,311
Net charge-offs$459,000804
Cash dividends$7,666,000443
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,335,0002,255
2019-06-30 (YTD Data)Rank
Total interest income$9,861,0001,553
Total interest expense$1,611,0001,705
Net interest income$8,250,0001,474
Provision for loan and lease losses$300,0001,195
Total noninterest income$3,539,000880
Gross Fiduciary activities income$882,000372
Service charges on deposit accounts$854,000718
Trading account gains and feesNANA
Additional Noninterest Income$1,803,0001,011
Total noninterest expense$10,029,0001,079
Salaries and employee benefits$5,776,0001,065
Premises and equipment expense$1,313,000952
Additional noninterest expense$2,940,0001,109
Pre-tax net operating income$1,460,0002,557
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,460,0002,366
Extraordinary gains, net$011
Net income$1,460,0002,365
Minority interest net income$069
Net income of bank and minority interests.$1,460,0002,366
Net charge-offs$476,000588
Cash dividends$6,983,000353
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,460,0002,334
2019-03-31 (YTD Data)Rank
Total interest income$4,848,0001,568
Total interest expense$732,0001,786
Net interest income$4,116,0001,480
Provision for loan and lease losses$89,0001,598
Total noninterest income$1,751,000853
Gross Fiduciary activities income$496,000346
Service charges on deposit accounts$348,000842
Trading account gains and feesNANA
Additional Noninterest Income$907,000958
Total noninterest expense$5,032,0001,068
Salaries and employee benefits$2,808,0001,096
Premises and equipment expense$649,000957
Additional noninterest expense$1,575,0001,033
Pre-tax net operating income$746,0002,482
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$746,0002,280
Extraordinary gains, net$05
Net income$746,0002,279
Minority interest net income$052
Net income of bank and minority interests.$746,0002,279
Net charge-offs$90,000933
Cash dividends$6,339,000230
Sale, conversion, retirement of capital stock, net$0529
Net operating income$746,0002,253
2018-12-31 (YTD Data)Rank
Total interest income$18,788,0001,526
Total interest expense$1,900,0002,000
Net interest income$16,888,0001,431
Provision for loan and lease losses$234,0002,238
Total noninterest income$6,992,000886
Gross Fiduciary activities income$1,681,000379
Service charges on deposit accounts$1,754,000723
Trading account gains and feesNANA
Additional Noninterest Income$3,557,0001,013
Total noninterest expense$19,767,0001,075
Salaries and employee benefits$11,411,0001,052
Premises and equipment expense$2,530,000964
Additional noninterest expense$5,826,0001,105
Pre-tax net operating income$3,879,0002,150
Securities gains (losses)$1,0001,025
Applicable income taxes$03,978
Income before extraordinary items$3,880,0001,947
Extraordinary gains, net$06
Net income$3,880,0001,946
Minority interest net income$072
Net income of bank and minority interests.$3,880,0001,946
Net charge-offs$241,0001,486
Cash dividends$3,686,000932
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,879,0001,939
2018-09-30 (YTD Data)Rank
Total interest income$13,888,0001,528
Total interest expense$1,288,0002,063
Net interest income$12,600,0001,438
Provision for loan and lease losses$163,0002,195
Total noninterest income$5,409,000874
Gross Fiduciary activities income$1,206,000384
Service charges on deposit accounts$1,344,000710
Trading account gains and feesNANA
Additional Noninterest Income$2,859,000965
Total noninterest expense$15,070,0001,066
Salaries and employee benefits$8,753,0001,035
Premises and equipment expense$1,900,000959
Additional noninterest expense$4,417,0001,092
Pre-tax net operating income$2,776,0002,228
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,776,0002,017
Extraordinary gains, net$05
Net income$2,776,0002,014
Minority interest net income$066
Net income of bank and minority interests.$2,776,0002,016
Net charge-offs$166,0001,369
Cash dividends$2,251,000973
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,776,0002,007
2018-06-30 (YTD Data)Rank
Total interest income$9,174,0001,526
Total interest expense$763,0002,154
Net interest income$8,411,0001,435
Provision for loan and lease losses$-107,0005,384
Total noninterest income$3,520,000885
Gross Fiduciary activities income$806,000387
Service charges on deposit accounts$893,000702
Trading account gains and feesNANA
Additional Noninterest Income$1,821,0001,003
Total noninterest expense$10,449,0001,029
Salaries and employee benefits$6,134,000999
Premises and equipment expense$1,242,000972
Additional noninterest expense$3,073,0001,059
Pre-tax net operating income$1,589,0002,433
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,589,0002,218
Extraordinary gains, net$06
Net income$1,589,0002,215
Minority interest net income$065
Net income of bank and minority interests.$1,589,0002,217
Net charge-offs$8,0002,667
Cash dividends$1,295,0001,093
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,589,0002,216
2018-03-31 (YTD Data)Rank
Total interest income$4,566,0001,521
Total interest expense$361,0002,170
Net interest income$4,205,0001,436
Provision for loan and lease losses$-10,0005,407
Total noninterest income$1,740,000881
Gross Fiduciary activities income$405,000390
Service charges on deposit accounts$387,000802
Trading account gains and feesNANA
Additional Noninterest Income$948,000968
Total noninterest expense$5,333,0001,018
Salaries and employee benefits$3,097,000997
Premises and equipment expense$678,000926
Additional noninterest expense$1,558,0001,041
Pre-tax net operating income$622,0002,754
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$622,0002,555
Extraordinary gains, net$07
Net income$622,0002,555
Minority interest net income$052
Net income of bank and minority interests.$622,0002,555
Net charge-offs$-4,0004,365
Cash dividends$618,0001,029
Sale, conversion, retirement of capital stock, net$0580
Net operating income$622,0002,549
2017-12-31 (YTD Data)Rank
Total interest income$18,342,0001,467
Total interest expense$1,388,0002,044
Net interest income$16,954,0001,387
Provision for loan and lease losses$5,0004,159
Total noninterest income$6,237,000943
Gross Fiduciary activities income$1,708,000367
Service charges on deposit accounts$1,753,000718
Trading account gains and feesNANA
Additional Noninterest Income$2,776,0001,229
Total noninterest expense$20,413,0001,038
Salaries and employee benefits$11,344,0001,048
Premises and equipment expense$2,570,000943
Additional noninterest expense$6,499,000992
Pre-tax net operating income$2,773,0002,598
Securities gains (losses)$259,000338
Applicable income taxes$04,135
Income before extraordinary items$3,032,0002,027
Extraordinary gains, net$09
Net income$3,032,0002,025
Minority interest net income$076
Net income of bank and minority interests.$3,032,0002,027
Net charge-offs$58,0002,865
Cash dividends$2,720,0001,106
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,773,0002,161
2017-09-30 (YTD Data)Rank
Total interest income$13,756,0001,457
Total interest expense$1,015,0002,057
Net interest income$12,741,0001,391
Provision for loan and lease losses$-40,0005,482
Total noninterest income$4,689,000963
Gross Fiduciary activities income$1,281,000367
Service charges on deposit accounts$1,347,000713
Trading account gains and feesNANA
Additional Noninterest Income$2,061,0001,249
Total noninterest expense$14,991,0001,055
Salaries and employee benefits$8,357,0001,078
Premises and equipment expense$1,955,000936
Additional noninterest expense$4,679,0001,035
Pre-tax net operating income$2,479,0002,382
Securities gains (losses)$265,000309
Applicable income taxes$04,172
Income before extraordinary items$2,744,0001,868
Extraordinary gains, net$09
Net income$2,744,0001,868
Minority interest net income$071
Net income of bank and minority interests.$2,744,0001,868
Net charge-offs$49,0002,480
Cash dividends$2,167,000983
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,479,0002,007
2017-06-30 (YTD Data)Rank
Total interest income$9,120,0001,453
Total interest expense$645,0002,093
Net interest income$8,475,0001,392
Provision for loan and lease losses$9,0003,675
Total noninterest income$2,826,0001,042
Gross Fiduciary activities income$858,000368
Service charges on deposit accounts$888,000710
Trading account gains and feesNANA
Additional Noninterest Income$1,080,0001,476
Total noninterest expense$9,774,0001,083
Salaries and employee benefits$5,399,0001,111
Premises and equipment expense$1,302,000938
Additional noninterest expense$3,073,0001,051
Pre-tax net operating income$1,518,0002,474
Securities gains (losses)$100,000433
Applicable income taxes$04,189
Income before extraordinary items$1,618,0002,030
Extraordinary gains, net$011
Net income$1,618,0002,030
Minority interest net income$071
Net income of bank and minority interests.$1,618,0002,030
Net charge-offs$16,0002,704
Cash dividends$1,399,0001,015
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,518,0002,102
2017-03-31 (YTD Data)Rank
Total interest income$4,462,0001,474
Total interest expense$291,0002,226
Net interest income$4,171,0001,400
Provision for loan and lease losses$-32,0005,694
Total noninterest income$1,455,0001,007
Gross Fiduciary activities income$433,000365
Service charges on deposit accounts$448,000705
Trading account gains and feesNANA
Additional Noninterest Income$574,0001,402
Total noninterest expense$4,777,0001,110
Salaries and employee benefits$2,662,0001,126
Premises and equipment expense$683,000914
Additional noninterest expense$1,432,0001,113
Pre-tax net operating income$881,0002,131
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$881,0001,818
Extraordinary gains, net$08
Net income$881,0001,818
Minority interest net income$055
Net income of bank and minority interests.$881,0001,818
Net charge-offs$20,0001,889
Cash dividends$547,0001,132
Sale, conversion, retirement of capital stock, net$0632
Net operating income$881,0001,808
2016-12-31 (YTD Data)Rank
Total interest income$17,698,0001,440
Total interest expense$833,0002,748
Net interest income$16,865,0001,356
Provision for loan and lease losses$1,013,000880
Total noninterest income$7,163,000887
Gross Fiduciary activities income$1,786,000355
Service charges on deposit accounts$1,812,000718
Trading account gains and fees$0170
Additional Noninterest Income$3,565,0001,076
Total noninterest expense$20,334,0001,038
Salaries and employee benefits$11,293,0001,039
Premises and equipment expense$2,789,000888
Additional noninterest expense$6,252,0001,048
Pre-tax net operating income$2,681,0002,564
Securities gains (losses)$7,117,00045
Applicable income taxes$04,278
Income before extraordinary items$9,798,000780
Extraordinary gains, net$05
Net income$9,798,000779
Minority interest net income$082
Net income of bank and minority interests.$9,798,000779
Net charge-offs$2,085,000377
Cash dividends$9,308,000402
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,681,0002,242
2016-09-30 (YTD Data)Rank
Total interest income$13,179,0001,448
Total interest expense$598,0002,824
Net interest income$12,581,0001,361
Provision for loan and lease losses$809,000819
Total noninterest income$5,749,000842
Gross Fiduciary activities income$1,364,000352
Service charges on deposit accounts$1,364,000710
Trading account gains and fees$0169
Additional Noninterest Income$3,021,000983
Total noninterest expense$15,378,0001,030
Salaries and employee benefits$8,533,0001,031
Premises and equipment expense$2,075,000886
Additional noninterest expense$4,770,0001,039
Pre-tax net operating income$2,143,0002,508
Securities gains (losses)$58,0001,652
Applicable income taxes$04,325
Income before extraordinary items$2,201,0002,185
Extraordinary gains, net$05
Net income$2,201,0002,184
Minority interest net income$071
Net income of bank and minority interests.$2,201,0002,185
Net charge-offs$223,0001,368
Cash dividends$1,725,0001,178
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,143,0002,158
2016-06-30 (YTD Data)Rank
Total interest income$8,749,0001,453
Total interest expense$389,0002,878
Net interest income$8,360,0001,368
Provision for loan and lease losses$364,0001,089
Total noninterest income$3,665,000865
Gross Fiduciary activities income$857,000364
Service charges on deposit accounts$915,000690
Trading account gains and fees$0157
Additional Noninterest Income$1,893,0001,004
Total noninterest expense$10,312,0001,019
Salaries and employee benefits$5,697,0001,026
Premises and equipment expense$1,362,000899
Additional noninterest expense$3,253,0001,007
Pre-tax net operating income$1,349,0002,572
Securities gains (losses)$35,0001,657
Applicable income taxes$04,338
Income before extraordinary items$1,384,0002,259
Extraordinary gains, net$016
Net income$1,384,0002,258
Minority interest net income$071
Net income of bank and minority interests.$1,384,0002,258
Net charge-offs$195,0001,140
Cash dividends$1,089,0001,234
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,349,0002,234
2016-03-31 (YTD Data)Rank
Total interest income$4,399,0001,441
Total interest expense$193,0002,905
Net interest income$4,206,0001,362
Provision for loan and lease losses$300,000670
Total noninterest income$1,954,000805
Gross Fiduciary activities income$425,000361
Service charges on deposit accounts$458,000682
Trading account gains and fees$0142
Additional Noninterest Income$1,071,000889
Total noninterest expense$5,086,0001,038
Salaries and employee benefits$2,809,0001,049
Premises and equipment expense$697,000894
Additional noninterest expense$1,580,0001,042
Pre-tax net operating income$774,0002,319
Securities gains (losses)$32,0001,025
Applicable income taxes$04,259
Income before extraordinary items$806,0001,977
Extraordinary gains, net$012
Net income$806,0001,977
Minority interest net income$062
Net income of bank and minority interests.$806,0001,977
Net charge-offs$115,000933
Cash dividends$379,0001,429
Sale, conversion, retirement of capital stock, net$0659
Net operating income$774,0001,996
2015-12-31 (YTD Data)Rank
Total interest income$18,972,0001,334
Total interest expense$782,0002,867
Net interest income$18,190,0001,253
Provision for loan and lease losses$1,715,000515
Total noninterest income$7,702,000825
Gross Fiduciary activities income$1,813,000357
Service charges on deposit accounts$2,006,000654
Trading account gains and fees$0159
Additional Noninterest Income$3,883,000981
Total noninterest expense$20,920,000985
Salaries and employee benefits$11,346,000991
Premises and equipment expense$2,778,000881
Additional noninterest expense$6,796,000969
Pre-tax net operating income$3,257,0002,189
Securities gains (losses)$94,0001,218
Applicable income taxes$04,402
Income before extraordinary items$3,351,0001,858
Extraordinary gains, net$023
Net income$3,351,0001,858
Minority interest net income$081
Net income of bank and minority interests.$3,351,0001,860
Net charge-offs$134,0002,377
Cash dividends$3,937,000797
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,257,0001,875
2015-09-30 (YTD Data)Rank
Total interest income$14,730,0001,302
Total interest expense$589,0002,899
Net interest income$14,141,0001,217
Provision for loan and lease losses$300,0001,503
Total noninterest income$6,080,000805
Gross Fiduciary activities income$1,362,000357
Service charges on deposit accounts$1,489,000665
Trading account gains and fees$0153
Additional Noninterest Income$3,229,000903
Total noninterest expense$15,861,000984
Salaries and employee benefits$8,809,000967
Premises and equipment expense$2,071,000901
Additional noninterest expense$4,981,000989
Pre-tax net operating income$4,060,0001,503
Securities gains (losses)$84,0001,136
Applicable income taxes$04,489
Income before extraordinary items$4,144,0001,258
Extraordinary gains, net$021
Net income$4,144,0001,258
Minority interest net income$078
Net income of bank and minority interests.$4,144,0001,258
Net charge-offs$55,0002,702
Cash dividends$3,638,000621
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,060,0001,245
2015-06-30 (YTD Data)Rank
Total interest income$9,163,0001,383
Total interest expense$395,0002,901
Net interest income$8,768,0001,300
Provision for loan and lease losses$152,0001,746
Total noninterest income$3,802,000854
Gross Fiduciary activities income$928,000353
Service charges on deposit accounts$963,000668
Trading account gains and fees$0157
Additional Noninterest Income$1,911,0001,003
Total noninterest expense$10,611,000983
Salaries and employee benefits$5,879,000964
Premises and equipment expense$1,399,000889
Additional noninterest expense$3,333,000988
Pre-tax net operating income$1,807,0002,047
Securities gains (losses)$-8,0006,089
Applicable income taxes$04,497
Income before extraordinary items$1,799,0001,773
Extraordinary gains, net$022
Net income$1,799,0001,776
Minority interest net income$075
Net income of bank and minority interests.$1,799,0001,777
Net charge-offs$7,0003,368
Cash dividends$1,612,000845
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,807,0001,714
2015-03-31 (YTD Data)Rank
Total interest income$4,444,0001,418
Total interest expense$195,0002,952
Net interest income$4,249,0001,329
Provision for loan and lease losses$68,0001,824
Total noninterest income$1,915,000819
Gross Fiduciary activities income$469,000349
Service charges on deposit accounts$466,000670
Trading account gains and fees$0152
Additional Noninterest Income$980,000942
Total noninterest expense$5,104,0001,017
Salaries and employee benefits$2,825,0001,007
Premises and equipment expense$702,000895
Additional noninterest expense$1,577,0001,029
Pre-tax net operating income$992,0001,873
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$992,0001,617
Extraordinary gains, net$013
Net income$992,0001,618
Minority interest net income$064
Net income of bank and minority interests.$992,0001,619
Net charge-offs$-2,0004,668
Cash dividends$549,0001,049
Sale, conversion, retirement of capital stock, net$0697
Net operating income$992,0001,548
2014-12-31 (YTD Data)Rank
Total interest income$18,911,0001,346
Total interest expense$882,0002,835
Net interest income$18,029,0001,241
Provision for loan and lease losses$46,0003,855
Total noninterest income$7,422,000820
Gross Fiduciary activities income$2,022,000335
Service charges on deposit accounts$2,168,000626
Trading account gains and fees$0180
Additional Noninterest Income$3,232,0001,044
Total noninterest expense$21,264,000955
Salaries and employee benefits$10,999,000985
Premises and equipment expense$2,658,000915
Additional noninterest expense$7,607,000860
Pre-tax net operating income$4,141,0001,788
Securities gains (losses)$53,0001,690
Applicable income taxes$04,531
Income before extraordinary items$4,194,0001,524
Extraordinary gains, net$017
Net income$4,194,0001,521
Minority interest net income$084
Net income of bank and minority interests.$4,194,0001,523
Net charge-offs$327,0001,924
Cash dividends$8,519,000381
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,141,0001,509
2014-09-30 (YTD Data)Rank
Total interest income$14,461,0001,322
Total interest expense$678,0002,828
Net interest income$13,783,0001,225
Provision for loan and lease losses$78,0003,078
Total noninterest income$5,063,000883
Gross Fiduciary activities income$1,553,000330
Service charges on deposit accounts$1,643,000615
Trading account gains and fees$0174
Additional Noninterest Income$1,867,0001,251
Total noninterest expense$15,469,000982
Salaries and employee benefits$8,382,000976
Premises and equipment expense$2,051,000897
Additional noninterest expense$5,036,000963
Pre-tax net operating income$3,299,0001,716
Securities gains (losses)$51,0001,437
Applicable income taxes$04,583
Income before extraordinary items$3,350,0001,438
Extraordinary gains, net$015
Net income$3,350,0001,437
Minority interest net income$081
Net income of bank and minority interests.$3,350,0001,438
Net charge-offs$196,0002,017
Cash dividends$2,914,000689
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,299,0001,427
2014-06-30 (YTD Data)Rank
Total interest income$9,858,0001,279
Total interest expense$465,0002,782
Net interest income$9,393,0001,189
Provision for loan and lease losses$191,0001,694
Total noninterest income$3,155,000904
Gross Fiduciary activities income$1,086,000321
Service charges on deposit accounts$1,073,000622
Trading account gains and fees$0172
Additional Noninterest Income$996,0001,452
Total noninterest expense$10,369,000967
Salaries and employee benefits$5,599,000975
Premises and equipment expense$1,339,000924
Additional noninterest expense$3,431,000938
Pre-tax net operating income$1,988,0001,828
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,988,0001,552
Extraordinary gains, net$020
Net income$1,988,0001,555
Minority interest net income$080
Net income of bank and minority interests.$1,988,0001,554
Net charge-offs$156,0001,803
Cash dividends$1,349,000909
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,988,0001,524
2014-03-31 (YTD Data)Rank
Total interest income$4,828,0001,309
Total interest expense$237,0002,786
Net interest income$4,591,0001,215
Provision for loan and lease losses$199,0001,023
Total noninterest income$1,361,000988
Gross Fiduciary activities income$476,000345
Service charges on deposit accounts$506,000647
Trading account gains and fees$0147
Additional Noninterest Income$379,0001,719
Total noninterest expense$5,309,000954
Salaries and employee benefits$2,895,000953
Premises and equipment expense$671,000943
Additional noninterest expense$1,743,000915
Pre-tax net operating income$444,0003,113
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$444,0002,804
Extraordinary gains, net$016
Net income$444,0002,807
Minority interest net income$066
Net income of bank and minority interests.$444,0002,807
Net charge-offs$90,0001,442
Cash dividends$642,000870
Sale, conversion, retirement of capital stock, net$0747
Net operating income$444,0002,760
2013-12-31 (YTD Data)Rank
Total interest income$21,494,0001,192
Total interest expense$1,220,0002,529
Net interest income$20,274,0001,087
Provision for loan and lease losses$220,0002,851
Total noninterest income$7,987,000802
Gross Fiduciary activities income$1,749,000349
Service charges on deposit accounts$2,423,000570
Trading account gains and fees$0184
Additional Noninterest Income$3,815,000970
Total noninterest expense$21,711,000936
Salaries and employee benefits$11,083,000964
Premises and equipment expense$2,840,000847
Additional noninterest expense$7,788,000865
Pre-tax net operating income$6,330,0001,168
Securities gains (losses)$3,0002,899
Applicable income taxes$04,631
Income before extraordinary items$6,333,000982
Extraordinary gains, net$029
Net income$6,333,000985
Minority interest net income$090
Net income of bank and minority interests.$6,333,000985
Net charge-offs$1,029,0001,245
Cash dividends$6,017,000486
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,330,000954
2013-09-30 (YTD Data)Rank
Total interest income$16,425,0001,173
Total interest expense$963,0002,513
Net interest income$15,462,0001,070
Provision for loan and lease losses$228,0002,392
Total noninterest income$4,976,000935
Gross Fiduciary activities income$1,189,000365
Service charges on deposit accounts$1,878,000548
Trading account gains and fees$0180
Additional Noninterest Income$1,909,0001,318
Total noninterest expense$16,400,000933
Salaries and employee benefits$8,328,000967
Premises and equipment expense$2,133,000860
Additional noninterest expense$5,939,000855
Pre-tax net operating income$3,810,0001,440
Securities gains (losses)$3,0002,773
Applicable income taxes$04,713
Income before extraordinary items$3,813,0001,217
Extraordinary gains, net$025
Net income$3,813,0001,217
Minority interest net income$084
Net income of bank and minority interests.$3,813,0001,219
Net charge-offs$640,0001,367
Cash dividends$2,342,000774
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,810,0001,184
2013-06-30 (YTD Data)Rank
Total interest income$11,313,0001,133
Total interest expense$677,0002,461
Net interest income$10,636,0001,025
Provision for loan and lease losses$-78,0006,662
Total noninterest income$3,600,000883
Gross Fiduciary activities income$874,000349
Service charges on deposit accounts$1,491,000467
Trading account gains and fees$0157
Additional Noninterest Income$1,235,0001,368
Total noninterest expense$11,134,000915
Salaries and employee benefits$5,706,000944
Premises and equipment expense$1,396,000877
Additional noninterest expense$4,032,000833
Pre-tax net operating income$3,180,0001,172
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$3,180,000965
Extraordinary gains, net$022
Net income$3,180,000967
Minority interest net income$082
Net income of bank and minority interests.$3,180,000968
Net charge-offs$532,0001,210
Cash dividends$1,395,000844
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,180,000928
2013-03-31 (YTD Data)Rank
Total interest income$5,278,0001,213
Total interest expense$358,0002,418
Net interest income$4,920,0001,108
Provision for loan and lease losses$-210,0006,899
Total noninterest income$2,083,000799
Gross Fiduciary activities income$434,000345
Service charges on deposit accounts$895,000400
Trading account gains and fees$0148
Additional Noninterest Income$754,0001,193
Total noninterest expense$5,441,000943
Salaries and employee benefits$2,794,000978
Premises and equipment expense$703,000886
Additional noninterest expense$1,944,000869
Pre-tax net operating income$1,772,0001,036
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,772,000861
Extraordinary gains, net$010
Net income$1,772,000862
Minority interest net income$076
Net income of bank and minority interests.$1,772,000863
Net charge-offs$309,0001,036
Cash dividends$389,0001,134
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,772,000823
2012-12-31 (YTD Data)Rank
Total interest income$22,893,0001,168
Total interest expense$2,380,0001,828
Net interest income$20,513,0001,069
Provision for loan and lease losses$72,0004,963
Total noninterest income$7,385,000848
Gross Fiduciary activities income$1,829,000324
Service charges on deposit accounts$3,189,000468
Trading account gains and fees$0166
Additional Noninterest Income$2,367,0001,392
Total noninterest expense$23,692,000849
Salaries and employee benefits$11,092,000936
Premises and equipment expense$2,874,000838
Additional noninterest expense$9,726,000730
Pre-tax net operating income$4,134,0001,605
Securities gains (losses)$1,388,000377
Applicable income taxes$04,751
Income before extraordinary items$5,522,0001,077
Extraordinary gains, net$029
Net income$5,522,0001,077
Minority interest net income$093
Net income of bank and minority interests.$5,522,0001,077
Net charge-offs$643,0002,320
Cash dividends$5,245,000549
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,134,0001,330
2012-09-30 (YTD Data)Rank
Total interest income$17,431,0001,166
Total interest expense$1,969,0001,745
Net interest income$15,462,0001,074
Provision for loan and lease losses$-362,0007,100
Total noninterest income$6,113,000786
Gross Fiduciary activities income$1,343,000325
Service charges on deposit accounts$2,589,000427
Trading account gains and fees$0157
Additional Noninterest Income$2,181,0001,181
Total noninterest expense$18,478,000807
Salaries and employee benefits$8,430,000930
Premises and equipment expense$2,175,000832
Additional noninterest expense$7,873,000668
Pre-tax net operating income$3,459,0001,510
Securities gains (losses)$1,382,000296
Applicable income taxes$04,802
Income before extraordinary items$4,841,000955
Extraordinary gains, net$020
Net income$4,841,000955
Minority interest net income$086
Net income of bank and minority interests.$4,841,000955
Net charge-offs$154,0003,568
Cash dividends$4,387,000403
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,459,0001,236
2012-06-30 (YTD Data)Rank
Total interest income$11,839,0001,156
Total interest expense$1,440,0001,671
Net interest income$10,399,0001,075
Provision for loan and lease losses$-270,0007,159
Total noninterest income$5,127,000671
Gross Fiduciary activities income$865,000336
Service charges on deposit accounts$1,978,000382
Trading account gains and fees$0153
Additional Noninterest Income$2,284,000841
Total noninterest expense$11,898,000832
Salaries and employee benefits$5,547,000942
Premises and equipment expense$1,410,000854
Additional noninterest expense$4,941,000705
Pre-tax net operating income$3,898,000930
Securities gains (losses)$55,0002,000
Applicable income taxes$04,770
Income before extraordinary items$3,953,000773
Extraordinary gains, net$019
Net income$3,953,000771
Minority interest net income$084
Net income of bank and minority interests.$3,953,000773
Net charge-offs$85,0003,574
Cash dividends$3,818,000321
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,898,000735
2012-03-31 (YTD Data)Rank
Total interest income$6,048,0001,138
Total interest expense$760,0001,650
Net interest income$5,288,0001,046
Provision for loan and lease losses$-52,0007,174
Total noninterest income$3,143,000562
Gross Fiduciary activities income$412,000341
Service charges on deposit accounts$1,322,000290
Trading account gains and fees$0148
Additional Noninterest Income$1,409,000706
Total noninterest expense$6,088,000814
Salaries and employee benefits$2,806,000932
Premises and equipment expense$737,000821
Additional noninterest expense$2,545,000675
Pre-tax net operating income$2,395,000766
Securities gains (losses)$55,0001,179
Applicable income taxes$04,704
Income before extraordinary items$2,450,000634
Extraordinary gains, net$019
Net income$2,450,000635
Minority interest net income$078
Net income of bank and minority interests.$2,450,000635
Net charge-offs$155,0002,054
Cash dividends$2,568,000215
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,395,000627
2011-12-31 (YTD Data)Rank
Total interest income$24,912,0001,139
Total interest expense$4,585,0001,332
Net interest income$20,327,0001,096
Provision for loan and lease losses$628,0003,093
Total noninterest income$9,849,000623
Gross Fiduciary activities income$1,664,000301
Service charges on deposit accounts$3,117,000486
Trading account gains and fees$0146
Additional Noninterest Income$5,068,000688
Total noninterest expense$23,166,000853
Salaries and employee benefits$10,070,000972
Premises and equipment expense$2,814,000893
Additional noninterest expense$10,282,000700
Pre-tax net operating income$6,382,000937
Securities gains (losses)$142,0001,748
Applicable income taxes$04,719
Income before extraordinary items$6,524,000768
Extraordinary gains, net$029
Net income$6,524,000766
Minority interest net income$096
Net income of bank and minority interests.$6,524,000768
Net charge-offs$743,0002,722
Cash dividends$2,630,000742
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,382,000753
2011-09-30 (YTD Data)Rank
Total interest income$18,699,0001,157
Total interest expense$3,631,0001,314
Net interest income$15,068,0001,115
Provision for loan and lease losses$284,0003,687
Total noninterest income$7,443,000619
Gross Fiduciary activities income$1,211,000305
Service charges on deposit accounts$2,431,000476
Trading account gains and fees$0145
Additional Noninterest Income$3,801,000704
Total noninterest expense$17,285,000851
Salaries and employee benefits$7,921,000932
Premises and equipment expense$2,069,000921
Additional noninterest expense$7,295,000725
Pre-tax net operating income$4,942,000936
Securities gains (losses)$142,0001,478
Applicable income taxes$04,740
Income before extraordinary items$5,084,000761
Extraordinary gains, net$021
Net income$5,084,000760
Minority interest net income$087
Net income of bank and minority interests.$5,084,000761
Net charge-offs$202,0003,703
Cash dividends$1,130,0001,055
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,942,000747
2011-06-30 (YTD Data)Rank
Total interest income$12,236,0001,194
Total interest expense$2,502,0001,313
Net interest income$9,734,0001,147
Provision for loan and lease losses$162,0003,804
Total noninterest income$4,942,000626
Gross Fiduciary activities income$803,000311
Service charges on deposit accounts$1,651,000463
Trading account gains and fees$0153
Additional Noninterest Income$2,488,000723
Total noninterest expense$11,534,000865
Salaries and employee benefits$5,222,000948
Premises and equipment expense$1,309,000977
Additional noninterest expense$5,003,000717
Pre-tax net operating income$2,980,0001,018
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,980,000837
Extraordinary gains, net$015
Net income$2,980,000836
Minority interest net income$089
Net income of bank and minority interests.$2,980,000837
Net charge-offs$155,0003,367
Cash dividends$884,000900
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,980,000809
2011-03-31 (YTD Data)Rank
Total interest income$6,213,0001,182
Total interest expense$1,261,0001,348
Net interest income$4,952,0001,129
Provision for loan and lease losses$229,0002,250
Total noninterest income$2,234,000673
Gross Fiduciary activities income$387,000319
Service charges on deposit accounts$744,000504
Trading account gains and fees$0158
Additional Noninterest Income$1,103,000773
Total noninterest expense$5,593,000893
Salaries and employee benefits$2,541,000981
Premises and equipment expense$668,000987
Additional noninterest expense$2,384,000750
Pre-tax net operating income$1,364,0001,081
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,364,000891
Extraordinary gains, net$09
Net income$1,364,000890
Minority interest net income$086
Net income of bank and minority interests.$1,364,000891
Net charge-offs$23,0003,949
Cash dividends$884,000437
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,364,000868
2010-12-31 (YTD Data)Rank
Total interest income$26,187,0001,185
Total interest expense$5,374,0001,545
Net interest income$20,813,0001,069
Provision for loan and lease losses$3,196,0001,560
Total noninterest income$11,572,000567
Gross Fiduciary activities income$1,549,000310
Service charges on deposit accounts$2,877,000522
Trading account gains and fees$0175
Additional Noninterest Income$7,146,000573
Total noninterest expense$21,721,000921
Salaries and employee benefits$9,323,0001,059
Premises and equipment expense$2,747,000931
Additional noninterest expense$9,651,000777
Pre-tax net operating income$7,468,000723
Securities gains (losses)$03,793
Applicable income taxes$-434,0007,132
Income before extraordinary items$7,902,000571
Extraordinary gains, net$029
Net income$7,902,000570
Minority interest net income$0111
Net income of bank and minority interests.$7,902,000571
Net charge-offs$1,920,0001,909
Cash dividends$5,311,000316
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,902,000553
2010-09-30 (YTD Data)Rank
Total interest income$19,858,0001,192
Total interest expense$4,104,0001,582
Net interest income$15,754,0001,058
Provision for loan and lease losses$2,477,0001,444
Total noninterest income$8,962,000551
Gross Fiduciary activities income$1,144,000314
Service charges on deposit accounts$2,090,000551
Trading account gains and fees$0165
Additional Noninterest Income$5,728,000526
Total noninterest expense$16,044,000922
Salaries and employee benefits$7,139,0001,018
Premises and equipment expense$2,020,000951
Additional noninterest expense$6,885,000789
Pre-tax net operating income$6,195,000689
Securities gains (losses)$03,651
Applicable income taxes$-434,0007,343
Income before extraordinary items$6,629,000518
Extraordinary gains, net$023
Net income$6,629,000519
Minority interest net income$0110
Net income of bank and minority interests.$6,629,000521
Net charge-offs$1,307,0001,906
Cash dividends$3,332,000324
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,629,000493
2010-06-30 (YTD Data)Rank
Total interest income$13,213,0001,206
Total interest expense$2,811,0001,609
Net interest income$10,402,0001,073
Provision for loan and lease losses$747,0002,295
Total noninterest income$4,863,000614
Gross Fiduciary activities income$756,000320
Service charges on deposit accounts$1,329,000578
Trading account gains and fees$0152
Additional Noninterest Income$2,778,000626
Total noninterest expense$10,509,000945
Salaries and employee benefits$4,665,0001,047
Premises and equipment expense$1,297,0001,028
Additional noninterest expense$4,547,000787
Pre-tax net operating income$4,009,000694
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$4,009,000552
Extraordinary gains, net$019
Net income$4,009,000553
Minority interest net income$0105
Net income of bank and minority interests.$4,009,000553
Net charge-offs$390,0002,735
Cash dividends$1,070,000656
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,009,000528
2010-03-31 (YTD Data)Rank
Total interest income$6,435,0001,258
Total interest expense$1,434,0001,643
Net interest income$5,001,0001,128
Provision for loan and lease losses$487,0001,863
Total noninterest income$2,110,000677
Gross Fiduciary activities income$386,000311
Service charges on deposit accounts$655,000587
Trading account gains and fees$0175
Additional Noninterest Income$1,069,000752
Total noninterest expense$4,980,000999
Salaries and employee benefits$2,292,0001,080
Premises and equipment expense$607,0001,125
Additional noninterest expense$2,081,000856
Pre-tax net operating income$1,644,000814
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,644,000677
Extraordinary gains, net$016
Net income$1,644,000678
Minority interest net income$091
Net income of bank and minority interests.$1,644,000681
Net charge-offs$245,0002,240
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,644,000651
2009-12-31 (YTD Data)Rank
Total interest income$23,221,0001,486
Total interest expense$6,675,0001,754
Net interest income$16,546,0001,343
Provision for loan and lease losses$3,917,0001,673
Total noninterest income$9,603,000664
Gross Fiduciary activities income$1,469,000307
Service charges on deposit accounts$2,613,000638
Trading account gains and fees$0211
Additional Noninterest Income$5,521,000661
Total noninterest expense$18,263,0001,139
Salaries and employee benefits$8,207,0001,196
Premises and equipment expense$2,189,0001,245
Additional noninterest expense$7,867,000999
Pre-tax net operating income$3,969,0001,046
Securities gains (losses)$376,0001,056
Applicable income taxes$-49,0006,441
Income before extraordinary items$4,394,000784
Extraordinary gains, net$034
Net income$4,394,000782
Minority interest net income$0115
Net income of bank and minority interests.$4,394,000784
Net charge-offs$3,470,0001,469
Cash dividends$2,028,000897
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,018,000857
2009-09-30 (YTD Data)Rank
Total interest income$16,748,0001,562
Total interest expense$5,083,0001,809
Net interest income$11,665,0001,428
Provision for loan and lease losses$3,539,0001,331
Total noninterest income$7,690,000640
Gross Fiduciary activities income$1,087,000304
Service charges on deposit accounts$1,925,000648
Trading account gains and fees$0212
Additional Noninterest Income$4,678,000621
Total noninterest expense$13,244,0001,157
Salaries and employee benefits$6,001,0001,253
Premises and equipment expense$1,594,0001,292
Additional noninterest expense$5,649,000997
Pre-tax net operating income$2,572,0001,252
Securities gains (losses)$262,0001,106
Applicable income taxes$-49,0006,814
Income before extraordinary items$2,883,000939
Extraordinary gains, net$027
Net income$2,883,000940
Minority interest net income$0118
Net income of bank and minority interests.$2,883,000940
Net charge-offs$3,089,0001,164
Cash dividends$2,028,000624
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,621,0001,018
2009-06-30 (YTD Data)Rank
Total interest income$10,489,0001,697
Total interest expense$3,443,0001,863
Net interest income$7,046,0001,589
Provision for loan and lease losses$3,186,0001,052
Total noninterest income$6,132,000577
Gross Fiduciary activities income$726,000309
Service charges on deposit accounts$1,190,000699
Trading account gains and fees$0193
Additional Noninterest Income$4,216,000499
Total noninterest expense$8,902,0001,173
Salaries and employee benefits$3,837,0001,343
Premises and equipment expense$996,0001,400
Additional noninterest expense$4,069,000939
Pre-tax net operating income$1,090,0001,974
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,090,0001,707
Extraordinary gains, net$021
Net income$1,090,0001,704
Minority interest net income$0112
Net income of bank and minority interests.$1,090,0001,706
Net charge-offs$2,755,000917
Cash dividends$1,156,000782
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,090,0001,670
2009-03-31 (YTD Data)Rank
Total interest income$5,001,0001,788
Total interest expense$1,600,0002,053
Net interest income$3,401,0001,643
Provision for loan and lease losses$158,0003,157
Total noninterest income$1,828,000793
Gross Fiduciary activities income$380,000295
Service charges on deposit accounts$567,000708
Trading account gains and fees$0171
Additional Noninterest Income$881,000932
Total noninterest expense$4,106,0001,222
Salaries and employee benefits$1,695,0001,540
Premises and equipment expense$468,0001,522
Additional noninterest expense$1,943,000847
Pre-tax net operating income$965,0001,334
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$965,0001,128
Extraordinary gains, net$015
Net income$965,0001,131
Minority interest net income$0102
Net income of bank and minority interests.$965,0001,130
Net charge-offs$124,0002,632
Cash dividends$459,000960
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$965,0001,046
2008-12-31 (YTD Data)Rank
Total interest income$20,951,0001,828
Total interest expense$7,426,0002,094
Net interest income$13,525,0001,645
Provision for loan and lease losses$1,547,0002,121
Total noninterest income$5,564,000964
Gross Fiduciary activities income$1,641,000296
Service charges on deposit accounts$2,096,000840
Trading account gains and fees$0154
Additional Noninterest Income$1,827,0001,386
Total noninterest expense$13,966,0001,401
Salaries and employee benefits$6,299,0001,622
Premises and equipment expense$1,821,0001,525
Additional noninterest expense$5,846,0001,099
Pre-tax net operating income$3,576,0001,529
Securities gains (losses)$03,220
Applicable income taxes$-142,0007,145
Income before extraordinary items$3,718,0001,115
Extraordinary gains, net$039
Net income$3,718,0001,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,805,0001,383
Cash dividends$4,169,000668
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,718,0001,179
2008-09-30 (YTD Data)Rank
Total interest income$15,838,0001,851
Total interest expense$5,819,0002,097
Net interest income$10,019,0001,673
Provision for loan and lease losses$950,0001,876
Total noninterest income$4,173,0001,010
Gross Fiduciary activities income$1,262,000302
Service charges on deposit accounts$1,556,000850
Trading account gains and fees$0148
Additional Noninterest Income$1,355,0001,461
Total noninterest expense$10,130,0001,433
Salaries and employee benefits$4,752,0001,639
Premises and equipment expense$1,376,0001,517
Additional noninterest expense$4,002,0001,146
Pre-tax net operating income$3,112,0001,570
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$3,112,0001,178
Extraordinary gains, net$031
Net income$3,112,0001,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,104,0001,217
Cash dividends$3,396,000646
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,112,0001,252
2008-06-30 (YTD Data)Rank
Total interest income$10,692,0001,862
Total interest expense$4,161,0002,061
Net interest income$6,531,0001,720
Provision for loan and lease losses$191,0003,233
Total noninterest income$2,858,0001,000
Gross Fiduciary activities income$883,000303
Service charges on deposit accounts$1,042,000828
Trading account gains and fees$0149
Additional Noninterest Income$933,0001,475
Total noninterest expense$6,873,0001,397
Salaries and employee benefits$3,140,0001,666
Premises and equipment expense$933,0001,492
Additional noninterest expense$2,800,0001,072
Pre-tax net operating income$2,325,0001,474
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,325,0001,189
Extraordinary gains, net$021
Net income$2,325,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,524
Cash dividends$2,303,000702
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,325,0001,171
2008-03-31 (YTD Data)Rank
Total interest income$5,596,0001,832
Total interest expense$2,296,0002,012
Net interest income$3,300,0001,688
Provision for loan and lease losses$260,0001,545
Total noninterest income$1,558,000943
Gross Fiduciary activities income$465,000292
Service charges on deposit accounts$517,000828
Trading account gains and fees$0158
Additional Noninterest Income$576,0001,272
Total noninterest expense$3,391,0001,409
Salaries and employee benefits$1,545,0001,701
Premises and equipment expense$456,0001,531
Additional noninterest expense$1,390,0001,038
Pre-tax net operating income$1,207,0001,519
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,207,0001,244
Extraordinary gains, net$015
Net income$1,207,0001,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,000978
Cash dividends$1,941,000456
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,207,0001,206
2007-12-31 (YTD Data)Rank
Total interest income$24,518,0001,746
Total interest expense$10,797,0001,843
Net interest income$13,721,0001,645
Provision for loan and lease losses$36,0005,943
Total noninterest income$7,132,000815
Gross Fiduciary activities income$1,595,000315
Service charges on deposit accounts$1,896,000940
Trading account gains and fees$0178
Additional Noninterest Income$3,641,000880
Total noninterest expense$13,920,0001,331
Salaries and employee benefits$6,626,0001,527
Premises and equipment expense$2,192,0001,204
Additional noninterest expense$5,102,0001,099
Pre-tax net operating income$6,897,0001,236
Securities gains (losses)$02,146
Applicable income taxes$578,0002,555
Income before extraordinary items$6,319,0001,034
Extraordinary gains, net$039
Net income$6,319,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$726,0001,294
Cash dividends$6,935,000566
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,319,0001,014
2007-09-30 (YTD Data)Rank
Total interest income$18,454,0001,743
Total interest expense$8,166,0001,819
Net interest income$10,288,0001,655
Provision for loan and lease losses$-101,0008,428
Total noninterest income$5,674,000783
Gross Fiduciary activities income$1,114,000327
Service charges on deposit accounts$1,334,000988
Trading account gains and fees$0184
Additional Noninterest Income$3,226,000787
Total noninterest expense$10,424,0001,325
Salaries and employee benefits$5,253,0001,448
Premises and equipment expense$1,687,0001,169
Additional noninterest expense$3,484,0001,183
Pre-tax net operating income$5,639,0001,213
Securities gains (losses)$01,655
Applicable income taxes$578,0002,346
Income before extraordinary items$5,061,0001,041
Extraordinary gains, net$033
Net income$5,061,0001,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$592,000952
Cash dividends$4,868,000590
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,061,0001,024
2007-06-30 (YTD Data)Rank
Total interest income$12,209,0001,775
Total interest expense$5,423,0001,844
Net interest income$6,786,0001,694
Provision for loan and lease losses$-254,0008,534
Total noninterest income$3,235,000916
Gross Fiduciary activities income$736,000333
Service charges on deposit accounts$858,0001,028
Trading account gains and fees$0168
Additional Noninterest Income$1,641,000979
Total noninterest expense$6,867,0001,356
Salaries and employee benefits$3,541,0001,453
Premises and equipment expense$1,136,0001,180
Additional noninterest expense$2,190,0001,258
Pre-tax net operating income$3,408,0001,377
Securities gains (losses)$01,444
Applicable income taxes$578,0001,890
Income before extraordinary items$2,830,0001,258
Extraordinary gains, net$029
Net income$2,830,0001,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,000792
Cash dividends$3,644,000548
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,830,0001,238
2007-03-31 (YTD Data)Rank
Total interest income$5,990,0001,804
Total interest expense$2,686,0001,842
Net interest income$3,304,0001,742
Provision for loan and lease losses$98,0002,076
Total noninterest income$1,749,000832
Gross Fiduciary activities income$349,000345
Service charges on deposit accounts$454,000946
Trading account gains and fees$0195
Additional Noninterest Income$946,000880
Total noninterest expense$3,226,0001,440
Salaries and employee benefits$1,741,0001,489
Premises and equipment expense$566,0001,195
Additional noninterest expense$919,0001,459
Pre-tax net operating income$1,729,0001,354
Securities gains (losses)$01,187
Applicable income taxes$446,0001,401
Income before extraordinary items$1,283,0001,372
Extraordinary gains, net$022
Net income$1,283,0001,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,000749
Cash dividends$1,682,000538
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,283,0001,362
2006-12-31 (YTD Data)Rank
Total interest income$24,416,0001,657
Total interest expense$10,076,0001,670
Net interest income$14,340,0001,600
Provision for loan and lease losses$1,756,000622
Total noninterest income$5,654,000996
Gross Fiduciary activities income$1,429,000330
Service charges on deposit accounts$1,770,000998
Trading account gains and fees$0130
Additional Noninterest Income$2,455,0001,150
Total noninterest expense$14,056,0001,273
Salaries and employee benefits$5,841,0001,676
Premises and equipment expense$2,088,0001,231
Additional noninterest expense$6,127,000868
Pre-tax net operating income$4,182,0002,182
Securities gains (losses)$01,687
Applicable income taxes$1,283,0001,875
Income before extraordinary items$2,899,0002,333
Extraordinary gains, net$051
Net income$2,899,0002,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,193,000357
Cash dividends$2,885,0001,166
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,899,0002,312
2006-09-30 (YTD Data)Rank
Total interest income$18,299,0001,627
Total interest expense$7,360,0001,670
Net interest income$10,939,0001,587
Provision for loan and lease losses$2,115,000379
Total noninterest income$4,403,000972
Gross Fiduciary activities income$1,064,000334
Service charges on deposit accounts$1,375,000970
Trading account gains and fees$0126
Additional Noninterest Income$1,964,0001,112
Total noninterest expense$11,475,0001,191
Salaries and employee benefits$4,967,0001,503
Premises and equipment expense$1,448,0001,350
Additional noninterest expense$5,060,000799
Pre-tax net operating income$1,752,0003,417
Securities gains (losses)$01,388
Applicable income taxes$490,0002,890
Income before extraordinary items$1,262,0003,609
Extraordinary gains, net$045
Net income$1,262,0003,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,364,000360
Cash dividends$2,192,0001,079
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,262,0003,597
2006-06-30 (YTD Data)Rank
Total interest income$12,140,0001,601
Total interest expense$4,774,0001,634
Net interest income$7,366,0001,568
Provision for loan and lease losses$616,000796
Total noninterest income$2,874,000978
Gross Fiduciary activities income$690,000344
Service charges on deposit accounts$911,000957
Trading account gains and fees$0126
Additional Noninterest Income$1,273,0001,131
Total noninterest expense$6,822,0001,333
Salaries and employee benefits$3,192,0001,554
Premises and equipment expense$978,0001,329
Additional noninterest expense$2,652,0001,015
Pre-tax net operating income$2,802,0001,771
Securities gains (losses)$01,185
Applicable income taxes$881,0001,538
Income before extraordinary items$1,921,0001,906
Extraordinary gains, net$039
Net income$1,921,0001,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,339
Cash dividends$1,310,0001,167
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,921,0001,888
2006-03-31 (YTD Data)Rank
Total interest income$6,087,0001,561
Total interest expense$2,337,0001,571
Net interest income$3,750,0001,532
Provision for loan and lease losses$390,000622
Total noninterest income$1,479,000946
Gross Fiduciary activities income$366,000326
Service charges on deposit accounts$409,0001,041
Trading account gains and fees$0115
Additional Noninterest Income$704,0001,036
Total noninterest expense$3,178,0001,427
Salaries and employee benefits$1,701,0001,464
Premises and equipment expense$481,0001,350
Additional noninterest expense$996,0001,323
Pre-tax net operating income$1,661,0001,487
Securities gains (losses)$0955
Applicable income taxes$528,0001,334
Income before extraordinary items$1,133,0001,591
Extraordinary gains, net$021
Net income$1,133,0001,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$367,0001,724
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,133,0001,569
2005-12-31 (YTD Data)Rank
Total interest income$22,810,0001,466
Total interest expense$7,497,0001,512
Net interest income$15,313,0001,419
Provision for loan and lease losses$2,163,000502
Total noninterest income$6,419,000878
Gross Fiduciary activities income$1,372,000339
Service charges on deposit accounts$2,541,000689
Trading account gains and fees$0138
Additional Noninterest Income$2,506,0001,156
Total noninterest expense$15,262,0001,124
Salaries and employee benefits$7,706,0001,197
Premises and equipment expense$2,135,0001,143
Additional noninterest expense$5,421,000958
Pre-tax net operating income$4,307,0002,106
Securities gains (losses)$02,296
Applicable income taxes$1,296,0001,892
Income before extraordinary items$3,011,0002,240
Extraordinary gains, net$046
Net income$3,011,0002,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,987,000399
Cash dividends$1,488,0001,844
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,011,0002,207
2005-09-30 (YTD Data)Rank
Total interest income$16,922,0001,439
Total interest expense$5,328,0001,501
Net interest income$11,594,0001,388
Provision for loan and lease losses$1,064,000719
Total noninterest income$4,961,000861
Gross Fiduciary activities income$1,007,000335
Service charges on deposit accounts$1,925,000673
Trading account gains and fees$0126
Additional Noninterest Income$2,029,0001,109
Total noninterest expense$11,517,0001,103
Salaries and employee benefits$5,806,0001,179
Premises and equipment expense$1,601,0001,128
Additional noninterest expense$4,110,000929
Pre-tax net operating income$3,974,0001,777
Securities gains (losses)$02,317
Applicable income taxes$1,222,0001,633
Income before extraordinary items$2,752,0001,906
Extraordinary gains, net$035
Net income$2,752,0001,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$950,000510
Cash dividends$1,070,0001,698
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,752,0001,867
2005-06-30 (YTD Data)Rank
Total interest income$11,225,0001,405
Total interest expense$3,376,0001,493
Net interest income$7,849,0001,359
Provision for loan and lease losses$455,0001,058
Total noninterest income$3,061,000910
Gross Fiduciary activities income$646,000339
Service charges on deposit accounts$1,178,000716
Trading account gains and fees$0116
Additional Noninterest Income$1,237,0001,153
Total noninterest expense$7,681,0001,089
Salaries and employee benefits$3,983,0001,143
Premises and equipment expense$1,022,0001,175
Additional noninterest expense$2,676,000943
Pre-tax net operating income$2,774,0001,668
Securities gains (losses)$02,146
Applicable income taxes$854,0001,542
Income before extraordinary items$1,920,0001,781
Extraordinary gains, net$030
Net income$1,920,0001,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$537,000561
Cash dividends$120,0004,098
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,920,0001,749
2005-03-31 (YTD Data)Rank
Total interest income$5,410,0001,422
Total interest expense$1,631,0001,462
Net interest income$3,779,0001,399
Provision for loan and lease losses$126,0001,668
Total noninterest income$1,761,000795
Gross Fiduciary activities income$315,000343
Service charges on deposit accounts$587,000693
Trading account gains and fees$0115
Additional Noninterest Income$859,000894
Total noninterest expense$3,775,0001,104
Salaries and employee benefits$1,834,0001,255
Premises and equipment expense$514,0001,183
Additional noninterest expense$1,427,000879
Pre-tax net operating income$1,639,0001,394
Securities gains (losses)$01,685
Applicable income taxes$510,0001,333
Income before extraordinary items$1,129,0001,501
Extraordinary gains, net$024
Net income$1,129,0001,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,000679
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,129,0001,473
2004-12-31 (YTD Data)Rank
Total interest income$19,909,0001,444
Total interest expense$5,415,0001,520
Net interest income$14,494,0001,396
Provision for loan and lease losses$966,0001,070
Total noninterest income$5,916,000928
Gross Fiduciary activities income$1,160,000350
Service charges on deposit accounts$2,205,000790
Trading account gains and fees$0138
Additional Noninterest Income$2,551,0001,110
Total noninterest expense$13,385,0001,224
Salaries and employee benefits$6,799,0001,290
Premises and equipment expense$1,412,0001,647
Additional noninterest expense$5,174,000973
Pre-tax net operating income$6,059,0001,419
Securities gains (losses)$03,819
Applicable income taxes$1,842,0001,374
Income before extraordinary items$4,217,0001,531
Extraordinary gains, net$034
Net income$4,217,0001,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$760,000945
Cash dividends$1,937,0001,410
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,217,0001,478
2004-09-30 (YTD Data)Rank
Total interest income$14,722,0001,451
Total interest expense$3,927,0001,542
Net interest income$10,795,0001,386
Provision for loan and lease losses$826,000932
Total noninterest income$4,270,000979
Gross Fiduciary activities income$878,000357
Service charges on deposit accounts$1,623,000809
Trading account gains and fees$0134
Additional Noninterest Income$1,769,0001,190
Total noninterest expense$9,975,0001,227
Salaries and employee benefits$5,297,0001,238
Premises and equipment expense$1,017,0001,708
Additional noninterest expense$3,661,0001,006
Pre-tax net operating income$4,264,0001,512
Securities gains (losses)$03,710
Applicable income taxes$1,282,0001,461
Income before extraordinary items$2,982,0001,633
Extraordinary gains, net$026
Net income$2,982,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,130
Cash dividends$1,937,0001,028
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,982,0001,578
2004-06-30 (YTD Data)Rank
Total interest income$9,692,0001,464
Total interest expense$2,547,0001,561
Net interest income$7,145,0001,380
Provision for loan and lease losses$718,000709
Total noninterest income$2,697,0001,019
Gross Fiduciary activities income$558,000364
Service charges on deposit accounts$1,029,000841
Trading account gains and fees$0130
Additional Noninterest Income$1,110,0001,232
Total noninterest expense$6,480,0001,253
Salaries and employee benefits$3,470,0001,257
Premises and equipment expense$634,0001,817
Additional noninterest expense$2,376,0001,040
Pre-tax net operating income$2,644,0001,589
Securities gains (losses)$03,413
Applicable income taxes$787,0001,548
Income before extraordinary items$1,857,0001,717
Extraordinary gains, net$021
Net income$1,857,0001,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0001,004
Cash dividends$1,637,000825
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,857,0001,664
2004-03-31 (YTD Data)Rank
Total interest income$4,921,0001,433
Total interest expense$1,289,0001,550
Net interest income$3,632,0001,370
Provision for loan and lease losses$282,000877
Total noninterest income$1,288,0001,030
Gross Fiduciary activities income$254,000379
Service charges on deposit accounts$508,000830
Trading account gains and fees$0121
Additional Noninterest Income$526,0001,254
Total noninterest expense$3,169,0001,291
Salaries and employee benefits$1,677,0001,313
Premises and equipment expense$301,0001,926
Additional noninterest expense$1,191,0001,032
Pre-tax net operating income$1,469,0001,411
Securities gains (losses)$02,934
Applicable income taxes$445,0001,429
Income before extraordinary items$1,024,0001,561
Extraordinary gains, net$016
Net income$1,024,0001,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,000912
Cash dividends$859,000768
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,024,0001,477
2003-12-31 (YTD Data)Rank
Total interest income$18,677,0001,542
Total interest expense$5,860,0001,520
Net interest income$12,817,0001,519
Provision for loan and lease losses$1,039,0001,141
Total noninterest income$5,129,0001,110
Gross Fiduciary activities income$916,000398
Service charges on deposit accounts$1,741,000997
Trading account gains and fees$0160
Additional Noninterest Income$2,472,0001,238
Total noninterest expense$12,484,0001,300
Salaries and employee benefits$6,678,0001,279
Premises and equipment expense$1,716,0001,328
Additional noninterest expense$4,090,0001,214
Pre-tax net operating income$4,423,0001,820
Securities gains (losses)$04,500
Applicable income taxes$1,281,0001,842
Income before extraordinary items$3,142,0001,959
Extraordinary gains, net$054
Net income$3,142,0001,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$565,0001,461
Cash dividends$728,0002,882
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,142,0001,870
2003-09-30 (YTD Data)Rank
Total interest income$14,089,0001,549
Total interest expense$4,536,0001,534
Net interest income$9,553,0001,536
Provision for loan and lease losses$788,0001,104
Total noninterest income$3,847,0001,129
Gross Fiduciary activities income$637,000419
Service charges on deposit accounts$1,292,0001,015
Trading account gains and fees$0153
Additional Noninterest Income$1,918,0001,270
Total noninterest expense$9,209,0001,329
Salaries and employee benefits$5,012,0001,301
Premises and equipment expense$1,316,0001,299
Additional noninterest expense$2,881,0001,294
Pre-tax net operating income$3,403,0001,837
Securities gains (losses)$04,204
Applicable income taxes$1,000,0001,859
Income before extraordinary items$2,403,0001,997
Extraordinary gains, net$040
Net income$2,403,0001,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$480,0001,207
Cash dividends$83,0004,871
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,403,0001,889
2003-06-30 (YTD Data)Rank
Total interest income$9,594,0001,539
Total interest expense$3,158,0001,520
Net interest income$6,436,0001,519
Provision for loan and lease losses$345,0001,618
Total noninterest income$2,548,0001,138
Gross Fiduciary activities income$365,000458
Service charges on deposit accounts$840,0001,024
Trading account gains and fees$0150
Additional Noninterest Income$1,343,0001,227
Total noninterest expense$6,169,0001,321
Salaries and employee benefits$3,336,0001,301
Premises and equipment expense$923,0001,236
Additional noninterest expense$1,910,0001,294
Pre-tax net operating income$2,470,0001,692
Securities gains (losses)$8,0003,037
Applicable income taxes$738,0001,741
Income before extraordinary items$1,740,0001,852
Extraordinary gains, net$030
Net income$1,740,0001,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,253
Cash dividends$84,0004,423
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,734,4001,736
2003-03-31 (YTD Data)Rank
Total interest income$4,657,0001,593
Total interest expense$1,611,0001,535
Net interest income$3,046,0001,606
Provision for loan and lease losses$139,0001,892
Total noninterest income$1,519,000959
Gross Fiduciary activities income$350,000338
Service charges on deposit accounts$405,0001,032
Trading account gains and fees$0134
Additional Noninterest Income$764,0001,085
Total noninterest expense$3,200,0001,260
Salaries and employee benefits$1,630,0001,333
Premises and equipment expense$445,0001,300
Additional noninterest expense$1,125,0001,097
Pre-tax net operating income$1,226,0001,709
Securities gains (losses)$02,891
Applicable income taxes$364,0001,759
Income before extraordinary items$862,0001,835
Extraordinary gains, net$021
Net income$862,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0001,073
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$862,0001,724
2002-12-31 (YTD Data)Rank
Total interest income$17,974,0001,710
Total interest expense$6,836,0001,673
Net interest income$11,138,0001,732
Provision for loan and lease losses$1,868,000794
Total noninterest income$6,321,000863
Gross Fiduciary activities income$1,715,000309
Service charges on deposit accounts$1,636,000985
Trading account gains and fees$0153
Additional Noninterest Income$2,970,0001,001
Total noninterest expense$12,837,0001,192
Salaries and employee benefits$6,356,0001,277
Premises and equipment expense$1,918,0001,153
Additional noninterest expense$4,563,0001,084
Pre-tax net operating income$2,754,0002,679
Securities gains (losses)$67,0002,139
Applicable income taxes$769,0002,665
Income before extraordinary items$2,052,0002,743
Extraordinary gains, net$070
Net income$2,052,0002,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0002,536
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,003,0902,713
2001-12-31 (YTD Data)Rank
Total interest income$20,090,0001,691
Total interest expense$10,872,0001,494
Net interest income$9,218,0001,933
Provision for loan and lease losses$1,448,000939
Total noninterest income$4,874,0001,017
Gross Fiduciary activities income$1,777,000308
Service charges on deposit accounts$856,0001,779
Trading account gains and fees$0177
Additional Noninterest Income$2,241,0001,144
Total noninterest expense$10,574,0001,391
Salaries and employee benefits$5,656,0001,305
Premises and equipment expense$1,504,0001,425
Additional noninterest expense$3,414,0001,373
Pre-tax net operating income$2,070,0003,105
Securities gains (losses)$4,0004,008
Applicable income taxes$611,0002,938
Income before extraordinary items$1,463,0003,284
Extraordinary gains, net$0105
Net income$1,463,0003,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,710
Cash dividends$865,0002,507
Sale, conversion, retirement of capital stock, net$5,500,000166
Net operating income$1,460,1603,182
2000-12-31 (YTD Data)Rank
Total interest income$17,966,0001,958
Total interest expense$8,772,0001,970
Net interest income$9,194,0001,919
Provision for loan and lease losses$1,674,000699
Total noninterest income$3,771,0001,116
Gross Fiduciary activities income$1,623,000325
Service charges on deposit accounts$776,0001,788
Trading account gains and fees$0180
Additional Noninterest Income$1,372,0001,483
Total noninterest expense$8,596,0001,625
Salaries and employee benefits$4,606,0001,541
Premises and equipment expense$1,011,0002,036
Additional noninterest expense$2,979,0001,505
Pre-tax net operating income$2,695,0002,606
Securities gains (losses)$7,0001,253
Applicable income taxes$788,0002,550
Income before extraordinary items$1,914,0002,667
Extraordinary gains, net$038
Net income$1,914,0002,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,334
Cash dividends$660,0003,026
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,909,0302,663
1999-12-31 (YTD Data)Rank
Total interest income$15,249,0002,140
Total interest expense$6,699,0002,201
Net interest income$8,550,0002,069
Provision for loan and lease losses$153,0004,205
Total noninterest income$3,223,0001,274
Gross Fiduciary activities income$1,532,000371
Service charges on deposit accounts$773,0001,711
Trading account gains and fees$0173
Additional Noninterest Income$918,0001,980
Total noninterest expense$8,197,0001,678
Salaries and employee benefits$4,210,0001,634
Premises and equipment expense$1,018,0002,016
Additional noninterest expense$2,969,0001,528
Pre-tax net operating income$3,423,0002,148
Securities gains (losses)$113,000696
Applicable income taxes$1,089,0002,077
Income before extraordinary items$2,447,0002,139
Extraordinary gains, net$035
Net income$2,447,0002,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,806
Cash dividends$630,0003,056
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,369,0302,180
1998-12-31 (YTD Data)Rank
Total interest income$13,884,0002,347
Total interest expense$6,234,0002,421
Net interest income$7,650,0002,237
Provision for loan and lease losses$255,0002,948
Total noninterest income$2,420,0001,579
Gross Fiduciary activities income$1,585,000362
Service charges on deposit accounts$650,0001,967
Trading account gains and fees$0224
Additional Noninterest Income$185,0005,166
Total noninterest expense$6,842,0001,899
Salaries and employee benefits$3,689,0001,807
Premises and equipment expense$806,0002,434
Additional noninterest expense$2,347,0001,801
Pre-tax net operating income$2,973,0002,401
Securities gains (losses)$335,000698
Applicable income taxes$1,009,0002,298
Income before extraordinary items$2,299,0002,270
Extraordinary gains, net$032
Net income$2,299,0002,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0001,926
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,067,8502,401
1997-12-31 (YTD Data)Rank
Total interest income$11,955,0002,743
Total interest expense$5,534,0002,702
Net interest income$6,421,0002,708
Provision for loan and lease losses$347,0002,345
Total noninterest income$928,0003,239
Gross Fiduciary activities income$294,000812
Service charges on deposit accounts$547,0002,409
Trading account gains and fees$0239
Additional Noninterest Income$87,0007,166
Total noninterest expense$5,194,0002,477
Salaries and employee benefits$3,070,0002,155
Premises and equipment expense$608,0003,110
Additional noninterest expense$1,516,0002,711
Pre-tax net operating income$1,808,0003,846
Securities gains (losses)$-53,00010,661
Applicable income taxes$479,0004,340
Income before extraordinary items$1,276,0003,859
Extraordinary gains, net$044
Net income$1,276,0003,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,619
Cash dividends$190,0005,519
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,314,6903,697
1996-12-31 (YTD Data)Rank
Total interest income$8,349,0003,874
Total interest expense$3,914,0003,790
Net interest income$4,435,0003,935
Provision for loan and lease losses$09,041
Total noninterest income$568,0004,728
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$346,0003,793
Trading account gains and feesNANA
Additional Noninterest Income$222,0004,890
Total noninterest expense$3,575,0003,705
Salaries and employee benefits$2,068,0003,235
Premises and equipment expense$457,0004,060
Additional noninterest expense$1,050,0004,233
Pre-tax net operating income$1,428,0004,511
Securities gains (losses)$-90,00011,174
Applicable income taxes$425,0004,702
Income before extraordinary items$913,0004,828
Extraordinary gains, net$053
Net income$913,0004,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,437
Cash dividends$1,265,0001,794
Sale, conversion, retirement of capital stock, net$0953
Net operating income$974,2004,544
1995-12-31 (YTD Data)Rank
Total interest income$6,574,0004,808
Total interest expense$2,956,0004,828
Net interest income$3,618,0004,712
Provision for loan and lease losses$08,958
Total noninterest income$398,0006,010
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$300,0004,299
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,303
Total noninterest expense$2,900,0004,419
Salaries and employee benefits$1,593,0004,062
Premises and equipment expense$324,0005,312
Additional noninterest expense$983,0004,415
Pre-tax net operating income$1,116,0005,552
Securities gains (losses)$-26,00010,740
Applicable income taxes$349,0005,456
Income before extraordinary items$741,0005,758
Extraordinary gains, net$065
Net income$741,0005,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,914
Cash dividends$741,0002,563
Sale, conversion, retirement of capital stock, net$0809
Net operating income$758,6805,643
1994-12-31 (YTD Data)Rank
Total interest income$6,181,0004,737
Total interest expense$2,521,0004,616
Net interest income$3,660,0004,738
Provision for loan and lease losses$09,146
Total noninterest income$463,0005,568
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$313,0004,209
Trading account gains and feesNANA
Additional Noninterest Income$150,0006,205
Total noninterest expense$2,550,0005,071
Salaries and employee benefits$1,342,0004,752
Premises and equipment expense$337,0005,213
Additional noninterest expense$871,0005,323
Pre-tax net operating income$1,573,0004,236
Securities gains (losses)$-2,0009,023
Applicable income taxes$495,0004,080
Income before extraordinary items$1,076,0004,256
Extraordinary gains, net$0249
Net income$1,076,0004,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,977
Cash dividends$725,0002,453
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,077,3604,300
1993-12-31 (YTD Data)Rank
Total interest income$6,396,0004,679
Total interest expense$2,409,0004,990
Net interest income$3,987,0004,414
Provision for loan and lease losses$133,0004,955
Total noninterest income$460,0005,907
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$310,0004,297
Trading account gains and feesNANA
Additional Noninterest Income$150,0006,564
Total noninterest expense$2,716,0004,899
Salaries and employee benefits$1,361,0004,686
Premises and equipment expense$286,0006,090
Additional noninterest expense$1,069,0004,656
Pre-tax net operating income$1,598,0004,090
Securities gains (losses)$-60,00013,117
Applicable income taxes$500,0004,189
Income before extraordinary items$1,038,0004,558
Extraordinary gains, net$03,149
Net income$1,038,0004,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$503,0001,757
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,078,2004,178
1992-12-31 (YTD Data)Rank
Total interest income$7,148,0004,753
Total interest expense$3,379,0004,682
Net interest income$3,769,0004,701
Provision for loan and lease losses$532,0002,870
Total noninterest income$408,0006,480
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$344,0003,971
Trading account gains and feesNANA
Additional Noninterest Income$64,0009,594
Total noninterest expense$2,537,0005,245
Salaries and employee benefits$1,272,0004,914
Premises and equipment expense$273,0006,391
Additional noninterest expense$992,0005,080
Pre-tax net operating income$1,108,0005,230
Securities gains (losses)$08,369
Applicable income taxes$339,0005,482
Income before extraordinary items$769,0005,522
Extraordinary gains, net$01,422
Net income$769,0005,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0003,163
Cash dividends$350,0003,631
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$769,0005,198

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.