Home > Herring Bank > Net charge- offs to loans

Herring Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0826%1,035
Percentage Net Loans Charged-off: Total real estate loans-0.0034%3,664
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0233%4,188
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0233%4,210
Percentage Net Loans Charged-off: Commercial and industrial-0.3042%4,461
Percentage Net Loans Charged-off: Loans to individuals0.9342%735
Percentage Net Loans Charged-off: Credit card loans9.7238%75
Percentage Net Loans Charged-off: Other loans to individual0.8422%693
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0588%1,080
Percentage Net Loans Charged-off: Total real estate loans-0.0036%3,663
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0237%4,199
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0237%4,221
Percentage Net Loans Charged-off: Commercial and industrial-0.3626%4,493
Percentage Net Loans Charged-off: Loans to individuals0.8798%676
Percentage Net Loans Charged-off: Credit card loans12.0336%25
Percentage Net Loans Charged-off: Other loans to individual0.7602%709
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0028%2,241
Percentage Net Loans Charged-off: Total real estate loans-0.0039%3,744
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0246%4,230
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0246%4,209
Percentage Net Loans Charged-off: Commercial and industrial-0.4920%4,560
Percentage Net Loans Charged-off: Loans to individuals0.6825%797
Percentage Net Loans Charged-off: Credit card loans2.6549%159
Percentage Net Loans Charged-off: Other loans to individual0.6606%797
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0687%4,430
Percentage Net Loans Charged-off: Total real estate loans-0.0031%3,743
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0195%4,244
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0195%4,268
Percentage Net Loans Charged-off: Commercial and industrial-0.9534%4,631
Percentage Net Loans Charged-off: Loans to individuals0.8129%674
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.8221%595
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1761%471
Percentage Net Loans Charged-off: Total real estate loans-0.0052%3,595
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0332%4,225
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0332%4,249
Percentage Net Loans Charged-off: Commercial and industrial0.6109%313
Percentage Net Loans Charged-off: Loans to individuals0.7540%716
Percentage Net Loans Charged-off: Credit card loans1.6716%214
Percentage Net Loans Charged-off: Other loans to individual0.7436%667
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1493%442
Percentage Net Loans Charged-off: Total real estate loans-0.0053%3,577
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0349%4,258
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0349%4,284
Percentage Net Loans Charged-off: Commercial and industrial0.8685%190
Percentage Net Loans Charged-off: Loans to individuals0.5211%889
Percentage Net Loans Charged-off: Credit card loans2.4543%132
Percentage Net Loans Charged-off: Other loans to individual0.4990%845
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1513%425
Percentage Net Loans Charged-off: Total real estate loans-0.0056%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0375%4,168
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0375%4,194
Percentage Net Loans Charged-off: Commercial and industrial0.9460%158
Percentage Net Loans Charged-off: Loans to individuals0.4769%905
Percentage Net Loans Charged-off: Credit card loans0.7547%299
Percentage Net Loans Charged-off: Other loans to individual0.4738%845
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0596%718
Percentage Net Loans Charged-off: Total real estate loans-0.0064%3,731
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0432%4,283
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0432%4,298
Percentage Net Loans Charged-off: Commercial and industrial0.5359%184
Percentage Net Loans Charged-off: Loans to individuals0.1740%1,354
Percentage Net Loans Charged-off: Credit card loans-0.7505%793
Percentage Net Loans Charged-off: Other loans to individual0.1839%1,250
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1010%852
Percentage Net Loans Charged-off: Total real estate loans-0.0004%3,152
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0012%727
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0080%3,641
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0080%3,685
Percentage Net Loans Charged-off: Commercial and industrial-0.0264%3,704
Percentage Net Loans Charged-off: Loans to individuals0.6788%634
Percentage Net Loans Charged-off: Credit card loans-0.6070%832
Percentage Net Loans Charged-off: Other loans to individual0.6899%560
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0966%755
Percentage Net Loans Charged-off: Total real estate loans0.0026%1,112
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0016%621
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0105%701
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0105%673
Percentage Net Loans Charged-off: Commercial and industrial-0.0268%3,770
Percentage Net Loans Charged-off: Loans to individuals0.6179%631
Percentage Net Loans Charged-off: Credit card loans0.5501%370
Percentage Net Loans Charged-off: Other loans to individual0.6185%558
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0559%1,063
Percentage Net Loans Charged-off: Total real estate loans0.0031%1,005
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0024%515
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0105%645
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0105%621
Percentage Net Loans Charged-off: Commercial and industrial-0.0198%3,743
Percentage Net Loans Charged-off: Loans to individuals0.4740%779
Percentage Net Loans Charged-off: Credit card loans0.8427%307
Percentage Net Loans Charged-off: Other loans to individual0.4711%699
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0482%1,011
Percentage Net Loans Charged-off: Total real estate loans-0.0045%3,753
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0305%4,309
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0305%4,330
Percentage Net Loans Charged-off: Commercial and industrial-0.0206%3,848
Percentage Net Loans Charged-off: Loans to individuals0.4410%844
Percentage Net Loans Charged-off: Credit card loans-1.6789%851
Percentage Net Loans Charged-off: Other loans to individual0.4580%740
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0289%4,525
Percentage Net Loans Charged-off: Total real estate loans0.0810%710
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2222%220
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2222%223
Percentage Net Loans Charged-off: Commercial and industrial-0.5654%4,732
Percentage Net Loans Charged-off: Loans to individuals0.3023%1,712
Percentage Net Loans Charged-off: Credit card loans0.9546%417
Percentage Net Loans Charged-off: Other loans to individual0.2941%1,609
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1035%4,828
Percentage Net Loans Charged-off: Total real estate loans0.0501%822
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.3185%132
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3185%131
Percentage Net Loans Charged-off: Commercial and industrial-0.9766%4,806
Percentage Net Loans Charged-off: Loans to individuals0.2899%1,677
Percentage Net Loans Charged-off: Credit card loans1.7268%286
Percentage Net Loans Charged-off: Other loans to individual0.2693%1,611
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0388%4,616
Percentage Net Loans Charged-off: Total real estate loans0.0058%1,323
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0376%708
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0376%675
Percentage Net Loans Charged-off: Commercial and industrial0.0166%1,481
Percentage Net Loans Charged-off: Loans to individuals0.2788%1,729
Percentage Net Loans Charged-off: Credit card loans2.4648%240
Percentage Net Loans Charged-off: Other loans to individual0.2414%1,708
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1025%4,820
Percentage Net Loans Charged-off: Total real estate loans0.0151%853
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0969%379
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0969%352
Percentage Net Loans Charged-off: Commercial and industrial0.0909%860
Percentage Net Loans Charged-off: Loans to individuals0.4641%1,322
Percentage Net Loans Charged-off: Credit card loans2.0870%253
Percentage Net Loans Charged-off: Other loans to individual0.4325%1,265
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1787%1,127
Percentage Net Loans Charged-off: Total real estate loans-0.0034%3,999
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0022%4,310
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0132%4,291
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0132%4,304
Percentage Net Loans Charged-off: Commercial and industrial0.8050%616
Percentage Net Loans Charged-off: Loans to individuals0.4438%1,704
Percentage Net Loans Charged-off: Credit card loans4.7506%111
Percentage Net Loans Charged-off: Other loans to individual0.3281%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1963%886
Percentage Net Loans Charged-off: Total real estate loans-0.0028%3,916
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0029%4,369
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0070%4,164
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0070%4,183
Percentage Net Loans Charged-off: Commercial and industrial1.0556%414
Percentage Net Loans Charged-off: Loans to individuals0.4088%1,683
Percentage Net Loans Charged-off: Credit card loans5.8220%80
Percentage Net Loans Charged-off: Other loans to individual0.2572%1,964
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3078%558
Percentage Net Loans Charged-off: Total real estate loans-0.0051%4,087
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0057%4,537
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0106%4,280
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0106%4,309
Percentage Net Loans Charged-off: Commercial and industrial1.7085%248
Percentage Net Loans Charged-off: Loans to individuals0.5691%1,261
Percentage Net Loans Charged-off: Credit card loans10.0954%37
Percentage Net Loans Charged-off: Other loans to individual0.2830%1,731
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1172%1,038
Percentage Net Loans Charged-off: Total real estate loans-0.0034%4,060
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0028%4,591
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0110%4,365
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0110%4,386
Percentage Net Loans Charged-off: Commercial and industrial0.2851%638
Percentage Net Loans Charged-off: Loans to individuals1.0971%698
Percentage Net Loans Charged-off: Credit card loans12.3924%37
Percentage Net Loans Charged-off: Other loans to individual0.7469%884
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0790%1,998
Percentage Net Loans Charged-off: Total real estate loans-0.0298%4,743
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0021%4,405
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.1956%5,190
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.1956%5,191
Percentage Net Loans Charged-off: Commercial and industrial0.1335%1,507
Percentage Net Loans Charged-off: Loans to individuals0.2904%2,114
Percentage Net Loans Charged-off: Credit card loans7.6225%53
Percentage Net Loans Charged-off: Other loans to individual0.0621%3,024
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0729%1,799
Percentage Net Loans Charged-off: Total real estate loans-0.0376%4,833
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0019%4,447
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.2497%5,270
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.2497%5,268
Percentage Net Loans Charged-off: Commercial and industrial0.1632%1,184
Percentage Net Loans Charged-off: Loans to individuals0.2362%2,131
Percentage Net Loans Charged-off: Credit card loans4.9343%95
Percentage Net Loans Charged-off: Other loans to individual0.0913%2,619
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0053%2,975
Percentage Net Loans Charged-off: Total real estate loans-0.0546%4,994
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0028%4,539
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.3630%5,359
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.3630%5,355
Percentage Net Loans Charged-off: Commercial and industrial0.2612%853
Percentage Net Loans Charged-off: Loans to individuals0.2957%1,807
Percentage Net Loans Charged-off: Credit card loans7.5188%47
Percentage Net Loans Charged-off: Other loans to individual0.0704%2,526
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0052%4,021
Percentage Net Loans Charged-off: Total real estate loans-0.1021%5,263
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0027%4,699
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.6717%5,457
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.6717%5,449
Percentage Net Loans Charged-off: Commercial and industrial0.5335%446
Percentage Net Loans Charged-off: Loans to individuals0.2104%1,912
Percentage Net Loans Charged-off: Credit card loans4.5455%114
Percentage Net Loans Charged-off: Other loans to individual0.0724%2,154
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0185%3,482
Percentage Net Loans Charged-off: Total real estate loans0.0260%1,932
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0057%4,700
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.1907%622
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1907%624
Percentage Net Loans Charged-off: Commercial and industrial0.0742%1,953
Percentage Net Loans Charged-off: Loans to individuals0.2958%2,340
Percentage Net Loans Charged-off: Credit card loans2.8571%219
Percentage Net Loans Charged-off: Other loans to individual0.2137%2,549
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0207%3,074
Percentage Net Loans Charged-off: Total real estate loans0.0194%1,811
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0067%4,747
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1513%711
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1513%717
Percentage Net Loans Charged-off: Commercial and industrial0.0249%1,860
Percentage Net Loans Charged-off: Loans to individuals0.2054%2,492
Percentage Net Loans Charged-off: Credit card loans0.5066%562
Percentage Net Loans Charged-off: Other loans to individual0.1957%2,381
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0101%3,105
Percentage Net Loans Charged-off: Total real estate loans-0.0077%4,488
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0071%4,829
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0218%4,880
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0218%4,920
Percentage Net Loans Charged-off: Commercial and industrial0.0319%1,537
Percentage Net Loans Charged-off: Loans to individuals0.3879%1,763
Percentage Net Loans Charged-off: Credit card loans0.3812%531
Percentage Net Loans Charged-off: Other loans to individual0.3881%1,640
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0253%2,252
Percentage Net Loans Charged-off: Total real estate loans-0.0102%4,650
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0113%5,053
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0219%4,937
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0219%4,972
Percentage Net Loans Charged-off: Commercial and industrial-0.0080%4,008
Percentage Net Loans Charged-off: Loans to individuals0.7129%1,127
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.7365%985
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6828%320
Percentage Net Loans Charged-off: Total real estate loans0.8484%96
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.2408%548
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.3087%494
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3087%490
Percentage Net Loans Charged-off: Commercial and industrial0.1246%1,801
Percentage Net Loans Charged-off: Loans to individuals0.8523%1,097
Percentage Net Loans Charged-off: Credit card loans6.1410%71
Percentage Net Loans Charged-off: Other loans to individual0.6653%1,342
Percentage Net Loans Charged-off: All other loans and lease0.1932%979
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0984%1,964
Percentage Net Loans Charged-off: Total real estate loans0.0329%1,824
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0011%4,712
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1501%895
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1501%889
Percentage Net Loans Charged-off: Commercial and industrial0.0937%1,588
Percentage Net Loans Charged-off: Loans to individuals0.8960%929
Percentage Net Loans Charged-off: Credit card loans7.3304%48
Percentage Net Loans Charged-off: Other loans to individual0.6607%1,173
Percentage Net Loans Charged-off: All other loans and lease0.2365%764
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1303%1,549
Percentage Net Loans Charged-off: Total real estate loans0.0313%1,757
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0016%4,827
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1052%1,121
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1052%1,074
Percentage Net Loans Charged-off: Commercial and industrial0.1342%1,238
Percentage Net Loans Charged-off: Loans to individuals1.1983%641
Percentage Net Loans Charged-off: Credit card loans8.2731%49
Percentage Net Loans Charged-off: Other loans to individual0.9325%763
Percentage Net Loans Charged-off: All other loans and lease0.4079%544
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1557%1,192
Percentage Net Loans Charged-off: Total real estate loans0.0154%1,539
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0033%5,015
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1064%901
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1064%864
Percentage Net Loans Charged-off: Commercial and industrial0.2251%785
Percentage Net Loans Charged-off: Loans to individuals0.6712%1,127
Percentage Net Loans Charged-off: Credit card loans4.7291%103
Percentage Net Loans Charged-off: Other loans to individual0.5152%1,230
Percentage Net Loans Charged-off: All other loans and lease1.0366%300
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0489%3,224
Percentage Net Loans Charged-off: Total real estate loans0.0450%2,352
Percentage Net Loans Charged-off:Construction & development0.1360%547
Percentage Net Loans Charged-off: Commercial real estate-0.0034%4,997
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1936%1,134
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1936%1,104
Percentage Net Loans Charged-off: Commercial and industrial-0.0021%4,309
Percentage Net Loans Charged-off: Loans to individuals0.7317%1,149
Percentage Net Loans Charged-off: Credit card loans4.3239%117
Percentage Net Loans Charged-off: Other loans to individual0.5672%1,368
Percentage Net Loans Charged-off: All other loans and lease-0.1758%5,439
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0270%3,401
Percentage Net Loans Charged-off: Total real estate loans0.0119%2,732
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0045%5,106
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0872%1,720
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0872%1,675
Percentage Net Loans Charged-off: Commercial and industrial-0.0281%4,634
Percentage Net Loans Charged-off: Loans to individuals0.9460%765
Percentage Net Loans Charged-off: Credit card loans4.9328%97
Percentage Net Loans Charged-off: Other loans to individual0.7532%925
Percentage Net Loans Charged-off: All other loans and lease-0.1918%5,504
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0052%3,714
Percentage Net Loans Charged-off: Total real estate loans-0.0063%4,900
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0050%5,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0190%5,433
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0190%5,442
Percentage Net Loans Charged-off: Commercial and industrial-0.0303%4,634
Percentage Net Loans Charged-off: Loans to individuals0.8135%894
Percentage Net Loans Charged-off: Credit card loans6.0683%68
Percentage Net Loans Charged-off: Other loans to individual0.5376%1,194
Percentage Net Loans Charged-off: All other loans and lease-0.2097%5,551
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0030%4,396
Percentage Net Loans Charged-off: Total real estate loans-0.0064%4,908
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0034%5,302
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0250%5,509
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0250%5,536
Percentage Net Loans Charged-off: Commercial and industrial-0.0354%4,706
Percentage Net Loans Charged-off: Loans to individuals0.6783%1,040
Percentage Net Loans Charged-off: Credit card loans5.1708%96
Percentage Net Loans Charged-off: Other loans to individual0.4218%1,335
Percentage Net Loans Charged-off: All other loans and lease-0.2224%5,589
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1188%2,851
Percentage Net Loans Charged-off: Total real estate loans0.0433%3,100
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0246%1,983
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1638%1,852
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1638%1,779
Percentage Net Loans Charged-off: Commercial and industrial0.1501%1,988
Percentage Net Loans Charged-off: Loans to individuals1.2186%740
Percentage Net Loans Charged-off: Credit card loans2.3714%279
Percentage Net Loans Charged-off: Other loans to individual1.1637%699
Percentage Net Loans Charged-off: All other loans and lease0.1059%1,081
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0937%2,873
Percentage Net Loans Charged-off: Total real estate loans0.0393%2,867
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0339%1,606
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1087%2,094
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1087%1,986
Percentage Net Loans Charged-off: Commercial and industrial0.0706%1,987
Percentage Net Loans Charged-off: Loans to individuals1.1441%736
Percentage Net Loans Charged-off: Credit card loans2.4214%255
Percentage Net Loans Charged-off: Other loans to individual1.0851%718
Percentage Net Loans Charged-off: All other loans and lease0.0332%1,203
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1105%2,561
Percentage Net Loans Charged-off: Total real estate loans0.0448%2,572
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0542%1,284
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0735%2,201
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0735%2,107
Percentage Net Loans Charged-off: Commercial and industrial0.1146%1,568
Percentage Net Loans Charged-off: Loans to individuals1.0820%791
Percentage Net Loans Charged-off: Credit card loans1.8204%329
Percentage Net Loans Charged-off: Other loans to individual1.0492%758
Percentage Net Loans Charged-off: All other loans and lease0.1155%864
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1271%1,953
Percentage Net Loans Charged-off: Total real estate loans0.0382%2,078
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0246%949
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1479%1,377
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1479%1,307
Percentage Net Loans Charged-off: Commercial and industrial0.2660%843
Percentage Net Loans Charged-off: Loans to individuals1.3982%628
Percentage Net Loans Charged-off: Credit card loans0.7143%446
Percentage Net Loans Charged-off: Other loans to individual1.4280%566
Percentage Net Loans Charged-off: All other loans and lease-0.1159%5,724
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3497%1,934
Percentage Net Loans Charged-off: Total real estate loans0.0857%3,294
Percentage Net Loans Charged-off:Construction & development0.1128%1,426
Percentage Net Loans Charged-off: Commercial real estate0.0701%2,223
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1659%2,477
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.1660%2,407
Percentage Net Loans Charged-off: Commercial and industrial0.9006%1,085
Percentage Net Loans Charged-off: Loans to individuals1.5358%685
Percentage Net Loans Charged-off: Credit card loans0.7305%630
Percentage Net Loans Charged-off: Other loans to individual1.5623%602
Percentage Net Loans Charged-off: All other loans and lease0.4473%701
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2869%2,102
Percentage Net Loans Charged-off: Total real estate loans0.1159%2,772
Percentage Net Loans Charged-off:Construction & development0.1620%1,228
Percentage Net Loans Charged-off: Commercial real estate0.0940%1,839
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2237%1,964
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.2238%1,903
Percentage Net Loans Charged-off: Commercial and industrial0.4228%1,470
Percentage Net Loans Charged-off: Loans to individuals1.2649%811
Percentage Net Loans Charged-off: Credit card loans0.4931%647
Percentage Net Loans Charged-off: Other loans to individual1.2890%708
Percentage Net Loans Charged-off: All other loans and lease0.6171%563
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3546%1,779
Percentage Net Loans Charged-off: Total real estate loans0.1972%2,124
Percentage Net Loans Charged-off:Construction & development0.2399%1,041
Percentage Net Loans Charged-off: Commercial real estate0.1953%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2938%1,615
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.2941%1,553
Percentage Net Loans Charged-off: Commercial and industrial0.7477%1,038
Percentage Net Loans Charged-off: Loans to individuals1.4494%707
Percentage Net Loans Charged-off: Credit card loans0.7444%547
Percentage Net Loans Charged-off: Other loans to individual1.4704%621
Percentage Net Loans Charged-off: All other loans and lease-0.0812%5,807
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4077%1,434
Percentage Net Loans Charged-off: Total real estate loans0.1304%2,092
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.1146%1,124
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.3777%1,222
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.3780%1,155
Percentage Net Loans Charged-off: Commercial and industrial1.5153%519
Percentage Net Loans Charged-off: Loans to individuals0.7921%1,206
Percentage Net Loans Charged-off: Credit card loans0.7463%488
Percentage Net Loans Charged-off: Other loans to individual0.7935%1,095
Percentage Net Loans Charged-off: All other loans and lease-0.1583%5,942
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2012%3,768
Percentage Net Loans Charged-off: Total real estate loans0.1209%3,837
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.2082%2,254
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential-0.0103%6,528
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net-0.0103%6,484
Percentage Net Loans Charged-off: Commercial and industrial0.0875%3,196
Percentage Net Loans Charged-off: Loans to individuals0.4446%2,542
Percentage Net Loans Charged-off: Credit card loans0.5560%787
Percentage Net Loans Charged-off: Other loans to individual0.4419%2,388
Percentage Net Loans Charged-off: All other loans and lease0.8208%603
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0634%4,786
Percentage Net Loans Charged-off: Total real estate loans0.1575%3,372
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.2713%1,836
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential-0.0134%6,558
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net-0.0134%6,526
Percentage Net Loans Charged-off: Commercial and industrial0.0126%3,223
Percentage Net Loans Charged-off: Loans to individuals0.1478%3,448
Percentage Net Loans Charged-off: Credit card loans-0.2448%1,291
Percentage Net Loans Charged-off: Other loans to individual0.1572%3,225
Percentage Net Loans Charged-off: All other loans and lease-0.5635%6,370
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0517%4,683
Percentage Net Loans Charged-off: Total real estate loans0.1898%2,973
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.3223%1,554
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,822
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0000%3,637
Percentage Net Loans Charged-off: Commercial and industrial-0.0793%5,942
Percentage Net Loans Charged-off: Loans to individuals0.2001%2,968
Percentage Net Loans Charged-off: Credit card loans-0.3647%1,282
Percentage Net Loans Charged-off: Other loans to individual0.2133%2,741
Percentage Net Loans Charged-off: All other loans and lease-0.7765%6,408
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1866%2,985
Percentage Net Loans Charged-off: Total real estate loans0.3812%1,902
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.6466%863
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial-0.1162%6,045
Percentage Net Loans Charged-off: Loans to individuals-0.1466%5,998
Percentage Net Loans Charged-off: Credit card loans-0.7130%1,286
Percentage Net Loans Charged-off: Other loans to individual-0.1334%5,890
Percentage Net Loans Charged-off: All other loans and lease-0.2359%6,264
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2154%4,442
Percentage Net Loans Charged-off: Total real estate loans0.0676%4,869
Percentage Net Loans Charged-off:Construction & development0.0664%2,828
Percentage Net Loans Charged-off: Commercial real estate0.0858%3,167
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0556%4,439
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0558%4,264
Percentage Net Loans Charged-off: Commercial and industrial0.6479%2,486
Percentage Net Loans Charged-off: Loans to individuals0.3015%3,530
Percentage Net Loans Charged-off: Credit card loans1.2487%674
Percentage Net Loans Charged-off: Other loans to individual0.2625%3,432
Percentage Net Loans Charged-off: All other loans and lease0.1756%1,168
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0777%5,191
Percentage Net Loans Charged-off: Total real estate loans0.0254%4,955
Percentage Net Loans Charged-off:Construction & development0.0889%2,527
Percentage Net Loans Charged-off: Commercial real estate-0.0047%6,778
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0766%3,894
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0768%3,750
Percentage Net Loans Charged-off: Commercial and industrial0.2788%2,859
Percentage Net Loans Charged-off: Loans to individuals0.2428%3,480
Percentage Net Loans Charged-off: Credit card loans1.8760%512
Percentage Net Loans Charged-off: Other loans to individual0.1908%3,439
Percentage Net Loans Charged-off: All other loans and lease-0.1130%6,235
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0888%4,771
Percentage Net Loans Charged-off: Total real estate loans0.0390%4,444
Percentage Net Loans Charged-off:Construction & development0.1374%2,170
Percentage Net Loans Charged-off: Commercial real estate-0.0035%6,747
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1102%3,337
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.1106%3,156
Percentage Net Loans Charged-off: Commercial and industrial0.3327%2,441
Percentage Net Loans Charged-off: Loans to individuals0.1456%3,565
Percentage Net Loans Charged-off: Credit card loans1.0375%633
Percentage Net Loans Charged-off: Other loans to individual0.1132%3,466
Percentage Net Loans Charged-off: All other loans and lease-0.1086%6,241
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0262%4,721
Percentage Net Loans Charged-off: Total real estate loans0.0463%3,570
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate-0.0036%6,782
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2310%2,157
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.2317%2,019
Percentage Net Loans Charged-off: Commercial and industrial0.2469%1,936
Percentage Net Loans Charged-off: Loans to individuals-0.4865%6,932
Percentage Net Loans Charged-off: Credit card loans2.0743%432
Percentage Net Loans Charged-off: Other loans to individual-0.4604%6,971
Percentage Net Loans Charged-off: All other loans and lease-0.0973%6,177
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5269%3,519
Percentage Net Loans Charged-off: Total real estate loans0.2717%3,859
Percentage Net Loans Charged-off:Construction & development0.1425%3,194
Percentage Net Loans Charged-off: Commercial real estate0.3695%2,335
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.2375%3,291
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.2383%3,164
Percentage Net Loans Charged-off: Commercial and industrial0.9293%2,644
Percentage Net Loans Charged-off: Loans to individuals1.0677%2,042
Percentage Net Loans Charged-off: Credit card loans6.2800%232
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5867%1,023
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4728%3,383
Percentage Net Loans Charged-off: Total real estate loans0.3056%3,372
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.4824%1,782
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.1742%3,291
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.1749%3,148
Percentage Net Loans Charged-off: Commercial and industrial0.9521%2,283
Percentage Net Loans Charged-off: Loans to individuals0.5845%2,909
Percentage Net Loans Charged-off: Credit card loans0.0000%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4134%1,037
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2089%4,361
Percentage Net Loans Charged-off: Total real estate loans0.0513%4,549
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate-0.0050%7,230
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.2610%2,535
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.2620%2,436
Percentage Net Loans Charged-off: Commercial and industrial0.2425%3,118
Percentage Net Loans Charged-off: Loans to individuals0.5324%2,858
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5613%836
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2579%3,390
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,095
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate-0.0066%7,333
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0181%3,038
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0182%2,867
Percentage Net Loans Charged-off: Commercial and industrial0.3754%2,118
Percentage Net Loans Charged-off: Loans to individuals0.1980%3,364
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6084%448
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0370%2,340
Percentage Net Loans Charged-off: Total real estate loans0.1261%4,611
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.2224%2,377
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,946
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.0000%4,738
Percentage Net Loans Charged-off: Commercial and industrial4.0004%993
Percentage Net Loans Charged-off: Loans to individuals0.9173%2,893
Percentage Net Loans Charged-off: Credit card loans1.7395%870
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7568%1,101
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2563%1,629
Percentage Net Loans Charged-off: Total real estate loans-0.0028%7,622
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate-0.0049%7,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,457
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial5.3934%546
Percentage Net Loans Charged-off: Loans to individuals0.9446%2,555
Percentage Net Loans Charged-off: Credit card loans2.8708%609
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8774%897
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7545%1,085
Percentage Net Loans Charged-off: Total real estate loans-0.0033%7,639
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate-0.0057%7,664
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial8.2300%326
Percentage Net Loans Charged-off: Loans to individuals0.6565%3,063
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4669%984
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1601%3,681
Percentage Net Loans Charged-off: Total real estate loans-0.0023%7,541
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate-0.0039%7,674
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.0694%2,612
Percentage Net Loans Charged-off: Loans to individuals0.3849%3,211
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8532%636
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6911%1,774
Percentage Net Loans Charged-off: Total real estate loans0.3335%2,183
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.5853%780
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.7615%2,155
Percentage Net Loans Charged-off: Loans to individuals0.7689%2,849
Percentage Net Loans Charged-off: Credit card loans2.7668%551
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8469%571
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5797%1,460
Percentage Net Loans Charged-off: Total real estate loans-0.0050%7,739
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.0088%7,755
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.9922%1,341
Percentage Net Loans Charged-off: Loans to individuals0.5163%3,180
Percentage Net Loans Charged-off: Credit card loans3.6752%387
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1086%425
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3161%2,051
Percentage Net Loans Charged-off: Total real estate loans-0.0046%7,695
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.0081%7,798
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.7922%1,251
Percentage Net Loans Charged-off: Loans to individuals0.5377%2,755
Percentage Net Loans Charged-off: Credit card loans4.7588%262
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5450%761
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4889%1,068
Percentage Net Loans Charged-off: Total real estate loans-0.0031%7,639
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0054%7,851
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial1.4574%622
Percentage Net Loans Charged-off: Loans to individuals0.7741%1,881
Percentage Net Loans Charged-off: Credit card loans3.8647%321
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3925%678
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2862%1,912
Percentage Net Loans Charged-off: Total real estate loans0.0880%2,267
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0414%1,320
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.2170%8,257
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.2170%8,236
Percentage Net Loans Charged-off: Commercial and industrial0.7935%1,410
Percentage Net Loans Charged-off: Loans to individuals0.6293%2,572
Percentage Net Loans Charged-off: Credit card loans-0.1921%1,880
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3105%1,281
Percentage Net Loans Charged-off: Total real estate loans0.0834%1,664
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0015%1,167
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.2909%8,286
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.2909%8,257
Percentage Net Loans Charged-off: Commercial and industrial0.9311%959
Percentage Net Loans Charged-off: Loans to individuals0.4582%2,851
Percentage Net Loans Charged-off: Credit card loans-0.2574%1,864
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0970%1,218
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3386%1,072
Percentage Net Loans Charged-off: Total real estate loans0.1242%1,051
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0023%874
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.4369%8,345
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.4369%8,323
Percentage Net Loans Charged-off: Commercial and industrial1.0861%760
Percentage Net Loans Charged-off: Loans to individuals0.4437%2,591
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0801%7,102
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3090%976
Percentage Net Loans Charged-off: Total real estate loans0.3913%323
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.3164%1,106
Percentage Net Loans Charged-off: Loans to individuals0.4506%2,269
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0951%7,089
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8153%390
Percentage Net Loans Charged-off: Total real estate loans0.0322%2,356
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0590%932
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0161%8,020
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0161%7,979
Percentage Net Loans Charged-off: Commercial and industrial1.1211%904
Percentage Net Loans Charged-off: Loans to individuals0.5696%2,581
Percentage Net Loans Charged-off: Credit card loans2.3915%491
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.1985%284
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6662%420
Percentage Net Loans Charged-off: Total real estate loans-0.0036%7,635
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0213%8,045
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0213%8,004
Percentage Net Loans Charged-off: Commercial and industrial0.0352%2,835
Percentage Net Loans Charged-off: Loans to individuals0.3661%3,125
Percentage Net Loans Charged-off: Credit card loans0.7346%923
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.9894%211
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0051%5,058
Percentage Net Loans Charged-off: Total real estate loans-0.0013%7,497
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0082%7,862
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0082%7,849
Percentage Net Loans Charged-off: Commercial and industrial0.0032%2,640
Percentage Net Loans Charged-off: Loans to individuals0.3111%3,112
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1293%7,250
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0072%6,741
Percentage Net Loans Charged-off: Total real estate loans-0.0027%7,621
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0176%8,026
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0176%8,019
Percentage Net Loans Charged-off: Commercial and industrial0.0063%1,722
Percentage Net Loans Charged-off: Loans to individuals0.0851%3,583
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0920%7,147
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6959%525
Percentage Net Loans Charged-off: Total real estate loans-0.0073%7,846
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0467%8,343
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0467%8,295
Percentage Net Loans Charged-off: Commercial and industrial2.1758%545
Percentage Net Loans Charged-off: Loans to individuals1.9402%682
Percentage Net Loans Charged-off: Credit card loans4.5550%307
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2556%1,036
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4430%868
Percentage Net Loans Charged-off: Total real estate loans-0.0089%7,832
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0559%8,330
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0559%8,292
Percentage Net Loans Charged-off: Commercial and industrial0.8003%1,145
Percentage Net Loans Charged-off: Loans to individuals2.4779%434
Percentage Net Loans Charged-off: Credit card loans6.2527%188
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3567%821
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3751%1,013
Percentage Net Loans Charged-off: Total real estate loans0.0013%2,504
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0083%2,021
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0083%1,870
Percentage Net Loans Charged-off: Commercial and industrial0.9594%941
Percentage Net Loans Charged-off: Loans to individuals1.9406%644
Percentage Net Loans Charged-off: Credit card loans8.3430%131
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0079%6,938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2765%1,209
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.8286%787
Percentage Net Loans Charged-off: Loans to individuals1.0737%1,415
Percentage Net Loans Charged-off: Credit card loans10.2828%107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0075%7,042
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2741%2,096
Percentage Net Loans Charged-off: Total real estate loans0.0547%2,229
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0116%8,243
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.4309%432
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.8031%1,589
Percentage Net Loans Charged-off: Loans to individuals0.6560%3,152
Percentage Net Loans Charged-off: Credit card loans2.3451%851
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0038%7,033
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2029%2,309
Percentage Net Loans Charged-off: Total real estate loans-0.0091%8,034
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0156%8,310
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.7068%1,432
Percentage Net Loans Charged-off: Loans to individuals0.4312%3,725
Percentage Net Loans Charged-off: Credit card loans0.8950%1,283
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0051%7,023
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2348%1,946
Percentage Net Loans Charged-off: Total real estate loans-0.0140%8,148
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0235%8,428
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.7429%1,294
Percentage Net Loans Charged-off: Loans to individuals0.6415%2,741
Percentage Net Loans Charged-off: Credit card loans2.3891%781
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0081%7,071
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2577%1,633
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.8776%899
Percentage Net Loans Charged-off: Loans to individuals0.2547%3,735
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0084%7,131
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2295%3,094
Percentage Net Loans Charged-off: Total real estate loans-0.0103%8,256
Percentage Net Loans Charged-off:Construction & development0.0067%808
Percentage Net Loans Charged-off: Commercial real estate-0.0106%8,430
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.7021%2,180
Percentage Net Loans Charged-off: Loans to individuals0.2408%5,643
Percentage Net Loans Charged-off: Credit card loans0.7345%1,618
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0325%7,364
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2640%2,397
Percentage Net Loans Charged-off: Total real estate loans0.0013%3,442
Percentage Net Loans Charged-off:Construction & development0.1196%449
Percentage Net Loans Charged-off: Commercial real estate-0.0121%8,487
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.8066%1,649
Percentage Net Loans Charged-off: Loans to individuals0.2003%5,402
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0447%7,418
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2546%2,337
Percentage Net Loans Charged-off: Total real estate loans-0.0218%8,476
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0189%8,553
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.7689%1,549
Percentage Net Loans Charged-off: Loans to individuals0.2269%4,856
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0215%7,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2790%1,874
Percentage Net Loans Charged-off: Total real estate loans-0.0332%8,663
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0525%8,752
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.9062%1,090
Percentage Net Loans Charged-off: Loans to individuals0.1063%4,673
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0104%7,337
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1251%4,703
Percentage Net Loans Charged-off: Total real estate loans0.0039%3,950
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0186%2,913
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0186%2,788
Percentage Net Loans Charged-off: Commercial and industrial0.2333%3,669
Percentage Net Loans Charged-off: Loans to individuals0.2009%6,005
Percentage Net Loans Charged-off: Credit card loans1.8804%1,316
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1161%1,590
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2320%3,273
Percentage Net Loans Charged-off: Total real estate loans-0.0130%8,673
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate-0.0252%8,880
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.5777%2,503
Percentage Net Loans Charged-off: Loans to individuals0.3139%5,214
Percentage Net Loans Charged-off: Credit card loans2.3959%1,111
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0027%7,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1406%3,915
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0744%5,405
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2873%2,560
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4834%1,618
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0202%10,171
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0694%6,413
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0688%6,465
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1635%1,037
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7269%3,016
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA