Home > Herrin Security Bank > Income and Expense
Herrin Security Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 4,593 |
| Total interest expense | $319,000 | 4,387 |
| Net interest income | $2,570,000 | 4,567 |
| Provision for loan and lease losses | $36,000 | 3,636 |
| Total noninterest income | $324,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $105,000 | 4,547 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $219,000 | 4,091 |
| Total noninterest expense | $1,989,000 | 4,809 |
| Salaries and employee benefits | $1,060,000 | 4,800 |
| Premises and equipment expense | $258,000 | 4,462 |
| Additional noninterest expense | $671,000 | 4,700 |
| Pre-tax net operating income | $869,000 | 3,993 |
| Securities gains (losses) | $23,000 | 1,945 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $892,000 | 3,710 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $892,000 | 3,712 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $892,000 | 3,714 |
| Net charge-offs | $83,000 | 2,865 |
| Cash dividends | $186,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $869,000 | 3,705 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 4,613 |
| Total interest expense | $216,000 | 4,409 |
| Net interest income | $1,706,000 | 4,585 |
| Provision for loan and lease losses | $24,000 | 3,561 |
| Total noninterest income | $214,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $72,000 | 4,502 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $142,000 | 4,110 |
| Total noninterest expense | $1,322,000 | 4,844 |
| Salaries and employee benefits | $714,000 | 4,808 |
| Premises and equipment expense | $151,000 | 4,736 |
| Additional noninterest expense | $457,000 | 4,681 |
| Pre-tax net operating income | $574,000 | 3,951 |
| Securities gains (losses) | $23,000 | 1,584 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $597,000 | 3,641 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $597,000 | 3,646 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $597,000 | 3,647 |
| Net charge-offs | $88,000 | 2,301 |
| Cash dividends | $95,000 | 3,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $574,000 | 3,647 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 4,639 |
| Total interest expense | $111,000 | 4,410 |
| Net interest income | $859,000 | 4,600 |
| Provision for loan and lease losses | $12,000 | 3,289 |
| Total noninterest income | $102,000 | 4,594 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $35,000 | 4,530 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $67,000 | 4,162 |
| Total noninterest expense | $614,000 | 5,040 |
| Salaries and employee benefits | $330,000 | 5,025 |
| Premises and equipment expense | $68,000 | 5,000 |
| Additional noninterest expense | $216,000 | 4,826 |
| Pre-tax net operating income | $335,000 | 3,625 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $335,000 | 3,346 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $335,000 | 3,349 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $335,000 | 3,349 |
| Net charge-offs | $-23,000 | 6,086 |
| Cash dividends | $95,000 | 2,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $335,000 | 3,305 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 4,634 |
| Total interest expense | $510,000 | 4,416 |
| Net interest income | $3,462,000 | 4,619 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $411,000 | 4,713 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $164,000 | 4,442 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $247,000 | 4,336 |
| Total noninterest expense | $2,674,000 | 4,876 |
| Salaries and employee benefits | $1,502,000 | 4,751 |
| Premises and equipment expense | $324,000 | 4,683 |
| Additional noninterest expense | $848,000 | 4,946 |
| Pre-tax net operating income | $1,139,000 | 3,873 |
| Securities gains (losses) | $52,000 | 1,763 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,191,000 | 3,578 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,191,000 | 3,581 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,191,000 | 3,582 |
| Net charge-offs | $34,000 | 4,592 |
| Cash dividends | $772,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,139,000 | 3,611 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 4,687 |
| Total interest expense | $394,000 | 4,446 |
| Net interest income | $2,582,000 | 4,684 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $303,000 | 4,800 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $120,000 | 4,508 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $183,000 | 4,421 |
| Total noninterest expense | $1,944,000 | 4,974 |
| Salaries and employee benefits | $1,065,000 | 4,927 |
| Premises and equipment expense | $253,000 | 4,617 |
| Additional noninterest expense | $626,000 | 4,988 |
| Pre-tax net operating income | $896,000 | 3,870 |
| Securities gains (losses) | $52,000 | 1,625 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $948,000 | 3,519 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $948,000 | 3,521 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $948,000 | 3,523 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $187,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $896,000 | 3,546 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 4,642 |
| Total interest expense | $274,000 | 4,411 |
| Net interest income | $1,760,000 | 4,628 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $185,000 | 4,963 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $77,000 | 4,566 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $108,000 | 4,639 |
| Total noninterest expense | $1,303,000 | 4,981 |
| Salaries and employee benefits | $724,000 | 4,904 |
| Premises and equipment expense | $143,000 | 4,998 |
| Additional noninterest expense | $436,000 | 4,926 |
| Pre-tax net operating income | $612,000 | 3,794 |
| Securities gains (losses) | $8,000 | 2,354 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $620,000 | 3,554 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $620,000 | 3,556 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $620,000 | 3,557 |
| Net charge-offs | $4,000 | 4,592 |
| Cash dividends | $92,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $612,000 | 3,470 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 4,643 |
| Total interest expense | $141,000 | 4,444 |
| Net interest income | $887,000 | 4,628 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $84,000 | 5,102 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $38,000 | 4,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 4,816 |
| Total noninterest expense | $633,000 | 5,086 |
| Salaries and employee benefits | $339,000 | 5,106 |
| Premises and equipment expense | $71,000 | 5,034 |
| Additional noninterest expense | $223,000 | 4,913 |
| Pre-tax net operating income | $323,000 | 3,676 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $331,000 | 3,385 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $331,000 | 3,385 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $331,000 | 3,387 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $323,000 | 3,336 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,524,000 | 4,556 |
| Total interest expense | $656,000 | 4,556 |
| Net interest income | $3,868,000 | 4,495 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $468,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $182,000 | 4,444 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $286,000 | 4,098 |
| Total noninterest expense | $2,912,000 | 4,813 |
| Salaries and employee benefits | $1,567,000 | 4,738 |
| Premises and equipment expense | $305,000 | 4,924 |
| Additional noninterest expense | $1,040,000 | 4,704 |
| Pre-tax net operating income | $1,334,000 | 3,531 |
| Securities gains (losses) | $38,000 | 2,882 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,372,000 | 3,285 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,372,000 | 3,286 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,372,000 | 3,285 |
| Net charge-offs | $44,000 | 5,007 |
| Cash dividends | $1,960,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,334,000 | 3,198 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 4,615 |
| Total interest expense | $501,000 | 4,641 |
| Net interest income | $2,917,000 | 4,546 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $329,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $134,000 | 4,535 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $195,000 | 4,289 |
| Total noninterest expense | $2,072,000 | 4,973 |
| Salaries and employee benefits | $1,065,000 | 5,010 |
| Premises and equipment expense | $251,000 | 4,783 |
| Additional noninterest expense | $756,000 | 4,811 |
| Pre-tax net operating income | $1,099,000 | 3,468 |
| Securities gains (losses) | $25,000 | 2,786 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,124,000 | 3,206 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,124,000 | 3,207 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,124,000 | 3,206 |
| Net charge-offs | $51,000 | 4,492 |
| Cash dividends | $880,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,099,000 | 3,108 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 4,666 |
| Total interest expense | $338,000 | 4,718 |
| Net interest income | $1,929,000 | 4,597 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $187,000 | 4,976 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $83,000 | 4,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 4,607 |
| Total noninterest expense | $1,362,000 | 5,043 |
| Salaries and employee benefits | $721,000 | 5,001 |
| Premises and equipment expense | $149,000 | 5,067 |
| Additional noninterest expense | $492,000 | 4,896 |
| Pre-tax net operating income | $694,000 | 3,543 |
| Securities gains (losses) | $9,000 | 2,752 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $703,000 | 3,318 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $703,000 | 3,318 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $703,000 | 3,319 |
| Net charge-offs | $6,000 | 5,096 |
| Cash dividends | $880,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $694,000 | 3,167 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 4,702 |
| Total interest expense | $170,000 | 4,817 |
| Net interest income | $967,000 | 4,626 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $94,000 | 5,032 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $44,000 | 4,536 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 4,725 |
| Total noninterest expense | $620,000 | 5,284 |
| Salaries and employee benefits | $336,000 | 5,221 |
| Premises and equipment expense | $70,000 | 5,222 |
| Additional noninterest expense | $214,000 | 5,206 |
| Pre-tax net operating income | $426,000 | 3,192 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $426,000 | 2,931 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $426,000 | 2,934 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $426,000 | 2,935 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $880,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $426,000 | 2,779 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 4,790 |
| Total interest expense | $807,000 | 4,905 |
| Net interest income | $3,768,000 | 4,694 |
| Provision for loan and lease losses | $103,000 | 5,312 |
| Total noninterest income | $441,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $171,000 | 4,667 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $270,000 | 4,023 |
| Total noninterest expense | $3,191,000 | 4,706 |
| Salaries and employee benefits | $1,589,000 | 4,809 |
| Premises and equipment expense | $300,000 | 5,233 |
| Additional noninterest expense | $1,302,000 | 4,234 |
| Pre-tax net operating income | $915,000 | 3,887 |
| Securities gains (losses) | $81,000 | 2,227 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $996,000 | 3,580 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $996,000 | 3,583 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $996,000 | 3,583 |
| Net charge-offs | $158,000 | 4,550 |
| Cash dividends | $365,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $915,000 | 3,584 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 4,854 |
| Total interest expense | $626,000 | 4,944 |
| Net interest income | $2,796,000 | 4,756 |
| Provision for loan and lease losses | $30,000 | 5,806 |
| Total noninterest income | $381,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $122,000 | 4,762 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $259,000 | 3,687 |
| Total noninterest expense | $2,291,000 | 4,845 |
| Salaries and employee benefits | $1,129,000 | 4,943 |
| Premises and equipment expense | $236,000 | 5,172 |
| Additional noninterest expense | $926,000 | 4,376 |
| Pre-tax net operating income | $856,000 | 3,589 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $856,000 | 3,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $856,000 | 3,382 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $856,000 | 3,382 |
| Net charge-offs | $94,000 | 4,486 |
| Cash dividends | $365,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $856,000 | 3,265 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 4,910 |
| Total interest expense | $438,000 | 4,938 |
| Net interest income | $1,843,000 | 4,806 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $267,000 | 4,354 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $79,000 | 4,805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $188,000 | 3,592 |
| Total noninterest expense | $1,570,000 | 4,814 |
| Salaries and employee benefits | $784,000 | 4,879 |
| Premises and equipment expense | $172,000 | 5,015 |
| Additional noninterest expense | $614,000 | 4,471 |
| Pre-tax net operating income | $525,000 | 3,715 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $525,000 | 3,479 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $525,000 | 3,481 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $525,000 | 3,481 |
| Net charge-offs | $97,000 | 3,877 |
| Cash dividends | $365,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $525,000 | 3,377 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 4,954 |
| Total interest expense | $230,000 | 4,940 |
| Net interest income | $899,000 | 4,866 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $86,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $36,000 | 4,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 4,679 |
| Total noninterest expense | $725,000 | 5,063 |
| Salaries and employee benefits | $361,000 | 5,146 |
| Premises and equipment expense | $78,000 | 5,277 |
| Additional noninterest expense | $286,000 | 4,663 |
| Pre-tax net operating income | $260,000 | 3,761 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $260,000 | 3,511 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $260,000 | 3,507 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $260,000 | 3,509 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $365,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $260,000 | 3,449 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,095,000 | 4,768 |
| Total interest expense | $1,280,000 | 4,650 |
| Net interest income | $3,815,000 | 4,710 |
| Provision for loan and lease losses | $165,000 | 5,547 |
| Total noninterest income | $447,000 | 4,768 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $191,000 | 4,492 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $256,000 | 4,210 |
| Total noninterest expense | $3,338,000 | 4,716 |
| Salaries and employee benefits | $1,686,000 | 4,716 |
| Premises and equipment expense | $363,000 | 4,981 |
| Additional noninterest expense | $1,289,000 | 4,424 |
| Pre-tax net operating income | $759,000 | 3,808 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $759,000 | 3,700 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $759,000 | 3,699 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $759,000 | 3,701 |
| Net charge-offs | $443,000 | 3,804 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $759,000 | 3,562 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 4,810 |
| Total interest expense | $1,017,000 | 4,653 |
| Net interest income | $2,872,000 | 4,767 |
| Provision for loan and lease losses | $135,000 | 5,367 |
| Total noninterest income | $366,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $146,000 | 4,537 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $220,000 | 4,018 |
| Total noninterest expense | $2,493,000 | 4,740 |
| Salaries and employee benefits | $1,208,000 | 4,892 |
| Premises and equipment expense | $297,000 | 4,859 |
| Additional noninterest expense | $988,000 | 4,329 |
| Pre-tax net operating income | $610,000 | 3,924 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $610,000 | 3,753 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $610,000 | 3,753 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $610,000 | 3,754 |
| Net charge-offs | $341,000 | 3,561 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $610,000 | 3,612 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 4,767 |
| Total interest expense | $722,000 | 4,601 |
| Net interest income | $1,947,000 | 4,737 |
| Provision for loan and lease losses | $35,000 | 6,087 |
| Total noninterest income | $189,000 | 5,115 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $94,000 | 4,594 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $95,000 | 4,716 |
| Total noninterest expense | $1,608,000 | 4,852 |
| Salaries and employee benefits | $800,000 | 4,925 |
| Premises and equipment expense | $180,000 | 5,103 |
| Additional noninterest expense | $628,000 | 4,469 |
| Pre-tax net operating income | $493,000 | 3,653 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $493,000 | 3,440 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $493,000 | 3,437 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $493,000 | 3,439 |
| Net charge-offs | $116,000 | 4,086 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $493,000 | 3,321 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 4,780 |
| Total interest expense | $379,000 | 4,617 |
| Net interest income | $982,000 | 4,734 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $89,000 | 5,244 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $45,000 | 4,675 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $44,000 | 4,900 |
| Total noninterest expense | $787,000 | 4,972 |
| Salaries and employee benefits | $385,000 | 5,104 |
| Premises and equipment expense | $91,000 | 5,158 |
| Additional noninterest expense | $311,000 | 4,483 |
| Pre-tax net operating income | $274,000 | 3,522 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $274,000 | 3,307 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $274,000 | 3,305 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $274,000 | 3,307 |
| Net charge-offs | $72,000 | 3,409 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $274,000 | 3,199 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,279,000 | 4,977 |
| Total interest expense | $2,045,000 | 4,378 |
| Net interest income | $3,234,000 | 5,182 |
| Provision for loan and lease losses | $140,000 | 6,126 |
| Total noninterest income | $371,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $205,000 | 4,617 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $166,000 | 4,949 |
| Total noninterest expense | $3,561,000 | 4,662 |
| Salaries and employee benefits | $1,771,000 | 4,706 |
| Premises and equipment expense | $359,000 | 5,259 |
| Additional noninterest expense | $1,431,000 | 4,218 |
| Pre-tax net operating income | $-96,000 | 5,581 |
| Securities gains (losses) | $103,000 | 2,118 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $7,000 | 5,508 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,000 | 5,506 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,000 | 5,506 |
| Net charge-offs | $770,000 | 3,232 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-96,000 | 5,672 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 5,047 |
| Total interest expense | $1,596,000 | 4,407 |
| Net interest income | $2,358,000 | 5,277 |
| Provision for loan and lease losses | $140,000 | 5,570 |
| Total noninterest income | $279,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $148,000 | 4,706 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $131,000 | 4,991 |
| Total noninterest expense | $2,711,000 | 4,630 |
| Salaries and employee benefits | $1,323,000 | 4,757 |
| Premises and equipment expense | $264,000 | 5,342 |
| Additional noninterest expense | $1,124,000 | 4,052 |
| Pre-tax net operating income | $-214,000 | 6,034 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-214,000 | 6,132 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-214,000 | 6,133 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-214,000 | 6,132 |
| Net charge-offs | $743,000 | 2,570 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-214,000 | 6,103 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 5,074 |
| Total interest expense | $1,098,000 | 4,458 |
| Net interest income | $1,547,000 | 5,329 |
| Provision for loan and lease losses | $140,000 | 4,862 |
| Total noninterest income | $180,000 | 5,395 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $100,000 | 4,666 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $80,000 | 5,165 |
| Total noninterest expense | $1,781,000 | 4,722 |
| Salaries and employee benefits | $879,000 | 4,814 |
| Premises and equipment expense | $161,000 | 5,593 |
| Additional noninterest expense | $741,000 | 4,103 |
| Pre-tax net operating income | $-194,000 | 6,261 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-194,000 | 6,371 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-194,000 | 6,370 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-194,000 | 6,370 |
| Net charge-offs | $793,000 | 1,847 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-194,000 | 6,354 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 5,079 |
| Total interest expense | $568,000 | 4,481 |
| Net interest income | $766,000 | 5,348 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $43,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $46,000 | 4,770 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-3,000 | 7,960 |
| Total noninterest expense | $893,000 | 4,634 |
| Salaries and employee benefits | $457,000 | 4,752 |
| Premises and equipment expense | $82,000 | 5,600 |
| Additional noninterest expense | $354,000 | 3,921 |
| Pre-tax net operating income | $-184,000 | 6,855 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-184,000 | 7,003 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-184,000 | 7,004 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-184,000 | 7,004 |
| Net charge-offs | $518,000 | 1,346 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-184,000 | 6,925 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,290,000 | 4,805 |
| Total interest expense | $3,128,000 | 4,141 |
| Net interest income | $3,162,000 | 5,269 |
| Provision for loan and lease losses | $370,000 | 4,259 |
| Total noninterest income | $258,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $230,000 | 4,529 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $28,000 | 7,222 |
| Total noninterest expense | $3,892,000 | 4,325 |
| Salaries and employee benefits | $1,986,000 | 4,480 |
| Premises and equipment expense | $389,000 | 5,163 |
| Additional noninterest expense | $1,517,000 | 3,589 |
| Pre-tax net operating income | $-842,000 | 6,942 |
| Securities gains (losses) | $37,000 | 1,803 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-805,000 | 6,897 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-805,000 | 6,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,534,000 | 1,529 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-842,000 | 7,036 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 4,780 |
| Total interest expense | $2,461,000 | 4,120 |
| Net interest income | $2,393,000 | 5,278 |
| Provision for loan and lease losses | $255,000 | 3,815 |
| Total noninterest income | $271,000 | 5,568 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $173,000 | 4,560 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 5,658 |
| Total noninterest expense | $2,870,000 | 4,363 |
| Salaries and employee benefits | $1,447,000 | 4,596 |
| Premises and equipment expense | $385,000 | 4,406 |
| Additional noninterest expense | $1,038,000 | 3,759 |
| Pre-tax net operating income | $-461,000 | 7,236 |
| Securities gains (losses) | $37,000 | 1,627 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-424,000 | 7,130 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-424,000 | 7,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,079,000 | 1,243 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-461,000 | 7,292 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 4,774 |
| Total interest expense | $1,769,000 | 4,066 |
| Net interest income | $1,560,000 | 5,353 |
| Provision for loan and lease losses | $255,000 | 2,777 |
| Total noninterest income | $182,000 | 5,630 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $109,000 | 4,678 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $73,000 | 5,568 |
| Total noninterest expense | $1,731,000 | 4,691 |
| Salaries and employee benefits | $911,000 | 4,810 |
| Premises and equipment expense | $211,000 | 4,986 |
| Additional noninterest expense | $609,000 | 4,146 |
| Pre-tax net operating income | $-244,000 | 7,371 |
| Securities gains (losses) | $19,000 | 2,087 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-225,000 | 7,441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-225,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 1,208 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-244,000 | 7,444 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 4,734 |
| Total interest expense | $954,000 | 4,015 |
| Net interest income | $787,000 | 5,361 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $87,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $76,000 | 3,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $908,000 | 4,541 |
| Salaries and employee benefits | $493,000 | 4,603 |
| Premises and equipment expense | $99,000 | 5,177 |
| Additional noninterest expense | $316,000 | 3,968 |
| Pre-tax net operating income | $-89,000 | 7,526 |
| Securities gains (losses) | $19,000 | 1,626 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-70,000 | 7,571 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-70,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,428 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-89,000 | 7,578 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,020,000 | 4,721 |
| Total interest expense | $3,970,000 | 4,030 |
| Net interest income | $3,050,000 | 5,457 |
| Provision for loan and lease losses | $3,050,000 | 620 |
| Total noninterest income | $360,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $256,000 | 4,411 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $104,000 | 6,150 |
| Total noninterest expense | $3,477,000 | 4,543 |
| Salaries and employee benefits | $2,114,000 | 4,208 |
| Premises and equipment expense | $360,000 | 5,327 |
| Additional noninterest expense | $1,003,000 | 4,653 |
| Pre-tax net operating income | $-3,117,000 | 8,376 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-3,117,000 | 8,404 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,117,000 | 8,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,828,000 | 658 |
| Cash dividends | $86,000 | 5,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-3,117,000 | 8,396 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,930,000 | 4,404 |
| Total interest expense | $3,033,000 | 3,985 |
| Net interest income | $2,897,000 | 4,745 |
| Provision for loan and lease losses | $526,000 | 1,500 |
| Total noninterest income | $261,000 | 5,819 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $174,000 | 4,635 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $87,000 | 6,033 |
| Total noninterest expense | $2,583,000 | 4,546 |
| Salaries and employee benefits | $1,602,000 | 4,167 |
| Premises and equipment expense | $279,000 | 5,223 |
| Additional noninterest expense | $702,000 | 4,790 |
| Pre-tax net operating income | $49,000 | 7,497 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $49,000 | 7,495 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $49,000 | 7,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,527 |
| Cash dividends | $86,000 | 4,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $49,000 | 7,478 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 4,303 |
| Total interest expense | $2,029,000 | 3,981 |
| Net interest income | $2,120,000 | 4,524 |
| Provision for loan and lease losses | $331,000 | 1,426 |
| Total noninterest income | $151,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $110,000 | 4,742 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $41,000 | 6,570 |
| Total noninterest expense | $1,778,000 | 4,474 |
| Salaries and employee benefits | $1,048,000 | 4,265 |
| Premises and equipment expense | $165,000 | 5,581 |
| Additional noninterest expense | $565,000 | 4,196 |
| Pre-tax net operating income | $162,000 | 6,884 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $162,000 | 6,647 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $162,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,722 |
| Cash dividends | $86,000 | 4,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $162,000 | 6,641 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 4,226 |
| Total interest expense | $1,035,000 | 3,923 |
| Net interest income | $1,085,000 | 4,457 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $83,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $51,000 | 4,837 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $32,000 | 5,872 |
| Total noninterest expense | $890,000 | 4,467 |
| Salaries and employee benefits | $549,000 | 4,139 |
| Premises and equipment expense | $81,000 | 5,658 |
| Additional noninterest expense | $260,000 | 4,414 |
| Pre-tax net operating income | $128,000 | 6,315 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $128,000 | 5,957 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $128,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,349 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $128,000 | 5,943 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,378,000 | 4,081 |
| Total interest expense | $3,767,000 | 3,738 |
| Net interest income | $4,611,000 | 4,277 |
| Provision for loan and lease losses | $1,462,000 | 727 |
| Total noninterest income | $397,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $226,000 | 4,729 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $171,000 | 5,395 |
| Total noninterest expense | $3,546,000 | 4,369 |
| Salaries and employee benefits | $2,088,000 | 4,139 |
| Premises and equipment expense | $305,000 | 5,709 |
| Additional noninterest expense | $1,153,000 | 4,064 |
| Pre-tax net operating income | $0 | 7,943 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $0 | 7,983 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $0 | 7,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 1,071 |
| Cash dividends | $1,147,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $0 | 7,965 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,181,000 | 4,095 |
| Total interest expense | $2,676,000 | 3,798 |
| Net interest income | $3,505,000 | 4,248 |
| Provision for loan and lease losses | $1,462,000 | 536 |
| Total noninterest income | $321,000 | 5,494 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $168,000 | 4,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $153,000 | 5,083 |
| Total noninterest expense | $2,484,000 | 4,561 |
| Salaries and employee benefits | $1,448,000 | 4,358 |
| Premises and equipment expense | $221,000 | 5,809 |
| Additional noninterest expense | $815,000 | 4,209 |
| Pre-tax net operating income | $-120,000 | 8,242 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-120,000 | 8,268 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-120,000 | 8,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $589,000 | 711 |
| Cash dividends | $1,147,000 | 1,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-120,000 | 8,258 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,113,000 | 4,045 |
| Total interest expense | $1,703,000 | 3,796 |
| Net interest income | $2,410,000 | 4,149 |
| Provision for loan and lease losses | $53,000 | 4,385 |
| Total noninterest income | $206,000 | 5,565 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $107,000 | 4,870 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $99,000 | 5,149 |
| Total noninterest expense | $1,582,000 | 4,720 |
| Salaries and employee benefits | $950,000 | 4,430 |
| Premises and equipment expense | $135,000 | 6,040 |
| Additional noninterest expense | $497,000 | 4,507 |
| Pre-tax net operating income | $981,000 | 3,837 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $981,000 | 3,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $981,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,422 |
| Cash dividends | $881,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $981,000 | 3,255 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 4,052 |
| Total interest expense | $824,000 | 3,747 |
| Net interest income | $1,197,000 | 4,163 |
| Provision for loan and lease losses | $-4,000 | 8,523 |
| Total noninterest income | $97,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $49,000 | 5,002 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $796,000 | 4,714 |
| Salaries and employee benefits | $504,000 | 4,258 |
| Premises and equipment expense | $60,000 | 6,361 |
| Additional noninterest expense | $232,000 | 4,689 |
| Pre-tax net operating income | $502,000 | 3,718 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $502,000 | 3,150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $502,000 | 3,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $378,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $502,000 | 3,127 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,914,000 | 3,791 |
| Total interest expense | $2,736,000 | 3,582 |
| Net interest income | $5,178,000 | 3,856 |
| Provision for loan and lease losses | $113,000 | 4,668 |
| Total noninterest income | $463,000 | 5,425 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $238,000 | 4,675 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $225,000 | 4,940 |
| Total noninterest expense | $3,327,000 | 4,464 |
| Salaries and employee benefits | $1,942,000 | 4,212 |
| Premises and equipment expense | $319,000 | 5,559 |
| Additional noninterest expense | $1,066,000 | 4,202 |
| Pre-tax net operating income | $2,201,000 | 3,459 |
| Securities gains (losses) | $-22,000 | 7,864 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,179,000 | 2,874 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,179,000 | 2,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,163 |
| Cash dividends | $1,220,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,201,000 | 2,819 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,926,000 | 3,753 |
| Total interest expense | $1,952,000 | 3,578 |
| Net interest income | $3,974,000 | 3,782 |
| Provision for loan and lease losses | $41,000 | 5,531 |
| Total noninterest income | $373,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $177,000 | 4,724 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $196,000 | 4,644 |
| Total noninterest expense | $2,287,000 | 4,694 |
| Salaries and employee benefits | $1,354,000 | 4,442 |
| Premises and equipment expense | $243,000 | 5,522 |
| Additional noninterest expense | $690,000 | 4,668 |
| Pre-tax net operating income | $2,019,000 | 3,036 |
| Securities gains (losses) | $-22,000 | 8,215 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,997,000 | 2,491 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,997,000 | 2,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $1,220,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,019,000 | 2,438 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 3,712 |
| Total interest expense | $1,223,000 | 3,573 |
| Net interest income | $2,683,000 | 3,715 |
| Provision for loan and lease losses | $33,000 | 5,080 |
| Total noninterest income | $245,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $120,000 | 4,652 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $125,000 | 4,710 |
| Total noninterest expense | $1,528,000 | 4,668 |
| Salaries and employee benefits | $882,000 | 4,493 |
| Premises and equipment expense | $183,000 | 5,115 |
| Additional noninterest expense | $463,000 | 4,630 |
| Pre-tax net operating income | $1,367,000 | 2,948 |
| Securities gains (losses) | $-22,000 | 8,391 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,345,000 | 2,407 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,345,000 | 2,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,220 |
| Cash dividends | $841,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,367,000 | 2,356 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 3,657 |
| Total interest expense | $594,000 | 3,524 |
| Net interest income | $1,367,000 | 3,681 |
| Provision for loan and lease losses | $33,000 | 3,846 |
| Total noninterest income | $120,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $54,000 | 4,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,568 |
| Total noninterest expense | $740,000 | 4,790 |
| Salaries and employee benefits | $459,000 | 4,374 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $211,000 | 4,905 |
| Pre-tax net operating income | $714,000 | 2,808 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $716,000 | 2,283 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $716,000 | 2,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,093 |
| Cash dividends | $76,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $714,000 | 2,250 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,705,000 | 3,509 |
| Total interest expense | $2,314,000 | 3,243 |
| Net interest income | $5,391,000 | 3,586 |
| Provision for loan and lease losses | $29,000 | 6,495 |
| Total noninterest income | $439,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $202,000 | 5,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $237,000 | 4,744 |
| Total noninterest expense | $3,076,000 | 4,583 |
| Salaries and employee benefits | $1,689,000 | 4,547 |
| Premises and equipment expense | $307,000 | 5,616 |
| Additional noninterest expense | $1,080,000 | 4,077 |
| Pre-tax net operating income | $2,725,000 | 2,798 |
| Securities gains (losses) | $-124,000 | 8,752 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,601,000 | 2,345 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,601,000 | 2,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,319 |
| Cash dividends | $1,686,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,725,000 | 2,198 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,738,000 | 3,516 |
| Total interest expense | $1,719,000 | 3,214 |
| Net interest income | $4,019,000 | 3,585 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $341,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $152,000 | 5,231 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $189,000 | 4,621 |
| Total noninterest expense | $2,073,000 | 4,906 |
| Salaries and employee benefits | $1,176,000 | 4,743 |
| Premises and equipment expense | $218,000 | 5,734 |
| Additional noninterest expense | $679,000 | 4,637 |
| Pre-tax net operating income | $2,278,000 | 2,585 |
| Securities gains (losses) | $-7,000 | 8,426 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,271,000 | 2,065 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,271,000 | 2,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $926,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,278,000 | 2,008 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,770,000 | 3,539 |
| Total interest expense | $1,156,000 | 3,177 |
| Net interest income | $2,614,000 | 3,642 |
| Provision for loan and lease losses | $11,000 | 6,344 |
| Total noninterest income | $203,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $100,000 | 5,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $103,000 | 5,109 |
| Total noninterest expense | $1,333,000 | 5,049 |
| Salaries and employee benefits | $763,000 | 4,876 |
| Premises and equipment expense | $128,000 | 6,144 |
| Additional noninterest expense | $442,000 | 4,742 |
| Pre-tax net operating income | $1,473,000 | 2,630 |
| Securities gains (losses) | $-3,000 | 8,495 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,470,000 | 2,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,470,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $311,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,473,000 | 2,043 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 3,612 |
| Total interest expense | $592,000 | 3,152 |
| Net interest income | $1,256,000 | 3,750 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $97,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 5,172 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $46,000 | 5,276 |
| Total noninterest expense | $704,000 | 4,900 |
| Salaries and employee benefits | $409,000 | 4,659 |
| Premises and equipment expense | $67,000 | 6,015 |
| Additional noninterest expense | $228,000 | 4,622 |
| Pre-tax net operating income | $640,000 | 2,914 |
| Securities gains (losses) | $-5,000 | 8,841 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $635,000 | 2,369 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $635,000 | 2,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $78,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $640,000 | 2,265 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,325,000 | 4,147 |
| Total interest expense | $2,980,000 | 2,888 |
| Net interest income | $3,345,000 | 4,943 |
| Provision for loan and lease losses | $4,000 | 7,558 |
| Total noninterest income | $388,000 | 6,030 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $190,000 | 5,378 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $198,000 | 5,303 |
| Total noninterest expense | $2,638,000 | 5,021 |
| Salaries and employee benefits | $1,512,000 | 4,819 |
| Premises and equipment expense | $273,000 | 5,941 |
| Additional noninterest expense | $853,000 | 4,829 |
| Pre-tax net operating income | $1,091,000 | 4,947 |
| Securities gains (losses) | $24,000 | 3,094 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,115,000 | 4,322 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,115,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $303,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,091,000 | 4,226 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,611,000 | 4,290 |
| Total interest expense | $2,332,000 | 2,863 |
| Net interest income | $2,279,000 | 5,279 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $292,000 | 6,073 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $143,000 | 5,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 5,342 |
| Total noninterest expense | $1,773,000 | 5,391 |
| Salaries and employee benefits | $974,000 | 5,338 |
| Premises and equipment expense | $190,000 | 6,129 |
| Additional noninterest expense | $609,000 | 4,951 |
| Pre-tax net operating income | $793,000 | 5,158 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $793,000 | 4,618 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $793,000 | 4,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $303,000 | 3,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $793,000 | 4,441 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,149,000 | 4,252 |
| Total interest expense | $1,643,000 | 2,805 |
| Net interest income | $1,506,000 | 5,312 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $182,000 | 6,206 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $91,000 | 5,480 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $91,000 | 5,491 |
| Total noninterest expense | $1,132,000 | 5,541 |
| Salaries and employee benefits | $640,000 | 5,410 |
| Premises and equipment expense | $101,000 | 6,739 |
| Additional noninterest expense | $391,000 | 5,088 |
| Pre-tax net operating income | $556,000 | 5,045 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $556,000 | 4,513 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $556,000 | 4,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $226,000 | 3,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $556,000 | 4,298 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 4,252 |
| Total interest expense | $866,000 | 2,734 |
| Net interest income | $723,000 | 5,443 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $104,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 5,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $530,000 | 5,801 |
| Salaries and employee benefits | $303,000 | 5,597 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $178,000 | 5,386 |
| Pre-tax net operating income | $297,000 | 4,819 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $297,000 | 4,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $297,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $68,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $297,000 | 4,081 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,889,000 | 4,104 |
| Total interest expense | $3,476,000 | 3,122 |
| Net interest income | $3,413,000 | 4,835 |
| Provision for loan and lease losses | $-22,000 | 9,201 |
| Total noninterest income | $347,000 | 6,121 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $194,000 | 5,268 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $2,462,000 | 5,129 |
| Salaries and employee benefits | $1,406,000 | 4,921 |
| Premises and equipment expense | $266,000 | 5,936 |
| Additional noninterest expense | $790,000 | 4,968 |
| Pre-tax net operating income | $1,320,000 | 4,447 |
| Securities gains (losses) | $35,000 | 2,707 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,355,000 | 3,778 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,355,000 | 3,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,985 |
| Cash dividends | $307,000 | 4,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,320,000 | 3,741 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,688,000 | 4,575 |
| Total interest expense | $3,955,000 | 3,838 |
| Net interest income | $2,733,000 | 5,403 |
| Provision for loan and lease losses | $-51,000 | 9,506 |
| Total noninterest income | $286,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $176,000 | 5,441 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $110,000 | 6,201 |
| Total noninterest expense | $2,152,000 | 5,468 |
| Salaries and employee benefits | $1,257,000 | 5,147 |
| Premises and equipment expense | $196,000 | 6,849 |
| Additional noninterest expense | $699,000 | 5,311 |
| Pre-tax net operating income | $918,000 | 5,130 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $918,000 | 4,511 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $918,000 | 4,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 9,416 |
| Cash dividends | $322,000 | 4,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $918,000 | 4,402 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,444,000 | 4,854 |
| Total interest expense | $3,705,000 | 4,211 |
| Net interest income | $2,739,000 | 5,484 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $317,000 | 6,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 5,818 |
| Total noninterest expense | $1,944,000 | 5,775 |
| Salaries and employee benefits | $1,105,000 | 5,541 |
| Premises and equipment expense | $157,000 | 7,488 |
| Additional noninterest expense | $682,000 | 5,276 |
| Pre-tax net operating income | $1,087,000 | 5,037 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,081,000 | 4,163 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,081,000 | 4,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $314,000 | 4,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,087,000 | 4,142 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,052,000 | 4,918 |
| Total interest expense | $3,476,000 | 4,071 |
| Net interest income | $2,576,000 | 5,694 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $336,000 | 6,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,767 |
| Total noninterest expense | $1,916,000 | 5,841 |
| Salaries and employee benefits | $1,001,000 | 5,880 |
| Premises and equipment expense | $215,000 | 6,570 |
| Additional noninterest expense | $700,000 | 5,245 |
| Pre-tax net operating income | $971,000 | 5,397 |
| Securities gains (losses) | $-11,000 | 9,339 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $960,000 | 4,548 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $960,000 | 4,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $235,000 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $971,000 | 4,473 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,089,000 | 4,950 |
| Total interest expense | $3,485,000 | 4,147 |
| Net interest income | $2,604,000 | 5,686 |
| Provision for loan and lease losses | $-3,000 | 10,189 |
| Total noninterest income | $393,000 | 5,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,198 |
| Total noninterest expense | $1,812,000 | 5,964 |
| Salaries and employee benefits | $1,059,000 | 5,557 |
| Premises and equipment expense | $134,000 | 7,988 |
| Additional noninterest expense | $619,000 | 5,629 |
| Pre-tax net operating income | $1,188,000 | 4,914 |
| Securities gains (losses) | $-67,000 | 10,383 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,121,000 | 4,127 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,121,000 | 4,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $493,000 | 3,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,188,000 | 3,870 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 5,263 |
| Total interest expense | $3,164,000 | 4,495 |
| Net interest income | $2,536,000 | 5,992 |
| Provision for loan and lease losses | $86,000 | 5,525 |
| Total noninterest income | $399,000 | 5,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,119 |
| Total noninterest expense | $1,694,000 | 6,315 |
| Salaries and employee benefits | $982,000 | 5,932 |
| Premises and equipment expense | $129,000 | 8,265 |
| Additional noninterest expense | $583,000 | 5,918 |
| Pre-tax net operating income | $1,155,000 | 5,365 |
| Securities gains (losses) | $-75,000 | 10,723 |
| Applicable income taxes | $-73,000 | 10,667 |
| Income before extraordinary items | $1,153,000 | 4,190 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,153,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,112 |
| Cash dividends | $625,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,228,000 | 3,908 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,652,000 | 5,409 |
| Total interest expense | $3,236,000 | 4,471 |
| Net interest income | $2,416,000 | 6,350 |
| Provision for loan and lease losses | $13,000 | 8,331 |
| Total noninterest income | $373,000 | 6,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,165 |
| Total noninterest expense | $1,597,000 | 6,851 |
| Salaries and employee benefits | $882,000 | 6,551 |
| Premises and equipment expense | $145,000 | 8,181 |
| Additional noninterest expense | $570,000 | 6,547 |
| Pre-tax net operating income | $1,179,000 | 5,187 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $258,000 | 6,342 |
| Income before extraordinary items | $934,000 | 4,748 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $934,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $303,000 | 4,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $923,860 | 4,729 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 6,032 |
| Total interest expense | $2,765,000 | 5,113 |
| Net interest income | $2,191,000 | 6,887 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $374,000 | 6,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,108 |
| Total noninterest expense | $1,533,000 | 7,166 |
| Salaries and employee benefits | $834,000 | 6,925 |
| Premises and equipment expense | $137,000 | 8,597 |
| Additional noninterest expense | $562,000 | 6,766 |
| Pre-tax net operating income | $1,031,000 | 5,868 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $190,000 | 7,597 |
| Income before extraordinary items | $823,000 | 5,340 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $823,000 | 5,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $227,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $837,580 | 5,253 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 6,173 |
| Total interest expense | $2,246,000 | 5,083 |
| Net interest income | $2,222,000 | 7,035 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $345,000 | 6,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,544 |
| Total noninterest expense | $1,604,000 | 7,287 |
| Salaries and employee benefits | $784,000 | 7,301 |
| Premises and equipment expense | $143,000 | 8,743 |
| Additional noninterest expense | $677,000 | 6,491 |
| Pre-tax net operating income | $951,000 | 6,166 |
| Securities gains (losses) | $-100,000 | 11,525 |
| Applicable income taxes | $134,000 | 8,630 |
| Income before extraordinary items | $717,000 | 5,811 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $717,000 | 5,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $308,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $801,000 | 5,428 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,260,000 | 6,564 |
| Total interest expense | $2,049,000 | 5,711 |
| Net interest income | $2,211,000 | 7,157 |
| Provision for loan and lease losses | $7,000 | 9,969 |
| Total noninterest income | $325,000 | 7,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,168 |
| Total noninterest expense | $1,544,000 | 7,678 |
| Salaries and employee benefits | $759,000 | 7,588 |
| Premises and equipment expense | $174,000 | 8,281 |
| Additional noninterest expense | $611,000 | 7,235 |
| Pre-tax net operating income | $985,000 | 5,947 |
| Securities gains (losses) | $-9,000 | 12,743 |
| Applicable income taxes | $201,000 | 7,594 |
| Income before extraordinary items | $775,000 | 5,700 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $775,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $309,000 | 4,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $782,110 | 5,427 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 6,900 |
| Total interest expense | $2,320,000 | 6,359 |
| Net interest income | $2,180,000 | 7,294 |
| Provision for loan and lease losses | $138,000 | 6,347 |
| Total noninterest income | $290,000 | 7,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,510 |
| Total noninterest expense | $1,543,000 | 7,765 |
| Salaries and employee benefits | $747,000 | 7,636 |
| Premises and equipment expense | $131,000 | 9,652 |
| Additional noninterest expense | $665,000 | 6,991 |
| Pre-tax net operating income | $789,000 | 6,616 |
| Securities gains (losses) | $69,000 | 3,609 |
| Applicable income taxes | $180,000 | 7,969 |
| Income before extraordinary items | $678,000 | 6,051 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $678,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 5,100 |
| Cash dividends | $547,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $623,490 | 6,052 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.