Home > HeritageBank > Assets and Liabilities
HeritageBank, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 136 | 1,261 |
| Assets and Liabilities | ||
| Total Assets: | $409,744,000 | 1,628 |
| Cash and due from depository institutions | $13,280,000 | 1,261 |
| Interest-bearing balances | $1,962,000 | 1,917 |
| Securities | $39,496,000 | 2,832 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $337,489,000 | 1,357 |
| Loan loss allowance | $3,888,000 | 1,345 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,449,000 | 1,433 |
| Other real estate owned | $0 | 1,261 |
| Goodwill and other intangibles | $2,251,000 | 1,292 |
| All other assets | $8,779,000 | 1,934 |
| Life insurance assets | $393,000 | 3,536 |
| Total liabilities and capital | $409,744,000 | 1,628 |
| Total liabilities | $375,046,000 | 1,599 |
| Total deposits | $307,124,000 | 1,715 |
| Interest-bearing deposits | $258,342,000 | 1,761 |
| Deposits held in domestic offices | $307,124,000 | 1,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,079,000 | 1,182 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $52,795,000 | 848 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,048,000 | 1,127 |
| Total equity capital | $34,698,000 | 1,926 |
| Total bank equity capital | $34,698,000 | 1,926 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $100,000 | 6,493 |
| Surplus | $25,031,000 | 1,134 |
| Undivided profits | $9,567,000 | 3,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $562,000 | 3,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,070,000 | 1,306 |
| Earning assets | $378,947,000 | 1,610 |
| Long-term assets (5+ years) | $80,915,000 | 1,284 |
| Average Assets, year-to-date | $405,906,600 | 1,573 |
| Average Assets, quarterly | $412,972,000 | 1,592 |
| Volatile liabilities | $59,914,000 | 2,311 |
| Insider loans | $68,000 | 7,245 |
| FHLB advances | $52,795,000 | 774 |
| Loans and leases held for sale | $7,992,000 | 295 |
| Unused loan commitments | $66,386,000 | 1,466 |
| Tier 1 (core) risk-based capital | $33,394,000 | 1,904 |
| Tier 2 risk-based capital | $3,888,000 | 1,338 |
| Total risk weighted assets | $352,551,000 | 1,383 |
| Total unused commitments | $66,386,000 | 1,467 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 143 | 1,214 |
| Assets and Liabilities | ||
| Total Assets: | $416,200,000 | 1,581 |
| Cash and due from depository institutions | $17,206,000 | 1,214 |
| Interest-bearing balances | $819,000 | 2,617 |
| Securities | $39,327,000 | 2,868 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $339,738,000 | 1,337 |
| Loan loss allowance | $3,896,000 | 1,331 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,614,000 | 1,385 |
| Other real estate owned | $0 | 1,214 |
| Goodwill and other intangibles | $2,219,000 | 1,296 |
| All other assets | $9,096,000 | 1,884 |
| Life insurance assets | $387,000 | 3,513 |
| Total liabilities and capital | $416,200,000 | 1,581 |
| Total liabilities | $381,944,000 | 1,552 |
| Total deposits | $311,311,000 | 1,674 |
| Interest-bearing deposits | $254,556,000 | 1,766 |
| Deposits held in domestic offices | $311,311,000 | 1,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,608,000 | 1,290 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $56,857,000 | 834 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,168,000 | 1,080 |
| Total equity capital | $34,256,000 | 1,940 |
| Total bank equity capital | $34,256,000 | 1,940 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,550 |
| Surplus | $25,018,000 | 1,134 |
| Undivided profits | $9,138,000 | 3,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,361,000 | 1,169 |
| Earning assets | $379,884,000 | 1,594 |
| Long-term assets (5+ years) | $79,864,000 | 1,282 |
| Average Assets, year-to-date | $404,947,250 | 1,586 |
| Average Assets, quarterly | $413,247,500 | 1,579 |
| Volatile liabilities | $54,151,000 | 2,469 |
| Insider loans | $70,000 | 7,278 |
| FHLB advances | $56,857,000 | 759 |
| Loans and leases held for sale | $7,899,000 | 285 |
| Unused loan commitments | $71,408,000 | 1,396 |
| Tier 1 (core) risk-based capital | $32,985,000 | 1,919 |
| Tier 2 risk-based capital | $3,896,000 | 1,322 |
| Total risk weighted assets | $354,572,000 | 1,366 |
| Total unused commitments | $71,408,000 | 1,396 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 142 | 1,235 |
| Assets and Liabilities | ||
| Total Assets: | $410,295,000 | 1,588 |
| Cash and due from depository institutions | $12,209,000 | 1,235 |
| Interest-bearing balances | $527,000 | 3,032 |
| Securities | $39,208,000 | 2,869 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $339,436,000 | 1,319 |
| Loan loss allowance | $3,904,000 | 1,309 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,554,000 | 1,358 |
| Other real estate owned | $0 | 1,235 |
| Goodwill and other intangibles | $2,127,000 | 1,301 |
| All other assets | $8,761,000 | 1,915 |
| Life insurance assets | $383,000 | 3,493 |
| Total liabilities and capital | $410,295,000 | 1,588 |
| Total liabilities | $377,124,000 | 1,556 |
| Total deposits | $314,168,000 | 1,652 |
| Interest-bearing deposits | $255,722,000 | 1,730 |
| Deposits held in domestic offices | $314,168,000 | 1,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,397,000 | 1,533 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $51,669,000 | 914 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,890,000 | 1,058 |
| Total equity capital | $33,171,000 | 1,931 |
| Total bank equity capital | $33,171,000 | 1,931 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $100,000 | 6,569 |
| Surplus | $25,010,000 | 1,110 |
| Undivided profits | $8,061,000 | 3,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,743,000 | 1,296 |
| Earning assets | $379,171,000 | 1,573 |
| Long-term assets (5+ years) | $77,479,000 | 1,313 |
| Average Assets, year-to-date | $401,196,330 | 1,603 |
| Average Assets, quarterly | $409,051,500 | 1,572 |
| Volatile liabilities | $78,943,000 | 1,804 |
| Insider loans | $71,000 | 7,323 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $8,027,000 | 297 |
| Unused loan commitments | $67,127,000 | 1,470 |
| Tier 1 (core) risk-based capital | $32,237,000 | 1,930 |
| Tier 2 risk-based capital | $3,904,000 | 1,294 |
| Total risk weighted assets | $353,248,000 | 1,353 |
| Total unused commitments | $67,127,000 | 1,471 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 140 | 1,221 |
| Assets and Liabilities | ||
| Total Assets: | $407,808,000 | 1,564 |
| Cash and due from depository institutions | $24,282,000 | 1,221 |
| Interest-bearing balances | $6,450,000 | 889 |
| Securities | $39,233,000 | 2,907 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $325,459,000 | 1,329 |
| Loan loss allowance | $3,824,000 | 1,318 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,412,000 | 1,343 |
| Other real estate owned | $0 | 1,221 |
| Goodwill and other intangibles | $2,103,000 | 1,276 |
| All other assets | $8,319,000 | 1,949 |
| Life insurance assets | $380,000 | 3,458 |
| Total liabilities and capital | $407,808,000 | 1,564 |
| Total liabilities | $375,682,000 | 1,524 |
| Total deposits | $320,660,000 | 1,588 |
| Interest-bearing deposits | $265,497,000 | 1,646 |
| Deposits held in domestic offices | $320,660,000 | 1,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,471,000 | 976 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $36,732,000 | 1,141 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,819,000 | 1,072 |
| Total equity capital | $32,126,000 | 1,973 |
| Total bank equity capital | $32,126,000 | 1,973 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,581 |
| Surplus | $19,964,000 | 1,304 |
| Undivided profits | $12,062,000 | 2,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,513,000 | 1,348 |
| Earning assets | $371,142,000 | 1,587 |
| Long-term assets (5+ years) | $71,462,000 | 1,371 |
| Average Assets, year-to-date | $396,647,000 | 1,612 |
| Average Assets, quarterly | $396,647,000 | 1,612 |
| Volatile liabilities | $67,919,000 | 1,967 |
| Insider loans | $26,000 | 7,644 |
| FHLB advances | $36,732,000 | 1,068 |
| Loans and leases held for sale | $7,614,000 | 274 |
| Unused loan commitments | $60,884,000 | 1,573 |
| Tier 1 (core) risk-based capital | $30,988,000 | 1,976 |
| Tier 2 risk-based capital | $3,824,000 | 1,300 |
| Total risk weighted assets | $340,696,000 | 1,355 |
| Total unused commitments | $60,884,000 | 1,573 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 139 | 1,226 |
| Assets and Liabilities | ||
| Total Assets: | $385,486,000 | 1,659 |
| Cash and due from depository institutions | $16,625,000 | 1,226 |
| Interest-bearing balances | $435,000 | 3,474 |
| Securities | $35,065,000 | 3,145 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $315,133,000 | 1,356 |
| Loan loss allowance | $3,751,000 | 1,323 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,519,000 | 1,313 |
| Other real estate owned | $0 | 1,226 |
| Goodwill and other intangibles | $2,097,000 | 1,268 |
| All other assets | $8,047,000 | 2,011 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $385,486,000 | 1,659 |
| Total liabilities | $354,273,000 | 1,613 |
| Total deposits | $303,840,000 | 1,656 |
| Interest-bearing deposits | $247,176,000 | 1,736 |
| Deposits held in domestic offices | $303,840,000 | 1,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,248,000 | 1,765 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $42,044,000 | 1,032 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,141,000 | 1,179 |
| Total equity capital | $31,213,000 | 2,013 |
| Total bank equity capital | $31,213,000 | 2,013 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $100,000 | 6,607 |
| Surplus | $19,964,000 | 1,271 |
| Undivided profits | $11,149,000 | 2,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 6,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,509,000 | 1,345 |
| Earning assets | $350,633,000 | 1,660 |
| Long-term assets (5+ years) | $69,319,000 | 1,387 |
| Average Assets, year-to-date | $364,596,600 | 1,659 |
| Average Assets, quarterly | $381,314,500 | 1,645 |
| Volatile liabilities | $67,678,000 | 1,917 |
| Insider loans | $32,000 | 7,600 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $3,902,000 | 398 |
| Unused loan commitments | $62,501,000 | 1,490 |
| Tier 1 (core) risk-based capital | $29,969,000 | 2,014 |
| Tier 2 risk-based capital | $3,751,000 | 1,305 |
| Total risk weighted assets | $332,428,000 | 1,371 |
| Total unused commitments | $62,501,000 | 1,490 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 142 | 1,186 |
| Assets and Liabilities | ||
| Total Assets: | $377,143,000 | 1,652 |
| Cash and due from depository institutions | $16,286,000 | 1,186 |
| Interest-bearing balances | $476,000 | 3,511 |
| Securities | $32,109,000 | 3,362 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $309,800,000 | 1,352 |
| Loan loss allowance | $3,682,000 | 1,333 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,632,000 | 1,251 |
| Other real estate owned | $2,000 | 1,186 |
| Goodwill and other intangibles | $2,063,000 | 1,247 |
| All other assets | $8,251,000 | 1,915 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $377,143,000 | 1,652 |
| Total liabilities | $346,939,000 | 1,609 |
| Total deposits | $303,618,000 | 1,622 |
| Interest-bearing deposits | $248,926,000 | 1,684 |
| Deposits held in domestic offices | $303,618,000 | 1,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,854,000 | 1,653 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $34,356,000 | 1,208 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,111,000 | 1,168 |
| Total equity capital | $30,204,000 | 2,039 |
| Total bank equity capital | $30,204,000 | 2,039 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $19,964,000 | 1,232 |
| Undivided profits | $10,140,000 | 3,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,817,000 | 1,125 |
| Earning assets | $342,385,000 | 1,674 |
| Long-term assets (5+ years) | $73,567,000 | 1,295 |
| Average Assets, year-to-date | $359,374,250 | 1,679 |
| Average Assets, quarterly | $373,062,000 | 1,659 |
| Volatile liabilities | $56,419,000 | 2,146 |
| Insider loans | $19,000 | 7,767 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $10,410,000 | 271 |
| Unused loan commitments | $56,871,000 | 1,585 |
| Tier 1 (core) risk-based capital | $28,802,000 | 2,061 |
| Tier 2 risk-based capital | $3,682,000 | 1,300 |
| Total risk weighted assets | $312,977,000 | 1,415 |
| Total unused commitments | $56,871,000 | 1,585 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 143 | 1,167 |
| Assets and Liabilities | ||
| Total Assets: | $368,981,000 | 1,659 |
| Cash and due from depository institutions | $16,006,000 | 1,167 |
| Interest-bearing balances | $313,000 | 3,815 |
| Securities | $37,080,000 | 3,033 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $297,398,000 | 1,372 |
| Loan loss allowance | $3,598,000 | 1,350 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,663,000 | 1,216 |
| Other real estate owned | $2,000 | 1,167 |
| Goodwill and other intangibles | $2,028,000 | 1,245 |
| All other assets | $7,804,000 | 1,943 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $368,981,000 | 1,659 |
| Total liabilities | $339,954,000 | 1,619 |
| Total deposits | $274,783,000 | 1,758 |
| Interest-bearing deposits | $224,386,000 | 1,802 |
| Deposits held in domestic offices | $274,783,000 | 1,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,817,000 | 1,674 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $57,169,000 | 826 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,185,000 | 1,355 |
| Total equity capital | $29,027,000 | 2,068 |
| Total bank equity capital | $29,027,000 | 2,068 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $19,964,000 | 1,208 |
| Undivided profits | $8,963,000 | 3,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 6,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,306,000 | 1,270 |
| Earning assets | $334,791,000 | 1,669 |
| Long-term assets (5+ years) | $73,405,000 | 1,309 |
| Average Assets, year-to-date | $353,451,330 | 1,689 |
| Average Assets, quarterly | $358,472,000 | 1,677 |
| Volatile liabilities | $71,947,000 | 1,694 |
| Insider loans | $21,000 | 7,754 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $9,189,000 | 294 |
| Unused loan commitments | $56,689,000 | 1,538 |
| Tier 1 (core) risk-based capital | $27,542,000 | 2,094 |
| Tier 2 risk-based capital | $3,598,000 | 1,315 |
| Total risk weighted assets | $310,803,000 | 1,388 |
| Total unused commitments | $56,689,000 | 1,538 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 140 | 1,179 |
| Assets and Liabilities | ||
| Total Assets: | $347,963,000 | 1,720 |
| Cash and due from depository institutions | $14,415,000 | 1,179 |
| Interest-bearing balances | $417,000 | 3,587 |
| Securities | $37,289,000 | 3,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $278,066,000 | 1,437 |
| Loan loss allowance | $3,625,000 | 1,325 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,615,000 | 1,202 |
| Other real estate owned | $2,000 | 1,179 |
| Goodwill and other intangibles | $1,992,000 | 1,242 |
| All other assets | $7,584,000 | 1,951 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $347,963,000 | 1,720 |
| Total liabilities | $320,185,000 | 1,687 |
| Total deposits | $256,419,000 | 1,849 |
| Interest-bearing deposits | $214,233,000 | 1,885 |
| Deposits held in domestic offices | $256,419,000 | 1,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,228,000 | 1,218 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $51,982,000 | 853 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,556,000 | 1,230 |
| Total equity capital | $27,778,000 | 2,096 |
| Total bank equity capital | $27,778,000 | 2,096 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $19,980,000 | 1,168 |
| Undivided profits | $7,698,000 | 3,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 3,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,046,000 | 1,426 |
| Earning assets | $315,772,000 | 1,735 |
| Long-term assets (5+ years) | $71,498,000 | 1,372 |
| Average Assets, year-to-date | $345,686,500 | 1,718 |
| Average Assets, quarterly | $345,686,500 | 1,718 |
| Volatile liabilities | $66,364,000 | 1,725 |
| Insider loans | $34,000 | 7,680 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $5,705,000 | 356 |
| Unused loan commitments | $55,580,000 | 1,497 |
| Tier 1 (core) risk-based capital | $26,453,000 | 2,137 |
| Tier 2 risk-based capital | $3,625,000 | 1,293 |
| Total risk weighted assets | $295,777,000 | 1,426 |
| Total unused commitments | $55,580,000 | 1,497 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 137 | 1,214 |
| Assets and Liabilities | ||
| Total Assets: | $343,410,000 | 1,732 |
| Cash and due from depository institutions | $16,870,000 | 1,214 |
| Interest-bearing balances | $3,504,000 | 1,438 |
| Securities | $38,610,000 | 2,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $269,983,000 | 1,467 |
| Loan loss allowance | $3,708,000 | 1,266 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,471,000 | 1,203 |
| Other real estate owned | $195,000 | 1,214 |
| Goodwill and other intangibles | $1,948,000 | 1,253 |
| All other assets | $7,333,000 | 1,982 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $343,410,000 | 1,732 |
| Total liabilities | $315,611,000 | 1,708 |
| Total deposits | $260,589,000 | 1,807 |
| Interest-bearing deposits | $213,126,000 | 1,861 |
| Deposits held in domestic offices | $260,589,000 | 1,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,498,000 | 1,328 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $44,794,000 | 982 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,730,000 | 1,485 |
| Total equity capital | $27,799,000 | 2,105 |
| Total bank equity capital | $27,799,000 | 2,105 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $19,964,000 | 1,154 |
| Undivided profits | $7,735,000 | 3,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $402,000 | 4,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,927,000 | 1,501 |
| Earning assets | $312,097,000 | 1,740 |
| Long-term assets (5+ years) | $72,471,000 | 1,388 |
| Average Assets, year-to-date | $325,293,800 | 1,734 |
| Average Assets, quarterly | $340,748,000 | 1,722 |
| Volatile liabilities | $58,108,000 | 1,872 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $5,786,000 | 337 |
| Unused loan commitments | $61,371,000 | 1,360 |
| Tier 1 (core) risk-based capital | $26,257,000 | 2,122 |
| Tier 2 risk-based capital | $3,608,000 | 1,279 |
| Total risk weighted assets | $288,549,000 | 1,445 |
| Total unused commitments | $61,371,000 | 1,360 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 140 | 1,197 |
| Assets and Liabilities | ||
| Total Assets: | $338,086,000 | 1,733 |
| Cash and due from depository institutions | $19,675,000 | 1,197 |
| Interest-bearing balances | $4,762,000 | 1,193 |
| Securities | $34,152,000 | 3,285 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $265,883,000 | 1,455 |
| Loan loss allowance | $3,733,000 | 1,258 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,041,000 | 1,233 |
| Other real estate owned | $474,000 | 1,197 |
| Goodwill and other intangibles | $1,910,000 | 1,242 |
| All other assets | $7,951,000 | 1,815 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $338,086,000 | 1,733 |
| Total liabilities | $310,680,000 | 1,708 |
| Total deposits | $251,703,000 | 1,852 |
| Interest-bearing deposits | $203,621,000 | 1,911 |
| Deposits held in domestic offices | $251,703,000 | 1,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,667,000 | 955 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $42,107,000 | 1,014 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,203,000 | 1,323 |
| Total equity capital | $27,406,000 | 2,100 |
| Total bank equity capital | $27,406,000 | 2,100 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $19,964,000 | 1,124 |
| Undivided profits | $7,342,000 | 3,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $588,000 | 3,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,509,000 | 1,097 |
| Earning assets | $304,797,000 | 1,759 |
| Long-term assets (5+ years) | $66,129,000 | 1,519 |
| Average Assets, year-to-date | $320,764,750 | 1,751 |
| Average Assets, quarterly | $334,332,000 | 1,725 |
| Volatile liabilities | $59,056,000 | 1,819 |
| Insider loans | $41,000 | 7,683 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $4,582,000 | 387 |
| Unused loan commitments | $53,826,000 | 1,483 |
| Tier 1 (core) risk-based capital | $25,776,000 | 2,140 |
| Tier 2 risk-based capital | $3,577,000 | 1,281 |
| Total risk weighted assets | $285,691,000 | 1,435 |
| Total unused commitments | $53,826,000 | 1,484 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 136 | 1,255 |
| Assets and Liabilities | ||
| Total Assets: | $330,578,000 | 1,745 |
| Cash and due from depository institutions | $12,467,000 | 1,255 |
| Interest-bearing balances | $842,000 | 3,024 |
| Securities | $40,337,000 | 2,924 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $259,579,000 | 1,446 |
| Loan loss allowance | $3,733,000 | 1,240 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,090,000 | 1,209 |
| Other real estate owned | $479,000 | 1,255 |
| Goodwill and other intangibles | $1,857,000 | 1,250 |
| All other assets | $7,769,000 | 1,850 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $330,578,000 | 1,745 |
| Total liabilities | $303,914,000 | 1,717 |
| Total deposits | $243,418,000 | 1,889 |
| Interest-bearing deposits | $196,557,000 | 1,970 |
| Deposits held in domestic offices | $243,418,000 | 1,881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,808,000 | 1,227 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $48,919,000 | 919 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,769,000 | 1,374 |
| Total equity capital | $26,664,000 | 2,076 |
| Total bank equity capital | $26,664,000 | 2,076 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $19,964,000 | 1,098 |
| Undivided profits | $6,600,000 | 3,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 4,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,071,000 | 1,299 |
| Earning assets | $300,758,000 | 1,750 |
| Long-term assets (5+ years) | $71,928,000 | 1,454 |
| Average Assets, year-to-date | $314,991,000 | 1,783 |
| Average Assets, quarterly | $321,377,000 | 1,764 |
| Volatile liabilities | $55,414,000 | 1,875 |
| Insider loans | $38,000 | 7,774 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $8,346,000 | 278 |
| Unused loan commitments | $47,644,000 | 1,625 |
| Tier 1 (core) risk-based capital | $25,411,000 | 2,126 |
| Tier 2 risk-based capital | $3,464,000 | 1,301 |
| Total risk weighted assets | $276,868,000 | 1,440 |
| Total unused commitments | $47,644,000 | 1,628 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 132 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $312,176,000 | 1,826 |
| Cash and due from depository institutions | $14,043,000 | 1,289 |
| Interest-bearing balances | $4,285,000 | 1,475 |
| Securities | $39,001,000 | 2,994 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $241,743,000 | 1,514 |
| Loan loss allowance | $3,804,000 | 1,215 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,024,000 | 1,197 |
| Other real estate owned | $525,000 | 1,289 |
| Goodwill and other intangibles | $1,790,000 | 1,265 |
| All other assets | $7,050,000 | 1,894 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $312,176,000 | 1,826 |
| Total liabilities | $285,423,000 | 1,796 |
| Total deposits | $242,783,000 | 1,870 |
| Interest-bearing deposits | $199,444,000 | 1,934 |
| Deposits held in domestic offices | $242,783,000 | 1,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,197,000 | 1,272 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $32,000,000 | 1,162 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,443,000 | 1,294 |
| Total equity capital | $26,753,000 | 2,112 |
| Total bank equity capital | $26,753,000 | 2,112 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $19,964,000 | 1,083 |
| Undivided profits | $6,689,000 | 3,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $727,000 | 3,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,845,000 | 1,472 |
| Earning assets | $285,029,000 | 1,820 |
| Long-term assets (5+ years) | $66,529,000 | 1,518 |
| Average Assets, year-to-date | $307,197,500 | 1,830 |
| Average Assets, quarterly | $307,197,500 | 1,830 |
| Volatile liabilities | $38,631,000 | 2,428 |
| Insider loans | $31,000 | 7,833 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $6,602,000 | 339 |
| Unused loan commitments | $48,202,000 | 1,568 |
| Tier 1 (core) risk-based capital | $24,983,000 | 2,131 |
| Tier 2 risk-based capital | $3,238,000 | 1,369 |
| Total risk weighted assets | $258,475,000 | 1,511 |
| Total unused commitments | $48,202,000 | 1,571 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 130 | 1,321 |
| Assets and Liabilities | ||
| Total Assets: | $302,219,000 | 1,871 |
| Cash and due from depository institutions | $13,427,000 | 1,321 |
| Interest-bearing balances | $9,716,000 | 670 |
| Securities | $40,989,000 | 2,915 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $231,062,000 | 1,566 |
| Loan loss allowance | $3,755,000 | 1,225 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,512,000 | 1,272 |
| Other real estate owned | $530,000 | 1,321 |
| Goodwill and other intangibles | $1,763,000 | 1,273 |
| All other assets | $6,936,000 | 1,947 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,219,000 | 1,871 |
| Total liabilities | $275,795,000 | 1,843 |
| Total deposits | $234,034,000 | 1,934 |
| Interest-bearing deposits | $197,447,000 | 1,950 |
| Deposits held in domestic offices | $234,034,000 | 1,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,890,000 | 1,281 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $31,000,000 | 1,214 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,871,000 | 1,418 |
| Total equity capital | $26,424,000 | 2,092 |
| Total bank equity capital | $26,424,000 | 2,092 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $19,964,000 | 1,062 |
| Undivided profits | $6,360,000 | 4,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $822,000 | 3,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,768,000 | 1,605 |
| Earning assets | $281,767,000 | 1,831 |
| Long-term assets (5+ years) | $70,950,000 | 1,458 |
| Average Assets, year-to-date | $305,241,200 | 1,776 |
| Average Assets, quarterly | $304,198,000 | 1,834 |
| Volatile liabilities | $38,330,000 | 2,437 |
| Insider loans | $33,000 | 7,884 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $3,883,000 | 447 |
| Unused loan commitments | $69,362,000 | 1,126 |
| Tier 1 (core) risk-based capital | $24,651,000 | 2,136 |
| Tier 2 risk-based capital | $3,123,000 | 1,422 |
| Total risk weighted assets | $249,229,000 | 1,560 |
| Total unused commitments | $69,362,000 | 1,127 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 131 | 1,319 |
| Assets and Liabilities | ||
| Total Assets: | $306,177,000 | 1,848 |
| Cash and due from depository institutions | $18,086,000 | 1,319 |
| Interest-bearing balances | $14,531,000 | 536 |
| Securities | $39,098,000 | 2,987 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $232,449,000 | 1,549 |
| Loan loss allowance | $3,694,000 | 1,265 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,951,000 | 1,368 |
| Other real estate owned | $560,000 | 1,319 |
| Goodwill and other intangibles | $1,738,000 | 1,259 |
| All other assets | $7,295,000 | 1,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $306,177,000 | 1,848 |
| Total liabilities | $280,016,000 | 1,816 |
| Total deposits | $237,093,000 | 1,911 |
| Interest-bearing deposits | $198,255,000 | 1,956 |
| Deposits held in domestic offices | $237,093,000 | 1,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,825,000 | 1,166 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $31,000,000 | 1,188 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,098,000 | 1,405 |
| Total equity capital | $26,161,000 | 2,108 |
| Total bank equity capital | $26,161,000 | 2,108 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $19,964,000 | 1,054 |
| Undivided profits | $6,097,000 | 4,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $969,000 | 2,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,429,000 | 1,130 |
| Earning assets | $286,078,000 | 1,809 |
| Long-term assets (5+ years) | $81,406,000 | 1,297 |
| Average Assets, year-to-date | $305,996,750 | 1,787 |
| Average Assets, quarterly | $309,198,000 | 1,810 |
| Volatile liabilities | $39,244,000 | 2,340 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $10,283,000 | 338 |
| Unused loan commitments | $68,236,000 | 1,170 |
| Tier 1 (core) risk-based capital | $24,467,000 | 2,153 |
| Tier 2 risk-based capital | $3,098,000 | 1,424 |
| Total risk weighted assets | $247,209,000 | 1,565 |
| Total unused commitments | $68,236,000 | 1,174 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 123 | 1,432 |
| Assets and Liabilities | ||
| Total Assets: | $312,219,000 | 1,790 |
| Cash and due from depository institutions | $18,443,000 | 1,432 |
| Interest-bearing balances | $12,648,000 | 647 |
| Securities | $40,964,000 | 2,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $237,024,000 | 1,500 |
| Loan loss allowance | $3,581,000 | 1,276 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,735,000 | 1,396 |
| Other real estate owned | $555,000 | 1,432 |
| Goodwill and other intangibles | $1,691,000 | 1,238 |
| All other assets | $6,807,000 | 1,875 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,219,000 | 1,790 |
| Total liabilities | $285,990,000 | 1,755 |
| Total deposits | $242,954,000 | 1,847 |
| Interest-bearing deposits | $197,532,000 | 1,954 |
| Deposits held in domestic offices | $242,954,000 | 1,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,410,000 | 1,088 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $31,000,000 | 1,176 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,626,000 | 1,646 |
| Total equity capital | $26,229,000 | 2,097 |
| Total bank equity capital | $26,229,000 | 2,097 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $19,964,000 | 1,032 |
| Undivided profits | $6,165,000 | 4,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $857,000 | 3,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,132,000 | 1,298 |
| Earning assets | $290,636,000 | 1,763 |
| Long-term assets (5+ years) | $85,649,000 | 1,170 |
| Average Assets, year-to-date | $305,936,670 | 1,794 |
| Average Assets, quarterly | $308,712,000 | 1,788 |
| Volatile liabilities | $40,610,000 | 2,224 |
| Insider loans | $39,000 | 7,968 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $18,394,000 | 306 |
| Unused loan commitments | $43,991,000 | 1,582 |
| Tier 1 (core) risk-based capital | $24,181,000 | 2,126 |
| Tier 2 risk-based capital | $3,032,000 | 1,403 |
| Total risk weighted assets | $241,996,000 | 1,560 |
| Total unused commitments | $43,991,000 | 1,588 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 118 | 1,471 |
| Assets and Liabilities | ||
| Total Assets: | $305,205,000 | 1,798 |
| Cash and due from depository institutions | $21,304,000 | 1,471 |
| Interest-bearing balances | $18,243,000 | 452 |
| Securities | $42,463,000 | 2,714 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $225,912,000 | 1,560 |
| Loan loss allowance | $3,297,000 | 1,365 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,662,000 | 1,387 |
| Other real estate owned | $561,000 | 1,471 |
| Goodwill and other intangibles | $1,640,000 | 1,252 |
| All other assets | $6,663,000 | 1,856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,205,000 | 1,798 |
| Total liabilities | $279,621,000 | 1,768 |
| Total deposits | $235,089,000 | 1,878 |
| Interest-bearing deposits | $194,859,000 | 1,963 |
| Deposits held in domestic offices | $235,089,000 | 1,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,930,000 | 1,006 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $31,000,000 | 1,115 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,602,000 | 1,309 |
| Total equity capital | $25,584,000 | 2,086 |
| Total bank equity capital | $25,584,000 | 2,086 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $19,964,000 | 1,021 |
| Undivided profits | $5,520,000 | 4,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $682,000 | 3,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,022,000 | 1,434 |
| Earning assets | $286,618,000 | 1,751 |
| Long-term assets (5+ years) | $83,196,000 | 1,166 |
| Average Assets, year-to-date | $302,795,500 | 1,794 |
| Average Assets, quarterly | $302,795,500 | 1,794 |
| Volatile liabilities | $43,489,000 | 2,070 |
| Insider loans | $73,000 | 7,714 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $14,763,000 | 310 |
| Unused loan commitments | $29,410,000 | 2,084 |
| Tier 1 (core) risk-based capital | $23,619,000 | 2,129 |
| Tier 2 risk-based capital | $2,974,000 | 1,401 |
| Total risk weighted assets | $237,605,000 | 1,555 |
| Total unused commitments | $29,410,000 | 2,091 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 119 | 1,436 |
| Assets and Liabilities | ||
| Total Assets: | $300,386,000 | 1,794 |
| Cash and due from depository institutions | $17,540,000 | 1,436 |
| Interest-bearing balances | $14,482,000 | 529 |
| Securities | $42,992,000 | 2,630 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $224,164,000 | 1,556 |
| Loan loss allowance | $3,113,000 | 1,403 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,684,000 | 1,376 |
| Other real estate owned | $566,000 | 1,436 |
| Goodwill and other intangibles | $1,646,000 | 1,231 |
| All other assets | $6,794,000 | 1,789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $300,386,000 | 1,794 |
| Total liabilities | $274,987,000 | 1,765 |
| Total deposits | $225,534,000 | 1,915 |
| Interest-bearing deposits | $189,836,000 | 1,967 |
| Deposits held in domestic offices | $225,534,000 | 1,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,787,000 | 899 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $34,000,000 | 1,062 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,666,000 | 1,628 |
| Total equity capital | $25,399,000 | 2,081 |
| Total bank equity capital | $25,399,000 | 2,081 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $19,964,000 | 1,001 |
| Undivided profits | $5,335,000 | 4,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $638,000 | 3,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,165,000 | 1,379 |
| Earning assets | $281,638,000 | 1,743 |
| Long-term assets (5+ years) | $92,009,000 | 1,043 |
| Average Assets, year-to-date | $303,460,400 | 1,676 |
| Average Assets, quarterly | $300,757,500 | 1,771 |
| Volatile liabilities | $50,881,000 | 1,801 |
| Insider loans | $76,000 | 7,723 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $12,813,000 | 383 |
| Unused loan commitments | $32,184,000 | 1,862 |
| Tier 1 (core) risk-based capital | $23,294,000 | 2,127 |
| Tier 2 risk-based capital | $2,937,000 | 1,392 |
| Total risk weighted assets | $234,789,000 | 1,548 |
| Total unused commitments | $32,184,000 | 1,868 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 108 | 1,561 |
| Assets and Liabilities | ||
| Total Assets: | $308,987,000 | 1,647 |
| Cash and due from depository institutions | $19,263,000 | 1,561 |
| Interest-bearing balances | $16,648,000 | 418 |
| Securities | $52,734,000 | 2,104 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $222,376,000 | 1,494 |
| Loan loss allowance | $2,794,000 | 1,481 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,507,000 | 1,613 |
| Other real estate owned | $604,000 | 1,561 |
| Goodwill and other intangibles | $1,626,000 | 1,175 |
| All other assets | $6,877,000 | 1,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $308,987,000 | 1,647 |
| Total liabilities | $285,091,000 | 1,609 |
| Total deposits | $224,097,000 | 1,812 |
| Interest-bearing deposits | $188,597,000 | 1,873 |
| Deposits held in domestic offices | $224,097,000 | 1,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,604,000 | 1,093 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $48,500,000 | 780 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,890,000 | 1,497 |
| Total equity capital | $23,896,000 | 2,067 |
| Total bank equity capital | $23,896,000 | 2,067 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,100,000 | 2,775 |
| Surplus | $18,964,000 | 1,000 |
| Undivided profits | $3,832,000 | 5,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,004,000 | 2,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,428,000 | 1,306 |
| Earning assets | $291,758,000 | 1,595 |
| Long-term assets (5+ years) | $93,382,000 | 1,011 |
| Average Assets, year-to-date | $300,263,400 | 1,598 |
| Average Assets, quarterly | $304,441,000 | 1,642 |
| Volatile liabilities | $53,488,000 | 1,651 |
| Insider loans | $52,000 | 8,078 |
| FHLB advances | $48,500,000 | 690 |
| Loans and leases held for sale | $7,713,000 | 458 |
| Unused loan commitments | $30,369,000 | 1,839 |
| Tier 1 (core) risk-based capital | $22,179,000 | 2,104 |
| Tier 2 risk-based capital | $2,794,000 | 1,383 |
| Total risk weighted assets | $234,513,000 | 1,467 |
| Total unused commitments | $30,369,000 | 1,845 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 7 | 9,222 |
| Assets and Liabilities | ||
| Total Assets: | $17,619,000 | 9,295 |
| Cash and due from depository institutions | $546,000 | 9,222 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $2,094,000 | 9,250 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $14,060,000 | 8,624 |
| Loan loss allowance | $134,000 | 8,931 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $311,000 | 8,272 |
| Other real estate owned | $0 | 9,222 |
| Goodwill and other intangibles | $383,000 | 1,991 |
| All other assets | $225,000 | 9,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,619,000 | 9,295 |
| Total liabilities | $15,495,000 | 9,248 |
| Total deposits | $13,517,000 | 9,320 |
| Interest-bearing deposits | $11,215,000 | 9,304 |
| Deposits held in domestic offices | $13,517,000 | 9,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,823,000 | 4,117 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $155,000 | 8,747 |
| Total equity capital | $2,124,000 | 9,257 |
| Total bank equity capital | $2,124,000 | 9,257 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $1,974,000 | 5,561 |
| Undivided profits | $50,000 | 8,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 8,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $155,000 | 8,467 |
| Earning assets | $16,154,000 | 9,274 |
| Long-term assets (5+ years) | $1,913,000 | 7,391 |
| Average Assets, year-to-date | $18,600,000 | 9,142 |
| Average Assets, quarterly | $18,040,500 | 9,223 |
| Volatile liabilities | $4,744,000 | 7,559 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $764,000 | 8,615 |
| Tier 1 (core) risk-based capital | $1,725,000 | 9,484 |
| Tier 2 risk-based capital | $134,000 | 8,807 |
| Total risk weighted assets | $14,858,000 | 8,733 |
| Total unused commitments | $764,000 | 8,620 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 7 | 9,522 |
| Assets and Liabilities | ||
| Total Assets: | $19,125,000 | 9,433 |
| Cash and due from depository institutions | $686,000 | 9,522 |
| Interest-bearing balances | $30,000 | 5,786 |
| Securities | $2,516,000 | 9,483 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $15,007,000 | 8,630 |
| Loan loss allowance | $133,000 | 9,147 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $351,000 | 8,361 |
| Other real estate owned | $0 | 9,522 |
| Goodwill and other intangibles | $414,000 | 2,000 |
| All other assets | $151,000 | 9,938 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,125,000 | 9,433 |
| Total liabilities | $17,139,000 | 9,367 |
| Total deposits | $12,045,000 | 9,720 |
| Interest-bearing deposits | $10,127,000 | 9,689 |
| Deposits held in domestic offices | $12,045,000 | 9,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 2,806 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $94,000 | 9,481 |
| Total equity capital | $1,986,000 | 9,527 |
| Total bank equity capital | $1,986,000 | 9,527 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $1,974,000 | 5,606 |
| Undivided profits | $-88,000 | 9,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $81,000 | 9,400 |
| Earning assets | $17,553,000 | 9,407 |
| Long-term assets (5+ years) | $2,700,000 | 7,309 |
| Average Assets, year-to-date | $16,640,600 | 9,563 |
| Average Assets, quarterly | $18,846,500 | 9,430 |
| Volatile liabilities | $3,067,000 | 8,348 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,103,000 | 8,448 |
| Tier 1 (core) risk-based capital | $1,573,000 | 9,817 |
| Tier 2 risk-based capital | $133,000 | 8,993 |
| Total risk weighted assets | $15,793,400 | 8,763 |
| Total unused commitments | $1,103,000 | 8,455 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 6 | 9,972 |
| Assets and Liabilities | ||
| Total Assets: | $11,382,000 | 10,176 |
| Cash and due from depository institutions | $3,332,000 | 9,972 |
| Interest-bearing balances | $2,777,000 | 1,825 |
| Securities | $3,482,000 | 9,317 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $3,668,000 | 10,239 |
| Loan loss allowance | $46,000 | 10,141 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $377,000 | 8,308 |
| Other real estate owned | $0 | 9,972 |
| Goodwill and other intangibles | $444,000 | 1,923 |
| All other assets | $79,000 | 10,365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,382,000 | 10,176 |
| Total liabilities | $10,045,000 | 10,117 |
| Total deposits | $9,630,000 | 10,101 |
| Interest-bearing deposits | $7,589,000 | 10,088 |
| Deposits held in domestic offices | $9,630,000 | 10,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $415,000 | 6,413 |
| Total equity capital | $1,337,000 | 10,143 |
| Total bank equity capital | $1,337,000 | 10,143 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $1,274,000 | 6,629 |
| Undivided profits | $-37,000 | 9,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 9,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $37,000 | 10,056 |
| Earning assets | $9,927,000 | 10,170 |
| Long-term assets (5+ years) | $3,313,000 | 6,995 |
| Average Assets, year-to-date | $10,724,500 | 10,173 |
| Average Assets, quarterly | $10,724,500 | 10,187 |
| Volatile liabilities | $200,000 | 10,297 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $746,000 | 8,995 |
| Tier 1 (core) risk-based capital | $902,000 | 10,337 |
| Tier 2 risk-based capital | $46,000 | 10,098 |
| Total risk weighted assets | $4,746,700 | 10,249 |
| Total unused commitments | $746,000 | 9,005 |
| Derivatives | $0 | 527 |