Home > Heritage Thrift and Loan Association > Income and Expense
Heritage Thrift and Loan Association, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 8,309 |
| Total interest expense | $1,773,000 | 7,696 |
| Net interest income | $1,638,000 | 8,846 |
| Provision for loan and lease losses | $-694,000 | 13,900 |
| Total noninterest income | $170,000 | 10,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 6,222 |
| Total noninterest expense | $4,654,000 | 3,067 |
| Salaries and employee benefits | $973,000 | 6,180 |
| Premises and equipment expense | $608,000 | 3,312 |
| Additional noninterest expense | $3,073,000 | 1,961 |
| Pre-tax net operating income | $-2,152,000 | 13,653 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-787,000 | 13,808 |
| Income before extraordinary items | $-1,365,000 | 13,604 |
| Extraordinary gains, net | $-186,000 | 13,728 |
| Net income | $-1,551,000 | 13,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 2,446 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,365,000 | 13,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.