Home > Heritage State Bank > Income and Expense
Heritage State Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 3,506 |
| Total interest expense | $154,000 | 3,473 |
| Net interest income | $1,297,000 | 3,464 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $282,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $124,000 | 1,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 2,776 |
| Total noninterest expense | $1,206,000 | 3,172 |
| Salaries and employee benefits | $679,000 | 3,175 |
| Premises and equipment expense | $125,000 | 3,238 |
| Additional noninterest expense | $402,000 | 3,049 |
| Pre-tax net operating income | $373,000 | 3,541 |
| Securities gains (losses) | $-89,000 | 5,463 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $284,000 | 3,756 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $284,000 | 3,756 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $284,000 | 3,756 |
| Net charge-offs | $-35,000 | 5,144 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $373,000 | 3,356 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,848,000 | 3,466 |
| Total interest expense | $679,000 | 3,181 |
| Net interest income | $5,169,000 | 3,467 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,170,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $545,000 | 1,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $625,000 | 2,870 |
| Total noninterest expense | $6,073,000 | 2,734 |
| Salaries and employee benefits | $2,737,000 | 3,167 |
| Premises and equipment expense | $596,000 | 2,934 |
| Additional noninterest expense | $2,740,000 | 2,091 |
| Pre-tax net operating income | $266,000 | 5,097 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $266,000 | 4,918 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $266,000 | 4,918 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $266,000 | 4,918 |
| Net charge-offs | $149,000 | 2,084 |
| Cash dividends | $850,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $266,000 | 4,909 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 3,502 |
| Total interest expense | $507,000 | 3,194 |
| Net interest income | $3,856,000 | 3,506 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $797,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $407,000 | 1,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 3,124 |
| Total noninterest expense | $3,491,000 | 3,257 |
| Salaries and employee benefits | $2,070,000 | 3,164 |
| Premises and equipment expense | $448,000 | 2,963 |
| Additional noninterest expense | $973,000 | 3,509 |
| Pre-tax net operating income | $1,162,000 | 3,536 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,162,000 | 3,266 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,162,000 | 3,265 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,162,000 | 3,266 |
| Net charge-offs | $18,000 | 3,031 |
| Cash dividends | $450,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,162,000 | 3,246 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 3,507 |
| Total interest expense | $335,000 | 3,173 |
| Net interest income | $2,565,000 | 3,514 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $531,000 | 2,885 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $266,000 | 1,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 3,106 |
| Total noninterest expense | $2,359,000 | 3,244 |
| Salaries and employee benefits | $1,391,000 | 3,165 |
| Premises and equipment expense | $293,000 | 3,003 |
| Additional noninterest expense | $675,000 | 3,466 |
| Pre-tax net operating income | $737,000 | 3,579 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $737,000 | 3,307 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $737,000 | 3,305 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $737,000 | 3,307 |
| Net charge-offs | $18,000 | 2,639 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $737,000 | 3,286 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 3,520 |
| Total interest expense | $166,000 | 3,184 |
| Net interest income | $1,278,000 | 3,530 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $282,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $134,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 2,954 |
| Total noninterest expense | $1,195,000 | 3,240 |
| Salaries and employee benefits | $719,000 | 3,146 |
| Premises and equipment expense | $143,000 | 3,086 |
| Additional noninterest expense | $333,000 | 3,501 |
| Pre-tax net operating income | $365,000 | 3,553 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $365,000 | 3,291 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $365,000 | 3,290 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $365,000 | 3,291 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $150,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $365,000 | 3,267 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,818,000 | 3,498 |
| Total interest expense | $668,000 | 3,134 |
| Net interest income | $5,150,000 | 3,517 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,014,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $488,000 | 2,121 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $526,000 | 3,196 |
| Total noninterest expense | $4,953,000 | 3,201 |
| Salaries and employee benefits | $2,859,000 | 3,118 |
| Premises and equipment expense | $615,000 | 2,966 |
| Additional noninterest expense | $1,479,000 | 3,374 |
| Pre-tax net operating income | $1,211,000 | 3,802 |
| Securities gains (losses) | $19,000 | 2,394 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,230,000 | 3,596 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,230,000 | 3,594 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,230,000 | 3,595 |
| Net charge-offs | $19,000 | 3,658 |
| Cash dividends | $975,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,211,000 | 3,558 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 3,520 |
| Total interest expense | $502,000 | 3,123 |
| Net interest income | $3,844,000 | 3,540 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $775,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $370,000 | 2,116 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $405,000 | 3,163 |
| Total noninterest expense | $3,703,000 | 3,214 |
| Salaries and employee benefits | $2,142,000 | 3,122 |
| Premises and equipment expense | $464,000 | 2,981 |
| Additional noninterest expense | $1,097,000 | 3,421 |
| Pre-tax net operating income | $916,000 | 3,846 |
| Securities gains (losses) | $19,000 | 2,332 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $935,000 | 3,611 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $935,000 | 3,609 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $935,000 | 3,611 |
| Net charge-offs | $19,000 | 3,183 |
| Cash dividends | $575,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $916,000 | 3,586 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 3,554 |
| Total interest expense | $335,000 | 3,131 |
| Net interest income | $2,547,000 | 3,562 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $519,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $234,000 | 2,181 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $285,000 | 3,089 |
| Total noninterest expense | $2,424,000 | 3,271 |
| Salaries and employee benefits | $1,425,000 | 3,148 |
| Premises and equipment expense | $311,000 | 2,976 |
| Additional noninterest expense | $688,000 | 3,558 |
| Pre-tax net operating income | $642,000 | 3,776 |
| Securities gains (losses) | $18,000 | 1,997 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $660,000 | 3,511 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $660,000 | 3,507 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $660,000 | 3,509 |
| Net charge-offs | $19,000 | 2,811 |
| Cash dividends | $375,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $642,000 | 3,494 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 3,556 |
| Total interest expense | $169,000 | 3,135 |
| Net interest income | $1,271,000 | 3,571 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $232,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $117,000 | 2,168 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $115,000 | 3,347 |
| Total noninterest expense | $1,241,000 | 3,234 |
| Salaries and employee benefits | $749,000 | 3,072 |
| Premises and equipment expense | $150,000 | 3,055 |
| Additional noninterest expense | $342,000 | 3,592 |
| Pre-tax net operating income | $262,000 | 4,069 |
| Securities gains (losses) | $18,000 | 1,277 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $280,000 | 3,735 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $280,000 | 3,732 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $280,000 | 3,733 |
| Net charge-offs | $19,000 | 2,012 |
| Cash dividends | $175,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $262,000 | 3,793 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,686,000 | 3,562 |
| Total interest expense | $681,000 | 3,110 |
| Net interest income | $5,005,000 | 3,583 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,032,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $530,000 | 2,035 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $502,000 | 3,283 |
| Total noninterest expense | $4,503,000 | 3,457 |
| Salaries and employee benefits | $2,610,000 | 3,312 |
| Premises and equipment expense | $581,000 | 3,177 |
| Additional noninterest expense | $1,312,000 | 3,715 |
| Pre-tax net operating income | $1,534,000 | 3,462 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $23,000 | 3,885 |
| Income before extraordinary items | $1,511,000 | 3,214 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,511,000 | 3,215 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,511,000 | 3,216 |
| Net charge-offs | $12,000 | 3,950 |
| Cash dividends | $955,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,511,000 | 3,167 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 3,611 |
| Total interest expense | $513,000 | 3,153 |
| Net interest income | $3,729,000 | 3,627 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $781,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $407,000 | 2,017 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $374,000 | 3,315 |
| Total noninterest expense | $3,264,000 | 3,541 |
| Salaries and employee benefits | $1,908,000 | 3,376 |
| Premises and equipment expense | $440,000 | 3,193 |
| Additional noninterest expense | $916,000 | 3,890 |
| Pre-tax net operating income | $1,246,000 | 3,390 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $22,000 | 3,929 |
| Income before extraordinary items | $1,224,000 | 3,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,224,000 | 3,136 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,224,000 | 3,137 |
| Net charge-offs | $12,000 | 3,574 |
| Cash dividends | $555,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,224,000 | 3,083 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,814,000 | 3,633 |
| Total interest expense | $344,000 | 3,167 |
| Net interest income | $2,470,000 | 3,652 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $473,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $255,000 | 2,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $218,000 | 3,495 |
| Total noninterest expense | $2,142,000 | 3,612 |
| Salaries and employee benefits | $1,295,000 | 3,370 |
| Premises and equipment expense | $267,000 | 3,401 |
| Additional noninterest expense | $580,000 | 4,037 |
| Pre-tax net operating income | $801,000 | 3,423 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $18,000 | 3,885 |
| Income before extraordinary items | $783,000 | 3,201 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $783,000 | 3,201 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $783,000 | 3,202 |
| Net charge-offs | $11,000 | 3,221 |
| Cash dividends | $355,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $783,000 | 3,138 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 3,642 |
| Total interest expense | $173,000 | 3,176 |
| Net interest income | $1,237,000 | 3,654 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $223,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $118,000 | 2,199 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $105,000 | 3,532 |
| Total noninterest expense | $1,057,000 | 3,668 |
| Salaries and employee benefits | $647,000 | 3,404 |
| Premises and equipment expense | $144,000 | 3,285 |
| Additional noninterest expense | $266,000 | 4,229 |
| Pre-tax net operating income | $403,000 | 3,363 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $403,000 | 3,107 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $403,000 | 3,110 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $403,000 | 3,110 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $403,000 | 3,042 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,517,000 | 3,719 |
| Total interest expense | $724,000 | 3,240 |
| Net interest income | $4,793,000 | 3,761 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $973,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $582,000 | 2,023 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $391,000 | 3,636 |
| Total noninterest expense | $4,357,000 | 3,628 |
| Salaries and employee benefits | $2,543,000 | 3,439 |
| Premises and equipment expense | $569,000 | 3,349 |
| Additional noninterest expense | $1,245,000 | 3,981 |
| Pre-tax net operating income | $1,409,000 | 3,594 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,409,000 | 3,349 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,409,000 | 3,351 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,409,000 | 3,351 |
| Net charge-offs | $-2,000 | 5,434 |
| Cash dividends | $850,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,409,000 | 3,300 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 3,768 |
| Total interest expense | $551,000 | 3,264 |
| Net interest income | $3,549,000 | 3,814 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $711,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $434,000 | 2,029 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $277,000 | 3,750 |
| Total noninterest expense | $3,243,000 | 3,658 |
| Salaries and employee benefits | $1,919,000 | 3,445 |
| Premises and equipment expense | $421,000 | 3,419 |
| Additional noninterest expense | $903,000 | 4,070 |
| Pre-tax net operating income | $1,017,000 | 3,725 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-10,000 | 6,292 |
| Income before extraordinary items | $1,027,000 | 3,447 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,027,000 | 3,448 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,027,000 | 3,448 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $450,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,027,000 | 3,402 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 3,804 |
| Total interest expense | $378,000 | 3,242 |
| Net interest income | $2,324,000 | 3,863 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $458,000 | 3,263 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $270,000 | 2,133 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $188,000 | 3,731 |
| Total noninterest expense | $2,140,000 | 3,698 |
| Salaries and employee benefits | $1,308,000 | 3,413 |
| Premises and equipment expense | $274,000 | 3,501 |
| Additional noninterest expense | $558,000 | 4,253 |
| Pre-tax net operating income | $642,000 | 3,743 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-10,000 | 6,380 |
| Income before extraordinary items | $652,000 | 3,472 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $652,000 | 3,478 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $652,000 | 3,478 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $652,000 | 3,423 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 3,851 |
| Total interest expense | $190,000 | 3,284 |
| Net interest income | $1,144,000 | 3,921 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $204,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $118,000 | 2,341 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $86,000 | 3,790 |
| Total noninterest expense | $1,047,000 | 3,795 |
| Salaries and employee benefits | $664,000 | 3,412 |
| Premises and equipment expense | $136,000 | 3,559 |
| Additional noninterest expense | $247,000 | 4,533 |
| Pre-tax net operating income | $301,000 | 3,818 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $301,000 | 3,537 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $301,000 | 3,540 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $301,000 | 3,540 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $301,000 | 3,493 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,343,000 | 3,896 |
| Total interest expense | $790,000 | 3,471 |
| Net interest income | $4,553,000 | 3,942 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $1,061,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $531,000 | 2,279 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $530,000 | 3,279 |
| Total noninterest expense | $4,177,000 | 3,824 |
| Salaries and employee benefits | $2,356,000 | 3,682 |
| Premises and equipment expense | $605,000 | 3,284 |
| Additional noninterest expense | $1,216,000 | 4,174 |
| Pre-tax net operating income | $1,377,000 | 3,553 |
| Securities gains (losses) | $13,000 | 2,535 |
| Applicable income taxes | $-7,000 | 6,278 |
| Income before extraordinary items | $1,397,000 | 3,292 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,397,000 | 3,294 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,397,000 | 3,295 |
| Net charge-offs | $153,000 | 3,314 |
| Cash dividends | $1,065,000 | 1,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,384,000 | 3,247 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,977,000 | 3,960 |
| Total interest expense | $597,000 | 3,545 |
| Net interest income | $3,380,000 | 3,988 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $670,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $397,000 | 2,293 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $273,000 | 3,888 |
| Total noninterest expense | $3,086,000 | 3,876 |
| Salaries and employee benefits | $1,727,000 | 3,752 |
| Premises and equipment expense | $464,000 | 3,273 |
| Additional noninterest expense | $895,000 | 4,219 |
| Pre-tax net operating income | $904,000 | 3,854 |
| Securities gains (losses) | $16,000 | 2,321 |
| Applicable income taxes | $-12,000 | 6,540 |
| Income before extraordinary items | $932,000 | 3,559 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $932,000 | 3,561 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $932,000 | 3,563 |
| Net charge-offs | $149,000 | 2,871 |
| Cash dividends | $665,000 | 1,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $916,000 | 3,507 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 3,996 |
| Total interest expense | $405,000 | 3,561 |
| Net interest income | $2,219,000 | 4,028 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $451,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $270,000 | 2,223 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $181,000 | 3,941 |
| Total noninterest expense | $2,039,000 | 3,913 |
| Salaries and employee benefits | $1,140,000 | 3,800 |
| Premises and equipment expense | $316,000 | 3,246 |
| Additional noninterest expense | $583,000 | 4,264 |
| Pre-tax net operating income | $571,000 | 3,909 |
| Securities gains (losses) | $17,000 | 2,091 |
| Applicable income taxes | $-13,000 | 6,605 |
| Income before extraordinary items | $601,000 | 3,608 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $601,000 | 3,610 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $601,000 | 3,611 |
| Net charge-offs | $169,000 | 2,261 |
| Cash dividends | $515,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $584,000 | 3,554 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 4,030 |
| Total interest expense | $208,000 | 3,586 |
| Net interest income | $1,107,000 | 4,042 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $216,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $131,000 | 2,264 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 3,993 |
| Total noninterest expense | $1,030,000 | 3,930 |
| Salaries and employee benefits | $564,000 | 3,861 |
| Premises and equipment expense | $143,000 | 3,500 |
| Additional noninterest expense | $323,000 | 4,047 |
| Pre-tax net operating income | $248,000 | 4,135 |
| Securities gains (losses) | $17,000 | 1,320 |
| Applicable income taxes | $-16,000 | 6,775 |
| Income before extraordinary items | $281,000 | 3,689 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $281,000 | 3,688 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $281,000 | 3,690 |
| Net charge-offs | $58,000 | 2,318 |
| Cash dividends | $365,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $264,000 | 3,687 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,646,000 | 3,991 |
| Total interest expense | $929,000 | 3,790 |
| Net interest income | $4,717,000 | 3,960 |
| Provision for loan and lease losses | $180,000 | 4,053 |
| Total noninterest income | $882,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $504,000 | 2,468 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $378,000 | 3,711 |
| Total noninterest expense | $3,942,000 | 4,064 |
| Salaries and employee benefits | $2,135,000 | 3,980 |
| Premises and equipment expense | $639,000 | 3,236 |
| Additional noninterest expense | $1,168,000 | 4,421 |
| Pre-tax net operating income | $1,477,000 | 3,360 |
| Securities gains (losses) | $37,000 | 2,896 |
| Applicable income taxes | $4,000 | 4,545 |
| Income before extraordinary items | $1,510,000 | 3,113 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,510,000 | 3,112 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,510,000 | 3,112 |
| Net charge-offs | $26,000 | 5,271 |
| Cash dividends | $690,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,473,000 | 3,024 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,295,000 | 4,020 |
| Total interest expense | $715,000 | 3,849 |
| Net interest income | $3,580,000 | 3,982 |
| Provision for loan and lease losses | $135,000 | 4,004 |
| Total noninterest income | $640,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $366,000 | 2,567 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $274,000 | 3,811 |
| Total noninterest expense | $2,927,000 | 4,120 |
| Salaries and employee benefits | $1,613,000 | 3,959 |
| Premises and equipment expense | $446,000 | 3,458 |
| Additional noninterest expense | $868,000 | 4,478 |
| Pre-tax net operating income | $1,158,000 | 3,384 |
| Securities gains (losses) | $37,000 | 2,600 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $1,194,000 | 3,087 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,194,000 | 3,086 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,194,000 | 3,085 |
| Net charge-offs | $31,000 | 4,837 |
| Cash dividends | $440,000 | 2,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,157,000 | 3,004 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 4,027 |
| Total interest expense | $485,000 | 3,899 |
| Net interest income | $2,396,000 | 3,983 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $406,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $229,000 | 2,680 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $177,000 | 3,837 |
| Total noninterest expense | $1,930,000 | 4,163 |
| Salaries and employee benefits | $1,085,000 | 3,960 |
| Premises and equipment expense | $295,000 | 3,471 |
| Additional noninterest expense | $550,000 | 4,601 |
| Pre-tax net operating income | $782,000 | 3,323 |
| Securities gains (losses) | $37,000 | 2,229 |
| Applicable income taxes | $-3,000 | 6,788 |
| Income before extraordinary items | $822,000 | 2,980 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $822,000 | 2,980 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $822,000 | 2,980 |
| Net charge-offs | $30,000 | 4,404 |
| Cash dividends | $290,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $785,000 | 2,929 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 4,003 |
| Total interest expense | $243,000 | 3,995 |
| Net interest income | $1,235,000 | 3,943 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $186,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $108,000 | 2,754 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $78,000 | 4,052 |
| Total noninterest expense | $951,000 | 4,225 |
| Salaries and employee benefits | $546,000 | 3,975 |
| Premises and equipment expense | $145,000 | 3,546 |
| Additional noninterest expense | $260,000 | 4,767 |
| Pre-tax net operating income | $425,000 | 3,199 |
| Securities gains (losses) | $37,000 | 1,357 |
| Applicable income taxes | $-6,000 | 6,946 |
| Income before extraordinary items | $468,000 | 2,747 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $468,000 | 2,749 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $468,000 | 2,750 |
| Net charge-offs | $16,000 | 3,803 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $431,000 | 2,762 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,429,000 | 4,348 |
| Total interest expense | $1,041,000 | 4,317 |
| Net interest income | $4,388,000 | 4,278 |
| Provision for loan and lease losses | $320,000 | 4,021 |
| Total noninterest income | $1,337,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $517,000 | 2,496 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $820,000 | 2,405 |
| Total noninterest expense | $4,176,000 | 3,993 |
| Salaries and employee benefits | $2,109,000 | 4,034 |
| Premises and equipment expense | $592,000 | 3,605 |
| Additional noninterest expense | $1,475,000 | 3,903 |
| Pre-tax net operating income | $1,229,000 | 3,362 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $1,228,000 | 3,166 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,228,000 | 3,169 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,228,000 | 3,169 |
| Net charge-offs | $141,000 | 4,652 |
| Cash dividends | $925,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,228,000 | 3,065 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 4,418 |
| Total interest expense | $791,000 | 4,388 |
| Net interest income | $3,235,000 | 4,360 |
| Provision for loan and lease losses | $135,000 | 4,615 |
| Total noninterest income | $736,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $389,000 | 2,504 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $347,000 | 3,242 |
| Total noninterest expense | $3,176,000 | 3,963 |
| Salaries and employee benefits | $1,597,000 | 4,002 |
| Premises and equipment expense | $469,000 | 3,508 |
| Additional noninterest expense | $1,110,000 | 3,888 |
| Pre-tax net operating income | $660,000 | 4,071 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-3,000 | 6,733 |
| Income before extraordinary items | $663,000 | 3,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $663,000 | 3,857 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $663,000 | 3,857 |
| Net charge-offs | $164,000 | 3,936 |
| Cash dividends | $650,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $663,000 | 3,740 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 4,499 |
| Total interest expense | $537,000 | 4,465 |
| Net interest income | $2,112,000 | 4,432 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $442,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $247,000 | 2,588 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 3,524 |
| Total noninterest expense | $2,104,000 | 4,037 |
| Salaries and employee benefits | $1,073,000 | 4,012 |
| Premises and equipment expense | $301,000 | 3,636 |
| Additional noninterest expense | $730,000 | 3,977 |
| Pre-tax net operating income | $360,000 | 4,358 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-6,000 | 6,833 |
| Income before extraordinary items | $366,000 | 4,140 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $366,000 | 4,140 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $366,000 | 4,142 |
| Net charge-offs | $142,000 | 3,476 |
| Cash dividends | $525,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $366,000 | 4,047 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 4,564 |
| Total interest expense | $280,000 | 4,481 |
| Net interest income | $1,021,000 | 4,512 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $206,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $113,000 | 2,727 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $93,000 | 3,692 |
| Total noninterest expense | $1,038,000 | 4,085 |
| Salaries and employee benefits | $545,000 | 3,999 |
| Premises and equipment expense | $153,000 | 3,646 |
| Additional noninterest expense | $340,000 | 4,175 |
| Pre-tax net operating income | $144,000 | 4,703 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $144,000 | 4,517 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $144,000 | 4,516 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $144,000 | 4,517 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $144,000 | 4,454 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 4,498 |
| Total interest expense | $1,337,000 | 4,540 |
| Net interest income | $4,280,000 | 4,376 |
| Provision for loan and lease losses | $180,000 | 5,457 |
| Total noninterest income | $949,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $556,000 | 2,445 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $393,000 | 3,543 |
| Total noninterest expense | $3,867,000 | 4,301 |
| Salaries and employee benefits | $1,942,000 | 4,322 |
| Premises and equipment expense | $599,000 | 3,723 |
| Additional noninterest expense | $1,326,000 | 4,343 |
| Pre-tax net operating income | $1,182,000 | 3,114 |
| Securities gains (losses) | $30,000 | 2,937 |
| Applicable income taxes | $11,000 | 4,198 |
| Income before extraordinary items | $1,201,000 | 2,914 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,201,000 | 2,910 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,201,000 | 2,914 |
| Net charge-offs | $45,000 | 5,971 |
| Cash dividends | $510,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,171,300 | 2,838 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,258,000 | 4,556 |
| Total interest expense | $1,040,000 | 4,602 |
| Net interest income | $3,218,000 | 4,424 |
| Provision for loan and lease losses | $135,000 | 5,367 |
| Total noninterest income | $714,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $409,000 | 2,543 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $305,000 | 3,533 |
| Total noninterest expense | $2,848,000 | 4,370 |
| Salaries and employee benefits | $1,445,000 | 4,382 |
| Premises and equipment expense | $450,000 | 3,776 |
| Additional noninterest expense | $953,000 | 4,447 |
| Pre-tax net operating income | $949,000 | 3,192 |
| Securities gains (losses) | $30,000 | 2,726 |
| Applicable income taxes | $11,000 | 4,212 |
| Income before extraordinary items | $968,000 | 2,946 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $968,000 | 2,942 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $968,000 | 2,945 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $490,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $938,300 | 2,879 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 4,535 |
| Total interest expense | $729,000 | 4,572 |
| Net interest income | $2,171,000 | 4,400 |
| Provision for loan and lease losses | $90,000 | 5,248 |
| Total noninterest income | $465,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $266,000 | 2,591 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $199,000 | 3,511 |
| Total noninterest expense | $1,898,000 | 4,388 |
| Salaries and employee benefits | $960,000 | 4,413 |
| Premises and equipment expense | $301,000 | 3,786 |
| Additional noninterest expense | $637,000 | 4,434 |
| Pre-tax net operating income | $648,000 | 3,170 |
| Securities gains (losses) | $30,000 | 2,176 |
| Applicable income taxes | $9,000 | 4,121 |
| Income before extraordinary items | $669,000 | 2,851 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $669,000 | 2,847 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $669,000 | 2,849 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $400,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $639,300 | 2,833 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 4,612 |
| Total interest expense | $381,000 | 4,602 |
| Net interest income | $1,063,000 | 4,489 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $204,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $123,000 | 2,742 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $81,000 | 3,888 |
| Total noninterest expense | $913,000 | 4,541 |
| Salaries and employee benefits | $475,000 | 4,495 |
| Premises and equipment expense | $135,000 | 4,161 |
| Additional noninterest expense | $303,000 | 4,562 |
| Pre-tax net operating income | $309,000 | 3,300 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $312,000 | 3,059 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $312,000 | 3,055 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $312,000 | 3,059 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $235,000 | 1,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $308,000 | 2,972 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,909,000 | 4,670 |
| Total interest expense | $2,066,000 | 4,348 |
| Net interest income | $3,843,000 | 4,681 |
| Provision for loan and lease losses | $180,000 | 5,882 |
| Total noninterest income | $969,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $609,000 | 2,515 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $360,000 | 3,701 |
| Total noninterest expense | $3,666,000 | 4,585 |
| Salaries and employee benefits | $1,879,000 | 4,563 |
| Premises and equipment expense | $492,000 | 4,418 |
| Additional noninterest expense | $1,295,000 | 4,520 |
| Pre-tax net operating income | $966,000 | 3,042 |
| Securities gains (losses) | $56,000 | 2,561 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $1,021,000 | 2,730 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,021,000 | 2,729 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,021,000 | 2,730 |
| Net charge-offs | $41,000 | 6,324 |
| Cash dividends | $632,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $965,000 | 2,773 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 4,745 |
| Total interest expense | $1,591,000 | 4,418 |
| Net interest income | $2,810,000 | 4,764 |
| Provision for loan and lease losses | $135,000 | 5,613 |
| Total noninterest income | $747,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $482,000 | 2,431 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $265,000 | 3,811 |
| Total noninterest expense | $2,812,000 | 4,534 |
| Salaries and employee benefits | $1,417,000 | 4,566 |
| Premises and equipment expense | $366,000 | 4,497 |
| Additional noninterest expense | $1,029,000 | 4,292 |
| Pre-tax net operating income | $610,000 | 3,570 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-4,000 | 6,597 |
| Income before extraordinary items | $614,000 | 3,348 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $614,000 | 3,346 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $614,000 | 3,348 |
| Net charge-offs | $38,000 | 5,868 |
| Cash dividends | $617,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $614,000 | 3,255 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 4,811 |
| Total interest expense | $1,070,000 | 4,533 |
| Net interest income | $1,833,000 | 4,831 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $485,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $307,000 | 2,497 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $178,000 | 3,834 |
| Total noninterest expense | $1,859,000 | 4,589 |
| Salaries and employee benefits | $947,000 | 4,602 |
| Premises and equipment expense | $237,000 | 4,613 |
| Additional noninterest expense | $675,000 | 4,361 |
| Pre-tax net operating income | $369,000 | 3,819 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-4,000 | 6,741 |
| Income before extraordinary items | $373,000 | 3,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $373,000 | 3,598 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $373,000 | 3,599 |
| Net charge-offs | $38,000 | 5,146 |
| Cash dividends | $617,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $373,000 | 3,491 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 4,841 |
| Total interest expense | $535,000 | 4,645 |
| Net interest income | $914,000 | 4,831 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $236,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $151,000 | 2,451 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $85,000 | 3,906 |
| Total noninterest expense | $903,000 | 4,603 |
| Salaries and employee benefits | $485,000 | 4,571 |
| Premises and equipment expense | $120,000 | 4,618 |
| Additional noninterest expense | $298,000 | 4,431 |
| Pre-tax net operating income | $202,000 | 4,026 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-3,000 | 7,100 |
| Income before extraordinary items | $205,000 | 3,820 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $205,000 | 3,820 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $205,000 | 3,821 |
| Net charge-offs | $33,000 | 3,934 |
| Cash dividends | $220,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $205,000 | 3,669 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 4,781 |
| Total interest expense | $2,416,000 | 4,832 |
| Net interest income | $3,914,000 | 4,645 |
| Provision for loan and lease losses | $149,000 | 5,586 |
| Total noninterest income | $1,083,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $704,000 | 2,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $379,000 | 3,676 |
| Total noninterest expense | $3,504,000 | 4,639 |
| Salaries and employee benefits | $1,766,000 | 4,853 |
| Premises and equipment expense | $522,000 | 4,344 |
| Additional noninterest expense | $1,216,000 | 4,252 |
| Pre-tax net operating income | $1,344,000 | 3,212 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $4,000 | 4,719 |
| Income before extraordinary items | $1,340,000 | 2,726 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,340,000 | 2,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 4,594 |
| Cash dividends | $559,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,340,000 | 2,862 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 4,803 |
| Total interest expense | $1,865,000 | 4,868 |
| Net interest income | $2,952,000 | 4,665 |
| Provision for loan and lease losses | $104,000 | 5,111 |
| Total noninterest income | $815,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $534,000 | 2,329 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $281,000 | 3,789 |
| Total noninterest expense | $2,580,000 | 4,682 |
| Salaries and employee benefits | $1,300,000 | 4,925 |
| Premises and equipment expense | $390,000 | 4,378 |
| Additional noninterest expense | $890,000 | 4,245 |
| Pre-tax net operating income | $1,083,000 | 3,521 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $4,000 | 5,079 |
| Income before extraordinary items | $1,079,000 | 2,960 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,079,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,992 |
| Cash dividends | $544,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,079,000 | 3,102 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 4,839 |
| Total interest expense | $1,291,000 | 4,902 |
| Net interest income | $1,958,000 | 4,685 |
| Provision for loan and lease losses | $59,000 | 5,056 |
| Total noninterest income | $554,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $362,000 | 2,288 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $192,000 | 3,848 |
| Total noninterest expense | $1,683,000 | 4,771 |
| Salaries and employee benefits | $864,000 | 4,968 |
| Premises and equipment expense | $245,000 | 4,560 |
| Additional noninterest expense | $574,000 | 4,321 |
| Pre-tax net operating income | $770,000 | 3,511 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $763,000 | 3,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $763,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,109 |
| Cash dividends | $419,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $763,000 | 3,089 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 4,892 |
| Total interest expense | $682,000 | 4,946 |
| Net interest income | $964,000 | 4,746 |
| Provision for loan and lease losses | $29,000 | 4,620 |
| Total noninterest income | $282,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $186,000 | 2,212 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,849 |
| Total noninterest expense | $839,000 | 4,788 |
| Salaries and employee benefits | $432,000 | 5,003 |
| Premises and equipment expense | $118,000 | 4,678 |
| Additional noninterest expense | $289,000 | 4,238 |
| Pre-tax net operating income | $378,000 | 3,656 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $375,000 | 3,325 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $375,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,828 |
| Cash dividends | $207,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $375,000 | 3,231 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,363,000 | 5,015 |
| Total interest expense | $3,006,000 | 4,793 |
| Net interest income | $3,357,000 | 5,180 |
| Provision for loan and lease losses | $102,000 | 4,877 |
| Total noninterest income | $1,108,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $856,000 | 2,015 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $252,000 | 4,567 |
| Total noninterest expense | $3,088,000 | 4,929 |
| Salaries and employee benefits | $1,566,000 | 5,172 |
| Premises and equipment expense | $459,000 | 4,612 |
| Additional noninterest expense | $1,063,000 | 4,446 |
| Pre-tax net operating income | $1,275,000 | 4,234 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-39,000 | 7,909 |
| Income before extraordinary items | $1,314,000 | 3,746 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,314,000 | 3,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,921 |
| Cash dividends | $717,000 | 3,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,314,000 | 3,736 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,684,000 | 5,104 |
| Total interest expense | $2,246,000 | 4,813 |
| Net interest income | $2,438,000 | 5,298 |
| Provision for loan and lease losses | $77,000 | 4,543 |
| Total noninterest income | $832,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $646,000 | 1,991 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $186,000 | 4,638 |
| Total noninterest expense | $2,255,000 | 4,976 |
| Salaries and employee benefits | $1,177,000 | 5,158 |
| Premises and equipment expense | $319,000 | 4,824 |
| Additional noninterest expense | $759,000 | 4,557 |
| Pre-tax net operating income | $938,000 | 4,504 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-40,000 | 8,132 |
| Income before extraordinary items | $978,000 | 3,940 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $978,000 | 3,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $679,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $978,000 | 3,925 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 5,186 |
| Total interest expense | $1,470,000 | 4,853 |
| Net interest income | $1,597,000 | 5,386 |
| Provision for loan and lease losses | $51,000 | 4,329 |
| Total noninterest income | $541,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $423,000 | 2,014 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $118,000 | 4,783 |
| Total noninterest expense | $1,463,000 | 5,089 |
| Salaries and employee benefits | $790,000 | 5,174 |
| Premises and equipment expense | $197,000 | 5,085 |
| Additional noninterest expense | $476,000 | 4,728 |
| Pre-tax net operating income | $624,000 | 4,559 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-41,000 | 8,263 |
| Income before extraordinary items | $665,000 | 3,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $665,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $534,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $665,000 | 3,929 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 5,219 |
| Total interest expense | $720,000 | 4,896 |
| Net interest income | $793,000 | 5,410 |
| Provision for loan and lease losses | $26,000 | 4,092 |
| Total noninterest income | $266,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $209,000 | 1,981 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $57,000 | 4,859 |
| Total noninterest expense | $734,000 | 5,087 |
| Salaries and employee benefits | $404,000 | 5,135 |
| Premises and equipment expense | $89,000 | 5,403 |
| Additional noninterest expense | $241,000 | 4,659 |
| Pre-tax net operating income | $299,000 | 4,657 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $298,000 | 4,192 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $298,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $222,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $298,000 | 4,173 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,627,000 | 5,206 |
| Total interest expense | $2,577,000 | 4,750 |
| Net interest income | $3,050,000 | 5,475 |
| Provision for loan and lease losses | $53,000 | 5,531 |
| Total noninterest income | $1,084,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $864,000 | 1,987 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $220,000 | 4,933 |
| Total noninterest expense | $2,934,000 | 4,965 |
| Salaries and employee benefits | $1,479,000 | 5,241 |
| Premises and equipment expense | $445,000 | 4,598 |
| Additional noninterest expense | $1,010,000 | 4,479 |
| Pre-tax net operating income | $1,147,000 | 4,881 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $17,000 | 5,975 |
| Income before extraordinary items | $1,130,000 | 4,417 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,130,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $786,000 | 3,016 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 496 |
| Net operating income | $1,130,000 | 4,399 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,118,000 | 5,279 |
| Total interest expense | $1,857,000 | 4,758 |
| Net interest income | $2,261,000 | 5,555 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $803,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $629,000 | 2,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $174,000 | 4,834 |
| Total noninterest expense | $2,173,000 | 4,984 |
| Salaries and employee benefits | $1,118,000 | 5,189 |
| Premises and equipment expense | $331,000 | 4,627 |
| Additional noninterest expense | $724,000 | 4,593 |
| Pre-tax net operating income | $864,000 | 5,065 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $6,000 | 6,367 |
| Income before extraordinary items | $858,000 | 4,541 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $858,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $650,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 372 |
| Net operating income | $858,000 | 4,525 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 5,356 |
| Total interest expense | $1,165,000 | 4,810 |
| Net interest income | $1,486,000 | 5,626 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $535,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $415,000 | 2,038 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 4,748 |
| Total noninterest expense | $1,434,000 | 5,045 |
| Salaries and employee benefits | $748,000 | 5,199 |
| Premises and equipment expense | $220,000 | 4,646 |
| Additional noninterest expense | $466,000 | 4,699 |
| Pre-tax net operating income | $577,000 | 5,091 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-4,000 | 8,452 |
| Income before extraordinary items | $581,000 | 4,522 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $581,000 | 4,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $506,000 | 2,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $581,000 | 4,513 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 5,389 |
| Total interest expense | $561,000 | 4,783 |
| Net interest income | $729,000 | 5,677 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $238,000 | 3,590 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $190,000 | 2,131 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $726,000 | 5,011 |
| Salaries and employee benefits | $378,000 | 5,198 |
| Premises and equipment expense | $107,000 | 4,746 |
| Additional noninterest expense | $241,000 | 4,586 |
| Pre-tax net operating income | $241,000 | 5,456 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-16,000 | 8,554 |
| Income before extraordinary items | $257,000 | 4,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $257,000 | 4,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $91,000 | 3,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $257,000 | 4,780 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 5,348 |
| Total interest expense | $1,846,000 | 4,675 |
| Net interest income | $2,854,000 | 5,656 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $949,000 | 3,684 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $727,000 | 2,277 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $222,000 | 4,969 |
| Total noninterest expense | $2,873,000 | 4,927 |
| Salaries and employee benefits | $1,427,000 | 5,214 |
| Premises and equipment expense | $470,000 | 4,365 |
| Additional noninterest expense | $976,000 | 4,497 |
| Pre-tax net operating income | $810,000 | 5,851 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $30,000 | 6,142 |
| Income before extraordinary items | $780,000 | 5,399 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $780,000 | 5,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,723 |
| Cash dividends | $502,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $780,000 | 5,380 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 5,400 |
| Total interest expense | $1,316,000 | 4,675 |
| Net interest income | $2,114,000 | 5,718 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $711,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $534,000 | 2,315 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $177,000 | 4,870 |
| Total noninterest expense | $2,126,000 | 4,931 |
| Salaries and employee benefits | $1,078,000 | 5,172 |
| Premises and equipment expense | $344,000 | 4,415 |
| Additional noninterest expense | $704,000 | 4,609 |
| Pre-tax net operating income | $609,000 | 5,972 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $24,000 | 6,205 |
| Income before extraordinary items | $585,000 | 5,513 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $585,000 | 5,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $501,000 | 2,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $585,000 | 5,477 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 5,423 |
| Total interest expense | $816,000 | 4,724 |
| Net interest income | $1,405,000 | 5,703 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $458,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $340,000 | 2,369 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $118,000 | 4,849 |
| Total noninterest expense | $1,433,000 | 4,881 |
| Salaries and employee benefits | $724,000 | 5,134 |
| Premises and equipment expense | $225,000 | 4,435 |
| Additional noninterest expense | $484,000 | 4,489 |
| Pre-tax net operating income | $370,000 | 6,164 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $16,000 | 6,203 |
| Income before extraordinary items | $354,000 | 5,747 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $354,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $406,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $354,000 | 5,708 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 5,527 |
| Total interest expense | $376,000 | 4,846 |
| Net interest income | $696,000 | 5,747 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $215,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $159,000 | 2,442 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,934 |
| Total noninterest expense | $737,000 | 4,804 |
| Salaries and employee benefits | $372,000 | 5,075 |
| Premises and equipment expense | $109,000 | 4,578 |
| Additional noninterest expense | $256,000 | 4,292 |
| Pre-tax net operating income | $144,000 | 6,647 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $136,000 | 6,312 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $136,000 | 6,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $222,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $136,000 | 6,262 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,022,000 | 5,537 |
| Total interest expense | $1,228,000 | 5,055 |
| Net interest income | $2,794,000 | 5,645 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $882,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $686,000 | 2,415 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $196,000 | 5,152 |
| Total noninterest expense | $2,721,000 | 5,001 |
| Salaries and employee benefits | $1,325,000 | 5,364 |
| Premises and equipment expense | $402,000 | 4,744 |
| Additional noninterest expense | $994,000 | 4,375 |
| Pre-tax net operating income | $835,000 | 5,687 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-4,000 | 8,541 |
| Income before extraordinary items | $839,000 | 5,152 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $839,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,149 |
| Cash dividends | $1,044,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $839,000 | 5,085 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 5,593 |
| Total interest expense | $885,000 | 5,135 |
| Net interest income | $2,074,000 | 5,674 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $666,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $511,000 | 2,446 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $155,000 | 5,055 |
| Total noninterest expense | $1,992,000 | 5,046 |
| Salaries and employee benefits | $1,000,000 | 5,323 |
| Premises and equipment expense | $292,000 | 4,837 |
| Additional noninterest expense | $700,000 | 4,531 |
| Pre-tax net operating income | $658,000 | 5,658 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-3,000 | 8,680 |
| Income before extraordinary items | $661,000 | 5,104 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $661,000 | 5,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $1,027,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $661,000 | 5,018 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 5,623 |
| Total interest expense | $581,000 | 5,198 |
| Net interest income | $1,372,000 | 5,695 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $440,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $331,000 | 2,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 4,988 |
| Total noninterest expense | $1,324,000 | 5,069 |
| Salaries and employee benefits | $674,000 | 5,318 |
| Premises and equipment expense | $189,000 | 4,954 |
| Additional noninterest expense | $461,000 | 4,600 |
| Pre-tax net operating income | $428,000 | 5,695 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-9,000 | 8,788 |
| Income before extraordinary items | $437,000 | 5,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $437,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $778,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $437,000 | 4,996 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $989,000 | 5,606 |
| Total interest expense | $301,000 | 5,153 |
| Net interest income | $688,000 | 5,694 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $208,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $156,000 | 2,594 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $635,000 | 5,251 |
| Salaries and employee benefits | $349,000 | 5,200 |
| Premises and equipment expense | $79,000 | 5,553 |
| Additional noninterest expense | $207,000 | 4,938 |
| Pre-tax net operating income | $231,000 | 5,474 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $224,000 | 5,040 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $224,000 | 5,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $261,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $224,000 | 4,913 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,092,000 | 5,557 |
| Total interest expense | $1,436,000 | 5,008 |
| Net interest income | $2,656,000 | 5,694 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $818,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $593,000 | 2,714 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $225,000 | 5,046 |
| Total noninterest expense | $2,399,000 | 5,369 |
| Salaries and employee benefits | $1,226,000 | 5,569 |
| Premises and equipment expense | $313,000 | 5,544 |
| Additional noninterest expense | $860,000 | 4,804 |
| Pre-tax net operating income | $955,000 | 5,289 |
| Securities gains (losses) | $-6,000 | 8,711 |
| Applicable income taxes | $-1,000 | 8,693 |
| Income before extraordinary items | $950,000 | 4,787 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $950,000 | 4,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $744,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $956,000 | 4,601 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,086,000 | 5,607 |
| Total interest expense | $1,122,000 | 5,006 |
| Net interest income | $1,964,000 | 5,771 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $595,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $426,000 | 2,823 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $169,000 | 5,111 |
| Total noninterest expense | $1,758,000 | 5,424 |
| Salaries and employee benefits | $945,000 | 5,439 |
| Premises and equipment expense | $227,000 | 5,617 |
| Additional noninterest expense | $586,000 | 5,094 |
| Pre-tax net operating income | $711,000 | 5,458 |
| Securities gains (losses) | $-6,000 | 8,888 |
| Applicable income taxes | $-6,000 | 8,891 |
| Income before extraordinary items | $711,000 | 4,955 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $711,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $676,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $717,000 | 4,737 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 5,604 |
| Total interest expense | $789,000 | 4,967 |
| Net interest income | $1,291,000 | 5,826 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $391,000 | 4,300 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $280,000 | 2,802 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $111,000 | 5,141 |
| Total noninterest expense | $1,157,000 | 5,464 |
| Salaries and employee benefits | $635,000 | 5,428 |
| Premises and equipment expense | $152,000 | 5,609 |
| Additional noninterest expense | $370,000 | 5,284 |
| Pre-tax net operating income | $465,000 | 5,495 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-14,000 | 9,009 |
| Income before extraordinary items | $479,000 | 4,911 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $479,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $517,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $479,000 | 4,697 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 5,600 |
| Total interest expense | $413,000 | 4,937 |
| Net interest income | $641,000 | 5,842 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $182,000 | 4,388 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $133,000 | 2,842 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $570,000 | 5,519 |
| Salaries and employee benefits | $331,000 | 5,286 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $163,000 | 5,663 |
| Pre-tax net operating income | $223,000 | 5,566 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $214,000 | 5,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $214,000 | 4,956 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,171,000 | 5,776 |
| Total interest expense | $1,628,000 | 5,468 |
| Net interest income | $2,543,000 | 5,842 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $697,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $489,000 | 3,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $208,000 | 4,932 |
| Total noninterest expense | $2,205,000 | 5,525 |
| Salaries and employee benefits | $1,067,000 | 5,905 |
| Premises and equipment expense | $274,000 | 5,845 |
| Additional noninterest expense | $864,000 | 4,666 |
| Pre-tax net operating income | $915,000 | 5,431 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $-6,000 | 8,832 |
| Income before extraordinary items | $930,000 | 4,792 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $930,000 | 4,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $465,000 | 3,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $921,000 | 4,691 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,772,000 | 5,778 |
| Total interest expense | $2,401,000 | 5,521 |
| Net interest income | $2,371,000 | 5,896 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $587,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $417,000 | 3,273 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $170,000 | 5,266 |
| Total noninterest expense | $1,908,000 | 5,913 |
| Salaries and employee benefits | $966,000 | 6,112 |
| Premises and equipment expense | $257,000 | 6,000 |
| Additional noninterest expense | $685,000 | 5,366 |
| Pre-tax net operating income | $930,000 | 5,093 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $45,000 | 6,794 |
| Income before extraordinary items | $887,000 | 4,606 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $887,000 | 4,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,305 |
| Cash dividends | $577,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $885,100 | 4,503 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,957,000 | 5,765 |
| Total interest expense | $2,882,000 | 5,072 |
| Net interest income | $2,075,000 | 6,463 |
| Provision for loan and lease losses | $102,000 | 5,242 |
| Total noninterest income | $531,000 | 4,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,331 |
| Total noninterest expense | $1,717,000 | 6,239 |
| Salaries and employee benefits | $838,000 | 6,555 |
| Premises and equipment expense | $283,000 | 5,614 |
| Additional noninterest expense | $596,000 | 5,822 |
| Pre-tax net operating income | $787,000 | 5,911 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $257,000 | 4,924 |
| Income before extraordinary items | $528,000 | 6,179 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $528,000 | 6,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $223,000 | 4,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $529,340 | 6,184 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 6,088 |
| Total interest expense | $2,364,000 | 5,397 |
| Net interest income | $1,950,000 | 6,734 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $506,000 | 4,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,180 |
| Total noninterest expense | $1,590,000 | 6,554 |
| Salaries and employee benefits | $820,000 | 6,661 |
| Premises and equipment expense | $235,000 | 6,258 |
| Additional noninterest expense | $535,000 | 6,256 |
| Pre-tax net operating income | $776,000 | 6,018 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $242,000 | 5,293 |
| Income before extraordinary items | $534,000 | 6,231 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $534,000 | 6,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $68,000 | 6,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $534,000 | 6,217 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 6,529 |
| Total interest expense | $2,238,000 | 5,772 |
| Net interest income | $1,703,000 | 7,288 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $414,000 | 5,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 3,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,726 |
| Total noninterest expense | $1,448,000 | 6,832 |
| Salaries and employee benefits | $696,000 | 7,207 |
| Premises and equipment expense | $233,000 | 6,215 |
| Additional noninterest expense | $519,000 | 6,304 |
| Pre-tax net operating income | $609,000 | 6,864 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $165,000 | 6,647 |
| Income before extraordinary items | $444,000 | 6,955 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $444,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $141,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $501,000 | 557 |
| Net operating income | $444,000 | 6,853 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 7,530 |
| Total interest expense | $1,824,000 | 6,622 |
| Net interest income | $1,359,000 | 8,332 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $399,000 | 5,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,172 |
| Total noninterest expense | $1,159,000 | 7,818 |
| Salaries and employee benefits | $545,000 | 8,284 |
| Premises and equipment expense | $199,000 | 6,876 |
| Additional noninterest expense | $415,000 | 7,226 |
| Pre-tax net operating income | $563,000 | 7,598 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $182,000 | 7,145 |
| Income before extraordinary items | $381,000 | 7,771 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $381,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $144,000 | 5,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $381,000 | 7,717 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 8,350 |
| Total interest expense | $1,498,000 | 7,577 |
| Net interest income | $1,249,000 | 8,904 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $279,000 | 7,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,849 |
| Total noninterest expense | $1,061,000 | 8,467 |
| Salaries and employee benefits | $457,000 | 9,200 |
| Premises and equipment expense | $177,000 | 7,497 |
| Additional noninterest expense | $427,000 | 7,658 |
| Pre-tax net operating income | $445,000 | 8,241 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $122,000 | 8,364 |
| Income before extraordinary items | $322,000 | 8,240 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $322,000 | 8,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $24,000 | 8,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $322,730 | 8,175 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 9,112 |
| Total interest expense | $1,233,000 | 8,481 |
| Net interest income | $1,170,000 | 9,421 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $223,000 | 8,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $1,001,000 | 8,947 |
| Salaries and employee benefits | $425,000 | 9,740 |
| Premises and equipment expense | $164,000 | 7,947 |
| Additional noninterest expense | $412,000 | 8,074 |
| Pre-tax net operating income | $380,000 | 9,195 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $118,000 | 8,830 |
| Income before extraordinary items | $261,000 | 9,316 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $261,000 | 9,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $261,690 | 9,286 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 9,848 |
| Total interest expense | $826,000 | 9,467 |
| Net interest income | $1,146,000 | 9,919 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $196,000 | 8,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $1,025,000 | 9,260 |
| Salaries and employee benefits | $419,000 | 10,113 |
| Premises and equipment expense | $160,000 | 8,293 |
| Additional noninterest expense | $446,000 | 8,354 |
| Pre-tax net operating income | $309,000 | 10,067 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $56,000 | 10,313 |
| Income before extraordinary items | $254,000 | 9,653 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $254,000 | 9,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $108,000 | 6,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $253,180 | 9,735 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 10,551 |
| Total interest expense | $784,000 | 10,126 |
| Net interest income | $1,037,000 | 10,648 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $167,000 | 9,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $1,015,000 | 9,667 |
| Salaries and employee benefits | $412,000 | 10,509 |
| Premises and equipment expense | $127,000 | 9,576 |
| Additional noninterest expense | $476,000 | 8,467 |
| Pre-tax net operating income | $189,000 | 11,135 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $58,000 | 10,749 |
| Income before extraordinary items | $159,000 | 11,091 |
| Extraordinary gains, net | $52,000 | 2,136 |
| Net income | $211,000 | 10,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 12,031 |
| Cash dividends | $47,000 | 8,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $138,560 | 11,153 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 11,258 |
| Total interest expense | $876,000 | 10,974 |
| Net interest income | $944,000 | 11,325 |
| Provision for loan and lease losses | $-146,000 | 13,765 |
| Total noninterest income | $145,000 | 10,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $891,000 | 10,545 |
| Salaries and employee benefits | $404,000 | 10,813 |
| Premises and equipment expense | $133,000 | 9,598 |
| Additional noninterest expense | $354,000 | 10,142 |
| Pre-tax net operating income | $344,000 | 9,749 |
| Securities gains (losses) | $66,000 | 3,674 |
| Applicable income taxes | $119,000 | 9,396 |
| Income before extraordinary items | $291,000 | 9,440 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $291,000 | 9,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 13,441 |
| Cash dividends | $46,000 | 7,828 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 685 |
| Net operating income | $244,140 | 9,629 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.