Home > Heritage State Bank > Income and Expense
Heritage State Bank, Income and Expense
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 4,073 |
| Total interest expense | $273,000 | 4,218 |
| Net interest income | $2,375,000 | 4,001 |
| Provision for loan and lease losses | $1,000,000 | 1,363 |
| Total noninterest income | $107,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $11,000 | 4,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 4,254 |
| Total noninterest expense | $1,690,000 | 4,166 |
| Salaries and employee benefits | $935,000 | 4,188 |
| Premises and equipment expense | $163,000 | 4,179 |
| Additional noninterest expense | $592,000 | 3,973 |
| Pre-tax net operating income | $-208,000 | 4,847 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-208,000 | 4,867 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-208,000 | 4,867 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-208,000 | 4,867 |
| Net charge-offs | $1,702,000 | 359 |
| Cash dividends | $495,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-208,000 | 4,852 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 4,049 |
| Total interest expense | $196,000 | 4,224 |
| Net interest income | $1,655,000 | 3,983 |
| Provision for loan and lease losses | $1,000,000 | 1,077 |
| Total noninterest income | $61,000 | 4,600 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $9,000 | 4,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 4,348 |
| Total noninterest expense | $1,054,000 | 4,258 |
| Salaries and employee benefits | $633,000 | 4,186 |
| Premises and equipment expense | $102,000 | 4,258 |
| Additional noninterest expense | $319,000 | 4,257 |
| Pre-tax net operating income | $-338,000 | 4,913 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $-338,000 | 4,906 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-338,000 | 4,906 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-338,000 | 4,906 |
| Net charge-offs | $1,713,000 | 281 |
| Cash dividends | $360,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-338,000 | 4,911 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 4,039 |
| Total interest expense | $113,000 | 4,198 |
| Net interest income | $851,000 | 3,957 |
| Provision for loan and lease losses | $1,000,000 | 602 |
| Total noninterest income | $44,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $4,000 | 4,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,008 |
| Total noninterest expense | $527,000 | 4,302 |
| Salaries and employee benefits | $306,000 | 4,260 |
| Premises and equipment expense | $55,000 | 4,213 |
| Additional noninterest expense | $166,000 | 4,263 |
| Pre-tax net operating income | $-632,000 | 4,997 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-632,000 | 4,972 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-632,000 | 4,973 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-632,000 | 4,972 |
| Net charge-offs | $1,070,000 | 233 |
| Cash dividends | $180,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-632,000 | 5,001 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,385,000 | 3,938 |
| Total interest expense | $795,000 | 3,631 |
| Net interest income | $3,590,000 | 3,946 |
| Provision for loan and lease losses | $2,645,000 | 417 |
| Total noninterest income | $140,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $21,000 | 4,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 4,319 |
| Total noninterest expense | $2,366,000 | 4,223 |
| Salaries and employee benefits | $1,250,000 | 4,270 |
| Premises and equipment expense | $218,000 | 4,289 |
| Additional noninterest expense | $898,000 | 3,945 |
| Pre-tax net operating income | $-1,281,000 | 5,112 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-1,281,000 | 5,115 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,281,000 | 5,116 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,281,000 | 5,116 |
| Net charge-offs | $2,133,000 | 393 |
| Cash dividends | $660,000 | 2,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-1,281,000 | 5,109 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 3,963 |
| Total interest expense | $666,000 | 3,500 |
| Net interest income | $2,673,000 | 4,005 |
| Provision for loan and lease losses | $2,245,000 | 373 |
| Total noninterest income | $122,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $16,000 | 4,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 4,255 |
| Total noninterest expense | $1,579,000 | 4,383 |
| Salaries and employee benefits | $912,000 | 4,329 |
| Premises and equipment expense | $161,000 | 4,347 |
| Additional noninterest expense | $506,000 | 4,358 |
| Pre-tax net operating income | $-1,029,000 | 5,202 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-1,029,000 | 5,200 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,029,000 | 5,200 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,029,000 | 5,200 |
| Net charge-offs | $1,646,000 | 354 |
| Cash dividends | $480,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-1,029,000 | 5,196 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 3,961 |
| Total interest expense | $494,000 | 3,334 |
| Net interest income | $1,773,000 | 4,040 |
| Provision for loan and lease losses | $2,245,000 | 271 |
| Total noninterest income | $99,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $10,000 | 4,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 4,093 |
| Total noninterest expense | $1,047,000 | 4,421 |
| Salaries and employee benefits | $614,000 | 4,362 |
| Premises and equipment expense | $105,000 | 4,386 |
| Additional noninterest expense | $328,000 | 4,430 |
| Pre-tax net operating income | $-1,420,000 | 5,280 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-1,420,000 | 5,274 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,420,000 | 5,273 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-1,420,000 | 5,273 |
| Net charge-offs | $1,732,000 | 253 |
| Cash dividends | $300,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-1,420,000 | 5,273 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 3,968 |
| Total interest expense | $267,000 | 3,210 |
| Net interest income | $881,000 | 4,088 |
| Provision for loan and lease losses | $2,245,000 | 166 |
| Total noninterest income | $35,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $5,000 | 5,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,379 |
| Total noninterest expense | $516,000 | 4,484 |
| Salaries and employee benefits | $309,000 | 4,392 |
| Premises and equipment expense | $49,000 | 4,527 |
| Additional noninterest expense | $158,000 | 4,501 |
| Pre-tax net operating income | $-1,845,000 | 5,354 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $-1,845,000 | 5,344 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,845,000 | 5,343 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-1,845,000 | 5,343 |
| Net charge-offs | $1,495,000 | 169 |
| Cash dividends | $120,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-1,845,000 | 5,346 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,889,000 | 3,786 |
| Total interest expense | $697,000 | 3,464 |
| Net interest income | $4,192,000 | 3,812 |
| Provision for loan and lease losses | $1,307,000 | 711 |
| Total noninterest income | $87,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $20,000 | 5,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 4,788 |
| Total noninterest expense | $2,796,000 | 4,098 |
| Salaries and employee benefits | $1,804,000 | 3,869 |
| Premises and equipment expense | $243,000 | 4,312 |
| Additional noninterest expense | $749,000 | 4,311 |
| Pre-tax net operating income | $176,000 | 5,047 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $176,000 | 5,022 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $176,000 | 5,021 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $176,000 | 5,021 |
| Net charge-offs | $971,000 | 600 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $176,000 | 5,023 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 3,808 |
| Total interest expense | $456,000 | 3,601 |
| Net interest income | $3,216,000 | 3,799 |
| Provision for loan and lease losses | $700,000 | 861 |
| Total noninterest income | $71,000 | 5,108 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $15,000 | 5,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 4,807 |
| Total noninterest expense | $1,588,000 | 4,512 |
| Salaries and employee benefits | $888,000 | 4,514 |
| Premises and equipment expense | $184,000 | 4,339 |
| Additional noninterest expense | $516,000 | 4,453 |
| Pre-tax net operating income | $999,000 | 3,754 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $999,000 | 3,573 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $999,000 | 3,572 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $999,000 | 3,572 |
| Net charge-offs | $117,000 | 1,614 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $999,000 | 3,575 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 3,790 |
| Total interest expense | $291,000 | 3,612 |
| Net interest income | $2,178,000 | 3,787 |
| Provision for loan and lease losses | $400,000 | 972 |
| Total noninterest income | $54,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $10,000 | 5,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 4,758 |
| Total noninterest expense | $1,059,000 | 4,566 |
| Salaries and employee benefits | $597,000 | 4,547 |
| Premises and equipment expense | $118,000 | 4,422 |
| Additional noninterest expense | $344,000 | 4,501 |
| Pre-tax net operating income | $773,000 | 3,533 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $773,000 | 3,349 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $773,000 | 3,348 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $773,000 | 3,348 |
| Net charge-offs | $114,000 | 1,243 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $773,000 | 3,346 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 3,691 |
| Total interest expense | $140,000 | 3,631 |
| Net interest income | $1,173,000 | 3,665 |
| Provision for loan and lease losses | $100,000 | 1,437 |
| Total noninterest income | $33,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $5,000 | 5,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 4,645 |
| Total noninterest expense | $536,000 | 4,608 |
| Salaries and employee benefits | $301,000 | 4,584 |
| Premises and equipment expense | $66,000 | 4,317 |
| Additional noninterest expense | $169,000 | 4,582 |
| Pre-tax net operating income | $570,000 | 2,907 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $570,000 | 2,690 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $570,000 | 2,690 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $570,000 | 2,690 |
| Net charge-offs | $-384,000 | 5,542 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $570,000 | 2,685 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,599,000 | 3,556 |
| Total interest expense | $509,000 | 3,642 |
| Net interest income | $5,090,000 | 3,493 |
| Provision for loan and lease losses | $400,000 | 1,645 |
| Total noninterest income | $91,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $25,000 | 5,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 5,021 |
| Total noninterest expense | $2,978,000 | 4,126 |
| Salaries and employee benefits | $1,968,000 | 3,789 |
| Premises and equipment expense | $379,000 | 3,763 |
| Additional noninterest expense | $631,000 | 4,728 |
| Pre-tax net operating income | $1,803,000 | 3,266 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,803,000 | 2,858 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,803,000 | 2,857 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,803,000 | 2,858 |
| Net charge-offs | $663,000 | 913 |
| Cash dividends | $1,823,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,803,000 | 2,840 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 3,576 |
| Total interest expense | $375,000 | 3,685 |
| Net interest income | $3,834,000 | 3,515 |
| Provision for loan and lease losses | $400,000 | 1,355 |
| Total noninterest income | $71,000 | 5,366 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $19,000 | 5,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 5,055 |
| Total noninterest expense | $1,653,000 | 4,629 |
| Salaries and employee benefits | $919,000 | 4,622 |
| Premises and equipment expense | $294,000 | 3,713 |
| Additional noninterest expense | $440,000 | 4,863 |
| Pre-tax net operating income | $1,852,000 | 2,828 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,852,000 | 2,529 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,852,000 | 2,529 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,852,000 | 2,529 |
| Net charge-offs | $667,000 | 653 |
| Cash dividends | $1,738,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,852,000 | 2,520 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 3,604 |
| Total interest expense | $240,000 | 3,733 |
| Net interest income | $2,528,000 | 3,543 |
| Provision for loan and lease losses | $150,000 | 1,808 |
| Total noninterest income | $43,000 | 5,440 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $12,000 | 5,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 5,133 |
| Total noninterest expense | $1,070,000 | 4,701 |
| Salaries and employee benefits | $629,000 | 4,629 |
| Premises and equipment expense | $138,000 | 4,347 |
| Additional noninterest expense | $303,000 | 4,857 |
| Pre-tax net operating income | $1,351,000 | 2,656 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,351,000 | 2,338 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,351,000 | 2,339 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,351,000 | 2,339 |
| Net charge-offs | $143,000 | 1,278 |
| Cash dividends | $1,103,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,351,000 | 2,303 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 3,646 |
| Total interest expense | $112,000 | 3,841 |
| Net interest income | $1,245,000 | 3,583 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $19,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $6,000 | 5,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 5,246 |
| Total noninterest expense | $542,000 | 4,737 |
| Salaries and employee benefits | $313,000 | 4,684 |
| Premises and equipment expense | $72,000 | 4,321 |
| Additional noninterest expense | $157,000 | 4,853 |
| Pre-tax net operating income | $722,000 | 2,482 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $722,000 | 2,150 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $722,000 | 2,151 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $722,000 | 2,151 |
| Net charge-offs | $-118,000 | 5,634 |
| Cash dividends | $133,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $722,000 | 2,116 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 3,754 |
| Total interest expense | $409,000 | 3,985 |
| Net interest income | $4,748,000 | 3,678 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $95,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $23,000 | 5,526 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $72,000 | 5,156 |
| Total noninterest expense | $3,079,000 | 4,185 |
| Salaries and employee benefits | $1,932,000 | 3,899 |
| Premises and equipment expense | $383,000 | 3,854 |
| Additional noninterest expense | $764,000 | 4,637 |
| Pre-tax net operating income | $1,764,000 | 3,272 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,764,000 | 2,999 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,764,000 | 2,998 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,764,000 | 2,998 |
| Net charge-offs | $94,000 | 2,655 |
| Cash dividends | $1,250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,764,000 | 2,950 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 3,813 |
| Total interest expense | $291,000 | 4,106 |
| Net interest income | $3,484,000 | 3,741 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $76,000 | 5,547 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $17,000 | 5,599 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $59,000 | 5,165 |
| Total noninterest expense | $1,890,000 | 4,560 |
| Salaries and employee benefits | $1,133,000 | 4,397 |
| Premises and equipment expense | $282,000 | 3,901 |
| Additional noninterest expense | $475,000 | 4,953 |
| Pre-tax net operating income | $1,670,000 | 2,931 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,670,000 | 2,636 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,670,000 | 2,637 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,670,000 | 2,637 |
| Net charge-offs | $-16,000 | 5,038 |
| Cash dividends | $1,250,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,670,000 | 2,573 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 3,879 |
| Total interest expense | $176,000 | 4,306 |
| Net interest income | $2,285,000 | 3,788 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $60,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $11,000 | 5,661 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $49,000 | 5,067 |
| Total noninterest expense | $1,116,000 | 4,813 |
| Salaries and employee benefits | $622,000 | 4,755 |
| Premises and equipment expense | $184,000 | 3,971 |
| Additional noninterest expense | $310,000 | 5,045 |
| Pre-tax net operating income | $1,229,000 | 2,726 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,229,000 | 2,458 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,229,000 | 2,457 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,229,000 | 2,457 |
| Net charge-offs | $-15,000 | 5,114 |
| Cash dividends | $932,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,229,000 | 2,396 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 3,983 |
| Total interest expense | $78,000 | 4,497 |
| Net interest income | $1,101,000 | 3,885 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $24,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $6,000 | 5,671 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $18,000 | 5,282 |
| Total noninterest expense | $555,000 | 4,856 |
| Salaries and employee benefits | $313,000 | 4,785 |
| Premises and equipment expense | $92,000 | 4,000 |
| Additional noninterest expense | $150,000 | 5,124 |
| Pre-tax net operating income | $570,000 | 2,806 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $570,000 | 2,524 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $570,000 | 2,524 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $570,000 | 2,524 |
| Net charge-offs | $-13,000 | 5,298 |
| Cash dividends | $202,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $570,000 | 2,476 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 4,105 |
| Total interest expense | $252,000 | 4,875 |
| Net interest income | $4,199,000 | 3,974 |
| Provision for loan and lease losses | $8,000 | 4,264 |
| Total noninterest income | $98,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $28,000 | 5,716 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $70,000 | 5,332 |
| Total noninterest expense | $2,649,000 | 4,584 |
| Salaries and employee benefits | $1,642,000 | 4,302 |
| Premises and equipment expense | $394,000 | 3,936 |
| Additional noninterest expense | $613,000 | 5,129 |
| Pre-tax net operating income | $1,640,000 | 3,357 |
| Securities gains (losses) | $36,000 | 1,872 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,676,000 | 3,025 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,676,000 | 3,026 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,676,000 | 3,027 |
| Net charge-offs | $-255,000 | 5,903 |
| Cash dividends | $1,265,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,640,000 | 3,029 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,284,000 | 4,179 |
| Total interest expense | $185,000 | 4,974 |
| Net interest income | $3,099,000 | 4,042 |
| Provision for loan and lease losses | $8,000 | 4,086 |
| Total noninterest income | $82,000 | 5,726 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $22,000 | 5,781 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 5,296 |
| Total noninterest expense | $1,696,000 | 4,892 |
| Salaries and employee benefits | $955,000 | 4,828 |
| Premises and equipment expense | $294,000 | 3,997 |
| Additional noninterest expense | $447,000 | 5,221 |
| Pre-tax net operating income | $1,477,000 | 3,102 |
| Securities gains (losses) | $36,000 | 1,686 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,513,000 | 2,749 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,513,000 | 2,749 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,513,000 | 2,750 |
| Net charge-offs | $-253,000 | 6,005 |
| Cash dividends | $1,265,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,477,000 | 2,751 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 4,235 |
| Total interest expense | $116,000 | 5,107 |
| Net interest income | $2,042,000 | 4,089 |
| Provision for loan and lease losses | $8,000 | 3,847 |
| Total noninterest income | $64,000 | 5,665 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $15,000 | 5,821 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $49,000 | 5,187 |
| Total noninterest expense | $1,150,000 | 4,912 |
| Salaries and employee benefits | $654,000 | 4,827 |
| Premises and equipment expense | $194,000 | 4,051 |
| Additional noninterest expense | $302,000 | 5,238 |
| Pre-tax net operating income | $948,000 | 3,158 |
| Securities gains (losses) | $32,000 | 1,463 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $980,000 | 2,786 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $980,000 | 2,787 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $980,000 | 2,788 |
| Net charge-offs | $-253,000 | 6,114 |
| Cash dividends | $846,000 | 1,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $948,000 | 2,791 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 4,297 |
| Total interest expense | $52,000 | 5,291 |
| Net interest income | $998,000 | 4,157 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $34,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $8,000 | 5,829 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 5,186 |
| Total noninterest expense | $599,000 | 4,891 |
| Salaries and employee benefits | $344,000 | 4,775 |
| Premises and equipment expense | $98,000 | 4,064 |
| Additional noninterest expense | $157,000 | 5,204 |
| Pre-tax net operating income | $433,000 | 3,257 |
| Securities gains (losses) | $32,000 | 1,035 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $465,000 | 2,857 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $465,000 | 2,860 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $465,000 | 2,860 |
| Net charge-offs | $-192,000 | 6,236 |
| Cash dividends | $212,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $433,000 | 2,919 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 4,378 |
| Total interest expense | $188,000 | 5,565 |
| Net interest income | $3,985,000 | 4,197 |
| Provision for loan and lease losses | $12,000 | 4,366 |
| Total noninterest income | $89,000 | 6,043 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $31,000 | 5,986 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $58,000 | 5,648 |
| Total noninterest expense | $2,458,000 | 4,923 |
| Salaries and employee benefits | $1,457,000 | 4,693 |
| Premises and equipment expense | $414,000 | 4,019 |
| Additional noninterest expense | $587,000 | 5,417 |
| Pre-tax net operating income | $1,604,000 | 3,354 |
| Securities gains (losses) | $18,000 | 2,377 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,622,000 | 3,103 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,622,000 | 3,103 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,622,000 | 3,104 |
| Net charge-offs | $48,000 | 3,794 |
| Cash dividends | $1,229,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,604,000 | 3,072 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 4,458 |
| Total interest expense | $137,000 | 5,669 |
| Net interest income | $2,938,000 | 4,288 |
| Provision for loan and lease losses | $12,000 | 4,102 |
| Total noninterest income | $70,000 | 6,103 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $23,000 | 6,070 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $47,000 | 5,673 |
| Total noninterest expense | $1,590,000 | 5,200 |
| Salaries and employee benefits | $852,000 | 5,177 |
| Premises and equipment expense | $303,000 | 4,115 |
| Additional noninterest expense | $435,000 | 5,483 |
| Pre-tax net operating income | $1,406,000 | 3,156 |
| Securities gains (losses) | $18,000 | 2,074 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,424,000 | 2,825 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,424,000 | 2,825 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,424,000 | 2,825 |
| Net charge-offs | $125,000 | 2,476 |
| Cash dividends | $1,229,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,406,000 | 2,805 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 4,504 |
| Total interest expense | $90,000 | 5,736 |
| Net interest income | $1,932,000 | 4,331 |
| Provision for loan and lease losses | $12,000 | 3,832 |
| Total noninterest income | $51,000 | 6,090 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $16,000 | 6,094 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $35,000 | 5,619 |
| Total noninterest expense | $1,056,000 | 5,245 |
| Salaries and employee benefits | $574,000 | 5,214 |
| Premises and equipment expense | $197,000 | 4,208 |
| Additional noninterest expense | $285,000 | 5,545 |
| Pre-tax net operating income | $915,000 | 3,122 |
| Securities gains (losses) | $18,000 | 1,704 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $933,000 | 2,780 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $933,000 | 2,784 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $933,000 | 2,784 |
| Net charge-offs | $181,000 | 1,677 |
| Cash dividends | $837,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $915,000 | 2,774 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 4,616 |
| Total interest expense | $45,000 | 5,804 |
| Net interest income | $933,000 | 4,417 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $24,000 | 6,142 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $8,000 | 6,133 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $16,000 | 5,685 |
| Total noninterest expense | $537,000 | 5,286 |
| Salaries and employee benefits | $294,000 | 5,237 |
| Premises and equipment expense | $97,000 | 4,279 |
| Additional noninterest expense | $146,000 | 5,548 |
| Pre-tax net operating income | $420,000 | 3,218 |
| Securities gains (losses) | $18,000 | 988 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $438,000 | 2,828 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $438,000 | 2,831 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $438,000 | 2,831 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $240,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $420,000 | 2,864 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,099,000 | 4,563 |
| Total interest expense | $228,000 | 5,764 |
| Net interest income | $3,871,000 | 4,361 |
| Provision for loan and lease losses | $28,000 | 4,594 |
| Total noninterest income | $161,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $38,000 | 6,160 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $123,000 | 5,164 |
| Total noninterest expense | $2,353,000 | 5,167 |
| Salaries and employee benefits | $1,380,000 | 4,965 |
| Premises and equipment expense | $399,000 | 4,224 |
| Additional noninterest expense | $574,000 | 5,650 |
| Pre-tax net operating income | $1,651,000 | 3,219 |
| Securities gains (losses) | $36,000 | 2,016 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,687,000 | 2,923 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,687,000 | 2,925 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,687,000 | 2,926 |
| Net charge-offs | $241,000 | 2,804 |
| Cash dividends | $1,350,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,651,000 | 2,919 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 4,578 |
| Total interest expense | $182,000 | 5,793 |
| Net interest income | $2,930,000 | 4,364 |
| Provision for loan and lease losses | $28,000 | 4,342 |
| Total noninterest income | $131,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $29,000 | 6,223 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $102,000 | 5,157 |
| Total noninterest expense | $1,611,000 | 5,368 |
| Salaries and employee benefits | $872,000 | 5,334 |
| Premises and equipment expense | $303,000 | 4,227 |
| Additional noninterest expense | $436,000 | 5,648 |
| Pre-tax net operating income | $1,422,000 | 3,016 |
| Securities gains (losses) | $25,000 | 2,108 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,447,000 | 2,724 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,447,000 | 2,728 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,447,000 | 2,728 |
| Net charge-offs | $246,000 | 2,336 |
| Cash dividends | $1,350,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,422,000 | 2,677 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 4,569 |
| Total interest expense | $130,000 | 5,763 |
| Net interest income | $1,957,000 | 4,375 |
| Provision for loan and lease losses | $28,000 | 4,102 |
| Total noninterest income | $108,000 | 5,644 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $20,000 | 6,227 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $88,000 | 4,896 |
| Total noninterest expense | $1,076,000 | 5,386 |
| Salaries and employee benefits | $589,000 | 5,336 |
| Premises and equipment expense | $200,000 | 4,270 |
| Additional noninterest expense | $287,000 | 5,691 |
| Pre-tax net operating income | $961,000 | 2,974 |
| Securities gains (losses) | $25,000 | 1,903 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $986,000 | 2,675 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $986,000 | 2,680 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $986,000 | 2,680 |
| Net charge-offs | $249,000 | 1,871 |
| Cash dividends | $985,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $961,000 | 2,622 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 4,584 |
| Total interest expense | $66,000 | 5,823 |
| Net interest income | $987,000 | 4,374 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $43,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $10,000 | 6,250 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,215 |
| Total noninterest expense | $546,000 | 5,398 |
| Salaries and employee benefits | $299,000 | 5,347 |
| Premises and equipment expense | $102,000 | 4,259 |
| Additional noninterest expense | $145,000 | 5,729 |
| Pre-tax net operating income | $484,000 | 2,927 |
| Securities gains (losses) | $25,000 | 1,194 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $509,000 | 2,550 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $509,000 | 2,553 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $509,000 | 2,552 |
| Net charge-offs | $301,000 | 1,055 |
| Cash dividends | $330,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $484,000 | 2,576 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 4,680 |
| Total interest expense | $252,000 | 6,163 |
| Net interest income | $4,041,000 | 4,381 |
| Provision for loan and lease losses | $203,000 | 3,913 |
| Total noninterest income | $135,000 | 6,058 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $39,000 | 6,409 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $96,000 | 5,381 |
| Total noninterest expense | $2,331,000 | 5,339 |
| Salaries and employee benefits | $1,225,000 | 5,354 |
| Premises and equipment expense | $394,000 | 4,343 |
| Additional noninterest expense | $712,000 | 5,501 |
| Pre-tax net operating income | $1,642,000 | 3,170 |
| Securities gains (losses) | $138,000 | 2,017 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,780,000 | 2,813 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,780,000 | 2,816 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,780,000 | 2,815 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $1,487,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,642,000 | 2,826 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 4,804 |
| Total interest expense | $186,000 | 6,320 |
| Net interest income | $2,998,000 | 4,482 |
| Provision for loan and lease losses | $203,000 | 3,491 |
| Total noninterest income | $104,000 | 6,131 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $30,000 | 6,487 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $74,000 | 5,435 |
| Total noninterest expense | $1,531,000 | 5,654 |
| Salaries and employee benefits | $756,000 | 5,723 |
| Premises and equipment expense | $285,000 | 4,475 |
| Additional noninterest expense | $490,000 | 5,715 |
| Pre-tax net operating income | $1,368,000 | 3,069 |
| Securities gains (losses) | $124,000 | 1,819 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,492,000 | 2,656 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,492,000 | 2,657 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,492,000 | 2,657 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $1,487,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,368,000 | 2,672 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 4,901 |
| Total interest expense | $121,000 | 6,441 |
| Net interest income | $1,959,000 | 4,553 |
| Provision for loan and lease losses | $99,000 | 3,905 |
| Total noninterest income | $85,000 | 5,963 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $27,000 | 6,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,301 |
| Total noninterest expense | $1,032,000 | 5,663 |
| Salaries and employee benefits | $515,000 | 5,728 |
| Premises and equipment expense | $194,000 | 4,443 |
| Additional noninterest expense | $323,000 | 5,778 |
| Pre-tax net operating income | $913,000 | 3,035 |
| Securities gains (losses) | $42,000 | 2,162 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $955,000 | 2,695 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $955,000 | 2,695 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $955,000 | 2,695 |
| Net charge-offs | $12,000 | 4,874 |
| Cash dividends | $1,053,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $913,000 | 2,643 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 4,962 |
| Total interest expense | $63,000 | 6,490 |
| Net interest income | $971,000 | 4,614 |
| Provision for loan and lease losses | $62,000 | 3,422 |
| Total noninterest income | $22,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $10,000 | 6,521 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $521,000 | 5,686 |
| Salaries and employee benefits | $260,000 | 5,766 |
| Premises and equipment expense | $96,000 | 4,486 |
| Additional noninterest expense | $165,000 | 5,769 |
| Pre-tax net operating income | $410,000 | 3,261 |
| Securities gains (losses) | $32,000 | 1,419 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $442,000 | 2,872 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $442,000 | 2,875 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $442,000 | 2,876 |
| Net charge-offs | $29,000 | 3,446 |
| Cash dividends | $392,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $410,000 | 2,853 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,392,000 | 4,916 |
| Total interest expense | $385,000 | 6,260 |
| Net interest income | $4,007,000 | 4,527 |
| Provision for loan and lease losses | $60,000 | 5,708 |
| Total noninterest income | $113,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $48,000 | 6,359 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $65,000 | 5,715 |
| Total noninterest expense | $2,267,000 | 5,560 |
| Salaries and employee benefits | $1,210,000 | 5,497 |
| Premises and equipment expense | $382,000 | 4,665 |
| Additional noninterest expense | $675,000 | 5,776 |
| Pre-tax net operating income | $1,793,000 | 2,713 |
| Securities gains (losses) | $59,000 | 2,466 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,852,000 | 2,400 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,852,000 | 2,400 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,852,000 | 2,401 |
| Net charge-offs | $67,000 | 5,292 |
| Cash dividends | $1,158,000 | 1,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,793,000 | 2,382 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,310,000 | 4,957 |
| Total interest expense | $318,000 | 6,224 |
| Net interest income | $2,992,000 | 4,566 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $87,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $36,000 | 6,397 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $51,000 | 5,768 |
| Total noninterest expense | $1,517,000 | 5,830 |
| Salaries and employee benefits | $749,000 | 5,878 |
| Premises and equipment expense | $271,000 | 4,858 |
| Additional noninterest expense | $497,000 | 5,840 |
| Pre-tax net operating income | $1,517,000 | 2,553 |
| Securities gains (losses) | $19,000 | 2,840 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,536,000 | 2,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,536,000 | 2,271 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,536,000 | 2,272 |
| Net charge-offs | $9,000 | 5,809 |
| Cash dividends | $1,158,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,517,000 | 2,197 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 4,971 |
| Total interest expense | $236,000 | 6,168 |
| Net interest income | $1,980,000 | 4,611 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $62,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $24,000 | 6,404 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 5,729 |
| Total noninterest expense | $1,008,000 | 5,894 |
| Salaries and employee benefits | $511,000 | 5,898 |
| Premises and equipment expense | $174,000 | 4,993 |
| Additional noninterest expense | $323,000 | 5,970 |
| Pre-tax net operating income | $1,004,000 | 2,527 |
| Securities gains (losses) | $12,000 | 2,290 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,016,000 | 2,240 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,016,000 | 2,240 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,016,000 | 2,240 |
| Net charge-offs | $9,000 | 5,376 |
| Cash dividends | $710,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,004,000 | 2,188 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 5,000 |
| Total interest expense | $124,000 | 6,174 |
| Net interest income | $988,000 | 4,611 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $26,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,083 |
| Total noninterest expense | $513,000 | 5,893 |
| Salaries and employee benefits | $259,000 | 5,904 |
| Premises and equipment expense | $90,000 | 4,962 |
| Additional noninterest expense | $164,000 | 5,969 |
| Pre-tax net operating income | $486,000 | 2,612 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $486,000 | 2,305 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $486,000 | 2,304 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $486,000 | 2,305 |
| Net charge-offs | $-21,000 | 7,208 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $486,000 | 2,253 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,207,000 | 4,705 |
| Total interest expense | $1,079,000 | 5,054 |
| Net interest income | $4,128,000 | 4,491 |
| Provision for loan and lease losses | $50,000 | 6,473 |
| Total noninterest income | $149,000 | 6,292 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $49,000 | 6,246 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 5,443 |
| Total noninterest expense | $2,221,000 | 5,781 |
| Salaries and employee benefits | $1,176,000 | 5,722 |
| Premises and equipment expense | $367,000 | 4,958 |
| Additional noninterest expense | $678,000 | 5,965 |
| Pre-tax net operating income | $2,006,000 | 2,232 |
| Securities gains (losses) | $178,000 | 1,692 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,184,000 | 1,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,184,000 | 1,871 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,184,000 | 1,873 |
| Net charge-offs | $22,000 | 6,340 |
| Cash dividends | $2,902,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,006,000 | 1,938 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,982,000 | 4,742 |
| Total interest expense | $932,000 | 4,890 |
| Net interest income | $3,050,000 | 4,606 |
| Provision for loan and lease losses | $50,000 | 6,224 |
| Total noninterest income | $115,000 | 6,379 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $39,000 | 6,285 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $76,000 | 5,558 |
| Total noninterest expense | $1,493,000 | 6,063 |
| Salaries and employee benefits | $704,000 | 6,188 |
| Premises and equipment expense | $286,000 | 4,937 |
| Additional noninterest expense | $503,000 | 6,026 |
| Pre-tax net operating income | $1,622,000 | 2,237 |
| Securities gains (losses) | $175,000 | 1,482 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,797,000 | 1,832 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,797,000 | 1,833 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,797,000 | 1,834 |
| Net charge-offs | $-70,000 | 7,669 |
| Cash dividends | $1,920,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,622,000 | 1,917 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 4,742 |
| Total interest expense | $691,000 | 4,718 |
| Net interest income | $1,996,000 | 4,660 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $89,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $27,000 | 6,278 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $62,000 | 5,330 |
| Total noninterest expense | $987,000 | 6,113 |
| Salaries and employee benefits | $472,000 | 6,229 |
| Premises and equipment expense | $179,000 | 5,117 |
| Additional noninterest expense | $336,000 | 6,060 |
| Pre-tax net operating income | $1,048,000 | 2,292 |
| Securities gains (losses) | $83,000 | 1,548 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,131,000 | 1,900 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,131,000 | 1,900 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,131,000 | 1,900 |
| Net charge-offs | $-70,000 | 7,725 |
| Cash dividends | $1,098,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,048,000 | 1,945 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 4,777 |
| Total interest expense | $352,000 | 4,802 |
| Net interest income | $1,011,000 | 4,642 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $51,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $14,000 | 6,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $37,000 | 5,161 |
| Total noninterest expense | $485,000 | 6,227 |
| Salaries and employee benefits | $238,000 | 6,294 |
| Premises and equipment expense | $86,000 | 5,286 |
| Additional noninterest expense | $161,000 | 6,198 |
| Pre-tax net operating income | $527,000 | 2,315 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $527,000 | 2,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $527,000 | 2,051 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $527,000 | 2,052 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $224,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $527,000 | 1,969 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,479,000 | 4,870 |
| Total interest expense | $1,639,000 | 4,948 |
| Net interest income | $3,840,000 | 4,690 |
| Provision for loan and lease losses | $195,000 | 5,817 |
| Total noninterest income | $250,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $65,000 | 6,249 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $185,000 | 4,766 |
| Total noninterest expense | $2,356,000 | 5,836 |
| Salaries and employee benefits | $1,141,000 | 5,964 |
| Premises and equipment expense | $406,000 | 4,961 |
| Additional noninterest expense | $809,000 | 5,802 |
| Pre-tax net operating income | $1,539,000 | 2,316 |
| Securities gains (losses) | $37,000 | 2,782 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,576,000 | 2,034 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,576,000 | 2,030 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,576,000 | 2,032 |
| Net charge-offs | $61,000 | 6,085 |
| Cash dividends | $1,626,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,539,000 | 2,044 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 4,914 |
| Total interest expense | $1,269,000 | 5,014 |
| Net interest income | $2,868,000 | 4,713 |
| Provision for loan and lease losses | $120,000 | 5,761 |
| Total noninterest income | $189,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $48,000 | 6,312 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $141,000 | 4,874 |
| Total noninterest expense | $1,580,000 | 6,124 |
| Salaries and employee benefits | $745,000 | 6,289 |
| Premises and equipment expense | $291,000 | 5,109 |
| Additional noninterest expense | $544,000 | 6,064 |
| Pre-tax net operating income | $1,357,000 | 2,229 |
| Securities gains (losses) | $207,000 | 1,263 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,564,000 | 1,710 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,564,000 | 1,710 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,564,000 | 1,710 |
| Net charge-offs | $13,000 | 6,424 |
| Cash dividends | $1,515,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,357,000 | 1,914 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 4,949 |
| Total interest expense | $878,000 | 5,051 |
| Net interest income | $1,888,000 | 4,746 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $101,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $30,000 | 6,417 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $71,000 | 5,343 |
| Total noninterest expense | $1,057,000 | 6,165 |
| Salaries and employee benefits | $503,000 | 6,328 |
| Premises and equipment expense | $188,000 | 5,234 |
| Additional noninterest expense | $366,000 | 6,052 |
| Pre-tax net operating income | $872,000 | 2,357 |
| Securities gains (losses) | $147,000 | 1,217 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,019,000 | 1,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,019,000 | 1,816 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,019,000 | 1,818 |
| Net charge-offs | $13,000 | 5,866 |
| Cash dividends | $1,178,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $872,000 | 2,022 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 4,952 |
| Total interest expense | $464,000 | 5,032 |
| Net interest income | $935,000 | 4,761 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $48,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $35,000 | 5,396 |
| Total noninterest expense | $515,000 | 6,189 |
| Salaries and employee benefits | $249,000 | 6,404 |
| Premises and equipment expense | $95,000 | 5,244 |
| Additional noninterest expense | $171,000 | 5,990 |
| Pre-tax net operating income | $438,000 | 2,625 |
| Securities gains (losses) | $137,000 | 843 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $575,000 | 1,873 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $575,000 | 1,875 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $575,000 | 1,875 |
| Net charge-offs | $13,000 | 4,614 |
| Cash dividends | $448,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $438,000 | 2,248 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 5,168 |
| Total interest expense | $2,034,000 | 5,261 |
| Net interest income | $3,500,000 | 4,975 |
| Provision for loan and lease losses | $-500,000 | 8,296 |
| Total noninterest income | $196,000 | 6,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $56,000 | 6,540 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $140,000 | 5,427 |
| Total noninterest expense | $2,106,000 | 6,105 |
| Salaries and employee benefits | $1,110,000 | 6,174 |
| Premises and equipment expense | $316,000 | 5,668 |
| Additional noninterest expense | $680,000 | 5,900 |
| Pre-tax net operating income | $2,090,000 | 2,359 |
| Securities gains (losses) | $84,000 | 1,259 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,174,000 | 1,841 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,174,000 | 1,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,480 |
| Cash dividends | $1,414,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,090,000 | 2,027 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 5,276 |
| Total interest expense | $1,529,000 | 5,386 |
| Net interest income | $2,579,000 | 5,072 |
| Provision for loan and lease losses | $-500,000 | 8,372 |
| Total noninterest income | $148,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $45,000 | 6,537 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $103,000 | 5,588 |
| Total noninterest expense | $1,436,000 | 6,331 |
| Salaries and employee benefits | $712,000 | 6,559 |
| Premises and equipment expense | $209,000 | 5,989 |
| Additional noninterest expense | $515,000 | 5,828 |
| Pre-tax net operating income | $1,791,000 | 2,495 |
| Securities gains (losses) | $55,000 | 1,351 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,846,000 | 1,920 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,846,000 | 1,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $1,326,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,791,000 | 2,064 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 5,358 |
| Total interest expense | $1,071,000 | 5,402 |
| Net interest income | $1,654,000 | 5,187 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $101,000 | 6,640 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $30,000 | 6,564 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $71,000 | 5,622 |
| Total noninterest expense | $924,000 | 6,467 |
| Salaries and employee benefits | $471,000 | 6,625 |
| Premises and equipment expense | $126,000 | 6,276 |
| Additional noninterest expense | $327,000 | 5,946 |
| Pre-tax net operating income | $831,000 | 3,354 |
| Securities gains (losses) | $55,000 | 1,373 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $886,000 | 2,841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $886,000 | 2,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $925,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $831,000 | 2,932 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 5,453 |
| Total interest expense | $563,000 | 5,456 |
| Net interest income | $799,000 | 5,325 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $52,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,627 |
| Total noninterest expense | $454,000 | 6,544 |
| Salaries and employee benefits | $237,000 | 6,640 |
| Premises and equipment expense | $60,000 | 6,417 |
| Additional noninterest expense | $157,000 | 6,058 |
| Pre-tax net operating income | $397,000 | 3,562 |
| Securities gains (losses) | $55,000 | 1,035 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $452,000 | 2,920 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $452,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $321,000 | 1,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $397,000 | 3,126 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,462,000 | 5,481 |
| Total interest expense | $2,493,000 | 5,275 |
| Net interest income | $2,969,000 | 5,533 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $188,000 | 6,828 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $59,000 | 6,608 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $129,000 | 5,824 |
| Total noninterest expense | $1,899,000 | 6,337 |
| Salaries and employee benefits | $998,000 | 6,432 |
| Premises and equipment expense | $254,000 | 6,213 |
| Additional noninterest expense | $647,000 | 5,946 |
| Pre-tax net operating income | $1,258,000 | 4,265 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,260,000 | 3,838 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,260,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $1,681,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,258,000 | 3,827 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 5,513 |
| Total interest expense | $1,891,000 | 5,252 |
| Net interest income | $2,196,000 | 5,598 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $126,000 | 7,020 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $45,000 | 6,629 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $81,000 | 6,140 |
| Total noninterest expense | $1,352,000 | 6,457 |
| Salaries and employee benefits | $698,000 | 6,604 |
| Premises and equipment expense | $189,000 | 6,213 |
| Additional noninterest expense | $465,000 | 6,011 |
| Pre-tax net operating income | $970,000 | 4,425 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $967,000 | 3,969 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $967,000 | 3,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $1,493,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $970,000 | 3,948 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 5,564 |
| Total interest expense | $1,259,000 | 5,265 |
| Net interest income | $1,445,000 | 5,669 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $70,000 | 7,304 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $30,000 | 6,661 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $40,000 | 6,612 |
| Total noninterest expense | $894,000 | 6,537 |
| Salaries and employee benefits | $468,000 | 6,640 |
| Premises and equipment expense | $130,000 | 6,176 |
| Additional noninterest expense | $296,000 | 6,155 |
| Pre-tax net operating income | $621,000 | 4,568 |
| Securities gains (losses) | $-3,000 | 7,770 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $618,000 | 4,098 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $618,000 | 4,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $1,165,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $621,000 | 4,078 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 5,579 |
| Total interest expense | $626,000 | 5,270 |
| Net interest income | $717,000 | 5,702 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $37,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $440,000 | 6,606 |
| Salaries and employee benefits | $232,000 | 6,710 |
| Premises and equipment expense | $61,000 | 6,362 |
| Additional noninterest expense | $147,000 | 6,164 |
| Pre-tax net operating income | $314,000 | 4,553 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $314,000 | 4,066 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $314,000 | 4,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $777,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $314,000 | 4,041 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,315,000 | 5,383 |
| Total interest expense | $2,328,000 | 5,006 |
| Net interest income | $2,987,000 | 5,545 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $231,000 | 6,672 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $58,000 | 6,761 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $173,000 | 5,372 |
| Total noninterest expense | $1,641,000 | 6,666 |
| Salaries and employee benefits | $879,000 | 6,725 |
| Premises and equipment expense | $224,000 | 6,477 |
| Additional noninterest expense | $538,000 | 6,364 |
| Pre-tax net operating income | $1,577,000 | 4,185 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,577,000 | 3,663 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,577,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,155 |
| Cash dividends | $970,000 | 2,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,577,000 | 3,643 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,928,000 | 5,430 |
| Total interest expense | $1,687,000 | 5,022 |
| Net interest income | $2,241,000 | 5,591 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $138,000 | 7,090 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $42,000 | 6,883 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,919 |
| Total noninterest expense | $1,177,000 | 6,777 |
| Salaries and employee benefits | $586,000 | 7,011 |
| Premises and equipment expense | $188,000 | 6,239 |
| Additional noninterest expense | $403,000 | 6,382 |
| Pre-tax net operating income | $1,202,000 | 4,294 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,202,000 | 3,740 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,202,000 | 3,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,955 |
| Cash dividends | $970,000 | 1,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,202,000 | 3,717 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 5,458 |
| Total interest expense | $1,066,000 | 5,061 |
| Net interest income | $1,491,000 | 5,615 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $90,000 | 7,160 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $26,000 | 6,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 5,953 |
| Total noninterest expense | $756,000 | 6,915 |
| Salaries and employee benefits | $371,000 | 7,169 |
| Premises and equipment expense | $124,000 | 6,267 |
| Additional noninterest expense | $261,000 | 6,463 |
| Pre-tax net operating income | $825,000 | 4,258 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $825,000 | 3,676 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $825,000 | 3,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,084 |
| Cash dividends | $744,000 | 1,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $825,000 | 3,670 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 5,444 |
| Total interest expense | $502,000 | 5,109 |
| Net interest income | $758,000 | 5,575 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $47,000 | 7,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 5,895 |
| Total noninterest expense | $377,000 | 6,924 |
| Salaries and employee benefits | $183,000 | 7,221 |
| Premises and equipment expense | $64,000 | 6,199 |
| Additional noninterest expense | $130,000 | 6,458 |
| Pre-tax net operating income | $428,000 | 4,123 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $428,000 | 3,514 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $428,000 | 3,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,154 |
| Cash dividends | $428,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $428,000 | 3,496 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 5,182 |
| Total interest expense | $1,697,000 | 4,913 |
| Net interest income | $3,250,000 | 5,249 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $153,000 | 7,463 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $66,000 | 6,819 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $87,000 | 6,625 |
| Total noninterest expense | $1,591,000 | 6,734 |
| Salaries and employee benefits | $894,000 | 6,659 |
| Premises and equipment expense | $260,000 | 6,105 |
| Additional noninterest expense | $437,000 | 6,896 |
| Pre-tax net operating income | $1,812,000 | 3,938 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,812,000 | 3,341 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,812,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,517 |
| Cash dividends | $1,553,000 | 1,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,812,000 | 3,308 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,676,000 | 5,179 |
| Total interest expense | $1,227,000 | 4,882 |
| Net interest income | $2,449,000 | 5,233 |
| Provision for loan and lease losses | $120,000 | 3,874 |
| Total noninterest income | $115,000 | 7,488 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 6,835 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,654 |
| Total noninterest expense | $1,294,000 | 6,522 |
| Salaries and employee benefits | $703,000 | 6,531 |
| Premises and equipment expense | $243,000 | 5,522 |
| Additional noninterest expense | $348,000 | 6,743 |
| Pre-tax net operating income | $1,150,000 | 4,418 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,150,000 | 3,782 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,150,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,913 |
| Cash dividends | $1,553,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,150,000 | 3,742 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 5,154 |
| Total interest expense | $785,000 | 4,838 |
| Net interest income | $1,643,000 | 5,216 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $69,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $31,000 | 6,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $38,000 | 6,863 |
| Total noninterest expense | $940,000 | 6,272 |
| Salaries and employee benefits | $547,000 | 6,061 |
| Premises and equipment expense | $198,000 | 4,857 |
| Additional noninterest expense | $195,000 | 7,138 |
| Pre-tax net operating income | $682,000 | 4,689 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $682,000 | 4,070 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $682,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $1,150,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $682,000 | 4,011 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 5,195 |
| Total interest expense | $379,000 | 4,829 |
| Net interest income | $812,000 | 5,293 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $35,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $460,000 | 6,369 |
| Salaries and employee benefits | $251,000 | 6,379 |
| Premises and equipment expense | $107,000 | 4,643 |
| Additional noninterest expense | $102,000 | 7,090 |
| Pre-tax net operating income | $327,000 | 4,776 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $327,000 | 4,131 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $327,000 | 4,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $652,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $327,000 | 4,088 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,704,000 | 5,050 |
| Total interest expense | $1,623,000 | 4,290 |
| Net interest income | $3,081,000 | 5,329 |
| Provision for loan and lease losses | $271,000 | 3,097 |
| Total noninterest income | $218,000 | 7,010 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $76,000 | 6,838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $142,000 | 5,787 |
| Total noninterest expense | $1,548,000 | 6,803 |
| Salaries and employee benefits | $813,000 | 6,879 |
| Premises and equipment expense | $306,000 | 5,633 |
| Additional noninterest expense | $429,000 | 6,968 |
| Pre-tax net operating income | $1,480,000 | 4,275 |
| Securities gains (losses) | $31,000 | 2,094 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,511,000 | 3,618 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,511,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $1,277,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 761 |
| Net operating income | $1,480,000 | 3,617 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 5,079 |
| Total interest expense | $1,216,000 | 4,242 |
| Net interest income | $2,265,000 | 5,381 |
| Provision for loan and lease losses | $211,000 | 2,898 |
| Total noninterest income | $165,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $61,000 | 6,789 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $104,000 | 5,840 |
| Total noninterest expense | $1,282,000 | 6,485 |
| Salaries and employee benefits | $670,000 | 6,592 |
| Premises and equipment expense | $332,000 | 4,448 |
| Additional noninterest expense | $280,000 | 7,246 |
| Pre-tax net operating income | $937,000 | 4,766 |
| Securities gains (losses) | $31,000 | 2,017 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $968,000 | 4,087 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $968,000 | 4,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $1,277,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 624 |
| Net operating income | $937,000 | 4,095 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 5,141 |
| Total interest expense | $800,000 | 4,288 |
| Net interest income | $1,475,000 | 5,460 |
| Provision for loan and lease losses | $151,000 | 2,683 |
| Total noninterest income | $99,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $38,000 | 6,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $61,000 | 6,105 |
| Total noninterest expense | $813,000 | 6,668 |
| Salaries and employee benefits | $484,000 | 6,396 |
| Premises and equipment expense | $147,000 | 5,726 |
| Additional noninterest expense | $182,000 | 7,348 |
| Pre-tax net operating income | $610,000 | 4,786 |
| Securities gains (losses) | $31,000 | 1,773 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $641,000 | 4,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $641,000 | 4,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $951,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 525 |
| Net operating income | $610,000 | 4,116 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 5,219 |
| Total interest expense | $402,000 | 4,318 |
| Net interest income | $711,000 | 5,577 |
| Provision for loan and lease losses | $91,000 | 2,243 |
| Total noninterest income | $42,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $377,000 | 6,918 |
| Salaries and employee benefits | $207,000 | 6,891 |
| Premises and equipment expense | $70,000 | 5,876 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $285,000 | 4,928 |
| Securities gains (losses) | $31,000 | 1,473 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $316,000 | 4,141 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $316,000 | 4,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $419,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 416 |
| Net operating income | $285,000 | 4,284 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 5,266 |
| Total interest expense | $1,701,000 | 4,520 |
| Net interest income | $2,767,000 | 5,569 |
| Provision for loan and lease losses | $260,000 | 3,469 |
| Total noninterest income | $166,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $52,000 | 7,399 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $114,000 | 6,308 |
| Total noninterest expense | $1,452,000 | 6,979 |
| Salaries and employee benefits | $759,000 | 7,075 |
| Premises and equipment expense | $350,000 | 5,168 |
| Additional noninterest expense | $343,000 | 7,494 |
| Pre-tax net operating income | $1,221,000 | 4,649 |
| Securities gains (losses) | $25,000 | 3,074 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,246,000 | 4,033 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,246,000 | 4,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $1,573,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 683 |
| Net operating income | $1,221,000 | 3,919 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 5,371 |
| Total interest expense | $1,289,000 | 4,602 |
| Net interest income | $2,027,000 | 5,676 |
| Provision for loan and lease losses | $200,000 | 3,330 |
| Total noninterest income | $129,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $40,000 | 7,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,283 |
| Total noninterest expense | $1,051,000 | 7,075 |
| Salaries and employee benefits | $567,000 | 7,058 |
| Premises and equipment expense | $236,000 | 5,516 |
| Additional noninterest expense | $248,000 | 7,580 |
| Pre-tax net operating income | $905,000 | 4,811 |
| Securities gains (losses) | $25,000 | 2,828 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $930,000 | 4,186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $930,000 | 4,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $1,573,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 539 |
| Net operating income | $905,000 | 4,091 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 5,431 |
| Total interest expense | $866,000 | 4,687 |
| Net interest income | $1,327,000 | 5,715 |
| Provision for loan and lease losses | $140,000 | 3,226 |
| Total noninterest income | $96,000 | 7,467 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $26,000 | 7,472 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $70,000 | 5,983 |
| Total noninterest expense | $687,000 | 7,153 |
| Salaries and employee benefits | $369,000 | 7,149 |
| Premises and equipment expense | $154,000 | 5,570 |
| Additional noninterest expense | $164,000 | 7,579 |
| Pre-tax net operating income | $596,000 | 4,845 |
| Securities gains (losses) | $25,000 | 2,481 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $621,000 | 4,189 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $621,000 | 4,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $1,266,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 418 |
| Net operating income | $596,000 | 4,109 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 5,406 |
| Total interest expense | $438,000 | 4,752 |
| Net interest income | $671,000 | 5,677 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $47,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 5,938 |
| Total noninterest expense | $348,000 | 7,136 |
| Salaries and employee benefits | $183,000 | 7,188 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $90,000 | 7,412 |
| Pre-tax net operating income | $290,000 | 4,872 |
| Securities gains (losses) | $25,000 | 1,791 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $315,000 | 4,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $315,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $700,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $290,000 | 4,147 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 5,578 |
| Total interest expense | $1,913,000 | 4,952 |
| Net interest income | $2,527,000 | 5,870 |
| Provision for loan and lease losses | $219,000 | 4,181 |
| Total noninterest income | $167,000 | 7,649 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $62,000 | 7,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 6,345 |
| Total noninterest expense | $1,332,000 | 7,174 |
| Salaries and employee benefits | $700,000 | 7,268 |
| Premises and equipment expense | $309,000 | 5,475 |
| Additional noninterest expense | $323,000 | 7,638 |
| Pre-tax net operating income | $1,143,000 | 4,840 |
| Securities gains (losses) | $414,000 | 745 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,557,000 | 3,404 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,557,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $920,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 731 |
| Net operating income | $1,143,000 | 4,112 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,196,000 | 5,487 |
| Total interest expense | $2,821,000 | 4,959 |
| Net interest income | $2,375,000 | 5,891 |
| Provision for loan and lease losses | $550,000 | 2,033 |
| Total noninterest income | $187,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $63,000 | 7,334 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $124,000 | 5,927 |
| Total noninterest expense | $1,632,000 | 6,506 |
| Salaries and employee benefits | $697,000 | 7,220 |
| Premises and equipment expense | $285,000 | 5,692 |
| Additional noninterest expense | $650,000 | 5,548 |
| Pre-tax net operating income | $380,000 | 7,072 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $147,000 | 5,485 |
| Income before extraordinary items | $233,000 | 7,519 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $233,000 | 7,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $123,000 | 5,569 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 763 |
| Net operating income | $233,000 | 7,402 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 6,280 |
| Total interest expense | $2,516,000 | 5,535 |
| Net interest income | $1,749,000 | 7,015 |
| Provision for loan and lease losses | $205,000 | 3,684 |
| Total noninterest income | $172,000 | 7,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 7,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,749 |
| Total noninterest expense | $1,169,000 | 7,577 |
| Salaries and employee benefits | $661,000 | 7,382 |
| Premises and equipment expense | $207,000 | 6,651 |
| Additional noninterest expense | $301,000 | 7,941 |
| Pre-tax net operating income | $547,000 | 6,788 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $211,000 | 5,297 |
| Income before extraordinary items | $336,000 | 7,251 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $336,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $258,000 | 4,727 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 799 |
| Net operating income | $336,000 | 7,241 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 8,143 |
| Total interest expense | $1,161,000 | 7,742 |
| Net interest income | $1,131,000 | 8,336 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $50,000 | 9,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,584 |
| Total noninterest expense | $830,000 | 8,643 |
| Salaries and employee benefits | $484,000 | 8,431 |
| Premises and equipment expense | $139,000 | 7,861 |
| Additional noninterest expense | $207,000 | 8,953 |
| Pre-tax net operating income | $327,000 | 7,935 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $127,000 | 6,556 |
| Income before extraordinary items | $200,000 | 8,311 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $200,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $405,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 875 |
| Net operating income | $200,000 | 8,274 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,846,000 | 8,869 |
| Total interest expense | $750,000 | 9,071 |
| Net interest income | $1,096,000 | 8,581 |
| Provision for loan and lease losses | $13,000 | 8,046 |
| Total noninterest income | $33,000 | 10,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 8,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $500,000 | 9,781 |
| Salaries and employee benefits | $317,000 | 9,517 |
| Premises and equipment expense | $54,000 | 9,724 |
| Additional noninterest expense | $129,000 | 9,873 |
| Pre-tax net operating income | $616,000 | 6,830 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $241,000 | 5,728 |
| Income before extraordinary items | $375,000 | 7,367 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $375,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $700,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 884 |
| Net operating income | $375,000 | 7,294 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 9,630 |
| Total interest expense | $514,000 | 10,067 |
| Net interest income | $1,016,000 | 9,140 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $36,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $435,000 | 10,374 |
| Salaries and employee benefits | $271,000 | 10,143 |
| Premises and equipment expense | $47,000 | 10,270 |
| Additional noninterest expense | $117,000 | 10,374 |
| Pre-tax net operating income | $612,000 | 7,361 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $247,000 | 6,290 |
| Income before extraordinary items | $365,000 | 7,880 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $365,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $365,000 | 7,824 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 10,422 |
| Total interest expense | $457,000 | 10,727 |
| Net interest income | $821,000 | 10,057 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $4,000 | 11,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 11,246 |
| Total noninterest expense | $485,000 | 10,648 |
| Salaries and employee benefits | $249,000 | 10,722 |
| Premises and equipment expense | $49,000 | 10,667 |
| Additional noninterest expense | $187,000 | 10,089 |
| Pre-tax net operating income | $335,000 | 8,893 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $125,000 | 8,311 |
| Income before extraordinary items | $210,000 | 9,200 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $210,000 | 9,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $5,566,000 | 131 |
| Net operating income | $210,000 | 9,148 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 11,237 |
| Total interest expense | $461,000 | 11,157 |
| Net interest income | $562,000 | 11,235 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $4,000 | 11,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,000 | 11,796 |
| Total noninterest expense | $362,000 | 11,565 |
| Salaries and employee benefits | $204,000 | 11,481 |
| Premises and equipment expense | $55,000 | 10,933 |
| Additional noninterest expense | $103,000 | 11,588 |
| Pre-tax net operating income | $184,000 | 10,561 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $189,000 | 7,616 |
| Income before extraordinary items | $-4,000 | 11,508 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-4,000 | 11,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-4,640 | 11,478 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $892,000 | 11,908 |
| Total interest expense | $341,000 | 11,855 |
| Net interest income | $551,000 | 11,853 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $4,000 | 12,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,000 | 12,414 |
| Total noninterest expense | $312,000 | 12,322 |
| Salaries and employee benefits | $193,000 | 12,108 |
| Premises and equipment expense | $59,000 | 11,335 |
| Additional noninterest expense | $60,000 | 12,515 |
| Pre-tax net operating income | $243,000 | 10,555 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $74,000 | 9,948 |
| Income before extraordinary items | $169,000 | 10,619 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $169,000 | 10,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $169,000 | 10,659 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 12,386 |
| Total interest expense | $342,000 | 12,488 |
| Net interest income | $613,000 | 12,185 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $9,000 | 13,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $268,000 | 13,058 |
| Salaries and employee benefits | $179,000 | 12,788 |
| Premises and equipment expense | $40,000 | 12,537 |
| Additional noninterest expense | $49,000 | 13,216 |
| Pre-tax net operating income | $354,000 | 9,781 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $135,000 | 8,981 |
| Income before extraordinary items | $219,000 | 10,432 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $219,000 | 10,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $219,000 | 10,189 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 12,792 |
| Total interest expense | $439,000 | 13,024 |
| Net interest income | $678,000 | 12,406 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $9,000 | 13,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $316,000 | 13,514 |
| Salaries and employee benefits | $166,000 | 13,435 |
| Premises and equipment expense | $38,000 | 13,134 |
| Additional noninterest expense | $112,000 | 13,408 |
| Pre-tax net operating income | $371,000 | 9,496 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $136,000 | 8,982 |
| Income before extraordinary items | $235,000 | 10,099 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $235,000 | 10,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $235,000 | 9,746 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.