Home > Heritage Southeast Bank > Income and Expense
Heritage Southeast Bank, Income and Expense
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $63,635,000 | 608 |
| Total interest expense | $3,476,000 | 1,047 |
| Net interest income | $60,159,000 | 576 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $16,817,000 | 534 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $6,116,000 | 241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,701,000 | 540 |
| Total noninterest expense | $67,185,000 | 420 |
| Salaries and employee benefits | $40,234,000 | 390 |
| Premises and equipment expense | $5,611,000 | 494 |
| Additional noninterest expense | $10,701,000 | 540 |
| Pre-tax net operating income | $9,791,000 | 1,292 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,260,000 | 988 |
| Income before extraordinary items | $7,531,000 | 1,370 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,531,000 | 1,370 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,531,000 | 1,370 |
| Net charge-offs | $204,000 | 915 |
| Cash dividends | $38,300,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,531,000 | 1,389 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $44,626,000 | 616 |
| Total interest expense | $2,169,000 | 942 |
| Net interest income | $42,457,000 | 592 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $12,756,000 | 533 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $4,566,000 | 247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,190,000 | 544 |
| Total noninterest expense | $37,221,000 | 545 |
| Salaries and employee benefits | $21,261,000 | 535 |
| Premises and equipment expense | $4,196,000 | 496 |
| Additional noninterest expense | $8,190,000 | 544 |
| Pre-tax net operating income | $17,992,000 | 666 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $4,092,000 | 579 |
| Income before extraordinary items | $13,900,000 | 676 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,900,000 | 676 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $13,900,000 | 676 |
| Net charge-offs | $59,000 | 1,141 |
| Cash dividends | $1,000,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $13,900,000 | 684 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $27,647,000 | 629 |
| Total interest expense | $1,343,000 | 861 |
| Net interest income | $26,304,000 | 616 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $8,415,000 | 537 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $2,959,000 | 249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,456,000 | 566 |
| Total noninterest expense | $24,779,000 | 537 |
| Salaries and employee benefits | $14,318,000 | 526 |
| Premises and equipment expense | $2,775,000 | 489 |
| Additional noninterest expense | $7,686,000 | 538 |
| Pre-tax net operating income | $9,940,000 | 711 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $2,114,000 | 639 |
| Income before extraordinary items | $7,826,000 | 724 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,826,000 | 724 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $7,826,000 | 724 |
| Net charge-offs | $-68,000 | 4,288 |
| Cash dividends | $400,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $7,826,000 | 737 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $13,350,000 | 625 |
| Total interest expense | $670,000 | 814 |
| Net interest income | $12,680,000 | 613 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $4,071,000 | 564 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $1,476,000 | 248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,595,000 | 592 |
| Total noninterest expense | $11,660,000 | 565 |
| Salaries and employee benefits | $6,341,000 | 596 |
| Premises and equipment expense | $1,350,000 | 511 |
| Additional noninterest expense | $3,969,000 | 513 |
| Pre-tax net operating income | $5,091,000 | 679 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $966,000 | 659 |
| Income before extraordinary items | $4,125,000 | 684 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,125,000 | 684 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $4,125,000 | 684 |
| Net charge-offs | $-168,000 | 4,652 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $4,125,000 | 690 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $56,449,000 | 605 |
| Total interest expense | $3,325,000 | 827 |
| Net interest income | $53,124,000 | 592 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $18,735,000 | 537 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $5,755,000 | 240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,980,000 | 561 |
| Total noninterest expense | $48,277,000 | 550 |
| Salaries and employee benefits | $26,531,000 | 557 |
| Premises and equipment expense | $5,674,000 | 483 |
| Additional noninterest expense | $16,072,000 | 515 |
| Pre-tax net operating income | $23,582,000 | 652 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $5,465,000 | 590 |
| Income before extraordinary items | $18,117,000 | 701 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $18,117,000 | 702 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $18,117,000 | 702 |
| Net charge-offs | $-1,111,000 | 4,787 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $18,117,000 | 683 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $42,725,000 | 614 |
| Total interest expense | $2,613,000 | 838 |
| Net interest income | $40,112,000 | 598 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $13,437,000 | 572 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $4,147,000 | 246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,290,000 | 600 |
| Total noninterest expense | $36,403,000 | 549 |
| Salaries and employee benefits | $19,839,000 | 558 |
| Premises and equipment expense | $4,279,000 | 481 |
| Additional noninterest expense | $12,285,000 | 514 |
| Pre-tax net operating income | $17,146,000 | 685 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $4,077,000 | 613 |
| Income before extraordinary items | $13,069,000 | 743 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $13,069,000 | 743 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $13,069,000 | 743 |
| Net charge-offs | $-720,000 | 4,845 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $13,069,000 | 726 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $28,336,000 | 613 |
| Total interest expense | $1,846,000 | 831 |
| Net interest income | $26,490,000 | 594 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $8,957,000 | 576 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $2,575,000 | 254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,382,000 | 598 |
| Total noninterest expense | $24,297,000 | 542 |
| Salaries and employee benefits | $13,079,000 | 566 |
| Premises and equipment expense | $2,845,000 | 487 |
| Additional noninterest expense | $8,373,000 | 485 |
| Pre-tax net operating income | $11,150,000 | 700 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $2,543,000 | 632 |
| Income before extraordinary items | $8,607,000 | 749 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $8,607,000 | 749 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $8,607,000 | 749 |
| Net charge-offs | $-1,042,000 | 4,913 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $8,607,000 | 730 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $14,266,000 | 605 |
| Total interest expense | $996,000 | 814 |
| Net interest income | $13,270,000 | 587 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $4,499,000 | 576 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $1,285,000 | 246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,214,000 | 600 |
| Total noninterest expense | $11,816,000 | 551 |
| Salaries and employee benefits | $6,528,000 | 569 |
| Premises and equipment expense | $1,402,000 | 488 |
| Additional noninterest expense | $3,886,000 | 492 |
| Pre-tax net operating income | $5,953,000 | 670 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $1,212,000 | 655 |
| Income before extraordinary items | $4,741,000 | 693 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,741,000 | 693 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,741,000 | 693 |
| Net charge-offs | $-1,139,000 | 4,959 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $4,741,000 | 676 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $56,577,000 | 601 |
| Total interest expense | $6,552,000 | 729 |
| Net interest income | $50,025,000 | 586 |
| Provision for loan and lease losses | $9,350,000 | 375 |
| Total noninterest income | $15,115,000 | 610 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $5,923,000 | 223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,192,000 | 688 |
| Total noninterest expense | $49,865,000 | 515 |
| Salaries and employee benefits | $27,518,000 | 514 |
| Premises and equipment expense | $5,555,000 | 480 |
| Additional noninterest expense | $16,792,000 | 476 |
| Pre-tax net operating income | $5,925,000 | 1,575 |
| Securities gains (losses) | $1,313,000 | 299 |
| Applicable income taxes | $1,496,000 | 1,140 |
| Income before extraordinary items | $5,742,000 | 1,469 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,742,000 | 1,468 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,742,000 | 1,469 |
| Net charge-offs | $1,179,000 | 586 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,704,730 | 1,674 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $42,202,000 | 606 |
| Total interest expense | $5,281,000 | 731 |
| Net interest income | $36,921,000 | 582 |
| Provision for loan and lease losses | $7,650,000 | 375 |
| Total noninterest income | $10,896,000 | 599 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $4,349,000 | 226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,547,000 | 678 |
| Total noninterest expense | $35,702,000 | 522 |
| Salaries and employee benefits | $19,210,000 | 544 |
| Premises and equipment expense | $4,151,000 | 472 |
| Additional noninterest expense | $12,341,000 | 470 |
| Pre-tax net operating income | $4,465,000 | 1,538 |
| Securities gains (losses) | $1,313,000 | 241 |
| Applicable income taxes | $1,395,000 | 947 |
| Income before extraordinary items | $4,383,000 | 1,403 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,383,000 | 1,404 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,383,000 | 1,404 |
| Net charge-offs | $671,000 | 632 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,345,730 | 1,712 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $28,230,000 | 614 |
| Total interest expense | $3,802,000 | 732 |
| Net interest income | $24,428,000 | 585 |
| Provision for loan and lease losses | $5,100,000 | 390 |
| Total noninterest income | $6,986,000 | 591 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $2,916,000 | 227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,070,000 | 664 |
| Total noninterest expense | $23,649,000 | 523 |
| Salaries and employee benefits | $12,733,000 | 533 |
| Premises and equipment expense | $2,674,000 | 490 |
| Additional noninterest expense | $8,242,000 | 469 |
| Pre-tax net operating income | $2,665,000 | 1,607 |
| Securities gains (losses) | $1,313,000 | 174 |
| Applicable income taxes | $981,000 | 847 |
| Income before extraordinary items | $2,997,000 | 1,305 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,997,000 | 1,305 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,997,000 | 1,305 |
| Net charge-offs | $274,000 | 848 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,959,730 | 1,841 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $14,526,000 | 595 |
| Total interest expense | $2,095,000 | 757 |
| Net interest income | $12,431,000 | 568 |
| Provision for loan and lease losses | $2,550,000 | 351 |
| Total noninterest income | $4,154,000 | 485 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $1,698,000 | 231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,456,000 | 504 |
| Total noninterest expense | $12,255,000 | 498 |
| Salaries and employee benefits | $6,856,000 | 505 |
| Premises and equipment expense | $1,292,000 | 515 |
| Additional noninterest expense | $4,107,000 | 465 |
| Pre-tax net operating income | $1,780,000 | 1,160 |
| Securities gains (losses) | $572,000 | 167 |
| Applicable income taxes | $522,000 | 722 |
| Income before extraordinary items | $1,830,000 | 1,004 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,830,000 | 1,004 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,830,000 | 1,004 |
| Net charge-offs | $166,000 | 689 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,378,120 | 1,248 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $38,207,000 | 885 |
| Total interest expense | $5,798,000 | 1,090 |
| Net interest income | $32,409,000 | 846 |
| Provision for loan and lease losses | $1,245,000 | 768 |
| Total noninterest income | $6,518,000 | 944 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $3,207,000 | 397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,311,000 | 1,121 |
| Total noninterest expense | $33,801,000 | 697 |
| Salaries and employee benefits | $18,081,000 | 739 |
| Premises and equipment expense | $3,167,000 | 802 |
| Additional noninterest expense | $12,553,000 | 570 |
| Pre-tax net operating income | $3,881,000 | 2,100 |
| Securities gains (losses) | $-229,000 | 5,113 |
| Applicable income taxes | $1,071,000 | 1,370 |
| Income before extraordinary items | $2,581,000 | 2,528 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,581,000 | 2,529 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,581,000 | 2,530 |
| Net charge-offs | $435,000 | 1,139 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,761,910 | 2,377 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $23,294,000 | 1,055 |
| Total interest expense | $3,603,000 | 1,292 |
| Net interest income | $19,691,000 | 1,013 |
| Provision for loan and lease losses | $685,000 | 915 |
| Total noninterest income | $2,663,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,480,000 | 633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,183,000 | 1,746 |
| Total noninterest expense | $22,071,000 | 775 |
| Salaries and employee benefits | $11,956,000 | 819 |
| Premises and equipment expense | $1,791,000 | 1,017 |
| Additional noninterest expense | $8,324,000 | 633 |
| Pre-tax net operating income | $-402,000 | 5,147 |
| Securities gains (losses) | $-229,000 | 5,194 |
| Applicable income taxes | $-245,000 | 5,215 |
| Income before extraordinary items | $-386,000 | 5,151 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-386,000 | 5,151 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-386,000 | 5,151 |
| Net charge-offs | $298,000 | 1,035 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-205,090 | 5,120 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $13,585,000 | 1,176 |
| Total interest expense | $2,098,000 | 1,412 |
| Net interest income | $11,487,000 | 1,121 |
| Provision for loan and lease losses | $408,000 | 996 |
| Total noninterest income | $1,165,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $636,000 | 914 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $529,000 | 2,156 |
| Total noninterest expense | $9,244,000 | 1,147 |
| Salaries and employee benefits | $5,659,000 | 1,091 |
| Premises and equipment expense | $995,000 | 1,188 |
| Additional noninterest expense | $2,590,000 | 1,221 |
| Pre-tax net operating income | $3,000,000 | 1,549 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $625,000 | 1,270 |
| Income before extraordinary items | $2,375,000 | 1,667 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,375,000 | 1,667 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,375,000 | 1,667 |
| Net charge-offs | $147,000 | 1,183 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,375,000 | 1,635 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 1,197 |
| Total interest expense | $994,000 | 1,439 |
| Net interest income | $5,568,000 | 1,154 |
| Provision for loan and lease losses | $213,000 | 897 |
| Total noninterest income | $689,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $319,000 | 906 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $370,000 | 1,740 |
| Total noninterest expense | $4,601,000 | 1,154 |
| Salaries and employee benefits | $2,878,000 | 1,074 |
| Premises and equipment expense | $478,000 | 1,253 |
| Additional noninterest expense | $1,245,000 | 1,250 |
| Pre-tax net operating income | $1,443,000 | 1,574 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $303,000 | 1,251 |
| Income before extraordinary items | $1,140,000 | 1,697 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,140,000 | 1,695 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,140,000 | 1,696 |
| Net charge-offs | $7,000 | 2,096 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,140,000 | 1,672 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $22,976,000 | 1,276 |
| Total interest expense | $2,451,000 | 1,672 |
| Net interest income | $20,525,000 | 1,214 |
| Provision for loan and lease losses | $618,000 | 1,257 |
| Total noninterest income | $2,802,000 | 1,621 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,376,000 | 885 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,426,000 | 1,856 |
| Total noninterest expense | $16,755,000 | 1,222 |
| Salaries and employee benefits | $9,854,000 | 1,188 |
| Premises and equipment expense | $1,782,000 | 1,301 |
| Additional noninterest expense | $5,119,000 | 1,215 |
| Pre-tax net operating income | $5,954,000 | 1,525 |
| Securities gains (losses) | $187,000 | 219 |
| Applicable income taxes | $1,164,000 | 1,251 |
| Income before extraordinary items | $4,977,000 | 1,588 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,977,000 | 1,587 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,977,000 | 1,587 |
| Net charge-offs | $14,000 | 3,234 |
| Cash dividends | $450,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,825,530 | 1,616 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $16,648,000 | 1,304 |
| Total interest expense | $1,656,000 | 1,726 |
| Net interest income | $14,992,000 | 1,243 |
| Provision for loan and lease losses | $568,000 | 1,022 |
| Total noninterest income | $2,051,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,018,000 | 893 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,033,000 | 1,906 |
| Total noninterest expense | $12,331,000 | 1,241 |
| Salaries and employee benefits | $7,229,000 | 1,202 |
| Premises and equipment expense | $1,315,000 | 1,318 |
| Additional noninterest expense | $3,787,000 | 1,232 |
| Pre-tax net operating income | $4,144,000 | 1,637 |
| Securities gains (losses) | $187,000 | 212 |
| Applicable income taxes | $916,000 | 1,239 |
| Income before extraordinary items | $3,415,000 | 1,719 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,415,000 | 1,719 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,415,000 | 1,718 |
| Net charge-offs | $45,000 | 2,275 |
| Cash dividends | $450,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,267,270 | 1,779 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,774,000 | 1,328 |
| Total interest expense | $1,013,000 | 1,759 |
| Net interest income | $9,761,000 | 1,269 |
| Provision for loan and lease losses | $567,000 | 745 |
| Total noninterest income | $1,333,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $678,000 | 892 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $655,000 | 1,956 |
| Total noninterest expense | $8,005,000 | 1,266 |
| Salaries and employee benefits | $4,657,000 | 1,245 |
| Premises and equipment expense | $860,000 | 1,348 |
| Additional noninterest expense | $2,488,000 | 1,244 |
| Pre-tax net operating income | $2,522,000 | 1,748 |
| Securities gains (losses) | $187,000 | 181 |
| Applicable income taxes | $569,000 | 1,290 |
| Income before extraordinary items | $2,140,000 | 1,781 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,140,000 | 1,780 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,140,000 | 1,780 |
| Net charge-offs | $109,000 | 1,270 |
| Cash dividends | $225,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,992,270 | 1,877 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,234,000 | 1,341 |
| Total interest expense | $461,000 | 1,812 |
| Net interest income | $4,773,000 | 1,285 |
| Provision for loan and lease losses | $283,000 | 741 |
| Total noninterest income | $823,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $331,000 | 913 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $492,000 | 1,507 |
| Total noninterest expense | $3,890,000 | 1,302 |
| Salaries and employee benefits | $2,279,000 | 1,285 |
| Premises and equipment expense | $438,000 | 1,345 |
| Additional noninterest expense | $1,173,000 | 1,311 |
| Pre-tax net operating income | $1,423,000 | 1,546 |
| Securities gains (losses) | $187,000 | 120 |
| Applicable income taxes | $338,000 | 1,131 |
| Income before extraordinary items | $1,272,000 | 1,511 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,272,000 | 1,511 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,272,000 | 1,511 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,124,270 | 1,658 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,660,000 | 1,362 |
| Total interest expense | $1,321,000 | 2,114 |
| Net interest income | $18,339,000 | 1,306 |
| Provision for loan and lease losses | $727,000 | 1,122 |
| Total noninterest income | $1,151,000 | 2,746 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,343,000 | 913 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $-192,000 | 5,643 |
| Total noninterest expense | $14,658,000 | 1,357 |
| Salaries and employee benefits | $8,433,000 | 1,345 |
| Premises and equipment expense | $1,681,000 | 1,365 |
| Additional noninterest expense | $4,544,000 | 1,351 |
| Pre-tax net operating income | $4,105,000 | 2,006 |
| Securities gains (losses) | $11,000 | 1,559 |
| Applicable income taxes | $2,792,000 | 1,013 |
| Income before extraordinary items | $1,324,000 | 3,341 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,324,000 | 3,339 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,324,000 | 3,341 |
| Net charge-offs | $8,000 | 3,737 |
| Cash dividends | $1,022,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,316,960 | 3,331 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,473,000 | 1,392 |
| Total interest expense | $897,000 | 2,229 |
| Net interest income | $13,576,000 | 1,319 |
| Provision for loan and lease losses | $494,000 | 1,164 |
| Total noninterest income | $1,802,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $981,000 | 934 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $821,000 | 2,218 |
| Total noninterest expense | $10,851,000 | 1,365 |
| Salaries and employee benefits | $6,281,000 | 1,348 |
| Premises and equipment expense | $1,193,000 | 1,439 |
| Additional noninterest expense | $3,377,000 | 1,360 |
| Pre-tax net operating income | $4,033,000 | 1,631 |
| Securities gains (losses) | $10,000 | 1,621 |
| Applicable income taxes | $1,594,000 | 1,071 |
| Income before extraordinary items | $2,449,000 | 2,053 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,449,000 | 2,053 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,449,000 | 2,054 |
| Net charge-offs | $-5,000 | 4,560 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,442,600 | 2,026 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,578,000 | 1,388 |
| Total interest expense | $530,000 | 2,378 |
| Net interest income | $9,048,000 | 1,319 |
| Provision for loan and lease losses | $305,000 | 1,164 |
| Total noninterest income | $1,149,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $636,000 | 952 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $513,000 | 2,293 |
| Total noninterest expense | $7,171,000 | 1,386 |
| Salaries and employee benefits | $4,111,000 | 1,379 |
| Premises and equipment expense | $777,000 | 1,480 |
| Additional noninterest expense | $2,283,000 | 1,335 |
| Pre-tax net operating income | $2,721,000 | 1,589 |
| Securities gains (losses) | $11,000 | 1,225 |
| Applicable income taxes | $1,057,000 | 1,064 |
| Income before extraordinary items | $1,675,000 | 1,980 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,675,000 | 1,980 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,675,000 | 1,980 |
| Net charge-offs | $-5,000 | 4,564 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,667,960 | 1,960 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 1,351 |
| Total interest expense | $253,000 | 2,436 |
| Net interest income | $4,667,000 | 1,273 |
| Provision for loan and lease losses | $109,000 | 1,385 |
| Total noninterest income | $377,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $308,000 | 974 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $69,000 | 3,962 |
| Total noninterest expense | $3,626,000 | 1,381 |
| Salaries and employee benefits | $2,049,000 | 1,392 |
| Premises and equipment expense | $396,000 | 1,471 |
| Additional noninterest expense | $1,181,000 | 1,306 |
| Pre-tax net operating income | $1,309,000 | 1,599 |
| Securities gains (losses) | $11,000 | 641 |
| Applicable income taxes | $480,000 | 1,116 |
| Income before extraordinary items | $840,000 | 1,905 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $840,000 | 1,905 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $840,000 | 1,905 |
| Net charge-offs | $-21,000 | 5,266 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $832,960 | 1,902 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,313,000 | 1,644 |
| Total interest expense | $942,000 | 2,522 |
| Net interest income | $14,371,000 | 1,552 |
| Provision for loan and lease losses | $420,000 | 1,637 |
| Total noninterest income | $1,911,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,157,000 | 1,059 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $754,000 | 2,728 |
| Total noninterest expense | $13,872,000 | 1,415 |
| Salaries and employee benefits | $7,846,000 | 1,392 |
| Premises and equipment expense | $1,464,000 | 1,557 |
| Additional noninterest expense | $4,562,000 | 1,367 |
| Pre-tax net operating income | $1,990,000 | 3,067 |
| Securities gains (losses) | $54,000 | 1,786 |
| Applicable income taxes | $-5,104,000 | 5,893 |
| Income before extraordinary items | $7,148,000 | 1,040 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,148,000 | 1,039 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,148,000 | 1,039 |
| Net charge-offs | $-99,000 | 5,523 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $7,094,000 | 1,019 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,340,000 | 1,669 |
| Total interest expense | $719,000 | 2,494 |
| Net interest income | $10,621,000 | 1,575 |
| Provision for loan and lease losses | $420,000 | 1,313 |
| Total noninterest income | $1,759,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $964,000 | 954 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $795,000 | 2,329 |
| Total noninterest expense | $9,998,000 | 1,478 |
| Salaries and employee benefits | $5,572,000 | 1,458 |
| Premises and equipment expense | $1,113,000 | 1,545 |
| Additional noninterest expense | $3,313,000 | 1,401 |
| Pre-tax net operating income | $1,962,000 | 2,659 |
| Securities gains (losses) | $54,000 | 1,711 |
| Applicable income taxes | $-4,720,000 | 5,967 |
| Income before extraordinary items | $6,736,000 | 835 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,736,000 | 834 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,736,000 | 835 |
| Net charge-offs | $-88,000 | 5,541 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $6,682,000 | 820 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,458,000 | 1,705 |
| Total interest expense | $494,000 | 2,446 |
| Net interest income | $6,964,000 | 1,609 |
| Provision for loan and lease losses | $315,000 | 1,198 |
| Total noninterest income | $1,217,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $630,000 | 959 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $587,000 | 2,173 |
| Total noninterest expense | $6,541,000 | 1,505 |
| Salaries and employee benefits | $3,671,000 | 1,483 |
| Premises and equipment expense | $739,000 | 1,547 |
| Additional noninterest expense | $2,131,000 | 1,448 |
| Pre-tax net operating income | $1,325,000 | 2,599 |
| Securities gains (losses) | $50,000 | 1,421 |
| Applicable income taxes | $-4,968,000 | 6,052 |
| Income before extraordinary items | $6,343,000 | 607 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,343,000 | 605 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,343,000 | 606 |
| Net charge-offs | $-130,000 | 5,756 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $6,293,000 | 590 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 1,689 |
| Total interest expense | $251,000 | 2,434 |
| Net interest income | $3,502,000 | 1,606 |
| Provision for loan and lease losses | $210,000 | 929 |
| Total noninterest income | $582,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $313,000 | 966 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $269,000 | 2,237 |
| Total noninterest expense | $3,225,000 | 1,522 |
| Salaries and employee benefits | $1,814,000 | 1,508 |
| Premises and equipment expense | $377,000 | 1,531 |
| Additional noninterest expense | $1,034,000 | 1,480 |
| Pre-tax net operating income | $649,000 | 2,605 |
| Securities gains (losses) | $50,000 | 833 |
| Applicable income taxes | $5,000 | 3,928 |
| Income before extraordinary items | $694,000 | 2,216 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $694,000 | 2,216 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $694,000 | 2,216 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $644,500 | 2,283 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,500,000 | 1,705 |
| Total interest expense | $1,034,000 | 2,362 |
| Net interest income | $13,466,000 | 1,631 |
| Provision for loan and lease losses | $1,200,000 | 684 |
| Total noninterest income | $3,036,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,283,000 | 975 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,753,000 | 1,677 |
| Total noninterest expense | $12,836,000 | 1,510 |
| Salaries and employee benefits | $6,810,000 | 1,546 |
| Premises and equipment expense | $1,441,000 | 1,589 |
| Additional noninterest expense | $4,585,000 | 1,368 |
| Pre-tax net operating income | $2,466,000 | 2,659 |
| Securities gains (losses) | $64,000 | 1,469 |
| Applicable income taxes | $-1,374,000 | 6,121 |
| Income before extraordinary items | $3,904,000 | 1,630 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,904,000 | 1,632 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,904,000 | 1,632 |
| Net charge-offs | $879,000 | 766 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,840,000 | 1,622 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,794,000 | 1,735 |
| Total interest expense | $784,000 | 2,371 |
| Net interest income | $10,010,000 | 1,657 |
| Provision for loan and lease losses | $900,000 | 655 |
| Total noninterest income | $2,141,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $951,000 | 991 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,190,000 | 1,810 |
| Total noninterest expense | $9,887,000 | 1,484 |
| Salaries and employee benefits | $5,238,000 | 1,528 |
| Premises and equipment expense | $1,118,000 | 1,551 |
| Additional noninterest expense | $3,531,000 | 1,330 |
| Pre-tax net operating income | $1,364,000 | 3,245 |
| Securities gains (losses) | $22,000 | 1,962 |
| Applicable income taxes | $-1,350,000 | 6,238 |
| Income before extraordinary items | $2,736,000 | 1,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,736,000 | 1,769 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,736,000 | 1,770 |
| Net charge-offs | $766,000 | 621 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,714,000 | 1,738 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,147,000 | 1,754 |
| Total interest expense | $521,000 | 2,396 |
| Net interest income | $6,626,000 | 1,672 |
| Provision for loan and lease losses | $600,000 | 646 |
| Total noninterest income | $1,555,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $611,000 | 1,002 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $944,000 | 1,620 |
| Total noninterest expense | $6,503,000 | 1,512 |
| Salaries and employee benefits | $3,450,000 | 1,554 |
| Premises and equipment expense | $729,000 | 1,594 |
| Additional noninterest expense | $2,324,000 | 1,350 |
| Pre-tax net operating income | $1,078,000 | 2,931 |
| Securities gains (losses) | $22,000 | 1,669 |
| Applicable income taxes | $-1,350,000 | 6,324 |
| Income before extraordinary items | $2,450,000 | 1,362 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,450,000 | 1,364 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,450,000 | 1,363 |
| Net charge-offs | $30,000 | 2,684 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,428,000 | 1,339 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 1,761 |
| Total interest expense | $259,000 | 2,420 |
| Net interest income | $3,274,000 | 1,687 |
| Provision for loan and lease losses | $300,000 | 621 |
| Total noninterest income | $938,000 | 1,354 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $279,000 | 1,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $659,000 | 1,241 |
| Total noninterest expense | $3,216,000 | 1,517 |
| Salaries and employee benefits | $1,687,000 | 1,590 |
| Premises and equipment expense | $364,000 | 1,616 |
| Additional noninterest expense | $1,165,000 | 1,326 |
| Pre-tax net operating income | $696,000 | 2,423 |
| Securities gains (losses) | $22,000 | 1,194 |
| Applicable income taxes | $-1,258,000 | 6,408 |
| Income before extraordinary items | $1,976,000 | 877 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,976,000 | 877 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,976,000 | 877 |
| Net charge-offs | $46,000 | 1,619 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,954,000 | 852 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,380,000 | 1,743 |
| Total interest expense | $1,139,000 | 2,352 |
| Net interest income | $13,241,000 | 1,669 |
| Provision for loan and lease losses | $750,000 | 1,065 |
| Total noninterest income | $247,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,196,000 | 1,103 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-949,000 | 6,488 |
| Total noninterest expense | $12,404,000 | 1,542 |
| Salaries and employee benefits | $6,185,000 | 1,681 |
| Premises and equipment expense | $1,401,000 | 1,674 |
| Additional noninterest expense | $4,818,000 | 1,340 |
| Pre-tax net operating income | $334,000 | 5,413 |
| Securities gains (losses) | $-1,000 | 5,807 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $333,000 | 5,325 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $333,000 | 5,324 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $333,000 | 5,325 |
| Net charge-offs | $1,926,000 | 530 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $334,000 | 5,268 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,822,000 | 1,744 |
| Total interest expense | $876,000 | 2,358 |
| Net interest income | $9,946,000 | 1,672 |
| Provision for loan and lease losses | $600,000 | 986 |
| Total noninterest income | $533,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $883,000 | 1,130 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-350,000 | 6,546 |
| Total noninterest expense | $9,525,000 | 1,509 |
| Salaries and employee benefits | $4,655,000 | 1,671 |
| Premises and equipment expense | $1,111,000 | 1,596 |
| Additional noninterest expense | $3,759,000 | 1,295 |
| Pre-tax net operating income | $354,000 | 5,183 |
| Securities gains (losses) | $-16,000 | 6,219 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $338,000 | 5,105 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $338,000 | 5,105 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $338,000 | 5,107 |
| Net charge-offs | $1,026,000 | 661 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $354,000 | 5,021 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,208,000 | 1,733 |
| Total interest expense | $596,000 | 2,337 |
| Net interest income | $6,612,000 | 1,669 |
| Provision for loan and lease losses | $450,000 | 910 |
| Total noninterest income | $363,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $574,000 | 1,134 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-211,000 | 6,617 |
| Total noninterest expense | $6,425,000 | 1,489 |
| Salaries and employee benefits | $3,101,000 | 1,660 |
| Premises and equipment expense | $748,000 | 1,584 |
| Additional noninterest expense | $2,576,000 | 1,259 |
| Pre-tax net operating income | $100,000 | 5,768 |
| Securities gains (losses) | $-11,000 | 6,304 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $89,000 | 5,797 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $89,000 | 5,799 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $89,000 | 5,799 |
| Net charge-offs | $731,000 | 645 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $100,000 | 5,707 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 1,728 |
| Total interest expense | $300,000 | 2,355 |
| Net interest income | $3,305,000 | 1,654 |
| Provision for loan and lease losses | $225,000 | 909 |
| Total noninterest income | $108,000 | 4,516 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $275,000 | 1,165 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-167,000 | 6,685 |
| Total noninterest expense | $3,346,000 | 1,450 |
| Salaries and employee benefits | $1,576,000 | 1,653 |
| Premises and equipment expense | $370,000 | 1,632 |
| Additional noninterest expense | $1,400,000 | 1,137 |
| Pre-tax net operating income | $-158,000 | 6,501 |
| Securities gains (losses) | $-11,000 | 6,442 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-169,000 | 6,513 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-169,000 | 6,513 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-169,000 | 6,513 |
| Net charge-offs | $498,000 | 503 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-158,000 | 6,503 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,860,000 | 1,805 |
| Total interest expense | $1,588,000 | 2,058 |
| Net interest income | $12,272,000 | 1,757 |
| Provision for loan and lease losses | $900,000 | 1,197 |
| Total noninterest income | $900,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,162,000 | 1,182 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-262,000 | 6,699 |
| Total noninterest expense | $12,163,000 | 1,585 |
| Salaries and employee benefits | $5,749,000 | 1,777 |
| Premises and equipment expense | $1,895,000 | 1,246 |
| Additional noninterest expense | $4,519,000 | 1,467 |
| Pre-tax net operating income | $109,000 | 5,931 |
| Securities gains (losses) | $98,000 | 1,329 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $207,000 | 5,690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $207,000 | 5,692 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $207,000 | 5,692 |
| Net charge-offs | $1,067,000 | 1,209 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $109,000 | 5,916 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,301,000 | 1,822 |
| Total interest expense | $1,245,000 | 2,040 |
| Net interest income | $9,056,000 | 1,786 |
| Provision for loan and lease losses | $675,000 | 1,211 |
| Total noninterest income | $945,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $872,000 | 1,186 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $73,000 | 5,483 |
| Total noninterest expense | $8,816,000 | 1,646 |
| Salaries and employee benefits | $4,282,000 | 1,802 |
| Premises and equipment expense | $1,224,000 | 1,471 |
| Additional noninterest expense | $3,310,000 | 1,499 |
| Pre-tax net operating income | $510,000 | 4,743 |
| Securities gains (losses) | $5,000 | 2,677 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $515,000 | 4,558 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $515,000 | 4,562 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $515,000 | 4,563 |
| Net charge-offs | $1,015,000 | 988 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $510,000 | 4,491 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,775,000 | 1,851 |
| Total interest expense | $855,000 | 2,020 |
| Net interest income | $5,920,000 | 1,803 |
| Provision for loan and lease losses | $450,000 | 1,252 |
| Total noninterest income | $416,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $579,000 | 1,168 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-163,000 | 6,839 |
| Total noninterest expense | $5,780,000 | 1,667 |
| Salaries and employee benefits | $2,833,000 | 1,814 |
| Premises and equipment expense | $807,000 | 1,493 |
| Additional noninterest expense | $2,140,000 | 1,525 |
| Pre-tax net operating income | $106,000 | 5,787 |
| Securities gains (losses) | $5,000 | 2,459 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $111,000 | 5,775 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $111,000 | 5,777 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $111,000 | 5,777 |
| Net charge-offs | $792,000 | 914 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $106,000 | 5,721 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 1,881 |
| Total interest expense | $426,000 | 2,075 |
| Net interest income | $2,921,000 | 1,832 |
| Provision for loan and lease losses | $225,000 | 1,230 |
| Total noninterest income | $424,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $289,000 | 1,155 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $135,000 | 3,334 |
| Total noninterest expense | $2,844,000 | 1,713 |
| Salaries and employee benefits | $1,421,000 | 1,840 |
| Premises and equipment expense | $404,000 | 1,509 |
| Additional noninterest expense | $1,019,000 | 1,588 |
| Pre-tax net operating income | $276,000 | 3,954 |
| Securities gains (losses) | $5,000 | 1,643 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $281,000 | 3,689 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $281,000 | 3,688 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $281,000 | 3,690 |
| Net charge-offs | $780,000 | 568 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $276,000 | 3,621 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,179,000 | 1,863 |
| Total interest expense | $2,473,000 | 1,771 |
| Net interest income | $11,706,000 | 1,873 |
| Provision for loan and lease losses | $375,000 | 3,092 |
| Total noninterest income | $1,806,000 | 2,349 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,131,000 | 1,258 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $675,000 | 2,947 |
| Total noninterest expense | $11,579,000 | 1,666 |
| Salaries and employee benefits | $5,135,000 | 1,965 |
| Premises and equipment expense | $1,623,000 | 1,462 |
| Additional noninterest expense | $4,821,000 | 1,409 |
| Pre-tax net operating income | $1,558,000 | 3,273 |
| Securities gains (losses) | $766,000 | 677 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,324,000 | 2,316 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,324,000 | 2,317 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,324,000 | 2,318 |
| Net charge-offs | $1,438,000 | 1,437 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,736,000 | 167 |
| Net operating income | $1,558,000 | 2,930 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,657,000 | 1,886 |
| Total interest expense | $2,005,000 | 1,717 |
| Net interest income | $8,652,000 | 1,927 |
| Provision for loan and lease losses | $150,000 | 3,869 |
| Total noninterest income | $2,038,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $837,000 | 1,283 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,201,000 | 1,768 |
| Total noninterest expense | $8,844,000 | 1,641 |
| Salaries and employee benefits | $3,901,000 | 1,936 |
| Premises and equipment expense | $1,241,000 | 1,445 |
| Additional noninterest expense | $3,702,000 | 1,370 |
| Pre-tax net operating income | $1,696,000 | 2,661 |
| Securities gains (losses) | $759,000 | 535 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,455,000 | 1,783 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,455,000 | 1,782 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,455,000 | 1,784 |
| Net charge-offs | $802,000 | 1,674 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $1,736,000 | 125 |
| Net operating income | $1,696,000 | 2,301 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,052,000 | 1,902 |
| Total interest expense | $1,439,000 | 1,674 |
| Net interest income | $5,613,000 | 1,970 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,524,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $550,000 | 1,285 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $974,000 | 1,544 |
| Total noninterest expense | $5,876,000 | 1,653 |
| Salaries and employee benefits | $2,686,000 | 1,861 |
| Premises and equipment expense | $821,000 | 1,445 |
| Additional noninterest expense | $2,369,000 | 1,441 |
| Pre-tax net operating income | $1,261,000 | 2,421 |
| Securities gains (losses) | $19,000 | 2,506 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,280,000 | 2,157 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,280,000 | 2,157 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,280,000 | 2,157 |
| Net charge-offs | $474,000 | 1,835 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,261,000 | 2,064 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 1,932 |
| Total interest expense | $768,000 | 1,628 |
| Net interest income | $2,744,000 | 2,017 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $480,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $254,000 | 1,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $226,000 | 2,478 |
| Total noninterest expense | $2,990,000 | 1,615 |
| Salaries and employee benefits | $1,362,000 | 1,847 |
| Premises and equipment expense | $413,000 | 1,448 |
| Additional noninterest expense | $1,215,000 | 1,392 |
| Pre-tax net operating income | $234,000 | 4,277 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $234,000 | 4,104 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $234,000 | 4,108 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $234,000 | 4,108 |
| Net charge-offs | $364,000 | 1,314 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $234,000 | 3,950 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,295,000 | 1,839 |
| Total interest expense | $3,952,000 | 1,534 |
| Net interest income | $11,343,000 | 1,934 |
| Provision for loan and lease losses | $2,700,000 | 1,284 |
| Total noninterest income | $-1,998,000 | 7,299 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,059,000 | 1,400 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-3,057,000 | 7,304 |
| Total noninterest expense | $11,478,000 | 1,683 |
| Salaries and employee benefits | $4,976,000 | 1,941 |
| Premises and equipment expense | $1,612,000 | 1,535 |
| Additional noninterest expense | $4,890,000 | 1,410 |
| Pre-tax net operating income | $-4,833,000 | 7,049 |
| Securities gains (losses) | $332,000 | 1,063 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-4,501,000 | 7,049 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,501,000 | 7,049 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-4,501,000 | 7,050 |
| Net charge-offs | $4,763,000 | 833 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,833,000 | 7,051 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,384,000 | 1,871 |
| Total interest expense | $3,069,000 | 1,540 |
| Net interest income | $8,315,000 | 1,978 |
| Provision for loan and lease losses | $1,975,000 | 1,249 |
| Total noninterest income | $866,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $798,000 | 1,397 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $68,000 | 5,506 |
| Total noninterest expense | $8,713,000 | 1,667 |
| Salaries and employee benefits | $3,757,000 | 1,932 |
| Premises and equipment expense | $1,202,000 | 1,558 |
| Additional noninterest expense | $3,754,000 | 1,376 |
| Pre-tax net operating income | $-1,507,000 | 6,923 |
| Securities gains (losses) | $332,000 | 866 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,175,000 | 6,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,175,000 | 6,911 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,175,000 | 6,910 |
| Net charge-offs | $3,530,000 | 835 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,507,000 | 6,959 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,686,000 | 1,868 |
| Total interest expense | $2,141,000 | 1,528 |
| Net interest income | $5,545,000 | 1,978 |
| Provision for loan and lease losses | $1,700,000 | 1,027 |
| Total noninterest income | $326,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $526,000 | 1,392 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-200,000 | 7,279 |
| Total noninterest expense | $5,887,000 | 1,670 |
| Salaries and employee benefits | $2,511,000 | 1,938 |
| Premises and equipment expense | $803,000 | 1,571 |
| Additional noninterest expense | $2,573,000 | 1,362 |
| Pre-tax net operating income | $-1,716,000 | 7,134 |
| Securities gains (losses) | $111,000 | 1,066 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,605,000 | 7,164 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,605,000 | 7,165 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,605,000 | 7,165 |
| Net charge-offs | $3,011,000 | 686 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,716,000 | 7,162 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,862,000 | 1,862 |
| Total interest expense | $1,149,000 | 1,477 |
| Net interest income | $2,713,000 | 2,015 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $355,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $247,000 | 1,448 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $108,000 | 3,428 |
| Total noninterest expense | $3,021,000 | 1,642 |
| Salaries and employee benefits | $1,284,000 | 1,924 |
| Premises and equipment expense | $415,000 | 1,552 |
| Additional noninterest expense | $1,322,000 | 1,328 |
| Pre-tax net operating income | $47,000 | 5,798 |
| Securities gains (losses) | $43,000 | 812 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $90,000 | 5,151 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $90,000 | 5,149 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $90,000 | 5,151 |
| Net charge-offs | $1,463,000 | 661 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $47,000 | 5,717 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,500,000 | 1,833 |
| Total interest expense | $5,558,000 | 1,498 |
| Net interest income | $10,942,000 | 1,990 |
| Provision for loan and lease losses | $2,600,000 | 1,773 |
| Total noninterest income | $464,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,140,000 | 1,330 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-676,000 | 7,439 |
| Total noninterest expense | $12,600,000 | 1,576 |
| Salaries and employee benefits | $5,297,000 | 1,826 |
| Premises and equipment expense | $1,750,000 | 1,466 |
| Additional noninterest expense | $5,553,000 | 1,317 |
| Pre-tax net operating income | $-3,794,000 | 7,011 |
| Securities gains (losses) | $433,000 | 998 |
| Applicable income taxes | $3,016,000 | 539 |
| Income before extraordinary items | $-6,377,000 | 7,252 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,377,000 | 7,252 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,377,000 | 7,252 |
| Net charge-offs | $2,789,000 | 1,534 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-6,810,000 | 7,255 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,437,000 | 1,870 |
| Total interest expense | $4,263,000 | 1,520 |
| Net interest income | $8,174,000 | 2,025 |
| Provision for loan and lease losses | $2,000,000 | 1,654 |
| Total noninterest income | $467,000 | 4,207 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $873,000 | 1,343 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-406,000 | 7,548 |
| Total noninterest expense | $9,264,000 | 1,591 |
| Salaries and employee benefits | $3,994,000 | 1,832 |
| Premises and equipment expense | $1,317,000 | 1,473 |
| Additional noninterest expense | $3,953,000 | 1,349 |
| Pre-tax net operating income | $-2,623,000 | 7,151 |
| Securities gains (losses) | $433,000 | 836 |
| Applicable income taxes | $3,017,000 | 426 |
| Income before extraordinary items | $-5,207,000 | 7,435 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,207,000 | 7,435 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,207,000 | 7,435 |
| Net charge-offs | $2,407,000 | 1,346 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-5,640,000 | 7,431 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,116,000 | 1,928 |
| Total interest expense | $2,893,000 | 1,552 |
| Net interest income | $5,223,000 | 2,114 |
| Provision for loan and lease losses | $1,500,000 | 1,516 |
| Total noninterest income | $41,000 | 7,003 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $583,000 | 1,345 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-542,000 | 7,717 |
| Total noninterest expense | $6,219,000 | 1,590 |
| Salaries and employee benefits | $2,682,000 | 1,835 |
| Premises and equipment expense | $860,000 | 1,529 |
| Additional noninterest expense | $2,677,000 | 1,333 |
| Pre-tax net operating income | $-2,455,000 | 7,340 |
| Securities gains (losses) | $340,000 | 645 |
| Applicable income taxes | $3,017,000 | 295 |
| Income before extraordinary items | $-5,132,000 | 7,591 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,132,000 | 7,591 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,132,000 | 7,591 |
| Net charge-offs | $2,189,000 | 1,066 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,472,000 | 7,599 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 1,957 |
| Total interest expense | $1,477,000 | 1,596 |
| Net interest income | $2,613,000 | 2,138 |
| Provision for loan and lease losses | $600,000 | 1,610 |
| Total noninterest income | $518,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $281,000 | 1,395 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $237,000 | 2,146 |
| Total noninterest expense | $2,881,000 | 1,731 |
| Salaries and employee benefits | $1,342,000 | 1,869 |
| Premises and equipment expense | $415,000 | 1,627 |
| Additional noninterest expense | $1,124,000 | 1,572 |
| Pre-tax net operating income | $-350,000 | 7,042 |
| Securities gains (losses) | $340,000 | 344 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-10,000 | 6,444 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-10,000 | 6,446 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-10,000 | 6,445 |
| Net charge-offs | $1,667,000 | 739 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-350,000 | 7,101 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,653,000 | 1,828 |
| Total interest expense | $9,121,000 | 1,305 |
| Net interest income | $9,532,000 | 2,293 |
| Provision for loan and lease losses | $11,905,000 | 751 |
| Total noninterest income | $-375,000 | 7,865 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,283,000 | 1,344 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,658,000 | 7,935 |
| Total noninterest expense | $11,808,000 | 1,728 |
| Salaries and employee benefits | $5,324,000 | 1,854 |
| Premises and equipment expense | $1,827,000 | 1,481 |
| Additional noninterest expense | $4,657,000 | 1,604 |
| Pre-tax net operating income | $-14,556,000 | 7,619 |
| Securities gains (losses) | $381,000 | 1,049 |
| Applicable income taxes | $-3,820,000 | 7,683 |
| Income before extraordinary items | $-10,355,000 | 7,572 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-10,355,000 | 7,571 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-10,355,000 | 7,571 |
| Net charge-offs | $10,058,000 | 682 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-10,633,130 | 7,580 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,414,000 | 1,802 |
| Total interest expense | $7,334,000 | 1,283 |
| Net interest income | $7,080,000 | 2,315 |
| Provision for loan and lease losses | $10,780,000 | 586 |
| Total noninterest income | $-276,000 | 7,974 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $980,000 | 1,309 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,256,000 | 8,035 |
| Total noninterest expense | $8,965,000 | 1,687 |
| Salaries and employee benefits | $4,094,000 | 1,831 |
| Premises and equipment expense | $1,404,000 | 1,458 |
| Additional noninterest expense | $3,467,000 | 1,552 |
| Pre-tax net operating income | $-12,941,000 | 7,803 |
| Securities gains (losses) | $334,000 | 933 |
| Applicable income taxes | $-4,424,000 | 7,886 |
| Income before extraordinary items | $-8,183,000 | 7,728 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,183,000 | 7,727 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,183,000 | 7,727 |
| Net charge-offs | $8,935,000 | 550 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,400,100 | 7,742 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,791,000 | 1,797 |
| Total interest expense | $5,139,000 | 1,285 |
| Net interest income | $4,652,000 | 2,346 |
| Provision for loan and lease losses | $4,130,000 | 873 |
| Total noninterest income | $363,000 | 4,030 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $673,000 | 1,257 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-310,000 | 8,049 |
| Total noninterest expense | $6,092,000 | 1,694 |
| Salaries and employee benefits | $2,847,000 | 1,791 |
| Premises and equipment expense | $956,000 | 1,469 |
| Additional noninterest expense | $2,289,000 | 1,596 |
| Pre-tax net operating income | $-5,207,000 | 7,754 |
| Securities gains (losses) | $267,000 | 834 |
| Applicable income taxes | $-1,736,000 | 7,870 |
| Income before extraordinary items | $-3,204,000 | 7,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,204,000 | 7,650 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,204,000 | 7,650 |
| Net charge-offs | $3,295,000 | 787 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,377,550 | 7,674 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 1,815 |
| Total interest expense | $2,611,000 | 1,317 |
| Net interest income | $2,317,000 | 2,345 |
| Provision for loan and lease losses | $2,100,000 | 729 |
| Total noninterest income | $-91,000 | 8,150 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $357,000 | 1,159 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-448,000 | 8,192 |
| Total noninterest expense | $3,092,000 | 1,630 |
| Salaries and employee benefits | $1,543,000 | 1,673 |
| Premises and equipment expense | $490,000 | 1,450 |
| Additional noninterest expense | $1,059,000 | 1,524 |
| Pre-tax net operating income | $-2,966,000 | 7,942 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $-1,042,000 | 8,014 |
| Income before extraordinary items | $-1,923,000 | 7,892 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,923,000 | 7,893 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,923,000 | 7,893 |
| Net charge-offs | $299,000 | 1,773 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,923,650 | 7,892 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,155,000 | 1,604 |
| Total interest expense | $10,838,000 | 1,497 |
| Net interest income | $13,317,000 | 1,664 |
| Provision for loan and lease losses | $6,850,000 | 796 |
| Total noninterest income | $2,951,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,580,000 | 1,139 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,371,000 | 1,703 |
| Total noninterest expense | $13,719,000 | 1,429 |
| Salaries and employee benefits | $7,139,000 | 1,445 |
| Premises and equipment expense | $1,940,000 | 1,424 |
| Additional noninterest expense | $4,640,000 | 1,358 |
| Pre-tax net operating income | $-4,301,000 | 7,743 |
| Securities gains (losses) | $136,000 | 928 |
| Applicable income taxes | $-1,878,000 | 7,896 |
| Income before extraordinary items | $-2,287,000 | 7,462 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,287,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,147,000 | 674 |
| Cash dividends | $1,335,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,374,040 | 7,572 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,627,000 | 1,603 |
| Total interest expense | $8,053,000 | 1,571 |
| Net interest income | $10,574,000 | 1,598 |
| Provision for loan and lease losses | $4,350,000 | 708 |
| Total noninterest income | $2,490,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,199,000 | 1,139 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,291,000 | 1,506 |
| Total noninterest expense | $10,456,000 | 1,385 |
| Salaries and employee benefits | $5,425,000 | 1,442 |
| Premises and equipment expense | $1,479,000 | 1,403 |
| Additional noninterest expense | $3,552,000 | 1,287 |
| Pre-tax net operating income | $-1,742,000 | 7,802 |
| Securities gains (losses) | $136,000 | 805 |
| Applicable income taxes | $-597,000 | 7,921 |
| Income before extraordinary items | $-1,009,000 | 7,507 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,009,000 | 7,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,259,000 | 774 |
| Cash dividends | $1,335,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,096,040 | 7,665 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,718,000 | 1,593 |
| Total interest expense | $5,382,000 | 1,630 |
| Net interest income | $7,336,000 | 1,526 |
| Provision for loan and lease losses | $2,100,000 | 757 |
| Total noninterest income | $2,369,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $790,000 | 1,122 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,579,000 | 1,007 |
| Total noninterest expense | $7,378,000 | 1,294 |
| Salaries and employee benefits | $3,650,000 | 1,433 |
| Premises and equipment expense | $991,000 | 1,404 |
| Additional noninterest expense | $2,737,000 | 1,100 |
| Pre-tax net operating income | $227,000 | 5,642 |
| Securities gains (losses) | $108,000 | 913 |
| Applicable income taxes | $93,000 | 3,524 |
| Income before extraordinary items | $242,000 | 5,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $242,000 | 5,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,187,000 | 774 |
| Cash dividends | $1,335,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $164,240 | 5,815 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,595,000 | 1,576 |
| Total interest expense | $2,783,000 | 1,691 |
| Net interest income | $3,812,000 | 1,453 |
| Provision for loan and lease losses | $850,000 | 701 |
| Total noninterest income | $640,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $388,000 | 1,125 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $252,000 | 2,215 |
| Total noninterest expense | $4,175,000 | 1,162 |
| Salaries and employee benefits | $1,878,000 | 1,401 |
| Premises and equipment expense | $501,000 | 1,388 |
| Additional noninterest expense | $1,796,000 | 798 |
| Pre-tax net operating income | $-573,000 | 8,130 |
| Securities gains (losses) | $28,000 | 1,404 |
| Applicable income taxes | $-208,000 | 8,262 |
| Income before extraordinary items | $-337,000 | 8,026 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-337,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,150,000 | 423 |
| Cash dividends | $1,335,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-354,920 | 8,016 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,620,000 | 1,308 |
| Total interest expense | $13,983,000 | 1,431 |
| Net interest income | $18,637,000 | 1,193 |
| Provision for loan and lease losses | $740,000 | 1,774 |
| Total noninterest income | $2,079,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,571,000 | 1,137 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $508,000 | 3,287 |
| Total noninterest expense | $12,477,000 | 1,482 |
| Salaries and employee benefits | $7,496,000 | 1,343 |
| Premises and equipment expense | $1,463,000 | 1,806 |
| Additional noninterest expense | $3,518,000 | 1,577 |
| Pre-tax net operating income | $7,499,000 | 1,125 |
| Securities gains (losses) | $24,000 | 1,047 |
| Applicable income taxes | $2,595,000 | 907 |
| Income before extraordinary items | $4,928,000 | 1,305 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,928,000 | 1,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $674,000 | 1,367 |
| Cash dividends | $2,925,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,912,160 | 1,294 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,137,000 | 1,261 |
| Total interest expense | $10,715,000 | 1,400 |
| Net interest income | $14,422,000 | 1,161 |
| Provision for loan and lease losses | $440,000 | 1,747 |
| Total noninterest income | $1,838,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,125,000 | 1,170 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $713,000 | 2,292 |
| Total noninterest expense | $9,387,000 | 1,452 |
| Salaries and employee benefits | $5,635,000 | 1,332 |
| Premises and equipment expense | $1,109,000 | 1,774 |
| Additional noninterest expense | $2,643,000 | 1,531 |
| Pre-tax net operating income | $6,433,000 | 1,076 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,222,000 | 885 |
| Income before extraordinary items | $4,211,000 | 1,225 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,211,000 | 1,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,527 |
| Cash dividends | $2,450,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,211,000 | 1,214 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,735,000 | 1,273 |
| Total interest expense | $7,100,000 | 1,415 |
| Net interest income | $9,635,000 | 1,178 |
| Provision for loan and lease losses | $290,000 | 1,607 |
| Total noninterest income | $1,170,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $720,000 | 1,226 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $450,000 | 2,407 |
| Total noninterest expense | $6,334,000 | 1,450 |
| Salaries and employee benefits | $3,773,000 | 1,350 |
| Premises and equipment expense | $725,000 | 1,814 |
| Additional noninterest expense | $1,836,000 | 1,490 |
| Pre-tax net operating income | $4,181,000 | 1,136 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,443,000 | 951 |
| Income before extraordinary items | $2,738,000 | 1,306 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,738,000 | 1,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,492 |
| Cash dividends | $1,100,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,738,000 | 1,287 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,334,000 | 1,277 |
| Total interest expense | $3,495,000 | 1,422 |
| Net interest income | $4,839,000 | 1,160 |
| Provision for loan and lease losses | $140,000 | 1,574 |
| Total noninterest income | $613,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $347,000 | 1,245 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $266,000 | 2,127 |
| Total noninterest expense | $3,105,000 | 1,478 |
| Salaries and employee benefits | $1,908,000 | 1,344 |
| Premises and equipment expense | $366,000 | 1,816 |
| Additional noninterest expense | $831,000 | 1,607 |
| Pre-tax net operating income | $2,207,000 | 1,056 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $755,000 | 916 |
| Income before extraordinary items | $1,452,000 | 1,215 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,452,000 | 1,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,431 |
| Cash dividends | $750,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,452,000 | 1,197 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $30,557,000 | 1,289 |
| Total interest expense | $11,161,000 | 1,504 |
| Net interest income | $19,396,000 | 1,150 |
| Provision for loan and lease losses | $725,000 | 1,366 |
| Total noninterest income | $2,446,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,426,000 | 1,250 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,020,000 | 2,188 |
| Total noninterest expense | $12,350,000 | 1,450 |
| Salaries and employee benefits | $7,367,000 | 1,329 |
| Premises and equipment expense | $1,469,000 | 1,727 |
| Additional noninterest expense | $3,514,000 | 1,502 |
| Pre-tax net operating income | $8,767,000 | 1,124 |
| Securities gains (losses) | $5,000 | 1,264 |
| Applicable income taxes | $2,894,000 | 972 |
| Income before extraordinary items | $5,878,000 | 1,238 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,878,000 | 1,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,743 |
| Cash dividends | $1,100,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,874,650 | 1,229 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,140,000 | 1,331 |
| Total interest expense | $7,776,000 | 1,583 |
| Net interest income | $14,364,000 | 1,178 |
| Provision for loan and lease losses | $530,000 | 1,330 |
| Total noninterest income | $1,751,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,064,000 | 1,259 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $687,000 | 2,343 |
| Total noninterest expense | $9,149,000 | 1,466 |
| Salaries and employee benefits | $5,446,000 | 1,360 |
| Premises and equipment expense | $1,097,000 | 1,736 |
| Additional noninterest expense | $2,606,000 | 1,520 |
| Pre-tax net operating income | $6,436,000 | 1,191 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $2,094,000 | 1,060 |
| Income before extraordinary items | $4,345,000 | 1,299 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,345,000 | 1,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,202 |
| Cash dividends | $1,100,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,342,990 | 1,291 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,097,000 | 1,372 |
| Total interest expense | $4,797,000 | 1,624 |
| Net interest income | $9,300,000 | 1,223 |
| Provision for loan and lease losses | $350,000 | 1,308 |
| Total noninterest income | $966,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $699,000 | 1,269 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $267,000 | 3,216 |
| Total noninterest expense | $5,927,000 | 1,512 |
| Salaries and employee benefits | $3,600,000 | 1,378 |
| Premises and equipment expense | $711,000 | 1,782 |
| Additional noninterest expense | $1,616,000 | 1,631 |
| Pre-tax net operating income | $3,989,000 | 1,274 |
| Securities gains (losses) | $3,000 | 925 |
| Applicable income taxes | $1,287,000 | 1,131 |
| Income before extraordinary items | $2,705,000 | 1,390 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,705,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,995 |
| Cash dividends | $1,100,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,702,960 | 1,381 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,647,000 | 1,424 |
| Total interest expense | $2,154,000 | 1,709 |
| Net interest income | $4,493,000 | 1,266 |
| Provision for loan and lease losses | $185,000 | 1,213 |
| Total noninterest income | $355,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $347,000 | 1,238 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $2,892,000 | 1,554 |
| Salaries and employee benefits | $1,799,000 | 1,379 |
| Premises and equipment expense | $349,000 | 1,811 |
| Additional noninterest expense | $744,000 | 1,760 |
| Pre-tax net operating income | $1,771,000 | 1,389 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $567,000 | 1,250 |
| Income before extraordinary items | $1,204,000 | 1,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,204,000 | 1,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 1,837 |
| Cash dividends | $1,100,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,204,000 | 1,489 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,298,000 | 1,494 |
| Total interest expense | $7,042,000 | 1,624 |
| Net interest income | $15,256,000 | 1,426 |
| Provision for loan and lease losses | $540,000 | 1,779 |
| Total noninterest income | $1,788,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,198,000 | 1,460 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $590,000 | 3,086 |
| Total noninterest expense | $10,988,000 | 1,562 |
| Salaries and employee benefits | $6,712,000 | 1,388 |
| Premises and equipment expense | $1,357,000 | 1,783 |
| Additional noninterest expense | $2,919,000 | 1,731 |
| Pre-tax net operating income | $5,516,000 | 1,691 |
| Securities gains (losses) | $-23,000 | 7,885 |
| Applicable income taxes | $1,747,000 | 1,520 |
| Income before extraordinary items | $3,746,000 | 1,836 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,746,000 | 1,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,839 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,761,640 | 1,805 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,078,000 | 1,512 |
| Total interest expense | $5,093,000 | 1,578 |
| Net interest income | $10,985,000 | 1,478 |
| Provision for loan and lease losses | $405,000 | 1,699 |
| Total noninterest income | $1,217,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $859,000 | 1,509 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $358,000 | 3,488 |
| Total noninterest expense | $8,098,000 | 1,576 |
| Salaries and employee benefits | $4,957,000 | 1,397 |
| Premises and equipment expense | $1,021,000 | 1,770 |
| Additional noninterest expense | $2,120,000 | 1,760 |
| Pre-tax net operating income | $3,699,000 | 1,894 |
| Securities gains (losses) | $-23,000 | 8,230 |
| Applicable income taxes | $1,165,000 | 1,693 |
| Income before extraordinary items | $2,511,000 | 2,058 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,511,000 | 2,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 1,410 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,526,640 | 2,007 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,278,000 | 1,543 |
| Total interest expense | $3,252,000 | 1,543 |
| Net interest income | $7,026,000 | 1,518 |
| Provision for loan and lease losses | $270,000 | 1,671 |
| Total noninterest income | $1,397,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $531,000 | 1,586 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $866,000 | 1,489 |
| Total noninterest expense | $5,385,000 | 1,573 |
| Salaries and employee benefits | $3,323,000 | 1,378 |
| Premises and equipment expense | $665,000 | 1,797 |
| Additional noninterest expense | $1,397,000 | 1,770 |
| Pre-tax net operating income | $2,768,000 | 1,672 |
| Securities gains (losses) | $-23,000 | 8,407 |
| Applicable income taxes | $875,000 | 1,510 |
| Income before extraordinary items | $1,870,000 | 1,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,870,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,872 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,885,640 | 1,772 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 1,592 |
| Total interest expense | $1,537,000 | 1,553 |
| Net interest income | $3,402,000 | 1,559 |
| Provision for loan and lease losses | $135,000 | 1,592 |
| Total noninterest income | $766,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $248,000 | 1,645 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $518,000 | 1,302 |
| Total noninterest expense | $2,674,000 | 1,588 |
| Salaries and employee benefits | $1,672,000 | 1,385 |
| Premises and equipment expense | $329,000 | 1,822 |
| Additional noninterest expense | $673,000 | 1,831 |
| Pre-tax net operating income | $1,359,000 | 1,687 |
| Securities gains (losses) | $-23,000 | 8,686 |
| Applicable income taxes | $427,000 | 1,541 |
| Income before extraordinary items | $909,000 | 1,864 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $909,000 | 1,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,643 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $924,640 | 1,793 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,225,000 | 1,583 |
| Total interest expense | $5,189,000 | 1,589 |
| Net interest income | $13,036,000 | 1,557 |
| Provision for loan and lease losses | $905,000 | 1,144 |
| Total noninterest income | $2,245,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,055,000 | 1,667 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,190,000 | 1,916 |
| Total noninterest expense | $9,805,000 | 1,660 |
| Salaries and employee benefits | $5,993,000 | 1,483 |
| Premises and equipment expense | $1,213,000 | 1,893 |
| Additional noninterest expense | $2,599,000 | 1,867 |
| Pre-tax net operating income | $4,571,000 | 1,832 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $1,470,000 | 1,630 |
| Income before extraordinary items | $3,102,000 | 2,019 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,102,000 | 2,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,488 |
| Cash dividends | $125,000 | 5,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,101,320 | 1,969 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,537,000 | 1,575 |
| Total interest expense | $3,804,000 | 1,589 |
| Net interest income | $9,733,000 | 1,551 |
| Provision for loan and lease losses | $770,000 | 988 |
| Total noninterest income | $1,829,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $792,000 | 1,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,037,000 | 1,733 |
| Total noninterest expense | $7,179,000 | 1,673 |
| Salaries and employee benefits | $4,367,000 | 1,518 |
| Premises and equipment expense | $890,000 | 1,938 |
| Additional noninterest expense | $1,922,000 | 1,863 |
| Pre-tax net operating income | $3,613,000 | 1,764 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $1,170,000 | 1,568 |
| Income before extraordinary items | $2,444,000 | 1,943 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,444,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,646 |
| Cash dividends | $125,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,443,320 | 1,894 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,993,000 | 1,572 |
| Total interest expense | $2,487,000 | 1,596 |
| Net interest income | $6,506,000 | 1,527 |
| Provision for loan and lease losses | $590,000 | 866 |
| Total noninterest income | $1,408,000 | 1,695 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $518,000 | 1,690 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $890,000 | 1,443 |
| Total noninterest expense | $4,728,000 | 1,706 |
| Salaries and employee benefits | $2,886,000 | 1,529 |
| Premises and equipment expense | $555,000 | 2,066 |
| Additional noninterest expense | $1,287,000 | 1,854 |
| Pre-tax net operating income | $2,596,000 | 1,627 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $850,000 | 1,457 |
| Income before extraordinary items | $1,748,000 | 1,807 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,748,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,549 |
| Cash dividends | $125,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,746,660 | 1,759 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,394,000 | 1,607 |
| Total interest expense | $1,194,000 | 1,686 |
| Net interest income | $3,200,000 | 1,560 |
| Provision for loan and lease losses | $290,000 | 863 |
| Total noninterest income | $366,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $245,000 | 1,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $121,000 | 3,332 |
| Total noninterest expense | $2,319,000 | 1,750 |
| Salaries and employee benefits | $1,434,000 | 1,556 |
| Premises and equipment expense | $266,000 | 2,168 |
| Additional noninterest expense | $619,000 | 1,918 |
| Pre-tax net operating income | $956,000 | 2,092 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $312,000 | 1,867 |
| Income before extraordinary items | $645,000 | 2,330 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $645,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,407 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $644,330 | 2,250 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,044,000 | 1,773 |
| Total interest expense | $4,766,000 | 1,879 |
| Net interest income | $11,278,000 | 1,716 |
| Provision for loan and lease losses | $540,000 | 2,029 |
| Total noninterest income | $1,641,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $952,000 | 1,821 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $689,000 | 2,994 |
| Total noninterest expense | $8,560,000 | 1,855 |
| Salaries and employee benefits | $5,108,000 | 1,688 |
| Premises and equipment expense | $1,181,000 | 1,937 |
| Additional noninterest expense | $2,271,000 | 2,121 |
| Pre-tax net operating income | $3,819,000 | 2,041 |
| Securities gains (losses) | $62,000 | 2,314 |
| Applicable income taxes | $1,262,000 | 1,865 |
| Income before extraordinary items | $2,619,000 | 2,282 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,619,000 | 2,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,578 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,577,460 | 2,211 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,874,000 | 1,826 |
| Total interest expense | $3,643,000 | 1,919 |
| Net interest income | $8,231,000 | 1,778 |
| Provision for loan and lease losses | $405,000 | 1,997 |
| Total noninterest income | $1,163,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $677,000 | 1,912 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $486,000 | 3,192 |
| Total noninterest expense | $6,156,000 | 1,929 |
| Salaries and employee benefits | $3,632,000 | 1,787 |
| Premises and equipment expense | $783,000 | 2,190 |
| Additional noninterest expense | $1,741,000 | 2,056 |
| Pre-tax net operating income | $2,833,000 | 2,136 |
| Securities gains (losses) | $57,000 | 2,204 |
| Applicable income taxes | $939,000 | 1,953 |
| Income before extraordinary items | $1,951,000 | 2,388 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,951,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,007 |
| Cash dividends | $375,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,912,240 | 2,310 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,851,000 | 1,871 |
| Total interest expense | $2,468,000 | 1,953 |
| Net interest income | $5,383,000 | 1,812 |
| Provision for loan and lease losses | $270,000 | 1,999 |
| Total noninterest income | $779,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $433,000 | 1,950 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $346,000 | 3,033 |
| Total noninterest expense | $4,029,000 | 1,955 |
| Salaries and employee benefits | $2,375,000 | 1,808 |
| Premises and equipment expense | $509,000 | 2,222 |
| Additional noninterest expense | $1,145,000 | 2,086 |
| Pre-tax net operating income | $1,863,000 | 2,164 |
| Securities gains (losses) | $34,000 | 2,284 |
| Applicable income taxes | $615,000 | 2,012 |
| Income before extraordinary items | $1,282,000 | 2,423 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,282,000 | 2,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 1,496 |
| Cash dividends | $225,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,258,880 | 2,329 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,902,000 | 1,886 |
| Total interest expense | $1,241,000 | 1,987 |
| Net interest income | $2,661,000 | 1,838 |
| Provision for loan and lease losses | $135,000 | 1,910 |
| Total noninterest income | $378,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $214,000 | 1,914 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $164,000 | 3,052 |
| Total noninterest expense | $2,004,000 | 1,958 |
| Salaries and employee benefits | $1,177,000 | 1,813 |
| Premises and equipment expense | $252,000 | 2,238 |
| Additional noninterest expense | $575,000 | 2,049 |
| Pre-tax net operating income | $900,000 | 2,239 |
| Securities gains (losses) | $34,000 | 1,611 |
| Applicable income taxes | $302,000 | 2,046 |
| Income before extraordinary items | $632,000 | 2,413 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $632,000 | 2,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,173 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $608,880 | 2,375 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,256,000 | 1,896 |
| Total interest expense | $6,000,000 | 1,900 |
| Net interest income | $10,256,000 | 1,895 |
| Provision for loan and lease losses | $1,054,000 | 1,287 |
| Total noninterest income | $1,467,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $774,000 | 2,065 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $693,000 | 2,724 |
| Total noninterest expense | $7,515,000 | 2,001 |
| Salaries and employee benefits | $4,320,000 | 1,859 |
| Premises and equipment expense | $1,033,000 | 2,119 |
| Additional noninterest expense | $2,162,000 | 2,147 |
| Pre-tax net operating income | $3,154,000 | 2,385 |
| Securities gains (losses) | $34,000 | 2,728 |
| Applicable income taxes | $1,021,000 | 2,179 |
| Income before extraordinary items | $2,167,000 | 2,639 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,167,000 | 2,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $809,000 | 1,147 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,143,880 | 2,565 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,832,000 | 1,816 |
| Total interest expense | $9,563,000 | 1,701 |
| Net interest income | $9,269,000 | 1,922 |
| Provision for loan and lease losses | $662,000 | 1,749 |
| Total noninterest income | $1,483,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $647,000 | 2,296 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $836,000 | 2,319 |
| Total noninterest expense | $7,248,000 | 1,981 |
| Salaries and employee benefits | $4,116,000 | 1,816 |
| Premises and equipment expense | $971,000 | 2,203 |
| Additional noninterest expense | $2,161,000 | 2,080 |
| Pre-tax net operating income | $2,842,000 | 2,394 |
| Securities gains (losses) | $44,000 | 2,476 |
| Applicable income taxes | $924,000 | 2,195 |
| Income before extraordinary items | $1,962,000 | 2,580 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,962,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,705 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,932,080 | 2,536 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,458,000 | 1,895 |
| Total interest expense | $9,764,000 | 1,760 |
| Net interest income | $8,694,000 | 2,040 |
| Provision for loan and lease losses | $570,000 | 1,692 |
| Total noninterest income | $881,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $498,000 | 2,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $383,000 | 3,453 |
| Total noninterest expense | $6,679,000 | 2,065 |
| Salaries and employee benefits | $3,799,000 | 1,894 |
| Premises and equipment expense | $900,000 | 2,293 |
| Additional noninterest expense | $1,980,000 | 2,179 |
| Pre-tax net operating income | $2,326,000 | 2,946 |
| Securities gains (losses) | $13,000 | 1,082 |
| Applicable income taxes | $804,000 | 2,513 |
| Income before extraordinary items | $1,535,000 | 3,198 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,535,000 | 3,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,598 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,526,420 | 3,199 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,671,000 | 2,222 |
| Total interest expense | $7,482,000 | 1,992 |
| Net interest income | $7,189,000 | 2,453 |
| Provision for loan and lease losses | $341,000 | 2,409 |
| Total noninterest income | $774,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $429,000 | 3,033 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $345,000 | 3,717 |
| Total noninterest expense | $5,868,000 | 2,322 |
| Salaries and employee benefits | $3,224,000 | 2,175 |
| Premises and equipment expense | $786,000 | 2,577 |
| Additional noninterest expense | $1,858,000 | 2,352 |
| Pre-tax net operating income | $1,754,000 | 3,684 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $605,000 | 3,203 |
| Income before extraordinary items | $1,149,000 | 4,006 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,149,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,940 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,149,000 | 3,969 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,438,000 | 2,623 |
| Total interest expense | $6,807,000 | 2,228 |
| Net interest income | $5,631,000 | 3,054 |
| Provision for loan and lease losses | $275,000 | 2,807 |
| Total noninterest income | $550,000 | 4,659 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $392,000 | 3,192 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $158,000 | 5,537 |
| Total noninterest expense | $5,314,000 | 2,447 |
| Salaries and employee benefits | $2,980,000 | 2,263 |
| Premises and equipment expense | $703,000 | 2,758 |
| Additional noninterest expense | $1,631,000 | 2,570 |
| Pre-tax net operating income | $592,000 | 6,960 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $206,000 | 6,123 |
| Income before extraordinary items | $387,000 | 7,297 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $387,000 | 7,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $386,350 | 7,216 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,439,000 | 4,268 |
| Total interest expense | $3,963,000 | 3,705 |
| Net interest income | $3,476,000 | 4,756 |
| Provision for loan and lease losses | $127,000 | 4,498 |
| Total noninterest income | $1,056,000 | 2,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,056,000 | 1,684 |
| Total noninterest expense | $4,677,000 | 2,731 |
| Salaries and employee benefits | $2,894,000 | 2,284 |
| Premises and equipment expense | $923,000 | 2,135 |
| Additional noninterest expense | $860,000 | 4,476 |
| Pre-tax net operating income | $-272,000 | 10,614 |
| Securities gains (losses) | $17,000 | 2,006 |
| Applicable income taxes | $-92,000 | 10,694 |
| Income before extraordinary items | $-163,000 | 10,578 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-163,000 | 10,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-173,880 | 10,556 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 5,428 |
| Total interest expense | $2,706,000 | 5,216 |
| Net interest income | $2,919,000 | 5,553 |
| Provision for loan and lease losses | $129,000 | 4,445 |
| Total noninterest income | $558,000 | 4,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $558,000 | 2,712 |
| Total noninterest expense | $3,002,000 | 4,312 |
| Salaries and employee benefits | $1,455,000 | 4,438 |
| Premises and equipment expense | $471,000 | 3,964 |
| Additional noninterest expense | $1,076,000 | 4,145 |
| Pre-tax net operating income | $346,000 | 8,831 |
| Securities gains (losses) | $17,000 | 2,110 |
| Applicable income taxes | $62,000 | 9,472 |
| Income before extraordinary items | $301,000 | 8,415 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $301,000 | 8,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $286,890 | 8,469 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,150,000 | 5,857 |
| Total interest expense | $2,710,000 | 5,214 |
| Net interest income | $2,440,000 | 6,412 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $522,000 | 5,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $522,000 | 2,790 |
| Total noninterest expense | $2,114,000 | 5,752 |
| Salaries and employee benefits | $1,137,000 | 5,455 |
| Premises and equipment expense | $458,000 | 4,060 |
| Additional noninterest expense | $519,000 | 7,111 |
| Pre-tax net operating income | $839,000 | 6,689 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $277,000 | 6,281 |
| Income before extraordinary items | $562,000 | 6,831 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $562,000 | 6,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $562,000 | 6,814 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,754,000 | 5,898 |
| Total interest expense | $2,223,000 | 5,121 |
| Net interest income | $2,531,000 | 6,418 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $460,000 | 5,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $460,000 | 3,117 |
| Total noninterest expense | $1,995,000 | 6,207 |
| Salaries and employee benefits | $1,104,000 | 5,621 |
| Premises and equipment expense | $385,000 | 4,739 |
| Additional noninterest expense | $506,000 | 7,780 |
| Pre-tax net operating income | $946,000 | 6,186 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $339,000 | 5,403 |
| Income before extraordinary items | $606,000 | 6,493 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $606,000 | 6,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $606,640 | 6,545 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,038,000 | 5,748 |
| Total interest expense | $2,481,000 | 4,845 |
| Net interest income | $2,557,000 | 6,430 |
| Provision for loan and lease losses | $95,000 | 5,900 |
| Total noninterest income | $466,000 | 5,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $466,000 | 3,408 |
| Total noninterest expense | $1,850,000 | 6,757 |
| Salaries and employee benefits | $996,000 | 6,156 |
| Premises and equipment expense | $381,000 | 4,908 |
| Additional noninterest expense | $473,000 | 8,493 |
| Pre-tax net operating income | $1,078,000 | 5,583 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $370,000 | 5,290 |
| Income before extraordinary items | $708,000 | 6,068 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $708,000 | 6,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $708,000 | 5,791 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,750,000 | 5,695 |
| Total interest expense | $3,350,000 | 4,713 |
| Net interest income | $2,400,000 | 6,792 |
| Provision for loan and lease losses | $101,000 | 7,218 |
| Total noninterest income | $474,000 | 5,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $474,000 | 3,301 |
| Total noninterest expense | $1,641,000 | 7,429 |
| Salaries and employee benefits | $907,000 | 6,579 |
| Premises and equipment expense | $300,000 | 5,973 |
| Additional noninterest expense | $434,000 | 9,156 |
| Pre-tax net operating income | $1,132,000 | 5,150 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $394,000 | 4,856 |
| Income before extraordinary items | $750,000 | 5,631 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $750,000 | 5,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $742,080 | 5,338 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.