Home > Heritage Southeast Bank > Net charge- offs to loans
Heritage Southeast Bank, Net charge- offs to loans
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0385% | 4,340 |
| Percentage Net Loans Charged-off:Construction & development | -0.1196% | 4,594 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 4,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0465% | 4,331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 4,342 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0601% | 4,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1304% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5691% | 173 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5782% | 158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 1,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0420% | 4,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.1644% | 4,654 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 4,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,692 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 4,347 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 3,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0882% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5644% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5763% | 139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 3,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0630% | 4,413 |
| Percentage Net Loans Charged-off:Construction & development | -0.2468% | 4,298 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 4,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 3,627 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 3,180 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 3,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0939% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0297% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0472% | 198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0629% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1024% | 4,558 |
| Percentage Net Loans Charged-off:Construction & development | -0.4929% | 4,330 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,778 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 3,263 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 3,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3314% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3314% | 169 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1042% | 4,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2197% | 4,712 |
| Percentage Net Loans Charged-off:Construction & development | -0.4756% | 4,379 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1532% | 4,590 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0813% | 3,961 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1954% | 4,601 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1689% | 3,498 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2061% | 4,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0929% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7361% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7432% | 114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0898% | 4,571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1979% | 4,758 |
| Percentage Net Loans Charged-off:Construction & development | -0.6436% | 4,444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0631% | 4,534 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0984% | 4,001 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1939% | 4,658 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 3,275 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2681% | 4,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0791% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4541% | 139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4632% | 124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1948% | 4,793 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2979% | 4,831 |
| Percentage Net Loans Charged-off:Construction & development | -0.9716% | 4,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0968% | 4,652 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1546% | 4,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2799% | 4,737 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 3,322 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3891% | 4,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0612% | 4,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1688% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1688% | 142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4237% | 4,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5894% | 4,883 |
| Percentage Net Loans Charged-off:Construction & development | -1.9282% | 4,510 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1862% | 4,763 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3442% | 4,010 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5373% | 4,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 3,409 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7431% | 4,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0502% | 4,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6029% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6029% | 238 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0510% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0734% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 4,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0046% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 4,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1863% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8062% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8933% | 267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0347% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0503% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0062% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0930% | 1,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8494% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8876% | 245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 1,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0561% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,855 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 3,407 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0316% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7842% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8303% | 282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0751% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 0.1815% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0760% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0186% | 3,501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1844% | 4,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3082% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3310% | 263 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 2,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0430% | 4,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.2197% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1557% | 4,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0492% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0204% | 3,537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0726% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4099% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4670% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4917% | 433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 1,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0637% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.2459% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 4,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 4,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0432% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7170% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7293% | 961 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 1,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.5092% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 4,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 4,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0205% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1198% | 2,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1198% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 2,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0153% | 4,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 4,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0425% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 3,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 2,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.2242% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0259% | 4,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0765% | 5,019 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2204% | 3,927 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0353% | 4,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 2,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 1,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.3049% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0341% | 4,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0944% | 5,110 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2982% | 3,983 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 4,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0468% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.4026% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0316% | 4,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0404% | 4,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0758% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 3,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 4,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0237% | 4,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0301% | 4,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 3,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 4,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 4,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0508% | 5,140 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1494% | 4,086 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0286% | 4,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0734% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 4,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 4,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0570% | 5,206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1927% | 4,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 4,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0521% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 4,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 4,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0934% | 5,373 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3017% | 4,194 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0486% | 5,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0874% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0263% | 4,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 4,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1392% | 5,512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6264% | 4,282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 5,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0737% | 4,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0350% | 5,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0308% | 5,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2855% | 5,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3341% | 5,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1132% | 5,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1536% | 2,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1536% | 2,825 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0422% | 5,307 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0399% | 5,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0293% | 945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3766% | 5,779 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0239% | 4,018 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4342% | 5,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0831% | 4,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0948% | 5,597 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0954% | 5,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 5,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5569% | 5,887 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0369% | 4,101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6396% | 5,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0902% | 4,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 4,656 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 4,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0609% | 5,537 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0681% | 4,214 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0597% | 5,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1139% | 5,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3255% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3030% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 1.4548% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1061% | 1,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1479% | 5,857 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3102% | 4,488 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1202% | 5,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8793% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2880% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2880% | 2,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3802% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3468% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 2.0005% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1416% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0821% | 5,790 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0645% | 4,323 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0852% | 5,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1852% | 430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3777% | 1,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3777% | 1,664 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 2,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0276% | 5,533 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0654% | 4,365 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 5,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3281% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4171% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4171% | 1,423 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 2,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0655% | 4,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0915% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7253% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8081% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8081% | 824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7346% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7539% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 0.5938% | 543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5836% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8619% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4144% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1065% | 77 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3436% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0620% | 3,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0620% | 3,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5238% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5298% | 537 |
| Percentage Net Loans Charged-off:Construction & development | 0.7769% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5772% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5086% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5925% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4944% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4502% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5614% | 727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5543% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 1.2011% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4415% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8103% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8778% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7982% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8244% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7693% | 450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7310% | 372 |
| Percentage Net Loans Charged-off:Construction & development | 0.1430% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8797% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1202% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6639% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2053% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8285% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4250% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4237% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0694% | 1,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5014% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6709% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4313% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5104% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1365% | 2,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2375% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2375% | 383 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5419% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5486% | 978 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 5,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5751% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2140% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5006% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7150% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5935% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5935% | 311 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6352% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6770% | 835 |
| Percentage Net Loans Charged-off:Construction & development | -0.0071% | 5,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7490% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3544% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2742% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4747% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2732% | 6,051 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2440% | 6,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2440% | 6,028 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2590% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3297% | 365 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 5,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4682% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6658% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | 9.7535% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0057% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3856% | 6,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2512% | 2,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2512% | 2,034 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5868% | 1,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5910% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | -0.0365% | 5,958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5801% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4031% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9868% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9626% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3841% | 2,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0190% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0190% | 1,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4369% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4263% | 2,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2395% | 1,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6678% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8728% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3272% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4959% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4725% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4725% | 779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3864% | 2,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4255% | 2,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.1100% | 1,803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 2,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4874% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2346% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9872% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7253% | 6,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8587% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8587% | 1,283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5967% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6501% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.1438% | 1,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 1,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8400% | 145 |
| Percentage Net Loans Charged-off: Home equity loans | 7.8142% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6550% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9243% | 6,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2773% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2773% | 834 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8666% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9087% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 6.7213% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5823% | 1,827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7497% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3058% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5698% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9476% | 2,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4637% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4201% | 1,016 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8221% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8425% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 8.2020% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2946% | 2,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8968% | 308 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7372% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2937% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1572% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6840% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5760% | 469 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3118% | 546 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3589% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 11.0158% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4434% | 1,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5857% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0346% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7801% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3970% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4826% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3980% | 867 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2186% | 546 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2422% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 10.2206% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5142% | 1,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1875% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1061% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8654% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5069% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9317% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6867% | 406 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0322% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0843% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | 1.8531% | 2,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9326% | 1,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2705% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7367% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0907% | 6,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6424% | 2,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1810% | 1,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2496% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 1.9248% | 1,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0343% | 1,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9038% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6051% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4138% | 7,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0399% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6083% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6876% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 2.3733% | 1,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5157% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3171% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1744% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1639% | 6,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1990% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4216% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5945% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 3.3526% | 988 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8180% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6653% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2770% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0044% | 7,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2362% | 3,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4043% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3494% | 548 |
| Percentage Net Loans Charged-off:Construction & development | 11.0669% | 527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0974% | 2,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9721% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5763% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3996% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7191% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9737% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8894% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 12.8749% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0885% | 2,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6858% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1981% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6065% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0315% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1639% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0190% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 6.7801% | 649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0999% | 1,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8247% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1681% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5637% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8087% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3877% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3092% | 2,043 |
| Percentage Net Loans Charged-off:Construction & development | 1.0973% | 1,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 7,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 7,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0269% | 6,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2788% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6392% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7268% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 4.3700% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0499% | 1,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5033% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2715% | 936 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1073% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1125% | 7,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4809% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9582% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0135% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 2.4455% | 635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0597% | 1,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7554% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1327% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6292% | 7,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1349% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7556% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8680% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 1.9959% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1131% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2752% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4117% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8413% | 7,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5774% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4606% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6169% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 3.7430% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5941% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8801% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1738% | 7,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9026% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2033% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1773% | 1,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.3343% | 819 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1470% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2081% | 1,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0620% | 7,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5780% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 2,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1008% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.2004% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0772% | 7,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8798% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 2,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.1614% | 447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1863% | 7,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3059% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 3,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3388% | 7,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9022% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 4,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0664% | 3,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2900% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 3,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1130% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1843% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 4,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0289% | 6,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8737% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 1,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3852% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 3,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3319% | 2,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3447% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1267% | 2,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4453% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4931% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 4,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0656% | 7,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0860% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 3,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1224% | 7,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1696% | 1,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1740% | 3,047 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 8,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0380% | 3,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4789% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1307% | 3,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 7,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0215% | 8,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0783% | 3,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3902% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1375% | 2,875 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 8,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0323% | 8,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0974% | 2,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4304% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 8,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0640% | 8,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2473% | 1,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1802% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1141% | 4,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1199% | 4,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0494% | 2,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1536% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 8,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 8,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1908% | 3,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2759% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2306% | 2,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 8,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0357% | 8,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4093% | 2,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5032% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2851% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3272% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0889% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4210% | 1,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3791% | 1,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2811% | 1,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1213% | 4,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2188% | 3,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5632% | 3,851 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 5,524 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 6,499 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 8,090 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 8,404 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 9,882 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 6,874 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 12,155 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |