Home > Heritage Savings Bank, FSB > Assets and Liabilities
Heritage Savings Bank, FSB, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 33 | 4,692 |
| Assets and Liabilities | ||
| Total Assets: | $162,855,000 | 3,054 |
| Cash and due from depository institutions | $24,807,000 | 4,692 |
| Interest-bearing balances | $23,393,000 | 285 |
| Securities | $21,535,000 | 4,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $112,392,000 | 2,831 |
| Loan loss allowance | $308,000 | 7,294 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,359,000 | 5,116 |
| Other real estate owned | $0 | 4,692 |
| Goodwill and other intangibles | $54,000 | 2,794 |
| All other assets | $2,708,000 | 3,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,855,000 | 3,054 |
| Total liabilities | $147,022,000 | 3,042 |
| Total deposits | $124,373,000 | 3,234 |
| Interest-bearing deposits | $123,044,000 | 2,843 |
| Deposits held in domestic offices | $124,373,000 | 3,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,386,000 | 1,304 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $263,000 | 7,254 |
| Total equity capital | $15,833,000 | 3,034 |
| Total bank equity capital | $15,833,000 | 3,034 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,000 | 8,417 |
| Surplus | $7,981,000 | 2,112 |
| Undivided profits | $7,842,000 | 3,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $454,000 | 4,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $615,000 | 5,183 |
| Earning assets | $157,320,000 | 2,901 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $162,976,200 | 2,904 |
| Average Assets, quarterly | $163,164,000 | 3,018 |
| Volatile liabilities | $35,299,000 | 2,364 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $22,000,000 | 1,200 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $19,105,000 | 2,573 |
| Tier 1 (core) risk-based capital | $15,753,000 | 2,916 |
| Tier 2 risk-based capital | $308,000 | 7,015 |
| Total risk weighted assets | $88,672,000 | 3,563 |
| Total unused commitments | $19,105,000 | 2,580 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 34 | 4,660 |
| Assets and Liabilities | ||
| Total Assets: | $166,184,000 | 2,873 |
| Cash and due from depository institutions | $11,997,000 | 4,660 |
| Interest-bearing balances | $10,636,000 | 434 |
| Securities | $51,730,000 | 2,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $97,659,000 | 3,121 |
| Loan loss allowance | $309,000 | 7,239 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,302,000 | 5,246 |
| Other real estate owned | $0 | 4,660 |
| Goodwill and other intangibles | $57,000 | 2,774 |
| All other assets | $3,439,000 | 2,540 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,184,000 | 2,873 |
| Total liabilities | $151,601,000 | 2,844 |
| Total deposits | $126,752,000 | 3,067 |
| Interest-bearing deposits | $125,607,000 | 2,685 |
| Deposits held in domestic offices | $126,752,000 | 3,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,568,000 | 1,181 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $281,000 | 7,475 |
| Total equity capital | $14,583,000 | 3,165 |
| Total bank equity capital | $14,583,000 | 3,165 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $10,000 | 8,692 |
| Surplus | $7,938,000 | 2,062 |
| Undivided profits | $6,635,000 | 3,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $440,000 | 5,554 |
| Earning assets | $160,025,000 | 2,764 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $159,973,000 | 2,864 |
| Average Assets, quarterly | $162,917,500 | 2,896 |
| Volatile liabilities | $35,857,000 | 2,298 |
| Insider loans | $352,000 | 6,215 |
| FHLB advances | $24,000,000 | 332 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,791,000 | 5,512 |
| Tier 1 (core) risk-based capital | $14,962,000 | 2,979 |
| Tier 2 risk-based capital | $309,000 | 6,946 |
| Total risk weighted assets | $73,146,000 | 4,056 |
| Total unused commitments | $4,791,000 | 5,515 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 28 | 5,503 |
| Assets and Liabilities | ||
| Total Assets: | $156,019,000 | 2,983 |
| Cash and due from depository institutions | $4,577,000 | 5,503 |
| Interest-bearing balances | $1,706,000 | 1,881 |
| Securities | $51,971,000 | 2,172 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $94,440,000 | 3,077 |
| Loan loss allowance | $245,000 | 7,948 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $860,000 | 6,458 |
| Other real estate owned | $0 | 5,503 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,171,000 | 2,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,019,000 | 2,983 |
| Total liabilities | $141,394,000 | 2,964 |
| Total deposits | $118,602,000 | 3,195 |
| Interest-bearing deposits | $117,583,000 | 2,803 |
| Deposits held in domestic offices | $118,602,000 | 3,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,753,000 | 1,263 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,039,000 | 3,175 |
| Total equity capital | $14,625,000 | 3,020 |
| Total bank equity capital | $14,625,000 | 3,020 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,000 | 8,999 |
| Surplus | $7,935,000 | 2,030 |
| Undivided profits | $6,680,000 | 3,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 7,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $356,000 | 5,847 |
| Earning assets | $148,117,000 | 2,875 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $150,898,000 | 2,959 |
| Average Assets, quarterly | $156,096,000 | 2,941 |
| Volatile liabilities | $30,179,000 | 2,527 |
| Insider loans | $311,000 | 6,408 |
| FHLB advances | $21,000,000 | 353 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,739,000 | 4,062 |
| Tier 1 (core) risk-based capital | $15,891,000 | 2,774 |
| Tier 2 risk-based capital | $245,000 | 7,668 |
| Total risk weighted assets | $69,158,000 | 4,111 |
| Total unused commitments | $8,739,000 | 4,065 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 31 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $139,069,000 | 3,247 |
| Cash and due from depository institutions | $7,151,000 | 5,204 |
| Interest-bearing balances | $6,561,000 | 953 |
| Securities | $46,793,000 | 2,472 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $81,816,000 | 3,304 |
| Loan loss allowance | $267,000 | 7,741 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $860,000 | 6,389 |
| Other real estate owned | $0 | 5,204 |
| Goodwill and other intangibles | $1,000 | 3,415 |
| All other assets | $2,448,000 | 2,989 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,069,000 | 3,247 |
| Total liabilities | $122,486,000 | 3,306 |
| Total deposits | $101,261,000 | 3,663 |
| Interest-bearing deposits | $99,539,000 | 3,236 |
| Deposits held in domestic offices | $101,261,000 | 3,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,937,000 | 1,023 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $288,000 | 7,598 |
| Total equity capital | $16,583,000 | 2,697 |
| Total bank equity capital | $16,583,000 | 2,697 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $10,000 | 9,212 |
| Surplus | $7,929,000 | 1,957 |
| Undivided profits | $8,644,000 | 2,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 7,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $345,000 | 6,044 |
| Earning assets | $135,170,000 | 3,072 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $124,368,200 | 3,422 |
| Average Assets, quarterly | $136,061,000 | 3,265 |
| Volatile liabilities | $28,042,000 | 2,284 |
| Insider loans | $444,000 | 5,601 |
| FHLB advances | $20,000,000 | 317 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,316,000 | 4,768 |
| Tier 1 (core) risk-based capital | $16,666,000 | 2,551 |
| Tier 2 risk-based capital | $267,000 | 7,370 |
| Total risk weighted assets | $57,998,000 | 4,523 |
| Total unused commitments | $7,316,000 | 4,393 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 28 | 5,787 |
| Assets and Liabilities | ||
| Total Assets: | $101,180,000 | 4,280 |
| Cash and due from depository institutions | $8,092,000 | 5,787 |
| Interest-bearing balances | $7,432,000 | 594 |
| Securities | $8,524,000 | 7,904 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $82,110,000 | 3,294 |
| Loan loss allowance | $189,000 | 8,950 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $749,000 | 6,807 |
| Other real estate owned | $0 | 5,787 |
| Goodwill and other intangibles | $2,000 | 3,517 |
| All other assets | $1,703,000 | 4,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,180,000 | 4,280 |
| Total liabilities | $85,638,000 | 4,484 |
| Total deposits | $77,315,000 | 4,649 |
| Interest-bearing deposits | $76,180,000 | 4,134 |
| Deposits held in domestic offices | $77,315,000 | 4,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,104,000 | 1,555 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $219,000 | 8,742 |
| Total equity capital | $15,542,000 | 2,842 |
| Total bank equity capital | $15,542,000 | 2,842 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $10,000 | 9,607 |
| Surplus | $7,859,000 | 1,938 |
| Undivided profits | $7,673,000 | 3,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $965,000 | 2,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $393,000 | 5,745 |
| Earning assets | $98,066,000 | 4,085 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $98,791,800 | 4,196 |
| Average Assets, quarterly | $99,699,000 | 4,275 |
| Volatile liabilities | $12,413,000 | 4,304 |
| Insider loans | $509,000 | 5,377 |
| FHLB advances | $4,000,000 | 559 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,715,000 | 6,755 |
| Tier 1 (core) risk-based capital | $15,540,000 | 2,735 |
| Tier 2 risk-based capital | $189,000 | 8,549 |
| Total risk weighted assets | $49,209,000 | 5,099 |
| Total unused commitments | $4,215,000 | 5,637 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $95,773,000 | 4,589 |
| Cash and due from depository institutions | $5,461,000 | 6,081 |
| Interest-bearing balances | $4,852,000 | 791 |
| Securities | $6,486,000 | 9,207 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $81,150,000 | 3,358 |
| Loan loss allowance | $218,000 | 8,895 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $718,000 | 7,063 |
| Other real estate owned | $0 | 6,081 |
| Goodwill and other intangibles | $2,000 | 3,391 |
| All other assets | $1,956,000 | 3,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,773,000 | 4,589 |
| Total liabilities | $81,147,000 | 4,804 |
| Total deposits | $72,252,000 | 5,050 |
| Interest-bearing deposits | $70,867,000 | 4,541 |
| Deposits held in domestic offices | $72,252,000 | 5,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $8,253,000 | 1,461 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $642,000 | 4,995 |
| Total equity capital | $14,626,000 | 3,042 |
| Total bank equity capital | $14,626,000 | 3,042 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,000 | 10,071 |
| Surplus | $7,786,000 | 2,012 |
| Undivided profits | $6,830,000 | 3,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 4,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $361,000 | 6,111 |
| Earning assets | $92,488,000 | 4,390 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $91,597,000 | 4,605 |
| Average Assets, quarterly | $94,784,000 | 4,583 |
| Volatile liabilities | $12,136,000 | 4,255 |
| Insider loans | $396,000 | 6,122 |
| FHLB advances | $1,000,000 | 778 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $783,000 | 9,216 |
| Tier 1 (core) risk-based capital | $14,624,000 | 2,958 |
| Tier 2 risk-based capital | $205,000 | 8,567 |
| Total risk weighted assets | $49,643,000 | 5,085 |
| Total unused commitments | $783,000 | 9,227 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $85,026,000 | 5,102 |
| Cash and due from depository institutions | $7,025,000 | 6,154 |
| Interest-bearing balances | $6,430,000 | 755 |
| Securities | $1,031,000 | 11,634 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $74,457,000 | 3,541 |
| Loan loss allowance | $153,000 | 10,169 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $787,000 | 6,878 |
| Other real estate owned | $0 | 6,154 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,726,000 | 4,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,026,000 | 5,102 |
| Total liabilities | $76,448,000 | 5,097 |
| Total deposits | $75,070,000 | 4,955 |
| Interest-bearing deposits | $73,936,000 | 4,388 |
| Deposits held in domestic offices | $75,070,000 | 4,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $378,000 | 7,394 |
| Total equity capital | $8,578,000 | 4,928 |
| Total bank equity capital | $8,578,000 | 4,928 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $8,578,000 | 2,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 8,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $352,000 | 6,398 |
| Earning assets | $81,918,000 | 4,901 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $85,684,000 | 4,866 |
| Average Assets, quarterly | $85,041,500 | 5,045 |
| Volatile liabilities | $4,929,000 | 6,975 |
| Insider loans | $260,000 | 7,409 |
| FHLB advances | $1,000,000 | 739 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,083,000 | 7,329 |
| Tier 1 (core) risk-based capital | $8,578,000 | 4,796 |
| Tier 2 risk-based capital | $150,000 | 9,749 |
| Total risk weighted assets | $44,139,000 | 5,536 |
| Total unused commitments | $2,083,000 | 7,345 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $85,167,000 | 5,033 |
| Cash and due from depository institutions | $5,591,000 | 6,346 |
| Interest-bearing balances | $5,007,000 | 720 |
| Securities | $1,055,000 | 12,302 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $76,190,000 | 3,394 |
| Loan loss allowance | $118,000 | 11,268 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $821,000 | 6,811 |
| Other real estate owned | $10,000 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,500,000 | 4,931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,167,000 | 5,033 |
| Total liabilities | $77,267,000 | 5,013 |
| Total deposits | $75,899,000 | 4,857 |
| Interest-bearing deposits | $74,885,000 | 4,308 |
| Deposits held in domestic offices | $75,899,000 | 4,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $368,000 | 6,441 |
| Total equity capital | $7,900,000 | 4,991 |
| Total bank equity capital | $7,900,000 | 4,991 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $7,900,000 | 2,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $332,000 | 6,048 |
| Earning assets | $82,252,000 | 4,813 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $85,006,400 | 4,930 |
| Average Assets, quarterly | $86,359,500 | 4,941 |
| Volatile liabilities | $5,286,000 | 6,547 |
| Insider loans | $361,000 | 6,651 |
| FHLB advances | $1,000,000 | 855 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,040,000 | 9,043 |
| Tier 1 (core) risk-based capital | $7,900,000 | 5,054 |
| Tier 2 risk-based capital | $100,000 | 11,178 |
| Total risk weighted assets | $46,201,000 | 5,273 |
| Total unused commitments | $1,040,000 | 9,053 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $83,020,000 | 5,238 |
| Cash and due from depository institutions | $6,733,000 | 6,405 |
| Interest-bearing balances | $6,284,000 | 973 |
| Securities | $1,281,000 | 12,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $72,712,000 | 3,467 |
| Loan loss allowance | $69,000 | 12,611 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $874,000 | 6,667 |
| Other real estate owned | $0 | 6,405 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,420,000 | 4,653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,020,000 | 5,238 |
| Total liabilities | $75,645,000 | 5,222 |
| Total deposits | $75,300,000 | 5,034 |
| Interest-bearing deposits | $74,597,000 | 4,478 |
| Deposits held in domestic offices | $75,300,000 | 5,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $345,000 | 6,931 |
| Total equity capital | $7,375,000 | 5,356 |
| Total bank equity capital | $7,375,000 | 5,356 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $7,375,000 | 3,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 6,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $304,000 | 6,017 |
| Earning assets | $80,277,000 | 5,018 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $79,431,000 | 5,319 |
| Average Assets, quarterly | $81,580,000 | 5,269 |
| Volatile liabilities | $3,872,000 | 7,444 |
| Insider loans | $410,000 | 6,322 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,035,000 | 7,465 |
| Tier 1 (core) risk-based capital | $7,375,000 | 5,280 |
| Tier 2 risk-based capital | $50,000 | 12,670 |
| Total risk weighted assets | $45,307,000 | 5,328 |
| Total unused commitments | $2,035,000 | 7,491 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $76,154,000 | 5,717 |
| Cash and due from depository institutions | $6,646,000 | 6,885 |
| Interest-bearing balances | $5,800,000 | 1,276 |
| Securities | $1,412,000 | 13,317 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $65,679,000 | 3,871 |
| Loan loss allowance | $42,000 | 13,522 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $923,000 | 6,506 |
| Other real estate owned | $50,000 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,444,000 | 4,731 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,154,000 | 5,717 |
| Total liabilities | $69,475,000 | 5,699 |
| Total deposits | $69,079,000 | 5,548 |
| Interest-bearing deposits | $68,369,000 | 4,982 |
| Deposits held in domestic offices | $69,079,000 | 5,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $396,000 | 6,860 |
| Total equity capital | $6,679,000 | 5,599 |
| Total bank equity capital | $6,679,000 | 5,599 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $6,679,000 | 3,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 8,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $288,000 | 6,721 |
| Earning assets | $72,891,000 | 5,498 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $75,635,600 | 5,623 |
| Average Assets, quarterly | $75,644,500 | 5,697 |
| Volatile liabilities | $3,376,000 | 8,102 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,400,000 | 5,716 |
| Tier 1 (core) risk-based capital | $6,679,000 | 5,533 |
| Tier 2 risk-based capital | $25,000 | 13,497 |
| Total risk weighted assets | $41,199,000 | 5,801 |
| Total unused commitments | $3,400,000 | 5,743 |
| Derivatives | $0 | 651 |