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Heritage Savings Bank, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$3,356,0007,543
Total interest expense$1,455,0007,026
Net interest income$1,901,0007,800
Provision for loan and lease losses$09,146
Total noninterest income$440,0005,768
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$52,0009,629
Trading account gains and feesNANA
Additional Noninterest Income$388,0003,475
Total noninterest expense$1,301,0008,233
Salaries and employee benefits$674,0008,077
Premises and equipment expense$79,00010,685
Additional noninterest expense$548,0007,436
Pre-tax net operating income$1,040,0005,796
Securities gains (losses)$03,600
Applicable income taxes$266,0006,308
Income before extraordinary items$774,0005,481
Extraordinary gains, net$0249
Net income$774,0005,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,658
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$774,0005,556
1993-12-31 (YTD Data)Rank
Total interest income$013,280
Total interest expense$013,264
Net interest income$013,240
Provision for loan and lease losses$010,371
Total noninterest income$013,225
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,351
Trading account gains and feesNANA
Additional Noninterest Income$013,212
Total noninterest expense$013,281
Salaries and employee benefits$013,274
Premises and equipment expense$013,260
Additional noninterest expense$013,278
Pre-tax net operating income$012,389
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$012,522
Extraordinary gains, net$03,149
Net income$012,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$012,384
1992-12-31 (YTD Data)Rank
Total interest income$3,731,0007,861
Total interest expense$2,298,0006,409
Net interest income$1,433,0009,501
Provision for loan and lease losses$14,00010,934
Total noninterest income$81,00012,253
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$81,0008,805
Total noninterest expense$1,197,0009,049
Salaries and employee benefits$629,0008,560
Premises and equipment expense$199,0007,855
Additional noninterest expense$369,0009,960
Pre-tax net operating income$303,00010,107
Securities gains (losses)$97,0003,051
Applicable income taxes$122,0009,301
Income before extraordinary items$278,0009,574
Extraordinary gains, net$01,422
Net income$278,0009,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0008,662
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$211,07010,098

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.