Home > Heritage Oaks Bank > Assets and Liabilities

Heritage Oaks Bank, Assets and Liabilities

2017-03-31		Rank
# of Employees:	273	530
Assets and Liabilities
Total Assets:	$2,026,496,000	412
Cash and due from depository institutions	$78,453,000	530
Interest-bearing balances	$56,652,000	670
Securities	$445,310,000	362
Federal funds sold & reverse repurchase agreements	$0	2,558
Net loans & leases	$1,367,749,000	421
Loan loss allowance	$17,200,000	377
Trading account assets	$1,551,000	147
Bank premises and fixed assets	$34,781,000	327
Other real estate owned	$0	530
Goodwill and other intangibles	$28,112,000	308
All other assets	$70,540,000	369
Life insurance assets	$33,924,000	306
Total liabilities and capital	$2,026,496,000	412
Total liabilities	$1,807,207,000	410
Total deposits	$1,670,785,000	407
Interest-bearing deposits	$1,105,300,000	456
Deposits held in domestic offices	$1,670,785,000	405
% insured	76.87%	4,037
Federal funds purchased & repurchase agreements	$0	1,613
Trading liabilities	$1,551,000	99
Other borrowed funds	$128,500,000	319
Subordinated debt	$0	105
All other liabilities	$6,371,000	869
Total equity capital	$219,289,000	416
Total bank equity capital	$219,289,000	416
Perpetual preferred stock	$0	106
Common stock	$26,883,000	166
Surplus	$157,839,000	317
Undivided profits	$34,567,000	1,268
Noncontrolling interests in consolidated subsidiaries	$0	125
Memoranda
Noncurrent loans and leases	$7,514,000	640
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$211,000	545
Income earned, not collected on loans	$6,334,000	399
Earning assets	$1,869,711,000	406
Long-term assets (5+ years)	$1,066,838,000	286
Average Assets, year-to-date	$2,025,077,500	408
Average Assets, quarterly	$2,025,077,500	408
Volatile liabilities	$107,323,000	560
Insider loans	$20,353,000	276
FHLB advances	$128,500,000	287
Loans and leases held for sale	$0	1,700
Unused loan commitments	$246,486,000	495
Tier 1 (core) risk-based capital	$189,869,000	432
Tier 2 risk-based capital	$17,710,000	364
Total risk weighted assets	$1,521,721,000	402
Total unused commitments	$246,486,000	495
Derivatives	$112,854,000	320
2016-12-31		Rank
# of Employees:	300	482
Assets and Liabilities
Total Assets:	$2,023,659,000	404
Cash and due from depository institutions	$50,600,000	482
Interest-bearing balances	$31,696,000	1,046
Securities	$458,828,000	349
Federal funds sold & reverse repurchase agreements	$0	2,478
Net loans & leases	$1,377,097,000	413
Loan loss allowance	$17,237,000	371
Trading account assets	$1,364,000	156
Bank premises and fixed assets	$35,386,000	311
Other real estate owned	$0	482
Goodwill and other intangibles	$28,259,000	305
All other assets	$72,125,000	370
Life insurance assets	$33,715,000	297
Total liabilities and capital	$2,023,659,000	404
Total liabilities	$1,808,784,000	404
Total deposits	$1,691,371,000	396
Interest-bearing deposits	$1,109,938,000	449
Deposits held in domestic offices	$1,691,371,000	393
% insured	77.69%	3,939
Federal funds purchased & repurchase agreements	$0	1,797
Trading liabilities	$1,364,000	106
Other borrowed funds	$107,500,000	382
Subordinated debt	$0	112
All other liabilities	$8,549,000	707
Total equity capital	$214,875,000	418
Total bank equity capital	$214,875,000	418
Perpetual preferred stock	$0	108
Common stock	$26,883,000	162
Surplus	$157,125,000	315
Undivided profits	$30,867,000	1,390
Noncontrolling interests in consolidated subsidiaries	$0	128
Memoranda
Noncurrent loans and leases	$6,842,000	693
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$164,000	593
Income earned, not collected on loans	$6,831,000	395
Earning assets	$1,867,621,000	402
Long-term assets (5+ years)	$1,083,439,000	280
Average Assets, year-to-date	$1,955,697,400	400
Average Assets, quarterly	$2,005,126,500	404
Volatile liabilities	$110,287,000	555
Insider loans	$20,637,000	263
FHLB advances	$107,500,000	352
Loans and leases held for sale	$10,055,000	341
Unused loan commitments	$263,817,000	455
Tier 1 (core) risk-based capital	$186,239,000	436
Tier 2 risk-based capital	$17,747,000	351
Total risk weighted assets	$1,528,153,000	397
Total unused commitments	$263,817,000	455
Derivatives	$126,524,000	296
2016-09-30		Rank
# of Employees:	301	486
Assets and Liabilities
Total Assets:	$1,986,594,000	409
Cash and due from depository institutions	$64,977,000	486
Interest-bearing balances	$41,084,000	862
Securities	$456,475,000	335
Federal funds sold & reverse repurchase agreements	$0	2,556
Net loans & leases	$1,331,887,000	420
Loan loss allowance	$17,643,000	358
Trading account assets	$1,910,000	162
Bank premises and fixed assets	$35,568,000	308
Other real estate owned	$111,000	486
Goodwill and other intangibles	$28,475,000	301
All other assets	$67,191,000	373
Life insurance assets	$33,500,000	299
Total liabilities and capital	$1,986,594,000	409
Total liabilities	$1,770,754,000	405
Total deposits	$1,639,740,000	398
Interest-bearing deposits	$1,061,105,000	459
Deposits held in domestic offices	$1,639,740,000	395
% insured	79.94%	3,713
Federal funds purchased & repurchase agreements	$0	1,774
Trading liabilities	$1,910,000	112
Other borrowed funds	$120,000,000	352
Subordinated debt	$0	113
All other liabilities	$9,104,000	708
Total equity capital	$215,840,000	420
Total bank equity capital	$215,840,000	420
Perpetual preferred stock	$0	115
Common stock	$26,883,000	165
Surplus	$156,856,000	314
Undivided profits	$32,101,000	1,389
Noncontrolling interests in consolidated subsidiaries	$0	128
Memoranda
Noncurrent loans and leases	$4,884,000	977
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$74,000	719
Income earned, not collected on loans	$6,113,000	425
Earning assets	$1,829,446,000	403
Long-term assets (5+ years)	$1,070,021,000	274
Average Assets, year-to-date	$1,938,707,000	403
Average Assets, quarterly	$1,973,044,000	406
Volatile liabilities	$115,796,000	517
Insider loans	$20,895,000	265
FHLB advances	$120,000,000	322
Loans and leases held for sale	$7,975,000	451
Unused loan commitments	$273,129,000	450
Tier 1 (core) risk-based capital	$180,737,000	439
Tier 2 risk-based capital	$18,153,000	343
Total risk weighted assets	$1,477,890,000	400
Total unused commitments	$273,129,000	450
Derivatives	$131,803,000	318
2016-06-30		Rank
# of Employees:	293	494
Assets and Liabilities
Total Assets:	$1,959,494,000	405
Cash and due from depository institutions	$55,769,000	494
Interest-bearing balances	$40,001,000	853
Securities	$446,888,000	343
Federal funds sold & reverse repurchase agreements	$0	2,524
Net loans & leases	$1,323,624,000	419
Loan loss allowance	$17,448,000	360
Trading account assets	$1,503,000	179
Bank premises and fixed assets	$35,707,000	307
Other real estate owned	$111,000	494
Goodwill and other intangibles	$28,720,000	296
All other assets	$67,172,000	383
Life insurance assets	$33,284,000	294
Total liabilities and capital	$1,959,494,000	405
Total liabilities	$1,747,144,000	405
Total deposits	$1,617,269,000	401
Interest-bearing deposits	$1,060,569,000	452
Deposits held in domestic offices	$1,617,269,000	400
% insured	78.76%	4,044
Federal funds purchased & repurchase agreements	$0	1,871
Trading liabilities	$1,503,000	123
Other borrowed funds	$120,500,000	357
Subordinated debt	$0	116
All other liabilities	$7,872,000	765
Total equity capital	$212,350,000	426
Total bank equity capital	$212,350,000	425
Perpetual preferred stock	$0	114
Common stock	$26,883,000	168
Surplus	$156,604,000	315
Undivided profits	$28,863,000	1,514
Noncontrolling interests in consolidated subsidiaries	$0	130
Memoranda
Noncurrent loans and leases	$6,817,000	720
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$626,000	353
Income earned, not collected on loans	$6,537,000	379
Earning assets	$1,810,513,000	399
Long-term assets (5+ years)	$1,071,037,000	273
Average Assets, year-to-date	$1,922,744,670	405
Average Assets, quarterly	$1,935,255,500	409
Volatile liabilities	$116,496,000	525
Insider loans	$22,307,000	245
FHLB advances	$120,500,000	328
Loans and leases held for sale	$8,534,000	422
Unused loan commitments	$265,074,000	454
Tier 1 (core) risk-based capital	$174,701,000	450
Tier 2 risk-based capital	$17,958,000	342
Total risk weighted assets	$1,466,814,000	403
Total unused commitments	$265,074,000	454
Derivatives	$88,752,000	367
2016-03-31		Rank
# of Employees:	289	496
Assets and Liabilities
Total Assets:	$1,911,017,000	411
Cash and due from depository institutions	$53,302,000	496
Interest-bearing balances	$38,498,000	965
Securities	$441,660,000	353
Federal funds sold & reverse repurchase agreements	$0	2,601
Net loans & leases	$1,279,181,000	413
Loan loss allowance	$17,565,000	357
Trading account assets	$877,000	184
Bank premises and fixed assets	$36,006,000	302
Other real estate owned	$111,000	496
Goodwill and other intangibles	$28,966,000	291
All other assets	$70,914,000	372
Life insurance assets	$33,069,000	293
Total liabilities and capital	$1,911,017,000	411
Total liabilities	$1,706,421,000	409
Total deposits	$1,594,850,000	401
Interest-bearing deposits	$1,058,564,000	453
Deposits held in domestic offices	$1,594,850,000	400
% insured	79.42%	3,965
Federal funds purchased & repurchase agreements	$0	1,758
Trading liabilities	$877,000	127
Other borrowed funds	$103,000,000	357
Subordinated debt	$0	118
All other liabilities	$7,694,000	757
Total equity capital	$204,596,000	425
Total bank equity capital	$204,596,000	424
Perpetual preferred stock	$0	122
Common stock	$26,883,000	168
Surplus	$156,440,000	313
Undivided profits	$21,273,000	1,928
Noncontrolling interests in consolidated subsidiaries	$0	134
Memoranda
Noncurrent loans and leases	$8,170,000	620
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$651,000	348
Income earned, not collected on loans	$5,999,000	407
Earning assets	$1,759,339,000	409
Long-term assets (5+ years)	$1,051,312,000	275
Average Assets, year-to-date	$1,904,370,000	407
Average Assets, quarterly	$1,904,370,000	407
Volatile liabilities	$95,308,000	577
Insider loans	$21,756,000	254
FHLB advances	$103,000,000	327
Loans and leases held for sale	$6,560,000	410
Unused loan commitments	$242,061,000	481
Tier 1 (core) risk-based capital	$169,297,000	457
Tier 2 risk-based capital	$17,974,000	342
Total risk weighted assets	$1,435,136,000	398
Total unused commitments	$242,061,000	481
Derivatives	$92,806,000	337
2015-12-31		Rank
# of Employees:	281	513
Assets and Liabilities
Total Assets:	$1,897,723,000	406
Cash and due from depository institutions	$69,650,000	513
Interest-bearing balances	$54,040,000	589
Securities	$450,914,000	346
Federal funds sold & reverse repurchase agreements	$0	2,502
Net loans & leases	$1,238,451,000	422
Loan loss allowance	$17,452,000	354
Trading account assets	$0	243
Bank premises and fixed assets	$36,410,000	296
Other real estate owned	$328,000	513
Goodwill and other intangibles	$29,210,000	282
All other assets	$72,760,000	356
Life insurance assets	$32,850,000	290
Total liabilities and capital	$1,897,723,000	406
Total liabilities	$1,688,807,000	406
Total deposits	$1,576,973,000	397
Interest-bearing deposits	$1,050,402,000	446
Deposits held in domestic offices	$1,576,973,000	396
% insured	78.44%	4,150
Federal funds purchased & repurchase agreements	$0	1,962
Trading liabilities	$0	165
Other borrowed funds	$103,500,000	367
Subordinated debt	$0	118
All other liabilities	$8,334,000	708
Total equity capital	$208,916,000	413
Total bank equity capital	$208,916,000	413
Perpetual preferred stock	$0	135
Common stock	$26,883,000	166
Surplus	$156,301,000	315
Undivided profits	$25,732,000	1,595
Noncontrolling interests in consolidated subsidiaries	$0	136
Memoranda
Noncurrent loans and leases	$7,818,000	637
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$317,000	461
Income earned, not collected on loans	$6,253,000	395
Earning assets	$1,743,405,000	405
Long-term assets (5+ years)	$1,052,614,000	271
Average Assets, year-to-date	$1,815,645,600	400
Average Assets, quarterly	$1,884,821,500	407
Volatile liabilities	$103,603,000	555
Insider loans	$24,008,000	217
FHLB advances	$103,500,000	333
Loans and leases held for sale	$9,755,000	341
Unused loan commitments	$242,125,000	476
Tier 1 (core) risk-based capital	$174,667,000	444
Tier 2 risk-based capital	$17,554,000	344
Total risk weighted assets	$1,399,387,000	401
Total unused commitments	$242,125,000	476
Derivatives	$32,863,000	462
2015-09-30		Rank
# of Employees:	271	534
Assets and Liabilities
Total Assets:	$1,871,920,000	408
Cash and due from depository institutions	$111,998,000	534
Interest-bearing balances	$89,529,000	371
Securities	$432,726,000	359
Federal funds sold & reverse repurchase agreements	$0	2,541
Net loans & leases	$1,193,754,000	431
Loan loss allowance	$17,296,000	365
Trading account assets	$0	246
Bank premises and fixed assets	$38,615,000	275
Other real estate owned	$328,000	534
Goodwill and other intangibles	$29,491,000	282
All other assets	$65,008,000	384
Life insurance assets	$25,191,000	364
Total liabilities and capital	$1,871,920,000	408
Total liabilities	$1,666,068,000	406
Total deposits	$1,579,833,000	397
Interest-bearing deposits	$1,026,988,000	447
Deposits held in domestic offices	$1,579,833,000	396
% insured	78.52%	4,313
Federal funds purchased & repurchase agreements	$0	2,046
Trading liabilities	$0	169
Other borrowed funds	$78,500,000	456
Subordinated debt	$0	120
All other liabilities	$7,735,000	786
Total equity capital	$205,852,000	418
Total bank equity capital	$205,852,000	418
Perpetual preferred stock	$0	149
Common stock	$26,883,000	170
Surplus	$156,085,000	319
Undivided profits	$22,884,000	1,793
Noncontrolling interests in consolidated subsidiaries	$0	144
Memoranda
Noncurrent loans and leases	$10,016,000	534
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,036,000	256
Income earned, not collected on loans	$5,908,000	423
Earning assets	$1,716,009,000	405
Long-term assets (5+ years)	$1,000,983,000	284
Average Assets, year-to-date	$1,795,126,250	407
Average Assets, quarterly	$1,848,984,500	409
Volatile liabilities	$77,850,000	691
Insider loans	$19,946,000	275
FHLB advances	$78,500,000	420
Loans and leases held for sale	$5,366,000	486
Unused loan commitments	$270,024,000	443
Tier 1 (core) risk-based capital	$170,580,000	453
Tier 2 risk-based capital	$17,104,000	356
Total risk weighted assets	$1,363,002,000	405
Total unused commitments	$270,024,000	443
Derivatives	$41,545,000	445
2015-06-30		Rank
# of Employees:	259	560
Assets and Liabilities
Total Assets:	$1,826,049,000	412
Cash and due from depository institutions	$128,741,000	560
Interest-bearing balances	$112,656,000	292
Securities	$379,835,000	411
Federal funds sold & reverse repurchase agreements	$0	2,585
Net loans & leases	$1,181,750,000	425
Loan loss allowance	$16,982,000	374
Trading account assets	$0	255
Bank premises and fixed assets	$38,809,000	273
Other real estate owned	$372,000	560
Goodwill and other intangibles	$29,757,000	276
All other assets	$66,785,000	378
Life insurance assets	$25,032,000	361
Total liabilities and capital	$1,826,049,000	412
Total liabilities	$1,625,492,000	407
Total deposits	$1,524,250,000	399
Interest-bearing deposits	$995,208,000	451
Deposits held in domestic offices	$1,524,250,000	398
% insured	78.45%	4,426
Federal funds purchased & repurchase agreements	$0	2,081
Trading liabilities	$0	167
Other borrowed funds	$93,500,000	397
Subordinated debt	$0	123
All other liabilities	$7,742,000	747
Total equity capital	$200,557,000	424
Total bank equity capital	$200,557,000	424
Perpetual preferred stock	$0	164
Common stock	$26,883,000	174
Surplus	$155,868,000	323
Undivided profits	$17,806,000	2,120
Noncontrolling interests in consolidated subsidiaries	$0	143
Memoranda
Noncurrent loans and leases	$11,578,000	470
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,032,000	259
Income earned, not collected on loans	$5,925,000	400
Earning assets	$1,674,241,000	409
Long-term assets (5+ years)	$952,582,000	288
Average Assets, year-to-date	$1,769,528,330	414
Average Assets, quarterly	$1,800,186,500	412
Volatile liabilities	$82,850,000	662
Insider loans	$20,164,000	270
FHLB advances	$93,500,000	367
Loans and leases held for sale	$8,736,000	420
Unused loan commitments	$244,300,000	463
Tier 1 (core) risk-based capital	$165,357,000	465
Tier 2 risk-based capital	$16,642,000	365
Total risk weighted assets	$1,325,303,000	411
Total unused commitments	$244,300,000	463
Derivatives	$46,029,000	438
2015-03-31		Rank
# of Employees:	273	527
Assets and Liabilities
Total Assets:	$1,774,324,000	419
Cash and due from depository institutions	$75,206,000	527
Interest-bearing balances	$60,463,000	622
Securities	$364,509,000	435
Federal funds sold & reverse repurchase agreements	$0	2,825
Net loans & leases	$1,198,678,000	415
Loan loss allowance	$16,913,000	384
Trading account assets	$0	251
Bank premises and fixed assets	$39,159,000	268
Other real estate owned	$433,000	527
Goodwill and other intangibles	$30,021,000	272
All other assets	$66,318,000	380
Life insurance assets	$24,871,000	355
Total liabilities and capital	$1,774,324,000	419
Total liabilities	$1,565,998,000	417
Total deposits	$1,464,977,000	414
Interest-bearing deposits	$976,162,000	460
Deposits held in domestic offices	$1,464,977,000	413
% insured	79.32%	4,342
Federal funds purchased & repurchase agreements	$0	1,864
Trading liabilities	$0	165
Other borrowed funds	$93,500,000	366
Subordinated debt	$0	128
All other liabilities	$7,521,000	767
Total equity capital	$208,326,000	413
Total bank equity capital	$208,326,000	413
Perpetual preferred stock	$0	175
Common stock	$26,883,000	172
Surplus	$155,608,000	321
Undivided profits	$25,835,000	1,555
Noncontrolling interests in consolidated subsidiaries	$0	150
Memoranda
Noncurrent loans and leases	$11,847,000	494
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,040,000	269
Income earned, not collected on loans	$5,729,000	397
Earning assets	$1,623,650,000	417
Long-term assets (5+ years)	$903,475,000	294
Average Assets, year-to-date	$1,741,268,000	423
Average Assets, quarterly	$1,741,268,000	423
Volatile liabilities	$82,176,000	639
Insider loans	$26,139,000	188
FHLB advances	$93,500,000	335
Loans and leases held for sale	$9,493,000	363
Unused loan commitments	$206,977,000	511
Tier 1 (core) risk-based capital	$170,229,000	447
Tier 2 risk-based capital	$16,895,000	359
Total risk weighted assets	$1,345,544,000	407
Total unused commitments	$206,977,000	511
Derivatives	$54,862,000	409
2014-12-31		Rank
# of Employees:	277	518
Assets and Liabilities
Total Assets:	$1,708,212,000	431
Cash and due from depository institutions	$35,478,000	518
Interest-bearing balances	$22,759,000	1,458
Securities	$355,591,000	448
Federal funds sold & reverse repurchase agreements	$0	2,666
Net loans & leases	$1,177,822,000	417
Loan loss allowance	$16,802,000	387
Trading account assets	$0	249
Bank premises and fixed assets	$39,444,000	267
Other real estate owned	$0	518
Goodwill and other intangibles	$30,280,000	262
All other assets	$69,597,000	369
Life insurance assets	$24,711,000	348
Total liabilities and capital	$1,708,212,000	431
Total liabilities	$1,505,647,000	425
Total deposits	$1,401,596,000	419
Interest-bearing deposits	$933,325,000	467
Deposits held in domestic offices	$1,401,596,000	418
% insured	81.64%	3,909
Federal funds purchased & repurchase agreements	$0	2,134
Trading liabilities	$0	167
Other borrowed funds	$95,500,000	369
Subordinated debt	$0	126
All other liabilities	$8,551,000	706
Total equity capital	$202,565,000	416
Total bank equity capital	$202,565,000	416
Perpetual preferred stock	$0	187
Common stock	$26,883,000	174
Surplus	$155,417,000	314
Undivided profits	$20,265,000	1,906
Noncontrolling interests in consolidated subsidiaries	$0	150
Memoranda
Noncurrent loans and leases	$10,535,000	577
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$980,000	272
Income earned, not collected on loans	$5,657,000	429
Earning assets	$1,556,172,000	425
Long-term assets (5+ years)	$915,118,000	294
Average Assets, year-to-date	$1,592,365,200	439
Average Assets, quarterly	$1,711,269,000	425
Volatile liabilities	$96,464,000	566
Insider loans	$28,155,000	173
FHLB advances	$95,500,000	340
Loans and leases held for sale	$2,586,000	641
Unused loan commitments	$237,732,000	446
Tier 1 (core) risk-based capital	$164,361,000	458
Tier 2 risk-based capital	$16,279,000	364
Total risk weighted assets	$1,301,259,000	399
Total unused commitments	$237,732,000	446
Derivatives	$25,537,000	480
2014-09-30		Rank
# of Employees:	285	494
Assets and Liabilities
Total Assets:	$1,714,326,000	421
Cash and due from depository institutions	$50,555,000	494
Interest-bearing balances	$35,562,000	932
Securities	$382,448,000	412
Federal funds sold & reverse repurchase agreements	$0	2,747
Net loans & leases	$1,139,352,000	416
Loan loss allowance	$16,787,000	389
Trading account assets	$0	245
Bank premises and fixed assets	$38,615,000	267
Other real estate owned	$0	494
Goodwill and other intangibles	$30,220,000	260
All other assets	$73,136,000	346
Life insurance assets	$24,549,000	342
Total liabilities and capital	$1,714,326,000	421
Total liabilities	$1,512,674,000	419
Total deposits	$1,426,793,000	407
Interest-bearing deposits	$953,499,000	452
Deposits held in domestic offices	$1,426,793,000	404
% insured	81.26%	4,210
Federal funds purchased & repurchase agreements	$0	2,181
Trading liabilities	$0	165
Other borrowed funds	$75,500,000	429
Subordinated debt	$0	131
All other liabilities	$10,381,000	570
Total equity capital	$201,652,000	408
Total bank equity capital	$201,652,000	408
Perpetual preferred stock	$0	194
Common stock	$26,883,000	174
Surplus	$155,101,000	311
Undivided profits	$19,668,000	1,941
Noncontrolling interests in consolidated subsidiaries	$0	153
Memoranda
Noncurrent loans and leases	$10,274,000	623
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,146,000	252
Income earned, not collected on loans	$5,373,000	456
Earning assets	$1,557,362,000	420
Long-term assets (5+ years)	$910,544,000	286
Average Assets, year-to-date	$1,563,403,500	446
Average Assets, quarterly	$1,695,108,000	422
Volatile liabilities	$80,363,000	652
Insider loans	$24,506,000	194
FHLB advances	$75,500,000	396
Loans and leases held for sale	$5,977,000	434
Unused loan commitments	$229,464,000	460
Tier 1 (core) risk-based capital	$161,166,000	457
Tier 2 risk-based capital	$16,030,000	374
Total risk weighted assets	$1,281,117,000	397
Total unused commitments	$229,464,000	460
Derivatives	$25,351,000	485
2014-06-30		Rank
# of Employees:	311	455
Assets and Liabilities
Total Assets:	$1,675,890,000	423
Cash and due from depository institutions	$83,484,000	455
Interest-bearing balances	$64,322,000	492
Securities	$359,641,000	439
Federal funds sold & reverse repurchase agreements	$0	2,844
Net loans & leases	$1,087,307,000	432
Loan loss allowance	$16,635,000	404
Trading account assets	$0	246
Bank premises and fixed assets	$39,486,000	261
Other real estate owned	$248,000	455
Goodwill and other intangibles	$30,510,000	252
All other assets	$75,214,000	333
Life insurance assets	$24,383,000	340
Total liabilities and capital	$1,675,890,000	423
Total liabilities	$1,478,349,000	424
Total deposits	$1,399,292,000	412
Interest-bearing deposits	$932,624,000	463
Deposits held in domestic offices	$1,399,292,000	411
% insured	82.76%	4,018
Federal funds purchased & repurchase agreements	$0	2,152
Trading liabilities	$0	168
Other borrowed funds	$67,500,000	473
Subordinated debt	$0	135
All other liabilities	$11,557,000	533
Total equity capital	$197,541,000	413
Total bank equity capital	$197,541,000	413
Perpetual preferred stock	$0	199
Common stock	$26,898,000	173
Surplus	$154,885,000	309
Undivided profits	$15,758,000	2,287
Noncontrolling interests in consolidated subsidiaries	$0	158
Memoranda
Noncurrent loans and leases	$11,411,000	601
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,316,000	224
Income earned, not collected on loans	$5,186,000	447
Earning assets	$1,511,270,000	426
Long-term assets (5+ years)	$866,578,000	291
Average Assets, year-to-date	$1,513,096,000	456
Average Assets, quarterly	$1,668,470,500	426
Volatile liabilities	$70,726,000	710
Insider loans	$22,758,000	203
FHLB advances	$67,500,000	435
Loans and leases held for sale	$8,409,000	365
Unused loan commitments	$234,113,000	448
Tier 1 (core) risk-based capital	$154,716,000	471
Tier 2 risk-based capital	$15,554,000	384
Total risk weighted assets	$1,242,773,000	403
Total unused commitments	$234,113,000	448
Derivatives	$20,334,000	547
2014-03-31		Rank
# of Employees:	313	455
Assets and Liabilities
Total Assets:	$1,661,051,000	429
Cash and due from depository institutions	$65,586,000	455
Interest-bearing balances	$54,586,000	676
Securities	$347,988,000	452
Federal funds sold & reverse repurchase agreements	$0	3,112
Net loans & leases	$1,101,021,000	415
Loan loss allowance	$17,968,000	379
Trading account assets	$0	247
Bank premises and fixed assets	$38,493,000	259
Other real estate owned	$313,000	455
Goodwill and other intangibles	$30,942,000	250
All other assets	$76,708,000	329
Life insurance assets	$24,220,000	342
Total liabilities and capital	$1,661,051,000	429
Total liabilities	$1,468,279,000	424
Total deposits	$1,371,998,000	422
Interest-bearing deposits	$921,907,000	471
Deposits held in domestic offices	$1,371,998,000	421
% insured	83.76%	3,861
Federal funds purchased & repurchase agreements	$0	1,959
Trading liabilities	$0	165
Other borrowed funds	$85,500,000	347
Subordinated debt	$0	134
All other liabilities	$10,781,000	545
Total equity capital	$192,772,000	410
Total bank equity capital	$192,772,000	410
Perpetual preferred stock	$0	201
Common stock	$26,888,000	174
Surplus	$154,703,000	305
Undivided profits	$11,181,000	2,840
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$9,937,000	724
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,114,000	271
Income earned, not collected on loans	$4,924,000	456
Earning assets	$1,503,595,000	429
Long-term assets (5+ years)	$850,524,000	294
Average Assets, year-to-date	$1,431,699,000	481
Average Assets, quarterly	$1,431,699,000	481
Volatile liabilities	$89,485,000	554
Insider loans	$21,961,000	207
FHLB advances	$85,500,000	311
Loans and leases held for sale	$6,345,000	348
Unused loan commitments	$226,901,000	443
Tier 1 (core) risk-based capital	$148,429,000	479
Tier 2 risk-based capital	$15,700,000	368
Total risk weighted assets	$1,253,364,000	393
Total unused commitments	$226,901,000	443
Derivatives	$21,324,000	507
2013-12-31		Rank
# of Employees:	228	641
Assets and Liabilities
Total Assets:	$1,202,347,000	561
Cash and due from depository institutions	$25,966,000	641
Interest-bearing balances	$14,630,000	2,169
Securities	$276,795,000	551
Federal funds sold & reverse repurchase agreements	$0	2,964
Net loans & leases	$810,730,000	523
Loan loss allowance	$17,859,000	383
Trading account assets	$0	247
Bank premises and fixed assets	$24,104,000	464
Other real estate owned	$0	641
Goodwill and other intangibles	$12,581,000	437
All other assets	$52,171,000	441
Life insurance assets	$15,826,000	529
Total liabilities and capital	$1,202,347,000	561
Total liabilities	$1,073,407,000	560
Total deposits	$978,600,000	558
Interest-bearing deposits	$682,039,000	648
Deposits held in domestic offices	$978,600,000	556
% insured	83.32%	3,966
Federal funds purchased & repurchase agreements	$0	2,281
Trading liabilities	$0	167
Other borrowed funds	$88,500,000	353
Subordinated debt	$0	136
All other liabilities	$6,307,000	834
Total equity capital	$128,940,000	561
Total bank equity capital	$128,940,000	561
Perpetual preferred stock	$0	206
Common stock	$26,883,000	174
Surplus	$85,968,000	464
Undivided profits	$16,089,000	2,123
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$10,117,000	757
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$768,000	339
Income earned, not collected on loans	$4,022,000	596
Earning assets	$1,102,155,000	554
Long-term assets (5+ years)	$657,196,000	364
Average Assets, year-to-date	$1,120,393,400	587
Average Assets, quarterly	$1,177,094,000	565
Volatile liabilities	$84,068,000	601
Insider loans	$22,618,000	199
FHLB advances	$88,500,000	319
Loans and leases held for sale	$2,386,000	631
Unused loan commitments	$173,296,000	535
Tier 1 (core) risk-based capital	$114,403,000	596
Tier 2 risk-based capital	$11,598,000	468
Total risk weighted assets	$921,284,000	494
Total unused commitments	$173,296,000	535
Derivatives	$13,919,000	559
2013-09-30		Rank
# of Employees:	233	641
Assets and Liabilities
Total Assets:	$1,151,841,000	577
Cash and due from depository institutions	$33,009,000	641
Interest-bearing balances	$7,337,000	3,393
Securities	$267,179,000	578
Federal funds sold & reverse repurchase agreements	$0	2,981
Net loans & leases	$763,695,000	554
Loan loss allowance	$17,468,000	417
Trading account assets	$0	248
Bank premises and fixed assets	$24,024,000	467
Other real estate owned	$0	641
Goodwill and other intangibles	$12,692,000	431
All other assets	$51,242,000	454
Life insurance assets	$15,710,000	520
Total liabilities and capital	$1,151,841,000	577
Total liabilities	$1,025,647,000	582
Total deposits	$962,200,000	559
Interest-bearing deposits	$671,524,000	654
Deposits held in domestic offices	$962,200,000	557
% insured	84.73%	3,869
Federal funds purchased & repurchase agreements	$0	2,308
Trading liabilities	$0	163
Other borrowed funds	$57,500,000	490
Subordinated debt	$0	150
All other liabilities	$5,947,000	922
Total equity capital	$126,194,000	567
Total bank equity capital	$126,194,000	567
Perpetual preferred stock	$0	217
Common stock	$26,870,000	175
Surplus	$85,090,000	464
Undivided profits	$14,234,000	2,348
Noncontrolling interests in consolidated subsidiaries	$0	159
Memoranda
Noncurrent loans and leases	$12,672,000	684
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$795,000	352
Income earned, not collected on loans	$3,629,000	680
Earning assets	$1,038,211,000	582
Long-term assets (5+ years)	$634,452,000	378
Average Assets, year-to-date	$1,099,905,000	600
Average Assets, quarterly	$1,123,431,500	593
Volatile liabilities	$52,633,000	860
Insider loans	$21,217,000	218
FHLB advances	$57,500,000	444
Loans and leases held for sale	$5,463,000	452
Unused loan commitments	$147,356,000	599
Tier 1 (core) risk-based capital	$111,430,000	610
Tier 2 risk-based capital	$11,145,000	484
Total risk weighted assets	$884,943,000	502
Total unused commitments	$147,356,000	599
Derivatives	$22,666,000	499
2013-06-30		Rank
# of Employees:	241	628
Assets and Liabilities
Total Assets:	$1,095,022,000	607
Cash and due from depository institutions	$38,268,000	628
Interest-bearing balances	$13,931,000	2,372
Securities	$237,540,000	647
Federal funds sold & reverse repurchase agreements	$0	3,098
Net loans & leases	$737,091,000	569
Loan loss allowance	$17,934,000	405
Trading account assets	$0	250
Bank premises and fixed assets	$17,514,000	671
Other real estate owned	$0	628
Goodwill and other intangibles	$12,789,000	425
All other assets	$51,820,000	445
Life insurance assets	$15,593,000	514
Total liabilities and capital	$1,095,022,000	607
Total liabilities	$945,477,000	627
Total deposits	$886,566,000	613
Interest-bearing deposits	$596,231,000	738
Deposits held in domestic offices	$886,566,000	611
% insured	86.76%	3,406
Federal funds purchased & repurchase agreements	$0	2,211
Trading liabilities	$0	154
Other borrowed funds	$52,500,000	520
Subordinated debt	$0	152
All other liabilities	$6,411,000	848
Total equity capital	$149,545,000	494
Total bank equity capital	$149,545,000	494
Perpetual preferred stock	$0	228
Common stock	$26,868,000	173
Surplus	$84,975,000	461
Undivided profits	$37,702,000	957
Noncontrolling interests in consolidated subsidiaries	$0	162
Memoranda
Noncurrent loans and leases	$13,943,000	654
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$872,000	318
Income earned, not collected on loans	$3,634,000	661
Earning assets	$988,562,000	609
Long-term assets (5+ years)	$575,018,000	390
Average Assets, year-to-date	$1,082,593,000	612
Average Assets, quarterly	$1,077,481,000	614
Volatile liabilities	$24,387,000	1,681
Insider loans	$20,874,000	226
FHLB advances	$52,500,000	475
Loans and leases held for sale	$9,786,000	419
Unused loan commitments	$161,618,000	548
Tier 1 (core) risk-based capital	$130,676,000	524
Tier 2 risk-based capital	$10,762,000	489
Total risk weighted assets	$853,493,000	511
Total unused commitments	$161,618,000	548
Derivatives	$44,193,000	398
2013-03-31		Rank
# of Employees:	249	599
Assets and Liabilities
Total Assets:	$1,059,940,000	632
Cash and due from depository institutions	$35,371,000	599
Interest-bearing balances	$14,811,000	2,700
Securities	$247,890,000	634
Federal funds sold & reverse repurchase agreements	$0	3,440
Net loans & leases	$695,240,000	589
Loan loss allowance	$17,743,000	425
Trading account assets	$0	242
Bank premises and fixed assets	$17,443,000	671
Other real estate owned	$0	599
Goodwill and other intangibles	$12,926,000	417
All other assets	$51,070,000	442
Life insurance assets	$15,472,000	508
Total liabilities and capital	$1,059,940,000	632
Total liabilities	$910,238,000	655
Total deposits	$863,475,000	635
Interest-bearing deposits	$592,458,000	757
Deposits held in domestic offices	$863,475,000	634
% insured	87.19%	3,314
Federal funds purchased & repurchase agreements	$0	1,982
Trading liabilities	$0	154
Other borrowed funds	$36,500,000	653
Subordinated debt	$0	155
All other liabilities	$10,263,000	612
Total equity capital	$149,702,000	507
Total bank equity capital	$149,702,000	507
Perpetual preferred stock	$0	239
Common stock	$26,864,000	172
Surplus	$84,891,000	464
Undivided profits	$37,947,000	1,003
Noncontrolling interests in consolidated subsidiaries	$0	167
Memoranda
Noncurrent loans and leases	$12,227,000	790
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$766,000	358
Income earned, not collected on loans	$3,417,000	710
Earning assets	$957,941,000	637
Long-term assets (5+ years)	$509,911,000	422
Average Assets, year-to-date	$1,076,378,500	622
Average Assets, quarterly	$1,076,378,500	622
Volatile liabilities	$19,724,000	1,962
Insider loans	$21,962,000	209
FHLB advances	$36,500,000	602
Loans and leases held for sale	$9,138,000	431
Unused loan commitments	$143,760,000	593
Tier 1 (core) risk-based capital	$129,800,000	530
Tier 2 risk-based capital	$10,242,000	512
Total risk weighted assets	$811,545,000	534
Total unused commitments	$143,760,000	593
Derivatives	$45,525,000	387
2012-12-31		Rank
# of Employees:	251	587
Assets and Liabilities
Total Assets:	$1,092,817,000	617
Cash and due from depository institutions	$30,971,000	587
Interest-bearing balances	$7,546,000	3,682
Securities	$287,682,000	529
Federal funds sold & reverse repurchase agreements	$0	3,307
Net loans & leases	$693,102,000	597
Loan loss allowance	$18,118,000	419
Trading account assets	$0	243
Bank premises and fixed assets	$15,801,000	735
Other real estate owned	$0	587
Goodwill and other intangibles	$13,027,000	415
All other assets	$52,234,000	447
Life insurance assets	$15,349,000	507
Total liabilities and capital	$1,092,817,000	617
Total liabilities	$944,356,000	635
Total deposits	$871,588,000	626
Interest-bearing deposits	$597,628,000	741
Deposits held in domestic offices	$871,588,000	625
% insured	85.19%	4,855
Federal funds purchased & repurchase agreements	$0	2,186
Trading liabilities	$0	152
Other borrowed funds	$66,500,000	430
Subordinated debt	$0	159
All other liabilities	$6,268,000	891
Total equity capital	$148,461,000	505
Total bank equity capital	$148,461,000	505
Perpetual preferred stock	$0	246
Common stock	$26,864,000	171
Surplus	$84,794,000	466
Undivided profits	$36,803,000	1,018
Noncontrolling interests in consolidated subsidiaries	$0	169
Memoranda
Noncurrent loans and leases	$17,324,000	624
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$719,000	352
Income earned, not collected on loans	$3,910,000	618
Earning assets	$988,330,000	613
Long-term assets (5+ years)	$527,504,000	396
Average Assets, year-to-date	$1,030,717,600	647
Average Assets, quarterly	$1,073,392,500	622
Volatile liabilities	$53,282,000	865
Insider loans	$23,567,000	188
FHLB advances	$66,500,000	386
Loans and leases held for sale	$22,549,000	318
Unused loan commitments	$141,388,000	574
Tier 1 (core) risk-based capital	$122,721,000	553
Tier 2 risk-based capital	$10,316,000	510
Total risk weighted assets	$817,183,000	531
Total unused commitments	$141,388,000	574
Derivatives	$68,579,000	331
2012-09-30		Rank
# of Employees:	254	573
Assets and Liabilities
Total Assets:	$1,053,968,000	637
Cash and due from depository institutions	$41,032,000	573
Interest-bearing balances	$18,115,000	2,052
Securities	$261,451,000	588
Federal funds sold & reverse repurchase agreements	$0	3,418
Net loans & leases	$671,974,000	614
Loan loss allowance	$17,987,000	438
Trading account assets	$0	231
Bank premises and fixed assets	$15,068,000	767
Other real estate owned	$615,000	573
Goodwill and other intangibles	$12,531,000	423
All other assets	$51,297,000	458
Life insurance assets	$15,223,000	500
Total liabilities and capital	$1,053,968,000	637
Total liabilities	$908,748,000	652
Total deposits	$855,742,000	631
Interest-bearing deposits	$587,833,000	760
Deposits held in domestic offices	$855,742,000	628
% insured	83.40%	5,487
Federal funds purchased & repurchase agreements	$0	2,188
Trading liabilities	$0	150
Other borrowed funds	$46,000,000	595
Subordinated debt	$0	163
All other liabilities	$7,006,000	855
Total equity capital	$145,220,000	520
Total bank equity capital	$145,220,000	520
Perpetual preferred stock	$0	250
Common stock	$26,859,000	170
Surplus	$84,729,000	465
Undivided profits	$33,632,000	1,139
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$20,469,000	591
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$38,000	957
Income earned, not collected on loans	$3,893,000	668
Earning assets	$951,540,000	631
Long-term assets (5+ years)	$496,930,000	410
Average Assets, year-to-date	$1,015,192,750	658
Average Assets, quarterly	$1,036,722,000	649
Volatile liabilities	$27,559,000	1,585
Insider loans	$22,830,000	191
FHLB advances	$46,000,000	547
Loans and leases held for sale	$12,590,000	425
Unused loan commitments	$138,666,000	584
Tier 1 (core) risk-based capital	$118,305,000	574
Tier 2 risk-based capital	$10,368,000	512
Total risk weighted assets	$821,489,000	532
Total unused commitments	$138,666,000	584
Derivatives	$27,197,000	517
2012-06-30		Rank
# of Employees:	256	572
Assets and Liabilities
Total Assets:	$1,019,476,000	659
Cash and due from depository institutions	$29,416,000	572
Interest-bearing balances	$10,108,000	3,042
Securities	$260,786,000	599
Federal funds sold & reverse repurchase agreements	$0	3,541
Net loans & leases	$653,882,000	628
Loan loss allowance	$18,149,000	433
Trading account assets	$0	211
Bank premises and fixed assets	$15,187,000	761
Other real estate owned	$1,075,000	572
Goodwill and other intangibles	$12,617,000	419
All other assets	$46,513,000	483
Life insurance assets	$15,097,000	497
Total liabilities and capital	$1,019,476,000	659
Total liabilities	$881,342,000	668
Total deposits	$834,521,000	650
Interest-bearing deposits	$584,173,000	771
Deposits held in domestic offices	$834,521,000	646
% insured	85.31%	5,183
Federal funds purchased & repurchase agreements	$0	2,234
Trading liabilities	$0	130
Other borrowed funds	$40,000,000	678
Subordinated debt	$0	180
All other liabilities	$6,821,000	826
Total equity capital	$138,134,000	535
Total bank equity capital	$138,134,000	534
Perpetual preferred stock	$0	254
Common stock	$26,846,000	172
Surplus	$84,664,000	458
Undivided profits	$26,624,000	1,393
Noncontrolling interests in consolidated subsidiaries	$0	171
Memoranda
Noncurrent loans and leases	$20,878,000	617
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$381,000	518
Income earned, not collected on loans	$3,689,000	655
Earning assets	$924,776,000	653
Long-term assets (5+ years)	$474,921,000	423
Average Assets, year-to-date	$1,002,267,670	664
Average Assets, quarterly	$1,011,964,500	666
Volatile liabilities	$20,772,000	1,991
Insider loans	$25,465,000	176
FHLB advances	$40,000,000	626
Loans and leases held for sale	$9,333,000	439
Unused loan commitments	$127,580,000	623
Tier 1 (core) risk-based capital	$112,882,000	588
Tier 2 risk-based capital	$10,222,000	521
Total risk weighted assets	$809,525,000	532
Total unused commitments	$127,580,000	623
Derivatives	$20,710,000	548
2012-03-31		Rank
# of Employees:	254	574
Assets and Liabilities
Total Assets:	$1,004,453,000	669
Cash and due from depository institutions	$23,561,000	574
Interest-bearing balances	$5,662,000	4,304
Securities	$266,996,000	600
Federal funds sold & reverse repurchase agreements	$0	3,754
Net loans & leases	$638,453,000	638
Loan loss allowance	$19,801,000	405
Trading account assets	$0	215
Bank premises and fixed assets	$15,361,000	751
Other real estate owned	$917,000	574
Goodwill and other intangibles	$12,704,000	421
All other assets	$46,461,000	482
Life insurance assets	$14,966,000	491
Total liabilities and capital	$1,004,453,000	669
Total liabilities	$865,797,000	686
Total deposits	$806,902,000	666
Interest-bearing deposits	$578,980,000	787
Deposits held in domestic offices	$806,902,000	664
% insured	86.80%	4,783
Federal funds purchased & repurchase agreements	$0	2,131
Trading liabilities	$0	123
Other borrowed funds	$52,500,000	564
Subordinated debt	$0	185
All other liabilities	$6,395,000	855
Total equity capital	$138,656,000	525
Total bank equity capital	$138,656,000	525
Perpetual preferred stock	$0	259
Common stock	$26,835,000	172
Surplus	$84,605,000	458
Undivided profits	$27,216,000	1,327
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$16,687,000	786
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$316,000	564
Income earned, not collected on loans	$3,950,000	614
Earning assets	$911,111,000	664
Long-term assets (5+ years)	$447,566,000	445
Average Assets, year-to-date	$993,663,500	672
Average Assets, quarterly	$993,663,500	672
Volatile liabilities	$40,254,000	1,158
Insider loans	$24,833,000	183
FHLB advances	$52,500,000	521
Loans and leases held for sale	$13,811,000	340
Unused loan commitments	$155,337,000	519
Tier 1 (core) risk-based capital	$113,988,000	577
Tier 2 risk-based capital	$10,053,000	531
Total risk weighted assets	$794,130,000	540
Total unused commitments	$155,337,000	519
Derivatives	$15,524,000	570
2011-12-31		Rank
# of Employees:	256	578
Assets and Liabilities
Total Assets:	$982,874,000	676
Cash and due from depository institutions	$31,752,000	578
Interest-bearing balances	$12,894,000	2,523
Securities	$236,982,000	634
Federal funds sold & reverse repurchase agreements	$0	3,658
Net loans & leases	$647,808,000	638
Loan loss allowance	$19,314,000	416
Trading account assets	$0	205
Bank premises and fixed assets	$5,276,000	2,191
Other real estate owned	$917,000	578
Goodwill and other intangibles	$12,789,000	419
All other assets	$47,350,000	495
Life insurance assets	$14,835,000	485
Total liabilities and capital	$982,874,000	676
Total liabilities	$847,633,000	698
Total deposits	$786,752,000	676
Interest-bearing deposits	$568,964,000	791
Deposits held in domestic offices	$786,752,000	673
% insured	87.00%	4,799
Federal funds purchased & repurchase agreements	$0	2,367
Trading liabilities	$0	115
Other borrowed funds	$51,500,000	590
Subordinated debt	$0	193
All other liabilities	$9,381,000	637
Total equity capital	$135,241,000	535
Total bank equity capital	$135,241,000	535
Perpetual preferred stock	$0	263
Common stock	$26,833,000	170
Surplus	$84,577,000	464
Undivided profits	$23,831,000	1,475
Noncontrolling interests in consolidated subsidiaries	$0	168
Memoranda
Noncurrent loans and leases	$11,118,000	1,133
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$231,000	666
Income earned, not collected on loans	$3,841,000	675
Earning assets	$897,684,000	669
Long-term assets (5+ years)	$396,510,000	400
Average Assets, year-to-date	$975,395,800	673
Average Assets, quarterly	$980,898,000	674
Volatile liabilities	$50,415,000	1,025
Insider loans	$25,772,000	174
FHLB advances	$51,500,000	540
Loans and leases held for sale	$21,947,000	217
Unused loan commitments	$142,413,000	532
Tier 1 (core) risk-based capital	$113,608,000	584
Tier 2 risk-based capital	$9,909,000	547
Total risk weighted assets	$783,014,000	557
Total unused commitments	$142,413,000	532
Derivatives	$13,038,000	516
2011-09-30		Rank
# of Employees:	263	555
Assets and Liabilities
Total Assets:	$978,922,000	686
Cash and due from depository institutions	$23,583,000	555
Interest-bearing balances	$5,244,000	4,090
Securities	$248,854,000	602
Federal funds sold & reverse repurchase agreements	$0	3,873
Net loans & leases	$639,704,000	645
Loan loss allowance	$20,409,000	408
Trading account assets	$0	209
Bank premises and fixed assets	$5,501,000	2,129
Other real estate owned	$2,191,000	555
Goodwill and other intangibles	$12,879,000	421
All other assets	$46,210,000	510
Life insurance assets	$14,029,000	506
Total liabilities and capital	$978,922,000	686
Total liabilities	$847,573,000	698
Total deposits	$802,365,000	670
Interest-bearing deposits	$573,498,000	794
Deposits held in domestic offices	$802,365,000	666
% insured	86.37%	5,109
Federal funds purchased & repurchase agreements	$0	2,338
Trading liabilities	$0	112
Other borrowed funds	$36,500,000	795
Subordinated debt	$0	206
All other liabilities	$8,708,000	675
Total equity capital	$131,349,000	557
Total bank equity capital	$131,349,000	556
Perpetual preferred stock	$0	266
Common stock	$26,833,000	170
Surplus	$84,505,000	473
Undivided profits	$20,011,000	1,783
Noncontrolling interests in consolidated subsidiaries	$0	175
Memoranda
Noncurrent loans and leases	$13,086,000	1,063
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$323,000	588
Income earned, not collected on loans	$3,713,000	720
Earning assets	$893,802,000	679
Long-term assets (5+ years)	$410,930,000	368
Average Assets, year-to-date	$973,526,250	680
Average Assets, quarterly	$974,123,500	683
Volatile liabilities	$34,768,000	1,447
Insider loans	$27,401,000	164
FHLB advances	$36,500,000	727
Loans and leases held for sale	$13,130,000	271
Unused loan commitments	$160,240,000	502
Tier 1 (core) risk-based capital	$107,990,000	610
Tier 2 risk-based capital	$9,773,000	554
Total risk weighted assets	$770,889,000	563
Total unused commitments	$160,240,000	503
Derivatives	$25,762,000	434
2011-06-30		Rank
# of Employees:	279	515
Assets and Liabilities
Total Assets:	$969,325,000	691
Cash and due from depository institutions	$36,772,000	515
Interest-bearing balances	$19,076,000	1,827
Securities	$218,430,000	673
Federal funds sold & reverse repurchase agreements	$0	3,997
Net loans & leases	$645,126,000	640
Loan loss allowance	$21,700,000	400
Trading account assets	$0	213
Bank premises and fixed assets	$5,699,000	2,061
Other real estate owned	$3,587,000	515
Goodwill and other intangibles	$12,916,000	427
All other assets	$46,795,000	503
Life insurance assets	$14,103,000	499
Total liabilities and capital	$969,325,000	691
Total liabilities	$839,963,000	716
Total deposits	$803,164,000	670
Interest-bearing deposits	$589,259,000	776
Deposits held in domestic offices	$803,164,000	666
% insured	86.39%	5,217
Federal funds purchased & repurchase agreements	$0	2,430
Trading liabilities	$0	112
Other borrowed funds	$29,000,000	1,013
Subordinated debt	$0	212
All other liabilities	$7,799,000	701
Total equity capital	$129,362,000	558
Total bank equity capital	$129,362,000	558
Perpetual preferred stock	$0	222
Common stock	$26,833,000	174
Surplus	$84,451,000	469
Undivided profits	$18,078,000	1,889
Noncontrolling interests in consolidated subsidiaries	$0	179
Memoranda
Noncurrent loans and leases	$23,317,000	687
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$373,000	552
Income earned, not collected on loans	$3,780,000	699
Earning assets	$882,632,000	686
Long-term assets (5+ years)	$354,134,000	432
Average Assets, year-to-date	$971,727,670	689
Average Assets, quarterly	$968,186,500	694
Volatile liabilities	$25,123,000	1,907
Insider loans	$27,359,000	172
FHLB advances	$29,000,000	942
Loans and leases held for sale	$3,662,000	443
Unused loan commitments	$133,015,000	568
Tier 1 (core) risk-based capital	$103,757,000	622
Tier 2 risk-based capital	$9,739,000	567
Total risk weighted assets	$766,861,000	573
Total unused commitments	$133,015,000	569
Derivatives	$4,267,000	677
2011-03-31		Rank
# of Employees:	275	528
Assets and Liabilities
Total Assets:	$967,048,000	701
Cash and due from depository institutions	$44,484,000	528
Interest-bearing balances	$28,838,000	1,342
Securities	$203,210,000	722
Federal funds sold & reverse repurchase agreements	$0	4,332
Net loans & leases	$646,146,000	643
Loan loss allowance	$24,367,000	369
Trading account assets	$0	208
Bank premises and fixed assets	$5,985,000	1,988
Other real estate owned	$6,085,000	528
Goodwill and other intangibles	$13,011,000	428
All other assets	$48,127,000	501
Life insurance assets	$13,972,000	498
Total liabilities and capital	$967,048,000	701
Total liabilities	$840,457,000	726
Total deposits	$787,373,000	687
Interest-bearing deposits	$593,061,000	784
Deposits held in domestic offices	$787,373,000	683
% insured	87.78%	4,811
Federal funds purchased & repurchase agreements	$0	2,341
Trading liabilities	$0	108
Other borrowed funds	$45,000,000	728
Subordinated debt	$0	214
All other liabilities	$8,084,000	687
Total equity capital	$126,591,000	550
Total bank equity capital	$126,591,000	550
Perpetual preferred stock	$0	224
Common stock	$26,833,000	171
Surplus	$84,414,000	467
Undivided profits	$15,344,000	2,092
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$27,167,000	626
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$852,000	333
Income earned, not collected on loans	$3,791,000	702
Earning assets	$878,194,000	694
Long-term assets (5+ years)	$334,571,000	442
Average Assets, year-to-date	$972,929,000	693
Average Assets, quarterly	$972,929,000	693
Volatile liabilities	$47,759,000	1,161
Insider loans	$27,511,000	165
FHLB advances	$45,000,000	666
Loans and leases held for sale	$4,115,000	359
Unused loan commitments	$148,559,000	525
Tier 1 (core) risk-based capital	$103,119,000	618
Tier 2 risk-based capital	$9,447,000	588
Total risk weighted assets	$740,480,000	599
Total unused commitments	$148,559,000	525
Derivatives	$13,827,000	418
2010-12-31		Rank
# of Employees:	280	518
Assets and Liabilities
Total Assets:	$978,810,000	690
Cash and due from depository institutions	$20,534,000	518
Interest-bearing balances	$5,383,000	3,775
Securities	$223,857,000	625
Federal funds sold & reverse repurchase agreements	$0	4,270
Net loans & leases	$661,758,000	641
Loan loss allowance	$24,940,000	371
Trading account assets	$0	207
Bank premises and fixed assets	$6,215,000	1,941
Other real estate owned	$6,668,000	518
Goodwill and other intangibles	$13,176,000	433
All other assets	$46,602,000	514
Life insurance assets	$13,843,000	488
Total liabilities and capital	$978,810,000	690
Total liabilities	$852,942,000	718
Total deposits	$799,101,000	677
Interest-bearing deposits	$615,549,000	747
Deposits held in domestic offices	$799,101,000	672
% insured	90.80%	3,740
Federal funds purchased & repurchase agreements	$0	2,549
Trading liabilities	$0	108
Other borrowed funds	$45,000,000	765
Subordinated debt	$0	220
All other liabilities	$8,841,000	644
Total equity capital	$125,868,000	557
Total bank equity capital	$125,868,000	556
Perpetual preferred stock	$0	224
Common stock	$26,833,000	170
Surplus	$84,631,000	465
Undivided profits	$14,404,000	2,183
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$32,819,000	547
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$852,000	395
Income earned, not collected on loans	$3,983,000	696
Earning assets	$890,998,000	684
Long-term assets (5+ years)	$342,237,000	419
Average Assets, year-to-date	$985,229,800	669
Average Assets, quarterly	$981,749,500	689
Volatile liabilities	$156,443,000	876
Insider loans	$30,159,000	148
FHLB advances	$45,000,000	705
Loans and leases held for sale	$11,008,000	317
Unused loan commitments	$149,398,000	521
Tier 1 (core) risk-based capital	$101,613,000	625
Tier 2 risk-based capital	$9,622,000	596
Total risk weighted assets	$754,149,000	594
Total unused commitments	$149,398,000	521
Derivatives	$18,299,000	422
2010-09-30		Rank
# of Employees:	280	514
Assets and Liabilities
Total Assets:	$984,689,000	685
Cash and due from depository institutions	$51,702,000	514
Interest-bearing balances	$35,055,000	1,034
Securities	$202,109,000	673
Federal funds sold & reverse repurchase agreements	$0	4,450
Net loans & leases	$663,080,000	645
Loan loss allowance	$21,571,000	411
Trading account assets	$0	210
Bank premises and fixed assets	$6,216,000	1,974
Other real estate owned	$9,031,000	514
Goodwill and other intangibles	$13,305,000	428
All other assets	$39,246,000	607
Life insurance assets	$12,937,000	512
Total liabilities and capital	$984,689,000	685
Total liabilities	$860,009,000	713
Total deposits	$797,380,000	677
Interest-bearing deposits	$619,205,000	743
Deposits held in domestic offices	$797,380,000	674
% insured	86.40%	4,714
Federal funds purchased & repurchase agreements	$0	2,564
Trading liabilities	$0	103
Other borrowed funds	$55,000,000	695
Subordinated debt	$0	233
All other liabilities	$7,629,000	763
Total equity capital	$124,680,000	556
Total bank equity capital	$124,680,000	555
Perpetual preferred stock	$0	229
Common stock	$26,833,000	171
Surplus	$82,540,000	464
Undivided profits	$15,307,000	2,172
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$26,828,000	664
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$598,000	470
Income earned, not collected on loans	$3,571,000	826
Earning assets	$900,244,000	677
Long-term assets (5+ years)	$347,409,000	392
Average Assets, year-to-date	$986,834,750	667
Average Assets, quarterly	$994,702,500	673
Volatile liabilities	$173,443,000	811
Insider loans	$28,421,000	164
FHLB advances	$55,000,000	633
Loans and leases held for sale	$12,374,000	317
Unused loan commitments	$166,847,000	481
Tier 1 (core) risk-based capital	$108,050,000	568
Tier 2 risk-based capital	$9,380,000	612
Total risk weighted assets	$737,915,000	608
Total unused commitments	$166,847,000	481
Derivatives	$33,385,000	397
2010-06-30		Rank
# of Employees:	279	512
Assets and Liabilities
Total Assets:	$1,004,716,000	663
Cash and due from depository institutions	$56,618,000	512
Interest-bearing balances	$38,801,000	908
Securities	$192,795,000	701
Federal funds sold & reverse repurchase agreements	$0	4,532
Net loans & leases	$682,773,000	623
Loan loss allowance	$22,134,000	404
Trading account assets	$0	210
Bank premises and fixed assets	$6,410,000	1,936
Other real estate owned	$4,953,000	512
Goodwill and other intangibles	$13,433,000	424
All other assets	$47,734,000	509
Life insurance assets	$12,811,000	518
Total liabilities and capital	$1,004,716,000	663
Total liabilities	$869,333,000	697
Total deposits	$797,249,000	678
Interest-bearing deposits	$612,988,000	752
Deposits held in domestic offices	$797,249,000	675
% insured	85.48%	5,082
Federal funds purchased & repurchase agreements	$0	2,594
Trading liabilities	$0	104
Other borrowed funds	$65,000,000	620
Subordinated debt	$0	241
All other liabilities	$7,084,000	774
Total equity capital	$135,383,000	503
Total bank equity capital	$135,383,000	503
Perpetual preferred stock	$0	222
Common stock	$26,833,000	168
Surplus	$82,583,000	461
Undivided profits	$25,967,000	1,316
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$35,066,000	531
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$195,000	795
Income earned, not collected on loans	$3,701,000	775
Earning assets	$914,369,000	660
Long-term assets (5+ years)	$340,491,000	391
Average Assets, year-to-date	$987,550,000	667
Average Assets, quarterly	$1,011,166,000	657
Volatile liabilities	$181,372,000	777
Insider loans	$35,379,000	132
FHLB advances	$65,000,000	564
Loans and leases held for sale	$9,429,000	311
Unused loan commitments	$140,453,000	543
Tier 1 (core) risk-based capital	$111,248,000	552
Tier 2 risk-based capital	$9,785,000	591
Total risk weighted assets	$770,223,000	589
Total unused commitments	$140,453,000	543
Derivatives	$0	1,168
2010-03-31		Rank
# of Employees:	276	521
Assets and Liabilities
Total Assets:	$1,017,616,000	673
Cash and due from depository institutions	$119,013,000	521
Interest-bearing balances	$98,017,000	392
Securities	$128,279,000	1,027
Federal funds sold & reverse repurchase agreements	$0	4,804
Net loans & leases	$710,299,000	621
Loan loss allowance	$18,559,000	490
Trading account assets	$0	227
Bank premises and fixed assets	$6,496,000	1,945
Other real estate owned	$741,000	521
Goodwill and other intangibles	$13,562,000	425
All other assets	$39,226,000	624
Life insurance assets	$12,684,000	522
Total liabilities and capital	$1,017,616,000	673
Total liabilities	$875,998,000	704
Total deposits	$800,619,000	679
Interest-bearing deposits	$616,440,000	762
Deposits held in domestic offices	$800,619,000	677
% insured	84.93%	5,285
Federal funds purchased & repurchase agreements	$0	2,570
Trading liabilities	$0	108
Other borrowed funds	$67,479,000	641
Subordinated debt	$0	248
All other liabilities	$7,900,000	716
Total equity capital	$141,618,000	487
Total bank equity capital	$141,618,000	487
Perpetual preferred stock	$0	220
Common stock	$26,833,000	167
Surplus	$82,530,000	470
Undivided profits	$32,255,000	1,039
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$48,983,000	417
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$3,489,000	856
Earning assets	$936,595,000	662
Long-term assets (5+ years)	$302,233,000	446
Average Assets, year-to-date	$978,967,000	694
Average Assets, quarterly	$978,967,000	694
Volatile liabilities	$188,585,000	779
Insider loans	$28,692,000	181
FHLB advances	$65,000,000	597
Loans and leases held for sale	$7,815,000	291
Unused loan commitments	$159,588,000	516
Tier 1 (core) risk-based capital	$118,336,000	518
Tier 2 risk-based capital	$9,924,000	606
Total risk weighted assets	$785,056,000	596
Total unused commitments	$159,588,000	516
Derivatives	$0	1,155
2009-12-31		Rank
# of Employees:	265	548
Assets and Liabilities
Total Assets:	$940,318,000	729
Cash and due from depository institutions	$36,426,000	548
Interest-bearing balances	$17,231,000	1,583
Securities	$121,071,000	1,072
Federal funds sold & reverse repurchase agreements	$0	4,737
Net loans & leases	$721,969,000	617
Loan loss allowance	$14,372,000	607
Trading account assets	$0	224
Bank premises and fixed assets	$6,779,000	1,903
Other real estate owned	$946,000	548
Goodwill and other intangibles	$13,690,000	421
All other assets	$39,437,000	633
Life insurance assets	$12,549,000	524
Total liabilities and capital	$940,318,000	729
Total liabilities	$848,636,000	732
Total deposits	$776,169,000	707
Interest-bearing deposits	$600,851,000	779
Deposits held in domestic offices	$776,169,000	704
% insured	85.72%	5,103
Federal funds purchased & repurchase agreements	$0	2,785
Trading liabilities	$0	104
Other borrowed funds	$65,000,000	715
Subordinated debt	$0	258
All other liabilities	$7,467,000	753
Total equity capital	$91,682,000	716
Total bank equity capital	$91,682,000	715
Perpetual preferred stock	$0	219
Common stock	$26,833,000	164
Surplus	$31,968,000	1,058
Undivided profits	$32,881,000	1,002
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$38,321,000	508
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$3,639,000	859
Earning assets	$860,271,000	713
Long-term assets (5+ years)	$316,777,000	430
Average Assets, year-to-date	$880,168,600	768
Average Assets, quarterly	$930,948,500	733
Volatile liabilities	$182,420,000	811
Insider loans	$29,638,000	171
FHLB advances	$65,000,000	642
Loans and leases held for sale	$9,487,000	274
Unused loan commitments	$151,899,000	546
Tier 1 (core) risk-based capital	$71,441,000	855
Tier 2 risk-based capital	$10,009,000	617
Total risk weighted assets	$796,123,000	606
Total unused commitments	$151,899,000	546
Derivatives	$0	1,139
2009-09-30		Rank
# of Employees:	239	620
Assets and Liabilities
Total Assets:	$921,579,000	757
Cash and due from depository institutions	$18,194,000	620
Interest-bearing balances	$136,000	6,248
Securities	$102,762,000	1,247
Federal funds sold & reverse repurchase agreements	$41,040,000	199
Net loans & leases	$700,137,000	668
Loan loss allowance	$15,873,000	558
Trading account assets	$0	238
Bank premises and fixed assets	$6,984,000	1,870
Other real estate owned	$2,607,000	620
Goodwill and other intangibles	$13,953,000	451
All other assets	$35,902,000	626
Life insurance assets	$11,432,000	582
Total liabilities and capital	$921,579,000	757
Total liabilities	$826,152,000	759
Total deposits	$754,178,000	727
Interest-bearing deposits	$571,859,000	843
Deposits held in domestic offices	$754,178,000	724
% insured	82.15%	6,120
Federal funds purchased & repurchase agreements	$0	2,868
Trading liabilities	$0	103
Other borrowed funds	$65,000,000	757
Subordinated debt	$0	269
All other liabilities	$6,974,000	862
Total equity capital	$95,427,000	709
Total bank equity capital	$95,427,000	707
Perpetual preferred stock	$0	212
Common stock	$26,833,000	163
Surplus	$31,937,000	1,057
Undivided profits	$36,657,000	927
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$39,838,000	487
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$48,000	1,039
Income earned, not collected on loans	$3,404,000	986
Earning assets	$844,075,000	744
Long-term assets (5+ years)	$266,434,000	497
Average Assets, year-to-date	$865,131,250	795
Average Assets, quarterly	$898,579,000	774
Volatile liabilities	$190,230,000	792
Insider loans	$29,105,000	174
FHLB advances	$65,000,000	679
Loans and leases held for sale	$7,778,000	308
Unused loan commitments	$186,878,000	486
Tier 1 (core) risk-based capital	$77,193,000	801
Tier 2 risk-based capital	$9,866,000	635
Total risk weighted assets	$782,997,000	632
Total unused commitments	$186,878,000	487
Derivatives	$0	1,183
2009-06-30		Rank
# of Employees:	241	636
Assets and Liabilities
Total Assets:	$875,579,000	808
Cash and due from depository institutions	$15,709,000	636
Interest-bearing balances	$218,000	5,906
Securities	$75,617,000	1,646
Federal funds sold & reverse repurchase agreements	$27,425,000	307
Net loans & leases	$696,886,000	686
Loan loss allowance	$11,105,000	740
Trading account assets	$0	240
Bank premises and fixed assets	$6,848,000	1,929
Other real estate owned	$6,669,000	636
Goodwill and other intangibles	$14,215,000	464
All other assets	$32,210,000	708
Life insurance assets	$10,949,000	627
Total liabilities and capital	$875,579,000	808
Total liabilities	$776,984,000	820
Total deposits	$704,464,000	789
Interest-bearing deposits	$525,388,000	934
Deposits held in domestic offices	$704,464,000	787
% insured	66.79%	6,531
Federal funds purchased & repurchase agreements	$0	2,922
Trading liabilities	$0	100
Other borrowed funds	$65,000,000	802
Subordinated debt	$0	276
All other liabilities	$7,520,000	834
Total equity capital	$98,595,000	693
Total bank equity capital	$98,595,000	693
Perpetual preferred stock	$0	213
Common stock	$26,833,000	158
Surplus	$31,890,000	1,071
Undivided profits	$39,872,000	833
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$12,252,000	1,234
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$3,297,000	1,001
Earning assets	$800,146,000	800
Long-term assets (5+ years)	$225,499,000	596
Average Assets, year-to-date	$846,315,330	832
Average Assets, quarterly	$867,568,500	816
Volatile liabilities	$125,196,000	1,227
Insider loans	$23,689,000	251
FHLB advances	$65,000,000	728
Loans and leases held for sale	$11,692,000	336
Unused loan commitments	$209,344,000	474
Tier 1 (core) risk-based capital	$86,869,000	710
Tier 2 risk-based capital	$9,687,000	664
Total risk weighted assets	$773,237,000	670
Total unused commitments	$209,344,000	474
Derivatives	$0	1,221
2009-03-31		Rank
# of Employees:	224	694
Assets and Liabilities
Total Assets:	$859,558,000	826
Cash and due from depository institutions	$16,599,000	694
Interest-bearing balances	$1,067,000	4,327
Securities	$62,492,000	1,928
Federal funds sold & reverse repurchase agreements	$31,770,000	349
Net loans & leases	$693,463,000	704
Loan loss allowance	$10,429,000	733
Trading account assets	$0	234
Bank premises and fixed assets	$6,838,000	1,928
Other real estate owned	$2,893,000	694
Goodwill and other intangibles	$14,477,000	475
All other assets	$31,026,000	723
Life insurance assets	$10,842,000	634
Total liabilities and capital	$859,558,000	826
Total liabilities	$767,853,000	836
Total deposits	$665,517,000	824
Interest-bearing deposits	$500,502,000	974
Deposits held in domestic offices	$665,517,000	821
% insured	65.35%	6,735
Federal funds purchased & repurchase agreements	$0	2,904
Trading liabilities	$0	92
Other borrowed funds	$95,000,000	624
Subordinated debt	$0	271
All other liabilities	$7,336,000	847
Total equity capital	$91,705,000	726
Total bank equity capital	$91,705,000	724
Perpetual preferred stock	$0	193
Common stock	$26,833,000	157
Surplus	$24,833,000	1,303
Undivided profits	$40,039,000	842
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$19,971,000	743
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$3,202,000	1,040
Earning assets	$788,792,000	817
Long-term assets (5+ years)	$206,556,000	645
Average Assets, year-to-date	$831,683,500	847
Average Assets, quarterly	$831,683,500	847
Volatile liabilities	$204,714,000	762
Insider loans	$23,689,000	259
FHLB advances	$95,000,000	543
Loans and leases held for sale	$13,806,000	244
Unused loan commitments	$184,588,000	541
Tier 1 (core) risk-based capital	$78,911,000	781
Tier 2 risk-based capital	$9,647,000	655
Total risk weighted assets	$770,777,000	674
Total unused commitments	$184,588,000	542
Derivatives	$0	1,177
2008-12-31		Rank
# of Employees:	223	706
Assets and Liabilities
Total Assets:	$803,809,000	876
Cash and due from depository institutions	$17,969,000	706
Interest-bearing balances	$297,000	4,768
Securities	$50,654,000	2,287
Federal funds sold & reverse repurchase agreements	$5,400,000	1,761
Net loans & leases	$675,974,000	725
Loan loss allowance	$10,411,000	713
Trading account assets	$0	236
Bank premises and fixed assets	$6,827,000	1,938
Other real estate owned	$1,337,000	706
Goodwill and other intangibles	$15,232,000	476
All other assets	$30,416,000	744
Life insurance assets	$10,737,000	643
Total liabilities and capital	$803,809,000	876
Total liabilities	$722,799,000	876
Total deposits	$604,390,000	880
Interest-bearing deposits	$456,476,000	1,033
Deposits held in domestic offices	$604,390,000	876
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,795,000	2,102
Trading liabilities	$0	88
Other borrowed funds	$109,000,000	611
Subordinated debt	$0	278
All other liabilities	$6,614,000	920
Total equity capital	$81,010,000	811
Total bank equity capital	$81,010,000	811
Perpetual preferred stock	$0	141
Common stock	$26,833,000	158
Surplus	$14,779,000	1,977
Undivided profits	$39,398,000	847
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$17,997,000	690
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$3,053,000	1,161
Earning assets	$732,325,000	863
Long-term assets (5+ years)	$182,222,000	728
Average Assets, year-to-date	$777,384,800	874
Average Assets, quarterly	$794,974,000	872
Volatile liabilities	$189,340,000	821
Insider loans	$28,417,000	201
FHLB advances	$109,000,000	538
Loans and leases held for sale	$7,939,000	267
Unused loan commitments	$213,028,000	502
Tier 1 (core) risk-based capital	$66,869,000	931
Tier 2 risk-based capital	$9,259,000	669
Total risk weighted assets	$739,405,000	702
Total unused commitments	$213,028,000	503
Derivatives	$0	1,109
2008-09-30		Rank
# of Employees:	221	721
Assets and Liabilities
Total Assets:	$786,139,000	886
Cash and due from depository institutions	$18,964,000	721
Interest-bearing balances	$544,000	3,581
Securities	$52,525,000	2,156
Federal funds sold & reverse repurchase agreements	$7,585,000	1,591
Net loans & leases	$657,359,000	740
Loan loss allowance	$10,350,000	643
Trading account assets	$0	251
Bank premises and fixed assets	$6,769,000	1,948
Other real estate owned	$197,000	721
Goodwill and other intangibles	$15,447,000	499
All other assets	$27,293,000	793
Life insurance assets	$10,631,000	637
Total liabilities and capital	$786,139,000	886
Total liabilities	$704,137,000	877
Total deposits	$590,024,000	881
Interest-bearing deposits	$433,984,000	1,069
Deposits held in domestic offices	$590,024,000	878
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,235,000	2,731
Trading liabilities	$0	91
Other borrowed funds	$106,500,000	610
Subordinated debt	$0	276
All other liabilities	$6,378,000	926
Total equity capital	$82,002,000	823
Total bank equity capital	$82,002,000	823
Perpetual preferred stock	$0	110
Common stock	$26,833,000	155
Surplus	$14,705,000	1,974
Undivided profits	$40,464,000	867
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$22,390,000	496
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,110
Income earned, not collected on loans	$2,949,000	1,292
Earning assets	$718,013,000	864
Long-term assets (5+ years)	$167,217,000	793
Average Assets, year-to-date	$770,778,750	882
Average Assets, quarterly	$792,213,000	875
Volatile liabilities	$184,626,000	822
Insider loans	$27,735,000	206
FHLB advances	$106,500,000	552
Loans and leases held for sale	$2,955,000	419
Unused loan commitments	$221,520,000	521
Tier 1 (core) risk-based capital	$67,679,000	933
Tier 2 risk-based capital	$9,015,000	663
Total risk weighted assets	$719,259,000	722
Total unused commitments	$221,520,000	521
Derivatives	$0	1,077
2008-06-30		Rank
# of Employees:	224	722
Assets and Liabilities
Total Assets:	$798,287,000	865
Cash and due from depository institutions	$27,414,000	722
Interest-bearing balances	$514,000	3,517
Securities	$56,955,000	2,069
Federal funds sold & reverse repurchase agreements	$14,410,000	809
Net loans & leases	$651,174,000	745
Loan loss allowance	$8,128,000	775
Trading account assets	$0	267
Bank premises and fixed assets	$6,524,000	2,001
Other real estate owned	$197,000	722
Goodwill and other intangibles	$15,662,000	498
All other assets	$25,951,000	799
Life insurance assets	$10,527,000	639
Total liabilities and capital	$798,287,000	865
Total liabilities	$716,472,000	861
Total deposits	$635,405,000	798
Interest-bearing deposits	$465,930,000	959
Deposits held in domestic offices	$635,405,000	795
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,718,000	2,280
Trading liabilities	$0	94
Other borrowed funds	$71,500,000	848
Subordinated debt	$0	257
All other liabilities	$6,849,000	885
Total equity capital	$81,815,000	832
Total bank equity capital	$81,815,000	832
Perpetual preferred stock	$0	107
Common stock	$26,833,000	151
Surplus	$14,629,000	1,963
Undivided profits	$40,353,000	878
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$13,507,000	674
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,082
Income earned, not collected on loans	$3,079,000	1,188
Earning assets	$723,053,000	863
Long-term assets (5+ years)	$152,708,000	853
Average Assets, year-to-date	$765,658,670	884
Average Assets, quarterly	$777,969,500	883
Volatile liabilities	$86,679,000	1,644
Insider loans	$28,899,000	192
FHLB advances	$71,500,000	783
Loans and leases held for sale	$1,246,000	815
Unused loan commitments	$237,180,000	513
Tier 1 (core) risk-based capital	$66,716,000	946
Tier 2 risk-based capital	$8,349,000	692
Total risk weighted assets	$711,333,000	727
Total unused commitments	$237,180,000	513
Derivatives	$0	1,075
2008-03-31		Rank
# of Employees:	244	648
Assets and Liabilities
Total Assets:	$757,652,000	904
Cash and due from depository institutions	$22,496,000	648
Interest-bearing balances	$885,000	3,153
Securities	$54,721,000	2,129
Federal funds sold & reverse repurchase agreements	$670,000	5,996
Net loans & leases	$634,481,000	753
Loan loss allowance	$6,304,000	898
Trading account assets	$0	252
Bank premises and fixed assets	$6,228,000	2,069
Other real estate owned	$0	648
Goodwill and other intangibles	$15,874,000	518
All other assets	$23,182,000	856
Life insurance assets	$10,420,000	635
Total liabilities and capital	$757,652,000	904
Total liabilities	$677,521,000	903
Total deposits	$591,423,000	877
Interest-bearing deposits	$434,835,000	1,035
Deposits held in domestic offices	$591,423,000	874
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$7,222,000	1,452
Trading liabilities	$0	86
Other borrowed funds	$71,500,000	800
Subordinated debt	$0	251
All other liabilities	$7,376,000	886
Total equity capital	$80,131,000	859
Total bank equity capital	$80,131,000	859
Perpetual preferred stock	$0	108
Common stock	$26,833,000	150
Surplus	$12,858,000	2,170
Undivided profits	$40,440,000	923
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,575,000	2,895
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$3,079,000	1,227
Earning assets	$690,757,000	901
Long-term assets (5+ years)	$136,121,000	922
Average Assets, year-to-date	$749,344,500	905
Average Assets, quarterly	$749,344,500	905
Volatile liabilities	$127,229,000	1,144
Insider loans	$21,184,000	288
FHLB advances	$71,500,000	736
Loans and leases held for sale	$2,758,000	570
Unused loan commitments	$241,385,000	525
Tier 1 (core) risk-based capital	$63,895,000	978
Tier 2 risk-based capital	$6,525,000	845
Total risk weighted assets	$688,744,000	742
Total unused commitments	$241,385,000	525
Derivatives	$0	1,109
2007-12-31		Rank
# of Employees:	242	669
Assets and Liabilities
Total Assets:	$741,037,000	920
Cash and due from depository institutions	$23,559,000	669
Interest-bearing balances	$1,098,000	2,459
Securities	$47,447,000	2,399
Federal funds sold & reverse repurchase agreements	$19,165,000	665
Net loans & leases	$606,244,000	785
Loan loss allowance	$6,143,000	906
Trading account assets	$0	237
Bank premises and fixed assets	$6,389,000	2,019
Other real estate owned	$0	669
Goodwill and other intangibles	$15,669,000	516
All other assets	$22,564,000	880
Life insurance assets	$9,946,000	664
Total liabilities and capital	$741,037,000	920
Total liabilities	$662,988,000	922
Total deposits	$645,403,000	797
Interest-bearing deposits	$491,124,000	912
Deposits held in domestic offices	$645,403,000	793
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,936,000	2,419
Trading liabilities	$0	78
Other borrowed funds	$8,000,000	3,020
Subordinated debt	$0	248
All other liabilities	$7,649,000	857
Total equity capital	$78,049,000	875
Total bank equity capital	$78,049,000	875
Perpetual preferred stock	$0	111
Common stock	$26,833,000	152
Surplus	$12,774,000	2,159
Undivided profits	$38,442,000	977
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$338,000	5,101
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,085
Income earned, not collected on loans	$3,356,000	1,207
Earning assets	$673,954,000	924
Long-term assets (5+ years)	$146,451,000	827
Average Assets, year-to-date	$603,418,200	1,074
Average Assets, quarterly	$654,196,500	1,012
Volatile liabilities	$79,551,000	1,772
Insider loans	$21,987,000	268
FHLB advances	$8,000,000	2,901
Loans and leases held for sale	$902,000	968
Unused loan commitments	$225,026,000	563
Tier 1 (core) risk-based capital	$62,196,000	1,010
Tier 2 risk-based capital	$6,357,000	863
Total risk weighted assets	$658,041,000	768
Total unused commitments	$225,026,000	563
Derivatives	$0	1,052
2007-09-30		Rank
# of Employees:	208	768
Assets and Liabilities
Total Assets:	$567,356,000	1,172
Cash and due from depository institutions	$21,933,000	768
Interest-bearing balances	$2,059,000	1,759
Securities	$34,845,000	3,080
Federal funds sold & reverse repurchase agreements	$9,510,000	1,545
Net loans & leases	$469,868,000	984
Loan loss allowance	$4,720,000	1,117
Trading account assets	$0	244
Bank premises and fixed assets	$5,017,000	2,461
Other real estate owned	$0	768
Goodwill and other intangibles	$5,747,000	849
All other assets	$20,436,000	939
Life insurance assets	$9,716,000	658
Total liabilities and capital	$567,356,000	1,172
Total liabilities	$505,693,000	1,177
Total deposits	$496,894,000	1,025
Interest-bearing deposits	$366,089,000	1,244
Deposits held in domestic offices	$496,894,000	1,022
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,464,000	2,532
Trading liabilities	$0	78
Other borrowed funds	$0	5,543
Subordinated debt	$0	244
All other liabilities	$7,335,000	860
Total equity capital	$61,663,000	1,103
Total bank equity capital	$61,663,000	1,103
Perpetual preferred stock	$0	113
Common stock	$12,730,000	353
Surplus	$12,719,000	2,129
Undivided profits	$36,214,000	1,038
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$641,000	3,895
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,109
Income earned, not collected on loans	$2,592,000	1,707
Earning assets	$516,282,000	1,185
Long-term assets (5+ years)	$82,651,000	1,333
Average Assets, year-to-date	$569,013,500	1,134
Average Assets, quarterly	$578,389,500	1,134
Volatile liabilities	$53,346,000	2,427
Insider loans	$19,206,000	318
FHLB advances	$0	5,081
Loans and leases held for sale	$902,000	920
Unused loan commitments	$163,856,000	709
Tier 1 (core) risk-based capital	$55,847,000	1,133
Tier 2 risk-based capital	$4,883,000	1,080
Total risk weighted assets	$522,464,000	948
Total unused commitments	$163,856,000	709
Derivatives	$0	1,033
2007-06-30		Rank
# of Employees:	205	803
Assets and Liabilities
Total Assets:	$589,423,000	1,128
Cash and due from depository institutions	$21,167,000	803
Interest-bearing balances	$755,000	2,716
Securities	$36,009,000	2,998
Federal funds sold & reverse repurchase agreements	$43,505,000	354
Net loans & leases	$457,228,000	1,004
Loan loss allowance	$4,520,000	1,154
Trading account assets	$0	245
Bank premises and fixed assets	$5,057,000	2,452
Other real estate owned	$0	803
Goodwill and other intangibles	$5,835,000	843
All other assets	$20,622,000	939
Life insurance assets	$9,621,000	654
Total liabilities and capital	$589,423,000	1,128
Total liabilities	$529,807,000	1,129
Total deposits	$490,139,000	1,066
Interest-bearing deposits	$335,622,000	1,375
Deposits held in domestic offices	$490,139,000	1,064
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,358,000	2,510
Trading liabilities	$0	87
Other borrowed funds	$30,000,000	1,274
Subordinated debt	$0	258
All other liabilities	$8,310,000	773
Total equity capital	$59,616,000	1,136
Total bank equity capital	$59,616,000	1,136
Perpetual preferred stock	$0	111
Common stock	$12,730,000	354
Surplus	$12,641,000	2,132
Undivided profits	$34,245,000	1,084
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$555,000	3,966
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$197,000	557
Income earned, not collected on loans	$2,677,000	1,534
Earning assets	$537,497,000	1,134
Long-term assets (5+ years)	$87,981,000	1,227
Average Assets, year-to-date	$569,566,000	1,153
Average Assets, quarterly	$583,823,500	1,132
Volatile liabilities	$75,615,000	1,792
Insider loans	$18,714,000	330
FHLB advances	$30,000,000	1,193
Loans and leases held for sale	$3,329,000	543
Unused loan commitments	$173,488,000	691
Tier 1 (core) risk-based capital	$53,948,000	1,179
Tier 2 risk-based capital	$4,683,000	1,119
Total risk weighted assets	$514,937,000	967
Total unused commitments	$173,488,000	691
Derivatives	$0	1,067
2007-03-31		Rank
# of Employees:	200	821
Assets and Liabilities
Total Assets:	$578,224,000	1,151
Cash and due from depository institutions	$26,724,000	821
Interest-bearing balances	$870,000	2,687
Securities	$37,611,000	2,925
Federal funds sold & reverse repurchase agreements	$8,620,000	2,258
Net loans & leases	$465,603,000	972
Loan loss allowance	$4,312,000	1,206
Trading account assets	$0	267
Bank premises and fixed assets	$14,551,000	789
Other real estate owned	$0	821
Goodwill and other intangibles	$5,923,000	820
All other assets	$19,192,000	957
Life insurance assets	$9,528,000	648
Total liabilities and capital	$578,224,000	1,151
Total liabilities	$518,335,000	1,150
Total deposits	$452,743,000	1,154
Interest-bearing deposits	$298,606,000	1,563
Deposits held in domestic offices	$452,743,000	1,152
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,387,000	2,291
Trading liabilities	$0	89
Other borrowed funds	$60,000,000	738
Subordinated debt	$0	262
All other liabilities	$4,205,000	1,336
Total equity capital	$59,889,000	1,116
Total bank equity capital	$59,889,000	1,116
Perpetual preferred stock	$0	113
Common stock	$12,730,000	342
Surplus	$12,556,000	2,111
Undivided profits	$34,603,000	1,081
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$145,000	5,792
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,132
Income earned, not collected on loans	$2,699,000	1,458
Earning assets	$512,704,000	1,205
Long-term assets (5+ years)	$99,899,000	1,095
Average Assets, year-to-date	$559,637,500	1,177
Average Assets, quarterly	$559,637,500	1,177
Volatile liabilities	$34,656,000	3,295
Insider loans	$16,021,000	390
FHLB advances	$60,000,000	673
Loans and leases held for sale	$5,300,000	376
Unused loan commitments	$169,886,000	699
Tier 1 (core) risk-based capital	$53,840,000	1,155
Tier 2 risk-based capital	$4,475,000	1,165
Total risk weighted assets	$524,674,000	915
Total unused commitments	$169,886,000	699
Derivatives	$0	1,065
2006-12-31		Rank
# of Employees:	212	762
Assets and Liabilities
Total Assets:	$541,051,000	1,209
Cash and due from depository institutions	$19,386,000	762
Interest-bearing balances	$607,000	2,959
Securities	$38,436,000	2,905
Federal funds sold & reverse repurchase agreements	$3,870,000	3,332
Net loans & leases	$441,041,000	1,013
Loan loss allowance	$4,081,000	1,268
Trading account assets	$0	156
Bank premises and fixed assets	$14,581,000	760
Other real estate owned	$0	762
Goodwill and other intangibles	$6,012,000	801
All other assets	$17,725,000	1,042
Life insurance assets	$9,435,000	639
Total liabilities and capital	$541,051,000	1,209
Total liabilities	$483,024,000	1,214
Total deposits	$428,197,000	1,194
Interest-bearing deposits	$267,516,000	1,700
Deposits held in domestic offices	$428,197,000	1,192
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,364,000	2,485
Trading liabilities	$0	77
Other borrowed funds	$50,000,000	880
Subordinated debt	$0	264
All other liabilities	$3,463,000	1,551
Total equity capital	$58,027,000	1,129
Total bank equity capital	$58,027,000	1,129
Perpetual preferred stock	$0	112
Common stock	$12,730,000	334
Surplus	$12,471,000	2,072
Undivided profits	$32,826,000	1,098
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$55,000	6,528
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,087
Income earned, not collected on loans	$2,627,000	1,537
Earning assets	$483,954,000	1,254
Long-term assets (5+ years)	$104,515,000	1,042
Average Assets, year-to-date	$513,400,200	1,221
Average Assets, quarterly	$536,345,500	1,209
Volatile liabilities	$31,994,000	3,604
Insider loans	$15,633,000	395
FHLB advances	$50,000,000	803
Loans and leases held for sale	$1,764,000	739
Unused loan commitments	$166,541,000	689
Tier 1 (core) risk-based capital	$51,935,000	1,179
Tier 2 risk-based capital	$4,244,000	1,208
Total risk weighted assets	$500,929,000	940
Total unused commitments	$166,541,000	689
Derivatives	$0	1,023
2006-09-30		Rank
# of Employees:	206	802
Assets and Liabilities
Total Assets:	$531,640,000	1,231
Cash and due from depository institutions	$18,195,000	802
Interest-bearing balances	$544,000	2,994
Securities	$40,285,000	2,804
Federal funds sold & reverse repurchase agreements	$13,945,000	1,004
Net loans & leases	$421,383,000	1,054
Loan loss allowance	$3,863,000	1,344
Trading account assets	$0	154
Bank premises and fixed assets	$14,801,000	723
Other real estate owned	$0	802
Goodwill and other intangibles	$6,087,000	792
All other assets	$16,944,000	1,099
Life insurance assets	$9,343,000	617
Total liabilities and capital	$531,640,000	1,231
Total liabilities	$475,623,000	1,227
Total deposits	$430,901,000	1,171
Interest-bearing deposits	$273,092,000	1,650
Deposits held in domestic offices	$430,901,000	1,168
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,219,000	2,701
Trading liabilities	$0	74
Other borrowed funds	$40,000,000	1,084
Subordinated debt	$0	269
All other liabilities	$3,503,000	1,505
Total equity capital	$56,017,000	1,173
Total bank equity capital	$56,017,000	1,173
Perpetual preferred stock	$0	118
Common stock	$12,730,000	321
Surplus	$12,160,000	2,092
Undivided profits	$31,127,000	1,169
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$183,000	5,485
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$2,359,000	1,725
Earning assets	$476,157,000	1,260
Long-term assets (5+ years)	$103,199,000	1,048
Average Assets, year-to-date	$506,487,500	1,253
Average Assets, quarterly	$525,324,500	1,232
Volatile liabilities	$73,001,000	1,952
Insider loans	$15,241,000	412
FHLB advances	$40,000,000	1,003
Loans and leases held for sale	$2,069,000	659
Unused loan commitments	$160,311,000	743
Tier 1 (core) risk-based capital	$49,819,000	1,229
Tier 2 risk-based capital	$4,026,000	1,279
Total risk weighted assets	$484,930,000	969
Total unused commitments	$160,311,000	743
Derivatives	$0	1,023
2006-06-30		Rank
# of Employees:	199	833
Assets and Liabilities
Total Assets:	$519,009,000	1,244
Cash and due from depository institutions	$21,678,000	833
Interest-bearing balances	$1,014,000	2,417
Securities	$41,401,000	2,735
Federal funds sold & reverse repurchase agreements	$26,800,000	450
Net loans & leases	$391,924,000	1,126
Loan loss allowance	$3,695,000	1,390
Trading account assets	$0	157
Bank premises and fixed assets	$14,493,000	723
Other real estate owned	$0	833
Goodwill and other intangibles	$6,161,000	772
All other assets	$16,552,000	1,104
Life insurance assets	$9,242,000	614
Total liabilities and capital	$519,009,000	1,244
Total liabilities	$465,528,000	1,240
Total deposits	$430,781,000	1,155
Interest-bearing deposits	$266,707,000	1,654
Deposits held in domestic offices	$430,781,000	1,153
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,015,000	2,432
Trading liabilities	$0	73
Other borrowed funds	$30,000,000	1,354
Subordinated debt	$0	265
All other liabilities	$2,732,000	1,716
Total equity capital	$53,481,000	1,176
Total bank equity capital	$53,481,000	1,176
Perpetual preferred stock	$0	119
Common stock	$12,730,000	308
Surplus	$12,160,000	2,051
Undivided profits	$28,591,000	1,220
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$232,000	5,028
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$2,084,000	1,766
Earning assets	$461,139,000	1,282
Long-term assets (5+ years)	$105,874,000	1,006
Average Assets, year-to-date	$498,103,330	1,269
Average Assets, quarterly	$504,223,500	1,268
Volatile liabilities	$57,688,000	2,312
Insider loans	$17,368,000	335
FHLB advances	$30,000,000	1,260
Loans and leases held for sale	$6,116,000	349
Unused loan commitments	$178,183,000	678
Tier 1 (core) risk-based capital	$47,835,000	1,251
Tier 2 risk-based capital	$3,858,000	1,310
Total risk weighted assets	$455,262,000	1,008
Total unused commitments	$178,183,000	678
Derivatives	$0	1,000
2006-03-31		Rank
# of Employees:	194	838
Assets and Liabilities
Total Assets:	$489,438,000	1,301
Cash and due from depository institutions	$17,645,000	838
Interest-bearing balances	$1,214,000	2,379
Securities	$43,839,000	2,645
Federal funds sold & reverse repurchase agreements	$17,975,000	826
Net loans & leases	$376,183,000	1,138
Loan loss allowance	$4,005,000	1,262
Trading account assets	$0	154
Bank premises and fixed assets	$13,055,000	802
Other real estate owned	$0	838
Goodwill and other intangibles	$6,237,000	739
All other assets	$14,504,000	1,211
Life insurance assets	$7,777,000	702
Total liabilities and capital	$489,438,000	1,301
Total liabilities	$437,444,000	1,303
Total deposits	$422,281,000	1,162
Interest-bearing deposits	$265,313,000	1,648
Deposits held in domestic offices	$422,281,000	1,159
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,954,000	2,238
Trading liabilities	$0	77
Other borrowed funds	$10,000,000	2,571
Subordinated debt	$0	259
All other liabilities	$3,209,000	1,493
Total equity capital	$51,994,000	1,190
Total bank equity capital	$51,994,000	1,190
Perpetual preferred stock	$0	120
Common stock	$12,730,000	299
Surplus	$12,160,000	1,991
Undivided profits	$27,104,000	1,304
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$52,000	6,568
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$2,032,000	1,706
Earning assets	$439,211,000	1,321
Long-term assets (5+ years)	$105,381,000	985
Average Assets, year-to-date	$487,650,500	1,291
Average Assets, quarterly	$487,650,500	1,291
Volatile liabilities	$29,183,000	3,592
Insider loans	$15,955,000	368
FHLB advances	$10,000,000	2,454
Loans and leases held for sale	$2,994,000	469
Unused loan commitments	$139,769,000	791
Tier 1 (core) risk-based capital	$45,903,000	1,277
Tier 2 risk-based capital	$4,168,000	1,197
Total risk weighted assets	$433,397,000	1,030
Total unused commitments	$139,769,000	792
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	183	892
Assets and Liabilities
Total Assets:	$485,863,000	1,285
Cash and due from depository institutions	$18,533,000	892
Interest-bearing balances	$1,021,000	2,614
Securities	$44,393,000	2,628
Federal funds sold & reverse repurchase agreements	$24,130,000	524
Net loans & leases	$366,026,000	1,160
Loan loss allowance	$3,881,000	1,284
Trading account assets	$0	155
Bank premises and fixed assets	$11,905,000	875
Other real estate owned	$0	892
Goodwill and other intangibles	$6,312,000	721
All other assets	$14,564,000	1,185
Life insurance assets	$0	351
Total liabilities and capital	$485,863,000	1,285
Total liabilities	$435,683,000	1,290
Total deposits	$418,487,000	1,157
Interest-bearing deposits	$356,100,000	1,143
Deposits held in domestic offices	$418,487,000	1,156
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,847,000	1,856
Trading liabilities	$0	72
Other borrowed funds	$10,000,000	2,660
Subordinated debt	$0	258
All other liabilities	$3,349,000	1,429
Total equity capital	$50,180,000	1,212
Total bank equity capital	$50,180,000	1,212
Perpetual preferred stock	$0	122
Common stock	$12,730,000	291
Surplus	$12,160,000	1,948
Undivided profits	$25,290,000	1,390
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$53,000	6,684
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$1,976,000	1,776
Earning assets	$435,570,000	1,316
Long-term assets (5+ years)	$112,603,000	907
Average Assets, year-to-date	$484,843,400	1,225
Average Assets, quarterly	$505,630,000	1,220
Volatile liabilities	$31,261,000	3,379
Insider loans	$15,904,000	357
FHLB advances	$10,000,000	2,516
Loans and leases held for sale	$3,391,000	428
Unused loan commitments	$167,245,000	692
Tier 1 (core) risk-based capital	$44,027,000	1,298
Tier 2 risk-based capital	$4,044,000	1,208
Total risk weighted assets	$424,244,000	1,046
Total unused commitments	$167,245,000	692
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	181	893
Assets and Liabilities
Total Assets:	$525,397,000	1,161
Cash and due from depository institutions	$23,258,000	893
Interest-bearing balances	$468,000	3,522
Securities	$46,453,000	2,504
Federal funds sold & reverse repurchase agreements	$50,585,000	269
Net loans & leases	$373,852,000	1,097
Loan loss allowance	$3,759,000	1,310
Trading account assets	$0	146
Bank premises and fixed assets	$10,730,000	992
Other real estate owned	$0	893
Goodwill and other intangibles	$6,455,000	686
All other assets	$14,064,000	1,205
Life insurance assets	$0	341
Total liabilities and capital	$525,397,000	1,161
Total liabilities	$477,014,000	1,150
Total deposits	$444,072,000	1,059
Interest-bearing deposits	$395,313,000	1,004
Deposits held in domestic offices	$444,072,000	1,056
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,057,000	2,334
Trading liabilities	$0	63
Other borrowed funds	$28,000,000	1,408
Subordinated debt	$0	251
All other liabilities	$2,885,000	1,556
Total equity capital	$48,383,000	1,247
Total bank equity capital	$48,383,000	1,247
Perpetual preferred stock	$0	120
Common stock	$12,730,000	277
Surplus	$12,160,000	1,887
Undivided profits	$23,493,000	1,489
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$477,000	3,867
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,225
Income earned, not collected on loans	$1,853,000	1,820
Earning assets	$471,358,000	1,181
Long-term assets (5+ years)	$118,199,000	873
Average Assets, year-to-date	$484,588,500	1,213
Average Assets, quarterly	$510,944,000	1,179
Volatile liabilities	$48,155,000	2,464
Insider loans	$15,216,000	357
FHLB advances	$28,000,000	1,315
Loans and leases held for sale	$7,694,000	311
Unused loan commitments	$139,606,000	769
Tier 1 (core) risk-based capital	$41,925,000	1,343
Tier 2 risk-based capital	$3,922,000	1,215
Total risk weighted assets	$435,422,000	980
Total unused commitments	$139,606,000	771
Derivatives	$0	909
2005-06-30		Rank
# of Employees:	174	935
Assets and Liabilities
Total Assets:	$496,491,000	1,202
Cash and due from depository institutions	$16,800,000	935
Interest-bearing balances	$522,000	3,343
Securities	$49,951,000	2,366
Federal funds sold & reverse repurchase agreements	$29,820,000	415
Net loans & leases	$369,546,000	1,083
Loan loss allowance	$3,585,000	1,354
Trading account assets	$0	148
Bank premises and fixed assets	$10,179,000	1,016
Other real estate owned	$0	935
Goodwill and other intangibles	$6,598,000	670
All other assets	$13,597,000	1,207
Life insurance assets	$0	339
Total liabilities and capital	$496,491,000	1,202
Total liabilities	$449,896,000	1,195
Total deposits	$418,612,000	1,092
Interest-bearing deposits	$353,012,000	1,093
Deposits held in domestic offices	$418,612,000	1,090
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$799,000	2,995
Trading liabilities	$0	65
Other borrowed funds	$28,000,000	1,408
Subordinated debt	$0	251
All other liabilities	$2,485,000	1,648
Total equity capital	$46,595,000	1,279
Total bank equity capital	$46,595,000	1,279
Perpetual preferred stock	$0	118
Common stock	$12,730,000	261
Surplus	$12,160,000	1,841
Undivided profits	$21,705,000	1,583
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$494,000	3,724
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,247
Income earned, not collected on loans	$1,778,000	1,721
Earning assets	$449,839,000	1,208
Long-term assets (5+ years)	$127,623,000	800
Average Assets, year-to-date	$470,985,670	1,244
Average Assets, quarterly	$483,366,000	1,224
Volatile liabilities	$45,369,000	2,450
Insider loans	$6,257,000	998
FHLB advances	$28,000,000	1,325
Loans and leases held for sale	$7,446,000	334
Unused loan commitments	$133,544,000	779
Tier 1 (core) risk-based capital	$39,821,000	1,377
Tier 2 risk-based capital	$3,738,000	1,258
Total risk weighted assets	$424,561,000	976
Total unused commitments	$133,544,000	779
Derivatives	$0	866
2005-03-31		Rank
# of Employees:	167	963
Assets and Liabilities
Total Assets:	$470,241,000	1,260
Cash and due from depository institutions	$12,981,000	963
Interest-bearing balances	$681,000	3,105
Securities	$53,088,000	2,283
Federal funds sold & reverse repurchase agreements	$30,645,000	390
Net loans & leases	$343,235,000	1,146
Loan loss allowance	$3,395,000	1,407
Trading account assets	$0	148
Bank premises and fixed assets	$9,791,000	1,035
Other real estate owned	$0	963
Goodwill and other intangibles	$6,742,000	655
All other assets	$13,759,000	1,179
Life insurance assets	$0	333
Total liabilities and capital	$470,241,000	1,260
Total liabilities	$425,753,000	1,240
Total deposits	$393,309,000	1,158
Interest-bearing deposits	$307,482,000	1,282
Deposits held in domestic offices	$393,309,000	1,155
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$732,000	2,760
Trading liabilities	$0	65
Other borrowed funds	$28,500,000	1,343
Subordinated debt	$0	265
All other liabilities	$3,212,000	1,351
Total equity capital	$44,488,000	1,304
Total bank equity capital	$44,488,000	1,304
Perpetual preferred stock	$0	120
Common stock	$12,730,000	249
Surplus	$12,160,000	1,787
Undivided profits	$19,598,000	1,678
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$472,000	3,833
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$1,623,000	1,840
Earning assets	$427,649,000	1,256
Long-term assets (5+ years)	$134,880,000	771
Average Assets, year-to-date	$458,233,000	1,268
Average Assets, quarterly	$458,233,000	1,268
Volatile liabilities	$46,381,000	2,311
Insider loans	$6,410,000	948
FHLB advances	$28,500,000	1,253
Loans and leases held for sale	$5,541,000	361
Unused loan commitments	$137,901,000	750
Tier 1 (core) risk-based capital	$37,932,000	1,421
Tier 2 risk-based capital	$3,548,000	1,317
Total risk weighted assets	$398,092,000	1,029
Total unused commitments	$137,901,000	750
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	170	960
Assets and Liabilities
Total Assets:	$446,225,000	1,308
Cash and due from depository institutions	$16,591,000	960
Interest-bearing balances	$3,991,000	1,308
Securities	$57,386,000	2,151
Federal funds sold & reverse repurchase agreements	$5,000,000	2,218
Net loans & leases	$337,216,000	1,160
Loan loss allowance	$3,247,000	1,456
Trading account assets	$0	153
Bank premises and fixed assets	$9,757,000	1,029
Other real estate owned	$0	960
Goodwill and other intangibles	$6,885,000	639
All other assets	$13,390,000	1,176
Life insurance assets	$0	334
Total liabilities and capital	$446,225,000	1,308
Total liabilities	$402,940,000	1,305
Total deposits	$370,982,000	1,221
Interest-bearing deposits	$226,986,000	1,757
Deposits held in domestic offices	$370,982,000	1,218
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$766,000	2,851
Trading liabilities	$0	66
Other borrowed funds	$28,500,000	1,362
Subordinated debt	$0	272
All other liabilities	$2,692,000	1,505
Total equity capital	$43,285,000	1,330
Total bank equity capital	$43,285,000	1,330
Perpetual preferred stock	$0	118
Common stock	$12,730,000	239
Surplus	$12,160,000	1,764
Undivided profits	$18,395,000	1,819
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$871,000	2,668
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$1,654,000	1,754
Earning assets	$403,593,000	1,333
Long-term assets (5+ years)	$134,737,000	784
Average Assets, year-to-date	$450,861,800	1,232
Average Assets, quarterly	$452,490,500	1,275
Volatile liabilities	$47,300,000	2,205
Insider loans	$6,179,000	967
FHLB advances	$28,500,000	1,269
Loans and leases held for sale	$2,253,000	582
Unused loan commitments	$123,470,000	789
Tier 1 (core) risk-based capital	$36,253,000	1,476
Tier 2 risk-based capital	$3,400,000	1,360
Total risk weighted assets	$390,344,000	1,042
Total unused commitments	$123,470,000	789
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	167	957
Assets and Liabilities
Total Assets:	$458,756,000	1,253
Cash and due from depository institutions	$34,015,000	957
Interest-bearing balances	$5,707,000	1,012
Securities	$59,837,000	2,054
Federal funds sold & reverse repurchase agreements	$24,245,000	463
Net loans & leases	$311,375,000	1,230
Loan loss allowance	$3,133,000	1,503
Trading account assets	$0	149
Bank premises and fixed assets	$9,274,000	1,057
Other real estate owned	$0	957
Goodwill and other intangibles	$7,032,000	612
All other assets	$12,978,000	1,179
Life insurance assets	$0	330
Total liabilities and capital	$458,756,000	1,253
Total liabilities	$416,774,000	1,241
Total deposits	$385,390,000	1,147
Interest-bearing deposits	$227,590,000	1,720
Deposits held in domestic offices	$385,390,000	1,143
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$566,000	3,131
Trading liabilities	$0	68
Other borrowed funds	$28,500,000	1,367
Subordinated debt	$0	276
All other liabilities	$2,318,000	1,700
Total equity capital	$41,982,000	1,351
Total bank equity capital	$41,982,000	1,351
Perpetual preferred stock	$0	124
Common stock	$12,730,000	234
Surplus	$12,160,000	1,736
Undivided profits	$17,092,000	1,945
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$843,000	2,932
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$1,541,000	1,990
Earning assets	$401,164,000	1,313
Long-term assets (5+ years)	$129,138,000	816
Average Assets, year-to-date	$452,021,000	1,214
Average Assets, quarterly	$460,705,500	1,226
Volatile liabilities	$49,020,000	2,124
Insider loans	$3,565,000	1,644
FHLB advances	$28,500,000	1,268
Loans and leases held for sale	$2,489,000	534
Unused loan commitments	$127,376,000	758
Tier 1 (core) risk-based capital	$34,651,000	1,518
Tier 2 risk-based capital	$3,286,000	1,384
Total risk weighted assets	$368,637,000	1,079
Total unused commitments	$127,376,000	761
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	170	950
Assets and Liabilities
Total Assets:	$462,655,000	1,215
Cash and due from depository institutions	$32,998,000	950
Interest-bearing balances	$1,357,000	2,530
Securities	$63,087,000	1,981
Federal funds sold & reverse repurchase agreements	$39,565,000	295
Net loans & leases	$297,265,000	1,251
Loan loss allowance	$3,144,000	1,477
Trading account assets	$0	153
Bank premises and fixed assets	$9,387,000	1,030
Other real estate owned	$0	950
Goodwill and other intangibles	$7,137,000	588
All other assets	$13,216,000	1,176
Life insurance assets	$0	323
Total liabilities and capital	$462,655,000	1,215
Total liabilities	$419,118,000	1,207
Total deposits	$387,951,000	1,113
Interest-bearing deposits	$225,249,000	1,722
Deposits held in domestic offices	$387,951,000	1,109
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$863,000	2,949
Trading liabilities	$0	69
Other borrowed funds	$28,500,000	1,334
Subordinated debt	$0	288
All other liabilities	$1,804,000	1,918
Total equity capital	$43,537,000	1,248
Total bank equity capital	$43,537,000	1,248
Perpetual preferred stock	$0	126
Common stock	$12,730,000	229
Surplus	$12,160,000	1,687
Undivided profits	$18,647,000	1,698
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$950,000	2,708
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$1,493,000	1,903
Earning assets	$401,274,000	1,277
Long-term assets (5+ years)	$137,877,000	794
Average Assets, year-to-date	$449,776,000	1,214
Average Assets, quarterly	$454,675,000	1,217
Volatile liabilities	$50,985,000	2,014
Insider loans	$6,350,000	887
FHLB advances	$28,500,000	1,237
Loans and leases held for sale	$3,454,000	451
Unused loan commitments	$113,560,000	810
Tier 1 (core) risk-based capital	$36,747,000	1,416
Tier 2 risk-based capital	$3,272,000	1,378
Total risk weighted assets	$347,391,000	1,128
Total unused commitments	$113,560,000	811
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	145	1,153
Assets and Liabilities
Total Assets:	$357,865,000	1,601
Cash and due from depository institutions	$24,054,000	1,153
Interest-bearing balances	$550,000	3,661
Securities	$44,988,000	2,671
Federal funds sold & reverse repurchase agreements	$26,850,000	512
Net loans & leases	$243,189,000	1,505
Loan loss allowance	$2,589,000	1,764
Trading account assets	$0	144
Bank premises and fixed assets	$6,742,000	1,451
Other real estate owned	$0	1,153
Goodwill and other intangibles	$308,000	2,318
All other assets	$11,734,000	1,223
Life insurance assets	$0	322
Total liabilities and capital	$357,865,000	1,601
Total liabilities	$327,814,000	1,572
Total deposits	$296,887,000	1,521
Interest-bearing deposits	$167,918,000	2,283
Deposits held in domestic offices	$296,887,000	1,518
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$389,000	2,884
Trading liabilities	$0	70
Other borrowed funds	$28,500,000	1,268
Subordinated debt	$0	287
All other liabilities	$2,038,000	1,948
Total equity capital	$30,051,000	1,864
Total bank equity capital	$30,051,000	1,864
Perpetual preferred stock	$0	129
Common stock	$4,032,000	948
Surplus	$8,200,000	2,328
Undivided profits	$17,819,000	1,868
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,482,000	1,937
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$1,186,000	2,416
Earning assets	$315,577,000	1,664
Long-term assets (5+ years)	$104,054,000	1,015
Average Assets, year-to-date	$352,209,000	1,605
Average Assets, quarterly	$352,209,000	1,605
Volatile liabilities	$19,507,000	3,983
Insider loans	$6,226,000	889
FHLB advances	$28,500,000	1,167
Loans and leases held for sale	$5,686,000	373
Unused loan commitments	$82,430,000	1,019
Tier 1 (core) risk-based capital	$29,400,000	1,761
Tier 2 risk-based capital	$2,679,000	1,621
Total risk weighted assets	$278,730,000	1,403
Total unused commitments	$82,430,000	1,021
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	134	1,273
Assets and Liabilities
Total Assets:	$346,553,000	1,634
Cash and due from depository institutions	$32,325,000	1,273
Interest-bearing balances	$563,000	3,529
Securities	$46,899,000	2,618
Federal funds sold & reverse repurchase agreements	$21,200,000	527
Net loans & leases	$227,644,000	1,593
Loan loss allowance	$2,455,000	1,848
Trading account assets	$0	168
Bank premises and fixed assets	$6,433,000	1,515
Other real estate owned	$0	1,273
Goodwill and other intangibles	$318,000	2,295
All other assets	$11,734,000	1,255
Life insurance assets	$0	1
Total liabilities and capital	$346,553,000	1,634
Total liabilities	$317,582,000	1,612
Total deposits	$286,339,000	1,560
Interest-bearing deposits	$167,648,000	2,288
Deposits held in domestic offices	$286,339,000	1,558
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$460,000	3,071
Trading liabilities	$0	72
Other borrowed funds	$28,500,000	1,289
Subordinated debt	$0	293
All other liabilities	$2,283,000	1,680
Total equity capital	$28,971,000	1,889
Total bank equity capital	$28,971,000	1,889
Perpetual preferred stock	$0	131
Common stock	$4,032,000	951
Surplus	$8,200,000	2,299
Undivided profits	$16,739,000	1,920
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,541,000	1,925
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$1,192,000	2,531
Earning assets	$296,306,000	1,753
Long-term assets (5+ years)	$110,101,000	988
Average Assets, year-to-date	$338,396,400	1,604
Average Assets, quarterly	$338,196,000	1,648
Volatile liabilities	$19,597,000	3,961
Insider loans	$1,981,000	2,634
FHLB advances	$28,500,000	1,189
Loans and leases held for sale	$4,402,000	410
Unused loan commitments	$84,292,000	964
Tier 1 (core) risk-based capital	$28,516,000	1,801
Tier 2 risk-based capital	$2,545,000	1,690
Total risk weighted assets	$263,594,000	1,474
Total unused commitments	$84,292,000	965
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	127	1,375
Assets and Liabilities
Total Assets:	$329,839,000	1,708
Cash and due from depository institutions	$24,506,000	1,375
Interest-bearing balances	$693,000	3,457
Securities	$39,392,000	2,972
Federal funds sold & reverse repurchase agreements	$24,700,000	590
Net loans & leases	$223,422,000	1,606
Loan loss allowance	$2,748,000	1,683
Trading account assets	$0	165
Bank premises and fixed assets	$5,948,000	1,636
Other real estate owned	$0	1,375
Goodwill and other intangibles	$328,000	2,256
All other assets	$11,543,000	1,272
Life insurance assets	$0	1
Total liabilities and capital	$329,839,000	1,708
Total liabilities	$301,857,000	1,685
Total deposits	$270,785,000	1,664
Interest-bearing deposits	$158,446,000	2,420
Deposits held in domestic offices	$270,785,000	1,662
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$355,000	3,029
Trading liabilities	$0	72
Other borrowed funds	$28,500,000	1,256
Subordinated debt	$0	293
All other liabilities	$2,217,000	1,775
Total equity capital	$27,982,000	1,956
Total bank equity capital	$27,982,000	1,956
Perpetual preferred stock	$0	137
Common stock	$4,032,000	939
Surplus	$8,200,000	2,272
Undivided profits	$15,750,000	2,034
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$797,000	3,324
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$1,002,000	3,133
Earning assets	$288,207,000	1,793
Long-term assets (5+ years)	$105,696,000	1,034
Average Assets, year-to-date	$336,357,250	1,624
Average Assets, quarterly	$338,864,500	1,655
Volatile liabilities	$18,947,000	4,006
Insider loans	$1,193,000	3,645
FHLB advances	$28,500,000	1,152
Loans and leases held for sale	$8,578,000	371
Unused loan commitments	$86,970,000	961
Tier 1 (core) risk-based capital	$27,537,000	1,867
Tier 2 risk-based capital	$2,838,000	1,531
Total risk weighted assets	$259,822,000	1,481
Total unused commitments	$86,970,000	962
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	125	1,401
Assets and Liabilities
Total Assets:	$347,890,000	1,606
Cash and due from depository institutions	$32,289,000	1,401
Interest-bearing balances	$2,266,000	2,348
Securities	$48,588,000	2,454
Federal funds sold & reverse repurchase agreements	$33,100,000	470
Net loans & leases	$218,819,000	1,621
Loan loss allowance	$2,515,000	1,785
Trading account assets	$0	170
Bank premises and fixed assets	$3,952,000	2,439
Other real estate owned	$0	1,401
Goodwill and other intangibles	$338,000	2,187
All other assets	$10,804,000	1,280
Life insurance assets	$0	1
Total liabilities and capital	$347,890,000	1,606
Total liabilities	$320,318,000	1,571
Total deposits	$290,036,000	1,526
Interest-bearing deposits	$153,191,000	2,496
Deposits held in domestic offices	$290,036,000	1,522
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$127,000	3,130
Trading liabilities	$0	74
Other borrowed funds	$28,500,000	1,255
Subordinated debt	$0	266
All other liabilities	$1,655,000	2,320
Total equity capital	$27,572,000	1,974
Total bank equity capital	$27,572,000	1,974
Perpetual preferred stock	$0	140
Common stock	$4,032,000	931
Surplus	$8,200,000	2,228
Undivided profits	$15,340,000	2,117
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$800,000	3,356
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$1,095,000	2,781
Earning assets	$302,773,000	1,688
Long-term assets (5+ years)	$96,018,000	1,072
Average Assets, year-to-date	$338,530,000	1,606
Average Assets, quarterly	$339,981,500	1,619
Volatile liabilities	$18,429,000	4,020
Insider loans	$3,386,000	1,629
FHLB advances	$28,500,000	1,150
Loans and leases held for sale	$9,266,000	491
Unused loan commitments	$80,764,000	1,000
Tier 1 (core) risk-based capital	$26,524,000	1,905
Tier 2 risk-based capital	$2,580,000	1,614
Total risk weighted assets	$248,679,000	1,514
Total unused commitments	$80,764,000	1,004
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	122	1,424
Assets and Liabilities
Total Assets:	$332,073,000	1,639
Cash and due from depository institutions	$21,606,000	1,424
Interest-bearing balances	$852,000	3,348
Securities	$59,145,000	2,044
Federal funds sold & reverse repurchase agreements	$26,600,000	600
Net loans & leases	$210,135,000	1,656
Loan loss allowance	$2,462,000	1,781
Trading account assets	$0	169
Bank premises and fixed assets	$3,926,000	2,422
Other real estate owned	$0	1,424
Goodwill and other intangibles	$348,000	2,170
All other assets	$10,313,000	1,319
Life insurance assets	$0	1
Total liabilities and capital	$332,073,000	1,639
Total liabilities	$305,732,000	1,606
Total deposits	$269,873,000	1,631
Interest-bearing deposits	$156,041,000	2,447
Deposits held in domestic offices	$269,873,000	1,627
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$118,000	2,953
Trading liabilities	$0	79
Other borrowed funds	$28,500,000	1,202
Subordinated debt	$0	265
All other liabilities	$7,241,000	781
Total equity capital	$26,341,000	2,026
Total bank equity capital	$26,341,000	2,026
Perpetual preferred stock	$0	141
Common stock	$4,032,000	922
Surplus	$8,200,000	2,198
Undivided profits	$14,109,000	2,232
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,028,000	2,800
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$1,125,000	2,733
Earning assets	$296,732,000	1,689
Long-term assets (5+ years)	$96,961,000	1,014
Average Assets, year-to-date	$333,850,000	1,622
Average Assets, quarterly	$333,850,000	1,622
Volatile liabilities	$8,699,000	6,061
Insider loans	$3,194,000	1,697
FHLB advances	$28,500,000	1,108
Loans and leases held for sale	$4,979,000	622
Unused loan commitments	$70,018,000	1,086
Tier 1 (core) risk-based capital	$25,555,000	1,963
Tier 2 risk-based capital	$2,527,000	1,620
Total risk weighted assets	$240,400,000	1,540
Total unused commitments	$70,018,000	1,095
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	118	1,451
Assets and Liabilities
Total Assets:	$335,627,000	1,607
Cash and due from depository institutions	$24,011,000	1,451
Interest-bearing balances	$520,000	3,719
Securities	$65,388,000	1,842
Federal funds sold & reverse repurchase agreements	$36,300,000	386
Net loans & leases	$195,477,000	1,760
Loan loss allowance	$2,336,000	1,828
Trading account assets	$0	170
Bank premises and fixed assets	$3,888,000	2,411
Other real estate owned	$0	1,451
Goodwill and other intangibles	$359,000	2,130
All other assets	$10,204,000	1,289
Life insurance assets	$0	1
Total liabilities and capital	$335,627,000	1,607
Total liabilities	$310,066,000	1,569
Total deposits	$264,881,000	1,614
Interest-bearing deposits	$157,622,000	2,357
Deposits held in domestic offices	$264,881,000	1,611
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$258,000	2,974
Trading liabilities	$0	75
Other borrowed funds	$38,000,000	983
Subordinated debt	$0	258
All other liabilities	$6,927,000	779
Total equity capital	$25,561,000	2,067
Total bank equity capital	$25,561,000	2,067
Perpetual preferred stock	$0	142
Common stock	$4,032,000	917
Surplus	$8,200,000	2,160
Undivided profits	$13,329,000	2,323
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,346,000	2,189
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$1,106,000	2,913
Earning assets	$297,685,000	1,641
Long-term assets (5+ years)	$80,180,000	1,177
Average Assets, year-to-date	$279,482,000	1,818
Average Assets, quarterly	$333,478,500	1,592
Volatile liabilities	$18,419,000	3,956
Insider loans	$2,456,000	2,117
FHLB advances	$38,000,000	880
Loans and leases held for sale	$8,166,000	517
Unused loan commitments	$65,254,000	1,112
Tier 1 (core) risk-based capital	$24,639,000	2,000
Tier 2 risk-based capital	$2,376,000	1,671
Total risk weighted assets	$225,447,000	1,609
Total unused commitments	$65,254,000	1,114
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	106	1,601
Assets and Liabilities
Total Assets:	$214,215,000	2,387
Cash and due from depository institutions	$14,497,000	1,601
Interest-bearing balances	$172,000	4,649
Securities	$22,020,000	4,231
Federal funds sold & reverse repurchase agreements	$6,000,000	2,385
Net loans & leases	$160,232,000	2,029
Loan loss allowance	$1,744,000	2,257
Trading account assets	$0	182
Bank premises and fixed assets	$2,951,000	2,996
Other real estate owned	$0	1,601
Goodwill and other intangibles	$402,000	1,999
All other assets	$8,113,000	1,467
Life insurance assets	$0	1
Total liabilities and capital	$214,215,000	2,387
Total liabilities	$197,603,000	2,331
Total deposits	$195,596,000	2,109
Interest-bearing deposits	$125,761,000	2,790
Deposits held in domestic offices	$195,596,000	2,104
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$137,000	3,310
Trading liabilities	$0	69
Other borrowed funds	$0	5,675
Subordinated debt	$0	241
All other liabilities	$1,870,000	2,108
Total equity capital	$16,612,000	2,897
Total bank equity capital	$16,612,000	2,897
Perpetual preferred stock	$0	158
Common stock	$4,032,000	916
Surplus	$3,000,000	4,359
Undivided profits	$9,580,000	2,844
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,494,000	1,959
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$810,000	4,156
Earning assets	$188,424,000	2,472
Long-term assets (5+ years)	$40,193,000	2,016
Average Assets, year-to-date	$194,757,200	2,492
Average Assets, quarterly	$205,542,000	2,460
Volatile liabilities	$7,318,000	6,476
Insider loans	$4,317,000	1,141
FHLB advances	$0	4,938
Loans and leases held for sale	$4,082,000	658
Unused loan commitments	$34,441,000	1,666
Tier 1 (core) risk-based capital	$16,364,000	2,807
Tier 2 risk-based capital	$1,744,000	2,092
Total risk weighted assets	$177,592,000	1,900
Total unused commitments	$34,441,000	1,670
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	89	1,890
Assets and Liabilities
Total Assets:	$183,395,000	2,629
Cash and due from depository institutions	$19,633,000	1,890
Interest-bearing balances	$361,000	3,331
Securities	$16,594,000	5,243
Federal funds sold & reverse repurchase agreements	$4,600,000	2,539
Net loans & leases	$136,155,000	2,307
Loan loss allowance	$1,320,000	2,728
Trading account assets	$0	175
Bank premises and fixed assets	$2,379,000	3,529
Other real estate owned	$0	1,890
Goodwill and other intangibles	$15,000	3,004
All other assets	$4,019,000	2,206
Life insurance assets	$0	1
Total liabilities and capital	$183,395,000	2,629
Total liabilities	$170,044,000	2,575
Total deposits	$167,748,000	2,344
Interest-bearing deposits	$115,876,000	2,914
Deposits held in domestic offices	$167,748,000	2,337
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,755
Trading liabilities	$0	77
Other borrowed funds	$0	5,732
Subordinated debt	$0	239
All other liabilities	$2,296,000	1,846
Total equity capital	$13,351,000	3,424
Total bank equity capital	$13,351,000	3,424
Perpetual preferred stock	$0	178
Common stock	$4,032,000	920
Surplus	$1,500,000	6,147
Undivided profits	$7,819,000	3,185
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$991,000	2,311
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$983,000	2,794
Earning assets	$157,710,000	2,796
Long-term assets (5+ years)	$32,042,000	2,292
Average Assets, year-to-date	$167,279,000	2,727
Average Assets, quarterly	$178,402,000	2,661
Volatile liabilities	$7,659,000	6,372
Insider loans	$326,000	6,358
FHLB advances	$0	771
Loans and leases held for sale	$2,475,000	465
Unused loan commitments	$31,208,000	1,683
Tier 1 (core) risk-based capital	$13,477,000	3,291
Tier 2 risk-based capital	$1,320,000	2,562
Total risk weighted assets	$148,020,500	2,162
Total unused commitments	$31,208,000	1,684
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	91	1,890
Assets and Liabilities
Total Assets:	$146,388,000	3,155
Cash and due from depository institutions	$17,573,000	1,890
Interest-bearing balances	$378,000	3,427
Securities	$19,059,000	5,005
Federal funds sold & reverse repurchase agreements	$1,200,000	4,637
Net loans & leases	$102,546,000	2,855
Loan loss allowance	$1,242,000	2,841
Trading account assets	$0	165
Bank premises and fixed assets	$2,751,000	3,088
Other real estate owned	$0	1,890
Goodwill and other intangibles	$27,000	2,999
All other assets	$3,232,000	2,649
Life insurance assets	$0	1
Total liabilities and capital	$146,388,000	3,155
Total liabilities	$136,642,000	3,062
Total deposits	$133,136,000	2,866
Interest-bearing deposits	$93,060,000	3,470
Deposits held in domestic offices	$133,136,000	2,861
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,211,000	2,392
Trading liabilities	$0	65
Other borrowed funds	$0	5,751
Subordinated debt	$0	242
All other liabilities	$1,295,000	2,636
Total equity capital	$9,746,000	4,344
Total bank equity capital	$9,746,000	4,344
Perpetual preferred stock	$0	193
Common stock	$4,032,000	933
Surplus	$700,000	7,917
Undivided profits	$5,014,000	4,178
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$905,000	2,367
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$50,000	1,106
Income earned, not collected on loans	$797,000	2,929
Earning assets	$123,183,000	3,406
Long-term assets (5+ years)	$24,776,000	2,886
Average Assets, year-to-date	$134,071,200	3,303
Average Assets, quarterly	$142,680,000	3,200
Volatile liabilities	$12,808,000	4,713
Insider loans	$300,000	6,477
FHLB advances	$0	802
Loans and leases held for sale	$121,000	1,290
Unused loan commitments	$39,995,000	1,416
Tier 1 (core) risk-based capital	$10,378,000	4,115
Tier 2 risk-based capital	$1,242,000	2,588
Total risk weighted assets	$108,099,500	2,776
Total unused commitments	$39,995,000	1,419
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	68	2,610
Assets and Liabilities
Total Assets:	$130,475,000	3,442
Cash and due from depository institutions	$17,906,000	2,610
Interest-bearing balances	$667,000	3,234
Securities	$28,578,000	3,788
Federal funds sold & reverse repurchase agreements	$7,700,000	2,226
Net loans & leases	$71,501,000	3,713
Loan loss allowance	$1,070,000	3,151
Trading account assets	$0	197
Bank premises and fixed assets	$2,041,000	3,849
Other real estate owned	$0	2,610
Goodwill and other intangibles	$62,000	2,829
All other assets	$2,687,000	2,734
Life insurance assets	$0	1
Total liabilities and capital	$130,475,000	3,442
Total liabilities	$121,077,000	3,345
Total deposits	$119,516,000	3,156
Interest-bearing deposits	$80,735,000	3,925
Deposits held in domestic offices	$119,516,000	3,150
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,214
Trading liabilities	$0	69
Other borrowed funds	$0	5,274
Subordinated debt	$0	255
All other liabilities	$1,561,000	2,441
Total equity capital	$9,398,000	4,604
Total bank equity capital	$9,398,000	4,604
Perpetual preferred stock	$0	199
Common stock	$4,032,000	894
Surplus	$700,000	8,031
Undivided profits	$4,666,000	4,652
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$934,000	2,510
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,642
Income earned, not collected on loans	$410,000	5,362
Earning assets	$108,446,000	3,778
Long-term assets (5+ years)	$28,506,000	2,462
Average Assets, year-to-date	$109,196,800	3,835
Average Assets, quarterly	$124,647,500	3,530
Volatile liabilities	$4,673,000	7,215
Insider loans	$569,000	4,957
FHLB advances	$0	740
Loans and leases held for sale	$1,655,000	878
Unused loan commitments	$25,429,000	1,871
Tier 1 (core) risk-based capital	$9,524,000	4,360
Tier 2 risk-based capital	$1,070,000	2,861
Total risk weighted assets	$95,801,700	2,937
Total unused commitments	$25,429,000	1,878
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	62	2,921
Assets and Liabilities
Total Assets:	$93,165,000	4,595
Cash and due from depository institutions	$13,101,000	2,921
Interest-bearing balances	$610,000	2,935
Securities	$19,894,000	4,927
Federal funds sold & reverse repurchase agreements	$500,000	7,210
Net loans & leases	$54,697,000	4,635
Loan loss allowance	$931,000	3,589
Trading account assets	$0	203
Bank premises and fixed assets	$2,073,000	3,727
Other real estate owned	$62,000	2,921
Goodwill and other intangibles	$109,000	2,566
All other assets	$2,729,000	2,624
Life insurance assets	$0	1
Total liabilities and capital	$93,165,000	4,595
Total liabilities	$85,418,000	4,495
Total deposits	$83,849,000	4,337
Interest-bearing deposits	$65,142,000	4,738
Deposits held in domestic offices	$83,849,000	4,328
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,723
Trading liabilities	$0	80
Other borrowed funds	$0	5,103
Subordinated debt	$0	260
All other liabilities	$1,569,000	2,463
Total equity capital	$7,747,000	5,327
Total bank equity capital	$7,747,000	5,327
Perpetual preferred stock	$0	223
Common stock	$4,032,000	892
Surplus	$0	10,084
Undivided profits	$3,715,000	5,398
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$960,000	2,533
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,731
Income earned, not collected on loans	$387,000	5,801
Earning assets	$75,701,000	5,063
Long-term assets (5+ years)	$22,523,000	2,586
Average Assets, year-to-date	$88,837,200	4,628
Average Assets, quarterly	$93,230,500	4,546
Volatile liabilities	$1,088,000	10,081
Insider loans	$322,000	6,493
FHLB advances	$0	780
Loans and leases held for sale	$495,000	1,056
Unused loan commitments	$19,915,000	2,115
Tier 1 (core) risk-based capital	$8,019,000	5,051
Tier 2 risk-based capital	$804,850	3,549
Total risk weighted assets	$64,261,850	4,099
Total unused commitments	$19,915,000	2,121
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	56	3,359
Assets and Liabilities
Total Assets:	$85,109,000	5,049
Cash and due from depository institutions	$13,684,000	3,359
Interest-bearing balances	$100,000	4,564
Securities	$16,398,000	6,062
Federal funds sold & reverse repurchase agreements	$1,100,000	6,231
Net loans & leases	$49,580,000	5,069
Loan loss allowance	$772,000	4,357
Trading account assets	$0	240
Bank premises and fixed assets	$1,756,000	4,166
Other real estate owned	$0	3,359
Goodwill and other intangibles	$92,000	2,552
All other assets	$2,499,000	2,943
Life insurance assets	$0	1
Total liabilities and capital	$85,109,000	5,049
Total liabilities	$78,395,000	4,953
Total deposits	$72,306,000	5,046
Interest-bearing deposits	$58,761,000	5,297
Deposits held in domestic offices	$72,306,000	5,036
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,730,000	1,645
Trading liabilities	$0	97
Other borrowed funds	$0	5,299
Subordinated debt	$0	298
All other liabilities	$1,359,000	2,793
Total equity capital	$6,714,000	5,989
Total bank equity capital	$6,714,000	5,989
Perpetual preferred stock	$0	250
Common stock	$4,032,000	943
Surplus	$0	10,586
Undivided profits	$2,682,000	6,402
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,125,000	2,461
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,832
Income earned, not collected on loans	$343,000	6,335
Earning assets	$67,178,000	5,676
Long-term assets (5+ years)	$13,009,000	3,587
Average Assets, year-to-date	$76,479,200	5,336
Average Assets, quarterly	$81,215,500	5,207
Volatile liabilities	$8,166,000	5,534
Insider loans	$254,000	7,223
FHLB advances	$0	882
Loans and leases held for sale	$616,000	903
Unused loan commitments	$12,238,000	2,945
Tier 1 (core) risk-based capital	$7,064,000	5,653
Tier 2 risk-based capital	$734,130	3,914
Total risk weighted assets	$58,692,630	4,461
Total unused commitments	$12,238,000	2,960
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	49	3,911
Assets and Liabilities
Total Assets:	$72,337,000	5,807
Cash and due from depository institutions	$9,147,000	3,911
Interest-bearing balances	$100,000	4,830
Securities	$17,542,000	6,098
Federal funds sold & reverse repurchase agreements	$1,750,000	5,938
Net loans & leases	$39,920,000	5,846
Loan loss allowance	$766,000	4,400
Trading account assets	$0	261
Bank premises and fixed assets	$1,666,000	4,322
Other real estate owned	$0	3,911
Goodwill and other intangibles	$127,000	2,242
All other assets	$2,185,000	3,353
Life insurance assets	$0	1
Total liabilities and capital	$72,337,000	5,807
Total liabilities	$66,145,000	5,715
Total deposits	$64,762,000	5,596
Interest-bearing deposits	$57,218,000	5,496
Deposits held in domestic offices	$64,762,000	5,586
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,736
Trading liabilities	$0	110
Other borrowed funds	$0	5,136
Subordinated debt	$0	337
All other liabilities	$1,383,000	2,814
Total equity capital	$6,192,000	6,410
Total bank equity capital	$6,192,000	6,410
Perpetual preferred stock	$0	288
Common stock	$4,032,000	948
Surplus	$0	11,041
Undivided profits	$2,160,000	7,233
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,131,000	2,399
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$368,000	6,194
Earning assets	$59,312,000	6,283
Long-term assets (5+ years)	$7,915,000	4,636
Average Assets, year-to-date	$72,580,000	5,589
Average Assets, quarterly	$72,755,000	5,712
Volatile liabilities	$3,052,000	8,525
Insider loans	$511,000	5,600
FHLB advances	$0	855
Loans and leases held for sale	$0	1,606
Unused loan commitments	$8,502,000	3,633
Tier 1 (core) risk-based capital	$6,578,000	5,999
Tier 2 risk-based capital	$619,840	4,448
Total risk weighted assets	$49,441,240	5,080
Total unused commitments	$8,502,000	3,646
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	44	4,472
Assets and Liabilities
Total Assets:	$73,195,000	5,713
Cash and due from depository institutions	$8,350,000	4,472
Interest-bearing balances	$100,000	5,091
Securities	$24,954,000	4,983
Federal funds sold & reverse repurchase agreements	$0	8,397
Net loans & leases	$35,800,000	6,259
Loan loss allowance	$875,000	4,042
Trading account assets	$0	286
Bank premises and fixed assets	$1,487,000	4,665
Other real estate owned	$246,000	4,472
Goodwill and other intangibles	$162,000	2,035
All other assets	$2,196,000	3,543
Life insurance assets	$0	1
Total liabilities and capital	$73,195,000	5,713
Total liabilities	$68,281,000	5,569
Total deposits	$62,800,000	5,718
Interest-bearing deposits	$55,939,000	5,563
Deposits held in domestic offices	$62,800,000	5,711
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,728,000	1,850
Trading liabilities	$0	87
Other borrowed funds	$0	5,375
Subordinated debt	$0	372
All other liabilities	$753,000	3,788
Total equity capital	$4,914,000	7,210
Total bank equity capital	$4,914,000	7,210
Perpetual preferred stock	$0	310
Common stock	$4,032,000	935
Surplus	$0	11,565
Undivided profits	$882,000	9,324
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$783,000	3,177
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$232,000	7,813
Earning assets	$60,854,000	6,151
Long-term assets (5+ years)	$8,428,000	4,569
Average Assets, year-to-date	$62,304,800	6,350
Average Assets, quarterly	$72,277,000	5,738
Volatile liabilities	$9,054,000	4,653
Insider loans	$421,000	6,190
FHLB advances	$0	993
Loans and leases held for sale	$0	1,430
Unused loan commitments	$6,460,000	4,197
Tier 1 (core) risk-based capital	$5,535,000	6,754
Tier 2 risk-based capital	$571,750	4,732
Total risk weighted assets	$45,436,450	5,349
Total unused commitments	$6,460,000	4,204
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	34	5,844
Assets and Liabilities
Total Assets:	$55,266,000	7,237
Cash and due from depository institutions	$4,631,000	5,844
Interest-bearing balances	$100,000	6,134
Securities	$13,349,000	7,916
Federal funds sold & reverse repurchase agreements	$0	10,345
Net loans & leases	$34,470,000	6,363
Loan loss allowance	$797,000	4,492
Trading account assets	$0	330
Bank premises and fixed assets	$1,465,000	4,759
Other real estate owned	$618,000	5,844
Goodwill and other intangibles	$0	3,091
All other assets	$733,000	7,565
Life insurance assets	$0	1
Total liabilities and capital	$55,266,000	7,237
Total liabilities	$50,932,000	7,153
Total deposits	$46,034,000	7,482
Interest-bearing deposits	$41,805,000	7,167
Deposits held in domestic offices	$46,034,000	7,475
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,173,000	1,819
Trading liabilities	$0	1
Other borrowed funds	$0	5,027
Subordinated debt	$741,000	310
All other liabilities	$984,000	3,162
Total equity capital	$4,334,000	7,970
Total bank equity capital	$4,334,000	7,970
Perpetual preferred stock	$0	343
Common stock	$3,291,000	1,174
Surplus	$0	12,104
Undivided profits	$1,043,000	9,414
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$822,000	3,596
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$185,000	8,515
Earning assets	$47,919,000	7,506
Long-term assets (5+ years)	$7,383,000	5,250
Average Assets, year-to-date	$55,643,200	7,048
Average Assets, quarterly	$54,557,000	7,249
Volatile liabilities	$6,678,000	5,491
Insider loans	$203,000	8,288
FHLB advances	$0	821
Loans and leases held for sale	$0	1,681
Unused loan commitments	$7,382,000	3,822
Tier 1 (core) risk-based capital	$4,334,000	7,909
Tier 2 risk-based capital	$1,259,290	2,326
Total risk weighted assets	$41,184,490	5,775
Total unused commitments	$7,382,000	3,841
Derivatives	$600,000	663
1992-12-31		Rank
# of Employees:	36	5,656
Assets and Liabilities
Total Assets:	$58,788,000	7,030
Cash and due from depository institutions	$3,516,000	5,656
Interest-bearing balances	$100,000	6,673
Securities	$12,055,000	8,374
Federal funds sold & reverse repurchase agreements	$400,000	10,364
Net loans & leases	$37,921,000	5,988
Loan loss allowance	$828,000	4,373
Trading account assets	$1,458,000	238
Bank premises and fixed assets	$1,575,000	4,476
Other real estate owned	$1,146,000	5,656
Goodwill and other intangibles	$0	3,106
All other assets	$717,000	7,953
Life insurance assets	$0	1
Total liabilities and capital	$58,788,000	7,030
Total liabilities	$55,187,000	6,876
Total deposits	$52,993,000	6,902
Interest-bearing deposits	$48,513,000	6,654
Deposits held in domestic offices	$52,993,000	6,895
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,009,000	2,531
Trading liabilities	$0	1
Other borrowed funds	$0	5,085
Subordinated debt	$741,000	342
All other liabilities	$444,000	6,358
Total equity capital	$3,601,000	8,795
Total bank equity capital	$3,601,000	8,795
Perpetual preferred stock	$0	346
Common stock	$3,291,000	1,190
Surplus	$0	12,588
Undivided profits	$310,000	11,590
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$54,000	11,160
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$219,000	8,217
Earning assets	$51,934,000	7,209
Long-term assets (5+ years)	$9,556,000	4,479
Average Assets, year-to-date	$56,954,800	7,044
Average Assets, quarterly	$58,199,000	7,036
Volatile liabilities	$7,541,000	5,005
Insider loans	$0	9,493
FHLB advances	$0	832
Loans and leases held for sale	$0	1,207
Unused loan commitments	$8,341,000	3,316
Tier 1 (core) risk-based capital	$3,601,000	8,722
Tier 2 risk-based capital	$1,304,890	2,304
Total risk weighted assets	$44,846,790	5,433
Total unused commitments	$8,341,000	3,337
Derivatives	$0	651