Home > Heritage National Bank > Loan Charge- Offs and Recoveries

Heritage National Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$382,0001,957
Loans secured by real estate, total$9,0003,628
To non-U.S. addressees$013
Real estate loans in domestic offices$9,0003,626
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$9,0002,832
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$75,0002,727
Loans to individuals$298,0001,085
Credit card loan charge offs$178,000458
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$120,0001,853
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$154,0001,493
Loans secured by real estate, total$03,922
To non-U.S. addressees$010
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$51,0001,487
Loans to individuals$103,000892
Credit card loan recoveries$67,000325
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$36,0001,840
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$228,0002,246
Loans secured by real estate, total$9,0002,987
To non-U.S. addressees$012
Real estate loans in domestic offices$9,0002,985
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$9,0002,432
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$24,0003,580
To non-U.S. addressees$036
Loans to individuals$195,0001,190
Credit card loan net charge offs$111,000523
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$84,0001,861
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$292,0002,578
Loans secured by real estate, total$23,0002,881
To non-U.S. addressees$011
Real estate loans in domestic offices$23,0002,881
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$23,0002,119
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$11,0005,442
Loans to individuals$258,0001,314
Credit card loan charge offs$126,000589
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$132,0001,825
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$176,0001,492
Loans secured by real estate, total$04,351
To non-U.S. addressees$012
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$121,000835
Loans to individuals$55,0001,536
Credit card loan recoveries$27,000489
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$28,0002,289
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$116,0003,507
Loans secured by real estate, total$23,0002,327
To non-U.S. addressees$010
Real estate loans in domestic offices$23,0002,324
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$23,0001,764
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$-110,00010,702
To non-U.S. addressees$021
Loans to individuals$203,0001,269
Credit card loan net charge offs$99,000606
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$104,0001,676
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$549,0001,709
Loans secured by real estate, total$10,0003,850
To non-U.S. addressees$010
Real estate loans in domestic offices$10,0003,851
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$10,0002,940
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$409,000783
Loans to individuals$130,0002,141
Credit card loan charge offs$88,000750
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$42,0003,730
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$231,0001,331
Loans secured by real estate, total$5,0003,256
To non-U.S. addressees$08
Real estate loans in domestic offices$5,0003,256
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$5,0002,215
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$175,000686
Loans to individuals$51,0001,711
Credit card loan recoveries$18,000655
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$33,0002,115
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$318,0001,986
Loans secured by real estate, total$5,0003,543
To non-U.S. addressees$07
Real estate loans in domestic offices$5,0003,543
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$5,0002,918
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$234,000943
To non-U.S. addressees$022
Loans to individuals$79,0002,385
Credit card loan net charge offs$70,000762
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$9,0005,591
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$183,0003,497
Loans secured by real estate, total$2,0005,111
To non-U.S. addressees$015
Real estate loans in domestic offices$2,0005,109
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$2,0004,028
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$80,0002,709
Loans to individuals$101,0002,293
Credit card loan charge offs$52,000942
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$49,0003,204
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$70,0003,301
Loans secured by real estate, total$05,162
To non-U.S. addressees$013
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$44,0002,147
Loans to individuals$26,0002,758
Credit card loan recoveries$11,000873
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$15,0003,551
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$113,0003,482
Loans secured by real estate, total$2,0004,121
To non-U.S. addressees$012
Real estate loans in domestic offices$2,0004,119
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$2,0003,411
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$36,0003,010
To non-U.S. addressees$022
Loans to individuals$75,0002,145
Credit card loan net charge offs$41,000942
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$34,0002,958
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$150,0004,073
Loans secured by real estate, total$14,0004,317
To non-U.S. addresseesNANA
Real estate loans in domestic offices$14,0004,317
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$4,0004,156
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$10,0002,137
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$75,0002,909
Loans to individuals$61,0003,119
Credit card loan charge offs$51,000919
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$10,0006,577
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$137,0002,288
Loans secured by real estate, total$2,0004,711
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0004,710
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$2,0003,324
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$126,0001,136
Loans to individuals$9,0005,182
Credit card loan recoveries$7,0001,112
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0007,712
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$13,0007,184
Loans secured by real estate, total$12,0003,612
To non-U.S. addresseesNANA
Real estate loans in domestic offices$12,0003,613
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$2,0003,781
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$10,0001,783
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-51,00011,772
To non-U.S. addresseesNANA
Loans to individuals$52,0002,461
Credit card loan net charge offs$44,000874
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$8,0005,321
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$110,0005,658
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$68,0003,863
Loans to individuals$42,0004,283
Credit card loan charge offs$26,0001,375
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$16,0006,122
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$33,0006,040
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$13,0005,223
Loans to individuals$20,0003,685
Credit card loan recoveries$4,0001,458
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$16,0003,950
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$77,0005,115
Loans secured by real estate, total$06,077
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,070
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$55,0003,274
To non-U.S. addresseesNANA
Loans to individuals$22,0004,478
Credit card loan net charge offs$22,0001,307
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$08,565
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$396,0003,417
Loans secured by real estate, total$1,0007,976
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0007,968
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$1,0006,314
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$333,0001,901
Loans to individuals$62,0004,088
Credit card loan charge offs$39,0001,272
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$23,0006,142
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$57,0004,760
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$31,0003,701
Loans to individuals$26,0003,276
Credit card loan recoveries$15,000830
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,0005,060
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$339,0003,122
Loans secured by real estate, total$1,0007,033
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0007,028
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$1,0005,587
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$302,0001,697
To non-U.S. addresseesNANA
Loans to individuals$36,0004,398
Credit card loan net charge offs$24,0001,474
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$12,0006,260
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.