Home > Heritage National Bank > Assets and Liabilities
Heritage National Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 145 | 1,160 |
| Assets and Liabilities | ||
| Total Assets: | $471,642,000 | 995 |
| Cash and due from depository institutions | $13,559,000 | 1,160 |
| Interest-bearing balances | $231,000 | 4,166 |
| Securities | $213,893,000 | 578 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $229,945,000 | 1,225 |
| Loan loss allowance | $3,557,000 | 1,057 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,199,000 | 1,543 |
| Other real estate owned | $234,000 | 1,160 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $8,812,000 | 969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $471,642,000 | 995 |
| Total liabilities | $429,536,000 | 983 |
| Total deposits | $306,561,000 | 1,195 |
| Interest-bearing deposits | $267,370,000 | 1,189 |
| Deposits held in domestic offices | $306,561,000 | 1,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,228,000 | 1,520 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $104,900,000 | 394 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $13,847,000 | 515 |
| Total equity capital | $42,106,000 | 1,062 |
| Total bank equity capital | $42,106,000 | 1,062 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,350,000 | 2,564 |
| Surplus | $6,789,000 | 2,207 |
| Undivided profits | $33,967,000 | 771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,112,000 | 658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,279,000 | 1,704 |
| Earning assets | $444,069,000 | 970 |
| Long-term assets (5+ years) | $226,960,000 | 429 |
| Average Assets, year-to-date | $399,837,000 | 1,102 |
| Average Assets, quarterly | $453,490,500 | 1,012 |
| Volatile liabilities | $78,995,000 | 987 |
| Insider loans | $2,313,000 | 1,850 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $52,806,000 | 1,092 |
| Tier 1 (core) risk-based capital | $41,309,000 | 1,017 |
| Tier 2 risk-based capital | $3,329,750 | 1,025 |
| Total risk weighted assets | $266,152,550 | 1,091 |
| Total unused commitments | $52,806,000 | 1,096 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 165 | 1,048 |
| Assets and Liabilities | ||
| Total Assets: | $362,630,000 | 1,287 |
| Cash and due from depository institutions | $11,849,000 | 1,048 |
| Interest-bearing balances | $25,000 | 5,749 |
| Securities | $107,013,000 | 1,075 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $231,630,000 | 1,261 |
| Loan loss allowance | $3,135,000 | 1,207 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,030,000 | 1,570 |
| Other real estate owned | $290,000 | 1,048 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,818,000 | 1,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $362,630,000 | 1,287 |
| Total liabilities | $322,022,000 | 1,305 |
| Total deposits | $267,019,000 | 1,397 |
| Interest-bearing deposits | $230,837,000 | 1,387 |
| Deposits held in domestic offices | $267,019,000 | 1,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,704,000 | 2,257 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $50,950,000 | 563 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,349,000 | 1,776 |
| Total equity capital | $40,608,000 | 1,109 |
| Total bank equity capital | $40,608,000 | 1,109 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,350,000 | 2,596 |
| Surplus | $6,789,000 | 2,177 |
| Undivided profits | $32,469,000 | 792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,251,000 | 1,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,275,000 | 1,748 |
| Earning assets | $338,668,000 | 1,271 |
| Long-term assets (5+ years) | $114,089,000 | 687 |
| Average Assets, year-to-date | $349,509,200 | 1,261 |
| Average Assets, quarterly | $358,552,500 | 1,276 |
| Volatile liabilities | $20,660,000 | 2,911 |
| Insider loans | $3,219,000 | 1,309 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $903,000 | 854 |
| Unused loan commitments | $41,790,000 | 1,243 |
| Tier 1 (core) risk-based capital | $39,511,000 | 1,066 |
| Tier 2 risk-based capital | $2,919,910 | 1,092 |
| Total risk weighted assets | $233,377,410 | 1,217 |
| Total unused commitments | $41,790,000 | 1,246 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 166 | 1,118 |
| Assets and Liabilities | ||
| Total Assets: | $339,157,000 | 1,396 |
| Cash and due from depository institutions | $9,459,000 | 1,118 |
| Interest-bearing balances | $20,000 | 5,917 |
| Securities | $111,582,000 | 1,067 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $205,642,000 | 1,438 |
| Loan loss allowance | $3,071,000 | 1,303 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,205,000 | 1,522 |
| Other real estate owned | $421,000 | 1,118 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $6,848,000 | 1,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,157,000 | 1,396 |
| Total liabilities | $303,159,000 | 1,410 |
| Total deposits | $255,495,000 | 1,512 |
| Interest-bearing deposits | $222,811,000 | 1,500 |
| Deposits held in domestic offices | $255,495,000 | 1,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $252,000 | 3,559 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $45,150,000 | 628 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,262,000 | 1,830 |
| Total equity capital | $35,998,000 | 1,254 |
| Total bank equity capital | $35,998,000 | 1,254 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,350,000 | 2,768 |
| Surplus | $6,789,000 | 2,239 |
| Undivided profits | $27,859,000 | 924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,513,000 | 1,917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,010,000 | 2,226 |
| Earning assets | $317,244,000 | 1,371 |
| Long-term assets (5+ years) | $84,689,000 | 829 |
| Average Assets, year-to-date | $317,699,800 | 1,431 |
| Average Assets, quarterly | $332,621,000 | 1,409 |
| Volatile liabilities | $25,373,000 | 2,395 |
| Insider loans | $3,413,000 | 1,270 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $999,000 | 757 |
| Unused loan commitments | $42,348,000 | 1,202 |
| Tier 1 (core) risk-based capital | $35,901,000 | 1,190 |
| Tier 2 risk-based capital | $2,583,120 | 1,250 |
| Total risk weighted assets | $206,161,620 | 1,388 |
| Total unused commitments | $42,348,000 | 1,207 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 155 | 1,226 |
| Assets and Liabilities | ||
| Total Assets: | $301,047,000 | 1,586 |
| Cash and due from depository institutions | $11,355,000 | 1,226 |
| Interest-bearing balances | $23,000 | 6,110 |
| Securities | $106,352,000 | 1,183 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $172,158,000 | 1,663 |
| Loan loss allowance | $3,209,000 | 1,286 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,325,000 | 1,463 |
| Other real estate owned | $20,000 | 1,226 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,837,000 | 1,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,047,000 | 1,586 |
| Total liabilities | $266,124,000 | 1,616 |
| Total deposits | $253,849,000 | 1,535 |
| Interest-bearing deposits | $223,034,000 | 1,535 |
| Deposits held in domestic offices | $253,849,000 | 1,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $335,000 | 3,277 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $9,650,000 | 1,220 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,290,000 | 1,887 |
| Total equity capital | $34,923,000 | 1,306 |
| Total bank equity capital | $34,923,000 | 1,306 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,350,000 | 2,861 |
| Surplus | $6,789,000 | 2,236 |
| Undivided profits | $26,784,000 | 973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,087,000 | 1,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,020,000 | 2,269 |
| Earning assets | $278,533,000 | 1,568 |
| Long-term assets (5+ years) | $59,293,000 | 1,034 |
| Average Assets, year-to-date | $304,765,600 | 1,505 |
| Average Assets, quarterly | $301,029,500 | 1,569 |
| Volatile liabilities | $12,426,000 | 3,887 |
| Insider loans | $3,865,000 | 1,153 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $35,921,000 | 1,298 |
| Tier 1 (core) risk-based capital | $34,496,000 | 1,259 |
| Tier 2 risk-based capital | $2,182,640 | 1,461 |
| Total risk weighted assets | $173,584,640 | 1,640 |
| Total unused commitments | $35,921,000 | 1,306 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 134 | 1,468 |
| Assets and Liabilities | ||
| Total Assets: | $228,011,000 | 2,030 |
| Cash and due from depository institutions | $7,988,000 | 1,468 |
| Interest-bearing balances | $67,000 | 5,968 |
| Securities | $85,610,000 | 1,504 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $124,501,000 | 2,198 |
| Loan loss allowance | $2,261,000 | 1,781 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,180,000 | 1,774 |
| Other real estate owned | $71,000 | 1,468 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,661,000 | 1,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,011,000 | 2,030 |
| Total liabilities | $204,370,000 | 2,046 |
| Total deposits | $191,600,000 | 2,029 |
| Interest-bearing deposits | $168,967,000 | 1,955 |
| Deposits held in domestic offices | $191,600,000 | 2,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,450,000 | 1,154 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,320,000 | 2,451 |
| Total equity capital | $23,641,000 | 1,746 |
| Total bank equity capital | $23,641,000 | 1,746 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,350,000 | 2,972 |
| Surplus | $4,020,000 | 3,293 |
| Undivided profits | $18,271,000 | 1,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,454,000 | 1,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $674,000 | 3,047 |
| Earning assets | $210,178,000 | 2,020 |
| Long-term assets (5+ years) | $24,939,000 | 2,130 |
| Average Assets, year-to-date | $223,610,800 | 2,002 |
| Average Assets, quarterly | $226,944,500 | 2,017 |
| Volatile liabilities | $14,812,000 | 3,226 |
| Insider loans | $4,338,000 | 961 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $23,759,000 | 1,691 |
| Tier 1 (core) risk-based capital | $24,797,000 | 1,663 |
| Tier 2 risk-based capital | $1,642,840 | 1,884 |
| Total risk weighted assets | $130,809,340 | 2,075 |
| Total unused commitments | $23,759,000 | 1,703 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 141 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $217,939,000 | 2,134 |
| Cash and due from depository institutions | $6,881,000 | 1,492 |
| Interest-bearing balances | $50,000 | 7,077 |
| Securities | $76,561,000 | 1,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $125,887,000 | 2,135 |
| Loan loss allowance | $1,849,000 | 2,199 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,498,000 | 1,622 |
| Other real estate owned | $221,000 | 1,492 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,891,000 | 1,939 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,939,000 | 2,134 |
| Total liabilities | $194,463,000 | 2,190 |
| Total deposits | $188,554,000 | 2,110 |
| Interest-bearing deposits | $167,677,000 | 2,060 |
| Deposits held in domestic offices | $188,554,000 | 2,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,000 | 3,920 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,500,000 | 1,578 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,384,000 | 2,438 |
| Total equity capital | $23,476,000 | 1,747 |
| Total bank equity capital | $23,476,000 | 1,747 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,350,000 | 3,059 |
| Surplus | $4,020,000 | 3,252 |
| Undivided profits | $18,106,000 | 1,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,391,000 | 2,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $520,000 | 3,554 |
| Earning assets | $202,498,000 | 2,129 |
| Long-term assets (5+ years) | $23,147,000 | 2,360 |
| Average Assets, year-to-date | $217,855,400 | 2,076 |
| Average Assets, quarterly | $218,589,000 | 2,108 |
| Volatile liabilities | $8,459,000 | 4,642 |
| Insider loans | $4,998,000 | 832 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,725,000 | 1,680 |
| Tier 1 (core) risk-based capital | $23,476,000 | 1,702 |
| Tier 2 risk-based capital | $1,619,530 | 1,896 |
| Total risk weighted assets | $129,332,730 | 2,069 |
| Total unused commitments | $23,725,000 | 1,702 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 132 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $220,452,000 | 2,157 |
| Cash and due from depository institutions | $7,564,000 | 1,641 |
| Interest-bearing balances | $52,000 | 7,628 |
| Securities | $86,316,000 | 1,557 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $119,585,000 | 2,302 |
| Loan loss allowance | $1,326,000 | 2,969 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,070,000 | 2,413 |
| Other real estate owned | $264,000 | 1,641 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,653,000 | 2,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,452,000 | 2,157 |
| Total liabilities | $198,399,000 | 2,181 |
| Total deposits | $186,049,000 | 2,216 |
| Interest-bearing deposits | $164,597,000 | 2,204 |
| Deposits held in domestic offices | $186,049,000 | 2,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,259 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,500,000 | 1,379 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,850,000 | 2,005 |
| Total equity capital | $22,053,000 | 1,756 |
| Total bank equity capital | $22,053,000 | 1,756 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,350,000 | 3,174 |
| Surplus | $4,020,000 | 3,134 |
| Undivided profits | $16,683,000 | 1,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 2,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $534,000 | 3,826 |
| Earning assets | $205,953,000 | 2,098 |
| Long-term assets (5+ years) | $28,730,000 | 1,934 |
| Average Assets, year-to-date | $214,200,600 | 2,153 |
| Average Assets, quarterly | $218,338,500 | 2,158 |
| Volatile liabilities | $13,397,000 | 3,266 |
| Insider loans | $534,000 | 1,692 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $29,654,000 | 1,375 |
| Tier 1 (core) risk-based capital | $22,053,000 | 1,715 |
| Tier 2 risk-based capital | $1,326,000 | 2,273 |
| Total risk weighted assets | $126,397,000 | 2,189 |
| Total unused commitments | $29,654,000 | 1,391 |
| Derivatives | $0 | 651 |