Home > Heritage National Bank > Income and Expense
Heritage National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 7,381 |
| Total interest expense | $1,636,000 | 6,778 |
| Net interest income | $1,978,000 | 7,744 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $356,000 | 6,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,963 |
| Total noninterest expense | $2,162,000 | 5,952 |
| Salaries and employee benefits | $795,000 | 7,357 |
| Premises and equipment expense | $483,000 | 3,991 |
| Additional noninterest expense | $884,000 | 5,456 |
| Pre-tax net operating income | $88,000 | 11,941 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $88,000 | 11,922 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $88,000 | 11,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,451 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $88,000 | 11,741 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 7,509 |
| Total interest expense | $1,830,000 | 7,537 |
| Net interest income | $2,171,000 | 7,314 |
| Provision for loan and lease losses | $69,000 | 8,296 |
| Total noninterest income | $471,000 | 5,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 4,448 |
| Total noninterest expense | $2,165,000 | 5,999 |
| Salaries and employee benefits | $802,000 | 7,242 |
| Premises and equipment expense | $552,000 | 3,640 |
| Additional noninterest expense | $811,000 | 6,004 |
| Pre-tax net operating income | $408,000 | 9,164 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $409,000 | 8,124 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $409,000 | 8,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $408,000 | 7,781 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.