Home > Heritage First Bank > Income and Expense
Heritage First Bank, Income and Expense
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,784,000 | 2,957 |
| Total interest expense | $334,000 | 2,933 |
| Net interest income | $3,450,000 | 2,923 |
| Provision for loan and lease losses | $90,000 | 1,757 |
| Total noninterest income | $550,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $177,000 | 1,953 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $373,000 | 2,934 |
| Total noninterest expense | $2,827,000 | 2,836 |
| Salaries and employee benefits | $1,566,000 | 2,881 |
| Premises and equipment expense | $326,000 | 2,628 |
| Additional noninterest expense | $935,000 | 2,707 |
| Pre-tax net operating income | $1,083,000 | 3,161 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,083,000 | 3,036 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,083,000 | 3,035 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,083,000 | 3,036 |
| Net charge-offs | $72,000 | 1,033 |
| Cash dividends | $670,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,083,000 | 3,015 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 2,947 |
| Total interest expense | $173,000 | 2,967 |
| Net interest income | $1,727,000 | 2,893 |
| Provision for loan and lease losses | $45,000 | 1,795 |
| Total noninterest income | $263,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $89,000 | 1,942 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $174,000 | 2,980 |
| Total noninterest expense | $1,371,000 | 2,874 |
| Salaries and employee benefits | $760,000 | 2,916 |
| Premises and equipment expense | $144,000 | 2,839 |
| Additional noninterest expense | $467,000 | 2,659 |
| Pre-tax net operating income | $574,000 | 3,095 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $574,000 | 2,962 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $574,000 | 2,961 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $574,000 | 2,962 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $500,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $574,000 | 2,931 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,377,000 | 3,005 |
| Total interest expense | $919,000 | 3,060 |
| Net interest income | $6,458,000 | 2,943 |
| Provision for loan and lease losses | $462,000 | 2,323 |
| Total noninterest income | $1,027,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $374,000 | 1,973 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $653,000 | 2,886 |
| Total noninterest expense | $5,816,000 | 2,743 |
| Salaries and employee benefits | $3,160,000 | 2,859 |
| Premises and equipment expense | $622,000 | 2,704 |
| Additional noninterest expense | $2,034,000 | 2,505 |
| Pre-tax net operating income | $1,207,000 | 3,533 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $1,207,000 | 3,454 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,207,000 | 3,454 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,207,000 | 3,454 |
| Net charge-offs | $182,000 | 1,612 |
| Cash dividends | $200,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,207,000 | 3,398 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 2,999 |
| Total interest expense | $715,000 | 3,108 |
| Net interest income | $4,942,000 | 2,915 |
| Provision for loan and lease losses | $417,000 | 2,115 |
| Total noninterest income | $760,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $288,000 | 1,941 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $472,000 | 2,888 |
| Total noninterest expense | $4,463,000 | 2,705 |
| Salaries and employee benefits | $2,370,000 | 2,842 |
| Premises and equipment expense | $476,000 | 2,668 |
| Additional noninterest expense | $1,617,000 | 2,382 |
| Pre-tax net operating income | $822,000 | 3,648 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $822,000 | 3,574 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $822,000 | 3,573 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $822,000 | 3,574 |
| Net charge-offs | $133,000 | 1,486 |
| Cash dividends | $200,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $822,000 | 3,527 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,918,000 | 2,967 |
| Total interest expense | $488,000 | 3,162 |
| Net interest income | $3,430,000 | 2,872 |
| Provision for loan and lease losses | $372,000 | 1,859 |
| Total noninterest income | $484,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $175,000 | 2,079 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $309,000 | 2,884 |
| Total noninterest expense | $2,978,000 | 2,714 |
| Salaries and employee benefits | $1,577,000 | 2,867 |
| Premises and equipment expense | $300,000 | 2,755 |
| Additional noninterest expense | $1,101,000 | 2,355 |
| Pre-tax net operating income | $564,000 | 3,612 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $564,000 | 3,520 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $564,000 | 3,520 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $564,000 | 3,520 |
| Net charge-offs | $123,000 | 1,252 |
| Cash dividends | $200,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $564,000 | 3,466 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 3,039 |
| Total interest expense | $248,000 | 3,278 |
| Net interest income | $1,626,000 | 2,945 |
| Provision for loan and lease losses | $45,000 | 2,611 |
| Total noninterest income | $281,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $102,000 | 2,113 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $179,000 | 2,566 |
| Total noninterest expense | $1,521,000 | 2,696 |
| Salaries and employee benefits | $790,000 | 2,873 |
| Premises and equipment expense | $154,000 | 2,722 |
| Additional noninterest expense | $577,000 | 2,308 |
| Pre-tax net operating income | $341,000 | 3,260 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $341,000 | 3,119 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $341,000 | 3,119 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $341,000 | 3,120 |
| Net charge-offs | $9,000 | 1,897 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $341,000 | 3,093 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,578,000 | 3,054 |
| Total interest expense | $822,000 | 3,582 |
| Net interest income | $6,756,000 | 2,906 |
| Provision for loan and lease losses | $414,000 | 1,653 |
| Total noninterest income | $1,047,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $429,000 | 2,134 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $618,000 | 2,805 |
| Total noninterest expense | $5,958,000 | 2,709 |
| Salaries and employee benefits | $3,302,000 | 2,761 |
| Premises and equipment expense | $654,000 | 2,645 |
| Additional noninterest expense | $2,002,000 | 2,556 |
| Pre-tax net operating income | $1,431,000 | 3,458 |
| Securities gains (losses) | $6,000 | 2,041 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,437,000 | 3,321 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,437,000 | 3,322 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,437,000 | 3,322 |
| Net charge-offs | $241,000 | 1,520 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,431,000 | 3,301 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,655,000 | 3,094 |
| Total interest expense | $579,000 | 3,690 |
| Net interest income | $5,076,000 | 2,942 |
| Provision for loan and lease losses | $339,000 | 1,505 |
| Total noninterest income | $774,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $300,000 | 2,227 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $474,000 | 2,791 |
| Total noninterest expense | $4,478,000 | 2,723 |
| Salaries and employee benefits | $2,511,000 | 2,749 |
| Premises and equipment expense | $479,000 | 2,716 |
| Additional noninterest expense | $1,488,000 | 2,574 |
| Pre-tax net operating income | $1,033,000 | 3,589 |
| Securities gains (losses) | $6,000 | 1,791 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,039,000 | 3,436 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,039,000 | 3,436 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,039,000 | 3,436 |
| Net charge-offs | $244,000 | 1,156 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,033,000 | 3,425 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 3,114 |
| Total interest expense | $362,000 | 3,781 |
| Net interest income | $3,377,000 | 2,952 |
| Provision for loan and lease losses | $225,000 | 1,465 |
| Total noninterest income | $508,000 | 2,787 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $202,000 | 2,206 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $306,000 | 2,791 |
| Total noninterest expense | $3,038,000 | 2,705 |
| Salaries and employee benefits | $1,736,000 | 2,707 |
| Premises and equipment expense | $299,000 | 2,825 |
| Additional noninterest expense | $1,003,000 | 2,579 |
| Pre-tax net operating income | $622,000 | 3,731 |
| Securities gains (losses) | $6,000 | 1,330 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $628,000 | 3,578 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $628,000 | 3,577 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $628,000 | 3,577 |
| Net charge-offs | $232,000 | 906 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $622,000 | 3,565 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 3,190 |
| Total interest expense | $173,000 | 3,827 |
| Net interest income | $1,630,000 | 3,029 |
| Provision for loan and lease losses | $58,000 | 1,977 |
| Total noninterest income | $246,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $99,000 | 2,233 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $147,000 | 2,769 |
| Total noninterest expense | $1,485,000 | 2,762 |
| Salaries and employee benefits | $870,000 | 2,725 |
| Premises and equipment expense | $145,000 | 2,913 |
| Additional noninterest expense | $470,000 | 2,699 |
| Pre-tax net operating income | $333,000 | 3,631 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $333,000 | 3,476 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $333,000 | 3,475 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $333,000 | 3,475 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $333,000 | 3,469 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,823,000 | 3,209 |
| Total interest expense | $498,000 | 3,931 |
| Net interest income | $6,325,000 | 3,070 |
| Provision for loan and lease losses | $180,000 | 2,460 |
| Total noninterest income | $907,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $311,000 | 2,691 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $596,000 | 2,852 |
| Total noninterest expense | $6,114,000 | 2,697 |
| Salaries and employee benefits | $3,555,000 | 2,649 |
| Premises and equipment expense | $621,000 | 2,778 |
| Additional noninterest expense | $1,938,000 | 2,637 |
| Pre-tax net operating income | $938,000 | 4,095 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $938,000 | 3,971 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $938,000 | 3,970 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $938,000 | 3,970 |
| Net charge-offs | $234,000 | 1,510 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $938,000 | 3,980 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 3,242 |
| Total interest expense | $344,000 | 3,988 |
| Net interest income | $4,703,000 | 3,104 |
| Provision for loan and lease losses | $135,000 | 2,344 |
| Total noninterest income | $753,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $224,000 | 2,765 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $529,000 | 2,685 |
| Total noninterest expense | $4,677,000 | 2,666 |
| Salaries and employee benefits | $2,720,000 | 2,621 |
| Premises and equipment expense | $477,000 | 2,754 |
| Additional noninterest expense | $1,480,000 | 2,631 |
| Pre-tax net operating income | $644,000 | 4,266 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $644,000 | 4,130 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $644,000 | 4,129 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $644,000 | 4,129 |
| Net charge-offs | $207,000 | 1,229 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $644,000 | 4,132 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,307,000 | 3,262 |
| Total interest expense | $208,000 | 4,077 |
| Net interest income | $3,099,000 | 3,133 |
| Provision for loan and lease losses | $89,000 | 2,331 |
| Total noninterest income | $519,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $140,000 | 2,868 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $379,000 | 2,596 |
| Total noninterest expense | $3,139,000 | 2,672 |
| Salaries and employee benefits | $1,861,000 | 2,588 |
| Premises and equipment expense | $318,000 | 2,774 |
| Additional noninterest expense | $960,000 | 2,689 |
| Pre-tax net operating income | $390,000 | 4,375 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $390,000 | 4,242 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $390,000 | 4,240 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $390,000 | 4,241 |
| Net charge-offs | $-5,000 | 4,304 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $390,000 | 4,248 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 3,296 |
| Total interest expense | $103,000 | 4,077 |
| Net interest income | $1,528,000 | 3,179 |
| Provision for loan and lease losses | $44,000 | 2,227 |
| Total noninterest income | $281,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $70,000 | 2,885 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $211,000 | 2,410 |
| Total noninterest expense | $1,539,000 | 2,741 |
| Salaries and employee benefits | $930,000 | 2,622 |
| Premises and equipment expense | $156,000 | 2,841 |
| Additional noninterest expense | $453,000 | 2,819 |
| Pre-tax net operating income | $226,000 | 4,211 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $226,000 | 4,048 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $226,000 | 4,048 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $226,000 | 4,048 |
| Net charge-offs | $-9,000 | 4,705 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $226,000 | 4,056 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,264,000 | 3,326 |
| Total interest expense | $298,000 | 4,410 |
| Net interest income | $5,966,000 | 3,191 |
| Provision for loan and lease losses | $364,000 | 1,754 |
| Total noninterest income | $1,805,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $301,000 | 2,855 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,504,000 | 1,812 |
| Total noninterest expense | $6,324,000 | 2,687 |
| Salaries and employee benefits | $3,768,000 | 2,568 |
| Premises and equipment expense | $653,000 | 2,780 |
| Additional noninterest expense | $1,903,000 | 2,744 |
| Pre-tax net operating income | $1,083,000 | 3,963 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,083,000 | 3,614 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,083,000 | 3,613 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,083,000 | 3,614 |
| Net charge-offs | $134,000 | 2,170 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,083,000 | 3,603 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 3,351 |
| Total interest expense | $211,000 | 4,505 |
| Net interest income | $4,471,000 | 3,216 |
| Provision for loan and lease losses | $270,000 | 1,724 |
| Total noninterest income | $1,281,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $224,000 | 2,886 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,057,000 | 1,918 |
| Total noninterest expense | $4,719,000 | 2,702 |
| Salaries and employee benefits | $2,795,000 | 2,614 |
| Premises and equipment expense | $504,000 | 2,753 |
| Additional noninterest expense | $1,420,000 | 2,762 |
| Pre-tax net operating income | $763,000 | 4,121 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $763,000 | 3,908 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $763,000 | 3,907 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $763,000 | 3,908 |
| Net charge-offs | $112,000 | 1,825 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $763,000 | 3,894 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 3,369 |
| Total interest expense | $133,000 | 4,576 |
| Net interest income | $2,947,000 | 3,226 |
| Provision for loan and lease losses | $179,000 | 1,693 |
| Total noninterest income | $805,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $145,000 | 2,939 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $660,000 | 1,999 |
| Total noninterest expense | $3,086,000 | 2,745 |
| Salaries and employee benefits | $1,826,000 | 2,662 |
| Premises and equipment expense | $335,000 | 2,769 |
| Additional noninterest expense | $925,000 | 2,817 |
| Pre-tax net operating income | $487,000 | 4,162 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $487,000 | 3,927 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $487,000 | 3,926 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $487,000 | 3,927 |
| Net charge-offs | $47,000 | 2,041 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $487,000 | 3,912 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 3,421 |
| Total interest expense | $64,000 | 4,642 |
| Net interest income | $1,441,000 | 3,272 |
| Provision for loan and lease losses | $89,000 | 1,601 |
| Total noninterest income | $334,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $69,000 | 3,015 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $265,000 | 2,247 |
| Total noninterest expense | $1,512,000 | 2,807 |
| Salaries and employee benefits | $878,000 | 2,763 |
| Premises and equipment expense | $173,000 | 2,751 |
| Additional noninterest expense | $461,000 | 2,818 |
| Pre-tax net operating income | $174,000 | 4,497 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $174,000 | 4,318 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $174,000 | 4,318 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $174,000 | 4,318 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $174,000 | 4,302 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 3,528 |
| Total interest expense | $223,000 | 4,849 |
| Net interest income | $5,509,000 | 3,361 |
| Provision for loan and lease losses | $363,000 | 1,794 |
| Total noninterest income | $1,190,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $259,000 | 3,205 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $931,000 | 2,472 |
| Total noninterest expense | $5,879,000 | 2,887 |
| Salaries and employee benefits | $3,487,000 | 2,756 |
| Premises and equipment expense | $619,000 | 2,959 |
| Additional noninterest expense | $1,773,000 | 2,988 |
| Pre-tax net operating income | $457,000 | 4,890 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $457,000 | 4,806 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $457,000 | 4,805 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $457,000 | 4,805 |
| Net charge-offs | $170,000 | 2,105 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $457,000 | 4,762 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,053,000 | 3,668 |
| Total interest expense | $160,000 | 4,940 |
| Net interest income | $3,893,000 | 3,513 |
| Provision for loan and lease losses | $250,000 | 1,802 |
| Total noninterest income | $895,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $195,000 | 3,219 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $700,000 | 2,489 |
| Total noninterest expense | $4,262,000 | 2,946 |
| Salaries and employee benefits | $2,543,000 | 2,807 |
| Premises and equipment expense | $458,000 | 3,001 |
| Additional noninterest expense | $1,261,000 | 3,107 |
| Pre-tax net operating income | $276,000 | 5,118 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $276,000 | 5,046 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $276,000 | 5,046 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $276,000 | 5,046 |
| Net charge-offs | $95,000 | 2,102 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $276,000 | 4,992 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 3,748 |
| Total interest expense | $102,000 | 5,040 |
| Net interest income | $2,509,000 | 3,599 |
| Provision for loan and lease losses | $141,000 | 2,005 |
| Total noninterest income | $527,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $121,000 | 3,326 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $406,000 | 2,641 |
| Total noninterest expense | $2,790,000 | 2,997 |
| Salaries and employee benefits | $1,679,000 | 2,849 |
| Premises and equipment expense | $299,000 | 3,049 |
| Additional noninterest expense | $812,000 | 3,197 |
| Pre-tax net operating income | $105,000 | 5,457 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $105,000 | 5,440 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $105,000 | 5,438 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $105,000 | 5,439 |
| Net charge-offs | $92,000 | 1,700 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $105,000 | 5,382 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 3,850 |
| Total interest expense | $50,000 | 5,105 |
| Net interest income | $1,207,000 | 3,681 |
| Provision for loan and lease losses | $38,000 | 2,399 |
| Total noninterest income | $244,000 | 3,056 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $55,000 | 3,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $189,000 | 2,685 |
| Total noninterest expense | $1,389,000 | 3,025 |
| Salaries and employee benefits | $828,000 | 2,880 |
| Premises and equipment expense | $155,000 | 3,012 |
| Additional noninterest expense | $406,000 | 3,197 |
| Pre-tax net operating income | $24,000 | 5,659 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $24,000 | 5,672 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $24,000 | 5,671 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $24,000 | 5,671 |
| Net charge-offs | $-12,000 | 5,253 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $24,000 | 5,631 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 3,983 |
| Total interest expense | $218,000 | 5,060 |
| Net interest income | $4,477,000 | 3,826 |
| Provision for loan and lease losses | $40,000 | 3,741 |
| Total noninterest income | $460,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $216,000 | 3,593 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $244,000 | 4,219 |
| Total noninterest expense | $4,643,000 | 3,392 |
| Salaries and employee benefits | $2,820,000 | 3,152 |
| Premises and equipment expense | $325,000 | 4,320 |
| Additional noninterest expense | $1,498,000 | 3,401 |
| Pre-tax net operating income | $254,000 | 5,370 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $254,000 | 5,340 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $254,000 | 5,343 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $254,000 | 5,343 |
| Net charge-offs | $144,000 | 2,298 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $254,000 | 5,290 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 4,047 |
| Total interest expense | $167,000 | 5,106 |
| Net interest income | $3,327,000 | 3,882 |
| Provision for loan and lease losses | $22,000 | 3,772 |
| Total noninterest income | $487,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $157,000 | 3,668 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $330,000 | 3,476 |
| Total noninterest expense | $3,218,000 | 3,576 |
| Salaries and employee benefits | $1,998,000 | 3,285 |
| Premises and equipment expense | $161,000 | 5,048 |
| Additional noninterest expense | $1,059,000 | 3,548 |
| Pre-tax net operating income | $574,000 | 4,567 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $574,000 | 4,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $574,000 | 4,390 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $574,000 | 4,391 |
| Net charge-offs | $137,000 | 1,881 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $574,000 | 4,338 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 4,058 |
| Total interest expense | $116,000 | 5,107 |
| Net interest income | $2,218,000 | 3,899 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $469,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $97,000 | 3,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $372,000 | 2,772 |
| Total noninterest expense | $2,060,000 | 3,707 |
| Salaries and employee benefits | $1,311,000 | 3,335 |
| Premises and equipment expense | $56,000 | 5,781 |
| Additional noninterest expense | $693,000 | 3,609 |
| Pre-tax net operating income | $617,000 | 3,853 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $617,000 | 3,618 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $617,000 | 3,619 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $617,000 | 3,620 |
| Net charge-offs | $19,000 | 2,974 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $617,000 | 3,564 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 4,074 |
| Total interest expense | $63,000 | 5,034 |
| Net interest income | $1,104,000 | 3,925 |
| Provision for loan and lease losses | $10,000 | 3,223 |
| Total noninterest income | $135,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $47,000 | 3,792 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $88,000 | 3,793 |
| Total noninterest expense | $1,004,000 | 3,789 |
| Salaries and employee benefits | $629,000 | 3,464 |
| Premises and equipment expense | $35,000 | 5,621 |
| Additional noninterest expense | $340,000 | 3,662 |
| Pre-tax net operating income | $225,000 | 4,278 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $225,000 | 4,103 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $225,000 | 4,106 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $225,000 | 4,106 |
| Net charge-offs | $25,000 | 1,996 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $225,000 | 4,033 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,887,000 | 4,006 |
| Total interest expense | $323,000 | 4,837 |
| Net interest income | $4,564,000 | 3,881 |
| Provision for loan and lease losses | $50,000 | 3,764 |
| Total noninterest income | $800,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $232,000 | 3,672 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $568,000 | 3,095 |
| Total noninterest expense | $4,255,000 | 3,692 |
| Salaries and employee benefits | $2,483,000 | 3,495 |
| Premises and equipment expense | $381,000 | 4,205 |
| Additional noninterest expense | $1,391,000 | 3,706 |
| Pre-tax net operating income | $1,059,000 | 4,044 |
| Securities gains (losses) | $5,000 | 2,877 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,064,000 | 3,849 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,064,000 | 3,849 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,064,000 | 3,850 |
| Net charge-offs | $35,000 | 4,013 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,059,000 | 3,807 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 4,156 |
| Total interest expense | $255,000 | 4,810 |
| Net interest income | $3,255,000 | 4,033 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $655,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $175,000 | 3,711 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $480,000 | 2,960 |
| Total noninterest expense | $3,183,000 | 3,701 |
| Salaries and employee benefits | $1,821,000 | 3,549 |
| Premises and equipment expense | $319,000 | 4,013 |
| Additional noninterest expense | $1,043,000 | 3,731 |
| Pre-tax net operating income | $682,000 | 4,406 |
| Securities gains (losses) | $5,000 | 2,558 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $687,000 | 4,168 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $687,000 | 4,169 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $687,000 | 4,169 |
| Net charge-offs | $2,000 | 4,524 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $682,000 | 4,125 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 4,172 |
| Total interest expense | $183,000 | 4,741 |
| Net interest income | $2,161,000 | 4,048 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $551,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $120,000 | 3,634 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $431,000 | 2,512 |
| Total noninterest expense | $2,135,000 | 3,703 |
| Salaries and employee benefits | $1,214,000 | 3,575 |
| Premises and equipment expense | $213,000 | 4,047 |
| Additional noninterest expense | $708,000 | 3,714 |
| Pre-tax net operating income | $547,000 | 4,024 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $547,000 | 3,793 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $547,000 | 3,798 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $547,000 | 3,799 |
| Net charge-offs | $-12,000 | 5,727 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $547,000 | 3,740 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 4,152 |
| Total interest expense | $99,000 | 4,645 |
| Net interest income | $1,087,000 | 4,049 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $120,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $58,000 | 3,686 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $62,000 | 4,275 |
| Total noninterest expense | $1,054,000 | 3,771 |
| Salaries and employee benefits | $608,000 | 3,609 |
| Premises and equipment expense | $99,000 | 4,233 |
| Additional noninterest expense | $347,000 | 3,749 |
| Pre-tax net operating income | $138,000 | 4,958 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $138,000 | 4,796 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 4,798 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $138,000 | 4,797 |
| Net charge-offs | $-9,000 | 5,700 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $138,000 | 4,745 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,709,000 | 4,245 |
| Total interest expense | $466,000 | 4,618 |
| Net interest income | $4,243,000 | 4,131 |
| Provision for loan and lease losses | $70,000 | 3,999 |
| Total noninterest income | $810,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $257,000 | 3,661 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $553,000 | 3,231 |
| Total noninterest expense | $4,083,000 | 3,869 |
| Salaries and employee benefits | $2,290,000 | 3,763 |
| Premises and equipment expense | $429,000 | 4,057 |
| Additional noninterest expense | $1,364,000 | 3,887 |
| Pre-tax net operating income | $900,000 | 4,242 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $900,000 | 4,079 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $900,000 | 4,082 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $900,000 | 4,082 |
| Net charge-offs | $188,000 | 3,083 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $900,000 | 4,029 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 4,257 |
| Total interest expense | $360,000 | 4,641 |
| Net interest income | $3,210,000 | 4,135 |
| Provision for loan and lease losses | $55,000 | 3,887 |
| Total noninterest income | $666,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $192,000 | 3,683 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $474,000 | 3,095 |
| Total noninterest expense | $2,890,000 | 4,025 |
| Salaries and employee benefits | $1,584,000 | 3,968 |
| Premises and equipment expense | $327,000 | 4,077 |
| Additional noninterest expense | $979,000 | 3,994 |
| Pre-tax net operating income | $931,000 | 3,800 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $931,000 | 3,561 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $931,000 | 3,563 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $931,000 | 3,565 |
| Net charge-offs | $247,000 | 2,332 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $931,000 | 3,475 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 4,327 |
| Total interest expense | $248,000 | 4,633 |
| Net interest income | $2,078,000 | 4,207 |
| Provision for loan and lease losses | $40,000 | 3,782 |
| Total noninterest income | $507,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $127,000 | 3,664 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $380,000 | 2,872 |
| Total noninterest expense | $1,921,000 | 4,055 |
| Salaries and employee benefits | $1,062,000 | 3,982 |
| Premises and equipment expense | $206,000 | 4,211 |
| Additional noninterest expense | $653,000 | 3,995 |
| Pre-tax net operating income | $624,000 | 3,758 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $624,000 | 3,540 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $624,000 | 3,542 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $624,000 | 3,543 |
| Net charge-offs | $142,000 | 2,422 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $624,000 | 3,435 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 4,393 |
| Total interest expense | $130,000 | 4,626 |
| Net interest income | $1,012,000 | 4,289 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $139,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $63,000 | 3,667 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $76,000 | 4,167 |
| Total noninterest expense | $967,000 | 4,077 |
| Salaries and employee benefits | $537,000 | 3,988 |
| Premises and equipment expense | $101,000 | 4,282 |
| Additional noninterest expense | $329,000 | 4,003 |
| Pre-tax net operating income | $159,000 | 4,793 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $159,000 | 4,650 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $159,000 | 4,651 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $159,000 | 4,652 |
| Net charge-offs | $14,000 | 3,305 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $159,000 | 4,548 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 4,447 |
| Total interest expense | $638,000 | 4,617 |
| Net interest income | $4,088,000 | 4,351 |
| Provision for loan and lease losses | $330,000 | 3,252 |
| Total noninterest income | $154,000 | 5,952 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $237,000 | 3,966 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-83,000 | 6,720 |
| Total noninterest expense | $4,117,000 | 3,955 |
| Salaries and employee benefits | $2,113,000 | 4,007 |
| Premises and equipment expense | $380,000 | 4,413 |
| Additional noninterest expense | $1,624,000 | 3,590 |
| Pre-tax net operating income | $-205,000 | 6,358 |
| Securities gains (losses) | $21,000 | 3,160 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-184,000 | 6,455 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-184,000 | 6,449 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-184,000 | 6,451 |
| Net charge-offs | $62,000 | 4,780 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-205,000 | 6,377 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 4,543 |
| Total interest expense | $498,000 | 4,656 |
| Net interest income | $3,013,000 | 4,470 |
| Provision for loan and lease losses | $285,000 | 3,041 |
| Total noninterest income | $100,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $172,000 | 4,064 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-72,000 | 6,880 |
| Total noninterest expense | $3,070,000 | 3,997 |
| Salaries and employee benefits | $1,540,000 | 4,079 |
| Premises and equipment expense | $285,000 | 4,475 |
| Additional noninterest expense | $1,245,000 | 3,547 |
| Pre-tax net operating income | $-242,000 | 6,550 |
| Securities gains (losses) | $21,000 | 2,854 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-221,000 | 6,632 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-221,000 | 6,630 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-221,000 | 6,630 |
| Net charge-offs | $-18,000 | 6,725 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-242,000 | 6,569 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 4,604 |
| Total interest expense | $346,000 | 4,667 |
| Net interest income | $1,975,000 | 4,531 |
| Provision for loan and lease losses | $210,000 | 2,897 |
| Total noninterest income | $73,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $114,000 | 4,071 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-41,000 | 6,936 |
| Total noninterest expense | $2,024,000 | 4,058 |
| Salaries and employee benefits | $996,000 | 4,180 |
| Premises and equipment expense | $186,000 | 4,547 |
| Additional noninterest expense | $842,000 | 3,540 |
| Pre-tax net operating income | $-186,000 | 6,618 |
| Securities gains (losses) | $21,000 | 2,473 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-165,000 | 6,693 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-165,000 | 6,694 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-165,000 | 6,694 |
| Net charge-offs | $-108,000 | 7,100 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-186,000 | 6,628 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 4,685 |
| Total interest expense | $189,000 | 4,572 |
| Net interest income | $955,000 | 4,664 |
| Provision for loan and lease losses | $105,000 | 2,781 |
| Total noninterest income | $119,000 | 4,647 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $65,000 | 3,802 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,597 |
| Total noninterest expense | $969,000 | 4,180 |
| Salaries and employee benefits | $485,000 | 4,283 |
| Premises and equipment expense | $101,000 | 4,371 |
| Additional noninterest expense | $383,000 | 3,744 |
| Pre-tax net operating income | $0 | 6,420 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $0 | 6,524 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $0 | 6,525 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $0 | 6,524 |
| Net charge-offs | $-34,000 | 6,997 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $0 | 6,411 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,836,000 | 4,651 |
| Total interest expense | $1,111,000 | 4,153 |
| Net interest income | $3,725,000 | 4,733 |
| Provision for loan and lease losses | $997,000 | 2,418 |
| Total noninterest income | $497,000 | 4,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $497,000 | 3,141 |
| Total noninterest expense | $3,782,000 | 4,276 |
| Salaries and employee benefits | $1,816,000 | 4,420 |
| Premises and equipment expense | $390,000 | 4,627 |
| Additional noninterest expense | $1,576,000 | 3,721 |
| Pre-tax net operating income | $-557,000 | 6,429 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-557,000 | 6,498 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-557,000 | 6,500 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-557,000 | 6,499 |
| Net charge-offs | $1,565,000 | 1,816 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-557,000 | 6,457 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 4,669 |
| Total interest expense | $882,000 | 4,139 |
| Net interest income | $2,797,000 | 4,752 |
| Provision for loan and lease losses | $781,000 | 2,297 |
| Total noninterest income | $382,000 | 4,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $382,000 | 3,112 |
| Total noninterest expense | $2,875,000 | 4,241 |
| Salaries and employee benefits | $1,368,000 | 4,405 |
| Premises and equipment expense | $329,000 | 4,404 |
| Additional noninterest expense | $1,178,000 | 3,735 |
| Pre-tax net operating income | $-477,000 | 6,590 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-477,000 | 6,677 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-477,000 | 6,678 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-477,000 | 6,678 |
| Net charge-offs | $1,250,000 | 1,684 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-477,000 | 6,624 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 4,670 |
| Total interest expense | $634,000 | 4,059 |
| Net interest income | $1,857,000 | 4,781 |
| Provision for loan and lease losses | $438,000 | 2,489 |
| Total noninterest income | $493,000 | 3,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $493,000 | 2,121 |
| Total noninterest expense | $1,919,000 | 4,275 |
| Salaries and employee benefits | $936,000 | 4,371 |
| Premises and equipment expense | $217,000 | 4,472 |
| Additional noninterest expense | $766,000 | 3,862 |
| Pre-tax net operating income | $-7,000 | 6,223 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-7,000 | 6,325 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,000 | 6,325 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-7,000 | 6,325 |
| Net charge-offs | $889,000 | 1,578 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-7,000 | 6,256 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 4,662 |
| Total interest expense | $351,000 | 3,906 |
| Net interest income | $906,000 | 4,843 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $172,000 | 3,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $172,000 | 2,696 |
| Total noninterest expense | $936,000 | 4,377 |
| Salaries and employee benefits | $477,000 | 4,364 |
| Premises and equipment expense | $107,000 | 4,537 |
| Additional noninterest expense | $352,000 | 4,074 |
| Pre-tax net operating income | $37,000 | 5,919 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $37,000 | 5,895 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $37,000 | 5,894 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $37,000 | 5,895 |
| Net charge-offs | $64,000 | 3,148 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $37,000 | 5,866 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,471,000 | 4,566 |
| Total interest expense | $1,990,000 | 3,584 |
| Net interest income | $3,481,000 | 4,968 |
| Provision for loan and lease losses | $854,000 | 3,308 |
| Total noninterest income | $795,000 | 3,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $795,000 | 2,502 |
| Total noninterest expense | $3,812,000 | 4,345 |
| Salaries and employee benefits | $1,884,000 | 4,405 |
| Premises and equipment expense | $457,000 | 4,417 |
| Additional noninterest expense | $1,471,000 | 4,058 |
| Pre-tax net operating income | $-390,000 | 6,184 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-390,000 | 6,306 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-390,000 | 6,307 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-390,000 | 6,307 |
| Net charge-offs | $587,000 | 3,432 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-390,000 | 6,256 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,107,000 | 4,659 |
| Total interest expense | $1,557,000 | 3,602 |
| Net interest income | $2,550,000 | 5,088 |
| Provision for loan and lease losses | $749,000 | 2,961 |
| Total noninterest income | $583,000 | 3,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $583,000 | 2,526 |
| Total noninterest expense | $2,831,000 | 4,389 |
| Salaries and employee benefits | $1,429,000 | 4,413 |
| Premises and equipment expense | $341,000 | 4,497 |
| Additional noninterest expense | $1,061,000 | 4,145 |
| Pre-tax net operating income | $-447,000 | 6,523 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-447,000 | 6,642 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-447,000 | 6,642 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-447,000 | 6,642 |
| Net charge-offs | $528,000 | 2,999 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-447,000 | 6,574 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 4,726 |
| Total interest expense | $1,026,000 | 3,737 |
| Net interest income | $1,676,000 | 5,141 |
| Provision for loan and lease losses | $434,000 | 3,077 |
| Total noninterest income | $358,000 | 3,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $358,000 | 2,572 |
| Total noninterest expense | $1,917,000 | 4,362 |
| Salaries and employee benefits | $980,000 | 4,352 |
| Premises and equipment expense | $228,000 | 4,525 |
| Additional noninterest expense | $709,000 | 4,118 |
| Pre-tax net operating income | $-317,000 | 6,588 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-317,000 | 6,708 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-317,000 | 6,710 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-317,000 | 6,709 |
| Net charge-offs | $188,000 | 3,619 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-317,000 | 6,662 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 4,801 |
| Total interest expense | $483,000 | 4,027 |
| Net interest income | $867,000 | 5,084 |
| Provision for loan and lease losses | $105,000 | 3,873 |
| Total noninterest income | $169,000 | 4,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $169,000 | 2,649 |
| Total noninterest expense | $972,000 | 4,365 |
| Salaries and employee benefits | $508,000 | 4,301 |
| Premises and equipment expense | $115,000 | 4,583 |
| Additional noninterest expense | $349,000 | 4,161 |
| Pre-tax net operating income | $-41,000 | 6,464 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-41,000 | 6,582 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-41,000 | 6,584 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-41,000 | 6,583 |
| Net charge-offs | $129,000 | 2,883 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-41,000 | 6,505 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 4,865 |
| Total interest expense | $2,245,000 | 4,153 |
| Net interest income | $3,244,000 | 5,176 |
| Provision for loan and lease losses | $3,361,000 | 1,836 |
| Total noninterest income | $829,000 | 3,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $829,000 | 2,403 |
| Total noninterest expense | $4,167,000 | 4,226 |
| Salaries and employee benefits | $2,112,000 | 4,189 |
| Premises and equipment expense | $480,000 | 4,484 |
| Additional noninterest expense | $1,575,000 | 3,945 |
| Pre-tax net operating income | $-3,455,000 | 6,975 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,455,000 | 7,071 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,455,000 | 7,069 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,455,000 | 7,069 |
| Net charge-offs | $2,843,000 | 1,663 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,455,000 | 7,080 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 4,910 |
| Total interest expense | $1,750,000 | 4,196 |
| Net interest income | $2,395,000 | 5,232 |
| Provision for loan and lease losses | $2,061,000 | 1,866 |
| Total noninterest income | $636,000 | 3,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $636,000 | 2,435 |
| Total noninterest expense | $3,155,000 | 4,208 |
| Salaries and employee benefits | $1,603,000 | 4,184 |
| Premises and equipment expense | $359,000 | 4,542 |
| Additional noninterest expense | $1,193,000 | 3,889 |
| Pre-tax net operating income | $-2,185,000 | 7,096 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,185,000 | 7,224 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,185,000 | 7,222 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,185,000 | 7,223 |
| Net charge-offs | $1,338,000 | 1,891 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,185,000 | 7,211 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 4,921 |
| Total interest expense | $1,198,000 | 4,249 |
| Net interest income | $1,596,000 | 5,232 |
| Provision for loan and lease losses | $210,000 | 4,245 |
| Total noninterest income | $448,000 | 3,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $448,000 | 2,384 |
| Total noninterest expense | $2,088,000 | 4,273 |
| Salaries and employee benefits | $1,087,000 | 4,173 |
| Premises and equipment expense | $238,000 | 4,593 |
| Additional noninterest expense | $763,000 | 4,017 |
| Pre-tax net operating income | $-254,000 | 6,364 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-254,000 | 6,475 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-254,000 | 6,474 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-254,000 | 6,474 |
| Net charge-offs | $469,000 | 2,412 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-254,000 | 6,462 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 4,942 |
| Total interest expense | $626,000 | 4,251 |
| Net interest income | $777,000 | 5,301 |
| Provision for loan and lease losses | $105,000 | 3,786 |
| Total noninterest income | $200,000 | 3,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $200,000 | 2,518 |
| Total noninterest expense | $1,045,000 | 4,177 |
| Salaries and employee benefits | $552,000 | 4,149 |
| Premises and equipment expense | $118,000 | 4,670 |
| Additional noninterest expense | $375,000 | 3,760 |
| Pre-tax net operating income | $-173,000 | 6,837 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-173,000 | 6,988 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-173,000 | 6,989 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-173,000 | 6,989 |
| Net charge-offs | $285,000 | 1,826 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-173,000 | 6,907 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,235,000 | 4,833 |
| Total interest expense | $3,201,000 | 4,063 |
| Net interest income | $3,034,000 | 5,390 |
| Provision for loan and lease losses | $240,000 | 4,965 |
| Total noninterest income | $873,000 | 3,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $873,000 | 2,339 |
| Total noninterest expense | $3,947,000 | 4,276 |
| Salaries and employee benefits | $2,133,000 | 4,244 |
| Premises and equipment expense | $455,000 | 4,727 |
| Additional noninterest expense | $1,359,000 | 3,894 |
| Pre-tax net operating income | $-280,000 | 6,619 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-280,000 | 6,554 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-280,000 | 6,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $659,000 | 2,435 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-280,000 | 6,704 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,754,000 | 4,855 |
| Total interest expense | $2,430,000 | 4,155 |
| Net interest income | $2,324,000 | 5,363 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $693,000 | 3,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $693,000 | 2,330 |
| Total noninterest expense | $2,942,000 | 4,287 |
| Salaries and employee benefits | $1,590,000 | 4,283 |
| Premises and equipment expense | $340,000 | 4,739 |
| Additional noninterest expense | $1,012,000 | 3,829 |
| Pre-tax net operating income | $-105,000 | 6,915 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-105,000 | 6,793 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-105,000 | 6,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,655 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-105,000 | 6,963 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 4,917 |
| Total interest expense | $1,661,000 | 4,222 |
| Net interest income | $1,507,000 | 5,460 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $461,000 | 3,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $461,000 | 2,369 |
| Total noninterest expense | $1,944,000 | 4,326 |
| Salaries and employee benefits | $1,062,000 | 4,323 |
| Premises and equipment expense | $227,000 | 4,775 |
| Additional noninterest expense | $655,000 | 3,903 |
| Pre-tax net operating income | $-96,000 | 7,184 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-96,000 | 7,246 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-96,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,251 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-96,000 | 7,216 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 4,805 |
| Total interest expense | $886,000 | 4,226 |
| Net interest income | $813,000 | 5,266 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $253,000 | 3,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $253,000 | 2,206 |
| Total noninterest expense | $986,000 | 4,279 |
| Salaries and employee benefits | $535,000 | 4,311 |
| Premises and equipment expense | $115,000 | 4,754 |
| Additional noninterest expense | $336,000 | 3,783 |
| Pre-tax net operating income | $20,000 | 6,969 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $20,000 | 7,024 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $20,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,517 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $20,000 | 6,931 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,788,000 | 4,823 |
| Total interest expense | $3,376,000 | 4,435 |
| Net interest income | $3,412,000 | 5,117 |
| Provision for loan and lease losses | $340,000 | 2,967 |
| Total noninterest income | $888,000 | 3,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $888,000 | 2,400 |
| Total noninterest expense | $3,870,000 | 4,225 |
| Salaries and employee benefits | $2,041,000 | 4,328 |
| Premises and equipment expense | $472,000 | 4,537 |
| Additional noninterest expense | $1,357,000 | 3,714 |
| Pre-tax net operating income | $90,000 | 7,171 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $90,000 | 7,178 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $90,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,759 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $90,000 | 7,150 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,944,000 | 4,926 |
| Total interest expense | $2,425,000 | 4,573 |
| Net interest income | $2,519,000 | 5,197 |
| Provision for loan and lease losses | $280,000 | 2,407 |
| Total noninterest income | $678,000 | 3,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $678,000 | 2,376 |
| Total noninterest expense | $2,879,000 | 4,213 |
| Salaries and employee benefits | $1,518,000 | 4,335 |
| Premises and equipment expense | $358,000 | 4,478 |
| Additional noninterest expense | $1,003,000 | 3,687 |
| Pre-tax net operating income | $38,000 | 7,538 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $38,000 | 7,538 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $38,000 | 7,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,280 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $38,000 | 7,525 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 5,038 |
| Total interest expense | $1,548,000 | 4,696 |
| Net interest income | $1,655,000 | 5,268 |
| Provision for loan and lease losses | $220,000 | 2,020 |
| Total noninterest income | $437,000 | 3,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $437,000 | 2,450 |
| Total noninterest expense | $1,892,000 | 4,293 |
| Salaries and employee benefits | $983,000 | 4,463 |
| Premises and equipment expense | $256,000 | 4,316 |
| Additional noninterest expense | $653,000 | 3,762 |
| Pre-tax net operating income | $-20,000 | 7,828 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-20,000 | 7,846 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-20,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,967 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-20,000 | 7,835 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 5,141 |
| Total interest expense | $738,000 | 4,827 |
| Net interest income | $811,000 | 5,343 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $224,000 | 3,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $224,000 | 2,383 |
| Total noninterest expense | $882,000 | 4,498 |
| Salaries and employee benefits | $476,000 | 4,598 |
| Premises and equipment expense | $127,000 | 4,340 |
| Additional noninterest expense | $279,000 | 4,177 |
| Pre-tax net operating income | $93,000 | 6,750 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $93,000 | 6,499 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $93,000 | 6,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,121 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $93,000 | 6,488 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,473,000 | 5,296 |
| Total interest expense | $2,298,000 | 5,042 |
| Net interest income | $3,175,000 | 5,348 |
| Provision for loan and lease losses | $210,000 | 3,430 |
| Total noninterest income | $1,019,000 | 3,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,019,000 | 2,191 |
| Total noninterest expense | $3,544,000 | 4,370 |
| Salaries and employee benefits | $2,095,000 | 4,130 |
| Premises and equipment expense | $243,000 | 6,281 |
| Additional noninterest expense | $1,206,000 | 3,916 |
| Pre-tax net operating income | $440,000 | 6,665 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $440,000 | 6,362 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $440,000 | 6,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,766 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $440,000 | 6,362 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,928,000 | 5,430 |
| Total interest expense | $1,577,000 | 5,198 |
| Net interest income | $2,351,000 | 5,437 |
| Provision for loan and lease losses | $157,000 | 3,335 |
| Total noninterest income | $745,000 | 3,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $745,000 | 2,242 |
| Total noninterest expense | $2,606,000 | 4,406 |
| Salaries and employee benefits | $1,547,000 | 4,154 |
| Premises and equipment expense | $179,000 | 6,350 |
| Additional noninterest expense | $880,000 | 3,981 |
| Pre-tax net operating income | $333,000 | 6,857 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $333,000 | 6,542 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $333,000 | 6,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,446 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $333,000 | 6,545 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 5,586 |
| Total interest expense | $954,000 | 5,351 |
| Net interest income | $1,502,000 | 5,582 |
| Provision for loan and lease losses | $105,000 | 3,244 |
| Total noninterest income | $501,000 | 3,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $501,000 | 2,206 |
| Total noninterest expense | $1,688,000 | 4,509 |
| Salaries and employee benefits | $1,012,000 | 4,220 |
| Premises and equipment expense | $116,000 | 6,428 |
| Additional noninterest expense | $560,000 | 4,124 |
| Pre-tax net operating income | $210,000 | 7,020 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $210,000 | 6,676 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $210,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $210,000 | 6,681 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 5,702 |
| Total interest expense | $446,000 | 5,417 |
| Net interest income | $710,000 | 5,765 |
| Provision for loan and lease losses | $52,000 | 3,073 |
| Total noninterest income | $229,000 | 3,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $229,000 | 2,307 |
| Total noninterest expense | $810,000 | 4,653 |
| Salaries and employee benefits | $490,000 | 4,345 |
| Premises and equipment expense | $56,000 | 6,526 |
| Additional noninterest expense | $264,000 | 4,294 |
| Pre-tax net operating income | $77,000 | 7,349 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $77,000 | 7,081 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,276 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $77,000 | 7,088 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 5,923 |
| Total interest expense | $1,357,000 | 5,498 |
| Net interest income | $2,508,000 | 6,037 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $1,029,000 | 3,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,029,000 | 2,170 |
| Total noninterest expense | $2,967,000 | 4,800 |
| Salaries and employee benefits | $1,811,000 | 4,456 |
| Premises and equipment expense | $189,000 | 6,834 |
| Additional noninterest expense | $967,000 | 4,528 |
| Pre-tax net operating income | $390,000 | 7,094 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $390,000 | 6,813 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $390,000 | 6,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $390,000 | 6,782 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 6,043 |
| Total interest expense | $935,000 | 5,625 |
| Net interest income | $1,819,000 | 6,157 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $751,000 | 3,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $751,000 | 2,209 |
| Total noninterest expense | $2,176,000 | 4,854 |
| Salaries and employee benefits | $1,328,000 | 4,498 |
| Premises and equipment expense | $140,000 | 6,866 |
| Additional noninterest expense | $708,000 | 4,593 |
| Pre-tax net operating income | $259,000 | 7,381 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $259,000 | 7,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $259,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $259,000 | 7,101 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 6,153 |
| Total interest expense | $581,000 | 5,648 |
| Net interest income | $1,150,000 | 6,301 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $492,000 | 3,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $492,000 | 2,212 |
| Total noninterest expense | $1,404,000 | 4,961 |
| Salaries and employee benefits | $849,000 | 4,623 |
| Premises and equipment expense | $91,000 | 6,894 |
| Additional noninterest expense | $464,000 | 4,623 |
| Pre-tax net operating income | $148,000 | 7,557 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $148,000 | 7,365 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $148,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $148,000 | 7,318 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $793,000 | 6,404 |
| Total interest expense | $265,000 | 5,815 |
| Net interest income | $528,000 | 6,565 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $229,000 | 3,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $229,000 | 2,276 |
| Total noninterest expense | $670,000 | 5,150 |
| Salaries and employee benefits | $407,000 | 4,775 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $218,000 | 4,792 |
| Pre-tax net operating income | $42,000 | 7,995 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $42,000 | 7,898 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $42,000 | 7,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $42,000 | 7,869 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 7,038 |
| Total interest expense | $692,000 | 6,626 |
| Net interest income | $1,653,000 | 7,110 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $747,000 | 4,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $747,000 | 2,610 |
| Total noninterest expense | $2,412,000 | 5,425 |
| Salaries and employee benefits | $1,423,000 | 5,122 |
| Premises and equipment expense | $194,000 | 6,832 |
| Additional noninterest expense | $795,000 | 5,107 |
| Pre-tax net operating income | $-192,000 | 8,530 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-192,000 | 8,580 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-192,000 | 8,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 402 |
| Net operating income | $-192,000 | 8,547 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 7,226 |
| Total interest expense | $460,000 | 6,906 |
| Net interest income | $1,167,000 | 7,260 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $532,000 | 4,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $532,000 | 2,693 |
| Total noninterest expense | $1,770,000 | 5,457 |
| Salaries and employee benefits | $1,058,000 | 5,105 |
| Premises and equipment expense | $141,000 | 6,871 |
| Additional noninterest expense | $571,000 | 5,210 |
| Pre-tax net operating income | $-206,000 | 8,650 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-206,000 | 8,683 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-206,000 | 8,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 306 |
| Net operating income | $-206,000 | 8,657 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 7,425 |
| Total interest expense | $271,000 | 7,200 |
| Net interest income | $737,000 | 7,412 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $331,000 | 4,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $331,000 | 2,820 |
| Total noninterest expense | $1,176,000 | 5,508 |
| Salaries and employee benefits | $702,000 | 5,158 |
| Premises and equipment expense | $94,000 | 6,920 |
| Additional noninterest expense | $380,000 | 5,244 |
| Pre-tax net operating income | $-198,000 | 8,768 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-198,000 | 8,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-198,000 | 8,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 212 |
| Net operating income | $-198,000 | 8,769 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $467,000 | 7,640 |
| Total interest expense | $127,000 | 7,409 |
| Net interest income | $340,000 | 7,604 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $148,000 | 4,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $148,000 | 2,972 |
| Total noninterest expense | $580,000 | 5,558 |
| Salaries and employee benefits | $351,000 | 5,179 |
| Premises and equipment expense | $46,000 | 6,981 |
| Additional noninterest expense | $183,000 | 5,379 |
| Pre-tax net operating income | $-137,000 | 8,843 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-137,000 | 8,896 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-137,000 | 8,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,465 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 122 |
| Net operating income | $-137,000 | 8,858 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 8,461 |
| Total interest expense | $348,000 | 8,296 |
| Net interest income | $789,000 | 8,432 |
| Provision for loan and lease losses | $352,000 | 2,841 |
| Total noninterest income | $631,000 | 4,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $631,000 | 3,157 |
| Total noninterest expense | $2,070,000 | 5,876 |
| Salaries and employee benefits | $1,256,000 | 5,479 |
| Premises and equipment expense | $178,000 | 7,051 |
| Additional noninterest expense | $636,000 | 5,797 |
| Pre-tax net operating income | $-1,002,000 | 8,971 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-1,002,000 | 9,036 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,002,000 | 9,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,208 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 489 |
| Net operating income | $-1,002,000 | 8,990 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $712,000 | 8,716 |
| Total interest expense | $219,000 | 8,591 |
| Net interest income | $493,000 | 8,686 |
| Provision for loan and lease losses | $269,000 | 2,744 |
| Total noninterest income | $468,000 | 4,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $468,000 | 3,246 |
| Total noninterest expense | $1,528,000 | 5,918 |
| Salaries and employee benefits | $924,000 | 5,516 |
| Premises and equipment expense | $134,000 | 7,062 |
| Additional noninterest expense | $470,000 | 5,833 |
| Pre-tax net operating income | $-836,000 | 9,052 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-836,000 | 9,103 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-836,000 | 9,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,410 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 365 |
| Net operating income | $-836,000 | 9,061 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $353,000 | 8,943 |
| Total interest expense | $110,000 | 8,860 |
| Net interest income | $243,000 | 8,935 |
| Provision for loan and lease losses | $179,000 | 2,753 |
| Total noninterest income | $301,000 | 4,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $301,000 | 3,286 |
| Total noninterest expense | $986,000 | 6,031 |
| Salaries and employee benefits | $595,000 | 5,642 |
| Premises and equipment expense | $90,000 | 7,025 |
| Additional noninterest expense | $301,000 | 5,968 |
| Pre-tax net operating income | $-621,000 | 9,110 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-621,000 | 9,159 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-621,000 | 9,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-621,000 | 9,108 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $114,000 | 9,152 |
| Total interest expense | $31,000 | 9,104 |
| Net interest income | $83,000 | 9,132 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $72,000 | 6,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $72,000 | 4,544 |
| Total noninterest expense | $461,000 | 6,260 |
| Salaries and employee benefits | $266,000 | 6,035 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $147,000 | 6,005 |
| Pre-tax net operating income | $-356,000 | 9,167 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-356,000 | 9,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-356,000 | 9,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-356,000 | 9,157 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $228,000 | 9,261 |
| Total interest expense | $38,000 | 9,253 |
| Net interest income | $190,000 | 9,249 |
| Provision for loan and lease losses | $21,000 | 7,483 |
| Total noninterest income | $30,000 | 9,110 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 8,203 |
| Total noninterest expense | $1,029,000 | 7,875 |
| Salaries and employee benefits | $491,000 | 8,176 |
| Premises and equipment expense | $147,000 | 7,485 |
| Additional noninterest expense | $391,000 | 7,214 |
| Pre-tax net operating income | $-830,000 | 9,085 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-830,000 | 9,144 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-830,000 | 9,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-830,000 | 9,106 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $160,000 | 9,552 |
| Total interest expense | $7,000 | 9,571 |
| Net interest income | $153,000 | 9,520 |
| Provision for loan and lease losses | $21,000 | 7,535 |
| Total noninterest income | $1,000 | 9,549 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,000 | 8,372 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $637,000 | 8,834 |
| Salaries and employee benefits | $283,000 | 9,127 |
| Premises and equipment expense | $68,000 | 8,826 |
| Additional noninterest expense | $286,000 | 7,961 |
| Pre-tax net operating income | $-504,000 | 9,169 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-504,000 | 9,241 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-504,000 | 9,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,690,000 | 337 |
| Net operating income | $-504,000 | 9,205 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $67,000 | 9,874 |
| Total interest expense | $0 | 9,874 |
| Net interest income | $67,000 | 9,860 |
| Provision for loan and lease losses | $5,000 | 8,144 |
| Total noninterest income | $32,000 | 9,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,541 |
| Total noninterest expense | $99,000 | 9,882 |
| Salaries and employee benefits | $75,000 | 9,854 |
| Premises and equipment expense | $24,000 | 9,731 |
| Additional noninterest expense | $0 | 9,897 |
| Pre-tax net operating income | $-5,000 | 9,145 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-5,000 | 9,166 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-5,000 | 9,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-5,000 | 9,152 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $65,000 | 10,200 |
| Total interest expense | $0 | 10,199 |
| Net interest income | $65,000 | 10,183 |
| Provision for loan and lease losses | $1,000 | 8,482 |
| Total noninterest income | $2,000 | 10,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $84,000 | 10,202 |
| Salaries and employee benefits | $68,000 | 10,174 |
| Premises and equipment expense | $0 | 10,185 |
| Additional noninterest expense | $16,000 | 10,208 |
| Pre-tax net operating income | $-18,000 | 9,449 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-18,000 | 9,468 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-18,000 | 9,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-18,000 | 9,446 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $73,000 | 10,424 |
| Total interest expense | $0 | 10,441 |
| Net interest income | $73,000 | 10,403 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $2,000 | 10,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,319 |
| Total noninterest expense | $83,000 | 10,441 |
| Salaries and employee benefits | $65,000 | 10,412 |
| Premises and equipment expense | $0 | 10,432 |
| Additional noninterest expense | $18,000 | 10,445 |
| Pre-tax net operating income | $-8,000 | 9,816 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-8,000 | 9,853 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-8,000 | 9,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-8,000 | 9,808 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $79,000 | 10,885 |
| Total interest expense | $0 | 10,898 |
| Net interest income | $79,000 | 10,867 |
| Provision for loan and lease losses | $1,000 | 8,801 |
| Total noninterest income | $3,000 | 10,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $81,000 | 10,895 |
| Salaries and employee benefits | $62,000 | 10,868 |
| Premises and equipment expense | $19,000 | 10,774 |
| Additional noninterest expense | $0 | 10,920 |
| Pre-tax net operating income | $0 | 10,358 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $0 | 10,401 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $0 | 10,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $0 | 10,363 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $80,000 | 11,424 |
| Total interest expense | $0 | 11,435 |
| Net interest income | $80,000 | 11,405 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,000 | 11,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $80,000 | 11,432 |
| Salaries and employee benefits | $60,000 | 11,411 |
| Premises and equipment expense | $3,000 | 11,409 |
| Additional noninterest expense | $17,000 | 11,441 |
| Pre-tax net operating income | $1,000 | 10,769 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $1,000 | 10,812 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,000 | 10,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,000 | 10,763 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $78,000 | 11,946 |
| Total interest expense | $0 | 11,954 |
| Net interest income | $78,000 | 11,931 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,000 | 11,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 10,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $77,000 | 11,957 |
| Salaries and employee benefits | $56,000 | 11,936 |
| Premises and equipment expense | $5,000 | 11,931 |
| Additional noninterest expense | $16,000 | 11,961 |
| Pre-tax net operating income | $3,000 | 11,453 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $3,000 | 11,484 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,000 | 11,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,000 | 11,453 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $69,000 | 12,592 |
| Total interest expense | $0 | 12,589 |
| Net interest income | $69,000 | 12,580 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $1,000 | 12,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 12,536 |
| Total noninterest expense | $71,000 | 12,591 |
| Salaries and employee benefits | $53,000 | 12,571 |
| Premises and equipment expense | $6,000 | 12,558 |
| Additional noninterest expense | $12,000 | 12,597 |
| Pre-tax net operating income | $-2,000 | 12,104 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-2,000 | 12,042 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,000 | 12,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-2,000 | 12,065 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $59,000 | 13,264 |
| Total interest expense | $0 | 13,264 |
| Net interest income | $59,000 | 13,218 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $3,000 | 13,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 11,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 13,212 |
| Total noninterest expense | $71,000 | 13,268 |
| Salaries and employee benefits | $52,000 | 13,256 |
| Premises and equipment expense | $6,000 | 13,234 |
| Additional noninterest expense | $13,000 | 13,272 |
| Pre-tax net operating income | $-10,000 | 12,467 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-10,000 | 12,554 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-10,000 | 12,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-10,000 | 12,425 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $66,000 | 13,908 |
| Total interest expense | $0 | 13,899 |
| Net interest income | $66,000 | 13,874 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $5,000 | 13,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 11,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 13,843 |
| Total noninterest expense | $63,000 | 13,911 |
| Salaries and employee benefits | $37,000 | 13,896 |
| Premises and equipment expense | $0 | 13,907 |
| Additional noninterest expense | $26,000 | 13,898 |
| Pre-tax net operating income | $3,000 | 12,681 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $2,000 | 12,882 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,000 | 12,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,000 | 12,650 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.