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Heritage Federal Savings Bank, Assets and Liabilities

1992-12-31Rank
# of Employees:392575
Assets and Liabilities
Total Assets:$930,129,000607
Cash and due from depository institutions$44,701,000575
Interest-bearing balances$26,988,000297
Securities$302,555,000500
Federal funds sold & reverse repurchase agreements$41,000,000478
Net loans & leases$486,474,000666
Loan loss allowance$5,812,000894
Trading account assets$0344
Bank premises and fixed assets$20,263,000397
Other real estate owned$5,545,000575
Goodwill and other intangibles$4,792,000434
All other assets$24,799,000545
Life insurance assets$01
Total liabilities and capital$930,129,000607
Total liabilities$868,724,000604
Total deposits$811,691,000571
Interest-bearing deposits$799,456,000522
Deposits held in domestic offices$811,691,000565
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$50,982,000424
Subordinated debt$0482
All other liabilities$6,051,000845
Total equity capital$61,405,000665
Total bank equity capital$61,405,000665
Perpetual preferred stock$0346
Common stock$1,00012,319
Surplus$18,524,000840
Undivided profits$42,880,000488
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,984,0001,130
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$7,017,000362
Earning assets$857,017,000598
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$930,591,200596
Average Assets, quarterly$929,753,500602
Volatile liabilities$133,318,000625
Insider loans$09,493
FHLB advances$26,735,000238
Loans and leases held for sale$01,207
Unused loan commitments$18,899,0001,895
Tier 1 (core) risk-based capital$60,614,000640
Tier 2 risk-based capital$4,901,000769
Total risk weighted assets$391,138,000821
Total unused commitments$18,899,0001,910
Derivatives$0651