Home > Heritage Federal Bank for Savings > Income and Expense
Heritage Federal Bank for Savings, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $34,767,000 | 915 |
| Total interest expense | $16,329,000 | 848 |
| Net interest income | $18,438,000 | 997 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $3,399,000 | 1,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,399,000 | 820 |
| Total noninterest expense | $11,274,000 | 1,307 |
| Salaries and employee benefits | $5,625,000 | 1,203 |
| Premises and equipment expense | $1,876,000 | 1,128 |
| Additional noninterest expense | $3,773,000 | 1,490 |
| Pre-tax net operating income | $10,481,000 | 763 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,472,000 | 769 |
| Income before extraordinary items | $7,009,000 | 763 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,009,000 | 763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 1,226 |
| Cash dividends | $2,000,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $547,000 | 533 |
| Net operating income | $7,009,000 | 769 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $37,041,000 | 893 |
| Total interest expense | $17,374,000 | 809 |
| Net interest income | $19,667,000 | 943 |
| Provision for loan and lease losses | $834,000 | 1,474 |
| Total noninterest income | $2,763,000 | 1,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,763,000 | 1,018 |
| Total noninterest expense | $11,763,000 | 1,306 |
| Salaries and employee benefits | $6,073,000 | 1,114 |
| Premises and equipment expense | $1,865,000 | 1,140 |
| Additional noninterest expense | $3,825,000 | 1,581 |
| Pre-tax net operating income | $9,833,000 | 743 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,812,000 | 679 |
| Income before extraordinary items | $6,021,000 | 873 |
| Extraordinary gains, net | $764,000 | 302 |
| Net income | $6,785,000 | 797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 2,015 |
| Cash dividends | $2,000,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $343,000 | 675 |
| Net operating income | $6,021,000 | 821 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $41,786,000 | 905 |
| Total interest expense | $23,138,000 | 812 |
| Net interest income | $18,648,000 | 996 |
| Provision for loan and lease losses | $504,000 | 2,980 |
| Total noninterest income | $3,265,000 | 1,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,265,000 | 899 |
| Total noninterest expense | $12,372,000 | 1,283 |
| Salaries and employee benefits | $5,414,000 | 1,236 |
| Premises and equipment expense | $2,138,000 | 1,053 |
| Additional noninterest expense | $4,820,000 | 1,369 |
| Pre-tax net operating income | $9,037,000 | 713 |
| Securities gains (losses) | $173,000 | 2,228 |
| Applicable income taxes | $4,037,000 | 584 |
| Income before extraordinary items | $5,173,000 | 922 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,173,000 | 924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 3,122 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $14,806,000 | 69 |
| Net operating income | $5,062,280 | 853 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.