Home > Heritage Federal Bank for Savings > Net charge- offs to loans
Heritage Federal Bank for Savings, Net charge- offs to loans
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1912% | 4,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1705% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 4.4476% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2172% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6954% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3164% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 6,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5403% | 71 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4863% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3014% | 682 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 8,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3404% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4488% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8953% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4608% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6582% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |