Home > Heritage Community Bank > Income and Expense
Heritage Community Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,534,000 | 3,431 |
| Total interest expense | $775,000 | 3,519 |
| Net interest income | $5,759,000 | 3,360 |
| Provision for loan and lease losses | $1,007,000 | 1,087 |
| Total noninterest income | $447,000 | 4,577 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $148,000 | 4,595 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $299,000 | 4,095 |
| Total noninterest expense | $5,035,000 | 3,385 |
| Salaries and employee benefits | $2,142,000 | 3,926 |
| Premises and equipment expense | $640,000 | 3,156 |
| Additional noninterest expense | $2,253,000 | 2,721 |
| Pre-tax net operating income | $164,000 | 5,803 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $164,000 | 5,808 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $164,000 | 5,812 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $164,000 | 5,812 |
| Net charge-offs | $1,480,000 | 948 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $164,000 | 5,750 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,009,000 | 3,409 |
| Total interest expense | $602,000 | 3,531 |
| Net interest income | $4,407,000 | 3,348 |
| Provision for loan and lease losses | $795,000 | 1,065 |
| Total noninterest income | $358,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $122,000 | 4,481 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $236,000 | 4,097 |
| Total noninterest expense | $3,921,000 | 3,307 |
| Salaries and employee benefits | $1,619,000 | 3,915 |
| Premises and equipment expense | $497,000 | 3,112 |
| Additional noninterest expense | $1,805,000 | 2,537 |
| Pre-tax net operating income | $49,000 | 6,145 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $49,000 | 6,202 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $49,000 | 6,204 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $49,000 | 6,203 |
| Net charge-offs | $1,284,000 | 834 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $49,000 | 6,142 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 3,367 |
| Total interest expense | $416,000 | 3,507 |
| Net interest income | $2,975,000 | 3,304 |
| Provision for loan and lease losses | $765,000 | 823 |
| Total noninterest income | $249,000 | 4,533 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $90,000 | 4,299 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $159,000 | 4,144 |
| Total noninterest expense | $2,516,000 | 3,399 |
| Salaries and employee benefits | $1,076,000 | 3,944 |
| Premises and equipment expense | $337,000 | 3,076 |
| Additional noninterest expense | $1,103,000 | 2,741 |
| Pre-tax net operating income | $-57,000 | 6,422 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-57,000 | 6,471 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-57,000 | 6,472 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-57,000 | 6,472 |
| Net charge-offs | $1,295,000 | 646 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-57,000 | 6,427 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 3,434 |
| Total interest expense | $213,000 | 3,538 |
| Net interest income | $1,465,000 | 3,358 |
| Provision for loan and lease losses | $162,000 | 1,547 |
| Total noninterest income | $149,000 | 4,201 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $47,000 | 4,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $102,000 | 3,723 |
| Total noninterest expense | $1,436,000 | 3,115 |
| Salaries and employee benefits | $543,000 | 3,966 |
| Premises and equipment expense | $173,000 | 3,049 |
| Additional noninterest expense | $720,000 | 2,161 |
| Pre-tax net operating income | $16,000 | 6,189 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $8,000 | 4,015 |
| Income before extraordinary items | $8,000 | 6,343 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,000 | 6,344 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,000 | 6,344 |
| Net charge-offs | $-40,000 | 6,653 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $8,000 | 6,267 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,020,000 | 3,444 |
| Total interest expense | $1,069,000 | 3,468 |
| Net interest income | $5,951,000 | 3,394 |
| Provision for loan and lease losses | $5,315,000 | 480 |
| Total noninterest income | $541,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $268,000 | 3,700 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $273,000 | 4,162 |
| Total noninterest expense | $4,829,000 | 3,559 |
| Salaries and employee benefits | $2,329,000 | 3,741 |
| Premises and equipment expense | $629,000 | 3,276 |
| Additional noninterest expense | $1,871,000 | 3,240 |
| Pre-tax net operating income | $-3,652,000 | 6,913 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $494,000 | 2,188 |
| Income before extraordinary items | $-4,146,000 | 6,941 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,146,000 | 6,940 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-4,146,000 | 6,940 |
| Net charge-offs | $4,111,000 | 673 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 383 |
| Net operating income | $-4,146,000 | 6,931 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 3,470 |
| Total interest expense | $832,000 | 3,488 |
| Net interest income | $4,507,000 | 3,421 |
| Provision for loan and lease losses | $3,526,000 | 543 |
| Total noninterest income | $427,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $208,000 | 3,682 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $219,000 | 4,121 |
| Total noninterest expense | $3,416,000 | 3,741 |
| Salaries and employee benefits | $1,762,000 | 3,737 |
| Premises and equipment expense | $473,000 | 3,302 |
| Additional noninterest expense | $1,181,000 | 3,699 |
| Pre-tax net operating income | $-2,008,000 | 6,974 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-797,000 | 7,075 |
| Income before extraordinary items | $-1,211,000 | 6,916 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,211,000 | 6,912 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,211,000 | 6,914 |
| Net charge-offs | $2,891,000 | 689 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 306 |
| Net operating income | $-1,211,000 | 6,895 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 3,478 |
| Total interest expense | $578,000 | 3,487 |
| Net interest income | $3,002,000 | 3,437 |
| Provision for loan and lease losses | $1,703,000 | 729 |
| Total noninterest income | $292,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $134,000 | 3,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $158,000 | 3,989 |
| Total noninterest expense | $2,257,000 | 3,783 |
| Salaries and employee benefits | $1,176,000 | 3,753 |
| Premises and equipment expense | $310,000 | 3,348 |
| Additional noninterest expense | $771,000 | 3,761 |
| Pre-tax net operating income | $-666,000 | 6,882 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-263,000 | 7,093 |
| Income before extraordinary items | $-403,000 | 6,824 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-403,000 | 6,825 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-403,000 | 6,825 |
| Net charge-offs | $923,000 | 1,205 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 225 |
| Net operating income | $-403,000 | 6,776 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 3,512 |
| Total interest expense | $300,000 | 3,516 |
| Net interest income | $1,488,000 | 3,480 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $144,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $59,000 | 3,983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 3,939 |
| Total noninterest expense | $1,131,000 | 3,789 |
| Salaries and employee benefits | $584,000 | 3,801 |
| Premises and equipment expense | $153,000 | 3,412 |
| Additional noninterest expense | $394,000 | 3,672 |
| Pre-tax net operating income | $201,000 | 4,510 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $82,000 | 2,621 |
| Income before extraordinary items | $119,000 | 5,167 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $119,000 | 5,168 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $119,000 | 5,169 |
| Net charge-offs | $456,000 | 1,159 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 135 |
| Net operating income | $119,000 | 5,025 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,294,000 | 3,573 |
| Total interest expense | $1,457,000 | 3,515 |
| Net interest income | $5,837,000 | 3,536 |
| Provision for loan and lease losses | $1,612,000 | 1,799 |
| Total noninterest income | $460,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $204,000 | 4,338 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $256,000 | 4,100 |
| Total noninterest expense | $4,370,000 | 3,883 |
| Salaries and employee benefits | $2,168,000 | 3,938 |
| Premises and equipment expense | $702,000 | 3,205 |
| Additional noninterest expense | $1,500,000 | 3,873 |
| Pre-tax net operating income | $315,000 | 5,199 |
| Securities gains (losses) | $241,000 | 1,310 |
| Applicable income taxes | $-551,000 | 7,077 |
| Income before extraordinary items | $1,107,000 | 3,352 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,107,000 | 3,355 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,107,000 | 3,355 |
| Net charge-offs | $1,503,000 | 1,868 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,267,000 | 292 |
| Net operating income | $866,000 | 3,696 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,516,000 | 3,591 |
| Total interest expense | $1,117,000 | 3,579 |
| Net interest income | $4,399,000 | 3,538 |
| Provision for loan and lease losses | $1,218,000 | 1,736 |
| Total noninterest income | $301,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $163,000 | 4,249 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $138,000 | 4,653 |
| Total noninterest expense | $3,268,000 | 3,893 |
| Salaries and employee benefits | $1,604,000 | 3,986 |
| Premises and equipment expense | $536,000 | 3,189 |
| Additional noninterest expense | $1,128,000 | 3,852 |
| Pre-tax net operating income | $214,000 | 5,414 |
| Securities gains (losses) | $241,000 | 1,072 |
| Applicable income taxes | $79,000 | 3,378 |
| Income before extraordinary items | $376,000 | 4,753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $376,000 | 4,754 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $376,000 | 4,754 |
| Net charge-offs | $1,424,000 | 1,548 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $937,000 | 282 |
| Net operating income | $175,970 | 5,458 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 3,688 |
| Total interest expense | $747,000 | 3,660 |
| Net interest income | $2,843,000 | 3,630 |
| Provision for loan and lease losses | $292,000 | 3,074 |
| Total noninterest income | $228,000 | 4,638 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $102,000 | 4,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 4,221 |
| Total noninterest expense | $2,230,000 | 3,882 |
| Salaries and employee benefits | $1,054,000 | 4,053 |
| Premises and equipment expense | $366,000 | 3,151 |
| Additional noninterest expense | $810,000 | 3,713 |
| Pre-tax net operating income | $549,000 | 3,630 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $116,000 | 2,742 |
| Income before extraordinary items | $433,000 | 3,842 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $433,000 | 3,843 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $433,000 | 3,844 |
| Net charge-offs | $767,000 | 1,709 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $937,000 | 170 |
| Net operating income | $433,000 | 3,733 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 3,755 |
| Total interest expense | $377,000 | 3,739 |
| Net interest income | $1,389,000 | 3,670 |
| Provision for loan and lease losses | $111,000 | 3,229 |
| Total noninterest income | $97,000 | 4,964 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,453 |
| Total noninterest expense | $1,111,000 | 3,910 |
| Salaries and employee benefits | $530,000 | 4,067 |
| Premises and equipment expense | $191,000 | 3,106 |
| Additional noninterest expense | $390,000 | 3,801 |
| Pre-tax net operating income | $264,000 | 3,735 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $264,000 | 3,475 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $264,000 | 3,471 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $264,000 | 3,473 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $852,000 | 104 |
| Net operating income | $264,000 | 3,414 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 3,928 |
| Total interest expense | $1,829,000 | 3,790 |
| Net interest income | $5,099,000 | 3,903 |
| Provision for loan and lease losses | $1,315,000 | 2,647 |
| Total noninterest income | $388,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $169,000 | 4,715 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $219,000 | 4,457 |
| Total noninterest expense | $4,278,000 | 4,027 |
| Salaries and employee benefits | $2,073,000 | 4,128 |
| Premises and equipment expense | $839,000 | 2,879 |
| Additional noninterest expense | $1,366,000 | 4,253 |
| Pre-tax net operating income | $-106,000 | 5,939 |
| Securities gains (losses) | $150,000 | 1,829 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $44,000 | 5,829 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $44,000 | 5,829 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $44,000 | 5,829 |
| Net charge-offs | $808,000 | 2,984 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-106,000 | 6,001 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 4,054 |
| Total interest expense | $1,432,000 | 3,823 |
| Net interest income | $3,689,000 | 4,054 |
| Provision for loan and lease losses | $807,000 | 2,837 |
| Total noninterest income | $275,000 | 5,183 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $121,000 | 4,869 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $154,000 | 4,617 |
| Total noninterest expense | $3,297,000 | 3,962 |
| Salaries and employee benefits | $1,550,000 | 4,167 |
| Premises and equipment expense | $631,000 | 2,908 |
| Additional noninterest expense | $1,116,000 | 4,011 |
| Pre-tax net operating income | $-140,000 | 6,221 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-140,000 | 6,364 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-140,000 | 6,365 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-140,000 | 6,364 |
| Net charge-offs | $470,000 | 3,169 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-140,000 | 6,269 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 4,149 |
| Total interest expense | $988,000 | 3,842 |
| Net interest income | $2,350,000 | 4,190 |
| Provision for loan and lease losses | $678,000 | 2,418 |
| Total noninterest income | $167,000 | 5,318 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $73,000 | 5,038 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $94,000 | 4,728 |
| Total noninterest expense | $2,191,000 | 3,985 |
| Salaries and employee benefits | $1,022,000 | 4,226 |
| Premises and equipment expense | $420,000 | 2,934 |
| Additional noninterest expense | $749,000 | 3,958 |
| Pre-tax net operating income | $-352,000 | 6,622 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-352,000 | 6,742 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-352,000 | 6,744 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-352,000 | 6,743 |
| Net charge-offs | $55,000 | 4,800 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-352,000 | 6,696 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 4,286 |
| Total interest expense | $501,000 | 3,921 |
| Net interest income | $1,119,000 | 4,340 |
| Provision for loan and lease losses | $240,000 | 2,748 |
| Total noninterest income | $77,000 | 5,489 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $49,000 | 4,728 |
| Total noninterest expense | $1,093,000 | 4,022 |
| Salaries and employee benefits | $513,000 | 4,275 |
| Premises and equipment expense | $212,000 | 2,990 |
| Additional noninterest expense | $368,000 | 4,014 |
| Pre-tax net operating income | $-137,000 | 6,729 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-137,000 | 6,832 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-137,000 | 6,833 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-137,000 | 6,832 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-137,000 | 6,788 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,973,000 | 4,636 |
| Total interest expense | $2,644,000 | 3,753 |
| Net interest income | $3,329,000 | 5,102 |
| Provision for loan and lease losses | $1,084,000 | 3,376 |
| Total noninterest income | $390,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $108,000 | 5,648 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $282,000 | 4,061 |
| Total noninterest expense | $4,363,000 | 4,088 |
| Salaries and employee benefits | $2,056,000 | 4,262 |
| Premises and equipment expense | $811,000 | 3,098 |
| Additional noninterest expense | $1,496,000 | 4,078 |
| Pre-tax net operating income | $-1,728,000 | 6,541 |
| Securities gains (losses) | $129,000 | 1,913 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,599,000 | 6,610 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,599,000 | 6,610 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,599,000 | 6,610 |
| Net charge-offs | $265,000 | 4,643 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,728,000 | 6,651 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 4,769 |
| Total interest expense | $2,067,000 | 3,774 |
| Net interest income | $2,292,000 | 5,361 |
| Provision for loan and lease losses | $498,000 | 3,803 |
| Total noninterest income | $324,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $76,000 | 5,778 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $248,000 | 3,923 |
| Total noninterest expense | $3,196,000 | 4,172 |
| Salaries and employee benefits | $1,503,000 | 4,381 |
| Premises and equipment expense | $606,000 | 3,132 |
| Additional noninterest expense | $1,087,000 | 4,160 |
| Pre-tax net operating income | $-1,078,000 | 6,695 |
| Securities gains (losses) | $129,000 | 1,638 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-949,000 | 6,721 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-949,000 | 6,722 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-949,000 | 6,722 |
| Net charge-offs | $12,000 | 6,458 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,078,000 | 6,784 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 4,996 |
| Total interest expense | $1,380,000 | 3,880 |
| Net interest income | $1,341,000 | 5,690 |
| Provision for loan and lease losses | $368,000 | 3,408 |
| Total noninterest income | $241,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $41,000 | 6,055 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $200,000 | 3,649 |
| Total noninterest expense | $2,163,000 | 4,154 |
| Salaries and employee benefits | $1,002,000 | 4,433 |
| Premises and equipment expense | $404,000 | 3,153 |
| Additional noninterest expense | $757,000 | 4,033 |
| Pre-tax net operating income | $-949,000 | 6,996 |
| Securities gains (losses) | $129,000 | 1,302 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-820,000 | 7,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-820,000 | 7,034 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-820,000 | 7,034 |
| Net charge-offs | $12,000 | 5,902 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-949,000 | 7,112 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 5,233 |
| Total interest expense | $653,000 | 4,135 |
| Net interest income | $615,000 | 5,926 |
| Provision for loan and lease losses | $238,000 | 2,627 |
| Total noninterest income | $154,000 | 4,329 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $131,000 | 3,195 |
| Total noninterest expense | $1,037,000 | 4,204 |
| Salaries and employee benefits | $489,000 | 4,541 |
| Premises and equipment expense | $218,000 | 3,031 |
| Additional noninterest expense | $330,000 | 4,114 |
| Pre-tax net operating income | $-506,000 | 7,330 |
| Securities gains (losses) | $129,000 | 875 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-377,000 | 7,305 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-377,000 | 7,306 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-377,000 | 7,306 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-506,000 | 7,420 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 6,005 |
| Total interest expense | $1,965,000 | 5,348 |
| Net interest income | $2,046,000 | 6,370 |
| Provision for loan and lease losses | $512,000 | 3,763 |
| Total noninterest income | $145,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 6,294 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $73,000 | 6,329 |
| Total noninterest expense | $3,405,000 | 4,727 |
| Salaries and employee benefits | $1,597,000 | 5,135 |
| Premises and equipment expense | $634,000 | 3,759 |
| Additional noninterest expense | $1,174,000 | 4,356 |
| Pre-tax net operating income | $-1,726,000 | 7,279 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,726,000 | 7,295 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,726,000 | 7,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 4,031 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,726,000 | 7,394 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 6,202 |
| Total interest expense | $1,374,000 | 5,646 |
| Net interest income | $1,473,000 | 6,508 |
| Provision for loan and lease losses | $417,000 | 3,010 |
| Total noninterest income | $108,000 | 7,033 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $52,000 | 6,400 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 6,447 |
| Total noninterest expense | $2,429,000 | 4,853 |
| Salaries and employee benefits | $1,149,000 | 5,295 |
| Premises and equipment expense | $434,000 | 4,042 |
| Additional noninterest expense | $846,000 | 4,401 |
| Pre-tax net operating income | $-1,265,000 | 7,654 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,265,000 | 7,630 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,265,000 | 7,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,265,000 | 7,729 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 6,401 |
| Total interest expense | $857,000 | 5,946 |
| Net interest income | $932,000 | 6,625 |
| Provision for loan and lease losses | $342,000 | 2,358 |
| Total noninterest income | $75,000 | 7,048 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $33,000 | 6,468 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $42,000 | 6,364 |
| Total noninterest expense | $1,544,000 | 5,032 |
| Salaries and employee benefits | $731,000 | 5,475 |
| Premises and equipment expense | $277,000 | 4,209 |
| Additional noninterest expense | $536,000 | 4,531 |
| Pre-tax net operating income | $-879,000 | 7,847 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-879,000 | 7,943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-879,000 | 7,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-879,000 | 7,924 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 6,525 |
| Total interest expense | $412,000 | 6,188 |
| Net interest income | $467,000 | 6,658 |
| Provision for loan and lease losses | $91,000 | 2,842 |
| Total noninterest income | $37,000 | 7,068 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $761,000 | 5,089 |
| Salaries and employee benefits | $371,000 | 5,467 |
| Premises and equipment expense | $132,000 | 4,369 |
| Additional noninterest expense | $258,000 | 4,583 |
| Pre-tax net operating income | $-348,000 | 7,954 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-348,000 | 8,036 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-348,000 | 8,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-348,000 | 8,006 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,379,000 | 6,595 |
| Total interest expense | $1,461,000 | 6,487 |
| Net interest income | $1,918,000 | 6,594 |
| Provision for loan and lease losses | $209,000 | 3,798 |
| Total noninterest income | $59,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $31,000 | 7,007 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $28,000 | 7,593 |
| Total noninterest expense | $2,652,000 | 5,419 |
| Salaries and employee benefits | $1,386,000 | 5,540 |
| Premises and equipment expense | $481,000 | 4,482 |
| Additional noninterest expense | $785,000 | 5,412 |
| Pre-tax net operating income | $-884,000 | 8,005 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-884,000 | 8,066 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-884,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-884,000 | 8,061 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 6,687 |
| Total interest expense | $1,041,000 | 6,623 |
| Net interest income | $1,424,000 | 6,664 |
| Provision for loan and lease losses | $141,000 | 3,573 |
| Total noninterest income | $33,000 | 8,119 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $13,000 | 7,921 |
| Total noninterest expense | $1,981,000 | 5,388 |
| Salaries and employee benefits | $1,028,000 | 5,554 |
| Premises and equipment expense | $349,000 | 4,555 |
| Additional noninterest expense | $604,000 | 5,277 |
| Pre-tax net operating income | $-665,000 | 8,169 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-665,000 | 8,211 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-665,000 | 8,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-665,000 | 8,201 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 6,897 |
| Total interest expense | $610,000 | 6,878 |
| Net interest income | $910,000 | 6,801 |
| Provision for loan and lease losses | $113,000 | 3,123 |
| Total noninterest income | $15,000 | 8,290 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $8,000 | 7,273 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $1,293,000 | 5,495 |
| Salaries and employee benefits | $676,000 | 5,668 |
| Premises and equipment expense | $230,000 | 4,617 |
| Additional noninterest expense | $387,000 | 5,402 |
| Pre-tax net operating income | $-481,000 | 8,292 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-481,000 | 8,322 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-481,000 | 8,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-481,000 | 8,317 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $671,000 | 7,167 |
| Total interest expense | $240,000 | 7,311 |
| Net interest income | $431,000 | 6,950 |
| Provision for loan and lease losses | $65,000 | 2,671 |
| Total noninterest income | $7,000 | 8,340 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $607,000 | 5,714 |
| Salaries and employee benefits | $319,000 | 5,874 |
| Premises and equipment expense | $110,000 | 4,765 |
| Additional noninterest expense | $178,000 | 5,624 |
| Pre-tax net operating income | $-234,000 | 8,343 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-234,000 | 8,370 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-234,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-234,000 | 8,360 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 8,123 |
| Total interest expense | $291,000 | 8,305 |
| Net interest income | $927,000 | 7,940 |
| Provision for loan and lease losses | $233,000 | 3,256 |
| Total noninterest income | $4,000 | 8,551 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,000 | 7,567 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,463 |
| Total noninterest expense | $2,504,000 | 5,476 |
| Salaries and employee benefits | $897,000 | 6,666 |
| Premises and equipment expense | $343,000 | 5,384 |
| Additional noninterest expense | $1,264,000 | 3,792 |
| Pre-tax net operating income | $-1,806,000 | 8,560 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $-1,811,000 | 8,582 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,811,000 | 8,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $17,060,000 | 108 |
| Net operating income | $-1,811,000 | 8,571 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $645,000 | 8,436 |
| Total interest expense | $106,000 | 8,545 |
| Net interest income | $539,000 | 8,257 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $1,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,000 | 7,639 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $1,948,000 | 5,341 |
| Salaries and employee benefits | $588,000 | 6,998 |
| Premises and equipment expense | $223,000 | 5,789 |
| Additional noninterest expense | $1,137,000 | 3,267 |
| Pre-tax net operating income | $-1,543,000 | 8,662 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $52,000 | 5,422 |
| Income before extraordinary items | $-1,595,000 | 8,681 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,595,000 | 8,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $17,059,000 | 78 |
| Net operating income | $-1,595,000 | 8,671 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $251,000 | 8,652 |
| Total interest expense | $23,000 | 8,679 |
| Net interest income | $228,000 | 8,575 |
| Provision for loan and lease losses | $35,000 | 4,878 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $1,374,000 | 5,190 |
| Salaries and employee benefits | $280,000 | 7,743 |
| Premises and equipment expense | $116,000 | 6,428 |
| Additional noninterest expense | $978,000 | 2,620 |
| Pre-tax net operating income | $-1,181,000 | 8,715 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $52,000 | 5,200 |
| Income before extraordinary items | $-1,233,000 | 8,725 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,233,000 | 8,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $17,059,000 | 44 |
| Net operating income | $-1,233,000 | 8,717 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,000 | 8,786 |
| Total interest expense | $0 | 8,772 |
| Net interest income | $10,000 | 8,782 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $800,000 | 4,693 |
| Salaries and employee benefits | $15,000 | 8,757 |
| Premises and equipment expense | $13,000 | 8,407 |
| Additional noninterest expense | $772,000 | 1,693 |
| Pre-tax net operating income | $-793,000 | 8,739 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-793,000 | 8,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-793,000 | 8,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $17,059,000 | 14 |
| Net operating income | $-793,000 | 8,739 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.