Home > Heritage Community Bank > Income and Expense

Heritage Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$8,087,0003,114
Total interest expense$2,615,0002,781
Net interest income$5,472,0003,250
Provision for loan and lease losses$-54,0004,283
Total noninterest income$403,0003,576
Gross Fiduciary activities income$0981
Service charges on deposit accounts$120,0003,215
Trading account gains and fees$0123
Additional Noninterest Income$283,0003,437
Total noninterest expense$4,927,0003,070
Salaries and employee benefits$2,571,0003,144
Premises and equipment expense$484,0003,002
Additional noninterest expense$283,0003,437
Pre-tax net operating income$1,002,0003,583
Securities gains (losses)$0988
Applicable income taxes$-107,0004,429
Income before extraordinary items$1,109,0003,374
Extraordinary gains, net$054
Net income$1,109,0003,411
Minority interest net income$088
Net income of bank and minority interests.$1,109,0003,376
Net charge-offs$-2,0003,575
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$-8,0004,541
Net operating income$1,109,0003,392
2023-09-30 (YTD Data)Rank
Total interest income$5,964,0003,107
Total interest expense$1,821,0002,751
Net interest income$4,143,0003,247
Provision for loan and lease losses$-67,0004,352
Total noninterest income$303,0003,582
Gross Fiduciary activities income$0950
Service charges on deposit accounts$88,0003,247
Trading account gains and fees$0125
Additional Noninterest Income$215,0003,428
Total noninterest expense$3,634,0003,078
Salaries and employee benefits$1,857,0003,173
Premises and equipment expense$368,0002,993
Additional noninterest expense$215,0003,427
Pre-tax net operating income$879,0003,539
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$879,0003,414
Extraordinary gains, net$052
Net income$879,0003,446
Minority interest net income$081
Net income of bank and minority interests.$879,0003,414
Net charge-offs$-1,0003,402
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$-8,0004,573
Net operating income$879,0003,434
2023-06-30 (YTD Data)Rank
Total interest income$3,875,0003,127
Total interest expense$1,119,0002,696
Net interest income$2,756,0003,267
Provision for loan and lease losses$-20,0004,366
Total noninterest income$192,0003,611
Gross Fiduciary activities income$0931
Service charges on deposit accounts$56,0003,280
Trading account gains and fees$0112
Additional Noninterest Income$136,0003,473
Total noninterest expense$2,401,0003,093
Salaries and employee benefits$1,232,0003,191
Premises and equipment expense$235,0003,054
Additional noninterest expense$136,0003,460
Pre-tax net operating income$567,0003,591
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$567,0003,478
Extraordinary gains, net$051
Net income$567,0003,511
Minority interest net income$081
Net income of bank and minority interests.$567,0003,477
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$-8,0004,608
Net operating income$567,0003,493
2023-03-31 (YTD Data)Rank
Total interest income$1,898,0003,153
Total interest expense$491,0002,658
Net interest income$1,407,0003,245
Provision for loan and lease losses$02,612
Total noninterest income$100,0003,595
Gross Fiduciary activities income$0913
Service charges on deposit accounts$27,0003,322
Trading account gains and fees$097
Additional Noninterest Income$73,0003,419
Total noninterest expense$1,190,0003,139
Salaries and employee benefits$629,0003,204
Premises and equipment expense$113,0003,145
Additional noninterest expense$73,0003,419
Pre-tax net operating income$317,0003,577
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$317,0003,431
Extraordinary gains, net$04
Net income$317,0003,429
Minority interest net income$048
Net income of bank and minority interests.$317,0003,431
Net charge-offs$2,0001,796
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$317,0003,458
2022-12-31 (YTD Data)Rank
Total interest income$6,167,0003,212
Total interest expense$654,0002,926
Net interest income$5,513,0003,226
Provision for loan and lease losses$210,0001,759
Total noninterest income$367,0003,777
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$113,0003,336
Trading account gains and fees$0116
Additional Noninterest Income$254,0003,650
Total noninterest expense$4,363,0003,230
Salaries and employee benefits$2,352,0003,277
Premises and equipment expense$433,0003,189
Additional noninterest expense$254,0003,650
Pre-tax net operating income$1,307,0003,557
Securities gains (losses)$-99,0003,905
Applicable income taxes$03,596
Income before extraordinary items$1,208,0003,488
Extraordinary gains, net$05
Net income$1,208,0003,486
Minority interest net income$063
Net income of bank and minority interests.$1,208,0003,487
Net charge-offs$47,0001,572
Cash dividends$160,0003,223
Sale, conversion, retirement of capital stock, net$-40,0004,652
Net operating income$1,307,0003,426
2022-09-30 (YTD Data)Rank
Total interest income$4,463,0003,213
Total interest expense$383,0002,995
Net interest income$4,080,0003,212
Provision for loan and lease losses$100,0001,857
Total noninterest income$276,0003,799
Gross Fiduciary activities income$0968
Service charges on deposit accounts$82,0003,383
Trading account gains and fees$0111
Additional Noninterest Income$194,0003,671
Total noninterest expense$3,255,0003,231
Salaries and employee benefits$1,774,0003,253
Premises and equipment expense$312,0003,250
Additional noninterest expense$194,0003,671
Pre-tax net operating income$1,001,0003,541
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$1,001,0003,376
Extraordinary gains, net$04
Net income$1,001,0003,374
Minority interest net income$057
Net income of bank and minority interests.$1,001,0003,375
Net charge-offs$46,0001,264
Cash dividends$160,0002,784
Sale, conversion, retirement of capital stock, net$-40,0004,697
Net operating income$1,001,0003,402
2022-06-30 (YTD Data)Rank
Total interest income$2,870,0003,234
Total interest expense$235,0002,995
Net interest income$2,635,0003,240
Provision for loan and lease losses$02,599
Total noninterest income$176,0003,832
Gross Fiduciary activities income$0925
Service charges on deposit accounts$51,0003,480
Trading account gains and fees$0108
Additional Noninterest Income$125,0003,718
Total noninterest expense$2,169,0003,229
Salaries and employee benefits$1,189,0003,258
Premises and equipment expense$201,0003,322
Additional noninterest expense$779,0003,041
Pre-tax net operating income$642,0003,475
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$642,0003,315
Extraordinary gains, net$04
Net income$642,0003,314
Minority interest net income$060
Net income of bank and minority interests.$642,0003,315
Net charge-offs$-1,0002,999
Cash dividends$160,0002,559
Sale, conversion, retirement of capital stock, net$-40,0004,727
Net operating income$642,0003,341
2022-03-31 (YTD Data)Rank
Total interest income$1,360,0003,279
Total interest expense$103,0003,143
Net interest income$1,257,0003,260
Provision for loan and lease losses$02,285
Total noninterest income$81,0003,869
Gross Fiduciary activities income$0892
Service charges on deposit accounts$25,0003,486
Trading account gains and fees$0103
Additional Noninterest Income$56,0003,762
Total noninterest expense$1,007,0003,340
Salaries and employee benefits$528,0003,411
Premises and equipment expense$104,0003,286
Additional noninterest expense$375,0003,086
Pre-tax net operating income$331,0003,322
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$331,0003,172
Extraordinary gains, net$04
Net income$331,0003,170
Minority interest net income$050
Net income of bank and minority interests.$331,0003,172
Net charge-offs$01,838
Cash dividends$160,0001,835
Sale, conversion, retirement of capital stock, net$-40,0004,762
Net operating income$331,0003,190
2021-12-31 (YTD Data)Rank
Total interest income$5,271,0003,398
Total interest expense$539,0003,066
Net interest income$4,732,0003,412
Provision for loan and lease losses$03,064
Total noninterest income$374,0003,887
Gross Fiduciary activities income$0994
Service charges on deposit accounts$94,0003,520
Trading account gains and fees$0132
Additional Noninterest Income$280,0003,773
Total noninterest expense$4,064,0003,338
Salaries and employee benefits$2,137,0003,422
Premises and equipment expense$425,0003,249
Additional noninterest expense$1,502,0003,098
Pre-tax net operating income$1,042,0003,808
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$1,042,0003,724
Extraordinary gains, net$010
Net income$1,042,0003,724
Minority interest net income$074
Net income of bank and minority interests.$1,042,0003,724
Net charge-offs$-4,0003,440
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,042,0003,705
2021-09-30 (YTD Data)Rank
Total interest income$3,891,0003,495
Total interest expense$422,0003,105
Net interest income$3,469,0003,515
Provision for loan and lease losses$02,963
Total noninterest income$286,0003,912
Gross Fiduciary activities income$0957
Service charges on deposit accounts$69,0003,567
Trading account gains and fees$0132
Additional Noninterest Income$217,0003,790
Total noninterest expense$2,917,0003,424
Salaries and employee benefits$1,459,0003,585
Premises and equipment expense$320,0003,287
Additional noninterest expense$1,138,0003,106
Pre-tax net operating income$838,0003,885
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$838,0003,794
Extraordinary gains, net$08
Net income$838,0003,794
Minority interest net income$069
Net income of bank and minority interests.$838,0003,794
Net charge-offs$-3,0003,300
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$838,0003,768
2021-06-30 (YTD Data)Rank
Total interest income$2,596,0003,514
Total interest expense$298,0003,103
Net interest income$2,298,0003,533
Provision for loan and lease losses$02,862
Total noninterest income$197,0003,901
Gross Fiduciary activities income$0951
Service charges on deposit accounts$44,0003,588
Trading account gains and fees$0133
Additional Noninterest Income$153,0003,761
Total noninterest expense$1,945,0003,430
Salaries and employee benefits$982,0003,584
Premises and equipment expense$213,0003,295
Additional noninterest expense$750,0003,110
Pre-tax net operating income$550,0003,891
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$550,0003,799
Extraordinary gains, net$06
Net income$550,0003,799
Minority interest net income$067
Net income of bank and minority interests.$550,0003,799
Net charge-offs$-3,0003,379
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$550,0003,777
2021-03-31 (YTD Data)Rank
Total interest income$1,251,0003,568
Total interest expense$157,0003,109
Net interest income$1,094,0003,592
Provision for loan and lease losses$02,741
Total noninterest income$114,0003,775
Gross Fiduciary activities income$0922
Service charges on deposit accounts$22,0003,577
Trading account gains and fees$0127
Additional Noninterest Income$92,0003,582
Total noninterest expense$959,0003,450
Salaries and employee benefits$494,0003,574
Premises and equipment expense$105,0003,331
Additional noninterest expense$360,0003,125
Pre-tax net operating income$249,0003,944
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$249,0003,864
Extraordinary gains, net$03
Net income$249,0003,863
Minority interest net income$055
Net income of bank and minority interests.$249,0003,864
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$249,0003,838
2020-12-31 (YTD Data)Rank
Total interest income$5,515,0003,445
Total interest expense$1,228,0002,649
Net interest income$4,287,0003,589
Provision for loan and lease losses$108,0003,484
Total noninterest income$445,0003,729
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$96,0003,606
Trading account gains and fees$0133
Additional Noninterest Income$349,0003,499
Total noninterest expense$3,813,0003,446
Salaries and employee benefits$2,002,0003,574
Premises and equipment expense$414,0003,340
Additional noninterest expense$1,397,0003,169
Pre-tax net operating income$811,0003,873
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$811,0003,840
Extraordinary gains, net$04
Net income$811,0003,840
Minority interest net income$072
Net income of bank and minority interests.$811,0003,840
Net charge-offs$-373,0004,931
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$811,0003,791
2020-09-30 (YTD Data)Rank
Total interest income$4,200,0003,450
Total interest expense$906,0002,748
Net interest income$3,294,0003,579
Provision for loan and lease losses$96,0003,337
Total noninterest income$284,0003,858
Gross Fiduciary activities income$0981
Service charges on deposit accounts$72,0003,633
Trading account gains and fees$0125
Additional Noninterest Income$212,0003,666
Total noninterest expense$2,825,0003,454
Salaries and employee benefits$1,448,0003,611
Premises and equipment expense$312,0003,344
Additional noninterest expense$1,065,0003,120
Pre-tax net operating income$657,0003,827
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$657,0003,788
Extraordinary gains, net$04
Net income$657,0003,787
Minority interest net income$065
Net income of bank and minority interests.$657,0003,788
Net charge-offs$-372,0004,974
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$657,0003,737
2020-06-30 (YTD Data)Rank
Total interest income$2,811,0003,480
Total interest expense$642,0002,763
Net interest income$2,169,0003,616
Provision for loan and lease losses$71,0003,238
Total noninterest income$190,0003,858
Gross Fiduciary activities income$0970
Service charges on deposit accounts$48,0003,662
Trading account gains and fees$0123
Additional Noninterest Income$142,0003,633
Total noninterest expense$1,871,0003,477
Salaries and employee benefits$960,0003,635
Premises and equipment expense$208,0003,348
Additional noninterest expense$703,0003,133
Pre-tax net operating income$417,0003,875
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$417,0003,820
Extraordinary gains, net$04
Net income$417,0003,820
Minority interest net income$065
Net income of bank and minority interests.$417,0003,820
Net charge-offs$-27,0004,599
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$417,0003,772
2020-03-31 (YTD Data)Rank
Total interest income$1,406,0003,484
Total interest expense$336,0002,842
Net interest income$1,070,0003,632
Provision for loan and lease losses$03,711
Total noninterest income$76,0004,038
Gross Fiduciary activities income$0941
Service charges on deposit accounts$28,0003,703
Trading account gains and fees$0106
Additional Noninterest Income$48,0003,882
Total noninterest expense$907,0003,557
Salaries and employee benefits$470,0003,692
Premises and equipment expense$100,0003,414
Additional noninterest expense$337,0003,254
Pre-tax net operating income$239,0003,632
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$239,0003,531
Extraordinary gains, net$04
Net income$239,0003,532
Minority interest net income$056
Net income of bank and minority interests.$239,0003,532
Net charge-offs$-124,0004,990
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$239,0003,506
2019-12-31 (YTD Data)Rank
Total interest income$5,463,0003,591
Total interest expense$1,327,0002,907
Net interest income$4,136,0003,734
Provision for loan and lease losses$03,973
Total noninterest income$355,0004,010
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$112,0003,822
Trading account gains and fees$0135
Additional Noninterest Income$243,0003,776
Total noninterest expense$3,588,0003,611
Salaries and employee benefits$1,946,0003,651
Premises and equipment expense$379,0003,565
Additional noninterest expense$1,263,0003,399
Pre-tax net operating income$903,0003,968
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$903,0003,888
Extraordinary gains, net$011
Net income$903,0003,888
Minority interest net income$076
Net income of bank and minority interests.$903,0003,889
Net charge-offs$4,0003,526
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$903,0003,859
2019-09-30 (YTD Data)Rank
Total interest income$4,039,0003,653
Total interest expense$972,0002,966
Net interest income$3,067,0003,811
Provision for loan and lease losses$03,836
Total noninterest income$244,0004,134
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$83,0003,881
Trading account gains and fees$0129
Additional Noninterest Income$161,0003,912
Total noninterest expense$2,695,0003,634
Salaries and employee benefits$1,404,0003,747
Premises and equipment expense$279,0003,621
Additional noninterest expense$1,012,0003,303
Pre-tax net operating income$616,0004,160
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$616,0004,062
Extraordinary gains, net$011
Net income$616,0004,062
Minority interest net income$072
Net income of bank and minority interests.$616,0004,062
Net charge-offs$8,0003,020
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$616,0004,039
2019-06-30 (YTD Data)Rank
Total interest income$2,623,0003,711
Total interest expense$615,0003,032
Net interest income$2,008,0003,848
Provision for loan and lease losses$03,685
Total noninterest income$161,0004,150
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$57,0003,874
Trading account gains and fees$0131
Additional Noninterest Income$104,0003,947
Total noninterest expense$1,793,0003,664
Salaries and employee benefits$928,0003,787
Premises and equipment expense$177,0003,723
Additional noninterest expense$688,0003,299
Pre-tax net operating income$376,0004,261
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$376,0004,160
Extraordinary gains, net$011
Net income$376,0004,158
Minority interest net income$069
Net income of bank and minority interests.$376,0004,159
Net charge-offs$12,0002,529
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$376,0004,146
2019-03-31 (YTD Data)Rank
Total interest income$1,257,0003,812
Total interest expense$275,0003,171
Net interest income$982,0003,914
Provision for loan and lease losses$03,406
Total noninterest income$74,0004,240
Gross Fiduciary activities income$0972
Service charges on deposit accounts$28,0003,911
Trading account gains and fees$0126
Additional Noninterest Income$46,0004,046
Total noninterest expense$864,0003,760
Salaries and employee benefits$457,0003,856
Premises and equipment expense$81,0003,889
Additional noninterest expense$326,0003,401
Pre-tax net operating income$192,0004,243
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$192,0004,130
Extraordinary gains, net$05
Net income$192,0004,128
Minority interest net income$052
Net income of bank and minority interests.$192,0004,129
Net charge-offs$-4,0004,334
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$192,0004,128
2018-12-31 (YTD Data)Rank
Total interest income$4,644,0003,872
Total interest expense$683,0003,496
Net interest income$3,961,0003,911
Provision for loan and lease losses$04,082
Total noninterest income$429,0003,967
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$122,0003,931
Trading account gains and fees$0126
Additional Noninterest Income$307,0003,651
Total noninterest expense$3,531,0003,722
Salaries and employee benefits$1,832,0003,839
Premises and equipment expense$378,0003,634
Additional noninterest expense$1,321,0003,414
Pre-tax net operating income$859,0004,193
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$859,0004,061
Extraordinary gains, net$06
Net income$859,0004,060
Minority interest net income$072
Net income of bank and minority interests.$859,0004,060
Net charge-offs$-11,0004,537
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$606,000288
Net operating income$859,0004,071
2018-09-30 (YTD Data)Rank
Total interest income$3,364,0003,966
Total interest expense$469,0003,564
Net interest income$2,895,0003,988
Provision for loan and lease losses$03,948
Total noninterest income$247,0004,261
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$89,0003,999
Trading account gains and fees$0138
Additional Noninterest Income$158,0004,054
Total noninterest expense$2,557,0003,812
Salaries and employee benefits$1,298,0003,967
Premises and equipment expense$281,0003,684
Additional noninterest expense$978,0003,446
Pre-tax net operating income$585,0004,365
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$585,0004,238
Extraordinary gains, net$05
Net income$585,0004,237
Minority interest net income$066
Net income of bank and minority interests.$585,0004,237
Net charge-offs$-46,0004,904
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$350,000288
Net operating income$585,0004,242
2018-06-30 (YTD Data)Rank
Total interest income$2,201,0004,001
Total interest expense$286,0003,639
Net interest income$1,915,0004,027
Provision for loan and lease losses$03,782
Total noninterest income$162,0004,317
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$58,0004,043
Trading account gains and fees$0130
Additional Noninterest Income$104,0004,096
Total noninterest expense$1,708,0003,826
Salaries and employee benefits$871,0003,980
Premises and equipment expense$186,0003,722
Additional noninterest expense$651,0003,465
Pre-tax net operating income$369,0004,425
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$369,0004,303
Extraordinary gains, net$06
Net income$369,0004,302
Minority interest net income$065
Net income of bank and minority interests.$369,0004,302
Net charge-offs$-30,0004,877
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$260,000255
Net operating income$369,0004,304
2018-03-31 (YTD Data)Rank
Total interest income$1,079,0004,049
Total interest expense$139,0003,636
Net interest income$940,0004,081
Provision for loan and lease losses$03,508
Total noninterest income$82,0004,323
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$27,0004,140
Trading account gains and fees$0123
Additional Noninterest Income$55,0004,056
Total noninterest expense$837,0003,912
Salaries and employee benefits$425,0004,060
Premises and equipment expense$92,0003,783
Additional noninterest expense$320,0003,518
Pre-tax net operating income$185,0004,407
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$185,0004,265
Extraordinary gains, net$07
Net income$185,0004,265
Minority interest net income$052
Net income of bank and minority interests.$185,0004,265
Net charge-offs$-22,0005,012
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$185,0004,269
2017-12-31 (YTD Data)Rank
Total interest income$4,110,0004,102
Total interest expense$465,0003,793
Net interest income$3,645,0004,109
Provision for loan and lease losses$-300,0005,466
Total noninterest income$326,0004,406
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$124,0004,093
Trading account gains and fees$0151
Additional Noninterest Income$202,0004,206
Total noninterest expense$3,313,0003,933
Salaries and employee benefits$1,716,0004,039
Premises and equipment expense$385,0003,726
Additional noninterest expense$1,212,0003,647
Pre-tax net operating income$958,0004,111
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$958,0003,768
Extraordinary gains, net$09
Net income$958,0003,767
Minority interest net income$076
Net income of bank and minority interests.$958,0003,768
Net charge-offs$36,0003,140
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$159,000435
Net operating income$958,0003,753
2017-09-30 (YTD Data)Rank
Total interest income$3,023,0004,170
Total interest expense$332,0003,874
Net interest income$2,691,0004,176
Provision for loan and lease losses$-300,0005,592
Total noninterest income$244,0004,459
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$94,0004,114
Trading account gains and fees$0145
Additional Noninterest Income$150,0004,255
Total noninterest expense$2,430,0003,988
Salaries and employee benefits$1,237,0004,142
Premises and equipment expense$293,0003,727
Additional noninterest expense$900,0003,682
Pre-tax net operating income$805,0004,048
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$805,0003,834
Extraordinary gains, net$09
Net income$805,0003,832
Minority interest net income$071
Net income of bank and minority interests.$805,0003,834
Net charge-offs$58,0002,352
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$85,000436
Net operating income$805,0003,815
2017-06-30 (YTD Data)Rank
Total interest income$1,984,0004,208
Total interest expense$206,0003,956
Net interest income$1,778,0004,199
Provision for loan and lease losses$03,871
Total noninterest income$169,0004,441
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$62,0004,137
Trading account gains and fees$0139
Additional Noninterest Income$107,0004,214
Total noninterest expense$1,591,0004,052
Salaries and employee benefits$821,0004,165
Premises and equipment expense$196,0003,736
Additional noninterest expense$574,0003,790
Pre-tax net operating income$356,0004,513
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$356,0004,318
Extraordinary gains, net$011
Net income$356,0004,317
Minority interest net income$071
Net income of bank and minority interests.$356,0004,318
Net charge-offs$101,0001,510
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$6,000619
Net operating income$356,0004,301
2017-03-31 (YTD Data)Rank
Total interest income$956,0004,285
Total interest expense$98,0004,037
Net interest income$858,0004,275
Provision for loan and lease losses$03,537
Total noninterest income$93,0004,363
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$33,0004,064
Trading account gains and fees$0142
Additional Noninterest Income$60,0004,107
Total noninterest expense$788,0004,107
Salaries and employee benefits$410,0004,225
Premises and equipment expense$100,0003,737
Additional noninterest expense$278,0003,881
Pre-tax net operating income$163,0004,577
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$163,0004,402
Extraordinary gains, net$08
Net income$163,0004,402
Minority interest net income$055
Net income of bank and minority interests.$163,0004,402
Net charge-offs$-73,0005,549
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$6,000558
Net operating income$163,0004,384
2016-12-31 (YTD Data)Rank
Total interest income$3,822,0004,284
Total interest expense$350,0004,251
Net interest income$3,472,0004,261
Provision for loan and lease losses$04,332
Total noninterest income$371,0004,449
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$132,0004,181
Trading account gains and fees$0170
Additional Noninterest Income$239,0004,182
Total noninterest expense$3,249,0004,073
Salaries and employee benefits$1,524,0004,376
Premises and equipment expense$402,0003,768
Additional noninterest expense$1,323,0003,607
Pre-tax net operating income$594,0004,665
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$594,0004,545
Extraordinary gains, net$05
Net income$594,0004,543
Minority interest net income$082
Net income of bank and minority interests.$594,0004,544
Net charge-offs$-29,0005,210
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$346,000323
Net operating income$594,0004,499
2016-09-30 (YTD Data)Rank
Total interest income$2,835,0004,342
Total interest expense$260,0004,302
Net interest income$2,575,0004,311
Provision for loan and lease losses$04,186
Total noninterest income$292,0004,426
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$100,0004,196
Trading account gains and fees$0169
Additional Noninterest Income$192,0004,154
Total noninterest expense$2,433,0004,084
Salaries and employee benefits$1,122,0004,412
Premises and equipment expense$299,0003,801
Additional noninterest expense$1,012,0003,578
Pre-tax net operating income$434,0004,777
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$434,0004,674
Extraordinary gains, net$05
Net income$434,0004,674
Minority interest net income$071
Net income of bank and minority interests.$434,0004,674
Net charge-offs$-58,0005,417
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$237,000314
Net operating income$434,0004,614
2016-06-30 (YTD Data)Rank
Total interest income$1,831,0004,436
Total interest expense$175,0004,319
Net interest income$1,656,0004,410
Provision for loan and lease losses$04,017
Total noninterest income$212,0004,331
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$65,0004,232
Trading account gains and fees$0157
Additional Noninterest Income$147,0004,000
Total noninterest expense$1,605,0004,139
Salaries and employee benefits$742,0004,473
Premises and equipment expense$192,0003,892
Additional noninterest expense$671,0003,621
Pre-tax net operating income$263,0004,883
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$263,0004,765
Extraordinary gains, net$016
Net income$263,0004,766
Minority interest net income$071
Net income of bank and minority interests.$263,0004,766
Net charge-offs$-26,0005,296
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$13,000588
Net operating income$263,0004,708
2016-03-31 (YTD Data)Rank
Total interest income$922,0004,455
Total interest expense$87,0004,352
Net interest income$835,0004,427
Provision for loan and lease losses$03,656
Total noninterest income$84,0004,599
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$33,0004,195
Trading account gains and fees$0142
Additional Noninterest Income$51,0004,378
Total noninterest expense$809,0004,153
Salaries and employee benefits$371,0004,501
Premises and equipment expense$94,0003,956
Additional noninterest expense$344,0003,585
Pre-tax net operating income$110,0004,998
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$110,0004,923
Extraordinary gains, net$012
Net income$110,0004,923
Minority interest net income$062
Net income of bank and minority interests.$110,0004,923
Net charge-offs$-5,0004,858
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$110,0004,865
2015-12-31 (YTD Data)Rank
Total interest income$3,753,0004,433
Total interest expense$382,0004,243
Net interest income$3,371,0004,411
Provision for loan and lease losses$04,380
Total noninterest income$305,0004,786
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$134,0004,305
Trading account gains and fees$0159
Additional Noninterest Income$171,0004,623
Total noninterest expense$3,345,0004,097
Salaries and employee benefits$1,506,0004,492
Premises and equipment expense$408,0003,870
Additional noninterest expense$1,431,0003,510
Pre-tax net operating income$331,0005,227
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$331,0005,175
Extraordinary gains, net$023
Net income$331,0005,179
Minority interest net income$081
Net income of bank and minority interests.$331,0005,179
Net charge-offs$-235,0005,887
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$874,000245
Net operating income$331,0005,128
2015-09-30 (YTD Data)Rank
Total interest income$2,806,0004,484
Total interest expense$289,0004,281
Net interest income$2,517,0004,467
Provision for loan and lease losses$04,232
Total noninterest income$208,0004,938
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$97,0004,393
Trading account gains and fees$0153
Additional Noninterest Income$111,0004,800
Total noninterest expense$2,536,0004,108
Salaries and employee benefits$1,159,0004,460
Premises and equipment expense$305,0003,922
Additional noninterest expense$1,072,0003,517
Pre-tax net operating income$189,0005,491
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$189,0005,465
Extraordinary gains, net$021
Net income$189,0005,467
Minority interest net income$078
Net income of bank and minority interests.$189,0005,468
Net charge-offs$-220,0005,984
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$447,000262
Net operating income$189,0005,416
2015-06-30 (YTD Data)Rank
Total interest income$1,876,0004,509
Total interest expense$195,0004,291
Net interest income$1,681,0004,495
Provision for loan and lease losses$04,069
Total noninterest income$75,0005,536
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$59,0004,529
Trading account gains and fees$0157
Additional Noninterest Income$16,0005,802
Total noninterest expense$1,659,0004,182
Salaries and employee benefits$750,0004,569
Premises and equipment expense$204,0003,953
Additional noninterest expense$705,0003,563
Pre-tax net operating income$97,0005,642
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$97,0005,629
Extraordinary gains, net$022
Net income$97,0005,630
Minority interest net income$075
Net income of bank and minority interests.$97,0005,631
Net charge-offs$-218,0006,093
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$270,000266
Net operating income$97,0005,577
2015-03-31 (YTD Data)Rank
Total interest income$938,0004,534
Total interest expense$102,0004,254
Net interest income$836,0004,522
Provision for loan and lease losses$03,703
Total noninterest income$113,0004,352
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$28,0004,610
Trading account gains and fees$0152
Additional Noninterest Income$85,0003,841
Total noninterest expense$865,0004,126
Salaries and employee benefits$398,0004,474
Premises and equipment expense$101,0004,015
Additional noninterest expense$366,0003,480
Pre-tax net operating income$84,0005,335
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$84,0005,266
Extraordinary gains, net$013
Net income$84,0005,269
Minority interest net income$064
Net income of bank and minority interests.$84,0005,270
Net charge-offs$-163,0006,212
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$60,000331
Net operating income$84,0005,200
2014-12-31 (YTD Data)Rank
Total interest income$3,823,0004,559
Total interest expense$555,0003,797
Net interest income$3,268,0004,633
Provision for loan and lease losses$28,0004,108
Total noninterest income$-76,0006,444
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$135,0004,557
Trading account gains and fees$0180
Additional Noninterest Income$-211,0006,425
Total noninterest expense$3,282,0004,283
Salaries and employee benefits$1,493,0004,641
Premises and equipment expense$416,0004,003
Additional noninterest expense$1,373,0003,743
Pre-tax net operating income$-118,0006,178
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$-118,0006,195
Extraordinary gains, net$017
Net income$-118,0006,195
Minority interest net income$084
Net income of bank and minority interests.$-118,0006,196
Net charge-offs$456,0001,566
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$140,000490
Net operating income$-118,0006,189
2014-09-30 (YTD Data)Rank
Total interest income$2,859,0004,618
Total interest expense$417,0003,854
Net interest income$2,442,0004,688
Provision for loan and lease losses$28,0003,782
Total noninterest income$-27,0006,508
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$103,0004,588
Trading account gains and fees$0174
Additional Noninterest Income$-130,0006,502
Total noninterest expense$2,437,0004,319
Salaries and employee benefits$1,132,0004,633
Premises and equipment expense$314,0004,046
Additional noninterest expense$991,0003,859
Pre-tax net operating income$-50,0006,207
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$-50,0006,219
Extraordinary gains, net$015
Net income$-50,0006,218
Minority interest net income$081
Net income of bank and minority interests.$-50,0006,219
Net charge-offs$322,0001,540
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$50,000561
Net operating income$-50,0006,210
2014-06-30 (YTD Data)Rank
Total interest income$1,912,0004,627
Total interest expense$279,0003,885
Net interest income$1,633,0004,688
Provision for loan and lease losses$14,0003,812
Total noninterest income$47,0006,145
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$71,0004,525
Trading account gains and fees$0172
Additional Noninterest Income$-24,0006,507
Total noninterest expense$1,652,0004,324
Salaries and employee benefits$761,0004,655
Premises and equipment expense$207,0004,104
Additional noninterest expense$684,0003,795
Pre-tax net operating income$14,0006,124
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$14,0006,159
Extraordinary gains, net$020
Net income$14,0006,160
Minority interest net income$080
Net income of bank and minority interests.$14,0006,161
Net charge-offs$22,0003,363
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$50,000481
Net operating income$14,0006,134
2014-03-31 (YTD Data)Rank
Total interest income$986,0004,600
Total interest expense$140,0003,943
Net interest income$846,0004,640
Provision for loan and lease losses$14,0003,260
Total noninterest income$64,0005,218
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$35,0004,530
Trading account gains and fees$0147
Additional Noninterest Income$29,0005,193
Total noninterest expense$836,0004,322
Salaries and employee benefits$398,0004,590
Premises and equipment expense$98,0004,253
Additional noninterest expense$340,0003,817
Pre-tax net operating income$60,0005,657
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$60,0005,605
Extraordinary gains, net$016
Net income$60,0005,605
Minority interest net income$066
Net income of bank and minority interests.$60,0005,605
Net charge-offs$324,000680
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$50,000345
Net operating income$60,0005,567
2013-12-31 (YTD Data)Rank
Total interest income$4,130,0004,543
Total interest expense$630,0003,985
Net interest income$3,500,0004,588
Provision for loan and lease losses$135,0003,376
Total noninterest income$-523,0006,776
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$148,0004,595
Trading account gains and fees$0184
Additional Noninterest Income$-671,0006,756
Total noninterest expense$3,439,0004,299
Salaries and employee benefits$1,482,0004,779
Premises and equipment expense$487,0003,788
Additional noninterest expense$1,470,0003,701
Pre-tax net operating income$-597,0006,494
Securities gains (losses)$26,0002,209
Applicable income taxes$04,631
Income before extraordinary items$-571,0006,500
Extraordinary gains, net$029
Net income$-571,0006,501
Minority interest net income$090
Net income of bank and minority interests.$-571,0006,501
Net charge-offs$393,0002,271
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$723,000247
Net operating income$-597,0006,498
2013-09-30 (YTD Data)Rank
Total interest income$3,125,0004,569
Total interest expense$482,0004,027
Net interest income$2,643,0004,615
Provision for loan and lease losses$135,0003,044
Total noninterest income$-267,0006,840
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$114,0004,602
Trading account gains and fees$0180
Additional Noninterest Income$-381,0006,824
Total noninterest expense$2,636,0004,261
Salaries and employee benefits$1,109,0004,815
Premises and equipment expense$391,0003,666
Additional noninterest expense$1,136,0003,636
Pre-tax net operating income$-395,0006,583
Securities gains (losses)$26,0002,077
Applicable income taxes$04,713
Income before extraordinary items$-369,0006,603
Extraordinary gains, net$025
Net income$-369,0006,604
Minority interest net income$084
Net income of bank and minority interests.$-369,0006,604
Net charge-offs$152,0002,853
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$613,000211
Net operating income$-395,0006,594
2013-06-30 (YTD Data)Rank
Total interest income$2,087,0004,569
Total interest expense$331,0004,026
Net interest income$1,756,0004,635
Provision for loan and lease losses$135,0002,601
Total noninterest income$-337,0006,903
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$76,0004,585
Trading account gains and fees$0157
Additional Noninterest Income$-413,0006,893
Total noninterest expense$1,816,0004,201
Salaries and employee benefits$735,0004,861
Premises and equipment expense$262,0003,679
Additional noninterest expense$819,0003,444
Pre-tax net operating income$-532,0006,696
Securities gains (losses)$26,0001,885
Applicable income taxes$04,679
Income before extraordinary items$-506,0006,724
Extraordinary gains, net$022
Net income$-506,0006,726
Minority interest net income$082
Net income of bank and minority interests.$-506,0006,725
Net charge-offs$131,0002,498
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-532,0006,712
2013-03-31 (YTD Data)Rank
Total interest income$1,079,0004,542
Total interest expense$171,0004,036
Net interest income$908,0004,561
Provision for loan and lease losses$75,0002,354
Total noninterest income$-19,0006,901
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$36,0004,669
Trading account gains and fees$0148
Additional Noninterest Income$-55,0006,889
Total noninterest expense$937,0004,154
Salaries and employee benefits$397,0004,700
Premises and equipment expense$134,0003,651
Additional noninterest expense$406,0003,474
Pre-tax net operating income$-123,0006,645
Securities gains (losses)$26,0001,182
Applicable income taxes$04,602
Income before extraordinary items$-97,0006,656
Extraordinary gains, net$010
Net income$-97,0006,657
Minority interest net income$076
Net income of bank and minority interests.$-97,0006,657
Net charge-offs$29,0002,821
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-123,0006,653
2012-12-31 (YTD Data)Rank
Total interest income$4,825,0004,404
Total interest expense$906,0003,848
Net interest income$3,919,0004,461
Provision for loan and lease losses$1,092,0001,679
Total noninterest income$-794,0007,015
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$154,0004,735
Trading account gains and fees$0166
Additional Noninterest Income$-948,0006,996
Total noninterest expense$3,461,0004,410
Salaries and employee benefits$1,491,0004,866
Premises and equipment expense$539,0003,638
Additional noninterest expense$1,431,0003,905
Pre-tax net operating income$-1,428,0006,734
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-1,428,0006,777
Extraordinary gains, net$029
Net income$-1,428,0006,774
Minority interest net income$093
Net income of bank and minority interests.$-1,428,0006,775
Net charge-offs$726,0002,184
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$5,000945
Net operating income$-1,428,0006,748
2012-09-30 (YTD Data)Rank
Total interest income$3,655,0004,450
Total interest expense$714,0003,851
Net interest income$2,941,0004,525
Provision for loan and lease losses$1,067,0001,372
Total noninterest income$-488,0007,109
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$116,0004,793
Trading account gains and fees$0157
Additional Noninterest Income$-604,0007,095
Total noninterest expense$2,619,0004,406
Salaries and employee benefits$1,146,0004,813
Premises and equipment expense$415,0003,629
Additional noninterest expense$1,058,0003,954
Pre-tax net operating income$-1,233,0006,889
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-1,233,0006,919
Extraordinary gains, net$020
Net income$-1,233,0006,915
Minority interest net income$086
Net income of bank and minority interests.$-1,233,0006,917
Net charge-offs$44,0004,598
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$5,000896
Net operating income$-1,233,0006,898
2012-06-30 (YTD Data)Rank
Total interest income$2,461,0004,452
Total interest expense$508,0003,791
Net interest income$1,953,0004,568
Provision for loan and lease losses$100,0003,821
Total noninterest income$-540,0007,194
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$77,0004,795
Trading account gains and fees$0153
Additional Noninterest Income$-617,0007,177
Total noninterest expense$1,749,0004,435
Salaries and employee benefits$749,0004,896
Premises and equipment expense$278,0003,617
Additional noninterest expense$722,0003,908
Pre-tax net operating income$-436,0006,780
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-436,0006,844
Extraordinary gains, net$019
Net income$-436,0006,845
Minority interest net income$084
Net income of bank and minority interests.$-436,0006,845
Net charge-offs$78,0003,649
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$5,000848
Net operating income$-436,0006,801
2012-03-31 (YTD Data)Rank
Total interest income$1,243,0004,475
Total interest expense$268,0003,765
Net interest income$975,0004,603
Provision for loan and lease losses$75,0003,178
Total noninterest income$106,0004,849
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$39,0004,766
Trading account gains and fees$0148
Additional Noninterest Income$67,0004,295
Total noninterest expense$891,0004,405
Salaries and employee benefits$379,0004,905
Premises and equipment expense$140,0003,638
Additional noninterest expense$372,0003,816
Pre-tax net operating income$115,0005,253
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$115,0005,203
Extraordinary gains, net$019
Net income$115,0005,204
Minority interest net income$078
Net income of bank and minority interests.$115,0005,205
Net charge-offs$36,0003,280
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$115,0005,059
2011-12-31 (YTD Data)Rank
Total interest income$5,095,0004,521
Total interest expense$1,483,0003,479
Net interest income$3,612,0004,803
Provision for loan and lease losses$2,846,0001,245
Total noninterest income$23,0006,892
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$193,0004,443
Trading account gains and fees$0146
Additional Noninterest Income$-170,0006,937
Total noninterest expense$3,578,0004,436
Salaries and employee benefits$1,457,0005,035
Premises and equipment expense$581,0003,663
Additional noninterest expense$1,540,0003,791
Pre-tax net operating income$-2,789,0006,894
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-2,789,0006,926
Extraordinary gains, net$029
Net income$-2,789,0006,926
Minority interest net income$096
Net income of bank and minority interests.$-2,789,0006,926
Net charge-offs$2,806,0001,248
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,789,0006,907
2011-09-30 (YTD Data)Rank
Total interest income$3,820,0004,580
Total interest expense$1,184,0003,436
Net interest income$2,636,0004,918
Provision for loan and lease losses$924,0002,058
Total noninterest income$321,0004,698
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$197,0003,877
Trading account gains and fees$0145
Additional Noninterest Income$124,0004,820
Total noninterest expense$2,739,0004,371
Salaries and employee benefits$1,092,0005,030
Premises and equipment expense$478,0003,461
Additional noninterest expense$1,169,0003,750
Pre-tax net operating income$-706,0006,691
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-706,0006,773
Extraordinary gains, net$021
Net income$-706,0006,773
Minority interest net income$087
Net income of bank and minority interests.$-706,0006,773
Net charge-offs$940,0001,961
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-706,0006,730
2011-06-30 (YTD Data)Rank
Total interest income$2,538,0004,621
Total interest expense$828,0003,423
Net interest income$1,710,0005,009
Provision for loan and lease losses$164,0003,795
Total noninterest income$224,0004,674
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$127,0003,919
Trading account gains and fees$0153
Additional Noninterest Income$97,0004,589
Total noninterest expense$1,827,0004,416
Salaries and employee benefits$734,0005,050
Premises and equipment expense$322,0003,476
Additional noninterest expense$771,0003,842
Pre-tax net operating income$-57,0006,344
Securities gains (losses)$02,914
Applicable income taxes$2,0004,487
Income before extraordinary items$-59,0006,442
Extraordinary gains, net$015
Net income$-59,0006,442
Minority interest net income$089
Net income of bank and minority interests.$-59,0006,442
Net charge-offs$309,0002,654
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-59,0006,384
2011-03-31 (YTD Data)Rank
Total interest income$1,288,0004,598
Total interest expense$432,0003,418
Net interest income$856,0004,996
Provision for loan and lease losses$74,0003,808
Total noninterest income$126,0004,498
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$63,0003,894
Trading account gains and fees$0158
Additional Noninterest Income$63,0004,308
Total noninterest expense$845,0004,648
Salaries and employee benefits$374,0005,037
Premises and equipment expense$171,0003,368
Additional noninterest expense$300,0004,528
Pre-tax net operating income$63,0005,577
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$63,0005,511
Extraordinary gains, net$09
Net income$63,0005,509
Minority interest net income$086
Net income of bank and minority interests.$63,0005,510
Net charge-offs$25,0003,891
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$63,0005,463
2010-12-31 (YTD Data)Rank
Total interest income$5,932,0004,346
Total interest expense$2,247,0003,250
Net interest income$3,685,0004,815
Provision for loan and lease losses$1,508,0002,451
Total noninterest income$752,0003,779
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$252,0003,994
Trading account gains and fees$0175
Additional Noninterest Income$500,0003,194
Total noninterest expense$3,521,0004,577
Salaries and employee benefits$1,465,0005,105
Premises and equipment expense$627,0003,607
Additional noninterest expense$1,429,0004,134
Pre-tax net operating income$-592,0006,298
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-592,0006,411
Extraordinary gains, net$029
Net income$-592,0006,412
Minority interest net income$0111
Net income of bank and minority interests.$-592,0006,412
Net charge-offs$1,879,0001,936
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$1,823,000286
Net operating income$-592,0006,375
2010-09-30 (YTD Data)Rank
Total interest income$4,603,0004,345
Total interest expense$1,758,0003,264
Net interest income$2,845,0004,799
Provision for loan and lease losses$596,0003,269
Total noninterest income$501,0004,069
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$187,0004,084
Trading account gains and fees$0165
Additional Noninterest Income$314,0003,493
Total noninterest expense$2,478,0004,761
Salaries and employee benefits$1,109,0005,137
Premises and equipment expense$454,0003,751
Additional noninterest expense$915,0004,554
Pre-tax net operating income$272,0004,958
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$272,0004,989
Extraordinary gains, net$023
Net income$272,0004,991
Minority interest net income$0110
Net income of bank and minority interests.$272,0004,992
Net charge-offs$1,039,0002,148
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,484,000250
Net operating income$272,0004,799
2010-06-30 (YTD Data)Rank
Total interest income$3,137,0004,310
Total interest expense$1,232,0003,240
Net interest income$1,905,0004,790
Provision for loan and lease losses$174,0004,448
Total noninterest income$383,0003,721
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$126,0004,050
Trading account gains and fees$0152
Additional Noninterest Income$257,0003,079
Total noninterest expense$1,633,0004,804
Salaries and employee benefits$746,0005,124
Premises and equipment expense$300,0003,794
Additional noninterest expense$587,0004,640
Pre-tax net operating income$481,0003,692
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$481,0003,482
Extraordinary gains, net$019
Net income$481,0003,479
Minority interest net income$0105
Net income of bank and minority interests.$481,0003,481
Net charge-offs$69,0004,604
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$481,0003,366
2010-03-31 (YTD Data)Rank
Total interest income$1,667,0004,207
Total interest expense$644,0003,259
Net interest income$1,023,0004,609
Provision for loan and lease losses$87,0004,175
Total noninterest income$284,0002,978
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$62,0004,062
Trading account gains and fees$0175
Additional Noninterest Income$222,0002,244
Total noninterest expense$782,0004,991
Salaries and employee benefits$367,0005,221
Premises and equipment expense$148,0003,919
Additional noninterest expense$267,0004,931
Pre-tax net operating income$438,0002,663
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$438,0002,398
Extraordinary gains, net$016
Net income$438,0002,397
Minority interest net income$091
Net income of bank and minority interests.$438,0002,398
Net charge-offs$9,0004,900
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$438,0002,307
2009-12-31 (YTD Data)Rank
Total interest income$6,310,0004,469
Total interest expense$2,994,0003,413
Net interest income$3,316,0005,117
Provision for loan and lease losses$1,076,0003,388
Total noninterest income$340,0005,409
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$236,0004,338
Trading account gains and fees$0211
Additional Noninterest Income$104,0005,598
Total noninterest expense$3,572,0004,653
Salaries and employee benefits$1,805,0004,668
Premises and equipment expense$555,0004,111
Additional noninterest expense$1,212,0004,714
Pre-tax net operating income$-992,0006,256
Securities gains (losses)$17,0003,102
Applicable income taxes$04,388
Income before extraordinary items$-975,0006,353
Extraordinary gains, net$034
Net income$-975,0006,353
Minority interest net income$0115
Net income of bank and minority interests.$-975,0006,353
Net charge-offs$207,0004,960
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$481,000555
Net operating income$-992,0006,371
2009-09-30 (YTD Data)Rank
Total interest income$4,750,0004,517
Total interest expense$2,310,0003,475
Net interest income$2,440,0005,178
Provision for loan and lease losses$175,0005,339
Total noninterest income$249,0005,533
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$170,0004,433
Trading account gains and fees$0212
Additional Noninterest Income$79,0005,709
Total noninterest expense$2,635,0004,712
Salaries and employee benefits$1,354,0004,693
Premises and equipment expense$431,0004,045
Additional noninterest expense$850,0004,889
Pre-tax net operating income$-121,0005,910
Securities gains (losses)$17,0002,808
Applicable income taxes$04,592
Income before extraordinary items$-104,0005,985
Extraordinary gains, net$027
Net income$-104,0005,985
Minority interest net income$0118
Net income of bank and minority interests.$-104,0005,985
Net charge-offs$113,0004,947
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$421,000463
Net operating income$-121,0005,982
2009-06-30 (YTD Data)Rank
Total interest income$3,116,0004,610
Total interest expense$1,560,0003,580
Net interest income$1,556,0005,312
Provision for loan and lease losses$116,0005,165
Total noninterest income$159,0005,624
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$109,0004,487
Trading account gains and fees$0193
Additional Noninterest Income$50,0005,847
Total noninterest expense$1,733,0004,807
Salaries and employee benefits$906,0004,730
Premises and equipment expense$290,0004,035
Additional noninterest expense$537,0005,047
Pre-tax net operating income$-134,0006,158
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-134,0006,253
Extraordinary gains, net$021
Net income$-134,0006,252
Minority interest net income$0112
Net income of bank and minority interests.$-134,0006,252
Net charge-offs$12,0005,902
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$111,000583
Net operating income$-134,0006,223
2009-03-31 (YTD Data)Rank
Total interest income$1,518,0004,724
Total interest expense$799,0003,621
Net interest income$719,0005,500
Provision for loan and lease losses$52,0004,857
Total noninterest income$78,0005,633
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$53,0004,479
Trading account gains and fees$0171
Additional Noninterest Income$25,0005,902
Total noninterest expense$834,0004,833
Salaries and employee benefits$449,0004,800
Premises and equipment expense$147,0004,035
Additional noninterest expense$238,0005,087
Pre-tax net operating income$-89,0006,613
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-89,0006,781
Extraordinary gains, net$015
Net income$-89,0006,782
Minority interest net income$0102
Net income of bank and minority interests.$-89,0006,782
Net charge-offs$8,0004,870
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$61,000448
Net operating income$-89,0006,690
2008-12-31 (YTD Data)Rank
Total interest income$6,864,0004,535
Total interest expense$3,496,0003,848
Net interest income$3,368,0005,078
Provision for loan and lease losses$154,0005,528
Total noninterest income$389,0005,322
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$255,0004,318
Trading account gains and fees$0154
Additional Noninterest Income$134,0005,499
Total noninterest expense$3,584,0004,552
Salaries and employee benefits$1,772,0004,842
Premises and equipment expense$477,0004,587
Additional noninterest expense$1,335,0003,944
Pre-tax net operating income$19,0006,255
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$19,0006,144
Extraordinary gains, net$039
Net income$19,0006,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,787
Cash dividends$114,0004,889
Sale, conversion, retirement of capital stock, net$618,000505
Net operating income$19,0006,288
2008-09-30 (YTD Data)Rank
Total interest income$5,191,0004,598
Total interest expense$2,627,0003,955
Net interest income$2,564,0005,089
Provision for loan and lease losses$115,0004,993
Total noninterest income$273,0005,552
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$178,0004,497
Trading account gains and fees$0148
Additional Noninterest Income$95,0005,713
Total noninterest expense$2,641,0004,606
Salaries and employee benefits$1,301,0004,922
Premises and equipment expense$333,0004,804
Additional noninterest expense$1,007,0003,846
Pre-tax net operating income$81,0006,473
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$81,0006,272
Extraordinary gains, net$031
Net income$81,0006,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,992
Cash dividends$114,0004,330
Sale, conversion, retirement of capital stock, net$586,000354
Net operating income$81,0006,420
2008-06-30 (YTD Data)Rank
Total interest income$3,460,0004,663
Total interest expense$1,769,0004,066
Net interest income$1,691,0005,121
Provision for loan and lease losses$91,0004,384
Total noninterest income$178,0005,676
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$112,0004,627
Trading account gains and fees$0149
Additional Noninterest Income$66,0005,727
Total noninterest expense$1,737,0004,675
Salaries and employee benefits$850,0005,029
Premises and equipment expense$214,0004,950
Additional noninterest expense$673,0003,822
Pre-tax net operating income$41,0006,728
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$41,0006,754
Extraordinary gains, net$021
Net income$41,0006,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,443
Cash dividends$114,0003,987
Sale, conversion, retirement of capital stock, net$586,000251
Net operating income$41,0006,691
2008-03-31 (YTD Data)Rank
Total interest income$1,734,0004,747
Total interest expense$921,0004,124
Net interest income$813,0005,266
Provision for loan and lease losses$59,0003,645
Total noninterest income$76,0005,960
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$54,0004,649
Trading account gains and fees$0158
Additional Noninterest Income$22,0006,334
Total noninterest expense$870,0004,692
Salaries and employee benefits$425,0005,064
Premises and equipment expense$106,0004,999
Additional noninterest expense$339,0003,754
Pre-tax net operating income$-40,0007,364
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-40,0007,468
Extraordinary gains, net$015
Net income$-40,0007,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,162
Cash dividends$114,0002,809
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-40,0007,406
2007-12-31 (YTD Data)Rank
Total interest income$6,656,0004,877
Total interest expense$3,518,0004,326
Net interest income$3,138,0005,383
Provision for loan and lease losses$92,0005,022
Total noninterest income$336,0005,824
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$205,0004,868
Trading account gains and fees$0178
Additional Noninterest Income$131,0005,795
Total noninterest expense$2,928,0005,077
Salaries and employee benefits$1,464,0005,382
Premises and equipment expense$373,0005,234
Additional noninterest expense$1,091,0004,355
Pre-tax net operating income$454,0006,119
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$454,0005,850
Extraordinary gains, net$039
Net income$454,0005,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,950
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$26,0001,144
Net operating income$454,0005,843
2007-09-30 (YTD Data)Rank
Total interest income$4,840,0004,993
Total interest expense$2,537,0004,435
Net interest income$2,303,0005,470
Provision for loan and lease losses$26,0005,655
Total noninterest income$208,0006,222
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$152,0004,898
Trading account gains and fees$0184
Additional Noninterest Income$56,0006,645
Total noninterest expense$2,129,0005,157
Salaries and employee benefits$1,057,0005,471
Premises and equipment expense$299,0005,031
Additional noninterest expense$773,0004,483
Pre-tax net operating income$356,0006,344
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$356,0006,029
Extraordinary gains, net$033
Net income$356,0006,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,091
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$26,000999
Net operating income$356,0006,014
2007-06-30 (YTD Data)Rank
Total interest income$3,115,0005,132
Total interest expense$1,609,0004,581
Net interest income$1,506,0005,553
Provision for loan and lease losses$4,0006,049
Total noninterest income$138,0006,271
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$98,0004,983
Trading account gains and fees$0168
Additional Noninterest Income$40,0006,612
Total noninterest expense$1,415,0005,203
Salaries and employee benefits$695,0005,574
Premises and equipment expense$188,0005,213
Additional noninterest expense$532,0004,398
Pre-tax net operating income$225,0006,492
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$225,0006,190
Extraordinary gains, net$029
Net income$225,0006,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,518
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$26,000861
Net operating income$225,0006,177
2007-03-31 (YTD Data)Rank
Total interest income$1,472,0005,321
Total interest expense$742,0004,807
Net interest income$730,0005,654
Provision for loan and lease losses$05,779
Total noninterest income$69,0006,268
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$46,0005,043
Trading account gains and fees$0195
Additional Noninterest Income$23,0006,395
Total noninterest expense$696,0005,271
Salaries and employee benefits$346,0005,626
Premises and equipment expense$94,0005,233
Additional noninterest expense$256,0004,457
Pre-tax net operating income$103,0006,622
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$103,0006,350
Extraordinary gains, net$022
Net income$103,0006,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$103,0006,331
2006-12-31 (YTD Data)Rank
Total interest income$5,165,0005,465
Total interest expense$2,460,0004,870
Net interest income$2,705,0005,805
Provision for loan and lease losses$163,0003,917
Total noninterest income$271,0006,371
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$179,0005,192
Trading account gains and fees$0130
Additional Noninterest Income$92,0006,472
Total noninterest expense$2,643,0005,307
Salaries and employee benefits$1,329,0005,578
Premises and equipment expense$439,0004,644
Additional noninterest expense$875,0004,953
Pre-tax net operating income$170,0007,501
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$170,0007,399
Extraordinary gains, net$051
Net income$170,0007,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,872
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$1,486,000452
Net operating income$170,0007,394
2006-09-30 (YTD Data)Rank
Total interest income$3,740,0005,563
Total interest expense$1,754,0004,920
Net interest income$1,986,0005,918
Provision for loan and lease losses$172,0003,177
Total noninterest income$191,0006,548
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$135,0005,233
Trading account gains and fees$0126
Additional Noninterest Income$56,0006,781
Total noninterest expense$1,906,0005,417
Salaries and employee benefits$974,0005,630
Premises and equipment expense$324,0004,691
Additional noninterest expense$608,0005,172
Pre-tax net operating income$99,0007,813
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$99,0007,730
Extraordinary gains, net$045
Net income$99,0007,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,575
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$145,000647
Net operating income$99,0007,729
2006-06-30 (YTD Data)Rank
Total interest income$2,332,0005,720
Total interest expense$1,074,0005,036
Net interest income$1,258,0006,097
Provision for loan and lease losses$94,0003,423
Total noninterest income$120,0006,678
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$84,0005,367
Trading account gains and fees$0126
Additional Noninterest Income$36,0006,875
Total noninterest expense$1,249,0005,480
Salaries and employee benefits$635,0005,724
Premises and equipment expense$219,0004,657
Additional noninterest expense$395,0005,249
Pre-tax net operating income$35,0008,024
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$35,0008,001
Extraordinary gains, net$039
Net income$35,0008,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,463
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$2,000862
Net operating income$35,0007,998
2006-03-31 (YTD Data)Rank
Total interest income$1,077,0005,899
Total interest expense$491,0005,167
Net interest income$586,0006,294
Provision for loan and lease losses$24,0004,343
Total noninterest income$46,0007,078
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$33,0005,757
Trading account gains and fees$0115
Additional Noninterest Income$13,0007,271
Total noninterest expense$632,0005,451
Salaries and employee benefits$315,0005,788
Premises and equipment expense$110,0004,666
Additional noninterest expense$207,0005,076
Pre-tax net operating income$-24,0008,299
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-24,0008,311
Extraordinary gains, net$021
Net income$-24,0008,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,786
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$-163,0008,756
Net operating income$-24,0008,296
2005-12-31 (YTD Data)Rank
Total interest income$3,259,0006,387
Total interest expense$1,326,0005,565
Net interest income$1,933,0006,710
Provision for loan and lease losses$284,0002,953
Total noninterest income$177,0007,246
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$87,0006,464
Trading account gains and fees$0138
Additional Noninterest Income$90,0006,565
Total noninterest expense$2,227,0005,743
Salaries and employee benefits$1,191,0005,822
Premises and equipment expense$352,0005,267
Additional noninterest expense$684,0005,657
Pre-tax net operating income$-401,0008,470
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-401,0008,511
Extraordinary gains, net$046
Net income$-401,0008,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,038
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$105,000716
Net operating income$-401,0008,494
2005-09-30 (YTD Data)Rank
Total interest income$2,256,0006,592
Total interest expense$895,0005,734
Net interest income$1,361,0006,907
Provision for loan and lease losses$225,0002,711
Total noninterest income$94,0007,750
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$52,0006,812
Trading account gains and fees$0126
Additional Noninterest Income$42,0007,265
Total noninterest expense$1,602,0005,849
Salaries and employee benefits$887,0005,814
Premises and equipment expense$236,0005,595
Additional noninterest expense$479,0005,840
Pre-tax net operating income$-372,0008,563
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-372,0008,600
Extraordinary gains, net$035
Net income$-372,0008,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,184
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$55,000622
Net operating income$-372,0008,571
2005-06-30 (YTD Data)Rank
Total interest income$1,367,0006,769
Total interest expense$518,0005,946
Net interest income$849,0007,061
Provision for loan and lease losses$222,0001,991
Total noninterest income$46,0008,053
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$29,0006,990
Trading account gains and fees$0116
Additional Noninterest Income$17,0007,791
Total noninterest expense$1,030,0005,965
Salaries and employee benefits$567,0005,937
Premises and equipment expense$157,0005,574
Additional noninterest expense$306,0005,940
Pre-tax net operating income$-357,0008,622
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-357,0008,664
Extraordinary gains, net$030
Net income$-357,0008,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,194
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$35,000528
Net operating income$-357,0008,638
2005-03-31 (YTD Data)Rank
Total interest income$593,0007,128
Total interest expense$215,0006,358
Net interest income$378,0007,377
Provision for loan and lease losses$76,0002,449
Total noninterest income$20,0008,219
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$15,0006,958
Trading account gains and fees$0115
Additional Noninterest Income$5,0008,232
Total noninterest expense$493,0006,157
Salaries and employee benefits$265,0006,196
Premises and equipment expense$80,0005,566
Additional noninterest expense$148,0006,059
Pre-tax net operating income$-171,0008,706
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-171,0008,730
Extraordinary gains, net$024
Net income$-171,0008,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-171,0008,709
2004-12-31 (YTD Data)Rank
Total interest income$1,306,0008,101
Total interest expense$455,0007,475
Net interest income$851,0008,234
Provision for loan and lease losses$374,0002,497
Total noninterest income$38,0008,661
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$24,0007,620
Trading account gains and fees$0138
Additional Noninterest Income$14,0008,404
Total noninterest expense$1,785,0006,388
Salaries and employee benefits$954,0006,430
Premises and equipment expense$269,0005,998
Additional noninterest expense$562,0006,201
Pre-tax net operating income$-1,270,0008,838
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-1,270,0008,861
Extraordinary gains, net$034
Net income$-1,270,0008,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,654
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$30,000767
Net operating income$-1,270,0008,841
2004-09-30 (YTD Data)Rank
Total interest income$801,0008,389
Total interest expense$286,0007,784
Net interest income$515,0008,489
Provision for loan and lease losses$301,0002,255
Total noninterest income$17,0008,834
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$13,0007,737
Trading account gains and fees$0134
Additional Noninterest Income$4,0008,732
Total noninterest expense$1,257,0006,540
Salaries and employee benefits$644,0006,716
Premises and equipment expense$202,0005,949
Additional noninterest expense$411,0006,231
Pre-tax net operating income$-1,026,0008,901
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-1,026,0008,927
Extraordinary gains, net$026
Net income$-1,026,0008,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,223
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$20,000661
Net operating income$-1,026,0008,912
2004-06-30 (YTD Data)Rank
Total interest income$415,0008,649
Total interest expense$156,0008,135
Net interest income$259,0008,745
Provision for loan and lease losses$189,0002,309
Total noninterest income$15,0008,838
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$10,0007,758
Trading account gains and fees$0130
Additional Noninterest Income$5,0008,618
Total noninterest expense$803,0006,701
Salaries and employee benefits$399,0006,951
Premises and equipment expense$148,0005,701
Additional noninterest expense$256,0006,464
Pre-tax net operating income$-718,0008,965
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-718,0008,981
Extraordinary gains, net$021
Net income$-718,0008,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$20,000555
Net operating income$-718,0008,963
2004-03-31 (YTD Data)Rank
Total interest income$160,0008,829
Total interest expense$61,0008,466
Net interest income$99,0008,897
Provision for loan and lease losses$100,0002,105
Total noninterest income$6,0008,907
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,0007,932
Trading account gains and fees$0121
Additional Noninterest Income$5,0008,313
Total noninterest expense$392,0006,815
Salaries and employee benefits$199,0007,002
Premises and equipment expense$76,0005,660
Additional noninterest expense$117,0006,746
Pre-tax net operating income$-387,0009,007
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-387,0009,027
Extraordinary gains, net$016
Net income$-387,0009,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-387,0009,005
2003-12-31 (YTD Data)Rank
Total interest income$27,0009,163
Total interest expense$7,0009,124
Net interest income$20,0009,158
Provision for loan and lease losses$67,0005,880
Total noninterest income$09,134
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$09,041
Total noninterest expense$792,0008,293
Salaries and employee benefits$64,0009,141
Premises and equipment expense$19,0009,075
Additional noninterest expense$709,0005,463
Pre-tax net operating income$-839,0008,932
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-839,0009,004
Extraordinary gains, net$054
Net income$-839,0009,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$9,000,00099
Net operating income$-839,0008,956

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.