Home > Heritage Community Bank > Income and Expense
Heritage Community Bank, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 3,952 |
| Total interest expense | $374,000 | 3,896 |
| Net interest income | $3,006,000 | 3,917 |
| Provision for loan and lease losses | $200,000 | 1,970 |
| Total noninterest income | $790,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $425,000 | 1,834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $365,000 | 3,130 |
| Total noninterest expense | $2,949,000 | 3,536 |
| Salaries and employee benefits | $1,558,000 | 3,628 |
| Premises and equipment expense | $340,000 | 3,367 |
| Additional noninterest expense | $1,051,000 | 3,312 |
| Pre-tax net operating income | $647,000 | 4,262 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $152,000 | 2,734 |
| Income before extraordinary items | $495,000 | 4,408 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $495,000 | 4,407 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $495,000 | 4,407 |
| Net charge-offs | $228,000 | 1,151 |
| Cash dividends | $200,000 | 3,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $495,000 | 4,422 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 3,964 |
| Total interest expense | $228,000 | 3,960 |
| Net interest income | $2,006,000 | 3,928 |
| Provision for loan and lease losses | $198,000 | 1,553 |
| Total noninterest income | $543,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $276,000 | 1,861 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $267,000 | 3,038 |
| Total noninterest expense | $1,976,000 | 3,545 |
| Salaries and employee benefits | $1,055,000 | 3,606 |
| Premises and equipment expense | $227,000 | 3,382 |
| Additional noninterest expense | $694,000 | 3,348 |
| Pre-tax net operating income | $375,000 | 4,410 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $70,000 | 2,953 |
| Income before extraordinary items | $305,000 | 4,506 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $305,000 | 4,505 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $305,000 | 4,505 |
| Net charge-offs | $223,000 | 869 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $305,000 | 4,515 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 3,990 |
| Total interest expense | $110,000 | 3,986 |
| Net interest income | $1,007,000 | 3,937 |
| Provision for loan and lease losses | $112,000 | 1,368 |
| Total noninterest income | $295,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $141,000 | 1,834 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $154,000 | 2,806 |
| Total noninterest expense | $1,000,000 | 3,559 |
| Salaries and employee benefits | $541,000 | 3,608 |
| Premises and equipment expense | $118,000 | 3,355 |
| Additional noninterest expense | $341,000 | 3,392 |
| Pre-tax net operating income | $190,000 | 4,377 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $43,000 | 2,800 |
| Income before extraordinary items | $147,000 | 4,498 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $147,000 | 4,497 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $147,000 | 4,498 |
| Net charge-offs | $217,000 | 550 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $147,000 | 4,506 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,370,000 | 3,994 |
| Total interest expense | $326,000 | 4,289 |
| Net interest income | $4,044,000 | 3,915 |
| Provision for loan and lease losses | $5,000 | 4,159 |
| Total noninterest income | $1,032,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $564,000 | 1,863 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $468,000 | 3,238 |
| Total noninterest expense | $4,004,000 | 3,548 |
| Salaries and employee benefits | $2,155,000 | 3,606 |
| Premises and equipment expense | $457,000 | 3,421 |
| Additional noninterest expense | $1,392,000 | 3,371 |
| Pre-tax net operating income | $1,067,000 | 3,982 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $525,000 | 2,385 |
| Income before extraordinary items | $542,000 | 4,419 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $542,000 | 4,419 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $542,000 | 4,419 |
| Net charge-offs | $26,000 | 3,302 |
| Cash dividends | $225,000 | 3,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $542,000 | 4,405 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 4,029 |
| Total interest expense | $242,000 | 4,328 |
| Net interest income | $3,018,000 | 3,956 |
| Provision for loan and lease losses | $4,000 | 4,026 |
| Total noninterest income | $751,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $422,000 | 1,874 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $329,000 | 3,354 |
| Total noninterest expense | $3,004,000 | 3,556 |
| Salaries and employee benefits | $1,620,000 | 3,617 |
| Premises and equipment expense | $366,000 | 3,344 |
| Additional noninterest expense | $1,018,000 | 3,425 |
| Pre-tax net operating income | $761,000 | 4,126 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $227,000 | 2,679 |
| Income before extraordinary items | $534,000 | 4,363 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $534,000 | 4,362 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $534,000 | 4,363 |
| Net charge-offs | $-9,000 | 4,713 |
| Cash dividends | $225,000 | 3,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $534,000 | 4,346 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 4,046 |
| Total interest expense | $158,000 | 4,353 |
| Net interest income | $1,999,000 | 3,977 |
| Provision for loan and lease losses | $2,000 | 3,833 |
| Total noninterest income | $506,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $278,000 | 1,877 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $228,000 | 3,303 |
| Total noninterest expense | $2,005,000 | 3,569 |
| Salaries and employee benefits | $1,064,000 | 3,665 |
| Premises and equipment expense | $246,000 | 3,343 |
| Additional noninterest expense | $695,000 | 3,408 |
| Pre-tax net operating income | $498,000 | 4,137 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $146,000 | 2,688 |
| Income before extraordinary items | $352,000 | 4,333 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $352,000 | 4,332 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $352,000 | 4,333 |
| Net charge-offs | $1,000 | 3,381 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $352,000 | 4,318 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 4,088 |
| Total interest expense | $78,000 | 4,378 |
| Net interest income | $983,000 | 4,022 |
| Provision for loan and lease losses | $1,000 | 3,508 |
| Total noninterest income | $244,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $139,000 | 1,884 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $105,000 | 3,400 |
| Total noninterest expense | $1,022,000 | 3,567 |
| Salaries and employee benefits | $533,000 | 3,711 |
| Premises and equipment expense | $124,000 | 3,358 |
| Additional noninterest expense | $365,000 | 3,299 |
| Pre-tax net operating income | $204,000 | 4,326 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $52,000 | 2,872 |
| Income before extraordinary items | $152,000 | 4,468 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $152,000 | 4,468 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $152,000 | 4,468 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $152,000 | 4,454 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,222,000 | 4,112 |
| Total interest expense | $282,000 | 4,534 |
| Net interest income | $3,940,000 | 4,030 |
| Provision for loan and lease losses | $47,000 | 3,707 |
| Total noninterest income | $963,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $524,000 | 2,013 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $439,000 | 3,432 |
| Total noninterest expense | $4,098,000 | 3,605 |
| Salaries and employee benefits | $2,163,000 | 3,676 |
| Premises and equipment expense | $452,000 | 3,559 |
| Additional noninterest expense | $1,483,000 | 3,369 |
| Pre-tax net operating income | $758,000 | 4,408 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $240,000 | 2,808 |
| Income before extraordinary items | $518,000 | 4,687 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $518,000 | 4,686 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $518,000 | 4,686 |
| Net charge-offs | $18,000 | 3,674 |
| Cash dividends | $84,000 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $518,000 | 4,649 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 4,148 |
| Total interest expense | $213,000 | 4,568 |
| Net interest income | $2,942,000 | 4,071 |
| Provision for loan and lease losses | $27,000 | 3,707 |
| Total noninterest income | $728,000 | 3,090 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $392,000 | 2,020 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $336,000 | 3,424 |
| Total noninterest expense | $3,113,000 | 3,580 |
| Salaries and employee benefits | $1,652,000 | 3,640 |
| Premises and equipment expense | $340,000 | 3,568 |
| Additional noninterest expense | $1,121,000 | 3,371 |
| Pre-tax net operating income | $530,000 | 4,581 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $181,000 | 2,868 |
| Income before extraordinary items | $349,000 | 4,864 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $349,000 | 4,864 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $349,000 | 4,864 |
| Net charge-offs | $17,000 | 3,244 |
| Cash dividends | $85,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $349,000 | 4,818 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 4,183 |
| Total interest expense | $142,000 | 4,606 |
| Net interest income | $1,949,000 | 4,102 |
| Provision for loan and lease losses | $22,000 | 3,503 |
| Total noninterest income | $480,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $248,000 | 2,082 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $232,000 | 3,394 |
| Total noninterest expense | $2,091,000 | 3,586 |
| Salaries and employee benefits | $1,120,000 | 3,652 |
| Premises and equipment expense | $227,000 | 3,602 |
| Additional noninterest expense | $744,000 | 3,399 |
| Pre-tax net operating income | $316,000 | 4,714 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $97,000 | 3,021 |
| Income before extraordinary items | $219,000 | 4,936 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $219,000 | 4,936 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $219,000 | 4,936 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $219,000 | 4,888 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 4,235 |
| Total interest expense | $70,000 | 4,661 |
| Net interest income | $960,000 | 4,149 |
| Provision for loan and lease losses | $3,000 | 3,551 |
| Total noninterest income | $226,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $121,000 | 2,104 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $105,000 | 3,484 |
| Total noninterest expense | $1,038,000 | 3,623 |
| Salaries and employee benefits | $551,000 | 3,701 |
| Premises and equipment expense | $114,000 | 3,617 |
| Additional noninterest expense | $373,000 | 3,389 |
| Pre-tax net operating income | $145,000 | 4,770 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $42,000 | 3,085 |
| Income before extraordinary items | $103,000 | 4,985 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $103,000 | 4,986 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $103,000 | 4,986 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $103,000 | 4,929 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 4,276 |
| Total interest expense | $226,000 | 5,016 |
| Net interest income | $3,832,000 | 4,155 |
| Provision for loan and lease losses | $14,000 | 4,159 |
| Total noninterest income | $998,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $542,000 | 1,995 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $456,000 | 3,422 |
| Total noninterest expense | $4,041,000 | 3,695 |
| Salaries and employee benefits | $2,162,000 | 3,739 |
| Premises and equipment expense | $475,000 | 3,580 |
| Additional noninterest expense | $1,404,000 | 3,563 |
| Pre-tax net operating income | $775,000 | 4,453 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $315,000 | 2,622 |
| Income before extraordinary items | $460,000 | 4,895 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $460,000 | 4,898 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $460,000 | 4,898 |
| Net charge-offs | $26,000 | 3,634 |
| Cash dividends | $224,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $460,000 | 4,848 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 4,329 |
| Total interest expense | $170,000 | 5,084 |
| Net interest income | $2,858,000 | 4,215 |
| Provision for loan and lease losses | $13,000 | 3,971 |
| Total noninterest income | $745,000 | 3,090 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $410,000 | 1,999 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $335,000 | 3,457 |
| Total noninterest expense | $3,017,000 | 3,718 |
| Salaries and employee benefits | $1,623,000 | 3,752 |
| Premises and equipment expense | $366,000 | 3,573 |
| Additional noninterest expense | $1,028,000 | 3,615 |
| Pre-tax net operating income | $573,000 | 4,571 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $196,000 | 2,836 |
| Income before extraordinary items | $377,000 | 4,914 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $377,000 | 4,916 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $377,000 | 4,918 |
| Net charge-offs | $38,000 | 2,972 |
| Cash dividends | $223,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $377,000 | 4,857 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 4,349 |
| Total interest expense | $113,000 | 5,145 |
| Net interest income | $1,917,000 | 4,225 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $480,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $272,000 | 1,966 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $208,000 | 3,575 |
| Total noninterest expense | $2,000,000 | 3,760 |
| Salaries and employee benefits | $1,080,000 | 3,785 |
| Premises and equipment expense | $245,000 | 3,594 |
| Additional noninterest expense | $675,000 | 3,671 |
| Pre-tax net operating income | $387,000 | 4,512 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $127,000 | 2,855 |
| Income before extraordinary items | $260,000 | 4,871 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $260,000 | 4,874 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $260,000 | 4,875 |
| Net charge-offs | $32,000 | 2,648 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $260,000 | 4,805 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 4,342 |
| Total interest expense | $59,000 | 5,142 |
| Net interest income | $969,000 | 4,215 |
| Provision for loan and lease losses | $11,000 | 3,207 |
| Total noninterest income | $240,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $136,000 | 1,956 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $104,000 | 3,545 |
| Total noninterest expense | $979,000 | 3,843 |
| Salaries and employee benefits | $537,000 | 3,839 |
| Premises and equipment expense | $119,000 | 3,675 |
| Additional noninterest expense | $323,000 | 3,791 |
| Pre-tax net operating income | $219,000 | 4,320 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $70,000 | 2,741 |
| Income before extraordinary items | $149,000 | 4,689 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $149,000 | 4,691 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $149,000 | 4,693 |
| Net charge-offs | $14,000 | 2,324 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $149,000 | 4,619 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 4,387 |
| Total interest expense | $215,000 | 5,424 |
| Net interest income | $3,944,000 | 4,227 |
| Provision for loan and lease losses | $36,000 | 3,976 |
| Total noninterest income | $985,000 | 3,131 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $528,000 | 2,196 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $457,000 | 3,396 |
| Total noninterest expense | $4,062,000 | 3,799 |
| Salaries and employee benefits | $2,110,000 | 3,883 |
| Premises and equipment expense | $475,000 | 3,760 |
| Additional noninterest expense | $1,477,000 | 3,584 |
| Pre-tax net operating income | $831,000 | 4,427 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $197,000 | 2,966 |
| Income before extraordinary items | $634,000 | 4,619 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $634,000 | 4,620 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $634,000 | 4,620 |
| Net charge-offs | $12,000 | 4,510 |
| Cash dividends | $250,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $634,000 | 4,563 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 4,424 |
| Total interest expense | $160,000 | 5,500 |
| Net interest income | $2,962,000 | 4,263 |
| Provision for loan and lease losses | $34,000 | 3,688 |
| Total noninterest income | $740,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $373,000 | 2,308 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $367,000 | 3,328 |
| Total noninterest expense | $2,992,000 | 3,861 |
| Salaries and employee benefits | $1,559,000 | 3,921 |
| Premises and equipment expense | $367,000 | 3,737 |
| Additional noninterest expense | $1,066,000 | 3,690 |
| Pre-tax net operating income | $676,000 | 4,419 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $251,000 | 2,613 |
| Income before extraordinary items | $425,000 | 4,859 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $425,000 | 4,859 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $425,000 | 4,860 |
| Net charge-offs | $10,000 | 4,150 |
| Cash dividends | $250,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $425,000 | 4,806 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 4,441 |
| Total interest expense | $107,000 | 5,548 |
| Net interest income | $1,972,000 | 4,274 |
| Provision for loan and lease losses | $29,000 | 3,446 |
| Total noninterest income | $498,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $243,000 | 2,322 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $255,000 | 3,262 |
| Total noninterest expense | $1,981,000 | 3,892 |
| Salaries and employee benefits | $1,034,000 | 3,950 |
| Premises and equipment expense | $243,000 | 3,771 |
| Additional noninterest expense | $704,000 | 3,724 |
| Pre-tax net operating income | $460,000 | 4,310 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $171,000 | 2,559 |
| Income before extraordinary items | $289,000 | 4,793 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $289,000 | 4,795 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $289,000 | 4,796 |
| Net charge-offs | $6,000 | 3,908 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $289,000 | 4,737 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 4,463 |
| Total interest expense | $53,000 | 5,631 |
| Net interest income | $989,000 | 4,285 |
| Provision for loan and lease losses | $-2,000 | 6,368 |
| Total noninterest income | $230,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $124,000 | 2,253 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $106,000 | 3,487 |
| Total noninterest expense | $1,013,000 | 3,872 |
| Salaries and employee benefits | $520,000 | 3,972 |
| Premises and equipment expense | $117,000 | 3,893 |
| Additional noninterest expense | $376,000 | 3,555 |
| Pre-tax net operating income | $208,000 | 4,412 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $85,000 | 2,491 |
| Income before extraordinary items | $123,000 | 4,921 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $123,000 | 4,924 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $123,000 | 4,923 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $123,000 | 4,876 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 4,447 |
| Total interest expense | $301,000 | 5,388 |
| Net interest income | $4,007,000 | 4,269 |
| Provision for loan and lease losses | $-216,000 | 6,478 |
| Total noninterest income | $841,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $510,000 | 2,339 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $331,000 | 3,963 |
| Total noninterest expense | $4,124,000 | 3,843 |
| Salaries and employee benefits | $2,088,000 | 3,971 |
| Premises and equipment expense | $532,000 | 3,596 |
| Additional noninterest expense | $1,504,000 | 3,650 |
| Pre-tax net operating income | $940,000 | 4,169 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $106,000 | 3,372 |
| Income before extraordinary items | $834,000 | 4,210 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $834,000 | 4,212 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $834,000 | 4,213 |
| Net charge-offs | $-175,000 | 6,613 |
| Cash dividends | $250,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $834,000 | 4,160 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 4,458 |
| Total interest expense | $248,000 | 5,323 |
| Net interest income | $3,028,000 | 4,285 |
| Provision for loan and lease losses | $-219,000 | 6,639 |
| Total noninterest income | $674,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $385,000 | 2,339 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $289,000 | 3,791 |
| Total noninterest expense | $2,905,000 | 4,013 |
| Salaries and employee benefits | $1,448,000 | 4,168 |
| Premises and equipment expense | $407,000 | 3,572 |
| Additional noninterest expense | $1,050,000 | 3,827 |
| Pre-tax net operating income | $1,016,000 | 3,658 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $320,000 | 2,371 |
| Income before extraordinary items | $696,000 | 4,070 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $696,000 | 4,074 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $696,000 | 4,074 |
| Net charge-offs | $-186,000 | 6,710 |
| Cash dividends | $200,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $696,000 | 3,998 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 4,459 |
| Total interest expense | $179,000 | 5,255 |
| Net interest income | $2,018,000 | 4,295 |
| Provision for loan and lease losses | $-99,000 | 6,676 |
| Total noninterest income | $427,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $251,000 | 2,357 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $176,000 | 3,985 |
| Total noninterest expense | $1,903,000 | 4,071 |
| Salaries and employee benefits | $957,000 | 4,214 |
| Premises and equipment expense | $263,000 | 3,664 |
| Additional noninterest expense | $683,000 | 3,889 |
| Pre-tax net operating income | $641,000 | 3,711 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $207,000 | 2,402 |
| Income before extraordinary items | $434,000 | 4,177 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $434,000 | 4,179 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $434,000 | 4,180 |
| Net charge-offs | $-67,000 | 6,598 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $434,000 | 4,074 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 4,444 |
| Total interest expense | $97,000 | 5,201 |
| Net interest income | $1,020,000 | 4,275 |
| Provision for loan and lease losses | $18,000 | 3,652 |
| Total noninterest income | $215,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $123,000 | 2,384 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $92,000 | 3,883 |
| Total noninterest expense | $939,000 | 4,146 |
| Salaries and employee benefits | $481,000 | 4,252 |
| Premises and equipment expense | $129,000 | 3,732 |
| Additional noninterest expense | $329,000 | 4,003 |
| Pre-tax net operating income | $278,000 | 3,943 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $94,000 | 2,461 |
| Income before extraordinary items | $184,000 | 4,412 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $184,000 | 4,415 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $184,000 | 4,414 |
| Net charge-offs | $33,000 | 2,726 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $184,000 | 4,318 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,657,000 | 4,483 |
| Total interest expense | $540,000 | 4,982 |
| Net interest income | $4,117,000 | 4,337 |
| Provision for loan and lease losses | $24,000 | 5,539 |
| Total noninterest income | $296,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $540,000 | 2,336 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-244,000 | 6,836 |
| Total noninterest expense | $3,853,000 | 4,138 |
| Salaries and employee benefits | $1,909,000 | 4,243 |
| Premises and equipment expense | $596,000 | 3,398 |
| Additional noninterest expense | $1,348,000 | 4,050 |
| Pre-tax net operating income | $536,000 | 4,842 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $235,000 | 2,879 |
| Income before extraordinary items | $301,000 | 5,464 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $301,000 | 5,461 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $301,000 | 5,462 |
| Net charge-offs | $56,000 | 4,854 |
| Cash dividends | $1,582,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $301,000 | 5,268 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 4,564 |
| Total interest expense | $437,000 | 4,946 |
| Net interest income | $3,059,000 | 4,427 |
| Provision for loan and lease losses | $21,000 | 5,372 |
| Total noninterest income | $290,000 | 4,917 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $384,000 | 2,465 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-94,000 | 6,906 |
| Total noninterest expense | $2,930,000 | 4,117 |
| Salaries and employee benefits | $1,408,000 | 4,302 |
| Premises and equipment expense | $452,000 | 3,421 |
| Additional noninterest expense | $1,070,000 | 3,935 |
| Pre-tax net operating income | $398,000 | 4,999 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $128,000 | 3,197 |
| Income before extraordinary items | $270,000 | 5,449 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $270,000 | 5,448 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $270,000 | 5,448 |
| Net charge-offs | $48,000 | 4,539 |
| Cash dividends | $423,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $270,000 | 5,256 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 4,588 |
| Total interest expense | $313,000 | 4,900 |
| Net interest income | $2,025,000 | 4,447 |
| Provision for loan and lease losses | $13,000 | 5,290 |
| Total noninterest income | $214,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $244,000 | 2,534 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-30,000 | 6,915 |
| Total noninterest expense | $1,933,000 | 4,161 |
| Salaries and employee benefits | $926,000 | 4,362 |
| Premises and equipment expense | $294,000 | 3,480 |
| Additional noninterest expense | $713,000 | 3,936 |
| Pre-tax net operating income | $293,000 | 4,866 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $95,000 | 3,098 |
| Income before extraordinary items | $198,000 | 5,348 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $198,000 | 5,347 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $198,000 | 5,347 |
| Net charge-offs | $37,000 | 4,257 |
| Cash dividends | $225,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $198,000 | 5,150 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 4,613 |
| Total interest expense | $167,000 | 4,871 |
| Net interest income | $1,008,000 | 4,501 |
| Provision for loan and lease losses | $1,000 | 5,211 |
| Total noninterest income | $126,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $118,000 | 2,578 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $990,000 | 4,133 |
| Salaries and employee benefits | $464,000 | 4,386 |
| Premises and equipment expense | $148,000 | 3,500 |
| Additional noninterest expense | $378,000 | 3,776 |
| Pre-tax net operating income | $143,000 | 5,008 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $48,000 | 3,100 |
| Income before extraordinary items | $95,000 | 5,428 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $95,000 | 5,428 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $95,000 | 5,428 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $225,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $95,000 | 5,268 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 4,618 |
| Total interest expense | $865,000 | 4,742 |
| Net interest income | $4,035,000 | 4,513 |
| Provision for loan and lease losses | $109,000 | 5,282 |
| Total noninterest income | $369,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $502,000 | 2,559 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-133,000 | 6,913 |
| Total noninterest expense | $3,874,000 | 4,200 |
| Salaries and employee benefits | $1,841,000 | 4,373 |
| Premises and equipment expense | $578,000 | 3,679 |
| Additional noninterest expense | $1,455,000 | 3,933 |
| Pre-tax net operating income | $421,000 | 4,918 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $70,000 | 3,586 |
| Income before extraordinary items | $351,000 | 5,085 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $351,000 | 5,088 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $351,000 | 5,088 |
| Net charge-offs | $373,000 | 3,539 |
| Cash dividends | $125,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $351,000 | 4,968 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 4,679 |
| Total interest expense | $687,000 | 4,716 |
| Net interest income | $2,984,000 | 4,577 |
| Provision for loan and lease losses | $99,000 | 4,966 |
| Total noninterest income | $422,000 | 4,215 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $383,000 | 2,537 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $39,000 | 6,003 |
| Total noninterest expense | $2,979,000 | 4,138 |
| Salaries and employee benefits | $1,415,000 | 4,317 |
| Premises and equipment expense | $429,000 | 3,746 |
| Additional noninterest expense | $1,135,000 | 3,835 |
| Pre-tax net operating income | $328,000 | 5,018 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $113,000 | 3,116 |
| Income before extraordinary items | $215,000 | 5,429 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $215,000 | 5,429 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $215,000 | 5,429 |
| Net charge-offs | $372,000 | 2,997 |
| Cash dividends | $125,000 | 3,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $215,000 | 5,291 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 4,725 |
| Total interest expense | $487,000 | 4,701 |
| Net interest income | $1,951,000 | 4,657 |
| Provision for loan and lease losses | $81,000 | 4,635 |
| Total noninterest income | $412,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $258,000 | 2,496 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 3,905 |
| Total noninterest expense | $2,014,000 | 4,143 |
| Salaries and employee benefits | $942,000 | 4,352 |
| Premises and equipment expense | $279,000 | 3,837 |
| Additional noninterest expense | $793,000 | 3,771 |
| Pre-tax net operating income | $268,000 | 4,757 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $99,000 | 2,871 |
| Income before extraordinary items | $169,000 | 5,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $169,000 | 5,233 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $169,000 | 5,234 |
| Net charge-offs | $280,000 | 2,774 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $169,000 | 5,148 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 4,738 |
| Total interest expense | $250,000 | 4,752 |
| Net interest income | $975,000 | 4,640 |
| Provision for loan and lease losses | $12,000 | 5,317 |
| Total noninterest income | $204,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $136,000 | 2,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $68,000 | 4,183 |
| Total noninterest expense | $1,042,000 | 4,075 |
| Salaries and employee benefits | $475,000 | 4,373 |
| Premises and equipment expense | $149,000 | 3,714 |
| Additional noninterest expense | $418,000 | 3,627 |
| Pre-tax net operating income | $125,000 | 4,878 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $46,000 | 2,886 |
| Income before extraordinary items | $79,000 | 5,298 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $79,000 | 5,296 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $79,000 | 5,298 |
| Net charge-offs | $18,000 | 4,096 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $79,000 | 5,238 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 4,606 |
| Total interest expense | $1,214,000 | 4,789 |
| Net interest income | $4,188,000 | 4,451 |
| Provision for loan and lease losses | $112,000 | 5,946 |
| Total noninterest income | $347,000 | 5,173 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $485,000 | 2,700 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-138,000 | 7,229 |
| Total noninterest expense | $3,870,000 | 4,299 |
| Salaries and employee benefits | $1,933,000 | 4,334 |
| Premises and equipment expense | $558,000 | 3,917 |
| Additional noninterest expense | $1,379,000 | 4,232 |
| Pre-tax net operating income | $553,000 | 4,248 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $215,000 | 2,660 |
| Income before extraordinary items | $338,000 | 4,817 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $338,000 | 4,821 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $338,000 | 4,821 |
| Net charge-offs | $125,000 | 5,229 |
| Cash dividends | $80,000 | 3,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $338,000 | 4,668 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,068,000 | 4,680 |
| Total interest expense | $943,000 | 4,845 |
| Net interest income | $3,125,000 | 4,516 |
| Provision for loan and lease losses | $97,000 | 5,717 |
| Total noninterest income | $322,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $348,000 | 2,840 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-26,000 | 7,277 |
| Total noninterest expense | $2,918,000 | 4,308 |
| Salaries and employee benefits | $1,469,000 | 4,329 |
| Premises and equipment expense | $426,000 | 3,927 |
| Additional noninterest expense | $1,023,000 | 4,246 |
| Pre-tax net operating income | $432,000 | 4,412 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $131,000 | 2,902 |
| Income before extraordinary items | $301,000 | 4,877 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $301,000 | 4,880 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $301,000 | 4,880 |
| Net charge-offs | $75,000 | 5,177 |
| Cash dividends | $80,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $301,000 | 4,681 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 4,729 |
| Total interest expense | $642,000 | 4,902 |
| Net interest income | $2,057,000 | 4,567 |
| Provision for loan and lease losses | $85,000 | 5,336 |
| Total noninterest income | $310,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $224,000 | 2,934 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $86,000 | 4,868 |
| Total noninterest expense | $1,943,000 | 4,323 |
| Salaries and employee benefits | $986,000 | 4,327 |
| Premises and equipment expense | $282,000 | 3,980 |
| Additional noninterest expense | $675,000 | 4,265 |
| Pre-tax net operating income | $339,000 | 4,231 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $100,000 | 2,783 |
| Income before extraordinary items | $239,000 | 4,647 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $239,000 | 4,647 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $239,000 | 4,647 |
| Net charge-offs | $25,000 | 5,377 |
| Cash dividends | $80,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $239,000 | 4,496 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 4,878 |
| Total interest expense | $321,000 | 5,028 |
| Net interest income | $990,000 | 4,716 |
| Provision for loan and lease losses | $35,000 | 5,220 |
| Total noninterest income | $152,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $107,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $45,000 | 4,859 |
| Total noninterest expense | $996,000 | 4,293 |
| Salaries and employee benefits | $500,000 | 4,358 |
| Premises and equipment expense | $143,000 | 3,999 |
| Additional noninterest expense | $353,000 | 4,134 |
| Pre-tax net operating income | $111,000 | 4,934 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $31,000 | 3,152 |
| Income before extraordinary items | $80,000 | 5,259 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 5,260 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $80,000 | 5,259 |
| Net charge-offs | $11,000 | 4,779 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $80,000 | 5,138 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,403,000 | 4,910 |
| Total interest expense | $1,723,000 | 4,833 |
| Net interest income | $3,680,000 | 4,825 |
| Provision for loan and lease losses | $529,000 | 4,456 |
| Total noninterest income | $726,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $492,000 | 2,923 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $234,000 | 4,385 |
| Total noninterest expense | $4,109,000 | 4,260 |
| Salaries and employee benefits | $1,932,000 | 4,465 |
| Premises and equipment expense | $584,000 | 3,947 |
| Additional noninterest expense | $1,593,000 | 3,918 |
| Pre-tax net operating income | $-232,000 | 5,748 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-167,000 | 6,707 |
| Income before extraordinary items | $-65,000 | 5,648 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-65,000 | 5,646 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-65,000 | 5,646 |
| Net charge-offs | $530,000 | 3,710 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-65,000 | 5,629 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 4,945 |
| Total interest expense | $1,363,000 | 4,845 |
| Net interest income | $2,727,000 | 4,868 |
| Provision for loan and lease losses | $490,000 | 3,821 |
| Total noninterest income | $579,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $369,000 | 2,930 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $210,000 | 4,204 |
| Total noninterest expense | $2,899,000 | 4,446 |
| Salaries and employee benefits | $1,435,000 | 4,516 |
| Premises and equipment expense | $441,000 | 3,975 |
| Additional noninterest expense | $1,023,000 | 4,311 |
| Pre-tax net operating income | $-83,000 | 5,849 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-7,000 | 6,636 |
| Income before extraordinary items | $-76,000 | 5,926 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-76,000 | 5,926 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-76,000 | 5,926 |
| Net charge-offs | $479,000 | 3,105 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-76,000 | 5,894 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 5,006 |
| Total interest expense | $966,000 | 4,814 |
| Net interest income | $1,746,000 | 4,966 |
| Provision for loan and lease losses | $431,000 | 3,160 |
| Total noninterest income | $422,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $256,000 | 2,814 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $166,000 | 3,941 |
| Total noninterest expense | $1,898,000 | 4,530 |
| Salaries and employee benefits | $939,000 | 4,627 |
| Premises and equipment expense | $284,000 | 4,090 |
| Additional noninterest expense | $675,000 | 4,361 |
| Pre-tax net operating income | $-161,000 | 6,205 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-13,000 | 6,825 |
| Income before extraordinary items | $-148,000 | 6,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-148,000 | 6,279 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-148,000 | 6,279 |
| Net charge-offs | $470,000 | 2,410 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-148,000 | 6,250 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 5,005 |
| Total interest expense | $532,000 | 4,663 |
| Net interest income | $841,000 | 5,066 |
| Provision for loan and lease losses | $410,000 | 1,970 |
| Total noninterest income | $201,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $132,000 | 2,709 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $69,000 | 4,257 |
| Total noninterest expense | $945,000 | 4,472 |
| Salaries and employee benefits | $462,000 | 4,715 |
| Premises and equipment expense | $147,000 | 4,035 |
| Additional noninterest expense | $336,000 | 4,071 |
| Pre-tax net operating income | $-313,000 | 7,083 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-25,000 | 7,301 |
| Income before extraordinary items | $-288,000 | 7,181 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-288,000 | 7,181 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-288,000 | 7,182 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-288,000 | 7,120 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,363,000 | 4,771 |
| Total interest expense | $2,925,000 | 4,329 |
| Net interest income | $3,438,000 | 5,026 |
| Provision for loan and lease losses | $478,000 | 3,880 |
| Total noninterest income | $936,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $534,000 | 2,867 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $402,000 | 3,578 |
| Total noninterest expense | $3,826,000 | 4,380 |
| Salaries and employee benefits | $1,965,000 | 4,515 |
| Premises and equipment expense | $556,000 | 4,182 |
| Additional noninterest expense | $1,305,000 | 4,013 |
| Pre-tax net operating income | $70,000 | 6,113 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-49,000 | 6,954 |
| Income before extraordinary items | $119,000 | 5,797 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $119,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 4,713 |
| Cash dividends | $175,000 | 4,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $119,000 | 5,949 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,898,000 | 4,761 |
| Total interest expense | $2,239,000 | 4,390 |
| Net interest income | $2,659,000 | 4,972 |
| Provision for loan and lease losses | $116,000 | 4,989 |
| Total noninterest income | $735,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $402,000 | 2,878 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $333,000 | 3,506 |
| Total noninterest expense | $2,836,000 | 4,400 |
| Salaries and employee benefits | $1,494,000 | 4,491 |
| Premises and equipment expense | $416,000 | 4,180 |
| Additional noninterest expense | $926,000 | 4,114 |
| Pre-tax net operating income | $442,000 | 5,130 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $141,000 | 3,288 |
| Income before extraordinary items | $301,000 | 5,203 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $301,000 | 5,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,555 |
| Cash dividends | $55,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $301,000 | 5,388 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,302,000 | 4,796 |
| Total interest expense | $1,535,000 | 4,451 |
| Net interest income | $1,767,000 | 4,991 |
| Provision for loan and lease losses | $87,000 | 4,515 |
| Total noninterest income | $545,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $272,000 | 2,832 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $273,000 | 3,191 |
| Total noninterest expense | $1,865,000 | 4,459 |
| Salaries and employee benefits | $990,000 | 4,550 |
| Premises and equipment expense | $273,000 | 4,266 |
| Additional noninterest expense | $602,000 | 4,183 |
| Pre-tax net operating income | $360,000 | 4,971 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $115,000 | 3,323 |
| Income before extraordinary items | $245,000 | 5,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $10,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $245,000 | 5,237 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 4,874 |
| Total interest expense | $794,000 | 4,529 |
| Net interest income | $864,000 | 5,068 |
| Provision for loan and lease losses | $32,000 | 4,306 |
| Total noninterest income | $223,000 | 3,764 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $141,000 | 2,748 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 4,146 |
| Total noninterest expense | $940,000 | 4,425 |
| Salaries and employee benefits | $504,000 | 4,524 |
| Premises and equipment expense | $140,000 | 4,199 |
| Additional noninterest expense | $296,000 | 4,161 |
| Pre-tax net operating income | $115,000 | 5,836 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $78,000 | 6,157 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $78,000 | 6,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $78,000 | 6,065 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,359,000 | 5,018 |
| Total interest expense | $2,796,000 | 4,983 |
| Net interest income | $3,563,000 | 4,973 |
| Provision for loan and lease losses | $122,000 | 4,597 |
| Total noninterest income | $813,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $513,000 | 3,002 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $300,000 | 4,240 |
| Total noninterest expense | $3,578,000 | 4,448 |
| Salaries and employee benefits | $1,901,000 | 4,563 |
| Premises and equipment expense | $539,000 | 4,143 |
| Additional noninterest expense | $1,138,000 | 4,224 |
| Pre-tax net operating income | $676,000 | 5,502 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $250,000 | 3,615 |
| Income before extraordinary items | $426,000 | 5,965 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $426,000 | 5,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,918 |
| Cash dividends | $209,000 | 4,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $426,000 | 5,959 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,617,000 | 5,155 |
| Total interest expense | $1,992,000 | 5,127 |
| Net interest income | $2,625,000 | 5,044 |
| Provision for loan and lease losses | $67,000 | 4,740 |
| Total noninterest income | $587,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $368,000 | 3,081 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $219,000 | 4,315 |
| Total noninterest expense | $2,646,000 | 4,478 |
| Salaries and employee benefits | $1,405,000 | 4,578 |
| Premises and equipment expense | $410,000 | 4,096 |
| Additional noninterest expense | $831,000 | 4,264 |
| Pre-tax net operating income | $499,000 | 5,778 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $185,000 | 3,806 |
| Income before extraordinary items | $314,000 | 6,248 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $314,000 | 6,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,185 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $314,000 | 6,239 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 5,255 |
| Total interest expense | $1,305,000 | 5,177 |
| Net interest income | $1,703,000 | 5,161 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $383,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $242,000 | 3,094 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $141,000 | 4,441 |
| Total noninterest expense | $1,737,000 | 4,543 |
| Salaries and employee benefits | $923,000 | 4,671 |
| Premises and equipment expense | $175,000 | 5,426 |
| Additional noninterest expense | $639,000 | 3,827 |
| Pre-tax net operating income | $309,000 | 5,978 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $115,000 | 3,971 |
| Income before extraordinary items | $194,000 | 6,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $194,000 | 6,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,952 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $194,000 | 6,410 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 5,339 |
| Total interest expense | $628,000 | 5,261 |
| Net interest income | $836,000 | 5,236 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $181,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $114,000 | 3,186 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $67,000 | 4,543 |
| Total noninterest expense | $854,000 | 4,594 |
| Salaries and employee benefits | $454,000 | 4,757 |
| Premises and equipment expense | $96,000 | 5,179 |
| Additional noninterest expense | $304,000 | 3,930 |
| Pre-tax net operating income | $143,000 | 6,133 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $53,000 | 4,059 |
| Income before extraordinary items | $90,000 | 6,548 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $90,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,431 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $90,000 | 6,533 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 5,369 |
| Total interest expense | $1,980,000 | 5,431 |
| Net interest income | $3,360,000 | 5,187 |
| Provision for loan and lease losses | $144,000 | 4,126 |
| Total noninterest income | $774,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $477,000 | 3,160 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $297,000 | 4,316 |
| Total noninterest expense | $3,048,000 | 4,828 |
| Salaries and employee benefits | $1,548,000 | 5,089 |
| Premises and equipment expense | $426,000 | 4,727 |
| Additional noninterest expense | $1,074,000 | 4,284 |
| Pre-tax net operating income | $942,000 | 5,325 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $348,000 | 3,597 |
| Income before extraordinary items | $594,000 | 5,841 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $594,000 | 5,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,443 |
| Cash dividends | $105,000 | 5,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $594,000 | 5,834 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 5,418 |
| Total interest expense | $1,396,000 | 5,538 |
| Net interest income | $2,543,000 | 5,202 |
| Provision for loan and lease losses | $111,000 | 3,932 |
| Total noninterest income | $562,000 | 4,219 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $355,000 | 3,189 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $207,000 | 4,463 |
| Total noninterest expense | $2,216,000 | 4,919 |
| Salaries and employee benefits | $1,117,000 | 5,195 |
| Premises and equipment expense | $314,000 | 4,778 |
| Additional noninterest expense | $785,000 | 4,329 |
| Pre-tax net operating income | $778,000 | 5,284 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $288,000 | 3,640 |
| Income before extraordinary items | $490,000 | 5,803 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $490,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,707 |
| Cash dividends | $50,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $490,000 | 5,808 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 5,463 |
| Total interest expense | $866,000 | 5,606 |
| Net interest income | $1,688,000 | 5,241 |
| Provision for loan and lease losses | $72,000 | 3,866 |
| Total noninterest income | $359,000 | 4,285 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $225,000 | 3,284 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 4,528 |
| Total noninterest expense | $1,446,000 | 5,017 |
| Salaries and employee benefits | $730,000 | 5,280 |
| Premises and equipment expense | $206,000 | 4,842 |
| Additional noninterest expense | $510,000 | 4,426 |
| Pre-tax net operating income | $529,000 | 5,287 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $196,000 | 3,646 |
| Income before extraordinary items | $333,000 | 5,796 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $333,000 | 5,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $50,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $333,000 | 5,789 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 5,568 |
| Total interest expense | $405,000 | 5,649 |
| Net interest income | $811,000 | 5,359 |
| Provision for loan and lease losses | $36,000 | 3,658 |
| Total noninterest income | $174,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $115,000 | 3,157 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,794 |
| Total noninterest expense | $704,000 | 5,114 |
| Salaries and employee benefits | $357,000 | 5,379 |
| Premises and equipment expense | $105,000 | 4,798 |
| Additional noninterest expense | $242,000 | 4,572 |
| Pre-tax net operating income | $245,000 | 5,419 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $91,000 | 3,722 |
| Income before extraordinary items | $154,000 | 5,897 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $154,000 | 5,900 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,480,000 | 5,499 |
| Total interest expense | $1,288,000 | 5,643 |
| Net interest income | $3,192,000 | 5,303 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $570,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $390,000 | 3,613 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $180,000 | 5,377 |
| Total noninterest expense | $2,757,000 | 5,058 |
| Salaries and employee benefits | $1,414,000 | 5,252 |
| Premises and equipment expense | $428,000 | 4,646 |
| Additional noninterest expense | $915,000 | 4,707 |
| Pre-tax net operating income | $885,000 | 5,669 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $327,000 | 4,017 |
| Income before extraordinary items | $558,000 | 6,152 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $558,000 | 6,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,928 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $558,000 | 6,116 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,294,000 | 5,526 |
| Total interest expense | $910,000 | 5,698 |
| Net interest income | $2,384,000 | 5,326 |
| Provision for loan and lease losses | $84,000 | 4,550 |
| Total noninterest income | $386,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $257,000 | 3,900 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 5,472 |
| Total noninterest expense | $2,046,000 | 5,061 |
| Salaries and employee benefits | $1,071,000 | 5,191 |
| Premises and equipment expense | $311,000 | 4,718 |
| Additional noninterest expense | $664,000 | 4,789 |
| Pre-tax net operating income | $640,000 | 5,840 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $237,000 | 4,162 |
| Income before extraordinary items | $403,000 | 6,355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $403,000 | 6,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,341 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $403,000 | 6,319 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 5,527 |
| Total interest expense | $578,000 | 5,666 |
| Net interest income | $1,572,000 | 5,348 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $236,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $155,000 | 4,080 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $81,000 | 5,595 |
| Total noninterest expense | $1,347,000 | 5,100 |
| Salaries and employee benefits | $714,000 | 5,183 |
| Premises and equipment expense | $195,000 | 4,902 |
| Additional noninterest expense | $438,000 | 4,815 |
| Pre-tax net operating income | $401,000 | 5,971 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $148,000 | 4,269 |
| Income before extraordinary items | $253,000 | 6,484 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $253,000 | 6,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $253,000 | 6,440 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 5,606 |
| Total interest expense | $279,000 | 5,671 |
| Net interest income | $762,000 | 5,488 |
| Provision for loan and lease losses | $36,000 | 3,732 |
| Total noninterest income | $99,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $663,000 | 5,189 |
| Salaries and employee benefits | $348,000 | 5,310 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $225,000 | 4,700 |
| Pre-tax net operating income | $162,000 | 6,405 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $60,000 | 4,523 |
| Income before extraordinary items | $102,000 | 6,865 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $102,000 | 6,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $102,000 | 6,832 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 6,071 |
| Total interest expense | $713,000 | 6,541 |
| Net interest income | $2,659,000 | 5,806 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $522,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $279,000 | 4,479 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $243,000 | 4,700 |
| Total noninterest expense | $2,498,000 | 5,318 |
| Salaries and employee benefits | $1,310,000 | 5,410 |
| Premises and equipment expense | $363,000 | 5,084 |
| Additional noninterest expense | $825,000 | 4,989 |
| Pre-tax net operating income | $558,000 | 6,521 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $206,000 | 4,717 |
| Income before extraordinary items | $352,000 | 7,011 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $352,000 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $352,000 | 6,957 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 6,182 |
| Total interest expense | $511,000 | 6,652 |
| Net interest income | $1,935,000 | 5,906 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $395,000 | 5,161 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $209,000 | 4,523 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $186,000 | 4,650 |
| Total noninterest expense | $1,847,000 | 5,320 |
| Salaries and employee benefits | $972,000 | 5,413 |
| Premises and equipment expense | $264,000 | 5,167 |
| Additional noninterest expense | $611,000 | 4,994 |
| Pre-tax net operating income | $383,000 | 6,819 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $141,000 | 4,922 |
| Income before extraordinary items | $242,000 | 7,248 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $242,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $242,000 | 7,183 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 6,310 |
| Total interest expense | $327,000 | 6,774 |
| Net interest income | $1,247,000 | 6,036 |
| Provision for loan and lease losses | $55,000 | 4,589 |
| Total noninterest income | $252,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $135,000 | 4,590 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $117,000 | 4,844 |
| Total noninterest expense | $1,228,000 | 5,356 |
| Salaries and employee benefits | $649,000 | 5,450 |
| Premises and equipment expense | $172,000 | 5,274 |
| Additional noninterest expense | $407,000 | 5,005 |
| Pre-tax net operating income | $216,000 | 7,066 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $80,000 | 5,115 |
| Income before extraordinary items | $136,000 | 7,454 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 7,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $136,000 | 7,384 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 6,459 |
| Total interest expense | $170,000 | 6,754 |
| Net interest income | $585,000 | 6,233 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $115,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $98,000 | 3,756 |
| Total noninterest expense | $624,000 | 5,317 |
| Salaries and employee benefits | $345,000 | 5,243 |
| Premises and equipment expense | $86,000 | 5,308 |
| Additional noninterest expense | $193,000 | 5,204 |
| Pre-tax net operating income | $51,000 | 7,912 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $19,000 | 5,825 |
| Income before extraordinary items | $32,000 | 8,110 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $32,000 | 8,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $32,000 | 8,046 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 6,785 |
| Total interest expense | $710,000 | 7,007 |
| Net interest income | $2,053,000 | 6,514 |
| Provision for loan and lease losses | $132,000 | 4,791 |
| Total noninterest income | $496,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $225,000 | 5,003 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $271,000 | 4,697 |
| Total noninterest expense | $2,202,000 | 5,678 |
| Salaries and employee benefits | $1,186,000 | 5,686 |
| Premises and equipment expense | $285,000 | 5,813 |
| Additional noninterest expense | $731,000 | 5,357 |
| Pre-tax net operating income | $215,000 | 7,775 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $80,000 | 5,934 |
| Income before extraordinary items | $135,000 | 8,073 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $135,000 | 8,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $135,000 | 7,955 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 6,924 |
| Total interest expense | $540,000 | 7,125 |
| Net interest income | $1,479,000 | 6,677 |
| Provision for loan and lease losses | $96,000 | 4,730 |
| Total noninterest income | $386,000 | 5,407 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $162,000 | 5,122 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $224,000 | 4,574 |
| Total noninterest expense | $1,633,000 | 5,687 |
| Salaries and employee benefits | $891,000 | 5,628 |
| Premises and equipment expense | $218,000 | 5,734 |
| Additional noninterest expense | $524,000 | 5,488 |
| Pre-tax net operating income | $136,000 | 8,051 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $50,000 | 6,201 |
| Income before extraordinary items | $86,000 | 8,315 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $86,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $86,000 | 8,193 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 7,028 |
| Total interest expense | $359,000 | 7,266 |
| Net interest income | $955,000 | 6,780 |
| Provision for loan and lease losses | $52,000 | 5,082 |
| Total noninterest income | $245,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $101,000 | 5,264 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $144,000 | 4,641 |
| Total noninterest expense | $1,048,000 | 5,835 |
| Salaries and employee benefits | $580,000 | 5,730 |
| Premises and equipment expense | $139,000 | 5,890 |
| Additional noninterest expense | $329,000 | 5,669 |
| Pre-tax net operating income | $100,000 | 8,007 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $37,000 | 6,172 |
| Income before extraordinary items | $63,000 | 8,302 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $63,000 | 8,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $63,000 | 8,169 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 7,169 |
| Total interest expense | $174,000 | 7,437 |
| Net interest income | $461,000 | 6,888 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $107,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 4,952 |
| Total noninterest expense | $479,000 | 6,142 |
| Salaries and employee benefits | $262,000 | 6,093 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $157,000 | 5,775 |
| Pre-tax net operating income | $62,000 | 7,805 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $23,000 | 5,966 |
| Income before extraordinary items | $39,000 | 8,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $39,000 | 7,971 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 7,403 |
| Total interest expense | $788,000 | 7,552 |
| Net interest income | $1,660,000 | 7,177 |
| Provision for loan and lease losses | $130,000 | 5,190 |
| Total noninterest income | $341,000 | 6,165 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $177,000 | 5,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $164,000 | 5,419 |
| Total noninterest expense | $1,671,000 | 6,516 |
| Salaries and employee benefits | $866,000 | 6,635 |
| Premises and equipment expense | $218,000 | 6,549 |
| Additional noninterest expense | $587,000 | 6,020 |
| Pre-tax net operating income | $200,000 | 7,921 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $74,000 | 6,227 |
| Income before extraordinary items | $126,000 | 8,209 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $126,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,948 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $126,000 | 8,110 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 8,197 |
| Total interest expense | $865,000 | 8,294 |
| Net interest income | $1,150,000 | 7,986 |
| Provision for loan and lease losses | $130,000 | 5,052 |
| Total noninterest income | $234,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $131,000 | 6,066 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $103,000 | 6,375 |
| Total noninterest expense | $1,468,000 | 6,868 |
| Salaries and employee benefits | $746,000 | 6,993 |
| Premises and equipment expense | $149,000 | 7,533 |
| Additional noninterest expense | $573,000 | 6,011 |
| Pre-tax net operating income | $-214,000 | 8,973 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-79,000 | 9,222 |
| Income before extraordinary items | $-135,000 | 8,987 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-135,000 | 8,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-135,000 | 8,934 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 9,130 |
| Total interest expense | $541,000 | 9,170 |
| Net interest income | $776,000 | 8,958 |
| Provision for loan and lease losses | $119,000 | 4,982 |
| Total noninterest income | $81,000 | 8,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 8,890 |
| Total noninterest expense | $1,302,000 | 7,240 |
| Salaries and employee benefits | $661,000 | 7,382 |
| Premises and equipment expense | $150,000 | 7,599 |
| Additional noninterest expense | $491,000 | 6,496 |
| Pre-tax net operating income | $-564,000 | 9,570 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-209,000 | 9,698 |
| Income before extraordinary items | $-355,000 | 9,488 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-355,000 | 9,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-355,000 | 9,490 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $327,000 | 10,059 |
| Total interest expense | $100,000 | 10,059 |
| Net interest income | $227,000 | 10,035 |
| Provision for loan and lease losses | $62,000 | 6,096 |
| Total noninterest income | $31,000 | 9,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 8,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,637 |
| Total noninterest expense | $1,117,000 | 7,802 |
| Salaries and employee benefits | $532,000 | 8,149 |
| Premises and equipment expense | $100,000 | 8,634 |
| Additional noninterest expense | $485,000 | 6,623 |
| Pre-tax net operating income | $-921,000 | 10,048 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-313,000 | 10,094 |
| Income before extraordinary items | $-608,000 | 9,963 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-608,000 | 9,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $5,533,000 | 223 |
| Net operating income | $-608,000 | 9,945 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.