Home > Heritage Banking Group > Assets and Liabilities
Heritage Banking Group, Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 65 | 2,380 |
| Assets and Liabilities | ||
| Total Assets: | $228,328,000 | 2,802 |
| Cash and due from depository institutions | $50,950,000 | 2,380 |
| Interest-bearing balances | $44,323,000 | 892 |
| Securities | $6,911,000 | 6,259 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 3,135 |
| Net loans & leases | $141,509,000 | 2,792 |
| Loan loss allowance | $10,149,000 | 828 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $8,485,000 | 1,400 |
| Other real estate owned | $11,837,000 | 2,380 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $7,636,000 | 2,349 |
| Life insurance assets | $3,703,000 | 1,632 |
| Total liabilities and capital | $228,328,000 | 2,802 |
| Total liabilities | $230,015,000 | 2,516 |
| Total deposits | $205,035,000 | 2,628 |
| Interest-bearing deposits | $158,912,000 | 2,849 |
| Deposits held in domestic offices | $205,035,000 | 2,626 |
| % insured | 95.84% | 1,621 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,945,000 | 1,235 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,035,000 | 1,973 |
| Total equity capital | $-1,687,000 | 7,579 |
| Total bank equity capital | $-1,687,000 | 7,579 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $600,000 | 3,246 |
| Surplus | $11,000,000 | 2,490 |
| Undivided profits | $-13,287,000 | 7,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $15,381,000 | 1,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $793,000 | 3,574 |
| Earning assets | $193,743,000 | 2,980 |
| Long-term assets (5+ years) | $15,482,000 | 4,725 |
| Average Assets, year-to-date | $226,160,000 | 2,806 |
| Average Assets, quarterly | $226,160,000 | 2,806 |
| Volatile liabilities | $36,922,000 | 1,422 |
| Insider loans | $4,993,000 | 1,365 |
| FHLB advances | $22,945,000 | 1,153 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $9,234,000 | 4,071 |
| Tier 1 (core) risk-based capital | $-1,732,000 | 7,579 |
| Tier 2 risk-based capital | $0 | 7,496 |
| Total risk weighted assets | $171,905,000 | 2,478 |
| Total unused commitments | $9,234,000 | 4,072 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 66 | 2,371 |
| Assets and Liabilities | ||
| Total Assets: | $225,790,000 | 2,819 |
| Cash and due from depository institutions | $36,051,000 | 2,371 |
| Interest-bearing balances | $30,340,000 | 1,173 |
| Securities | $7,117,000 | 6,163 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 3,060 |
| Net loans & leases | $153,856,000 | 2,640 |
| Loan loss allowance | $6,310,000 | 1,269 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $8,603,000 | 1,399 |
| Other real estate owned | $11,424,000 | 2,371 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $7,739,000 | 2,354 |
| Life insurance assets | $3,656,000 | 1,634 |
| Total liabilities and capital | $225,790,000 | 2,819 |
| Total liabilities | $221,239,000 | 2,614 |
| Total deposits | $196,227,000 | 2,725 |
| Interest-bearing deposits | $176,828,000 | 2,580 |
| Deposits held in domestic offices | $196,227,000 | 2,723 |
| % insured | 99.46% | 242 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $23,095,000 | 1,340 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,917,000 | 2,064 |
| Total equity capital | $4,551,000 | 6,756 |
| Total bank equity capital | $4,551,000 | 6,756 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $600,000 | 3,293 |
| Surplus | $11,000,000 | 2,489 |
| Undivided profits | $-7,049,000 | 7,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $17,488,000 | 952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $857,000 | 3,440 |
| Earning assets | $192,313,000 | 3,001 |
| Long-term assets (5+ years) | $9,191,000 | 5,447 |
| Average Assets, year-to-date | $240,099,600 | 2,634 |
| Average Assets, quarterly | $225,089,000 | 2,823 |
| Volatile liabilities | $74,901,000 | 1,769 |
| Insider loans | $5,281,000 | 1,304 |
| FHLB advances | $23,095,000 | 1,258 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $9,405,000 | 4,001 |
| Tier 1 (core) risk-based capital | $5,102,000 | 6,538 |
| Tier 2 risk-based capital | $2,405,000 | 2,145 |
| Total risk weighted assets | $188,481,000 | 2,324 |
| Total unused commitments | $9,405,000 | 4,003 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 67 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $224,388,000 | 2,864 |
| Cash and due from depository institutions | $16,048,000 | 2,333 |
| Interest-bearing balances | $9,356,000 | 2,912 |
| Securities | $7,375,000 | 6,117 |
| Federal funds sold & reverse repurchase agreements | $7,250,000 | 1,084 |
| Net loans & leases | $165,384,000 | 2,518 |
| Loan loss allowance | $7,357,000 | 1,135 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,570,000 | 1,265 |
| Other real estate owned | $7,663,000 | 2,333 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $11,098,000 | 1,806 |
| Life insurance assets | $3,611,000 | 1,639 |
| Total liabilities and capital | $224,388,000 | 2,864 |
| Total liabilities | $215,658,000 | 2,695 |
| Total deposits | $190,031,000 | 2,834 |
| Interest-bearing deposits | $169,326,000 | 2,742 |
| Deposits held in domestic offices | $190,031,000 | 2,831 |
| % insured | 91.60% | 2,936 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $23,243,000 | 1,408 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,384,000 | 1,935 |
| Total equity capital | $8,730,000 | 5,597 |
| Total bank equity capital | $8,730,000 | 5,596 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $600,000 | 3,360 |
| Surplus | $11,000,000 | 2,474 |
| Undivided profits | $-2,870,000 | 6,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $16,626,000 | 998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,066,000 | 3,030 |
| Earning assets | $189,365,000 | 3,061 |
| Long-term assets (5+ years) | $11,057,000 | 5,206 |
| Average Assets, year-to-date | $243,677,000 | 2,650 |
| Average Assets, quarterly | $231,470,000 | 2,786 |
| Volatile liabilities | $85,299,000 | 1,641 |
| Insider loans | $4,354,000 | 1,629 |
| FHLB advances | $23,243,000 | 1,322 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $9,271,000 | 4,114 |
| Tier 1 (core) risk-based capital | $7,933,000 | 5,689 |
| Tier 2 risk-based capital | $2,237,000 | 2,340 |
| Total risk weighted assets | $181,096,000 | 2,457 |
| Total unused commitments | $9,271,000 | 4,114 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 68 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $238,552,000 | 2,723 |
| Cash and due from depository institutions | $15,665,000 | 2,335 |
| Interest-bearing balances | $9,663,000 | 2,731 |
| Securities | $7,885,000 | 6,123 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 991 |
| Net loans & leases | $178,732,000 | 2,396 |
| Loan loss allowance | $4,717,000 | 1,679 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,710,000 | 1,267 |
| Other real estate owned | $7,355,000 | 2,335 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $11,205,000 | 1,821 |
| Life insurance assets | $3,566,000 | 1,647 |
| Total liabilities and capital | $238,552,000 | 2,723 |
| Total liabilities | $225,010,000 | 2,614 |
| Total deposits | $199,067,000 | 2,716 |
| Interest-bearing deposits | $148,612,000 | 3,076 |
| Deposits held in domestic offices | $199,067,000 | 2,714 |
| % insured | 89.79% | 3,672 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $23,389,000 | 1,479 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,554,000 | 1,738 |
| Total equity capital | $13,542,000 | 4,345 |
| Total bank equity capital | $13,542,000 | 4,344 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $600,000 | 3,395 |
| Surplus | $11,000,000 | 2,477 |
| Undivided profits | $1,942,000 | 5,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $16,281,000 | 1,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,119,000 | 2,829 |
| Earning assets | $204,280,000 | 2,892 |
| Long-term assets (5+ years) | $12,879,000 | 4,960 |
| Average Assets, year-to-date | $250,106,670 | 2,600 |
| Average Assets, quarterly | $246,950,000 | 2,645 |
| Volatile liabilities | $79,726,000 | 1,780 |
| Insider loans | $4,483,000 | 1,593 |
| FHLB advances | $23,389,000 | 1,399 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $9,317,000 | 4,160 |
| Tier 1 (core) risk-based capital | $12,697,000 | 4,363 |
| Tier 2 risk-based capital | $2,445,000 | 2,164 |
| Total risk weighted assets | $193,654,000 | 2,325 |
| Total unused commitments | $9,317,000 | 4,163 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 63 | 2,536 |
| Assets and Liabilities | ||
| Total Assets: | $255,348,000 | 2,612 |
| Cash and due from depository institutions | $15,448,000 | 2,536 |
| Interest-bearing balances | $9,796,000 | 2,685 |
| Securities | $9,191,000 | 5,941 |
| Federal funds sold & reverse repurchase agreements | $19,750,000 | 438 |
| Net loans & leases | $183,131,000 | 2,396 |
| Loan loss allowance | $4,876,000 | 1,652 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,844,000 | 1,273 |
| Other real estate owned | $6,848,000 | 2,536 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $11,136,000 | 1,874 |
| Life insurance assets | $1,074,000 | 2,889 |
| Total liabilities and capital | $255,348,000 | 2,612 |
| Total liabilities | $241,933,000 | 2,490 |
| Total deposits | $210,469,000 | 2,620 |
| Interest-bearing deposits | $155,948,000 | 3,013 |
| Deposits held in domestic offices | $210,469,000 | 2,618 |
| % insured | 88.57% | 4,193 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $29,034,000 | 1,287 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,430,000 | 1,825 |
| Total equity capital | $13,415,000 | 4,390 |
| Total bank equity capital | $13,415,000 | 4,389 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $600,000 | 3,453 |
| Surplus | $11,000,000 | 2,511 |
| Undivided profits | $1,815,000 | 5,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $12,945,000 | 1,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,194,000 | 2,722 |
| Earning assets | $221,868,000 | 2,724 |
| Long-term assets (5+ years) | $12,726,000 | 4,992 |
| Average Assets, year-to-date | $255,884,000 | 2,597 |
| Average Assets, quarterly | $255,884,000 | 2,597 |
| Volatile liabilities | $86,475,000 | 1,699 |
| Insider loans | $4,052,000 | 1,803 |
| FHLB advances | $29,034,000 | 1,218 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $8,935,000 | 4,391 |
| Tier 1 (core) risk-based capital | $12,693,000 | 4,398 |
| Tier 2 risk-based capital | $2,448,000 | 2,215 |
| Total risk weighted assets | $200,187,000 | 2,320 |
| Total unused commitments | $8,935,000 | 4,396 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 66 | 2,448 |
| Assets and Liabilities | ||
| Total Assets: | $256,420,000 | 2,606 |
| Cash and due from depository institutions | $15,039,000 | 2,448 |
| Interest-bearing balances | $9,663,000 | 2,348 |
| Securities | $11,904,000 | 5,454 |
| Federal funds sold & reverse repurchase agreements | $14,250,000 | 575 |
| Net loans & leases | $188,051,000 | 2,395 |
| Loan loss allowance | $4,014,000 | 1,908 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $9,973,000 | 1,266 |
| Other real estate owned | $6,720,000 | 2,448 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $10,483,000 | 2,013 |
| Life insurance assets | $3,477,000 | 1,673 |
| Total liabilities and capital | $256,420,000 | 2,606 |
| Total liabilities | $241,434,000 | 2,503 |
| Total deposits | $205,589,000 | 2,673 |
| Interest-bearing deposits | $184,048,000 | 2,573 |
| Deposits held in domestic offices | $205,589,000 | 2,671 |
| % insured | 87.49% | 4,556 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $34,176,000 | 1,243 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,669,000 | 2,454 |
| Total equity capital | $14,986,000 | 4,021 |
| Total bank equity capital | $14,986,000 | 4,021 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $600,000 | 3,499 |
| Surplus | $11,000,000 | 2,512 |
| Undivided profits | $3,386,000 | 4,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $12,526,000 | 1,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,247,000 | 2,730 |
| Earning assets | $223,868,000 | 2,720 |
| Long-term assets (5+ years) | $13,486,000 | 4,895 |
| Average Assets, year-to-date | $253,301,400 | 2,573 |
| Average Assets, quarterly | $258,608,000 | 2,578 |
| Volatile liabilities | $85,509,000 | 1,732 |
| Insider loans | $5,735,000 | 1,344 |
| FHLB advances | $34,176,000 | 1,174 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $6,534,000 | 4,995 |
| Tier 1 (core) risk-based capital | $14,981,000 | 3,881 |
| Tier 2 risk-based capital | $2,520,000 | 2,192 |
| Total risk weighted assets | $200,132,000 | 2,364 |
| Total unused commitments | $6,534,000 | 4,996 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 64 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $260,796,000 | 2,572 |
| Cash and due from depository institutions | $11,766,000 | 2,552 |
| Interest-bearing balances | $5,124,000 | 3,022 |
| Securities | $11,583,000 | 5,549 |
| Federal funds sold & reverse repurchase agreements | $16,500,000 | 540 |
| Net loans & leases | $194,362,000 | 2,353 |
| Loan loss allowance | $3,955,000 | 1,877 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,203,000 | 1,248 |
| Other real estate owned | $6,265,000 | 2,552 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $10,117,000 | 1,867 |
| Life insurance assets | $3,434,000 | 1,682 |
| Total liabilities and capital | $260,796,000 | 2,572 |
| Total liabilities | $245,659,000 | 2,455 |
| Total deposits | $199,959,000 | 2,716 |
| Interest-bearing deposits | $175,620,000 | 2,674 |
| Deposits held in domestic offices | $199,959,000 | 2,713 |
| % insured | 85.10% | 5,438 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $43,317,000 | 1,086 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,383,000 | 2,044 |
| Total equity capital | $15,137,000 | 4,098 |
| Total bank equity capital | $15,137,000 | 4,098 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $600,000 | 3,542 |
| Surplus | $11,000,000 | 2,501 |
| Undivided profits | $3,537,000 | 5,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $10,529,000 | 1,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,415,000 | 2,579 |
| Earning assets | $227,569,000 | 2,680 |
| Long-term assets (5+ years) | $15,868,000 | 4,603 |
| Average Assets, year-to-date | $252,521,750 | 2,600 |
| Average Assets, quarterly | $258,776,000 | 2,573 |
| Volatile liabilities | $60,546,000 | 2,345 |
| Insider loans | $5,040,000 | 1,531 |
| FHLB advances | $43,317,000 | 1,008 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,866,000 | 4,742 |
| Tier 1 (core) risk-based capital | $14,969,000 | 3,962 |
| Tier 2 risk-based capital | $2,575,000 | 2,135 |
| Total risk weighted assets | $204,618,000 | 2,351 |
| Total unused commitments | $7,866,000 | 4,742 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 69 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $256,756,000 | 2,594 |
| Cash and due from depository institutions | $7,237,000 | 2,418 |
| Interest-bearing balances | $1,631,000 | 4,211 |
| Securities | $13,654,000 | 5,243 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,078 |
| Net loans & leases | $199,414,000 | 2,336 |
| Loan loss allowance | $2,133,000 | 2,917 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,335,000 | 1,256 |
| Other real estate owned | $5,615,000 | 2,418 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $11,001,000 | 1,756 |
| Life insurance assets | $3,391,000 | 1,702 |
| Total liabilities and capital | $256,756,000 | 2,594 |
| Total liabilities | $239,675,000 | 2,509 |
| Total deposits | $193,618,000 | 2,789 |
| Interest-bearing deposits | $172,376,000 | 2,721 |
| Deposits held in domestic offices | $193,618,000 | 2,787 |
| % insured | 68.03% | 6,370 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $43,456,000 | 1,125 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,601,000 | 1,939 |
| Total equity capital | $17,081,000 | 3,699 |
| Total bank equity capital | $17,081,000 | 3,698 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $600,000 | 3,585 |
| Surplus | $11,000,000 | 2,501 |
| Undivided profits | $5,481,000 | 4,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $9,481,000 | 1,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,677,000 | 2,105 |
| Earning assets | $224,199,000 | 2,728 |
| Long-term assets (5+ years) | $14,846,000 | 4,685 |
| Average Assets, year-to-date | $249,763,670 | 2,640 |
| Average Assets, quarterly | $251,455,000 | 2,643 |
| Volatile liabilities | $59,560,000 | 2,378 |
| Insider loans | $5,188,000 | 1,509 |
| FHLB advances | $43,456,000 | 1,038 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,225,000 | 5,022 |
| Tier 1 (core) risk-based capital | $16,971,000 | 3,617 |
| Tier 2 risk-based capital | $2,134,000 | 2,507 |
| Total risk weighted assets | $206,565,000 | 2,361 |
| Total unused commitments | $7,225,000 | 5,026 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 79 | 2,114 |
| Assets and Liabilities | ||
| Total Assets: | $246,154,000 | 2,712 |
| Cash and due from depository institutions | $6,054,000 | 2,114 |
| Interest-bearing balances | $168,000 | 5,755 |
| Securities | $11,818,000 | 5,570 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $202,385,000 | 2,314 |
| Loan loss allowance | $1,977,000 | 3,004 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $10,431,000 | 1,247 |
| Other real estate owned | $4,932,000 | 2,114 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $10,534,000 | 1,808 |
| Life insurance assets | $3,349,000 | 1,714 |
| Total liabilities and capital | $246,154,000 | 2,712 |
| Total liabilities | $228,470,000 | 2,635 |
| Total deposits | $182,702,000 | 2,955 |
| Interest-bearing deposits | $160,771,000 | 2,889 |
| Deposits held in domestic offices | $182,702,000 | 2,953 |
| % insured | 90.83% | 811 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $43,593,000 | 1,182 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,175,000 | 2,176 |
| Total equity capital | $17,684,000 | 3,618 |
| Total bank equity capital | $17,684,000 | 3,618 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 3,608 |
| Surplus | $11,000,000 | 2,492 |
| Undivided profits | $6,084,000 | 4,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,158,000 | 2,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,737,000 | 2,045 |
| Earning assets | $214,371,000 | 2,847 |
| Long-term assets (5+ years) | $13,204,000 | 4,920 |
| Average Assets, year-to-date | $246,267,500 | 2,694 |
| Average Assets, quarterly | $246,267,500 | 2,694 |
| Volatile liabilities | $66,137,000 | 2,202 |
| Insider loans | $5,269,000 | 1,488 |
| FHLB advances | $43,593,000 | 1,088 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $10,922,000 | 4,307 |
| Tier 1 (core) risk-based capital | $17,391,000 | 3,572 |
| Tier 2 risk-based capital | $1,977,000 | 2,655 |
| Total risk weighted assets | $212,964,000 | 2,294 |
| Total unused commitments | $10,922,000 | 4,307 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 78 | 2,169 |
| Assets and Liabilities | ||
| Total Assets: | $246,381,000 | 2,684 |
| Cash and due from depository institutions | $7,206,000 | 2,169 |
| Interest-bearing balances | $148,000 | 5,367 |
| Securities | $11,968,000 | 5,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $202,804,000 | 2,322 |
| Loan loss allowance | $2,400,000 | 2,533 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,333,000 | 1,256 |
| Other real estate owned | $3,682,000 | 2,169 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $10,388,000 | 1,838 |
| Life insurance assets | $3,306,000 | 1,729 |
| Total liabilities and capital | $246,381,000 | 2,684 |
| Total liabilities | $228,862,000 | 2,608 |
| Total deposits | $179,824,000 | 2,941 |
| Interest-bearing deposits | $157,797,000 | 2,882 |
| Deposits held in domestic offices | $179,824,000 | 2,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,117 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $43,749,000 | 1,298 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,539,000 | 1,910 |
| Total equity capital | $17,519,000 | 3,641 |
| Total bank equity capital | $17,519,000 | 3,641 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,635 |
| Surplus | $11,000,000 | 2,472 |
| Undivided profits | $5,919,000 | 4,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,734,000 | 1,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,710,000 | 2,217 |
| Earning assets | $214,920,000 | 2,827 |
| Long-term assets (5+ years) | $7,460,000 | 5,809 |
| Average Assets, year-to-date | $242,232,200 | 2,632 |
| Average Assets, quarterly | $247,750,500 | 2,639 |
| Volatile liabilities | $61,074,000 | 2,320 |
| Insider loans | $5,057,000 | 1,587 |
| FHLB advances | $43,749,000 | 1,206 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $11,142,000 | 4,273 |
| Tier 1 (core) risk-based capital | $17,164,000 | 3,603 |
| Tier 2 risk-based capital | $2,400,000 | 2,238 |
| Total risk weighted assets | $216,294,000 | 2,260 |
| Total unused commitments | $11,142,000 | 4,275 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 87 | 1,950 |
| Assets and Liabilities | ||
| Total Assets: | $249,120,000 | 2,627 |
| Cash and due from depository institutions | $14,087,000 | 1,950 |
| Interest-bearing balances | $11,655,000 | 634 |
| Securities | $11,733,000 | 5,584 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 5,390 |
| Net loans & leases | $198,524,000 | 2,368 |
| Loan loss allowance | $1,803,000 | 2,950 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,605,000 | 1,217 |
| Other real estate owned | $3,590,000 | 1,950 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,331,000 | 1,828 |
| Life insurance assets | $3,260,000 | 1,734 |
| Total liabilities and capital | $249,120,000 | 2,627 |
| Total liabilities | $231,189,000 | 2,556 |
| Total deposits | $178,954,000 | 2,919 |
| Interest-bearing deposits | $156,957,000 | 2,847 |
| Deposits held in domestic offices | $178,954,000 | 2,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $47,802,000 | 1,237 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,433,000 | 1,240 |
| Total equity capital | $17,931,000 | 3,587 |
| Total bank equity capital | $17,931,000 | 3,587 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $600,000 | 3,670 |
| Surplus | $11,000,000 | 2,454 |
| Undivided profits | $6,331,000 | 4,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,096,000 | 3,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,593,000 | 2,513 |
| Earning assets | $222,162,000 | 2,687 |
| Long-term assets (5+ years) | $16,392,000 | 4,352 |
| Average Assets, year-to-date | $241,195,000 | 2,655 |
| Average Assets, quarterly | $250,295,000 | 2,605 |
| Volatile liabilities | $45,258,000 | 2,864 |
| Insider loans | $7,549,000 | 1,038 |
| FHLB advances | $47,802,000 | 1,156 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $4,371,000 | 6,174 |
| Tier 1 (core) risk-based capital | $18,222,000 | 3,467 |
| Tier 2 risk-based capital | $1,802,000 | 2,750 |
| Total risk weighted assets | $200,231,000 | 2,428 |
| Total unused commitments | $4,371,000 | 6,177 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 89 | 1,928 |
| Assets and Liabilities | ||
| Total Assets: | $251,470,000 | 2,607 |
| Cash and due from depository institutions | $13,319,000 | 1,928 |
| Interest-bearing balances | $10,258,000 | 651 |
| Securities | $12,112,000 | 5,566 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,689 |
| Net loans & leases | $196,949,000 | 2,367 |
| Loan loss allowance | $1,749,000 | 2,941 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,670,000 | 1,190 |
| Other real estate owned | $376,000 | 1,928 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,044,000 | 1,704 |
| Life insurance assets | $3,746,000 | 1,584 |
| Total liabilities and capital | $251,470,000 | 2,607 |
| Total liabilities | $233,664,000 | 2,520 |
| Total deposits | $185,902,000 | 2,801 |
| Interest-bearing deposits | $162,935,000 | 2,769 |
| Deposits held in domestic offices | $185,902,000 | 2,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $45,130,000 | 1,258 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,632,000 | 1,887 |
| Total equity capital | $17,806,000 | 3,629 |
| Total bank equity capital | $17,806,000 | 3,629 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $600,000 | 3,700 |
| Surplus | $11,000,000 | 2,447 |
| Undivided profits | $6,206,000 | 4,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,501,000 | 3,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,936,000 | 1,980 |
| Earning assets | $226,319,000 | 2,642 |
| Long-term assets (5+ years) | $9,068,000 | 5,445 |
| Average Assets, year-to-date | $238,553,330 | 2,688 |
| Average Assets, quarterly | $247,765,500 | 2,627 |
| Volatile liabilities | $45,750,000 | 2,853 |
| Insider loans | $5,057,000 | 1,555 |
| FHLB advances | $44,954,000 | 1,193 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $20,036,000 | 3,300 |
| Tier 1 (core) risk-based capital | $18,097,000 | 3,479 |
| Tier 2 risk-based capital | $1,748,000 | 2,759 |
| Total risk weighted assets | $198,393,000 | 2,434 |
| Total unused commitments | $20,036,000 | 3,301 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 80 | 2,166 |
| Assets and Liabilities | ||
| Total Assets: | $244,061,000 | 2,671 |
| Cash and due from depository institutions | $21,178,000 | 2,166 |
| Interest-bearing balances | $18,262,000 | 418 |
| Securities | $13,721,000 | 5,301 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,937 |
| Net loans & leases | $187,946,000 | 2,407 |
| Loan loss allowance | $1,622,000 | 3,051 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $10,449,000 | 1,205 |
| Other real estate owned | $593,000 | 2,166 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $8,174,000 | 2,121 |
| Life insurance assets | $799,000 | 3,171 |
| Total liabilities and capital | $244,061,000 | 2,671 |
| Total liabilities | $225,471,000 | 2,589 |
| Total deposits | $176,761,000 | 2,932 |
| Interest-bearing deposits | $155,293,000 | 2,856 |
| Deposits held in domestic offices | $176,761,000 | 2,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $45,882,000 | 1,155 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,828,000 | 1,905 |
| Total equity capital | $18,590,000 | 3,581 |
| Total bank equity capital | $18,590,000 | 3,581 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $600,000 | 3,711 |
| Surplus | $11,000,000 | 2,426 |
| Undivided profits | $6,990,000 | 3,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,545,000 | 2,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,220,000 | 1,737 |
| Earning assets | $221,929,000 | 2,688 |
| Long-term assets (5+ years) | $11,014,000 | 5,030 |
| Average Assets, year-to-date | $232,095,000 | 2,750 |
| Average Assets, quarterly | $232,095,000 | 2,750 |
| Volatile liabilities | $42,385,000 | 2,980 |
| Insider loans | $6,768,000 | 1,155 |
| FHLB advances | $45,703,000 | 1,085 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $17,438,000 | 3,663 |
| Tier 1 (core) risk-based capital | $18,414,000 | 3,434 |
| Tier 2 risk-based capital | $1,622,000 | 2,900 |
| Total risk weighted assets | $192,318,000 | 2,471 |
| Total unused commitments | $17,438,000 | 3,664 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 79 | 2,214 |
| Assets and Liabilities | ||
| Total Assets: | $220,129,000 | 2,867 |
| Cash and due from depository institutions | $5,240,000 | 2,214 |
| Interest-bearing balances | $768,000 | 2,799 |
| Securities | $14,308,000 | 5,272 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,433 |
| Net loans & leases | $185,121,000 | 2,421 |
| Loan loss allowance | $1,671,000 | 2,931 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,837,000 | 1,884 |
| Other real estate owned | $558,000 | 2,214 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,565,000 | 2,256 |
| Life insurance assets | $825,000 | 3,142 |
| Total liabilities and capital | $220,130,000 | 2,867 |
| Total liabilities | $201,794,000 | 2,806 |
| Total deposits | $170,734,000 | 2,988 |
| Interest-bearing deposits | $149,156,000 | 2,932 |
| Deposits held in domestic offices | $170,734,000 | 2,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $28,032,000 | 1,514 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,028,000 | 1,773 |
| Total equity capital | $18,336,000 | 3,575 |
| Total bank equity capital | $18,336,000 | 3,575 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,722 |
| Surplus | $11,000,000 | 2,407 |
| Undivided profits | $6,736,000 | 3,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,581,000 | 2,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,140,000 | 1,971 |
| Earning assets | $200,697,000 | 2,872 |
| Long-term assets (5+ years) | $14,685,000 | 4,259 |
| Average Assets, year-to-date | $203,338,000 | 2,983 |
| Average Assets, quarterly | $215,683,000 | 2,887 |
| Volatile liabilities | $39,190,000 | 3,139 |
| Insider loans | $6,608,000 | 1,170 |
| FHLB advances | $27,850,000 | 1,442 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $16,656,000 | 3,750 |
| Tier 1 (core) risk-based capital | $17,516,000 | 3,572 |
| Tier 2 risk-based capital | $1,671,000 | 2,803 |
| Total risk weighted assets | $182,902,000 | 2,543 |
| Total unused commitments | $16,656,000 | 3,751 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 86 | 1,994 |
| Assets and Liabilities | ||
| Total Assets: | $211,237,000 | 2,943 |
| Cash and due from depository institutions | $5,786,000 | 1,994 |
| Interest-bearing balances | $466,000 | 3,098 |
| Securities | $14,154,000 | 5,341 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,207 |
| Net loans & leases | $173,068,000 | 2,518 |
| Loan loss allowance | $1,629,000 | 2,951 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,548,000 | 2,247 |
| Other real estate owned | $1,315,000 | 1,994 |
| Goodwill and other intangibles | $138,000 | 2,748 |
| All other assets | $7,728,000 | 2,212 |
| Life insurance assets | $755,000 | 3,152 |
| Total liabilities and capital | $211,237,000 | 2,943 |
| Total liabilities | $195,020,000 | 2,849 |
| Total deposits | $175,332,000 | 2,878 |
| Interest-bearing deposits | $153,839,000 | 2,824 |
| Deposits held in domestic offices | $175,332,000 | 2,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,011,000 | 2,003 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,677,000 | 1,514 |
| Total equity capital | $16,217,000 | 3,926 |
| Total bank equity capital | $16,217,000 | 3,926 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,710 |
| Surplus | $11,000,000 | 2,350 |
| Undivided profits | $4,617,000 | 4,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,573,000 | 2,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,947,000 | 2,351 |
| Earning assets | $191,188,000 | 2,981 |
| Long-term assets (5+ years) | $10,538,000 | 4,749 |
| Average Assets, year-to-date | $199,140,250 | 3,026 |
| Average Assets, quarterly | $205,124,000 | 2,990 |
| Volatile liabilities | $39,392,000 | 3,095 |
| Insider loans | $1,280,000 | 3,861 |
| FHLB advances | $16,011,000 | 1,897 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $27,263,000 | 2,782 |
| Tier 1 (core) risk-based capital | $16,447,000 | 3,777 |
| Tier 2 risk-based capital | $1,629,000 | 2,847 |
| Total risk weighted assets | $168,421,000 | 2,701 |
| Total unused commitments | $27,263,000 | 2,783 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 88 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $199,011,000 | 3,109 |
| Cash and due from depository institutions | $5,744,000 | 1,983 |
| Interest-bearing balances | $306,000 | 3,522 |
| Securities | $14,078,000 | 5,366 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $165,588,000 | 2,600 |
| Loan loss allowance | $1,652,000 | 2,915 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,356,000 | 2,313 |
| Other real estate owned | $1,499,000 | 1,983 |
| Goodwill and other intangibles | $138,000 | 2,770 |
| All other assets | $6,608,000 | 2,488 |
| Life insurance assets | $211,000 | 3,753 |
| Total liabilities and capital | $199,011,000 | 3,109 |
| Total liabilities | $183,054,000 | 3,032 |
| Total deposits | $161,024,000 | 3,127 |
| Interest-bearing deposits | $138,764,000 | 3,103 |
| Deposits held in domestic offices | $161,024,000 | 3,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,300,000 | 1,944 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,129,000 | 1,912 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,601,000 | 1,934 |
| Total equity capital | $15,957,000 | 3,914 |
| Total bank equity capital | $15,957,000 | 3,914 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,730 |
| Surplus | $11,000,000 | 2,353 |
| Undivided profits | $4,357,000 | 4,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $929,000 | 3,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,928,000 | 2,187 |
| Earning assets | $179,972,000 | 3,146 |
| Long-term assets (5+ years) | $11,095,000 | 4,597 |
| Average Assets, year-to-date | $195,108,000 | 3,109 |
| Average Assets, quarterly | $196,556,500 | 3,113 |
| Volatile liabilities | $39,955,000 | 3,017 |
| Insider loans | $1,270,000 | 3,858 |
| FHLB advances | $16,129,000 | 1,806 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $26,148,000 | 2,882 |
| Tier 1 (core) risk-based capital | $16,289,000 | 3,773 |
| Tier 2 risk-based capital | $1,653,000 | 2,794 |
| Total risk weighted assets | $159,110,000 | 2,825 |
| Total unused commitments | $26,148,000 | 2,882 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 79 | 2,205 |
| Assets and Liabilities | ||
| Total Assets: | $194,102,000 | 3,169 |
| Cash and due from depository institutions | $8,600,000 | 2,205 |
| Interest-bearing balances | $431,000 | 3,282 |
| Securities | $13,553,000 | 5,495 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 6,115 |
| Net loans & leases | $156,960,000 | 2,699 |
| Loan loss allowance | $1,650,000 | 2,924 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,326,000 | 2,308 |
| Other real estate owned | $1,444,000 | 2,205 |
| Goodwill and other intangibles | $138,000 | 2,772 |
| All other assets | $7,381,000 | 2,217 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $194,102,000 | 3,169 |
| Total liabilities | $178,006,000 | 3,098 |
| Total deposits | $156,737,000 | 3,208 |
| Interest-bearing deposits | $133,286,000 | 3,207 |
| Deposits held in domestic offices | $156,737,000 | 3,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $17,837,000 | 1,769 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,432,000 | 1,584 |
| Total equity capital | $16,096,000 | 3,884 |
| Total bank equity capital | $16,096,000 | 3,884 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,728 |
| Surplus | $11,000,000 | 2,327 |
| Undivided profits | $4,496,000 | 4,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,141,000 | 1,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,268,000 | 3,120 |
| Earning assets | $171,644,000 | 3,270 |
| Long-term assets (5+ years) | $15,646,000 | 3,904 |
| Average Assets, year-to-date | $193,156,500 | 3,155 |
| Average Assets, quarterly | $193,156,500 | 3,155 |
| Volatile liabilities | $36,428,000 | 3,180 |
| Insider loans | $1,356,000 | 3,697 |
| FHLB advances | $17,646,000 | 1,699 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $25,895,000 | 2,902 |
| Tier 1 (core) risk-based capital | $15,973,000 | 3,807 |
| Tier 2 risk-based capital | $1,650,000 | 2,787 |
| Total risk weighted assets | $154,312,000 | 2,882 |
| Total unused commitments | $25,895,000 | 2,904 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 78 | 2,253 |
| Assets and Liabilities | ||
| Total Assets: | $192,211,000 | 3,161 |
| Cash and due from depository institutions | $7,091,000 | 2,253 |
| Interest-bearing balances | $634,000 | 2,918 |
| Securities | $11,565,000 | 5,871 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,279 |
| Net loans & leases | $159,829,000 | 2,646 |
| Loan loss allowance | $1,604,000 | 2,971 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,742,000 | 2,104 |
| Other real estate owned | $412,000 | 2,253 |
| Goodwill and other intangibles | $138,000 | 2,770 |
| All other assets | $6,434,000 | 2,488 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $192,211,000 | 3,161 |
| Total liabilities | $176,445,000 | 3,099 |
| Total deposits | $156,015,000 | 3,176 |
| Interest-bearing deposits | $133,771,000 | 3,154 |
| Deposits held in domestic offices | $156,015,000 | 3,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,856,000 | 1,838 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,574,000 | 1,961 |
| Total equity capital | $15,766,000 | 3,879 |
| Total bank equity capital | $15,766,000 | 3,879 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $600,000 | 3,732 |
| Surplus | $11,000,000 | 2,276 |
| Undivided profits | $4,166,000 | 5,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,940,000 | 1,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,650,000 | 2,544 |
| Earning assets | $173,028,000 | 3,200 |
| Long-term assets (5+ years) | $18,454,000 | 3,532 |
| Average Assets, year-to-date | $188,102,400 | 3,097 |
| Average Assets, quarterly | $190,694,500 | 3,149 |
| Volatile liabilities | $33,796,000 | 3,472 |
| Insider loans | $1,341,000 | 3,709 |
| FHLB advances | $17,663,000 | 1,753 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $22,408,000 | 3,100 |
| Tier 1 (core) risk-based capital | $15,665,000 | 3,818 |
| Tier 2 risk-based capital | $1,604,000 | 2,847 |
| Total risk weighted assets | $153,593,000 | 2,863 |
| Total unused commitments | $22,408,000 | 3,101 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 79 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $189,178,000 | 3,178 |
| Cash and due from depository institutions | $5,828,000 | 2,230 |
| Interest-bearing balances | $313,000 | 3,551 |
| Securities | $12,499,000 | 5,745 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 5,119 |
| Net loans & leases | $157,212,000 | 2,672 |
| Loan loss allowance | $1,639,000 | 2,929 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,812,000 | 2,041 |
| Other real estate owned | $532,000 | 2,230 |
| Goodwill and other intangibles | $130,000 | 2,800 |
| All other assets | $6,565,000 | 2,434 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $189,178,000 | 3,178 |
| Total liabilities | $173,371,000 | 3,112 |
| Total deposits | $148,750,000 | 3,259 |
| Interest-bearing deposits | $126,556,000 | 3,254 |
| Deposits held in domestic offices | $148,750,000 | 3,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $21,875,000 | 1,680 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,746,000 | 1,854 |
| Total equity capital | $15,807,000 | 3,843 |
| Total bank equity capital | $15,807,000 | 3,843 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $11,000,000 | 2,240 |
| Undivided profits | $4,207,000 | 5,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,021,000 | 2,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,765,000 | 2,405 |
| Earning assets | $170,624,000 | 3,222 |
| Long-term assets (5+ years) | $18,153,000 | 3,530 |
| Average Assets, year-to-date | $187,075,250 | 3,124 |
| Average Assets, quarterly | $188,773,000 | 3,156 |
| Volatile liabilities | $39,832,000 | 3,089 |
| Insider loans | $1,169,000 | 3,927 |
| FHLB advances | $21,679,000 | 1,587 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $22,408,000 | 3,155 |
| Tier 1 (core) risk-based capital | $15,762,000 | 3,769 |
| Tier 2 risk-based capital | $1,642,000 | 2,787 |
| Total risk weighted assets | $152,648,000 | 2,871 |
| Total unused commitments | $22,408,000 | 3,155 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 84 | 2,104 |
| Assets and Liabilities | ||
| Total Assets: | $188,368,000 | 3,166 |
| Cash and due from depository institutions | $8,590,000 | 2,104 |
| Interest-bearing balances | $410,000 | 3,298 |
| Securities | $11,498,000 | 5,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $155,183,000 | 2,681 |
| Loan loss allowance | $1,710,000 | 2,789 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,891,000 | 1,979 |
| Other real estate owned | $651,000 | 2,104 |
| Goodwill and other intangibles | $133,000 | 2,796 |
| All other assets | $6,422,000 | 2,447 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $188,368,000 | 3,166 |
| Total liabilities | $172,598,000 | 3,110 |
| Total deposits | $145,826,000 | 3,279 |
| Interest-bearing deposits | $121,753,000 | 3,327 |
| Deposits held in domestic offices | $145,826,000 | 3,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,200,000 | 2,373 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $21,895,000 | 1,699 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,677,000 | 1,742 |
| Total equity capital | $15,770,000 | 3,731 |
| Total bank equity capital | $15,770,000 | 3,731 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $600,000 | 3,755 |
| Surplus | $11,000,000 | 2,202 |
| Undivided profits | $4,170,000 | 4,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $850,000 | 2,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,675,000 | 2,240 |
| Earning assets | $167,091,000 | 3,235 |
| Long-term assets (5+ years) | $18,265,000 | 3,503 |
| Average Assets, year-to-date | $186,374,330 | 3,141 |
| Average Assets, quarterly | $187,917,000 | 3,144 |
| Volatile liabilities | $36,725,000 | 3,201 |
| Insider loans | $1,237,000 | 3,825 |
| FHLB advances | $21,696,000 | 1,599 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $22,398,000 | 3,158 |
| Tier 1 (core) risk-based capital | $15,824,000 | 3,696 |
| Tier 2 risk-based capital | $1,715,000 | 2,651 |
| Total risk weighted assets | $150,465,000 | 2,878 |
| Total unused commitments | $22,398,000 | 3,159 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 82 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $187,466,000 | 3,152 |
| Cash and due from depository institutions | $8,552,000 | 2,128 |
| Interest-bearing balances | $422,000 | 3,406 |
| Securities | $13,891,000 | 5,558 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,310 |
| Net loans & leases | $148,672,000 | 2,735 |
| Loan loss allowance | $1,680,000 | 2,803 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,834,000 | 1,960 |
| Other real estate owned | $643,000 | 2,128 |
| Goodwill and other intangibles | $135,000 | 2,769 |
| All other assets | $6,239,000 | 2,443 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $187,466,000 | 3,152 |
| Total liabilities | $171,604,000 | 3,098 |
| Total deposits | $145,537,000 | 3,285 |
| Interest-bearing deposits | $122,060,000 | 3,298 |
| Deposits held in domestic offices | $145,537,000 | 3,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,414,000 | 1,561 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,653,000 | 1,753 |
| Total equity capital | $15,862,000 | 3,679 |
| Total bank equity capital | $15,862,000 | 3,679 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,746 |
| Surplus | $11,000,000 | 2,141 |
| Undivided profits | $4,262,000 | 4,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,128,000 | 2,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,508,000 | 2,361 |
| Earning assets | $166,485,000 | 3,228 |
| Long-term assets (5+ years) | $16,977,000 | 3,610 |
| Average Assets, year-to-date | $185,377,500 | 3,157 |
| Average Assets, quarterly | $185,377,500 | 3,157 |
| Volatile liabilities | $35,164,000 | 3,198 |
| Insider loans | $1,111,000 | 3,984 |
| FHLB advances | $23,212,000 | 1,488 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $16,206,000 | 3,752 |
| Tier 1 (core) risk-based capital | $15,868,000 | 3,636 |
| Tier 2 risk-based capital | $1,682,000 | 2,659 |
| Total risk weighted assets | $146,049,000 | 2,899 |
| Total unused commitments | $16,206,000 | 3,753 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 80 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $183,289,000 | 3,181 |
| Cash and due from depository institutions | $9,186,000 | 2,174 |
| Interest-bearing balances | $678,000 | 3,028 |
| Securities | $11,260,000 | 6,063 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $150,298,000 | 2,682 |
| Loan loss allowance | $1,678,000 | 2,760 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,903,000 | 1,896 |
| Other real estate owned | $646,000 | 2,174 |
| Goodwill and other intangibles | $138,000 | 2,765 |
| All other assets | $5,858,000 | 2,550 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $183,289,000 | 3,181 |
| Total liabilities | $168,743,000 | 3,123 |
| Total deposits | $138,124,000 | 3,391 |
| Interest-bearing deposits | $115,227,000 | 3,395 |
| Deposits held in domestic offices | $138,124,000 | 3,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,600,000 | 1,893 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,432,000 | 1,546 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,587,000 | 1,744 |
| Total equity capital | $14,546,000 | 3,924 |
| Total bank equity capital | $14,546,000 | 3,924 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $600,000 | 3,763 |
| Surplus | $11,000,000 | 2,102 |
| Undivided profits | $2,946,000 | 5,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,132,000 | 2,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,439,000 | 2,467 |
| Earning assets | $162,236,000 | 3,267 |
| Long-term assets (5+ years) | $15,375,000 | 3,779 |
| Average Assets, year-to-date | $173,099,800 | 3,208 |
| Average Assets, quarterly | $181,554,000 | 3,182 |
| Volatile liabilities | $40,140,000 | 2,872 |
| Insider loans | $1,407,000 | 3,509 |
| FHLB advances | $24,228,000 | 1,457 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $11,920,000 | 4,347 |
| Tier 1 (core) risk-based capital | $14,563,000 | 3,860 |
| Tier 2 risk-based capital | $1,678,000 | 2,625 |
| Total risk weighted assets | $146,696,000 | 2,854 |
| Total unused commitments | $11,920,000 | 4,347 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 84 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $179,819,000 | 3,197 |
| Cash and due from depository institutions | $9,092,000 | 2,062 |
| Interest-bearing balances | $467,000 | 3,528 |
| Securities | $11,503,000 | 6,026 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,309 |
| Net loans & leases | $145,349,000 | 2,732 |
| Loan loss allowance | $1,594,000 | 2,864 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,923,000 | 1,839 |
| Other real estate owned | $749,000 | 2,062 |
| Goodwill and other intangibles | $140,000 | 2,737 |
| All other assets | $5,763,000 | 2,537 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $179,819,000 | 3,197 |
| Total liabilities | $165,207,000 | 3,136 |
| Total deposits | $137,253,000 | 3,365 |
| Interest-bearing deposits | $114,861,000 | 3,346 |
| Deposits held in domestic offices | $137,253,000 | 3,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $25,452,000 | 1,504 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,502,000 | 1,741 |
| Total equity capital | $14,612,000 | 3,869 |
| Total bank equity capital | $14,612,000 | 3,869 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,755 |
| Surplus | $11,000,000 | 2,043 |
| Undivided profits | $3,012,000 | 5,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,338,000 | 1,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,225,000 | 2,865 |
| Earning assets | $158,619,000 | 3,297 |
| Long-term assets (5+ years) | $15,289,000 | 3,832 |
| Average Assets, year-to-date | $170,552,500 | 3,237 |
| Average Assets, quarterly | $174,250,000 | 3,235 |
| Volatile liabilities | $36,969,000 | 2,952 |
| Insider loans | $800,000 | 4,601 |
| FHLB advances | $25,244,000 | 1,420 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $8,702,000 | 4,957 |
| Tier 1 (core) risk-based capital | $14,610,000 | 3,780 |
| Tier 2 risk-based capital | $1,594,000 | 2,698 |
| Total risk weighted assets | $142,958,000 | 2,855 |
| Total unused commitments | $8,702,000 | 4,958 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 75 | 2,317 |
| Assets and Liabilities | ||
| Total Assets: | $168,681,000 | 3,299 |
| Cash and due from depository institutions | $6,936,000 | 2,317 |
| Interest-bearing balances | $314,000 | 3,806 |
| Securities | $11,853,000 | 5,984 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $138,111,000 | 2,771 |
| Loan loss allowance | $1,518,000 | 2,952 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,685,000 | 1,887 |
| Other real estate owned | $607,000 | 2,317 |
| Goodwill and other intangibles | $143,000 | 2,715 |
| All other assets | $5,346,000 | 2,612 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $168,681,000 | 3,299 |
| Total liabilities | $154,229,000 | 3,238 |
| Total deposits | $132,255,000 | 3,395 |
| Interest-bearing deposits | $112,092,000 | 3,362 |
| Deposits held in domestic offices | $132,255,000 | 3,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,468,000 | 1,807 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,506,000 | 1,637 |
| Total equity capital | $14,452,000 | 3,843 |
| Total bank equity capital | $14,452,000 | 3,843 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,744 |
| Surplus | $11,000,000 | 1,985 |
| Undivided profits | $2,852,000 | 5,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,452,000 | 1,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $968,000 | 3,244 |
| Earning assets | $150,278,000 | 3,377 |
| Long-term assets (5+ years) | $16,576,000 | 3,723 |
| Average Assets, year-to-date | $167,463,670 | 3,262 |
| Average Assets, quarterly | $168,172,000 | 3,277 |
| Volatile liabilities | $27,363,000 | 3,512 |
| Insider loans | $1,233,000 | 3,697 |
| FHLB advances | $19,259,000 | 1,718 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,049,000 | 4,863 |
| Tier 1 (core) risk-based capital | $14,434,000 | 3,731 |
| Tier 2 risk-based capital | $1,518,000 | 2,783 |
| Total risk weighted assets | $134,976,000 | 2,933 |
| Total unused commitments | $9,049,000 | 4,865 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 79 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $167,663,000 | 3,302 |
| Cash and due from depository institutions | $7,664,000 | 2,151 |
| Interest-bearing balances | $485,000 | 3,481 |
| Securities | $13,528,000 | 5,735 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $134,519,000 | 2,790 |
| Loan loss allowance | $1,497,000 | 2,966 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,601,000 | 1,889 |
| Other real estate owned | $822,000 | 2,151 |
| Goodwill and other intangibles | $145,000 | 2,717 |
| All other assets | $5,384,000 | 2,558 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $167,663,000 | 3,302 |
| Total liabilities | $153,080,000 | 3,266 |
| Total deposits | $134,542,000 | 3,350 |
| Interest-bearing deposits | $111,942,000 | 3,381 |
| Deposits held in domestic offices | $134,542,000 | 3,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,650,000 | 2,002 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,487,000 | 2,159 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,401,000 | 1,675 |
| Total equity capital | $14,583,000 | 3,738 |
| Total bank equity capital | $14,583,000 | 3,738 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,753 |
| Surplus | $11,000,000 | 1,940 |
| Undivided profits | $2,983,000 | 5,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $696,000 | 3,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $948,000 | 3,208 |
| Earning assets | $148,532,000 | 3,396 |
| Long-term assets (5+ years) | $17,895,000 | 3,640 |
| Average Assets, year-to-date | $166,855,000 | 3,296 |
| Average Assets, quarterly | $166,855,000 | 3,296 |
| Volatile liabilities | $32,309,000 | 3,034 |
| Insider loans | $1,823,000 | 2,944 |
| FHLB advances | $13,274,000 | 2,071 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,049,000 | 4,836 |
| Tier 1 (core) risk-based capital | $14,493,000 | 3,681 |
| Tier 2 risk-based capital | $1,497,000 | 2,765 |
| Total risk weighted assets | $131,766,000 | 2,958 |
| Total unused commitments | $9,049,000 | 4,838 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 79 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $166,047,000 | 3,324 |
| Cash and due from depository institutions | $5,988,000 | 2,151 |
| Interest-bearing balances | $353,000 | 3,805 |
| Securities | $15,841,000 | 5,353 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $130,500,000 | 2,833 |
| Loan loss allowance | $1,676,000 | 2,680 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,418,000 | 1,959 |
| Other real estate owned | $979,000 | 2,151 |
| Goodwill and other intangibles | $148,000 | 2,703 |
| All other assets | $7,173,000 | 2,014 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $166,047,000 | 3,324 |
| Total liabilities | $151,456,000 | 3,277 |
| Total deposits | $127,472,000 | 3,485 |
| Interest-bearing deposits | $106,998,000 | 3,477 |
| Deposits held in domestic offices | $127,472,000 | 3,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,118 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $18,903,000 | 1,795 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,581,000 | 1,550 |
| Total equity capital | $14,591,000 | 3,746 |
| Total bank equity capital | $14,591,000 | 3,746 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $11,000,000 | 1,910 |
| Undivided profits | $2,991,000 | 5,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 2,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $912,000 | 3,318 |
| Earning assets | $146,694,000 | 3,425 |
| Long-term assets (5+ years) | $17,542,000 | 3,727 |
| Average Assets, year-to-date | $157,184,200 | 3,346 |
| Average Assets, quarterly | $163,586,000 | 3,332 |
| Volatile liabilities | $36,195,000 | 2,770 |
| Insider loans | $1,111,000 | 3,895 |
| FHLB advances | $18,689,000 | 1,699 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,734,000 | 4,743 |
| Tier 1 (core) risk-based capital | $14,460,000 | 3,650 |
| Tier 2 risk-based capital | $1,658,000 | 2,553 |
| Total risk weighted assets | $132,655,000 | 2,908 |
| Total unused commitments | $8,734,000 | 4,745 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 79 | 2,153 |
| Assets and Liabilities | ||
| Total Assets: | $161,125,000 | 3,363 |
| Cash and due from depository institutions | $6,853,000 | 2,153 |
| Interest-bearing balances | $222,000 | 4,308 |
| Securities | $17,198,000 | 5,137 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $123,519,000 | 2,919 |
| Loan loss allowance | $1,710,000 | 2,622 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,378,000 | 1,929 |
| Other real estate owned | $1,127,000 | 2,153 |
| Goodwill and other intangibles | $152,000 | 2,670 |
| All other assets | $6,898,000 | 2,034 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $161,125,000 | 3,363 |
| Total liabilities | $146,447,000 | 3,331 |
| Total deposits | $127,503,000 | 3,444 |
| Interest-bearing deposits | $107,341,000 | 3,421 |
| Deposits held in domestic offices | $127,503,000 | 3,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,800,000 | 2,093 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $13,521,000 | 2,176 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,623,000 | 1,539 |
| Total equity capital | $14,678,000 | 3,728 |
| Total bank equity capital | $14,678,000 | 3,728 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $600,000 | 3,776 |
| Surplus | $11,000,000 | 1,871 |
| Undivided profits | $3,078,000 | 5,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $613,000 | 3,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $883,000 | 3,539 |
| Earning assets | $140,939,000 | 3,502 |
| Long-term assets (5+ years) | $17,313,000 | 3,837 |
| Average Assets, year-to-date | $154,968,500 | 3,376 |
| Average Assets, quarterly | $158,459,000 | 3,376 |
| Volatile liabilities | $29,202,000 | 3,175 |
| Insider loans | $1,099,000 | 3,888 |
| FHLB advances | $13,304,000 | 2,076 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $10,098,000 | 4,385 |
| Tier 1 (core) risk-based capital | $14,516,000 | 3,622 |
| Tier 2 risk-based capital | $1,549,000 | 2,660 |
| Total risk weighted assets | $123,793,000 | 3,039 |
| Total unused commitments | $10,098,000 | 4,386 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 81 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $155,793,000 | 3,434 |
| Cash and due from depository institutions | $6,094,000 | 2,111 |
| Interest-bearing balances | $425,000 | 3,728 |
| Securities | $18,452,000 | 5,009 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $118,276,000 | 2,983 |
| Loan loss allowance | $1,711,000 | 2,631 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,452,000 | 1,863 |
| Other real estate owned | $822,000 | 2,111 |
| Goodwill and other intangibles | $158,000 | 2,661 |
| All other assets | $6,539,000 | 2,116 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $155,793,000 | 3,434 |
| Total liabilities | $141,311,000 | 3,409 |
| Total deposits | $126,180,000 | 3,469 |
| Interest-bearing deposits | $107,280,000 | 3,437 |
| Deposits held in domestic offices | $126,180,000 | 3,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,100,000 | 1,485 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,537,000 | 3,162 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,494,000 | 1,487 |
| Total equity capital | $14,482,000 | 3,653 |
| Total bank equity capital | $14,482,000 | 3,653 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $600,000 | 3,797 |
| Surplus | $11,000,000 | 1,829 |
| Undivided profits | $2,882,000 | 5,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $974,000 | 2,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $832,000 | 3,485 |
| Earning assets | $137,153,000 | 3,570 |
| Long-term assets (5+ years) | $16,987,000 | 3,988 |
| Average Assets, year-to-date | $152,916,330 | 3,428 |
| Average Assets, quarterly | $153,948,000 | 3,429 |
| Volatile liabilities | $28,579,000 | 3,139 |
| Insider loans | $1,094,000 | 3,880 |
| FHLB advances | $6,318,000 | 3,062 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $8,211,000 | 4,869 |
| Tier 1 (core) risk-based capital | $14,378,000 | 3,600 |
| Tier 2 risk-based capital | $1,496,000 | 2,714 |
| Total risk weighted assets | $119,437,000 | 3,094 |
| Total unused commitments | $8,211,000 | 4,871 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 81 | 2,115 |
| Assets and Liabilities | ||
| Total Assets: | $152,103,000 | 3,484 |
| Cash and due from depository institutions | $5,381,000 | 2,115 |
| Interest-bearing balances | $153,000 | 4,895 |
| Securities | $18,360,000 | 5,015 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,821 |
| Net loans & leases | $112,706,000 | 3,044 |
| Loan loss allowance | $1,626,000 | 2,722 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,460,000 | 1,831 |
| Other real estate owned | $522,000 | 2,115 |
| Goodwill and other intangibles | $163,000 | 2,637 |
| All other assets | $6,511,000 | 2,016 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $152,103,000 | 3,484 |
| Total liabilities | $137,553,000 | 3,452 |
| Total deposits | $128,427,000 | 3,406 |
| Interest-bearing deposits | $109,887,000 | 3,364 |
| Deposits held in domestic offices | $128,427,000 | 3,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,554,000 | 3,025 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,572,000 | 1,611 |
| Total equity capital | $14,550,000 | 3,712 |
| Total bank equity capital | $14,550,000 | 3,712 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $600,000 | 3,801 |
| Surplus | $11,000,000 | 1,788 |
| Undivided profits | $2,950,000 | 5,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,144,000 | 2,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $766,000 | 3,692 |
| Earning assets | $134,219,000 | 3,618 |
| Long-term assets (5+ years) | $15,349,000 | 4,148 |
| Average Assets, year-to-date | $151,478,000 | 3,467 |
| Average Assets, quarterly | $151,478,000 | 3,467 |
| Volatile liabilities | $23,456,000 | 3,511 |
| Insider loans | $1,067,000 | 3,876 |
| FHLB advances | $6,332,000 | 2,934 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,539,000 | 5,322 |
| Tier 1 (core) risk-based capital | $14,251,000 | 3,589 |
| Tier 2 risk-based capital | $1,426,000 | 2,800 |
| Total risk weighted assets | $113,916,000 | 3,172 |
| Total unused commitments | $6,539,000 | 5,332 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 78 | 2,199 |
| Assets and Liabilities | ||
| Total Assets: | $150,853,000 | 3,486 |
| Cash and due from depository institutions | $6,676,000 | 2,199 |
| Interest-bearing balances | $167,000 | 4,764 |
| Securities | $17,360,000 | 5,200 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,004 |
| Net loans & leases | $112,044,000 | 3,052 |
| Loan loss allowance | $1,877,000 | 2,391 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,511,000 | 1,804 |
| Other real estate owned | $406,000 | 2,199 |
| Goodwill and other intangibles | $166,000 | 2,624 |
| All other assets | $6,690,000 | 2,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,853,000 | 3,486 |
| Total liabilities | $136,397,000 | 3,456 |
| Total deposits | $126,915,000 | 3,423 |
| Interest-bearing deposits | $105,740,000 | 3,452 |
| Deposits held in domestic offices | $126,915,000 | 3,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,596,000 | 3,007 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,886,000 | 1,411 |
| Total equity capital | $14,456,000 | 3,655 |
| Total bank equity capital | $14,456,000 | 3,655 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $600,000 | 3,833 |
| Surplus | $11,000,000 | 1,770 |
| Undivided profits | $2,856,000 | 5,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,023,000 | 2,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $764,000 | 3,822 |
| Earning assets | $131,571,000 | 3,649 |
| Long-term assets (5+ years) | $16,776,000 | 3,956 |
| Average Assets, year-to-date | $153,040,400 | 3,338 |
| Average Assets, quarterly | $152,154,000 | 3,426 |
| Volatile liabilities | $23,850,000 | 3,458 |
| Insider loans | $1,102,000 | 3,811 |
| FHLB advances | $6,371,000 | 2,903 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,024,000 | 5,392 |
| Tier 1 (core) risk-based capital | $14,190,000 | 3,569 |
| Tier 2 risk-based capital | $1,422,000 | 2,789 |
| Total risk weighted assets | $113,310,000 | 3,175 |
| Total unused commitments | $6,024,000 | 5,396 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 75 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $153,455,000 | 3,415 |
| Cash and due from depository institutions | $5,347,000 | 2,312 |
| Interest-bearing balances | $174,000 | 4,846 |
| Securities | $23,603,000 | 4,307 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $111,662,000 | 3,031 |
| Loan loss allowance | $2,086,000 | 2,191 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,567,000 | 1,766 |
| Other real estate owned | $335,000 | 2,312 |
| Goodwill and other intangibles | $170,000 | 2,586 |
| All other assets | $6,771,000 | 1,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,455,000 | 3,415 |
| Total liabilities | $138,552,000 | 3,395 |
| Total deposits | $128,733,000 | 3,368 |
| Interest-bearing deposits | $108,811,000 | 3,367 |
| Deposits held in domestic offices | $128,733,000 | 3,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 2,748 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,628,000 | 2,956 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,491,000 | 1,638 |
| Total equity capital | $14,903,000 | 3,532 |
| Total bank equity capital | $14,903,000 | 3,532 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $600,000 | 3,862 |
| Surplus | $11,000,000 | 1,752 |
| Undivided profits | $3,303,000 | 5,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,114,000 | 2,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $876,000 | 3,532 |
| Earning assets | $135,439,000 | 3,516 |
| Long-term assets (5+ years) | $20,212,000 | 3,580 |
| Average Assets, year-to-date | $153,587,250 | 3,332 |
| Average Assets, quarterly | $152,064,000 | 3,426 |
| Volatile liabilities | $24,464,000 | 3,357 |
| Insider loans | $966,000 | 4,112 |
| FHLB advances | $6,402,000 | 2,843 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,357,000 | 5,644 |
| Tier 1 (core) risk-based capital | $14,570,000 | 3,450 |
| Tier 2 risk-based capital | $1,423,000 | 2,774 |
| Total risk weighted assets | $113,185,000 | 3,158 |
| Total unused commitments | $5,357,000 | 5,647 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 76 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $150,673,000 | 3,448 |
| Cash and due from depository institutions | $6,941,000 | 2,286 |
| Interest-bearing balances | $190,000 | 4,870 |
| Securities | $16,912,000 | 5,155 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 3,056 |
| Net loans & leases | $109,171,000 | 3,047 |
| Loan loss allowance | $2,248,000 | 1,999 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,634,000 | 1,701 |
| Other real estate owned | $305,000 | 2,286 |
| Goodwill and other intangibles | $173,000 | 2,533 |
| All other assets | $6,737,000 | 1,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,673,000 | 3,448 |
| Total liabilities | $135,845,000 | 3,437 |
| Total deposits | $125,819,000 | 3,417 |
| Interest-bearing deposits | $106,406,000 | 3,431 |
| Deposits held in domestic offices | $125,819,000 | 3,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,669,000 | 2,726 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,357,000 | 1,770 |
| Total equity capital | $14,828,000 | 3,558 |
| Total bank equity capital | $14,828,000 | 3,558 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $600,000 | 3,864 |
| Surplus | $11,000,000 | 1,717 |
| Undivided profits | $3,228,000 | 5,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,468,000 | 2,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $870,000 | 3,443 |
| Earning assets | $131,073,000 | 3,603 |
| Long-term assets (5+ years) | $12,252,000 | 4,500 |
| Average Assets, year-to-date | $153,631,330 | 3,333 |
| Average Assets, quarterly | $152,469,500 | 3,377 |
| Volatile liabilities | $26,683,000 | 3,117 |
| Insider loans | $757,000 | 4,609 |
| FHLB advances | $7,440,000 | 2,600 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,885,000 | 6,257 |
| Tier 1 (core) risk-based capital | $14,451,000 | 3,425 |
| Tier 2 risk-based capital | $1,400,000 | 2,764 |
| Total risk weighted assets | $111,168,000 | 3,163 |
| Total unused commitments | $3,885,000 | 6,268 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 76 | 2,273 |
| Assets and Liabilities | ||
| Total Assets: | $154,266,000 | 3,331 |
| Cash and due from depository institutions | $7,614,000 | 2,273 |
| Interest-bearing balances | $131,000 | 5,009 |
| Securities | $18,142,000 | 4,948 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,419 |
| Net loans & leases | $110,877,000 | 2,954 |
| Loan loss allowance | $2,327,000 | 1,875 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,769,000 | 1,627 |
| Other real estate owned | $341,000 | 2,273 |
| Goodwill and other intangibles | $178,000 | 2,501 |
| All other assets | $6,845,000 | 1,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,266,000 | 3,331 |
| Total liabilities | $139,255,000 | 3,318 |
| Total deposits | $129,113,000 | 3,310 |
| Interest-bearing deposits | $109,323,000 | 3,323 |
| Deposits held in domestic offices | $129,113,000 | 3,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $7,707,000 | 2,605 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,435,000 | 1,776 |
| Total equity capital | $15,011,000 | 3,453 |
| Total bank equity capital | $15,011,000 | 3,453 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,877 |
| Surplus | $11,000,000 | 1,688 |
| Undivided profits | $3,411,000 | 5,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,269,000 | 2,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $947,000 | 3,218 |
| Earning assets | $133,650,000 | 3,490 |
| Long-term assets (5+ years) | $6,615,000 | 5,646 |
| Average Assets, year-to-date | $155,110,500 | 3,305 |
| Average Assets, quarterly | $155,110,500 | 3,305 |
| Volatile liabilities | $26,734,000 | 3,072 |
| Insider loans | $646,000 | 4,897 |
| FHLB advances | $7,476,000 | 2,501 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,892,000 | 6,198 |
| Tier 1 (core) risk-based capital | $14,638,000 | 3,355 |
| Tier 2 risk-based capital | $1,433,000 | 2,673 |
| Total risk weighted assets | $113,724,000 | 3,053 |
| Total unused commitments | $3,892,000 | 6,212 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 79 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $155,955,000 | 3,279 |
| Cash and due from depository institutions | $7,010,000 | 2,181 |
| Interest-bearing balances | $159,000 | 4,789 |
| Securities | $13,163,000 | 5,821 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,793 |
| Net loans & leases | $117,430,000 | 2,805 |
| Loan loss allowance | $2,180,000 | 1,962 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,878,000 | 1,581 |
| Other real estate owned | $116,000 | 2,181 |
| Goodwill and other intangibles | $184,000 | 2,457 |
| All other assets | $7,174,000 | 1,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,955,000 | 3,279 |
| Total liabilities | $141,245,000 | 3,247 |
| Total deposits | $129,435,000 | 3,254 |
| Interest-bearing deposits | $110,494,000 | 3,239 |
| Deposits held in domestic offices | $129,435,000 | 3,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $9,245,000 | 2,414 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,565,000 | 1,667 |
| Total equity capital | $14,710,000 | 3,485 |
| Total bank equity capital | $14,710,000 | 3,485 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $600,000 | 3,880 |
| Surplus | $11,000,000 | 1,649 |
| Undivided profits | $3,110,000 | 5,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $991,000 | 2,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,124,000 | 2,871 |
| Earning assets | $135,752,000 | 3,406 |
| Long-term assets (5+ years) | $10,415,000 | 4,720 |
| Average Assets, year-to-date | $164,368,200 | 3,023 |
| Average Assets, quarterly | $157,960,500 | 3,221 |
| Volatile liabilities | $29,173,000 | 2,861 |
| Insider loans | $560,000 | 5,212 |
| FHLB advances | $9,012,000 | 2,278 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,874,000 | 5,600 |
| Tier 1 (core) risk-based capital | $14,308,000 | 3,370 |
| Tier 2 risk-based capital | $1,508,000 | 2,517 |
| Total risk weighted assets | $119,963,000 | 2,878 |
| Total unused commitments | $4,874,000 | 5,604 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 87 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $164,550,000 | 3,019 |
| Cash and due from depository institutions | $5,319,000 | 1,971 |
| Interest-bearing balances | $149,000 | 4,754 |
| Securities | $24,206,000 | 3,963 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,500 |
| Net loans & leases | $120,485,000 | 2,666 |
| Loan loss allowance | $2,368,000 | 1,701 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,401,000 | 1,657 |
| Other real estate owned | $430,000 | 1,971 |
| Goodwill and other intangibles | $192,000 | 2,382 |
| All other assets | $7,217,000 | 1,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,550,000 | 3,019 |
| Total liabilities | $153,158,000 | 2,939 |
| Total deposits | $138,602,000 | 2,931 |
| Interest-bearing deposits | $120,514,000 | 2,893 |
| Deposits held in domestic offices | $138,602,000 | 2,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,395,000 | 1,911 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,161,000 | 1,882 |
| Total equity capital | $11,392,000 | 4,062 |
| Total bank equity capital | $11,392,000 | 4,062 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $600,000 | 3,949 |
| Surplus | $11,000,000 | 1,566 |
| Undivided profits | $-208,000 | 8,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $840,000 | 3,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,492,000 | 2,269 |
| Earning assets | $146,140,000 | 3,086 |
| Long-term assets (5+ years) | $14,795,000 | 3,930 |
| Average Assets, year-to-date | $159,823,000 | 2,966 |
| Average Assets, quarterly | $165,238,500 | 2,982 |
| Volatile liabilities | $38,835,000 | 2,190 |
| Insider loans | $767,000 | 4,494 |
| FHLB advances | $12,153,000 | 1,786 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $8,378,000 | 4,316 |
| Tier 1 (core) risk-based capital | $11,066,000 | 3,986 |
| Tier 2 risk-based capital | $1,565,000 | 2,313 |
| Total risk weighted assets | $124,419,000 | 2,666 |
| Total unused commitments | $8,378,000 | 4,323 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 83 | 2,039 |
| Assets and Liabilities | ||
| Total Assets: | $149,516,000 | 3,169 |
| Cash and due from depository institutions | $7,232,000 | 2,039 |
| Interest-bearing balances | $40,000 | 5,529 |
| Securities | $23,150,000 | 4,164 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,761 |
| Net loans & leases | $107,084,000 | 2,858 |
| Loan loss allowance | $1,358,000 | 2,667 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,802,000 | 1,813 |
| Other real estate owned | $484,000 | 2,039 |
| Goodwill and other intangibles | $182,000 | 2,367 |
| All other assets | $5,082,000 | 1,777 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,516,000 | 3,169 |
| Total liabilities | $137,285,000 | 3,116 |
| Total deposits | $129,825,000 | 3,009 |
| Interest-bearing deposits | $112,506,000 | 2,987 |
| Deposits held in domestic offices | $129,825,000 | 3,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,534,000 | 2,724 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,926,000 | 2,128 |
| Total equity capital | $12,231,000 | 3,724 |
| Total bank equity capital | $12,231,000 | 3,724 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $600,000 | 4,068 |
| Surplus | $11,000,000 | 1,531 |
| Undivided profits | $631,000 | 8,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $794,000 | 2,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 1,136 |
| Income earned, not collected on loans | $1,540,000 | 1,686 |
| Earning assets | $131,774,000 | 3,291 |
| Long-term assets (5+ years) | $20,626,000 | 3,096 |
| Average Assets, year-to-date | $142,551,600 | 3,168 |
| Average Assets, quarterly | $146,811,000 | 3,185 |
| Volatile liabilities | $32,199,000 | 2,517 |
| Insider loans | $407,000 | 5,913 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,812,000 | 6,010 |
| Tier 1 (core) risk-based capital | $12,069,000 | 3,632 |
| Tier 2 risk-based capital | $1,366,100 | 2,494 |
| Total risk weighted assets | $109,853,900 | 2,843 |
| Total unused commitments | $3,812,000 | 6,013 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 79 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $138,264,000 | 3,333 |
| Cash and due from depository institutions | $5,557,000 | 2,196 |
| Interest-bearing balances | $48,000 | 5,463 |
| Securities | $27,559,000 | 3,847 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $97,021,000 | 2,989 |
| Loan loss allowance | $1,347,000 | 2,632 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,639,000 | 2,384 |
| Other real estate owned | $210,000 | 2,196 |
| Goodwill and other intangibles | $202,000 | 2,392 |
| All other assets | $4,076,000 | 2,173 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,264,000 | 3,333 |
| Total liabilities | $126,363,000 | 3,298 |
| Total deposits | $117,781,000 | 3,214 |
| Interest-bearing deposits | $99,868,000 | 3,265 |
| Deposits held in domestic offices | $117,781,000 | 3,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,600,000 | 2,252 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,167,000 | 3,098 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,815,000 | 2,036 |
| Total equity capital | $11,901,000 | 3,666 |
| Total bank equity capital | $11,901,000 | 3,666 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $10,000,000 | 1,625 |
| Undivided profits | $1,301,000 | 7,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $790,000 | 2,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 1,032 |
| Income earned, not collected on loans | $1,293,000 | 1,714 |
| Earning assets | $124,628,000 | 3,365 |
| Long-term assets (5+ years) | $17,443,000 | 3,600 |
| Average Assets, year-to-date | $133,602,200 | 3,313 |
| Average Assets, quarterly | $138,081,500 | 3,304 |
| Volatile liabilities | $26,671,000 | 2,779 |
| Insider loans | $550,000 | 5,117 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,320,000 | 5,834 |
| Tier 1 (core) risk-based capital | $11,865,000 | 3,659 |
| Tier 2 risk-based capital | $1,226,300 | 2,616 |
| Total risk weighted assets | $97,980,100 | 3,032 |
| Total unused commitments | $4,320,000 | 5,841 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $126,294,000 | 3,548 |
| Cash and due from depository institutions | $3,996,000 | 2,264 |
| Interest-bearing balances | $34,000 | 5,759 |
| Securities | $27,105,000 | 3,924 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $88,214,000 | 3,084 |
| Loan loss allowance | $1,408,000 | 2,466 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,149,000 | 2,579 |
| Other real estate owned | $205,000 | 2,264 |
| Goodwill and other intangibles | $87,000 | 2,724 |
| All other assets | $3,538,000 | 2,115 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,294,000 | 3,548 |
| Total liabilities | $114,877,000 | 3,498 |
| Total deposits | $111,090,000 | 3,378 |
| Interest-bearing deposits | $95,652,000 | 3,368 |
| Deposits held in domestic offices | $111,090,000 | 3,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $750,000 | 2,531 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,025,000 | 3,716 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,012,000 | 1,981 |
| Total equity capital | $11,417,000 | 3,884 |
| Total bank equity capital | $11,417,000 | 3,884 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $10,000,000 | 1,549 |
| Undivided profits | $817,000 | 8,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $942,000 | 2,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $117,000 | 846 |
| Income earned, not collected on loans | $1,227,000 | 1,771 |
| Earning assets | $115,353,000 | 3,575 |
| Long-term assets (5+ years) | $9,938,000 | 4,732 |
| Average Assets, year-to-date | $128,942,800 | 3,312 |
| Average Assets, quarterly | $127,686,000 | 3,450 |
| Volatile liabilities | $20,762,000 | 2,913 |
| Insider loans | $526,000 | 5,163 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,609,000 | 6,146 |
| Tier 1 (core) risk-based capital | $11,270,000 | 3,765 |
| Tier 2 risk-based capital | $1,120,740 | 2,759 |
| Total risk weighted assets | $89,372,040 | 3,122 |
| Total unused commitments | $3,609,000 | 6,150 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 76 | 2,342 |
| Assets and Liabilities | ||
| Total Assets: | $126,793,000 | 3,475 |
| Cash and due from depository institutions | $5,373,000 | 2,342 |
| Interest-bearing balances | $11,000 | 6,110 |
| Securities | $24,357,000 | 4,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $91,132,000 | 2,988 |
| Loan loss allowance | $1,208,000 | 2,846 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,157,000 | 2,510 |
| Other real estate owned | $142,000 | 2,342 |
| Goodwill and other intangibles | $115,000 | 2,541 |
| All other assets | $2,517,000 | 2,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,793,000 | 3,475 |
| Total liabilities | $116,181,000 | 3,423 |
| Total deposits | $109,196,000 | 3,389 |
| Interest-bearing deposits | $94,622,000 | 3,349 |
| Deposits held in domestic offices | $109,196,000 | 3,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,850,000 | 1,688 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,135,000 | 3,363 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,000,000 | 2,026 |
| Total equity capital | $10,612,000 | 4,081 |
| Total bank equity capital | $10,612,000 | 4,081 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $8,000,000 | 1,892 |
| Undivided profits | $2,012,000 | 7,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $563,000 | 3,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $206,000 | 625 |
| Income earned, not collected on loans | $1,233,000 | 1,811 |
| Earning assets | $115,500,000 | 3,516 |
| Long-term assets (5+ years) | $13,093,000 | 3,678 |
| Average Assets, year-to-date | $126,378,800 | 3,330 |
| Average Assets, quarterly | $125,985,500 | 3,452 |
| Volatile liabilities | $23,949,000 | 2,575 |
| Insider loans | $421,000 | 5,852 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,152,000 | 6,392 |
| Tier 1 (core) risk-based capital | $10,489,000 | 3,991 |
| Tier 2 risk-based capital | $1,125,600 | 2,627 |
| Total risk weighted assets | $89,965,200 | 3,077 |
| Total unused commitments | $3,152,000 | 6,400 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 75 | 2,502 |
| Assets and Liabilities | ||
| Total Assets: | $127,996,000 | 3,534 |
| Cash and due from depository institutions | $4,740,000 | 2,502 |
| Interest-bearing balances | $39,000 | 5,557 |
| Securities | $27,257,000 | 4,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $87,237,000 | 3,146 |
| Loan loss allowance | $1,107,000 | 3,209 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,032,000 | 2,574 |
| Other real estate owned | $171,000 | 2,502 |
| Goodwill and other intangibles | $148,000 | 2,290 |
| All other assets | $5,411,000 | 1,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,996,000 | 3,534 |
| Total liabilities | $118,014,000 | 3,456 |
| Total deposits | $109,096,000 | 3,488 |
| Interest-bearing deposits | $94,831,000 | 3,442 |
| Deposits held in domestic offices | $109,096,000 | 3,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $950,000 | 2,819 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,140,000 | 1,659 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,828,000 | 2,205 |
| Total equity capital | $9,982,000 | 4,344 |
| Total bank equity capital | $9,982,000 | 4,344 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $8,000,000 | 1,953 |
| Undivided profits | $1,382,000 | 8,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $641,000 | 3,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $181,000 | 677 |
| Income earned, not collected on loans | $1,064,000 | 2,103 |
| Earning assets | $114,533,000 | 3,614 |
| Long-term assets (5+ years) | $15,110,000 | 3,243 |
| Average Assets, year-to-date | $123,213,400 | 3,506 |
| Average Assets, quarterly | $127,174,000 | 3,511 |
| Volatile liabilities | $20,592,000 | 2,850 |
| Insider loans | $584,000 | 5,100 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,643,000 | 6,767 |
| Tier 1 (core) risk-based capital | $9,845,000 | 4,295 |
| Tier 2 risk-based capital | $1,107,000 | 2,693 |
| Total risk weighted assets | $89,866,200 | 3,067 |
| Total unused commitments | $2,643,000 | 6,781 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 75 | 2,581 |
| Assets and Liabilities | ||
| Total Assets: | $116,290,000 | 3,838 |
| Cash and due from depository institutions | $5,177,000 | 2,581 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $27,568,000 | 4,344 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $75,412,000 | 3,495 |
| Loan loss allowance | $1,006,000 | 3,514 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,779,000 | 2,735 |
| Other real estate owned | $54,000 | 2,581 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,300,000 | 1,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,290,000 | 3,838 |
| Total liabilities | $106,856,000 | 3,769 |
| Total deposits | $99,655,000 | 3,817 |
| Interest-bearing deposits | $84,994,000 | 3,865 |
| Deposits held in domestic offices | $99,655,000 | 3,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,567 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,437,000 | 1,749 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,564,000 | 2,557 |
| Total equity capital | $9,434,000 | 4,560 |
| Total bank equity capital | $9,434,000 | 4,560 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $8,000,000 | 1,939 |
| Undivided profits | $834,000 | 9,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $964,000 | 2,397 |
| Earning assets | $102,980,000 | 3,978 |
| Long-term assets (5+ years) | $14,588,000 | 3,148 |
| Average Assets, year-to-date | $113,952,200 | 3,768 |
| Average Assets, quarterly | $116,106,000 | 3,811 |
| Volatile liabilities | $13,610,000 | 3,616 |
| Insider loans | $929,000 | 3,920 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $9,400,000 | 4,438 |
| Tier 2 risk-based capital | $976,560 | 2,969 |
| Total risk weighted assets | $78,095,060 | 3,391 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $109,546,000 | 4,025 |
| Cash and due from depository institutions | $4,913,000 | 3,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $31,756,000 | 4,079 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 3,008 |
| Net loans & leases | $63,180,000 | 4,021 |
| Loan loss allowance | $1,009,000 | 3,559 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,034,000 | 3,599 |
| Other real estate owned | $73,000 | 3,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,840,000 | 1,732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,546,000 | 4,025 |
| Total liabilities | $100,904,000 | 3,969 |
| Total deposits | $89,676,000 | 4,186 |
| Interest-bearing deposits | $74,345,000 | 4,340 |
| Deposits held in domestic offices | $89,676,000 | 4,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,135,000 | 1,883 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $7,093,000 | 725 |
| Total equity capital | $8,642,000 | 4,617 |
| Total bank equity capital | $8,642,000 | 4,617 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $7,500,000 | 1,990 |
| Undivided profits | $542,000 | 10,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 6,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $631,000 | 3,280 |
| Earning assets | $97,686,000 | 4,129 |
| Long-term assets (5+ years) | $17,367,000 | 2,830 |
| Average Assets, year-to-date | $104,390,000 | 4,108 |
| Average Assets, quarterly | $107,225,000 | 4,065 |
| Volatile liabilities | $9,804,000 | 4,405 |
| Insider loans | $1,022,000 | 3,652 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $8,979,000 | 4,524 |
| Tier 2 risk-based capital | $837,280 | 3,417 |
| Total risk weighted assets | $66,810,580 | 3,840 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 56 | 3,717 |
| Assets and Liabilities | ||
| Total Assets: | $99,612,000 | 4,451 |
| Cash and due from depository institutions | $3,988,000 | 3,717 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $29,995,000 | 4,482 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 9,527 |
| Net loans & leases | $58,620,000 | 4,185 |
| Loan loss allowance | $1,108,000 | 3,377 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,829,000 | 3,933 |
| Other real estate owned | $210,000 | 3,717 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,620,000 | 1,683 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,612,000 | 4,451 |
| Total liabilities | $91,101,000 | 4,441 |
| Total deposits | $87,485,000 | 4,420 |
| Interest-bearing deposits | $74,213,000 | 4,499 |
| Deposits held in domestic offices | $87,485,000 | 4,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,559,000 | 1,968 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,057,000 | 3,000 |
| Total equity capital | $8,511,000 | 4,746 |
| Total bank equity capital | $8,511,000 | 4,746 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $7,500,000 | 1,902 |
| Undivided profits | $411,000 | 11,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 5,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $183,000 | 641 |
| Income earned, not collected on loans | $613,000 | 2,963 |
| Earning assets | $88,965,000 | 4,586 |
| Long-term assets (5+ years) | $9,223,000 | 4,595 |
| Average Assets, year-to-date | $98,429,000 | 4,404 |
| Average Assets, quarterly | $100,279,500 | 4,391 |
| Volatile liabilities | $10,582,000 | 3,938 |
| Insider loans | $1,025,000 | 3,659 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $8,511,000 | 4,642 |
| Tier 2 risk-based capital | $784,180 | 3,594 |
| Total risk weighted assets | $62,410,580 | 4,036 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 54 | 3,920 |
| Assets and Liabilities | ||
| Total Assets: | $96,098,000 | 4,686 |
| Cash and due from depository institutions | $3,331,000 | 3,920 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $30,812,000 | 4,352 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 7,718 |
| Net loans & leases | $56,167,000 | 4,400 |
| Loan loss allowance | $979,000 | 3,809 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,746,000 | 4,087 |
| Other real estate owned | $265,000 | 3,920 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,377,000 | 3,093 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,098,000 | 4,686 |
| Total liabilities | $88,489,000 | 4,658 |
| Total deposits | $87,396,000 | 4,554 |
| Interest-bearing deposits | $75,994,000 | 4,553 |
| Deposits held in domestic offices | $87,396,000 | 4,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,093,000 | 3,066 |
| Total equity capital | $7,609,000 | 5,013 |
| Total bank equity capital | $7,609,000 | 5,013 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $6,000,000 | 2,191 |
| Undivided profits | $1,009,000 | 9,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 6,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $691,000 | 2,884 |
| Earning assets | $88,379,000 | 4,673 |
| Long-term assets (5+ years) | $7,213,000 | 5,327 |
| Average Assets, year-to-date | $95,525,400 | 4,608 |
| Average Assets, quarterly | $96,033,500 | 4,664 |
| Volatile liabilities | $8,852,000 | 4,493 |
| Insider loans | $358,000 | 2,507 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $7,609,000 | 4,935 |
| Tier 2 risk-based capital | $714,850 | 3,891 |
| Total risk weighted assets | $56,923,650 | 4,419 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |